Top Mortgage Lenders in the Lafayette, LA area

Which mortgage lender in the Lafayette, LA area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Lafayette, LA area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Lafayette, LA area is Home Point Financial Corporation, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.22%. This means that Home Point Financial Corporation provided a -0.22% lower interest rate for its customers than other lenders in Lafayette, LA for a similar set of borrowers. Home Point Financial Corporation has a market share of 8.8%. On the other hand, the most popular lender in the market is Gmfs, with a market share of 9.5%. Gmfs is an average rate lender in this area, with a “Rate Difference” of -0.06% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Lafayette, LA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Lafayette, LA is Home Point Financial Corporation. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Hancock Whitney Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Home Point Financial Corporation. The cheapest VA mortgage provider is DSLD Mortgage. To get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders by “Rate Rank” for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Home Point Financial Corporation 1, -0.22% 8.79%
Standard Mortgage Corporation 2, -0.13% 2.93%
Fairway Independent Mort Corp 3, -0.09% 3.43%
Advancial Federal Credit Union 4, -0.07% 1.00%
Iberiabank 5, -0.06% 5.67%
Gmfs 6, -0.06% 9.54%
Pennymac Loan Services 7, -0.06% 1.63%
DSLD Mortgage 8, -0.06% 2.16%
Stearns Lending 9, -0.02% 2.22%
Citizens Bank 10, -0.01% 1.03%
JPMorgan Chase Bank 11, 0.00% 4.42%
Hancock Whitney Bank 12, 0.00% 1.61%
Home Bank National Association 13, 0.01% 2.22%
Flagstar Bank 14, 0.01% 2.05%
Crescent Mortgage Company 15, 0.02% 1.46%
Assurance Financial Group 16, 0.02% 9.40%
Navy Federal Credit Union 17, 0.02% 0.71%
DHI Mortgage Company Limited 18, 0.03% 1.74%
Freedom Mortgage Corporation 19, 0.03% 2.28%
Ross Mortgage Corporation 20, 0.04% 0.92%
Usaa Federal Savings Bank 21, 0.04% 0.92%
Regions Bank 22, 0.04% 1.17%
Nations Lending Corporation 23, 0.05% 1.13%
Carrington Mortgage Services 24, 0.05% 0.77%
Wells Fargo Bank 25, 0.06% 2.09%
Hometown Lenders INC 26, 0.07% 0.88%
BancorpSouth Bank 27, 0.07% 1.78%
Caliber Home Loans Inc 28, 0.07% 1.99%
Mid America Mortgage Inc 29, 0.07% 2.11%
Fidelity Bank 30, 0.09% 2.55%
Bank of England 31, 0.09% 1.40%
Quicken Loans 32, 0.10% 8.16%
LoanDepot 33, 0.11% 2.11%
Home Point Mortgage Acceptance Corporation 34, 0.12% 1.86%
Nationstar Mortgage 35, 0.13% 1.03%
Mortgage Financial Services 36, 0.18% 1.88%
Southwest Funding LP 37, 0.20% 0.94%
American Financial Resources Inc 38, 0.22% 2.01%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Home Point Financial Corporation 1, -0.25% 9.18%
Standard Mortgage Corporation 2, -0.10% 2.74%
