Mortgage Lender Statistics

Is Community Mortgage Corporation An Expensive Mortgage Lender?

We compare mortgage interest rate and loan related closing costs at Community Mortgage Corporation with other lenders for mortgages with similar borrower characteristics: Interest Rate: similar to average (-0.01%)Loan Related Closing Costs: higher than average (+$445)Assessment: this lender tends to be a average cost lender. This scoreboard is based on data reported to FFIEC. In …

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Is American Savings Bank, Fsb An Expensive Mortgage Lender?

We compare mortgage interest rate and loan related closing costs at American Savings Bank, Fsb with other lenders for mortgages with similar borrower characteristics: Interest Rate: lower than average (-0.27%)Loan Related Closing Costs: similar to average (+$187)Assessment: this lender tends to be a cheap lender. This scoreboard is based on data reported to FFIEC. In …

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Is St. James Mortgage Corporation An Expensive Mortgage Lender?

We compare mortgage interest rate and loan related closing costs at St. James Mortgage Corporation with other lenders for mortgages with similar borrower characteristics: Interest Rate: lower than average (-0.19%)Loan Related Closing Costs: lower than average (-$1267)Assessment: this lender tends to be a cheap lender. This scoreboard is based on data reported to FFIEC. In …

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Is Barksdale Federal Credit Union An Expensive Mortgage Lender?

We compare mortgage interest rate and loan related closing costs at Barksdale Federal Credit Union with other lenders for mortgages with similar borrower characteristics: Interest Rate: lower than average (-0.17%)Loan Related Closing Costs: similar to average (+$207)Assessment: this lender tends to be a cheap lender. This scoreboard is based on data reported to FFIEC. In …

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Is Prime Mortgage Lending Inc. An Expensive Mortgage Lender?

We compare mortgage interest rate and loan related closing costs at Prime Mortgage Lending Inc. with other lenders for mortgages with similar borrower characteristics: Interest Rate: higher than average (+0.07%)Loan Related Closing Costs: higher than average (+$295)Assessment: this lender tends to be a expensive lender. This scoreboard is based on data reported to FFIEC. In …

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Is North American Savings Bank An Expensive Mortgage Lender?

We compare mortgage interest rate and loan related closing costs at North American Savings Bank with other lenders for mortgages with similar borrower characteristics: Interest Rate: lower than average (-0.17%)Loan Related Closing Costs: lower than average (-$815)Assessment: this lender tends to be a cheap lender. This scoreboard is based on data reported to FFIEC. In …

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Is 1st Security Bank of Washington An Expensive Mortgage Lender?

We compare mortgage interest rate and loan related closing costs at 1st Security Bank of Washington with other lenders for mortgages with similar borrower characteristics: Interest Rate: similar to average (+0.02%)Loan Related Closing Costs: higher than average (+$804)Assessment: this lender tends to be a expensive lender. This scoreboard is based on data reported to FFIEC. …

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Is Semper Home Loans, Inc An Expensive Mortgage Lender?

We compare mortgage interest rate and loan related closing costs at Semper Home Loans, Inc with other lenders for mortgages with similar borrower characteristics: Interest Rate: higher than average (+0.08%)Loan Related Closing Costs: higher than average (+$378)Assessment: this lender tends to be a expensive lender. This scoreboard is based on data reported to FFIEC. In …

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Footnotes   [ + ]

1. The comparable mortgages control for Community Mortgage Corporation’s distribution of loan term (e.g. 30 year vs 15 year), loan-to-value (LTV), debt-to-income (DTI), loan amount, loan program (e.g. Conforming/FHA), loan purpose (e.g. purchase/refinance), and county. Interest rate and loan related closing costs are estimated based on fixed rate mortgages only, whereas market shares include all purchase or refinance mortgages.
2, 4, 6, 8, 10, 12, 14, 16, 18, 20. Cost adjusted rates were computed based on each percent of the loan amount in loan related closing costs being worth 1/6 of a percentage point in interest rate.
3. The comparable mortgages control for American Savings Bank, Fsb’s distribution of loan term (e.g. 30 year vs 15 year), loan-to-value (LTV), debt-to-income (DTI), loan amount, loan program (e.g. Conforming/FHA), loan purpose (e.g. purchase/refinance), and county. Interest rate and loan related closing costs are estimated based on fixed rate mortgages only, whereas market shares include all purchase or refinance mortgages.
5. The comparable mortgages control for St. James Mortgage Corporation’s distribution of loan term (e.g. 30 year vs 15 year), loan-to-value (LTV), debt-to-income (DTI), loan amount, loan program (e.g. Conforming/FHA), loan purpose (e.g. purchase/refinance), and county. Interest rate and loan related closing costs are estimated based on fixed rate mortgages only, whereas market shares include all purchase or refinance mortgages.
7. The comparable mortgages control for Barksdale Federal Credit Union’s distribution of loan term (e.g. 30 year vs 15 year), loan-to-value (LTV), debt-to-income (DTI), loan amount, loan program (e.g. Conforming/FHA), loan purpose (e.g. purchase/refinance), and county. Interest rate and loan related closing costs are estimated based on fixed rate mortgages only, whereas market shares include all purchase or refinance mortgages.
9. The comparable mortgages control for Prime Mortgage Lending Inc.’s distribution of loan term (e.g. 30 year vs 15 year), loan-to-value (LTV), debt-to-income (DTI), loan amount, loan program (e.g. Conforming/FHA), loan purpose (e.g. purchase/refinance), and county. Interest rate and loan related closing costs are estimated based on fixed rate mortgages only, whereas market shares include all purchase or refinance mortgages.
11. The comparable mortgages control for North American Savings Bank’s distribution of loan term (e.g. 30 year vs 15 year), loan-to-value (LTV), debt-to-income (DTI), loan amount, loan program (e.g. Conforming/FHA), loan purpose (e.g. purchase/refinance), and county. Interest rate and loan related closing costs are estimated based on fixed rate mortgages only, whereas market shares include all purchase or refinance mortgages.
13. The comparable mortgages control for 1st Security Bank of Washington’s distribution of loan term (e.g. 30 year vs 15 year), loan-to-value (LTV), debt-to-income (DTI), loan amount, loan program (e.g. Conforming/FHA), loan purpose (e.g. purchase/refinance), and county. Interest rate and loan related closing costs are estimated based on fixed rate mortgages only, whereas market shares include all purchase or refinance mortgages.
15. The comparable mortgages control for CNB Bank’s distribution of loan term (e.g. 30 year vs 15 year), loan-to-value (LTV), debt-to-income (DTI), loan amount, loan program (e.g. Conforming/FHA), loan purpose (e.g. purchase/refinance), and county. Interest rate and loan related closing costs are estimated based on fixed rate mortgages only, whereas market shares include all purchase or refinance mortgages.
17. The comparable mortgages control for Self Reliance (NY) FCU’s distribution of loan term (e.g. 30 year vs 15 year), loan-to-value (LTV), debt-to-income (DTI), loan amount, loan program (e.g. Conforming/FHA), loan purpose (e.g. purchase/refinance), and county. Interest rate and loan related closing costs are estimated based on fixed rate mortgages only, whereas market shares include all purchase or refinance mortgages.
19. The comparable mortgages control for Semper Home Loans, Inc’s distribution of loan term (e.g. 30 year vs 15 year), loan-to-value (LTV), debt-to-income (DTI), loan amount, loan program (e.g. Conforming/FHA), loan purpose (e.g. purchase/refinance), and county. Interest rate and loan related closing costs are estimated based on fixed rate mortgages only, whereas market shares include all purchase or refinance mortgages.