Top Mortgage Lenders in the Gainesville, FL area

Which mortgage lender in the Gainesville, FL area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Gainesville, FL area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Gainesville, FL area is Suncoast Credit Union, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.40%. This means that Suncoast Credit Union provided a -0.40% lower interest rate for its customers than other lenders in Gainesville, FL for a similar set of borrowers. Suncoast Credit Union has a market share of 1.5%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 12.9%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.06% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Gainesville, FL area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Gainesville, FL is Suncoast Credit Union. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is TD Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Ameris Bank. The cheapest VA mortgage provider is Navy Federal Credit Union. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Suncoast Credit Union 1, -0.40% 1.53%
Ameris Bank 2, -0.24% 4.52%
Bank of America 3, -0.21% 2.34%
DHI Mortgage Company Limited 4, -0.20% 1.67%
Provident Funding Associates 5, -0.17% 0.64%
VyStar Credit Union 6, -0.16% 0.72%
Advisors Mortgage Group 7, -0.15% 1.50%
Suntrust Banks, Inc 8, -0.15% 2.46%
Truist Bank 9, -0.14% 1.40%
Navy Federal Credit Union 10, -0.12% 1.39%
TD Bank 11, -0.12% 1.23%
Us Bank 12, -0.11% 0.43%
JPMorgan Chase Bank 13, -0.11% 1.79%
Citizens First Bank 14, -0.10% 1.09%
Keller Mortgage 15, -0.10% 0.59%
Pnc Bank 16, -0.10% 0.69%
Pulte Mortgage 17, -0.09% 0.78%
Amerisave Mortgage Corporation 18, -0.09% 0.49%
Usaa Federal Savings Bank 19, -0.07% 1.85%
Pennymac Loan Services 20, -0.07% 0.93%
GTE Financial 21, -0.07% 0.43%
Wells Fargo Bank 22, -0.06% 3.63%
Centerstate Bank 23, -0.05% 0.64%
First Federal Bank 24, -0.04% 1.46%
Lakeview Loan Servicing 25, -0.03% 0.40%
Capital City Bank 26, -0.03% 1.01%
Guaranteed Rate Inc 27, -0.02% 0.30%
Freedom Mortgage Corporation 28, -0.02% 1.19%
State Farm Bank 29, -0.02% 0.45%
FBC Mortgage 30, -0.02% 2.89%
Newrez 31, -0.02% 0.58%
Union Home Mortgage Company 32, -0.02% 1.06%
LoanDepot 33, -0.01% 2.01%
Flagstar Bank 34, -0.01% 1.17%
Home Point Financial Corporation 35, -0.01% 0.62%
Florida Credit Union 36, -0.01% 1.66%
Caliber Home Loans Inc 37, -0.01% 2.13%
Stearns Lending 38, -0.00% 0.52%
Fairway Independent Mort Corp 39, 0.02% 0.81%
Synergy One Lending 40, 0.02% 0.28%
The Federal Savings Bank 41, 0.02% 0.25%
R P Funding 42, 0.02% 0.28%
Bbva Usa 43, 0.02% 0.41%
Northpointe Bank 44, 0.03% 0.25%
Ditech Financial 45, 0.03% 0.39%
HomeBridge Financial Services, Inc 46, 0.03% 1.07%
American Financial Resources Inc 47, 0.03% 0.93%
Primelending 48, 0.04% 1.32%
Plaza Home Mortgage Inc 49, 0.04% 0.26%
Cardinal Financial Company LP 50, 0.04% 0.47%
The Mortgage Firm, Inc 51, 0.04% 1.87%
Bank of England 52, 0.05% 0.26%
Carrington Mortgage Services 53, 0.05% 1.05%
Nations Lending Corporation 54, 0.06% 0.64%
Barrington Bank & Trust 55, 0.06% 0.35%
New American Funding 56, 0.06% 0.51%
AnnieMac Home Mortgage 57, 0.06% 1.77%
Shea Mortgage Inc 58, 0.06% 0.45%
Quicken Loans 59, 0.06% 12.87%
Regions Bank 60, 0.08% 1.81%
Movement Mortgage 61, 0.09% 1.04%
Royal United Mortgage 62, 0.09% 0.45%
Paramount Residential Mortgage Group Inc 63, 0.09% 0.36%
SecurityNational Mortgage Company 64, 0.10% 0.27%
Campus USA Credit Union 65, 0.12% 5.10%
Nations Reliable Lending 66, 0.13% 2.62%
Primary Residential Mortgage Inc 67, 0.14% 0.39%
Success Mortgage Partners Inc 68, 0.14% 1.22%
Nationstar Mortgage 69, 0.15% 1.34%
Goldwater Bank National Association 70, 0.15% 1.01%
Hamilton Group Funding Inc 71, 0.15% 2.21%
Planet Home Lending 72, 0.18% 1.46%
Hometown Lenders INC 73, 0.19% 0.35%
Amerifirst Financial Corporation 74, 0.22% 1.07%
Waterstone Mortgage Corp 75, 0.25% 1.05%
NewDay USA 76, 0.42% 0.55%
Brannen Bank 77, 0.61% 0.97%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Suncoast Credit Union 1, -0.40% 1.24%
Bank of America 2, -0.25% 2.51%
Ameris Bank 3, -0.23% 5.94%
DHI Mortgage Company Limited 4, -0.19% 2.46%
Advisors Mortgage Group 5, -0.15% 1.92%
Suntrust Banks, Inc 6, -0.15% 2.59%
Us Bank 7, -0.14% 0.43%
