Top Mortgage Lenders in the Anchorage municipality, AK area

Which mortgage lender in the Anchorage municipality, AK area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Anchorage municipality, AK area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Anchorage municipality, AK area is North American Savings Bank, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.17%. This means that North American Savings Bank provided a -0.17% lower interest rate for its customers than other lenders in Anchorage municipality, AK for a similar set of borrowers. North American Savings Bank has a market share of 1.1%. On the other hand, the most popular lender in the market is Residential Mortgage, with a market share of 21.2%. Residential Mortgage is an average rate lender in this area, with a “Rate Difference” of -0.03% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Anchorage municipality, AK area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Anchorage municipality, AK is Alaska USA Mortgage Company. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Caliber Home Loans Inc. The cheapest VA mortgage provider is North American Savings Bank. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
North American Savings Bank 1, -0.17% 1.11%
Flagstar Bank 2, -0.11% 2.14%
Alaska USA Mortgage Company 3, -0.11% 18.13%
Credit Union 1 4, -0.10% 2.47%
First National Bank Alaska 5, -0.08% 3.71%
Matanuska Valley Federal Credit Union 6, -0.06% 1.57%
Navy Federal Credit Union 7, -0.06% 0.73%
NBKC Bank 8, -0.03% 1.08%
Residential Mortgage 9, -0.03% 21.22%
LoanDepot 10, -0.01% 1.70%
Guild Mortgage Company 11, -0.00% 1.24%
Movement Mortgage 12, 0.01% 3.24%
Wells Fargo Bank 13, 0.01% 9.86%
KeyBank National Association 14, 0.01% 0.60%
Caliber Home Loans Inc 15, 0.04% 8.47%
Finance of America Mortgage 16, 0.04% 0.72%
Bank 2 17, 0.06% 0.44%
Freedom Mortgage Corporation 18, 0.07% 0.44%
Academy Mortgage Corporation 19, 0.08% 2.18%
Usaa Federal Savings Bank 20, 0.09% 2.32%
Cornerstone Home Lending, Inc 21, 0.09% 0.63%
Guaranteed Rate Inc 22, 0.10% 0.50%
Primelending 23, 0.11% 1.66%
Stearns Lending 24, 0.12% 2.68%
Planet Home Lending 25, 0.13% 0.60%
Primary Residential Mortgage Inc 26, 0.15% 1.66%
The Federal Savings Bank 27, 0.16% 1.11%
Quicken Loans 28, 0.22% 7.80%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
North American Savings Bank 1, -0.17% 1.56%
Flagstar Bank 2, -0.11% 2.05%
Alaska USA Mortgage Company 3, -0.09% 19.88%
Credit Union 1 4, -0.07% 1.27%
Navy Federal Credit Union 5, -0.06% 0.95%
Wells Fargo Bank 6, -0.05% 9.94%
Residential Mortgage 7, -0.01% 25.78%
NBKC Bank 8, -0.01% 0.87%
First National Bank Alaska 9, -0.01% 3.18%
Guild Mortgage Company 10, 0.01% 1.14%
Matanuska Valley Federal Credit Union 11, 0.02% 0.56%
Movement Mortgage 12, 0.02% 3.67%
LoanDepot 13, 0.04% 0.13%
Finance of America Mortgage 14, 0.05% 0.97%
KeyBank National Association 15, 0.05% 0.41%
Bank 2 16, 0.06% 0.60%
Caliber Home Loans Inc 17, 0.07% 9.85%
