Top Mortgage Lenders in Charlotte, NC

Which mortgage lender in the Charlotte, NC area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Charlotte, NC area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Charlotte, NC area is Provident Funding Associates, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.25%. This means that Provident Funding Associates provided a -0.25% lower interest rate for its customers than other lenders in Charlotte, NC for a similar set of borrowers. Provident Funding Associates has a market share of 1.1%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 10.9%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.10% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Charlotte, NC area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Charlotte, NC is Provident Funding Associates. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Fifth Third Bank, National Association. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Bank of America. The cheapest VA mortgage provider is Navy Federal Credit Union. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Charlotte, NC

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Provident Funding Associates 1, -0.25% 1.12%
Triumph Bank 2, -0.24% 0.12%
M/I Financial Corporation 3, -0.22% 0.43%
Bank of America 4, -0.22% 4.64%
RoundPoint Mortgage Servicing Corporation 5, -0.16% 0.38%
Sovereign Lending Group, Inc 6, -0.16% 0.08%
Amerisave Mortgage Corporation 7, -0.15% 0.45%
JPMorgan Chase Bank 8, -0.15% 1.13%
DHI Mortgage Company Limited 9, -0.15% 1.42%
American Federal Mortgage Corp 10, -0.14% 0.10%
Fifth Third Bank, National Association 11, -0.14% 1.23%
Credit Union Mortgage Association Inc 12, -0.14% 0.07%
Pulte Mortgage 13, -0.13% 0.39%
Keller Mortgage 14, -0.13% 0.23%
Suntrust Banks, Inc 15, -0.13% 1.66%
AimLoancom 16, -0.13% 0.08%
McLean Mortgage Corporation 17, -0.12% 0.60%
Truist Bank 18, -0.12% 2.27%
American Security Mortgage Corporation 19, -0.11% 3.47%
Peoples Bank 20, -0.11% 0.19%
FirstBank 21, -0.11% 0.33%
SoFi Lending Corp 22, -0.10% 0.06%
Sirva Mortgage Inc 23, -0.10% 0.12%
Us Bank 24, -0.09% 0.46%
Sharonview Federal CU 25, -0.09% 0.87%
First Federal Bank 26, -0.09% 0.40%
Village Capital & Investment 27, -0.09% 0.14%
First National Bank of Pennsylvania 28, -0.09% 0.46%
MLD Mortgage Inc 29, -0.08% 0.10%
Tiaa, Fsb 30, -0.08% 0.31%
Citizens Bank 31, -0.08% 0.29%
Inspire Home Loans Inc 32, -0.08% 0.31%
Renasant Bank 33, -0.08% 0.14%
Ally Bank 34, -0.07% 0.24%
TD Bank 35, -0.07% 0.16%
Wells Fargo Bank 36, -0.07% 6.15%
C&F Mortgage Corp 37, -0.07% 0.16%
Guaranteed Rate Inc 38, -0.06% 0.43%
HomeTrust Bank 39, -0.06% 0.12%
Ameris Bank 40, -0.06% 0.23%
Zillow Home Loans 41, -0.06% 0.08%
Vanderbilt Mortgage And Finance, Inc 42, -0.06% 0.11%
Wyndham Capital Mortgage 43, -0.06% 0.79%
North American Savings Bank 44, -0.05% 0.17%
Home Point Financial Corporation 45, -0.05% 0.20%
Usaa Federal Savings Bank 46, -0.05% 0.88%
Finance of America Mortgage 47, -0.05% 0.15%
Pentagon Federal Credit Union 48, -0.05% 0.07%
Pennymac Loan Services 49, -0.05% 0.77%
Local Gov’t Federal C U 50, -0.05% 0.29%
Colten Mortgage 51, -0.05% 0.13%
NBKC Bank 52, -0.05% 0.26%
University Lending Group 53, -0.04% 0.14%
State Employees’ Credit Union 54, -0.04% 1.79%
Allen Tate Mortgage Partners 55, -0.04% 1.00%
Citibank 56, -0.04% 0.06%
TJC Mortgage, Inc 57, -0.03% 0.13%
First Bank 58, -0.03% 0.09%
First Choice Loan Services Inc 59, -0.03% 0.07%
Stearns Lending 60, -0.03% 0.08%
The Park National Bank 61, -0.03% 0.11%
Premia Mortgage 62, -0.03% 0.07%
Northpointe Bank 63, -0.02% 0.33%
State Farm Bank 64, -0.02% 0.08%
Pnc Bank 65, -0.02% 0.64%
Paramount Equity Mortgage 66, -0.02% 0.13%
Coastal Credit Union 67, -0.02% 0.16%
Prosperity Home Mortgage 68, -0.02% 0.29%
First Guaranty Mortgage Corporation 69, -0.02% 0.15%
Union Home Mortgage Company 70, -0.02% 0.11%
Residential Mortgage Services 71, -0.01% 0.25%
Lakeview Community Capital, LL 72, -0.01% 0.06%
Magnolia Bank Incorporated 73, -0.01% 0.07%
Cardinal Financial Company LP 74, -0.01% 0.96%
Atlantic Bay Mortgage Group 75, -0.01% 2.42%
JG Wentworth Home Lending 76, -0.00% 0.22%
Carolinas Telco Federal Credit Union 77, -0.00% 0.10%
First Savings Bank 78, -0.00% 0.13%
Absolute Home Mortgage 79, -0.00% 0.06%
Guaranty Home Mortgage Corporation 80, 0.00% 0.06%
Rapid Mortgage Company 81, 0.00% 0.11%
Primelending 82, 0.01% 0.51%
South State Bank 83, 0.01% 0.51%
On Q Financial Inc 84, 0.01% 0.15%
GoPrime Mortgage Inc 85, 0.01% 0.11%
Guaranteed Rate Affinity 86, 0.01% 0.38%
Towne Mortgage Company 87, 0.01% 0.07%
LoanDepot 88, 0.01% 2.56%
Regions Bank 89, 0.01% 0.38%
Certainty Home Loans 90, 0.02% 0.48%
Equity Resources Inc 91, 0.02% 0.13%
Movement Mortgage 92, 0.02% 8.15%
Caliber Home Loans Inc 93, 0.02% 0.38%
Cornerstone Home Lending, Inc 94, 0.02% 0.44%
First Reliance Bank 95, 0.02% 0.24%
Gateway First Bank 96, 0.02% 0.11%
The Fidelity Bank 97, 0.03% 0.10%
TowneBank 98, 0.03% 0.59%
Highlands Residential Mortgage Ltd 99, 0.03% 0.47%
FBC Mortgage 100, 0.03% 0.07%
American Financial Resources Inc 101, 0.04% 0.12%
RPM Mortgage 102, 0.04% 0.13%
Southern Trust Mortgage 103, 0.04% 0.79%
Paramount Residential Mortgage Group Inc 104, 0.04% 0.10%
Taylor Morrison Home Funding 105, 0.04% 0.57%
Success Mortgage Partners Inc 106, 0.04% 0.06%
Potomac Mortgage Group, Inc 107, 0.04% 0.63%
Lakeview Loan Servicing 108, 0.05% 0.53%
Platinum Home Mortgage Corporation 109, 0.05% 0.07%
Eagle Home Mortgage 110, 0.05% 1.50%
First Home Mortgage 111, 0.05% 0.06%
ALCOVA Mortgage 112, 0.05% 0.49%
Synergy One Lending 113, 0.05% 0.22%
George Mason Mortgage 114, 0.05% 0.24%
Agfirst Farm Credit Bank 115, 0.05% 0.13%
Polaris Home Funding Corp 116, 0.05% 0.06%
Embrace Home Loans, Inc 117, 0.05% 0.13%
Amerifirst Financial Corporation 118, 0.06% 0.21%
Uwharrie Bank 119, 0.06% 0.70%
HomeBridge Financial Services, Inc 120, 0.06% 0.17%
Guild Mortgage Company 121, 0.06% 0.70%
Bank of England 122, 0.06% 0.09%
Acopia Capital Group 123, 0.06% 0.20%
Fairway Independent Mort Corp 124, 0.06% 4.34%
Newrez 125, 0.06% 1.02%
Shea Mortgage Inc 126, 0.06% 0.07%
Flagstar Bank 127, 0.06% 0.63%
Dollar Bank, Fsb 128, 0.06% 0.08%
Navy Federal Credit Union 129, 0.07% 0.74%
Milend Inc 130, 0.07% 0.06%
Michigan Mutual Inc DBA MiMutual Mortgage 131, 0.07% 0.06%
Freedom Mortgage Corporation 132, 0.08% 0.94%
Wolfe Financial Inc DBA Integrity Mortgage Group 133, 0.08% 0.12%
Supreme Lending/ Everett Financial Inc 134, 0.08% 0.27%
Pinnacle Bank 135, 0.09% 0.46%
Quicken Loans 136, 0.10% 10.86%
Nations Lending Corporation 137, 0.10% 0.09%
Reliance First Capital 138, 0.10% 0.38%
Churchill Mortgage Corporation 139, 0.10% 0.26%
Bay Equity 140, 0.11% 0.19%
Barrington Bank & Trust 141, 0.11% 0.09%
Atlantic Home Loans, Inc 142, 0.11% 0.17%
Ditech Financial 143, 0.11% 0.32%
NFM, Inc 144, 0.11% 0.51%
Planet Home Lending 145, 0.11% 0.12%
Founders Federal Credit Union 146, 0.12% 0.07%
First-Citizens Bank & Trust Co 147, 0.13% 0.82%
Carrington Mortgage Services 148, 0.13% 0.61%
Mattamy Home Funding 149, 0.13% 0.40%
NVR Mortgage Finance Inc 150, 0.14% 0.86%
The Federal Savings Bank 151, 0.14% 0.22%
Homeside Financial 152, 0.15% 0.36%
HomeStar Financial Corporation 153, 0.15% 0.45%
Royal United Mortgage 154, 0.16% 0.10%
First Tennessee Bank National 155, 0.16% 0.24%
New American Funding 156, 0.16% 0.92%
Primary Residential Mortgage Inc 157, 0.17% 1.01%
Angel Oak Home Loans 158, 0.19% 0.22%
CityWorth Mortgage 159, 0.20% 0.07%
Summit Funding Inc 160, 0.20% 0.70%
Nationstar Mortgage 161, 0.27% 0.98%
Phh Mortgage Corporation 162, 0.29% 0.07%
Truliant Federal Credit Union 163, 0.45% 0.70%
Carolina Farm Credit, ACA 164, 0.45% 0.11%
Self-Help Credit Union 165, 0.46% 0.12%
NewDay USA 166, 0.58% 0.20%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.25% 4.46%
M/I Financial Corporation 2, -0.22% 0.71%
JPMorgan Chase Bank 3, -0.15% 0.83%
Keller Mortgage 4, -0.15% 0.34%
DHI Mortgage Company Limited 5, -0.15% 2.34%
Truist Bank 6, -0.14% 2.12%
Fifth Third Bank, National Association 7, -0.14% 0.87%
Pulte Mortgage 8, -0.14% 0.65%
Suntrust Banks, Inc 9, -0.13% 1.82%
Wells Fargo Bank 10, -0.13% 6.96%
Provident Funding Associates 11, -0.13% 0.59%
Pnc Bank 12, -0.12% 0.50%
McLean Mortgage Corporation 13, -0.12% 0.75%
First Federal Bank 14, -0.12% 0.44%
Pennymac Loan Services 15, -0.11% 0.23%
Us Bank 16, -0.11% 0.50%
Renasant Bank 17, -0.10% 0.17%
American Security Mortgage Corporation 18, -0.10% 4.34%
Sirva Mortgage Inc 19, -0.10% 0.19%
Peoples Bank 20, -0.10% 0.18%
American Federal Mortgage Corp 21, -0.09% 0.07%
Tiaa, Fsb 22, -0.08% 0.29%
Inspire Home Loans Inc 23, -0.08% 0.52%
TD Bank 24, -0.08% 0.12%
Sharonview Federal CU 25, -0.07% 0.44%
C&F Mortgage Corp 26, -0.07% 0.21%
Ally Bank 27, -0.07% 0.21%
Zillow Home Loans 28, -0.06% 0.13%
Ameris Bank 29, -0.06% 0.28%
MLD Mortgage Inc 30, -0.06% 0.09%
Citibank 31, -0.06% 0.06%
First National Bank of Pennsylvania 32, -0.06% 0.29%
Credit Union Mortgage Association Inc 33, -0.06% 0.05%
Triumph Bank 34, -0.06% 0.04%
Colten Mortgage 35, -0.06% 0.15%
Wyndham Capital Mortgage 36, -0.05% 0.66%
HomeTrust Bank 37, -0.05% 0.13%
Freedom Mortgage Corporation 38, -0.05% 0.58%
RoundPoint Mortgage Servicing Corporation 39, -0.05% 0.08%
FirstBank 40, -0.05% 0.23%
North American Savings Bank 41, -0.05% 0.14%
University Lending Group 42, -0.04% 0.18%
TJC Mortgage, Inc 43, -0.04% 0.16%
NBKC Bank 44, -0.04% 0.26%
Citizens Bank 45, -0.04% 0.19%
AimLoancom 46, -0.04% 0.03%
Usaa Federal Savings Bank 47, -0.03% 1.07%
Stearns Lending 48, -0.03% 0.09%
Premia Mortgage 49, -0.03% 0.11%
Pentagon Federal Credit Union 50, -0.03% 0.04%
Allen Tate Mortgage Partners 51, -0.02% 1.45%
First Guaranty Mortgage Corporation 52, -0.02% 0.12%
The Park National Bank 53, -0.02% 0.09%
Home Point Financial Corporation 54, -0.02% 0.10%
Guaranteed Rate Inc 55, -0.02% 0.40%
Northpointe Bank 56, -0.01% 0.40%
Prosperity Home Mortgage 57, -0.01% 0.42%
Absolute Home Mortgage 58, -0.01% 0.08%
Towne Mortgage Company 59, -0.01% 0.06%
