Top Mortgage Lenders in the Eugene, OR area

Which mortgage lender in the Eugene, OR area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Eugene, OR area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Eugene, OR area is Oregon Community Credit Union, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.38%. This means that Oregon Community Credit Union provided a -0.38% lower interest rate for its customers than other lenders in Eugene, OR for a similar set of borrowers. Oregon Community Credit Union has a market share of 2.9%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 9.4%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.09% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Eugene, OR area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Eugene, OR is Oregon Community Credit Union. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Us Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is CMG Mortgage Inc. The cheapest VA mortgage provider is Navy Federal Credit Union. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Oregon Community Credit Union 1, -0.38% 2.94%
Provident Funding Associates 2, -0.25% 0.72%
SELCO Community Credit Union 3, -0.24% 0.65%
First Technology Credit Union 4, -0.22% 1.19%
First Community Credit Union 5, -0.20% 0.25%
CMG Mortgage Inc 6, -0.19% 3.16%
Sovereign Lending Group, Inc 7, -0.15% 0.20%
DHI Mortgage Company Limited 8, -0.15% 0.44%
FirstBank 9, -0.13% 0.23%
Us Bank 10, -0.13% 2.84%
OnPoint Community Credit Union 11, -0.13% 0.75%
Bank of America 12, -0.12% 0.77%
Amerisave Mortgage Corporation 13, -0.12% 0.46%
LoanDepot 14, -0.12% 3.07%
Navy Federal Credit Union 15, -0.10% 0.45%
Citizens Bank 16, -0.09% 0.17%
Marion & Polk Schools Credit Union 17, -0.08% 0.37%
Keller Mortgage 18, -0.07% 0.35%
Columbia State Bank 19, -0.07% 0.32%
Cherry Creek Mortgage Co Inc 20, -0.07% 0.71%
Caliber Home Loans Inc 21, -0.07% 6.27%
Newrez 22, -0.07% 0.38%
Mortgage Express 23, -0.07% 1.58%
Northwest Community Credit Union 24, -0.07% 0.75%
Usaa Federal Savings Bank 25, -0.06% 1.13%
Washington Trust Bank 26, -0.06% 0.23%
Nations Direct Mortgage 27, -0.05% 1.15%
Plaza Home Mortgage Inc 28, -0.05% 0.58%
Home Point Financial Corporation 29, -0.05% 0.40%
NBKC Bank 30, -0.04% 0.23%
KeyBank National Association 31, -0.04% 1.56%
Unitus Community Credit Union 32, -0.04% 0.34%
New American Funding 33, -0.03% 0.54%
Paramount Equity Mortgage 34, -0.03% 0.21%
Cardinal Financial Company LP 35, -0.03% 0.27%
HomeServices Lending 36, -0.03% 0.39%
Banner Bank 37, -0.03% 0.45%
HomeBridge Financial Services, Inc 38, -0.02% 1.13%
Churchill Mortgage Corporation 39, -0.02% 0.24%
Stearns Lending 40, -0.02% 1.05%
Fairway Independent Mort Corp 41, -0.02% 2.02%
JG Wentworth Home Lending 42, -0.02% 0.30%
Sierra Pacific Mortgage 43, -0.01% 1.04%
Landmark Professional Mortgage Corporation 44, -0.01% 2.65%
Washington Federal 45, -0.00% 0.21%
Guaranteed Rate Inc 46, -0.00% 0.15%
Primary Residential Mortgage Inc 47, -0.00% 0.27%
JPMorgan Chase Bank 48, 0.00% 1.36%
Summit Mortgage Corporation 49, 0.00% 0.19%
Lakeview Loan Servicing 50, 0.01% 0.47%
Movement Mortgage 51, 0.01% 1.13%
Evergreen Moneysource Mortgage Company 52, 0.01% 0.56%
Synergy One Lending 53, 0.02% 0.33%
American Financing Corporation 54, 0.03% 0.39%
Pennymac Loan Services 55, 0.03% 1.23%
American Financial Resources Inc 56, 0.04% 0.34%
Commerce Home Mortgage 57, 0.04% 0.42%
Mortgage Solutions of Colorado 58, 0.04% 0.15%
Supreme Lending/ Everett Financial Inc 59, 0.05% 0.28%
Guild Mortgage Company 60, 0.05% 5.70%
American Pacific Mortgage Corporation 61, 0.05% 1.04%
Ditech Financial 62, 0.05% 0.21%
Willamette Valley Bank 63, 0.06% 0.75%
Flagstar Bank 64, 0.06% 3.41%
Wells Fargo Bank 65, 0.08% 2.80%
The Federal Savings Bank 66, 0.08% 0.50%
Directors Mortgage, Inc 67, 0.08% 1.52%
Summit Funding Inc 68, 0.08% 2.69%
Carrington Mortgage Services 69, 0.09% 0.60%
Quicken Loans 70, 0.09% 9.41%
Finance of America Mortgage 71, 0.10% 4.55%
Academy Mortgage Corporation 72, 0.11% 2.99%
Umpqua Bank 73, 0.11% 3.49%
Homeside Financial 74, 0.13% 0.19%
Mann Mortgage 75, 0.13% 1.80%
Nations Lending Corporation 76, 0.14% 0.28%
Freedom Mortgage Corporation 77, 0.15% 1.06%
Waterstone Mortgage Corp 78, 0.16% 0.34%
HomeStreet Bank 79, 0.16% 0.84%
Pacific Residential Mortgage 80, 0.19% 2.33%
Nationstar Mortgage 81, 0.21% 0.84%
NewDay USA 82, 0.44% 0.23%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Oregon Community Credit Union 1, -0.26% 2.09%
CMG Mortgage Inc 2, -0.23% 3.26%
Us Bank 3, -0.23% 2.35%
First Technology Credit Union 4, -0.21% 0.95%
Bank of America 5, -0.19% 0.88%
JPMorgan Chase Bank 6, -0.17% 1.10%
DHI Mortgage Company Limited 7, -0.15% 0.91%
First Community Credit Union 8, -0.13% 0.19%
KeyBank National Association 9, -0.12% 0.90%
Navy Federal Credit Union 10, -0.11% 0.67%
LoanDepot 11, -0.11% 1.93%
Cherry Creek Mortgage Co Inc 12, -0.10% 0.89%
Provident Funding Associates 13, -0.10% 0.31%
Wells Fargo Bank 14, -0.10% 2.54%
Keller Mortgage 15, -0.08% 0.62%
FirstBank 16, -0.08% 0.18%
SELCO Community Credit Union 17, -0.08% 0.23%
Caliber Home Loans Inc 18, -0.08% 7.05%
Columbia State Bank 19, -0.08% 0.18%
Mortgage Express 20, -0.08% 2.14%
Usaa Federal Savings Bank 21, -0.07% 1.45%
Northwest Community Credit Union 22, -0.06% 0.53%
