Top Mortgage Lenders in the Kennewick, WA area

Which mortgage lender in the Kennewick, WA area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Kennewick, WA area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Kennewick, WA area is HomeBridge Financial Services, Inc, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.18%. This means that HomeBridge Financial Services, Inc provided a -0.18% lower interest rate for its customers than other lenders in Kennewick, WA for a similar set of borrowers. HomeBridge Financial Services, Inc has a market share of 4.6%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 8.9%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.10% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Kennewick, WA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Kennewick, WA is HomeBridge Financial Services, Inc. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Us Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Banner Bank. The cheapest VA mortgage provider is Navy Federal Credit Union. To get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders by “Rate Rank” for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
HomeBridge Financial Services, Inc 1, -0.18% 4.63%
GESA Credit Union 2, -0.16% 8.42%
Bank of America 3, -0.14% 1.02%
Spokane Teachers Credit Union 4, -0.13% 1.94%
JPMorgan Chase Bank 5, -0.09% 2.18%
Yakima Federal Savings and Loan Association 6, -0.09% 1.10%
Cherry Creek Mortgage Co Inc 7, -0.08% 1.74%
Banner Bank 8, -0.08% 2.91%
Provident Funding Associates 9, -0.07% 0.81%
Fairway Independent Mort Corp 10, -0.07% 0.90%
LoanDepot 11, -0.06% 1.87%
Caliber Home Loans Inc 12, -0.06% 4.22%
Navy Federal Credit Union 13, -0.06% 0.48%
Primary Residential Mortgage Inc 14, -0.04% 0.50%
Churchill Mortgage Corporation 15, -0.04% 2.14%
Amerisave Mortgage Corporation 16, -0.04% 0.47%
Flagstar Bank 17, -0.04% 4.84%
Usaa Federal Savings Bank 18, -0.02% 1.29%
Washington Trust Bank 19, -0.02% 0.55%
Wells Fargo Bank 20, -0.00% 2.71%
Us Bank 21, 0.00% 1.56%
CMG Mortgage Inc 22, 0.00% 1.41%
Guild Mortgage Company 23, 0.01% 1.08%
Numerica Credit Union 24, 0.01% 0.90%
Pennymac Loan Services 25, 0.01% 1.08%
Carrington Mortgage Services 26, 0.01% 0.76%
Umpqua Bank 27, 0.02% 5.96%
KeyBank National Association 28, 0.03% 0.49%
The Federal Savings Bank 29, 0.03% 0.44%
Landmark Professional Mortgage Corporation 30, 0.03% 0.90%
Finance of America Mortgage 31, 0.04% 3.28%
1st Security Bank of Washington 32, 0.04% 4.49%
Freedom Mortgage Corporation 33, 0.05% 0.73%
Academy Mortgage Corporation 34, 0.05% 2.91%
American Pacific Mortgage Corporation 35, 0.06% 1.12%
HAPO Community Credit Union 36, 0.07% 2.53%
Primelending 37, 0.07% 4.36%
Nationstar Mortgage 38, 0.08% 0.71%
Quicken Loans 39, 0.10% 8.89%
Premier Mortgage Resources 40, 0.12% 1.54%
HomeStreet Bank 41, 0.15% 3.50%
Evergreen Moneysource Mortgage Company 42, 0.16% 2.13%
