Top Mortgage Lenders in the Baton Rouge, LA area

Which mortgage lender in the Baton Rouge, LA area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Baton Rouge, LA area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Baton Rouge, LA area is DSLD Mortgage, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.22%. This means that DSLD Mortgage provided a -0.22% lower interest rate for its customers than other lenders in Baton Rouge, LA for a similar set of borrowers. DSLD Mortgage has a market share of 3.2%. On the other hand, the most popular lender in the market is Gmfs, with a market share of 19.6%. Gmfs is an average rate lender in this area, with a “Rate Difference” of -0.06% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Baton Rouge, LA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Baton Rouge, LA is Home Point Financial Corporation. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Bank of America. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is DSLD Mortgage. The cheapest VA mortgage provider is DSLD Mortgage. To get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders by “Rate Rank” for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
DSLD Mortgage 1, -0.22% 3.24%
Home Point Financial Corporation 2, -0.22% 1.67%
Standard Mortgage Corporation 3, -0.15% 2.14%
DHI Mortgage Company Limited 4, -0.11% 1.89%
Freedom Mortgage Corporation 5, -0.11% 3.63%
La Capitol Federal Credit Union 6, -0.07% 0.53%
Red River Bank 7, -0.07% 0.83%
Gmfs 8, -0.06% 19.62%
JPMorgan Chase Bank 9, -0.03% 2.53%
Guaranty Home Mortgage Corporation 10, -0.03% 0.28%
Hancock Whitney Bank 11, -0.03% 2.27%
Assurance Financial Group 12, -0.03% 9.84%
Union Home Mortgage Company 13, -0.02% 0.81%
Bank of America 14, -0.02% 0.50%
Newrez 15, -0.02% 0.33%
Caliber Home Loans Inc 16, -0.02% 2.85%
Amerisave Mortgage Corporation 17, -0.01% 0.35%
The First A National Banking Association 18, -0.01% 0.48%
Pennymac Loan Services 19, -0.01% 0.58%
HomeBridge Financial Services, Inc 20, -0.00% 2.33%
Gulf Coast Bank And Trust 21, 0.00% 1.47%
Iberiabank 22, 0.00% 1.31%
Neighbors Federal Credit Union 23, 0.00% 0.58%
Navy Federal Credit Union 24, 0.01% 0.50%
Usaa Federal Savings Bank 25, 0.01% 0.84%
Stearns Lending 26, 0.01% 0.47%
Movement Mortgage 27, 0.01% 2.59%
FBT Mortgage 28, 0.02% 0.52%
Carrington Mortgage Services 29, 0.02% 0.68%
LoanDepot 30, 0.02% 2.07%
SWBC Mortgage Corporation 31, 0.02% 1.07%
Fidelity Bank 32, 0.02% 1.71%
Bank of England 33, 0.03% 0.69%
BancorpSouth Bank 34, 0.03% 0.43%
Regions Bank 35, 0.04% 2.51%
Lakeview Loan Servicing 36, 0.04% 0.34%
Flagstar Bank 37, 0.04% 1.35%
Wells Fargo Bank 38, 0.06% 1.62%
Guild Mortgage Company 39, 0.06% 0.53%
E Mortgage Management 40, 0.07% 0.49%
Home Point Mortgage Acceptance Corporation 41, 0.08% 0.64%
Investar Bank, National Association 42, 0.09% 0.41%
Angel Oak Home Loans 43, 0.09% 0.84%
Amcap Mortgage Ltd 44, 0.09% 0.65%
Primary Residential Mortgage Inc 45, 0.10% 0.73%
The Federal Savings Bank 46, 0.10% 0.47%
Cardinal Financial Company LP 47, 0.11% 1.30%
Nations Lending Corporation 48, 0.12% 0.61%
Republic State Mortgage Co 49, 0.12% 0.69%
Quicken Loans 50, 0.12% 7.91%
Primelending 51, 0.13% 0.50%
Southwest Funding LP 52, 0.18% 0.28%
Nationstar Mortgage 53, 0.18% 0.84%
Panorama Mortgage Group 54, 0.20% 0.36%
Fairway Independent Mort Corp 55, 0.21% 1.58%
Gateway First Bank 56, 0.22% 1.84%
Summit Funding Inc 57, 0.28% 0.72%
American Financial Resources Inc 58, 0.31% 0.66%
Pelican State Credit Union 59, 0.34% 0.51%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Home Point Financial Corporation 1, -0.26% 1.71%
DSLD Mortgage 2, -0.21% 4.96%
JPMorgan Chase Bank 3, -0.14% 2.29%
Standard Mortgage Corporation 4, -0.13% 2.29%
Freedom Mortgage Corporation 5, -0.13% 4.98%
DHI Mortgage Company Limited 6, -0.11% 2.90%
