Top Mortgage Lenders in College Station, TX

Which mortgage lender in the College Station, TX area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the College Station, TX area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the College Station, TX area is Bank of America, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.21%. This means that Bank of America provided a -0.21% lower interest rate for its customers than other lenders in College Station, TX for a similar set of borrowers. Bank of America has a market share of 2.7%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 8.2%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.12% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the College Station, TX area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in College Station, TX is Bank of America. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Sunflower Bank. The cheapest VA mortgage provider is Usaa Federal Savings Bank. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in College Station, TX

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.21% 2.74%
JPMorgan Chase Bank 2, -0.11% 5.94%
Citizens Bank 3, -0.11% 2.87%
City Bank 4, -0.09% 7.54%
American Momentum Bank 5, -0.08% 3.69%
Pennymac Loan Services 6, -0.04% 2.21%
Caliber Home Loans Inc 7, -0.03% 2.17%
Keller Mortgage 8, -0.03% 1.35%
Wells Fargo Bank 9, -0.03% 4.59%
Truist Bank 10, -0.03% 1.60%
InterLinc Mortgage Services 11, -0.02% 5.20%
Prosperity Bank 12, -0.02% 2.99%
Fairway Independent Mort Corp 13, -0.01% 7.70%
Usaa Federal Savings Bank 14, -0.01% 2.34%
Sunflower Bank 15, 0.00% 6.76%
Legacy Mutual Mortgage 16, 0.01% 3.28%
Guaranty Bank & Trust 17, 0.02% 1.27%
CMG Mortgage Inc 18, 0.03% 1.35%
LoanDepot 19, 0.04% 2.83%
Flagstar Bank 20, 0.06% 3.77%
Wallick & Volk Inc 21, 0.08% 6.76%
America’s Choice Home Loans LP 22, 0.08% 6.31%
New American Funding 23, 0.08% 2.09%
Guild Mortgage Company 24, 0.10% 1.43%
Quicken Loans 25, 0.12% 8.19%
Cornerstone Home Lending, Inc 26, 0.13% 3.03%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.25% 2.78%
JPMorgan Chase Bank 2, -0.14% 3.79%
Citizens Bank 3, -0.10% 2.94%
American Momentum Bank 4, -0.10% 3.26%
City Bank 5, -0.09% 8.71%
Wells Fargo Bank 6, -0.06% 4.33%
Prosperity Bank 7, -0.05% 2.72%
Caliber Home Loans Inc 8, -0.04% 2.03%
Pennymac Loan Services 9, -0.04% 1.82%
Truist Bank 10, -0.03% 1.39%
Keller Mortgage 11, -0.03% 1.66%
InterLinc Mortgage Services 12, -0.01% 6.30%
Usaa Federal Savings Bank 13, -0.01% 2.83%
Fairway Independent Mort Corp 14, -0.01% 9.24%
Sunflower Bank 15, -0.00% 7.53%
Guaranty Bank & Trust 16, 0.04% 1.12%
CMG Mortgage Inc 17, 0.04% 1.50%
Legacy Mutual Mortgage 18, 0.05% 3.21%
Flagstar Bank 19, 0.05% 3.53%
LoanDepot 20, 0.08% 2.62%
Quicken Loans 21, 0.09% 4.11%
Wallick & Volk Inc 22, 0.09% 8.39%
America’s Choice Home Loans LP 23, 0.10% 7.10%
Guild Mortgage Company 24, 0.11% 1.71%
New American Funding 25, 0.12% 2.14%
Cornerstone Home Lending, Inc 26, 0.15% 3.26%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Citizens Bank 1, -0.12% 2.64%
JPMorgan Chase Bank 2, -0.10% 13.01%
Legacy Mutual Mortgage 3, -0.10% 3.51%
Bank of America 4, -0.08% 2.64%
American Momentum Bank 5, -0.06% 5.10%
LoanDepot 6, -0.05% 3.51%