Union Home Mortgage Company 60, -0.01% 0.07%
State Farm Bank 61, -0.01% 0.04%
First Choice Loan Services Inc 62, -0.00% 0.04%
Primelending 63, -0.00% 0.64%
Regions Bank 64, -0.00% 0.37%
Residential Mortgage Services 65, -0.00% 0.31%
First Bank 66, -0.00% 0.09%
Vanderbilt Mortgage And Finance, Inc 67, 0.00% 0.05%
Rapid Mortgage Company 68, 0.00% 0.13%
Amerisave Mortgage Corporation 69, 0.00% 0.05%
Guaranty Home Mortgage Corporation 70, 0.00% 0.05%
Paramount Equity Mortgage 71, 0.01% 0.00%
Lakeview Loan Servicing 72, 0.01% 0.05%
On Q Financial Inc 73, 0.01% 0.24%
GoPrime Mortgage Inc 74, 0.01% 0.13%
Guaranteed Rate Affinity 75, 0.01% 0.56%
The Federal Savings Bank 76, 0.01% 0.03%
First Savings Bank 77, 0.01% 0.14%
Finance of America Mortgage 78, 0.01% 0.09%
Gateway First Bank 79, 0.01% 0.13%
Atlantic Bay Mortgage Group 80, 0.02% 3.10%
SoFi Lending Corp 81, 0.02% 0.02%
HomeBridge Financial Services, Inc 82, 0.02% 0.03%
Coastal Credit Union 83, 0.02% 0.14%
Cornerstone Home Lending, Inc 84, 0.03% 0.65%
The Fidelity Bank 85, 0.03% 0.12%
Magnolia Bank Incorporated 86, 0.03% 0.01%
Milend Inc 87, 0.03% 0.04%
Paramount Residential Mortgage Group Inc 88, 0.03% 0.05%
TowneBank 89, 0.03% 0.85%
Synergy One Lending 90, 0.04% 0.11%
Embrace Home Loans, Inc 91, 0.04% 0.04%
First Reliance Bank 92, 0.04% 0.27%
Taylor Morrison Home Funding 93, 0.04% 0.94%
Highlands Residential Mortgage Ltd 94, 0.04% 0.59%
JG Wentworth Home Lending 95, 0.04% 0.11%
RPM Mortgage 96, 0.04% 0.17%
FBC Mortgage 97, 0.04% 0.10%
South State Bank 98, 0.04% 0.45%
Movement Mortgage 99, 0.04% 11.03%
Eagle Home Mortgage 100, 0.05% 2.45%
Nations Lending Corporation 101, 0.05% 0.03%
Carolinas Telco Federal Credit Union 102, 0.05% 0.07%
Certainty Home Loans 103, 0.05% 0.62%
Reliance First Capital 104, 0.05% 0.09%
Equity Resources Inc 105, 0.05% 0.15%
Agfirst Farm Credit Bank 106, 0.05% 0.13%
Success Mortgage Partners Inc 107, 0.05% 0.08%
Southern Trust Mortgage 108, 0.05% 1.00%
Cardinal Financial Company LP 109, 0.05% 0.68%
American Financial Resources Inc 110, 0.05% 0.14%
Quicken Loans 111, 0.06% 5.16%
Ditech Financial 112, 0.06% 0.05%
Platinum Home Mortgage Corporation 113, 0.06% 0.08%
Potomac Mortgage Group, Inc 114, 0.06% 0.86%
Shea Mortgage Inc 115, 0.06% 0.12%
Dollar Bank, Fsb 116, 0.06% 0.11%
First Home Mortgage 117, 0.06% 0.08%
NewDay USA 118, 0.06% 0.04%
George Mason Mortgage 119, 0.06% 0.30%
Local Gov’t Federal C U 120, 0.07% 0.15%
Homeside Financial 121, 0.07% 0.36%
ALCOVA Mortgage 122, 0.07% 0.56%
Nationstar Mortgage 123, 0.07% 0.33%
Royal United Mortgage 124, 0.07% 0.03%
Flagstar Bank 125, 0.07% 0.59%
LoanDepot 126, 0.07% 2.32%
Bank of England 127, 0.07% 0.11%
Amerifirst Financial Corporation 128, 0.08% 0.25%
Uwharrie Bank 129, 0.08% 0.75%
Fairway Independent Mort Corp 130, 0.08% 5.93%
Michigan Mutual Inc DBA MiMutual Mortgage 131, 0.08% 0.04%
Wolfe Financial Inc DBA Integrity Mortgage Group 132, 0.08% 0.19%
Guild Mortgage Company 133, 0.09% 0.91%
Acopia Capital Group 134, 0.09% 0.23%
Navy Federal Credit Union 135, 0.10% 0.97%
Carrington Mortgage Services 136, 0.11% 0.11%
Supreme Lending/ Everett Financial Inc 137, 0.11% 0.34%
Atlantic Home Loans, Inc 138, 0.12% 0.25%
Barrington Bank & Trust 139, 0.12% 0.13%
Bay Equity 140, 0.12% 0.28%
NFM, Inc 141, 0.12% 0.71%
Pinnacle Bank 142, 0.12% 0.50%
Truliant Federal Credit Union 143, 0.12% 0.20%
Churchill Mortgage Corporation 144, 0.13% 0.32%
Mattamy Home Funding 145, 0.13% 0.66%
Caliber Home Loans Inc 146, 0.13% 0.27%
Founders Federal Credit Union 147, 0.13% 0.03%
NVR Mortgage Finance Inc 148, 0.14% 1.42%
Newrez 149, 0.14% 0.94%
HomeStar Financial Corporation 150, 0.16% 0.63%
State Employees’ Credit Union 151, 0.19% 0.79%
First-Citizens Bank & Trust Co 152, 0.19% 0.85%
Planet Home Lending 153, 0.19% 0.10%
Primary Residential Mortgage Inc 154, 0.19% 1.35%
CityWorth Mortgage 155, 0.21% 0.11%
First Tennessee Bank National 156, 0.21% 0.28%
Angel Oak Home Loans 157, 0.22% 0.30%
New American Funding 158, 0.22% 1.18%
Summit Funding Inc 159, 0.23% 0.98%
Self-Help Credit Union 160, 0.48% 0.19%
Carolina Farm Credit, ACA 161, 0.51% 0.14%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Provident Funding Associates 1, -0.30% 1.93%
Triumph Bank 2, -0.29% 0.24%
Credit Union Mortgage Association Inc 3, -0.20% 0.09%
Allen Tate Mortgage Partners 4, -0.18% 0.31%
American Federal Mortgage Corp 5, -0.17% 0.16%
Bank of America 6, -0.17% 4.91%
RoundPoint Mortgage Servicing Corporation 7, -0.17% 0.86%
Amerisave Mortgage Corporation 8, -0.16% 1.05%
FirstBank 9, -0.16% 0.48%
Sovereign Lending Group, Inc 10, -0.15% 0.19%
AimLoancom 11, -0.15% 0.16%
JPMorgan Chase Bank 12, -0.14% 1.60%
American Security Mortgage Corporation 13, -0.14% 2.13%
Fifth Third Bank, National Association 14, -0.14% 1.77%
Suntrust Banks, Inc 15, -0.14% 1.42%
McLean Mortgage Corporation 16, -0.13% 0.37%
SoFi Lending Corp 17, -0.13% 0.12%
Peoples Bank 18, -0.13% 0.21%
Guaranteed Rate Inc 19, -0.13% 0.46%
State Employees’ Credit Union 20, -0.12% 3.32%
MLD Mortgage Inc 21, -0.11% 0.10%
Usaa Federal Savings Bank 22, -0.11% 0.60%
Citizens Bank 23, -0.11% 0.44%
First National Bank of Pennsylvania 24, -0.10% 0.71%
Local Gov’t Federal C U 25, -0.10% 0.50%
Movement Mortgage 26, -0.10% 3.78%
Sharonview Federal CU 27, -0.10% 1.51%
Certainty Home Loans 28, -0.09% 0.28%
First Bank 29, -0.09% 0.08%
Finance of America Mortgage 30, -0.09% 0.25%
Tiaa, Fsb 31, -0.09% 0.34%
Village Capital & Investment 32, -0.09% 0.35%
HomeTrust Bank 33, -0.08% 0.11%
Ally Bank 34, -0.08% 0.29%
Atlantic Bay Mortgage Group 35, -0.08% 1.38%
Truist Bank 36, -0.08% 2.49%
Vanderbilt Mortgage And Finance, Inc 37, -0.08% 0.19%
C&F Mortgage Corp 38, -0.07% 0.07%
Home Point Financial Corporation 39, -0.07% 0.35%
Caliber Home Loans Inc 40, -0.07% 0.55%
Equity Resources Inc 41, -0.07% 0.09%
Pentagon Federal Credit Union 42, -0.06% 0.11%
LoanDepot 43, -0.06% 2.93%
TD Bank 44, -0.06% 0.23%
North American Savings Bank 45, -0.06% 0.20%
Coastal Credit Union 46, -0.06% 0.20%
Guild Mortgage Company 47, -0.06% 0.37%
Wyndham Capital Mortgage 48, -0.06% 0.99%
Us Bank 49, -0.06% 0.41%
Prosperity Home Mortgage 50, -0.05% 0.10%
Northpointe Bank 51, -0.05% 0.23%
Ameris Bank 52, -0.05% 0.16%
NBKC Bank 53, -0.05% 0.26%
Cardinal Financial Company LP 54, -0.05% 1.40%
First Choice Loan Services Inc 55, -0.04% 0.11%
Potomac Mortgage Group, Inc 56, -0.04% 0.27%
Carolinas Telco Federal Credit Union 57, -0.04% 0.14%
Navy Federal Credit Union 58, -0.04% 0.41%
New American Funding 59, -0.04% 0.54%
Residential Mortgage Services 60, -0.04% 0.16%
Pennymac Loan Services 61, -0.04% 1.60%
The Park National Bank 62, -0.04% 0.14%
Colten Mortgage 63, -0.04% 0.11%
Eagle Home Mortgage 64, -0.03% 0.06%
South State Bank 65, -0.03% 0.60%
University Lending Group 66, -0.03% 0.10%
First Federal Bank 67, -0.03% 0.34%
Newrez 68, -0.03% 1.13%
First Savings Bank 69, -0.03% 0.12%
Cornerstone Home Lending, Inc 70, -0.03% 0.12%
State Farm Bank 71, -0.03% 0.15%
Acopia Capital Group 72, -0.02% 0.14%
Southern Trust Mortgage 73, -0.02% 0.47%
Fairway Independent Mort Corp 74, -0.02% 1.92%
JG Wentworth Home Lending 75, -0.02% 0.39%
American Financial Resources Inc 76, -0.02% 0.08%
Paramount Equity Mortgage 77, -0.02% 0.31%
Union Home Mortgage Company 78, -0.02% 0.17%
Keller Mortgage 79, -0.02% 0.07%
First Reliance Bank 80, -0.02% 0.18%
Stearns Lending 81, -0.02% 0.06%
Guaranteed Rate Affinity 82, -0.01% 0.09%
First Guaranty Mortgage Corporation 83, -0.01% 0.21%
TJC Mortgage, Inc 84, -0.01% 0.08%
Supreme Lending/ Everett Financial Inc 85, -0.01% 0.16%
Magnolia Bank Incorporated 86, -0.01% 0.16%
DHI Mortgage Company Limited 87, -0.01% 0.01%
On Q Financial Inc 88, -0.00% 0.03%
FBC Mortgage 89, -0.00% 0.03%
Citibank 90, -0.00% 0.07%
Lakeview Community Capital, LL 91, -0.00% 0.15%
Guaranty Home Mortgage Corporation 92, -0.00% 0.08%
Amerifirst Financial Corporation 93, -0.00% 0.14%
ALCOVA Mortgage 94, -0.00% 0.38%
Renasant Bank 95, -0.00% 0.10%
TowneBank 96, 0.00% 0.21%
Highlands Residential Mortgage Ltd 97, 0.00% 0.29%
First Home Mortgage 98, 0.00% 0.04%
Wolfe Financial Inc DBA Integrity Mortgage Group 99, 0.00% 0.02%
Rapid Mortgage Company 100, 0.00% 0.07%
Zillow Home Loans 101, 0.00% 0.01%
GoPrime Mortgage Inc 102, 0.01% 0.08%
Success Mortgage Partners Inc 103, 0.01% 0.04%
George Mason Mortgage 104, 0.01% 0.15%
Platinum Home Mortgage Corporation 105, 0.01% 0.05%
Bank of England 106, 0.01% 0.06%
RPM Mortgage 107, 0.01% 0.07%
Taylor Morrison Home Funding 108, 0.01% 0.01%
Uwharrie Bank 109, 0.02% 0.64%
Barrington Bank & Trust 110, 0.02% 0.02%
CityWorth Mortgage 111, 0.02% 0.01%
Premia Mortgage 112, 0.02% 0.01%
The Fidelity Bank 113, 0.02% 0.07%
Churchill Mortgage Corporation 114, 0.02% 0.16%
Atlantic Home Loans, Inc 115, 0.03% 0.05%
Planet Home Lending 116, 0.03% 0.14%
Towne Mortgage Company 117, 0.03% 0.08%
Bay Equity 118, 0.03% 0.07%
Absolute Home Mortgage 119, 0.03% 0.04%
Primelending 120, 0.03% 0.31%
First-Citizens Bank & Trust Co 121, 0.03% 0.76%
First Tennessee Bank National 122, 0.03% 0.17%
Pinnacle Bank 123, 0.04% 0.40%
Regions Bank 124, 0.04% 0.39%
Self-Help Credit Union 125, 0.04% 0.02%
Paramount Residential Mortgage Group Inc 126, 0.04% 0.17%
NFM, Inc 127, 0.05% 0.19%
Lakeview Loan Servicing 128, 0.05% 1.24%
Gateway First Bank 129, 0.05% 0.07%
Synergy One Lending 130, 0.05% 0.40%
Polaris Home Funding Corp 131, 0.06% 0.15%
Agfirst Farm Credit Bank 132, 0.06% 0.12%
Flagstar Bank 133, 0.06% 0.68%
Embrace Home Loans, Inc 134, 0.06% 0.25%
HomeBridge Financial Services, Inc 135, 0.06% 0.37%
Wells Fargo Bank 136, 0.06% 4.92%
Angel Oak Home Loans 137, 0.07% 0.11%
Michigan Mutual Inc DBA MiMutual Mortgage 138, 0.07% 0.11%
Summit Funding Inc 139, 0.07% 0.28%
Pnc Bank 140, 0.07% 0.85%
Dollar Bank, Fsb 141, 0.08% 0.02%
Primary Residential Mortgage Inc 142, 0.09% 0.49%
Milend Inc 143, 0.10% 0.10%
Reliance First Capital 144, 0.11% 0.83%
Nations Lending Corporation 145, 0.11% 0.19%
Ditech Financial 146, 0.12% 0.73%
Quicken Loans 147, 0.12% 19.54%
