Top Mortgage Lenders in Kennewick, WA

Lender Rankings / Last Updated: January 25, 2021

Which mortgage lender in the Kennewick, WA area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Kennewick, WA area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Kennewick, WA area in terms of interest rate is HomeBridge Financial Services, with an average “Rate Difference” of -0.18%. This means that, comparing similar borrowers, HomeBridge Financial Services provided a -0.18% lower interest rate for its customers than other lenders in the area. HomeBridge Financial Services has a market share of 4.6%. On the other hand, the most popular lender in the Kennewick, WA area is Quicken Loans, with a larger market share of 8.7%. Quicken Loans is an average lender in terms of the interest rate it offers, with a “Rate Difference” of +0.10% compared to those of other lenders in this area.

Our detailed ranking of mortgage lenders in the Kennewick, WA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Kennewick, WA is HomeBridge Financial Services. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is US Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Banner Bank. The cheapest VA mortgage provider is Navy Federal Credit Union. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Kennewick, WA

Mortgage Type:
Purchase/Refinance:
Lender NameRate DifferenceRate RatingMarket Share
HomeBridge Financial Services-0.18%(4.5)4.65%
GESA Credit Union-0.16%(4.5)8.46%
Bank of America-0.14%(4.0)1.03%
Spokane Teachers Credit Union-0.13%(4.0)1.95%
JPMorgan Chase Bank-0.09%(4.0)2.19%
Yakima Federal Savings and Loan Association-0.09%(4.0)1.10%
Cherry Creek Mortgage-0.08%(4.0)1.75%
Banner Bank-0.08%(4.0)2.93%
Provident Funding-0.07%(4.0)0.81%
Fairway Independent Mortgage Corporation-0.07%(4.0)0.90%
loanDepot-0.06%(4.0)1.81%
Caliber Home Loans-0.06%(4.0)4.21%
Navy Federal Credit Union-0.06%(4.0)0.46%
Primary Residential Mortgage Inc-0.04%(3.5)0.51%
Amerisave Mortgage Corporation-0.04%(3.5)0.47%
Churchill Mortgage-0.04%(3.5)2.15%
Flagstar Bank-0.04%(3.5)4.84%
USAA-0.02%(3.5)1.29%
Washington Trust Bank-0.02%(3.5)0.56%
Wells Fargo Bank-0.00%(3.5)2.71%
CMG Financial0.00%(3.5)1.42%
US Bank0.00%(3.5)1.57%
Guild Mortgage Company0.01%(3.5)1.09%
Numerica Credit Union0.01%(3.5)0.90%
Carrington Mortgage Services0.01%(3.5)0.76%
PennyMac Loan Services0.01%(3.5)1.08%
Umpqua Bank0.02%(3.5)5.97%
Landmark Professional Mortgage Corporation0.03%(3.5)0.89%
KeyBank0.03%(3.5)0.49%
The Federal Savings Bank0.03%(3.5)0.44%
Finance of America Mortgage0.04%(3.5)3.29%
1st Security Bank0.04%(3.5)4.48%
Freedom Mortgage Corporation0.05%(3.5)0.73%
Academy Mortgage Corporation Utah0.05%(3.5)2.93%
American Pacific Mortgage0.06%(3.0)1.13%