Bank of America 7, -0.06% 0.35%
Iberiabank 8, -0.05% 0.93%
Red River Bank 9, -0.05% 0.76%
Gmfs 10, -0.05% 18.36%
La Capitol Federal Credit Union 11, -0.04% 0.41%
Caliber Home Loans Inc 12, -0.03% 3.05%
The First A National Banking Association 13, -0.03% 0.43%
Guaranty Home Mortgage Corporation 14, -0.03% 0.36%
Union Home Mortgage Company 15, -0.03% 0.89%
Hancock Whitney Bank 16, -0.03% 1.93%
Pennymac Loan Services 17, -0.00% 0.22%
Amerisave Mortgage Corporation 18, -0.00% 0.05%
Regions Bank 19, 0.00% 2.41%
HomeBridge Financial Services, Inc 20, 0.01% 2.87%
Gulf Coast Bank And Trust 21, 0.01% 1.79%
FBT Mortgage 22, 0.01% 0.62%
Navy Federal Credit Union 23, 0.01% 0.66%
Assurance Financial Group 24, 0.01% 10.52%
Stearns Lending 25, 0.01% 0.64%
Usaa Federal Savings Bank 26, 0.02% 0.94%
Movement Mortgage 27, 0.03% 3.08%
BancorpSouth Bank 28, 0.03% 0.47%
Bank of England 29, 0.04% 0.78%
Newrez 30, 0.04% 0.10%
Carrington Mortgage Services 31, 0.05% 0.12%
Fidelity Bank 32, 0.05% 1.83%
Wells Fargo Bank 33, 0.05% 1.54%
Flagstar Bank 34, 0.05% 1.45%
SWBC Mortgage Corporation 35, 0.06% 0.74%
LoanDepot 36, 0.06% 1.04%
Guild Mortgage Company 37, 0.06% 0.72%
Home Point Mortgage Acceptance Corporation 38, 0.08% 0.77%
E Mortgage Management 39, 0.08% 0.64%
Neighbors Federal Credit Union 40, 0.09% 0.42%
Quicken Loans 41, 0.09% 4.08%
Investar Bank, National Association 42, 0.11% 0.54%
Angel Oak Home Loans 43, 0.11% 0.94%
The Federal Savings Bank 44, 0.12% 0.24%
Nationstar Mortgage 45, 0.12% 0.41%
Nations Lending Corporation 46, 0.13% 0.71%
Primary Residential Mortgage Inc 47, 0.13% 0.88%
Amcap Mortgage Ltd 48, 0.14% 0.76%
Primelending 49, 0.14% 0.66%
Republic State Mortgage Co 50, 0.16% 0.77%
Cardinal Financial Company LP 51, 0.17% 1.35%
Southwest Funding LP 52, 0.20% 0.37%
Panorama Mortgage Group 53, 0.21% 0.53%
Fairway Independent Mort Corp 54, 0.23% 2.16%
Gateway First Bank 55, 0.26% 2.28%
Summit Funding Inc 56, 0.31% 1.03%
American Financial Resources Inc 57, 0.36% 0.87%
Pelican State Credit Union 58, 0.41% 0.35%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Standard Mortgage Corporation 1, -0.17% 1.86%
Assurance Financial Group 2, -0.12% 8.55%
Home Point Financial Corporation 3, -0.12% 1.59%
La Capitol Federal Credit Union 4, -0.11% 0.75%
Red River Bank 5, -0.09% 0.95%
Gmfs 6, -0.09% 22.01%
Neighbors Federal Credit Union 7, -0.08% 0.86%
Newrez 8, -0.04% 0.77%
Hancock Whitney Bank 9, -0.03% 2.91%
Guaranty Home Mortgage Corporation 10, -0.03% 0.11%
Movement Mortgage 11, -0.03% 1.68%
Amcap Mortgage Ltd 12, -0.03% 0.45%
Fidelity Bank 13, -0.03% 1.48%
HomeBridge Financial Services, Inc 14, -0.03% 1.30%
Amerisave Mortgage Corporation 15, -0.02% 0.91%
Gulf Coast Bank And Trust 16, -0.02% 0.89%
Pennymac Loan Services 17, -0.01% 1.25%
Usaa Federal Savings Bank 18, -0.01% 0.66%
SWBC Mortgage Corporation 19, -0.01% 1.70%
Primary Residential Mortgage Inc 20, -0.01% 0.43%
Cardinal Financial Company LP 21, -0.01% 1.20%
LoanDepot 22, -0.00% 4.00%
Investar Bank, National Association 23, -0.00% 0.16%
Union Home Mortgage Company 24, -0.00% 0.66%
Stearns Lending 25, -0.00% 0.16%
Navy Federal Credit Union 26, 0.00% 0.18%
Carrington Mortgage Services 27, 0.01% 1.73%
Bank of America 28, 0.01% 0.77%
Bank of England 29, 0.01% 0.50%
Republic State Mortgage Co 30, 0.01% 0.52%
The First A National Banking Association 31, 0.01% 0.57%
Flagstar Bank 32, 0.02% 1.16%
Guild Mortgage Company 33, 0.02% 0.16%
Caliber Home Loans Inc 34, 0.02% 2.48%
Summit Funding Inc 35, 0.02% 0.14%
BancorpSouth Bank 36, 0.03% 0.36%
E Mortgage Management 37, 0.03% 0.20%
Lakeview Loan Servicing 38, 0.04% 0.98%
American Financial Resources Inc 39, 0.04% 0.27%
Fairway Independent Mort Corp 40, 0.04% 0.48%
Angel Oak Home Loans 41, 0.04% 0.64%
Panorama Mortgage Group 42, 0.04% 0.05%
Southwest Funding LP 43, 0.04% 0.11%