Founders Federal Credit Union 148, 0.12% 0.15%
HomeStar Financial Corporation 149, 0.13% 0.19%
Carrington Mortgage Services 150, 0.13% 1.37%
Freedom Mortgage Corporation 151, 0.15% 1.49%
The Federal Savings Bank 152, 0.16% 0.49%
Royal United Mortgage 153, 0.18% 0.20%
Carolina Farm Credit, ACA 154, 0.24% 0.06%
Homeside Financial 155, 0.27% 0.36%
Phh Mortgage Corporation 156, 0.30% 0.17%
Nationstar Mortgage 157, 0.33% 1.96%
Truliant Federal Credit Union 158, 0.51% 1.47%
NewDay USA 159, 0.66% 0.45%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Provident Funding Associates 1, -0.25% 1.53%
M/I Financial Corporation 2, -0.25% 0.51%
Triumph Bank 3, -0.24% 0.16%
Bank of America 4, -0.22% 5.34%
Amerisave Mortgage Corporation 5, -0.20% 0.49%
RoundPoint Mortgage Servicing Corporation 6, -0.19% 0.41%
JPMorgan Chase Bank 7, -0.19% 1.28%
DHI Mortgage Company Limited 8, -0.18% 1.38%
Pulte Mortgage 9, -0.17% 0.43%
Suntrust Banks, Inc 10, -0.16% 1.69%
Credit Union Mortgage Association Inc 11, -0.14% 0.09%
Keller Mortgage 12, -0.14% 0.26%
American Federal Mortgage Corp 13, -0.14% 0.14%
FirstBank 14, -0.13% 0.36%
AimLoancom 15, -0.13% 0.11%
Sirva Mortgage Inc 16, -0.13% 0.12%
Us Bank 17, -0.13% 0.42%
Truist Bank 18, -0.13% 2.47%
SoFi Lending Corp 19, -0.12% 0.07%
Peoples Bank 20, -0.12% 0.26%
McLean Mortgage Corporation 21, -0.11% 0.61%
LoanDepot 22, -0.11% 2.07%
American Security Mortgage Corporation 23, -0.10% 3.81%
Citizens Bank 24, -0.10% 0.32%
First National Bank of Pennsylvania 25, -0.10% 0.53%
First Federal Bank 26, -0.10% 0.33%
Tiaa, Fsb 27, -0.09% 0.38%
Fifth Third Bank, National Association 28, -0.09% 1.29%
Sharonview Federal CU 29, -0.09% 1.12%
Inspire Home Loans Inc 30, -0.09% 0.33%
MLD Mortgage Inc 31, -0.08% 0.13%
C&F Mortgage Corp 32, -0.08% 0.17%
Guaranteed Rate Inc 33, -0.08% 0.45%
Ally Bank 34, -0.08% 0.22%
Vanderbilt Mortgage And Finance, Inc 35, -0.08% 0.11%
Renasant Bank 36, -0.07% 0.15%
TD Bank 37, -0.07% 0.10%
Wells Fargo Bank 38, -0.07% 7.24%
Ameris Bank 39, -0.07% 0.24%
Cardinal Financial Company LP 40, -0.07% 0.83%
HomeTrust Bank 41, -0.06% 0.17%
Colten Mortgage 42, -0.06% 0.10%
Pentagon Federal Credit Union 43, -0.06% 0.09%
Finance of America Mortgage 44, -0.06% 0.16%
Local Gov’t Federal C U 45, -0.05% 0.39%
University Lending Group 46, -0.05% 0.14%
North American Savings Bank 47, -0.04% 0.09%
Allen Tate Mortgage Partners 48, -0.04% 1.26%
Premia Mortgage 49, -0.04% 0.07%
Wyndham Capital Mortgage 50, -0.04% 0.84%
State Employees’ Credit Union 51, -0.04% 2.45%
First Bank 52, -0.04% 0.11%
First Choice Loan Services Inc 53, -0.04% 0.08%
TJC Mortgage, Inc 54, -0.04% 0.11%
Stearns Lending 55, -0.03% 0.07%
Citibank 56, -0.03% 0.06%
The Park National Bank 57, -0.03% 0.14%
Zillow Home Loans 58, -0.03% 0.05%
American Financial Resources Inc 59, -0.02% 0.05%
On Q Financial Inc 60, -0.02% 0.13%
State Farm Bank 61, -0.02% 0.11%
Pnc Bank 62, -0.02% 0.72%
Union Home Mortgage Company 63, -0.02% 0.11%
NBKC Bank 64, -0.02% 0.20%
Coastal Credit Union 65, -0.02% 0.20%
Paramount Equity Mortgage 66, -0.02% 0.11%
Prosperity Home Mortgage 67, -0.01% 0.31%
Northpointe Bank 68, -0.01% 0.32%
Rapid Mortgage Company 69, -0.01% 0.08%
Residential Mortgage Services 70, -0.01% 0.27%
Usaa Federal Savings Bank 71, -0.01% 0.47%
Sovereign Lending Group, Inc 72, -0.01% 0.01%
Carolinas Telco Federal Credit Union 73, -0.00% 0.13%
JG Wentworth Home Lending 74, -0.00% 0.26%
Guaranteed Rate Affinity 75, -0.00% 0.38%
FBC Mortgage 76, -0.00% 0.05%
Guaranty Home Mortgage Corporation 77, 0.00% 0.06%
GoPrime Mortgage Inc 78, 0.00% 0.09%
South State Bank 79, 0.00% 0.65%
Atlantic Bay Mortgage Group 80, 0.00% 2.43%
Pennymac Loan Services 81, 0.00% 0.45%
Primelending 82, 0.00% 0.49%
Home Point Financial Corporation 83, 0.00% 0.08%
Absolute Home Mortgage 84, 0.00% 0.05%
Magnolia Bank Incorporated 85, 0.01% 0.01%
Certainty Home Loans 86, 0.01% 0.51%
First Guaranty Mortgage Corporation 87, 0.01% 0.13%
First Savings Bank 88, 0.01% 0.12%
Cornerstone Home Lending, Inc 89, 0.01% 0.45%
Lakeview Community Capital, LL 90, 0.01% 0.00%
HomeBridge Financial Services, Inc 91, 0.01% 0.02%
Gateway First Bank 92, 0.01% 0.10%
First Reliance Bank 93, 0.02% 0.31%
The Federal Savings Bank 94, 0.02% 0.04%
Barrington Bank & Trust 95, 0.02% 0.02%
Towne Mortgage Company 96, 0.03% 0.06%
The Fidelity Bank 97, 0.03% 0.13%
Amerifirst Financial Corporation 98, 0.03% 0.20%
Bank of England 99, 0.03% 0.05%
Highlands Residential Mortgage Ltd 100, 0.03% 0.54%
Lakeview Loan Servicing 101, 0.03% 0.07%
RPM Mortgage 102, 0.03% 0.12%
TowneBank 103, 0.03% 0.60%
Embrace Home Loans, Inc 104, 0.03% 0.05%
Atlantic Home Loans, Inc 105, 0.04% 0.11%
Equity Resources Inc 106, 0.04% 0.11%
Synergy One Lending 107, 0.04% 0.16%
Eagle Home Mortgage 108, 0.04% 1.64%
Regions Bank 109, 0.05% 0.32%
Movement Mortgage 110, 0.05% 7.93%
Fairway Independent Mort Corp 111, 0.05% 4.16%
Southern Trust Mortgage 112, 0.05% 0.76%
ALCOVA Mortgage 113, 0.05% 0.45%
Taylor Morrison Home Funding 114, 0.05% 0.64%
Success Mortgage Partners Inc 115, 0.05% 0.07%
Potomac Mortgage Group, Inc 116, 0.05% 0.65%
George Mason Mortgage 117, 0.05% 0.28%
Agfirst Farm Credit Bank 118, 0.05% 0.17%
Platinum Home Mortgage Corporation 119, 0.06% 0.07%
Planet Home Lending 120, 0.06% 0.06%
First Home Mortgage 121, 0.06% 0.06%
Dollar Bank, Fsb 122, 0.06% 0.07%
Uwharrie Bank 123, 0.06% 0.87%
Guild Mortgage Company 124, 0.07% 0.59%
Shea Mortgage Inc 125, 0.07% 0.09%
Newrez 126, 0.07% 0.80%
Flagstar Bank 127, 0.08% 0.63%
Milend Inc 128, 0.08% 0.06%
Paramount Residential Mortgage Group Inc 129, 0.08% 0.05%
Wolfe Financial Inc DBA Integrity Mortgage Group 130, 0.09% 0.11%
Michigan Mutual Inc DBA MiMutual Mortgage 131, 0.09% 0.07%
Supreme Lending/ Everett Financial Inc 132, 0.09% 0.31%
Bay Equity 133, 0.09% 0.17%
Pinnacle Bank 134, 0.10% 0.51%
Acopia Capital Group 135, 0.11% 0.19%
Nations Lending Corporation 136, 0.11% 0.04%
Caliber Home Loans Inc 137, 0.12% 0.28%
NFM, Inc 138, 0.12% 0.50%
Founders Federal Credit Union 139, 0.12% 0.10%
New American Funding 140, 0.13% 0.66%
Polaris Home Funding Corp 141, 0.13% 0.02%
Churchill Mortgage Corporation 142, 0.14% 0.28%
Carrington Mortgage Services 143, 0.14% 0.17%
HomeStar Financial Corporation 144, 0.14% 0.19%
Primary Residential Mortgage Inc 145, 0.14% 0.89%
First-Citizens Bank & Trust Co 146, 0.15% 1.00%
Freedom Mortgage Corporation 147, 0.15% 0.59%
Mattamy Home Funding 148, 0.15% 0.41%
NVR Mortgage Finance Inc 149, 0.15% 0.96%
Quicken Loans 150, 0.15% 11.21%
Reliance First Capital 151, 0.18% 0.30%
First Tennessee Bank National 152, 0.20% 0.27%
Homeside Financial 153, 0.20% 0.31%
Royal United Mortgage 154, 0.20% 0.10%
Ditech Financial 155, 0.21% 0.27%
Angel Oak Home Loans 156, 0.22% 0.25%
Summit Funding Inc 157, 0.23% 0.62%
Phh Mortgage Corporation 158, 0.33% 0.08%
Navy Federal Credit Union 159, 0.40% 0.47%
Truliant Federal Credit Union 160, 0.45% 0.96%
Nationstar Mortgage 161, 0.45% 0.54%
Self-Help Credit Union 162, 0.46% 0.16%
Carolina Farm Credit, ACA 163, 0.48% 0.14%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
M/I Financial Corporation 1, -0.25% 0.86%
Bank of America 2, -0.25% 5.17%
JPMorgan Chase Bank 3, -0.20% 0.88%
DHI Mortgage Company Limited 4, -0.18% 2.31%
Pulte Mortgage 5, -0.17% 0.71%
Keller Mortgage 6, -0.16% 0.38%
Truist Bank 7, -0.15% 2.27%
Suntrust Banks, Inc 8, -0.15% 1.78%
Us Bank 9, -0.15% 0.43%
Pnc Bank 10, -0.15% 0.54%
Fifth Third Bank, National Association 11, -0.15% 0.91%
Wells Fargo Bank 12, -0.14% 8.12%
Sirva Mortgage Inc 13, -0.13% 0.21%
Provident Funding Associates 14, -0.13% 0.81%
Renasant Bank 15, -0.11% 0.18%
Pennymac Loan Services 16, -0.10% 0.21%
LoanDepot 17, -0.10% 1.73%
Peoples Bank 18, -0.10% 0.25%
First Federal Bank 19, -0.10% 0.39%
Inspire Home Loans Inc 20, -0.09% 0.55%
Tiaa, Fsb 21, -0.09% 0.36%
C&F Mortgage Corp 22, -0.09% 0.22%
TD Bank 23, -0.09% 0.11%
McLean Mortgage Corporation 24, -0.09% 0.74%
American Federal Mortgage Corp 25, -0.09% 0.10%
American Security Mortgage Corporation 26, -0.08% 4.70%
Ameris Bank 27, -0.07% 0.28%
Sharonview Federal CU 28, -0.07% 0.56%
First National Bank of Pennsylvania 29, -0.07% 0.30%
FirstBank 30, -0.06% 0.22%
Triumph Bank 31, -0.06% 0.06%
Citibank 32, -0.06% 0.06%
MLD Mortgage Inc 33, -0.06% 0.13%
Credit Union Mortgage Association Inc 34, -0.06% 0.07%
Colten Mortgage 35, -0.06% 0.11%
Ally Bank 36, -0.06% 0.18%
RoundPoint Mortgage Servicing Corporation 37, -0.06% 0.09%
HomeTrust Bank 38, -0.05% 0.18%
University Lending Group 39, -0.05% 0.16%
TJC Mortgage, Inc 40, -0.05% 0.14%
Citizens Bank 41, -0.05% 0.21%
Premia Mortgage 42, -0.05% 0.11%
Zillow Home Loans 43, -0.04% 0.07%
Stearns Lending 44, -0.04% 0.07%
AimLoancom 45, -0.04% 0.04%
Pentagon Federal Credit Union 46, -0.03% 0.05%
On Q Financial Inc 47, -0.03% 0.19%
Allen Tate Mortgage Partners 48, -0.03% 1.87%
Guaranteed Rate Inc 49, -0.02% 0.42%
Rapid Mortgage Company 50, -0.02% 0.09%
The Park National Bank 51, -0.02% 0.12%
Absolute Home Mortgage 52, -0.01% 0.05%
Union Home Mortgage Company 53, -0.01% 0.07%
Primelending 54, -0.01% 0.58%
Vanderbilt Mortgage And Finance, Inc 55, -0.01% 0.02%
Wyndham Capital Mortgage 56, -0.01% 0.61%
Gateway First Bank 57, -0.01% 0.11%
State Farm Bank 58, -0.01% 0.05%
GoPrime Mortgage Inc 59, -0.01% 0.11%
Prosperity Home Mortgage 60, -0.01% 0.44%
First Choice Loan Services Inc 61, -0.00% 0.05%
First Bank 62, -0.00% 0.11%
North American Savings Bank 63, -0.00% 0.07%
FBC Mortgage 64, -0.00% 0.08%
Guaranteed Rate Affinity 65, -0.00% 0.59%
NBKC Bank 66, -0.00% 0.18%
Residential Mortgage Services 67, 0.00% 0.31%
SoFi Lending Corp 68, 0.00% 0.01%
American Financial Resources Inc 69, 0.00% 0.04%
Paramount Equity Mortgage 70, 0.00% 0.00%
Amerisave Mortgage Corporation 71, 0.01% 0.04%
Guaranty Home Mortgage Corporation 72, 0.01% 0.04%
Northpointe Bank 73, 0.01% 0.37%
The Federal Savings Bank 74, 0.01% 0.02%
Towne Mortgage Company 75, 0.01% 0.03%
Nations Lending Corporation 76, 0.01% 0.01%
First Savings Bank 77, 0.02% 0.16%