Summit Funding Inc 43, 0.21% 4.50%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
HomeBridge Financial Services, Inc 1, -0.23% 6.04%
JPMorgan Chase Bank 2, -0.21% 1.97%
Bank of America 3, -0.21% 1.15%
Wells Fargo Bank 4, -0.13% 1.94%
Us Bank 5, -0.13% 0.97%
Spokane Teachers Credit Union 6, -0.12% 1.94%
Cherry Creek Mortgage Co Inc 7, -0.10% 1.83%
GESA Credit Union 8, -0.09% 7.39%
Banner Bank 9, -0.08% 3.30%
Navy Federal Credit Union 10, -0.07% 0.63%
Provident Funding Associates 11, -0.07% 0.75%
Flagstar Bank 12, -0.06% 4.70%
Caliber Home Loans Inc 13, -0.06% 3.89%
Primary Residential Mortgage Inc 14, -0.05% 0.68%
Yakima Federal Savings and Loan Association 15, -0.05% 0.88%
Carrington Mortgage Services 16, -0.04% 0.20%
Fairway Independent Mort Corp 17, -0.04% 0.81%
Churchill Mortgage Corporation 18, -0.04% 2.53%
CMG Mortgage Inc 19, -0.02% 1.83%
Washington Trust Bank 20, -0.02% 0.77%
Usaa Federal Savings Bank 21, -0.02% 1.52%
LoanDepot 22, -0.02% 0.29%
The Federal Savings Bank 23, -0.01% 0.02%
Freedom Mortgage Corporation 24, -0.01% 0.07%
Nationstar Mortgage 25, -0.01% 0.05%
HAPO Community Credit Union 26, -0.01% 1.56%
Pennymac Loan Services 27, -0.00% 0.16%
KeyBank National Association 28, 0.00% 0.23%
Guild Mortgage Company 29, 0.00% 1.20%
Numerica Credit Union 30, 0.01% 0.72%
Quicken Loans 31, 0.02% 2.40%
Umpqua Bank 32, 0.03% 7.10%
Finance of America Mortgage 33, 0.03% 4.59%
Landmark Professional Mortgage Corporation 34, 0.05% 1.04%
1st Security Bank of Washington 35, 0.06% 6.65%
Primelending 36, 0.07% 6.63%
American Pacific Mortgage Corporation 37, 0.07% 1.54%
Academy Mortgage Corporation 38, 0.08% 4.00%
Premier Mortgage Resources 39, 0.13% 2.08%
HomeStreet Bank 40, 0.15% 4.95%
Evergreen Moneysource Mortgage Company 41, 0.18% 2.87%
Summit Funding Inc 42, 0.23% 6.11%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
GESA Credit Union 1, -0.23% 9.72%
Spokane Teachers Credit Union 2, -0.14% 1.94%
Yakima Federal Savings and Loan Association 3, -0.11% 1.37%
Fairway Independent Mort Corp 4, -0.10% 1.00%
Provident Funding Associates 5, -0.08% 0.88%
Banner Bank 6, -0.07% 2.42%
Caliber Home Loans Inc 7, -0.07% 4.64%
LoanDepot 8, -0.06% 3.85%
HomeBridge Financial Services, Inc 9, -0.06% 2.85%
Cherry Creek Mortgage Co Inc 10, -0.06% 1.62%
Academy Mortgage Corporation 11, -0.05% 1.54%
Churchill Mortgage Corporation 12, -0.05% 1.65%
1st Security Bank of Washington 13, -0.04% 1.77%
Amerisave Mortgage Corporation 14, -0.04% 1.05%
Usaa Federal Savings Bank 15, -0.03% 1.00%
Bank of America 16, -0.02% 0.85%
Navy Federal Credit Union 17, -0.02% 0.28%
Primary Residential Mortgage Inc 18, -0.01% 0.28%
Washington Trust Bank 19, -0.01% 0.28%
Flagstar Bank 20, -0.01% 5.01%
Umpqua Bank 21, -0.00% 4.53%
American Pacific Mortgage Corporation 22, 0.01% 0.60%
Landmark Professional Mortgage Corporation 23, 0.01% 0.71%
Numerica Credit Union 24, 0.01% 1.11%
Guild Mortgage Company 25, 0.01% 0.94%
