Top Mortgage Lenders in the St. Louis, MO area

Which mortgage lender in the St. Louis, MO area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the St. Louis, MO area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the St. Louis, MO area is US Wide Financial, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.29%. This means that US Wide Financial provided a -0.29% lower interest rate for its customers than other lenders in St. Louis, MO for a similar set of borrowers. US Wide Financial has a market share of 0.5%. On the other hand, the most popular lender in the market is DAS Acquisition Company, with a market share of 9.5%. DAS Acquisition Company is an average rate lender in this area, with a “Rate Difference” of +0.12% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the St. Louis, MO area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in St. Louis, MO is US Wide Financial. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Together Credit Union. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Stifel Bank & Trust. The cheapest VA mortgage provider is Navy Federal Credit Union. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
US Wide Financial 1, -0.29% 0.54%
Stifel Bank & Trust 2, -0.27% 4.05%
United Bank of Union 3, -0.26% 0.41%
Together Credit Union 4, -0.26% 0.94%
Fcb Banks 5, -0.26% 0.81%
Scott Credit Union 6, -0.25% 0.57%
West Community Credit Union 7, -0.23% 0.23%
First State Bank Of St Charles Missouri 8, -0.17% 2.34%
Midwest BankCentre 9, -0.16% 0.68%
Carrollton Bank 10, -0.15% 1.87%
Bank of America 11, -0.14% 2.21%
Provident Funding Associates 12, -0.13% 0.54%
Busey Bank 13, -0.13% 1.20%
GSF Mortgage Corporation 14, -0.12% 0.12%
CapGrow Home Mortgage 15, -0.11% 0.52%
Peoples National Bank 16, -0.11% 0.61%
Amerisave Mortgage Corporation 17, -0.11% 0.24%
Bank of Sullivan 18, -0.09% 0.25%
First State Community Bank 19, -0.09% 0.36%
Great Southern Bank 20, -0.09% 0.14%
CIBC Bank USA 21, -0.09% 0.17%
First Bank 22, -0.09% 1.03%
Keller Mortgage 23, -0.08% 0.27%
Paramount Bank 24, -0.08% 1.51%
Newrez 25, -0.08% 0.20%
Citizens National Bank 26, -0.08% 0.53%
Central Bank Of St Louis 27, -0.08% 1.75%
Access Capital Funding 28, -0.08% 0.42%
FirstBank 29, -0.06% 0.11%
Enterprise Bank & Trust 30, -0.06% 0.17%
Village Capital & Investment 31, -0.06% 0.12%
Associated Bank 32, -0.06% 0.28%
Simmons Bank 33, -0.06% 0.26%
Bank Of Springfield 34, -0.06% 0.84%
Umb Bank 35, -0.05% 0.15%
North American Savings Bank 36, -0.04% 0.13%
NBKC Bank 37, -0.04% 0.14%
JPMorgan Chase Bank 38, -0.04% 0.87%
Citibank 39, -0.04% 0.14%
Stearns Lending 40, -0.04% 0.18%
American Portfolio Mortgage 41, -0.04% 0.20%
Guaranteed Rate Affinity 42, -0.04% 0.86%
Us Bank 43, -0.03% 4.10%
On Q Financial Inc 44, -0.03% 0.13%
Flat Branch Mortgage Inc 45, -0.03% 2.68%
CommunityAmerica Credit Union 46, -0.03% 0.07%
Fifth Third Bank, National Association 47, -0.02% 0.12%
Caliber Home Loans Inc 48, -0.02% 0.78%
Navy Federal Credit Union 49, -0.02% 0.56%
Suntrust Banks, Inc 50, -0.02% 0.18%
Guild Mortgage Company 51, -0.02% 8.60%
Land Home Financial Services Inc 52, -0.02% 0.19%
Town and Country Banc Mortgage 53, -0.01% 0.21%
Wells Fargo Bank 54, -0.01% 2.11%
Premia Mortgage 55, -0.01% 0.11%
CMG Mortgage Inc 56, -0.01% 0.17%
Planet Home Lending 57, -0.01% 0.18%
Community Mortgage 58, -0.01% 0.34%
Tiaa, Fsb 59, -0.01% 0.09%
Guaranteed Rate Inc 60, -0.01% 0.94%
DelMar Financial Company 61, -0.01% 2.32%
NBH Bank 62, -0.00% 0.07%
BMO Harris Bank 63, 0.00% 0.07%
Truist Bank 64, 0.01% 0.18%
BancorpSouth Bank 65, 0.01% 0.12%
JG Wentworth Home Lending 66, 0.01% 0.09%
Arvest Bank 67, 0.01% 0.06%
First Integrity Mortgage Services, Inc 68, 0.01% 0.59%
Frontier Financial, Inc DBA Frontier Mortgage 69, 0.02% 1.02%
F&B Financial Group 70, 0.02% 2.29%
Homesite Mortgage 71, 0.02% 0.19%
Pnc Bank 72, 0.02% 0.79%
Iberiabank 73, 0.02% 0.52%
Usaa Federal Savings Bank 74, 0.02% 0.96%
Magnolia Bank Incorporated 75, 0.02% 0.13%
Citizens Bank 76, 0.03% 0.46%
Midland States Bank 77, 0.03% 0.38%
Lakeview Loan Servicing 78, 0.03% 0.14%
Carrington Mortgage Services 79, 0.04% 0.50%
LoanDepot 80, 0.04% 0.86%
Pennymac Loan Services 81, 0.04% 0.49%
Golden Oak Lending 82, 0.04% 2.78%
First Community Mortgage Inc 83, 0.04% 0.21%
Hometown Equity Mortgage 84, 0.04% 0.10%
Union Home Mortgage Company 85, 0.04% 0.11%
Synergy One Lending 86, 0.04% 0.29%
Gershman Investment Corp 87, 0.05% 2.82%
Midwest Equity Mortgage 88, 0.05% 0.62%
Electro Savings Credit Union 89, 0.06% 0.12%
Top Flite Financial, Inc 90, 0.06% 0.06%
Primelending 91, 0.06% 0.14%
Fairway Independent Mort Corp 92, 0.07% 1.88%
The Home Loan Expert 93, 0.07% 0.24%
Cstone Mortgage Inc 94, 0.07% 0.09%
Home Point Financial Corporation 95, 0.07% 0.39%
Cardinal Financial Company LP 96, 0.07% 0.14%
American Pacific Mortgage Corporation 97, 0.07% 0.06%
Barrington Bank & Trust 98, 0.07% 0.12%
New American Funding 99, 0.08% 4.04%
Flagstar Bank 100, 0.08% 0.86%
Paramount Residential Mortgage Group Inc 101, 0.09% 0.11%
First Federal Bank 102, 0.10% 0.09%
Movement Mortgage 103, 0.11% 0.10%
DAS Acquisition Company 104, 0.12% 9.48%
LeaderOne Financial Corp 105, 0.12% 0.36%
The Federal Savings Bank 106, 0.13% 0.23%
State Farm Bank 107, 0.13% 0.11%
Commerce Bank 108, 0.13% 1.34%
Ditech Financial 109, 0.13% 0.36%
HomeStar Financial Corporation 110, 0.13% 0.15%
Endeavor Capital Mortgage 111, 0.14% 0.84%
Geneva Financial 112, 0.15% 0.12%
Regions Bank 113, 0.15% 1.07%
Freedom Mortgage Corporation 114, 0.15% 0.43%
Family Finance Mortgage 115, 0.17% 0.52%
Equity Prime Mortgage 116, 0.19% 0.21%
Quicken Loans 117, 0.21% 5.07%
Royal United Mortgage 118, 0.22% 0.12%
Bank of Edwardsville 119, 0.26% 0.53%
Nationstar Mortgage 120, 0.34% 0.81%
NewDay USA 121, 0.48% 0.14%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Stifel Bank & Trust 1, -0.28% 4.47%
Bank of America 2, -0.27% 2.27%
US Wide Financial 3, -0.26% 0.54%
Fcb Banks 4, -0.25% 0.95%
Scott Credit Union 5, -0.21% 0.55%
United Bank of Union 6, -0.21% 0.29%
JPMorgan Chase Bank 7, -0.19% 0.70%
Together Credit Union 8, -0.18% 0.96%
First State Bank Of St Charles Missouri 9, -0.15% 2.61%
First Bank 10, -0.13% 1.19%
Provident Funding Associates 11, -0.13% 0.34%
Us Bank 12, -0.13% 3.81%
Busey Bank 13, -0.11% 1.53%
Carrollton Bank 14, -0.11% 2.11%
Midwest BankCentre 15, -0.11% 0.57%
CIBC Bank USA 16, -0.11% 0.24%
West Community Credit Union 17, -0.10% 0.14%
Bank of Sullivan 18, -0.09% 0.23%
Wells Fargo Bank 19, -0.09% 2.24%
Great Southern Bank 20, -0.09% 0.11%
Keller Mortgage 21, -0.09% 0.42%
Pnc Bank 22, -0.08% 0.70%
Central Bank Of St Louis 23, -0.08% 1.92%
CapGrow Home Mortgage 24, -0.07% 0.35%
Peoples National Bank 25, -0.07% 0.48%
Associated Bank 26, -0.06% 0.20%
Bank Of Springfield 27, -0.06% 1.04%
Freedom Mortgage Corporation 28, -0.05% 0.23%
North American Savings Bank 29, -0.05% 0.11%
First State Community Bank 30, -0.05% 0.33%
Stearns Lending 31, -0.04% 0.16%
NBKC Bank 32, -0.04% 0.16%
American Portfolio Mortgage 33, -0.04% 0.28%
Simmons Bank 34, -0.04% 0.29%
Paramount Bank 35, -0.04% 1.49%
FirstBank 36, -0.04% 0.07%
On Q Financial Inc 37, -0.04% 0.20%
Pennymac Loan Services 38, -0.03% 0.24%
Citibank 39, -0.03% 0.11%
GSF Mortgage Corporation 40, -0.02% 0.09%
Navy Federal Credit Union 41, -0.02% 0.88%
BMO Harris Bank 42, -0.02% 0.08%
Magnolia Bank Incorporated 43, -0.02% 0.07%
Enterprise Bank & Trust 44, -0.02% 0.13%