Plaza Home Mortgage Inc 23, -0.06% 0.67%
Citizens Bank 24, -0.06% 0.10%
Washington Trust Bank 25, -0.06% 0.45%
Marion & Polk Schools Credit Union 26, -0.05% 0.31%
Churchill Mortgage Corporation 27, -0.05% 0.30%
Unitus Community Credit Union 28, -0.05% 0.26%
HomeBridge Financial Services, Inc 29, -0.04% 1.27%
Nations Direct Mortgage 30, -0.04% 1.02%
Home Point Financial Corporation 31, -0.04% 0.38%
NBKC Bank 32, -0.03% 0.19%
Quicken Loans 33, -0.03% 4.20%
HomeServices Lending 34, -0.03% 0.74%
Pennymac Loan Services 35, -0.03% 0.22%
Landmark Professional Mortgage Corporation 36, -0.02% 3.22%
OnPoint Community Credit Union 37, -0.02% 0.77%
Banner Bank 38, -0.02% 0.50%
Sierra Pacific Mortgage 39, -0.02% 1.17%
Amerisave Mortgage Corporation 40, -0.02% 0.05%
Washington Federal 41, -0.01% 0.33%
Sovereign Lending Group, Inc 42, -0.01% 0.01%
Stearns Lending 43, -0.01% 1.28%
Synergy One Lending 44, -0.00% 0.16%
Guaranteed Rate Inc 45, 0.00% 0.20%
Fairway Independent Mort Corp 46, 0.01% 2.77%
The Federal Savings Bank 47, 0.01% 0.01%
Ditech Financial 48, 0.01% 0.02%
Paramount Equity Mortgage 49, 0.01% 0.02%
Newrez 50, 0.02% 0.15%
Freedom Mortgage Corporation 51, 0.02% 0.41%
Commerce Home Mortgage 52, 0.02% 0.51%
Summit Mortgage Corporation 53, 0.02% 0.20%
Movement Mortgage 54, 0.03% 1.49%
Evergreen Moneysource Mortgage Company 55, 0.03% 0.86%
Nations Lending Corporation 56, 0.03% 0.01%
JG Wentworth Home Lending 57, 0.03% 0.12%
New American Funding 58, 0.03% 0.43%
Cardinal Financial Company LP 59, 0.03% 0.14%
Nationstar Mortgage 60, 0.03% 0.16%
Supreme Lending/ Everett Financial Inc 61, 0.03% 0.33%
Carrington Mortgage Services 62, 0.04% 0.18%
NewDay USA 63, 0.04% 0.07%
Primary Residential Mortgage Inc 64, 0.04% 0.26%
Guild Mortgage Company 65, 0.05% 6.90%
American Pacific Mortgage Corporation 66, 0.05% 1.43%
Willamette Valley Bank 67, 0.06% 0.82%
Flagstar Bank 68, 0.06% 4.24%
Homeside Financial 69, 0.06% 0.19%
American Financing Corporation 70, 0.06% 0.10%
Mortgage Solutions of Colorado 71, 0.07% 0.16%
Umpqua Bank 72, 0.07% 4.31%
Directors Mortgage, Inc 73, 0.08% 2.28%
American Financial Resources Inc 74, 0.11% 0.37%
Summit Funding Inc 75, 0.11% 3.96%
Academy Mortgage Corporation 76, 0.14% 4.56%
HomeStreet Bank 77, 0.14% 1.26%
Finance of America Mortgage 78, 0.15% 5.76%
Mann Mortgage 79, 0.15% 2.66%
Pacific Residential Mortgage 80, 0.21% 3.25%
Waterstone Mortgage Corp 81, 0.23% 0.47%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Oregon Community Credit Union 1, -0.43% 3.74%
Provident Funding Associates 2, -0.28% 1.11%
SELCO Community Credit Union 3, -0.27% 1.05%
First Community Credit Union 4, -0.24% 0.32%
OnPoint Community Credit Union 5, -0.23% 0.73%
First Technology Credit Union 6, -0.22% 1.42%
FirstBank 7, -0.16% 0.29%
CMG Mortgage Inc 8, -0.16% 3.07%
Sovereign Lending Group, Inc 9, -0.15% 0.39%
Amerisave Mortgage Corporation 10, -0.12% 0.84%
LoanDepot 11, -0.12% 4.15%
Citizens Bank 12, -0.10% 0.23%
Marion & Polk Schools Credit Union 13, -0.09% 0.44%
Newrez 14, -0.09% 0.60%
Navy Federal Credit Union 15, -0.08% 0.25%
Columbia State Bank 16, -0.07% 0.46%
Fairway Independent Mort Corp 17, -0.07% 1.32%
Northwest Community Credit Union 18, -0.07% 0.97%
New American Funding 19, -0.07% 0.64%
Us Bank 20, -0.06% 3.30%
Nations Direct Mortgage 21, -0.06% 1.27%
Caliber Home Loans Inc 22, -0.06% 5.54%
Usaa Federal Savings Bank 23, -0.06% 0.83%
Home Point Financial Corporation 24, -0.06% 0.41%
Mortgage Express 25, -0.05% 1.05%
NBKC Bank 26, -0.05% 0.26%
Cardinal Financial Company LP 27, -0.05% 0.40%
Primary Residential Mortgage Inc 28, -0.04% 0.27%
American Financial Resources Inc 29, -0.04% 0.32%
Stearns Lending 30, -0.04% 0.83%
Plaza Home Mortgage Inc 31, -0.04% 0.49%
Paramount Equity Mortgage 32, -0.03% 0.40%
Banner Bank 33, -0.03% 0.40%
Bank of America 34, -0.03% 0.67%
Unitus Community Credit Union 35, -0.03% 0.42%
Cherry Creek Mortgage Co Inc 36, -0.03% 0.54%
JG Wentworth Home Lending 37, -0.02% 0.47%
Evergreen Moneysource Mortgage Company 38, -0.02% 0.29%
Washington Trust Bank 39, -0.02% 0.02%
Keller Mortgage 40, -0.02% 0.10%
Guaranteed Rate Inc 41, -0.02% 0.10%
Summit Mortgage Corporation 42, -0.02% 0.19%
Movement Mortgage 43, -0.01% 0.79%
Sierra Pacific Mortgage 44, -0.01% 0.91%
HomeBridge Financial Services, Inc 45, -0.00% 0.99%
KeyBank National Association 46, -0.00% 2.19%
Waterstone Mortgage Corp 47, -0.00% 0.21%
Landmark Professional Mortgage Corporation 48, 0.00% 2.11%
Mortgage Solutions of Colorado 49, 0.01% 0.14%
Summit Funding Inc 50, 0.01% 1.49%
Washington Federal 51, 0.01% 0.09%
Lakeview Loan Servicing 52, 0.01% 0.90%
HomeServices Lending 53, 0.01% 0.06%
Academy Mortgage Corporation 54, 0.01% 1.52%
Finance of America Mortgage 55, 0.01% 3.42%
Churchill Mortgage Corporation 56, 0.02% 0.19%
Synergy One Lending 57, 0.03% 0.48%
American Financing Corporation 58, 0.03% 0.66%
American Pacific Mortgage Corporation 59, 0.04% 0.67%
Pennymac Loan Services 60, 0.04% 2.19%
Guild Mortgage Company 61, 0.04% 4.57%
Flagstar Bank 62, 0.05% 2.63%
Willamette Valley Bank 63, 0.05% 0.69%
Ditech Financial 64, 0.06% 0.39%
Commerce Home Mortgage 65, 0.06% 0.32%
Supreme Lending/ Everett Financial Inc 66, 0.07% 0.23%
The Federal Savings Bank 67, 0.08% 0.97%
Mann Mortgage 68, 0.09% 0.98%
