Top Mortgage Lenders in Jacksonville, NC

Which mortgage lender in the Jacksonville, NC area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Jacksonville, NC area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Jacksonville, NC area is Caliber Home Loans Inc, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.19%. This means that Caliber Home Loans Inc provided a -0.19% lower interest rate for its customers than other lenders in Jacksonville, NC for a similar set of borrowers. Caliber Home Loans Inc has a market share of 2.0%. On the other hand, the most popular lender in the market is Navy Federal Credit Union, with a market share of 20.4%. Navy Federal Credit Union is an average rate lender in this area, with a “Rate Difference” of -0.13% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Jacksonville, NC area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Jacksonville, NC is On Q Financial Inc. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Pnc Bank. The cheapest VA mortgage provider is Navy Federal Credit Union. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Jacksonville, NC

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.19% 1.97%
Navy Federal Credit Union 2, -0.13% 20.44%
Corporate Investors Mortgage Group Inc 3, -0.12% 1.46%
Freedom Mortgage Corporation 4, -0.12% 2.27%
Pnc Bank 5, -0.09% 1.09%
On Q Financial Inc 6, -0.07% 1.27%
Wells Fargo Bank 7, -0.07% 2.68%
Bank of America 8, -0.07% 0.87%
DHI Mortgage Company Limited 9, -0.06% 1.11%
Guaranteed Rate Inc 10, -0.05% 5.17%
Pennymac Loan Services 11, -0.05% 1.35%
Truist Bank 12, -0.04% 3.71%
JPMorgan Chase Bank 13, -0.04% 0.46%
First-Citizens Bank & Trust Co 14, -0.03% 2.59%
Lakeview Loan Servicing 15, -0.03% 0.62%
Home Point Financial Corporation 16, -0.02% 0.84%
LoanDepot 17, -0.02% 1.40%
Plaza Home Mortgage Inc 18, -0.01% 3.63%
Suntrust Banks, Inc 19, -0.01% 0.45%
American Security Mortgage Corporation 20, -0.01% 3.21%
Stearns Lending 21, 0.01% 1.65%
West Town Bank & Trust 22, 0.02% 0.74%
Equity Resources Inc 23, 0.02% 0.62%
State Employees’ Credit Union 24, 0.02% 2.42%
Atlantic Bay Mortgage Group 25, 0.04% 5.80%
Usaa Federal Savings Bank 26, 0.05% 4.69%
Angel Oak Home Loans 27, 0.08% 0.45%
Residential Mortgage Services 28, 0.08% 5.14%
Union Home Mortgage Company 29, 0.10% 1.32%
The Federal Savings Bank 30, 0.13% 0.52%
Quicken Loans 31, 0.13% 6.73%
Nationstar Mortgage 32, 0.15% 0.80%
AnnieMac Home Mortgage 33, 0.16% 0.78%
Movement Mortgage 34, 0.18% 9.67%
Carrington Mortgage Services 35, 0.33% 1.64%
NewDay USA 36, 0.39% 0.45%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.22% 2.00%
Freedom Mortgage Corporation 2, -0.17% 2.24%
Navy Federal Credit Union 3, -0.13% 23.76%
Corporate Investors Mortgage Group Inc 4, -0.12% 1.43%
Wells Fargo Bank 5, -0.11% 2.63%