Academy Mortgage Corporation 18, 0.09% 2.96%
Freedom Mortgage Corporation 19, 0.09% 0.24%
Cornerstone Home Lending, Inc 20, 0.10% 0.78%
Usaa Federal Savings Bank 21, 0.11% 2.51%
Guaranteed Rate Inc 22, 0.11% 0.61%
Primelending 23, 0.13% 2.07%
Planet Home Lending 24, 0.16% 0.65%
Stearns Lending 25, 0.16% 3.11%
Primary Residential Mortgage Inc 26, 0.16% 2.12%
Quicken Loans 27, 0.20% 2.16%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First National Bank Alaska 1, -0.20% 4.88%
Alaska USA Mortgage Company 2, -0.18% 14.23%
Credit Union 1 3, -0.12% 5.17%
Flagstar Bank 4, -0.12% 2.34%
Matanuska Valley Federal Credit Union 5, -0.10% 3.84%
Residential Mortgage 6, -0.08% 11.01%
Caliber Home Loans Inc 7, -0.07% 5.38%
NBKC Bank 8, -0.05% 1.54%
Movement Mortgage 9, -0.04% 2.29%
KeyBank National Association 10, -0.03% 1.04%
Stearns Lending 11, -0.02% 1.71%
Guild Mortgage Company 12, -0.02% 1.46%
LoanDepot 13, -0.02% 5.21%
Finance of America Mortgage 14, -0.02% 0.17%
Navy Federal Credit Union 15, -0.00% 0.25%
North American Savings Bank 16, 0.01% 0.08%
Primelending 17, 0.01% 0.75%
Usaa Federal Savings Bank 18, 0.01% 1.88%
Guaranteed Rate Inc 19, 0.01% 0.25%
Bank 2 20, 0.01% 0.08%
Academy Mortgage Corporation 21, 0.02% 0.42%
Cornerstone Home Lending, Inc 22, 0.02% 0.29%
Primary Residential Mortgage Inc 23, 0.04% 0.63%
Planet Home Lending 24, 0.04% 0.50%
Freedom Mortgage Corporation 25, 0.06% 0.88%
Wells Fargo Bank 26, 0.14% 9.68%
The Federal Savings Bank 27, 0.16% 3.59%
Quicken Loans 28, 0.21% 20.44%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Alaska USA Mortgage Company 1, -0.13% 20.22%
Credit Union 1 2, -0.10% 3.75%
First National Bank Alaska 3, -0.09% 5.34%
Matanuska Valley Federal Credit Union 4, -0.06% 2.49%
Residential Mortgage 5, -0.05% 22.97%
Flagstar Bank 6, -0.04% 1.45%
LoanDepot 7, -0.01% 1.47%
NBKC Bank 8, -0.01% 0.86%
Movement Mortgage 9, -0.00% 2.12%
Finance of America Mortgage 10, 0.01% 0.49%
Guild Mortgage Company 11, 0.01% 0.77%
North American Savings Bank 12, 0.01% 0.08%
KeyBank National Association 13, 0.01% 0.84%
The Federal Savings Bank 14, 0.01% 0.02%
Wells Fargo Bank 15, 0.03% 13.21%
Bank 2 16, 0.05% 0.06%
Navy Federal Credit Union 17, 0.07% 0.24%
Usaa Federal Savings Bank 18, 0.08% 1.10%
Academy Mortgage Corporation 19, 0.08% 1.79%
Freedom Mortgage Corporation 20, 0.09% 0.12%
Cornerstone Home Lending, Inc 21, 0.11% 0.65%
Guaranteed Rate Inc 22, 0.12% 0.43%
Planet Home Lending 23, 0.16% 0.49%
Primelending 24, 0.16% 1.59%
Stearns Lending 25, 0.19% 1.75%
Caliber Home Loans Inc 26, 0.20% 5.46%
Primary Residential Mortgage Inc 27, 0.20% 0.96%
Quicken Loans 28, 0.23% 9.27%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Alaska USA Mortgage Company 1, -0.10% 22.78%
Credit Union 1 2, -0.07% 2.05%
Wells Fargo Bank 3, -0.04% 13.52%
Residential Mortgage 4, -0.04% 28.54%
Flagstar Bank 5, -0.03% 1.20%
First National Bank Alaska 6, -0.01% 4.63%
NBKC Bank 7, -0.00% 0.72%
