Top Mortgage Lenders in the Ocean City, MD area

Which mortgage lender in the Ocean City, MD area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Ocean City, MD area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Ocean City, MD area is Del-One Federal Credit Union, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.21%. This means that Del-One Federal Credit Union provided a -0.21% lower interest rate for its customers than other lenders in Ocean City, MD for a similar set of borrowers. Del-One Federal Credit Union has a market share of 0.7%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 8.5%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.10% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Ocean City, MD area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Ocean City, MD is Bank of America. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Bank of America. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is DHI Mortgage Company Limited. The cheapest VA mortgage provider is Navy Federal Credit Union. To get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders by “Rate Rank” for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Del-One Federal Credit Union 1, -0.21% 0.70%
Bank of America 2, -0.19% 1.36%
SECU Credit Union 3, -0.16% 0.78%
DHI Mortgage Company Limited 4, -0.15% 1.17%
McLean Mortgage Corporation 5, -0.15% 0.84%
Atlantic Bay Mortgage Group 6, -0.15% 2.11%
Pentagon Federal Credit Union 7, -0.14% 0.48%
Home Point Financial Corporation 8, -0.13% 1.18%
Bay Capital Mortgage Corporation 9, -0.12% 1.05%
TD Bank 10, -0.11% 0.83%
LoanDepot 11, -0.11% 1.43%
M&T Bank 12, -0.11% 2.22%
On Q Financial Inc 13, -0.10% 0.60%
Guaranteed Rate Affinity 14, -0.10% 1.08%
Wells Fargo Bank 15, -0.09% 5.35%
Suntrust Banks, Inc 16, -0.09% 1.32%
Amerisave Mortgage Corporation 17, -0.08% 0.43%
Eagle Home Mortgage 18, -0.08% 0.60%
Member First Mortgage 19, -0.08% 0.29%
Citizens Bank 20, -0.08% 1.13%
Residential Mortgage Services 21, -0.07% 2.35%
Usaa Federal Savings Bank 22, -0.07% 1.23%
Mortgage Network, Inc 23, -0.06% 1.91%
Pnc Bank 24, -0.06% 2.55%
Truist Bank 25, -0.05% 0.71%
WSFS Bank 26, -0.05% 1.31%
Newrez 27, -0.04% 1.74%
JPMorgan Chase Bank 28, -0.04% 1.15%
TowneBank 29, -0.04% 0.35%
Sandy Spring Bank 30, -0.04% 0.25%
Fulton Bank 31, -0.04% 0.69%
NBKC Bank 32, -0.03% 0.25%
Pennymac Loan Services 33, -0.03% 0.62%
Cardinal Financial Company LP 34, -0.02% 0.46%
Caliber Home Loans Inc 35, -0.02% 3.64%
Navy Federal Credit Union 36, -0.02% 1.04%
Prosperity Home Mortgage 37, -0.01% 1.53%
Lakeview Loan Servicing 38, -0.01% 0.29%
Trident Mortgage Company Lp 39, -0.01% 0.25%
Movement Mortgage 40, -0.01% 2.90%
Flagstar Bank 41, -0.01% 0.28%
Apex Home Loans 42, -0.01% 0.64%
Huntingdon Valley Bank 43, 0.00% 0.25%
Guaranteed Rate Inc 44, 0.01% 0.93%
Primelending 45, 0.01% 1.68%
NFM, Inc 46, 0.01% 0.25%
Us Bank 47, 0.01% 0.36%
CMG Mortgage Inc 48, 0.01% 0.69%
New American Funding 49, 0.01% 0.34%
Evolve Bank & Trust 50, 0.01% 0.53%
Pike Creek Mortgage Services, Inc 51, 0.02% 2.52%
Waterstone Mortgage Corp 52, 0.02% 2.66%
Fairway Independent Mort Corp 53, 0.02% 2.58%
Crescent Mortgage Company 54, 0.02% 0.28%
Homeside Financial 55, 0.03% 0.72%
Ditech Financial 56, 0.03% 0.31%
Atlantic Home Loans, Inc 57, 0.04% 2.89%
Union Home Mortgage Company 58, 0.04% 1.26%
Norwich Commercial Group Inc 59, 0.04% 0.39%
Freedom Mortgage Corporation 60, 0.05% 0.46%
K Hovnanian American Mortgage 61, 0.05% 1.17%
Nations Lending Corporation 62, 0.06% 1.50%
AnnieMac Home Mortgage 63, 0.06% 1.17%
Carrington Mortgage Services 64, 0.07% 0.72%
The Federal Savings Bank 65, 0.08% 0.69%
Primary Residential Mortgage Inc 66, 0.08% 0.49%
Supreme Lending/ Everett Financial Inc 67, 0.09% 0.29%
Quicken Loans 68, 0.10% 8.53%
Nationstar Mortgage 69, 0.11% 0.70%
Embrace Home Loans, Inc 70, 0.13% 3.46%
Meridian Bank 71, 0.13% 1.94%
GMH Mortgage Services 72, 0.14% 0.90%
First Home Mortgage 73, 0.15% 2.61%
NVR Mortgage Finance Inc 74, 0.16% 4.69%
Tidewater Mortgage Services Inc 75, 0.17% 0.70%
NewDay USA 76, 0.30% 0.28%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.26% 1.42%
SECU Credit Union 2, -0.19% 0.79%
McLean Mortgage Corporation 3, -0.17% 1.02%
Wells Fargo Bank 4, -0.16% 5.56%
Home Point Financial Corporation 5, -0.16% 1.26%
Atlantic Bay Mortgage Group 6, -0.16% 2.57%
DHI Mortgage Company Limited 7, -0.15% 1.76%
Pentagon Federal Credit Union 8, -0.15% 0.60%
Pnc Bank 9, -0.14% 1.44%
Bay Capital Mortgage Corporation 10, -0.13% 1.35%
TD Bank 11, -0.13% 0.69%
M&T Bank 12, -0.13% 1.97%
On Q Financial Inc 13, -0.11% 0.78%
Guaranteed Rate Affinity 14, -0.10% 1.47%