Directors Mortgage, Inc 69, 0.09% 0.80%
Carrington Mortgage Services 70, 0.10% 0.99%
JPMorgan Chase Bank 71, 0.11% 1.62%
Quicken Loans 72, 0.13% 14.33%
Pacific Residential Mortgage 73, 0.14% 1.45%
Nations Lending Corporation 74, 0.15% 0.54%
Umpqua Bank 75, 0.17% 2.71%
Freedom Mortgage Corporation 76, 0.18% 1.68%
HomeStreet Bank 77, 0.20% 0.43%
Homeside Financial 78, 0.20% 0.18%
Wells Fargo Bank 79, 0.21% 3.05%
Nationstar Mortgage 80, 0.23% 1.48%
NewDay USA 81, 0.50% 0.40%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Oregon Community Credit Union 1, -0.38% 4.02%
Provident Funding Associates 2, -0.24% 1.00%
SELCO Community Credit Union 3, -0.24% 0.90%
First Technology Credit Union 4, -0.23% 1.57%
First Community Credit Union 5, -0.20% 0.35%
CMG Mortgage Inc 6, -0.18% 3.19%
DHI Mortgage Company Limited 7, -0.17% 0.36%
LoanDepot 8, -0.16% 3.07%
FirstBank 9, -0.15% 0.29%
Amerisave Mortgage Corporation 10, -0.14% 0.50%
Us Bank 11, -0.14% 3.48%
OnPoint Community Credit Union 12, -0.13% 0.98%
Bank of America 13, -0.12% 0.88%
Citizens Bank 14, -0.09% 0.23%
Marion & Polk Schools Credit Union 15, -0.08% 0.52%
Columbia State Bank 16, -0.08% 0.41%
Washington Trust Bank 17, -0.07% 0.25%
Newrez 18, -0.07% 0.36%
Keller Mortgage 19, -0.07% 0.37%
Northwest Community Credit Union 20, -0.07% 0.97%
Mortgage Express 21, -0.06% 1.72%
Cardinal Financial Company LP 22, -0.06% 0.25%
Home Point Financial Corporation 23, -0.05% 0.30%
New American Funding 24, -0.05% 0.48%
Usaa Federal Savings Bank 25, -0.05% 0.60%
NBKC Bank 26, -0.05% 0.19%
Plaza Home Mortgage Inc 27, -0.04% 0.45%
Cherry Creek Mortgage Co Inc 28, -0.04% 0.55%
HomeServices Lending 29, -0.04% 0.41%
Paramount Equity Mortgage 30, -0.03% 0.22%
Caliber Home Loans Inc 31, -0.03% 5.74%
KeyBank National Association 32, -0.03% 2.03%
Unitus Community Credit Union 33, -0.03% 0.48%
Fairway Independent Mort Corp 34, -0.03% 2.02%
Evergreen Moneysource Mortgage Company 35, -0.03% 0.53%
Nations Direct Mortgage 36, -0.02% 0.70%
Sovereign Lending Group, Inc 37, -0.02% 0.03%
Churchill Mortgage Corporation 38, -0.02% 0.30%
JG Wentworth Home Lending 39, -0.02% 0.33%
Primary Residential Mortgage Inc 40, -0.01% 0.28%
Washington Federal 41, -0.00% 0.23%
Guaranteed Rate Inc 42, -0.00% 0.16%
Summit Mortgage Corporation 43, -0.00% 0.17%
JPMorgan Chase Bank 44, 0.00% 1.77%
Synergy One Lending 45, 0.00% 0.28%
HomeBridge Financial Services, Inc 46, 0.01% 0.85%
Sierra Pacific Mortgage 47, 0.01% 1.04%
American Financial Resources Inc 48, 0.01% 0.05%
The Federal Savings Bank 49, 0.02% 0.03%
Banner Bank 50, 0.02% 0.40%
Stearns Lending 51, 0.03% 0.77%
Movement Mortgage 52, 0.04% 1.07%
Landmark Professional Mortgage Corporation 53, 0.04% 2.43%
Mortgage Solutions of Colorado 54, 0.04% 0.06%
Carrington Mortgage Services 55, 0.04% 0.16%
Commerce Home Mortgage 56, 0.05% 0.45%
Navy Federal Credit Union 57, 0.05% 0.24%
Supreme Lending/ Everett Financial Inc 58, 0.06% 0.30%
Summit Funding Inc 59, 0.07% 2.65%
Willamette Valley Bank 60, 0.07% 0.77%
Guild Mortgage Company 61, 0.07% 5.79%
Mann Mortgage 62, 0.07% 1.31%
American Financing Corporation 63, 0.08% 0.26%
Finance of America Mortgage 64, 0.08% 4.70%
American Pacific Mortgage Corporation 65, 0.08% 0.88%
Flagstar Bank 66, 0.09% 3.43%
Wells Fargo Bank 67, 0.09% 3.48%
Quicken Loans 68, 0.11% 10.63%
Lakeview Loan Servicing 69, 0.11% 0.16%
Directors Mortgage, Inc 70, 0.11% 1.46%
Pennymac Loan Services 71, 0.12% 0.73%
Academy Mortgage Corporation 72, 0.12% 2.94%
Ditech Financial 73, 0.13% 0.14%
Umpqua Bank 74, 0.13% 3.79%
Freedom Mortgage Corporation 75, 0.15% 0.72%
Nations Lending Corporation 76, 0.16% 0.16%
HomeStreet Bank 77, 0.17% 0.77%
Waterstone Mortgage Corp 78, 0.18% 0.33%
Pacific Residential Mortgage 79, 0.18% 2.24%
Homeside Financial 80, 0.18% 0.18%
Nationstar Mortgage 81, 0.29% 0.73%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Oregon Community Credit Union 1, -0.28% 2.87%
Us Bank 2, -0.25% 2.87%
Bank of America 3, -0.23% 0.94%
First Technology Credit Union 4, -0.22% 1.30%
CMG Mortgage Inc 5, -0.21% 3.33%
JPMorgan Chase Bank 6, -0.18% 1.44%
LoanDepot 7, -0.17% 2.06%
DHI Mortgage Company Limited 8, -0.17% 0.78%
KeyBank National Association 9, -0.13% 1.16%
First Community Credit Union 10, -0.13% 0.27%
Provident Funding Associates 11, -0.10% 0.44%
Wells Fargo Bank 12, -0.10% 3.06%
FirstBank 13, -0.09% 0.21%
Columbia State Bank 14, -0.09% 0.23%
SELCO Community Credit Union 15, -0.08% 0.32%
Keller Mortgage 16, -0.08% 0.64%
Washington Trust Bank 17, -0.08% 0.50%
Mortgage Express 18, -0.07% 2.27%
Plaza Home Mortgage Inc 19, -0.07% 0.55%
Northwest Community Credit Union 20, -0.06% 0.75%
Citizens Bank 21, -0.06% 0.15%
Churchill Mortgage Corporation 22, -0.06% 0.34%
Usaa Federal Savings Bank 23, -0.06% 0.83%
Cherry Creek Mortgage Co Inc 24, -0.06% 0.71%
Marion & Polk Schools Credit Union 25, -0.05% 0.43%
Unitus Community Credit Union 26, -0.05% 0.38%
Home Point Financial Corporation 27, -0.05% 0.32%
Caliber Home Loans Inc 28, -0.04% 6.70%
HomeServices Lending 29, -0.04% 0.82%
Pennymac Loan Services 30, -0.03% 0.16%
Evergreen Moneysource Mortgage Company 31, -0.03% 0.75%
Quicken Loans 32, -0.02% 4.93%
NBKC Bank 33, -0.02% 0.13%
OnPoint Community Credit Union 34, -0.02% 1.03%
Amerisave Mortgage Corporation 35, -0.02% 0.07%
