Top Mortgage Lenders in the Blue River, CO area

Which mortgage lender in the Blue River, CO area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Blue River, CO area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Blue River, CO area is Provident Funding Associates, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.13%. This means that Provident Funding Associates provided a -0.13% lower interest rate for its customers than other lenders in Blue River, CO for a similar set of borrowers. Provident Funding Associates has a market share of 1.7%. On the other hand, the most popular lender in the market is Bay Equity, with a market share of 17.8%. Bay Equity is an average rate lender in this area, with a “Rate Difference” of +0.06% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Blue River, CO area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Blue River, CO is Provident Funding Associates. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Cherry Creek Mortgage Co Inc. The cheapest VA mortgage provider is Quicken Loans. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Provident Funding Associates 1, -0.13% 1.66%
Alpine Bank 2, -0.10% 3.90%
KeyBank National Association 3, -0.07% 1.43%
Guaranteed Rate Inc 4, -0.07% 2.60%
FirstBank 5, -0.07% 3.70%
Bank of America 6, -0.06% 1.45%
Us Bank 7, -0.06% 3.62%
Bokf 8, -0.05% 9.18%
LoanDepot 9, -0.04% 2.07%
NBH Bank 10, -0.04% 1.07%
Wells Fargo Bank 11, -0.03% 9.66%
Home Point Financial Corporation 12, -0.03% 0.89%
First Western Trust Bank 13, -0.02% 0.84%
Academy Mortgage Corporation 14, -0.01% 4.21%
Flagstar Bank 15, -0.01% 1.48%
New American Funding 16, -0.01% 1.02%
Caliber Home Loans Inc 17, -0.01% 1.89%
Usaa Federal Savings Bank 18, -0.01% 0.92%
JPMorgan Chase Bank 19, -0.00% 3.24%
Bank of Colorado 20, 0.00% 0.79%
CMG Mortgage Inc 21, 0.01% 1.20%
American Financing Corporation 22, 0.02% 1.38%
Cherry Creek Mortgage Co Inc 23, 0.03% 2.19%
Megastar Financial Corporation 24, 0.04% 3.90%
Cornerstone Home Lending, Inc 25, 0.04% 3.82%
Bank of England 26, 0.04% 0.87%
Fairway Independent Mort Corp 27, 0.05% 4.11%
Bay Equity 28, 0.06% 17.80%
Guild Mortgage Company 29, 0.09% 1.12%
Quicken Loans 30, 0.09% 8.01%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Us Bank 1, -0.11% 3.71%
Guaranteed Rate Inc 2, -0.09% 3.04%
KeyBank National Association 3, -0.09% 2.05%
Wells Fargo Bank 4, -0.08% 10.37%
Bank of America 5, -0.08% 1.81%
FirstBank 6, -0.08% 3.62%
Provident Funding Associates 7, -0.07% 0.67%
Home Point Financial Corporation 8, -0.05% 0.38%
LoanDepot 9, -0.04% 0.90%
Alpine Bank 10, -0.03% 3.62%
Flagstar Bank 11, -0.03% 0.90%
Bokf 12, -0.03% 10.56%
JPMorgan Chase Bank 13, -0.02% 3.62%
Usaa Federal Savings Bank 14, -0.01% 1.14%
Caliber Home Loans Inc 15, -0.01% 1.62%
Quicken Loans 16, -0.01% 3.33%
New American Funding 17, -0.01% 1.00%
First Western Trust Bank 18, -0.00% 0.86%
Academy Mortgage Corporation 19, -0.00% 3.76%
American Financing Corporation 20, 0.00% 0.48%
NBH Bank 21, 0.02% 0.67%
Bank of Colorado 22, 0.02% 0.90%
CMG Mortgage Inc 23, 0.03% 1.76%
Cherry Creek Mortgage Co Inc 24, 0.04% 3.38%