Cornerstone Home Lending, Inc 78, 0.02% 0.67%
Lakeview Loan Servicing 79, 0.02% 0.05%
Regions Bank 80, 0.02% 0.35%
HomeBridge Financial Services, Inc 81, 0.02% 0.01%
Barrington Bank & Trust 82, 0.02% 0.03%
Coastal Credit Union 83, 0.03% 0.18%
The Fidelity Bank 84, 0.03% 0.14%
Paramount Residential Mortgage Group Inc 85, 0.03% 0.04%
Cardinal Financial Company LP 86, 0.03% 0.56%
Milend Inc 87, 0.03% 0.05%
RPM Mortgage 88, 0.03% 0.15%
Usaa Federal Savings Bank 89, 0.03% 0.57%
TowneBank 90, 0.04% 0.84%
First Guaranty Mortgage Corporation 91, 0.04% 0.08%
Atlantic Home Loans, Inc 92, 0.04% 0.15%
Atlantic Bay Mortgage Group 93, 0.04% 3.01%
Highlands Residential Mortgage Ltd 94, 0.04% 0.66%
Bank of England 95, 0.04% 0.06%
Finance of America Mortgage 96, 0.04% 0.08%
South State Bank 97, 0.04% 0.58%
First Reliance Bank 98, 0.04% 0.36%
Amerifirst Financial Corporation 99, 0.04% 0.24%
Carrington Mortgage Services 100, 0.04% 0.01%
Eagle Home Mortgage 101, 0.04% 2.69%
Synergy One Lending 102, 0.04% 0.09%
Certainty Home Loans 103, 0.05% 0.63%
Taylor Morrison Home Funding 104, 0.05% 1.06%
Agfirst Farm Credit Bank 105, 0.05% 0.17%
Carolinas Telco Federal Credit Union 106, 0.05% 0.08%
JG Wentworth Home Lending 107, 0.05% 0.12%
Home Point Financial Corporation 108, 0.05% 0.06%
Embrace Home Loans, Inc 109, 0.06% 0.03%
Dollar Bank, Fsb 110, 0.06% 0.12%
Fairway Independent Mort Corp 111, 0.06% 5.62%
Local Gov’t Federal C U 112, 0.06% 0.20%
Shea Mortgage Inc 113, 0.07% 0.15%
Success Mortgage Partners Inc 114, 0.07% 0.08%
George Mason Mortgage 115, 0.07% 0.35%
Planet Home Lending 116, 0.07% 0.05%
Southern Trust Mortgage 117, 0.07% 0.94%
Royal United Mortgage 118, 0.07% 0.04%
Ditech Financial 119, 0.08% 0.04%
Platinum Home Mortgage Corporation 120, 0.08% 0.08%
Potomac Mortgage Group, Inc 121, 0.08% 0.87%
Flagstar Bank 122, 0.08% 0.60%
Homeside Financial 123, 0.08% 0.31%
Movement Mortgage 124, 0.08% 10.56%
Nationstar Mortgage 125, 0.09% 0.08%
ALCOVA Mortgage 126, 0.09% 0.47%
Uwharrie Bank 127, 0.09% 0.90%
First Home Mortgage 128, 0.09% 0.07%
Wolfe Financial Inc DBA Integrity Mortgage Group 129, 0.09% 0.17%
Guild Mortgage Company 130, 0.10% 0.79%
Equity Resources Inc 131, 0.10% 0.12%
Bay Equity 132, 0.10% 0.24%
Reliance First Capital 133, 0.11% 0.07%
Freedom Mortgage Corporation 134, 0.11% 0.40%
Quicken Loans 135, 0.11% 5.28%
Supreme Lending/ Everett Financial Inc 136, 0.12% 0.40%
Truliant Federal Credit Union 137, 0.12% 0.27%
NFM, Inc 138, 0.12% 0.72%
Acopia Capital Group 139, 0.13% 0.25%
Founders Federal Credit Union 140, 0.13% 0.04%
Michigan Mutual Inc DBA MiMutual Mortgage 141, 0.13% 0.03%
HomeStar Financial Corporation 142, 0.14% 0.23%
Pinnacle Bank 143, 0.14% 0.59%
Primary Residential Mortgage Inc 144, 0.15% 1.16%
Mattamy Home Funding 145, 0.15% 0.68%
NVR Mortgage Finance Inc 146, 0.15% 1.60%
Churchill Mortgage Corporation 147, 0.18% 0.34%
State Employees’ Credit Union 148, 0.19% 1.09%
Caliber Home Loans Inc 149, 0.20% 0.25%
Newrez 150, 0.20% 0.67%
New American Funding 151, 0.20% 0.80%
First-Citizens Bank & Trust Co 152, 0.22% 1.00%
First Tennessee Bank National 153, 0.25% 0.34%
Angel Oak Home Loans 154, 0.25% 0.34%
Summit Funding Inc 155, 0.25% 0.86%
Self-Help Credit Union 156, 0.48% 0.26%
Navy Federal Credit Union 157, 0.48% 0.62%
Carolina Farm Credit, ACA 158, 0.56% 0.17%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Provident Funding Associates 1, -0.30% 2.59%
Triumph Bank 2, -0.29% 0.31%
RoundPoint Mortgage Servicing Corporation 3, -0.21% 0.87%
Amerisave Mortgage Corporation 4, -0.21% 1.15%
Credit Union Mortgage Association Inc 5, -0.20% 0.12%
Allen Tate Mortgage Partners 6, -0.19% 0.37%
Bank of America 7, -0.19% 5.58%
American Federal Mortgage Corp 8, -0.17% 0.21%
JPMorgan Chase Bank 9, -0.17% 1.87%
FirstBank 10, -0.17% 0.57%
Suntrust Banks, Inc 11, -0.17% 1.57%
McLean Mortgage Corporation 12, -0.16% 0.41%
American Security Mortgage Corporation 13, -0.16% 2.48%
AimLoancom 14, -0.16% 0.21%
Guaranteed Rate Inc 15, -0.16% 0.50%
Peoples Bank 16, -0.14% 0.26%
SoFi Lending Corp 17, -0.14% 0.16%
Citizens Bank 18, -0.13% 0.47%
Cardinal Financial Company LP 19, -0.13% 1.23%
Usaa Federal Savings Bank 20, -0.12% 0.32%
State Employees’ Credit Union 21, -0.12% 4.46%
MLD Mortgage Inc 22, -0.11% 0.14%
First National Bank of Pennsylvania 23, -0.11% 0.86%
LoanDepot 24, -0.11% 2.57%
Certainty Home Loans 25, -0.10% 0.34%
Atlantic Bay Mortgage Group 26, -0.10% 1.57%
First Federal Bank 27, -0.10% 0.23%
Local Gov’t Federal C U 28, -0.10% 0.67%
Sharonview Federal CU 29, -0.10% 1.96%
Ally Bank 30, -0.10% 0.28%
Finance of America Mortgage 31, -0.10% 0.28%
Movement Mortgage 32, -0.10% 4.05%
Tiaa, Fsb 33, -0.10% 0.41%
First Bank 34, -0.09% 0.11%
Truist Bank 35, -0.09% 2.77%
Us Bank 36, -0.09% 0.41%
North American Savings Bank 37, -0.09% 0.10%
Equity Resources Inc 38, -0.09% 0.09%
HomeTrust Bank 39, -0.08% 0.15%
Vanderbilt Mortgage And Finance, Inc 40, -0.08% 0.25%
C&F Mortgage Corp 41, -0.07% 0.09%
Coastal Credit Union 42, -0.07% 0.24%
Pentagon Federal Credit Union 43, -0.07% 0.14%
Prosperity Home Mortgage 44, -0.07% 0.11%
Northpointe Bank 45, -0.07% 0.25%
Ameris Bank 46, -0.06% 0.17%
Guild Mortgage Company 47, -0.06% 0.30%
Wyndham Capital Mortgage 48, -0.06% 1.17%
Colten Mortgage 49, -0.06% 0.08%
American Financial Resources Inc 50, -0.05% 0.06%
First Choice Loan Services Inc 51, -0.05% 0.14%
Fifth Third Bank, National Association 52, -0.05% 1.85%
TD Bank 53, -0.05% 0.10%
Potomac Mortgage Group, Inc 54, -0.05% 0.32%
The Park National Bank 55, -0.05% 0.17%
NBKC Bank 56, -0.04% 0.23%
Newrez 57, -0.04% 1.00%
South State Bank 58, -0.04% 0.75%
New American Funding 59, -0.04% 0.46%
Carolinas Telco Federal Credit Union 60, -0.04% 0.19%
Eagle Home Mortgage 61, -0.04% 0.07%
University Lending Group 62, -0.04% 0.12%
Residential Mortgage Services 63, -0.04% 0.22%
Home Point Financial Corporation 64, -0.03% 0.12%
Cornerstone Home Lending, Inc 65, -0.03% 0.14%
Fairway Independent Mort Corp 66, -0.03% 1.99%
Southern Trust Mortgage 67, -0.03% 0.49%
Union Home Mortgage Company 68, -0.03% 0.16%
Stearns Lending 69, -0.03% 0.06%
State Farm Bank 70, -0.02% 0.20%
First Savings Bank 71, -0.02% 0.06%
Guaranteed Rate Affinity 72, -0.02% 0.07%
JG Wentworth Home Lending 73, -0.02% 0.47%
Keller Mortgage 74, -0.02% 0.08%
Paramount Equity Mortgage 75, -0.02% 0.26%
First Reliance Bank 76, -0.02% 0.24%
ALCOVA Mortgage 77, -0.02% 0.42%
Amerifirst Financial Corporation 78, -0.01% 0.14%
Supreme Lending/ Everett Financial Inc 79, -0.01% 0.17%
First Guaranty Mortgage Corporation 80, -0.01% 0.20%
Sovereign Lending Group, Inc 81, -0.00% 0.01%
Guaranty Home Mortgage Corporation 82, -0.00% 0.08%
DHI Mortgage Company Limited 83, -0.00% 0.01%
On Q Financial Inc 84, -0.00% 0.04%
Bank of England 85, -0.00% 0.04%
FBC Mortgage 86, -0.00% 0.02%
Highlands Residential Mortgage Ltd 87, -0.00% 0.36%
Renasant Bank 88, 0.00% 0.12%
First Home Mortgage 89, 0.00% 0.05%
TowneBank 90, 0.00% 0.26%
Citibank 91, 0.00% 0.07%
TJC Mortgage, Inc 92, 0.00% 0.08%
Wolfe Financial Inc DBA Integrity Mortgage Group 93, 0.00% 0.03%
Rapid Mortgage Company 94, 0.01% 0.07%
Platinum Home Mortgage Corporation 95, 0.01% 0.05%
Acopia Capital Group 96, 0.01% 0.10%
Zillow Home Loans 97, 0.01% 0.01%
Barrington Bank & Trust 98, 0.01% 0.01%
HomeBridge Financial Services, Inc 99, 0.01% 0.02%
George Mason Mortgage 100, 0.01% 0.18%
Magnolia Bank Incorporated 101, 0.01% 0.03%
Success Mortgage Partners Inc 102, 0.01% 0.05%
Taylor Morrison Home Funding 103, 0.02% 0.01%
Lakeview Community Capital, LL 104, 0.02% 0.01%
Pinnacle Bank 105, 0.02% 0.40%
RPM Mortgage 106, 0.02% 0.08%
Uwharrie Bank 107, 0.02% 0.82%
Caliber Home Loans Inc 108, 0.02% 0.31%
Premia Mortgage 109, 0.02% 0.01%
The Fidelity Bank 110, 0.02% 0.10%
Churchill Mortgage Corporation 111, 0.03% 0.19%
Atlantic Home Loans, Inc 112, 0.03% 0.05%
Embrace Home Loans, Inc 113, 0.03% 0.08%
GoPrime Mortgage Inc 114, 0.03% 0.05%
The Federal Savings Bank 115, 0.03% 0.06%
Towne Mortgage Company 116, 0.03% 0.10%
First-Citizens Bank & Trust Co 117, 0.03% 0.98%
Absolute Home Mortgage 118, 0.03% 0.05%
Bay Equity 119, 0.04% 0.07%
Primelending 120, 0.04% 0.36%
Lakeview Loan Servicing 121, 0.04% 0.10%
Self-Help Credit Union 122, 0.04% 0.03%
Synergy One Lending 123, 0.04% 0.27%
First Tennessee Bank National 124, 0.04% 0.17%
Planet Home Lending 125, 0.04% 0.08%
Pennymac Loan Services 126, 0.05% 0.82%
Gateway First Bank 127, 0.06% 0.08%
Agfirst Farm Credit Bank 128, 0.06% 0.17%
Wells Fargo Bank 129, 0.07% 5.94%
Angel Oak Home Loans 130, 0.07% 0.12%
Michigan Mutual Inc DBA MiMutual Mortgage 131, 0.07% 0.12%
Pnc Bank 132, 0.08% 1.00%
Flagstar Bank 133, 0.09% 0.67%
NFM, Inc 134, 0.09% 0.17%
Summit Funding Inc 135, 0.09% 0.26%
Navy Federal Credit Union 136, 0.09% 0.25%
Regions Bank 137, 0.09% 0.29%
Primary Residential Mortgage Inc 138, 0.12% 0.49%
Founders Federal Credit Union 139, 0.12% 0.20%
Nations Lending Corporation 140, 0.13% 0.09%
Paramount Residential Mortgage Group Inc 141, 0.13% 0.07%
Milend Inc 142, 0.13% 0.08%
Polaris Home Funding Corp 143, 0.14% 0.05%
HomeStar Financial Corporation 144, 0.14% 0.14%
Carrington Mortgage Services 145, 0.15% 0.40%
Freedom Mortgage Corporation 146, 0.17% 0.87%
Quicken Loans 147, 0.17% 19.97%
Reliance First Capital 148, 0.20% 0.64%
Ditech Financial 149, 0.23% 0.62%
Royal United Mortgage 150, 0.24% 0.19%
Carolina Farm Credit, ACA 151, 0.24% 0.08%
Phh Mortgage Corporation 152, 0.33% 0.21%
Homeside Financial 153, 0.37% 0.32%
Nationstar Mortgage 154, 0.50% 1.22%
Truliant Federal Credit Union 155, 0.52% 1.97%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.44% 0.95%
McLean Mortgage Corporation 2, -0.24% 0.77%
American Security Mortgage Corporation 3, -0.23% 2.84%
First Federal Bank 4, -0.16% 0.63%
Quicken Loans 5, -0.16% 12.47%
Wyndham Capital Mortgage 6, -0.15% 0.88%
Keller Mortgage 7, -0.14% 0.18%
Renasant Bank 8, -0.14% 0.10%
Pnc Bank 9, -0.12% 0.18%
Suntrust Banks, Inc 10, -0.11% 0.41%
Ditech Financial 11, -0.10% 0.61%
Zillow Home Loans 12, -0.10% 0.27%