Suntrust Banks, Inc 15, -0.10% 1.53%
Truist Bank 16, -0.09% 0.62%
Citizens Bank 17, -0.09% 0.75%
Eagle Home Mortgage 18, -0.08% 0.88%
JPMorgan Chase Bank 19, -0.08% 0.73%
Residential Mortgage Services 20, -0.08% 2.82%
WSFS Bank 21, -0.07% 1.00%
LoanDepot 22, -0.06% 0.23%
Mortgage Network, Inc 23, -0.06% 2.24%
Sandy Spring Bank 24, -0.06% 0.16%
Usaa Federal Savings Bank 25, -0.06% 1.24%
Del-One Federal Credit Union 26, -0.06% 0.08%
Fulton Bank 27, -0.05% 0.61%
NBKC Bank 28, -0.04% 0.16%
TowneBank 29, -0.04% 0.32%
Member First Mortgage 30, -0.04% 0.16%
Pennymac Loan Services 31, -0.03% 0.20%
Cardinal Financial Company LP 32, -0.03% 0.47%
Newrez 33, -0.03% 1.16%
Flagstar Bank 34, -0.02% 0.29%
Lakeview Loan Servicing 35, -0.01% 0.04%
Prosperity Home Mortgage 36, -0.01% 2.19%
Freedom Mortgage Corporation 37, -0.01% 0.16%
NewDay USA 38, -0.01% 0.05%
Caliber Home Loans Inc 39, -0.01% 3.23%
Primelending 40, -0.01% 2.03%
Navy Federal Credit Union 41, -0.00% 1.18%
The Federal Savings Bank 42, -0.00% 0.30%
Movement Mortgage 43, -0.00% 3.62%
NFM, Inc 44, 0.00% 0.29%
Homeside Financial 45, 0.00% 0.88%
Ditech Financial 46, 0.01% 0.05%
Trident Mortgage Company Lp 47, 0.01% 0.22%
Huntingdon Valley Bank 48, 0.01% 0.33%
Amerisave Mortgage Corporation 49, 0.01% 0.05%
CMG Mortgage Inc 50, 0.02% 0.85%
Guaranteed Rate Inc 51, 0.02% 1.15%
New American Funding 52, 0.02% 0.38%
Fairway Independent Mort Corp 53, 0.02% 3.17%
Us Bank 54, 0.03% 0.31%
Evolve Bank & Trust 55, 0.04% 0.50%
Waterstone Mortgage Corp 56, 0.04% 3.26%
Nationstar Mortgage 57, 0.04% 0.32%
Crescent Mortgage Company 58, 0.05% 0.30%
Nations Lending Corporation 59, 0.05% 1.45%
Norwich Commercial Group Inc 60, 0.05% 0.50%
Pike Creek Mortgage Services, Inc 61, 0.05% 2.98%
K Hovnanian American Mortgage 62, 0.05% 1.76%
Union Home Mortgage Company 63, 0.06% 1.52%
Atlantic Home Loans, Inc 64, 0.06% 3.30%
Apex Home Loans 65, 0.06% 0.48%
Carrington Mortgage Services 66, 0.07% 0.14%
Quicken Loans 67, 0.08% 3.55%
Primary Residential Mortgage Inc 68, 0.11% 0.56%
Supreme Lending/ Everett Financial Inc 69, 0.12% 0.30%
AnnieMac Home Mortgage 70, 0.13% 0.93%
Meridian Bank 71, 0.15% 2.44%
GMH Mortgage Services 72, 0.15% 1.20%
NVR Mortgage Finance Inc 73, 0.16% 7.06%
Embrace Home Loans, Inc 74, 0.17% 4.13%
First Home Mortgage 75, 0.17% 3.52%
Tidewater Mortgage Services Inc 76, 0.18% 1.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Del-One Federal Credit Union 1, -0.23% 1.92%
LoanDepot 2, -0.12% 3.83%
SECU Credit Union 3, -0.11% 0.76%
Member First Mortgage 4, -0.11% 0.55%
Pike Creek Mortgage Services, Inc 5, -0.10% 1.62%
TD Bank 6, -0.10% 1.09%
Amerisave Mortgage Corporation 7, -0.09% 1.19%
Atlantic Bay Mortgage Group 8, -0.09% 1.19%
Usaa Federal Savings Bank 9, -0.09% 1.19%
Apex Home Loans 10, -0.08% 0.97%
M&T Bank 11, -0.07% 2.71%
McLean Mortgage Corporation 12, -0.07% 0.48%
Pentagon Federal Credit Union 13, -0.07% 0.24%
Navy Federal Credit Union 14, -0.07% 0.76%
Movement Mortgage 15, -0.07% 1.45%
Citizens Bank 16, -0.06% 1.88%
Bay Capital Mortgage Corporation 17, -0.06% 0.45%
Suntrust Banks, Inc 18, -0.06% 0.90%
Waterstone Mortgage Corp 19, -0.06% 1.45%
Newrez 20, -0.06% 2.90%
Guaranteed Rate Inc 21, -0.05% 0.50%
Home Point Financial Corporation 22, -0.05% 1.02%
Caliber Home Loans Inc 23, -0.05% 4.47%
TowneBank 24, -0.05% 0.40%
Residential Mortgage Services 25, -0.04% 1.40%
Bank of America 26, -0.04% 1.24%
Guaranteed Rate Affinity 27, -0.04% 0.31%
Trident Mortgage Company Lp 28, -0.04% 0.31%
Mortgage Network, Inc 29, -0.04% 1.26%
WSFS Bank 30, -0.04% 1.92%
Embrace Home Loans, Inc 31, -0.03% 2.14%
Atlantic Home Loans, Inc 32, -0.03% 2.07%
Prosperity Home Mortgage 33, -0.03% 0.21%
Crescent Mortgage Company 34, -0.03% 0.24%
Pennymac Loan Services 35, -0.03% 1.45%
On Q Financial Inc 36, -0.03% 0.24%
Union Home Mortgage Company 37, -0.03% 0.74%
Evolve Bank & Trust 38, -0.02% 0.57%
Sandy Spring Bank 39, -0.02% 0.45%
Eagle Home Mortgage 40, -0.02% 0.02%
Tidewater Mortgage Services Inc 41, -0.02% 0.10%
NBKC Bank 42, -0.02% 0.43%
Fulton Bank 43, -0.02% 0.86%
Huntingdon Valley Bank 44, -0.02% 0.10%
Lakeview Loan Servicing 45, -0.02% 0.81%
AnnieMac Home Mortgage 46, -0.01% 1.64%
Us Bank 47, -0.01% 0.45%
JPMorgan Chase Bank 48, -0.01% 2.00%
Cardinal Financial Company LP 49, -0.01% 0.45%
Norwich Commercial Group Inc 50, -0.01% 0.17%
CMG Mortgage Inc 51, -0.01% 0.38%
Pnc Bank 52, -0.01% 4.78%
New American Funding 53, -0.00% 0.26%
First Home Mortgage 54, -0.00% 0.81%
Truist Bank 55, 0.00% 0.88%
Primary Residential Mortgage Inc 56, 0.01% 0.33%
Supreme Lending/ Everett Financial Inc 57, 0.01% 0.26%
Flagstar Bank 58, 0.01% 0.26%