Pnc Bank 6, -0.10% 1.12%
Bank of America 7, -0.10% 0.74%
On Q Financial Inc 8, -0.08% 1.43%
Truist Bank 9, -0.07% 3.37%
JPMorgan Chase Bank 10, -0.06% 0.31%
DHI Mortgage Company Limited 11, -0.05% 1.42%
Guaranteed Rate Inc 12, -0.04% 5.65%
First-Citizens Bank & Trust Co 13, -0.03% 2.19%
Pennymac Loan Services 14, -0.02% 0.42%
Suntrust Banks, Inc 15, -0.01% 0.39%
Home Point Financial Corporation 16, -0.01% 0.68%
LoanDepot 17, -0.01% 0.33%
American Security Mortgage Corporation 18, 0.01% 3.49%
Plaza Home Mortgage Inc 19, 0.01% 4.14%
Stearns Lending 20, 0.01% 1.99%
Lakeview Loan Servicing 21, 0.02% 0.13%
West Town Bank & Trust 22, 0.02% 0.48%
Equity Resources Inc 23, 0.03% 0.57%
The Federal Savings Bank 24, 0.03% 0.06%
Atlantic Bay Mortgage Group 25, 0.05% 6.88%
NewDay USA 26, 0.07% 0.06%
Usaa Federal Savings Bank 27, 0.07% 5.15%
State Employees’ Credit Union 28, 0.08% 1.40%
Residential Mortgage Services 29, 0.09% 6.44%
Angel Oak Home Loans 30, 0.09% 0.48%
Union Home Mortgage Company 31, 0.13% 1.42%
Quicken Loans 32, 0.14% 3.68%
Nationstar Mortgage 33, 0.18% 0.64%
AnnieMac Home Mortgage 34, 0.19% 0.86%
Movement Mortgage 35, 0.20% 10.90%
Carrington Mortgage Services 36, 0.52% 1.14%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Plaza Home Mortgage Inc 1, -0.19% 1.77%
Navy Federal Credit Union 2, -0.13% 8.16%
Corporate Investors Mortgage Group Inc 3, -0.13% 1.56%
Usaa Federal Savings Bank 4, -0.09% 2.99%
Atlantic Bay Mortgage Group 5, -0.08% 1.84%
Pennymac Loan Services 6, -0.07% 4.76%
American Security Mortgage Corporation 7, -0.07% 2.18%
Guaranteed Rate Inc 8, -0.06% 3.40%
Lakeview Loan Servicing 9, -0.05% 2.45%
Home Point Financial Corporation 10, -0.05% 1.43%
Union Home Mortgage Company 11, -0.05% 0.95%
First-Citizens Bank & Trust Co 12, -0.05% 4.08%
Caliber Home Loans Inc 13, -0.05% 1.84%
State Employees’ Credit Union 14, -0.04% 6.19%
LoanDepot 15, -0.03% 5.37%
Bank of America 16, -0.03% 1.36%
JPMorgan Chase Bank 17, -0.03% 1.02%
Movement Mortgage 18, -0.02% 5.10%
Stearns Lending 19, -0.01% 0.41%
Suntrust Banks, Inc 20, -0.01% 0.68%
Equity Resources Inc 21, -0.01% 0.82%
Pnc Bank 22, -0.01% 0.95%
On Q Financial Inc 23, -0.01% 0.68%
Residential Mortgage Services 24, -0.01% 0.34%
West Town Bank & Trust 25, -0.00% 1.70%
Truist Bank 26, 0.00% 4.96%
Angel Oak Home Loans 27, 0.00% 0.34%
AnnieMac Home Mortgage 28, 0.01% 0.48%
Wells Fargo Bank 29, 0.04% 2.86%
Freedom Mortgage Corporation 30, 0.08% 2.38%
Carrington Mortgage Services 31, 0.09% 3.47%
Nationstar Mortgage 32, 0.09% 1.36%
Quicken Loans 33, 0.11% 18.01%
The Federal Savings Bank 34, 0.13% 2.24%
NewDay USA 35, 0.41% 1.90%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
On Q Financial Inc 1, -0.18% 2.20%
Corporate Investors Mortgage Group Inc 2, -0.17% 3.27%