Pennymac Loan Services 26, 0.02% 2.25%
Carrington Mortgage Services 27, 0.02% 1.45%
Finance of America Mortgage 28, 0.03% 1.62%
JPMorgan Chase Bank 29, 0.03% 2.45%
The Federal Savings Bank 30, 0.04% 0.97%
KeyBank National Association 31, 0.04% 0.83%
Freedom Mortgage Corporation 32, 0.05% 1.57%
Primelending 33, 0.06% 1.51%
CMG Mortgage Inc 34, 0.06% 0.88%
Us Bank 35, 0.07% 2.31%
Premier Mortgage Resources 36, 0.08% 0.85%
Nationstar Mortgage 37, 0.08% 1.54%
Wells Fargo Bank 38, 0.09% 3.68%
Evergreen Moneysource Mortgage Company 39, 0.09% 1.20%
HAPO Community Credit Union 40, 0.11% 3.76%
Quicken Loans 41, 0.11% 17.07%
Summit Funding Inc 42, 0.14% 2.48%
HomeStreet Bank 43, 0.15% 1.68%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
HomeBridge Financial Services, Inc 1, -0.21% 4.48%
GESA Credit Union 2, -0.17% 11.10%
Bank of America 3, -0.14% 1.32%
Spokane Teachers Credit Union 4, -0.13% 2.62%
JPMorgan Chase Bank 5, -0.10% 2.87%
LoanDepot 6, -0.09% 1.62%
Yakima Federal Savings and Loan Association 7, -0.09% 1.49%
Fairway Independent Mort Corp 8, -0.08% 0.96%
Cherry Creek Mortgage Co Inc 9, -0.08% 1.49%
Provident Funding Associates 10, -0.07% 1.11%
Caliber Home Loans Inc 11, -0.05% 3.91%
Amerisave Mortgage Corporation 12, -0.05% 0.49%
Primary Residential Mortgage Inc 13, -0.05% 0.50%
Banner Bank 14, -0.04% 3.04%
Churchill Mortgage Corporation 15, -0.03% 1.67%
Usaa Federal Savings Bank 16, -0.02% 0.63%
Washington Trust Bank 17, -0.01% 0.50%
Freedom Mortgage Corporation 18, -0.01% 0.38%
Wells Fargo Bank 19, 0.00% 3.42%
Us Bank 20, 0.00% 1.98%
Flagstar Bank 21, 0.02% 4.48%
1st Security Bank of Washington 22, 0.03% 4.97%
Finance of America Mortgage 23, 0.03% 2.88%
Numerica Credit Union 24, 0.03% 0.94%
KeyBank National Association 25, 0.03% 0.61%
Navy Federal Credit Union 26, 0.04% 0.21%
Carrington Mortgage Services 27, 0.04% 0.24%
Guild Mortgage Company 28, 0.04% 0.71%
Umpqua Bank 29, 0.05% 5.59%
Landmark Professional Mortgage Corporation 30, 0.05% 0.78%
American Pacific Mortgage Corporation 31, 0.06% 0.90%
Pennymac Loan Services 32, 0.06% 0.73%
Primelending 33, 0.06% 4.01%
CMG Mortgage Inc 34, 0.06% 1.16%
HAPO Community Credit Union 35, 0.07% 3.46%
Academy Mortgage Corporation 36, 0.07% 2.78%
Nationstar Mortgage 37, 0.10% 0.40%
Quicken Loans 38, 0.12% 9.59%
Premier Mortgage Resources 39, 0.15% 1.25%
HomeStreet Bank 40, 0.16% 3.65%
Evergreen Moneysource Mortgage Company 41, 0.18% 1.81%
Summit Funding Inc 42, 0.22% 3.27%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
HomeBridge Financial Services, Inc 1, -0.25% 6.20%
JPMorgan Chase Bank 2, -0.22% 2.68%
Bank of America 3, -0.21% 1.57%
Wells Fargo Bank 4, -0.15% 2.35%
Us Bank 5, -0.15% 1.14%
Spokane Teachers Credit Union 6, -0.11% 2.74%
Cherry Creek Mortgage Co Inc 7, -0.09% 1.73%
GESA Credit Union 8, -0.09% 10.02%
Provident Funding Associates 9, -0.06% 1.08%
Primary Residential Mortgage Inc 10, -0.06% 0.69%
