Top Mortgage Lenders in the Middletown, DE area

Which mortgage lender in the Middletown, DE area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Middletown, DE area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Middletown, DE area is Bank of America, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.20%. This means that Bank of America provided a -0.20% lower interest rate for its customers than other lenders in Middletown, DE for a similar set of borrowers. Bank of America has a market share of 1.9%. On the other hand, the most popular lender in the market is Pike Creek Mortgage Services, Inc, with a market share of 11.9%. Pike Creek Mortgage Services, Inc is an average rate lender in this area, with a “Rate Difference” of -0.01% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Middletown, DE area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Middletown, DE is Bank of America. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is JPMorgan Chase Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is M&T Bank. The cheapest VA mortgage provider is Navy Federal Credit Union. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.20% 1.91%
M&T Bank 2, -0.19% 2.16%
JPMorgan Chase Bank 3, -0.19% 2.50%
Trident Mortgage Company Lp 4, -0.14% 2.85%
Home Point Financial Corporation 5, -0.13% 1.70%
The Bryn Mawr Trust Company 6, -0.13% 0.33%
Residential Mortgage Services 7, -0.13% 3.72%
WSFS Bank 8, -0.11% 3.27%
Citizens Bank 9, -0.10% 1.30%
Santander Bank 10, -0.09% 0.56%
Huntingdon Valley Bank 11, -0.07% 2.20%
Amerisave Mortgage Corporation 12, -0.07% 0.55%
Citibank 13, -0.07% 0.28%
State Financial Network 14, -0.06% 0.35%
LoanDepot 15, -0.05% 1.56%
Eagle Home Mortgage 16, -0.05% 0.90%
Police and Fire Federal Credit Union 17, -0.04% 0.44%
Wells Fargo Bank 18, -0.04% 3.62%
Cardinal Financial Company LP 19, -0.04% 0.79%
Newrez 20, -0.03% 0.80%
TD Bank 21, -0.03% 0.41%
Draper and Kramer Mortgage Corp 22, -0.02% 0.69%
Pennymac Loan Services 23, -0.02% 0.93%
Caliber Home Loans Inc 24, -0.02% 1.96%
E Mortgage Management 25, -0.01% 0.54%
Fulton Bank 26, -0.01% 0.69%
Pike Creek Mortgage Services, Inc 27, -0.01% 11.88%
Usaa Federal Savings Bank 28, -0.01% 0.96%
Howard Bank 29, -0.01% 0.32%
Freedom Mortgage Corporation 30, -0.01% 0.71%
Greentree Mortgage Company, LP 31, -0.01% 0.32%
Florida Capital Bank National Association 32, -0.00% 0.42%
Ditech Financial 33, -0.00% 0.38%
Prosperity Home Mortgage 34, -0.00% 1.87%
CMG Mortgage Inc 35, 0.00% 0.33%
Navy Federal Credit Union 36, 0.01% 0.92%
Guaranteed Rate Inc 37, 0.01% 1.63%
Finance of America Mortgage 38, 0.01% 0.37%
Union Home Mortgage Company 39, 0.01% 0.29%
Atlantic Home Loans, Inc 40, 0.01% 1.17%
Carrington Mortgage Services 41, 0.01% 0.95%
Lakeview Loan Servicing 42, 0.02% 0.34%
NVR Mortgage Finance Inc 43, 0.02% 2.76%
Movement Mortgage 44, 0.03% 1.31%
Nations Lending Corporation 45, 0.03% 1.23%
Northpointe Bank 46, 0.03% 0.43%
Pnc Bank 47, 0.03% 3.14%
Tidewater Mortgage Services Inc 48, 0.03% 0.32%
New American Funding 49, 0.03% 0.65%
Nationwide Mortgage Bankers Inc 50, 0.04% 0.45%
The Federal Savings Bank 51, 0.04% 0.44%
Academy Mortgage Corporation 52, 0.05% 0.32%
Embrace Home Loans, Inc 53, 0.05% 1.31%
Fairway Independent Mort Corp 54, 0.06% 3.38%
Aberdeen Proving Ground Federal Credit Union 55, 0.06% 1.81%
Primelending 56, 0.06% 1.16%
Supreme Lending/ Everett Financial Inc 57, 0.10% 0.81%
Nationstar Mortgage 58, 0.13% 1.02%
Quicken Loans 59, 0.13% 8.68%
AnnieMac Home Mortgage 60, 0.13% 2.39%
Meridian Bank 61, 0.14% 4.88%
Evolve Bank & Trust 62, 0.14% 1.73%
Primary Residential Mortgage Inc 63, 0.17% 1.91%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
M&T Bank 1, -0.26% 2.38%
JPMorgan Chase Bank 2, -0.24% 1.97%
Bank of America 3, -0.24% 1.85%
WSFS Bank 4, -0.17% 2.47%
Home Point Financial Corporation 5, -0.15% 1.74%
The Bryn Mawr Trust Company 6, -0.14% 0.47%
Trident Mortgage Company Lp 7, -0.14% 3.84%
Residential Mortgage Services 8, -0.13% 4.49%
