Top Mortgage Lenders in the Fort Wayne, IN area

Which mortgage lender in the Fort Wayne, IN area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Fort Wayne, IN area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Fort Wayne, IN area is Union Savings Bank, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.28%. This means that Union Savings Bank provided a -0.28% lower interest rate for its customers than other lenders in Fort Wayne, IN for a similar set of borrowers. Union Savings Bank has a market share of 4.6%. On the other hand, the most popular lender in the market is Ruoff Home Mortgage, with a market share of 20.1%. Ruoff Home Mortgage is an average rate lender in this area, with a “Rate Difference” of -0.04% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Fort Wayne, IN area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Fort Wayne, IN is Union Savings Bank. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Fifth Third Bank, National Association. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is SummitMortgage Inc. The cheapest VA mortgage provider is Navy Federal Credit Union. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Union Savings Bank 1, -0.28% 4.55%
ProFed Federal Credit Union 2, -0.16% 4.23%
MidWest America Federal Credit Union 3, -0.16% 1.24%
First Federal Bank of the Midwest 4, -0.14% 1.23%
Old National Bank 5, -0.11% 0.75%
Fifth Third Bank, National Association 6, -0.11% 4.18%
SummitMortgage Inc 7, -0.09% 4.75%
Interra Credit Union 8, -0.08% 0.52%
First Merchants Bank 9, -0.06% 2.54%
The Farmers & Merchants State Bank 10, -0.05% 0.29%
Beacon Credit Union 11, -0.05% 0.32%
Lake City Bank 12, -0.04% 0.91%
Partners 1st FCU 13, -0.04% 1.47%
Navy Federal Credit Union 14, -0.04% 0.31%
1St Source Bank 15, -0.04% 0.99%
Ruoff Home Mortgage 16, -0.04% 20.09%
Huntington National Bank 17, -0.03% 0.50%
Usaa Federal Savings Bank 18, -0.03% 0.54%
The State Bank and Trust Company 19, -0.03% 0.47%
First Federal Savings Bank 20, -0.02% 1.36%
JPMorgan Chase Bank 21, -0.02% 3.26%
Pnc Bank 22, -0.02% 1.63%
MutualBank 23, -0.01% 0.33%
VanDyk Mortgage Corporation 24, -0.01% 0.99%
Liberty Savings Bank FSB 25, -0.01% 0.29%
Teachers Credit Union 26, -0.01% 0.29%
STAR Financial Bank 27, 0.01% 1.30%
VIP Mortgage Inc 28, 0.02% 0.81%
Guaranteed Rate Inc 29, 0.02% 2.74%
Newrez 30, 0.02% 0.25%
Carrington Mortgage Services 31, 0.03% 0.54%
LoanDepot 32, 0.03% 0.85%
American Mortgage Service Company 33, 0.04% 1.56%
Centier Bank 34, 0.05% 0.65%
Farm Credit Mid-America 35, 0.05% 0.32%
Caliber Home Loans Inc 36, 0.06% 1.86%
Freedom Mortgage Corporation 37, 0.07% 0.38%
Three Rivers Federal Credit Union 38, 0.07% 8.75%
Polaris Home Funding Corp 39, 0.08% 1.01%
Horizon Bank 40, 0.09% 0.74%
Diamond Residential Mtg Corp 41, 0.11% 1.19%
Academy Mortgage Corporation 42, 0.14% 1.14%
Wells Fargo Bank 43, 0.14% 1.34%
Quicken Loans 44, 0.15% 6.95%
