Top Mortgage Lenders in the New York, NY area

Which mortgage lender in the New York, NY area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the New York, NY area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the New York, NY area is First Republic Bank, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.57%. This means that First Republic Bank provided a -0.57% lower interest rate for its customers than other lenders in New York, NY for a similar set of borrowers. First Republic Bank has a market share of 0.7%. On the other hand, the most popular lender in the market is JPMorgan Chase Bank, with a market share of 11.5%. JPMorgan Chase Bank is an average rate lender in this area, with a “Rate Difference” of -0.08% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the New York, NY area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in New York, NY is First Republic Bank. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Citibank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Bank of America. The cheapest VA mortgage provider is Navy Federal Credit Union. To get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders by “Rate Rank” for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Republic Bank 1, -0.57% 0.65%
Island Federal Credit Union 2, -0.33% 0.21%
Bank of America 3, -0.30% 4.36%
Bethpage Federal Credit Union 4, -0.30% 3.07%
Hsbc Bank Usa 5, -0.28% 0.77%
Valley National Bank 6, -0.27% 0.80%
Citibank 7, -0.26% 4.59%
Teachers Federal Credit Union 8, -0.23% 2.26%
Investors Bank 9, -0.21% 0.37%
OwnersChoice Funding, Inc 10, -0.18% 0.17%
TD Bank 11, -0.17% 2.52%
NCPD Federal Credit Union 12, -0.14% 0.08%
Citizens Bank 13, -0.14% 2.72%
Wells Fargo Bank 14, -0.12% 9.18%
Amalgamated Bank 15, -0.10% 0.14%
Pnc Bank 16, -0.09% 0.45%
United Nations Federal Credit Union 17, -0.09% 0.11%
LoanDepot 18, -0.09% 3.46%
JPMorgan Chase Bank 19, -0.08% 11.50%
CF Bank National Association 20, -0.07% 0.07%
North American Savings Bank 21, -0.07% 0.09%
Arc Home 22, -0.06% 0.19%
Us Bank 23, -0.06% 0.37%
Navy Federal Credit Union 24, -0.06% 0.20%
First Internet Bank 25, -0.05% 0.05%
M&T Bank 26, -0.04% 0.50%
Ridgewood Savings Bank 27, -0.04% 0.19%
People’s United Bank 28, -0.03% 0.21%
Suffolk Federal Credit Union 29, -0.03% 0.20%
Morgan Stanley Private Bank 30, -0.03% 0.19%
Ally Bank 31, -0.02% 0.08%
City National Bank 32, -0.02% 0.06%
NBKC Bank 33, -0.01% 0.13%
Home Point Financial Corporation 34, -0.01% 0.37%
Equity Prime Mortgage 35, -0.01% 0.05%
Homestead Funding Corp 36, -0.01% 0.05%
CMG Mortgage Inc 37, -0.01% 0.22%
American Federal Mortgage Corp 38, -0.01% 0.05%
Lyons Mortgage Services Inc 39, -0.01% 0.10%
UBS Bank USA 40, -0.00% 0.10%
Caliber Home Loans Inc 41, -0.00% 1.64%
Academy Mortgage Corp 42, -0.00% 0.63%
Santander Bank 43, 0.00% 1.41%
Interstate Home Loan Center Inc 44, 0.00% 0.28%
KeyBank National Association 45, 0.01% 0.06%
Embrace Home Loans, Inc 46, 0.01% 0.53%
Residential Mortgage Services 47, 0.02% 0.09%
Guaranteed Rate Inc 48, 0.02% 0.40%
The Union Bank Company 49, 0.02% 0.04%
Tiaa, Fsb 50, 0.03% 0.17%
Royal Business Bank 51, 0.03% 0.09%
Webster Bank 52, 0.04% 0.08%
Luxury Mortgage Corp 53, 0.04% 0.18%
Guardhill Financial Corp 54, 0.05% 0.24%
Usaa Federal Savings Bank 55, 0.05% 0.20%
Magnolia Bank Incorporated 56, 0.05% 0.05%
Lynx Mortgage Bank 57, 0.06% 0.30%
NJ Lenders Corp 58, 0.06% 0.38%
First Guaranty Mortgage Corporation 59, 0.06% 0.04%
Reliance First Capital 60, 0.07% 0.33%
Primelending 61, 0.07% 0.08%
Freedom Mortgage Corporation 62, 0.07% 4.22%
Movement Mortgage 63, 0.08% 0.14%
Patriot One Mortgage Bankers 64, 0.08% 0.13%
National Cooperative Bank 65, 0.08% 0.05%
Bank of England 66, 0.08% 0.05%
Municipal Credit Union 67, 0.08% 0.36%
The Federal Savings Bank 68, 0.09% 1.33%
Carrington Mortgage Services 69, 0.09% 0.59%
United Northern Mortgage Bankers Limited 70, 0.09% 0.71%
American Financial Resources Inc 71, 0.09% 0.05%
Fairway Independent Mort Corp 72, 0.10% 0.55%
Plaza Home Mortgage Inc 73, 0.11% 0.64%
Nationwide Equities Corporation 74, 0.11% 0.07%
Evolve Bank & Trust 75, 0.11% 0.18%
Finance of America Mortgage 76, 0.11% 0.09%
Mid-Island Mortgage Corp 77, 0.12% 0.52%
Cardinal Financial Company LP 78, 0.12% 1.05%
MLB Residential Lending 79, 0.12% 0.08%
Hartford Funding, Ltd 80, 0.12% 0.18%
Sierra Pacific Mortgage 81, 0.12% 0.16%
Advisors Mortgage Group 82, 0.13% 0.07%
Newrez 83, 0.14% 1.95%
CrossCountry Mortgage Inc 84, 0.15% 0.09%
Contour Mortgage Corporation 85, 0.16% 2.22%
HomeBridge Financial Services, Inc 86, 0.16% 1.83%
Blair Services Of America, Inc, Dba Whitman Mortgagee 87, 0.17% 0.12%
Bridgeview Mortgage Corp 88, 0.17% 0.08%
First Home Bank 89, 0.17% 0.14%
US Mortgage Corporation 90, 0.18% 0.44%
East Coast Capital Corporation 91, 0.18% 0.68%
Wall Street Mortgage Bankers LTD 92, 0.18% 0.24%
Mortgage World Bankers, Inc 93, 0.19% 0.15%
Total Mortgage Services 94, 0.19% 0.06%
Quicken Loans 95, 0.19% 9.05%
Family First Funding 96, 0.20% 0.30%
Summit mortgage Bankers, Inc 97, 0.21% 0.85%
Jet Direct Funding Corp 98, 0.22% 0.74%
Ark Mortgage, Inc 99, 0.22% 0.20%
Flagstar Bank 100, 0.23% 0.63%
Residential Home Funding Corp 101, 0.23% 0.22%
Nationwide Mortgage Bankers Inc 102, 0.24% 1.42%
Intercontinental Capital Group Inc 103, 0.24% 0.82%
Meadowbrook Financial Mortgage Bankers Corp 104, 0.25% 1.40%
Nationstar Mortgage 105, 0.25% 1.74%
Guidance Residential 106, 0.27% 0.19%
Associated Mortgage Bankers Inc 107, 0.28% 0.25%
Allied Mortgage Group Inc 108, 0.28% 0.18%
Pacific Union Financial 109, 0.29% 0.09%
United Mortgage Corp 110, 0.32% 1.81%
FM Home Loans 111, 0.34% 1.41%
Phh Mortgage Corporation 112, 0.38% 0.09%
Discover Bank 113, 0.42% 0.08%
Cathay Bank 114, 0.53% 0.22%
Quontic Bank 115, 0.55% 0.28%
First National Bank Of America 116, 0.60% 0.05%
East West Bank 117, 0.78% 0.62%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Republic Bank 1, -0.58% 0.92%
Teachers Federal Credit Union 2, -0.36% 0.62%
Bank of America 3, -0.33% 5.63%
Valley National Bank 4, -0.28% 1.08%
Citibank 5, -0.27% 5.10%
Bethpage Federal Credit Union 6, -0.23% 2.94%
Hsbc Bank Usa 7, -0.22% 0.82%
Investors Bank 8, -0.21% 0.38%
Island Federal Credit Union 9, -0.21% 0.14%
TD Bank 10, -0.20% 1.95%
Wells Fargo Bank 11, -0.14% 11.12%
Amalgamated Bank 12, -0.11% 0.18%
Citizens Bank 13, -0.10% 3.64%
JPMorgan Chase Bank 14, -0.10% 11.46%
NCPD Federal Credit Union 15, -0.08% 0.06%
OwnersChoice Funding, Inc 16, -0.08% 0.12%
Navy Federal Credit Union 17, -0.08% 0.25%
Us Bank 18, -0.06% 0.39%
Pnc Bank 19, -0.06% 0.47%
United Nations Federal Credit Union 20, -0.04% 0.11%
LoanDepot 21, -0.04% 2.83%
People’s United Bank 22, -0.04% 0.25%
Ally Bank 23, -0.04% 0.09%
City National Bank 24, -0.02% 0.08%
UBS Bank USA 25, -0.01% 0.11%
Equity Prime Mortgage 26, -0.01% 0.04%
KeyBank National Association 27, -0.01% 0.07%
Ridgewood Savings Bank 28, -0.00% 0.16%
North American Savings Bank 29, -0.00% 0.05%
Homestead Funding Corp 30, 0.00% 0.06%