Wells Fargo Bank 9, -0.12% 3.30%
Santander Bank 10, -0.10% 0.70%
Pnc Bank 11, -0.10% 1.59%
Police and Fire Federal Credit Union 12, -0.08% 0.23%
Citibank 13, -0.08% 0.26%
Citizens Bank 14, -0.08% 0.86%
Huntingdon Valley Bank 15, -0.07% 3.18%
Freedom Mortgage Corporation 16, -0.05% 0.53%
Eagle Home Mortgage 17, -0.05% 1.47%
Newrez 18, -0.04% 0.59%
Cardinal Financial Company LP 19, -0.04% 0.98%
LoanDepot 20, -0.03% 0.29%
E Mortgage Management 21, -0.03% 0.61%
The Federal Savings Bank 22, -0.03% 0.11%
State Financial Network 23, -0.03% 0.33%
Pennymac Loan Services 24, -0.03% 0.20%
Draper and Kramer Mortgage Corp 25, -0.01% 0.94%
Fulton Bank 26, -0.01% 0.77%
TD Bank 27, -0.01% 0.15%
Howard Bank 28, -0.01% 0.38%
Lakeview Loan Servicing 29, -0.01% 0.02%
Greentree Mortgage Company, LP 30, -0.01% 0.47%
Caliber Home Loans Inc 31, -0.00% 1.80%
Ditech Financial 32, -0.00% 0.02%
Florida Capital Bank National Association 33, 0.00% 0.53%
Amerisave Mortgage Corporation 34, 0.00% 0.06%
Prosperity Home Mortgage 35, 0.00% 2.74%
CMG Mortgage Inc 36, 0.00% 0.45%
Usaa Federal Savings Bank 37, 0.01% 0.95%
Finance of America Mortgage 38, 0.01% 0.39%
Navy Federal Credit Union 39, 0.01% 1.29%
Nationstar Mortgage 40, 0.02% 0.17%
Atlantic Home Loans, Inc 41, 0.02% 1.62%
Nations Lending Corporation 42, 0.02% 1.30%
Union Home Mortgage Company 43, 0.02% 0.38%
NVR Mortgage Finance Inc 44, 0.02% 4.56%
Guaranteed Rate Inc 45, 0.03% 1.98%
Northpointe Bank 46, 0.03% 0.42%
Tidewater Mortgage Services Inc 47, 0.04% 0.42%
Movement Mortgage 48, 0.04% 1.63%
Aberdeen Proving Ground Federal Credit Union 49, 0.04% 0.95%
Pike Creek Mortgage Services, Inc 50, 0.05% 13.45%
New American Funding 51, 0.05% 0.82%
Academy Mortgage Corporation 52, 0.06% 0.50%
Nationwide Mortgage Bankers Inc 53, 0.06% 0.56%
Quicken Loans 54, 0.06% 3.13%
Fairway Independent Mort Corp 55, 0.06% 5.10%
Carrington Mortgage Services 56, 0.06% 0.23%
Primelending 57, 0.07% 1.44%
Embrace Home Loans, Inc 58, 0.09% 1.23%
Supreme Lending/ Everett Financial Inc 59, 0.12% 1.04%
Meridian Bank 60, 0.16% 6.98%
Evolve Bank & Trust 61, 0.20% 2.06%
AnnieMac Home Mortgage 62, 0.22% 2.35%
Primary Residential Mortgage Inc 63, 0.22% 2.32%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Trident Mortgage Company Lp 1, -0.16% 1.33%
Bank of America 2, -0.15% 2.00%
JPMorgan Chase Bank 3, -0.15% 3.31%
Pike Creek Mortgage Services, Inc 4, -0.14% 9.46%
Residential Mortgage Services 5, -0.12% 2.52%
State Financial Network 6, -0.12% 0.37%
Citizens Bank 7, -0.11% 1.98%
Home Point Financial Corporation 8, -0.10% 1.63%
Amerisave Mortgage Corporation 9, -0.08% 1.30%
Huntingdon Valley Bank 10, -0.07% 0.70%
M&T Bank 11, -0.06% 1.82%
Guaranteed Rate Inc 12, -0.06% 1.10%
Cardinal Financial Company LP 13, -0.06% 0.49%
WSFS Bank 14, -0.06% 4.50%
Santander Bank 15, -0.06% 0.35%
Citibank 16, -0.05% 0.33%
LoanDepot 17, -0.05% 3.52%
Draper and Kramer Mortgage Corp 18, -0.04% 0.30%
The Bryn Mawr Trust Company 19, -0.04% 0.12%
Prosperity Home Mortgage 20, -0.04% 0.54%
TD Bank 21, -0.04% 0.82%
Caliber Home Loans Inc 22, -0.03% 2.21%
Usaa Federal Savings Bank 23, -0.03% 0.98%
Police and Fire Federal Credit Union 24, -0.03% 0.77%
Newrez 25, -0.03% 1.12%
Atlantic Home Loans, Inc 26, -0.02% 0.49%
Academy Mortgage Corporation 27, -0.02% 0.05%
New American Funding 28, -0.02% 0.40%
Pennymac Loan Services 29, -0.02% 2.05%
Navy Federal Credit Union 30, -0.02% 0.35%
Union Home Mortgage Company 31, -0.02% 0.16%
Movement Mortgage 32, -0.02% 0.82%
Florida Capital Bank National Association 33, -0.02% 0.26%
Eagle Home Mortgage 34, -0.01% 0.02%
Evolve Bank & Trust 35, -0.01% 1.23%
Fairway Independent Mort Corp 36, -0.01% 0.72%
Fulton Bank 37, -0.01% 0.56%
CMG Mortgage Inc 38, -0.00% 0.14%
Greentree Mortgage Company, LP 39, -0.00% 0.09%
Nationwide Mortgage Bankers Inc 40, -0.00% 0.28%
Ditech Financial 41, -0.00% 0.93%
Embrace Home Loans, Inc 42, -0.00% 1.44%
Carrington Mortgage Services 43, 0.00% 2.07%
Howard Bank 44, 0.00% 0.23%