DHI Mortgage Company Limited 3, -0.12% 1.23%
Pnc Bank 4, -0.12% 2.00%
Wells Fargo Bank 5, -0.11% 6.12%
Bank of America 6, -0.10% 2.20%
Residential Mortgage Services 7, -0.08% 1.54%
Truist Bank 8, -0.08% 8.32%
First-Citizens Bank & Trust Co 9, -0.07% 5.89%
Guaranteed Rate Inc 10, -0.07% 5.51%
JPMorgan Chase Bank 11, -0.07% 1.16%
Plaza Home Mortgage Inc 12, -0.06% 0.62%
Usaa Federal Savings Bank 13, -0.06% 2.12%
Suntrust Banks, Inc 14, -0.04% 0.85%
LoanDepot 15, -0.04% 1.19%
Union Home Mortgage Company 16, -0.04% 1.43%
Atlantic Bay Mortgage Group 17, -0.03% 7.51%
Caliber Home Loans Inc 18, -0.03% 0.58%
Home Point Financial Corporation 19, -0.03% 1.16%
Pennymac Loan Services 20, -0.02% 0.31%
Equity Resources Inc 21, -0.02% 0.92%
West Town Bank & Trust 22, -0.01% 1.23%
Lakeview Loan Servicing 23, -0.01% 0.23%
American Security Mortgage Corporation 24, -0.01% 2.89%
The Federal Savings Bank 25, -0.00% 0.04%
State Employees’ Credit Union 26, -0.00% 6.43%
Stearns Lending 27, -0.00% 1.16%
Carrington Mortgage Services 28, 0.01% 0.15%
Freedom Mortgage Corporation 29, 0.01% 0.81%
Angel Oak Home Loans 30, 0.06% 0.73%
Nationstar Mortgage 31, 0.07% 0.39%
Movement Mortgage 32, 0.09% 8.01%
Quicken Loans 33, 0.14% 9.63%
AnnieMac Home Mortgage 34, 0.14% 0.73%
Navy Federal Credit Union 35, 0.20% 11.44%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
On Q Financial Inc 1, -0.21% 2.62%
Corporate Investors Mortgage Group Inc 2, -0.18% 3.37%
Wells Fargo Bank 3, -0.16% 6.42%
Pnc Bank 4, -0.13% 2.30%
Bank of America 5, -0.13% 1.98%
DHI Mortgage Company Limited 6, -0.12% 1.71%
Truist Bank 7, -0.11% 8.29%
JPMorgan Chase Bank 8, -0.09% 0.86%
Residential Mortgage Services 9, -0.08% 1.98%
LoanDepot 10, -0.08% 0.54%
First-Citizens Bank & Trust Co 11, -0.08% 5.24%
Guaranteed Rate Inc 12, -0.07% 6.42%
Plaza Home Mortgage Inc 13, -0.07% 0.75%
Usaa Federal Savings Bank 14, -0.06% 2.41%
Suntrust Banks, Inc 15, -0.05% 0.86%
Caliber Home Loans Inc 16, -0.03% 0.37%
Home Point Financial Corporation 17, -0.03% 1.18%
Pennymac Loan Services 18, -0.02% 0.16%
Atlantic Bay Mortgage Group 19, -0.02% 9.04%
Union Home Mortgage Company 20, -0.02% 1.44%
Equity Resources Inc 21, -0.01% 0.91%
Lakeview Loan Servicing 22, -0.01% 0.32%
Nationstar Mortgage 23, -0.01% 0.21%
West Town Bank & Trust 24, -0.00% 0.59%
American Security Mortgage Corporation 25, -0.00% 3.42%
Stearns Lending 26, -0.00% 1.61%
Carrington Mortgage Services 27, 0.02% 0.16%
Freedom Mortgage Corporation 28, 0.03% 0.48%
State Employees’ Credit Union 29, 0.06% 4.07%
Angel Oak Home Loans 30, 0.08% 0.80%
Movement Mortgage 31, 0.11% 9.52%
Quicken Loans 32, 0.13% 5.56%
AnnieMac Home Mortgage 33, 0.15% 0.96%
Navy Federal Credit Union 34, 0.25% 13.43%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Corporate Investors Mortgage Group Inc 1, -0.14% 3.03%