First National Bank of Pennsylvania 13, -0.09% 0.09%
NBKC Bank 14, -0.09% 0.23%
Us Bank 15, -0.09% 0.19%
Northpointe Bank 16, -0.08% 0.49%
Movement Mortgage 17, -0.08% 11.76%
Village Capital & Investment 18, -0.08% 0.46%
Fifth Third Bank, National Association 19, -0.07% 0.43%
Inspire Home Loans Inc 20, -0.07% 0.36%
Truist Bank 21, -0.07% 0.11%
First Guaranty Mortgage Corporation 22, -0.07% 0.36%
Home Point Financial Corporation 23, -0.07% 0.48%
Freedom Mortgage Corporation 24, -0.06% 2.23%
Pinnacle Bank 25, -0.06% 0.16%
Atlantic Bay Mortgage Group 26, -0.06% 2.77%
Churchill Mortgage Corporation 27, -0.06% 0.24%
DHI Mortgage Company Limited 28, -0.06% 1.74%
Stearns Lending 29, -0.05% 0.11%
RoundPoint Mortgage Servicing Corporation 30, -0.05% 0.34%
Acopia Capital Group 31, -0.05% 0.24%
Colten Mortgage 32, -0.05% 0.29%
Finance of America Mortgage 33, -0.05% 0.16%
Prosperity Home Mortgage 34, -0.05% 0.24%
TJC Mortgage, Inc 35, -0.05% 0.16%
Navy Federal Credit Union 36, -0.04% 0.09%
The Park National Bank 37, -0.04% 0.03%
C&F Mortgage Corp 38, -0.04% 0.14%
Reliance First Capital 39, -0.04% 0.81%
Paramount Equity Mortgage 40, -0.04% 0.14%
Pulte Mortgage 41, -0.04% 0.09%
University Lending Group 42, -0.03% 0.22%
Pennymac Loan Services 43, -0.03% 1.12%
Tiaa, Fsb 44, -0.03% 0.14%
Equity Resources Inc 45, -0.03% 0.24%
Towne Mortgage Company 46, -0.03% 0.15%
Residential Mortgage Services 47, -0.03% 0.30%
Guaranteed Rate Inc 48, -0.03% 0.29%
Ameris Bank 49, -0.03% 0.13%
Magnolia Bank Incorporated 50, -0.03% 0.05%
JG Wentworth Home Lending 51, -0.03% 0.08%
North American Savings Bank 52, -0.03% 0.10%
South State Bank 53, -0.02% 0.01%
Caliber Home Loans Inc 54, -0.02% 0.56%
First Savings Bank 55, -0.02% 0.13%
Uwharrie Bank 56, -0.02% 0.33%
First-Citizens Bank & Trust Co 57, -0.02% 0.39%
Sirva Mortgage Inc 58, -0.02% 0.01%
Provident Funding Associates 59, -0.02% 0.01%
Union Home Mortgage Company 60, -0.02% 0.08%
Shea Mortgage Inc 61, -0.02% 0.03%
Flagstar Bank 62, -0.02% 0.39%
FirstBank 63, -0.02% 0.20%
Absolute Home Mortgage 64, -0.01% 0.15%
Paramount Residential Mortgage Group Inc 65, -0.01% 0.28%
Citizens Bank 66, -0.01% 0.04%
TD Bank 67, -0.01% 0.01%
Regions Bank 68, -0.01% 0.03%
Premia Mortgage 69, -0.01% 0.01%
M/I Financial Corporation 70, -0.01% 0.06%
Lakeview Community Capital, LL 71, -0.01% 0.25%
Guaranty Home Mortgage Corporation 72, -0.01% 0.09%
Southern Trust Mortgage 73, -0.00% 1.19%
Sovereign Lending Group, Inc 74, -0.00% 0.03%
First Home Mortgage 75, -0.00% 0.10%
Polaris Home Funding Corp 76, -0.00% 0.19%
Success Mortgage Partners Inc 77, -0.00% 0.08%
Barrington Bank & Trust 78, -0.00% 0.04%
Taylor Morrison Home Funding 79, 0.00% 0.39%
First Reliance Bank 80, 0.00% 0.04%
Synergy One Lending 81, 0.00% 0.30%
Vanderbilt Mortgage And Finance, Inc 82, 0.00% 0.13%
The Fidelity Bank 83, 0.00% 0.01%
First Choice Loan Services Inc 84, 0.00% 0.06%
Rapid Mortgage Company 85, 0.01% 0.16%
GoPrime Mortgage Inc 86, 0.01% 0.22%
The Federal Savings Bank 87, 0.01% 0.09%
JPMorgan Chase Bank 88, 0.01% 0.01%
Platinum Home Mortgage Corporation 89, 0.01% 0.11%
Eagle Home Mortgage 90, 0.01% 1.14%
Potomac Mortgage Group, Inc 91, 0.01% 0.57%
Certainty Home Loans 92, 0.02% 0.44%
Amerisave Mortgage Corporation 93, 0.02% 0.39%
TowneBank 94, 0.02% 0.66%
Michigan Mutual Inc DBA MiMutual Mortgage 95, 0.02% 0.11%
NewDay USA 96, 0.02% 0.01%
Highlands Residential Mortgage Ltd 97, 0.03% 0.36%
Phh Mortgage Corporation 98, 0.03% 0.05%
First Bank 99, 0.03% 0.01%
ALCOVA Mortgage 100, 0.03% 0.89%
Newrez 101, 0.03% 2.22%
George Mason Mortgage 102, 0.03% 0.14%
Allen Tate Mortgage Partners 103, 0.04% 0.13%
Primelending 104, 0.04% 0.58%
Wells Fargo Bank 105, 0.04% 0.14%
Cornerstone Home Lending, Inc 106, 0.04% 0.58%
Milend Inc 107, 0.04% 0.06%
Guild Mortgage Company 108, 0.04% 1.37%
Gateway First Bank 109, 0.05% 0.15%
Homeside Financial 110, 0.05% 0.60%
NVR Mortgage Finance Inc 111, 0.05% 0.93%
On Q Financial Inc 112, 0.05% 0.28%
Mattamy Home Funding 113, 0.05% 0.42%
Embrace Home Loans, Inc 114, 0.05% 0.38%
American Financial Resources Inc 115, 0.06% 0.49%
Royal United Mortgage 116, 0.06% 0.13%
Wolfe Financial Inc DBA Integrity Mortgage Group 117, 0.06% 0.19%
RPM Mortgage 118, 0.06% 0.18%
Supreme Lending/ Everett Financial Inc 119, 0.06% 0.23%
FBC Mortgage 120, 0.07% 0.22%
Angel Oak Home Loans 121, 0.07% 0.18%
Guaranteed Rate Affinity 122, 0.07% 0.34%
Fairway Independent Mort Corp 123, 0.08% 6.51%
Carrington Mortgage Services 124, 0.09% 1.92%
Bank of England 125, 0.09% 0.27%
HomeBridge Financial Services, Inc 126, 0.10% 0.63%
NFM, Inc 127, 0.10% 0.74%
Nations Lending Corporation 128, 0.10% 0.27%
Cardinal Financial Company LP 129, 0.11% 1.86%
Bay Equity 130, 0.13% 0.39%
Nationstar Mortgage 131, 0.13% 3.30%
Amerifirst Financial Corporation 132, 0.14% 0.34%
Lakeview Loan Servicing 133, 0.15% 2.11%
HomeStar Financial Corporation 134, 0.16% 1.88%
CityWorth Mortgage 135, 0.18% 0.25%
Atlantic Home Loans, Inc 136, 0.18% 0.55%
Summit Funding Inc 137, 0.19% 1.23%
Planet Home Lending 138, 0.20% 0.32%
New American Funding 139, 0.22% 2.50%
Primary Residential Mortgage Inc 140, 0.28% 1.70%
LoanDepot 141, 0.28% 4.39%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.47% 1.32%
McLean Mortgage Corporation 2, -0.26% 1.04%
Freedom Mortgage Corporation 3, -0.25% 1.36%
American Security Mortgage Corporation 4, -0.24% 3.94%
First Federal Bank 5, -0.21% 0.71%
Wyndham Capital Mortgage 6, -0.18% 1.01%
Quicken Loans 7, -0.18% 5.39%
Keller Mortgage 8, -0.14% 0.26%
Pennymac Loan Services 9, -0.14% 0.24%
Renasant Bank 10, -0.14% 0.15%
Suntrust Banks, Inc 11, -0.13% 0.54%
Pnc Bank 12, -0.12% 0.26%
Home Point Financial Corporation 13, -0.12% 0.21%
NBKC Bank 14, -0.11% 0.28%
Us Bank 15, -0.11% 0.22%
Zillow Home Loans 16, -0.11% 0.37%
Northpointe Bank 17, -0.10% 0.63%
First National Bank of Pennsylvania 18, -0.10% 0.13%
Truist Bank 19, -0.09% 0.13%
First Guaranty Mortgage Corporation 20, -0.09% 0.34%
Fifth Third Bank, National Association 21, -0.09% 0.50%
Movement Mortgage 22, -0.08% 15.86%
Pinnacle Bank 23, -0.08% 0.19%
Inspire Home Loans Inc 24, -0.08% 0.52%
Atlantic Bay Mortgage Group 25, -0.07% 3.77%
Colten Mortgage 26, -0.07% 0.34%
Churchill Mortgage Corporation 27, -0.07% 0.32%
Flagstar Bank 28, -0.06% 0.41%
DHI Mortgage Company Limited 29, -0.06% 2.56%
Stearns Lending 30, -0.06% 0.17%
Acopia Capital Group 31, -0.06% 0.24%
Finance of America Mortgage 32, -0.06% 0.17%
Prosperity Home Mortgage 33, -0.05% 0.35%
TJC Mortgage, Inc 34, -0.05% 0.24%
Reliance First Capital 35, -0.05% 0.19%
North American Savings Bank 36, -0.05% 0.07%
University Lending Group 37, -0.05% 0.28%
Navy Federal Credit Union 38, -0.04% 0.13%
The Park National Bank 39, -0.04% 0.04%
C&F Mortgage Corp 40, -0.04% 0.21%
Pulte Mortgage 41, -0.04% 0.13%
Tiaa, Fsb 42, -0.04% 0.13%
Guaranteed Rate Inc 43, -0.04% 0.35%
Equity Resources Inc 44, -0.04% 0.32%
Lakeview Loan Servicing 45, -0.04% 0.06%
Ameris Bank 46, -0.04% 0.15%
Towne Mortgage Company 47, -0.03% 0.21%
Caliber Home Loans Inc 48, -0.03% 0.37%
JG Wentworth Home Lending 49, -0.03% 0.09%
Residential Mortgage Services 50, -0.03% 0.45%
South State Bank 51, -0.03% 0.02%
First-Citizens Bank & Trust Co 52, -0.03% 0.52%
First Savings Bank 53, -0.03% 0.13%
Regions Bank 54, -0.03% 0.02%
Uwharrie Bank 55, -0.03% 0.43%
Sirva Mortgage Inc 56, -0.02% 0.02%
Ditech Financial 57, -0.02% 0.04%
Provident Funding Associates 58, -0.02% 0.02%
Shea Mortgage Inc 59, -0.02% 0.04%
Absolute Home Mortgage 60, -0.02% 0.21%
Citizens Bank 61, -0.02% 0.04%
First Choice Loan Services Inc 62, -0.02% 0.06%
Royal United Mortgage 63, -0.02% 0.02%
FirstBank 64, -0.02% 0.24%
TD Bank 65, -0.02% 0.02%
Guaranty Home Mortgage Corporation 66, -0.01% 0.09%
Premia Mortgage 67, -0.01% 0.02%
M/I Financial Corporation 68, -0.01% 0.09%
Union Home Mortgage Company 69, -0.01% 0.02%
Amerisave Mortgage Corporation 70, -0.01% 0.09%
First Home Mortgage 71, -0.01% 0.13%
Southern Trust Mortgage 72, -0.01% 1.51%
Barrington Bank & Trust 73, -0.01% 0.04%
Synergy One Lending 74, -0.01% 0.15%
Success Mortgage Partners Inc 75, -0.01% 0.11%
Taylor Morrison Home Funding 76, -0.00% 0.58%
First Reliance Bank 77, -0.00% 0.06%
The Federal Savings Bank 78, -0.00% 0.04%
Vanderbilt Mortgage And Finance, Inc 79, -0.00% 0.17%
The Fidelity Bank 80, -0.00% 0.02%
Paramount Residential Mortgage Group Inc 81, -0.00% 0.04%
Rapid Mortgage Company 82, 0.00% 0.21%
RoundPoint Mortgage Servicing Corporation 83, 0.00% 0.02%
Platinum Home Mortgage Corporation 84, 0.01% 0.11%
Eagle Home Mortgage 85, 0.01% 1.66%
Potomac Mortgage Group, Inc 86, 0.01% 0.82%
Certainty Home Loans 87, 0.01% 0.60%
TowneBank 88, 0.02% 0.95%
Michigan Mutual Inc DBA MiMutual Mortgage 89, 0.02% 0.11%
HomeBridge Financial Services, Inc 90, 0.02% 0.09%
ALCOVA Mortgage 91, 0.02% 1.04%
Embrace Home Loans, Inc 92, 0.02% 0.07%
Highlands Residential Mortgage Ltd 93, 0.02% 0.45%
GoPrime Mortgage Inc 94, 0.02% 0.21%
First Bank 95, 0.02% 0.02%
Homeside Financial 96, 0.03% 0.62%
Allen Tate Mortgage Partners 97, 0.03% 0.19%
George Mason Mortgage 98, 0.03% 0.17%
Wells Fargo Bank 99, 0.04% 0.19%
Cornerstone Home Lending, Inc 100, 0.04% 0.82%
Primelending 101, 0.04% 0.76%
Nations Lending Corporation 102, 0.05% 0.11%
NVR Mortgage Finance Inc 103, 0.05% 1.36%
Gateway First Bank 104, 0.05% 0.21%
On Q Financial Inc 105, 0.05% 0.41%
Mattamy Home Funding 106, 0.05% 0.62%
Nationstar Mortgage 107, 0.05% 1.40%
Wolfe Financial Inc DBA Integrity Mortgage Group 108, 0.06% 0.28%
RPM Mortgage 109, 0.06% 0.26%
American Financial Resources Inc 110, 0.06% 0.62%
Guild Mortgage Company 111, 0.06% 1.68%
Carrington Mortgage Services 112, 0.06% 0.37%
Newrez 113, 0.07% 2.18%
Guaranteed Rate Affinity 114, 0.08% 0.45%
Angel Oak Home Loans 115, 0.08% 0.22%
Supreme Lending/ Everett Financial Inc 116, 0.08% 0.24%
Fairway Independent Mort Corp 117, 0.09% 8.64%
Cardinal Financial Company LP 118, 0.09% 1.27%
FBC Mortgage 119, 0.09% 0.24%
Bank of England 120, 0.10% 0.35%
NFM, Inc 121, 0.10% 1.03%
Bay Equity 122, 0.14% 0.52%