Finance of America Mortgage 45, 0.01% 0.33%
Tidewater Mortgage Services Inc 46, 0.01% 0.16%
Meridian Bank 47, 0.01% 1.65%
AnnieMac Home Mortgage 48, 0.02% 2.47%
Lakeview Loan Servicing 49, 0.02% 0.84%
Northpointe Bank 50, 0.02% 0.44%
Primary Residential Mortgage Inc 51, 0.02% 1.28%
Freedom Mortgage Corporation 52, 0.03% 0.98%
E Mortgage Management 53, 0.03% 0.44%
Nations Lending Corporation 54, 0.04% 1.12%
Primelending 55, 0.04% 0.72%
Supreme Lending/ Everett Financial Inc 56, 0.05% 0.44%
Wells Fargo Bank 57, 0.05% 4.12%
The Federal Savings Bank 58, 0.06% 0.96%
Aberdeen Proving Ground Federal Credit Union 59, 0.06% 3.12%
Pnc Bank 60, 0.09% 5.52%
Nationstar Mortgage 61, 0.15% 2.33%
Quicken Loans 62, 0.16% 17.22%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.21% 2.60%
JPMorgan Chase Bank 2, -0.20% 3.42%
Trident Mortgage Company Lp 3, -0.17% 3.10%
M&T Bank 4, -0.17% 2.49%
The Bryn Mawr Trust Company 5, -0.14% 0.41%
WSFS Bank 6, -0.12% 4.29%
Residential Mortgage Services 7, -0.11% 3.88%
Home Point Financial Corporation 8, -0.11% 1.31%
Citizens Bank 9, -0.10% 1.76%
Huntingdon Valley Bank 10, -0.09% 1.67%
Amerisave Mortgage Corporation 11, -0.09% 0.66%
Santander Bank 12, -0.09% 0.81%
Citibank 13, -0.07% 0.33%
LoanDepot 14, -0.06% 1.52%
State Financial Network 15, -0.06% 0.52%
Wells Fargo Bank 16, -0.04% 4.96%
Pike Creek Mortgage Services, Inc 17, -0.04% 12.67%
Guaranteed Rate Inc 18, -0.04% 1.31%
Police and Fire Federal Credit Union 19, -0.04% 0.66%
Cardinal Financial Company LP 20, -0.04% 0.74%
Newrez 21, -0.03% 0.82%
TD Bank 22, -0.03% 0.51%
Draper and Kramer Mortgage Corp 23, -0.02% 0.90%
Freedom Mortgage Corporation 24, -0.01% 0.48%
New American Funding 25, -0.00% 0.33%
Carrington Mortgage Services 26, -0.00% 0.33%
Fulton Bank 27, -0.00% 0.86%
The Federal Savings Bank 28, 0.00% 0.05%
Prosperity Home Mortgage 29, 0.01% 2.09%
Eagle Home Mortgage 30, 0.01% 0.77%
Usaa Federal Savings Bank 31, 0.02% 0.42%
Howard Bank 32, 0.02% 0.27%
Finance of America Mortgage 33, 0.02% 0.37%
Atlantic Home Loans, Inc 34, 0.03% 0.82%
Union Home Mortgage Company 35, 0.03% 0.36%
Tidewater Mortgage Services Inc 36, 0.04% 0.23%
Greentree Mortgage Company, LP 37, 0.04% 0.26%
Florida Capital Bank National Association 38, 0.04% 0.25%
E Mortgage Management 39, 0.04% 0.44%
Nationwide Mortgage Bankers Inc 40, 0.04% 0.30%
Northpointe Bank 41, 0.04% 0.55%
CMG Mortgage Inc 42, 0.04% 0.23%
Movement Mortgage 43, 0.04% 1.09%
Nations Lending Corporation 44, 0.05% 0.86%
Pnc Bank 45, 0.05% 4.28%
Ditech Financial 46, 0.05% 0.26%
Pennymac Loan Services 47, 0.05% 0.45%
NVR Mortgage Finance Inc 48, 0.06% 2.81%
Aberdeen Proving Ground Federal Credit Union 49, 0.07% 2.68%
Caliber Home Loans Inc 50, 0.07% 1.27%
Embrace Home Loans, Inc 51, 0.08% 1.48%
Academy Mortgage Corporation 52, 0.08% 0.31%
Primelending 53, 0.08% 1.27%
Fairway Independent Mort Corp 54, 0.09% 3.50%
Evolve Bank & Trust 55, 0.09% 1.11%
Primary Residential Mortgage Inc 56, 0.11% 0.85%
AnnieMac Home Mortgage 57, 0.12% 1.89%
Supreme Lending/ Everett Financial Inc 58, 0.12% 0.96%
Quicken Loans 59, 0.17% 10.07%
Meridian Bank 60, 0.21% 2.91%
Nationstar Mortgage 61, 0.23% 0.64%
Navy Federal Credit Union 62, 0.25% 0.60%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
JPMorgan Chase Bank 1, -0.25% 2.81%
Bank of America 2, -0.24% 2.64%
M&T Bank 3, -0.22% 2.79%
WSFS Bank 4, -0.19% 3.28%
Trident Mortgage Company Lp 5, -0.16% 4.22%
The Bryn Mawr Trust Company 6, -0.16% 0.61%
Wells Fargo Bank 7, -0.13% 4.63%
Home Point Financial Corporation 8, -0.10% 1.53%
Residential Mortgage Services 9, -0.09% 4.54%
Santander Bank 10, -0.09% 1.09%
Huntingdon Valley Bank 11, -0.09% 2.35%
Citibank 12, -0.09% 0.29%
Pnc Bank 13, -0.08% 1.94%
Police and Fire Federal Credit Union 14, -0.07% 0.36%
Citizens Bank 15, -0.07% 1.16%
LoanDepot 16, -0.03% 0.27%
Freedom Mortgage Corporation 17, -0.03% 0.34%
Newrez 18, -0.02% 0.58%
Cardinal Financial Company LP 19, -0.02% 0.99%
State Financial Network 20, -0.01% 0.53%