Movement Mortgage 8, 0.00% 2.49%
Finance of America Mortgage 9, 0.01% 0.66%
North American Savings Bank 10, 0.01% 0.09%
Matanuska Valley Federal Credit Union 11, 0.02% 0.95%
LoanDepot 12, 0.03% 0.09%
Guild Mortgage Company 13, 0.05% 0.50%
Bank 2 14, 0.05% 0.09%
KeyBank National Association 15, 0.06% 0.50%
Academy Mortgage Corporation 16, 0.09% 2.58%
Navy Federal Credit Union 17, 0.10% 0.28%
Usaa Federal Savings Bank 18, 0.12% 1.20%
Cornerstone Home Lending, Inc 19, 0.13% 0.85%
Guaranteed Rate Inc 20, 0.14% 0.57%
Planet Home Lending 21, 0.18% 0.54%
Primelending 22, 0.20% 1.95%
Stearns Lending 23, 0.21% 2.27%
Quicken Loans 24, 0.21% 2.49%
Primary Residential Mortgage Inc 25, 0.22% 1.29%
Caliber Home Loans Inc 26, 0.23% 7.15%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Alaska USA Mortgage Company 1, -0.21% 15.53%
First National Bank Alaska 2, -0.19% 6.64%
Credit Union 1 3, -0.12% 6.87%
Residential Mortgage 4, -0.09% 12.76%
Matanuska Valley Federal Credit Union 5, -0.09% 5.31%
Flagstar Bank 6, -0.06% 1.91%
NBKC Bank 7, -0.03% 1.10%
Guild Mortgage Company 8, -0.03% 1.27%
Movement Mortgage 9, -0.02% 1.44%
LoanDepot 10, -0.02% 3.98%
KeyBank National Association 11, -0.02% 1.44%
Finance of America Mortgage 12, -0.02% 0.17%
Navy Federal Credit Union 13, -0.01% 0.17%
Usaa Federal Savings Bank 14, -0.01% 0.92%
The Federal Savings Bank 15, 0.01% 0.06%
Primelending 16, 0.01% 0.92%
North American Savings Bank 17, 0.01% 0.06%
Academy Mortgage Corporation 18, 0.03% 0.35%
Cornerstone Home Lending, Inc 19, 0.03% 0.29%
Guaranteed Rate Inc 20, 0.03% 0.17%
Caliber Home Loans Inc 21, 0.05% 2.37%
Primary Residential Mortgage Inc 22, 0.08% 0.35%
Stearns Lending 23, 0.08% 0.81%
Freedom Mortgage Corporation 24, 0.09% 0.35%
Planet Home Lending 25, 0.10% 0.40%
Wells Fargo Bank 26, 0.16% 12.64%
Quicken Loans 27, 0.23% 21.71%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.09% 15.44%
Alaska USA Mortgage Company 2, -0.08% 18.24%
Guild Mortgage Company 3, -0.02% 3.19%
Residential Mortgage 4, -0.02% 21.04%
Movement Mortgage 5, -0.01% 5.98%
NBKC Bank 6, 0.00% 0.39%
LoanDepot 7, 0.00% 0.97%
Flagstar Bank 8, 0.01% 0.19%
KeyBank National Association 9, 0.01% 0.10%
North American Savings Bank 10, 0.02% 0.29%
Wells Fargo Bank 11, 0.02% 1.54%
Navy Federal Credit Union 12, 0.03% 0.10%
The Federal Savings Bank 13, 0.03% 0.19%
Primelending 14, 0.04% 2.51%
First National Bank Alaska 15, 0.04% 0.97%
Cornerstone Home Lending, Inc 16, 0.04% 0.97%
Finance of America Mortgage 17, 0.05% 1.16%
Freedom Mortgage Corporation 18, 0.05% 0.97%
Bank 2 19, 0.06% 2.99%
Academy Mortgage Corporation 20, 0.08% 4.44%
Guaranteed Rate Inc 21, 0.09% 0.58%
Stearns Lending 22, 0.11% 5.02%
Quicken Loans 23, 0.14% 6.27%
Planet Home Lending 24, 0.14% 1.35%
Primary Residential Mortgage Inc 25, 0.15% 5.12%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.09% 14.76%
Alaska USA Mortgage Company 2, -0.08% 20.09%
Guild Mortgage Company 3, -0.03% 2.61%
Residential Mortgage 4, -0.01% 23.16%