Provident Funding Associates 8, -0.14% 0.65%
JPMorgan Chase Bank 9, -0.13% 2.06%
Navy Federal Credit Union 10, -0.13% 1.80%
TD Bank 11, -0.12% 1.37%
Truist Bank 12, -0.12% 1.63%
GTE Financial 13, -0.11% 0.41%
Wells Fargo Bank 14, -0.10% 4.06%
Keller Mortgage 15, -0.09% 0.85%
Pulte Mortgage 16, -0.08% 1.15%
Pnc Bank 17, -0.08% 0.66%
Freedom Mortgage Corporation 18, -0.07% 1.15%
VyStar Credit Union 19, -0.07% 0.52%
Citizens First Bank 20, -0.07% 1.19%
Usaa Federal Savings Bank 21, -0.06% 2.19%
Pennymac Loan Services 22, -0.05% 0.43%
Lakeview Loan Servicing 23, -0.05% 0.08%
First Federal Bank 24, -0.04% 1.70%
Regions Bank 25, -0.04% 1.10%
Centerstate Bank 26, -0.03% 0.65%
Guaranteed Rate Inc 27, -0.03% 0.30%
Capital City Bank 28, -0.01% 1.16%
State Farm Bank 29, -0.01% 0.53%
Flagstar Bank 30, -0.01% 1.35%
Home Point Financial Corporation 31, -0.01% 0.71%
Florida Credit Union 32, -0.00% 1.27%
Ditech Financial 33, 0.01% 0.15%
Stearns Lending 34, 0.01% 0.64%
Union Home Mortgage Company 35, 0.01% 1.21%
FBC Mortgage 36, 0.01% 3.43%
Synergy One Lending 37, 0.01% 0.17%
Amerisave Mortgage Corporation 38, 0.02% 0.11%
Caliber Home Loans Inc 39, 0.02% 2.39%
LoanDepot 40, 0.02% 0.96%
Newrez 41, 0.03% 0.39%
Fairway Independent Mort Corp 42, 0.03% 1.11%
Northpointe Bank 43, 0.04% 0.32%
Cardinal Financial Company LP 44, 0.04% 0.38%
The Federal Savings Bank 45, 0.04% 0.05%
Bbva Usa 46, 0.05% 0.40%
American Financial Resources Inc 47, 0.05% 1.11%
Primelending 48, 0.05% 1.87%
Nations Lending Corporation 49, 0.05% 0.33%
Plaza Home Mortgage Inc 50, 0.05% 0.32%
R P Funding 51, 0.05% 0.18%
HomeBridge Financial Services, Inc 52, 0.06% 1.23%
Royal United Mortgage 53, 0.06% 0.19%
Bank of England 54, 0.06% 0.34%
The Mortgage Firm, Inc 55, 0.06% 2.34%
Campus USA Credit Union 56, 0.07% 2.75%
NewDay USA 57, 0.07% 0.12%
Shea Mortgage Inc 58, 0.07% 0.65%
Barrington Bank & Trust 59, 0.08% 0.40%
AnnieMac Home Mortgage 60, 0.08% 2.23%
Quicken Loans 61, 0.09% 7.77%
New American Funding 62, 0.09% 0.58%
Carrington Mortgage Services 63, 0.09% 0.48%
Movement Mortgage 64, 0.10% 1.38%
Paramount Residential Mortgage Group Inc 65, 0.11% 0.48%
SecurityNational Mortgage Company 66, 0.12% 0.37%
Nationstar Mortgage 67, 0.13% 0.86%
Nations Reliable Lending 68, 0.15% 3.63%
Primary Residential Mortgage Inc 69, 0.15% 0.54%
Success Mortgage Partners Inc 70, 0.16% 1.69%
Hamilton Group Funding Inc 71, 0.17% 3.05%
Goldwater Bank National Association 72, 0.18% 1.21%
Hometown Lenders INC 73, 0.20% 0.52%
Planet Home Lending 74, 0.23% 1.82%
Amerifirst Financial Corporation 75, 0.25% 1.47%
Waterstone Mortgage Corp 76, 0.28% 1.36%
Brannen Bank 77, 0.73% 0.99%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Suncoast Credit Union 1, -0.41% 2.14%
VyStar Credit Union 2, -0.26% 1.13%
Provident Funding Associates 3, -0.23% 0.63%
Ameris Bank 4, -0.21% 1.51%
Truist Bank 5, -0.19% 0.91%
Citizens First Bank 6, -0.19% 0.86%
Suntrust Banks, Inc 7, -0.14% 2.19%
Amerisave Mortgage Corporation 8, -0.13% 1.31%
FBC Mortgage 9, -0.13% 1.74%
Pnc Bank 10, -0.12% 0.76%
Advisors Mortgage Group 11, -0.12% 0.63%
Bank of America 12, -0.12% 1.99%
Usaa Federal Savings Bank 13, -0.10% 1.13%
Pennymac Loan Services 14, -0.09% 2.02%
Centerstate Bank 15, -0.09% 0.63%
Union Home Mortgage Company 16, -0.09% 0.76%
TD Bank 17, -0.09% 0.93%
Caliber Home Loans Inc 18, -0.08% 1.59%
Newrez 19, -0.07% 0.98%
HomeBridge Financial Services, Inc 20, -0.06% 0.73%
Capital City Bank 21, -0.05% 0.71%
State Farm Bank 22, -0.05% 0.28%
Us Bank 23, -0.05% 0.45%
Lakeview Loan Servicing 24, -0.05% 1.08%
The Mortgage Firm, Inc 25, -0.05% 0.88%
LoanDepot 26, -0.05% 4.26%
New American Funding 27, -0.04% 0.35%
Stearns Lending 28, -0.03% 0.28%
Florida Credit Union 29, -0.03% 2.49%
Keller Mortgage 30, -0.02% 0.03%
Success Mortgage Partners Inc 31, -0.02% 0.23%
Navy Federal Credit Union 32, -0.02% 0.53%
Planet Home Lending 33, -0.02% 0.71%
Paramount Residential Mortgage Group Inc 34, -0.02% 0.10%
Bbva Usa 35, -0.02% 0.43%
Home Point Financial Corporation 36, -0.02% 0.43%
Flagstar Bank 37, -0.02% 0.78%
Guaranteed Rate Inc 38, -0.01% 0.30%
American Financial Resources Inc 39, -0.01% 0.55%
Fairway Independent Mort Corp 40, -0.01% 0.18%
Plaza Home Mortgage Inc 41, -0.01% 0.13%
R P Funding 42, -0.01% 0.50%