Pennymac Loan Services 21, -0.01% 0.19%
Guaranteed Rate Inc 22, -0.01% 1.55%
Draper and Kramer Mortgage Corp 23, -0.01% 1.31%
TD Bank 24, -0.00% 0.22%
Fulton Bank 25, 0.00% 0.97%
The Federal Savings Bank 26, 0.00% 0.05%
New American Funding 27, 0.01% 0.34%
Amerisave Mortgage Corporation 28, 0.01% 0.07%
Prosperity Home Mortgage 29, 0.02% 3.25%
Eagle Home Mortgage 30, 0.02% 1.33%
Usaa Federal Savings Bank 31, 0.03% 0.51%
Nationstar Mortgage 32, 0.03% 0.10%
E Mortgage Management 33, 0.03% 0.41%
Howard Bank 34, 0.03% 0.29%
Pike Creek Mortgage Services, Inc 35, 0.04% 14.12%
Finance of America Mortgage 36, 0.04% 0.34%
Greentree Mortgage Company, LP 37, 0.04% 0.41%
Nationwide Mortgage Bankers Inc 38, 0.05% 0.46%
Atlantic Home Loans, Inc 39, 0.05% 1.14%
Nations Lending Corporation 40, 0.05% 0.92%
Tidewater Mortgage Services Inc 41, 0.05% 0.27%
Union Home Mortgage Company 42, 0.05% 0.49%
Aberdeen Proving Ground Federal Credit Union 43, 0.06% 1.53%
Northpointe Bank 44, 0.06% 0.56%
CMG Mortgage Inc 45, 0.06% 0.34%
Movement Mortgage 46, 0.07% 1.36%
NVR Mortgage Finance Inc 47, 0.07% 5.00%
Florida Capital Bank National Association 48, 0.07% 0.29%
Carrington Mortgage Services 49, 0.07% 0.07%
Academy Mortgage Corporation 50, 0.09% 0.51%
Primelending 51, 0.10% 1.53%
Fairway Independent Mort Corp 52, 0.10% 5.82%
Quicken Loans 53, 0.11% 3.49%
Caliber Home Loans Inc 54, 0.11% 1.41%
Supreme Lending/ Everett Financial Inc 55, 0.14% 1.31%
Primary Residential Mortgage Inc 56, 0.14% 1.19%
Embrace Home Loans, Inc 57, 0.14% 1.43%
Evolve Bank & Trust 58, 0.15% 1.41%
AnnieMac Home Mortgage 59, 0.18% 1.94%
Meridian Bank 60, 0.25% 4.20%
Navy Federal Credit Union 61, 0.29% 0.90%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Trident Mortgage Company Lp 1, -0.17% 1.66%
Pike Creek Mortgage Services, Inc 2, -0.16% 10.79%
Bank of America 3, -0.16% 2.53%
JPMorgan Chase Bank 4, -0.16% 4.19%
Residential Mortgage Services 5, -0.13% 3.04%
Home Point Financial Corporation 6, -0.12% 1.03%
Citizens Bank 7, -0.11% 2.53%
State Financial Network 8, -0.11% 0.50%
Amerisave Mortgage Corporation 9, -0.10% 1.41%
Huntingdon Valley Bank 10, -0.09% 0.78%
Guaranteed Rate Inc 11, -0.08% 1.00%
M&T Bank 12, -0.07% 2.10%
Cardinal Financial Company LP 13, -0.07% 0.41%
LoanDepot 14, -0.07% 3.13%
WSFS Bank 15, -0.06% 5.60%
Santander Bank 16, -0.06% 0.44%
Citibank 17, -0.06% 0.38%
Prosperity Home Mortgage 18, -0.05% 0.59%
Draper and Kramer Mortgage Corp 19, -0.05% 0.38%
Atlantic Home Loans, Inc 20, -0.04% 0.41%
The Bryn Mawr Trust Company 21, -0.04% 0.16%
TD Bank 22, -0.04% 0.88%
Newrez 23, -0.04% 1.13%
Evolve Bank & Trust 24, -0.03% 0.72%
Florida Capital Bank National Association 25, -0.03% 0.19%
Police and Fire Federal Credit Union 26, -0.03% 1.03%
New American Funding 27, -0.02% 0.31%
Union Home Mortgage Company 28, -0.02% 0.19%
Academy Mortgage Corporation 29, -0.02% 0.06%
Carrington Mortgage Services 30, -0.02% 0.66%
Eagle Home Mortgage 31, -0.01% 0.03%
Embrace Home Loans, Inc 32, -0.01% 1.53%
Fulton Bank 33, -0.00% 0.72%
Movement Mortgage 34, -0.00% 0.75%
CMG Mortgage Inc 35, 0.00% 0.09%
Freedom Mortgage Corporation 36, 0.00% 0.66%
Usaa Federal Savings Bank 37, 0.00% 0.31%
Greentree Mortgage Company, LP 38, 0.00% 0.06%
Fairway Independent Mort Corp 39, 0.00% 0.50%
The Federal Savings Bank 40, 0.00% 0.06%
Caliber Home Loans Inc 41, 0.00% 1.10%
Howard Bank 42, 0.01% 0.25%
Primary Residential Mortgage Inc 43, 0.01% 0.41%
Finance of America Mortgage 44, 0.01% 0.41%
Nationwide Mortgage Bankers Inc 45, 0.01% 0.09%
Tidewater Mortgage Services Inc 46, 0.01% 0.19%
Northpointe Bank 47, 0.02% 0.53%
Navy Federal Credit Union 48, 0.03% 0.22%
AnnieMac Home Mortgage 49, 0.04% 1.81%
Meridian Bank 50, 0.04% 1.25%
E Mortgage Management 51, 0.04% 0.47%
Ditech Financial 52, 0.05% 0.59%
Primelending 53, 0.05% 0.94%
Nations Lending Corporation 54, 0.05% 0.78%
Wells Fargo Bank 55, 0.06% 5.38%
Supreme Lending/ Everett Financial Inc 56, 0.06% 0.50%
Aberdeen Proving Ground Federal Credit Union 57, 0.07% 4.16%