Fairway Independent Mort Corp 7, -0.05% 2.64%
New American Funding 8, -0.05% 1.93%
Pennymac Loan Services 9, -0.05% 3.51%
Keller Mortgage 10, -0.04% 0.35%
Truist Bank 11, -0.04% 2.28%
Guaranty Bank & Trust 12, -0.04% 1.76%
InterLinc Mortgage Services 13, -0.03% 1.58%
City Bank 14, -0.03% 3.69%
Caliber Home Loans Inc 15, -0.03% 2.64%
Usaa Federal Savings Bank 16, -0.01% 0.70%
CMG Mortgage Inc 17, -0.01% 0.88%
America’s Choice Home Loans LP 18, -0.01% 3.69%
Wallick & Volk Inc 19, -0.00% 1.41%
Cornerstone Home Lending, Inc 20, -0.00% 2.28%
Guild Mortgage Company 21, 0.00% 0.53%
Wells Fargo Bank 22, 0.03% 5.45%
Sunflower Bank 23, 0.03% 4.22%
Prosperity Bank 24, 0.04% 3.87%
Flagstar Bank 25, 0.08% 4.57%
Quicken Loans 26, 0.12% 21.62%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.22% 3.17%
JPMorgan Chase Bank 2, -0.11% 7.44%
Citizens Bank 3, -0.10% 3.59%
City Bank 4, -0.09% 7.81%
American Momentum Bank 5, -0.08% 4.49%
InterLinc Mortgage Services 6, -0.04% 4.96%
Pennymac Loan Services 7, -0.04% 2.32%
Caliber Home Loans Inc 8, -0.04% 2.22%
Truist Bank 9, -0.03% 1.85%
Wells Fargo Bank 10, -0.02% 5.75%
Keller Mortgage 11, -0.02% 1.37%
Fairway Independent Mort Corp 12, -0.02% 6.70%
Prosperity Bank 13, -0.01% 3.43%
Usaa Federal Savings Bank 14, 0.02% 1.37%
CMG Mortgage Inc 15, 0.02% 0.84%
Legacy Mutual Mortgage 16, 0.02% 3.59%
Guaranty Bank & Trust 17, 0.02% 1.42%
LoanDepot 18, 0.03% 2.43%
Wallick & Volk Inc 19, 0.04% 4.12%
Sunflower Bank 20, 0.05% 5.38%
New American Funding 21, 0.07% 1.53%
Flagstar Bank 22, 0.09% 4.06%
America’s Choice Home Loans LP 23, 0.11% 6.49%
Guild Mortgage Company 24, 0.12% 1.27%
Quicken Loans 25, 0.13% 9.66%
Cornerstone Home Lending, Inc 26, 0.15% 2.74%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.26% 3.34%
JPMorgan Chase Bank 2, -0.13% 5.00%
Citizens Bank 3, -0.10% 3.84%
City Bank 4, -0.09% 9.35%
American Momentum Bank 5, -0.09% 4.28%
Wells Fargo Bank 6, -0.05% 5.73%
Prosperity Bank 7, -0.04% 3.19%
InterLinc Mortgage Services 8, -0.04% 6.16%
Caliber Home Loans Inc 9, -0.03% 2.47%
Pennymac Loan Services 10, -0.03% 2.39%
Truist Bank 11, -0.02% 1.74%
Keller Mortgage 12, -0.01% 1.74%
Fairway Independent Mort Corp 13, -0.01% 8.19%
Usaa Federal Savings Bank 14, 0.03% 1.81%
CMG Mortgage Inc 15, 0.03% 0.94%
Guaranty Bank & Trust 16, 0.05% 1.23%
Wallick & Volk Inc 17, 0.06% 5.15%
Sunflower Bank 18, 0.06% 5.87%
Legacy Mutual Mortgage 19, 0.07% 3.55%
LoanDepot 20, 0.08% 1.96%
Flagstar Bank 21, 0.09% 3.70%
Quicken Loans 22, 0.10% 4.71%
New American Funding 23, 0.12% 1.52%
America’s Choice Home Loans LP 24, 0.14% 7.47%
Guild Mortgage Company 25, 0.14% 1.60%
Cornerstone Home Lending, Inc 26, 0.20% 3.05%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Citizens Bank 1, -0.12% 2.91%
JPMorgan Chase Bank 2, -0.11% 13.95%
Legacy Mutual Mortgage 3, -0.10% 3.68%
Bank of America 4, -0.08% 2.71%
Pennymac Loan Services 5, -0.08% 2.13%
American Momentum Bank 6, -0.06% 5.04%
New American Funding 7, -0.06% 1.55%
Fairway Independent Mort Corp 8, -0.06% 2.71%
LoanDepot 9, -0.06% 3.68%
Keller Mortgage 10, -0.05% 0.39%
Truist Bank 11, -0.04% 2.13%
Caliber Home Loans Inc 12, -0.04% 1.55%
Guaranty Bank & Trust 13, -0.04% 1.94%
City Bank 14, -0.03% 3.68%