SecurityNational Mortgage Company 43, -0.01% 0.08%
Primelending 44, -0.01% 0.15%
The Federal Savings Bank 45, -0.00% 0.68%
Shea Mortgage Inc 46, -0.00% 0.03%
Movement Mortgage 47, -0.00% 0.30%
First Federal Bank 48, -0.00% 0.96%
Amerifirst Financial Corporation 49, -0.00% 0.23%
Primary Residential Mortgage Inc 50, -0.00% 0.08%
Barrington Bank & Trust 51, 0.00% 0.23%
Northpointe Bank 52, 0.00% 0.10%
JPMorgan Chase Bank 53, 0.00% 1.23%
Bank of England 54, 0.00% 0.08%
AnnieMac Home Mortgage 55, 0.01% 0.78%
GTE Financial 56, 0.01% 0.48%
Synergy One Lending 57, 0.01% 0.53%
Hamilton Group Funding Inc 58, 0.01% 0.43%
Carrington Mortgage Services 59, 0.02% 2.24%
Ditech Financial 60, 0.02% 0.88%
Nations Reliable Lending 61, 0.02% 0.45%
Quicken Loans 62, 0.02% 23.73%
Goldwater Bank National Association 63, 0.03% 0.60%
Cardinal Financial Company LP 64, 0.04% 0.68%
Nations Lending Corporation 65, 0.04% 1.28%
Freedom Mortgage Corporation 66, 0.06% 1.28%
Waterstone Mortgage Corp 67, 0.07% 0.38%
Royal United Mortgage 68, 0.08% 1.01%
Wells Fargo Bank 69, 0.08% 2.72%
Campus USA Credit Union 70, 0.14% 10.10%
Regions Bank 71, 0.15% 3.32%
Nationstar Mortgage 72, 0.15% 2.34%
Brannen Bank 73, 0.34% 0.93%
NewDay USA 74, 0.46% 1.46%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Suncoast Credit Union 1, -0.40% 2.31%
Ameris Bank 2, -0.25% 4.90%
DHI Mortgage Company Limited 3, -0.24% 1.50%
Bank of America 4, -0.22% 3.19%
Advisors Mortgage Group 5, -0.17% 1.81%
Suntrust Banks, Inc 6, -0.17% 3.02%
Provident Funding Associates 7, -0.17% 0.97%
VyStar Credit Union 8, -0.16% 1.08%
Truist Bank 9, -0.15% 1.77%
TD Bank 10, -0.13% 1.55%
Us Bank 11, -0.12% 0.60%
JPMorgan Chase Bank 12, -0.11% 2.59%
Pulte Mortgage 13, -0.11% 0.95%
Keller Mortgage 14, -0.11% 0.63%
Amerisave Mortgage Corporation 15, -0.11% 0.63%
Pnc Bank 16, -0.10% 0.93%
Citizens First Bank 17, -0.10% 1.66%
GTE Financial 18, -0.07% 0.60%
Wells Fargo Bank 19, -0.06% 5.11%
Guaranteed Rate Inc 20, -0.06% 0.25%
Centerstate Bank 21, -0.05% 0.85%
Usaa Federal Savings Bank 22, -0.05% 1.14%
Union Home Mortgage Company 23, -0.04% 1.03%
First Federal Bank 24, -0.04% 1.43%
Capital City Bank 25, -0.03% 1.36%
LoanDepot 26, -0.02% 1.35%
State Farm Bank 27, -0.02% 0.68%
FBC Mortgage 28, -0.02% 3.04%
Newrez 29, -0.02% 0.57%
Carrington Mortgage Services 30, -0.02% 0.32%
Primelending 31, -0.01% 1.09%
Florida Credit Union 32, -0.00% 2.53%
Synergy One Lending 33, 0.00% 0.14%
Home Point Financial Corporation 34, 0.01% 0.36%
Pennymac Loan Services 35, 0.01% 0.45%
AnnieMac Home Mortgage 36, 0.02% 1.49%
Barrington Bank & Trust 37, 0.03% 0.05%
Northpointe Bank 38, 0.03% 0.29%
The Federal Savings Bank 39, 0.03% 0.05%
R P Funding 40, 0.03% 0.36%
Bbva Usa 41, 0.04% 0.48%
Stearns Lending 42, 0.04% 0.43%
Primary Residential Mortgage Inc 43, 0.04% 0.14%
New American Funding 44, 0.04% 0.36%
Lakeview Loan Servicing 45, 0.05% 0.07%
American Financial Resources Inc 46, 0.06% 0.10%
The Mortgage Firm, Inc 47, 0.07% 1.97%
Bank of England 48, 0.07% 0.20%
Cardinal Financial Company LP 49, 0.08% 0.43%
Caliber Home Loans Inc 50, 0.08% 1.41%
Plaza Home Mortgage Inc 51, 0.08% 0.15%
Shea Mortgage Inc 52, 0.08% 0.50%
Goldwater Bank National Association 53, 0.09% 0.61%
Fairway Independent Mort Corp 54, 0.09% 0.64%
SecurityNational Mortgage Company 55, 0.09% 0.23%
Regions Bank 56, 0.11% 2.27%
Royal United Mortgage 57, 0.12% 0.50%
Quicken Loans 58, 0.12% 12.50%
Success Mortgage Partners Inc 59, 0.12% 0.66%
Flagstar Bank 60, 0.12% 0.65%
Nations Reliable Lending 61, 0.12% 2.47%
Nations Lending Corporation 62, 0.12% 0.26%
Campus USA Credit Union 63, 0.12% 7.68%
Freedom Mortgage Corporation 64, 0.13% 0.38%
Ditech Financial 65, 0.13% 0.25%
Paramount Residential Mortgage Group Inc 66, 0.13% 0.22%
HomeBridge Financial Services, Inc 67, 0.13% 0.54%
Movement Mortgage 68, 0.14% 1.06%
Planet Home Lending 69, 0.15% 1.41%
Navy Federal Credit Union 70, 0.15% 0.90%
Hamilton Group Funding Inc 71, 0.20% 1.74%
Nationstar Mortgage 72, 0.22% 0.65%
Hometown Lenders INC 73, 0.22% 0.23%
Amerifirst Financial Corporation 74, 0.23% 1.03%
Waterstone Mortgage Corp 75, 0.24% 0.80%
Brannen Bank 76, 0.63% 1.45%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Suncoast Credit Union 1, -0.40% 1.91%
Bank of America 2, -0.26% 3.31%
Ameris Bank 3, -0.24% 6.34%