HAPO Community Credit Union0.07%(3.0)2.55%
PrimeLending0.07%(3.0)4.38%
Mr. Cooper0.08%(3.0)0.70%
Quicken Loans0.10%(3.0)8.72%
Premier Mortgage Resources0.12%(3.0)1.53%
HomeStreet Bank0.15%(2.5)3.52%
Evergreen Moneysource Mortgage Company0.16%(2.5)2.13%
Summit Funding Inc0.21%(2.5)4.52%
Lender NameRate DifferenceRate RatingMarket Share
HomeBridge Financial Services-0.23%(4.5)6.06%
JPMorgan Chase Bank-0.21%(4.5)1.97%
Bank of America-0.21%(4.5)1.16%
Wells Fargo Bank-0.13%(4.0)1.93%
US Bank-0.13%(4.0)0.98%
Spokane Teachers Credit Union-0.11%(4.0)1.95%
Cherry Creek Mortgage-0.09%(4.0)1.84%
GESA Credit Union-0.09%(4.0)7.42%
Banner Bank-0.08%(4.0)3.31%
Navy Federal Credit Union-0.07%(4.0)0.61%
Provident Funding-0.07%(4.0)0.75%
Flagstar Bank-0.06%(4.0)4.67%
Caliber Home Loans-0.06%(4.0)3.86%
Primary Residential Mortgage Inc-0.05%(4.0)0.68%
Yakima Federal Savings and Loan Association-0.05%(4.0)0.88%
Carrington Mortgage Services-0.04%(3.5)0.20%
Fairway Independent Mortgage Corporation-0.04%(3.5)0.82%
Churchill Mortgage-0.04%(3.5)2.54%
CMG Financial-0.02%(3.5)1.84%
Washington Trust Bank-0.02%(3.5)0.77%
USAA-0.02%(3.5)1.52%
loanDepot-0.02%(3.5)0.29%
The Federal Savings Bank-0.01%(3.5)0.02%
Freedom Mortgage Corporation-0.01%(3.5)0.07%
Mr. Cooper-0.01%(3.5)0.05%
HAPO Community Credit Union-0.00%(3.5)1.56%
PennyMac Loan Services-0.00%(3.5)0.16%
KeyBank0.00%(3.5)0.23%
Guild Mortgage Company0.00%(3.5)1.20%
Numerica Credit Union0.01%(3.5)0.73%
Quicken Loans0.03%(3.5)2.34%
Umpqua Bank0.03%(3.5)7.12%
Finance of America Mortgage0.04%(3.5)4.60%
Landmark Professional Mortgage Corporation0.04%(3.5)1.02%
1st Security Bank0.05%(3.0)6.62%
PrimeLending0.07%(3.0)6.65%
American Pacific Mortgage0.07%(3.0)1.54%
Academy Mortgage Corporation Utah0.08%(3.0)4.01%
Premier Mortgage Resources0.13%(3.0)2.09%
HomeStreet Bank0.15%(2.5)4.97%
Evergreen Moneysource Mortgage Company0.18%(2.5)2.86%
Summit Funding Inc0.23%(2.5)6.12%
Lender NameRate DifferenceRate RatingMarket Share
GESA Credit Union-0.23%(4.5)9.79%
Spokane Teachers Credit Union-0.14%(4.0)1.95%
Yakima Federal Savings and Loan Association-0.11%(4.0)1.38%
Fairway Independent Mortgage Corporation-0.10%(4.0)1.00%
Provident Funding-0.08%(4.0)0.89%
Banner Bank-0.07%(4.0)2.44%
Caliber Home Loans-0.07%(4.0)4.65%
loanDepot-0.07%(4.0)3.73%
HomeBridge Financial Services-0.06%(4.0)2.87%
Cherry Creek Mortgage-0.06%(4.0)1.64%
Academy Mortgage Corporation Utah-0.06%(4.0)1.55%
Churchill Mortgage-0.05%(4.0)1.66%
1st Security Bank-0.04%(3.5)1.78%
Amerisave Mortgage Corporation-0.04%(3.5)1.06%
USAA-0.03%(3.5)1.00%
Bank of America-0.03%(3.5)0.86%
Navy Federal Credit Union-0.02%(3.5)0.26%
Primary Residential Mortgage Inc-0.02%(3.5)0.29%
Washington Trust Bank-0.01%(3.5)0.29%