Fairway Independent Mort Corp 59, 0.03% 1.40%
NFM, Inc 60, 0.03% 0.19%
Ditech Financial 61, 0.04% 0.83%
Meridian Bank 62, 0.05% 0.95%
Primelending 63, 0.06% 0.97%
Freedom Mortgage Corporation 64, 0.06% 1.07%
Wells Fargo Bank 65, 0.06% 4.92%
Carrington Mortgage Services 66, 0.06% 1.88%
Nations Lending Corporation 67, 0.08% 1.59%
GMH Mortgage Services 68, 0.10% 0.31%
Quicken Loans 69, 0.11% 18.41%
The Federal Savings Bank 70, 0.11% 1.47%
Nationstar Mortgage 71, 0.14% 1.45%
Homeside Financial 72, 0.15% 0.40%
NewDay USA 73, 0.34% 0.74%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.22% 1.54%
Del-One Federal Credit Union 2, -0.21% 0.99%
SECU Credit Union 3, -0.18% 1.04%
Atlantic Bay Mortgage Group 4, -0.17% 2.68%
McLean Mortgage Corporation 5, -0.15% 0.98%
Pentagon Federal Credit Union 6, -0.14% 0.65%
LoanDepot 7, -0.14% 1.34%
TD Bank 8, -0.14% 0.79%
DHI Mortgage Company Limited 9, -0.12% 0.98%
M&T Bank 10, -0.12% 2.33%
Bay Capital Mortgage Corporation 11, -0.12% 1.49%
Guaranteed Rate Affinity 12, -0.11% 1.39%
Eagle Home Mortgage 13, -0.10% 0.66%
Wells Fargo Bank 14, -0.10% 6.65%
On Q Financial Inc 15, -0.10% 0.59%
Amerisave Mortgage Corporation 16, -0.10% 0.51%
Suntrust Banks, Inc 17, -0.09% 1.75%
Member First Mortgage 18, -0.09% 0.36%
Citizens Bank 19, -0.09% 1.40%
Pike Creek Mortgage Services, Inc 20, -0.07% 2.08%
Truist Bank 21, -0.06% 0.87%
WSFS Bank 22, -0.06% 1.64%
Home Point Financial Corporation 23, -0.05% 0.79%
Pnc Bank 24, -0.05% 3.31%
Newrez 25, -0.05% 1.70%
JPMorgan Chase Bank 26, -0.05% 1.39%
Residential Mortgage Services 27, -0.04% 1.94%
Guaranteed Rate Inc 28, -0.04% 0.80%
TowneBank 29, -0.04% 0.43%
Mortgage Network, Inc 30, -0.04% 1.85%
Sandy Spring Bank 31, -0.04% 0.35%
Fulton Bank 32, -0.04% 0.88%
Huntingdon Valley Bank 33, -0.03% 0.19%
The Federal Savings Bank 34, -0.02% 0.28%
Usaa Federal Savings Bank 35, -0.01% 0.52%
Trident Mortgage Company Lp 36, -0.01% 0.25%
Prosperity Home Mortgage 37, -0.01% 1.65%
NBKC Bank 38, -0.01% 0.19%
Apex Home Loans 39, -0.01% 0.88%
Evolve Bank & Trust 40, -0.01% 0.41%
Atlantic Home Loans, Inc 41, -0.01% 1.70%
Cardinal Financial Company LP 42, -0.01% 0.33%
Carrington Mortgage Services 43, 0.00% 0.14%
Waterstone Mortgage Corp 44, 0.01% 2.61%
Union Home Mortgage Company 45, 0.01% 1.24%
Us Bank 46, 0.01% 0.35%
NFM, Inc 47, 0.01% 0.33%
Primelending 48, 0.01% 1.95%
New American Funding 49, 0.01% 0.21%
Primary Residential Mortgage Inc 50, 0.02% 0.28%
Pennymac Loan Services 51, 0.02% 0.40%
Caliber Home Loans Inc 52, 0.02% 3.46%
Movement Mortgage 53, 0.03% 3.18%
Crescent Mortgage Company 54, 0.03% 0.39%
Lakeview Loan Servicing 55, 0.03% 0.03%
Homeside Financial 56, 0.03% 0.92%
Flagstar Bank 57, 0.03% 0.16%
CMG Mortgage Inc 58, 0.03% 0.31%
Norwich Commercial Group Inc 59, 0.04% 0.47%
Fairway Independent Mort Corp 60, 0.05% 2.62%
AnnieMac Home Mortgage 61, 0.06% 0.98%
Freedom Mortgage Corporation 62, 0.07% 0.25%
K Hovnanian American Mortgage 63, 0.07% 1.38%
Navy Federal Credit Union 64, 0.08% 0.83%
Tidewater Mortgage Services Inc 65, 0.08% 0.21%
Supreme Lending/ Everett Financial Inc 66, 0.10% 0.34%
Ditech Financial 67, 0.11% 0.23%
Nations Lending Corporation 68, 0.11% 1.13%
Quicken Loans 69, 0.14% 9.42%
Embrace Home Loans, Inc 70, 0.14% 2.63%
Nationstar Mortgage 71, 0.16% 0.59%
Meridian Bank 72, 0.17% 1.23%
GMH Mortgage Services 73, 0.19% 0.90%
NVR Mortgage Finance Inc 74, 0.19% 5.19%
First Home Mortgage 75, 0.19% 3.09%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.30% 1.60%
SECU Credit Union 2, -0.21% 1.02%
Wells Fargo Bank 3, -0.18% 6.83%
Atlantic Bay Mortgage Group 4, -0.18% 3.28%
McLean Mortgage Corporation 5, -0.17% 1.16%
Pentagon Federal Credit Union 6, -0.16% 0.82%
Pnc Bank 7, -0.15% 1.73%
TD Bank 8, -0.14% 0.80%
M&T Bank 9, -0.14% 2.05%
Bay Capital Mortgage Corporation 10, -0.13% 1.96%
DHI Mortgage Company Limited 11, -0.12% 1.49%
JPMorgan Chase Bank 12, -0.11% 0.76%
Guaranteed Rate Affinity 13, -0.11% 1.91%
On Q Financial Inc 14, -0.11% 0.78%
Citizens Bank 15, -0.10% 0.92%
Truist Bank 16, -0.10% 0.80%
Suntrust Banks, Inc 17, -0.10% 2.05%
Eagle Home Mortgage 18, -0.10% 0.99%
LoanDepot 19, -0.09% 0.26%
WSFS Bank 20, -0.08% 1.23%
Sandy Spring Bank 21, -0.06% 0.23%
Del-One Federal Credit Union 22, -0.06% 0.10%
Home Point Financial Corporation 23, -0.06% 0.76%
Fulton Bank 24, -0.05% 0.75%
Pennymac Loan Services 25, -0.04% 0.17%
Member First Mortgage 26, -0.04% 0.17%
TowneBank 27, -0.04% 0.36%
Pike Creek Mortgage Services, Inc 28, -0.04% 2.29%
Residential Mortgage Services 29, -0.04% 2.24%
Mortgage Network, Inc 30, -0.04% 2.01%
Guaranteed Rate Inc 31, -0.03% 0.92%
Huntingdon Valley Bank 32, -0.03% 0.26%