Guaranteed Rate Affinity 45, -0.02% 1.24%
CommunityAmerica Credit Union 46, -0.01% 0.07%
Access Capital Funding 47, -0.01% 0.34%
Premia Mortgage 48, -0.01% 0.21%
CMG Mortgage Inc 49, -0.01% 0.21%
Tiaa, Fsb 50, -0.01% 0.10%
Umb Bank 51, -0.01% 0.07%
First Integrity Mortgage Services, Inc 52, -0.00% 0.76%
Golden Oak Lending 53, -0.00% 0.44%
NBH Bank 54, -0.00% 0.11%
Land Home Financial Services Inc 55, -0.00% 0.22%
Citizens National Bank 56, -0.00% 0.31%
Newrez 57, 0.00% 0.06%
Guild Mortgage Company 58, 0.00% 9.87%
Truist Bank 59, 0.00% 0.07%
First Federal Bank 60, 0.00% 0.02%
Community Mortgage 61, 0.01% 0.26%
Town and Country Banc Mortgage 62, 0.01% 0.27%
BancorpSouth Bank 63, 0.01% 0.16%
Amerisave Mortgage Corporation 64, 0.01% 0.04%
State Farm Bank 65, 0.01% 0.08%
Commerce Bank 66, 0.01% 1.08%
The Federal Savings Bank 67, 0.01% 0.01%
Planet Home Lending 68, 0.01% 0.11%
Midland States Bank 69, 0.02% 0.44%
Union Home Mortgage Company 70, 0.02% 0.09%
Suntrust Banks, Inc 71, 0.02% 0.11%
Flat Branch Mortgage Inc 72, 0.02% 3.71%
Hometown Equity Mortgage 73, 0.02% 0.04%
JG Wentworth Home Lending 74, 0.02% 0.05%
LoanDepot 75, 0.02% 0.26%
Iberiabank 76, 0.02% 0.61%
Guaranteed Rate Inc 77, 0.03% 1.05%
Homesite Mortgage 78, 0.03% 0.27%
Top Flite Financial, Inc 79, 0.03% 0.05%
Ditech Financial 80, 0.04% 0.15%
F&B Financial Group 81, 0.04% 2.56%
Fifth Third Bank, National Association 82, 0.04% 0.10%
Usaa Federal Savings Bank 83, 0.04% 1.40%
NewDay USA 84, 0.04% 0.03%
Arvest Bank 85, 0.04% 0.04%
Regions Bank 86, 0.05% 1.04%
Electro Savings Credit Union 87, 0.05% 0.10%
Citizens Bank 88, 0.05% 0.39%
Gershman Investment Corp 89, 0.05% 3.36%
First Community Mortgage Inc 90, 0.05% 0.16%
Frontier Financial, Inc DBA Frontier Mortgage 91, 0.05% 1.15%
Carrington Mortgage Services 92, 0.05% 0.19%
Synergy One Lending 93, 0.05% 0.21%
Endeavor Capital Mortgage 94, 0.06% 0.47%
DelMar Financial Company 95, 0.06% 2.46%
Primelending 96, 0.06% 0.16%
Cardinal Financial Company LP 97, 0.06% 0.08%
Midwest Equity Mortgage 98, 0.07% 0.86%
Caliber Home Loans Inc 99, 0.07% 0.47%
Cstone Mortgage Inc 100, 0.07% 0.11%
Fairway Independent Mort Corp 101, 0.07% 2.46%
American Pacific Mortgage Corporation 102, 0.08% 0.11%
Flagstar Bank 103, 0.08% 0.79%
Barrington Bank & Trust 104, 0.08% 0.18%
Home Point Financial Corporation 105, 0.09% 0.28%
Movement Mortgage 106, 0.12% 0.17%
New American Funding 107, 0.12% 4.90%
Paramount Residential Mortgage Group Inc 108, 0.13% 0.08%
HomeStar Financial Corporation 109, 0.15% 0.24%
Geneva Financial 110, 0.16% 0.19%
The Home Loan Expert 111, 0.16% 0.16%
Quicken Loans 112, 0.16% 2.57%
Royal United Mortgage 113, 0.17% 0.08%
LeaderOne Financial Corp 114, 0.17% 0.45%
Nationstar Mortgage 115, 0.18% 0.33%
DAS Acquisition Company 116, 0.19% 11.50%
Family Finance Mortgage 117, 0.19% 0.58%
Equity Prime Mortgage 118, 0.26% 0.27%
Bank of Edwardsville 119, 0.38% 0.61%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Together Credit Union 1, -0.35% 0.92%
US Wide Financial 2, -0.32% 0.55%
West Community Credit Union 3, -0.29% 0.34%
United Bank of Union 4, -0.29% 0.56%
Scott Credit Union 5, -0.29% 0.60%
Fcb Banks 6, -0.28% 0.66%
Stifel Bank & Trust 7, -0.27% 3.54%
Carrollton Bank 8, -0.22% 1.59%
Midwest BankCentre 9, -0.21% 0.81%
First State Bank Of St Charles Missouri 10, -0.20% 2.02%
GSF Mortgage Corporation 11, -0.19% 0.16%
Busey Bank 12, -0.16% 0.80%
Flat Branch Mortgage Inc 13, -0.16% 1.46%
Peoples National Bank 14, -0.15% 0.77%
CapGrow Home Mortgage 15, -0.14% 0.73%
First State Community Bank 16, -0.14% 0.39%
Paramount Bank 17, -0.13% 1.54%
Access Capital Funding 18, -0.13% 0.51%
Provident Funding Associates 19, -0.13% 0.78%
Amerisave Mortgage Corporation 20, -0.12% 0.48%
Guaranteed Rate Affinity 21, -0.12% 0.40%
Citizens National Bank 22, -0.12% 0.79%
DelMar Financial Company 23, -0.10% 2.16%
Newrez 24, -0.09% 0.38%
Great Southern Bank 25, -0.09% 0.17%
Bank of Sullivan 26, -0.09% 0.28%
Enterprise Bank & Trust 27, -0.09% 0.21%
Simmons Bank 28, -0.09% 0.22%
Central Bank Of St Louis 29, -0.08% 1.54%
FirstBank 30, -0.07% 0.17%
Guaranteed Rate Inc 31, -0.07% 0.81%
Fifth Third Bank, National Association 32, -0.07% 0.16%
Caliber Home Loans Inc 33, -0.07% 1.14%
Town and Country Banc Mortgage 34, -0.06% 0.13%
Keller Mortgage 35, -0.06% 0.09%
Umb Bank 36, -0.06% 0.26%
Bank Of Springfield 37, -0.06% 0.60%
Village Capital & Investment 38, -0.06% 0.26%
Associated Bank 39, -0.05% 0.36%
NBKC Bank 40, -0.05% 0.12%
Land Home Financial Services Inc 41, -0.05% 0.14%
Guild Mortgage Company 42, -0.05% 7.08%
Citibank 43, -0.05% 0.17%
Usaa Federal Savings Bank 44, -0.05% 0.43%
CIBC Bank USA 45, -0.04% 0.10%
North American Savings Bank 46, -0.04% 0.15%
CommunityAmerica Credit Union 47, -0.04% 0.07%
American Portfolio Mortgage 48, -0.04% 0.09%
Suntrust Banks, Inc 49, -0.04% 0.26%
Stearns Lending 50, -0.03% 0.21%
Frontier Financial, Inc DBA Frontier Mortgage 51, -0.03% 0.87%
Planet Home Lending 52, -0.02% 0.25%
Community Mortgage 53, -0.02% 0.45%
DAS Acquisition Company 54, -0.02% 7.08%
CMG Mortgage Inc 55, -0.01% 0.11%
Navy Federal Credit Union 56, -0.01% 0.18%
First Bank 57, -0.01% 0.83%
New American Funding 58, -0.01% 3.01%
Homesite Mortgage 59, -0.01% 0.10%
NBH Bank 60, -0.01% 0.02%
Tiaa, Fsb 61, -0.00% 0.08%
Arvest Bank 62, -0.00% 0.09%
On Q Financial Inc 63, -0.00% 0.04%
F&B Financial Group 64, -0.00% 1.97%
LeaderOne Financial Corp 65, 0.00% 0.25%
BancorpSouth Bank 66, 0.01% 0.06%
JG Wentworth Home Lending 67, 0.01% 0.14%
American Pacific Mortgage Corporation 68, 0.01% 0.01%
Truist Bank 69, 0.01% 0.30%
Citizens Bank 70, 0.01% 0.56%
The Home Loan Expert 71, 0.02% 0.34%
Midwest Equity Mortgage 72, 0.02% 0.35%
Iberiabank 73, 0.02% 0.41%
Barrington Bank & Trust 74, 0.02% 0.05%
HomeStar Financial Corporation 75, 0.03% 0.04%
Equity Prime Mortgage 76, 0.03% 0.14%
Bank of America 77, 0.03% 2.15%
First Community Mortgage Inc 78, 0.03% 0.26%
Carrington Mortgage Services 79, 0.03% 0.87%
Lakeview Loan Servicing 80, 0.04% 0.31%
Synergy One Lending 81, 0.04% 0.38%
Gershman Investment Corp 82, 0.04% 2.17%
LoanDepot 83, 0.04% 1.58%
First Integrity Mortgage Services, Inc 84, 0.04% 0.38%
Fairway Independent Mort Corp 85, 0.04% 1.19%
Magnolia Bank Incorporated 86, 0.04% 0.21%
Golden Oak Lending 87, 0.04% 5.57%
Hometown Equity Mortgage 88, 0.05% 0.17%
BMO Harris Bank 89, 0.05% 0.05%
Bank of Edwardsville 90, 0.05% 0.43%
Cstone Mortgage Inc 91, 0.06% 0.08%
Movement Mortgage 92, 0.06% 0.03%
Home Point Financial Corporation 93, 0.06% 0.51%
Midland States Bank 94, 0.06% 0.31%
Pennymac Loan Services 95, 0.06% 0.79%
Us Bank 96, 0.06% 4.44%
Electro Savings Credit Union 97, 0.06% 0.15%
Primelending 98, 0.07% 0.12%
Union Home Mortgage Company 99, 0.07% 0.12%
JPMorgan Chase Bank 100, 0.07% 1.06%
Paramount Residential Mortgage Group Inc 101, 0.07% 0.14%
Cardinal Financial Company LP 102, 0.07% 0.22%
Flagstar Bank 103, 0.08% 0.93%
Geneva Financial 104, 0.09% 0.04%
Top Flite Financial, Inc 105, 0.09% 0.08%
Wells Fargo Bank 106, 0.10% 1.95%
First Federal Bank 107, 0.11% 0.18%
Pnc Bank 108, 0.12% 0.90%
Family Finance Mortgage 109, 0.13% 0.45%
The Federal Savings Bank 110, 0.13% 0.48%
Ditech Financial 111, 0.16% 0.61%
Endeavor Capital Mortgage 112, 0.18% 1.29%
State Farm Bank 113, 0.21% 0.15%
Commerce Bank 114, 0.23% 1.65%
Quicken Loans 115, 0.23% 8.05%
Freedom Mortgage Corporation 116, 0.24% 0.66%