Flagstar Bank-0.01%(3.5)5.05%
Umpqua Bank-0.00%(3.5)4.51%
American Pacific Mortgage0.00%(3.5)0.60%
Landmark Professional Mortgage Corporation0.01%(3.5)0.72%
Numerica Credit Union0.01%(3.5)1.12%
Guild Mortgage Company0.01%(3.5)0.95%
PennyMac Loan Services0.02%(3.5)2.24%
Carrington Mortgage Services0.02%(3.5)1.46%
Finance of America Mortgage0.03%(3.5)1.64%
JPMorgan Chase Bank0.03%(3.5)2.47%
The Federal Savings Bank0.04%(3.5)0.98%
KeyBank0.04%(3.5)0.83%
Freedom Mortgage Corporation0.05%(3.0)1.58%
PrimeLending0.06%(3.0)1.52%
CMG Financial0.06%(3.0)0.89%
Premier Mortgage Resources0.07%(3.0)0.83%
US Bank0.07%(3.0)2.32%
Mr. Cooper0.08%(3.0)1.52%
Wells Fargo Bank0.09%(3.0)3.70%
Evergreen Moneysource Mortgage Company0.09%(3.0)1.21%
HAPO Community Credit Union0.11%(3.0)3.79%
Quicken Loans0.12%(3.0)16.79%
Summit Funding Inc0.14%(3.0)2.50%
HomeStreet Bank0.15%(3.0)1.69%
Lender NameRate DifferenceRate RatingMarket Share
HomeBridge Financial Services-0.20%(4.5)4.50%
GESA Credit Union-0.17%(4.5)11.15%
Bank of America-0.14%(4.0)1.33%
Spokane Teachers Credit Union-0.13%(4.0)2.63%
JPMorgan Chase Bank-0.10%(4.0)2.88%
Yakima Federal Savings and Loan Association-0.08%(4.0)1.50%
loanDepot-0.08%(4.0)1.59%
Fairway Independent Mortgage Corporation-0.08%(4.0)0.96%
Cherry Creek Mortgage-0.08%(4.0)1.50%
Provident Funding-0.07%(4.0)1.12%
Caliber Home Loans-0.05%(4.0)3.89%
Amerisave Mortgage Corporation-0.05%(4.0)0.49%
Primary Residential Mortgage Inc-0.05%(3.5)0.51%
Banner Bank-0.04%(3.5)3.05%
Churchill Mortgage-0.03%(3.5)1.67%
USAA-0.02%(3.5)0.63%
Washington Trust Bank-0.02%(3.5)0.51%
Freedom Mortgage Corporation-0.01%(3.5)0.38%
Wells Fargo Bank-0.00%(3.5)3.44%
US Bank0.00%(3.5)1.99%
Flagstar Bank0.02%(3.5)4.47%
1st Security Bank0.02%(3.5)4.97%
Finance of America Mortgage0.03%(3.5)2.90%
Numerica Credit Union0.03%(3.5)0.94%
KeyBank0.03%(3.5)0.61%
Navy Federal Credit Union0.04%(3.5)0.21%
Carrington Mortgage Services0.04%(3.5)0.24%
Guild Mortgage Company0.04%(3.5)0.72%
Landmark Professional Mortgage Corporation0.04%(3.5)0.77%
Umpqua Bank0.05%(3.5)5.60%
American Pacific Mortgage0.06%(3.0)0.91%
PennyMac Loan Services0.06%(3.0)0.73%
PrimeLending0.06%(3.0)4.03%
CMG Financial0.06%(3.0)1.17%
Academy Mortgage Corporation Utah0.07%(3.0)2.79%
HAPO Community Credit Union0.07%(3.0)3.47%
Mr. Cooper0.11%(3.0)0.38%
Quicken Loans0.13%(3.0)9.39%
Premier Mortgage Resources0.14%(3.0)1.24%
HomeStreet Bank0.16%(2.5)3.66%
Evergreen Moneysource Mortgage Company0.18%(2.5)1.81%
Summit Funding Inc0.22%(2.5)3.28%
Lender NameRate DifferenceRate RatingMarket Share
HomeBridge Financial Services-0.25%(5.0)6.22%
JPMorgan Chase Bank-0.22%(4.5)2.68%
Bank of America-0.21%(4.5)1.57%
US Bank-0.15%(4.0)1.14%
Wells Fargo Bank-0.15%(4.0)2.36%