Flagstar Bank 45, 0.16% 1.22%
Royal United Mortgage 46, 0.17% 0.30%
Union Home Mortgage Company 47, 0.18% 2.30%
Nationstar Mortgage 48, 0.22% 0.78%
Hallmark Home Mortgage 49, 0.23% 4.99%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Union Savings Bank 1, -0.19% 3.45%
ProFed Federal Credit Union 2, -0.16% 2.72%
First Federal Bank of the Midwest 3, -0.15% 1.47%
MidWest America Federal Credit Union 4, -0.14% 0.96%
Fifth Third Bank, National Association 5, -0.13% 4.58%
SummitMortgage Inc 6, -0.11% 5.72%
JPMorgan Chase Bank 7, -0.09% 3.00%
First Merchants Bank 8, -0.09% 2.89%
Old National Bank 9, -0.08% 0.60%
Pnc Bank 10, -0.07% 1.03%
1St Source Bank 11, -0.06% 0.81%
Interra Credit Union 12, -0.06% 0.46%
Navy Federal Credit Union 13, -0.05% 0.45%
Usaa Federal Savings Bank 14, -0.04% 0.68%
Huntington National Bank 15, -0.04% 0.52%
Beacon Credit Union 16, -0.04% 0.20%
The Farmers & Merchants State Bank 17, -0.03% 0.21%
Ruoff Home Mortgage 18, -0.03% 25.91%
The State Bank and Trust Company 19, -0.03% 0.50%
VanDyk Mortgage Corporation 20, -0.02% 1.17%
Partners 1st FCU 21, -0.02% 0.96%
Freedom Mortgage Corporation 22, -0.02% 0.14%
First Federal Savings Bank 23, -0.01% 1.02%
Lake City Bank 24, -0.01% 0.85%
Liberty Savings Bank FSB 25, -0.01% 0.24%
STAR Financial Bank 26, -0.00% 1.10%
Newrez 27, 0.00% 0.06%
LoanDepot 28, 0.00% 0.21%
MutualBank 29, 0.01% 0.22%
Teachers Credit Union 30, 0.01% 0.25%
VIP Mortgage Inc 31, 0.01% 1.06%
Carrington Mortgage Services 32, 0.02% 0.10%
Nationstar Mortgage 33, 0.03% 0.22%
Guaranteed Rate Inc 34, 0.03% 3.53%
Three Rivers Federal Credit Union 35, 0.03% 6.72%
Royal United Mortgage 36, 0.04% 0.13%
Wells Fargo Bank 37, 0.05% 1.35%
American Mortgage Service Company 38, 0.05% 1.75%
Farm Credit Mid-America 39, 0.06% 0.27%
Horizon Bank 40, 0.06% 0.73%
Centier Bank 41, 0.08% 0.88%
Caliber Home Loans Inc 42, 0.09% 1.77%
Quicken Loans 43, 0.10% 3.67%
Polaris Home Funding Corp 44, 0.10% 0.96%
Flagstar Bank 45, 0.12% 1.14%
Diamond Residential Mtg Corp 46, 0.13% 1.66%
Academy Mortgage Corporation 47, 0.17% 1.51%
Union Home Mortgage Company 48, 0.23% 3.04%
Hallmark Home Mortgage 49, 0.24% 7.11%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Union Savings Bank 1, -0.34% 6.10%
MidWest America Federal Credit Union 2, -0.17% 1.62%
ProFed Federal Credit Union 3, -0.16% 6.33%
First Federal Bank of the Midwest 4, -0.14% 0.90%
Old National Bank 5, -0.13% 0.96%
Interra Credit Union 6, -0.09% 0.61%
Lake City Bank 7, -0.08% 1.00%
Ruoff Home Mortgage 8, -0.08% 11.94%
SummitMortgage Inc 9, -0.07% 3.38%
Centier Bank 10, -0.07% 0.33%
Fifth Third Bank, National Association 11, -0.07% 3.61%
The Farmers & Merchants State Bank 12, -0.06% 0.41%
Partners 1st FCU 13, -0.06% 2.17%
Beacon Credit Union 14, -0.05% 0.49%
The State Bank and Trust Company 15, -0.03% 0.43%
First Federal Savings Bank 16, -0.03% 1.84%
Teachers Credit Union 17, -0.03% 0.35%
MutualBank 18, -0.02% 0.49%