DHI Mortgage Company Limited 4, -0.22% 2.22%
Suntrust Banks, Inc 5, -0.17% 3.06%
Advisors Mortgage Group 6, -0.17% 2.29%
Us Bank 7, -0.16% 0.58%
JPMorgan Chase Bank 8, -0.14% 2.99%
Provident Funding Associates 9, -0.14% 0.98%
TD Bank 10, -0.13% 1.77%
Truist Bank 11, -0.13% 2.02%
GTE Financial 12, -0.12% 0.55%
Wells Fargo Bank 13, -0.10% 5.66%
Pulte Mortgage 14, -0.10% 1.40%
Keller Mortgage 15, -0.10% 0.91%
Pnc Bank 16, -0.09% 0.87%
Guaranteed Rate Inc 17, -0.07% 0.29%
VyStar Credit Union 18, -0.06% 0.80%
Citizens First Bank 19, -0.06% 1.84%
Pennymac Loan Services 20, -0.03% 0.35%
Usaa Federal Savings Bank 21, -0.03% 1.38%
Centerstate Bank 22, -0.02% 0.84%
Regions Bank 23, -0.02% 1.11%
First Federal Bank 24, -0.02% 1.78%
LoanDepot 25, -0.02% 0.82%
Capital City Bank 26, -0.02% 1.57%
State Farm Bank 27, -0.01% 0.82%
Union Home Mortgage Company 28, -0.00% 1.11%
Primelending 29, 0.00% 1.57%
Florida Credit Union 30, 0.01% 1.95%
Synergy One Lending 31, 0.01% 0.15%
Home Point Financial Corporation 32, 0.02% 0.46%
FBC Mortgage 33, 0.03% 3.46%
Amerisave Mortgage Corporation 34, 0.03% 0.11%
AnnieMac Home Mortgage 35, 0.03% 1.80%
Barrington Bank & Trust 36, 0.04% 0.07%
Northpointe Bank 37, 0.04% 0.38%
Ditech Financial 38, 0.04% 0.05%
The Federal Savings Bank 39, 0.05% 0.05%
Primary Residential Mortgage Inc 40, 0.05% 0.20%
Stearns Lending 41, 0.05% 0.55%
R P Funding 42, 0.06% 0.25%
Newrez 43, 0.06% 0.38%
Bbva Usa 44, 0.07% 0.47%
Campus USA Credit Union 45, 0.07% 4.13%
Carrington Mortgage Services 46, 0.08% 0.16%
American Financial Resources Inc 47, 0.08% 0.11%
Cardinal Financial Company LP 48, 0.08% 0.35%
New American Funding 49, 0.09% 0.40%
Bank of England 50, 0.09% 0.25%
Caliber Home Loans Inc 51, 0.10% 1.77%
Shea Mortgage Inc 52, 0.10% 0.73%
Nationstar Mortgage 53, 0.10% 0.22%
Plaza Home Mortgage Inc 54, 0.10% 0.20%
The Mortgage Firm, Inc 55, 0.11% 2.48%
Fairway Independent Mort Corp 56, 0.11% 0.87%
Goldwater Bank National Association 57, 0.11% 0.62%
Royal United Mortgage 58, 0.11% 0.18%
SecurityNational Mortgage Company 59, 0.12% 0.31%
Nations Lending Corporation 60, 0.12% 0.22%
Freedom Mortgage Corporation 61, 0.13% 0.33%
Nations Reliable Lending 62, 0.14% 3.40%
Paramount Residential Mortgage Group Inc 63, 0.15% 0.33%
HomeBridge Financial Services, Inc 64, 0.15% 0.78%
Success Mortgage Partners Inc 65, 0.15% 0.86%
Flagstar Bank 66, 0.17% 0.73%
Movement Mortgage 67, 0.17% 1.37%
Quicken Loans 68, 0.17% 8.18%
Navy Federal Credit Union 69, 0.18% 1.13%
Planet Home Lending 70, 0.19% 1.77%
Hamilton Group Funding Inc 71, 0.22% 2.40%
Hometown Lenders INC 72, 0.23% 0.35%
Amerifirst Financial Corporation 73, 0.26% 1.42%
Waterstone Mortgage Corp 74, 0.28% 0.98%
Brannen Bank 75, 0.75% 1.49%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Suncoast Credit Union 1, -0.42% 3.14%
VyStar Credit Union 2, -0.27% 1.66%
Ameris Bank 3, -0.24% 1.93%
Provident Funding Associates 4, -0.23% 0.94%
Truist Bank 5, -0.21% 1.25%
Citizens First Bank 6, -0.19% 1.28%
Suntrust Banks, Inc 7, -0.16% 2.95%
FBC Mortgage 8, -0.15% 2.15%
Amerisave Mortgage Corporation 9, -0.15% 1.70%
Advisors Mortgage Group 10, -0.14% 0.79%
Pnc Bank 11, -0.13% 1.06%
Bank of America 12, -0.12% 2.95%
Union Home Mortgage Company 13, -0.11% 0.87%
Usaa Federal Savings Bank 14, -0.11% 0.64%
Newrez 15, -0.10% 0.94%
Centerstate Bank 16, -0.10% 0.87%
TD Bank 17, -0.09% 1.10%
New American Funding 18, -0.09% 0.26%
Carrington Mortgage Services 19, -0.09% 0.64%
The Mortgage Firm, Inc 20, -0.08% 0.91%
First Federal Bank 21, -0.07% 0.68%
Capital City Bank 22, -0.06% 0.94%
State Farm Bank 23, -0.06% 0.38%
Us Bank 24, -0.06% 0.64%
LoanDepot 25, -0.04% 2.46%
Planet Home Lending 26, -0.04% 0.68%
Success Mortgage Partners Inc 27, -0.03% 0.26%
Florida Credit Union 28, -0.03% 3.74%
Keller Mortgage 29, -0.03% 0.04%
Bbva Usa 30, -0.02% 0.49%
Synergy One Lending 31, -0.02% 0.11%
Stearns Lending 32, -0.02% 0.19%
Amerifirst Financial Corporation 33, -0.02% 0.23%
Plaza Home Mortgage Inc 34, -0.02% 0.04%
Fairway Independent Mort Corp 35, -0.02% 0.15%
The Federal Savings Bank 36, -0.02% 0.04%
Home Point Financial Corporation 37, -0.02% 0.15%
SecurityNational Mortgage Company 38, -0.01% 0.08%
R P Funding 39, -0.01% 0.57%
Primelending 40, -0.01% 0.11%
Shea Mortgage Inc 41, -0.00% 0.04%