Iberiabank 44, 0.05% 2.02%
Wells Fargo Bank 45, 0.06% 1.77%
FBT Mortgage 46, 0.07% 0.34%
Home Point Mortgage Acceptance Corporation 47, 0.07% 0.39%
Primelending 48, 0.08% 0.20%
Gateway First Bank 49, 0.09% 1.02%
The Federal Savings Bank 50, 0.09% 0.91%
Nations Lending Corporation 51, 0.09% 0.41%
Regions Bank 52, 0.10% 2.71%
JPMorgan Chase Bank 53, 0.12% 2.98%
Quicken Loans 54, 0.13% 15.12%
Freedom Mortgage Corporation 55, 0.14% 1.07%
Nationstar Mortgage 56, 0.20% 1.64%
Pelican State Credit Union 57, 0.29% 0.82%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Home Point Financial Corporation 1, -0.22% 1.72%
DHI Mortgage Company Limited 2, -0.16% 1.23%
DSLD Mortgage 3, -0.13% 3.31%
Standard Mortgage Corporation 4, -0.12% 2.25%
Red River Bank 5, -0.08% 0.96%
Gmfs 6, -0.07% 21.51%
La Capitol Federal Credit Union 7, -0.07% 0.82%
Assurance Financial Group 8, -0.05% 12.30%
Guaranty Home Mortgage Corporation 9, -0.04% 0.27%
LoanDepot 10, -0.04% 1.85%
Newrez 11, -0.03% 0.38%
JPMorgan Chase Bank 12, -0.03% 3.52%
Union Home Mortgage Company 13, -0.03% 0.96%
Amerisave Mortgage Corporation 14, -0.02% 0.44%
Bank of America 15, -0.02% 0.56%
Amcap Mortgage Ltd 16, -0.02% 0.42%
The First A National Banking Association 17, -0.01% 0.65%
Hancock Whitney Bank 18, -0.01% 2.90%
Carrington Mortgage Services 19, -0.00% 0.38%
Iberiabank 20, 0.00% 1.81%
Fidelity Bank 21, 0.01% 2.02%
Neighbors Federal Credit Union 22, 0.01% 0.88%
Bank of England 23, 0.01% 0.69%
SWBC Mortgage Corporation 24, 0.02% 1.36%
Lakeview Loan Servicing 25, 0.02% 0.01%
HomeBridge Financial Services, Inc 26, 0.02% 1.38%
Flagstar Bank 27, 0.03% 1.08%
Movement Mortgage 28, 0.03% 2.39%
Caliber Home Loans Inc 29, 0.03% 1.42%
FBT Mortgage 30, 0.03% 0.55%
Gulf Coast Bank And Trust 31, 0.04% 1.53%
Pennymac Loan Services 32, 0.04% 0.28%
BancorpSouth Bank 33, 0.04% 0.58%
Usaa Federal Savings Bank 34, 0.04% 0.48%
Southwest Funding LP 35, 0.04% 0.11%
Nations Lending Corporation 36, 0.06% 0.21%
E Mortgage Management 37, 0.06% 0.34%
Regions Bank 38, 0.06% 3.11%
Stearns Lending 39, 0.06% 0.28%
Wells Fargo Bank 40, 0.06% 2.32%
The Federal Savings Bank 41, 0.07% 0.10%
Cardinal Financial Company LP 42, 0.07% 1.10%
Guild Mortgage Company 43, 0.08% 0.53%
Primary Residential Mortgage Inc 44, 0.08% 0.67%
Republic State Mortgage Co 45, 0.08% 0.60%
American Financial Resources Inc 46, 0.09% 0.10%
Investar Bank, National Association 47, 0.10% 0.54%
Gateway First Bank 48, 0.11% 1.24%
Summit Funding Inc 49, 0.11% 0.25%
Home Point Mortgage Acceptance Corporation 50, 0.11% 0.64%
Angel Oak Home Loans 51, 0.11% 0.92%
Fairway Independent Mort Corp 52, 0.12% 1.15%
Panorama Mortgage Group 53, 0.14% 0.15%
Primelending 54, 0.14% 0.43%
Quicken Loans 55, 0.16% 9.04%
Freedom Mortgage Corporation 56, 0.20% 1.63%
Navy Federal Credit Union 57, 0.22% 0.28%
Nationstar Mortgage 58, 0.26% 0.58%
Pelican State Credit Union 59, 0.35% 0.80%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Home Point Financial Corporation 1, -0.25% 1.91%
DHI Mortgage Company Limited 2, -0.16% 2.03%
JPMorgan Chase Bank 3, -0.15% 3.43%
DSLD Mortgage 4, -0.13% 5.48%
Standard Mortgage Corporation 5, -0.08% 2.52%
Bank of America 6, -0.08% 0.43%
Red River Bank 7, -0.06% 0.87%
Iberiabank 8, -0.06% 1.38%
Gmfs 9, -0.05% 20.13%
Guaranty Home Mortgage Corporation 10, -0.05% 0.35%
Union Home Mortgage Company 11, -0.04% 1.04%
La Capitol Federal Credit Union 12, -0.04% 0.69%
The First A National Banking Association 13, -0.03% 0.63%
Pennymac Loan Services 14, -0.01% 0.20%
LoanDepot 15, -0.00% 0.69%
Assurance Financial Group 16, 0.00% 13.84%
Amerisave Mortgage Corporation 17, 0.00% 0.08%
Amcap Mortgage Ltd 18, 0.00% 0.39%
Bank of England 19, 0.01% 0.75%
Hancock Whitney Bank 20, 0.01% 2.54%
FBT Mortgage 21, 0.01% 0.61%
Flagstar Bank 22, 0.02% 1.01%
Regions Bank 23, 0.02% 3.02%