Arc Home 31, 0.00% 0.14%
Home Point Financial Corporation 32, 0.01% 0.37%
Academy Mortgage Corp 33, 0.01% 0.82%
NBKC Bank 34, 0.01% 0.12%
Caliber Home Loans Inc 35, 0.02% 1.71%
Morgan Stanley Private Bank 36, 0.02% 0.19%
CMG Mortgage Inc 37, 0.02% 0.25%
Suffolk Federal Credit Union 38, 0.03% 0.02%
Embrace Home Loans, Inc 39, 0.03% 0.64%
CF Bank National Association 40, 0.03% 0.03%
The Union Bank Company 41, 0.04% 0.00%
Magnolia Bank Incorporated 42, 0.04% 0.01%
Guaranteed Rate Inc 43, 0.04% 0.52%
Interstate Home Loan Center Inc 44, 0.04% 0.21%
Reliance First Capital 45, 0.04% 0.04%
First Internet Bank 46, 0.04% 0.03%
Movement Mortgage 47, 0.05% 0.13%
Residential Mortgage Services 48, 0.05% 0.08%
American Federal Mortgage Corp 49, 0.05% 0.06%
Royal Business Bank 50, 0.05% 0.12%
M&T Bank 51, 0.05% 0.40%
Webster Bank 52, 0.06% 0.10%
Carrington Mortgage Services 53, 0.06% 0.34%
First Guaranty Mortgage Corporation 54, 0.06% 0.07%
Lyons Mortgage Services Inc 55, 0.07% 0.08%
Primelending 56, 0.07% 0.07%
Guardhill Financial Corp 57, 0.08% 0.25%
Bank of England 58, 0.09% 0.04%
Tiaa, Fsb 59, 0.09% 0.11%
Patriot One Mortgage Bankers 60, 0.09% 0.12%
The Federal Savings Bank 61, 0.09% 1.76%
NJ Lenders Corp 62, 0.09% 0.39%
Usaa Federal Savings Bank 63, 0.10% 0.21%
Lynx Mortgage Bank 64, 0.10% 0.35%
Luxury Mortgage Corp 65, 0.10% 0.20%
Santander Bank 66, 0.10% 1.37%
Freedom Mortgage Corporation 67, 0.10% 5.11%
Finance of America Mortgage 68, 0.11% 0.13%
Evolve Bank & Trust 69, 0.12% 0.24%
Nationwide Equities Corporation 70, 0.12% 0.10%
Fairway Independent Mort Corp 71, 0.13% 0.63%
Discover Bank 72, 0.13% 0.01%
American Financial Resources Inc 73, 0.13% 0.05%
United Northern Mortgage Bankers Limited 74, 0.14% 0.85%
Newrez 75, 0.14% 1.75%
HomeBridge Financial Services, Inc 76, 0.14% 2.26%
Nationstar Mortgage 77, 0.15% 0.75%
Plaza Home Mortgage Inc 78, 0.15% 0.80%
National Cooperative Bank 79, 0.15% 0.05%
Cardinal Financial Company LP 80, 0.15% 1.18%
Mid-Island Mortgage Corp 81, 0.15% 0.55%
Advisors Mortgage Group 82, 0.16% 0.07%
Hartford Funding, Ltd 83, 0.16% 0.18%
CrossCountry Mortgage Inc 84, 0.16% 0.12%
Municipal Credit Union 85, 0.17% 0.24%
MLB Residential Lending 86, 0.17% 0.06%
First Home Bank 87, 0.18% 0.13%
Contour Mortgage Corporation 88, 0.18% 2.85%
Sierra Pacific Mortgage 89, 0.19% 0.16%
Blair Services Of America, Inc, Dba Whitman Mortgagee 90, 0.19% 0.17%
Bridgeview Mortgage Corp 91, 0.20% 0.10%
East Coast Capital Corporation 92, 0.21% 0.88%
Total Mortgage Services 93, 0.21% 0.07%
Wall Street Mortgage Bankers LTD 94, 0.21% 0.29%
US Mortgage Corporation 95, 0.22% 0.57%
Quicken Loans 96, 0.22% 3.93%
Jet Direct Funding Corp 97, 0.22% 1.02%
Mortgage World Bankers, Inc 98, 0.23% 0.19%
Family First Funding 99, 0.24% 0.41%
Nationwide Mortgage Bankers Inc 100, 0.25% 1.56%
Summit mortgage Bankers, Inc 101, 0.26% 1.12%
Flagstar Bank 102, 0.28% 0.74%
Residential Home Funding Corp 103, 0.28% 0.27%
Allied Mortgage Group Inc 104, 0.29% 0.29%
Intercontinental Capital Group Inc 105, 0.30% 0.93%
Ark Mortgage, Inc 106, 0.31% 0.10%
Meadowbrook Financial Mortgage Bankers Corp 107, 0.32% 1.32%
Associated Mortgage Bankers Inc 108, 0.32% 0.33%
Pacific Union Financial 109, 0.33% 0.13%
FM Home Loans 110, 0.33% 1.45%
Guidance Residential 111, 0.35% 0.26%
United Mortgage Corp 112, 0.35% 1.75%
Cathay Bank 113, 0.52% 0.21%
Quontic Bank 114, 0.62% 0.36%
First National Bank Of America 115, 0.65% 0.07%
East West Bank 116, 0.82% 0.76%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Republic Bank 1, -0.53% 0.30%
Island Federal Credit Union 2, -0.41% 0.30%
Hsbc Bank Usa 3, -0.38% 0.70%
Bethpage Federal Credit Union 4, -0.38% 3.24%
Citibank 5, -0.26% 3.91%
Citizens Bank 6, -0.25% 1.49%
OwnersChoice Funding, Inc 7, -0.25% 0.23%
Bank of America 8, -0.23% 2.67%
Valley National Bank 9, -0.23% 0.42%
Investors Bank 10, -0.22% 0.35%
Teachers Federal Credit Union 11, -0.21% 4.44%
NCPD Federal Credit Union 12, -0.19% 0.10%
United Nations Federal Credit Union 13, -0.17% 0.10%
TD Bank 14, -0.15% 3.29%
Pnc Bank 15, -0.14% 0.42%
LoanDepot 16, -0.13% 4.30%
Santander Bank 17, -0.13% 1.45%
Arc Home 18, -0.12% 0.25%
M&T Bank 19, -0.11% 0.63%
North American Savings Bank 20, -0.10% 0.14%
CF Bank National Association 21, -0.10% 0.14%
First Internet Bank 22, -0.10% 0.08%
Amalgamated Bank 23, -0.10% 0.09%
American Federal Mortgage Corp 24, -0.09% 0.05%
Morgan Stanley Private Bank 25, -0.09% 0.19%
Lyons Mortgage Services Inc 26, -0.08% 0.11%
Wells Fargo Bank 27, -0.07% 6.60%
Ridgewood Savings Bank 28, -0.07% 0.23%
Us Bank 29, -0.06% 0.35%
CMG Mortgage Inc 30, -0.06% 0.19%
Guaranteed Rate Inc 31, -0.06% 0.23%
Luxury Mortgage Corp 32, -0.05% 0.16%
Academy Mortgage Corp 33, -0.04% 0.38%
JPMorgan Chase Bank 34, -0.04% 11.55%
NBKC Bank 35, -0.04% 0.15%
Homestead Funding Corp 36, -0.04% 0.04%
Royal Business Bank 37, -0.04% 0.05%
Home Point Financial Corporation 38, -0.04% 0.38%
Caliber Home Loans Inc 39, -0.04% 1.55%
Suffolk Federal Credit Union 40, -0.04% 0.45%
People’s United Bank 41, -0.03% 0.16%
Interstate Home Loan Center Inc 42, -0.02% 0.38%
Residential Mortgage Services 43, -0.02% 0.10%
Embrace Home Loans, Inc 44, -0.02% 0.38%
National Cooperative Bank 45, -0.02% 0.05%
United Northern Mortgage Bankers Limited 46, -0.01% 0.53%
Lynx Mortgage Bank 47, -0.01% 0.23%
Equity Prime Mortgage 48, -0.01% 0.05%
Usaa Federal Savings Bank 49, -0.01% 0.19%
Navy Federal Credit Union 50, -0.01% 0.13%
Guidance Residential 51, -0.01% 0.10%
Tiaa, Fsb 52, -0.01% 0.26%
Webster Bank 53, -0.01% 0.05%
City National Bank 54, -0.00% 0.04%
Guardhill Financial Corp 55, 0.00% 0.24%
Plaza Home Mortgage Inc 56, 0.00% 0.41%
Ally Bank 57, 0.00% 0.06%
Freedom Mortgage Corporation 58, 0.01% 3.03%
UBS Bank USA 59, 0.01% 0.08%
NJ Lenders Corp 60, 0.02% 0.36%
The Union Bank Company 61, 0.02% 0.09%
Municipal Credit Union 62, 0.03% 0.51%
American Financial Resources Inc 63, 0.04% 0.05%
Sierra Pacific Mortgage 64, 0.04% 0.16%
Fairway Independent Mort Corp 65, 0.04% 0.45%
KeyBank National Association 66, 0.04% 0.05%
Family First Funding 67, 0.05% 0.16%
First Guaranty Mortgage Corporation 68, 0.05% 0.00%
Magnolia Bank Incorporated 69, 0.06% 0.10%
Nationwide Equities Corporation 70, 0.06% 0.04%
US Mortgage Corporation 71, 0.06% 0.28%
Summit mortgage Bankers, Inc 72, 0.06% 0.49%
Mid-Island Mortgage Corp 73, 0.06% 0.49%
Patriot One Mortgage Bankers 74, 0.07% 0.14%
Cardinal Financial Company LP 75, 0.07% 0.89%
Reliance First Capital 76, 0.07% 0.72%
The Federal Savings Bank 77, 0.07% 0.76%
Primelending 78, 0.07% 0.09%
Mortgage World Bankers, Inc 79, 0.07% 0.09%
Hartford Funding, Ltd 80, 0.07% 0.18%
Advisors Mortgage Group 81, 0.08% 0.06%
Bank of England 82, 0.08% 0.08%
Contour Mortgage Corporation 83, 0.08% 1.37%
Blair Services Of America, Inc, Dba Whitman Mortgagee 84, 0.08% 0.05%
Evolve Bank & Trust 85, 0.08% 0.11%
Allied Mortgage Group Inc 86, 0.08% 0.02%
MLB Residential Lending 87, 0.09% 0.12%
CrossCountry Mortgage Inc 88, 0.09% 0.05%