Pennymac Loan Services 3, -0.10% 1.36%
JPMorgan Chase Bank 4, -0.09% 3.30%
Fairway Independent Mort Corp 5, -0.09% 3.73%
Iberiabank 6, -0.07% 4.74%
Gmfs 7, -0.06% 9.86%
Advancial Federal Credit Union 8, -0.06% 0.65%
DSLD Mortgage 9, -0.06% 3.17%
Stearns Lending 10, -0.02% 2.93%
Citizens Bank 11, -0.01% 0.95%
Crescent Mortgage Company 12, -0.00% 1.63%
Hancock Whitney Bank 13, 0.01% 1.51%
Flagstar Bank 14, 0.01% 2.43%
Freedom Mortgage Corporation 15, 0.01% 2.86%
Home Bank National Association 16, 0.02% 1.76%
Navy Federal Credit Union 17, 0.02% 0.83%
DHI Mortgage Company Limited 18, 0.02% 2.56%
Wells Fargo Bank 19, 0.03% 1.85%
Ross Mortgage Corporation 20, 0.03% 1.23%
Carrington Mortgage Services 21, 0.04% 0.34%
Usaa Federal Savings Bank 22, 0.04% 1.08%
Nations Lending Corporation 23, 0.04% 0.74%
Regions Bank 24, 0.05% 1.11%
Hometown Lenders INC 25, 0.06% 0.77%
Bank of England 26, 0.07% 1.42%
Caliber Home Loans Inc 27, 0.08% 2.53%
Assurance Financial Group 28, 0.08% 10.07%
Mid America Mortgage Inc 29, 0.08% 2.53%
Quicken Loans 30, 0.09% 4.31%
BancorpSouth Bank 31, 0.09% 2.00%
Fidelity Bank 32, 0.09% 3.26%
LoanDepot 33, 0.11% 0.89%
Home Point Mortgage Acceptance Corporation 34, 0.13% 2.62%
Nationstar Mortgage 35, 0.14% 0.68%
Mortgage Financial Services 36, 0.19% 2.49%
Southwest Funding LP 37, 0.22% 1.20%
American Financial Resources Inc 38, 0.23% 2.71%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Standard Mortgage Corporation 1, -0.16% 3.33%
Home Point Financial Corporation 2, -0.15% 7.96%
Assurance Financial Group 3, -0.14% 7.96%
Fairway Independent Mort Corp 4, -0.11% 2.81%
Advancial Federal Credit Union 5, -0.07% 1.76%
Gmfs 6, -0.07% 8.88%
Iberiabank 7, -0.06% 7.64%
BancorpSouth Bank 8, -0.02% 1.31%
Citizens Bank 9, -0.00% 1.17%
Pennymac Loan Services 10, -0.00% 2.22%
Hancock Whitney Bank 11, 0.00% 1.83%
Home Bank National Association 12, 0.00% 3.20%
Caliber Home Loans Inc 13, 0.02% 0.85%
Navy Federal Credit Union 14, 0.02% 0.46%
Usaa Federal Savings Bank 15, 0.02% 0.59%
American Financial Resources Inc 16, 0.03% 0.52%
Regions Bank 17, 0.03% 1.31%
Fidelity Bank 18, 0.03% 1.04%
Flagstar Bank 19, 0.03% 1.24%
Southwest Funding LP 20, 0.03% 0.39%
Ross Mortgage Corporation 21, 0.04% 0.26%
Mid America Mortgage Inc 22, 0.04% 1.24%
Stearns Lending 23, 0.04% 0.72%
Home Point Mortgage Acceptance Corporation 24, 0.05% 0.26%
Nations Lending Corporation 25, 0.06% 1.96%
Carrington Mortgage Services 26, 0.06% 1.70%
Crescent Mortgage Company 27, 0.07% 1.11%
Hometown Lenders INC 28, 0.08% 1.11%
Mortgage Financial Services 29, 0.08% 0.59%
JPMorgan Chase Bank 30, 0.09% 6.79%
Quicken Loans 31, 0.11% 16.32%
Freedom Mortgage Corporation 32, 0.11% 1.04%
LoanDepot 33, 0.11% 4.70%
Wells Fargo Bank 34, 0.12% 2.61%
Nationstar Mortgage 35, 0.12% 1.76%
Bank of England 36, 0.14% 1.37%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Home Point Financial Corporation 1, -0.17% 8.69%