Cornerstone Home Lending, Inc 25, 0.04% 4.19%
Fairway Independent Mort Corp 26, 0.04% 4.80%
Bank of England 27, 0.06% 1.28%
Bay Equity 28, 0.08% 19.98%
Megastar Financial Corporation 29, 0.08% 4.38%
Guild Mortgage Company 30, 0.14% 1.24%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Alpine Bank 1, -0.16% 4.23%
Provident Funding Associates 2, -0.15% 2.80%
Bokf 3, -0.09% 7.58%
NBH Bank 4, -0.06% 1.54%
FirstBank 5, -0.06% 3.79%
CMG Mortgage Inc 6, -0.05% 0.55%
First Western Trust Bank 7, -0.04% 0.82%
LoanDepot 8, -0.04% 3.41%
Bank of America 9, -0.03% 1.04%
Megastar Financial Corporation 10, -0.03% 3.35%
KeyBank National Association 11, -0.03% 0.71%
Academy Mortgage Corporation 12, -0.03% 4.73%
Home Point Financial Corporation 13, -0.02% 1.48%
Guaranteed Rate Inc 14, -0.02% 2.09%
New American Funding 15, -0.02% 1.04%
Bank of Colorado 16, -0.01% 0.66%
Caliber Home Loans Inc 17, -0.01% 2.20%
Flagstar Bank 18, -0.01% 2.14%
Us Bank 19, -0.01% 3.52%
Usaa Federal Savings Bank 20, -0.00% 0.66%
Bank of England 21, -0.00% 0.38%
Cherry Creek Mortgage Co Inc 22, 0.01% 0.82%
Guild Mortgage Company 23, 0.01% 0.99%
JPMorgan Chase Bank 24, 0.01% 2.80%
Bay Equity 25, 0.02% 15.27%
American Financing Corporation 26, 0.02% 2.42%
Wells Fargo Bank 27, 0.04% 8.85%
Cornerstone Home Lending, Inc 28, 0.05% 3.41%
Fairway Independent Mort Corp 29, 0.06% 3.30%
Quicken Loans 30, 0.12% 13.41%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Provident Funding Associates 1, -0.13% 2.03%
Alpine Bank 2, -0.10% 4.72%
FirstBank 3, -0.09% 3.75%
KeyBank National Association 4, -0.09% 1.35%
Us Bank 5, -0.08% 3.07%
Guaranteed Rate Inc 6, -0.08% 2.85%
Bokf 7, -0.05% 10.89%
Bank of America 8, -0.05% 0.97%
LoanDepot 9, -0.05% 2.00%
NBH Bank 10, -0.04% 1.19%
Home Point Financial Corporation 11, -0.03% 0.91%
First Western Trust Bank 12, -0.02% 0.88%
Academy Mortgage Corporation 13, -0.02% 3.78%
Usaa Federal Savings Bank 14, -0.02% 0.72%
New American Funding 15, -0.02% 0.97%
Flagstar Bank 16, -0.02% 1.63%
JPMorgan Chase Bank 17, -0.01% 2.03%
Caliber Home Loans Inc 18, -0.01% 1.85%
Wells Fargo Bank 19, -0.00% 9.04%
Bank of Colorado 20, 0.00% 0.78%
CMG Mortgage Inc 21, 0.01% 1.09%
American Financing Corporation 22, 0.03% 1.28%
Megastar Financial Corporation 23, 0.04% 4.50%
Cherry Creek Mortgage Co Inc 24, 0.04% 2.31%
Bay Equity 25, 0.05% 16.36%
Fairway Independent Mort Corp 26, 0.05% 4.13%
Bank of England 27, 0.06% 0.91%
Cornerstone Home Lending, Inc 28, 0.06% 3.85%
Quicken Loans 29, 0.10% 9.07%
Guild Mortgage Company 30, 0.11% 1.09%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Us Bank 1, -0.14% 3.24%
FirstBank 2, -0.11% 3.80%
Guaranteed Rate Inc 3, -0.11% 3.43%
KeyBank National Association 4, -0.10% 2.18%
Provident Funding Associates 5, -0.06% 0.87%
Bank of America 6, -0.06% 1.06%
Wells Fargo Bank 7, -0.05% 10.41%
LoanDepot 8, -0.04% 0.87%
Home Point Financial Corporation 9, -0.04% 0.50%
JPMorgan Chase Bank 10, -0.04% 1.93%
Alpine Bank 11, -0.03% 4.61%
Flagstar Bank 12, -0.03% 1.00%
Bokf 13, -0.02% 13.28%
Usaa Federal Savings Bank 14, -0.02% 0.87%
New American Funding 15, -0.01% 0.94%