Movement Mortgage 42, -0.00% 0.42%
JPMorgan Chase Bank 43, 0.00% 1.78%
Flagstar Bank 44, 0.00% 0.49%
Northpointe Bank 45, 0.00% 0.11%
GTE Financial 46, 0.01% 0.72%
Navy Federal Credit Union 47, 0.01% 0.42%
Caliber Home Loans Inc 48, 0.01% 0.68%
Bank of England 49, 0.01% 0.08%
Guaranteed Rate Inc 50, 0.01% 0.15%
American Financial Resources Inc 51, 0.02% 0.08%
HomeBridge Financial Services, Inc 52, 0.02% 0.04%
AnnieMac Home Mortgage 53, 0.02% 0.83%
Lakeview Loan Servicing 54, 0.02% 0.23%
Hamilton Group Funding Inc 55, 0.03% 0.38%
Goldwater Bank National Association 56, 0.03% 0.60%
Nations Reliable Lending 57, 0.03% 0.53%
Pennymac Loan Services 58, 0.04% 0.68%
Cardinal Financial Company LP 59, 0.05% 0.60%
Quicken Loans 60, 0.06% 21.47%
Wells Fargo Bank 61, 0.08% 3.97%
Waterstone Mortgage Corp 62, 0.09% 0.42%
Royal United Mortgage 63, 0.09% 1.17%
Nations Lending Corporation 64, 0.11% 0.34%
Freedom Mortgage Corporation 65, 0.12% 0.49%
Ditech Financial 66, 0.12% 0.64%
Campus USA Credit Union 67, 0.14% 15.04%
Regions Bank 68, 0.16% 4.69%
Nationstar Mortgage 69, 0.23% 1.55%
Brannen Bank 70, 0.35% 1.36%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Ameris Bank 1, -0.25% 4.26%
Bank of America 2, -0.18% 0.77%
DHI Mortgage Company Limited 3, -0.16% 2.35%
Regions Bank 4, -0.14% 0.85%
Flagstar Bank 5, -0.14% 2.64%
First Federal Bank 6, -0.12% 1.30%
Freedom Mortgage Corporation 7, -0.12% 2.88%
Advisors Mortgage Group 8, -0.12% 1.01%
Truist Bank 9, -0.10% 0.20%
Quicken Loans 10, -0.09% 15.04%
Keller Mortgage 11, -0.09% 0.65%
Fairway Independent Mort Corp 12, -0.09% 1.38%
Suntrust Banks, Inc 13, -0.09% 0.93%
Pennymac Loan Services 14, -0.09% 1.38%
Caliber Home Loans Inc 15, -0.07% 3.85%
Ditech Financial 16, -0.07% 0.85%
Stearns Lending 17, -0.07% 0.85%
Centerstate Bank 18, -0.06% 0.28%
Shea Mortgage Inc 19, -0.06% 0.20%
TD Bank 20, -0.04% 0.20%
FBC Mortgage 21, -0.04% 3.28%
Movement Mortgage 22, -0.04% 1.38%
Bbva Usa 23, -0.03% 0.20%
GTE Financial 24, -0.03% 0.20%
Newrez 25, -0.03% 0.65%
Home Point Financial Corporation 26, -0.03% 1.38%
Cardinal Financial Company LP 27, -0.03% 0.69%
The Mortgage Firm, Inc 28, -0.03% 2.68%
HomeBridge Financial Services, Inc 29, -0.02% 2.03%
Pnc Bank 30, -0.02% 0.12%
Plaza Home Mortgage Inc 31, -0.02% 0.49%
Provident Funding Associates 32, -0.01% 0.04%
Navy Federal Credit Union 33, -0.01% 0.12%
Synergy One Lending 34, -0.01% 0.20%
Lakeview Loan Servicing 35, -0.01% 1.01%
Us Bank 36, -0.01% 0.08%
American Financial Resources Inc 37, -0.00% 3.20%
Barrington Bank & Trust 38, -0.00% 0.12%
Pulte Mortgage 39, 0.00% 0.04%
The Federal Savings Bank 40, 0.01% 0.04%
NewDay USA 41, 0.01% 0.04%
Royal United Mortgage 42, 0.02% 0.49%
Amerisave Mortgage Corporation 43, 0.02% 0.20%
Union Home Mortgage Company 44, 0.02% 1.50%
Northpointe Bank 45, 0.02% 0.16%
Guaranteed Rate Inc 46, 0.02% 0.28%
Bank of England 47, 0.03% 0.53%
Capital City Bank 48, 0.04% 0.45%
Paramount Residential Mortgage Group Inc 49, 0.04% 0.77%
Carrington Mortgage Services 50, 0.04% 2.68%
Nations Lending Corporation 51, 0.04% 1.30%
Wells Fargo Bank 52, 0.05% 0.12%
New American Funding 53, 0.08% 1.18%
LoanDepot 54, 0.08% 2.19%
Primelending 55, 0.09% 1.54%
Nationstar Mortgage 56, 0.10% 2.92%
Hamilton Group Funding Inc 57, 0.11% 4.01%
AnnieMac Home Mortgage 58, 0.12% 2.68%
SecurityNational Mortgage Company 59, 0.12% 0.49%
Success Mortgage Partners Inc 60, 0.16% 3.12%
Nations Reliable Lending 61, 0.17% 3.00%
Primary Residential Mortgage Inc 62, 0.18% 1.30%
Hometown Lenders INC 63, 0.18% 0.85%
Goldwater Bank National Association 64, 0.21% 2.68%
Amerifirst Financial Corporation 65, 0.24% 1.62%
Waterstone Mortgage Corp 66, 0.29% 2.15%
Planet Home Lending 67, 0.29% 1.91%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Ameris Bank 1, -0.27% 5.24%
Bank of America 2, -0.20% 0.95%
Regions Bank 3, -0.17% 0.90%
DHI Mortgage Company Limited 4, -0.17% 3.07%
Freedom Mortgage Corporation 5, -0.15% 3.12%
Flagstar Bank 6, -0.15% 3.23%
First Federal Bank 7, -0.15% 1.54%
Quicken Loans 8, -0.13% 7.73%
Pennymac Loan Services 9, -0.12% 0.64%
Advisors Mortgage Group 10, -0.12% 1.32%
Truist Bank 11, -0.10% 0.26%
Fairway Independent Mort Corp 12, -0.10% 1.75%
Suntrust Banks, Inc 13, -0.10% 1.17%
Keller Mortgage 14, -0.10% 0.85%
