Top Mortgage Lenders in the Longview, TX area

Which mortgage lender in the Longview, TX area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Longview, TX area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Longview, TX area is Southside Bank, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.17%. This means that Southside Bank provided a -0.17% lower interest rate for its customers than other lenders in Longview, TX for a similar set of borrowers. Southside Bank has a market share of 2.7%. On the other hand, the most popular lender in the market is Guild Mortgage Company, with a market share of 17.0%. Guild Mortgage Company is an average rate lender in this area, with a “Rate Difference” of +0.05% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Longview, TX area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Longview, TX is Southside Bank. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Quicken Loans. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Quicken Loans. The cheapest VA mortgage provider is Usaa Federal Savings Bank. To get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders by “Rate Rank” for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Southside Bank 1, -0.17% 2.73%
JPMorgan Chase Bank 2, -0.17% 2.91%
Austin Bank Texas 3, -0.12% 2.00%
Wells Fargo Bank 4, -0.12% 1.77%
Guaranteed Rate Affinity 5, -0.11% 2.86%
BancorpSouth Bank 6, -0.10% 2.55%
Usaa Federal Savings Bank 7, -0.07% 1.68%
Cornerstone Home Lending, Inc 8, -0.04% 2.05%
Quicken Loans 9, -0.04% 12.32%
Amcap Mortgage Ltd 10, -0.04% 2.77%
Gateway First Bank 11, -0.02% 2.73%
Academy Mortgage Corporation 12, -0.01% 1.68%
Union Home Mortgage Company 13, -0.01% 6.28%
Fairway Independent Mort Corp 14, -0.00% 6.09%
Supreme Lending/ Everett Financial Inc 15, -0.00% 1.91%
Mortgage Financial Services 16, 0.03% 3.59%
Eastman Credit Union 17, 0.03% 15.23%
Guild Mortgage Company 18, 0.05% 16.96%
Verabank 19, 0.08% 3.14%
Southwest Funding LP 20, 0.11% 5.28%
East Texas Professional CU 21, 0.20% 3.46%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Southside Bank 1, -0.18% 2.47%
Wells Fargo Bank 2, -0.16% 1.68%
JPMorgan Chase Bank 3, -0.15% 1.81%
Austin Bank Texas 4, -0.13% 2.05%
BancorpSouth Bank 5, -0.13% 2.29%
Guaranteed Rate Affinity 6, -0.12% 3.67%
Quicken Loans 7, -0.07% 7.70%
Usaa Federal Savings Bank 8, -0.07% 2.11%
Cornerstone Home Lending, Inc 9, -0.05% 1.93%
Amcap Mortgage Ltd 10, -0.04% 3.61%
Academy Mortgage Corporation 11, -0.02% 2.11%
Gateway First Bank 12, -0.01% 2.71%
Supreme Lending/ Everett Financial Inc 13, -0.01% 2.11%
Union Home Mortgage Company 14, -0.00% 7.52%
Fairway Independent Mort Corp 15, -0.00% 7.22%
East Texas Professional CU 16, 0.01% 0.06%
Verabank 17, 0.04% 2.35%
Mortgage Financial Services 18, 0.04% 3.79%
Eastman Credit Union 19, 0.05% 16.00%
Guild Mortgage Company 20, 0.06% 20.46%
Southwest Funding LP 21, 0.11% 6.38%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
JPMorgan Chase Bank 1, -0.18% 6.33%
Southside Bank 2, -0.14% 3.54%
Union Home Mortgage Company 3, -0.10% 2.42%
Austin Bank Texas 4, -0.09% 1.86%
Eastman Credit Union 5, -0.05% 12.85%
Gateway First Bank 6, -0.05% 2.79%
Guild Mortgage Company 7, -0.05% 6.15%
Fairway Independent Mort Corp 8, -0.05% 2.61%
Cornerstone Home Lending, Inc 9, -0.04% 2.42%
BancorpSouth Bank 10, -0.03% 3.35%
Southwest Funding LP 11, -0.03% 1.86%
Mortgage Financial Services 12, -0.02% 2.98%
Wells Fargo Bank 13, -0.01% 2.05%
Usaa Federal Savings Bank 14, -0.01% 0.37%
Quicken Loans 15, -0.01% 26.63%
Guaranteed Rate Affinity 16, -0.00% 0.37%
Amcap Mortgage Ltd 17, 0.01% 0.19%