Huntington National Bank 19, -0.02% 0.49%
1St Source Bank 20, -0.02% 1.25%
First Merchants Bank 21, -0.02% 2.05%
Navy Federal Credit Union 22, -0.01% 0.12%
Usaa Federal Savings Bank 23, -0.01% 0.33%
Guaranteed Rate Inc 24, -0.01% 1.62%
Liberty Savings Bank FSB 25, -0.01% 0.37%
Union Home Mortgage Company 26, 0.00% 1.25%
American Mortgage Service Company 27, 0.00% 1.29%
Academy Mortgage Corporation 28, 0.00% 0.63%
STAR Financial Bank 29, 0.01% 1.58%
Pnc Bank 30, 0.01% 2.46%
VanDyk Mortgage Corporation 31, 0.02% 0.74%
Caliber Home Loans Inc 32, 0.02% 1.99%
VIP Mortgage Inc 33, 0.03% 0.45%
Newrez 34, 0.03% 0.53%
Diamond Residential Mtg Corp 35, 0.03% 0.53%
Carrington Mortgage Services 36, 0.04% 1.15%
Polaris Home Funding Corp 37, 0.04% 1.07%
LoanDepot 38, 0.04% 1.74%
Farm Credit Mid-America 39, 0.05% 0.39%
JPMorgan Chase Bank 40, 0.06% 3.61%
Freedom Mortgage Corporation 41, 0.10% 0.72%
Three Rivers Federal Credit Union 42, 0.11% 11.59%
Horizon Bank 43, 0.13% 0.76%
Hallmark Home Mortgage 44, 0.17% 2.03%
Quicken Loans 45, 0.18% 11.55%
Flagstar Bank 46, 0.21% 1.33%
Royal United Mortgage 47, 0.22% 0.55%
Nationstar Mortgage 48, 0.27% 1.56%
Wells Fargo Bank 49, 0.27% 1.31%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Union Savings Bank 1, -0.29% 5.21%
ProFed Federal Credit Union 2, -0.16% 5.45%
MidWest America Federal Credit Union 3, -0.16% 1.60%
First Federal Bank of the Midwest 4, -0.14% 1.55%
Old National Bank 5, -0.13% 0.81%
Fifth Third Bank, National Association 6, -0.11% 4.76%
Interra Credit Union 7, -0.07% 0.67%
Ruoff Home Mortgage 8, -0.07% 18.72%
First Merchants Bank 9, -0.06% 3.08%
The Farmers & Merchants State Bank 10, -0.05% 0.38%
Beacon Credit Union 11, -0.04% 0.41%
Lake City Bank 12, -0.04% 1.18%
Partners 1st FCU 13, -0.04% 1.89%
1St Source Bank 14, -0.04% 1.09%
The State Bank and Trust Company 15, -0.03% 0.57%
JPMorgan Chase Bank 16, -0.02% 4.09%
First Federal Savings Bank 17, -0.02% 1.76%
Huntington National Bank 18, -0.02% 0.42%
Pnc Bank 19, -0.02% 1.98%
MutualBank 20, -0.01% 0.38%
Liberty Savings Bank FSB 21, -0.01% 0.36%
Teachers Credit Union 22, -0.01% 0.38%
STAR Financial Bank 23, 0.01% 1.61%
SummitMortgage Inc 24, 0.01% 3.83%
VIP Mortgage Inc 25, 0.02% 0.56%
Usaa Federal Savings Bank 26, 0.03% 0.21%
Newrez 27, 0.05% 0.22%
Centier Bank 28, 0.05% 0.81%
Guaranteed Rate Inc 29, 0.05% 2.22%
Farm Credit Mid-America 30, 0.06% 0.36%
Carrington Mortgage Services 31, 0.07% 0.17%
American Mortgage Service Company 32, 0.07% 1.34%
VanDyk Mortgage Corporation 33, 0.07% 0.53%
Three Rivers Federal Credit Union 34, 0.08% 11.13%
LoanDepot 35, 0.08% 0.50%
Caliber Home Loans Inc 36, 0.10% 1.13%
Horizon Bank 37, 0.10% 0.87%
Diamond Residential Mtg Corp 38, 0.11% 0.87%
Freedom Mortgage Corporation 39, 0.11% 0.09%
Polaris Home Funding Corp 40, 0.11% 0.79%
Navy Federal Credit Union 41, 0.12% 0.15%
Wells Fargo Bank 42, 0.15% 1.65%
Union Home Mortgage Company 43, 0.15% 1.93%