InterLinc Mortgage Services 15, -0.03% 1.74%
Usaa Federal Savings Bank 16, -0.02% 0.19%
CMG Mortgage Inc 17, -0.01% 0.58%
America’s Choice Home Loans LP 18, -0.01% 3.88%
Wallick & Volk Inc 19, -0.01% 1.36%
Guild Mortgage Company 20, -0.00% 0.39%
Cornerstone Home Lending, Inc 21, 0.00% 1.94%
Wells Fargo Bank 22, 0.03% 5.81%
Sunflower Bank 23, 0.04% 4.07%
Prosperity Bank 24, 0.04% 4.07%
Flagstar Bank 25, 0.08% 5.04%
Quicken Loans 26, 0.13% 22.87%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Sunflower Bank 1, -0.12% 14.58%
Bank of America 2, -0.12% 1.49%
City Bank 3, -0.11% 6.55%
Flagstar Bank 4, -0.11% 2.98%
Keller Mortgage 5, -0.07% 1.49%
America’s Choice Home Loans LP 6, -0.04% 5.06%
Fairway Independent Mort Corp 7, -0.03% 8.63%
Legacy Mutual Mortgage 8, -0.03% 1.79%
Prosperity Bank 9, -0.02% 0.30%
American Momentum Bank 10, -0.01% 0.30%
Pennymac Loan Services 11, -0.01% 0.89%
Guaranty Bank & Trust 12, -0.01% 0.60%
Caliber Home Loans Inc 13, -0.01% 1.79%
Truist Bank 14, -0.01% 0.30%
JPMorgan Chase Bank 15, -0.00% 0.30%
CMG Mortgage Inc 16, 0.03% 3.57%
Quicken Loans 17, 0.03% 4.46%
InterLinc Mortgage Services 18, 0.04% 5.65%
Guild Mortgage Company 19, 0.05% 2.68%
Cornerstone Home Lending, Inc 20, 0.06% 5.95%
LoanDepot 21, 0.08% 5.65%
Wallick & Volk Inc 22, 0.08% 19.35%
New American Funding 23, 0.11% 5.65%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Sunflower Bank 1, -0.13% 14.51%
Bank of America 2, -0.12% 1.58%
City Bank 3, -0.11% 6.94%
Flagstar Bank 4, -0.11% 3.15%
Keller Mortgage 5, -0.07% 1.58%
America’s Choice Home Loans LP 6, -0.04% 5.36%
Legacy Mutual Mortgage 7, -0.04% 1.58%
Fairway Independent Mort Corp 8, -0.03% 9.15%
Prosperity Bank 9, -0.03% 0.32%
American Momentum Bank 10, -0.01% 0.32%
Caliber Home Loans Inc 11, -0.01% 0.95%
Guaranty Bank & Trust 12, -0.01% 0.63%
Truist Bank 13, -0.01% 0.32%
JPMorgan Chase Bank 14, -0.00% 0.32%
Pennymac Loan Services 15, -0.00% 0.32%
CMG Mortgage Inc 16, 0.03% 3.47%
Quicken Loans 17, 0.03% 3.47%
InterLinc Mortgage Services 18, 0.04% 5.99%
Guild Mortgage Company 19, 0.05% 2.84%
Cornerstone Home Lending, Inc 20, 0.07% 5.36%
LoanDepot 21, 0.08% 5.99%
Wallick & Volk Inc 22, 0.08% 20.50%
New American Funding 23, 0.12% 5.36%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
New American Funding 1, -0.02% 10.53%
Pennymac Loan Services 2, -0.01% 10.53%
Sunflower Bank 3, -0.01% 15.79%
Caliber Home Loans Inc 4, -0.00% 15.79%
Cornerstone Home Lending, Inc 5, 0.00% 15.79%
Legacy Mutual Mortgage 6, 0.00% 5.26%
CMG Mortgage Inc 7, 0.01% 5.26%
Quicken Loans 8, 0.02% 21.05%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.01% 10.71%
Bank of America 2, -0.01% 7.14%
American Momentum Bank 3, -0.01% 10.71%
Truist Bank 4, -0.00% 10.71%
Quicken Loans 5, 0.00% 3.57%
New American Funding 6, 0.00% 3.57%
Fairway Independent Mort Corp 7, 0.00% 7.14%
City Bank 8, 0.00% 14.29%
Guaranty Bank & Trust 9, 0.00% 3.57%
JPMorgan Chase Bank 10, 0.01% 10.71%
Prosperity Bank 11, 0.01% 14.29%
Cornerstone Home Lending, Inc 12, 0.01% 3.57%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.01% 13.33%
Truist Bank 2, -0.01% 6.67%
Bank of America 3, -0.01% 6.67%
JPMorgan Chase Bank 4, -0.00% 6.67%
New American Funding 5, -0.00% 6.67%