Carrington Mortgage Services 89, 0.10% 0.92%
Bridgeview Mortgage Corp 90, 0.11% 0.05%
East Coast Capital Corporation 91, 0.11% 0.42%
Movement Mortgage 92, 0.11% 0.14%
Wall Street Mortgage Bankers LTD 93, 0.12% 0.19%
Flagstar Bank 94, 0.12% 0.50%
First National Bank Of America 95, 0.12% 0.01%
Pacific Union Financial 96, 0.12% 0.03%
Residential Home Funding Corp 97, 0.12% 0.15%
Intercontinental Capital Group Inc 98, 0.12% 0.67%
Finance of America Mortgage 99, 0.13% 0.04%
Newrez 100, 0.13% 2.21%
Total Mortgage Services 101, 0.14% 0.05%
Associated Mortgage Bankers Inc 102, 0.15% 0.15%
Meadowbrook Financial Mortgage Bankers Corp 103, 0.17% 1.50%
First Home Bank 104, 0.17% 0.16%
Quicken Loans 105, 0.18% 15.88%
Ark Mortgage, Inc 106, 0.19% 0.34%
HomeBridge Financial Services, Inc 107, 0.21% 1.26%
Nationwide Mortgage Bankers Inc 108, 0.22% 1.25%
Jet Direct Funding Corp 109, 0.23% 0.37%
United Mortgage Corp 110, 0.29% 1.89%
Nationstar Mortgage 111, 0.29% 3.07%
FM Home Loans 112, 0.35% 1.37%
Phh Mortgage Corporation 113, 0.38% 0.21%
Quontic Bank 114, 0.40% 0.19%
Discover Bank 115, 0.44% 0.18%
Cathay Bank 116, 0.54% 0.24%
East West Bank 117, 0.67% 0.43%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Republic Bank 1, -0.65% 0.73%
Bank of America 2, -0.34% 4.38%
Island Federal Credit Union 3, -0.33% 0.27%
Hsbc Bank Usa 4, -0.32% 0.86%
Valley National Bank 5, -0.31% 0.87%
Bethpage Federal Credit Union 6, -0.31% 3.73%
Citibank 7, -0.27% 4.51%
Investors Bank 8, -0.27% 0.40%
Teachers Federal Credit Union 9, -0.24% 2.84%
TD Bank 10, -0.20% 2.68%
Citizens Bank 11, -0.18% 2.79%
OwnersChoice Funding, Inc 12, -0.18% 0.21%
NCPD Federal Credit Union 13, -0.14% 0.10%
Pnc Bank 14, -0.12% 0.47%
Wells Fargo Bank 15, -0.11% 8.95%
United Nations Federal Credit Union 16, -0.11% 0.12%
Amalgamated Bank 17, -0.11% 0.17%
North American Savings Bank 18, -0.11% 0.05%
Us Bank 19, -0.10% 0.37%
JPMorgan Chase Bank 20, -0.09% 13.19%
Arc Home 21, -0.07% 0.21%
CF Bank National Association 22, -0.07% 0.09%
UBS Bank USA 23, -0.07% 0.05%
City National Bank 24, -0.06% 0.03%
First Internet Bank 25, -0.06% 0.06%
LoanDepot 26, -0.06% 3.24%
Ridgewood Savings Bank 27, -0.06% 0.21%
M&T Bank 28, -0.04% 0.53%
People’s United Bank 29, -0.04% 0.25%
Santander Bank 30, -0.03% 1.54%
Suffolk Federal Credit Union 31, -0.03% 0.26%
Ally Bank 32, -0.03% 0.09%
Morgan Stanley Private Bank 33, -0.02% 0.14%
NBKC Bank 34, -0.02% 0.12%
Homestead Funding Corp 35, -0.01% 0.06%
American Federal Mortgage Corp 36, -0.01% 0.06%
Lyons Mortgage Services Inc 37, -0.01% 0.12%
CMG Mortgage Inc 38, -0.00% 0.24%
Interstate Home Loan Center Inc 39, 0.00% 0.23%
Residential Mortgage Services 40, 0.01% 0.09%
Home Point Financial Corporation 41, 0.01% 0.36%
Guaranteed Rate Inc 42, 0.01% 0.43%
Academy Mortgage Corp 43, 0.01% 0.64%
KeyBank National Association 44, 0.01% 0.05%
Webster Bank 45, 0.01% 0.06%
Equity Prime Mortgage 46, 0.02% 0.02%
Tiaa, Fsb 47, 0.02% 0.20%
Embrace Home Loans, Inc 48, 0.03% 0.49%
Royal Business Bank 49, 0.03% 0.11%
Guardhill Financial Corp 50, 0.04% 0.26%
Luxury Mortgage Corp 51, 0.04% 0.21%
The Union Bank Company 52, 0.05% 0.03%
Caliber Home Loans Inc 53, 0.06% 1.54%
American Financial Resources Inc 54, 0.06% 0.03%
Lynx Mortgage Bank 55, 0.07% 0.29%
NJ Lenders Corp 56, 0.08% 0.38%
First Guaranty Mortgage Corporation 57, 0.08% 0.01%
Magnolia Bank Incorporated 58, 0.08% 0.03%
Primelending 59, 0.08% 0.08%
National Cooperative Bank 60, 0.08% 0.07%
Freedom Mortgage Corporation 61, 0.08% 4.06%
Usaa Federal Savings Bank 62, 0.08% 0.10%
Municipal Credit Union 63, 0.08% 0.45%
Bank of England 64, 0.09% 0.04%
Movement Mortgage 65, 0.09% 0.13%
Carrington Mortgage Services 66, 0.11% 0.19%
Mid-Island Mortgage Corp 67, 0.11% 0.46%
Patriot One Mortgage Bankers 68, 0.11% 0.09%
Evolve Bank & Trust 69, 0.12% 0.20%
Finance of America Mortgage 70, 0.12% 0.07%
United Northern Mortgage Bankers Limited 71, 0.13% 0.65%
Reliance First Capital 72, 0.13% 0.27%
Sierra Pacific Mortgage 73, 0.14% 0.18%
Nationwide Equities Corporation 74, 0.15% 0.06%
Advisors Mortgage Group 75, 0.15% 0.06%
MLB Residential Lending 76, 0.15% 0.08%
Navy Federal Credit Union 77, 0.15% 0.10%
Fairway Independent Mort Corp 78, 0.16% 0.48%
Cardinal Financial Company LP 79, 0.16% 0.89%
CrossCountry Mortgage Inc 80, 0.16% 0.08%
Bridgeview Mortgage Corp 81, 0.18% 0.08%
Contour Mortgage Corporation 82, 0.18% 1.95%
US Mortgage Corporation 83, 0.19% 0.45%
Family First Funding 84, 0.20% 0.17%
First Home Bank 85, 0.20% 0.15%
Hartford Funding, Ltd 86, 0.20% 0.14%
Pacific Union Financial 87, 0.21% 0.03%
Summit mortgage Bankers, Inc 88, 0.21% 1.07%
Mortgage World Bankers, Inc 89, 0.21% 0.15%
Quicken Loans 90, 0.21% 10.15%
Wall Street Mortgage Bankers LTD 91, 0.22% 0.23%
Total Mortgage Services 92, 0.22% 0.06%
East Coast Capital Corporation 93, 0.23% 0.48%
Ark Mortgage, Inc 94, 0.23% 0.24%
The Federal Savings Bank 95, 0.23% 0.87%
Newrez 96, 0.24% 1.77%
Intercontinental Capital Group Inc 97, 0.25% 0.52%
HomeBridge Financial Services, Inc 98, 0.26% 1.68%
Blair Services Of America, Inc, Dba Whitman Mortgagee 99, 0.26% 0.09%
Guidance Residential 100, 0.27% 0.24%
Residential Home Funding Corp 101, 0.27% 0.16%
Associated Mortgage Bankers Inc 102, 0.28% 0.32%
Allied Mortgage Group Inc 103, 0.28% 0.22%
Jet Direct Funding Corp 104, 0.29% 0.51%
Nationwide Mortgage Bankers Inc 105, 0.29% 0.99%
Flagstar Bank 106, 0.30% 0.55%
Meadowbrook Financial Mortgage Bankers Corp 107, 0.31% 1.12%
Plaza Home Mortgage Inc 108, 0.32% 0.43%
FM Home Loans 109, 0.34% 1.56%
Nationstar Mortgage 110, 0.36% 1.35%
United Mortgage Corp 111, 0.40% 1.45%
Phh Mortgage Corporation 112, 0.41% 0.11%
Discover Bank 113, 0.42% 0.10%
Cathay Bank 114, 0.56% 0.26%
First National Bank Of America 115, 0.63% 0.05%
Quontic Bank 116, 0.70% 0.27%
East West Bank 117, 0.80% 0.76%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Republic Bank 1, -0.65% 1.09%
Bank of America 2, -0.37% 5.79%
Teachers Federal Credit Union 3, -0.36% 0.81%
Valley National Bank 4, -0.32% 1.21%
Citibank 5, -0.28% 5.21%
Investors Bank 6, -0.27% 0.43%
Hsbc Bank Usa 7, -0.26% 0.93%
TD Bank 8, -0.24% 2.18%
Bethpage Federal Credit Union 9, -0.23% 3.67%
Island Federal Credit Union 10, -0.21% 0.18%
Wells Fargo Bank 11, -0.14% 11.06%
Citizens Bank 12, -0.14% 3.88%
JPMorgan Chase Bank 13, -0.13% 13.71%
Us Bank 14, -0.11% 0.39%
Amalgamated Bank 15, -0.11% 0.23%
UBS Bank USA 16, -0.10% 0.07%
City National Bank 17, -0.09% 0.04%
NCPD Federal Credit Union 18, -0.08% 0.08%
Pnc Bank 19, -0.08% 0.49%
OwnersChoice Funding, Inc 20, -0.08% 0.16%
United Nations Federal Credit Union 21, -0.05% 0.13%
Ally Bank 22, -0.05% 0.11%
People’s United Bank 23, -0.04% 0.31%
KeyBank National Association 24, -0.01% 0.05%
Ridgewood Savings Bank 25, -0.01% 0.19%
Homestead Funding Corp 26, 0.00% 0.08%
Arc Home 27, 0.01% 0.16%
Morgan Stanley Private Bank 28, 0.02% 0.17%
Suffolk Federal Credit Union 29, 0.03% 0.02%
NBKC Bank 30, 0.03% 0.10%