Royal United Mortgage 117, 0.25% 0.18%
Regions Bank 118, 0.28% 1.11%
Nationstar Mortgage 119, 0.39% 1.38%
NewDay USA 120, 0.55% 0.27%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
US Wide Financial 1, -0.29% 0.74%
Scott Credit Union 2, -0.27% 0.63%
Together Credit Union 3, -0.27% 1.21%
Stifel Bank & Trust 4, -0.26% 4.48%
Fcb Banks 5, -0.26% 0.90%
United Bank of Union 6, -0.26% 0.57%
West Community Credit Union 7, -0.23% 0.31%
First State Bank Of St Charles Missouri 8, -0.19% 2.71%
Midwest BankCentre 9, -0.17% 0.87%
Carrollton Bank 10, -0.17% 1.96%
Busey Bank 11, -0.15% 1.30%
GSF Mortgage Corporation 12, -0.14% 0.14%
Amerisave Mortgage Corporation 13, -0.14% 0.26%
Bank of America 14, -0.13% 2.68%
Peoples National Bank 15, -0.13% 0.73%
Provident Funding Associates 16, -0.13% 0.75%
CapGrow Home Mortgage 17, -0.12% 0.66%
Great Southern Bank 18, -0.09% 0.18%
Bank of Sullivan 19, -0.09% 0.33%
Newrez 20, -0.09% 0.24%
First State Community Bank 21, -0.09% 0.50%
Paramount Bank 22, -0.09% 1.94%
Keller Mortgage 23, -0.09% 0.31%
Central Bank Of St Louis 24, -0.08% 2.01%
Access Capital Funding 25, -0.08% 0.47%
Associated Bank 26, -0.08% 0.28%
CIBC Bank USA 27, -0.08% 0.16%
Citizens National Bank 28, -0.07% 0.63%
Guaranteed Rate Affinity 29, -0.07% 0.83%
Bank Of Springfield 30, -0.06% 0.96%
Enterprise Bank & Trust 31, -0.06% 0.21%
First Bank 32, -0.06% 1.14%
FirstBank 33, -0.06% 0.14%
Flat Branch Mortgage Inc 34, -0.06% 2.49%
Umb Bank 35, -0.06% 0.18%
JPMorgan Chase Bank 36, -0.05% 0.99%
NBKC Bank 37, -0.05% 0.12%
Land Home Financial Services Inc 38, -0.05% 0.17%
American Portfolio Mortgage 39, -0.05% 0.11%
Simmons Bank 40, -0.04% 0.29%
Citibank 41, -0.04% 0.17%
North American Savings Bank 42, -0.04% 0.08%
Planet Home Lending 43, -0.03% 0.12%
Suntrust Banks, Inc 44, -0.03% 0.20%
Us Bank 45, -0.03% 4.81%
On Q Financial Inc 46, -0.03% 0.13%
CommunityAmerica Credit Union 47, -0.03% 0.09%
Fifth Third Bank, National Association 48, -0.02% 0.16%
Truist Bank 49, -0.01% 0.10%
Stearns Lending 50, -0.01% 0.13%
Premia Mortgage 51, -0.01% 0.14%
Tiaa, Fsb 52, -0.01% 0.11%
LoanDepot 53, -0.01% 0.67%
CMG Mortgage Inc 54, -0.00% 0.12%
Town and Country Banc Mortgage 55, 0.00% 0.20%
Community Mortgage 56, 0.00% 0.33%
Guaranteed Rate Inc 57, 0.00% 0.80%
Wells Fargo Bank 58, 0.00% 2.41%
DelMar Financial Company 59, 0.01% 2.21%
BMO Harris Bank 60, 0.01% 0.08%
First Federal Bank 61, 0.01% 0.02%
JG Wentworth Home Lending 62, 0.01% 0.11%
Arvest Bank 63, 0.01% 0.08%
F&B Financial Group 64, 0.02% 2.76%
Barrington Bank & Trust 65, 0.02% 0.04%
Homesite Mortgage 66, 0.02% 0.23%
Frontier Financial, Inc DBA Frontier Mortgage 67, 0.03% 1.05%
New American Funding 68, 0.03% 3.71%
Paramount Residential Mortgage Group Inc 69, 0.04% 0.04%
Citizens Bank 70, 0.04% 0.58%
Midland States Bank 71, 0.04% 0.46%
Iberiabank 72, 0.04% 0.55%
Synergy One Lending 73, 0.05% 0.25%
First Community Mortgage Inc 74, 0.05% 0.23%
Pnc Bank 75, 0.05% 0.94%
Guild Mortgage Company 76, 0.05% 8.06%
Union Home Mortgage Company 77, 0.05% 0.12%
The Federal Savings Bank 78, 0.05% 0.02%
Electro Savings Credit Union 79, 0.06% 0.17%
BancorpSouth Bank 80, 0.06% 0.10%
Midwest Equity Mortgage 81, 0.07% 0.29%
Equity Prime Mortgage 82, 0.07% 0.12%
Carrington Mortgage Services 83, 0.07% 0.19%
The Home Loan Expert 84, 0.07% 0.32%
DAS Acquisition Company 85, 0.08% 9.17%
Fairway Independent Mort Corp 86, 0.08% 1.51%
NBH Bank 87, 0.08% 0.03%
Home Point Financial Corporation 88, 0.08% 0.27%
American Pacific Mortgage Corporation 89, 0.08% 0.04%
Gershman Investment Corp 90, 0.08% 2.32%
Magnolia Bank Incorporated 91, 0.08% 0.06%
Cstone Mortgage Inc 92, 0.08% 0.10%
HomeStar Financial Corporation 93, 0.08% 0.07%
Hometown Equity Mortgage 94, 0.08% 0.07%
Primelending 95, 0.08% 0.15%
First Integrity Mortgage Services, Inc 96, 0.09% 0.53%
Cardinal Financial Company LP 97, 0.09% 0.11%
LeaderOne Financial Corp 98, 0.09% 0.25%
Top Flite Financial, Inc 99, 0.10% 0.05%
Pennymac Loan Services 100, 0.11% 0.31%
Usaa Federal Savings Bank 101, 0.11% 0.45%
Caliber Home Loans Inc 102, 0.11% 0.46%
Lakeview Loan Servicing 103, 0.11% 0.03%
Flagstar Bank 104, 0.13% 0.79%
Movement Mortgage 105, 0.13% 0.11%
State Farm Bank 106, 0.13% 0.15%
Golden Oak Lending 107, 0.15% 2.51%
Endeavor Capital Mortgage 108, 0.15% 1.07%
Family Finance Mortgage 109, 0.19% 0.67%
Commerce Bank 110, 0.19% 1.48%
Regions Bank 111, 0.20% 1.23%
Geneva Financial 112, 0.21% 0.09%
Ditech Financial 113, 0.23% 0.30%
Quicken Loans 114, 0.27% 4.79%
Freedom Mortgage Corporation 115, 0.27% 0.16%
Royal United Mortgage 116, 0.27% 0.13%
Bank of Edwardsville 117, 0.29% 0.67%
Navy Federal Credit Union 118, 0.39% 0.29%
Nationstar Mortgage 119, 0.49% 0.51%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.28% 2.87%
US Wide Financial 2, -0.27% 0.78%
Stifel Bank & Trust 3, -0.24% 4.95%
JPMorgan Chase Bank 4, -0.23% 0.81%
Fcb Banks 5, -0.23% 1.03%
Scott Credit Union 6, -0.22% 0.63%
United Bank of Union 7, -0.20% 0.43%
Together Credit Union 8, -0.18% 1.32%
First State Bank Of St Charles Missouri 9, -0.16% 3.04%
Us Bank 10, -0.14% 4.53%
Busey Bank 11, -0.13% 1.67%
Provident Funding Associates 12, -0.13% 0.51%
First Bank 13, -0.11% 1.40%
Midwest BankCentre 14, -0.11% 0.73%
Carrollton Bank 15, -0.10% 2.04%
Great Southern Bank 16, -0.10% 0.15%
Bank of Sullivan 17, -0.10% 0.30%
West Community Credit Union 18, -0.09% 0.20%
Keller Mortgage 19, -0.09% 0.51%
CIBC Bank USA 20, -0.09% 0.20%
Wells Fargo Bank 21, -0.09% 2.60%
Associated Bank 22, -0.08% 0.22%
Peoples National Bank 23, -0.08% 0.59%
Central Bank Of St Louis 24, -0.08% 2.24%
CapGrow Home Mortgage 25, -0.08% 0.46%
Bank Of Springfield 26, -0.07% 1.19%
Pnc Bank 27, -0.06% 0.80%
Guaranteed Rate Affinity 28, -0.05% 1.24%
First State Community Bank 29, -0.04% 0.50%
NBKC Bank 30, -0.04% 0.14%
Paramount Bank 31, -0.04% 2.05%
American Portfolio Mortgage 32, -0.04% 0.14%
Land Home Financial Services Inc 33, -0.04% 0.19%
FirstBank 34, -0.04% 0.09%
On Q Financial Inc 35, -0.04% 0.21%
LoanDepot 36, -0.03% 0.19%
GSF Mortgage Corporation 37, -0.03% 0.10%
Citibank 38, -0.02% 0.15%
Truist Bank 39, -0.02% 0.04%
BMO Harris Bank 40, -0.02% 0.10%
Enterprise Bank & Trust 41, -0.02% 0.16%
CommunityAmerica Credit Union 42, -0.01% 0.09%
Tiaa, Fsb 43, -0.01% 0.12%
Premia Mortgage 44, -0.01% 0.29%
Umb Bank 45, -0.01% 0.08%
Pennymac Loan Services 46, -0.01% 0.18%
CMG Mortgage Inc 47, -0.01% 0.17%
North American Savings Bank 48, -0.01% 0.06%
Flat Branch Mortgage Inc 49, -0.01% 3.28%
Simmons Bank 50, 0.00% 0.30%
Newrez 51, 0.00% 0.06%
First Federal Bank 52, 0.01% 0.02%
Stearns Lending 53, 0.01% 0.09%
Suntrust Banks, Inc 54, 0.01% 0.12%
Amerisave Mortgage Corporation 55, 0.01% 0.05%
State Farm Bank 56, 0.01% 0.11%
Carrington Mortgage Services 57, 0.02% 0.05%
Midland States Bank 58, 0.02% 0.56%
Union Home Mortgage Company 59, 0.02% 0.10%
F&B Financial Group 60, 0.03% 3.18%
JG Wentworth Home Lending 61, 0.03% 0.06%
Top Flite Financial, Inc 62, 0.03% 0.03%
Access Capital Funding 63, 0.03% 0.32%
Nationstar Mortgage 64, 0.03% 0.07%
Barrington Bank & Trust 65, 0.03% 0.04%
Golden Oak Lending 66, 0.03% 0.42%
Homesite Mortgage 67, 0.04% 0.35%
Community Mortgage 68, 0.04% 0.21%
Hometown Equity Mortgage 69, 0.04% 0.04%
Magnolia Bank Incorporated 70, 0.04% 0.04%
Town and Country Banc Mortgage 71, 0.04% 0.25%
Iberiabank 72, 0.05% 0.65%
Fifth Third Bank, National Association 73, 0.05% 0.12%
Ditech Financial 74, 0.05% 0.15%
