Top Mortgage Lenders in the Huntington, WV area

Which mortgage lender in the Huntington, WV area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Huntington, WV area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Huntington, WV area is Huntington Federal Savings Bank, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.17%. This means that Huntington Federal Savings Bank provided a -0.17% lower interest rate for its customers than other lenders in Huntington, WV for a similar set of borrowers. Huntington Federal Savings Bank has a market share of 8.1%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 14.2%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.07% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Huntington, WV area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Huntington, WV is Huntington Federal Savings Bank. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Pnc Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is MyCUmortgage. The cheapest VA mortgage provider is WesBanco Bank, Inc. To get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders by “Rate Rank” for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Huntington Federal Savings Bank 1, -0.17% 8.12%
MyCUmortgage 2, -0.17% 2.28%
Community Trust Bank, Inc 3, -0.12% 2.28%
Peoples Bank 4, -0.07% 2.33%
United Bank Va 5, -0.06% 2.48%
Movement Mortgage 6, -0.06% 7.86%
Huntington National Bank 7, -0.05% 3.05%
Fifth Third Bank, National Association 8, -0.04% 5.48%
JPMorgan Chase Bank 9, -0.04% 3.52%
Desco Federal Credit Union 10, -0.00% 5.48%
Truist Bank 11, 0.00% 2.43%
Caliber Home Loans Inc 12, 0.02% 6.05%
Us Bank 13, 0.02% 2.95%
Victorian Finance 14, 0.03% 3.05%
WesBanco Bank, Inc 15, 0.04% 3.00%
City National Bank of WV 16, 0.04% 2.95%
GoPrime Mortgage Inc 17, 0.04% 6.88%
Stockton Mortgage Corporation 18, 0.05% 2.12%
Quicken Loans 19, 0.07% 14.17%
Pnc Bank 20, 0.07% 4.29%
LoanDepot 21, 0.09% 3.77%
Primelending 22, 0.15% 5.48%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
MyCUmortgage 1, -0.18% 3.52%
Huntington Federal Savings Bank 2, -0.10% 5.41%
Community Trust Bank, Inc 3, -0.08% 1.37%
Huntington National Bank 4, -0.07% 2.66%
Movement Mortgage 5, -0.07% 12.36%
Peoples Bank 6, -0.06% 1.89%
United Bank Va 7, -0.06% 2.83%
Fifth Third Bank, National Association 8, -0.06% 3.69%
Truist Bank 9, -0.03% 2.32%
JPMorgan Chase Bank 10, -0.03% 3.69%
Us Bank 11, -0.03% 2.75%
Desco Federal Credit Union 12, -0.03% 5.41%
Caliber Home Loans Inc 13, 0.01% 8.41%
Pnc Bank 14, 0.01% 1.89%
Victorian Finance 15, 0.03% 4.46%
City National Bank of WV 16, 0.03% 0.86%
GoPrime Mortgage Inc 17, 0.04% 10.04%
WesBanco Bank, Inc 18, 0.04% 3.09%
Stockton Mortgage Corporation 19, 0.05% 3.09%
Quicken Loans 20, 0.06% 8.41%
LoanDepot 21, 0.12% 3.78%
Primelending 22, 0.17% 8.07%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Huntington Federal Savings Bank 1, -0.21% 12.22%
Community Trust Bank, Inc 2, -0.13% 3.64%
Peoples Bank 3, -0.09% 2.99%
United Bank Va 4, -0.08% 1.95%
JPMorgan Chase Bank 5, -0.04% 3.25%
Fifth Third Bank, National Association 6, -0.03% 8.19%
Huntington National Bank 7, -0.02% 3.64%
MyCUmortgage 8, -0.01% 0.39%
Movement Mortgage 9, -0.00% 1.04%
Stockton Mortgage Corporation 10, 0.01% 0.65%
WesBanco Bank, Inc 11, 0.02% 2.86%
Victorian Finance 12, 0.02% 0.91%
GoPrime Mortgage Inc 13, 0.03% 2.08%
Desco Federal Credit Union 14, 0.03% 5.59%
Caliber Home Loans Inc 15, 0.04% 2.47%
City National Bank of WV 16, 0.04% 6.11%
LoanDepot 17, 0.05% 3.77%
Primelending 18, 0.05% 1.56%
Truist Bank 19, 0.05% 2.60%
Quicken Loans 20, 0.08% 22.89%
Us Bank 21, 0.10% 3.25%
Pnc Bank 22, 0.10% 7.93%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Huntington Federal Savings Bank 1, -0.17% 12.60%
Community Trust Bank, Inc 2, -0.11% 3.53%
Peoples Bank 3, -0.07% 3.61%
United Bank Va 4, -0.06% 3.69%
Huntington National Bank 5, -0.04% 3.21%
Fifth Third Bank, National Association 6, -0.04% 7.70%
JPMorgan Chase Bank 7, -0.04% 5.22%