Synergy One Lending 36, -0.01% 0.15%
Washington Federal 37, -0.01% 0.35%
Sovereign Lending Group, Inc 38, -0.01% 0.01%
Fairway Independent Mort Corp 39, -0.00% 2.69%
Guaranteed Rate Inc 40, 0.01% 0.26%
HomeBridge Financial Services, Inc 41, 0.01% 1.13%
Freedom Mortgage Corporation 42, 0.01% 0.28%
Ditech Financial 43, 0.01% 0.03%
Paramount Equity Mortgage 44, 0.02% 0.03%
American Financing Corporation 45, 0.02% 0.04%
Carrington Mortgage Services 46, 0.02% 0.03%
American Financial Resources Inc 47, 0.02% 0.05%
Sierra Pacific Mortgage 48, 0.02% 1.05%
New American Funding 49, 0.03% 0.38%
Commerce Home Mortgage 50, 0.03% 0.54%
Summit Mortgage Corporation 51, 0.03% 0.17%
JG Wentworth Home Lending 52, 0.03% 0.15%
Primary Residential Mortgage Inc 53, 0.04% 0.26%
Nations Direct Mortgage 54, 0.04% 0.67%
Supreme Lending/ Everett Financial Inc 55, 0.04% 0.42%
Cardinal Financial Company LP 56, 0.04% 0.16%
Landmark Professional Mortgage Corporation 57, 0.05% 2.82%
Nationstar Mortgage 58, 0.05% 0.11%
Mann Mortgage 59, 0.06% 1.87%
Banner Bank 60, 0.06% 0.42%
Mortgage Solutions of Colorado 61, 0.06% 0.08%
Movement Mortgage 62, 0.06% 1.44%
Newrez 63, 0.07% 0.09%
Willamette Valley Bank 64, 0.07% 0.79%
Homeside Financial 65, 0.08% 0.19%
Guild Mortgage Company 66, 0.08% 6.99%
Flagstar Bank 67, 0.08% 4.34%
American Pacific Mortgage Corporation 68, 0.08% 1.20%
Umpqua Bank 69, 0.09% 4.77%
Navy Federal Credit Union 70, 0.09% 0.38%
Summit Funding Inc 71, 0.09% 4.04%
Directors Mortgage, Inc 72, 0.11% 2.12%
Stearns Lending 73, 0.12% 0.85%
Finance of America Mortgage 74, 0.13% 5.67%
HomeStreet Bank 75, 0.14% 1.16%
Academy Mortgage Corporation 76, 0.16% 4.57%
Pacific Residential Mortgage 77, 0.19% 3.08%
Waterstone Mortgage Corp 78, 0.28% 0.46%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Oregon Community Credit Union 1, -0.43% 5.02%
Provident Funding Associates 2, -0.28% 1.49%
SELCO Community Credit Union 3, -0.27% 1.42%
OnPoint Community Credit Union 4, -0.24% 0.93%
First Community Credit Union 5, -0.23% 0.43%
First Technology Credit Union 6, -0.23% 1.81%
FirstBank 7, -0.18% 0.35%
CMG Mortgage Inc 8, -0.16% 3.06%
LoanDepot 9, -0.15% 3.96%
Amerisave Mortgage Corporation 10, -0.15% 0.87%
Cardinal Financial Company LP 11, -0.10% 0.33%
Citizens Bank 12, -0.10% 0.30%
New American Funding 13, -0.10% 0.57%
Marion & Polk Schools Credit Union 14, -0.09% 0.59%
Newrez 15, -0.09% 0.59%
Fairway Independent Mort Corp 16, -0.08% 1.43%
Columbia State Bank 17, -0.07% 0.58%
Navy Federal Credit Union 18, -0.07% 0.12%
Nations Direct Mortgage 19, -0.07% 0.73%
Us Bank 20, -0.07% 4.01%
Northwest Community Credit Union 21, -0.07% 1.16%
Stearns Lending 22, -0.06% 0.70%
NBKC Bank 23, -0.06% 0.25%
Home Point Financial Corporation 24, -0.06% 0.27%
Mortgage Express 25, -0.06% 1.23%
Primary Residential Mortgage Inc 26, -0.05% 0.31%
Usaa Federal Savings Bank 27, -0.04% 0.39%
Paramount Equity Mortgage 28, -0.04% 0.39%
JG Wentworth Home Lending 29, -0.03% 0.50%
Summit Mortgage Corporation 30, -0.03% 0.17%
Guaranteed Rate Inc 31, -0.03% 0.08%
Evergreen Moneysource Mortgage Company 32, -0.03% 0.34%
Unitus Community Credit Union 33, -0.02% 0.57%
Bank of America 34, -0.02% 0.83%
Sovereign Lending Group, Inc 35, -0.02% 0.05%
Banner Bank 36, -0.02% 0.39%
Caliber Home Loans Inc 37, -0.02% 4.89%
Washington Trust Bank 38, -0.02% 0.02%
Keller Mortgage 39, -0.02% 0.13%
Cherry Creek Mortgage Co Inc 40, -0.01% 0.41%
Waterstone Mortgage Corp 41, -0.01% 0.21%
Plaza Home Mortgage Inc 42, -0.01% 0.37%
Movement Mortgage 43, -0.01% 0.76%
Sierra Pacific Mortgage 44, -0.01% 1.03%
American Financial Resources Inc 45, -0.00% 0.05%
Summit Funding Inc 46, -0.00% 1.42%
KeyBank National Association 47, -0.00% 2.80%
HomeBridge Financial Services, Inc 48, 0.00% 0.61%
Washington Federal 49, 0.01% 0.12%
Mortgage Solutions of Colorado 50, 0.01% 0.05%
Synergy One Lending 51, 0.01% 0.39%
Finance of America Mortgage 52, 0.01% 3.85%
The Federal Savings Bank 53, 0.02% 0.05%
HomeServices Lending 54, 0.02% 0.06%
Academy Mortgage Corporation 55, 0.02% 1.51%
Churchill Mortgage Corporation 56, 0.02% 0.26%
Landmark Professional Mortgage Corporation 57, 0.02% 2.08%
Carrington Mortgage Services 58, 0.05% 0.28%
Guild Mortgage Company 59, 0.06% 4.75%
Willamette Valley Bank 60, 0.07% 0.74%
Commerce Home Mortgage 61, 0.07% 0.38%
American Pacific Mortgage Corporation 62, 0.08% 0.60%
American Financing Corporation 63, 0.08% 0.45%
Flagstar Bank 64, 0.09% 2.63%
Supreme Lending/ Everett Financial Inc 65, 0.09% 0.19%
Mann Mortgage 66, 0.10% 0.81%
Directors Mortgage, Inc 67, 0.11% 0.87%
Lakeview Loan Servicing 68, 0.11% 0.31%
JPMorgan Chase Bank 69, 0.11% 2.07%
Pennymac Loan Services 70, 0.13% 1.23%
Quicken Loans 71, 0.14% 15.63%
Ditech Financial 72, 0.14% 0.25%
Nations Lending Corporation 73, 0.16% 0.31%
Pacific Residential Mortgage 74, 0.16% 1.50%
Freedom Mortgage Corporation 75, 0.19% 1.11%
Umpqua Bank 76, 0.19% 2.93%
Wells Fargo Bank 77, 0.23% 3.85%
HomeStreet Bank 78, 0.23% 0.44%
Homeside Financial 79, 0.28% 0.17%
Nationstar Mortgage 80, 0.30% 1.28%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
CMG Mortgage Inc 1, -0.26% 3.00%
Caliber Home Loans Inc 2, -0.18% 7.48%
Cherry Creek Mortgage Co Inc 3, -0.18% 1.32%
Landmark Professional Mortgage Corporation 4, -0.17% 3.91%