Yakima Federal Savings and Loan Association 11, -0.05% 1.27%
Caliber Home Loans Inc 12, -0.04% 3.98%
Fairway Independent Mort Corp 13, -0.04% 0.88%
LoanDepot 14, -0.03% 0.23%
Usaa Federal Savings Bank 15, -0.03% 0.91%
Churchill Mortgage Corporation 16, -0.03% 1.83%
Banner Bank 17, -0.02% 3.30%
Washington Trust Bank 18, -0.01% 0.65%
Freedom Mortgage Corporation 19, -0.01% 0.07%
HAPO Community Credit Union 20, -0.00% 2.22%
Nationstar Mortgage 21, 0.00% 0.03%
Pennymac Loan Services 22, 0.00% 0.16%
KeyBank National Association 23, 0.01% 0.26%
Finance of America Mortgage 24, 0.02% 4.14%
Flagstar Bank 25, 0.03% 4.08%
Guild Mortgage Company 26, 0.03% 0.88%
Quicken Loans 27, 0.04% 2.61%
1st Security Bank of Washington 28, 0.04% 7.51%
CMG Mortgage Inc 29, 0.05% 1.50%
Primelending 30, 0.06% 6.27%
Navy Federal Credit Union 31, 0.06% 0.26%
Numerica Credit Union 32, 0.07% 0.69%
Umpqua Bank 33, 0.08% 6.69%
American Pacific Mortgage Corporation 34, 0.08% 1.24%
Landmark Professional Mortgage Corporation 35, 0.08% 0.91%
Academy Mortgage Corporation 36, 0.12% 3.75%
HomeStreet Bank 37, 0.16% 5.48%
Premier Mortgage Resources 38, 0.17% 1.63%
Evergreen Moneysource Mortgage Company 39, 0.21% 2.45%
Summit Funding Inc 40, 0.25% 3.92%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
GESA Credit Union 1, -0.24% 12.33%
Spokane Teachers Credit Union 2, -0.14% 2.49%
Fairway Independent Mort Corp 3, -0.12% 1.04%
Yakima Federal Savings and Loan Association 4, -0.12% 1.75%
LoanDepot 5, -0.09% 3.19%
Provident Funding Associates 6, -0.08% 1.15%
HomeBridge Financial Services, Inc 7, -0.07% 2.53%
Banner Bank 8, -0.07% 2.75%
Caliber Home Loans Inc 9, -0.07% 3.82%
Academy Mortgage Corporation 10, -0.07% 1.67%
Cherry Creek Mortgage Co Inc 11, -0.06% 1.23%
1st Security Bank of Washington 12, -0.05% 2.08%
Amerisave Mortgage Corporation 13, -0.05% 1.04%
Churchill Mortgage Corporation 14, -0.04% 1.49%
Bank of America 15, -0.03% 1.04%
Washington Trust Bank 16, -0.02% 0.33%
Primary Residential Mortgage Inc 17, -0.02% 0.30%
Umpqua Bank 18, -0.01% 4.34%
Navy Federal Credit Union 19, -0.01% 0.15%
Freedom Mortgage Corporation 20, -0.01% 0.74%
American Pacific Mortgage Corporation 21, 0.00% 0.52%
Landmark Professional Mortgage Corporation 22, 0.00% 0.63%
Usaa Federal Savings Bank 23, 0.01% 0.30%
Flagstar Bank 24, 0.01% 4.94%
Numerica Credit Union 25, 0.01% 1.23%
JPMorgan Chase Bank 26, 0.03% 3.08%
Carrington Mortgage Services 27, 0.04% 0.52%
KeyBank National Association 28, 0.04% 1.00%
Finance of America Mortgage 29, 0.05% 1.45%
Guild Mortgage Company 30, 0.06% 0.52%
Pennymac Loan Services 31, 0.07% 1.37%
Primelending 32, 0.07% 1.45%
Us Bank 33, 0.07% 2.93%
Wells Fargo Bank 34, 0.09% 4.64%
CMG Mortgage Inc 35, 0.09% 0.78%
Premier Mortgage Resources 36, 0.10% 0.82%
HAPO Community Credit Union 37, 0.11% 4.86%
Evergreen Moneysource Mortgage Company 38, 0.11% 1.08%
Nationstar Mortgage 39, 0.11% 0.82%