Academy Mortgage Corporation 44, 0.20% 0.81%
Flagstar Bank 45, 0.20% 1.13%
Royal United Mortgage 46, 0.23% 0.27%
Hallmark Home Mortgage 47, 0.24% 4.47%
Quicken Loans 48, 0.27% 5.18%
Nationstar Mortgage 49, 0.38% 0.46%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Union Savings Bank 1, -0.19% 3.82%
ProFed Federal Credit Union 2, -0.16% 3.71%
First Federal Bank of the Midwest 3, -0.14% 1.92%
MidWest America Federal Credit Union 4, -0.14% 1.31%
Fifth Third Bank, National Association 5, -0.13% 5.29%
Old National Bank 6, -0.10% 0.65%
JPMorgan Chase Bank 7, -0.09% 3.92%
First Merchants Bank 8, -0.08% 3.59%
Pnc Bank 9, -0.07% 1.27%
1St Source Bank 10, -0.07% 0.82%
Interra Credit Union 11, -0.06% 0.63%
Ruoff Home Mortgage 12, -0.05% 23.94%
Beacon Credit Union 13, -0.04% 0.27%
The Farmers & Merchants State Bank 14, -0.03% 0.29%
The State Bank and Trust Company 15, -0.03% 0.61%
Partners 1st FCU 16, -0.01% 1.31%
Huntington National Bank 17, -0.01% 0.40%
First Federal Savings Bank 18, -0.01% 1.39%
Lake City Bank 19, -0.01% 1.16%
LoanDepot 20, -0.01% 0.17%
Liberty Savings Bank FSB 21, -0.00% 0.30%
STAR Financial Bank 22, 0.00% 1.45%
VIP Mortgage Inc 23, 0.01% 0.59%
Newrez 24, 0.01% 0.06%
MutualBank 25, 0.01% 0.29%
Teachers Credit Union 26, 0.02% 0.34%
Nationstar Mortgage 27, 0.02% 0.08%
Carrington Mortgage Services 28, 0.02% 0.02%
Freedom Mortgage Corporation 29, 0.03% 0.04%
SummitMortgage Inc 30, 0.03% 4.70%
Usaa Federal Savings Bank 31, 0.03% 0.30%
Three Rivers Federal Credit Union 32, 0.04% 8.98%
Royal United Mortgage 33, 0.05% 0.06%
Wells Fargo Bank 34, 0.06% 1.75%
Guaranteed Rate Inc 35, 0.06% 2.95%
Farm Credit Mid-America 36, 0.07% 0.30%
Horizon Bank 37, 0.07% 0.87%
Centier Bank 38, 0.08% 1.16%
VanDyk Mortgage Corporation 39, 0.12% 0.53%
American Mortgage Service Company 40, 0.12% 1.43%
Diamond Residential Mtg Corp 41, 0.13% 1.16%
Navy Federal Credit Union 42, 0.14% 0.23%
Flagstar Bank 43, 0.14% 1.08%
Polaris Home Funding Corp 44, 0.16% 0.74%
Caliber Home Loans Inc 45, 0.16% 1.08%
Quicken Loans 46, 0.17% 3.18%
Union Home Mortgage Company 47, 0.21% 2.45%
Hallmark Home Mortgage 48, 0.25% 6.41%
Academy Mortgage Corporation 49, 0.28% 1.03%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Union Savings Bank 1, -0.36% 6.92%
MidWest America Federal Credit Union 2, -0.17% 1.95%
ProFed Federal Credit Union 3, -0.16% 7.60%
Old National Bank 4, -0.15% 1.01%
First Federal Bank of the Midwest 5, -0.14% 1.08%
Ruoff Home Mortgage 6, -0.10% 12.26%
Interra Credit Union 7, -0.09% 0.73%
Lake City Bank 8, -0.08% 1.20%
Centier Bank 9, -0.08% 0.38%
Fifth Third Bank, National Association 10, -0.07% 4.12%
The Farmers & Merchants State Bank 11, -0.06% 0.49%
Partners 1st FCU 12, -0.06% 2.61%
Beacon Credit Union 13, -0.05% 0.59%
The State Bank and Trust Company 14, -0.03% 0.52%
Huntington National Bank 15, -0.03% 0.45%
MutualBank 16, -0.03% 0.49%
First Federal Savings Bank 17, -0.03% 2.21%