Fairway Independent Mort Corp 2, -0.11% 3.30%
Standard Mortgage Corporation 3, -0.10% 3.63%
Gmfs 4, -0.08% 9.54%
Iberiabank 5, -0.06% 7.81%
Advancial Federal Credit Union 6, -0.06% 1.57%
Pennymac Loan Services 7, -0.06% 1.27%
Assurance Financial Group 8, -0.02% 11.30%
DSLD Mortgage 9, -0.02% 2.19%
DHI Mortgage Company Limited 10, -0.01% 0.75%
Citizens Bank 11, -0.01% 1.47%
JPMorgan Chase Bank 12, 0.00% 6.40%
Hancock Whitney Bank 13, 0.01% 1.89%
Home Bank National Association 14, 0.02% 2.97%
Ross Mortgage Corporation 15, 0.02% 0.65%
Usaa Federal Savings Bank 16, 0.03% 0.52%
Crescent Mortgage Company 17, 0.03% 1.93%
Stearns Lending 18, 0.04% 0.59%
Nations Lending Corporation 19, 0.05% 0.46%
Regions Bank 20, 0.06% 1.47%
American Financial Resources Inc 21, 0.06% 0.23%
Wells Fargo Bank 22, 0.07% 3.14%
Hometown Lenders INC 23, 0.07% 1.11%
Flagstar Bank 24, 0.08% 1.70%
Carrington Mortgage Services 25, 0.09% 0.49%
BancorpSouth Bank 26, 0.09% 2.25%
Fidelity Bank 27, 0.10% 3.17%
LoanDepot 28, 0.11% 1.83%
Bank of England 29, 0.11% 1.73%
Caliber Home Loans Inc 30, 0.11% 0.98%
Mid America Mortgage Inc 31, 0.11% 0.72%
Freedom Mortgage Corporation 32, 0.11% 1.27%
Navy Federal Credit Union 33, 0.12% 0.42%
Quicken Loans 34, 0.13% 8.66%
Southwest Funding LP 35, 0.14% 0.36%
Nationstar Mortgage 36, 0.14% 0.49%
Home Point Mortgage Acceptance Corporation 37, 0.16% 1.60%
Mortgage Financial Services 38, 0.22% 1.44%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Home Point Financial Corporation 1, -0.17% 9.35%
Fairway Independent Mort Corp 2, -0.11% 3.56%
JPMorgan Chase Bank 3, -0.09% 5.26%
Gmfs 4, -0.09% 9.40%
Pennymac Loan Services 5, -0.08% 1.38%
Iberiabank 6, -0.07% 6.80%
Advancial Federal Credit Union 7, -0.05% 1.12%
Standard Mortgage Corporation 8, -0.05% 3.29%
DSLD Mortgage 9, -0.02% 3.56%
DHI Mortgage Company Limited 10, -0.01% 1.22%
Citizens Bank 11, -0.01% 1.49%
Crescent Mortgage Company 12, 0.01% 2.23%
Ross Mortgage Corporation 13, 0.01% 0.85%
Hancock Whitney Bank 14, 0.02% 1.96%
Stearns Lending 15, 0.02% 0.69%
Usaa Federal Savings Bank 16, 0.03% 0.69%
Home Bank National Association 17, 0.03% 2.44%
Nationstar Mortgage 18, 0.03% 0.05%
Wells Fargo Bank 19, 0.04% 3.08%
Nations Lending Corporation 20, 0.04% 0.48%
Assurance Financial Group 21, 0.04% 12.37%
LoanDepot 22, 0.06% 0.64%
Hometown Lenders INC 23, 0.06% 1.01%
Regions Bank 24, 0.07% 1.38%
American Financial Resources Inc 25, 0.08% 0.27%
Bank of England 26, 0.08% 1.81%
Flagstar Bank 27, 0.09% 2.02%
Carrington Mortgage Services 28, 0.10% 0.16%
Freedom Mortgage Corporation 29, 0.10% 1.59%
Quicken Loans 30, 0.10% 4.78%
Fidelity Bank 31, 0.11% 4.46%
Mid America Mortgage Inc 32, 0.11% 0.90%
Caliber Home Loans Inc 33, 0.12% 1.43%
BancorpSouth Bank 34, 0.12% 2.71%
Navy Federal Credit Union 35, 0.14% 0.58%
Southwest Funding LP 36, 0.15% 0.53%