Newrez 33, -0.03% 1.16%
The Federal Savings Bank 34, -0.03% 0.26%
NBKC Bank 35, -0.02% 0.09%
Prosperity Home Mortgage 36, -0.01% 2.39%
Atlantic Home Loans, Inc 37, -0.00% 1.86%
Carrington Mortgage Services 38, -0.00% 0.02%
Cardinal Financial Company LP 39, -0.00% 0.35%
Primelending 40, -0.00% 2.31%
Freedom Mortgage Corporation 41, 0.00% 0.10%
NFM, Inc 42, 0.00% 0.40%
Homeside Financial 43, 0.00% 1.13%
Usaa Federal Savings Bank 44, 0.01% 0.52%
Evolve Bank & Trust 45, 0.01% 0.42%
Amerisave Mortgage Corporation 46, 0.01% 0.07%
Ditech Financial 47, 0.02% 0.03%
Primary Residential Mortgage Inc 48, 0.02% 0.31%
Union Home Mortgage Company 49, 0.02% 1.39%
Trident Mortgage Company Lp 50, 0.02% 0.19%
New American Funding 51, 0.03% 0.24%
Waterstone Mortgage Corp 52, 0.03% 3.14%
Caliber Home Loans Inc 53, 0.03% 3.23%
Flagstar Bank 54, 0.04% 0.14%
Us Bank 55, 0.04% 0.33%
CMG Mortgage Inc 56, 0.05% 0.38%
Movement Mortgage 57, 0.05% 4.08%
Crescent Mortgage Company 58, 0.05% 0.42%
Fairway Independent Mort Corp 59, 0.06% 3.24%
Norwich Commercial Group Inc 60, 0.06% 0.59%
Nationstar Mortgage 61, 0.06% 0.28%
Apex Home Loans 62, 0.07% 0.62%
K Hovnanian American Mortgage 63, 0.07% 2.10%
Tidewater Mortgage Services Inc 64, 0.10% 0.28%
Navy Federal Credit Union 65, 0.11% 0.97%
Quicken Loans 66, 0.12% 4.16%
Nations Lending Corporation 67, 0.13% 0.92%
AnnieMac Home Mortgage 68, 0.13% 0.80%
Supreme Lending/ Everett Financial Inc 69, 0.15% 0.35%
Embrace Home Loans, Inc 70, 0.18% 3.31%
NVR Mortgage Finance Inc 71, 0.19% 7.91%
Meridian Bank 72, 0.19% 1.47%
GMH Mortgage Services 73, 0.21% 1.14%
First Home Mortgage 74, 0.22% 4.20%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Del-One Federal Credit Union 1, -0.23% 2.69%
LoanDepot 2, -0.15% 3.42%
Pike Creek Mortgage Services, Inc 3, -0.14% 1.69%
TD Bank 4, -0.12% 0.76%
Member First Mortgage 5, -0.12% 0.73%
Amerisave Mortgage Corporation 6, -0.11% 1.36%
SECU Credit Union 7, -0.11% 1.06%
Atlantic Bay Mortgage Group 8, -0.10% 1.53%
M&T Bank 9, -0.10% 2.89%
Apex Home Loans 10, -0.08% 1.36%
McLean Mortgage Corporation 11, -0.08% 0.63%
Movement Mortgage 12, -0.08% 1.46%
Citizens Bank 13, -0.08% 2.32%
Waterstone Mortgage Corp 14, -0.08% 1.59%
Newrez 15, -0.08% 2.72%
Pentagon Federal Credit Union 16, -0.07% 0.33%
Bay Capital Mortgage Corporation 17, -0.07% 0.60%
Suntrust Banks, Inc 18, -0.07% 1.19%
Guaranteed Rate Inc 19, -0.07% 0.56%
Residential Mortgage Services 20, -0.06% 1.36%
Home Point Financial Corporation 21, -0.05% 0.83%
Trident Mortgage Company Lp 22, -0.05% 0.36%
TowneBank 23, -0.05% 0.56%
Usaa Federal Savings Bank 24, -0.05% 0.53%
Guaranteed Rate Affinity 25, -0.05% 0.40%
Mortgage Network, Inc 26, -0.05% 1.53%
WSFS Bank 27, -0.05% 2.42%
Bank of America 28, -0.04% 1.43%
Navy Federal Credit Union 29, -0.04% 0.56%
Prosperity Home Mortgage 30, -0.04% 0.23%
Evolve Bank & Trust 31, -0.04% 0.40%
On Q Financial Inc 32, -0.04% 0.23%
Tidewater Mortgage Services Inc 33, -0.03% 0.07%
Us Bank 34, -0.03% 0.40%
Crescent Mortgage Company 35, -0.03% 0.33%
Embrace Home Loans, Inc 36, -0.03% 1.33%
AnnieMac Home Mortgage 37, -0.03% 1.33%
Union Home Mortgage Company 38, -0.03% 0.96%
Sandy Spring Bank 39, -0.03% 0.60%
Eagle Home Mortgage 40, -0.02% 0.03%
Fulton Bank 41, -0.02% 1.13%
New American Funding 42, -0.02% 0.13%
Huntingdon Valley Bank 43, -0.02% 0.07%
Atlantic Home Loans, Inc 44, -0.02% 1.39%
JPMorgan Chase Bank 45, -0.02% 2.59%
Cardinal Financial Company LP 46, -0.02% 0.30%
Norwich Commercial Group Inc 47, -0.01% 0.23%
NBKC Bank 48, -0.01% 0.40%
Pnc Bank 49, -0.01% 6.33%
The Federal Savings Bank 50, -0.01% 0.33%
First Home Mortgage 51, -0.01% 0.96%
CMG Mortgage Inc 52, -0.01% 0.17%
Carrington Mortgage Services 53, -0.00% 0.36%
Truist Bank 54, -0.00% 1.00%
Caliber Home Loans Inc 55, 0.00% 3.91%
Supreme Lending/ Everett Financial Inc 56, 0.01% 0.33%
Lakeview Loan Servicing 57, 0.02% 0.10%
Primary Residential Mortgage Inc 58, 0.03% 0.23%
Fairway Independent Mort Corp 59, 0.03% 1.43%
Flagstar Bank 60, 0.03% 0.20%
Pennymac Loan Services 61, 0.04% 0.83%
NFM, Inc 62, 0.05% 0.20%
Primelending 63, 0.06% 1.26%
Wells Fargo Bank 64, 0.07% 6.30%
Meridian Bank 65, 0.08% 0.76%
Freedom Mortgage Corporation 66, 0.09% 0.53%
Nations Lending Corporation 67, 0.09% 1.53%
GMH Mortgage Services 68, 0.10% 0.43%
Ditech Financial 69, 0.11% 0.60%
Quicken Loans 70, 0.14% 19.47%
Homeside Financial 71, 0.16% 0.53%
Nationstar Mortgage 72, 0.20% 1.19%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
DHI Mortgage Company Limited 1, -0.30% 1.55%
Home Point Financial Corporation 2, -0.27% 2.72%
Movement Mortgage 3, -0.18% 2.86%
McLean Mortgage Corporation 4, -0.18% 0.78%