Fidelity Bank 24, 0.02% 2.27%
Caliber Home Loans Inc 25, 0.03% 1.64%
BancorpSouth Bank 26, 0.04% 0.67%
Newrez 27, 0.04% 0.12%
Usaa Federal Savings Bank 28, 0.04% 0.67%
HomeBridge Financial Services, Inc 29, 0.05% 1.79%
SWBC Mortgage Corporation 30, 0.05% 0.91%
Movement Mortgage 31, 0.05% 2.92%
Southwest Funding LP 32, 0.05% 0.14%
Nations Lending Corporation 33, 0.05% 0.28%
Gulf Coast Bank And Trust 34, 0.06% 1.85%
Wells Fargo Bank 35, 0.06% 2.33%
E Mortgage Management 36, 0.06% 0.47%
The Federal Savings Bank 37, 0.07% 0.06%
Nationstar Mortgage 38, 0.07% 0.06%
Stearns Lending 39, 0.08% 0.37%
Guild Mortgage Company 40, 0.09% 0.77%
Neighbors Federal Credit Union 41, 0.09% 0.71%
American Financial Resources Inc 42, 0.09% 0.08%
Carrington Mortgage Services 43, 0.10% 0.04%
Gateway First Bank 44, 0.11% 1.44%
Primary Residential Mortgage Inc 45, 0.11% 0.89%
Quicken Loans 46, 0.11% 5.13%
Investar Bank, National Association 47, 0.12% 0.77%
Home Point Mortgage Acceptance Corporation 48, 0.12% 0.83%
Summit Funding Inc 49, 0.13% 0.35%
Republic State Mortgage Co 50, 0.13% 0.59%
Fairway Independent Mort Corp 51, 0.13% 1.62%
Angel Oak Home Loans 52, 0.14% 1.12%
Cardinal Financial Company LP 53, 0.14% 1.01%
Panorama Mortgage Group 54, 0.15% 0.22%
Primelending 55, 0.16% 0.53%
Freedom Mortgage Corporation 56, 0.19% 2.29%
Navy Federal Credit Union 57, 0.24% 0.43%
Pelican State Credit Union 58, 0.41% 0.59%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Standard Mortgage Corporation 1, -0.19% 1.86%
Home Point Financial Corporation 2, -0.15% 1.42%
Assurance Financial Group 3, -0.14% 9.96%
Red River Bank 4, -0.11% 1.08%
La Capitol Federal Credit Union 5, -0.10% 1.02%
Gmfs 6, -0.09% 23.60%
Neighbors Federal Credit Union 7, -0.07% 1.14%
Newrez 8, -0.06% 0.77%
LoanDepot 9, -0.05% 3.62%
HomeBridge Financial Services, Inc 10, -0.05% 0.77%
Amcap Mortgage Ltd 11, -0.04% 0.46%
Hancock Whitney Bank 12, -0.04% 3.46%
Primary Residential Mortgage Inc 13, -0.03% 0.34%
Movement Mortgage 14, -0.03% 1.58%
Guaranty Home Mortgage Corporation 15, -0.03% 0.15%
Amerisave Mortgage Corporation 16, -0.03% 0.99%
Cardinal Financial Company LP 17, -0.03% 1.24%
Fidelity Bank 18, -0.03% 1.64%
Gulf Coast Bank And Trust 19, -0.02% 1.05%
Carrington Mortgage Services 20, -0.02% 0.90%
SWBC Mortgage Corporation 21, -0.01% 2.04%
Stearns Lending 22, -0.00% 0.15%
Investar Bank, National Association 23, -0.00% 0.19%
Union Home Mortgage Company 24, 0.00% 0.84%
Navy Federal Credit Union 25, 0.00% 0.06%
Republic State Mortgage Co 26, 0.01% 0.62%
The First A National Banking Association 27, 0.02% 0.68%
Bank of England 28, 0.02% 0.59%
Lakeview Loan Servicing 29, 0.02% 0.03%
Southwest Funding LP 30, 0.02% 0.06%
Guild Mortgage Company 31, 0.03% 0.15%
Usaa Federal Savings Bank 32, 0.03% 0.19%
Caliber Home Loans Inc 33, 0.03% 1.08%
Bank of America 34, 0.03% 0.77%
Fairway Independent Mort Corp 35, 0.03% 0.43%
Flagstar Bank 36, 0.04% 1.18%
BancorpSouth Bank 37, 0.04% 0.43%
E Mortgage Management 38, 0.05% 0.15%
Angel Oak Home Loans 39, 0.05% 0.62%
Iberiabank 40, 0.05% 2.47%
Summit Funding Inc 41, 0.05% 0.09%
The Federal Savings Bank 42, 0.06% 0.15%
Panorama Mortgage Group 43, 0.06% 0.03%
Wells Fargo Bank 44, 0.06% 2.29%
Pennymac Loan Services 45, 0.07% 0.40%
FBT Mortgage 46, 0.07% 0.46%
Nations Lending Corporation 47, 0.08% 0.09%
Primelending 48, 0.08% 0.28%
American Financial Resources Inc 49, 0.08% 0.12%
Home Point Mortgage Acceptance Corporation 50, 0.10% 0.34%
Gateway First Bank 51, 0.10% 0.93%
Regions Bank 52, 0.12% 3.25%
JPMorgan Chase Bank 53, 0.14% 3.65%
Quicken Loans 54, 0.18% 15.00%
Freedom Mortgage Corporation 55, 0.24% 0.62%
Nationstar Mortgage 56, 0.27% 1.36%
Pelican State Credit Union 57, 0.29% 1.11%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
DSLD Mortgage 1, -0.50% 2.50%