Webster Bank 31, 0.03% 0.07%
CF Bank National Association 32, 0.03% 0.04%
The Union Bank Company 33, 0.04% 0.00%
CMG Mortgage Inc 34, 0.04% 0.26%
Academy Mortgage Corp 35, 0.04% 0.85%
North American Savings Bank 36, 0.04% 0.02%
First Internet Bank 37, 0.04% 0.04%
Guaranteed Rate Inc 38, 0.04% 0.59%
Magnolia Bank Incorporated 39, 0.05% 0.01%
Embrace Home Loans, Inc 40, 0.05% 0.64%
Reliance First Capital 41, 0.05% 0.05%
Royal Business Bank 42, 0.05% 0.16%
Residential Mortgage Services 43, 0.05% 0.08%
American Federal Mortgage Corp 44, 0.05% 0.07%
Movement Mortgage 45, 0.05% 0.12%
Interstate Home Loan Center Inc 46, 0.06% 0.16%
Santander Bank 47, 0.07% 1.54%
Home Point Financial Corporation 48, 0.07% 0.32%
M&T Bank 49, 0.07% 0.44%
Lyons Mortgage Services Inc 50, 0.07% 0.11%
Guardhill Financial Corp 51, 0.07% 0.28%
LoanDepot 52, 0.08% 2.42%
First Guaranty Mortgage Corporation 53, 0.08% 0.02%
Primelending 54, 0.08% 0.06%
Equity Prime Mortgage 55, 0.09% 0.01%
Tiaa, Fsb 56, 0.09% 0.13%
Bank of England 57, 0.10% 0.03%
Luxury Mortgage Corp 58, 0.10% 0.24%
American Financial Resources Inc 59, 0.10% 0.02%
Caliber Home Loans Inc 60, 0.11% 1.63%
NJ Lenders Corp 61, 0.11% 0.40%
Usaa Federal Savings Bank 62, 0.12% 0.10%
Finance of America Mortgage 63, 0.12% 0.09%
Lynx Mortgage Bank 64, 0.12% 0.36%
Freedom Mortgage Corporation 65, 0.13% 5.01%
Discover Bank 66, 0.13% 0.02%
Evolve Bank & Trust 67, 0.13% 0.27%
National Cooperative Bank 68, 0.15% 0.07%
Carrington Mortgage Services 69, 0.15% 0.05%
Fairway Independent Mort Corp 70, 0.16% 0.65%
Mid-Island Mortgage Corp 71, 0.16% 0.45%
Municipal Credit Union 72, 0.17% 0.32%
Patriot One Mortgage Bankers 73, 0.17% 0.07%
Nationwide Equities Corporation 74, 0.17% 0.09%
Navy Federal Credit Union 75, 0.18% 0.13%
CrossCountry Mortgage Inc 76, 0.19% 0.11%
Advisors Mortgage Group 77, 0.19% 0.07%
United Northern Mortgage Bankers Limited 78, 0.20% 0.78%
Nationstar Mortgage 79, 0.20% 0.17%
Bridgeview Mortgage Corp 80, 0.21% 0.10%
First Home Bank 81, 0.21% 0.14%
Cardinal Financial Company LP 82, 0.21% 0.99%
Contour Mortgage Corporation 83, 0.21% 2.54%
Sierra Pacific Mortgage 84, 0.22% 0.19%
MLB Residential Lending 85, 0.22% 0.05%
HomeBridge Financial Services, Inc 86, 0.23% 2.13%
Pacific Union Financial 87, 0.24% 0.04%
Quicken Loans 88, 0.25% 4.65%
US Mortgage Corporation 89, 0.25% 0.59%
Hartford Funding, Ltd 90, 0.26% 0.14%
Mortgage World Bankers, Inc 91, 0.26% 0.21%
Summit mortgage Bankers, Inc 92, 0.26% 1.48%
Total Mortgage Services 93, 0.26% 0.07%
Wall Street Mortgage Bankers LTD 94, 0.28% 0.25%
East Coast Capital Corporation 95, 0.28% 0.57%
Family First Funding 96, 0.29% 0.20%
Blair Services Of America, Inc, Dba Whitman Mortgagee 97, 0.30% 0.13%
Allied Mortgage Group Inc 98, 0.30% 0.39%
The Federal Savings Bank 99, 0.30% 1.07%
Newrez 100, 0.30% 1.55%
Jet Direct Funding Corp 101, 0.31% 0.63%
Associated Mortgage Bankers Inc 102, 0.32% 0.44%
Nationwide Mortgage Bankers Inc 103, 0.34% 0.93%
Residential Home Funding Corp 104, 0.34% 0.19%
FM Home Loans 105, 0.34% 1.61%
Guidance Residential 106, 0.35% 0.34%
Ark Mortgage, Inc 107, 0.35% 0.12%
Intercontinental Capital Group Inc 108, 0.36% 0.50%
Flagstar Bank 109, 0.39% 0.63%
Meadowbrook Financial Mortgage Bankers Corp 110, 0.40% 1.02%
Plaza Home Mortgage Inc 111, 0.40% 0.56%
United Mortgage Corp 112, 0.46% 1.31%
Cathay Bank 113, 0.54% 0.27%
First National Bank Of America 114, 0.68% 0.09%
Quontic Bank 115, 0.81% 0.34%
East West Bank 116, 0.84% 0.98%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Republic Bank 1, -0.62% 0.31%
Hsbc Bank Usa 2, -0.41% 0.77%
Island Federal Credit Union 3, -0.41% 0.36%
Bethpage Federal Credit Union 4, -0.39% 3.80%
Citizens Bank 5, -0.31% 1.48%
Investors Bank 6, -0.27% 0.36%
Citibank 7, -0.26% 3.68%
Valley National Bank 8, -0.26% 0.45%
Bank of America 9, -0.25% 2.68%
OwnersChoice Funding, Inc 10, -0.25% 0.27%
Teachers Federal Credit Union 11, -0.21% 5.26%
United Nations Federal Credit Union 12, -0.19% 0.11%
NCPD Federal Credit Union 13, -0.19% 0.12%
Pnc Bank 14, -0.17% 0.45%
TD Bank 15, -0.17% 3.27%
LoanDepot 16, -0.15% 4.21%
Santander Bank 17, -0.15% 1.55%
North American Savings Bank 18, -0.14% 0.09%
M&T Bank 19, -0.14% 0.65%
Arc Home 20, -0.13% 0.28%
First Internet Bank 21, -0.11% 0.08%
Amalgamated Bank 22, -0.11% 0.10%
Ridgewood Savings Bank 23, -0.10% 0.23%
CF Bank National Association 24, -0.10% 0.16%
Morgan Stanley Private Bank 25, -0.10% 0.11%
American Federal Mortgage Corp 26, -0.09% 0.05%
Us Bank 27, -0.09% 0.34%
Lyons Mortgage Services Inc 28, -0.08% 0.13%
Luxury Mortgage Corp 29, -0.08% 0.17%
Guaranteed Rate Inc 30, -0.07% 0.24%
CMG Mortgage Inc 31, -0.07% 0.21%
Academy Mortgage Corp 32, -0.05% 0.39%
NBKC Bank 33, -0.05% 0.15%
JPMorgan Chase Bank 34, -0.05% 12.58%
Wells Fargo Bank 35, -0.05% 6.43%
Home Point Financial Corporation 36, -0.04% 0.40%
Homestead Funding Corp 37, -0.04% 0.04%
Royal Business Bank 38, -0.04% 0.05%
Suffolk Federal Credit Union 39, -0.04% 0.54%
Interstate Home Loan Center Inc 40, -0.03% 0.33%
People’s United Bank 41, -0.03% 0.17%
Embrace Home Loans, Inc 42, -0.03% 0.31%
Residential Mortgage Services 43, -0.03% 0.11%
Lynx Mortgage Bank 44, -0.02% 0.22%
Caliber Home Loans Inc 45, -0.02% 1.43%
Webster Bank 46, -0.02% 0.05%
Freedom Mortgage Corporation 47, -0.02% 2.93%
Tiaa, Fsb 48, -0.02% 0.27%
Guardhill Financial Corp 49, -0.02% 0.24%
National Cooperative Bank 50, -0.02% 0.06%
City National Bank 51, -0.01% 0.02%
Equity Prime Mortgage 52, -0.01% 0.04%
Guidance Residential 53, -0.01% 0.12%
United Northern Mortgage Bankers Limited 54, -0.00% 0.49%
Ally Bank 55, 0.00% 0.06%
UBS Bank USA 56, 0.01% 0.04%
NJ Lenders Corp 57, 0.03% 0.36%
American Financial Resources Inc 58, 0.03% 0.03%
Municipal Credit Union 59, 0.03% 0.61%
Usaa Federal Savings Bank 60, 0.04% 0.09%
Sierra Pacific Mortgage 61, 0.04% 0.18%
US Mortgage Corporation 62, 0.04% 0.27%
Family First Funding 63, 0.05% 0.15%
The Union Bank Company 64, 0.05% 0.05%
Mid-Island Mortgage Corp 65, 0.05% 0.46%
First Guaranty Mortgage Corporation 66, 0.05% 0.00%
KeyBank National Association 67, 0.05% 0.05%
Summit mortgage Bankers, Inc 68, 0.06% 0.58%
Patriot One Mortgage Bankers 69, 0.07% 0.11%
Mortgage World Bankers, Inc 70, 0.07% 0.08%
Nationwide Equities Corporation 71, 0.07% 0.03%
Primelending 72, 0.07% 0.10%
Cardinal Financial Company LP 73, 0.07% 0.77%
Bank of England 74, 0.08% 0.06%
Magnolia Bank Incorporated 75, 0.08% 0.05%
Allied Mortgage Group Inc 76, 0.08% 0.03%
Contour Mortgage Corporation 77, 0.08% 1.25%
Advisors Mortgage Group 78, 0.09% 0.06%
Evolve Bank & Trust 79, 0.09% 0.12%
CrossCountry Mortgage Inc 80, 0.10% 0.05%
Navy Federal Credit Union 81, 0.10% 0.07%
Carrington Mortgage Services 82, 0.10% 0.36%
The Federal Savings Bank 83, 0.11% 0.64%
Blair Services Of America, Inc, Dba Whitman Mortgagee 84, 0.11% 0.04%
MLB Residential Lending 85, 0.11% 0.11%
Plaza Home Mortgage Inc 86, 0.11% 0.27%
Bridgeview Mortgage Corp 87, 0.11% 0.06%
First National Bank Of America 88, 0.12% 0.01%