Home Point Mortgage Acceptance Corporation 37, 0.16% 2.39%
Mortgage Financial Services 38, 0.23% 2.07%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Home Point Financial Corporation 1, -0.17% 7.64%
Standard Mortgage Corporation 2, -0.16% 4.16%
Assurance Financial Group 3, -0.15% 9.59%
Fairway Independent Mort Corp 4, -0.13% 2.89%
Gmfs 5, -0.07% 9.76%
Advancial Federal Credit Union 6, -0.07% 2.29%
Iberiabank 7, -0.06% 9.42%
BancorpSouth Bank 8, -0.01% 1.53%
Pennymac Loan Services 9, -0.01% 1.10%
Citizens Bank 10, 0.00% 1.44%
Hancock Whitney Bank 11, 0.00% 1.78%
Home Bank National Association 12, 0.01% 3.82%
American Financial Resources Inc 13, 0.01% 0.17%
Caliber Home Loans Inc 14, 0.02% 0.25%
Usaa Federal Savings Bank 15, 0.02% 0.25%
Navy Federal Credit Union 16, 0.02% 0.17%
Regions Bank 17, 0.04% 1.61%
Fidelity Bank 18, 0.04% 1.10%
Ross Mortgage Corporation 19, 0.04% 0.34%
Flagstar Bank 20, 0.04% 1.19%
Home Point Mortgage Acceptance Corporation 21, 0.05% 0.34%
Southwest Funding LP 22, 0.06% 0.08%
Nations Lending Corporation 23, 0.07% 0.42%
Stearns Lending 24, 0.08% 0.42%
Crescent Mortgage Company 25, 0.08% 1.44%
Mid America Mortgage Inc 26, 0.09% 0.42%
Carrington Mortgage Services 27, 0.09% 1.02%
Hometown Lenders INC 28, 0.09% 1.27%
JPMorgan Chase Bank 29, 0.11% 8.23%
Mortgage Financial Services 30, 0.11% 0.42%
LoanDepot 31, 0.13% 3.74%
Wells Fargo Bank 32, 0.13% 3.23%
Quicken Loans 33, 0.15% 14.86%
Nationstar Mortgage 34, 0.16% 1.19%
Bank of England 35, 0.16% 1.61%
Freedom Mortgage Corporation 36, 0.16% 0.76%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Home Point Financial Corporation 1, -0.39% 9.33%
Standard Mortgage Corporation 2, -0.27% 1.90%
DSLD Mortgage 3, -0.16% 1.16%
Flagstar Bank 4, -0.10% 2.39%
Pennymac Loan Services 5, -0.10% 1.98%
Fairway Independent Mort Corp 6, -0.08% 3.14%
Crescent Mortgage Company 7, -0.06% 0.58%
Home Bank National Association 8, -0.06% 0.66%
Iberiabank 9, -0.05% 1.49%
Stearns Lending 10, -0.05% 6.28%
Gmfs 11, -0.04% 10.40%
Freedom Mortgage Corporation 12, -0.03% 3.63%
Citizens Bank 13, -0.02% 0.25%
BancorpSouth Bank 14, -0.01% 0.66%
Regions Bank 15, -0.01% 0.41%
Hancock Whitney Bank 16, 0.01% 0.83%
Navy Federal Credit Union 17, 0.01% 0.08%
Carrington Mortgage Services 18, 0.02% 1.57%
Quicken Loans 19, 0.03% 7.68%
DHI Mortgage Company Limited 20, 0.03% 3.88%
JPMorgan Chase Bank 21, 0.04% 0.25%
Nations Lending Corporation 22, 0.04% 2.15%
Ross Mortgage Corporation 23, 0.04% 1.82%
Hometown Lenders INC 24, 0.05% 0.41%
Caliber Home Loans Inc 25, 0.05% 4.79%
Bank of England 26, 0.06% 0.83%
Mid America Mortgage Inc 27, 0.07% 4.87%
Home Point Mortgage Acceptance Corporation 28, 0.09% 2.81%
Fidelity Bank 29, 0.09% 1.07%
LoanDepot 30, 0.10% 2.15%
Nationstar Mortgage 31, 0.13% 2.31%
Mortgage Financial Services 32, 0.17% 2.89%
Assurance Financial Group 33, 0.22% 6.19%
Southwest Funding LP 34, 0.22% 2.48%