Freedom Mortgage Corporation 2, -0.30% 7.60%
Home Point Financial Corporation 3, -0.29% 1.53%
Standard Mortgage Corporation 4, -0.23% 2.34%
Hancock Whitney Bank 5, -0.16% 0.97%
DHI Mortgage Company Limited 6, -0.13% 3.19%
Gulf Coast Bank And Trust 7, -0.09% 1.59%
Red River Bank 8, -0.09% 0.31%
Regions Bank 9, -0.07% 0.91%
Caliber Home Loans Inc 10, -0.05% 6.47%
Gmfs 11, -0.05% 16.94%
Stearns Lending 12, -0.03% 0.91%
HomeBridge Financial Services, Inc 13, -0.03% 5.06%
Movement Mortgage 14, -0.02% 3.56%
Quicken Loans 15, -0.01% 5.94%
Iberiabank 16, -0.01% 0.22%
FBT Mortgage 17, -0.01% 0.56%
Home Point Mortgage Acceptance Corporation 18, -0.01% 0.53%
Guaranty Home Mortgage Corporation 19, -0.00% 0.25%
Union Home Mortgage Company 20, -0.00% 0.66%
Bank of America 21, 0.00% 0.16%
Carrington Mortgage Services 22, 0.01% 1.19%
Navy Federal Credit Union 23, 0.01% 0.06%
The First A National Banking Association 24, 0.01% 0.03%
BancorpSouth Bank 25, 0.02% 0.22%
Guild Mortgage Company 26, 0.02% 0.59%
Pennymac Loan Services 27, 0.02% 0.66%
Newrez 28, 0.03% 0.19%
JPMorgan Chase Bank 29, 0.03% 0.06%
SWBC Mortgage Corporation 30, 0.04% 0.34%
Wells Fargo Bank 31, 0.04% 0.06%
Angel Oak Home Loans 32, 0.04% 0.38%
Amerisave Mortgage Corporation 33, 0.05% 0.16%
Assurance Financial Group 34, 0.06% 4.60%
Bank of England 35, 0.08% 0.78%
Flagstar Bank 36, 0.10% 1.81%
E Mortgage Management 37, 0.10% 0.88%
LoanDepot 38, 0.10% 1.81%
Nationstar Mortgage 39, 0.11% 1.72%
Lakeview Loan Servicing 40, 0.12% 0.72%
The Federal Savings Bank 41, 0.12% 0.53%
Primelending 42, 0.13% 0.75%
Fidelity Bank 43, 0.13% 1.06%
Primary Residential Mortgage Inc 44, 0.15% 0.88%
Nations Lending Corporation 45, 0.15% 1.59%
Cardinal Financial Company LP 46, 0.18% 2.06%
Amcap Mortgage Ltd 47, 0.18% 1.41%
Republic State Mortgage Co 48, 0.19% 1.00%
Panorama Mortgage Group 49, 0.23% 0.97%
Southwest Funding LP 50, 0.23% 0.78%
Fairway Independent Mort Corp 51, 0.34% 2.69%
American Financial Resources Inc 52, 0.34% 2.28%
Gateway First Bank 53, 0.35% 3.50%
Summit Funding Inc 54, 0.36% 2.03%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
DSLD Mortgage 1, -0.50% 3.13%
Home Point Financial Corporation 2, -0.34% 1.52%
Freedom Mortgage Corporation 3, -0.32% 8.99%
Standard Mortgage Corporation 4, -0.26% 2.19%
Hancock Whitney Bank 5, -0.18% 1.09%
DHI Mortgage Company Limited 6, -0.12% 3.99%
Gulf Coast Bank And Trust 7, -0.09% 1.88%
Red River Bank 8, -0.08% 0.39%
Regions Bank 9, -0.08% 1.06%
Caliber Home Loans Inc 10, -0.08% 5.74%
Gmfs 11, -0.05% 16.18%
Stearns Lending 12, -0.03% 1.09%
HomeBridge Financial Services, Inc 13, -0.03% 5.47%
Iberiabank 14, -0.02% 0.20%
Pennymac Loan Services 15, -0.02% 0.16%
Movement Mortgage 16, -0.01% 3.83%
Home Point Mortgage Acceptance Corporation 17, -0.01% 0.59%
FBT Mortgage 18, -0.01% 0.70%
Union Home Mortgage Company 19, -0.00% 0.74%
Guaranty Home Mortgage Corporation 20, -0.00% 0.31%
Bank of America 21, 0.01% 0.20%
Carrington Mortgage Services 22, 0.01% 0.23%
BancorpSouth Bank 23, 0.01% 0.20%
Newrez 24, 0.02% 0.04%
Navy Federal Credit Union 25, 0.02% 0.08%
The First A National Banking Association 26, 0.02% 0.04%
JPMorgan Chase Bank 27, 0.02% 0.04%
Wells Fargo Bank 28, 0.02% 0.04%
Guild Mortgage Company 29, 0.02% 0.66%
SWBC Mortgage Corporation 30, 0.03% 0.27%
Quicken Loans 31, 0.03% 2.58%
Angel Oak Home Loans 32, 0.05% 0.47%
Assurance Financial Group 33, 0.07% 5.08%
Bank of England 34, 0.09% 0.94%
Flagstar Bank 35, 0.10% 2.07%
LoanDepot 36, 0.11% 1.41%
E Mortgage Management 37, 0.11% 0.94%
Nationstar Mortgage 38, 0.12% 1.21%
Primelending 39, 0.13% 0.94%
The Federal Savings Bank 40, 0.14% 0.59%
Fidelity Bank 41, 0.14% 1.21%
Nations Lending Corporation 42, 0.17% 1.45%
Primary Residential Mortgage Inc 43, 0.19% 0.82%
Amcap Mortgage Ltd 44, 0.20% 1.60%
Cardinal Financial Company LP 45, 0.20% 2.15%