Centerstate Bank 15, -0.09% 0.26%
Cardinal Financial Company LP 16, -0.09% 0.48%
Lakeview Loan Servicing 17, -0.08% 0.37%
Caliber Home Loans Inc 18, -0.08% 4.18%
Stearns Lending 19, -0.08% 1.06%
Newrez 20, -0.07% 0.42%
Shea Mortgage Inc 21, -0.06% 0.26%
FBC Mortgage 22, -0.05% 3.76%
Pnc Bank 23, -0.05% 0.11%
TD Bank 24, -0.05% 0.26%
Home Point Financial Corporation 25, -0.05% 1.59%
Movement Mortgage 26, -0.05% 1.75%
Ditech Financial 27, -0.04% 0.26%
Nations Lending Corporation 28, -0.04% 0.64%
The Mortgage Firm, Inc 29, -0.04% 3.02%
Bbva Usa 30, -0.04% 0.26%
Royal United Mortgage 31, -0.04% 0.32%
GTE Financial 32, -0.04% 0.26%
HomeBridge Financial Services, Inc 33, -0.04% 2.33%
Plaza Home Mortgage Inc 34, -0.03% 0.48%
Synergy One Lending 35, -0.02% 0.16%
Provident Funding Associates 36, -0.02% 0.05%
Navy Federal Credit Union 37, -0.02% 0.11%
Amerisave Mortgage Corporation 38, -0.01% 0.11%
Us Bank 39, -0.01% 0.11%
Barrington Bank & Trust 40, -0.01% 0.16%
American Financial Resources Inc 41, -0.01% 3.60%
Pulte Mortgage 42, -0.00% 0.05%
The Federal Savings Bank 43, 0.00% 0.05%
Northpointe Bank 44, 0.01% 0.21%
Union Home Mortgage Company 45, 0.02% 1.64%
Bank of England 46, 0.02% 0.69%
Guaranteed Rate Inc 47, 0.03% 0.26%
Capital City Bank 48, 0.04% 0.42%
Wells Fargo Bank 49, 0.04% 0.16%
Paramount Residential Mortgage Group Inc 50, 0.04% 0.90%
LoanDepot 51, 0.08% 1.48%
Carrington Mortgage Services 52, 0.08% 1.43%
New American Funding 53, 0.08% 1.27%
Primelending 54, 0.08% 1.96%
Nationstar Mortgage 55, 0.10% 2.01%
Hamilton Group Funding Inc 56, 0.11% 4.98%
SecurityNational Mortgage Company 57, 0.13% 0.58%
AnnieMac Home Mortgage 58, 0.13% 3.12%
Success Mortgage Partners Inc 59, 0.16% 4.08%
Nations Reliable Lending 60, 0.17% 3.81%
Hometown Lenders INC 61, 0.18% 1.11%
Primary Residential Mortgage Inc 62, 0.19% 1.54%
Goldwater Bank National Association 63, 0.22% 3.23%
Amerifirst Financial Corporation 64, 0.25% 1.96%
Waterstone Mortgage Corp 65, 0.30% 2.65%
Planet Home Lending 66, 0.32% 2.22%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Ditech Financial 1, -0.06% 2.77%
Quicken Loans 2, -0.06% 38.93%
Pennymac Loan Services 3, -0.05% 3.81%
Caliber Home Loans Inc 4, -0.05% 2.77%
Ameris Bank 5, -0.01% 1.04%
American Financial Resources Inc 6, -0.00% 1.90%
Regions Bank 7, 0.00% 0.69%
AnnieMac Home Mortgage 8, 0.01% 1.21%
Flagstar Bank 9, 0.01% 0.69%
Guaranteed Rate Inc 10, 0.01% 0.35%
Union Home Mortgage Company 11, 0.01% 1.04%
Navy Federal Credit Union 12, 0.01% 0.17%
Paramount Residential Mortgage Group Inc 13, 0.01% 0.35%
Fairway Independent Mort Corp 14, 0.01% 0.17%
Centerstate Bank 15, 0.02% 0.35%
Bank of America 16, 0.02% 0.17%
Synergy One Lending 17, 0.02% 0.35%
Hamilton Group Funding Inc 18, 0.02% 0.87%
Newrez 19, 0.02% 1.38%
Plaza Home Mortgage Inc 20, 0.02% 0.52%
Nations Reliable Lending 21, 0.02% 0.35%
Freedom Mortgage Corporation 22, 0.03% 2.08%
Suntrust Banks, Inc 23, 0.03% 0.17%
Carrington Mortgage Services 24, 0.03% 6.75%
Primelending 25, 0.03% 0.17%
NewDay USA 26, 0.03% 0.17%
Stearns Lending 27, 0.03% 0.17%
Primary Residential Mortgage Inc 28, 0.03% 0.52%
Movement Mortgage 29, 0.03% 0.17%
Pnc Bank 30, 0.03% 0.17%
Planet Home Lending 31, 0.04% 0.87%
Capital City Bank 32, 0.04% 0.52%
Lakeview Loan Servicing 33, 0.04% 3.11%
SecurityNational Mortgage Company 34, 0.04% 0.17%
FBC Mortgage 35, 0.04% 1.73%
First Federal Bank 36, 0.05% 0.52%
The Mortgage Firm, Inc 37, 0.05% 1.56%
Cardinal Financial Company LP 38, 0.05% 1.38%
New American Funding 39, 0.05% 0.87%
Amerisave Mortgage Corporation 40, 0.05% 0.52%
Home Point Financial Corporation 41, 0.06% 0.69%
HomeBridge Financial Services, Inc 42, 0.06% 1.04%
Waterstone Mortgage Corp 43, 0.07% 0.52%
Amerifirst Financial Corporation 44, 0.07% 0.52%
Royal United Mortgage 45, 0.09% 1.04%
Goldwater Bank National Association 46, 0.09% 0.87%
LoanDepot 47, 0.10% 4.50%
Nations Lending Corporation 48, 0.11% 3.46%
Nationstar Mortgage 49, 0.11% 5.88%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
TD Bank 1, -0.05% 16.52%
Wells Fargo Bank 2, -0.04% 8.70%
Suntrust Banks, Inc 3, -0.02% 18.26%
Bank of America 4, -0.01% 5.22%
Suncoast Credit Union 5, -0.01% 1.74%
VyStar Credit Union 6, 0.01% 0.87%
Navy Federal Credit Union 7, 0.01% 0.87%
FBC Mortgage 8, 0.01% 0.87%