Movement Mortgage 5, -0.01% 6.13%
NBKC Bank 6, 0.01% 0.45%
Flagstar Bank 7, 0.01% 0.23%
KeyBank National Association 8, 0.02% 0.11%
Wells Fargo Bank 9, 0.02% 1.36%
North American Savings Bank 10, 0.03% 0.23%
LoanDepot 11, 0.03% 0.11%
Navy Federal Credit Union 12, 0.03% 0.11%
Primelending 13, 0.04% 2.95%
First National Bank Alaska 14, 0.04% 1.14%
Cornerstone Home Lending, Inc 15, 0.05% 1.02%
Finance of America Mortgage 16, 0.06% 1.25%
Freedom Mortgage Corporation 17, 0.06% 0.79%
Bank 2 18, 0.07% 3.29%
Academy Mortgage Corporation 19, 0.08% 5.22%
Guaranteed Rate Inc 20, 0.09% 0.68%
Stearns Lending 21, 0.13% 5.45%
Planet Home Lending 22, 0.15% 1.48%
Quicken Loans 23, 0.16% 1.93%
Primary Residential Mortgage Inc 24, 0.16% 5.45%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.11% 19.35%
Residential Mortgage 2, -0.04% 9.03%
Stearns Lending 3, -0.04% 2.58%
Alaska USA Mortgage Company 4, -0.04% 7.74%
LoanDepot 5, -0.03% 5.81%
Guild Mortgage Company 6, -0.02% 6.45%
North American Savings Bank 7, -0.01% 0.65%
Movement Mortgage 8, -0.01% 5.16%
Finance of America Mortgage 9, -0.01% 0.65%
Bank 2 10, -0.01% 1.29%
The Federal Savings Bank 11, 0.00% 1.29%
Freedom Mortgage Corporation 12, 0.00% 1.94%
Cornerstone Home Lending, Inc 13, 0.01% 0.65%
Wells Fargo Bank 14, 0.01% 2.58%
Planet Home Lending 15, 0.02% 0.65%
Primary Residential Mortgage Inc 16, 0.02% 3.23%
Quicken Loans 17, 0.10% 30.97%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.02% 27.27%
KeyBank National Association 2, -0.01% 6.06%
First National Bank Alaska 3, -0.01% 3.03%
Alaska USA Mortgage Company 4, -0.00% 12.12%
Residential Mortgage 5, 0.01% 45.45%
Navy Federal Credit Union 6, 0.02% 3.03%
Caliber Home Loans Inc 7, 0.03% 3.03%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.03% 20.00%
KeyBank National Association 2, -0.01% 8.00%
Alaska USA Mortgage Company 3, -0.01% 8.00%
First National Bank Alaska 4, -0.01% 4.00%
Residential Mortgage 5, 0.01% 52.00%
Navy Federal Credit Union 6, 0.02% 4.00%
Caliber Home Loans Inc 7, 0.03% 4.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.01% 50.00%
Residential Mortgage 2, 0.00% 25.00%
Alaska USA Mortgage Company 3, 0.01% 25.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
North American Savings Bank 1, -0.19% 4.40%
Flagstar Bank 2, -0.18% 5.18%
Navy Federal Credit Union 3, -0.10% 2.40%
Wells Fargo Bank 4, -0.09% 5.18%
Caliber Home Loans Inc 5, -0.06% 12.76%
NBKC Bank 6, -0.05% 2.12%
Alaska USA Mortgage Company 7, -0.05% 12.48%
LoanDepot 8, -0.01% 2.79%
Guild Mortgage Company 9, 0.00% 1.39%
Movement Mortgage 10, 0.03% 4.79%
Credit Union 1 11, 0.03% 0.45%
Planet Home Lending 12, 0.03% 0.50%
KeyBank National Association 13, 0.03% 0.17%
Primelending 14, 0.03% 1.39%
First National Bank Alaska 15, 0.04% 0.84%
Cornerstone Home Lending, Inc 16, 0.05% 0.39%
Stearns Lending 17, 0.05% 3.90%
Guaranteed Rate Inc 18, 0.06% 0.67%
Primary Residential Mortgage Inc 19, 0.06% 1.62%