Guaranteed Rate Inc 75, 0.05% 0.88%
Electro Savings Credit Union 76, 0.05% 0.15%
Planet Home Lending 77, 0.06% 0.07%
First Community Mortgage Inc 78, 0.06% 0.21%
Paramount Residential Mortgage Group Inc 79, 0.06% 0.02%
Citizens Bank 80, 0.06% 0.49%
Commerce Bank 81, 0.06% 1.14%
Endeavor Capital Mortgage 82, 0.07% 0.62%
Frontier Financial, Inc DBA Frontier Mortgage 83, 0.07% 1.24%
Citizens National Bank 84, 0.07% 0.33%
New American Funding 85, 0.07% 4.31%
Arvest Bank 86, 0.07% 0.04%
Synergy One Lending 87, 0.07% 0.18%
NBH Bank 88, 0.08% 0.05%
BancorpSouth Bank 89, 0.08% 0.15%
Midwest Equity Mortgage 90, 0.09% 0.38%
Regions Bank 91, 0.09% 1.16%
American Pacific Mortgage Corporation 92, 0.09% 0.06%
Cstone Mortgage Inc 93, 0.09% 0.12%
Fairway Independent Mort Corp 94, 0.09% 1.93%
Gershman Investment Corp 95, 0.09% 2.65%
Freedom Mortgage Corporation 96, 0.10% 0.05%
Primelending 97, 0.10% 0.15%
Guild Mortgage Company 98, 0.10% 9.18%
First Integrity Mortgage Services, Inc 99, 0.10% 0.68%
Cardinal Financial Company LP 100, 0.10% 0.07%
HomeStar Financial Corporation 101, 0.10% 0.11%
Home Point Financial Corporation 102, 0.10% 0.17%
DelMar Financial Company 103, 0.11% 2.19%
Equity Prime Mortgage 104, 0.12% 0.11%
Caliber Home Loans Inc 105, 0.13% 0.39%
Usaa Federal Savings Bank 106, 0.13% 0.70%
Flagstar Bank 107, 0.14% 0.71%
Movement Mortgage 108, 0.14% 0.19%
DAS Acquisition Company 109, 0.16% 10.55%
LeaderOne Financial Corp 110, 0.17% 0.27%
The Home Loan Expert 111, 0.18% 0.22%
Quicken Loans 112, 0.19% 2.59%
Family Finance Mortgage 113, 0.21% 0.80%
Royal United Mortgage 114, 0.21% 0.07%
Geneva Financial 115, 0.23% 0.14%
Navy Federal Credit Union 116, 0.44% 0.49%
Bank of Edwardsville 117, 0.45% 0.80%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Together Credit Union 1, -0.37% 1.10%
US Wide Financial 2, -0.32% 0.69%
Scott Credit Union 3, -0.32% 0.63%
West Community Credit Union 4, -0.30% 0.43%
Fcb Banks 5, -0.29% 0.78%
United Bank of Union 6, -0.29% 0.71%
Stifel Bank & Trust 7, -0.29% 4.01%
Carrollton Bank 8, -0.24% 1.88%
First State Bank Of St Charles Missouri 9, -0.22% 2.38%
Midwest BankCentre 10, -0.21% 1.01%
GSF Mortgage Corporation 11, -0.21% 0.18%
Flat Branch Mortgage Inc 12, -0.18% 1.68%
Busey Bank 13, -0.18% 0.91%
Peoples National Bank 14, -0.17% 0.87%
Amerisave Mortgage Corporation 15, -0.16% 0.48%
CapGrow Home Mortgage 16, -0.15% 0.86%
Guaranteed Rate Affinity 17, -0.14% 0.42%
Paramount Bank 18, -0.14% 1.83%
Access Capital Funding 19, -0.14% 0.62%
First State Community Bank 20, -0.14% 0.50%
Provident Funding Associates 21, -0.13% 0.99%
Citizens National Bank 22, -0.12% 0.94%
Newrez 23, -0.10% 0.43%
DelMar Financial Company 24, -0.10% 2.22%
Enterprise Bank & Trust 25, -0.09% 0.26%
Simmons Bank 26, -0.09% 0.27%
Great Southern Bank 27, -0.09% 0.21%
Bank of Sullivan 28, -0.09% 0.36%
Central Bank Of St Louis 29, -0.09% 1.77%
Associated Bank 30, -0.08% 0.34%
FirstBank 31, -0.08% 0.20%
Planet Home Lending 32, -0.07% 0.17%
Town and Country Banc Mortgage 33, -0.07% 0.14%
Keller Mortgage 34, -0.07% 0.10%
Umb Bank 35, -0.07% 0.27%
Fifth Third Bank, National Association 36, -0.07% 0.19%
Land Home Financial Services Inc 37, -0.07% 0.14%
American Portfolio Mortgage 38, -0.06% 0.07%
NBKC Bank 39, -0.06% 0.11%
Bank Of Springfield 40, -0.06% 0.73%
Guaranteed Rate Inc 41, -0.06% 0.73%
Citibank 42, -0.05% 0.19%
North American Savings Bank 43, -0.05% 0.10%
CIBC Bank USA 44, -0.05% 0.11%
Suntrust Banks, Inc 45, -0.05% 0.28%
CommunityAmerica Credit Union 46, -0.04% 0.09%
DAS Acquisition Company 47, -0.03% 7.75%
Frontier Financial, Inc DBA Frontier Mortgage 48, -0.03% 0.86%
Stearns Lending 49, -0.03% 0.17%
New American Funding 50, -0.02% 3.10%
Guild Mortgage Company 51, -0.02% 6.92%
Homesite Mortgage 52, -0.01% 0.11%
Community Mortgage 53, -0.01% 0.46%
Truist Bank 54, -0.01% 0.16%
Tiaa, Fsb 55, -0.01% 0.09%
LeaderOne Financial Corp 56, -0.00% 0.23%
On Q Financial Inc 57, -0.00% 0.05%
Arvest Bank 58, -0.00% 0.11%
LoanDepot 59, -0.00% 1.17%
CMG Mortgage Inc 60, 0.00% 0.07%
F&B Financial Group 61, 0.00% 2.34%
Barrington Bank & Trust 62, 0.01% 0.03%
BancorpSouth Bank 63, 0.01% 0.06%
JG Wentworth Home Lending 64, 0.01% 0.16%
HomeStar Financial Corporation 65, 0.01% 0.03%
First Bank 66, 0.01% 0.88%
American Pacific Mortgage Corporation 67, 0.01% 0.01%
Citizens Bank 68, 0.01% 0.68%
First Federal Bank 69, 0.02% 0.01%
Midwest Equity Mortgage 70, 0.02% 0.20%
The Home Loan Expert 71, 0.02% 0.42%
Usaa Federal Savings Bank 72, 0.02% 0.19%
Equity Prime Mortgage 73, 0.03% 0.14%
Paramount Residential Mortgage Group Inc 74, 0.03% 0.07%
Synergy One Lending 75, 0.03% 0.33%
Iberiabank 76, 0.03% 0.46%
First Community Mortgage Inc 77, 0.04% 0.25%
Bank of America 78, 0.04% 2.49%
Fairway Independent Mort Corp 79, 0.04% 1.07%
Bank of Edwardsville 80, 0.05% 0.54%
The Federal Savings Bank 81, 0.05% 0.03%
BMO Harris Bank 82, 0.06% 0.06%
Gershman Investment Corp 83, 0.06% 1.97%
Cstone Mortgage Inc 84, 0.06% 0.08%
Midland States Bank 85, 0.06% 0.37%
First Integrity Mortgage Services, Inc 86, 0.07% 0.38%
Electro Savings Credit Union 87, 0.07% 0.19%
Movement Mortgage 88, 0.07% 0.02%
Home Point Financial Corporation 89, 0.07% 0.37%
Union Home Mortgage Company 90, 0.07% 0.14%
Primelending 91, 0.07% 0.15%
Us Bank 92, 0.07% 5.09%
JPMorgan Chase Bank 93, 0.07% 1.17%
Carrington Mortgage Services 94, 0.08% 0.33%
Cardinal Financial Company LP 95, 0.08% 0.16%
Caliber Home Loans Inc 96, 0.10% 0.53%
Magnolia Bank Incorporated 97, 0.10% 0.09%
Hometown Equity Mortgage 98, 0.10% 0.10%
Navy Federal Credit Union 99, 0.11% 0.10%
Geneva Financial 100, 0.11% 0.04%
Lakeview Loan Servicing 101, 0.11% 0.05%
Wells Fargo Bank 102, 0.12% 2.21%
Flagstar Bank 103, 0.12% 0.86%
Pnc Bank 104, 0.13% 1.09%
Top Flite Financial, Inc 105, 0.14% 0.06%
Family Finance Mortgage 106, 0.15% 0.53%
Pennymac Loan Services 107, 0.15% 0.45%
Golden Oak Lending 108, 0.16% 4.65%
Endeavor Capital Mortgage 109, 0.19% 1.53%
State Farm Bank 110, 0.21% 0.19%
Commerce Bank 111, 0.27% 1.81%
Ditech Financial 112, 0.29% 0.45%
Regions Bank 113, 0.30% 1.30%
Quicken Loans 114, 0.30% 7.04%
Royal United Mortgage 115, 0.30% 0.18%
Freedom Mortgage Corporation 116, 0.31% 0.26%
Nationstar Mortgage 117, 0.52% 0.95%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Stifel Bank & Trust 1, -0.40% 3.05%
Fcb Banks 2, -0.32% 0.58%
Bank of America 3, -0.30% 0.48%
Pnc Bank 4, -0.24% 0.31%
First Bank 5, -0.22% 0.75%
Guild Mortgage Company 6, -0.20% 11.89%
Golden Oak Lending 7, -0.17% 5.51%
Citizens National Bank 8, -0.16% 0.29%
First Integrity Mortgage Services, Inc 9, -0.16% 0.99%
Us Bank 10, -0.14% 1.25%
CIBC Bank USA 11, -0.14% 0.31%
Carrollton Bank 12, -0.13% 1.59%
Simmons Bank 13, -0.13% 0.28%
Scott Credit Union 14, -0.13% 0.16%
First State Bank Of St Charles Missouri 15, -0.11% 1.42%
Midwest BankCentre 16, -0.11% 0.23%
Commerce Bank 17, -0.10% 0.65%
Regions Bank 18, -0.10% 0.50%
BancorpSouth Bank 19, -0.10% 0.22%
Caliber Home Loans Inc 20, -0.09% 1.29%
Access Capital Funding 21, -0.09% 0.37%
Keller Mortgage 22, -0.09% 0.19%
Central Bank Of St Louis 23, -0.09% 0.96%
Stearns Lending 24, -0.08% 0.36%
Bank of Edwardsville 25, -0.07% 0.23%
Village Capital & Investment 26, -0.07% 0.38%
On Q Financial Inc 27, -0.06% 0.12%
Bank of Sullivan 28, -0.06% 0.06%
Town and Country Banc Mortgage 29, -0.06% 0.21%
NBH Bank 30, -0.06% 0.17%
North American Savings Bank 31, -0.05% 0.06%