Finance of America Mortgage 89, 0.12% 0.05%
Wall Street Mortgage Bankers LTD 90, 0.13% 0.21%
Movement Mortgage 91, 0.13% 0.14%
Hartford Funding, Ltd 92, 0.13% 0.13%
Pacific Union Financial 93, 0.13% 0.02%
East Coast Capital Corporation 94, 0.13% 0.38%
Intercontinental Capital Group Inc 95, 0.13% 0.54%
Fairway Independent Mort Corp 96, 0.14% 0.28%
Reliance First Capital 97, 0.14% 0.54%
Associated Mortgage Bankers Inc 98, 0.15% 0.16%
Total Mortgage Services 99, 0.15% 0.05%
Residential Home Funding Corp 100, 0.16% 0.13%
Flagstar Bank 101, 0.16% 0.44%
Newrez 102, 0.18% 2.04%
First Home Bank 103, 0.19% 0.17%
Ark Mortgage, Inc 104, 0.19% 0.39%
Quicken Loans 105, 0.20% 16.72%
Meadowbrook Financial Mortgage Bankers Corp 106, 0.22% 1.25%
Jet Direct Funding Corp 107, 0.24% 0.36%
Nationwide Mortgage Bankers Inc 108, 0.24% 1.06%
HomeBridge Financial Services, Inc 109, 0.31% 1.15%
United Mortgage Corp 110, 0.34% 1.61%
FM Home Loans 111, 0.34% 1.48%
Nationstar Mortgage 112, 0.37% 2.75%
Phh Mortgage Corporation 113, 0.41% 0.23%
Discover Bank 114, 0.44% 0.21%
Quontic Bank 115, 0.44% 0.18%
Cathay Bank 116, 0.58% 0.26%
East West Bank 117, 0.70% 0.49%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.37% 0.47%
Newrez 2, -0.27% 3.46%
Citizens Bank 3, -0.24% 1.02%
Caliber Home Loans Inc 4, -0.24% 2.74%
LoanDepot 5, -0.23% 6.15%
Plaza Home Mortgage Inc 6, -0.18% 2.08%
Bethpage Federal Credit Union 7, -0.15% 0.90%
Valley National Bank 8, -0.15% 0.24%
Home Point Financial Corporation 9, -0.14% 0.62%
HomeBridge Financial Services, Inc 10, -0.12% 3.81%
The Federal Savings Bank 11, -0.11% 4.71%
Academy Mortgage Corp 12, -0.11% 0.92%
Reliance First Capital 13, -0.10% 0.86%
CMG Mortgage Inc 14, -0.08% 0.17%
Fairway Independent Mort Corp 15, -0.07% 1.22%
TD Bank 16, -0.06% 0.16%
Equity Prime Mortgage 17, -0.06% 0.23%
Arc Home 18, -0.05% 0.10%
Embrace Home Loans, Inc 19, -0.05% 0.98%
Sierra Pacific Mortgage 20, -0.04% 0.13%
United Northern Mortgage Bankers Limited 21, -0.04% 1.54%
Santander Bank 22, -0.04% 0.11%
Us Bank 23, -0.04% 0.06%
North American Savings Bank 24, -0.03% 0.10%
The Union Bank Company 25, -0.03% 0.14%
Hartford Funding, Ltd 26, -0.03% 0.51%
NBKC Bank 27, -0.02% 0.04%
Quicken Loans 28, -0.02% 6.31%
M&T Bank 29, -0.02% 0.40%
Allied Mortgage Group Inc 30, -0.02% 0.01%
NJ Lenders Corp 31, -0.02% 0.54%
Lynx Mortgage Bank 32, -0.01% 0.52%
Interstate Home Loan Center Inc 33, -0.01% 0.75%
Luxury Mortgage Corp 34, -0.01% 0.06%
Guaranteed Rate Inc 35, -0.01% 0.27%
Investors Bank 36, -0.01% 0.01%
American Federal Mortgage Corp 37, -0.01% 0.02%
Navy Federal Credit Union 38, -0.01% 0.02%
First Internet Bank 39, -0.01% 0.01%
Tiaa, Fsb 40, -0.01% 0.03%
Phh Mortgage Corporation 41, -0.00% 0.05%
Homestead Funding Corp 42, -0.00% 0.02%
Wells Fargo Bank 43, -0.00% 0.03%
Citibank 44, -0.00% 0.01%
Guardhill Financial Corp 45, 0.00% 0.01%
Pnc Bank 46, 0.00% 0.06%
Evolve Bank & Trust 47, 0.01% 0.17%
Nationwide Equities Corporation 48, 0.01% 0.18%
MLB Residential Lending 49, 0.01% 0.14%
Movement Mortgage 50, 0.01% 0.25%
Patriot One Mortgage Bankers 51, 0.01% 0.46%
First Home Bank 52, 0.02% 0.13%
People’s United Bank 53, 0.02% 0.03%
Ark Mortgage, Inc 54, 0.02% 0.04%
Magnolia Bank Incorporated 55, 0.02% 0.13%
Cardinal Financial Company LP 56, 0.02% 2.66%
Freedom Mortgage Corporation 57, 0.02% 7.51%
Advisors Mortgage Group 58, 0.02% 0.10%
Mortgage World Bankers, Inc 59, 0.02% 0.14%
Residential Mortgage Services 60, 0.03% 0.11%
Associated Mortgage Bankers Inc 61, 0.03% 0.01%
Bank of England 62, 0.03% 0.09%
Blair Services Of America, Inc, Dba Whitman Mortgagee 63, 0.03% 0.44%
Primelending 64, 0.04% 0.10%
First Guaranty Mortgage Corporation 65, 0.04% 0.25%
Flagstar Bank 66, 0.04% 1.16%
Quontic Bank 67, 0.05% 0.40%
JPMorgan Chase Bank 68, 0.05% 0.29%
Carrington Mortgage Services 69, 0.05% 3.36%
Total Mortgage Services 70, 0.06% 0.10%
Wall Street Mortgage Bankers LTD 71, 0.06% 0.45%
Nationstar Mortgage 72, 0.06% 5.18%
CrossCountry Mortgage Inc 73, 0.06% 0.16%
FM Home Loans 74, 0.08% 0.52%
Finance of America Mortgage 75, 0.08% 0.28%
Contour Mortgage Corporation 76, 0.09% 5.17%
East Coast Capital Corporation 77, 0.10% 2.39%
US Mortgage Corporation 78, 0.11% 0.74%
American Financial Resources Inc 79, 0.11% 0.19%
Meadowbrook Financial Mortgage Bankers Corp 80, 0.12% 3.92%
Mid-Island Mortgage Corp 81, 0.12% 1.14%
Jet Direct Funding Corp 82, 0.12% 2.75%
Bridgeview Mortgage Corp 83, 0.15% 0.14%
Nationwide Mortgage Bankers Inc 84, 0.15% 5.08%
Residential Home Funding Corp 85, 0.15% 0.68%
United Mortgage Corp 86, 0.17% 5.21%
Family First Funding 87, 0.18% 1.29%
Intercontinental Capital Group Inc 88, 0.21% 3.31%
Pacific Union Financial 89, 0.32% 0.51%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.38% 0.65%
Newrez 2, -0.32% 3.18%
LoanDepot 3, -0.31% 6.15%
Caliber Home Loans Inc 4, -0.27% 2.77%
Citizens Bank 5, -0.27% 1.36%
Plaza Home Mortgage Inc 6, -0.19% 2.18%
Bethpage Federal Credit Union 7, -0.18% 1.09%
Home Point Financial Corporation 8, -0.15% 0.76%
Valley National Bank 9, -0.15% 0.34%
Academy Mortgage Corp 10, -0.13% 1.09%
The Federal Savings Bank 11, -0.11% 6.25%
HomeBridge Financial Services, Inc 12, -0.10% 4.25%
CMG Mortgage Inc 13, -0.09% 0.22%
TD Bank 14, -0.08% 0.16%
Equity Prime Mortgage 15, -0.07% 0.20%
Embrace Home Loans, Inc 16, -0.06% 0.98%
Arc Home 17, -0.06% 0.11%
Sierra Pacific Mortgage 18, -0.05% 0.14%
M&T Bank 19, -0.05% 0.34%
Santander Bank 20, -0.05% 0.12%
Us Bank 21, -0.05% 0.08%
Quicken Loans 22, -0.04% 2.37%
North American Savings Bank 23, -0.03% 0.08%
NBKC Bank 24, -0.03% 0.05%
Fairway Independent Mort Corp 25, -0.02% 0.79%
United Northern Mortgage Bankers Limited 26, -0.02% 1.67%
Lynx Mortgage Bank 27, -0.02% 0.48%
Luxury Mortgage Corp 28, -0.02% 0.08%
Allied Mortgage Group Inc 29, -0.02% 0.02%
Reliance First Capital 30, -0.01% 0.03%
Hartford Funding, Ltd 31, -0.01% 0.44%
Guaranteed Rate Inc 32, -0.01% 0.33%
Interstate Home Loan Center Inc 33, -0.01% 0.56%
Tiaa, Fsb 34, -0.01% 0.02%
Navy Federal Credit Union 35, -0.01% 0.02%
Investors Bank 36, -0.01% 0.02%
American Federal Mortgage Corp 37, -0.01% 0.03%
NJ Lenders Corp 38, -0.00% 0.50%
Homestead Funding Corp 39, -0.00% 0.03%
Citibank 40, 0.00% 0.02%
Freedom Mortgage Corporation 41, 0.00% 8.35%
Patriot One Mortgage Bankers 42, 0.00% 0.44%
Magnolia Bank Incorporated 43, 0.00% 0.02%
Pnc Bank 44, 0.00% 0.09%
Movement Mortgage 45, 0.01% 0.26%
Evolve Bank & Trust 46, 0.01% 0.20%
Nationwide Equities Corporation 47, 0.01% 0.22%
Wells Fargo Bank 48, 0.01% 0.02%
People’s United Bank 49, 0.02% 0.05%
Ark Mortgage, Inc 50, 0.02% 0.06%
Cardinal Financial Company LP 51, 0.02% 2.66%
First Home Bank 52, 0.02% 0.12%
Mortgage World Bankers, Inc 53, 0.02% 0.14%
Residential Mortgage Services 54, 0.02% 0.11%
Advisors Mortgage Group 55, 0.03% 0.09%
Carrington Mortgage Services 56, 0.03% 1.98%
MLB Residential Lending 57, 0.04% 0.09%
First Guaranty Mortgage Corporation 58, 0.04% 0.36%
Primelending 59, 0.04% 0.12%