Amerifirst Financial Corporation 123, 0.16% 0.41%
HomeStar Financial Corporation 124, 0.16% 2.43%
Atlantic Home Loans, Inc 125, 0.18% 0.78%
CityWorth Mortgage 126, 0.18% 0.35%
Summit Funding Inc 127, 0.20% 1.68%
New American Funding 128, 0.26% 3.12%
Planet Home Lending 129, 0.28% 0.32%
Primary Residential Mortgage Inc 130, 0.32% 2.18%
LoanDepot 131, 0.32% 4.85%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.14% 27.51%
Ditech Financial 2, -0.10% 1.82%
Movement Mortgage 3, -0.08% 3.05%
American Security Mortgage Corporation 4, -0.07% 0.52%
Village Capital & Investment 5, -0.07% 1.43%
Guild Mortgage Company 6, -0.06% 0.71%
Wyndham Capital Mortgage 7, -0.06% 0.59%
RoundPoint Mortgage Servicing Corporation 8, -0.05% 1.03%
Home Point Financial Corporation 9, -0.04% 1.07%
Newrez 10, -0.04% 2.30%
New American Funding 11, -0.04% 1.19%
Finance of America Mortgage 12, -0.03% 0.16%
McLean Mortgage Corporation 13, -0.03% 0.20%
First Guaranty Mortgage Corporation 14, -0.03% 0.40%
Acopia Capital Group 15, -0.03% 0.24%
Paramount Equity Mortgage 16, -0.03% 0.44%
Reliance First Capital 17, -0.03% 2.14%
Bank of America 18, -0.02% 0.16%
Fifth Third Bank, National Association 19, -0.02% 0.28%
GoPrime Mortgage Inc 20, -0.02% 0.24%
Atlantic Bay Mortgage Group 21, -0.02% 0.63%
NFM, Inc 22, -0.02% 0.12%
FirstBank 23, -0.02% 0.12%
Tiaa, Fsb 24, -0.02% 0.16%
First Savings Bank 25, -0.02% 0.12%
Magnolia Bank Incorporated 26, -0.02% 0.16%
NBKC Bank 27, -0.02% 0.12%
Primelending 28, -0.01% 0.20%
Pinnacle Bank 29, -0.01% 0.12%
Us Bank 30, -0.01% 0.12%
Union Home Mortgage Company 31, -0.01% 0.20%
Caliber Home Loans Inc 32, -0.01% 0.95%
Pennymac Loan Services 33, -0.01% 2.97%
Truist Bank 34, -0.01% 0.08%
First Federal Bank 35, -0.01% 0.48%
FBC Mortgage 36, -0.00% 0.16%
Towne Mortgage Company 37, -0.00% 0.04%
Zillow Home Loans 38, -0.00% 0.04%
Paramount Residential Mortgage Group Inc 39, -0.00% 0.79%
Churchill Mortgage Corporation 40, -0.00% 0.08%
Lakeview Community Capital, LL 41, 0.00% 0.79%
North American Savings Bank 42, 0.00% 0.16%
JG Wentworth Home Lending 43, 0.00% 0.04%
Primary Residential Mortgage Inc 44, 0.00% 0.67%
Uwharrie Bank 45, 0.00% 0.12%
Southern Trust Mortgage 46, 0.00% 0.52%
Fairway Independent Mort Corp 47, 0.00% 1.98%
Potomac Mortgage Group, Inc 48, 0.00% 0.04%
Colten Mortgage 49, 0.01% 0.20%
Gateway First Bank 50, 0.01% 0.04%
Citizens Bank 51, 0.01% 0.04%
Ameris Bank 52, 0.01% 0.08%
Sovereign Lending Group, Inc 53, 0.01% 0.08%
Polaris Home Funding Corp 54, 0.01% 0.59%
Guaranty Home Mortgage Corporation 55, 0.01% 0.08%
Bay Equity 56, 0.01% 0.12%
Rapid Mortgage Company 57, 0.01% 0.08%
Northpointe Bank 58, 0.01% 0.20%
TowneBank 59, 0.01% 0.04%
Regions Bank 60, 0.01% 0.04%
Barrington Bank & Trust 61, 0.01% 0.04%
Vanderbilt Mortgage And Finance, Inc 62, 0.01% 0.04%
Certainty Home Loans 63, 0.01% 0.12%
Suntrust Banks, Inc 64, 0.01% 0.12%
Equity Resources Inc 65, 0.01% 0.08%
Cornerstone Home Lending, Inc 66, 0.01% 0.08%
Synergy One Lending 67, 0.01% 0.63%
Guaranteed Rate Inc 68, 0.01% 0.16%
Eagle Home Mortgage 69, 0.01% 0.04%
Absolute Home Mortgage 70, 0.01% 0.04%
Supreme Lending/ Everett Financial Inc 71, 0.02% 0.20%
Summit Funding Inc 72, 0.02% 0.28%
Bank of England 73, 0.02% 0.08%
Angel Oak Home Loans 74, 0.02% 0.08%
JPMorgan Chase Bank 75, 0.02% 0.04%
First Home Mortgage 76, 0.02% 0.04%
The Federal Savings Bank 77, 0.02% 0.20%
George Mason Mortgage 78, 0.03% 0.08%
Wells Fargo Bank 79, 0.03% 0.04%
American Financial Resources Inc 80, 0.03% 0.24%
Guaranteed Rate Affinity 81, 0.03% 0.12%
CityWorth Mortgage 82, 0.03% 0.04%
Platinum Home Mortgage Corporation 83, 0.03% 0.12%
Michigan Mutual Inc DBA MiMutual Mortgage 84, 0.03% 0.12%
University Lending Group 85, 0.03% 0.08%
Atlantic Home Loans, Inc 86, 0.03% 0.04%
Amerisave Mortgage Corporation 87, 0.03% 1.03%
NewDay USA 88, 0.03% 0.04%
Planet Home Lending 89, 0.03% 0.32%
First-Citizens Bank & Trust Co 90, 0.04% 0.12%
Amerifirst Financial Corporation 91, 0.04% 0.20%
Phh Mortgage Corporation 92, 0.04% 0.16%
Highlands Residential Mortgage Ltd 93, 0.04% 0.16%
First Choice Loan Services Inc 94, 0.04% 0.08%
Milend Inc 95, 0.05% 0.20%
Embrace Home Loans, Inc 96, 0.07% 1.03%
Freedom Mortgage Corporation 97, 0.07% 4.08%
ALCOVA Mortgage 98, 0.08% 0.55%
Royal United Mortgage 99, 0.08% 0.36%
Flagstar Bank 100, 0.09% 0.36%
Carrington Mortgage Services 101, 0.10% 5.19%
Homeside Financial 102, 0.11% 0.55%
HomeStar Financial Corporation 103, 0.11% 0.71%
HomeBridge Financial Services, Inc 104, 0.11% 1.78%
Nations Lending Corporation 105, 0.13% 0.59%
Cardinal Financial Company LP 106, 0.14% 3.13%
LoanDepot 107, 0.15% 3.41%
Lakeview Loan Servicing 108, 0.16% 6.46%
Nationstar Mortgage 109, 0.17% 7.33%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Fifth Third Bank, National Association 1, -0.35% 4.77%
Bank of America 2, -0.09% 13.78%
Truist Bank 3, -0.03% 9.28%
Sharonview Federal CU 4, -0.03% 1.16%
TD Bank 5, -0.02% 1.92%
Wells Fargo Bank 6, -0.02% 17.13%
Ally Bank 7, -0.02% 1.83%
Suntrust Banks, Inc 8, -0.01% 7.05%
Citibank 9, 0.00% 0.36%
Regions Bank 10, 0.00% 3.30%
First National Bank of Pennsylvania 11, 0.02% 1.25%
M/I Financial Corporation 12, 0.03% 0.36%
Carolinas Telco Federal Credit Union 13, 0.04% 0.09%
Guaranteed Rate Affinity 14, 0.04% 0.13%
Pulte Mortgage 15, 0.04% 1.16%
Us Bank 16, 0.04% 2.59%
Guild Mortgage Company 17, 0.05% 0.18%
Provident Funding Associates 18, 0.05% 0.09%
Pentagon Federal Credit Union 19, 0.05% 0.04%
First Tennessee Bank National 20, 0.05% 0.89%
Renasant Bank 21, 0.05% 0.04%
Keller Mortgage 22, 0.05% 0.04%
Prosperity Home Mortgage 23, 0.05% 0.22%
New American Funding 24, 0.05% 0.04%
Truliant Federal Credit Union 25, 0.05% 0.04%
State Farm Bank 26, 0.05% 0.04%
TowneBank 27, 0.05% 0.09%
First Reliance Bank 28, 0.05% 0.04%
Coastal Credit Union 29, 0.05% 0.31%
Ameris Bank 30, 0.05% 0.13%
AimLoancom 31, 0.05% 0.04%
First Federal Bank 32, 0.05% 0.09%
Inspire Home Loans Inc 33, 0.05% 0.09%
Supreme Lending/ Everett Financial Inc 34, 0.06% 0.04%
NFM, Inc 35, 0.06% 0.09%
Barrington Bank & Trust 36, 0.06% 0.04%
Citizens Bank 37, 0.06% 0.89%
Acopia Capital Group 38, 0.06% 0.04%
Northpointe Bank 39, 0.06% 0.04%
Local Gov’t Federal C U 40, 0.06% 0.04%
Southern Trust Mortgage 41, 0.06% 0.04%
George Mason Mortgage 42, 0.06% 0.09%
Synergy One Lending 43, 0.06% 0.09%
Embrace Home Loans, Inc 44, 0.06% 0.04%
Sirva Mortgage Inc 45, 0.06% 0.31%
Wyndham Capital Mortgage 46, 0.06% 0.22%
North American Savings Bank 47, 0.06% 0.04%
Primelending 48, 0.06% 0.36%
Churchill Mortgage Corporation 49, 0.06% 0.09%
Certainty Home Loans 50, 0.06% 0.22%
State Employees’ Credit Union 51, 0.07% 0.13%
First Bank 52, 0.07% 0.09%
Peoples Bank 53, 0.07% 0.13%
Mattamy Home Funding 54, 0.07% 0.09%
Pnc Bank 55, 0.07% 1.78%
The Federal Savings Bank 56, 0.07% 0.04%
TJC Mortgage, Inc 57, 0.07% 0.04%
NBKC Bank 58, 0.07% 0.09%
Cornerstone Home Lending, Inc 59, 0.07% 0.31%
Potomac Mortgage Group, Inc 60, 0.07% 0.49%
Premia Mortgage 61, 0.07% 0.36%
Freedom Mortgage Corporation 62, 0.07% 0.04%
Usaa Federal Savings Bank 63, 0.07% 0.04%
Flagstar Bank 64, 0.07% 0.27%
Tiaa, Fsb 65, 0.07% 0.18%
SoFi Lending Corp 66, 0.07% 0.18%
Home Point Financial Corporation 67, 0.07% 0.04%
Agfirst Farm Credit Bank 68, 0.08% 0.09%
The Fidelity Bank 69, 0.08% 0.09%
Stearns Lending 70, 0.08% 0.13%
LoanDepot 71, 0.08% 0.31%
Taylor Morrison Home Funding 72, 0.08% 0.31%
JPMorgan Chase Bank 73, 0.08% 4.59%
FirstBank 74, 0.08% 0.13%
McLean Mortgage Corporation 75, 0.08% 0.45%
Homeside Financial 76, 0.08% 0.09%
First-Citizens Bank & Trust Co 77, 0.08% 0.58%
Cardinal Financial Company LP 78, 0.08% 0.36%
Bank of England 79, 0.08% 0.04%
Summit Funding Inc 80, 0.08% 0.36%
The Park National Bank 81, 0.09% 0.18%
Guaranteed Rate Inc 82, 0.09% 0.49%
Primary Residential Mortgage Inc 83, 0.09% 0.80%
Eagle Home Mortgage 84, 0.09% 0.31%
Highlands Residential Mortgage Ltd 85, 0.09% 0.27%
South State Bank 86, 0.11% 0.85%
Dollar Bank, Fsb 87, 0.11% 0.58%
Allen Tate Mortgage Partners 88, 0.12% 0.54%
American Security Mortgage Corporation 89, 0.12% 1.52%
Newrez 90, 0.12% 0.36%
Caliber Home Loans Inc 91, 0.13% 0.36%
Quicken Loans 92, 0.13% 2.50%
Navy Federal Credit Union 93, 0.14% 0.89%
Pinnacle Bank 94, 0.14% 1.20%
Angel Oak Home Loans 95, 0.14% 0.31%
Atlantic Bay Mortgage Group 96, 0.15% 2.14%
Fairway Independent Mort Corp 97, 0.17% 1.16%
Movement Mortgage 98, 0.19% 2.10%
Carolina Farm Credit, ACA 99, 0.21% 0.27%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.14% 11.20%
Fifth Third Bank, National Association 2, -0.14% 2.65%
Truist Bank 3, -0.06% 9.14%
Sharonview Federal CU 4, -0.06% 1.03%
Wells Fargo Bank 5, -0.05% 20.78%
Suntrust Banks, Inc 6, -0.03% 8.40%
Ally Bank 7, -0.03% 1.77%
TD Bank 8, -0.01% 0.81%
Citibank 9, -0.01% 0.37%
Regions Bank 10, -0.00% 2.80%
First National Bank of Pennsylvania 11, 0.02% 0.88%
Us Bank 12, 0.03% 2.95%
M/I Financial Corporation 13, 0.03% 0.59%
Carolinas Telco Federal Credit Union 14, 0.04% 0.15%
Prosperity Home Mortgage 15, 0.04% 0.22%
Coastal Credit Union 16, 0.04% 0.22%
Guild Mortgage Company 17, 0.04% 0.22%
Guaranteed Rate Affinity 18, 0.04% 0.22%
First Tennessee Bank National 19, 0.04% 0.88%
Pulte Mortgage 20, 0.04% 1.92%
New American Funding 21, 0.05% 0.07%
Ameris Bank 22, 0.05% 0.15%
Synergy One Lending 23, 0.05% 0.07%
State Farm Bank 24, 0.05% 0.07%
TowneBank 25, 0.05% 0.15%
First Reliance Bank 26, 0.05% 0.07%
Flagstar Bank 27, 0.05% 0.15%
Inspire Home Loans Inc 28, 0.05% 0.15%
Pnc Bank 29, 0.06% 1.40%
Supreme Lending/ Everett Financial Inc 30, 0.06% 0.07%
First Federal Bank 31, 0.06% 0.07%
Barrington Bank & Trust 32, 0.06% 0.07%
Tiaa, Fsb 33, 0.06% 0.07%
Citizens Bank 34, 0.06% 0.44%
Acopia Capital Group 35, 0.06% 0.07%
Northpointe Bank 36, 0.06% 0.07%
Local Gov’t Federal C U 37, 0.06% 0.07%
NFM, Inc 38, 0.06% 0.07%
Southern Trust Mortgage 39, 0.06% 0.07%
Sirva Mortgage Inc 40, 0.06% 0.52%
Primelending 41, 0.06% 0.59%
Churchill Mortgage Corporation 42, 0.06% 0.15%
Wyndham Capital Mortgage 43, 0.07% 0.29%