Residential Mortgage Services 5, -0.16% 3.40%
On Q Financial Inc 6, -0.15% 0.87%
Pnc Bank 7, -0.15% 0.68%
Caliber Home Loans Inc 8, -0.14% 3.30%
Mortgage Network, Inc 9, -0.12% 2.91%
M&T Bank 10, -0.10% 1.89%
Quicken Loans 11, -0.09% 7.47%
Flagstar Bank 12, -0.08% 0.53%
Fulton Bank 13, -0.07% 0.15%
First Home Mortgage 14, -0.07% 1.65%
Fairway Independent Mort Corp 15, -0.06% 2.52%
Ditech Financial 16, -0.06% 0.58%
Cardinal Financial Company LP 17, -0.06% 0.92%
Newrez 18, -0.05% 1.65%
Navy Federal Credit Union 19, -0.05% 0.15%
Primelending 20, -0.05% 1.12%
Prosperity Home Mortgage 21, -0.04% 1.55%
Amerisave Mortgage Corporation 22, -0.04% 0.24%
Atlantic Bay Mortgage Group 23, -0.04% 0.19%
K Hovnanian American Mortgage 24, -0.04% 0.34%
TowneBank 25, -0.04% 0.24%
Member First Mortgage 26, -0.03% 0.10%
Trident Mortgage Company Lp 27, -0.03% 0.24%
Us Bank 28, -0.03% 0.05%
Guaranteed Rate Affinity 29, -0.03% 0.24%
Citizens Bank 30, -0.03% 0.15%
Eagle Home Mortgage 31, -0.02% 0.68%
NFM, Inc 32, -0.02% 0.10%
Homeside Financial 33, -0.02% 0.24%
Pennymac Loan Services 34, -0.02% 0.39%
Truist Bank 35, -0.02% 0.05%
Bank of America 36, -0.02% 0.05%
Nations Lending Corporation 37, -0.01% 3.64%
CMG Mortgage Inc 38, -0.00% 1.89%
Suntrust Banks, Inc 39, -0.00% 0.05%
Freedom Mortgage Corporation 40, -0.00% 0.49%
Supreme Lending/ Everett Financial Inc 41, -0.00% 0.19%
WSFS Bank 42, 0.00% 0.34%
Wells Fargo Bank 43, 0.01% 0.10%
Norwich Commercial Group Inc 44, 0.01% 0.15%
Carrington Mortgage Services 45, 0.01% 2.04%
The Federal Savings Bank 46, 0.01% 0.19%
NewDay USA 47, 0.02% 0.05%
Lakeview Loan Servicing 48, 0.02% 0.82%
Apex Home Loans 49, 0.02% 0.19%
New American Funding 50, 0.02% 0.78%
GMH Mortgage Services 51, 0.03% 1.26%
SECU Credit Union 52, 0.03% 0.29%
Nationstar Mortgage 53, 0.04% 1.26%
Huntingdon Valley Bank 54, 0.04% 0.58%
Evolve Bank & Trust 55, 0.05% 1.21%
LoanDepot 56, 0.06% 1.02%
Waterstone Mortgage Corp 57, 0.07% 2.33%
AnnieMac Home Mortgage 58, 0.08% 2.52%
NVR Mortgage Finance Inc 59, 0.08% 5.19%
Meridian Bank 60, 0.10% 4.56%
Guaranteed Rate Inc 61, 0.10% 1.75%
Atlantic Home Loans, Inc 62, 0.11% 6.89%
Embrace Home Loans, Inc 63, 0.12% 6.45%
Union Home Mortgage Company 64, 0.12% 1.75%
Primary Residential Mortgage Inc 65, 0.14% 1.50%
Pike Creek Mortgage Services, Inc 66, 0.15% 5.00%
Tidewater Mortgage Services Inc 67, 0.20% 2.96%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
DHI Mortgage Company Limited 1, -0.30% 2.00%
Home Point Financial Corporation 2, -0.30% 3.00%
Movement Mortgage 3, -0.22% 3.12%
McLean Mortgage Corporation 4, -0.19% 1.00%
Residential Mortgage Services 5, -0.18% 3.94%
On Q Financial Inc 6, -0.17% 1.00%
Pnc Bank 7, -0.17% 0.81%
Caliber Home Loans Inc 8, -0.15% 2.62%
Quicken Loans 9, -0.14% 2.56%
M&T Bank 10, -0.14% 1.81%
Mortgage Network, Inc 11, -0.13% 3.62%
Newrez 12, -0.09% 0.87%
Cardinal Financial Company LP 13, -0.09% 0.87%
Flagstar Bank 14, -0.09% 0.69%
Fairway Independent Mort Corp 15, -0.08% 2.75%
Fulton Bank 16, -0.08% 0.19%
First Home Mortgage 17, -0.08% 2.00%
Primelending 18, -0.06% 1.37%
Navy Federal Credit Union 19, -0.06% 0.19%
Prosperity Home Mortgage 20, -0.05% 1.94%
Atlantic Bay Mortgage Group 21, -0.05% 0.25%
Freedom Mortgage Corporation 22, -0.05% 0.25%
K Hovnanian American Mortgage 23, -0.05% 0.44%
TowneBank 24, -0.04% 0.31%
Member First Mortgage 25, -0.04% 0.12%
Trident Mortgage Company Lp 26, -0.04% 0.31%
Citizens Bank 27, -0.04% 0.12%
Us Bank 28, -0.04% 0.06%
Guaranteed Rate Affinity 29, -0.03% 0.31%
Eagle Home Mortgage 30, -0.03% 0.87%
Nations Lending Corporation 31, -0.03% 3.81%
NFM, Inc 32, -0.03% 0.06%
Lakeview Loan Servicing 33, -0.03% 0.19%
Pennymac Loan Services 34, -0.03% 0.19%
Homeside Financial 35, -0.03% 0.31%
Truist Bank 36, -0.03% 0.06%
Bank of America 37, -0.02% 0.06%
Nationstar Mortgage 38, -0.01% 0.31%
CMG Mortgage Inc 39, -0.01% 2.06%
Supreme Lending/ Everett Financial Inc 40, -0.01% 0.25%
WSFS Bank 41, -0.01% 0.44%
Wells Fargo Bank 42, -0.00% 0.12%
Norwich Commercial Group Inc 43, -0.00% 0.19%
The Federal Savings Bank 44, 0.01% 0.19%
Apex Home Loans 45, 0.01% 0.25%
New American Funding 46, 0.01% 0.87%
GMH Mortgage Services 47, 0.02% 1.62%
LoanDepot 48, 0.02% 0.25%
SECU Credit Union 49, 0.02% 0.37%
Huntingdon Valley Bank 50, 0.04% 0.69%
Waterstone Mortgage Corp 51, 0.06% 2.81%
Carrington Mortgage Services 52, 0.07% 0.56%
NVR Mortgage Finance Inc 53, 0.08% 6.68%
Evolve Bank & Trust 54, 0.08% 0.94%
Guaranteed Rate Inc 55, 0.10% 2.19%
Meridian Bank 56, 0.10% 5.31%
Union Home Mortgage Company 57, 0.12% 2.19%
Embrace Home Loans, Inc 58, 0.12% 7.25%
AnnieMac Home Mortgage 59, 0.13% 1.87%