DHI Mortgage Company Limited 5, -0.15% 0.82%
Bank of America 6, -0.15% 0.25%
Banner Bank 7, -0.14% 0.76%
Nations Direct Mortgage 8, -0.14% 1.32%
Mortgage Express 9, -0.13% 1.51%
Keller Mortgage 10, -0.13% 0.38%
Stearns Lending 11, -0.12% 2.11%
Sierra Pacific Mortgage 12, -0.11% 1.36%
HomeBridge Financial Services, Inc 13, -0.10% 2.21%
Newrez 14, -0.09% 0.63%
Plaza Home Mortgage Inc 15, -0.08% 0.88%
Movement Mortgage 16, -0.06% 1.74%
HomeServices Lending 17, -0.05% 0.25%
Churchill Mortgage Corporation 18, -0.05% 0.16%
Sovereign Lending Group, Inc 19, -0.05% 0.09%
Ditech Financial 20, -0.05% 0.54%
Home Point Financial Corporation 21, -0.04% 0.50%
Us Bank 22, -0.04% 0.57%
Paramount Equity Mortgage 23, -0.03% 0.22%
Guild Mortgage Company 24, -0.03% 6.50%
NBKC Bank 25, -0.03% 0.13%
Quicken Loans 26, -0.03% 6.66%
American Financing Corporation 27, -0.02% 0.95%
KeyBank National Association 28, -0.02% 0.09%
FirstBank 29, -0.02% 0.06%
New American Funding 30, -0.01% 0.88%
The Federal Savings Bank 31, -0.01% 0.09%
Fairway Independent Mort Corp 32, -0.01% 2.56%
American Pacific Mortgage Corporation 33, -0.01% 1.96%
Directors Mortgage, Inc 34, -0.01% 1.86%
Supreme Lending/ Everett Financial Inc 35, -0.01% 0.22%
Commerce Home Mortgage 36, -0.00% 0.44%
Guaranteed Rate Inc 37, -0.00% 0.03%
OnPoint Community Credit Union 38, -0.00% 0.09%
Amerisave Mortgage Corporation 39, -0.00% 0.25%
Synergy One Lending 40, 0.00% 0.28%
Washington Trust Bank 41, 0.00% 0.25%
Mortgage Solutions of Colorado 42, 0.01% 0.25%
Primary Residential Mortgage Inc 43, 0.01% 0.22%
Oregon Community Credit Union 44, 0.01% 0.16%
JG Wentworth Home Lending 45, 0.01% 0.16%
Willamette Valley Bank 46, 0.01% 0.95%
Summit Mortgage Corporation 47, 0.01% 0.35%
Flagstar Bank 48, 0.01% 3.31%
Umpqua Bank 49, 0.02% 2.40%
Lakeview Loan Servicing 50, 0.02% 1.23%
Homeside Financial 51, 0.03% 0.32%
Wells Fargo Bank 52, 0.03% 0.13%
Cardinal Financial Company LP 53, 0.04% 0.44%
American Financial Resources Inc 54, 0.05% 1.51%
LoanDepot 55, 0.05% 2.27%
Pennymac Loan Services 56, 0.06% 1.89%
Nationstar Mortgage 57, 0.07% 1.67%
Carrington Mortgage Services 58, 0.09% 2.24%
Academy Mortgage Corporation 59, 0.09% 3.91%
Freedom Mortgage Corporation 60, 0.11% 2.08%
Evergreen Moneysource Mortgage Company 61, 0.11% 0.98%
Nations Lending Corporation 62, 0.12% 0.73%
Waterstone Mortgage Corp 63, 0.12% 0.47%
Summit Funding Inc 64, 0.13% 3.09%
HomeStreet Bank 65, 0.15% 1.07%
Finance of America Mortgage 66, 0.22% 5.49%
Mann Mortgage 67, 0.23% 4.67%
Pacific Residential Mortgage 68, 0.27% 2.68%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
CMG Mortgage Inc 1, -0.33% 2.88%
Cherry Creek Mortgage Co Inc 2, -0.22% 1.57%
Caliber Home Loans Inc 3, -0.20% 7.48%
Landmark Professional Mortgage Corporation 4, -0.20% 4.70%
Nations Direct Mortgage 5, -0.18% 1.37%
HomeBridge Financial Services, Inc 6, -0.18% 1.97%
Banner Bank 7, -0.18% 0.91%
DHI Mortgage Company Limited 8, -0.16% 1.31%
Bank of America 9, -0.15% 0.40%
Mortgage Express 10, -0.15% 1.97%
Stearns Lending 11, -0.15% 2.73%
Sierra Pacific Mortgage 12, -0.13% 1.72%
Keller Mortgage 13, -0.13% 0.61%
Quicken Loans 14, -0.10% 2.48%
Us Bank 15, -0.08% 0.46%
Plaza Home Mortgage Inc 16, -0.08% 1.16%
Movement Mortgage 17, -0.08% 1.97%
Newrez 18, -0.06% 0.30%
HomeServices Lending 19, -0.06% 0.40%
Churchill Mortgage Corporation 20, -0.06% 0.25%
Pennymac Loan Services 21, -0.05% 0.15%
Home Point Financial Corporation 22, -0.05% 0.61%
Guild Mortgage Company 23, -0.04% 7.53%
FirstBank 24, -0.03% 0.05%
NBKC Bank 25, -0.03% 0.10%
KeyBank National Association 26, -0.03% 0.10%
Wells Fargo Bank 27, -0.03% 0.05%
Cardinal Financial Company LP 28, -0.02% 0.05%
Supreme Lending/ Everett Financial Inc 29, -0.02% 0.05%
JG Wentworth Home Lending 30, -0.02% 0.05%
Fairway Independent Mort Corp 31, -0.01% 3.39%
Nationstar Mortgage 32, -0.01% 0.30%
Directors Mortgage, Inc 33, -0.01% 2.68%
American Pacific Mortgage Corporation 34, -0.01% 2.58%
Commerce Home Mortgage 35, -0.00% 0.61%
OnPoint Community Credit Union 36, -0.00% 0.10%
Summit Mortgage Corporation 37, -0.00% 0.35%
Washington Trust Bank 38, -0.00% 0.40%
Oregon Community Credit Union 39, 0.00% 0.25%
Mortgage Solutions of Colorado 40, 0.01% 0.20%
New American Funding 41, 0.01% 0.56%
Umpqua Bank 42, 0.01% 3.03%
Nations Lending Corporation 43, 0.01% 0.05%
Willamette Valley Bank 44, 0.02% 1.01%
Flagstar Bank 45, 0.02% 3.94%
Freedom Mortgage Corporation 46, 0.02% 0.91%
Homeside Financial 47, 0.02% 0.30%
Carrington Mortgage Services 48, 0.03% 0.66%
Primary Residential Mortgage Inc 49, 0.03% 0.20%
Synergy One Lending 50, 0.03% 0.15%
LoanDepot 51, 0.07% 1.62%
American Financing Corporation 52, 0.07% 0.40%
Evergreen Moneysource Mortgage Company 53, 0.11% 1.52%
Academy Mortgage Corporation 54, 0.11% 5.06%
Waterstone Mortgage Corp 55, 0.14% 0.61%
HomeStreet Bank 56, 0.15% 1.47%
American Financial Resources Inc 57, 0.17% 1.31%
Summit Funding Inc 58, 0.17% 3.59%
Finance of America Mortgage 59, 0.24% 7.53%
Mann Mortgage 60, 0.28% 5.97%
Pacific Residential Mortgage 61, 0.29% 3.84%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
CMG Mortgage Inc 1, -0.16% 3.19%
Caliber Home Loans Inc 2, -0.15% 7.47%
Newrez 3, -0.10% 1.17%
Landmark Professional Mortgage Corporation 4, -0.09% 2.60%