MyCUmortgage 8, -0.01% 0.48%
Desco Federal Credit Union 9, 0.00% 7.62%
Truist Bank 10, 0.00% 3.37%
Stockton Mortgage Corporation 11, 0.01% 0.88%
Caliber Home Loans Inc 12, 0.01% 4.65%
LoanDepot 13, 0.02% 2.01%
Movement Mortgage 14, 0.02% 3.85%
GoPrime Mortgage Inc 15, 0.03% 2.41%
Us Bank 16, 0.04% 3.21%
City National Bank of WV 17, 0.04% 4.57%
WesBanco Bank, Inc 18, 0.05% 3.85%
Victorian Finance 19, 0.07% 1.85%
Pnc Bank 20, 0.09% 5.94%
Primelending 21, 0.12% 5.86%
Quicken Loans 22, 0.15% 9.87%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Huntington Federal Savings Bank 1, -0.10% 10.05%
Community Trust Bank, Inc 2, -0.08% 2.55%
Huntington National Bank 3, -0.07% 2.87%
Fifth Third Bank, National Association 4, -0.06% 5.74%
United Bank Va 5, -0.06% 4.94%
Peoples Bank 6, -0.06% 3.51%
Us Bank 7, -0.04% 3.03%
JPMorgan Chase Bank 8, -0.04% 6.38%
Truist Bank 9, -0.03% 3.83%
Desco Federal Credit Union 10, -0.03% 8.29%
MyCUmortgage 11, -0.02% 0.80%
LoanDepot 12, -0.01% 1.75%
Caliber Home Loans Inc 13, -0.01% 7.02%
Stockton Mortgage Corporation 14, 0.01% 1.28%
Movement Mortgage 15, 0.02% 7.34%
GoPrime Mortgage Inc 16, 0.02% 3.35%
Pnc Bank 17, 0.03% 2.23%
City National Bank of WV 18, 0.03% 1.59%
WesBanco Bank, Inc 19, 0.07% 4.15%
Victorian Finance 20, 0.07% 3.03%
Primelending 21, 0.13% 10.05%
Quicken Loans 22, 0.14% 6.22%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Huntington Federal Savings Bank 1, -0.21% 15.19%
Community Trust Bank, Inc 2, -0.13% 4.52%
Peoples Bank 3, -0.09% 3.72%
United Bank Va 4, -0.08% 2.42%
JPMorgan Chase Bank 5, -0.04% 4.04%
Fifth Third Bank, National Association 6, -0.03% 9.69%
Huntington National Bank 7, -0.01% 3.55%
Stockton Mortgage Corporation 8, 0.00% 0.48%
MyCUmortgage 9, 0.01% 0.16%
Victorian Finance 10, 0.02% 0.65%
Movement Mortgage 11, 0.02% 0.32%
WesBanco Bank, Inc 12, 0.02% 3.55%
Desco Federal Credit Union 13, 0.03% 6.95%
LoanDepot 14, 0.04% 2.26%
GoPrime Mortgage Inc 15, 0.04% 1.45%
City National Bank of WV 16, 0.05% 7.59%
Primelending 17, 0.05% 1.62%
Truist Bank 18, 0.05% 2.91%
Caliber Home Loans Inc 19, 0.06% 2.26%
Pnc Bank 20, 0.10% 9.69%
Us Bank 21, 0.11% 3.39%
Quicken Loans 22, 0.16% 13.57%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
MyCUmortgage 1, -0.20% 6.83%
Movement Mortgage 2, -0.11% 17.09%
Huntington National Bank 3, -0.06% 3.06%
Pnc Bank 4, -0.05% 0.54%
Us Bank 5, -0.02% 1.80%
WesBanco Bank, Inc 6, -0.02% 1.26%
Fifth Third Bank, National Association 7, -0.01% 1.08%
Quicken Loans 8, -0.01% 21.58%
Desco Federal Credit Union 9, 0.01% 0.90%
Victorian Finance 10, 0.01% 5.94%
Truist Bank 11, 0.02% 0.18%
Caliber Home Loans Inc 12, 0.02% 7.91%
GoPrime Mortgage Inc 13, 0.04% 16.19%
Stockton Mortgage Corporation 14, 0.07% 4.50%
LoanDepot 15, 0.15% 6.65%
Primelending 16, 0.29% 4.50%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
MyCUmortgage 1, -0.21% 7.91%
Movement Mortgage 2, -0.12% 19.78%
Huntington National Bank 3, -0.07% 2.42%
Pnc Bank 4, -0.05% 0.66%
Us Bank 5, -0.02% 1.54%
WesBanco Bank, Inc 6, -0.02% 1.54%
Fifth Third Bank, National Association 7, -0.01% 1.10%
Quicken Loans 8, -0.00% 11.65%
Desco Federal Credit Union 9, 0.01% 1.10%
Victorian Finance 10, 0.01% 7.03%
Truist Bank 11, 0.02% 0.22%
Caliber Home Loans Inc 12, 0.02% 9.23%
GoPrime Mortgage Inc 13, 0.04% 18.68%
Stockton Mortgage Corporation 14, 0.07% 5.27%
LoanDepot 15, 0.17% 6.59%
Primelending 16, 0.30% 5.27%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Huntington National Bank 1, -0.04% 5.94%
MyCUmortgage 2, -0.02% 1.98%
Movement Mortgage 3, -0.01% 4.95%
Quicken Loans 4, -0.01% 66.34%
Us Bank 5, -0.00% 2.97%
Caliber Home Loans Inc 6, 0.00% 1.98%
Stockton Mortgage Corporation 7, 0.01% 0.99%
Fifth Third Bank, National Association 8, 0.02% 0.99%
GoPrime Mortgage Inc 9, 0.02% 4.95%
Primelending 10, 0.05% 0.99%
Victorian Finance 11, 0.05% 0.99%
LoanDepot 12, 0.07% 6.93%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Pnc Bank 1, 0.00% 50.00%
Truist Bank 2, 0.00% 50.00%
Insufficient data available.