SummitMortgage Inc 18, -0.03% 2.75%
Teachers Credit Union 19, -0.03% 0.42%
1St Source Bank 20, -0.02% 1.43%
First Merchants Bank 21, -0.02% 2.45%
Liberty Savings Bank FSB 22, -0.01% 0.42%
Usaa Federal Savings Bank 23, -0.00% 0.09%
Union Home Mortgage Company 24, -0.00% 1.29%
American Mortgage Service Company 25, 0.01% 1.22%
Academy Mortgage Corporation 26, 0.01% 0.54%
STAR Financial Bank 27, 0.01% 1.81%
Pnc Bank 28, 0.01% 2.85%
Guaranteed Rate Inc 29, 0.02% 1.32%
VanDyk Mortgage Corporation 30, 0.02% 0.52%
Navy Federal Credit Union 31, 0.03% 0.05%
VIP Mortgage Inc 32, 0.03% 0.52%
Caliber Home Loans Inc 33, 0.04% 1.18%
Diamond Residential Mtg Corp 34, 0.04% 0.52%
Polaris Home Funding Corp 35, 0.05% 0.85%
Farm Credit Mid-America 36, 0.05% 0.42%
Newrez 37, 0.06% 0.42%
JPMorgan Chase Bank 38, 0.06% 4.30%
Carrington Mortgage Services 39, 0.07% 0.35%
LoanDepot 40, 0.10% 0.92%
Three Rivers Federal Credit Union 41, 0.11% 13.78%
Freedom Mortgage Corporation 42, 0.13% 0.16%
Horizon Bank 43, 0.14% 0.87%
Hallmark Home Mortgage 44, 0.20% 2.07%
Royal United Mortgage 45, 0.26% 0.54%
Flagstar Bank 46, 0.26% 1.18%
Wells Fargo Bank 47, 0.28% 1.53%
Quicken Loans 48, 0.33% 7.67%
Nationstar Mortgage 49, 0.42% 0.94%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
SummitMortgage Inc 1, -0.29% 10.30%
Union Savings Bank 2, -0.15% 2.59%
First Merchants Bank 3, -0.11% 0.55%
Fifth Third Bank, National Association 4, -0.10% 1.89%
Huntington National Bank 5, -0.09% 0.80%
First Federal Bank of the Midwest 6, -0.08% 0.20%
VanDyk Mortgage Corporation 7, -0.08% 3.03%
Pnc Bank 8, -0.05% 0.25%
1St Source Bank 9, -0.05% 0.60%
Quicken Loans 10, -0.04% 14.03%
Newrez 11, -0.04% 0.40%
American Mortgage Service Company 12, -0.04% 2.24%
Guaranteed Rate Inc 13, -0.02% 3.83%
Horizon Bank 14, -0.01% 0.20%
Old National Bank 15, -0.00% 0.05%
The State Bank and Trust Company 16, -0.00% 0.05%
Liberty Savings Bank FSB 17, 0.00% 0.10%
Three Rivers Federal Credit Union 18, 0.00% 0.25%
Carrington Mortgage Services 19, 0.01% 1.99%
VIP Mortgage Inc 20, 0.02% 1.74%
Centier Bank 21, 0.02% 0.10%
Polaris Home Funding Corp 22, 0.03% 2.09%
Ruoff Home Mortgage 23, 0.03% 26.97%
Royal United Mortgage 24, 0.03% 0.40%
Freedom Mortgage Corporation 25, 0.04% 1.19%
Caliber Home Loans Inc 26, 0.06% 4.23%
LoanDepot 27, 0.06% 1.39%
JPMorgan Chase Bank 28, 0.07% 0.10%
Academy Mortgage Corporation 29, 0.07% 2.54%
Flagstar Bank 30, 0.08% 1.34%
Nationstar Mortgage 31, 0.09% 2.09%
Diamond Residential Mtg Corp 32, 0.14% 2.69%
Union Home Mortgage Company 33, 0.25% 2.84%
Hallmark Home Mortgage 34, 0.25% 6.97%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
SummitMortgage Inc 1, -0.33% 10.54%
Union Savings Bank 2, -0.17% 2.72%
First Merchants Bank 3, -0.12% 0.75%
Huntington National Bank 4, -0.12% 0.82%
Fifth Third Bank, National Association 5, -0.11% 2.24%
VanDyk Mortgage Corporation 6, -0.10% 3.54%