American Financial Resources Inc 5, -0.08% 1.85%
Plaza Home Mortgage Inc 6, -0.08% 0.42%
Cherry Creek Mortgage Co Inc 7, -0.06% 0.92%
Banner Bank 8, -0.05% 0.50%
American Financing Corporation 9, -0.05% 1.85%
Nations Direct Mortgage 10, -0.05% 1.26%
Sovereign Lending Group, Inc 11, -0.04% 0.25%
Ditech Financial 12, -0.04% 1.43%
Movement Mortgage 13, -0.03% 1.34%
Sierra Pacific Mortgage 14, -0.03% 0.76%
Mortgage Express 15, -0.03% 0.76%
Directors Mortgage, Inc 16, -0.03% 0.50%
American Pacific Mortgage Corporation 17, -0.03% 0.92%
Paramount Equity Mortgage 18, -0.03% 0.59%
NBKC Bank 19, -0.02% 0.17%
Primary Residential Mortgage Inc 20, -0.02% 0.25%
Stearns Lending 21, -0.02% 1.09%
Home Point Financial Corporation 22, -0.02% 0.34%
New American Funding 23, -0.02% 1.43%
Commerce Home Mortgage 24, -0.01% 0.17%
KeyBank National Association 25, -0.01% 0.08%
Synergy One Lending 26, -0.01% 0.50%
Guild Mortgage Company 27, -0.01% 4.78%
Willamette Valley Bank 28, -0.00% 0.84%
The Federal Savings Bank 29, -0.00% 0.25%
Flagstar Bank 30, -0.00% 2.27%
OnPoint Community Credit Union 31, 0.00% 0.08%
Summit Funding Inc 32, 0.00% 2.27%
Academy Mortgage Corporation 33, 0.00% 2.01%
Quicken Loans 34, 0.00% 13.59%
Supreme Lending/ Everett Financial Inc 35, 0.00% 0.50%
HomeBridge Financial Services, Inc 36, 0.00% 2.60%
FirstBank 37, 0.01% 0.08%
Guaranteed Rate Inc 38, 0.01% 0.08%
Amerisave Mortgage Corporation 39, 0.01% 0.67%
Fairway Independent Mort Corp 40, 0.01% 1.17%
Mortgage Solutions of Colorado 41, 0.01% 0.34%
Us Bank 42, 0.01% 0.76%
Evergreen Moneysource Mortgage Company 43, 0.01% 0.08%
Umpqua Bank 44, 0.02% 1.34%
JG Wentworth Home Lending 45, 0.02% 0.34%
Lakeview Loan Servicing 46, 0.03% 3.27%
Waterstone Mortgage Corp 47, 0.03% 0.25%
Summit Mortgage Corporation 48, 0.03% 0.34%
Mann Mortgage 49, 0.04% 2.52%
Homeside Financial 50, 0.04% 0.34%
Finance of America Mortgage 51, 0.04% 2.10%
Cardinal Financial Company LP 52, 0.05% 1.09%
LoanDepot 53, 0.05% 3.36%
Pacific Residential Mortgage 54, 0.05% 0.76%
Wells Fargo Bank 55, 0.05% 0.25%
Pennymac Loan Services 56, 0.08% 4.78%
Nationstar Mortgage 57, 0.08% 3.94%
Carrington Mortgage Services 58, 0.11% 4.87%
HomeStreet Bank 59, 0.11% 0.42%
Nations Lending Corporation 60, 0.13% 1.85%
Freedom Mortgage Corporation 61, 0.15% 4.03%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Us Bank 1, -0.05% 14.63%
Bank of America 2, -0.05% 8.54%
Wells Fargo Bank 3, -0.02% 15.85%
KeyBank National Association 4, -0.02% 7.72%
Oregon Community Credit Union 5, -0.01% 2.85%
Umpqua Bank 6, 0.01% 1.22%
Movement Mortgage 7, 0.02% 0.41%
Synergy One Lending 8, 0.02% 0.41%
Summit Funding Inc 9, 0.02% 2.44%
Washington Federal 10, 0.02% 4.07%
Flagstar Bank 11, 0.02% 2.03%
First Technology Credit Union 12, 0.02% 5.69%
Mann Mortgage 13, 0.02% 0.41%
OnPoint Community Credit Union 14, 0.02% 0.81%
Keller Mortgage 15, 0.02% 0.41%
Pacific Residential Mortgage 16, 0.02% 0.81%
Guaranteed Rate Inc 17, 0.03% 0.41%
Supreme Lending/ Everett Financial Inc 18, 0.03% 0.81%
Commerce Home Mortgage 19, 0.03% 0.41%
Finance of America Mortgage 20, 0.03% 1.22%
Marion & Polk Schools Credit Union 21, 0.03% 0.41%
Waterstone Mortgage Corp 22, 0.03% 0.81%
Guild Mortgage Company 23, 0.03% 2.03%
CMG Mortgage Inc 24, 0.03% 0.81%
Mortgage Express 25, 0.03% 0.81%
Northwest Community Credit Union 26, 0.03% 0.81%
Columbia State Bank 27, 0.03% 0.41%
Fairway Independent Mort Corp 28, 0.03% 0.41%
Navy Federal Credit Union 29, 0.04% 0.41%
Sierra Pacific Mortgage 30, 0.04% 0.41%
American Pacific Mortgage Corporation 31, 0.04% 0.41%
Quicken Loans 32, 0.04% 4.88%
Primary Residential Mortgage Inc 33, 0.04% 0.41%
Directors Mortgage, Inc 34, 0.04% 1.22%
SELCO Community Credit Union 35, 0.04% 0.41%
JPMorgan Chase Bank 36, 0.04% 5.69%
Landmark Professional Mortgage Corporation 37, 0.05% 2.03%
Plaza Home Mortgage Inc 38, 0.06% 0.81%
Caliber Home Loans Inc 39, 0.07% 4.07%
Newrez 40, 0.07% 0.81%
Academy Mortgage Corporation 41, 0.08% 0.81%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Us Bank 1, -0.09% 10.49%
Bank of America 2, -0.05% 10.49%
Wells Fargo Bank 3, -0.04% 18.18%
Oregon Community Credit Union 4, -0.01% 4.20%
KeyBank National Association 5, -0.00% 6.29%
Quicken Loans 6, 0.01% 3.50%
Movement Mortgage 7, 0.02% 0.70%
Synergy One Lending 8, 0.03% 0.70%
Umpqua Bank 9, 0.03% 0.70%
Flagstar Bank 10, 0.03% 2.80%
Summit Funding Inc 11, 0.03% 1.40%
First Technology Credit Union 12, 0.03% 3.50%
Washington Federal 13, 0.03% 6.99%
Finance of America Mortgage 14, 0.03% 1.40%
Keller Mortgage 15, 0.03% 0.70%
Guaranteed Rate Inc 16, 0.03% 0.70%
Northwest Community Credit Union 17, 0.04% 0.70%
Marion & Polk Schools Credit Union 18, 0.04% 0.70%
Mortgage Express 19, 0.04% 0.70%
Guild Mortgage Company 20, 0.04% 2.10%
Supreme Lending/ Everett Financial Inc 21, 0.04% 0.70%
Columbia State Bank 22, 0.04% 0.70%
Fairway Independent Mort Corp 23, 0.04% 0.70%
OnPoint Community Credit Union 24, 0.04% 0.70%
JPMorgan Chase Bank 25, 0.04% 4.90%
Directors Mortgage, Inc 26, 0.04% 1.40%
Navy Federal Credit Union 27, 0.05% 0.70%
CMG Mortgage Inc 28, 0.05% 0.70%
Sierra Pacific Mortgage 29, 0.05% 0.70%
Primary Residential Mortgage Inc 30, 0.05% 0.70%
SELCO Community Credit Union 31, 0.05% 0.70%
Landmark Professional Mortgage Corporation 32, 0.07% 2.10%