Pennymac Loan Services 58, 0.07% 0.78%
Pnc Bank 59, 0.09% 7.29%
Quicken Loans 60, 0.18% 18.55%
Nationstar Mortgage 61, 0.24% 1.35%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
M&T Bank 1, -0.36% 1.56%
Residential Mortgage Services 2, -0.23% 3.07%
Home Point Financial Corporation 3, -0.21% 2.47%
Pnc Bank 4, -0.18% 0.65%
Eagle Home Mortgage 5, -0.17% 1.29%
Bank of America 6, -0.14% 0.34%
Caliber Home Loans Inc 7, -0.10% 2.88%
Cardinal Financial Company LP 8, -0.10% 0.76%
E Mortgage Management 9, -0.10% 0.80%
Trident Mortgage Company Lp 10, -0.09% 2.69%
Citizens Bank 11, -0.08% 0.30%
NVR Mortgage Finance Inc 12, -0.08% 3.11%
Greentree Mortgage Company, LP 13, -0.08% 0.53%
Union Home Mortgage Company 14, -0.07% 0.23%
Ditech Financial 15, -0.07% 0.72%
Newrez 16, -0.07% 0.68%
Fulton Bank 17, -0.07% 0.27%
Huntingdon Valley Bank 18, -0.07% 4.02%
Howard Bank 19, -0.07% 0.38%
Florida Capital Bank National Association 20, -0.06% 0.76%
The Federal Savings Bank 21, -0.06% 0.38%
Pennymac Loan Services 22, -0.06% 1.29%
CMG Mortgage Inc 23, -0.05% 0.68%
The Bryn Mawr Trust Company 24, -0.05% 0.08%
Freedom Mortgage Corporation 25, -0.05% 1.10%
Embrace Home Loans, Inc 26, -0.04% 0.80%
Navy Federal Credit Union 27, -0.04% 0.04%
Fairway Independent Mort Corp 28, -0.04% 3.30%
Northpointe Bank 29, -0.04% 0.19%
Finance of America Mortgage 30, -0.03% 0.30%
LoanDepot 31, -0.03% 0.95%
Citibank 32, -0.03% 0.04%
Quicken Loans 33, -0.03% 5.84%
Atlantic Home Loans, Inc 34, -0.02% 1.94%
Draper and Kramer Mortgage Corp 35, -0.02% 0.27%
Carrington Mortgage Services 36, -0.02% 2.28%
Movement Mortgage 37, -0.02% 2.13%
JPMorgan Chase Bank 38, -0.01% 0.08%
Nations Lending Corporation 39, -0.01% 2.28%
Academy Mortgage Corporation 40, -0.01% 0.34%
Prosperity Home Mortgage 41, -0.01% 1.21%
Wells Fargo Bank 42, 0.00% 0.08%
WSFS Bank 43, 0.00% 0.76%
Tidewater Mortgage Services Inc 44, 0.01% 0.57%
Amerisave Mortgage Corporation 45, 0.03% 0.34%
Nationwide Mortgage Bankers Inc 46, 0.03% 0.72%
Lakeview Loan Servicing 47, 0.03% 0.95%
Primelending 48, 0.04% 0.95%
Supreme Lending/ Everett Financial Inc 49, 0.04% 0.53%
Nationstar Mortgage 50, 0.04% 1.94%
New American Funding 51, 0.05% 1.40%
Pike Creek Mortgage Services, Inc 52, 0.06% 12.18%
Guaranteed Rate Inc 53, 0.07% 2.62%
Meridian Bank 54, 0.09% 10.93%
AnnieMac Home Mortgage 55, 0.15% 4.33%
Evolve Bank & Trust 56, 0.17% 3.95%
Primary Residential Mortgage Inc 57, 0.19% 4.74%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
M&T Bank 1, -0.41% 1.82%
Home Point Financial Corporation 2, -0.27% 2.27%
Residential Mortgage Services 3, -0.25% 3.84%
Pnc Bank 4, -0.19% 0.81%
Eagle Home Mortgage 5, -0.17% 1.72%
Bank of America 6, -0.16% 0.40%
Caliber Home Loans Inc 7, -0.16% 2.17%
Newrez 8, -0.13% 0.45%
Cardinal Financial Company LP 9, -0.12% 0.71%
E Mortgage Management 10, -0.11% 0.96%
Trident Mortgage Company Lp 11, -0.10% 3.38%
Citizens Bank 12, -0.09% 0.35%
Union Home Mortgage Company 13, -0.09% 0.25%
Quicken Loans 14, -0.09% 2.47%
Freedom Mortgage Corporation 15, -0.09% 0.91%
NVR Mortgage Finance Inc 16, -0.09% 4.14%
Greentree Mortgage Company, LP 17, -0.08% 0.71%
Fulton Bank 18, -0.08% 0.35%
Embrace Home Loans, Inc 19, -0.08% 0.76%
Huntingdon Valley Bank 20, -0.08% 5.20%
Florida Capital Bank National Association 21, -0.07% 0.91%
Howard Bank 22, -0.07% 0.51%
The Federal Savings Bank 23, -0.07% 0.25%
CMG Mortgage Inc 24, -0.06% 0.76%
The Bryn Mawr Trust Company 25, -0.06% 0.10%
LoanDepot 26, -0.05% 0.35%
Pennymac Loan Services 27, -0.05% 0.10%
Navy Federal Credit Union 28, -0.04% 0.05%
Northpointe Bank 29, -0.04% 0.20%
Finance of America Mortgage 30, -0.04% 0.35%
Fairway Independent Mort Corp 31, -0.04% 3.89%
Lakeview Loan Servicing 32, -0.04% 0.05%
Citibank 33, -0.04% 0.05%
JPMorgan Chase Bank 34, -0.04% 0.05%
Amerisave Mortgage Corporation 35, -0.03% 0.05%
Atlantic Home Loans, Inc 36, -0.03% 2.37%
Nations Lending Corporation 37, -0.03% 2.17%
Draper and Kramer Mortgage Corp 38, -0.02% 0.35%