Atlantic Home Loans, Inc 60, 0.13% 7.50%
Pike Creek Mortgage Services, Inc 61, 0.16% 5.68%
Primary Residential Mortgage Inc 62, 0.17% 1.62%
Tidewater Mortgage Services Inc 63, 0.20% 3.69%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.10% 5.65%
Home Point Financial Corporation 2, -0.05% 1.74%
Quicken Loans 3, -0.05% 24.57%
Ditech Financial 4, -0.03% 2.61%
Atlantic Home Loans, Inc 5, -0.03% 4.78%
Amerisave Mortgage Corporation 6, -0.01% 1.09%
Residential Mortgage Services 7, -0.01% 1.52%
Newrez 8, -0.00% 4.35%
Huntingdon Valley Bank 9, -0.00% 0.22%
Primary Residential Mortgage Inc 10, 0.00% 1.09%
NFM, Inc 11, 0.01% 0.22%
Movement Mortgage 12, 0.01% 1.96%
The Federal Savings Bank 13, 0.01% 0.22%
M&T Bank 14, 0.01% 2.17%
Pennymac Loan Services 15, 0.01% 1.09%
Evolve Bank & Trust 16, 0.01% 2.17%
Citizens Bank 17, 0.01% 0.22%
Tidewater Mortgage Services Inc 18, 0.01% 0.43%
Union Home Mortgage Company 19, 0.02% 0.22%
Pnc Bank 20, 0.02% 0.22%
Carrington Mortgage Services 21, 0.02% 7.17%
Fairway Independent Mort Corp 22, 0.02% 1.74%
First Home Mortgage 23, 0.02% 0.43%
On Q Financial Inc 24, 0.02% 0.43%
Waterstone Mortgage Corp 25, 0.02% 0.65%
Prosperity Home Mortgage 26, 0.02% 0.22%
Pike Creek Mortgage Services, Inc 27, 0.02% 2.61%
Suntrust Banks, Inc 28, 0.02% 0.22%
Guaranteed Rate Inc 29, 0.02% 0.22%
AnnieMac Home Mortgage 30, 0.03% 4.78%
CMG Mortgage Inc 31, 0.03% 1.30%
Cardinal Financial Company LP 32, 0.03% 1.09%
Meridian Bank 33, 0.04% 1.96%
NewDay USA 34, 0.04% 0.22%
Mortgage Network, Inc 35, 0.05% 0.43%
New American Funding 36, 0.05% 0.43%
Primelending 37, 0.05% 0.22%
Freedom Mortgage Corporation 38, 0.05% 1.30%
Lakeview Loan Servicing 39, 0.05% 3.04%
Nations Lending Corporation 40, 0.07% 3.04%
Embrace Home Loans, Inc 41, 0.07% 3.70%
Nationstar Mortgage 42, 0.07% 4.57%
LoanDepot 43, 0.09% 3.70%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.10% 8.42%
TD Bank 2, -0.06% 8.42%
Wells Fargo Bank 3, -0.04% 16.09%
SECU Credit Union 4, -0.01% 0.25%
Pnc Bank 5, -0.01% 3.47%
M&T Bank 6, -0.01% 6.68%
Del-One Federal Credit Union 7, -0.00% 0.25%
Citizens Bank 8, 0.00% 3.22%
Fulton Bank 9, 0.00% 0.99%
Caliber Home Loans Inc 10, 0.00% 0.50%
Fairway Independent Mort Corp 11, 0.00% 1.73%
Suntrust Banks, Inc 12, 0.00% 2.72%
Guaranteed Rate Inc 13, 0.01% 0.74%
Sandy Spring Bank 14, 0.01% 0.25%
LoanDepot 15, 0.01% 0.25%
TowneBank 16, 0.01% 0.25%
Pike Creek Mortgage Services, Inc 17, 0.01% 0.25%
NVR Mortgage Finance Inc 18, 0.01% 1.49%
First Home Mortgage 19, 0.01% 0.99%
Primelending 20, 0.01% 1.49%
Trident Mortgage Company Lp 21, 0.01% 0.74%
Truist Bank 22, 0.01% 2.97%
Embrace Home Loans, Inc 23, 0.01% 0.99%
McLean Mortgage Corporation 24, 0.01% 0.25%
Guaranteed Rate Affinity 25, 0.02% 0.74%
Mortgage Network, Inc 26, 0.02% 0.25%
Bay Capital Mortgage Corporation 27, 0.03% 0.25%
Us Bank 28, 0.03% 2.48%
Movement Mortgage 29, 0.03% 0.74%
Prosperity Home Mortgage 30, 0.03% 1.73%
AnnieMac Home Mortgage 31, 0.03% 0.99%
JPMorgan Chase Bank 32, 0.03% 5.45%
Quicken Loans 33, 0.03% 1.49%
Navy Federal Credit Union 34, 0.03% 1.24%
Residential Mortgage Services 35, 0.03% 2.72%
Atlantic Bay Mortgage Group 36, 0.04% 4.46%
WSFS Bank 37, 0.04% 2.97%
The Federal Savings Bank 38, 0.06% 1.24%
Newrez 39, 0.09% 2.23%
Waterstone Mortgage Corp 40, 0.12% 7.67%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.13% 9.58%
TD Bank 2, -0.05% 4.21%
Wells Fargo Bank 3, -0.05% 19.16%
Citizens Bank 4, -0.02% 2.68%
Pnc Bank 5, -0.02% 2.30%
SECU Credit Union 6, -0.02% 0.38%
M&T Bank 7, -0.01% 4.98%
Del-One Federal Credit Union 8, -0.00% 0.38%
Fairway Independent Mort Corp 9, -0.00% 1.92%
Fulton Bank 10, -0.00% 1.53%
Caliber Home Loans Inc 11, -0.00% 0.77%
Residential Mortgage Services 12, -0.00% 0.77%
Guaranteed Rate Inc 13, 0.00% 0.77%
Suntrust Banks, Inc 14, 0.00% 3.83%
Truist Bank 15, 0.00% 1.92%
Trident Mortgage Company Lp 16, 0.00% 0.38%
TowneBank 17, 0.01% 0.38%
Pike Creek Mortgage Services, Inc 18, 0.01% 0.38%
First Home Mortgage 19, 0.01% 1.15%
NVR Mortgage Finance Inc 20, 0.01% 2.30%
McLean Mortgage Corporation 21, 0.01% 0.38%
Embrace Home Loans, Inc 22, 0.01% 0.77%
Primelending 23, 0.01% 1.53%
Us Bank 24, 0.02% 1.53%
Guaranteed Rate Affinity 25, 0.02% 0.77%
AnnieMac Home Mortgage 26, 0.02% 0.38%
Movement Mortgage 27, 0.02% 1.15%
Prosperity Home Mortgage 28, 0.03% 2.30%
Navy Federal Credit Union 29, 0.03% 1.92%
Quicken Loans 30, 0.03% 0.77%
WSFS Bank 31, 0.03% 1.92%
JPMorgan Chase Bank 32, 0.03% 6.51%
Atlantic Bay Mortgage Group 33, 0.04% 5.75%
The Federal Savings Bank 34, 0.06% 1.53%
Newrez 35, 0.10% 3.07%
Waterstone Mortgage Corp 36, 0.14% 9.96%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