Plaza Home Mortgage Inc 33, 0.07% 1.40%
Caliber Home Loans Inc 34, 0.08% 4.20%
Newrez 35, 0.08% 1.40%
Academy Mortgage Corporation 36, 0.09% 1.40%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
KeyBank National Association 1, -0.04% 9.71%
Bank of America 2, -0.04% 5.83%
Us Bank 3, -0.03% 20.39%
Umpqua Bank 4, -0.00% 1.94%
OnPoint Community Credit Union 5, 0.00% 0.97%
Summit Funding Inc 6, 0.00% 3.88%
Supreme Lending/ Everett Financial Inc 7, 0.01% 0.97%
First Technology Credit Union 8, 0.01% 8.74%
CMG Mortgage Inc 9, 0.01% 0.97%
Wells Fargo Bank 10, 0.01% 12.62%
Mann Mortgage 11, 0.01% 0.97%
Pacific Residential Mortgage 12, 0.01% 1.94%
Flagstar Bank 13, 0.01% 0.97%
Commerce Home Mortgage 14, 0.01% 0.97%
Guild Mortgage Company 15, 0.01% 1.94%
Oregon Community Credit Union 16, 0.01% 0.97%
Waterstone Mortgage Corp 17, 0.01% 1.94%
Finance of America Mortgage 18, 0.02% 0.97%
Mortgage Express 19, 0.02% 0.97%
Northwest Community Credit Union 20, 0.02% 0.97%
American Pacific Mortgage Corporation 21, 0.02% 0.97%
Landmark Professional Mortgage Corporation 22, 0.03% 1.94%
JPMorgan Chase Bank 23, 0.04% 6.80%
Directors Mortgage, Inc 24, 0.04% 0.97%
Caliber Home Loans Inc 25, 0.04% 3.88%
Quicken Loans 26, 0.05% 6.80%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.19% 2.17%
Sovereign Lending Group, Inc 2, -0.17% 1.32%
CMG Mortgage Inc 3, -0.17% 3.42%
Caliber Home Loans Inc 4, -0.11% 8.15%
Pennymac Loan Services 5, -0.09% 3.45%
Lakeview Loan Servicing 6, -0.08% 1.35%
Northwest Community Credit Union 7, -0.08% 0.39%
DHI Mortgage Company Limited 8, -0.07% 0.50%
Wells Fargo Bank 9, -0.07% 0.82%
Usaa Federal Savings Bank 10, -0.07% 5.55%
Keller Mortgage 11, -0.07% 0.21%
Plaza Home Mortgage Inc 12, -0.06% 0.92%
LoanDepot 13, -0.06% 4.27%
Amerisave Mortgage Corporation 14, -0.05% 0.50%
Nations Direct Mortgage 15, -0.05% 3.59%
Home Point Financial Corporation 16, -0.05% 0.89%
Landmark Professional Mortgage Corporation 17, -0.05% 2.53%
Flagstar Bank 18, -0.04% 3.52%
NBKC Bank 19, -0.04% 0.53%
Cherry Creek Mortgage Co Inc 20, -0.04% 1.00%
Banner Bank 21, -0.03% 0.39%
Columbia State Bank 22, -0.03% 0.14%
Us Bank 23, -0.02% 0.75%
Bank of America 24, -0.02% 0.07%
Mortgage Express 25, -0.01% 0.96%
Stearns Lending 26, -0.01% 1.53%
JG Wentworth Home Lending 27, -0.01% 0.28%
Summit Mortgage Corporation 28, -0.01% 0.18%
Newrez 29, -0.01% 0.18%
American Financial Resources Inc 30, -0.01% 0.71%
Sierra Pacific Mortgage 31, -0.01% 0.75%
Citizens Bank 32, -0.01% 0.04%
HomeBridge Financial Services, Inc 33, -0.00% 1.57%
FirstBank 34, -0.00% 0.14%
Churchill Mortgage Corporation 35, 0.00% 0.07%
Guaranteed Rate Inc 36, 0.00% 0.18%
OnPoint Community Credit Union 37, 0.00% 0.18%
Movement Mortgage 38, 0.01% 0.82%
Finance of America Mortgage 39, 0.01% 2.95%
Directors Mortgage, Inc 40, 0.01% 1.49%
American Financing Corporation 41, 0.01% 0.53%
American Pacific Mortgage Corporation 42, 0.01% 0.96%
Paramount Equity Mortgage 43, 0.01% 0.18%
KeyBank National Association 44, 0.01% 0.04%
JPMorgan Chase Bank 45, 0.01% 0.21%
Washington Trust Bank 46, 0.02% 0.11%
Commerce Home Mortgage 47, 0.02% 0.18%
New American Funding 48, 0.03% 0.53%
Homeside Financial 49, 0.03% 0.11%
Ditech Financial 50, 0.03% 0.21%
Cardinal Financial Company LP 51, 0.03% 0.21%
Guild Mortgage Company 52, 0.04% 4.59%
Evergreen Moneysource Mortgage Company 53, 0.04% 0.32%
Supreme Lending/ Everett Financial Inc 54, 0.04% 0.18%
HomeServices Lending 55, 0.04% 0.46%
Willamette Valley Bank 56, 0.04% 0.50%
Academy Mortgage Corporation 57, 0.05% 2.45%
Umpqua Bank 58, 0.05% 3.20%
Mortgage Solutions of Colorado 59, 0.05% 0.53%
Synergy One Lending 60, 0.06% 0.64%
Primary Residential Mortgage Inc 61, 0.07% 0.21%
Mann Mortgage 62, 0.07% 1.46%
Fairway Independent Mort Corp 63, 0.08% 1.60%
The Federal Savings Bank 64, 0.08% 3.70%
Nationstar Mortgage 65, 0.10% 0.60%
Quicken Loans 66, 0.10% 6.01%
Carrington Mortgage Services 67, 0.10% 1.25%
Waterstone Mortgage Corp 68, 0.10% 0.21%
Summit Funding Inc 69, 0.11% 2.53%
HomeStreet Bank 70, 0.12% 1.00%
Pacific Residential Mortgage 71, 0.14% 2.56%
Nations Lending Corporation 72, 0.15% 0.50%
Freedom Mortgage Corporation 73, 0.17% 1.92%
NewDay USA 74, 0.44% 1.85%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.24% 3.61%
CMG Mortgage Inc 2, -0.19% 3.78%
Wells Fargo Bank 3, -0.11% 1.51%
Caliber Home Loans Inc 4, -0.08% 8.82%
DHI Mortgage Company Limited 5, -0.07% 1.18%
Usaa Federal Savings Bank 6, -0.07% 7.90%
Keller Mortgage 7, -0.06% 0.50%
Landmark Professional Mortgage Corporation 8, -0.05% 3.36%
American Financial Resources Inc 9, -0.05% 0.84%
Stearns Lending 10, -0.04% 1.76%
Nations Direct Mortgage 11, -0.04% 2.77%
NBKC Bank 12, -0.04% 0.67%
Us Bank 13, -0.04% 1.26%
Plaza Home Mortgage Inc 14, -0.04% 0.50%
Cherry Creek Mortgage Co Inc 15, -0.03% 1.01%
Pennymac Loan Services 16, -0.03% 0.76%
Bank of America 17, -0.02% 0.17%
Quicken Loans 18, -0.02% 2.61%
Mortgage Express 19, -0.01% 1.76%
Sierra Pacific Mortgage 20, -0.01% 1.09%
Banner Bank 21, -0.01% 0.42%
Columbia State Bank 22, -0.01% 0.08%
Freedom Mortgage Corporation 23, -0.01% 0.42%
OnPoint Community Credit Union 24, -0.01% 0.25%
Flagstar Bank 25, -0.00% 4.29%
FirstBank 26, -0.00% 0.17%
Movement Mortgage 27, 0.00% 1.09%