Us Bank 9, 0.01% 0.87%
Regions Bank 10, 0.01% 5.22%
Truist Bank 11, 0.02% 1.74%
Ameris Bank 12, 0.02% 3.48%
Advisors Mortgage Group 13, 0.02% 0.87%
First Federal Bank 14, 0.02% 1.74%
Centerstate Bank 15, 0.02% 1.74%
Bbva Usa 16, 0.02% 5.22%
Planet Home Lending 17, 0.02% 0.87%
Waterstone Mortgage Corp 18, 0.03% 0.87%
Flagstar Bank 19, 0.03% 0.87%
Quicken Loans 20, 0.03% 3.48%
Fairway Independent Mort Corp 21, 0.03% 0.87%
Campus USA Credit Union 22, 0.04% 7.83%
JPMorgan Chase Bank 23, 0.04% 7.83%
Newrez 24, 0.05% 0.87%
Brannen Bank 25, 0.07% 2.61%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
TD Bank 1, -0.05% 13.41%
Wells Fargo Bank 2, -0.04% 10.98%
Suntrust Banks, Inc 3, -0.02% 21.95%
Bank of America 4, -0.01% 7.32%
Navy Federal Credit Union 5, 0.01% 1.22%
Regions Bank 6, 0.01% 3.66%
FBC Mortgage 7, 0.01% 1.22%
Us Bank 8, 0.01% 1.22%
Truist Bank 9, 0.02% 2.44%
Ameris Bank 10, 0.02% 4.88%
Advisors Mortgage Group 11, 0.02% 1.22%
Bbva Usa 12, 0.02% 2.44%
Centerstate Bank 13, 0.02% 2.44%
Quicken Loans 14, 0.03% 3.66%
First Federal Bank 15, 0.03% 1.22%
Fairway Independent Mort Corp 16, 0.03% 1.22%
Newrez 17, 0.05% 1.22%
JPMorgan Chase Bank 18, 0.05% 8.54%
Campus USA Credit Union 19, 0.05% 7.32%
Brannen Bank 20, 0.08% 2.44%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
TD Bank 1, -0.06% 24.24%
Suncoast Credit Union 2, -0.01% 6.06%
VyStar Credit Union 3, 0.01% 3.03%
First Federal Bank 4, 0.01% 3.03%
Wells Fargo Bank 5, 0.01% 3.03%
Regions Bank 6, 0.02% 9.09%
Suntrust Banks, Inc 7, 0.02% 9.09%
JPMorgan Chase Bank 8, 0.02% 6.06%
Planet Home Lending 9, 0.02% 3.03%
Bbva Usa 10, 0.02% 12.12%
Campus USA Credit Union 11, 0.03% 9.09%
Waterstone Mortgage Corp 12, 0.03% 3.03%
Flagstar Bank 13, 0.03% 3.03%
Quicken Loans 14, 0.03% 3.03%
Brannen Bank 15, 0.05% 3.03%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.33% 5.62%
Ameris Bank 2, -0.15% 3.16%
Pennymac Loan Services 3, -0.13% 2.63%
DHI Mortgage Company Limited 4, -0.13% 1.64%
Lakeview Loan Servicing 5, -0.11% 1.11%
Usaa Federal Savings Bank 6, -0.09% 8.02%
Caliber Home Loans Inc 7, -0.09% 3.22%
LoanDepot 8, -0.07% 5.03%
Truist Bank 9, -0.06% 1.35%
Suntrust Banks, Inc 10, -0.05% 0.94%
HomeBridge Financial Services, Inc 11, -0.03% 2.28%
Bank of America 12, -0.03% 0.35%
Stearns Lending 13, -0.03% 0.53%
Amerisave Mortgage Corporation 14, -0.03% 0.29%
Pulte Mortgage 15, -0.02% 1.11%
Capital City Bank 16, -0.02% 0.23%
Pnc Bank 17, -0.02% 0.41%
Home Point Financial Corporation 18, -0.01% 0.82%
Wells Fargo Bank 19, -0.01% 1.29%
Newrez 20, -0.01% 0.53%
Bbva Usa 21, -0.01% 0.06%
Centerstate Bank 22, -0.01% 0.12%
Advisors Mortgage Group 23, -0.01% 0.82%
Keller Mortgage 24, -0.01% 0.35%
Fairway Independent Mort Corp 25, -0.00% 0.82%
R P Funding 26, -0.00% 0.35%
Union Home Mortgage Company 27, -0.00% 0.64%
Royal United Mortgage 28, 0.00% 0.18%
Nations Lending Corporation 29, 0.00% 1.52%
State Farm Bank 30, 0.00% 0.06%
Flagstar Bank 31, 0.00% 1.52%
Ditech Financial 32, 0.00% 0.41%
Guaranteed Rate Inc 33, 0.00% 0.59%
Freedom Mortgage Corporation 34, 0.01% 2.69%
Us Bank 35, 0.01% 0.12%
FBC Mortgage 36, 0.01% 1.76%
The Mortgage Firm, Inc 37, 0.01% 0.41%
The Federal Savings Bank 38, 0.01% 1.52%
Bank of England 39, 0.01% 0.18%
Northpointe Bank 40, 0.02% 0.18%
TD Bank 41, 0.02% 0.18%
New American Funding 42, 0.02% 0.29%
Regions Bank 43, 0.02% 0.76%
JPMorgan Chase Bank 44, 0.03% 0.18%
Primary Residential Mortgage Inc 45, 0.03% 0.35%
Shea Mortgage Inc 46, 0.03% 0.59%
Synergy One Lending 47, 0.03% 1.11%
Cardinal Financial Company LP 48, 0.03% 0.41%
First Federal Bank 49, 0.04% 1.87%
SecurityNational Mortgage Company 50, 0.04% 0.18%
Plaza Home Mortgage Inc 51, 0.04% 0.47%
Movement Mortgage 52, 0.05% 0.53%
Goldwater Bank National Association 53, 0.05% 0.59%
Barrington Bank & Trust 54, 0.06% 2.11%
Amerifirst Financial Corporation 55, 0.06% 0.53%
Quicken Loans 56, 0.06% 12.11%
AnnieMac Home Mortgage 57, 0.07% 1.93%
Success Mortgage Partners Inc 58, 0.08% 1.23%
Hometown Lenders INC 59, 0.09% 0.23%
Waterstone Mortgage Corp 60, 0.09% 0.64%
Paramount Residential Mortgage Group Inc 61, 0.09% 0.47%
Primelending 62, 0.09% 2.17%
American Financial Resources Inc 63, 0.09% 1.70%
Hamilton Group Funding Inc 64, 0.09% 1.99%
Nations Reliable Lending 65, 0.10% 2.93%