Academy Mortgage Corporation 39, -0.02% 0.45%
Prosperity Home Mortgage 40, -0.02% 1.57%
Nationstar Mortgage 41, -0.01% 0.30%
Movement Mortgage 42, -0.01% 2.32%
WSFS Bank 43, -0.01% 0.81%
Wells Fargo Bank 44, -0.00% 0.10%
Tidewater Mortgage Services Inc 45, 0.01% 0.71%
Primelending 46, 0.03% 1.21%
Carrington Mortgage Services 47, 0.04% 0.45%
Supreme Lending/ Everett Financial Inc 48, 0.05% 0.61%
Nationwide Mortgage Bankers Inc 49, 0.05% 0.66%
New American Funding 50, 0.06% 1.67%
Guaranteed Rate Inc 51, 0.07% 3.08%
Pike Creek Mortgage Services, Inc 52, 0.07% 13.79%
Meridian Bank 53, 0.09% 13.89%
Evolve Bank & Trust 54, 0.23% 3.89%
Primary Residential Mortgage Inc 55, 0.25% 4.70%
AnnieMac Home Mortgage 56, 0.26% 3.54%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Home Point Financial Corporation 1, -0.08% 3.05%
Movement Mortgage 2, -0.06% 1.53%
Ditech Financial 3, -0.05% 2.90%
Cardinal Financial Company LP 4, -0.05% 0.92%
The Federal Savings Bank 5, -0.04% 0.76%
Pennymac Loan Services 6, -0.04% 4.89%
Fairway Independent Mort Corp 7, -0.03% 1.53%
New American Funding 8, -0.02% 0.61%
Bank of America 9, -0.02% 0.15%
Pnc Bank 10, -0.02% 0.15%
Huntingdon Valley Bank 11, -0.02% 0.46%
Caliber Home Loans Inc 12, -0.02% 5.04%
Pike Creek Mortgage Services, Inc 13, -0.02% 7.33%
AnnieMac Home Mortgage 14, -0.02% 6.72%
Nationwide Mortgage Bankers Inc 15, -0.02% 0.92%
Northpointe Bank 16, -0.02% 0.15%
CMG Mortgage Inc 17, -0.01% 0.46%
Citizens Bank 18, -0.01% 0.15%
LoanDepot 19, -0.01% 2.75%
Florida Capital Bank National Association 20, -0.01% 0.31%
E Mortgage Management 21, -0.01% 0.31%
Carrington Mortgage Services 22, -0.01% 7.79%
Trident Mortgage Company Lp 23, -0.01% 0.61%
Finance of America Mortgage 24, -0.01% 0.15%
Residential Mortgage Services 25, -0.01% 0.76%
M&T Bank 26, -0.00% 0.76%
Supreme Lending/ Everett Financial Inc 27, -0.00% 0.31%
Primelending 28, -0.00% 0.15%
Newrez 29, -0.00% 1.37%
Meridian Bank 30, 0.00% 1.98%
Tidewater Mortgage Services Inc 31, 0.00% 0.15%
Evolve Bank & Trust 32, 0.00% 4.12%
Prosperity Home Mortgage 33, 0.00% 0.15%
Atlantic Home Loans, Inc 34, 0.01% 0.61%
Union Home Mortgage Company 35, 0.01% 0.15%
Guaranteed Rate Inc 36, 0.01% 1.22%
Quicken Loans 37, 0.01% 16.03%
JPMorgan Chase Bank 38, 0.02% 0.15%
Freedom Mortgage Corporation 39, 0.03% 1.68%
Nations Lending Corporation 40, 0.03% 2.60%
Primary Residential Mortgage Inc 41, 0.03% 4.89%
WSFS Bank 42, 0.04% 0.61%
Embrace Home Loans, Inc 43, 0.04% 0.92%
Amerisave Mortgage Corporation 44, 0.05% 1.22%
Lakeview Loan Servicing 45, 0.05% 3.66%
Nationstar Mortgage 46, 0.07% 6.87%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
JPMorgan Chase Bank 1, -0.04% 13.70%
Citibank 2, -0.01% 4.11%
Wells Fargo Bank 3, -0.01% 14.38%
TD Bank 4, -0.01% 5.48%
Pike Creek Mortgage Services, Inc 5, -0.00% 2.05%
Bank of America 6, -0.00% 4.79%
Fairway Independent Mort Corp 7, 0.00% 2.74%
Fulton Bank 8, 0.00% 2.74%
Trident Mortgage Company Lp 9, 0.00% 2.74%
Pnc Bank 10, 0.00% 2.74%
Prosperity Home Mortgage 11, 0.01% 4.11%
Draper and Kramer Mortgage Corp 12, 0.01% 1.37%
NVR Mortgage Finance Inc 13, 0.01% 3.42%
Cardinal Financial Company LP 14, 0.01% 0.68%
Quicken Loans 15, 0.01% 2.74%
Citizens Bank 16, 0.01% 1.37%
Santander Bank 17, 0.01% 1.37%
The Bryn Mawr Trust Company 18, 0.01% 2.74%
M&T Bank 19, 0.01% 4.79%
AnnieMac Home Mortgage 20, 0.01% 0.68%
Meridian Bank 21, 0.01% 0.68%
Finance of America Mortgage 22, 0.01% 0.68%
Huntingdon Valley Bank 23, 0.01% 0.68%
Embrace Home Loans, Inc 24, 0.01% 0.68%
Residential Mortgage Services 25, 0.01% 2.05%
Primary Residential Mortgage Inc 26, 0.01% 0.68%
Northpointe Bank 27, 0.02% 0.68%
WSFS Bank 28, 0.03% 11.64%
Newrez 29, 0.05% 1.37%
Navy Federal Credit Union 30, 0.06% 2.05%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
JPMorgan Chase Bank 1, -0.05% 13.54%
Citibank 2, -0.02% 4.17%
Wells Fargo Bank 3, -0.01% 16.67%
Prosperity Home Mortgage 4, -0.00% 4.17%
Pike Creek Mortgage Services, Inc 5, 0.00% 3.12%