Quicken Loans 40, 0.14% 17.53%
Summit Funding Inc 41, 0.16% 2.53%
HomeStreet Bank 42, 0.18% 1.56%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Banner Bank 1, -0.27% 2.80%
Flagstar Bank 2, -0.21% 4.95%
HomeBridge Financial Services, Inc 3, -0.18% 4.31%
CMG Mortgage Inc 4, -0.16% 2.32%
Cherry Creek Mortgage Co Inc 5, -0.11% 2.16%
Numerica Credit Union 6, -0.10% 1.12%
Caliber Home Loans Inc 7, -0.07% 3.59%
Churchill Mortgage Corporation 8, -0.07% 4.79%
Umpqua Bank 9, -0.07% 8.47%
Guild Mortgage Company 10, -0.05% 2.24%
Washington Trust Bank 11, -0.05% 0.88%
Primary Residential Mortgage Inc 12, -0.04% 0.72%
Carrington Mortgage Services 13, -0.04% 2.08%
Fairway Independent Mort Corp 14, -0.04% 0.64%
Quicken Loans 15, -0.03% 7.19%
Bank of America 16, -0.03% 0.08%
Freedom Mortgage Corporation 17, -0.03% 0.64%
Pennymac Loan Services 18, -0.03% 1.36%
The Federal Savings Bank 19, -0.03% 0.24%
Us Bank 20, -0.02% 0.24%
Amerisave Mortgage Corporation 21, -0.01% 0.56%
Academy Mortgage Corporation 22, -0.01% 4.47%
GESA Credit Union 23, -0.01% 1.12%
Wells Fargo Bank 24, 0.00% 0.16%
Landmark Professional Mortgage Corporation 25, 0.00% 1.20%
Nationstar Mortgage 26, 0.02% 1.84%
JPMorgan Chase Bank 27, 0.03% 0.16%
Premier Mortgage Resources 28, 0.03% 2.32%
Finance of America Mortgage 29, 0.05% 5.83%
American Pacific Mortgage Corporation 30, 0.06% 1.92%
LoanDepot 31, 0.08% 1.36%
HomeStreet Bank 32, 0.10% 2.72%
Primelending 33, 0.11% 7.11%
Evergreen Moneysource Mortgage Company 34, 0.14% 3.51%
1st Security Bank of Washington 35, 0.15% 3.19%
Summit Funding Inc 36, 0.21% 11.74%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Banner Bank 1, -0.29% 3.53%
Flagstar Bank 2, -0.25% 5.18%
HomeBridge Financial Services, Inc 3, -0.20% 5.29%
CMG Mortgage Inc 4, -0.19% 2.65%
Cherry Creek Mortgage Co Inc 5, -0.14% 2.09%
Caliber Home Loans Inc 6, -0.13% 3.20%
Numerica Credit Union 7, -0.13% 1.10%
Umpqua Bank 8, -0.09% 9.59%
Carrington Mortgage Services 9, -0.07% 0.77%
Churchill Mortgage Corporation 10, -0.07% 4.74%
Washington Trust Bank 11, -0.06% 1.21%
Primary Residential Mortgage Inc 12, -0.05% 0.77%
Fairway Independent Mort Corp 13, -0.05% 0.66%
Guild Mortgage Company 14, -0.05% 1.87%
Bank of America 15, -0.04% 0.11%
The Federal Savings Bank 16, -0.03% 0.11%
Us Bank 17, -0.03% 0.22%
Academy Mortgage Corporation 18, -0.02% 5.51%
Wells Fargo Bank 19, -0.02% 0.11%
Quicken Loans 20, -0.02% 1.54%
GESA Credit Union 21, -0.02% 1.21%
Landmark Professional Mortgage Corporation 22, -0.01% 1.21%
LoanDepot 23, 0.01% 0.44%
Premier Mortgage Resources 24, 0.03% 2.87%
Finance of America Mortgage 25, 0.05% 7.28%
American Pacific Mortgage Corporation 26, 0.06% 2.32%
HomeStreet Bank 27, 0.11% 3.09%
Primelending 28, 0.12% 8.60%
1st Security Bank of Washington 29, 0.15% 4.19%
Evergreen Moneysource Mortgage Company 30, 0.16% 3.97%
Summit Funding Inc 31, 0.22% 14.55%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Flagstar Bank 1, -0.10% 4.35%