Atlantic Bay Mortgage Group 2, -0.10% 3.58%
Union Home Mortgage Company 3, -0.10% 1.38%
First-Citizens Bank & Trust Co 4, -0.06% 7.57%
Navy Federal Credit Union 5, -0.06% 6.33%
Usaa Federal Savings Bank 6, -0.05% 1.38%
State Employees’ Credit Union 7, -0.05% 12.52%
Guaranteed Rate Inc 8, -0.04% 3.16%
Bank of America 9, -0.04% 2.75%
JPMorgan Chase Bank 10, -0.04% 1.93%
Suntrust Banks, Inc 11, -0.03% 0.83%
Residential Mortgage Services 12, -0.03% 0.41%
On Q Financial Inc 13, -0.02% 1.10%
Equity Resources Inc 14, -0.02% 0.96%
LoanDepot 15, -0.02% 2.89%
Caliber Home Loans Inc 16, -0.02% 1.10%
Pnc Bank 17, -0.02% 1.24%
Pennymac Loan Services 18, -0.02% 0.69%
West Town Bank & Trust 19, -0.02% 2.89%
American Security Mortgage Corporation 20, -0.01% 1.51%
Carrington Mortgage Services 21, -0.01% 0.14%
AnnieMac Home Mortgage 22, -0.01% 0.14%
Home Point Financial Corporation 23, -0.01% 1.10%
Angel Oak Home Loans 24, -0.01% 0.55%
The Federal Savings Bank 25, -0.01% 0.14%
Truist Bank 26, -0.00% 8.39%
Freedom Mortgage Corporation 27, 0.00% 1.65%
Plaza Home Mortgage Inc 28, 0.00% 0.28%
Movement Mortgage 29, 0.02% 4.13%
Wells Fargo Bank 30, 0.03% 5.36%
Nationstar Mortgage 31, 0.11% 0.83%
Quicken Loans 32, 0.14% 20.08%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Pnc Bank 1, -0.16% 1.99%
Caliber Home Loans Inc 2, -0.12% 2.76%
Navy Federal Credit Union 3, -0.11% 3.06%
American Security Mortgage Corporation 4, -0.08% 6.74%
Atlantic Bay Mortgage Group 5, -0.05% 9.65%
Freedom Mortgage Corporation 6, -0.04% 1.53%
Plaza Home Mortgage Inc 7, -0.04% 1.68%
Home Point Financial Corporation 8, -0.03% 0.92%
Stearns Lending 9, -0.03% 2.60%
Guaranteed Rate Inc 10, -0.02% 9.19%
Quicken Loans 11, -0.02% 15.47%
West Town Bank & Trust 12, -0.01% 0.92%
Corporate Investors Mortgage Group Inc 13, -0.01% 0.46%
Pennymac Loan Services 14, -0.01% 1.53%
Truist Bank 15, -0.00% 0.15%
DHI Mortgage Company Limited 16, -0.00% 1.84%
Suntrust Banks, Inc 17, -0.00% 0.31%
Wells Fargo Bank 18, 0.01% 0.15%
Bank of America 19, 0.01% 0.46%
Residential Mortgage Services 20, 0.01% 3.06%
Lakeview Loan Servicing 21, 0.02% 1.23%
Equity Resources Inc 22, 0.02% 0.46%
The Federal Savings Bank 23, 0.03% 0.46%
On Q Financial Inc 24, 0.03% 3.22%
LoanDepot 25, 0.03% 1.68%
Nationstar Mortgage 26, 0.04% 2.45%
Carrington Mortgage Services 27, 0.05% 1.99%
First-Citizens Bank & Trust Co 28, 0.05% 1.99%
Movement Mortgage 29, 0.08% 15.93%
Angel Oak Home Loans 30, 0.09% 0.92%
Union Home Mortgage Company 31, 0.11% 2.91%
AnnieMac Home Mortgage 32, 0.25% 2.30%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Pnc Bank 1, -0.16% 2.40%
Caliber Home Loans Inc 2, -0.15% 2.77%
Navy Federal Credit Union 3, -0.12% 3.51%
American Security Mortgage Corporation 4, -0.08% 7.56%