Republic State Mortgage Co 46, 0.21% 1.13%
Panorama Mortgage Group 47, 0.24% 1.17%
Southwest Funding LP 48, 0.26% 0.86%
Fairway Independent Mort Corp 49, 0.35% 3.20%
Summit Funding Inc 50, 0.36% 2.54%
American Financial Resources Inc 51, 0.38% 2.58%
Gateway First Bank 52, 0.38% 4.03%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Standard Mortgage Corporation 1, -0.16% 2.97%
Home Point Financial Corporation 2, -0.11% 1.56%
Movement Mortgage 3, -0.06% 2.50%
Quicken Loans 4, -0.04% 19.38%
Gmfs 5, -0.02% 20.00%
Assurance Financial Group 6, -0.02% 2.66%
HomeBridge Financial Services, Inc 7, -0.01% 3.44%
Hancock Whitney Bank 8, -0.00% 0.47%
Stearns Lending 9, 0.00% 0.16%
Carrington Mortgage Services 10, 0.00% 5.00%
Iberiabank 11, 0.00% 0.31%
Amcap Mortgage Ltd 12, 0.01% 0.62%
Bank of England 13, 0.01% 0.16%
Guild Mortgage Company 14, 0.01% 0.31%
Flagstar Bank 15, 0.01% 0.78%
American Financial Resources Inc 16, 0.01% 1.09%
Fidelity Bank 17, 0.02% 0.47%
BancorpSouth Bank 18, 0.02% 0.31%
Union Home Mortgage Company 19, 0.02% 0.31%
E Mortgage Management 20, 0.02% 0.62%
Republic State Mortgage Co 21, 0.02% 0.47%
Panorama Mortgage Group 22, 0.02% 0.16%
Pennymac Loan Services 23, 0.02% 2.66%
The Federal Savings Bank 24, 0.02% 0.31%
Newrez 25, 0.02% 0.78%
Gulf Coast Bank And Trust 26, 0.02% 0.47%
Home Point Mortgage Acceptance Corporation 27, 0.02% 0.31%
Freedom Mortgage Corporation 28, 0.03% 2.03%
Primary Residential Mortgage Inc 29, 0.03% 1.09%
Caliber Home Loans Inc 30, 0.03% 9.38%
JPMorgan Chase Bank 31, 0.03% 0.16%
Amerisave Mortgage Corporation 32, 0.04% 0.78%
Wells Fargo Bank 33, 0.04% 0.16%
SWBC Mortgage Corporation 34, 0.05% 0.62%
Regions Bank 35, 0.05% 0.31%
Fairway Independent Mort Corp 36, 0.05% 0.62%
Southwest Funding LP 37, 0.05% 0.47%
Gateway First Bank 38, 0.06% 1.41%
Cardinal Financial Company LP 39, 0.08% 1.72%
Nationstar Mortgage 40, 0.09% 3.75%
Nations Lending Corporation 41, 0.10% 2.19%
LoanDepot 42, 0.10% 3.44%
Lakeview Loan Servicing 43, 0.11% 3.59%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.04% 6.42%
JPMorgan Chase Bank 2, -0.03% 15.51%
Regions Bank 3, -0.03% 17.11%
Hancock Whitney Bank 4, -0.01% 8.02%
Caliber Home Loans Inc 5, -0.00% 1.07%
SWBC Mortgage Corporation 6, -0.00% 0.53%
Neighbors Federal Credit Union 7, 0.00% 0.53%
Movement Mortgage 8, 0.00% 1.07%
Wells Fargo Bank 9, 0.01% 5.35%
Quicken Loans 10, 0.01% 1.60%
Gulf Coast Bank And Trust 11, 0.01% 0.53%
Standard Mortgage Corporation 12, 0.01% 0.53%
Iberiabank 13, 0.01% 5.35%
LoanDepot 14, 0.02% 0.53%
Flagstar Bank 15, 0.02% 1.07%
Gmfs 16, 0.02% 1.60%
Red River Bank 17, 0.03% 5.88%
BancorpSouth Bank 18, 0.03% 0.53%
Navy Federal Credit Union 19, 0.03% 0.53%
Assurance Financial Group 20, 0.03% 10.70%
The First A National Banking Association 21, 0.04% 1.60%
Home Point Financial Corporation 22, 0.04% 0.53%
Investar Bank, National Association 23, 0.04% 4.28%
HomeBridge Financial Services, Inc 24, 0.04% 1.07%
Angel Oak Home Loans 25, 0.04% 8.02%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
JPMorgan Chase Bank 1, -0.05% 17.17%
Regions Bank 2, -0.03% 21.21%
Bank of America 3, -0.01% 3.03%
Hancock Whitney Bank 4, -0.01% 4.04%
Wells Fargo Bank 5, 0.00% 7.07%
Caliber Home Loans Inc 6, 0.00% 2.02%
SWBC Mortgage Corporation 7, 0.00% 1.01%
Assurance Financial Group 8, 0.01% 7.07%
Iberiabank 9, 0.01% 4.04%
Quicken Loans 10, 0.02% 2.02%
Gulf Coast Bank And Trust 11, 0.02% 1.01%
Standard Mortgage Corporation 12, 0.02% 1.01%
LoanDepot 13, 0.02% 1.01%
Flagstar Bank 14, 0.02% 2.02%
The First A National Banking Association 15, 0.03% 1.01%
BancorpSouth Bank 16, 0.03% 1.01%
Navy Federal Credit Union 17, 0.03% 1.01%
Gmfs 18, 0.04% 1.01%
HomeBridge Financial Services, Inc 19, 0.04% 2.02%
Investar Bank, National Association 20, 0.05% 7.07%
Red River Bank 21, 0.05% 5.05%