Spokane Teachers Credit Union-0.11%(4.0)2.75%
Cherry Creek Mortgage-0.09%(4.0)1.73%
GESA Credit Union-0.09%(4.0)10.04%
Provident Funding-0.06%(4.0)1.08%
Primary Residential Mortgage Inc-0.06%(4.0)0.69%
Yakima Federal Savings and Loan Association-0.05%(3.5)1.28%
Caliber Home Loans-0.04%(3.5)3.96%
Fairway Independent Mortgage Corporation-0.04%(3.5)0.88%
loanDepot-0.03%(3.5)0.23%
USAA-0.03%(3.5)0.92%
Churchill Mortgage-0.03%(3.5)1.83%
Banner Bank-0.02%(3.5)3.30%
Washington Trust Bank-0.01%(3.5)0.65%
Freedom Mortgage Corporation-0.01%(3.5)0.07%
HAPO Community Credit Union0.00%(3.5)2.22%
Mr. Cooper0.00%(3.5)0.03%
PennyMac Loan Services0.00%(3.5)0.16%
KeyBank0.01%(3.5)0.26%
Flagstar Bank0.02%(3.5)4.02%
Finance of America Mortgage0.02%(3.5)4.15%
Guild Mortgage Company0.03%(3.5)0.88%
1st Security Bank0.04%(3.5)7.49%
Quicken Loans0.04%(3.5)2.55%
CMG Financial0.05%(3.5)1.50%
Navy Federal Credit Union0.06%(3.0)0.26%
PrimeLending0.06%(3.0)6.28%
Landmark Professional Mortgage Corporation0.07%(3.0)0.88%
Numerica Credit Union0.07%(3.0)0.69%
Umpqua Bank0.08%(3.0)6.71%
American Pacific Mortgage0.08%(3.0)1.24%
Academy Mortgage Corporation Utah0.12%(3.0)3.76%
HomeStreet Bank0.16%(2.5)5.50%
Premier Mortgage Resources0.17%(2.5)1.64%
Evergreen Moneysource Mortgage Company0.21%(2.5)2.45%
Summit Funding Inc0.25%(2.5)3.93%
Lender NameRate DifferenceRate RatingMarket Share
GESA Credit Union-0.24%(4.5)12.41%
Spokane Teachers Credit Union-0.14%(4.0)2.50%
Fairway Independent Mortgage Corporation-0.12%(4.0)1.05%
Yakima Federal Savings and Loan Association-0.12%(4.0)1.76%
loanDepot-0.09%(4.0)3.14%
Provident Funding-0.08%(4.0)1.16%
HomeBridge Financial Services-0.07%(4.0)2.54%
Banner Bank-0.07%(4.0)2.77%
Caliber Home Loans-0.07%(4.0)3.81%
Academy Mortgage Corporation Utah-0.07%(4.0)1.68%
Cherry Creek Mortgage-0.06%(4.0)1.23%
Amerisave Mortgage Corporation-0.05%(4.0)1.05%
1st Security Bank-0.05%(3.5)2.09%
Churchill Mortgage-0.04%(3.5)1.50%
Bank of America-0.03%(3.5)1.05%
Washington Trust Bank-0.02%(3.5)0.34%
Primary Residential Mortgage Inc-0.02%(3.5)0.30%
Navy Federal Credit Union-0.01%(3.5)0.15%
Umpqua Bank-0.01%(3.5)4.34%
Freedom Mortgage Corporation-0.01%(3.5)0.75%
American Pacific Mortgage0.00%(3.5)0.52%
Landmark Professional Mortgage Corporation0.00%(3.5)0.64%
USAA0.01%(3.5)0.30%
Numerica Credit Union0.01%(3.5)1.23%
Flagstar Bank0.01%(3.5)4.97%
JPMorgan Chase Bank0.03%(3.5)3.10%
Carrington Mortgage Services0.04%(3.5)0.52%
KeyBank0.04%(3.5)1.01%
Finance of America Mortgage0.05%(3.5)1.46%
Guild Mortgage Company0.06%(3.0)0.52%
PennyMac Loan Services0.07%(3.0)1.38%
PrimeLending0.07%(3.0)1.46%
US Bank0.07%(3.0)2.95%
Wells Fargo Bank0.09%(3.0)4.67%
Premier Mortgage Resources0.09%(3.0)0.79%
CMG Financial0.09%(3.0)0.79%