First Federal Bank of the Midwest 7, -0.09% 0.27%
Pnc Bank 8, -0.07% 0.27%
1St Source Bank 9, -0.06% 0.68%
American Mortgage Service Company 10, -0.05% 2.65%
Freedom Mortgage Corporation 11, -0.04% 0.48%
Quicken Loans 12, -0.02% 5.44%
Guaranteed Rate Inc 13, -0.02% 4.76%
Horizon Bank 14, -0.02% 0.27%
Old National Bank 15, -0.01% 0.07%
The State Bank and Trust Company 16, -0.01% 0.07%
Liberty Savings Bank FSB 17, -0.00% 0.07%
Three Rivers Federal Credit Union 18, -0.00% 0.27%
VIP Mortgage Inc 19, 0.02% 2.31%
Centier Bank 20, 0.02% 0.14%
Ruoff Home Mortgage 21, 0.02% 33.61%
Carrington Mortgage Services 22, 0.02% 0.41%
LoanDepot 23, 0.02% 0.41%
Nationstar Mortgage 24, 0.03% 0.68%
Polaris Home Funding Corp 25, 0.04% 1.70%
Royal United Mortgage 26, 0.04% 0.27%
Caliber Home Loans Inc 27, 0.06% 3.61%
Academy Mortgage Corporation 28, 0.08% 3.20%
Flagstar Bank 29, 0.09% 1.50%
Diamond Residential Mtg Corp 30, 0.14% 3.54%
Union Home Mortgage Company 31, 0.26% 3.67%
Hallmark Home Mortgage 32, 0.26% 9.05%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
SummitMortgage Inc 1, -0.18% 9.63%
Union Savings Bank 2, -0.06% 2.22%
Quicken Loans 3, -0.04% 37.41%
Guaranteed Rate Inc 4, -0.03% 1.30%
Newrez 5, -0.02% 1.48%
Fifth Third Bank, National Association 6, -0.00% 0.93%
1St Source Bank 7, -0.00% 0.37%
Huntington National Bank 8, 0.00% 0.74%
Academy Mortgage Corporation 9, 0.00% 0.74%
Pnc Bank 10, 0.01% 0.19%
Liberty Savings Bank FSB 11, 0.01% 0.19%
American Mortgage Service Company 12, 0.02% 1.11%
Union Home Mortgage Company 13, 0.02% 0.56%
Carrington Mortgage Services 14, 0.02% 6.30%
Three Rivers Federal Credit Union 15, 0.03% 0.19%
VIP Mortgage Inc 16, 0.03% 0.19%
Polaris Home Funding Corp 17, 0.03% 3.15%
Flagstar Bank 18, 0.03% 0.93%
Royal United Mortgage 19, 0.03% 0.74%
VanDyk Mortgage Corporation 20, 0.03% 1.67%
Diamond Residential Mtg Corp 21, 0.03% 0.37%
Caliber Home Loans Inc 22, 0.05% 5.93%
Freedom Mortgage Corporation 23, 0.08% 3.15%
JPMorgan Chase Bank 24, 0.08% 0.37%
Hallmark Home Mortgage 25, 0.08% 1.30%
LoanDepot 26, 0.09% 4.07%
Nationstar Mortgage 27, 0.13% 5.93%
Ruoff Home Mortgage 28, 0.14% 8.89%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Fifth Third Bank, National Association 1, -0.02% 18.52%
MutualBank 2, -0.01% 6.17%
Quicken Loans 3, -0.01% 2.47%
Old National Bank 4, -0.00% 13.58%
Centier Bank 5, 0.00% 1.23%
ProFed Federal Credit Union 6, 0.00% 1.23%
Three Rivers Federal Credit Union 7, 0.00% 12.35%
STAR Financial Bank 8, 0.00% 8.64%
Wells Fargo Bank 9, 0.01% 2.47%
Ruoff Home Mortgage 10, 0.01% 1.23%
Hallmark Home Mortgage 11, 0.01% 2.47%
Pnc Bank 12, 0.01% 1.23%
The State Bank and Trust Company 13, 0.01% 1.23%
Huntington National Bank 14, 0.01% 4.94%
1St Source Bank 15, 0.01% 4.94%
Horizon Bank 16, 0.01% 3.70%
JPMorgan Chase Bank 17, 0.02% 7.41%
Farm Credit Mid-America 18, 0.02% 6.17%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Fifth Third Bank, National Association 1, -0.03% 22.92%