TD Bank 1, -0.06% 16.08%
Bank of America 2, -0.03% 6.29%
Wells Fargo Bank 3, -0.01% 10.49%
M&T Bank 4, -0.01% 9.79%
Pnc Bank 5, -0.00% 5.59%
Primelending 6, 0.01% 1.40%
Atlantic Bay Mortgage Group 7, 0.01% 2.10%
Suntrust Banks, Inc 8, 0.01% 0.70%
Sandy Spring Bank 9, 0.01% 0.70%
LoanDepot 10, 0.01% 0.70%
JPMorgan Chase Bank 11, 0.01% 3.50%
Fairway Independent Mort Corp 12, 0.01% 1.40%
Guaranteed Rate Inc 13, 0.01% 0.70%
Embrace Home Loans, Inc 14, 0.01% 1.40%
First Home Mortgage 15, 0.02% 0.70%
Waterstone Mortgage Corp 16, 0.02% 3.50%
Newrez 17, 0.02% 0.70%
Prosperity Home Mortgage 18, 0.02% 0.70%
The Federal Savings Bank 19, 0.02% 0.70%
Trident Mortgage Company Lp 20, 0.02% 1.40%
Truist Bank 21, 0.02% 4.90%
Mortgage Network, Inc 22, 0.02% 0.70%
Guaranteed Rate Affinity 23, 0.02% 0.70%
Citizens Bank 24, 0.02% 4.20%
Bay Capital Mortgage Corporation 25, 0.03% 0.70%
Quicken Loans 26, 0.03% 2.80%
AnnieMac Home Mortgage 27, 0.03% 2.10%
Us Bank 28, 0.03% 4.20%
Residential Mortgage Services 29, 0.04% 6.29%
WSFS Bank 30, 0.04% 4.90%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.15% 3.77%
LoanDepot 2, -0.10% 3.02%
Caliber Home Loans Inc 3, -0.09% 6.33%
DHI Mortgage Company Limited 4, -0.09% 2.19%
Usaa Federal Savings Bank 5, -0.09% 8.14%
Pennymac Loan Services 6, -0.07% 2.64%
First Home Mortgage 7, -0.06% 1.43%
Residential Mortgage Services 8, -0.06% 3.32%
Lakeview Loan Servicing 9, -0.05% 1.28%
NBKC Bank 10, -0.04% 1.06%
Movement Mortgage 11, -0.04% 1.73%
Atlantic Home Loans, Inc 12, -0.03% 5.43%
Mortgage Network, Inc 13, -0.03% 1.28%
Wells Fargo Bank 14, -0.03% 1.58%
Guaranteed Rate Inc 15, -0.02% 0.60%
Home Point Financial Corporation 16, -0.02% 1.73%
Amerisave Mortgage Corporation 17, -0.02% 0.30%
M&T Bank 18, -0.02% 0.60%
Prosperity Home Mortgage 19, -0.02% 0.60%
Newrez 20, -0.02% 2.04%
Fairway Independent Mort Corp 21, -0.01% 2.64%
New American Funding 22, -0.01% 0.68%
Ditech Financial 23, -0.01% 0.53%
Cardinal Financial Company LP 24, -0.01% 0.75%
Bank of America 25, -0.01% 0.08%
TD Bank 26, -0.01% 0.08%
On Q Financial Inc 27, -0.01% 0.38%
Pentagon Federal Credit Union 28, -0.00% 0.23%
Member First Mortgage 29, -0.00% 0.15%
Trident Mortgage Company Lp 30, -0.00% 0.08%
K Hovnanian American Mortgage 31, -0.00% 1.43%
Crescent Mortgage Company 32, -0.00% 0.08%
Evolve Bank & Trust 33, 0.00% 0.38%
Eagle Home Mortgage 34, 0.00% 0.23%
Guaranteed Rate Affinity 35, 0.00% 0.45%
Atlantic Bay Mortgage Group 36, 0.00% 0.60%
Flagstar Bank 37, 0.00% 0.75%
WSFS Bank 38, 0.00% 0.15%
Waterstone Mortgage Corp 39, 0.00% 1.96%
CMG Mortgage Inc 40, 0.00% 1.58%
Pnc Bank 41, 0.01% 0.15%
NFM, Inc 42, 0.01% 0.08%
Fulton Bank 43, 0.01% 0.23%
McLean Mortgage Corporation 44, 0.01% 0.15%
Citizens Bank 45, 0.01% 0.23%
Primary Residential Mortgage Inc 46, 0.01% 0.38%
Homeside Financial 47, 0.01% 0.38%
Supreme Lending/ Everett Financial Inc 48, 0.01% 0.15%
JPMorgan Chase Bank 49, 0.01% 0.08%
Us Bank 50, 0.01% 0.23%
AnnieMac Home Mortgage 51, 0.02% 0.38%
Huntingdon Valley Bank 52, 0.02% 0.23%
NVR Mortgage Finance Inc 53, 0.03% 1.58%
Primelending 54, 0.04% 0.83%
Nations Lending Corporation 55, 0.04% 1.06%
Norwich Commercial Group Inc 56, 0.04% 0.38%
Nationstar Mortgage 57, 0.04% 0.75%
Freedom Mortgage Corporation 58, 0.05% 1.96%
Pike Creek Mortgage Services, Inc 59, 0.06% 2.26%
GMH Mortgage Services 60, 0.06% 0.60%
Quicken Loans 61, 0.07% 6.41%
Union Home Mortgage Company 62, 0.07% 0.98%
Embrace Home Loans, Inc 63, 0.07% 5.05%
Meridian Bank 64, 0.08% 3.17%
Tidewater Mortgage Services Inc 65, 0.09% 0.68%
The Federal Savings Bank 66, 0.14% 4.00%
Carrington Mortgage Services 67, 0.15% 2.79%
NewDay USA 68, 0.31% 2.56%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.17% 4.76%
DHI Mortgage Company Limited 2, -0.08% 3.95%
Usaa Federal Savings Bank 3, -0.07% 10.07%
First Home Mortgage 4, -0.06% 2.31%
Residential Mortgage Services 5, -0.05% 5.71%
NBKC Bank 6, -0.04% 1.09%
Movement Mortgage 7, -0.03% 2.04%
Wells Fargo Bank 8, -0.03% 2.59%
Mortgage Network, Inc 9, -0.02% 1.77%
Atlantic Home Loans, Inc 10, -0.02% 6.67%
Guaranteed Rate Inc 11, -0.02% 0.82%
Caliber Home Loans Inc 12, -0.02% 5.44%
New American Funding 13, -0.02% 0.54%
M&T Bank 14, -0.02% 0.68%
Home Point Financial Corporation 15, -0.01% 1.77%
Fairway Independent Mort Corp 16, -0.01% 3.95%
Prosperity Home Mortgage 17, -0.01% 1.09%
Pennymac Loan Services 18, -0.01% 0.54%
Newrez 19, -0.00% 1.09%
Cardinal Financial Company LP 20, -0.00% 0.68%
Member First Mortgage 21, 0.00% 0.14%
Bank of America 22, 0.00% 0.14%
On Q Financial Inc 23, 0.00% 0.54%
TD Bank 24, 0.00% 0.14%