Atlantic Bay Mortgage Group 5, -0.05% 11.62%
Freedom Mortgage Corporation 6, -0.05% 1.48%
Home Point Financial Corporation 7, -0.04% 0.92%
Plaza Home Mortgage Inc 8, -0.04% 2.03%
Stearns Lending 9, -0.03% 3.14%
Guaranteed Rate Inc 10, -0.03% 10.15%
West Town Bank & Trust 11, -0.02% 0.92%
Pennymac Loan Services 12, -0.02% 0.55%
Corporate Investors Mortgage Group Inc 13, -0.01% 0.55%
Quicken Loans 14, -0.00% 9.04%
Truist Bank 15, -0.00% 0.18%
DHI Mortgage Company Limited 16, -0.00% 2.21%
Suntrust Banks, Inc 17, -0.00% 0.37%
Wells Fargo Bank 18, 0.01% 0.18%
Bank of America 19, 0.01% 0.55%
Lakeview Loan Servicing 20, 0.01% 0.18%
Carrington Mortgage Services 21, 0.01% 0.92%
Residential Mortgage Services 22, 0.01% 3.69%
Equity Resources Inc 23, 0.02% 0.55%
The Federal Savings Bank 24, 0.03% 0.37%
On Q Financial Inc 25, 0.03% 3.51%
LoanDepot 26, 0.04% 1.11%
Nationstar Mortgage 27, 0.04% 1.66%
First-Citizens Bank & Trust Co 28, 0.06% 2.21%
Movement Mortgage 29, 0.08% 18.45%
Angel Oak Home Loans 30, 0.09% 1.11%
Union Home Mortgage Company 31, 0.11% 3.51%
AnnieMac Home Mortgage 32, 0.26% 2.58%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Movement Mortgage 1, -0.03% 3.60%
Quicken Loans 2, -0.03% 46.85%
American Security Mortgage Corporation 3, -0.01% 2.70%
Guaranteed Rate Inc 4, -0.01% 4.50%
Pennymac Loan Services 5, -0.00% 6.31%
Freedom Mortgage Corporation 6, -0.00% 1.80%
First-Citizens Bank & Trust Co 7, 0.00% 0.90%
Navy Federal Credit Union 8, 0.01% 0.90%
West Town Bank & Trust 9, 0.02% 0.90%
Lakeview Loan Servicing 10, 0.02% 6.31%
Home Point Financial Corporation 11, 0.02% 0.90%
The Federal Savings Bank 12, 0.02% 0.90%
LoanDepot 13, 0.03% 4.50%
AnnieMac Home Mortgage 14, 0.03% 0.90%
On Q Financial Inc 15, 0.03% 1.80%
Caliber Home Loans Inc 16, 0.03% 2.70%
Nationstar Mortgage 17, 0.05% 6.31%
Carrington Mortgage Services 18, 0.08% 7.21%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.02% 10.53%
Truist Bank 2, -0.02% 36.84%
Suntrust Banks, Inc 3, -0.01% 3.95%
Corporate Investors Mortgage Group Inc 4, -0.00% 5.26%
First-Citizens Bank & Trust Co 5, 0.00% 11.84%
Pnc Bank 6, 0.00% 3.95%
Home Point Financial Corporation 7, 0.02% 1.32%
JPMorgan Chase Bank 8, 0.02% 2.63%
Movement Mortgage 9, 0.02% 1.32%
Stearns Lending 10, 0.03% 2.63%
Equity Resources Inc 11, 0.03% 1.32%
Guaranteed Rate Inc 12, 0.03% 3.95%
Quicken Loans 13, 0.03% 2.63%
Navy Federal Credit Union 14, 0.04% 6.58%
Atlantic Bay Mortgage Group 15, 0.04% 3.95%
Angel Oak Home Loans 16, 0.05% 1.32%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.04% 11.76%
First-Citizens Bank & Trust Co 2, -0.02% 9.80%
Corporate Investors Mortgage Group Inc 3, -0.01% 5.88%
Suntrust Banks, Inc 4, -0.01% 3.92%
Truist Bank 5, -0.01% 35.29%
JPMorgan Chase Bank 6, 0.01% 1.96%
Pnc Bank 7, 0.01% 1.96%