Three Rivers Federal Credit Union 2, -0.01% 8.33%
Quicken Loans 3, -0.00% 4.17%
MutualBank 4, -0.00% 2.08%
Hallmark Home Mortgage 5, 0.00% 2.08%
Old National Bank 6, 0.00% 14.58%
STAR Financial Bank 7, 0.01% 6.25%
Ruoff Home Mortgage 8, 0.01% 2.08%
The State Bank and Trust Company 9, 0.01% 2.08%
Wells Fargo Bank 10, 0.01% 2.08%
Huntington National Bank 11, 0.01% 6.25%
1St Source Bank 12, 0.02% 6.25%
Horizon Bank 13, 0.02% 2.08%
JPMorgan Chase Bank 14, 0.02% 12.50%
Farm Credit Mid-America 15, 0.02% 6.25%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
MutualBank 1, -0.01% 12.12%
Fifth Third Bank, National Association 2, -0.01% 12.12%
Old National Bank 3, -0.01% 12.12%
STAR Financial Bank 4, -0.00% 12.12%
Centier Bank 5, -0.00% 3.03%
ProFed Federal Credit Union 6, -0.00% 3.03%
Wells Fargo Bank 7, 0.00% 3.03%
Pnc Bank 8, 0.00% 3.03%
Huntington National Bank 9, 0.00% 3.03%
1St Source Bank 10, 0.00% 3.03%
Three Rivers Federal Credit Union 11, 0.01% 18.18%
Hallmark Home Mortgage 12, 0.01% 3.03%
Horizon Bank 13, 0.01% 6.06%
Farm Credit Mid-America 14, 0.01% 6.06%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.16% 3.53%
LoanDepot 2, -0.10% 4.12%
Caliber Home Loans Inc 3, -0.09% 5.45%
Usaa Federal Savings Bank 4, -0.08% 6.77%
First Merchants Bank 5, -0.06% 1.18%
Union Savings Bank 6, -0.06% 1.77%
Guaranteed Rate Inc 7, -0.05% 7.07%
American Mortgage Service Company 8, -0.04% 2.80%
Pnc Bank 9, -0.03% 0.88%
Old National Bank 10, -0.02% 0.44%
VanDyk Mortgage Corporation 11, -0.02% 1.62%
Fifth Third Bank, National Association 12, -0.02% 1.03%
Horizon Bank 13, -0.02% 0.15%
Wells Fargo Bank 14, -0.02% 0.74%
The State Bank and Trust Company 15, -0.02% 0.29%
SummitMortgage Inc 16, -0.02% 1.77%
1St Source Bank 17, -0.02% 0.29%
Newrez 18, -0.01% 0.29%
Royal United Mortgage 19, -0.01% 0.44%
Huntington National Bank 20, -0.01% 0.29%
Three Rivers Federal Credit Union 21, -0.01% 0.15%
Academy Mortgage Corporation 22, -0.00% 1.77%
Ruoff Home Mortgage 23, 0.00% 21.21%
Polaris Home Funding Corp 24, 0.00% 1.03%
Diamond Residential Mtg Corp 25, 0.00% 1.33%
VIP Mortgage Inc 26, 0.01% 1.62%
JPMorgan Chase Bank 27, 0.01% 0.44%
Carrington Mortgage Services 28, 0.01% 1.47%
Flagstar Bank 29, 0.03% 2.36%
Quicken Loans 30, 0.07% 11.34%
Nationstar Mortgage 31, 0.07% 1.47%
Freedom Mortgage Corporation 32, 0.07% 2.06%
Hallmark Home Mortgage 33, 0.08% 6.77%
Union Home Mortgage Company 34, 0.18% 6.04%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.20% 5.19%
Usaa Federal Savings Bank 2, -0.11% 8.57%
Caliber Home Loans Inc 3, -0.10% 4.42%
Union Savings Bank 4, -0.09% 1.56%
First Merchants Bank 5, -0.08% 1.82%
Pnc Bank 6, -0.06% 0.78%
American Mortgage Service Company 7, -0.05% 2.86%
VanDyk Mortgage Corporation 8, -0.05% 1.04%
Wells Fargo Bank 9, -0.04% 1.04%
SummitMortgage Inc 10, -0.04% 2.08%
Fifth Third Bank, National Association 11, -0.04% 1.56%
Newrez 12, -0.04% 0.26%
