Top Mortgage Lenders in the Marinette, WI area

Which mortgage lender in the Marinette, WI area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Marinette, WI area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Marinette, WI area is Nicolet National Bank, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.11%. This means that Nicolet National Bank provided a -0.11% lower interest rate for its customers than other lenders in Marinette, WI for a similar set of borrowers. Nicolet National Bank has a market share of 14.4%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 22.4%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.06% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Marinette, WI area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Marinette, WI is Nicolet National Bank. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Associated Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Quicken Loans. The cheapest VA mortgage provider is Flagstar Bank. To get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders by “Rate Rank” for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Nicolet National Bank 1, -0.11% 14.36%
Incrediblebank 2, -0.06% 5.95%
Associated Bank 3, -0.04% 17.34%
MBank 4, 0.02% 6.48%
Flagstar Bank 5, 0.02% 20.14%
Wells Fargo Bank 6, 0.03% 5.95%
Finance of America Mortgage 7, 0.06% 7.36%
Quicken Loans 8, 0.06% 22.42%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Nicolet National Bank 1, -0.08% 10.68%
Incrediblebank 2, -0.07% 7.12%
Associated Bank 3, -0.06% 17.48%
Wells Fargo Bank 4, -0.00% 8.09%
Flagstar Bank 5, 0.03% 24.27%
Quicken Loans 6, 0.04% 15.21%
Finance of America Mortgage 7, 0.06% 12.62%
MBank 8, 0.10% 4.53%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Nicolet National Bank 1, -0.12% 18.70%
Incrediblebank 2, -0.04% 4.58%
MBank 3, -0.03% 8.78%
Associated Bank 4, -0.02% 17.18%
Flagstar Bank 5, 0.02% 15.27%
Finance of America Mortgage 6, 0.02% 1.15%
Quicken Loans 7, 0.08% 30.92%
Wells Fargo Bank 8, 0.11% 3.44%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Nicolet National Bank 1, -0.11% 17.84%
Incrediblebank 2, -0.05% 7.49%
Associated Bank 3, -0.04% 21.59%
MBank 4, 0.02% 8.15%
Flagstar Bank 5, 0.03% 18.50%
Wells Fargo Bank 6, 0.04% 7.05%
Finance of America Mortgage 7, 0.07% 6.39%
Quicken Loans 8, 0.14% 13.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Nicolet National Bank 1, -0.08% 13.20%
Incrediblebank 2, -0.07% 8.80%
Associated Bank 3, -0.06% 21.60%
Wells Fargo Bank 4, 0.00% 9.60%
Flagstar Bank 5, 0.03% 21.60%
Finance of America Mortgage 6, 0.07% 10.80%
MBank 7, 0.10% 5.60%
Quicken Loans 8, 0.11% 8.80%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Nicolet National Bank 1, -0.12% 23.53%
Incrediblebank 2, -0.03% 5.88%
MBank 3, -0.02% 11.27%
Associated Bank 4, -0.02% 21.57%
Finance of America Mortgage 5, 0.03% 0.98%
Flagstar Bank 6, 0.03% 14.71%
Wells Fargo Bank 7, 0.12% 3.92%
Quicken Loans 8, 0.15% 18.14%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.02% 68.66%
Flagstar Bank 2, 0.02% 20.90%
Finance of America Mortgage 3, 0.06% 10.45%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.04% 47.37%
Flagstar Bank 2, 0.02% 34.21%
Finance of America Mortgage 3, 0.06% 18.42%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.00% 96.55%
Flagstar Bank 2, 0.03% 3.45%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Associated Bank 1, -0.02% 50.00%
Nicolet National Bank 2, 0.02% 50.00%
Insufficient data available.
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Associated Bank 1, -0.02% 50.00%
Nicolet National Bank 2, 0.02% 50.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Flagstar Bank 1, -0.04% 35.42%
Wells Fargo Bank 2, -0.01% 4.17%
Finance of America Mortgage 3, 0.01% 12.50%
Quicken Loans 4, 0.02% 47.92%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.03% 4.76%
Flagstar Bank 2, -0.03% 38.10%
Finance of America Mortgage 3, 0.01% 23.81%
Quicken Loans 4, 0.03% 33.33%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Flagstar Bank 1, -0.04% 33.33%
Finance of America Mortgage 2, -0.00% 3.70%
Wells Fargo Bank 3, 0.01% 3.70%
Quicken Loans 4, 0.02% 59.26%

* Data is compiled for the Marinette, WI commuting zone area, which comprises of counties of Dickinson County, MI, Iron County, MI, Menominee County, MI, Florence County, WI, and Marinette County, WI. This includes cities/towns/communities of Marinette, WI as well as Peshtigo, WI, Menominee, MI, Amasa, MI, Goodman, WI, Iron River, MI, Iron Mountain, MI, Coleman, WI, Crivitz, WI, Florence, WI, Wausaukee, WI, Kingsford, MI, Alpha, MI, Niagara, WI, Quinnesec, MI, Long Lake, WI, Norway, MI, Carney, MI, Stephenson, MI, and Daggett, MI. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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