Churchill Mortgage Corporation 2, -0.08% 4.93%
Banner Bank 3, -0.05% 0.87%
Guild Mortgage Company 4, -0.05% 3.19%
HomeBridge Financial Services, Inc 5, -0.04% 1.74%
Numerica Credit Union 6, -0.02% 1.16%
Academy Mortgage Corporation 7, -0.02% 1.74%
CMG Mortgage Inc 8, -0.02% 1.45%
Quicken Loans 9, -0.02% 22.03%
Primary Residential Mortgage Inc 10, -0.01% 0.58%
Cherry Creek Mortgage Co Inc 11, -0.01% 2.32%
Freedom Mortgage Corporation 12, -0.01% 2.32%
Pennymac Loan Services 13, -0.01% 4.93%
The Federal Savings Bank 14, -0.01% 0.58%
Carrington Mortgage Services 15, -0.01% 5.51%
1st Security Bank of Washington 16, -0.01% 0.58%
Fairway Independent Mort Corp 17, -0.01% 0.58%
American Pacific Mortgage Corporation 18, -0.01% 0.87%
Finance of America Mortgage 19, -0.01% 2.03%
GESA Credit Union 20, -0.01% 0.87%
Premier Mortgage Resources 21, -0.00% 0.87%
Amerisave Mortgage Corporation 22, 0.00% 2.03%
Us Bank 23, 0.01% 0.29%
Primelending 24, 0.01% 3.19%
Umpqua Bank 25, 0.02% 5.51%
Landmark Professional Mortgage Corporation 26, 0.03% 1.16%
Wells Fargo Bank 27, 0.03% 0.29%
Caliber Home Loans Inc 28, 0.04% 4.64%
Evergreen Moneysource Mortgage Company 29, 0.04% 2.32%
Nationstar Mortgage 30, 0.04% 6.67%
JPMorgan Chase Bank 31, 0.04% 0.58%
Summit Funding Inc 32, 0.07% 4.35%
HomeStreet Bank 33, 0.08% 1.74%
LoanDepot 34, 0.12% 3.77%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Us Bank 1, -0.01% 6.45%
JPMorgan Chase Bank 2, -0.01% 3.23%
Bank of America 3, -0.01% 6.45%
Wells Fargo Bank 4, -0.01% 12.90%
KeyBank National Association 5, -0.01% 6.45%
Quicken Loans 6, -0.01% 1.61%
Banner Bank 7, -0.00% 3.23%
Cherry Creek Mortgage Co Inc 8, -0.00% 1.61%
Flagstar Bank 9, -0.00% 6.45%
Primelending 10, -0.00% 4.84%
Spokane Teachers Credit Union 11, 0.00% 4.84%
HomeBridge Financial Services, Inc 12, 0.00% 3.23%
Numerica Credit Union 13, 0.00% 1.61%
GESA Credit Union 14, 0.00% 8.06%
Yakima Federal Savings and Loan Association 15, 0.00% 1.61%
1st Security Bank of Washington 16, 0.00% 4.84%
Navy Federal Credit Union 17, 0.01% 1.61%
American Pacific Mortgage Corporation 18, 0.01% 1.61%
Washington Trust Bank 19, 0.01% 1.61%
Caliber Home Loans Inc 20, 0.01% 9.68%
HAPO Community Credit Union 21, 0.01% 3.23%
Churchill Mortgage Corporation 22, 0.02% 1.61%
Fairway Independent Mort Corp 23, 0.03% 1.61%
Evergreen Moneysource Mortgage Company 24, 0.04% 1.61%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.02% 14.63%
Us Bank 2, -0.01% 7.32%
JPMorgan Chase Bank 3, -0.01% 4.88%
Bank of America 4, -0.01% 4.88%
Banner Bank 5, -0.00% 4.88%
KeyBank National Association 6, -0.00% 4.88%
Spokane Teachers Credit Union 7, -0.00% 4.88%
Flagstar Bank 8, -0.00% 4.88%
Primelending 9, 0.00% 7.32%
HomeBridge Financial Services, Inc 10, 0.00% 2.44%
GESA Credit Union 11, 0.00% 7.32%
1st Security Bank of Washington 12, 0.01% 7.32%
Navy Federal Credit Union 13, 0.01% 2.44%