HAPO Community Credit Union0.11%(3.0)4.90%
Evergreen Moneysource Mortgage Company0.11%(3.0)1.08%
Mr. Cooper0.11%(3.0)0.79%
Quicken Loans0.14%(3.0)17.20%
Summit Funding Inc0.16%(2.5)2.54%
HomeStreet Bank0.17%(2.5)1.57%
Lender NameRate DifferenceRate RatingMarket Share
Banner Bank-0.26%(5.0)2.80%
Flagstar Bank-0.21%(4.5)4.96%
HomeBridge Financial Services-0.18%(4.5)4.32%
CMG Financial-0.16%(4.5)2.32%
Cherry Creek Mortgage-0.10%(4.0)2.16%
Numerica Credit Union-0.10%(4.0)1.12%
Caliber Home Loans-0.07%(4.0)3.60%
Churchill Mortgage-0.07%(4.0)4.80%
Umpqua Bank-0.07%(4.0)8.47%
Guild Mortgage Company-0.05%(3.5)2.24%
Washington Trust Bank-0.05%(3.5)0.88%
Primary Residential Mortgage Inc-0.04%(3.5)0.72%
Carrington Mortgage Services-0.04%(3.5)2.08%
Fairway Independent Mortgage Corporation-0.04%(3.5)0.64%
Bank of America-0.03%(3.5)0.08%
Quicken Loans-0.03%(3.5)7.19%
Freedom Mortgage Corporation-0.03%(3.5)0.64%
PennyMac Loan Services-0.03%(3.5)1.36%
The Federal Savings Bank-0.03%(3.5)0.24%
US Bank-0.02%(3.5)0.24%
Amerisave Mortgage Corporation-0.02%(3.5)0.56%
Academy Mortgage Corporation Utah-0.01%(3.5)4.48%
GESA Credit Union-0.01%(3.5)1.12%
Wells Fargo Bank0.00%(3.5)0.16%
Landmark Professional Mortgage Corporation0.00%(3.5)1.20%
Mr. Cooper0.02%(3.5)1.84%
JPMorgan Chase Bank0.03%(3.5)0.16%
Premier Mortgage Resources0.03%(3.5)2.32%
Finance of America Mortgage0.05%(3.5)5.84%
American Pacific Mortgage0.06%(3.0)1.92%
loanDepot0.08%(3.0)1.36%
HomeStreet Bank0.11%(3.0)2.72%
PrimeLending0.11%(3.0)7.11%
1st Security Bank0.13%(3.0)3.12%
Evergreen Moneysource Mortgage Company0.14%(3.0)3.52%
Summit Funding Inc0.21%(2.5)11.75%
Lender NameRate DifferenceRate RatingMarket Share
Banner Bank-0.29%(5.0)3.53%
Flagstar Bank-0.25%(4.5)5.19%
HomeBridge Financial Services-0.20%(4.5)5.30%
CMG Financial-0.19%(4.5)2.65%
Cherry Creek Mortgage-0.14%(4.0)2.10%
Caliber Home Loans-0.13%(4.0)3.20%
Numerica Credit Union-0.12%(4.0)1.10%
Umpqua Bank-0.09%(4.0)9.60%
Carrington Mortgage Services-0.07%(4.0)0.77%
Churchill Mortgage-0.07%(4.0)4.75%
Washington Trust Bank-0.06%(4.0)1.21%
Primary Residential Mortgage Inc-0.05%(4.0)0.77%
Fairway Independent Mortgage Corporation-0.05%(3.5)0.66%
Guild Mortgage Company-0.05%(3.5)1.88%
Bank of America-0.04%(3.5)0.11%
The Federal Savings Bank-0.03%(3.5)0.11%
US Bank-0.03%(3.5)0.22%
Wells Fargo Bank-0.02%(3.5)0.11%
Academy Mortgage Corporation Utah-0.02%(3.5)5.52%
Quicken Loans-0.02%(3.5)1.55%
GESA Credit Union-0.02%(3.5)1.21%
Landmark Professional Mortgage Corporation-0.01%(3.5)1.21%
loanDepot0.01%(3.5)0.44%
Premier Mortgage Resources0.03%(3.5)2.87%
Finance of America Mortgage0.05%(3.5)7.28%
American Pacific Mortgage0.06%(3.0)2.32%
HomeStreet Bank0.11%(3.0)3.09%
PrimeLending0.12%(3.0)8.61%