Supreme Lending/ Everett Financial Inc 18, 0.02% 1.30%
Academy Mortgage Corporation 19, 0.03% 0.37%
Verabank 20, 0.14% 5.59%
East Texas Professional CU 21, 0.21% 13.97%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Southside Bank 1, -0.16% 3.87%
JPMorgan Chase Bank 2, -0.16% 4.14%
Guaranteed Rate Affinity 3, -0.12% 1.74%
Austin Bank Texas 4, -0.11% 2.87%
Wells Fargo Bank 5, -0.10% 2.47%
Union Home Mortgage Company 6, -0.08% 4.88%
BancorpSouth Bank 7, -0.07% 3.14%
Gateway First Bank 8, -0.03% 2.34%
Cornerstone Home Lending, Inc 9, -0.03% 2.94%
Fairway Independent Mort Corp 10, -0.02% 5.48%
Usaa Federal Savings Bank 11, -0.01% 1.07%
Guild Mortgage Company 12, -0.01% 10.09%
Quicken Loans 13, -0.01% 14.23%
Mortgage Financial Services 14, 0.02% 1.87%
Academy Mortgage Corporation 15, 0.02% 1.14%
Supreme Lending/ Everett Financial Inc 16, 0.02% 1.80%
Amcap Mortgage Ltd 17, 0.03% 1.14%
Eastman Credit Union 18, 0.05% 21.98%
Southwest Funding LP 19, 0.09% 3.21%
Verabank 20, 0.10% 4.54%
East Texas Professional CU 21, 0.21% 5.08%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Southside Bank 1, -0.16% 4.02%
Wells Fargo Bank 2, -0.14% 2.61%
Guaranteed Rate Affinity 3, -0.13% 2.41%
JPMorgan Chase Bank 4, -0.13% 2.81%
Austin Bank Texas 5, -0.11% 3.31%
BancorpSouth Bank 6, -0.10% 2.91%
Union Home Mortgage Company 7, -0.07% 6.12%
Gateway First Bank 8, -0.02% 2.01%
Cornerstone Home Lending, Inc 9, -0.02% 3.21%
Fairway Independent Mort Corp 10, -0.02% 7.03%
Usaa Federal Savings Bank 11, -0.01% 1.61%
Quicken Loans 12, -0.01% 7.83%
Guild Mortgage Company 13, 0.00% 12.95%
Academy Mortgage Corporation 14, 0.02% 1.51%
Supreme Lending/ Everett Financial Inc 15, 0.03% 2.01%
Mortgage Financial Services 16, 0.03% 2.01%
Amcap Mortgage Ltd 17, 0.03% 1.71%
East Texas Professional CU 18, 0.04% 0.10%
Verabank 19, 0.06% 3.82%
Eastman Credit Union 20, 0.08% 26.10%
Southwest Funding LP 21, 0.12% 3.92%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
JPMorgan Chase Bank 1, -0.18% 6.79%
Southside Bank 2, -0.15% 3.59%
Union Home Mortgage Company 3, -0.11% 2.40%
Austin Bank Texas 4, -0.09% 2.00%
Guild Mortgage Company 5, -0.07% 4.39%
Fairway Independent Mort Corp 6, -0.06% 2.40%
Eastman Credit Union 7, -0.05% 13.77%
Gateway First Bank 8, -0.05% 2.99%
Cornerstone Home Lending, Inc 9, -0.04% 2.40%
BancorpSouth Bank 10, -0.03% 3.59%
Southwest Funding LP 11, -0.03% 1.80%
Mortgage Financial Services 12, -0.02% 1.60%
Wells Fargo Bank 13, -0.01% 2.20%
Quicken Loans 14, -0.01% 26.95%
Guaranteed Rate Affinity 15, -0.00% 0.40%
Supreme Lending/ Everett Financial Inc 16, 0.02% 1.40%
Academy Mortgage Corporation 17, 0.03% 0.40%
Verabank 18, 0.14% 5.99%
East Texas Professional CU 19, 0.21% 14.97%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.20% 8.10%
BancorpSouth Bank 2, -0.19% 1.47%
Guaranteed Rate Affinity 3, -0.14% 4.60%
Amcap Mortgage Ltd 4, -0.11% 6.63%
Academy Mortgage Corporation 5, -0.07% 3.50%
Supreme Lending/ Everett Financial Inc 6, -0.06% 2.58%
Eastman Credit Union 7, -0.04% 0.74%
Gateway First Bank 8, -0.00% 3.87%
Mortgage Financial Services 9, 0.01% 8.66%
Fairway Independent Mort Corp 10, 0.02% 8.10%
Union Home Mortgage Company 11, 0.05% 10.31%
Guild Mortgage Company 12, 0.07% 33.89%
Southwest Funding LP 13, 0.07% 7.55%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.23% 7.28%
BancorpSouth Bank 2, -0.19% 1.53%
Guaranteed Rate Affinity 3, -0.15% 4.79%
Amcap Mortgage Ltd 4, -0.12% 6.90%
Academy Mortgage Corporation 5, -0.07% 3.64%
Supreme Lending/ Everett Financial Inc 6, -0.07% 2.68%
Eastman Credit Union 7, -0.04% 0.77%
Gateway First Bank 8, -0.01% 4.02%