NewDay USA 25, 0.01% 0.54%
Pentagon Federal Credit Union 26, 0.01% 0.41%
Trident Mortgage Company Lp 27, 0.01% 0.14%
Freedom Mortgage Corporation 28, 0.01% 0.41%
K Hovnanian American Mortgage 29, 0.01% 2.59%
Crescent Mortgage Company 30, 0.01% 0.14%
Eagle Home Mortgage 31, 0.01% 0.41%
Ditech Financial 32, 0.01% 0.27%
Atlantic Bay Mortgage Group 33, 0.01% 0.95%
WSFS Bank 34, 0.01% 0.14%
Guaranteed Rate Affinity 35, 0.01% 0.82%
Waterstone Mortgage Corp 36, 0.01% 2.86%
Evolve Bank & Trust 37, 0.01% 0.41%
Pnc Bank 38, 0.01% 0.14%
Supreme Lending/ Everett Financial Inc 39, 0.02% 0.14%
Citizens Bank 40, 0.02% 0.14%
Quicken Loans 41, 0.02% 1.90%
Flagstar Bank 42, 0.02% 0.68%
McLean Mortgage Corporation 43, 0.02% 0.14%
Homeside Financial 44, 0.02% 0.54%
AnnieMac Home Mortgage 45, 0.02% 0.14%
CMG Mortgage Inc 46, 0.02% 2.18%
Fulton Bank 47, 0.03% 0.14%
Us Bank 48, 0.03% 0.27%
NVR Mortgage Finance Inc 49, 0.04% 2.86%
Primary Residential Mortgage Inc 50, 0.04% 0.41%
Huntingdon Valley Bank 51, 0.04% 0.27%
Primelending 52, 0.05% 1.50%
The Federal Savings Bank 53, 0.05% 0.41%
Nationstar Mortgage 54, 0.05% 0.82%
Carrington Mortgage Services 55, 0.05% 0.27%
Norwich Commercial Group Inc 56, 0.05% 0.68%
Nations Lending Corporation 57, 0.05% 0.95%
GMH Mortgage Services 58, 0.07% 1.09%
Pike Creek Mortgage Services, Inc 59, 0.09% 3.40%
Union Home Mortgage Company 60, 0.09% 1.63%
Tidewater Mortgage Services Inc 61, 0.10% 1.22%
Meridian Bank 62, 0.11% 4.63%
Embrace Home Loans, Inc 63, 0.22% 4.90%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.16% 7.45%
Usaa Federal Savings Bank 2, -0.12% 5.75%
LoanDepot 3, -0.12% 6.77%
Navy Federal Credit Union 4, -0.10% 2.54%
Embrace Home Loans, Inc 5, -0.09% 5.25%
Pennymac Loan Services 6, -0.09% 5.25%
Lakeview Loan Servicing 7, -0.07% 2.88%
Movement Mortgage 8, -0.07% 1.35%
NBKC Bank 9, -0.05% 1.02%
Atlantic Home Loans, Inc 10, -0.05% 3.89%
Pike Creek Mortgage Services, Inc 11, -0.04% 0.85%
Primary Residential Mortgage Inc 12, -0.04% 0.34%
Home Point Financial Corporation 13, -0.04% 1.69%
Newrez 14, -0.03% 3.21%
Amerisave Mortgage Corporation 15, -0.03% 0.68%
Mortgage Network, Inc 16, -0.03% 0.68%
Ditech Financial 17, -0.03% 0.85%
CMG Mortgage Inc 18, -0.03% 0.85%
Cardinal Financial Company LP 19, -0.02% 0.85%
First Home Mortgage 20, -0.02% 0.34%
Residential Mortgage Services 21, -0.02% 0.34%
Flagstar Bank 22, -0.02% 0.85%
M&T Bank 23, -0.02% 0.51%
Evolve Bank & Trust 24, -0.02% 0.34%
Guaranteed Rate Inc 25, -0.02% 0.34%
Meridian Bank 26, -0.02% 1.35%
On Q Financial Inc 27, -0.01% 0.17%
Us Bank 28, -0.01% 0.17%
Member First Mortgage 29, -0.01% 0.17%
New American Funding 30, -0.01% 0.85%
Huntingdon Valley Bank 31, -0.01% 0.17%
Fulton Bank 32, -0.01% 0.34%
WSFS Bank 33, -0.01% 0.17%
Homeside Financial 34, -0.01% 0.17%
NFM, Inc 35, -0.01% 0.17%
Atlantic Bay Mortgage Group 36, -0.01% 0.17%
McLean Mortgage Corporation 37, -0.01% 0.17%
Pnc Bank 38, -0.00% 0.17%
Waterstone Mortgage Corp 39, -0.00% 0.85%
Citizens Bank 40, -0.00% 0.34%
JPMorgan Chase Bank 41, 0.00% 0.17%
AnnieMac Home Mortgage 42, 0.00% 0.68%
Supreme Lending/ Everett Financial Inc 43, 0.01% 0.17%
Fairway Independent Mort Corp 44, 0.01% 1.02%
Wells Fargo Bank 45, 0.01% 0.34%
Union Home Mortgage Company 46, 0.01% 0.17%
Nations Lending Corporation 47, 0.02% 1.18%
Nationstar Mortgage 48, 0.04% 0.68%
Freedom Mortgage Corporation 49, 0.05% 3.89%
Quicken Loans 50, 0.07% 12.01%
The Federal Savings Bank 51, 0.13% 8.46%
Carrington Mortgage Services 52, 0.14% 5.92%
NewDay USA 53, 0.34% 5.08%

* Data is compiled for the Ocean City, MD commuting zone area, which comprises of counties of Kent County, DE, Sussex County, DE, Somerset County, MD, Wicomico County, MD, and Worcester County, MD. This includes cities/towns/communities of Ocean City, MD as well as Millville, DE, Smyrna, DE, Dover, DE, Salisbury, MD, Milton, DE, Ocean Pines, MD, Lewes, DE, Rising Sun-Lebanon, DE, Millsboro, DE, Selbyville, DE, Milford, DE, Seaford, DE, Bethany Beach, DE, Delmar, MD, Camden, DE, Riverview, DE, West Ocean City, MD, Delmar, DE, Berlin, MD, Laurel, DE, Greenwood, DE, Slaughter Beach, DE, Long Neck, DE, Georgetown, DE, Rehoboth Beach, DE, Felton, DE, Wyoming, DE, Kenton, DE, Frankford, DE, Frederica, DE, Whitehaven, MD, Newark, MD, Houston, DE, Little Creek, DE, Hartly, DE, Crisfield, MD, Willards, MD, Dewey Beach, DE, Harrington, DE, Sharptown, MD, Ellendale, DE, Fenwick Island, DE, Powellville, MD, Pocomoke City, MD, Mount Vernon, MD, Blades, DE, Milford, DE, Stockton, MD, Kent Acres, DE, and Eden, MD. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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