Blair Services Of America, Inc, Dba Whitman Mortgagee 60, 0.04% 0.55%
Bank of England 61, 0.05% 0.08%
Flagstar Bank 62, 0.05% 1.39%
Quontic Bank 63, 0.05% 0.53%
JPMorgan Chase Bank 64, 0.05% 0.16%
Wall Street Mortgage Bankers LTD 65, 0.06% 0.61%
Total Mortgage Services 66, 0.06% 0.11%
CrossCountry Mortgage Inc 67, 0.07% 0.23%
FM Home Loans 68, 0.08% 0.75%
Finance of America Mortgage 69, 0.08% 0.41%
US Mortgage Corporation 70, 0.10% 0.81%
Contour Mortgage Corporation 71, 0.10% 5.91%
East Coast Capital Corporation 72, 0.12% 2.93%
Nationstar Mortgage 73, 0.12% 4.04%
American Financial Resources Inc 74, 0.12% 0.23%
Jet Direct Funding Corp 75, 0.12% 3.65%
Mid-Island Mortgage Corp 76, 0.14% 1.14%
Nationwide Mortgage Bankers Inc 77, 0.16% 5.67%
Bridgeview Mortgage Corp 78, 0.16% 0.19%
Meadowbrook Financial Mortgage Bankers Corp 79, 0.19% 3.46%
United Mortgage Corp 80, 0.19% 4.94%
Family First Funding 81, 0.19% 1.75%
Residential Home Funding Corp 82, 0.19% 0.78%
Intercontinental Capital Group Inc 83, 0.25% 3.72%
Pacific Union Financial 84, 0.34% 0.65%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Newrez 1, -0.18% 4.08%
Plaza Home Mortgage Inc 2, -0.17% 1.85%
HomeBridge Financial Services, Inc 3, -0.16% 2.83%
Caliber Home Loans Inc 4, -0.15% 2.65%
Reliance First Capital 5, -0.10% 2.72%
Fairway Independent Mort Corp 6, -0.10% 2.16%
The Federal Savings Bank 7, -0.09% 1.26%
United Northern Mortgage Bankers Limited 8, -0.09% 1.26%
Home Point Financial Corporation 9, -0.05% 0.31%
Hartford Funding, Ltd 10, -0.05% 0.66%
North American Savings Bank 11, -0.04% 0.14%
Equity Prime Mortgage 12, -0.04% 0.28%
NJ Lenders Corp 13, -0.04% 0.63%
LoanDepot 14, -0.04% 6.14%
The Union Bank Company 15, -0.04% 0.45%
Interstate Home Loan Center Inc 16, -0.02% 1.19%
Academy Mortgage Corp 17, -0.02% 0.52%
Arc Home 18, -0.02% 0.07%
TD Bank 19, -0.02% 0.17%
Bank of America 20, -0.02% 0.07%
MLB Residential Lending 21, -0.02% 0.24%
Quicken Loans 22, -0.01% 15.15%
Sierra Pacific Mortgage 23, -0.01% 0.10%
Wells Fargo Bank 24, -0.01% 0.07%
CMG Mortgage Inc 25, -0.01% 0.07%
Embrace Home Loans, Inc 26, -0.01% 0.98%
Bethpage Federal Credit Union 27, -0.01% 0.49%
First Internet Bank 28, -0.01% 0.03%
Phh Mortgage Corporation 29, -0.01% 0.17%
Navy Federal Credit Union 30, -0.01% 0.03%
Tiaa, Fsb 31, -0.01% 0.07%
Lynx Mortgage Bank 32, -0.00% 0.59%
NBKC Bank 33, -0.00% 0.03%
Nationstar Mortgage 34, -0.00% 7.75%
Evolve Bank & Trust 35, -0.00% 0.10%
Santander Bank 36, -0.00% 0.07%
Guardhill Financial Corp 37, -0.00% 0.03%
Bank of England 38, 0.00% 0.10%
Wall Street Mortgage Bankers LTD 39, 0.01% 0.10%
Nationwide Equities Corporation 40, 0.01% 0.10%
Us Bank 41, 0.01% 0.03%
Blair Services Of America, Inc, Dba Whitman Mortgagee 42, 0.01% 0.21%
Luxury Mortgage Corp 43, 0.01% 0.03%
Advisors Mortgage Group 44, 0.01% 0.10%
First Home Bank 45, 0.01% 0.14%
Movement Mortgage 46, 0.01% 0.21%
Residential Home Funding Corp 47, 0.01% 0.45%
Guaranteed Rate Inc 48, 0.01% 0.14%
Cardinal Financial Company LP 49, 0.02% 2.65%
Magnolia Bank Incorporated 50, 0.02% 0.38%
Bridgeview Mortgage Corp 51, 0.02% 0.03%
Citizens Bank 52, 0.02% 0.28%
East Coast Capital Corporation 53, 0.02% 1.19%
Meadowbrook Financial Mortgage Bankers Corp 54, 0.02% 4.96%
Flagstar Bank 55, 0.02% 0.66%
Primelending 56, 0.03% 0.03%
Patriot One Mortgage Bankers 57, 0.03% 0.52%
Quontic Bank 58, 0.03% 0.10%
M&T Bank 59, 0.03% 0.52%
Associated Mortgage Bankers Inc 60, 0.03% 0.03%
Mortgage World Bankers, Inc 61, 0.03% 0.14%
Total Mortgage Services 62, 0.04% 0.07%
Residential Mortgage Services 63, 0.04% 0.10%
Family First Funding 64, 0.05% 0.28%
JPMorgan Chase Bank 65, 0.05% 0.59%
Contour Mortgage Corporation 66, 0.05% 3.53%
American Financial Resources Inc 67, 0.06% 0.10%
Carrington Mortgage Services 68, 0.07% 6.46%
Intercontinental Capital Group Inc 69, 0.08% 2.37%
Freedom Mortgage Corporation 70, 0.09% 5.62%
Mid-Island Mortgage Corp 71, 0.09% 1.15%
Pacific Union Financial 72, 0.11% 0.17%
US Mortgage Corporation 73, 0.11% 0.59%
Jet Direct Funding Corp 74, 0.13% 0.73%
United Mortgage Corp 75, 0.13% 5.83%
Nationwide Mortgage Bankers Inc 76, 0.14% 3.77%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Citibank 1, -0.18% 14.05%
Bank of America 2, -0.12% 11.58%
Wells Fargo Bank 3, -0.10% 28.53%
TD Bank 4, 0.00% 5.33%
Morgan Stanley Private Bank 5, 0.01% 1.08%
Valley National Bank 6, 0.04% 1.05%
Hsbc Bank Usa 7, 0.04% 1.24%
First Republic Bank 8, 0.04% 1.05%
KeyBank National Association 9, 0.05% 0.28%
City National Bank 10, 0.06% 0.50%
M&T Bank 11, 0.07% 0.32%
NCPD Federal Credit Union 12, 0.07% 0.02%
Navy Federal Credit Union 13, 0.07% 0.11%
United Nations Federal Credit Union 14, 0.07% 0.18%
NJ Lenders Corp 15, 0.07% 0.02%
Fairway Independent Mort Corp 16, 0.08% 0.02%
CrossCountry Mortgage Inc 17, 0.08% 0.02%
Amalgamated Bank 18, 0.08% 0.07%
First Internet Bank 19, 0.08% 0.04%
Ally Bank 20, 0.08% 0.11%
Academy Mortgage Corp 21, 0.08% 0.04%
Mid-Island Mortgage Corp 22, 0.08% 0.02%
People’s United Bank 23, 0.08% 0.16%
Home Point Financial Corporation 24, 0.08% 0.02%
Residential Mortgage Services 25, 0.08% 0.05%
Island Federal Credit Union 26, 0.08% 0.02%
Meadowbrook Financial Mortgage Bankers Corp 27, 0.09% 0.02%
American Federal Mortgage Corp 28, 0.09% 0.02%
Pnc Bank 29, 0.09% 0.73%
Bridgeview Mortgage Corp 30, 0.09% 0.02%
Reliance First Capital 31, 0.09% 0.02%
Total Mortgage Services 32, 0.09% 0.02%
Usaa Federal Savings Bank 33, 0.09% 0.02%
UBS Bank USA 34, 0.09% 0.75%
National Cooperative Bank 35, 0.09% 0.02%
Movement Mortgage 36, 0.10% 0.04%
United Mortgage Corp 37, 0.10% 0.07%
Embrace Home Loans, Inc 38, 0.10% 0.09%
Nationwide Mortgage Bankers Inc 39, 0.10% 0.02%
NBKC Bank 40, 0.10% 0.04%
Carrington Mortgage Services 41, 0.10% 0.04%
Hartford Funding, Ltd 42, 0.10% 0.02%
Contour Mortgage Corporation 43, 0.11% 0.04%
Lynx Mortgage Bank 44, 0.11% 0.05%
Arc Home 45, 0.11% 0.07%
The Federal Savings Bank 46, 0.11% 0.07%
Tiaa, Fsb 47, 0.11% 0.20%
Guaranteed Rate Inc 48, 0.12% 0.18%
JPMorgan Chase Bank 49, 0.12% 14.32%
First Home Bank 50, 0.12% 0.04%
Webster Bank 51, 0.12% 0.39%
Mortgage World Bankers, Inc 52, 0.12% 0.11%
Bethpage Federal Credit Union 53, 0.12% 0.27%
Ark Mortgage, Inc 54, 0.13% 0.09%
Us Bank 55, 0.13% 0.94%
Teachers Federal Credit Union 56, 0.13% 0.28%
First National Bank Of America 57, 0.13% 0.04%
Freedom Mortgage Corporation 58, 0.14% 0.09%
Wall Street Mortgage Bankers LTD 59, 0.14% 0.07%
Ridgewood Savings Bank 60, 0.15% 0.34%
Flagstar Bank 61, 0.16% 0.18%
Cardinal Financial Company LP 62, 0.16% 0.14%
Summit mortgage Bankers, Inc 63, 0.16% 0.12%
Guardhill Financial Corp 64, 0.17% 0.48%
Investors Bank 65, 0.17% 0.69%
Caliber Home Loans Inc 66, 0.18% 0.18%
Plaza Home Mortgage Inc 67, 0.18% 0.16%
Quicken Loans 68, 0.19% 0.39%
Citizens Bank 69, 0.19% 4.78%
Luxury Mortgage Corp 70, 0.19% 0.14%
Cathay Bank 71, 0.20% 0.20%
Santander Bank 72, 0.28% 2.40%
LoanDepot 73, 0.28% 0.85%
HomeBridge Financial Services, Inc 74, 0.29% 0.30%