1st Security Bank0.13%(3.0)4.08%
Evergreen Moneysource Mortgage Company0.16%(2.5)3.97%
Summit Funding Inc0.22%(2.5)14.57%
Lender NameRate DifferenceRate RatingMarket Share
Flagstar Bank-0.10%(4.0)4.35%
Churchill Mortgage-0.08%(4.0)4.93%
Banner Bank-0.05%(4.0)0.87%
Guild Mortgage Company-0.05%(3.5)3.19%
HomeBridge Financial Services-0.04%(3.5)1.74%
Numerica Credit Union-0.02%(3.5)1.16%
Academy Mortgage Corporation Utah-0.02%(3.5)1.74%
CMG Financial-0.02%(3.5)1.45%
Primary Residential Mortgage Inc-0.01%(3.5)0.58%
Quicken Loans-0.01%(3.5)22.03%
Cherry Creek Mortgage-0.01%(3.5)2.32%
Freedom Mortgage Corporation-0.01%(3.5)2.32%
PennyMac Loan Services-0.01%(3.5)4.93%
The Federal Savings Bank-0.01%(3.5)0.58%
Carrington Mortgage Services-0.01%(3.5)5.51%
1st Security Bank-0.01%(3.5)0.58%
Fairway Independent Mortgage Corporation-0.01%(3.5)0.58%
American Pacific Mortgage-0.01%(3.5)0.87%
Finance of America Mortgage-0.01%(3.5)2.03%
GESA Credit Union-0.01%(3.5)0.87%
Premier Mortgage Resources-0.00%(3.5)0.87%
Amerisave Mortgage Corporation0.00%(3.5)2.03%
US Bank0.01%(3.5)0.29%
PrimeLending0.01%(3.5)3.19%
Umpqua Bank0.02%(3.5)5.51%
Landmark Professional Mortgage Corporation0.03%(3.5)1.16%
Wells Fargo Bank0.03%(3.5)0.29%
Caliber Home Loans0.04%(3.5)4.64%
Evergreen Moneysource Mortgage Company0.04%(3.5)2.32%
Mr. Cooper0.04%(3.5)6.67%
JPMorgan Chase Bank0.04%(3.5)0.58%
Summit Funding Inc0.07%(3.0)4.35%
HomeStreet Bank0.08%(3.0)1.74%
loanDepot0.12%(3.0)3.77%
Lender NameRate DifferenceRate RatingMarket Share
US Bank-0.01%(3.5)7.02%
Bank of America-0.01%(3.5)7.02%
KeyBank-0.01%(3.5)7.02%
Cherry Creek Mortgage-0.00%(3.5)1.75%
Wells Fargo Bank-0.00%(3.5)12.28%
HomeBridge Financial Services-0.00%(3.5)3.51%
Spokane Teachers Credit Union-0.00%(3.5)5.26%
Numerica Credit Union-0.00%(3.5)1.75%
Flagstar Bank-0.00%(3.5)7.02%
GESA Credit Union0.00%(3.5)8.77%
Banner Bank0.00%(3.5)3.51%
Yakima Federal Savings and Loan Association0.00%(3.5)1.75%
JPMorgan Chase Bank0.00%(3.5)3.51%
Caliber Home Loans0.00%(3.5)8.77%
American Pacific Mortgage0.01%(3.5)1.75%
PrimeLending0.01%(3.5)5.26%
Washington Trust Bank0.01%(3.5)1.75%
1st Security Bank0.01%(3.5)5.26%
HAPO Community Credit Union0.01%(3.5)3.51%
Churchill Mortgage0.01%(3.5)1.75%
Fairway Independent Mortgage Corporation0.03%(3.5)1.75%
Lender NameRate DifferenceRate RatingMarket Share
US Bank-0.01%(3.5)8.11%
Wells Fargo Bank-0.01%(3.5)13.51%
Bank of America-0.00%(3.5)5.41%
Spokane Teachers Credit Union-0.00%(3.5)5.41%
KeyBank-0.00%(3.5)5.41%
HomeBridge Financial Services-0.00%(3.5)2.70%
GESA Credit Union-0.00%(3.5)8.11%
Banner Bank0.00%(3.5)5.41%
Caliber Home Loans0.00%(3.5)10.81%
JPMorgan Chase Bank0.00%(3.5)5.41%
Flagstar Bank0.00%(3.5)5.41%
