Top Mortgage Lenders in Harrison, AR

Which mortgage lender in the Harrison, AR area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Harrison, AR area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Harrison, AR area is Equity Bank, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.10%. This means that Equity Bank provided a -0.10% lower interest rate for its customers than other lenders in Harrison, AR for a similar set of borrowers. Equity Bank has a market share of 19.9%. On the other hand, the most popular lender in the market is Arvest Bank, with a market share of 26.4%. Arvest Bank is an average rate lender in this area, with a “Rate Difference” of -0.05% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Harrison, AR area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Harrison, AR is Equity Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Arvest Bank. The cheapest VA mortgage provider is also Arvest Bank. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Harrison, AR

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Equity Bank 1, -0.10% 19.87%
Arvest Bank 2, -0.05% 26.43%
Servion, Inc 3, 0.00% 12.47%
Citizens Bank 4, 0.02% 9.73%
Guild Mortgage Company 5, 0.09% 8.88%
Quicken Loans 6, 0.10% 22.62%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Equity Bank 1, -0.12% 25.55%
Arvest Bank 2, -0.02% 27.37%
Citizens Bank 3, 0.02% 10.58%
Servion, Inc 4, 0.02% 9.85%
Guild Mortgage Company 5, 0.11% 12.04%
Quicken Loans 6, 0.14% 14.60%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Arvest Bank 1, -0.09% 25.13%
Equity Bank 2, -0.05% 12.06%
Servion, Inc 3, -0.01% 16.08%
Guild Mortgage Company 4, -0.00% 4.52%
Citizens Bank 5, 0.03% 8.54%
Quicken Loans 6, 0.08% 33.67%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Equity Bank 1, -0.12% 21.14%
Arvest Bank 2, -0.05% 27.10%
Servion, Inc 3, 0.01% 15.99%
Citizens Bank 4, 0.03% 9.49%
Guild Mortgage Company 5, 0.03% 5.15%
Quicken Loans 6, 0.15% 21.14%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Equity Bank 1, -0.13% 28.64%
Arvest Bank 2, -0.00% 26.13%
Servion, Inc 3, 0.03% 13.57%
Citizens Bank 4, 0.03% 10.05%
Guild Mortgage Company 5, 0.06% 5.53%
Quicken Loans 6, 0.18% 16.08%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Arvest Bank 1, -0.09% 28.24%
Equity Bank 2, -0.06% 12.35%
Servion, Inc 3, -0.01% 18.82%
Guild Mortgage Company 4, -0.01% 4.71%
Citizens Bank 5, 0.03% 8.82%
Quicken Loans 6, 0.12% 27.06%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Arvest Bank 1, -0.08% 22.50%
Equity Bank 2, -0.08% 12.50%
Quicken Loans 3, -0.03% 30.00%
Citizens Bank 4, -0.00% 7.50%
Guild Mortgage Company 5, 0.13% 27.50%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Equity Bank 1, -0.09% 14.75%
Arvest Bank 2, -0.09% 29.51%
Citizens Bank 3, -0.02% 9.84%
Quicken Loans 4, 0.00% 11.48%
Guild Mortgage Company 5, 0.12% 34.43%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.00% 89.47%
Equity Bank 2, 0.02% 5.26%
Guild Mortgage Company 3, 0.06% 5.26%
Insufficient data available.
Insufficient data available.
Insufficient data available.
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Arvest Bank 1, -0.01% 29.17%
Citizens Bank 2, -0.00% 20.83%
Equity Bank 3, 0.00% 25.00%
Quicken Loans 4, 0.01% 20.83%
Guild Mortgage Company 5, 0.02% 4.17%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Arvest Bank 1, -0.01% 35.71%
Citizens Bank 2, -0.01% 21.43%
Equity Bank 3, 0.01% 28.57%
Guild Mortgage Company 4, 0.02% 7.14%
Quicken Loans 5, 0.04% 7.14%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Equity Bank 1, -0.01% 20.00%
Arvest Bank 2, -0.00% 20.00%
Quicken Loans 3, 0.00% 40.00%
Citizens Bank 4, 0.01% 20.00%

* Data is compiled for the Harrison, AR commuting zone area, which comprises of counties of Boone County, AR, Carroll County, AR, and Newton County, AR. This includes cities/towns/communities of Harrison, AR as well as Holiday Island, AR, Alpena, AR, Diamond City, AR, Bellefonte, AR, Jasper, AR, Berryville, AR, Eureka Springs, AR, Alpena, AR, and Oak Grove, AR. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

This page ranks the top mortgage lenders in the Harrison, AR area. For mortgage lender rankings of other cities, click here.