East West Bank 75, 0.31% 0.34%
Quontic Bank 76, 0.32% 0.34%
FM Home Loans 77, 0.43% 1.72%
Newrez 78, 0.54% 1.24%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Citibank 1, -0.17% 13.66%
Bank of America 2, -0.14% 13.55%
Wells Fargo Bank 3, -0.09% 31.88%
Valley National Bank 4, 0.02% 1.21%
KeyBank National Association 5, 0.04% 0.32%
Hsbc Bank Usa 6, 0.05% 1.37%
City National Bank 7, 0.05% 0.58%
TD Bank 8, 0.05% 3.30%
Teachers Federal Credit Union 9, 0.05% 0.05%
First Republic Bank 10, 0.06% 1.16%
Amalgamated Bank 11, 0.06% 0.05%
NCPD Federal Credit Union 12, 0.06% 0.03%
Morgan Stanley Private Bank 13, 0.06% 0.79%
Ark Mortgage, Inc 14, 0.06% 0.03%
Navy Federal Credit Union 15, 0.06% 0.13%
United Nations Federal Credit Union 16, 0.07% 0.18%
Ally Bank 17, 0.07% 0.11%
M&T Bank 18, 0.07% 0.21%
People’s United Bank 19, 0.07% 0.11%
Arc Home 20, 0.07% 0.03%
Academy Mortgage Corp 21, 0.07% 0.03%
Mid-Island Mortgage Corp 22, 0.07% 0.03%
Island Federal Credit Union 23, 0.08% 0.03%
The Federal Savings Bank 24, 0.08% 0.03%
American Federal Mortgage Corp 25, 0.08% 0.03%
Residential Mortgage Services 26, 0.08% 0.05%
Bridgeview Mortgage Corp 27, 0.08% 0.03%
United Mortgage Corp 28, 0.08% 0.05%
Total Mortgage Services 29, 0.08% 0.03%
Usaa Federal Savings Bank 30, 0.08% 0.03%
National Cooperative Bank 31, 0.09% 0.03%
Pnc Bank 32, 0.09% 0.66%
Mortgage World Bankers, Inc 33, 0.09% 0.08%
Movement Mortgage 34, 0.09% 0.05%
Nationwide Mortgage Bankers Inc 35, 0.09% 0.03%
NBKC Bank 36, 0.09% 0.05%
Embrace Home Loans, Inc 37, 0.09% 0.08%
Carrington Mortgage Services 38, 0.10% 0.03%
Contour Mortgage Corporation 39, 0.10% 0.05%
Lynx Mortgage Bank 40, 0.10% 0.08%
Tiaa, Fsb 41, 0.10% 0.08%
UBS Bank USA 42, 0.11% 0.66%
First Home Bank 43, 0.11% 0.05%
Bethpage Federal Credit Union 44, 0.11% 0.26%
Guaranteed Rate Inc 45, 0.12% 0.21%
Webster Bank 46, 0.12% 0.47%
First National Bank Of America 47, 0.13% 0.05%
Freedom Mortgage Corporation 48, 0.13% 0.13%
Us Bank 49, 0.13% 0.90%
Cathay Bank 50, 0.13% 0.08%
Wall Street Mortgage Bankers LTD 51, 0.14% 0.08%
Cardinal Financial Company LP 52, 0.15% 0.21%
Ridgewood Savings Bank 53, 0.15% 0.16%
Luxury Mortgage Corp 54, 0.15% 0.08%
Summit mortgage Bankers, Inc 55, 0.17% 0.16%
Flagstar Bank 56, 0.17% 0.18%
Plaza Home Mortgage Inc 57, 0.18% 0.24%
JPMorgan Chase Bank 58, 0.18% 12.92%
Quicken Loans 59, 0.18% 0.18%
Investors Bank 60, 0.18% 0.66%
Caliber Home Loans Inc 61, 0.20% 0.18%
Guardhill Financial Corp 62, 0.20% 0.37%
HomeBridge Financial Services, Inc 63, 0.21% 0.18%
Citizens Bank 64, 0.22% 5.22%
Quontic Bank 65, 0.29% 0.24%
LoanDepot 66, 0.32% 0.79%
East West Bank 67, 0.36% 0.34%
Santander Bank 68, 0.36% 2.32%
FM Home Loans 69, 0.42% 1.45%
Newrez 70, 0.54% 0.92%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Citibank 1, -0.19% 14.85%
Wells Fargo Bank 2, -0.11% 21.60%
Bank of America 3, -0.05% 7.51%
Morgan Stanley Private Bank 4, -0.02% 1.69%
TD Bank 5, -0.02% 9.52%
First Republic Bank 6, 0.00% 0.82%
Hsbc Bank Usa 7, 0.04% 0.98%
JPMorgan Chase Bank 8, 0.04% 17.19%
City National Bank 9, 0.07% 0.33%
UBS Bank USA 10, 0.08% 0.92%
KeyBank National Association 11, 0.08% 0.22%
M&T Bank 12, 0.08% 0.54%
United Nations Federal Credit Union 13, 0.08% 0.16%
Navy Federal Credit Union 14, 0.08% 0.05%
NJ Lenders Corp 15, 0.09% 0.05%
Fairway Independent Mort Corp 16, 0.09% 0.05%
CrossCountry Mortgage Inc 17, 0.09% 0.05%
First Internet Bank 18, 0.09% 0.11%
Academy Mortgage Corp 19, 0.09% 0.05%
Residential Mortgage Services 20, 0.10% 0.05%
Valley National Bank 21, 0.10% 0.71%
Pnc Bank 22, 0.10% 0.87%
Ally Bank 23, 0.10% 0.11%
Guaranteed Rate Inc 24, 0.10% 0.11%
Amalgamated Bank 25, 0.10% 0.11%
Home Point Financial Corporation 26, 0.10% 0.05%
Meadowbrook Financial Mortgage Bankers Corp 27, 0.10% 0.05%
Webster Bank 28, 0.10% 0.22%
People’s United Bank 29, 0.10% 0.27%
Citizens Bank 30, 0.10% 3.86%
Summit mortgage Bankers, Inc 31, 0.11% 0.05%
Reliance First Capital 32, 0.11% 0.05%
Embrace Home Loans, Inc 33, 0.11% 0.11%
Wall Street Mortgage Bankers LTD 34, 0.12% 0.05%
Carrington Mortgage Services 35, 0.12% 0.05%
Hartford Funding, Ltd 36, 0.12% 0.05%
United Mortgage Corp 37, 0.12% 0.11%
Santander Bank 38, 0.12% 2.56%
Flagstar Bank 39, 0.12% 0.16%
Caliber Home Loans Inc 40, 0.12% 0.16%
Us Bank 41, 0.13% 1.03%
Tiaa, Fsb 42, 0.13% 0.44%
The Federal Savings Bank 43, 0.13% 0.16%
Arc Home 44, 0.13% 0.16%
Guardhill Financial Corp 45, 0.14% 0.71%
Bethpage Federal Credit Union 46, 0.15% 0.27%
Ark Mortgage, Inc 47, 0.16% 0.22%
Teachers Federal Credit Union 48, 0.16% 0.76%
Investors Bank 49, 0.17% 0.76%
Mortgage World Bankers, Inc 50, 0.17% 0.16%
Ridgewood Savings Bank 51, 0.17% 0.71%
Quicken Loans 52, 0.20% 0.82%
East West Bank 53, 0.22% 0.33%
LoanDepot 54, 0.22% 0.98%
Luxury Mortgage Corp 55, 0.23% 0.27%
Cathay Bank 56, 0.23% 0.44%
HomeBridge Financial Services, Inc 57, 0.35% 0.54%
Quontic Bank 58, 0.35% 0.54%
FM Home Loans 59, 0.44% 2.29%
Newrez 60, 0.55% 1.90%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.24% 6.33%
LoanDepot 2, -0.14% 5.80%
Citizens Bank 3, -0.12% 2.71%
Caliber Home Loans Inc 4, -0.08% 4.67%
Newrez 5, -0.08% 2.33%
Pnc Bank 6, -0.07% 0.98%
North American Savings Bank 7, -0.07% 1.88%
Plaza Home Mortgage Inc 8, -0.06% 1.96%
Wells Fargo Bank 9, -0.04% 1.66%
NBKC Bank 10, -0.04% 1.43%
Guaranteed Rate Inc 11, -0.02% 0.75%
M&T Bank 12, -0.02% 0.30%
CMG Mortgage Inc 13, -0.02% 0.90%
Residential Mortgage Services 14, -0.01% 0.08%
Fairway Independent Mort Corp 15, -0.01% 1.20%
Magnolia Bank Incorporated 16, -0.01% 0.45%
Bethpage Federal Credit Union 17, -0.01% 0.15%
Patriot One Mortgage Bankers 18, -0.01% 0.08%
The Union Bank Company 19, -0.00% 0.15%
Us Bank 20, -0.00% 0.30%
Home Point Financial Corporation 21, -0.00% 0.75%
Finance of America Mortgage 22, 0.00% 0.15%
TD Bank 23, 0.00% 0.23%
The Federal Savings Bank 24, 0.00% 3.69%
Valley National Bank 25, 0.00% 0.45%
Advisors Mortgage Group 26, 0.00% 0.23%
Lynx Mortgage Bank 27, 0.00% 0.08%
Evolve Bank & Trust 28, 0.00% 0.15%
American Financial Resources Inc 29, 0.01% 0.30%
Embrace Home Loans, Inc 30, 0.01% 0.98%
Arc Home 31, 0.01% 0.15%
Santander Bank 32, 0.01% 0.08%
HomeBridge Financial Services, Inc 33, 0.01% 1.43%
People’s United Bank 34, 0.01% 0.08%
First Home Bank 35, 0.01% 0.23%
Equity Prime Mortgage 36, 0.01% 0.08%
Bank of America 37, 0.01% 0.08%
Nationwide Equities Corporation 38, 0.01% 0.23%
Movement Mortgage 39, 0.01% 0.15%
United Northern Mortgage Bankers Limited 40, 0.01% 0.90%
Usaa Federal Savings Bank 41, 0.01% 7.30%
JPMorgan Chase Bank 42, 0.01% 1.13%
Associated Mortgage Bankers Inc 43, 0.02% 0.23%
Mid-Island Mortgage Corp 44, 0.02% 1.43%
Primelending 45, 0.02% 0.30%
Academy Mortgage Corp 46, 0.02% 0.60%
MLB Residential Lending 47, 0.02% 0.23%
Family First Funding 48, 0.02% 0.45%
Total Mortgage Services 49, 0.02% 0.08%
Flagstar Bank 50, 0.02% 2.86%
US Mortgage Corporation 51, 0.02% 0.08%
Pacific Union Financial 52, 0.02% 0.23%