Movement Mortgage 8, 0.02% 1.96%
Equity Resources Inc 9, 0.03% 1.96%
Guaranteed Rate Inc 10, 0.03% 5.88%
Stearns Lending 11, 0.03% 1.96%
Quicken Loans 12, 0.04% 1.96%
Atlantic Bay Mortgage Group 13, 0.04% 5.88%
Angel Oak Home Loans 14, 0.04% 1.96%
Navy Federal Credit Union 15, 0.05% 7.84%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Truist Bank 1, -0.04% 40.00%
Pnc Bank 2, 0.00% 8.00%
Suntrust Banks, Inc 3, 0.01% 4.00%
Corporate Investors Mortgage Group Inc 4, 0.02% 4.00%
Navy Federal Credit Union 5, 0.02% 4.00%
Home Point Financial Corporation 6, 0.02% 4.00%
Stearns Lending 7, 0.03% 4.00%
Wells Fargo Bank 8, 0.03% 8.00%
JPMorgan Chase Bank 9, 0.03% 4.00%
First-Citizens Bank & Trust Co 10, 0.03% 16.00%
Quicken Loans 11, 0.03% 4.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.21% 30.41%
Caliber Home Loans Inc 2, -0.21% 2.87%
Freedom Mortgage Corporation 3, -0.13% 3.52%
Guaranteed Rate Inc 4, -0.04% 4.21%
Home Point Financial Corporation 5, -0.04% 0.59%
Pennymac Loan Services 6, -0.04% 2.09%
Lakeview Loan Servicing 7, -0.03% 0.81%
DHI Mortgage Company Limited 8, -0.03% 0.92%
LoanDepot 9, -0.01% 1.53%
Corporate Investors Mortgage Group Inc 10, 0.01% 0.25%
Plaza Home Mortgage Inc 11, 0.01% 6.25%
American Security Mortgage Corporation 12, 0.02% 2.87%
Stearns Lending 13, 0.03% 1.81%
Truist Bank 14, 0.03% 0.31%
Pnc Bank 15, 0.03% 0.20%
First-Citizens Bank & Trust Co 16, 0.04% 0.11%
Suntrust Banks, Inc 17, 0.04% 0.11%
Angel Oak Home Loans 18, 0.05% 0.14%
Equity Resources Inc 19, 0.05% 0.42%
West Town Bank & Trust 20, 0.05% 0.36%
Wells Fargo Bank 21, 0.06% 0.47%
Usaa Federal Savings Bank 22, 0.09% 7.51%
AnnieMac Home Mortgage 23, 0.11% 0.56%
Residential Mortgage Services 24, 0.12% 8.23%
The Federal Savings Bank 25, 0.16% 0.89%
Atlantic Bay Mortgage Group 26, 0.17% 3.91%
On Q Financial Inc 27, 0.18% 0.28%
Quicken Loans 28, 0.22% 3.12%
Union Home Mortgage Company 29, 0.24% 0.98%
Nationstar Mortgage 30, 0.24% 0.81%
Movement Mortgage 31, 0.26% 9.91%
Carrington Mortgage Services 32, 0.40% 2.68%
NewDay USA 33, 0.41% 0.86%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.23% 2.92%
Navy Federal Credit Union 2, -0.21% 34.21%
Freedom Mortgage Corporation 3, -0.18% 3.53%
Guaranteed Rate Inc 4, -0.04% 4.33%
DHI Mortgage Company Limited 5, -0.02% 1.11%
Pennymac Loan Services 6, -0.00% 0.57%
Home Point Financial Corporation 7, -0.00% 0.34%
Corporate Investors Mortgage Group Inc 8, 0.01% 0.30%
Suntrust Banks, Inc 9, 0.03% 0.03%
Plaza Home Mortgage Inc 10, 0.04% 6.72%
Truist Bank 11, 0.04% 0.30%
Pnc Bank 12, 0.04% 0.13%
Stearns Lending 13, 0.04% 2.02%
The Federal Savings Bank 14, 0.04% 0.03%
First-Citizens Bank & Trust Co 15, 0.04% 0.13%
American Security Mortgage Corporation 16, 0.05% 2.86%
Angel Oak Home Loans 17, 0.05% 0.13%
LoanDepot 18, 0.06% 0.07%