Angel Oak Home Loans 22, 0.07% 8.08%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.05% 10.23%
Regions Bank 2, -0.02% 12.50%
Hancock Whitney Bank 3, -0.02% 12.50%
JPMorgan Chase Bank 4, -0.01% 13.64%
Neighbors Federal Credit Union 5, -0.00% 1.14%
Movement Mortgage 6, -0.00% 2.27%
Quicken Loans 7, 0.00% 1.14%
Red River Bank 8, 0.01% 6.82%
Gmfs 9, 0.01% 2.27%
Iberiabank 10, 0.01% 6.82%
Investar Bank, National Association 11, 0.01% 1.14%
Angel Oak Home Loans 12, 0.01% 7.95%
Wells Fargo Bank 13, 0.02% 3.41%
Home Point Financial Corporation 14, 0.03% 1.14%
The First A National Banking Association 15, 0.04% 2.27%
Assurance Financial Group 16, 0.04% 14.77%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
DSLD Mortgage 1, -0.21% 5.36%
Navy Federal Credit Union 2, -0.13% 3.25%
Pennymac Loan Services 3, -0.07% 2.55%
Lakeview Loan Servicing 4, -0.06% 1.67%
Standard Mortgage Corporation 5, -0.06% 1.05%
Freedom Mortgage Corporation 6, -0.05% 7.37%
Home Point Financial Corporation 7, -0.04% 1.93%
Gmfs 8, -0.04% 16.59%
Flagstar Bank 9, -0.03% 2.02%
Red River Bank 10, -0.03% 0.53%
Wells Fargo Bank 11, -0.02% 0.44%
Usaa Federal Savings Bank 12, -0.01% 5.97%
Guaranty Home Mortgage Corporation 13, -0.01% 0.44%
The First A National Banking Association 14, -0.00% 0.35%
Bank of England 15, -0.00% 0.53%
Caliber Home Loans Inc 16, -0.00% 3.25%
Amerisave Mortgage Corporation 17, 0.00% 0.26%
Stearns Lending 18, 0.01% 0.70%
Iberiabank 19, 0.01% 0.09%
Fidelity Bank 20, 0.01% 1.58%
Gulf Coast Bank And Trust 21, 0.01% 0.88%
Primelending 22, 0.02% 0.44%
Union Home Mortgage Company 23, 0.02% 0.35%
Southwest Funding LP 24, 0.02% 0.18%
Hancock Whitney Bank 25, 0.02% 0.44%
Guild Mortgage Company 26, 0.02% 0.44%
Angel Oak Home Loans 27, 0.02% 0.35%
FBT Mortgage 28, 0.02% 0.26%
Assurance Financial Group 29, 0.02% 6.76%
Newrez 30, 0.02% 0.44%
HomeBridge Financial Services, Inc 31, 0.03% 1.58%
Amcap Mortgage Ltd 32, 0.03% 0.35%
Summit Funding Inc 33, 0.03% 0.53%
E Mortgage Management 34, 0.03% 0.53%
JPMorgan Chase Bank 35, 0.03% 0.26%
Nations Lending Corporation 36, 0.04% 0.79%
Home Point Mortgage Acceptance Corporation 37, 0.04% 1.05%
Cardinal Financial Company LP 38, 0.04% 0.79%
American Financial Resources Inc 39, 0.04% 0.26%
Regions Bank 40, 0.04% 0.35%
Movement Mortgage 41, 0.06% 1.58%
DHI Mortgage Company Limited 42, 0.07% 3.34%
Nationstar Mortgage 43, 0.07% 0.35%
Carrington Mortgage Services 44, 0.07% 1.49%
SWBC Mortgage Corporation 45, 0.08% 1.14%
Gateway First Bank 46, 0.08% 1.84%
Primary Residential Mortgage Inc 47, 0.08% 0.79%
Republic State Mortgage Co 48, 0.08% 0.53%
Panorama Mortgage Group 49, 0.08% 0.26%
The Federal Savings Bank 50, 0.09% 3.07%
LoanDepot 51, 0.10% 4.57%
Fairway Independent Mort Corp 52, 0.10% 1.76%
Quicken Loans 53, 0.15% 6.32%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
DSLD Mortgage 1, -0.20% 8.70%
Navy Federal Credit Union 2, -0.15% 4.42%
Freedom Mortgage Corporation 3, -0.07% 9.99%
Standard Mortgage Corporation 4, -0.06% 1.28%
Home Point Financial Corporation 5, -0.05% 1.28%
Red River Bank 6, -0.02% 0.71%
Wells Fargo Bank 7, -0.01% 0.71%
Flagstar Bank 8, -0.01% 2.14%
The First A National Banking Association 9, 0.00% 0.43%
Usaa Federal Savings Bank 10, 0.00% 6.42%
Guaranty Home Mortgage Corporation 11, 0.00% 0.71%
Bank of England 12, 0.00% 0.57%
Stearns Lending 13, 0.02% 1.00%
Gmfs 14, 0.02% 16.26%
Newrez 15, 0.02% 0.14%
Primelending 16, 0.03% 0.71%
Gulf Coast Bank And Trust 17, 0.03% 1.14%
Union Home Mortgage Company 18, 0.03% 0.57%
Pennymac Loan Services 19, 0.03% 0.57%
Southwest Funding LP 20, 0.03% 0.29%
Guild Mortgage Company 21, 0.03% 0.71%
Caliber Home Loans Inc 22, 0.03% 3.28%
FBT Mortgage 23, 0.03% 0.43%
Angel Oak Home Loans 24, 0.03% 0.43%
Assurance Financial Group 25, 0.04% 7.56%
E Mortgage Management 26, 0.04% 0.86%
Amcap Mortgage Ltd 27, 0.04% 0.43%