Associated Bank 32, -0.04% 0.07%
Magnolia Bank Incorporated 33, -0.04% 0.27%
Community Mortgage 34, -0.04% 0.46%
CMG Mortgage Inc 35, -0.04% 0.31%
Pennymac Loan Services 36, -0.04% 0.74%
CapGrow Home Mortgage 37, -0.04% 0.19%
Iberiabank 38, -0.03% 0.48%
American Portfolio Mortgage 39, -0.03% 0.16%
Suntrust Banks, Inc 40, -0.03% 0.03%
Busey Bank 41, -0.02% 0.87%
Family Finance Mortgage 42, -0.02% 0.07%
Navy Federal Credit Union 43, -0.02% 0.05%
FirstBank 44, -0.02% 0.05%
Premia Mortgage 45, -0.02% 0.02%
Bank Of Springfield 46, -0.02% 0.59%
GSF Mortgage Corporation 47, -0.02% 0.08%
NBKC Bank 48, -0.02% 0.01%
Gershman Investment Corp 49, -0.02% 4.52%
Flagstar Bank 50, -0.01% 0.82%
Newrez 51, -0.01% 0.09%
Tiaa, Fsb 52, -0.01% 0.05%
JG Wentworth Home Lending 53, -0.01% 0.02%
Hometown Equity Mortgage 54, -0.01% 0.28%
CommunityAmerica Credit Union 55, -0.01% 0.02%
Ditech Financial 56, -0.01% 0.57%
Fifth Third Bank, National Association 57, -0.01% 0.03%
Planet Home Lending 58, -0.00% 0.37%
Enterprise Bank & Trust 59, -0.00% 0.06%
NewDay USA 60, -0.00% 0.01%
First Community Mortgage Inc 61, -0.00% 0.06%
Midland States Bank 62, -0.00% 0.15%
JPMorgan Chase Bank 63, -0.00% 0.01%
Frontier Financial, Inc DBA Frontier Mortgage 64, -0.00% 1.22%
Provident Funding Associates 65, -0.00% 0.01%
Carrington Mortgage Services 66, 0.00% 1.64%
Primelending 67, 0.00% 0.13%
Citibank 68, 0.00% 0.01%
Union Home Mortgage Company 69, 0.00% 0.10%
Citizens Bank 70, 0.01% 0.13%
First Federal Bank 71, 0.01% 0.03%
Peoples National Bank 72, 0.01% 0.21%
Homesite Mortgage 73, 0.01% 0.06%
Paramount Bank 74, 0.01% 0.09%
DelMar Financial Company 75, 0.01% 2.59%
Top Flite Financial, Inc 76, 0.02% 0.12%
Cstone Mortgage Inc 77, 0.02% 0.08%
Synergy One Lending 78, 0.02% 0.35%
The Federal Savings Bank 79, 0.02% 0.12%
Guaranteed Rate Inc 80, 0.02% 1.21%
Wells Fargo Bank 81, 0.03% 0.02%
Amerisave Mortgage Corporation 82, 0.03% 0.08%
Freedom Mortgage Corporation 83, 0.03% 1.04%
Guaranteed Rate Affinity 84, 0.05% 1.03%
Midwest Equity Mortgage 85, 0.05% 2.16%
Fairway Independent Mort Corp 86, 0.05% 3.19%
Flat Branch Mortgage Inc 87, 0.05% 4.08%
Cardinal Financial Company LP 88, 0.05% 0.28%
Quicken Loans 89, 0.05% 6.25%
Land Home Financial Services Inc 90, 0.06% 0.27%
Barrington Bank & Trust 91, 0.06% 0.16%
Endeavor Capital Mortgage 92, 0.06% 0.05%
Movement Mortgage 93, 0.07% 0.08%
Lakeview Loan Servicing 94, 0.08% 0.36%
Home Point Financial Corporation 95, 0.08% 0.49%
Geneva Financial 96, 0.08% 0.27%
American Pacific Mortgage Corporation 97, 0.08% 0.14%
Royal United Mortgage 98, 0.10% 0.16%
F&B Financial Group 99, 0.12% 1.04%
Paramount Residential Mortgage Group Inc 100, 0.13% 0.29%
LeaderOne Financial Corp 101, 0.16% 0.92%
HomeStar Financial Corporation 102, 0.16% 0.52%
LoanDepot 103, 0.19% 1.13%
New American Funding 104, 0.21% 6.00%
Nationstar Mortgage 105, 0.22% 2.01%
DAS Acquisition Company 106, 0.24% 12.95%
Equity Prime Mortgage 107, 0.31% 0.57%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Stifel Bank & Trust 1, -0.44% 3.83%
Fcb Banks 2, -0.33% 0.80%
Bank of America 3, -0.31% 0.66%
First Bank 4, -0.25% 0.88%
Pnc Bank 5, -0.25% 0.44%
Guild Mortgage Company 6, -0.21% 12.84%
Citizens National Bank 7, -0.19% 0.34%
Us Bank 8, -0.19% 1.47%
First Integrity Mortgage Services, Inc 9, -0.19% 1.15%
CIBC Bank USA 10, -0.15% 0.41%
Scott Credit Union 11, -0.15% 0.18%
Carrollton Bank 12, -0.15% 2.08%
Simmons Bank 13, -0.14% 0.39%
First State Bank Of St Charles Missouri 14, -0.13% 1.79%
BancorpSouth Bank 15, -0.13% 0.25%
Regions Bank 16, -0.13% 0.61%
Commerce Bank 17, -0.13% 0.69%
Midwest BankCentre 18, -0.12% 0.31%
Access Capital Funding 19, -0.12% 0.46%
Stearns Lending 20, -0.12% 0.33%
Freedom Mortgage Corporation 21, -0.11% 0.72%
Central Bank Of St Louis 22, -0.10% 1.23%
Keller Mortgage 23, -0.10% 0.25%
Bank of Edwardsville 24, -0.08% 0.31%
On Q Financial Inc 25, -0.08% 0.15%
Magnolia Bank Incorporated 26, -0.08% 0.16%
Golden Oak Lending 27, -0.07% 0.69%
Town and Country Banc Mortgage 28, -0.07% 0.28%
Bank of Sullivan 29, -0.07% 0.08%
NBH Bank 30, -0.07% 0.23%
North American Savings Bank 31, -0.07% 0.07%
Pennymac Loan Services 32, -0.06% 0.31%
Associated Bank 33, -0.05% 0.10%
CMG Mortgage Inc 34, -0.05% 0.31%
Suntrust Banks, Inc 35, -0.05% 0.03%
Community Mortgage 36, -0.05% 0.39%
Ditech Financial 37, -0.05% 0.05%
Planet Home Lending 38, -0.05% 0.23%
American Portfolio Mortgage 39, -0.04% 0.20%
Iberiabank 40, -0.04% 0.61%
CapGrow Home Mortgage 41, -0.04% 0.15%
Hometown Equity Mortgage 42, -0.03% 0.07%
Navy Federal Credit Union 43, -0.03% 0.07%
Homesite Mortgage 44, -0.03% 0.05%
The Federal Savings Bank 45, -0.03% 0.02%
Flagstar Bank 46, -0.03% 0.97%
Premia Mortgage 47, -0.03% 0.03%
Busey Bank 48, -0.03% 1.05%
Newrez 49, -0.03% 0.03%
FirstBank 50, -0.03% 0.03%
Family Finance Mortgage 51, -0.02% 0.05%
Gershman Investment Corp 52, -0.02% 4.80%
NBKC Bank 53, -0.02% 0.02%
Bank Of Springfield 54, -0.02% 0.77%
CommunityAmerica Credit Union 55, -0.02% 0.02%
GSF Mortgage Corporation 56, -0.02% 0.10%
Tiaa, Fsb 57, -0.02% 0.05%
Caliber Home Loans Inc 58, -0.02% 0.70%
Fifth Third Bank, National Association 59, -0.02% 0.03%
JG Wentworth Home Lending 60, -0.02% 0.02%
Union Home Mortgage Company 61, -0.01% 0.11%
Amerisave Mortgage Corporation 62, -0.01% 0.02%
NewDay USA 63, -0.01% 0.02%
Midland States Bank 64, -0.01% 0.20%
Enterprise Bank & Trust 65, -0.01% 0.07%
Primelending 66, -0.01% 0.18%
Citibank 67, -0.01% 0.02%
First Community Mortgage Inc 68, -0.00% 0.02%
Frontier Financial, Inc DBA Frontier Mortgage 69, -0.00% 1.21%
Citizens Bank 70, -0.00% 0.13%
Cstone Mortgage Inc 71, 0.01% 0.11%
Synergy One Lending 72, 0.01% 0.28%
DelMar Financial Company 73, 0.01% 3.08%
Peoples National Bank 74, 0.01% 0.18%
Paramount Bank 75, 0.02% 0.10%
Wells Fargo Bank 76, 0.02% 0.02%
Cardinal Financial Company LP 77, 0.02% 0.13%
Top Flite Financial, Inc 78, 0.02% 0.10%
Guaranteed Rate Inc 79, 0.02% 1.39%
Fairway Independent Mort Corp 80, 0.04% 3.85%
Carrington Mortgage Services 81, 0.04% 0.54%
Guaranteed Rate Affinity 82, 0.04% 1.34%
Flat Branch Mortgage Inc 83, 0.04% 5.44%
Midwest Equity Mortgage 84, 0.04% 2.47%
Movement Mortgage 85, 0.06% 0.11%
Barrington Bank & Trust 86, 0.06% 0.20%
Land Home Financial Services Inc 87, 0.06% 0.31%
LoanDepot 88, 0.06% 0.52%
Geneva Financial 89, 0.08% 0.34%
Endeavor Capital Mortgage 90, 0.08% 0.05%
American Pacific Mortgage Corporation 91, 0.08% 0.18%
Home Point Financial Corporation 92, 0.09% 0.51%
Royal United Mortgage 93, 0.09% 0.11%
Quicken Loans 94, 0.09% 2.75%
F&B Financial Group 95, 0.12% 1.38%
Paramount Residential Mortgage Group Inc 96, 0.14% 0.28%
HomeStar Financial Corporation 97, 0.16% 0.67%
LeaderOne Financial Corp 98, 0.17% 1.13%
Nationstar Mortgage 99, 0.21% 0.95%
New American Funding 100, 0.21% 7.27%
DAS Acquisition Company 101, 0.24% 16.20%
Equity Prime Mortgage 102, 0.33% 0.72%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Guild Mortgage Company 1, -0.16% 9.58%
Golden Oak Lending 2, -0.16% 17.21%
Caliber Home Loans Inc 3, -0.13% 2.70%
Stifel Bank & Trust 4, -0.10% 1.15%
Carrollton Bank 5, -0.06% 0.40%
First Bank 6, -0.05% 0.44%
Village Capital & Investment 7, -0.05% 1.31%
Scott Credit Union 8, -0.04% 0.12%
Busey Bank 9, -0.04% 0.44%
First Integrity Mortgage Services, Inc 10, -0.04% 0.60%
CapGrow Home Mortgage 11, -0.03% 0.28%
Community Mortgage 12, -0.03% 0.64%
Commerce Bank 13, -0.03% 0.56%