West Town Bank & Trust 19, 0.06% 0.34%
Equity Resources Inc 20, 0.07% 0.34%
Wells Fargo Bank 21, 0.07% 0.54%
NewDay USA 22, 0.09% 0.10%
Usaa Federal Savings Bank 23, 0.11% 7.90%
Residential Mortgage Services 24, 0.13% 9.85%
AnnieMac Home Mortgage 25, 0.14% 0.50%
Atlantic Bay Mortgage Group 26, 0.17% 4.67%
On Q Financial Inc 27, 0.18% 0.34%
Union Home Mortgage Company 28, 0.27% 1.04%
Quicken Loans 29, 0.27% 1.55%
Nationstar Mortgage 30, 0.27% 0.74%
Movement Mortgage 31, 0.30% 10.55%
Carrington Mortgage Services 32, 0.61% 1.81%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Plaza Home Mortgage Inc 1, -0.20% 3.95%
Navy Federal Credit Union 2, -0.18% 11.84%
American Security Mortgage Corporation 3, -0.10% 2.96%
Usaa Federal Savings Bank 4, -0.10% 5.59%
Home Point Financial Corporation 5, -0.09% 1.81%
Guaranteed Rate Inc 6, -0.08% 3.62%
Pennymac Loan Services 7, -0.07% 9.54%
Caliber Home Loans Inc 8, -0.06% 2.63%
Lakeview Loan Servicing 9, -0.06% 4.77%
Movement Mortgage 10, -0.05% 6.74%
LoanDepot 11, -0.04% 8.72%
Stearns Lending 12, -0.01% 0.82%
Equity Resources Inc 13, 0.01% 0.82%
Pnc Bank 14, 0.01% 0.49%
Truist Bank 15, 0.01% 0.33%
Angel Oak Home Loans 16, 0.01% 0.16%
Atlantic Bay Mortgage Group 17, 0.01% 0.16%
Wells Fargo Bank 18, 0.02% 0.16%
AnnieMac Home Mortgage 19, 0.02% 0.82%
Suntrust Banks, Inc 20, 0.03% 0.49%
Residential Mortgage Services 21, 0.03% 0.33%
West Town Bank & Trust 22, 0.03% 0.49%
Union Home Mortgage Company 23, 0.05% 0.66%
Carrington Mortgage Services 24, 0.11% 6.91%
Nationstar Mortgage 25, 0.13% 1.15%
Freedom Mortgage Corporation 26, 0.13% 3.45%
The Federal Savings Bank 27, 0.14% 5.10%
Quicken Loans 28, 0.16% 10.86%
NewDay USA 29, 0.42% 4.61%

* Data is compiled for the Jacksonville, NC commuting zone area, which comprises of counties of Carteret County, NC, Craven County, NC, Jones County, NC, Onslow County, NC, and Pamlico County, NC. This includes cities/towns/communities of Jacksonville, NC as well as Half Moon, NC, New Bern, NC, Holly Ridge, NC, Piney Green, NC, Brices Creek, NC, Havelock, NC, Morehead City, NC, Richlands, NC, Sneads Ferry, NC, Emerald Isle, NC, Swansboro, NC, Beaufort, NC, Newport, NC, North Topsail Beach, NC, Atlantic Beach, NC, Bogue, NC, Trent Woods, NC, Fairfield Harbour, NC, Peletier, NC, River Bend, NC, James City, NC, Pine Knoll Shores, NC, Arapahoe, NC, Vanceboro, NC, Oriental, NC, Bridgeton, NC, Dover, NC, Gloucester, NC, Cedar Point, NC, Cape Carteret, NC, Maysville, NC, Grantsboro, NC, Davis, NC, Indian Beach, NC, Harkers Island, NC, Broad Creek, NC, Trenton, NC, Bayboro, NC, and Atlantic, NC. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

This page ranks the top mortgage lenders in the Jacksonville, NC area. For mortgage lender rankings of other cities, click here.