American Financial Resources Inc 35, 0.24% 6.69%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Home Point Financial Corporation 1, -0.43% 9.69%
Standard Mortgage Corporation 2, -0.27% 2.23%
Pennymac Loan Services 3, -0.17% 1.26%
DSLD Mortgage 4, -0.16% 1.36%
Flagstar Bank 5, -0.10% 2.71%
Fairway Independent Mort Corp 6, -0.08% 3.68%
Iberiabank 7, -0.06% 1.55%
Crescent Mortgage Company 8, -0.06% 0.68%
Home Bank National Association 9, -0.06% 0.78%
Stearns Lending 10, -0.05% 7.07%
Gmfs 11, -0.04% 11.05%
Freedom Mortgage Corporation 12, -0.04% 4.07%
Citizens Bank 13, -0.01% 0.29%
BancorpSouth Bank 14, -0.01% 0.78%
Regions Bank 15, -0.00% 0.48%
Hancock Whitney Bank 16, 0.01% 0.68%
Carrington Mortgage Services 17, 0.01% 0.58%
Navy Federal Credit Union 18, 0.01% 0.10%
JPMorgan Chase Bank 19, 0.02% 0.10%
Nations Lending Corporation 20, 0.03% 1.07%
DHI Mortgage Company Limited 21, 0.03% 4.55%
Ross Mortgage Corporation 22, 0.05% 2.13%
Caliber Home Loans Inc 23, 0.05% 5.23%
Hometown Lenders INC 24, 0.06% 0.29%
Quicken Loans 25, 0.06% 3.97%
Bank of England 26, 0.06% 0.87%
Mid America Mortgage Inc 27, 0.08% 5.04%
Home Point Mortgage Acceptance Corporation 28, 0.09% 3.29%
Fidelity Bank 29, 0.10% 1.26%
LoanDepot 30, 0.14% 1.65%
Nationstar Mortgage 31, 0.14% 1.94%
Mortgage Financial Services 32, 0.18% 3.10%
Assurance Financial Group 33, 0.24% 6.69%
American Financial Resources Inc 34, 0.25% 7.36%
Southwest Funding LP 35, 0.27% 2.42%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Home Point Financial Corporation 1, -0.09% 7.26%
Stearns Lending 2, -0.03% 1.68%
Pennymac Loan Services 3, -0.02% 6.15%
Gmfs 4, -0.02% 6.70%
Quicken Loans 5, -0.01% 29.05%
Caliber Home Loans Inc 6, -0.01% 2.23%
Flagstar Bank 7, -0.01% 0.56%
Hancock Whitney Bank 8, 0.00% 1.68%
Assurance Financial Group 9, 0.00% 3.35%
Southwest Funding LP 10, 0.01% 2.79%
Carrington Mortgage Services 11, 0.01% 7.26%
Iberiabank 12, 0.01% 1.12%
American Financial Resources Inc 13, 0.01% 2.79%
Bank of England 14, 0.01% 0.56%
Hometown Lenders INC 15, 0.02% 1.12%
Mid America Mortgage Inc 16, 0.02% 3.91%
LoanDepot 17, 0.02% 5.03%
Mortgage Financial Services 18, 0.03% 1.68%
JPMorgan Chase Bank 19, 0.04% 1.12%
Freedom Mortgage Corporation 20, 0.04% 1.12%
Nations Lending Corporation 21, 0.05% 8.38%
Nationstar Mortgage 22, 0.08% 4.47%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Hancock Whitney Bank 1, -0.05% 20.00%
Quicken Loans 2, -0.00% 4.44%
Fidelity Bank 3, -0.00% 2.22%
Bank of England 4, 0.00% 2.22%
Standard Mortgage Corporation 5, 0.00% 2.22%
Navy Federal Credit Union 6, 0.00% 2.22%
Flagstar Bank 7, 0.00% 4.44%
Regions Bank 8, 0.00% 6.67%
Wells Fargo Bank 9, 0.01% 2.22%
JPMorgan Chase Bank 10, 0.01% 17.78%
Caliber Home Loans Inc 11, 0.01% 2.22%
Assurance Financial Group 12, 0.01% 4.44%
Iberiabank 13, 0.02% 11.11%
Fairway Independent Mort Corp 14, 0.02% 2.22%