George Mason Mortgage 44, 0.07% 0.07%
State Employees’ Credit Union 45, 0.07% 0.07%
First Bank 46, 0.07% 0.15%
Potomac Mortgage Group, Inc 47, 0.07% 0.66%
Mattamy Home Funding 48, 0.07% 0.15%
The Federal Savings Bank 49, 0.07% 0.07%
TJC Mortgage, Inc 50, 0.07% 0.07%
NBKC Bank 51, 0.07% 0.15%
JPMorgan Chase Bank 52, 0.07% 4.42%
Summit Funding Inc 53, 0.07% 0.37%
Premia Mortgage 54, 0.07% 0.59%
Freedom Mortgage Corporation 55, 0.07% 0.07%
Usaa Federal Savings Bank 56, 0.07% 0.07%
Cornerstone Home Lending, Inc 57, 0.07% 0.44%
Certainty Home Loans 58, 0.07% 0.22%
Home Point Financial Corporation 59, 0.08% 0.07%
Agfirst Farm Credit Bank 60, 0.08% 0.15%
The Fidelity Bank 61, 0.08% 0.15%
Stearns Lending 62, 0.08% 0.22%
Taylor Morrison Home Funding 63, 0.08% 0.52%
Cardinal Financial Company LP 64, 0.08% 0.29%
LoanDepot 65, 0.08% 0.37%
First-Citizens Bank & Trust Co 66, 0.08% 0.66%
SoFi Lending Corp 67, 0.08% 0.22%
Bank of England 68, 0.08% 0.07%
FirstBank 69, 0.09% 0.15%
Eagle Home Mortgage 70, 0.09% 0.52%
Primary Residential Mortgage Inc 71, 0.09% 0.96%
McLean Mortgage Corporation 72, 0.10% 0.37%
Pinnacle Bank 73, 0.10% 0.74%
Guaranteed Rate Inc 74, 0.10% 0.52%
Highlands Residential Mortgage Ltd 75, 0.10% 0.37%
South State Bank 76, 0.10% 0.74%
Dollar Bank, Fsb 77, 0.11% 0.59%
Quicken Loans 78, 0.12% 1.84%
Newrez 79, 0.12% 0.44%
American Security Mortgage Corporation 80, 0.13% 1.25%
Allen Tate Mortgage Partners 81, 0.13% 0.74%
Caliber Home Loans Inc 82, 0.15% 0.37%
Angel Oak Home Loans 83, 0.15% 0.29%
Atlantic Bay Mortgage Group 84, 0.16% 2.14%
Navy Federal Credit Union 85, 0.16% 1.25%
Fairway Independent Mort Corp 86, 0.18% 1.33%
Carolina Farm Credit, ACA 87, 0.21% 0.44%
Movement Mortgage 88, 0.22% 2.51%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Fifth Third Bank, National Association 1, -0.46% 8.02%
Bank of America 2, -0.05% 17.74%
TD Bank 3, -0.03% 3.62%
Ally Bank 4, -0.00% 1.92%
Sharonview Federal CU 5, 0.01% 1.36%
Regions Bank 6, 0.01% 4.07%
Truist Bank 7, 0.02% 9.49%
Citibank 8, 0.02% 0.34%
First National Bank of Pennsylvania 9, 0.02% 1.81%
Navy Federal Credit Union 10, 0.04% 0.34%
Provident Funding Associates 11, 0.04% 0.23%
Pentagon Federal Credit Union 12, 0.05% 0.11%
Renasant Bank 13, 0.05% 0.11%
SoFi Lending Corp 14, 0.05% 0.11%
Keller Mortgage 15, 0.05% 0.11%
NFM, Inc 16, 0.05% 0.11%
First Federal Bank 17, 0.05% 0.11%
Truliant Federal Credit Union 18, 0.05% 0.11%
Certainty Home Loans 19, 0.05% 0.23%
Suntrust Banks, Inc 20, 0.05% 4.97%
AimLoancom 21, 0.05% 0.11%
Cornerstone Home Lending, Inc 22, 0.05% 0.11%
Allen Tate Mortgage Partners 23, 0.05% 0.23%
Wyndham Capital Mortgage 24, 0.05% 0.11%
Ameris Bank 25, 0.05% 0.11%
FirstBank 26, 0.05% 0.11%
Citizens Bank 27, 0.06% 1.58%
George Mason Mortgage 28, 0.06% 0.11%
First Tennessee Bank National 29, 0.06% 0.90%
Embrace Home Loans, Inc 30, 0.06% 0.11%
Wells Fargo Bank 31, 0.06% 11.53%
Guild Mortgage Company 32, 0.06% 0.11%
Coastal Credit Union 33, 0.06% 0.45%
McLean Mortgage Corporation 34, 0.06% 0.56%
North American Savings Bank 35, 0.06% 0.11%
Prosperity Home Mortgage 36, 0.06% 0.23%
State Employees’ Credit Union 37, 0.06% 0.23%
Peoples Bank 38, 0.06% 0.34%
Highlands Residential Mortgage Ltd 39, 0.06% 0.11%
Synergy One Lending 40, 0.07% 0.11%
LoanDepot 41, 0.07% 0.23%
Guaranteed Rate Inc 42, 0.07% 0.45%
Tiaa, Fsb 43, 0.08% 0.34%
Pnc Bank 44, 0.08% 2.37%
Primary Residential Mortgage Inc 45, 0.08% 0.56%
Homeside Financial 46, 0.08% 0.23%
Flagstar Bank 47, 0.08% 0.45%
First-Citizens Bank & Trust Co 48, 0.08% 0.45%
Us Bank 49, 0.08% 2.03%
Potomac Mortgage Group, Inc 50, 0.08% 0.23%
Cardinal Financial Company LP 51, 0.08% 0.45%
The Park National Bank 52, 0.09% 0.45%
JPMorgan Chase Bank 53, 0.09% 4.86%
Caliber Home Loans Inc 54, 0.09% 0.34%
American Security Mortgage Corporation 55, 0.11% 1.92%
Summit Funding Inc 56, 0.11% 0.34%
Newrez 57, 0.11% 0.23%
Movement Mortgage 58, 0.12% 1.47%
Dollar Bank, Fsb 59, 0.12% 0.56%
South State Bank 60, 0.12% 1.02%
Angel Oak Home Loans 61, 0.13% 0.34%
Atlantic Bay Mortgage Group 62, 0.14% 2.15%
Quicken Loans 63, 0.15% 3.50%
Fairway Independent Mort Corp 64, 0.16% 0.90%
Pinnacle Bank 65, 0.16% 1.92%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.27% 4.46%
Caliber Home Loans Inc 2, -0.20% 1.07%
Sovereign Lending Group, Inc 3, -0.18% 0.88%
Lakeview Loan Servicing 4, -0.17% 2.02%
Pennymac Loan Services 5, -0.14% 3.48%
Truist Bank 6, -0.13% 0.66%
Home Point Financial Corporation 7, -0.12% 0.80%
Village Capital & Investment 8, -0.12% 0.88%
Wells Fargo Bank 9, -0.11% 1.51%
Bank of America 10, -0.11% 0.22%
Usaa Federal Savings Bank 11, -0.09% 6.92%
NBKC Bank 12, -0.09% 0.97%
American Security Mortgage Corporation 13, -0.09% 2.58%
DHI Mortgage Company Limited 14, -0.08% 1.87%
North American Savings Bank 15, -0.08% 1.10%
Keller Mortgage 16, -0.08% 0.17%
Finance of America Mortgage 17, -0.07% 0.15%
M/I Financial Corporation 18, -0.07% 0.37%
Ameris Bank 19, -0.06% 0.46%
Primelending 20, -0.06% 0.66%
Allen Tate Mortgage Partners 21, -0.06% 0.44%
RoundPoint Mortgage Servicing Corporation 22, -0.06% 0.49%
Acopia Capital Group 23, -0.06% 0.32%
Wyndham Capital Mortgage 24, -0.05% 0.49%
First Savings Bank 25, -0.05% 0.32%
FirstBank 26, -0.05% 0.32%
Taylor Morrison Home Funding 27, -0.04% 0.39%
Renasant Bank 28, -0.04% 0.12%
Suntrust Banks, Inc 29, -0.04% 0.80%
Prosperity Home Mortgage 30, -0.04% 0.29%
NFM, Inc 31, -0.04% 0.34%
TJC Mortgage, Inc 32, -0.03% 0.19%
Us Bank 33, -0.03% 0.17%
LoanDepot 34, -0.03% 4.85%
Atlantic Bay Mortgage Group 35, -0.03% 1.83%
Guaranteed Rate Affinity 36, -0.03% 0.51%
First-Citizens Bank & Trust Co 37, -0.03% 0.07%
Lakeview Community Capital, LL 38, -0.02% 0.27%
Paramount Equity Mortgage 39, -0.02% 0.34%
Tiaa, Fsb 40, -0.02% 0.07%
First Guaranty Mortgage Corporation 41, -0.02% 0.10%
Uwharrie Bank 42, -0.02% 0.29%
University Lending Group 43, -0.02% 0.10%
McLean Mortgage Corporation 44, -0.02% 0.27%
Colten Mortgage 45, -0.02% 0.17%
HomeBridge Financial Services, Inc 46, -0.02% 0.78%
First National Bank of Pennsylvania 47, -0.02% 0.07%
Movement Mortgage 48, -0.02% 6.60%
Citizens Bank 49, -0.02% 0.15%
George Mason Mortgage 50, -0.02% 0.10%
Magnolia Bank Incorporated 51, -0.02% 0.63%
Cardinal Financial Company LP 52, -0.02% 0.80%
Guaranteed Rate Inc 53, -0.02% 0.44%
JG Wentworth Home Lending 54, -0.02% 0.27%
TowneBank 55, -0.01% 0.63%
Towne Mortgage Company 56, -0.01% 0.02%
Vanderbilt Mortgage And Finance, Inc 57, -0.01% 0.05%
Potomac Mortgage Group, Inc 58, -0.01% 0.61%
Platinum Home Mortgage Corporation 59, -0.01% 0.02%
Stearns Lending 60, -0.01% 0.12%
First Reliance Bank 61, -0.01% 0.02%
Shea Mortgage Inc 62, -0.01% 0.02%
Absolute Home Mortgage 63, -0.01% 0.02%
Premia Mortgage 64, -0.01% 0.05%
First Tennessee Bank National 65, -0.01% 0.05%
Triumph Bank 66, -0.01% 0.05%
Pentagon Federal Credit Union 67, -0.01% 0.05%
Sirva Mortgage Inc 68, -0.01% 0.15%
Pnc Bank 69, -0.01% 0.07%
Pulte Mortgage 70, -0.01% 0.27%
JPMorgan Chase Bank 71, -0.01% 0.02%
AimLoancom 72, -0.01% 0.02%
Success Mortgage Partners Inc 73, -0.01% 0.02%
Royal United Mortgage 74, -0.01% 0.10%
Angel Oak Home Loans 75, -0.00% 0.02%
The Fidelity Bank 76, -0.00% 0.02%
RPM Mortgage 77, -0.00% 0.15%
Credit Union Mortgage Association Inc 78, -0.00% 0.02%
Supreme Lending/ Everett Financial Inc 79, -0.00% 0.12%
Fifth Third Bank, National Association 80, -0.00% 0.24%
Cornerstone Home Lending, Inc 81, -0.00% 0.10%
Guaranty Home Mortgage Corporation 82, 0.00% 0.02%
Zillow Home Loans 83, 0.00% 0.07%
Regions Bank 84, 0.00% 0.02%
First Home Mortgage 85, 0.00% 0.02%
Southern Trust Mortgage 86, 0.00% 0.68%
Amerifirst Financial Corporation 87, 0.00% 0.17%
Union Home Mortgage Company 88, 0.00% 0.22%
Ditech Financial 89, 0.00% 0.34%
Amerisave Mortgage Corporation 90, 0.00% 0.37%
Equity Resources Inc 91, 0.01% 0.12%
Pinnacle Bank 92, 0.01% 0.17%
American Financial Resources Inc 93, 0.01% 0.10%
Gateway First Bank 94, 0.01% 0.17%
Guild Mortgage Company 95, 0.01% 0.71%
Churchill Mortgage Corporation 96, 0.01% 0.15%
Atlantic Home Loans, Inc 97, 0.01% 0.15%
Planet Home Lending 98, 0.02% 0.29%
GoPrime Mortgage Inc 99, 0.02% 0.19%
FBC Mortgage 100, 0.02% 0.02%
Flagstar Bank 101, 0.02% 1.24%
Residential Mortgage Services 102, 0.02% 0.10%
Milend Inc 103, 0.02% 0.15%
C&F Mortgage Corp 104, 0.02% 0.17%
Rapid Mortgage Company 105, 0.02% 0.29%
Bank of England 106, 0.02% 0.17%
Inspire Home Loans Inc 107, 0.02% 0.19%
Paramount Residential Mortgage Group Inc 108, 0.03% 0.22%
NVR Mortgage Finance Inc 109, 0.03% 0.24%
ALCOVA Mortgage 110, 0.03% 0.34%
Bay Equity 111, 0.03% 0.12%
Northpointe Bank 112, 0.04% 0.24%
New American Funding 113, 0.04% 0.80%
First Federal Bank 114, 0.04% 0.75%
Homeside Financial 115, 0.04% 0.49%
On Q Financial Inc 116, 0.04% 0.22%
Reliance First Capital 117, 0.04% 0.51%
Newrez 118, 0.04% 1.05%
Highlands Residential Mortgage Ltd 119, 0.05% 0.24%
Wolfe Financial Inc DBA Integrity Mortgage Group 120, 0.05% 0.15%
Polaris Home Funding Corp 121, 0.05% 0.19%
Embrace Home Loans, Inc 122, 0.06% 0.41%
Summit Funding Inc 123, 0.07% 0.66%
Nations Lending Corporation 124, 0.07% 0.27%
Mattamy Home Funding 125, 0.07% 0.46%
Certainty Home Loans 126, 0.08% 0.44%
Synergy One Lending 127, 0.08% 0.73%
Quicken Loans 128, 0.08% 9.11%
Fairway Independent Mort Corp 129, 0.09% 3.58%
HomeStar Financial Corporation 130, 0.09% 0.41%
Eagle Home Mortgage 131, 0.09% 1.61%
Primary Residential Mortgage Inc 132, 0.10% 0.95%
Barrington Bank & Trust 133, 0.13% 0.83%
Freedom Mortgage Corporation 134, 0.16% 2.17%
The Federal Savings Bank 135, 0.16% 2.22%
Carrington Mortgage Services 136, 0.17% 2.53%
Nationstar Mortgage 137, 0.18% 1.12%
CityWorth Mortgage 138, 0.21% 0.39%
NewDay USA 139, 0.57% 2.58%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.29% 6.53%
Truist Bank 2, -0.14% 1.03%
Freedom Mortgage Corporation 3, -0.11% 0.79%
Wells Fargo Bank 4, -0.10% 2.75%
Bank of America 5, -0.09% 0.42%
Pennymac Loan Services 6, -0.08% 0.56%
NBKC Bank 7, -0.08% 1.17%
North American Savings Bank 8, -0.07% 1.12%