Residential Mortgage 20, 0.06% 16.10%
Finance of America Mortgage 21, 0.07% 1.11%
Freedom Mortgage Corporation 22, 0.08% 1.00%
Academy Mortgage Corporation 23, 0.08% 1.95%
Usaa Federal Savings Bank 24, 0.08% 7.02%
The Federal Savings Bank 25, 0.16% 4.62%
Quicken Loans 26, 0.18% 4.79%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
North American Savings Bank 1, -0.19% 6.11%
Flagstar Bank 2, -0.17% 5.41%
Navy Federal Credit Union 3, -0.10% 3.09%
Wells Fargo Bank 4, -0.10% 6.81%
Alaska USA Mortgage Company 5, -0.05% 12.84%
NBKC Bank 6, -0.03% 1.55%
Caliber Home Loans Inc 7, -0.03% 13.23%
Guild Mortgage Company 8, 0.01% 1.70%
Credit Union 1 9, 0.02% 0.23%
KeyBank National Association 10, 0.04% 0.23%
Primelending 11, 0.04% 1.78%
First National Bank Alaska 12, 0.05% 1.01%
LoanDepot 13, 0.06% 0.23%
Cornerstone Home Lending, Inc 14, 0.06% 0.46%
Movement Mortgage 15, 0.07% 4.95%
Residential Mortgage 16, 0.07% 20.26%
Primary Residential Mortgage Inc 17, 0.07% 1.93%
Finance of America Mortgage 18, 0.08% 1.55%
Guaranteed Rate Inc 19, 0.09% 0.70%
Planet Home Lending 20, 0.09% 0.39%
Academy Mortgage Corporation 21, 0.10% 2.40%
Usaa Federal Savings Bank 22, 0.11% 7.50%
Stearns Lending 23, 0.13% 3.63%
Freedom Mortgage Corporation 24, 0.13% 0.46%
Quicken Loans 25, 0.17% 1.55%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Flagstar Bank 1, -0.21% 4.58%
Caliber Home Loans Inc 2, -0.15% 11.55%
Stearns Lending 3, -0.10% 4.58%
Movement Mortgage 4, -0.09% 4.38%
NBKC Bank 5, -0.09% 3.59%
Planet Home Lending 6, -0.06% 0.80%
Alaska USA Mortgage Company 7, -0.05% 11.55%
LoanDepot 8, -0.03% 9.36%
Guaranteed Rate Inc 9, -0.03% 0.60%
Guild Mortgage Company 10, -0.02% 0.60%
First National Bank Alaska 11, -0.01% 0.40%
Primary Residential Mortgage Inc 12, -0.01% 0.80%
Primelending 13, -0.01% 0.40%
Academy Mortgage Corporation 14, -0.01% 0.80%
Cornerstone Home Lending, Inc 15, -0.01% 0.20%
Navy Federal Credit Union 16, -0.01% 0.60%
Usaa Federal Savings Bank 17, 0.01% 5.78%
Residential Mortgage 18, 0.01% 5.38%
Credit Union 1 19, 0.02% 1.00%
Freedom Mortgage Corporation 20, 0.03% 2.39%
Wells Fargo Bank 21, 0.07% 1.00%
The Federal Savings Bank 22, 0.14% 16.53%
Quicken Loans 23, 0.17% 13.15%

* Data is compiled for the Anchorage municipality, AK commuting zone area, which comprises of counties of Anchorage Borough, AK, Kenai Peninsula Borough, AK, and Matanuska-Susitna Borough, AK. This includes cities/towns/communities of Anchorage municipality, AK as well as Knik-Fairview, AK, Gateway, AK, Meadow Lakes, AK, Lakes, AK, Kalifornsky, AK, Tanaina, AK, Wasilla, AK, Funny River, AK, Palmer, AK, Kenai, AK, Homer, AK, Soldotna, AK, Knik River, AK, Point MacKenzie, AK, Salamatof, AK, Lowell Point, AK, Fox River, AK, Susitna North, AK, Ninilchik, AK, Talkeetna, AK, Houston, AK, Lazy Mountain, AK, Primrose, AK, Halibut Cove, AK, and Trapper Creek, AK. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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