Home Point Financial Corporation 28, 0.00% 0.42%
Synergy One Lending 29, 0.00% 0.17%
Churchill Mortgage Corporation 30, 0.01% 0.17%
JPMorgan Chase Bank 31, 0.01% 0.34%
Guaranteed Rate Inc 32, 0.01% 0.17%
Supreme Lending/ Everett Financial Inc 33, 0.02% 0.17%
The Federal Savings Bank 34, 0.02% 0.08%
Newrez 35, 0.02% 0.08%
Umpqua Bank 36, 0.02% 4.03%
Washington Trust Bank 37, 0.02% 0.25%
JG Wentworth Home Lending 38, 0.02% 0.08%
Directors Mortgage, Inc 39, 0.03% 2.69%
Cardinal Financial Company LP 40, 0.03% 0.17%
Finance of America Mortgage 41, 0.03% 3.87%
Commerce Home Mortgage 42, 0.03% 0.25%
HomeBridge Financial Services, Inc 43, 0.04% 1.18%
Summit Mortgage Corporation 44, 0.04% 0.08%
Nationstar Mortgage 45, 0.05% 0.25%
NewDay USA 46, 0.05% 0.59%
HomeServices Lending 47, 0.05% 0.92%
Carrington Mortgage Services 48, 0.05% 0.34%
Evergreen Moneysource Mortgage Company 49, 0.06% 0.50%
Mann Mortgage 50, 0.06% 2.44%
Willamette Valley Bank 51, 0.06% 0.76%
American Pacific Mortgage Corporation 52, 0.06% 1.18%
New American Funding 53, 0.07% 0.59%
LoanDepot 54, 0.07% 1.93%
Academy Mortgage Corporation 55, 0.07% 4.03%
Guild Mortgage Company 56, 0.08% 5.88%
Primary Residential Mortgage Inc 57, 0.09% 0.34%
Mortgage Solutions of Colorado 58, 0.12% 0.59%
Waterstone Mortgage Corp 59, 0.12% 0.42%
Fairway Independent Mort Corp 60, 0.13% 2.52%
Summit Funding Inc 61, 0.14% 4.37%
HomeStreet Bank 62, 0.14% 1.76%
Pacific Residential Mortgage 63, 0.18% 3.78%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Sovereign Lending Group, Inc 1, -0.17% 2.28%
CMG Mortgage Inc 2, -0.15% 3.15%
Caliber Home Loans Inc 3, -0.13% 7.65%
Pennymac Loan Services 4, -0.10% 5.43%
LoanDepot 5, -0.09% 5.98%
Lakeview Loan Servicing 6, -0.08% 2.34%
Northwest Community Credit Union 7, -0.08% 0.68%
Navy Federal Credit Union 8, -0.08% 1.11%
Flagstar Bank 9, -0.08% 2.96%
Plaza Home Mortgage Inc 10, -0.07% 1.23%
Usaa Federal Savings Bank 11, -0.07% 3.82%
Home Point Financial Corporation 12, -0.06% 1.23%
Nations Direct Mortgage 13, -0.06% 4.19%
Amerisave Mortgage Corporation 14, -0.06% 0.86%
Banner Bank 15, -0.04% 0.37%
American Pacific Mortgage Corporation 16, -0.04% 0.80%
Landmark Professional Mortgage Corporation 17, -0.04% 1.91%
Cherry Creek Mortgage Co Inc 18, -0.04% 0.99%
Columbia State Bank 19, -0.03% 0.19%
NBKC Bank 20, -0.03% 0.43%
Summit Mortgage Corporation 21, -0.03% 0.25%
HomeBridge Financial Services, Inc 22, -0.03% 1.85%
Directors Mortgage, Inc 23, -0.02% 0.62%
Newrez 24, -0.02% 0.25%
JG Wentworth Home Lending 25, -0.02% 0.43%
Fairway Independent Mort Corp 26, -0.02% 0.93%
Guild Mortgage Company 27, -0.02% 3.64%
Academy Mortgage Corporation 28, -0.01% 1.30%
New American Funding 29, -0.01% 0.49%
Finance of America Mortgage 30, -0.01% 2.28%
Citizens Bank 31, -0.01% 0.06%
HomeServices Lending 32, -0.01% 0.12%
Mortgage Express 33, -0.01% 0.37%
Commerce Home Mortgage 34, -0.01% 0.12%
Guaranteed Rate Inc 35, -0.00% 0.19%
Mortgage Solutions of Colorado 36, -0.00% 0.49%
FirstBank 37, 0.00% 0.12%
Evergreen Moneysource Mortgage Company 38, 0.00% 0.19%
Sierra Pacific Mortgage 39, 0.01% 0.49%
American Financing Corporation 40, 0.01% 0.93%
Paramount Equity Mortgage 41, 0.01% 0.31%
Willamette Valley Bank 42, 0.01% 0.31%
KeyBank National Association 43, 0.01% 0.06%
Us Bank 44, 0.01% 0.37%
Stearns Lending 45, 0.01% 1.36%
Movement Mortgage 46, 0.01% 0.62%
OnPoint Community Credit Union 47, 0.02% 0.12%
Primary Residential Mortgage Inc 48, 0.02% 0.12%
Homeside Financial 49, 0.03% 0.19%
Ditech Financial 50, 0.03% 0.37%
American Financial Resources Inc 51, 0.03% 0.62%
Cardinal Financial Company LP 52, 0.03% 0.25%
Waterstone Mortgage Corp 53, 0.03% 0.06%
JPMorgan Chase Bank 54, 0.04% 0.12%
Summit Funding Inc 55, 0.05% 1.17%
Supreme Lending/ Everett Financial Inc 56, 0.05% 0.19%
Pacific Residential Mortgage 57, 0.07% 1.67%
Synergy One Lending 58, 0.07% 0.99%
Wells Fargo Bank 59, 0.08% 0.31%
HomeStreet Bank 60, 0.08% 0.43%
The Federal Savings Bank 61, 0.08% 6.35%
Umpqua Bank 62, 0.08% 2.59%
Carrington Mortgage Services 63, 0.10% 1.91%
Mann Mortgage 64, 0.10% 0.74%
Nationstar Mortgage 65, 0.11% 0.86%
Quicken Loans 66, 0.12% 8.51%
Nations Lending Corporation 67, 0.15% 0.86%
Freedom Mortgage Corporation 68, 0.18% 3.02%
NewDay USA 69, 0.50% 2.78%

* Data is compiled for the Eugene, OR commuting zone area, which comprises of counties of Benton County, OR, Lane County, OR, Linn County, OR, Marion County, OR, and Polk County, OR. This includes cities/towns/communities of Eugene, OR as well as Salem, OR, Springfield, OR, Albany, OR, Salem, OR, Keizer, OR, Corvallis, OR, Lebanon, OR, Dallas, OR, Woodburn, OR, Hayesville, OR, Cottage Grove, OR, Silverton, OR, Sweet Home, OR, Albany, OR, Florence, OR, Turner, OR, Four Corners, OR, Veneta, OR, Creswell, OR, Sublimity, OR, Independence, OR, Junction City, OR, Stayton, OR, Jefferson, OR, Monmouth, OR, Hubbard, OR, Mill City, OR, Aumsville, OR, Harrisburg, OR, Scio, OR, Lowell, OR, Brownsville, OR, Grand Ronde, OR, Coburg, OR, Gervais, OR, Mount Angel, OR, Adair Village, OR, Oakridge, OR, Gates, OR, Tangent, OR, Monroe, OR, Dunes City, OR, Donald, OR, Philomath, OR, Alsea, OR, Lacomb, OR, and St. Paul, OR. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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