Usaa Federal Savings Bank 9, -0.07% 9.70%
DHI Mortgage Company Limited 10, -0.07% 3.59%
American Security Mortgage Corporation 11, -0.07% 3.50%
Ameris Bank 12, -0.06% 0.70%
Keller Mortgage 13, -0.06% 0.33%
Primelending 14, -0.05% 1.07%
Allen Tate Mortgage Partners 15, -0.05% 0.61%
M/I Financial Corporation 16, -0.05% 0.70%
Wyndham Capital Mortgage 17, -0.04% 0.47%
Renasant Bank 18, -0.04% 0.19%
FirstBank 19, -0.03% 0.28%
Taylor Morrison Home Funding 20, -0.03% 0.75%
Prosperity Home Mortgage 21, -0.03% 0.47%
Home Point Financial Corporation 22, -0.02% 0.23%
Suntrust Banks, Inc 23, -0.02% 1.26%
Stearns Lending 24, -0.02% 0.14%
Us Bank 25, -0.01% 0.33%
Atlantic Bay Mortgage Group 26, -0.01% 3.03%
First-Citizens Bank & Trust Co 27, -0.01% 0.14%
Guaranteed Rate Affinity 28, -0.01% 0.79%
Tiaa, Fsb 29, -0.01% 0.14%
TJC Mortgage, Inc 30, -0.01% 0.19%
First Guaranty Mortgage Corporation 31, -0.01% 0.05%
Lakeview Loan Servicing 32, -0.01% 0.09%
University Lending Group 33, -0.00% 0.19%
McLean Mortgage Corporation 34, -0.00% 0.33%
First National Bank of Pennsylvania 35, -0.00% 0.14%
Uwharrie Bank 36, -0.00% 0.42%
George Mason Mortgage 37, -0.00% 0.19%
TowneBank 38, 0.00% 1.12%
Towne Mortgage Company 39, 0.00% 0.05%
Vanderbilt Mortgage And Finance, Inc 40, 0.00% 0.09%
Platinum Home Mortgage Corporation 41, 0.00% 0.05%
First Reliance Bank 42, 0.01% 0.05%
Shea Mortgage Inc 43, 0.01% 0.05%
Absolute Home Mortgage 44, 0.01% 0.05%
Premia Mortgage 45, 0.01% 0.09%
Potomac Mortgage Group, Inc 46, 0.01% 0.98%
RoundPoint Mortgage Servicing Corporation 47, 0.01% 0.09%
Sirva Mortgage Inc 48, 0.01% 0.28%
Pulte Mortgage 49, 0.01% 0.51%
Pentagon Federal Credit Union 50, 0.01% 0.05%
JPMorgan Chase Bank 51, 0.01% 0.05%
JG Wentworth Home Lending 52, 0.01% 0.09%
Angel Oak Home Loans 53, 0.01% 0.05%
The Fidelity Bank 54, 0.01% 0.05%
Atlantic Home Loans, Inc 55, 0.01% 0.14%
Pnc Bank 56, 0.01% 0.09%
Colten Mortgage 57, 0.01% 0.14%
First Tennessee Bank National 58, 0.01% 0.05%
Embrace Home Loans, Inc 59, 0.01% 0.19%
First Federal Bank 60, 0.01% 0.42%
Credit Union Mortgage Association Inc 61, 0.01% 0.05%
The Federal Savings Bank 62, 0.01% 0.19%
Amerifirst Financial Corporation 63, 0.01% 0.19%
Union Home Mortgage Company 64, 0.02% 0.19%
Acopia Capital Group 65, 0.02% 0.19%
Supreme Lending/ Everett Financial Inc 66, 0.02% 0.19%
Zillow Home Loans 67, 0.02% 0.14%
First Home Mortgage 68, 0.02% 0.05%
RPM Mortgage 69, 0.02% 0.19%
Cornerstone Home Lending, Inc 70, 0.02% 0.14%
Triumph Bank 71, 0.02% 0.05%
Guaranteed Rate Inc 72, 0.02% 0.33%
Caliber Home Loans Inc 73, 0.02% 0.19%
NFM, Inc 74, 0.02% 0.23%
Milend Inc 75, 0.02% 0.09%
Quicken Loans 76, 0.02% 5.45%
Reliance First Capital 77, 0.02% 0.09%
Churchill Mortgage Corporation 78, 0.03% 0.19%
HomeBridge Financial Services, Inc 79, 0.03% 0.14%
Newrez 80, 0.03% 1.03%
Gateway First Bank 81, 0.03% 0.28%
Citizens Bank 82, 0.03% 0.09%
Pinnacle Bank 83, 0.03% 0.23%
Equity Resources Inc 84, 0.03% 0.14%
American Financial Resources Inc 85, 0.03% 0.14%
FBC Mortgage 86, 0.03% 0.05%
Southern Trust Mortgage 87, 0.03% 0.93%
Residential Mortgage Services 88, 0.04% 0.19%
Magnolia Bank Incorporated 89, 0.04% 0.09%
Homeside Financial 90, 0.04% 0.51%
Bank of England 91, 0.04% 0.14%
Inspire Home Loans Inc 92, 0.04% 0.37%
C&F Mortgage Corp 93, 0.04% 0.28%
NVR Mortgage Finance Inc 94, 0.04% 0.47%
Fifth Third Bank, National Association 95, 0.04% 0.28%
Rapid Mortgage Company 96, 0.05% 0.47%
Paramount Residential Mortgage Group Inc 97, 0.05% 0.19%
ALCOVA Mortgage 98, 0.05% 0.61%
GoPrime Mortgage Inc 99, 0.05% 0.23%
Cardinal Financial Company LP 100, 0.05% 0.70%
Bay Equity 101, 0.05% 0.23%
Synergy One Lending 102, 0.06% 0.23%
Movement Mortgage 103, 0.06% 9.32%
On Q Financial Inc 104, 0.06% 0.42%
Ditech Financial 105, 0.07% 0.23%
Northpointe Bank 106, 0.07% 0.28%
NewDay USA 107, 0.07% 0.65%
Wolfe Financial Inc DBA Integrity Mortgage Group 108, 0.07% 0.28%
Highlands Residential Mortgage Ltd 109, 0.08% 0.42%
Guild Mortgage Company 110, 0.08% 0.79%
Nationstar Mortgage 111, 0.08% 0.56%
New American Funding 112, 0.09% 1.03%
Mattamy Home Funding 113, 0.09% 0.89%
Planet Home Lending 114, 0.09% 0.14%
Summit Funding Inc 115, 0.10% 0.89%
Certainty Home Loans 116, 0.10% 0.79%
LoanDepot 117, 0.10% 3.45%
HomeStar Financial Corporation 118, 0.11% 0.79%
Eagle Home Mortgage 119, 0.11% 3.08%
Flagstar Bank 120, 0.12% 1.26%
Primary Residential Mortgage Inc 121, 0.13% 1.59%
Fairway Independent Mort Corp 122, 0.15% 5.27%
Barrington Bank & Trust 123, 0.15% 1.45%
Carrington Mortgage Services 124, 0.18% 0.56%
CityWorth Mortgage 125, 0.24% 0.70%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.24% 2.04%
Movement Mortgage 2, -0.20% 3.62%
Sovereign Lending Group, Inc 3, -0.20% 1.83%
Lakeview Loan Servicing 4, -0.20% 4.13%
Navy Federal Credit Union 5, -0.18% 2.19%
Pennymac Loan Services 6, -0.16% 6.68%
Home Point Financial Corporation 7, -0.15% 1.43%
Usaa Federal Savings Bank 8, -0.14% 3.87%
Village Capital & Investment 9, -0.13% 1.83%
LoanDepot 10, -0.11% 6.37%
American Security Mortgage Corporation 11, -0.11% 1.58%
Acopia Capital Group 12, -0.10% 0.46%
NBKC Bank 13, -0.10% 0.76%
Flagstar Bank 14, -0.10% 1.22%
North American Savings Bank 15, -0.09% 1.07%
Guild Mortgage Company 16, -0.09% 0.61%
Finance of America Mortgage 17, -0.09% 0.31%
RoundPoint Mortgage Servicing Corporation 18, -0.08% 0.92%
NFM, Inc 19, -0.08% 0.46%
Cardinal Financial Company LP 20, -0.08% 0.92%
Wyndham Capital Mortgage 21, -0.07% 0.51%
FirstBank 22, -0.07% 0.36%
First Savings Bank 23, -0.06% 0.66%
Fifth Third Bank, National Association 24, -0.06% 0.20%
TJC Mortgage, Inc 25, -0.06% 0.20%
Suntrust Banks, Inc 26, -0.06% 0.31%
Fairway Independent Mort Corp 27, -0.06% 1.73%
Allen Tate Mortgage Partners 28, -0.06% 0.25%
Southern Trust Mortgage 29, -0.06% 0.41%
New American Funding 30, -0.06% 0.56%
Colten Mortgage 31, -0.05% 0.20%
Citizens Bank 32, -0.05% 0.20%
Uwharrie Bank 33, -0.05% 0.15%
Guaranteed Rate Affinity 34, -0.05% 0.20%
Guaranteed Rate Inc 35, -0.05% 0.56%
Potomac Mortgage Group, Inc 36, -0.04% 0.20%
Lakeview Community Capital, LL 37, -0.04% 0.56%
Paramount Equity Mortgage 38, -0.04% 0.71%
First Guaranty Mortgage Corporation 39, -0.04% 0.15%
Rapid Mortgage Company 40, -0.04% 0.10%
Ameris Bank 41, -0.04% 0.20%
Atlantic Bay Mortgage Group 42, -0.04% 0.51%
HomeBridge Financial Services, Inc 43, -0.04% 1.48%
McLean Mortgage Corporation 44, -0.04% 0.20%
Ditech Financial 45, -0.04% 0.46%
American Financial Resources Inc 46, -0.04% 0.05%
Truist Bank 47, -0.04% 0.25%
Triumph Bank 48, -0.04% 0.05%
Magnolia Bank Incorporated 49, -0.04% 1.22%
JG Wentworth Home Lending 50, -0.04% 0.46%
Primelending 51, -0.03% 0.20%
First Tennessee Bank National 52, -0.03% 0.05%
RPM Mortgage 53, -0.03% 0.10%
Pnc Bank 54, -0.03% 0.05%
C&F Mortgage Corp 55, -0.03% 0.05%
Certainty Home Loans 56, -0.03% 0.05%
Prosperity Home Mortgage 57, -0.03% 0.10%
Highlands Residential Mortgage Ltd 58, -0.03% 0.05%
Pentagon Federal Credit Union 59, -0.03% 0.05%
GoPrime Mortgage Inc 60, -0.03% 0.15%
Supreme Lending/ Everett Financial Inc 61, -0.03% 0.05%
Gateway First Bank 62, -0.02% 0.05%
Cornerstone Home Lending, Inc 63, -0.02% 0.05%
AimLoancom 64, -0.02% 0.05%
Equity Resources Inc 65, -0.02% 0.10%
Success Mortgage Partners Inc 66, -0.02% 0.05%
Planet Home Lending 67, -0.02% 0.46%
CityWorth Mortgage 68, -0.02% 0.05%
Royal United Mortgage 69, -0.02% 0.20%
Pinnacle Bank 70, -0.02% 0.10%
Guaranty Home Mortgage Corporation 71, -0.02% 0.05%
Regions Bank 72, -0.02% 0.05%
Renasant Bank 73, -0.02% 0.05%
TowneBank 74, -0.01% 0.10%
Amerisave Mortgage Corporation 75, -0.01% 0.76%
Union Home Mortgage Company 76, -0.01% 0.25%
Amerifirst Financial Corporation 77, -0.01% 0.15%
ALCOVA Mortgage 78, -0.01% 0.05%
Barrington Bank & Trust 79, -0.01% 0.15%
Northpointe Bank 80, -0.00% 0.20%
Primary Residential Mortgage Inc 81, -0.00% 0.25%
Bank of England 82, 0.00% 0.20%
Churchill Mortgage Corporation 83, 0.00% 0.10%
Stearns Lending 84, 0.00% 0.10%
Summit Funding Inc 85, 0.01% 0.41%
Paramount Residential Mortgage Group Inc 86, 0.01% 0.25%
Milend Inc 87, 0.01% 0.20%
Atlantic Home Loans, Inc 88, 0.01% 0.15%
Wells Fargo Bank 89, 0.02% 0.15%
Reliance First Capital 90, 0.03% 0.97%
Polaris Home Funding Corp 91, 0.04% 0.41%
First Federal Bank 92, 0.04% 1.12%
Homeside Financial 93, 0.04% 0.46%
Nations Lending Corporation 94, 0.05% 0.56%
Embrace Home Loans, Inc 95, 0.06% 0.66%
Newrez 96, 0.06% 1.07%
Synergy One Lending 97, 0.07% 1.27%
Quicken Loans 98, 0.10% 13.10%
Carrington Mortgage Services 99, 0.15% 4.69%
The Federal Savings Bank 100, 0.15% 4.43%
Nationstar Mortgage 101, 0.20% 1.73%
Freedom Mortgage Corporation 102, 0.21% 3.67%
NewDay USA 103, 0.63% 4.69%

* Data is compiled for the Charlotte, NC commuting zone area, which comprises of counties of Anson County, NC, Cabarrus County, NC, Cleveland County, NC, Gaston County, NC, Iredell County, NC, Lincoln County, NC, Mecklenburg County, NC, Rowan County, NC, Stanly County, NC, and Union County, NC. This includes cities/towns/communities of Charlotte, NC as well as Concord, NC, Mooresville, NC, Huntersville, NC, Gastonia, NC, Indian Trail, NC, Kannapolis, NC, Cornelius, NC, Mint Hill, NC, Statesville, NC, Harrisburg, NC, Waxhaw, NC, Mount Holly, NC, Salisbury, NC, Monroe, NC, Belmont, NC, Wesley Chapel, NC, Matthews, NC, Weddington, NC, Davidson, NC, Stallings, NC, Marvin, NC, Westport, NC, Troutman, NC, Mineral Springs, NC, Unionville, NC, Shelby, NC, Albemarle, NC, Lincolnton, NC, Midland, NC, Kings Mountain, NC, Dallas, NC, Denver, NC, Lowesville, NC, Lake Park, NC, Stanley, NC, Granite Quarry, NC, Kannapolis, NC, Cramerton, NC, Locust, NC, Cherryville, NC, Landis, NC, Cleveland, NC, China Grove, NC, Mount Pleasant, NC, Bessemer City, NC, Pineville, NC, Oakboro, NC, Rockwell, NC, Wingate, NC, and Davidson, NC. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

This page ranks the top mortgage lenders in the Charlotte, NC area. For mortgage lender rankings of other cities, click here.