Home Bank National Association 15, 0.02% 15.56%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Hancock Whitney Bank 1, -0.07% 25.00%
Regions Bank 2, 0.00% 10.00%
Bank of England 3, 0.01% 5.00%
Standard Mortgage Corporation 4, 0.01% 5.00%
Flagstar Bank 5, 0.01% 5.00%
Assurance Financial Group 6, 0.02% 5.00%
Home Bank National Association 7, 0.02% 15.00%
Iberiabank 8, 0.03% 15.00%
JPMorgan Chase Bank 9, 0.05% 15.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Hancock Whitney Bank 1, -0.02% 16.00%
JPMorgan Chase Bank 2, -0.01% 20.00%
Quicken Loans 3, -0.01% 8.00%
Fidelity Bank 4, -0.01% 4.00%
Navy Federal Credit Union 5, -0.00% 4.00%
Flagstar Bank 6, -0.00% 4.00%
Wells Fargo Bank 7, 0.01% 4.00%
Caliber Home Loans Inc 8, 0.01% 4.00%
Iberiabank 9, 0.01% 8.00%
Fairway Independent Mort Corp 10, 0.01% 4.00%
Assurance Financial Group 11, 0.01% 4.00%
Regions Bank 12, 0.02% 4.00%
Home Bank National Association 13, 0.02% 16.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
DSLD Mortgage 1, -0.11% 4.76%
Home Point Financial Corporation 2, -0.09% 8.87%
Navy Federal Credit Union 3, -0.06% 4.11%
Fairway Independent Mort Corp 4, -0.04% 5.19%
Iberiabank 5, -0.03% 1.95%
Freedom Mortgage Corporation 6, -0.02% 5.63%
Flagstar Bank 7, -0.01% 3.25%
Standard Mortgage Corporation 8, -0.01% 1.08%
BancorpSouth Bank 9, -0.00% 1.73%
Pennymac Loan Services 10, -0.00% 3.25%
Caliber Home Loans Inc 11, -0.00% 1.30%
Fidelity Bank 12, 0.00% 2.38%
Gmfs 13, 0.00% 8.23%
Mid America Mortgage Inc 14, 0.01% 4.33%
Crescent Mortgage Company 15, 0.01% 0.87%
Regions Bank 16, 0.01% 0.65%
Stearns Lending 17, 0.02% 2.60%
Carrington Mortgage Services 18, 0.02% 0.65%
Citizens Bank 19, 0.02% 0.22%
Wells Fargo Bank 20, 0.02% 0.65%
Assurance Financial Group 21, 0.03% 5.63%
Nations Lending Corporation 22, 0.03% 3.03%
Usaa Federal Savings Bank 23, 0.03% 6.06%
Bank of England 24, 0.03% 0.65%
JPMorgan Chase Bank 25, 0.03% 0.87%
DHI Mortgage Company Limited 26, 0.03% 2.81%
Ross Mortgage Corporation 27, 0.04% 0.43%
Home Point Mortgage Acceptance Corporation 28, 0.04% 1.30%
American Financial Resources Inc 29, 0.04% 1.73%
Mortgage Financial Services 30, 0.05% 2.38%
Quicken Loans 31, 0.05% 6.49%
Hometown Lenders INC 32, 0.06% 0.65%
Nationstar Mortgage 33, 0.06% 1.30%
Southwest Funding LP 34, 0.09% 0.87%
LoanDepot 35, 0.10% 4.11%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
DSLD Mortgage 1, -0.10% 7.05%
Home Point Financial Corporation 2, -0.08% 7.05%
Navy Federal Credit Union 3, -0.07% 4.81%
Iberiabank 4, -0.04% 2.24%
Freedom Mortgage Corporation 5, -0.03% 6.73%
Fairway Independent Mort Corp 6, -0.03% 5.13%
Flagstar Bank 7, -0.01% 3.85%
Standard Mortgage Corporation 8, -0.01% 0.96%
BancorpSouth Bank 9, -0.00% 1.92%
Pennymac Loan Services 10, -0.00% 1.60%
Fidelity Bank 11, 0.00% 2.88%
Crescent Mortgage Company 12, 0.01% 1.28%
Regions Bank 13, 0.01% 0.96%
Caliber Home Loans Inc 14, 0.02% 0.32%