Citizens National Bank 14, -0.02% 0.16%
CMG Mortgage Inc 15, -0.02% 0.32%
Stearns Lending 16, -0.02% 0.44%
Bank Of Springfield 17, -0.02% 0.16%
Pennymac Loan Services 18, -0.02% 1.79%
DelMar Financial Company 19, -0.01% 1.39%
Paramount Bank 20, -0.01% 0.08%
Family Finance Mortgage 21, -0.01% 0.12%
Central Bank Of St Louis 22, -0.01% 0.32%
Magnolia Bank Incorporated 23, -0.00% 0.52%
Frontier Financial, Inc DBA Frontier Mortgage 24, -0.00% 1.23%
GSF Mortgage Corporation 25, -0.00% 0.04%
FirstBank 26, -0.00% 0.08%
Iberiabank 27, 0.00% 0.16%
Town and Country Banc Mortgage 28, 0.00% 0.04%
Gershman Investment Corp 29, 0.01% 3.86%
Carrington Mortgage Services 30, 0.01% 4.29%
Keller Mortgage 31, 0.01% 0.04%
North American Savings Bank 32, 0.01% 0.04%
Midwest BankCentre 33, 0.01% 0.04%
Newrez 34, 0.01% 0.24%
Enterprise Bank & Trust 35, 0.01% 0.04%
Guaranteed Rate Inc 36, 0.01% 0.76%
CIBC Bank USA 37, 0.01% 0.08%
Fcb Banks 38, 0.01% 0.04%
Peoples National Bank 39, 0.01% 0.28%
American Pacific Mortgage Corporation 40, 0.01% 0.04%
JG Wentworth Home Lending 41, 0.01% 0.04%
First Community Mortgage Inc 42, 0.02% 0.16%
Top Flite Financial, Inc 43, 0.02% 0.16%
Guaranteed Rate Affinity 44, 0.02% 0.28%
BancorpSouth Bank 45, 0.02% 0.16%
Ditech Financial 46, 0.02% 1.83%
Land Home Financial Services Inc 47, 0.02% 0.16%
Hometown Equity Mortgage 48, 0.02% 0.79%
JPMorgan Chase Bank 49, 0.02% 0.04%
Bank of Edwardsville 50, 0.02% 0.04%
Bank of America 51, 0.02% 0.04%
Provident Funding Associates 52, 0.02% 0.04%
On Q Financial Inc 53, 0.02% 0.04%
American Portfolio Mortgage 54, 0.02% 0.08%
Citizens Bank 55, 0.02% 0.12%
Suntrust Banks, Inc 56, 0.02% 0.04%
Midland States Bank 57, 0.02% 0.04%
Endeavor Capital Mortgage 58, 0.02% 0.04%
CommunityAmerica Credit Union 59, 0.02% 0.04%
Fifth Third Bank, National Association 60, 0.02% 0.04%
Flat Branch Mortgage Inc 61, 0.03% 0.79%
Barrington Bank & Trust 62, 0.03% 0.08%
NBH Bank 63, 0.03% 0.04%
Access Capital Funding 64, 0.03% 0.16%
First Federal Bank 65, 0.03% 0.12%
F&B Financial Group 66, 0.03% 0.24%
Tiaa, Fsb 67, 0.03% 0.04%
First State Bank Of St Charles Missouri 68, 0.03% 0.52%
Geneva Financial 69, 0.03% 0.08%
Synergy One Lending 70, 0.04% 0.52%
Midwest Equity Mortgage 71, 0.04% 1.39%
Flagstar Bank 72, 0.04% 0.48%
Home Point Financial Corporation 73, 0.04% 0.44%
Planet Home Lending 74, 0.04% 0.72%
The Federal Savings Bank 75, 0.04% 0.36%
LeaderOne Financial Corp 76, 0.05% 0.40%
Wells Fargo Bank 77, 0.05% 0.04%
Quicken Loans 78, 0.05% 14.75%
Amerisave Mortgage Corporation 79, 0.06% 0.24%
Union Home Mortgage Company 80, 0.06% 0.08%
Equity Prime Mortgage 81, 0.06% 0.20%
Regions Bank 82, 0.07% 0.24%
HomeStar Financial Corporation 83, 0.07% 0.16%
Fairway Independent Mort Corp 84, 0.08% 1.59%
Homesite Mortgage 85, 0.08% 0.08%
Cardinal Financial Company LP 86, 0.08% 0.64%
Us Bank 87, 0.08% 0.72%
Paramount Residential Mortgage Group Inc 88, 0.09% 0.32%
Lakeview Loan Servicing 89, 0.10% 1.23%
Royal United Mortgage 90, 0.12% 0.28%
DAS Acquisition Company 91, 0.13% 5.05%
New American Funding 92, 0.15% 2.90%
Freedom Mortgage Corporation 93, 0.19% 1.83%
Nationstar Mortgage 94, 0.25% 4.57%
LoanDepot 95, 0.27% 2.58%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Together Credit Union 1, -0.11% 3.15%
Bank of America 2, -0.09% 7.71%
Commerce Bank 3, -0.08% 4.90%
Wells Fargo Bank 4, -0.06% 12.78%
Citibank 5, -0.01% 0.53%
Pnc Bank 6, -0.00% 1.31%
Regions Bank 7, 0.00% 2.36%
Umb Bank 8, 0.00% 0.96%
BMO Harris Bank 9, 0.01% 0.53%
Us Bank 10, 0.01% 14.10%
West Community Credit Union 11, 0.01% 0.09%
Provident Funding Associates 12, 0.01% 0.09%
Access Capital Funding 13, 0.01% 0.35%
Scott Credit Union 14, 0.01% 0.09%
First State Bank Of St Charles Missouri 15, 0.01% 1.75%
Keller Mortgage 16, 0.01% 0.09%
State Farm Bank 17, 0.01% 0.09%
Stifel Bank & Trust 18, 0.01% 4.82%
Citizens Bank 19, 0.01% 0.18%
Premia Mortgage 20, 0.01% 0.18%
CMG Mortgage Inc 21, 0.01% 0.09%
Fifth Third Bank, National Association 22, 0.02% 0.18%
US Wide Financial 23, 0.02% 0.26%
Busey Bank 24, 0.02% 0.18%
Guaranteed Rate Inc 25, 0.02% 0.53%
Fairway Independent Mort Corp 26, 0.02% 0.26%
Iberiabank 27, 0.02% 0.18%
Midwest Equity Mortgage 28, 0.02% 0.09%
Enterprise Bank & Trust 29, 0.02% 0.09%
Town and Country Banc Mortgage 30, 0.02% 0.09%
CIBC Bank USA 31, 0.02% 0.09%
Midland States Bank 32, 0.02% 0.09%
On Q Financial Inc 33, 0.02% 0.09%
Simmons Bank 34, 0.02% 0.18%
Bank of Edwardsville 35, 0.02% 0.18%
New American Funding 36, 0.02% 0.96%
Central Bank Of St Louis 37, 0.02% 1.93%
Arvest Bank 38, 0.03% 0.09%
Golden Oak Lending 39, 0.03% 0.09%
Carrollton Bank 40, 0.03% 2.01%
DelMar Financial Company 41, 0.03% 1.23%
Endeavor Capital Mortgage 42, 0.03% 0.35%
Family Finance Mortgage 43, 0.03% 0.18%
Home Point Financial Corporation 44, 0.03% 0.09%
Tiaa, Fsb 45, 0.03% 0.18%
JPMorgan Chase Bank 46, 0.03% 6.30%
Midwest BankCentre 47, 0.03% 0.26%
Associated Bank 48, 0.03% 2.28%
Flagstar Bank 49, 0.03% 0.79%
Cardinal Financial Company LP 50, 0.03% 0.09%
Peoples National Bank 51, 0.03% 0.96%
Guaranteed Rate Affinity 52, 0.04% 0.35%
North American Savings Bank 53, 0.04% 0.09%
Electro Savings Credit Union 54, 0.04% 0.09%
Primelending 55, 0.04% 0.26%
Quicken Loans 56, 0.04% 1.49%
Truist Bank 57, 0.04% 4.47%
Flat Branch Mortgage Inc 58, 0.04% 0.44%
Barrington Bank & Trust 59, 0.04% 0.26%
Homesite Mortgage 60, 0.05% 0.44%
CapGrow Home Mortgage 61, 0.05% 0.70%
Movement Mortgage 62, 0.05% 0.26%
Citizens National Bank 63, 0.05% 0.53%
Paramount Bank 64, 0.05% 1.49%
Newrez 65, 0.05% 0.09%
Bank Of Springfield 66, 0.05% 0.96%
Caliber Home Loans Inc 67, 0.05% 0.70%
Navy Federal Credit Union 68, 0.05% 0.09%
Gershman Investment Corp 69, 0.06% 0.96%
Suntrust Banks, Inc 70, 0.07% 1.05%
DAS Acquisition Company 71, 0.08% 5.08%
F&B Financial Group 72, 0.08% 1.66%
Guild Mortgage Company 73, 0.11% 2.19%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Commerce Bank 1, -0.13% 4.65%
Bank of America 2, -0.12% 8.09%
Together Credit Union 3, -0.09% 3.61%
Wells Fargo Bank 4, -0.07% 16.52%
Regions Bank 5, -0.03% 2.93%
Pnc Bank 6, 0.01% 1.03%
Citibank 7, 0.01% 0.34%
Stifel Bank & Trust 8, 0.01% 4.30%
BMO Harris Bank 9, 0.02% 0.69%
JPMorgan Chase Bank 10, 0.02% 6.88%
Keller Mortgage 11, 0.02% 0.17%
State Farm Bank 12, 0.02% 0.17%
Bank of Edwardsville 13, 0.02% 0.17%
Access Capital Funding 14, 0.02% 0.17%
Citizens Bank 15, 0.02% 0.34%
Premia Mortgage 16, 0.02% 0.34%
Fifth Third Bank, National Association 17, 0.02% 0.34%
Busey Bank 18, 0.03% 0.34%
Iberiabank 19, 0.03% 0.34%
New American Funding 20, 0.03% 0.52%
Midwest Equity Mortgage 21, 0.03% 0.17%
Enterprise Bank & Trust 22, 0.03% 0.17%
Town and Country Banc Mortgage 23, 0.03% 0.17%
CIBC Bank USA 24, 0.03% 0.17%
Quicken Loans 25, 0.03% 1.03%
First State Bank Of St Charles Missouri 26, 0.03% 1.38%
Flat Branch Mortgage Inc 27, 0.03% 0.34%
US Wide Financial 28, 0.03% 0.17%
Midwest BankCentre 29, 0.03% 0.17%
Umb Bank 30, 0.03% 0.52%
Guaranteed Rate Inc 31, 0.03% 0.52%
Associated Bank 32, 0.03% 1.03%
Tiaa, Fsb 33, 0.04% 0.17%
Peoples National Bank 34, 0.04% 0.52%
Carrollton Bank 35, 0.04% 2.24%
Central Bank Of St Louis 36, 0.04% 2.24%
Movement Mortgage 37, 0.04% 0.17%
Us Bank 38, 0.04% 13.77%
DelMar Financial Company 39, 0.04% 1.20%
Endeavor Capital Mortgage 40, 0.04% 0.52%
CapGrow Home Mortgage 41, 0.04% 0.52%
Family Finance Mortgage 42, 0.04% 0.17%
Primelending 43, 0.04% 0.52%
