Top Mortgage Lenders in the Greendale, IN area

Which mortgage lender in the Greendale, IN area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Greendale, IN area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Greendale, IN area is Civista Bank, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.15%. This means that Civista Bank provided a -0.15% lower interest rate for its customers than other lenders in Greendale, IN for a similar set of borrowers. Civista Bank has a market share of 11.3%. On the other hand, the most popular lender in the market is First Financial Bank, with a market share of 19.0%. First Financial Bank is an average rate lender in this area, with a “Rate Difference” of -0.01% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Greendale, IN area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Greendale, IN is Civista Bank. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is First Financial Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Fifth Third Bank, National Association. The cheapest VA mortgage provider is First Financial Bank. To get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders by “Rate Rank” for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Civista Bank 1, -0.15% 11.31%
Union Savings Bank 2, -0.12% 2.60%
Guardian Savings Bank, FSB 3, -0.10% 2.74%
Fifth Third Bank, National Association 4, -0.06% 11.17%
Ruoff Home Mortgage 5, -0.02% 3.86%
Caliber Home Loans Inc 6, -0.02% 3.86%
GVC Mortgage Inc 7, -0.01% 4.21%
First Financial Bank 8, -0.01% 18.96%
LoanDepot 9, 0.00% 2.32%
Quicken Loans 10, 0.01% 9.69%
Us Bank 11, 0.02% 5.62%
Primelending 12, 0.02% 2.25%
Nations Reliable Lending 13, 0.11% 7.09%
The Friendship State Bank 14, 0.15% 6.81%
Amerifirst Financial Corporation 15, 0.17% 7.51%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Civista Bank 1, -0.15% 10.68%
Fifth Third Bank, National Association 2, -0.10% 9.38%
Us Bank 3, -0.06% 3.91%
Guardian Savings Bank, FSB 4, -0.05% 1.82%
Quicken Loans 5, -0.04% 8.33%
First Financial Bank 6, -0.03% 15.76%
Caliber Home Loans Inc 7, -0.03% 4.82%
Ruoff Home Mortgage 8, -0.03% 5.34%
Union Savings Bank 9, -0.03% 0.65%
LoanDepot 10, -0.02% 0.52%
GVC Mortgage Inc 11, -0.02% 6.12%
Primelending 12, 0.01% 3.52%
The Friendship State Bank 13, 0.08% 5.47%
Nations Reliable Lending 14, 0.11% 12.63%
Amerifirst Financial Corporation 15, 0.21% 11.07%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Civista Bank 1, -0.15% 12.04%
Union Savings Bank 2, -0.13% 4.88%
Guardian Savings Bank, FSB 3, -0.12% 3.81%
Fifth Third Bank, National Association 4, -0.03% 13.26%
Amerifirst Financial Corporation 5, -0.03% 3.35%
Ruoff Home Mortgage 6, -0.02% 2.13%
Caliber Home Loans Inc 7, -0.01% 2.74%
GVC Mortgage Inc 8, 0.00% 1.98%
Primelending 9, 0.01% 0.76%
LoanDepot 10, 0.01% 4.42%
Nations Reliable Lending 11, 0.02% 0.61%
First Financial Bank 12, 0.02% 22.71%
Quicken Loans 13, 0.05% 11.28%
Us Bank 14, 0.07% 7.62%
The Friendship State Bank 15, 0.22% 8.38%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Civista Bank 1, -0.15% 13.77%
Union Savings Bank 2, -0.12% 3.26%
Guardian Savings Bank, FSB 3, -0.10% 3.44%
Fifth Third Bank, National Association 4, -0.05% 12.86%
Ruoff Home Mortgage 5, -0.01% 2.90%
First Financial Bank 6, 0.01% 22.74%
LoanDepot 7, 0.01% 1.54%
GVC Mortgage Inc 8, 0.02% 2.36%
Us Bank 9, 0.03% 6.88%
Primelending 10, 0.03% 1.36%
Caliber Home Loans Inc 11, 0.03% 2.08%
Quicken Loans 12, 0.06% 7.97%
Nations Reliable Lending 13, 0.09% 4.98%
Amerifirst Financial Corporation 14, 0.10% 5.07%
The Friendship State Bank 15, 0.16% 8.79%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Civista Bank 1, -0.14% 14.37%
Fifth Third Bank, National Association 2, -0.08% 10.92%
Us Bank 3, -0.05% 4.98%
Guardian Savings Bank, FSB 4, -0.04% 2.49%
Union Savings Bank 5, -0.02% 0.77%
First Financial Bank 6, -0.01% 20.50%
Ruoff Home Mortgage 7, -0.00% 4.21%
LoanDepot 8, 0.00% 0.57%
GVC Mortgage Inc 9, 0.02% 4.21%
Quicken Loans 10, 0.03% 6.32%
Primelending 11, 0.03% 2.30%
Caliber Home Loans Inc 12, 0.05% 3.07%
The Friendship State Bank 13, 0.09% 8.05%
Nations Reliable Lending 14, 0.10% 9.96%
Amerifirst Financial Corporation 15, 0.16% 7.28%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Civista Bank 1, -0.15% 13.23%