American Pacific Mortgage Corporation 14, 0.01% 2.44%
Caliber Home Loans Inc 15, 0.01% 12.20%
HAPO Community Credit Union 16, 0.01% 2.44%
Churchill Mortgage Corporation 17, 0.02% 2.44%
Evergreen Moneysource Mortgage Company 18, 0.04% 2.44%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
KeyBank National Association 1, -0.01% 9.52%
Bank of America 2, -0.01% 9.52%
Quicken Loans 3, -0.01% 4.76%
Us Bank 4, -0.01% 4.76%
Cherry Creek Mortgage Co Inc 5, -0.01% 4.76%
Flagstar Bank 6, -0.00% 9.52%
HomeBridge Financial Services, Inc 7, -0.00% 4.76%
Numerica Credit Union 8, -0.00% 4.76%
Yakima Federal Savings and Loan Association 9, 0.00% 4.76%
GESA Credit Union 10, 0.00% 9.52%
Spokane Teachers Credit Union 11, 0.00% 4.76%
Washington Trust Bank 12, 0.01% 4.76%
Caliber Home Loans Inc 13, 0.01% 4.76%
Wells Fargo Bank 14, 0.01% 9.52%
HAPO Community Credit Union 15, 0.02% 4.76%
Fairway Independent Mort Corp 16, 0.02% 4.76%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.09% 2.90%
HomeBridge Financial Services, Inc 2, -0.09% 6.16%
Caliber Home Loans Inc 3, -0.09% 6.85%
Flagstar Bank 4, -0.09% 6.97%
LoanDepot 5, -0.07% 4.41%
Banner Bank 6, -0.06% 2.21%
Cherry Creek Mortgage Co Inc 7, -0.05% 2.79%
Pennymac Loan Services 8, -0.04% 3.14%
Wells Fargo Bank 9, -0.03% 0.93%
Usaa Federal Savings Bank 10, -0.02% 7.67%
Churchill Mortgage Corporation 11, -0.00% 1.51%
Landmark Professional Mortgage Corporation 12, -0.00% 1.28%
Amerisave Mortgage Corporation 13, -0.00% 0.23%
Primary Residential Mortgage Inc 14, -0.00% 0.23%
Us Bank 15, 0.01% 0.35%
Numerica Credit Union 16, 0.01% 0.23%
Washington Trust Bank 17, 0.01% 0.35%
Guild Mortgage Company 18, 0.01% 1.97%
Primelending 19, 0.01% 2.67%
CMG Mortgage Inc 20, 0.01% 1.86%
Academy Mortgage Corporation 21, 0.02% 1.74%
Fairway Independent Mort Corp 22, 0.02% 0.81%
Umpqua Bank 23, 0.02% 5.23%
Finance of America Mortgage 24, 0.02% 2.44%
Quicken Loans 25, 0.03% 7.20%
American Pacific Mortgage Corporation 26, 0.04% 1.39%
The Federal Savings Bank 27, 0.04% 3.72%
Carrington Mortgage Services 28, 0.04% 2.32%
JPMorgan Chase Bank 29, 0.05% 0.46%
GESA Credit Union 30, 0.05% 1.16%
1st Security Bank of Washington 31, 0.05% 3.14%
Evergreen Moneysource Mortgage Company 32, 0.08% 2.32%
Summit Funding Inc 33, 0.08% 2.56%
Freedom Mortgage Corporation 34, 0.11% 3.25%
Nationstar Mortgage 35, 0.11% 1.16%
HomeStreet Bank 36, 0.14% 3.95%
Premier Mortgage Resources 37, 0.14% 2.44%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
HomeBridge Financial Services, Inc 1, -0.14% 6.83%
Navy Federal Credit Union 2, -0.12% 4.63%
Flagstar Bank 3, -0.10% 8.29%
Banner Bank 4, -0.05% 2.68%
Caliber Home Loans Inc 5, -0.05% 3.90%
Wells Fargo Bank 6, -0.04% 1.71%
Quicken Loans 7, -0.03% 2.93%
LoanDepot 8, -0.02% 0.49%
Landmark Professional Mortgage Corporation 9, -0.01% 1.71%
Churchill Mortgage Corporation 10, -0.01% 2.93%
Cherry Creek Mortgage Co Inc 11, -0.01% 2.20%