Fulton Bank 6, 0.00% 3.12%
M&T Bank 7, 0.01% 2.08%
Fairway Independent Mort Corp 8, 0.01% 4.17%
TD Bank 9, 0.01% 1.04%
Trident Mortgage Company Lp 10, 0.01% 4.17%
Bank of America 11, 0.01% 4.17%
Pnc Bank 12, 0.01% 3.12%
Draper and Kramer Mortgage Corp 13, 0.01% 1.04%
NVR Mortgage Finance Inc 14, 0.01% 5.21%
Santander Bank 15, 0.01% 1.04%
Citizens Bank 16, 0.01% 1.04%
The Bryn Mawr Trust Company 17, 0.01% 4.17%
Finance of America Mortgage 18, 0.02% 1.04%
Quicken Loans 19, 0.02% 2.08%
Huntingdon Valley Bank 20, 0.02% 1.04%
Embrace Home Loans, Inc 21, 0.02% 1.04%
Residential Mortgage Services 22, 0.02% 3.12%
WSFS Bank 23, 0.02% 9.38%
Northpointe Bank 24, 0.03% 1.04%
Newrez 25, 0.05% 2.08%
Navy Federal Credit Union 26, 0.06% 3.12%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
TD Bank 1, -0.02% 14.00%
Bank of America 2, -0.02% 6.00%
JPMorgan Chase Bank 3, -0.02% 14.00%
Quicken Loans 4, -0.01% 4.00%
Citibank 5, -0.00% 4.00%
Pnc Bank 6, -0.00% 2.00%
Citizens Bank 7, -0.00% 2.00%
Cardinal Financial Company LP 8, -0.00% 2.00%
Draper and Kramer Mortgage Corp 9, -0.00% 2.00%
Santander Bank 10, -0.00% 2.00%
Wells Fargo Bank 11, -0.00% 10.00%
Fulton Bank 12, -0.00% 2.00%
AnnieMac Home Mortgage 13, 0.00% 2.00%
Meridian Bank 14, 0.00% 2.00%
M&T Bank 15, 0.00% 10.00%
Primary Residential Mortgage Inc 16, 0.00% 2.00%
Prosperity Home Mortgage 17, 0.03% 4.00%
WSFS Bank 18, 0.04% 16.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.18% 6.49%
Caliber Home Loans Inc 2, -0.07% 5.62%
Pennymac Loan Services 3, -0.06% 4.24%
Residential Mortgage Services 4, -0.06% 4.62%
Home Point Financial Corporation 5, -0.05% 3.00%
Lakeview Loan Servicing 6, -0.05% 1.50%
Primelending 7, -0.04% 1.00%
Pnc Bank 8, -0.03% 1.00%
Prosperity Home Mortgage 9, -0.03% 1.62%
Huntingdon Valley Bank 10, -0.02% 1.37%
Guaranteed Rate Inc 11, -0.02% 1.62%
Howard Bank 12, -0.02% 0.62%
LoanDepot 13, -0.01% 4.24%
Bank of America 14, -0.01% 0.25%
Wells Fargo Bank 15, -0.01% 1.12%
Newrez 16, -0.01% 0.87%
Evolve Bank & Trust 17, -0.01% 0.50%
Usaa Federal Savings Bank 18, -0.01% 9.24%
M&T Bank 19, -0.00% 0.62%
E Mortgage Management 20, -0.00% 0.75%
New American Funding 21, -0.00% 1.25%
Fulton Bank 22, -0.00% 0.12%
Greentree Mortgage Company, LP 23, 0.00% 0.25%
Ditech Financial 24, 0.00% 0.37%
AnnieMac Home Mortgage 25, 0.00% 1.00%
NVR Mortgage Finance Inc 26, 0.00% 1.00%
Supreme Lending/ Everett Financial Inc 27, 0.00% 0.50%
Northpointe Bank 28, 0.01% 0.12%
Amerisave Mortgage Corporation 29, 0.01% 0.37%
Cardinal Financial Company LP 30, 0.01% 1.37%
CMG Mortgage Inc 31, 0.01% 0.12%
Finance of America Mortgage 32, 0.01% 0.50%
Aberdeen Proving Ground Federal Credit Union 33, 0.01% 0.12%
Citizens Bank 34, 0.01% 0.37%
WSFS Bank 35, 0.01% 0.62%
Atlantic Home Loans, Inc 36, 0.01% 2.12%
Trident Mortgage Company Lp 37, 0.02% 1.12%
Eagle Home Mortgage 38, 0.02% 1.00%
Academy Mortgage Corporation 39, 0.02% 0.37%
Meridian Bank 40, 0.02% 3.75%
Florida Capital Bank National Association 41, 0.03% 1.00%
Embrace Home Loans, Inc 42, 0.03% 1.62%
Fairway Independent Mort Corp 43, 0.03% 2.62%
Nations Lending Corporation 44, 0.03% 1.37%
Pike Creek Mortgage Services, Inc 45, 0.05% 5.49%
Movement Mortgage 46, 0.05% 0.87%
Tidewater Mortgage Services Inc 47, 0.05% 0.37%
Nationwide Mortgage Bankers Inc 48, 0.06% 1.00%
Carrington Mortgage Services 49, 0.06% 2.50%
Freedom Mortgage Corporation 50, 0.07% 1.62%
Primary Residential Mortgage Inc 51, 0.07% 2.50%
The Federal Savings Bank 52, 0.08% 4.24%
Nationstar Mortgage 53, 0.10% 1.62%
Quicken Loans 54, 0.14% 6.37%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.20% 10.73%
Residential Mortgage Services 2, -0.06% 7.56%
Pnc Bank 3, -0.04% 1.46%
Primelending 4, -0.03% 1.95%
Caliber Home Loans Inc 5, -0.03% 4.39%
Huntingdon Valley Bank 6, -0.02% 2.20%
Prosperity Home Mortgage 7, -0.02% 2.93%
Howard Bank 8, -0.01% 0.73%
Newrez 9, -0.01% 0.98%
Pennymac Loan Services 10, -0.01% 0.73%
E Mortgage Management 11, -0.00% 0.98%