Academy Mortgage Corporation 16, -0.01% 2.74%
Quicken Loans 17, -0.01% 3.93%
Caliber Home Loans Inc 18, -0.01% 1.62%
First Western Trust Bank 19, -0.00% 0.94%
American Financing Corporation 20, 0.00% 0.31%
Bank of Colorado 21, 0.02% 0.87%
NBH Bank 22, 0.02% 0.75%
CMG Mortgage Inc 23, 0.03% 1.62%
Fairway Independent Mort Corp 24, 0.05% 4.86%
Cherry Creek Mortgage Co Inc 25, 0.06% 3.68%
Cornerstone Home Lending, Inc 26, 0.07% 4.18%
Bay Equity 27, 0.07% 17.39%
Bank of England 28, 0.08% 1.37%
Megastar Financial Corporation 29, 0.09% 5.30%
Guild Mortgage Company 30, 0.16% 1.43%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Alpine Bank 1, -0.16% 4.83%
Provident Funding Associates 2, -0.15% 3.20%
Bokf 3, -0.09% 8.47%
FirstBank 4, -0.07% 3.70%
NBH Bank 5, -0.07% 1.63%
CMG Mortgage Inc 6, -0.05% 0.56%
LoanDepot 7, -0.05% 3.14%
First Western Trust Bank 8, -0.05% 0.82%
Bank of America 9, -0.04% 0.88%
Megastar Financial Corporation 10, -0.04% 3.70%
KeyBank National Association 11, -0.03% 0.50%
Academy Mortgage Corporation 12, -0.03% 4.83%
Home Point Financial Corporation 13, -0.03% 1.32%
New American Funding 14, -0.02% 1.00%
Guaranteed Rate Inc 15, -0.02% 2.26%
Usaa Federal Savings Bank 16, -0.02% 0.56%
Bank of Colorado 17, -0.02% 0.69%
Caliber Home Loans Inc 18, -0.02% 2.07%
Flagstar Bank 19, -0.01% 2.26%
Bank of England 20, -0.01% 0.44%
Us Bank 21, -0.00% 2.89%
Cherry Creek Mortgage Co Inc 22, 0.00% 0.94%
JPMorgan Chase Bank 23, 0.01% 2.13%
Guild Mortgage Company 24, 0.01% 0.75%
Bay Equity 25, 0.02% 15.32%
American Financing Corporation 26, 0.04% 2.26%
Cornerstone Home Lending, Inc 27, 0.05% 3.52%
Fairway Independent Mort Corp 28, 0.07% 3.39%
Wells Fargo Bank 29, 0.07% 7.66%
Quicken Loans 30, 0.12% 14.25%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Cherry Creek Mortgage Co Inc 1, -0.10% 2.33%
Caliber Home Loans Inc 2, -0.08% 2.00%
Cornerstone Home Lending, Inc 3, -0.08% 8.00%
Quicken Loans 4, -0.07% 4.33%
New American Funding 5, -0.07% 1.00%
American Financing Corporation 6, -0.06% 3.67%
Megastar Financial Corporation 7, -0.06% 0.67%
Us Bank 8, -0.06% 1.33%
Bank of England 9, -0.06% 1.67%
Home Point Financial Corporation 10, -0.06% 1.33%
Flagstar Bank 11, -0.06% 0.33%
Bokf 12, -0.05% 0.67%
LoanDepot 13, -0.05% 1.33%
CMG Mortgage Inc 14, -0.04% 0.33%
Guaranteed Rate Inc 15, -0.04% 1.33%
NBH Bank 16, -0.03% 0.67%
Academy Mortgage Corporation 17, -0.03% 12.67%
Guild Mortgage Company 18, -0.03% 1.67%
Wells Fargo Bank 19, -0.02% 0.67%
Bank of Colorado 20, -0.01% 1.00%
Fairway Independent Mort Corp 21, 0.01% 7.00%
Bay Equity 22, 0.05% 46.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Cherry Creek Mortgage Co Inc 1, -0.12% 2.98%
Caliber Home Loans Inc 2, -0.11% 2.13%
Quicken Loans 3, -0.10% 1.70%
Cornerstone Home Lending, Inc 4, -0.10% 8.94%
LoanDepot 5, -0.09% 0.85%
New American Funding 6, -0.09% 0.85%
Us Bank 7, -0.08% 1.28%
Megastar Financial Corporation 8, -0.07% 0.85%
Bank of England 9, -0.07% 2.13%
NBH Bank 10, -0.07% 0.43%
Bokf 11, -0.06% 0.85%
CMG Mortgage Inc 12, -0.05% 0.43%
Guaranteed Rate Inc 13, -0.05% 1.28%
Guild Mortgage Company 14, -0.04% 0.85%
American Financing Corporation 15, -0.04% 1.70%