Fairway Independent Mort Corp 6, -0.00% 13.33%
City Bank 7, 0.00% 13.33%
Guaranty Bank & Trust 8, 0.00% 6.67%
Cornerstone Home Lending, Inc 9, 0.01% 6.67%
Prosperity Bank 10, 0.01% 20.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.01% 7.69%
American Momentum Bank 2, -0.01% 23.08%
Bank of America 3, -0.00% 7.69%
Prosperity Bank 4, -0.00% 7.69%
Truist Bank 5, 0.00% 15.38%
Quicken Loans 6, 0.00% 7.69%
City Bank 7, 0.00% 15.38%
JPMorgan Chase Bank 8, 0.01% 15.38%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Usaa Federal Savings Bank 1, -0.07% 17.03%
Legacy Mutual Mortgage 2, -0.03% 3.30%
LoanDepot 3, -0.03% 2.20%
Prosperity Bank 4, -0.03% 1.65%
Citizens Bank 5, -0.03% 1.10%
Quicken Loans 6, -0.03% 0.55%
Flagstar Bank 7, -0.03% 2.75%
Guaranty Bank & Trust 8, -0.02% 0.55%
Keller Mortgage 9, -0.02% 1.10%
American Momentum Bank 10, -0.02% 0.55%
Caliber Home Loans Inc 11, -0.02% 2.75%
Pennymac Loan Services 12, -0.01% 3.85%
Cornerstone Home Lending, Inc 13, -0.01% 0.55%
City Bank 14, -0.01% 5.49%
CMG Mortgage Inc 15, -0.01% 2.75%
Fairway Independent Mort Corp 16, -0.01% 16.48%
Guild Mortgage Company 17, -0.00% 1.10%
America’s Choice Home Loans LP 18, -0.00% 7.69%
New American Funding 19, -0.00% 1.10%
Sunflower Bank 20, 0.01% 7.69%
InterLinc Mortgage Services 21, 0.05% 7.69%
Wallick & Volk Inc 22, 0.12% 12.09%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Usaa Federal Savings Bank 1, -0.07% 17.39%
LoanDepot 2, -0.04% 1.86%
Caliber Home Loans Inc 3, -0.03% 0.62%
Legacy Mutual Mortgage 4, -0.03% 3.73%
Prosperity Bank 5, -0.03% 1.86%
Citizens Bank 6, -0.03% 1.24%
Quicken Loans 7, -0.03% 0.62%
Flagstar Bank 8, -0.03% 3.11%
Guaranty Bank & Trust 9, -0.03% 0.62%
Keller Mortgage 10, -0.02% 1.24%
American Momentum Bank 11, -0.02% 0.62%
Cornerstone Home Lending, Inc 12, -0.02% 0.62%
City Bank 13, -0.01% 6.21%
CMG Mortgage Inc 14, -0.01% 2.48%
Fairway Independent Mort Corp 15, -0.01% 18.01%
America’s Choice Home Loans LP 16, -0.01% 8.07%
Guild Mortgage Company 17, -0.00% 0.62%
New American Funding 18, -0.00% 0.62%
Sunflower Bank 19, 0.00% 8.70%
InterLinc Mortgage Services 20, 0.05% 8.70%
Wallick & Volk Inc 21, 0.12% 13.04%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Usaa Federal Savings Bank 1, -0.01% 14.29%
Caliber Home Loans Inc 2, -0.00% 19.05%
Fairway Independent Mort Corp 3, -0.00% 4.76%
LoanDepot 4, -0.00% 4.76%
Pennymac Loan Services 5, -0.00% 33.33%
CMG Mortgage Inc 6, 0.00% 4.76%
Guild Mortgage Company 7, 0.01% 4.76%
Wallick & Volk Inc 8, 0.01% 4.76%
New American Funding 9, 0.01% 4.76%
America’s Choice Home Loans LP 10, 0.02% 4.76%

* Data is compiled for the College Station, TX commuting zone area, which comprises of counties of Brazos County, TX, Burleson County, TX, Grimes County, TX, and Robertson County, TX. This includes cities/towns/communities of College Station, TX as well as Bryan, TX, Navasota, TX, Iola, TX, Caldwell, TX, Todd Mission, TX, Franklin, TX, Somerville, TX, Bedias, TX, Hearne, TX, Snook, TX, Kurten, TX, Bremond, TX, and Calvert, TX. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

This page ranks the top mortgage lenders in the College Station, TX area. For mortgage lender rankings of other cities, click here.