First Guaranty Mortgage Corporation 53, 0.02% 0.08%
NJ Lenders Corp 54, 0.02% 0.60%
Hartford Funding, Ltd 55, 0.03% 0.38%
Residential Home Funding Corp 56, 0.03% 0.30%
Interstate Home Loan Center Inc 57, 0.03% 0.30%
East Coast Capital Corporation 58, 0.03% 0.68%
Intercontinental Capital Group Inc 59, 0.03% 0.75%
Reliance First Capital 60, 0.03% 0.83%
Jet Direct Funding Corp 61, 0.04% 0.38%
Cardinal Financial Company LP 62, 0.04% 1.36%
Meadowbrook Financial Mortgage Bankers Corp 63, 0.05% 1.88%
Nationstar Mortgage 64, 0.05% 2.94%
Freedom Mortgage Corporation 65, 0.06% 5.87%
Bank of England 66, 0.07% 0.60%
Nationwide Mortgage Bankers Inc 67, 0.07% 1.66%
Carrington Mortgage Services 68, 0.07% 1.58%
Contour Mortgage Corporation 69, 0.08% 2.86%
United Mortgage Corp 70, 0.08% 2.03%
Quicken Loans 71, 0.13% 15.51%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.26% 9.34%
Citizens Bank 2, -0.11% 4.97%
Newrez 3, -0.08% 2.71%
LoanDepot 4, -0.08% 2.26%
Caliber Home Loans Inc 5, -0.06% 3.77%
Pnc Bank 6, -0.06% 1.96%
Plaza Home Mortgage Inc 7, -0.05% 2.71%
Wells Fargo Bank 8, -0.04% 2.86%
NBKC Bank 9, -0.04% 1.96%
North American Savings Bank 10, -0.03% 1.51%
Nationstar Mortgage 11, -0.01% 1.66%
Guaranteed Rate Inc 12, -0.01% 1.05%
CMG Mortgage Inc 13, -0.01% 1.20%
Bethpage Federal Credit Union 14, 0.00% 0.15%
Residential Mortgage Services 15, 0.00% 0.15%
M&T Bank 16, 0.00% 0.15%
TD Bank 17, 0.01% 0.15%
Reliance First Capital 18, 0.01% 0.30%
Patriot One Mortgage Bankers 19, 0.01% 0.15%
Us Bank 20, 0.01% 0.60%
JPMorgan Chase Bank 21, 0.01% 1.66%
Finance of America Mortgage 22, 0.01% 0.30%
Bank of England 23, 0.02% 0.15%
Valley National Bank 24, 0.02% 0.75%
Lynx Mortgage Bank 25, 0.02% 0.15%
Evolve Bank & Trust 26, 0.02% 0.30%
Fairway Independent Mort Corp 27, 0.02% 1.36%
Embrace Home Loans, Inc 28, 0.02% 0.60%
People’s United Bank 29, 0.02% 0.15%
Advisors Mortgage Group 30, 0.02% 0.30%
Equity Prime Mortgage 31, 0.02% 0.15%
Bank of America 32, 0.02% 0.15%
Nationwide Equities Corporation 33, 0.03% 0.30%
First Home Bank 34, 0.03% 0.15%
Home Point Financial Corporation 35, 0.03% 0.90%
United Northern Mortgage Bankers Limited 36, 0.03% 1.20%
Total Mortgage Services 37, 0.03% 0.15%
US Mortgage Corporation 38, 0.03% 0.15%
Movement Mortgage 39, 0.03% 0.15%
Academy Mortgage Corp 40, 0.03% 1.05%
Primelending 41, 0.04% 0.45%
MLB Residential Lending 42, 0.04% 0.30%
Pacific Union Financial 43, 0.04% 0.30%
First Guaranty Mortgage Corporation 44, 0.04% 0.15%
Mid-Island Mortgage Corp 45, 0.04% 2.26%
Associated Mortgage Bankers Inc 46, 0.04% 0.15%
HomeBridge Financial Services, Inc 47, 0.04% 1.66%
Family First Funding 48, 0.04% 0.45%
Intercontinental Capital Group Inc 49, 0.04% 0.90%
Hartford Funding, Ltd 50, 0.04% 0.45%
NJ Lenders Corp 51, 0.05% 0.90%
Interstate Home Loan Center Inc 52, 0.05% 0.45%
Residential Home Funding Corp 53, 0.05% 0.45%
East Coast Capital Corporation 54, 0.05% 1.05%
Jet Direct Funding Corp 55, 0.05% 0.75%
The Federal Savings Bank 56, 0.05% 2.11%
Carrington Mortgage Services 57, 0.07% 0.60%
Freedom Mortgage Corporation 58, 0.07% 7.08%
Usaa Federal Savings Bank 59, 0.08% 9.04%
Meadowbrook Financial Mortgage Bankers Corp 60, 0.08% 2.71%
Cardinal Financial Company LP 61, 0.08% 1.81%
Nationwide Mortgage Bankers Inc 62, 0.09% 1.51%
United Mortgage Corp 63, 0.10% 2.56%
Contour Mortgage Corporation 64, 0.10% 4.67%
Quicken Loans 65, 0.11% 4.82%
Flagstar Bank 66, 0.12% 2.71%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
LoanDepot 1, -0.16% 9.34%
Navy Federal Credit Union 2, -0.15% 3.31%
North American Savings Bank 3, -0.09% 2.26%
Caliber Home Loans Inc 4, -0.09% 5.57%
Usaa Federal Savings Bank 5, -0.08% 5.57%
Plaza Home Mortgage Inc 6, -0.08% 1.20%
Flagstar Bank 7, -0.07% 3.01%
Newrez 8, -0.06% 1.96%
Fairway Independent Mort Corp 9, -0.05% 1.05%
Home Point Financial Corporation 10, -0.04% 0.60%
Guaranteed Rate Inc 11, -0.04% 0.45%
NBKC Bank 12, -0.04% 0.90%
Citizens Bank 13, -0.04% 0.45%
M&T Bank 14, -0.04% 0.45%
Mid-Island Mortgage Corp 15, -0.03% 0.60%
The Federal Savings Bank 16, -0.03% 5.27%
HomeBridge Financial Services, Inc 17, -0.03% 1.20%
CMG Mortgage Inc 18, -0.02% 0.60%
East Coast Capital Corporation 19, -0.02% 0.30%
Cardinal Financial Company LP 20, -0.02% 0.90%
Academy Mortgage Corp 21, -0.02% 0.15%
Residential Home Funding Corp 22, -0.02% 0.15%
Magnolia Bank Incorporated 23, -0.02% 0.90%
Advisors Mortgage Group 24, -0.02% 0.15%
The Union Bank Company 25, -0.02% 0.30%
NJ Lenders Corp 26, -0.02% 0.30%
Meadowbrook Financial Mortgage Bankers Corp 27, -0.02% 1.05%
Bethpage Federal Credit Union 28, -0.01% 0.15%
Primelending 29, -0.01% 0.15%
Valley National Bank 30, -0.01% 0.15%
United Northern Mortgage Bankers Limited 31, -0.01% 0.60%
Movement Mortgage 32, -0.01% 0.15%
American Financial Resources Inc 33, -0.01% 0.60%
Embrace Home Loans, Inc 34, -0.01% 1.36%
TD Bank 35, -0.01% 0.30%
MLB Residential Lending 36, -0.01% 0.15%
First Home Bank 37, -0.01% 0.30%
Nationwide Equities Corporation 38, -0.01% 0.15%
Arc Home 39, -0.01% 0.30%
Interstate Home Loan Center Inc 40, -0.01% 0.15%
Santander Bank 41, -0.01% 0.15%
Family First Funding 42, -0.00% 0.45%
Associated Mortgage Bankers Inc 43, -0.00% 0.30%
Wells Fargo Bank 44, -0.00% 0.45%
Pacific Union Financial 45, -0.00% 0.15%
Hartford Funding, Ltd 46, 0.01% 0.30%
Intercontinental Capital Group Inc 47, 0.02% 0.60%
Reliance First Capital 48, 0.03% 1.36%
Contour Mortgage Corporation 49, 0.03% 1.05%
JPMorgan Chase Bank 50, 0.04% 0.60%
Nationwide Mortgage Bankers Inc 51, 0.05% 1.81%
Freedom Mortgage Corporation 52, 0.06% 4.67%
United Mortgage Corp 53, 0.06% 1.51%
Bank of England 54, 0.06% 1.05%
Nationstar Mortgage 55, 0.06% 4.22%
Carrington Mortgage Services 56, 0.07% 2.56%
Quicken Loans 57, 0.12% 26.20%

* Data is compiled for the New York, NY commuting zone area, which comprises of counties of Bronx County, NY, Kings County, NY, Nassau County, NY, New York County, NY, Queens County, NY, Richmond County, NY, and Suffolk County, NY. This includes cities/towns/communities of New York, NY as well as Levittown, NY, Commack, NY, Coram, NY, West Babylon, NY, Hicksville, NY, Valley Stream, NY, Oceanside, NY, Freeport, NY, Long Beach, NY, Brentwood, NY, East Meadow, NY, West Islip, NY, Shirley, NY, Plainview, NY, Dix Hills, NY, Central Islip, NY, Smithtown, NY, Medford, NY, Deer Park, NY, Centereach, NY, Holbrook, NY, Merrick, NY, Elmont, NY, Massapequa, NY, Lindenhurst, NY, Baldwin, NY, Hempstead, NY, Franklin Square, NY, Huntington Station, NY, Rockville Centre, NY, Garden City, NY, Bay Shore, NY, Copiague, NY, East Patchogue, NY, Wantagh, NY, East Massapequa, NY, Rocky Point, NY, East Northport, NY, Massapequa Park, NY, Huntington, NY, Ronkonkoma, NY, Lake Ronkonkoma, NY, Hauppauge, NY, Islip, NY, Farmingville, NY, Northwest Harbor, NY, West Hempstead, NY, Syosset, NY, Selden, NY, and North Massapequa, NY. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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