Academy Mortgage Corporation 16, -0.04% 13.19%
Wells Fargo Bank 17, -0.03% 0.43%
Bank of Colorado 18, -0.02% 1.28%
Fairway Independent Mort Corp 19, 0.00% 8.09%
Bay Equity 20, 0.06% 49.79%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
American Financing Corporation 1, -0.03% 10.77%
Quicken Loans 2, -0.01% 13.85%
Home Point Financial Corporation 3, -0.01% 6.15%
Flagstar Bank 4, -0.01% 1.54%
Academy Mortgage Corporation 5, -0.00% 10.77%
New American Funding 6, 0.00% 1.54%
Guaranteed Rate Inc 7, 0.00% 1.54%
Bay Equity 8, 0.01% 32.31%
Guild Mortgage Company 9, 0.01% 4.62%
Cornerstone Home Lending, Inc 10, 0.01% 4.62%
Caliber Home Loans Inc 11, 0.02% 1.54%
Us Bank 12, 0.02% 1.54%
Wells Fargo Bank 13, 0.02% 1.54%
LoanDepot 14, 0.03% 3.08%
Fairway Independent Mort Corp 15, 0.03% 3.08%
NBH Bank 16, 0.03% 1.54%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.10% 26.33%
Bank of America 2, -0.04% 8.15%
Us Bank 3, 0.01% 12.54%
KeyBank National Association 4, 0.02% 4.08%
Usaa Federal Savings Bank 5, 0.03% 0.31%
Bank of Colorado 6, 0.04% 0.31%
Bay Equity 7, 0.04% 1.88%
Academy Mortgage Corporation 8, 0.04% 0.31%
Guaranteed Rate Inc 9, 0.04% 1.25%
LoanDepot 10, 0.04% 0.94%
American Financing Corporation 11, 0.04% 0.31%
Fairway Independent Mort Corp 12, 0.04% 1.57%
JPMorgan Chase Bank 13, 0.04% 19.44%
Alpine Bank 14, 0.05% 0.31%
First Western Trust Bank 15, 0.05% 1.25%
Guild Mortgage Company 16, 0.05% 0.63%
Megastar Financial Corporation 17, 0.05% 2.19%
Cornerstone Home Lending, Inc 18, 0.05% 0.31%
New American Funding 19, 0.06% 0.94%
Flagstar Bank 20, 0.06% 0.94%
Bokf 21, 0.06% 2.19%
Cherry Creek Mortgage Co Inc 22, 0.07% 0.94%
Quicken Loans 23, 0.07% 1.88%
Caliber Home Loans Inc 24, 0.07% 0.94%
FirstBank 25, 0.08% 7.84%
CMG Mortgage Inc 26, 0.10% 2.19%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.14% 23.04%
Bank of America 2, -0.05% 10.29%
Us Bank 3, 0.01% 11.27%
KeyBank National Association 4, 0.03% 3.92%
Usaa Federal Savings Bank 5, 0.04% 0.49%
Bay Equity 6, 0.04% 1.47%
JPMorgan Chase Bank 7, 0.05% 22.06%
Bank of Colorado 8, 0.05% 0.49%
Academy Mortgage Corporation 9, 0.05% 0.49%
Guaranteed Rate Inc 10, 0.05% 1.47%
American Financing Corporation 11, 0.05% 0.49%
LoanDepot 12, 0.05% 0.98%
Guild Mortgage Company 13, 0.05% 0.49%
Flagstar Bank 14, 0.06% 0.49%
Alpine Bank 15, 0.06% 0.49%
Quicken Loans 16, 0.06% 0.49%
First Western Trust Bank 17, 0.06% 1.47%
Fairway Independent Mort Corp 18, 0.06% 0.98%
New American Funding 19, 0.07% 1.47%
Megastar Financial Corporation 20, 0.07% 2.45%
Bokf 21, 0.07% 2.45%
Cherry Creek Mortgage Co Inc 22, 0.08% 1.47%
Caliber Home Loans Inc 23, 0.09% 0.98%
FirstBank 24, 0.12% 7.35%
CMG Mortgage Inc 25, 0.12% 2.94%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.05% 32.17%
KeyBank National Association 2, -0.00% 4.35%
Us Bank 3, 0.00% 14.78%
Bank of America 4, 0.00% 4.35%
Megastar Financial Corporation 5, 0.01% 1.74%
Fairway Independent Mort Corp 6, 0.02% 2.61%
CMG Mortgage Inc 7, 0.02% 0.87%
LoanDepot 8, 0.02% 0.87%
Guaranteed Rate Inc 9, 0.02% 0.87%
First Western Trust Bank 10, 0.02% 0.87%
Bay Equity 11, 0.03% 2.61%