Union Savings Bank 2, -0.13% 5.50%
Guardian Savings Bank, FSB 3, -0.12% 4.30%
Amerifirst Financial Corporation 4, -0.04% 3.09%
Fifth Third Bank, National Association 5, -0.03% 14.60%
Ruoff Home Mortgage 6, -0.03% 1.72%
GVC Mortgage Inc 7, -0.01% 0.69%
Caliber Home Loans Inc 8, 0.00% 1.20%
Primelending 9, 0.01% 0.52%
LoanDepot 10, 0.01% 2.41%
Nations Reliable Lending 11, 0.02% 0.52%
First Financial Bank 12, 0.02% 24.74%
Us Bank 13, 0.07% 8.59%
Quicken Loans 14, 0.08% 9.45%
The Friendship State Bank 15, 0.22% 9.45%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Fifth Third Bank, National Association 1, -0.14% 6.38%
Quicken Loans 2, -0.12% 17.02%
Civista Bank 3, -0.11% 3.83%
First Financial Bank 4, -0.11% 4.26%
Caliber Home Loans Inc 5, -0.09% 8.09%
Us Bank 6, -0.07% 0.85%
Ruoff Home Mortgage 7, -0.07% 7.23%
GVC Mortgage Inc 8, -0.06% 11.91%
Guardian Savings Bank, FSB 9, -0.05% 0.43%
LoanDepot 10, -0.02% 2.98%
Primelending 11, -0.01% 4.26%
Union Savings Bank 12, -0.01% 0.43%
Nations Reliable Lending 13, 0.13% 15.32%
Amerifirst Financial Corporation 14, 0.24% 17.02%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Fifth Third Bank, National Association 1, -0.16% 7.29%
Quicken Loans 2, -0.15% 13.02%
Civista Bank 3, -0.14% 3.65%
First Financial Bank 4, -0.13% 4.69%
Caliber Home Loans Inc 5, -0.11% 6.77%
Us Bank 6, -0.09% 1.04%
Ruoff Home Mortgage 7, -0.09% 7.81%
GVC Mortgage Inc 8, -0.08% 11.46%
LoanDepot 9, -0.08% 0.52%
Guardian Savings Bank, FSB 10, -0.06% 0.52%
Primelending 11, -0.03% 5.21%
Union Savings Bank 12, -0.02% 0.52%
Nations Reliable Lending 13, 0.12% 18.75%
Amerifirst Financial Corporation 14, 0.25% 18.75%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.04% 34.88%
Caliber Home Loans Inc 2, -0.00% 13.95%
Civista Bank 3, 0.00% 4.65%
Fifth Third Bank, National Association 4, 0.01% 2.33%
Ruoff Home Mortgage 5, 0.02% 4.65%
GVC Mortgage Inc 6, 0.02% 13.95%
Amerifirst Financial Corporation 7, 0.02% 9.30%
First Financial Bank 8, 0.03% 2.33%
LoanDepot 9, 0.05% 13.95%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Financial Bank 1, 0.00% 100.00%
Insufficient data available.
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Financial Bank 1, 0.00% 100.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Financial Bank 1, -0.07% 7.32%
Caliber Home Loans Inc 2, -0.07% 15.85%
Us Bank 3, -0.04% 2.44%
Quicken Loans 4, -0.03% 12.20%
LoanDepot 5, -0.03% 10.98%
Fifth Third Bank, National Association 6, -0.02% 2.44%
Primelending 7, -0.01% 8.54%
GVC Mortgage Inc 8, -0.01% 7.32%
Ruoff Home Mortgage 9, -0.01% 7.32%
Nations Reliable Lending 10, 0.02% 12.20%
Amerifirst Financial Corporation 11, 0.17% 13.41%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Financial Bank 1, -0.09% 9.26%
Caliber Home Loans Inc 2, -0.09% 14.81%
Quicken Loans 3, -0.06% 11.11%
Us Bank 4, -0.05% 3.70%
Fifth Third Bank, National Association 5, -0.03% 1.85%
Primelending 6, -0.02% 9.26%
GVC Mortgage Inc 7, -0.02% 5.56%
Ruoff Home Mortgage 8, -0.01% 7.41%
Nations Reliable Lending 9, 0.01% 16.67%
Amerifirst Financial Corporation 10, 0.16% 20.37%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.03% 17.86%
LoanDepot 2, -0.00% 32.14%
Ruoff Home Mortgage 3, 0.00% 7.14%
First Financial Bank 4, 0.00% 3.57%
Fifth Third Bank, National Association 5, 0.00% 3.57%
Primelending 6, 0.01% 7.14%
GVC Mortgage Inc 7, 0.01% 10.71%
Nations Reliable Lending 8, 0.01% 3.57%
Quicken Loans 9, 0.02% 14.29%

* Data is compiled for the Greendale, IN commuting zone area, which comprises of counties of Dearborn County, IN, Decatur County, IN, Franklin County, IN, Ohio County, IN, Ripley County, IN, and Switzerland County, IN. This includes cities/towns/communities of Greendale, IN as well as Greensburg, IN, Milan, IN, Hidden Valley, IN, Dillsboro, IN, Bright, IN, Brookville, IN, Moores Hill, IN, Rising Sun, IN, Lake Santee, IN, Oldenburg, IN, Batesville, IN, Florence, IN, New Point, IN, Lawrenceburg, IN, Mount Carmel, IN, Aurora, IN, Napoleon, IN, Vevay, IN, Laurel, IN, Westport, IN, Versailles, IN, St. Leon, IN, St. Paul, IN, and Holton, IN. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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