Mortgage Financial Services 9, 0.02% 7.66%
Fairway Independent Mort Corp 10, 0.02% 8.24%
Union Home Mortgage Company 11, 0.05% 10.54%
Guild Mortgage Company 12, 0.07% 34.29%
Southwest Funding LP 13, 0.08% 7.66%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Mortgage Financial Services 1, -0.02% 33.33%
Southwest Funding LP 2, -0.01% 4.76%
Guild Mortgage Company 3, -0.01% 23.81%
Union Home Mortgage Company 4, 0.00% 4.76%
Fairway Independent Mort Corp 5, 0.01% 4.76%
Quicken Loans 6, 0.02% 28.57%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.00% 33.33%
Southside Bank 2, -0.00% 16.67%
Eastman Credit Union 3, -0.00% 16.67%
Austin Bank Texas 4, 0.01% 16.67%
JPMorgan Chase Bank 5, 0.01% 16.67%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Eastman Credit Union 1, -0.00% 25.00%
Quicken Loans 2, -0.00% 25.00%
Austin Bank Texas 3, 0.00% 25.00%
JPMorgan Chase Bank 4, 0.00% 25.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.00% 50.00%
Southside Bank 2, 0.00% 50.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Usaa Federal Savings Bank 1, -0.12% 13.73%
Gateway First Bank 2, -0.10% 2.61%
Guaranteed Rate Affinity 3, -0.07% 7.84%
Academy Mortgage Corporation 4, -0.06% 0.65%
BancorpSouth Bank 5, -0.05% 0.65%
Verabank 6, -0.05% 0.65%
Southside Bank 7, -0.04% 0.65%
Cornerstone Home Lending, Inc 8, -0.04% 0.65%
Eastman Credit Union 9, -0.04% 0.65%
Amcap Mortgage Ltd 10, -0.04% 5.23%
Wells Fargo Bank 11, -0.04% 1.31%
JPMorgan Chase Bank 12, -0.03% 0.65%
Supreme Lending/ Everett Financial Inc 13, -0.03% 0.65%
Mortgage Financial Services 14, -0.02% 2.61%
Fairway Independent Mort Corp 15, -0.02% 5.23%
Quicken Loans 16, -0.01% 7.84%
Guild Mortgage Company 17, 0.04% 24.84%
Union Home Mortgage Company 18, 0.06% 5.88%
Southwest Funding LP 19, 0.11% 17.65%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Usaa Federal Savings Bank 1, -0.13% 13.57%
Gateway First Bank 2, -0.10% 2.86%
Guaranteed Rate Affinity 3, -0.08% 8.57%
Academy Mortgage Corporation 4, -0.06% 0.71%
BancorpSouth Bank 5, -0.05% 0.71%
Verabank 6, -0.05% 0.71%
Southside Bank 7, -0.05% 0.71%
Eastman Credit Union 8, -0.05% 0.71%
Amcap Mortgage Ltd 9, -0.04% 5.00%
Wells Fargo Bank 10, -0.04% 1.43%
JPMorgan Chase Bank 11, -0.04% 0.71%
Supreme Lending/ Everett Financial Inc 12, -0.03% 0.71%
Mortgage Financial Services 13, -0.02% 2.14%
Quicken Loans 14, -0.02% 7.86%
Fairway Independent Mort Corp 15, -0.02% 5.00%
Guild Mortgage Company 16, 0.05% 22.86%
Union Home Mortgage Company 17, 0.06% 6.43%
Southwest Funding LP 18, 0.11% 19.29%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Usaa Federal Savings Bank 1, -0.01% 15.38%
Fairway Independent Mort Corp 2, -0.00% 7.69%
Cornerstone Home Lending, Inc 3, -0.00% 7.69%
Guild Mortgage Company 4, -0.00% 46.15%
Mortgage Financial Services 5, 0.01% 7.69%
Amcap Mortgage Ltd 6, 0.01% 7.69%
Quicken Loans 7, 0.01% 7.69%

* Data is compiled for the Longview, TX commuting zone area, which comprises of counties of Gregg County, TX, Harrison County, TX, Marion County, TX, Panola County, TX, Rusk County, TX, and Upshur County, TX. This includes cities/towns/communities of Longview, TX as well as Marshall, TX, Hallsville, TX, Gilmer, TX, Henderson, TX, Ore City, TX, Liberty City, TX, Kilgore, TX, Lake Cherokee, TX, Nesbitt, TX, Carthage, TX, Kilgore, TX, Gladewater, TX, East Mountain, TX, Big Sandy, TX, White Oak, TX, Lakeport, TX, Gladewater, TX, Waskom, TX, Overton, TX, Pine Harbor, TX, Beckville, TX, Jefferson, TX, Gary City, TX, Mount Enterprise, TX, and Reklaw, TX. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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