American Pacific Mortgage0.01%(3.5)2.70%
PrimeLending0.01%(3.5)8.11%
HAPO Community Credit Union0.01%(3.5)2.70%
1st Security Bank0.01%(3.5)8.11%
Churchill Mortgage0.01%(3.5)2.70%
Lender NameRate DifferenceRate RatingMarket Share
KeyBank-0.01%(3.5)10.00%
Bank of America-0.01%(3.5)10.00%
US Bank-0.01%(3.5)5.00%
Cherry Creek Mortgage-0.01%(3.5)5.00%
Flagstar Bank-0.00%(3.5)10.00%
HomeBridge Financial Services-0.00%(3.5)5.00%
Numerica Credit Union-0.00%(3.5)5.00%
Yakima Federal Savings and Loan Association-0.00%(3.5)5.00%
GESA Credit Union0.00%(3.5)10.00%
Spokane Teachers Credit Union0.00%(3.5)5.00%
Washington Trust Bank0.01%(3.5)5.00%
Caliber Home Loans0.01%(3.5)5.00%
Wells Fargo Bank0.01%(3.5)10.00%
HAPO Community Credit Union0.01%(3.5)5.00%
Fairway Independent Mortgage Corporation0.02%(3.5)5.00%
Lender NameRate DifferenceRate RatingMarket Share
Navy Federal Credit Union-0.10%(4.0)2.81%
HomeBridge Financial Services-0.09%(4.0)6.21%
Caliber Home Loans-0.09%(4.0)6.92%
Flagstar Bank-0.09%(4.0)7.03%
loanDepot-0.08%(4.0)4.10%
Banner Bank-0.06%(4.0)2.23%
Cherry Creek Mortgage-0.05%(3.5)2.81%
PennyMac Loan Services-0.03%(3.5)3.05%
Wells Fargo Bank-0.03%(3.5)0.94%
USAA-0.01%(3.5)7.74%
Churchill Mortgage-0.01%(3.5)1.52%
Landmark Professional Mortgage Corporation-0.01%(3.5)1.29%
Amerisave Mortgage Corporation-0.00%(3.5)0.23%
Primary Residential Mortgage Inc-0.00%(3.5)0.23%
US Bank0.01%(3.5)0.35%
Washington Trust Bank0.01%(3.5)0.35%
Numerica Credit Union0.01%(3.5)0.23%
Guild Mortgage Company0.01%(3.5)1.99%
PrimeLending0.01%(3.5)2.70%
Umpqua Bank0.01%(3.5)5.16%
CMG Financial0.01%(3.5)1.88%
Academy Mortgage Corporation Utah0.02%(3.5)1.76%
Fairway Independent Mortgage Corporation0.02%(3.5)0.82%
Finance of America Mortgage0.02%(3.5)2.46%
Quicken Loans0.04%(3.5)7.03%
American Pacific Mortgage0.04%(3.5)1.41%
JPMorgan Chase Bank0.04%(3.5)0.47%
Carrington Mortgage Services0.04%(3.5)2.34%
The Federal Savings Bank0.04%(3.5)3.75%
GESA Credit Union0.05%(3.5)1.17%
1st Security Bank0.05%(3.0)3.17%
Evergreen Moneysource Mortgage Company0.08%(3.0)2.34%
Summit Funding Inc0.08%(3.0)2.58%
Freedom Mortgage Corporation0.11%(3.0)3.28%
Mr. Cooper0.11%(3.0)1.17%
HomeStreet Bank0.14%(3.0)3.99%
Premier Mortgage Resources0.14%(3.0)2.46%
Lender NameRate DifferenceRate RatingMarket Share
HomeBridge Financial Services-0.15%(4.0)6.85%
Navy Federal Credit Union-0.12%(4.0)4.65%
Flagstar Bank-0.10%(4.0)8.31%
Banner Bank-0.05%(4.0)2.69%
Caliber Home Loans-0.05%(3.5)3.91%
Wells Fargo Bank-0.04%(3.5)1.71%
loanDepot-0.02%(3.5)0.49%
Quicken Loans-0.02%(3.5)2.69%
Landmark Professional Mortgage Corporation-0.01%(3.5)1.71%
Churchill Mortgage-0.01%(3.5)2.93%
Cherry Creek Mortgage-0.01%(3.5)2.20%
Primary Residential Mortgage Inc-0.01%(3.5)0.49%