FirstBank 12, 0.03% 8.70%
Cornerstone Home Lending, Inc 13, 0.03% 0.87%
Bokf 14, 0.04% 1.74%
Guild Mortgage Company 15, 0.04% 0.87%
JPMorgan Chase Bank 16, 0.05% 14.78%
Caliber Home Loans Inc 17, 0.05% 0.87%
Flagstar Bank 18, 0.05% 1.74%
Quicken Loans 19, 0.05% 4.35%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.03% 4.72%
Wells Fargo Bank 2, -0.03% 3.77%
Caliber Home Loans Inc 3, -0.03% 5.66%
Cherry Creek Mortgage Co Inc 4, -0.03% 1.89%
Guaranteed Rate Inc 5, -0.02% 2.83%
Guild Mortgage Company 6, -0.02% 1.89%
Bokf 7, -0.02% 2.83%
NBH Bank 8, -0.02% 1.89%
New American Funding 9, -0.02% 2.83%
Usaa Federal Savings Bank 10, -0.02% 11.32%
LoanDepot 11, -0.02% 9.43%
Flagstar Bank 12, -0.02% 1.89%
Alpine Bank 13, -0.02% 0.94%
First Western Trust Bank 14, -0.02% 0.94%
Bank of Colorado 15, -0.01% 1.89%
CMG Mortgage Inc 16, -0.01% 3.77%
Cornerstone Home Lending, Inc 17, -0.01% 1.89%
Home Point Financial Corporation 18, -0.01% 1.89%
American Financing Corporation 19, -0.01% 0.94%
Fairway Independent Mort Corp 20, -0.00% 2.83%
Academy Mortgage Corporation 21, 0.00% 4.72%
Bay Equity 22, 0.04% 29.25%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.05% 5.08%
Quicken Loans 2, -0.05% 3.39%
Usaa Federal Savings Bank 3, -0.03% 15.25%
Cherry Creek Mortgage Co Inc 4, -0.03% 3.39%
Guaranteed Rate Inc 5, -0.03% 5.08%
NBH Bank 6, -0.03% 1.69%
LoanDepot 7, -0.03% 1.69%
Bank of Colorado 8, -0.03% 1.69%
Bokf 9, -0.03% 3.39%
Flagstar Bank 10, -0.02% 3.39%
Alpine Bank 11, -0.02% 1.69%
New American Funding 12, -0.02% 1.69%
Caliber Home Loans Inc 13, -0.02% 1.69%
CMG Mortgage Inc 14, -0.02% 6.78%
Fairway Independent Mort Corp 15, -0.01% 3.39%
Academy Mortgage Corporation 16, 0.00% 5.08%
Bay Equity 17, 0.05% 35.59%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.02% 10.64%
Quicken Loans 2, -0.02% 6.38%
Guild Mortgage Company 3, -0.01% 4.26%
Bokf 4, -0.01% 2.13%
Academy Mortgage Corporation 5, -0.01% 4.26%
New American Funding 6, -0.01% 4.26%
LoanDepot 7, -0.01% 19.15%
NBH Bank 8, -0.01% 2.13%
First Western Trust Bank 9, -0.01% 2.13%
Cornerstone Home Lending, Inc 10, -0.00% 4.26%
Home Point Financial Corporation 11, -0.00% 4.26%
Bank of Colorado 12, 0.00% 2.13%
American Financing Corporation 13, 0.00% 2.13%
Wells Fargo Bank 14, 0.01% 2.13%
Fairway Independent Mort Corp 15, 0.01% 2.13%
Bay Equity 16, 0.02% 21.28%
Usaa Federal Savings Bank 17, 0.02% 6.38%

* Data is compiled for the Blue River, CO commuting zone area, which comprises of counties of Eagle County, CO, Garfield County, CO, Lake County, CO, Pitkin County, CO, and Summit County, CO. This includes cities/towns/communities of Blue River, CO as well as Dillon, CO, Heeney, CO, Rifle, CO, Avon, CO, Eagle, CO, Vail, CO, Copper Mountain, CO, Edwards, CO, New Castle, CO, Carbondale, CO, Basalt, CO, Aspen, CO, Gypsum, CO, Battlement Mesa, CO, Glenwood Springs, CO, Silt, CO, Leadville, CO, El Jebel, CO, Cattle Creek, CO, Minturn, CO, Chacra, CO, Dotsero, CO, Norrie, CO, Basalt, CO, Twin Lakes, CO, and Red Cliff, CO. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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