Truist Bank 44, 0.05% 2.07%
Guaranteed Rate Affinity 45, 0.05% 0.52%
Flagstar Bank 46, 0.05% 0.52%
Fairway Independent Mort Corp 47, 0.05% 0.17%
Caliber Home Loans Inc 48, 0.05% 0.52%
Barrington Bank & Trust 49, 0.05% 0.52%
Homesite Mortgage 50, 0.06% 0.69%
Newrez 51, 0.06% 0.17%
Navy Federal Credit Union 52, 0.06% 0.17%
Bank Of Springfield 53, 0.06% 1.72%
Gershman Investment Corp 54, 0.07% 1.03%
Paramount Bank 55, 0.07% 1.72%
Suntrust Banks, Inc 56, 0.09% 1.03%
F&B Financial Group 57, 0.11% 1.72%
DAS Acquisition Company 58, 0.13% 4.48%
Guild Mortgage Company 59, 0.13% 3.10%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Together Credit Union 1, -0.13% 2.67%
Bank of America 2, -0.06% 7.31%
Wells Fargo Bank 3, -0.04% 8.91%
Citibank 4, -0.03% 0.71%
Commerce Bank 5, -0.03% 5.17%
Us Bank 6, -0.02% 14.44%
Umb Bank 7, -0.01% 1.43%
Pnc Bank 8, -0.01% 1.60%
First State Bank Of St Charles Missouri 9, -0.00% 2.14%
Fairway Independent Mort Corp 10, -0.00% 0.36%
BMO Harris Bank 11, -0.00% 0.36%
Guaranteed Rate Inc 12, -0.00% 0.53%
Access Capital Funding 13, 0.00% 0.53%
West Community Credit Union 14, 0.00% 0.18%
Provident Funding Associates 15, 0.00% 0.18%
Scott Credit Union 16, 0.00% 0.18%
US Wide Financial 17, 0.01% 0.36%
CMG Mortgage Inc 18, 0.01% 0.18%
Central Bank Of St Louis 19, 0.01% 1.60%
Guaranteed Rate Affinity 20, 0.01% 0.18%
Stifel Bank & Trust 21, 0.01% 5.35%
Midland States Bank 22, 0.01% 0.18%
On Q Financial Inc 23, 0.01% 0.18%
Endeavor Capital Mortgage 24, 0.01% 0.18%
Simmons Bank 25, 0.01% 0.36%
New American Funding 26, 0.02% 1.43%
DelMar Financial Company 27, 0.02% 1.25%
Family Finance Mortgage 28, 0.02% 0.18%
Arvest Bank 29, 0.02% 0.18%
Carrollton Bank 30, 0.02% 1.78%
Flagstar Bank 31, 0.02% 1.07%
Golden Oak Lending 32, 0.02% 0.18%
Bank Of Springfield 33, 0.02% 0.18%
Homesite Mortgage 34, 0.02% 0.18%
Home Point Financial Corporation 35, 0.02% 0.18%
Paramount Bank 36, 0.02% 1.25%
Tiaa, Fsb 37, 0.02% 0.18%
Cardinal Financial Company LP 38, 0.02% 0.18%
Bank of Edwardsville 39, 0.02% 0.18%
Associated Bank 40, 0.02% 3.57%
Peoples National Bank 41, 0.03% 1.43%
Midwest BankCentre 42, 0.03% 0.36%
North American Savings Bank 43, 0.03% 0.18%
Electro Savings Credit Union 44, 0.03% 0.18%
Truist Bank 45, 0.03% 6.95%
DAS Acquisition Company 46, 0.04% 5.70%
Citizens National Bank 47, 0.04% 1.07%
Quicken Loans 48, 0.04% 1.96%
Gershman Investment Corp 49, 0.04% 0.89%
JPMorgan Chase Bank 50, 0.04% 5.70%
CapGrow Home Mortgage 51, 0.05% 0.89%
F&B Financial Group 52, 0.05% 1.60%
Flat Branch Mortgage Inc 53, 0.05% 0.53%
Movement Mortgage 54, 0.05% 0.36%
Caliber Home Loans Inc 55, 0.05% 0.89%
Guild Mortgage Company 56, 0.05% 1.25%
Regions Bank 57, 0.05% 1.78%
Suntrust Banks, Inc 58, 0.06% 1.07%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.28% 4.17%
Stifel Bank & Trust 2, -0.21% 2.11%
Scott Credit Union 3, -0.19% 1.08%
Caliber Home Loans Inc 4, -0.17% 2.49%
Carrollton Bank 5, -0.13% 1.68%
DelMar Financial Company 6, -0.13% 3.11%
Fcb Banks 7, -0.13% 0.75%
Guaranteed Rate Inc 8, -0.12% 1.71%
Busey Bank 9, -0.11% 1.31%
First Bank 10, -0.11% 0.85%
Wells Fargo Bank 11, -0.09% 0.88%
Guild Mortgage Company 12, -0.07% 8.06%
Village Capital & Investment 13, -0.06% 0.65%
North American Savings Bank 14, -0.06% 0.75%
Central Bank Of St Louis 15, -0.05% 1.05%
Lakeview Loan Servicing 16, -0.05% 0.75%
Commerce Bank 17, -0.05% 0.63%
Paramount Bank 18, -0.05% 0.80%
American Portfolio Mortgage 19, -0.04% 1.10%
First State Bank Of St Charles Missouri 20, -0.04% 1.18%
NBKC Bank 21, -0.04% 0.60%
F&B Financial Group 22, -0.04% 1.00%
Stearns Lending 23, -0.04% 0.35%
Citizens Bank 24, -0.04% 0.23%
Great Southern Bank 25, -0.03% 0.10%
First Integrity Mortgage Services, Inc 26, -0.03% 0.40%
Peoples National Bank 27, -0.03% 0.33%
LoanDepot 28, -0.03% 2.23%
Iberiabank 29, -0.03% 0.43%
GSF Mortgage Corporation 30, -0.03% 0.08%
Town and Country Banc Mortgage 31, -0.03% 0.33%
Usaa Federal Savings Bank 32, -0.02% 7.81%
Suntrust Banks, Inc 33, -0.02% 0.05%
US Wide Financial 34, -0.02% 0.08%
Keller Mortgage 35, -0.02% 0.15%
Citizens National Bank 36, -0.02% 0.15%
Bank Of Springfield 37, -0.02% 0.28%
The Home Loan Expert 38, -0.02% 0.18%
Arvest Bank 39, -0.02% 0.08%
FirstBank 40, -0.01% 0.03%
Land Home Financial Services Inc 41, -0.01% 0.23%
CommunityAmerica Credit Union 42, -0.01% 0.03%
Community Mortgage 43, -0.01% 0.30%
Midwest BankCentre 44, -0.01% 0.05%
Associated Bank 45, -0.01% 0.13%
Pennymac Loan Services 46, -0.01% 1.68%
Flagstar Bank 47, -0.01% 1.56%
Ditech Financial 48, -0.01% 0.55%
Golden Oak Lending 49, -0.01% 0.03%
Regions Bank 50, -0.01% 0.48%
NBH Bank 51, -0.01% 0.25%
CIBC Bank USA 52, -0.00% 0.05%
Royal United Mortgage 53, -0.00% 0.05%
Primelending 54, -0.00% 0.10%
Bank of Sullivan 55, -0.00% 0.03%
Citibank 56, -0.00% 0.03%
Homesite Mortgage 57, -0.00% 0.05%
BancorpSouth Bank 58, -0.00% 0.03%
Cardinal Financial Company LP 59, -0.00% 0.15%
LeaderOne Financial Corp 60, -0.00% 0.18%
Amerisave Mortgage Corporation 61, 0.00% 0.43%
Hometown Equity Mortgage 62, 0.00% 0.05%
Bank of America 63, 0.00% 0.25%
Newrez 64, 0.01% 0.10%
Midland States Bank 65, 0.01% 0.20%
Frontier Financial, Inc DBA Frontier Mortgage 66, 0.01% 0.58%
Gershman Investment Corp 67, 0.01% 4.09%
Movement Mortgage 68, 0.01% 0.05%
JG Wentworth Home Lending 69, 0.01% 0.08%
Pnc Bank 70, 0.01% 0.35%
JPMorgan Chase Bank 71, 0.01% 0.05%
On Q Financial Inc 72, 0.01% 0.15%
Midwest Equity Mortgage 73, 0.01% 0.43%
Umb Bank 74, 0.02% 0.05%
Family Finance Mortgage 75, 0.02% 0.33%
First Community Mortgage Inc 76, 0.02% 0.38%
Us Bank 77, 0.02% 1.05%
Top Flite Financial, Inc 78, 0.02% 0.10%
CMG Mortgage Inc 79, 0.02% 0.30%
Cstone Mortgage Inc 80, 0.02% 0.08%
Flat Branch Mortgage Inc 81, 0.02% 2.01%
American Pacific Mortgage Corporation 82, 0.02% 0.15%
HomeStar Financial Corporation 83, 0.03% 0.05%
Magnolia Bank Incorporated 84, 0.03% 0.48%
Guaranteed Rate Affinity 85, 0.03% 0.83%
Access Capital Funding 86, 0.03% 0.13%
Home Point Financial Corporation 87, 0.03% 1.31%
Fairway Independent Mort Corp 88, 0.05% 2.84%
Geneva Financial 89, 0.05% 0.10%
Planet Home Lending 90, 0.05% 0.28%
Endeavor Capital Mortgage 91, 0.05% 0.70%
Synergy One Lending 92, 0.06% 0.50%
New American Funding 93, 0.07% 3.59%
Carrington Mortgage Services 94, 0.08% 0.93%
Paramount Residential Mortgage Group Inc 95, 0.09% 0.35%
Barrington Bank & Trust 96, 0.10% 0.73%
Equity Prime Mortgage 97, 0.11% 0.28%
First Federal Bank 98, 0.12% 0.88%
The Federal Savings Bank 99, 0.13% 2.39%
DAS Acquisition Company 100, 0.17% 6.03%
Nationstar Mortgage 101, 0.17% 1.13%
Quicken Loans 102, 0.19% 6.03%
Freedom Mortgage Corporation 103, 0.21% 1.61%
NewDay USA 104, 0.48% 1.71%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.30% 6.65%
Stifel Bank & Trust 2, -0.22% 2.42%
Scott Credit Union 3, -0.18% 1.07%
Carrollton Bank 4, -0.14% 2.74%
Fcb Banks 5, -0.14% 0.93%
Busey Bank 6, -0.11% 2.05%
DelMar Financial Company 7, -0.11% 3.26%
Wells Fargo Bank 8, -0.08% 1.63%
North American Savings Bank 9, -0.07% 0.74%
Guaranteed Rate Inc 10, -0.07% 1.67%
First Bank 11, -0.05% 0.56%
Citizens Bank 12, -0.04% 0.28%
American Portfolio Mortgage 13, -0.04% 1.77%
First State Bank Of St Charles Missouri 14, -0.04% 1.72%
Pennymac Loan Services 15, -0.03% 0.56%
Commerce Bank 16, -0.03% 0.70%
NBKC Bank 17, -0.03% 0.74%
First Integrity Mortgage Services, Inc 18, -0.03% 0.51%
Great Southern Bank 19, -0.02% 0.19%