Guaranteed Rate Inc 12, -0.00% 1.46%
Bank of America 13, -0.00% 0.24%
M&T Bank 14, -0.00% 0.98%
Home Point Financial Corporation 15, 0.00% 1.71%
Wells Fargo Bank 16, 0.00% 2.20%
Freedom Mortgage Corporation 17, 0.00% 0.73%
AnnieMac Home Mortgage 18, 0.00% 1.22%
Evolve Bank & Trust 19, 0.01% 0.24%
Fulton Bank 20, 0.01% 0.24%
New American Funding 21, 0.01% 1.71%
Supreme Lending/ Everett Financial Inc 22, 0.01% 0.73%
NVR Mortgage Finance Inc 23, 0.01% 1.95%
LoanDepot 24, 0.02% 0.24%
Ditech Financial 25, 0.02% 0.24%
Cardinal Financial Company LP 26, 0.02% 2.44%
CMG Mortgage Inc 27, 0.02% 0.24%
Finance of America Mortgage 28, 0.02% 0.98%
Atlantic Home Loans, Inc 29, 0.02% 3.17%
Usaa Federal Savings Bank 30, 0.02% 10.24%
Citizens Bank 31, 0.03% 0.24%
Nations Lending Corporation 32, 0.03% 1.22%
Trident Mortgage Company Lp 33, 0.03% 2.20%
Eagle Home Mortgage 34, 0.03% 1.95%
Nationstar Mortgage 35, 0.03% 0.24%
Academy Mortgage Corporation 36, 0.03% 0.73%
WSFS Bank 37, 0.03% 0.73%
Florida Capital Bank National Association 38, 0.05% 1.22%
Fairway Independent Mort Corp 39, 0.05% 3.90%
Quicken Loans 40, 0.05% 2.93%
Embrace Home Loans, Inc 41, 0.06% 1.46%
Tidewater Mortgage Services Inc 42, 0.07% 0.73%
Movement Mortgage 43, 0.07% 1.46%
Carrington Mortgage Services 44, 0.08% 0.73%
Nationwide Mortgage Bankers Inc 45, 0.09% 1.22%
Pike Creek Mortgage Services, Inc 46, 0.09% 7.56%
Meridian Bank 47, 0.11% 3.17%
Primary Residential Mortgage Inc 48, 0.14% 2.68%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.11% 6.91%
Home Point Financial Corporation 2, -0.08% 4.35%
Pennymac Loan Services 3, -0.08% 7.93%
Navy Federal Credit Union 4, -0.06% 2.05%
Lakeview Loan Servicing 5, -0.06% 3.07%
Pike Creek Mortgage Services, Inc 6, -0.05% 3.32%
Meridian Bank 7, -0.05% 4.35%
Guaranteed Rate Inc 8, -0.04% 1.79%
Usaa Federal Savings Bank 9, -0.04% 8.18%
LoanDepot 10, -0.02% 8.44%
New American Funding 11, -0.02% 0.77%
Movement Mortgage 12, -0.02% 0.26%
Bank of America 13, -0.02% 0.26%
Evolve Bank & Trust 14, -0.02% 0.77%
Ditech Financial 15, -0.02% 0.51%
Howard Bank 16, -0.01% 0.51%
Greentree Mortgage Company, LP 17, -0.01% 0.51%
Prosperity Home Mortgage 18, -0.01% 0.26%
Fairway Independent Mort Corp 19, -0.01% 1.28%
Primary Residential Mortgage Inc 20, -0.01% 2.30%
WSFS Bank 21, -0.01% 0.51%
Huntingdon Valley Bank 22, -0.01% 0.51%
Northpointe Bank 23, -0.01% 0.26%
Cardinal Financial Company LP 24, -0.01% 0.26%
Embrace Home Loans, Inc 25, -0.01% 1.79%
Amerisave Mortgage Corporation 26, -0.00% 0.77%
Supreme Lending/ Everett Financial Inc 27, -0.00% 0.26%
Florida Capital Bank National Association 28, -0.00% 0.77%
Nationwide Mortgage Bankers Inc 29, -0.00% 0.77%
Citizens Bank 30, 0.00% 0.51%
Aberdeen Proving Ground Federal Credit Union 31, 0.00% 0.26%
Newrez 32, 0.00% 0.77%
AnnieMac Home Mortgage 33, 0.01% 0.77%
E Mortgage Management 34, 0.01% 0.51%
Pnc Bank 35, 0.01% 0.51%
Atlantic Home Loans, Inc 36, 0.01% 1.02%
M&T Bank 37, 0.01% 0.26%
Residential Mortgage Services 38, 0.03% 1.53%
Nations Lending Corporation 39, 0.04% 1.53%
Carrington Mortgage Services 40, 0.04% 4.35%
The Federal Savings Bank 41, 0.07% 8.70%
Freedom Mortgage Corporation 42, 0.08% 2.56%
Nationstar Mortgage 43, 0.09% 3.07%
Quicken Loans 44, 0.17% 9.97%

* Data is compiled for the Middletown, DE commuting zone area, which comprises of counties of New Castle County, DE, and Cecil County, MD. This includes cities/towns/communities of Middletown, DE as well as Wilmington, DE, Newark, DE, Glasgow, DE, Elkton, MD, Bear, DE, Pike Creek Valley, DE, North East, MD, Hockessin, DE, Odessa, DE, Claymont, DE, New Castle, DE, Pike Creek, DE, Edgemoor, DE, Brookside, DE, North Star, DE, Wilmington Manor, DE, Greenville, DE, Newport, DE, Port Deposit, MD, Chesapeake City, MD, Cecilton, MD, Rising Sun, MD, Elsmere, DE, Perryville, MD, Ardentown, DE, Delaware City, DE, Arden, DE, and Smyrna, DE. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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