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Pnc Bank 1, 0.00% 50.00%
Truist Bank 2, 0.00% 50.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
WesBanco Bank, Inc 1, -0.04% 2.31%
Huntington National Bank 2, -0.04% 1.54%
Desco Federal Credit Union 3, -0.03% 4.62%
Movement Mortgage 4, -0.02% 6.92%
Us Bank 5, -0.02% 5.38%
United Bank Va 6, -0.02% 1.54%
Fifth Third Bank, National Association 7, -0.01% 3.08%
Stockton Mortgage Corporation 8, -0.01% 3.85%
Pnc Bank 9, -0.01% 3.85%
Truist Bank 10, -0.01% 2.31%
Victorian Finance 11, 0.00% 2.31%
Caliber Home Loans Inc 12, 0.01% 11.54%
Quicken Loans 13, 0.01% 23.85%
GoPrime Mortgage Inc 14, 0.01% 10.00%
Primelending 15, 0.01% 6.15%
LoanDepot 16, 0.02% 8.46%
JPMorgan Chase Bank 17, 0.04% 2.31%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
WesBanco Bank, Inc 1, -0.04% 3.61%
Huntington National Bank 2, -0.03% 2.41%
Desco Federal Credit Union 3, -0.03% 7.23%
Movement Mortgage 4, -0.02% 9.64%
Us Bank 5, -0.02% 7.23%
Fifth Third Bank, National Association 6, -0.02% 2.41%
United Bank Va 7, -0.01% 2.41%
Stockton Mortgage Corporation 8, -0.01% 4.82%
Truist Bank 9, -0.01% 2.41%
Pnc Bank 10, -0.01% 6.02%
Victorian Finance 11, -0.00% 1.20%
LoanDepot 12, 0.01% 3.61%
GoPrime Mortgage Inc 13, 0.01% 13.25%
Primelending 14, 0.02% 8.43%
Caliber Home Loans Inc 15, 0.02% 14.46%
Quicken Loans 16, 0.04% 7.23%
JPMorgan Chase Bank 17, 0.04% 3.61%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.03% 6.38%
Primelending 2, -0.02% 2.13%
Movement Mortgage 3, -0.01% 2.13%
Quicken Loans 4, -0.00% 53.19%
Us Bank 5, -0.00% 2.13%
Truist Bank 6, 0.00% 2.13%
Fifth Third Bank, National Association 7, 0.00% 4.26%
Victorian Finance 8, 0.00% 4.26%
GoPrime Mortgage Inc 9, 0.01% 4.26%
Stockton Mortgage Corporation 10, 0.01% 2.13%
LoanDepot 11, 0.02% 17.02%

* Data is compiled for the Huntington, WV commuting zone area, which comprises of counties of Boyd County, KY, Greenup County, KY, Lawrence County, OH, Cabell County, WV, and Wayne County, WV. This includes cities/towns/communities of Huntington, WV as well as Ashland, KY, Pea Ridge, WV, Flatwoods, KY, Lesage, WV, Ceredo, WV, Ironton, OH, Wayne, WV, Cannonsburg, KY, South Point, OH, Milton, WV, Bellefonte, KY, Wurtland, KY, Burlington, OH, Salt Rock, WV, Barboursville, WV, Chesapeake, OH, Athalia, OH, Culloden, WV, Proctorville, OH, Greenup, KY, Westwood, KY, Prichard, WV, Hanging Rock, OH, Russell, KY, Kenova, WV, South Shore, KY, Catlettsburg, KY, Coal Grove, OH, Fort Gay, WV, and Crum, WV. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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