JPMorgan Chase Bank 28, 0.04% 0.43%
Hancock Whitney Bank 29, 0.04% 0.43%
Nations Lending Corporation 30, 0.05% 1.14%
Regions Bank 31, 0.05% 0.43%
The Federal Savings Bank 32, 0.05% 0.29%
Fidelity Bank 33, 0.05% 1.28%
Cardinal Financial Company LP 34, 0.06% 1.00%
Home Point Mortgage Acceptance Corporation 35, 0.06% 1.14%
American Financial Resources Inc 36, 0.07% 0.29%
Movement Mortgage 37, 0.07% 1.85%
Quicken Loans 38, 0.07% 2.43%
DHI Mortgage Company Limited 39, 0.08% 5.42%
Summit Funding Inc 40, 0.08% 0.43%
HomeBridge Financial Services, Inc 41, 0.08% 1.14%
Carrington Mortgage Services 42, 0.08% 0.29%
Republic State Mortgage Co 43, 0.09% 0.86%
Panorama Mortgage Group 44, 0.09% 0.43%
Gateway First Bank 45, 0.10% 2.14%
Primary Residential Mortgage Inc 46, 0.10% 1.14%
LoanDepot 47, 0.10% 2.14%
Fairway Independent Mort Corp 48, 0.12% 2.43%
SWBC Mortgage Corporation 49, 0.13% 1.14%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Gmfs 1, -0.12% 17.12%
Pennymac Loan Services 2, -0.10% 5.71%
Lakeview Loan Servicing 3, -0.07% 4.34%
Flagstar Bank 4, -0.07% 1.83%
Caliber Home Loans Inc 5, -0.05% 3.20%
Home Point Financial Corporation 6, -0.05% 2.97%
Usaa Federal Savings Bank 7, -0.04% 5.25%
Fidelity Bank 8, -0.04% 2.05%
Standard Mortgage Corporation 9, -0.03% 0.68%
HomeBridge Financial Services, Inc 10, -0.02% 2.28%
Summit Funding Inc 11, -0.02% 0.68%
Hancock Whitney Bank 12, -0.02% 0.46%
Navy Federal Credit Union 13, -0.02% 1.37%
Gulf Coast Bank And Trust 14, -0.01% 0.46%
Amerisave Mortgage Corporation 15, -0.01% 0.68%
Bank of England 16, -0.01% 0.46%
Assurance Financial Group 17, -0.01% 5.48%
Red River Bank 18, -0.01% 0.23%
Amcap Mortgage Ltd 19, -0.01% 0.23%
SWBC Mortgage Corporation 20, -0.01% 1.14%
American Financial Resources Inc 21, -0.01% 0.23%
Iberiabank 22, -0.00% 0.23%
Angel Oak Home Loans 23, -0.00% 0.23%
The First A National Banking Association 24, -0.00% 0.23%
Nations Lending Corporation 25, -0.00% 0.23%
Cardinal Financial Company LP 26, -0.00% 0.46%
Home Point Mortgage Acceptance Corporation 27, 0.00% 0.91%
Primary Residential Mortgage Inc 28, 0.00% 0.23%
Stearns Lending 29, 0.00% 0.23%
Newrez 30, 0.01% 0.91%
Movement Mortgage 31, 0.03% 1.14%
Regions Bank 32, 0.03% 0.23%
Fairway Independent Mort Corp 33, 0.04% 0.68%
Gateway First Bank 34, 0.04% 1.37%
Nationstar Mortgage 35, 0.05% 0.91%
Carrington Mortgage Services 36, 0.05% 3.42%
Freedom Mortgage Corporation 37, 0.08% 3.20%
The Federal Savings Bank 38, 0.08% 7.53%
LoanDepot 39, 0.08% 8.45%
Quicken Loans 40, 0.16% 12.56%

* Data is compiled for the Baton Rouge, LA commuting zone area, which comprises of counties of Ascension Parish, LA, East Baton Rouge Parish, LA, East Feliciana Parish, LA, Iberville Parish, LA, Livingston Parish, LA, Pointe Coupee Parish, LA, St. Helena Parish, LA, St. James Parish, LA, Tangipahoa Parish, LA, West Baton Rouge Parish, LA, and West Feliciana Parish, LA. This includes cities/towns/communities of Baton Rouge, LA as well as Prairieville, LA, Gonzales, LA, Hammond, LA, Walker, LA, Ponchatoula, LA, Zachary, LA, Central, LA, Watson, LA, Shenandoah, LA, Old Jefferson, LA, Denham Springs, LA, Brusly, LA, Port Vincent, LA, Village St. George, LA, Livingston, LA, Oak Hills Place, LA, Baker, LA, Sorrento, LA, Albany, LA, Tickfaw, LA, Inniswold, LA, Killian, LA, St. Francisville, LA, Springfield, LA, Gardere, LA, St. Gabriel, LA, Erwinville, LA, Slaughter, LA, Greensburg, LA, Monticello, LA, Morganza, LA, Westminster, LA, Lutcher, LA, Plaquemine, LA, Grosse Tete, LA, New Roads, LA, Port Allen, LA, Clinton, LA, Fordoche, LA, Wilson, LA, Merrydale, LA, Ventress, LA, Brownfields, LA, Crescent, LA, Gramercy, LA, Amite City, LA, South Vacherie, LA, Lemannville, LA, Tangipahoa, LA, and Independence, LA. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

FB Comments