Central Bank Of St Louis 20, -0.02% 1.16%
Endeavor Capital Mortgage 21, -0.02% 0.37%
Town and Country Banc Mortgage 22, -0.02% 0.47%
Regions Bank 23, -0.01% 0.70%
Keller Mortgage 24, -0.01% 0.23%
Peoples National Bank 25, -0.01% 0.37%
US Wide Financial 26, -0.01% 0.14%
F&B Financial Group 27, -0.01% 1.07%
Land Home Financial Services Inc 28, -0.01% 0.28%
Bank Of Springfield 29, -0.01% 0.37%
Arvest Bank 30, -0.01% 0.14%
CommunityAmerica Credit Union 31, -0.00% 0.05%
GSF Mortgage Corporation 32, -0.00% 0.05%
Midwest BankCentre 33, -0.00% 0.05%
Citizens National Bank 34, -0.00% 0.09%
Cardinal Financial Company LP 35, -0.00% 0.09%
LoanDepot 36, 0.00% 0.19%
Iberiabank 37, 0.00% 0.42%
Community Mortgage 38, 0.00% 0.33%
Midland States Bank 39, 0.00% 0.19%
Usaa Federal Savings Bank 40, 0.00% 11.53%
Bank of Sullivan 41, 0.01% 0.05%
LeaderOne Financial Corp 42, 0.01% 0.14%
Associated Bank 43, 0.01% 0.14%
Magnolia Bank Incorporated 44, 0.01% 0.05%
Homesite Mortgage 45, 0.01% 0.09%
BancorpSouth Bank 46, 0.01% 0.05%
Primelending 47, 0.01% 0.09%
Paramount Bank 48, 0.01% 0.74%
Bank of America 49, 0.01% 0.33%
The Home Loan Expert 50, 0.01% 0.14%
Guild Mortgage Company 51, 0.01% 8.98%
CIBC Bank USA 52, 0.01% 0.05%
Newrez 53, 0.01% 0.05%
Stearns Lending 54, 0.02% 0.28%
NBH Bank 55, 0.02% 0.28%
Pnc Bank 56, 0.02% 0.56%
Movement Mortgage 57, 0.02% 0.09%
JPMorgan Chase Bank 58, 0.02% 0.09%
First Community Mortgage Inc 59, 0.02% 0.19%
On Q Financial Inc 60, 0.02% 0.28%
Flagstar Bank 61, 0.03% 1.02%
Ditech Financial 62, 0.03% 0.42%
Us Bank 63, 0.03% 1.72%
The Federal Savings Bank 64, 0.03% 0.09%
Home Point Financial Corporation 65, 0.03% 0.65%
Top Flite Financial, Inc 66, 0.03% 0.05%
American Pacific Mortgage Corporation 67, 0.03% 0.28%
HomeStar Financial Corporation 68, 0.04% 0.09%
Gershman Investment Corp 69, 0.04% 5.72%
Paramount Residential Mortgage Group Inc 70, 0.04% 0.09%
CMG Mortgage Inc 71, 0.04% 0.37%
Access Capital Funding 72, 0.04% 0.23%
Midwest Equity Mortgage 73, 0.05% 0.42%
Flat Branch Mortgage Inc 74, 0.05% 3.26%
Synergy One Lending 75, 0.05% 0.28%
Freedom Mortgage Corporation 76, 0.05% 0.37%
NewDay USA 77, 0.05% 0.37%
Family Finance Mortgage 78, 0.05% 0.37%
Planet Home Lending 79, 0.05% 0.09%
Geneva Financial 80, 0.06% 0.19%
Frontier Financial, Inc DBA Frontier Mortgage 81, 0.06% 0.51%
Guaranteed Rate Affinity 82, 0.06% 1.12%
Caliber Home Loans Inc 83, 0.07% 0.42%
Fairway Independent Mort Corp 84, 0.07% 3.58%
Carrington Mortgage Services 85, 0.09% 0.42%
Barrington Bank & Trust 86, 0.12% 1.16%
Quicken Loans 87, 0.13% 2.33%
New American Funding 88, 0.14% 4.23%
Equity Prime Mortgage 89, 0.15% 0.37%
Nationstar Mortgage 90, 0.16% 0.79%
DAS Acquisition Company 91, 0.25% 7.86%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.21% 4.91%
Scott Credit Union 2, -0.21% 1.09%
Guild Mortgage Company 3, -0.19% 6.98%
Stifel Bank & Trust 4, -0.18% 1.75%
Guaranteed Rate Inc 5, -0.17% 1.75%
DelMar Financial Company 6, -0.15% 2.95%
First Bank 7, -0.14% 1.20%
Navy Federal Credit Union 8, -0.11% 1.25%
Usaa Federal Savings Bank 9, -0.11% 3.44%
Fcb Banks 10, -0.11% 0.55%
Paramount Bank 11, -0.10% 0.87%
Central Bank Of St Louis 12, -0.09% 0.93%
Stearns Lending 13, -0.08% 0.44%
Village Capital & Investment 14, -0.08% 1.42%
F&B Financial Group 15, -0.08% 0.93%
Flat Branch Mortgage Inc 16, -0.07% 0.55%
Commerce Bank 17, -0.07% 0.55%
Gershman Investment Corp 18, -0.07% 2.18%
Lakeview Loan Servicing 19, -0.06% 1.64%
Iberiabank 20, -0.06% 0.44%
Busey Bank 21, -0.06% 0.44%
Peoples National Bank 22, -0.05% 0.27%
North American Savings Bank 23, -0.05% 0.76%
NBKC Bank 24, -0.05% 0.44%
Guaranteed Rate Affinity 25, -0.05% 0.49%
Frontier Financial, Inc DBA Frontier Mortgage 26, -0.04% 0.65%
GSF Mortgage Corporation 27, -0.04% 0.11%
New American Funding 28, -0.04% 2.84%
The Home Loan Expert 29, -0.04% 0.22%
LoanDepot 30, -0.04% 4.64%
Ditech Financial 31, -0.04% 0.71%
Family Finance Mortgage 32, -0.04% 0.27%
Town and Country Banc Mortgage 33, -0.04% 0.16%
Associated Bank 34, -0.04% 0.11%
Citizens National Bank 35, -0.04% 0.22%
Flagstar Bank 36, -0.03% 2.18%
Community Mortgage 37, -0.03% 0.27%
NBH Bank 38, -0.03% 0.22%
First State Bank Of St Charles Missouri 39, -0.03% 0.55%
Suntrust Banks, Inc 40, -0.03% 0.11%
Bank Of Springfield 41, -0.03% 0.16%
FirstBank 42, -0.03% 0.05%
Midwest BankCentre 43, -0.03% 0.05%
CIBC Bank USA 44, -0.02% 0.05%
Keller Mortgage 45, -0.02% 0.05%
Primelending 46, -0.02% 0.11%
Midwest Equity Mortgage 47, -0.02% 0.44%
Golden Oak Lending 48, -0.02% 0.05%
American Portfolio Mortgage 49, -0.02% 0.33%
Land Home Financial Services Inc 50, -0.02% 0.16%
First Integrity Mortgage Services, Inc 51, -0.02% 0.27%
Royal United Mortgage 52, -0.02% 0.11%
CMG Mortgage Inc 53, -0.02% 0.22%
Pennymac Loan Services 54, -0.02% 3.00%
Citibank 55, -0.01% 0.05%
Citizens Bank 56, -0.01% 0.16%
Carrollton Bank 57, -0.01% 0.44%
Amerisave Mortgage Corporation 58, -0.01% 0.93%
LeaderOne Financial Corp 59, -0.01% 0.22%
Hometown Equity Mortgage 60, -0.01% 0.11%
Cardinal Financial Company LP 61, -0.01% 0.22%
DAS Acquisition Company 62, -0.01% 3.87%
Newrez 63, -0.01% 0.16%
Fairway Independent Mort Corp 64, -0.01% 1.96%
Bank of America 65, -0.00% 0.16%
JG Wentworth Home Lending 66, -0.00% 0.16%
Equity Prime Mortgage 67, 0.00% 0.16%
Umb Bank 68, 0.00% 0.11%
Pnc Bank 69, 0.00% 0.11%
Midland States Bank 70, 0.01% 0.22%
Top Flite Financial, Inc 71, 0.01% 0.16%
First Community Mortgage Inc 72, 0.01% 0.60%
Cstone Mortgage Inc 73, 0.01% 0.16%
Magnolia Bank Incorporated 74, 0.02% 0.98%
Us Bank 75, 0.02% 0.27%
Home Point Financial Corporation 76, 0.03% 2.07%
Barrington Bank & Trust 77, 0.03% 0.22%
Planet Home Lending 78, 0.04% 0.49%
Regions Bank 79, 0.05% 0.22%
Synergy One Lending 80, 0.05% 0.76%
Carrington Mortgage Services 81, 0.06% 1.53%
Endeavor Capital Mortgage 82, 0.07% 1.09%
Paramount Residential Mortgage Group Inc 83, 0.08% 0.65%
First Federal Bank 84, 0.10% 1.91%
The Federal Savings Bank 85, 0.13% 5.07%
Nationstar Mortgage 86, 0.18% 1.53%
Quicken Loans 87, 0.19% 10.37%
Freedom Mortgage Corporation 88, 0.22% 3.06%
NewDay USA 89, 0.53% 3.27%

* Data is compiled for the St. Louis, MO commuting zone area, which comprises of counties of Monroe County, IL, St. Clair County, IL, Crawford County, MO, Franklin County, MO, Gasconade County, MO, Jefferson County, MO, Lincoln County, MO, St. Charles County, MO, St. Louis County, MO, Warren County, MO, and St. Louis city, MO. This includes cities/towns/communities of St. Louis, MO as well as OFallon, MO, St. Charles, MO, St. Peters, MO, Wentzville, MO, Ballwin, MO, Wildwood, MO, Belleville, IL, Chesterfield, MO, Arnold, MO, Kirkwood, MO, Maryland Heights, MO, Creve Coeur, MO, Oakville, MO, Florissant, MO, St. Paul, MO, OFallon, IL, Webster Groves, MO, Manchester, MO, University City, MO, Valley Park, MO, Affton, MO, Concord, MO, Lake St. Louis, MO, Mehlville, MO, Fairview Heights, IL, Chain of Rocks, MO, Hazelwood, MO, Eureka, MO, De Soto, MO, Cottleville, MO, Troy, MO, Town and Country, MO, Festus, MO, Shiloh, IL, Black Jack, MO, Crestwood, MO, Clayton, MO, Washington, MO, Brentwood, MO, Warrenton, MO, Weldon Spring, MO, Waterloo, IL, Union, MO, Wright City, MO, Old Jamestown, MO, Columbia, IL, New Melle, MO, Flint Hill, MO, Overland, MO, and Murphy, MO. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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