Wells Fargo Bank 15, 0.02% 0.64%
Carrington Mortgage Services 16, 0.02% 0.64%
Mid America Mortgage Inc 17, 0.02% 4.17%
Stearns Lending 18, 0.02% 2.88%
Gmfs 19, 0.02% 9.29%
Assurance Financial Group 20, 0.03% 7.69%
JPMorgan Chase Bank 21, 0.03% 1.28%
Nationstar Mortgage 22, 0.04% 0.32%
DHI Mortgage Company Limited 23, 0.04% 4.17%
Ross Mortgage Corporation 24, 0.04% 0.64%
Bank of England 25, 0.04% 0.64%
Home Point Mortgage Acceptance Corporation 26, 0.04% 1.92%
Usaa Federal Savings Bank 27, 0.04% 7.05%
Mortgage Financial Services 28, 0.05% 3.21%
American Financial Resources Inc 29, 0.05% 2.24%
Hometown Lenders INC 30, 0.06% 0.96%
Nations Lending Corporation 31, 0.08% 1.28%
Quicken Loans 32, 0.08% 2.88%
Southwest Funding LP 33, 0.10% 1.28%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Home Point Financial Corporation 1, -0.10% 12.67%
Gmfs 2, -0.06% 6.00%
Fairway Independent Mort Corp 3, -0.05% 5.33%
Mid America Mortgage Inc 4, -0.02% 4.67%
Flagstar Bank 5, -0.02% 2.00%
Standard Mortgage Corporation 6, -0.02% 1.33%
Iberiabank 7, -0.01% 1.33%
Caliber Home Loans Inc 8, -0.01% 3.33%
Navy Federal Credit Union 9, -0.01% 2.67%
Pennymac Loan Services 10, -0.01% 6.67%
Usaa Federal Savings Bank 11, -0.00% 4.00%
BancorpSouth Bank 12, -0.00% 1.33%
Fidelity Bank 13, 0.00% 1.33%
Nations Lending Corporation 14, 0.01% 6.67%
American Financial Resources Inc 15, 0.01% 0.67%
Mortgage Financial Services 16, 0.01% 0.67%
Bank of England 17, 0.01% 0.67%
Assurance Financial Group 18, 0.01% 1.33%
Citizens Bank 19, 0.02% 0.67%
Stearns Lending 20, 0.02% 2.00%
Freedom Mortgage Corporation 21, 0.02% 3.33%
Carrington Mortgage Services 22, 0.03% 0.67%
Quicken Loans 23, 0.03% 14.00%
Wells Fargo Bank 24, 0.04% 0.67%
Nationstar Mortgage 25, 0.06% 3.33%
LoanDepot 26, 0.10% 12.67%

* Data is compiled for the Lafayette, LA commuting zone area, which comprises of counties of Acadia Parish, LA, Evangeline Parish, LA, Iberia Parish, LA, Lafayette Parish, LA, St. Landry Parish, LA, St. Martin Parish, LA, and Vermilion Parish, LA. This includes cities/towns/communities of Lafayette, LA as well as Broussard, LA, Carencro, LA, New Iberia, LA, Opelousas, LA, Maurice, LA, Scott, LA, Duson, LA, Breaux Bridge, LA, Grand Coteau, LA, Abbeville, LA, Ossun, LA, Ville Platte, LA, Henderson, LA, Eunice, LA, Crowley, LA, Sunset, LA, Branch, LA, Rayne, LA, Arnaudville, LA, Kaplan, LA, Egan, LA, Loreauville, LA, Eunice, LA, Turkey Creek, LA, Parks, LA, Washington, LA, Delcambre, LA, Broussard, LA, Catahoula, LA, Jeanerette, LA, Church Point, LA, Arnaudville, LA, Lydia, LA, Delcambre, LA, Port Barre, LA, Chataignier, LA, Mamou, LA, St. Martinville, LA, Reddell, LA, Palmetto, LA, Basile, LA, Estherwood, LA, Gueydan, LA, Krotz Springs, LA, and Pine Prairie, LA. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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