Horizon Bank 13, -0.04% 0.26%
The State Bank and Trust Company 14, -0.04% 0.52%
1St Source Bank 15, -0.03% 0.52%
Freedom Mortgage Corporation 16, -0.03% 0.26%
Old National Bank 17, -0.03% 0.26%
Guaranteed Rate Inc 18, -0.03% 7.27%
Royal United Mortgage 19, -0.02% 0.52%
Three Rivers Federal Credit Union 20, -0.02% 0.26%
Quicken Loans 21, -0.02% 3.64%
Huntington National Bank 22, -0.02% 0.26%
Flagstar Bank 23, -0.01% 0.78%
VIP Mortgage Inc 24, -0.01% 2.86%
JPMorgan Chase Bank 25, -0.01% 0.78%
Diamond Residential Mtg Corp 26, -0.00% 1.56%
Polaris Home Funding Corp 27, -0.00% 1.30%
Nationstar Mortgage 28, -0.00% 0.52%
Academy Mortgage Corporation 29, 0.00% 1.82%
Ruoff Home Mortgage 30, 0.03% 26.49%
Hallmark Home Mortgage 31, 0.09% 9.87%
Union Home Mortgage Company 32, 0.19% 9.09%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Ruoff Home Mortgage 1, -0.09% 14.29%
LoanDepot 2, -0.08% 9.52%
Guaranteed Rate Inc 3, -0.08% 6.80%
Caliber Home Loans Inc 4, -0.07% 6.80%
Navy Federal Credit Union 5, -0.05% 1.36%
Hallmark Home Mortgage 6, -0.02% 2.72%
Usaa Federal Savings Bank 7, -0.02% 4.42%
Union Savings Bank 8, -0.02% 2.04%
Academy Mortgage Corporation 9, -0.02% 1.70%
American Mortgage Service Company 10, -0.01% 2.72%
Old National Bank 11, -0.01% 0.68%
Pnc Bank 12, -0.01% 1.02%
Polaris Home Funding Corp 13, -0.00% 0.68%
VanDyk Mortgage Corporation 14, 0.00% 2.38%
First Merchants Bank 15, 0.00% 0.34%
Huntington National Bank 16, 0.00% 0.34%
Royal United Mortgage 17, 0.00% 0.34%
Fifth Third Bank, National Association 18, 0.01% 0.34%
Diamond Residential Mtg Corp 19, 0.01% 1.02%
SummitMortgage Inc 20, 0.01% 1.36%
Newrez 21, 0.02% 0.34%
Carrington Mortgage Services 22, 0.03% 3.40%
Wells Fargo Bank 23, 0.03% 0.34%
Union Home Mortgage Company 24, 0.03% 2.04%
Flagstar Bank 25, 0.06% 4.42%
Freedom Mortgage Corporation 26, 0.10% 4.42%
Nationstar Mortgage 27, 0.10% 2.72%
Quicken Loans 28, 0.10% 21.43%

* Data is compiled for the Fort Wayne, IN commuting zone area, which comprises of counties of Allen County, IN, De Kalb County, IN, Huntington County, IN, Lagrange County, IN, Noble County, IN, Steuben County, IN, Wells County, IN, and Whitley County, IN. This includes cities/towns/communities of Fort Wayne, IN as well as Huntertown, IN, New Haven, IN, Auburn, IN, Leo-Cedarville, IN, Huntington, IN, Columbia City, IN, Tri-Lakes, IN, Kendallville, IN, Roanoke, IN, Bluffton, IN, Angola, IN, Zanesville, IN, Shipshewana, IN, Avilla, IN, Mount Etna, IN, Ossian, IN, Ligonier, IN, Hudson, IN, Howe, IN, Vera Cruz, IN, Larwill, IN, Hoagland, IN, Orland, IN, Cromwell, IN, Wolcottville, IN, Corunna, IN, Zanesville, IN, Lagrange, IN, St. Joe, IN, Harlan, IN, Clear Lake, IN, Butler, IN, Ashley, IN, Wolcottville, IN, Albion, IN, Poneto, IN, Garrett, IN, Topeka, IN, and Monroeville, IN. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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