Primary Residential Mortgage Inc 12, -0.01% 0.49%
Nationstar Mortgage 13, -0.01% 0.24%
Usaa Federal Savings Bank 14, -0.01% 9.51%
Pennymac Loan Services 15, -0.00% 0.49%
Us Bank 16, 0.00% 0.73%
Guild Mortgage Company 17, 0.00% 2.20%
Freedom Mortgage Corporation 18, 0.00% 0.24%
Primelending 19, 0.00% 4.88%
Washington Trust Bank 20, 0.00% 0.73%
Academy Mortgage Corporation 21, 0.01% 2.93%
Numerica Credit Union 22, 0.01% 0.24%
Fairway Independent Mort Corp 23, 0.01% 0.73%
Umpqua Bank 24, 0.01% 5.37%
CMG Mortgage Inc 25, 0.02% 2.68%
Carrington Mortgage Services 26, 0.02% 0.49%
GESA Credit Union 27, 0.04% 1.46%
JPMorgan Chase Bank 28, 0.04% 0.73%
American Pacific Mortgage Corporation 29, 0.05% 1.95%
1st Security Bank of Washington 30, 0.05% 5.61%
Finance of America Mortgage 31, 0.06% 2.44%
Evergreen Moneysource Mortgage Company 32, 0.08% 3.66%
Summit Funding Inc 33, 0.09% 4.39%
HomeStreet Bank 34, 0.16% 5.61%
Premier Mortgage Resources 35, 0.17% 3.90%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.10% 9.53%
Flagstar Bank 2, -0.07% 5.76%
Cherry Creek Mortgage Co Inc 3, -0.07% 3.33%
Banner Bank 4, -0.06% 1.77%
LoanDepot 5, -0.06% 7.98%
Pennymac Loan Services 6, -0.04% 5.54%
HomeBridge Financial Services, Inc 7, -0.03% 5.54%
Usaa Federal Savings Bank 8, -0.03% 5.99%
Navy Federal Credit Union 9, -0.02% 1.33%
Finance of America Mortgage 10, -0.01% 2.44%
Amerisave Mortgage Corporation 11, 0.00% 0.44%
CMG Mortgage Inc 12, 0.00% 1.11%
Landmark Professional Mortgage Corporation 13, 0.01% 0.89%
Numerica Credit Union 14, 0.01% 0.22%
Churchill Mortgage Corporation 15, 0.01% 0.22%
Summit Funding Inc 16, 0.02% 0.89%
Wells Fargo Bank 17, 0.02% 0.22%
American Pacific Mortgage Corporation 18, 0.02% 0.89%
Guild Mortgage Company 19, 0.02% 1.77%
Fairway Independent Mort Corp 20, 0.02% 0.89%
Umpqua Bank 21, 0.02% 5.10%
Academy Mortgage Corporation 22, 0.03% 0.67%
1st Security Bank of Washington 23, 0.03% 0.89%
JPMorgan Chase Bank 24, 0.03% 0.22%
Premier Mortgage Resources 25, 0.04% 1.11%
Primelending 26, 0.04% 0.67%
The Federal Savings Bank 27, 0.05% 7.10%
Carrington Mortgage Services 28, 0.05% 3.99%
Quicken Loans 29, 0.06% 11.09%
GESA Credit Union 30, 0.06% 0.89%
Evergreen Moneysource Mortgage Company 31, 0.06% 1.11%
HomeStreet Bank 32, 0.08% 2.44%
Freedom Mortgage Corporation 33, 0.12% 5.99%
Nationstar Mortgage 34, 0.13% 2.00%

* Data is compiled for the Kennewick, WA commuting zone area, which comprises of counties of Benton County, WA, Columbia County, WA, Franklin County, WA, and Walla Walla County, WA. This includes cities/towns/communities of Kennewick, WA as well as Pasco, WA, Richland, WA, Walla Walla, WA, West Richland, WA, Benton City, WA, College Place, WA, Prosser, WA, Finley, WA, Burbank, WA, Garrett, WA, Waitsburg, WA, Dayton, WA, Connell, WA, and Kahlotus, WA. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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