Mr. Cooper-0.01%(3.5)0.24%
USAA-0.01%(3.5)9.54%
PennyMac Loan Services-0.00%(3.5)0.49%
US Bank0.00%(3.5)0.73%
Guild Mortgage Company0.00%(3.5)2.20%
Freedom Mortgage Corporation0.00%(3.5)0.24%
PrimeLending0.00%(3.5)4.89%
Washington Trust Bank0.00%(3.5)0.73%
Academy Mortgage Corporation Utah0.01%(3.5)2.93%
Numerica Credit Union0.01%(3.5)0.24%
Fairway Independent Mortgage Corporation0.01%(3.5)0.73%
Umpqua Bank0.01%(3.5)5.38%
CMG Financial0.02%(3.5)2.69%
Carrington Mortgage Services0.02%(3.5)0.49%
GESA Credit Union0.04%(3.5)1.47%
JPMorgan Chase Bank0.04%(3.5)0.73%
American Pacific Mortgage0.05%(3.5)1.96%
1st Security Bank0.05%(3.5)5.62%
Finance of America Mortgage0.06%(3.0)2.44%
Evergreen Moneysource Mortgage Company0.08%(3.0)3.67%
Summit Funding Inc0.09%(3.0)4.40%
HomeStreet Bank0.16%(2.5)5.62%
Premier Mortgage Resources0.17%(2.5)3.91%
Lender NameRate DifferenceRate RatingMarket Share
Caliber Home Loans-0.10%(4.0)9.68%
loanDepot-0.07%(4.0)7.43%
Cherry Creek Mortgage-0.07%(4.0)3.38%
Flagstar Bank-0.07%(4.0)5.86%
Banner Bank-0.07%(4.0)1.80%
PennyMac Loan Services-0.03%(3.5)5.41%
HomeBridge Financial Services-0.03%(3.5)5.63%
USAA-0.03%(3.5)6.08%
Finance of America Mortgage-0.01%(3.5)2.48%
Navy Federal Credit Union-0.01%(3.5)1.13%
Amerisave Mortgage Corporation0.00%(3.5)0.45%
CMG Financial0.00%(3.5)1.13%
Landmark Professional Mortgage Corporation0.00%(3.5)0.90%
Churchill Mortgage0.01%(3.5)0.23%
Numerica Credit Union0.01%(3.5)0.23%
Umpqua Bank0.01%(3.5)4.95%
Wells Fargo Bank0.02%(3.5)0.23%
Summit Funding Inc0.02%(3.5)0.90%
American Pacific Mortgage0.02%(3.5)0.90%
Guild Mortgage Company0.02%(3.5)1.80%
Fairway Independent Mortgage Corporation0.02%(3.5)0.90%
Academy Mortgage Corporation Utah0.02%(3.5)0.68%
1st Security Bank0.03%(3.5)0.90%
JPMorgan Chase Bank0.03%(3.5)0.23%
Premier Mortgage Resources0.03%(3.5)1.13%
PrimeLending0.04%(3.5)0.68%
The Federal Savings Bank0.05%(3.0)7.21%
Carrington Mortgage Services0.05%(3.0)4.05%
Quicken Loans0.05%(3.0)11.04%
GESA Credit Union0.05%(3.0)0.90%
Evergreen Moneysource Mortgage Company0.06%(3.0)1.13%
HomeStreet Bank0.08%(3.0)2.48%
Freedom Mortgage Corporation0.12%(3.0)6.08%
Mr. Cooper0.13%(3.0)2.03%

* Data is compiled for the Kennewick, WA commuting zone area, which comprises of counties of Benton County, WA, Columbia County, WA, Franklin County, WA, and Walla Walla County, WA. This includes cities/towns/communities of Kennewick, WA as well as Pasco, WA, Richland, WA, Walla Walla, WA, West Richland, WA, Benton City, WA, College Place, WA, Prosser, WA, Finley, WA, Burbank, WA, Garrett, WA, Waitsburg, WA, Dayton, WA, Connell, WA, and Kahlotus, WA. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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