Carrington Mortgage Services 66, 0.10% 2.22%
Planet Home Lending 67, 0.13% 1.11%
Nationstar Mortgage 68, 0.13% 2.40%
NewDay USA 69, 0.42% 3.92%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.34% 8.73%
Ameris Bank 2, -0.13% 5.12%
DHI Mortgage Company Limited 3, -0.11% 2.81%
Usaa Federal Savings Bank 4, -0.07% 10.94%
Freedom Mortgage Corporation 5, -0.06% 2.01%
Suntrust Banks, Inc 6, -0.06% 1.10%
Truist Bank 7, -0.05% 2.01%
Caliber Home Loans Inc 8, -0.02% 2.61%
Bank of America 9, -0.01% 0.60%
Pennymac Loan Services 10, -0.00% 0.50%
Pulte Mortgage 11, 0.00% 1.91%
Pnc Bank 12, 0.00% 0.60%
Capital City Bank 13, 0.00% 0.40%
Stearns Lending 14, 0.01% 0.40%
Wells Fargo Bank 15, 0.01% 2.01%
First Federal Bank 16, 0.02% 1.61%
Bbva Usa 17, 0.02% 0.10%
Centerstate Bank 18, 0.02% 0.20%
Newrez 19, 0.02% 0.30%
Home Point Financial Corporation 20, 0.02% 0.50%
Fairway Independent Mort Corp 21, 0.02% 1.20%
Keller Mortgage 22, 0.02% 0.60%
Us Bank 23, 0.02% 0.10%
Amerisave Mortgage Corporation 24, 0.02% 0.10%
Union Home Mortgage Company 25, 0.02% 1.00%
Ditech Financial 26, 0.03% 0.50%
Advisors Mortgage Group 27, 0.03% 1.00%
FBC Mortgage 28, 0.03% 2.81%
LoanDepot 29, 0.03% 0.80%
R P Funding 30, 0.04% 0.10%
Synergy One Lending 31, 0.04% 0.30%
The Mortgage Firm, Inc 32, 0.04% 0.50%
TD Bank 33, 0.04% 0.30%
Bank of England 34, 0.05% 0.20%
HomeBridge Financial Services, Inc 35, 0.05% 1.71%
Northpointe Bank 36, 0.05% 0.20%
Flagstar Bank 37, 0.05% 1.31%
Regions Bank 38, 0.05% 1.20%
JPMorgan Chase Bank 39, 0.05% 0.30%
Nations Lending Corporation 40, 0.05% 0.40%
Primary Residential Mortgage Inc 41, 0.05% 0.60%
Shea Mortgage Inc 42, 0.05% 1.00%
Quicken Loans 43, 0.06% 5.92%
Guaranteed Rate Inc 44, 0.06% 0.40%
SecurityNational Mortgage Company 45, 0.06% 0.30%
New American Funding 46, 0.07% 0.30%
Cardinal Financial Company LP 47, 0.07% 0.40%
Movement Mortgage 48, 0.07% 0.90%
Plaza Home Mortgage Inc 49, 0.08% 0.70%
NewDay USA 50, 0.08% 1.00%
Goldwater Bank National Association 51, 0.09% 0.70%
Amerifirst Financial Corporation 52, 0.09% 0.90%
Carrington Mortgage Services 53, 0.09% 0.50%
AnnieMac Home Mortgage 54, 0.10% 3.11%
Barrington Bank & Trust 55, 0.10% 2.71%
Hometown Lenders INC 56, 0.11% 0.40%
Success Mortgage Partners Inc 57, 0.11% 1.91%
Waterstone Mortgage Corp 58, 0.11% 1.10%
Primelending 59, 0.12% 3.51%
Hamilton Group Funding Inc 60, 0.12% 3.21%
Nations Reliable Lending 61, 0.13% 4.82%
Paramount Residential Mortgage Group Inc 62, 0.14% 0.60%
American Financial Resources Inc 63, 0.15% 2.01%
Nationstar Mortgage 64, 0.17% 2.31%
Planet Home Lending 65, 0.19% 1.51%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Pennymac Loan Services 1, -0.18% 5.61%
Caliber Home Loans Inc 2, -0.17% 4.07%
Lakeview Loan Servicing 3, -0.15% 2.66%
Usaa Federal Savings Bank 4, -0.12% 3.93%
HomeBridge Financial Services, Inc 5, -0.11% 3.09%
LoanDepot 6, -0.11% 10.94%
Navy Federal Credit Union 7, -0.08% 1.26%
Stearns Lending 8, -0.07% 0.70%
Amerisave Mortgage Corporation 9, -0.07% 0.56%
Advisors Mortgage Group 10, -0.06% 0.56%
Home Point Financial Corporation 11, -0.06% 1.26%
Flagstar Bank 12, -0.05% 1.82%
Guaranteed Rate Inc 13, -0.05% 0.84%
New American Funding 14, -0.05% 0.28%
Newrez 15, -0.05% 0.84%
The Mortgage Firm, Inc 16, -0.05% 0.28%
Truist Bank 17, -0.05% 0.42%
Nations Reliable Lending 18, -0.04% 0.28%
Paramount Residential Mortgage Group Inc 19, -0.04% 0.28%
Pnc Bank 20, -0.04% 0.14%
Nations Lending Corporation 21, -0.04% 3.09%
R P Funding 22, -0.04% 0.70%
FBC Mortgage 23, -0.04% 0.28%
Royal United Mortgage 24, -0.04% 0.42%
State Farm Bank 25, -0.04% 0.14%
Ameris Bank 26, -0.03% 0.42%
Plaza Home Mortgage Inc 27, -0.03% 0.14%
Bank of England 28, -0.03% 0.14%
Northpointe Bank 29, -0.03% 0.14%
Primelending 30, -0.03% 0.28%
Fairway Independent Mort Corp 31, -0.03% 0.28%
Ditech Financial 32, -0.03% 0.28%
Hamilton Group Funding Inc 33, -0.03% 0.28%
The Federal Savings Bank 34, -0.03% 3.65%
Success Mortgage Partners Inc 35, -0.03% 0.28%
Barrington Bank & Trust 36, -0.02% 1.26%
Union Home Mortgage Company 37, -0.02% 0.14%
Us Bank 38, -0.02% 0.14%
Goldwater Bank National Association 39, -0.02% 0.42%
Planet Home Lending 40, -0.02% 0.56%
Cardinal Financial Company LP 41, -0.02% 0.42%
American Financial Resources Inc 42, -0.02% 1.26%
AnnieMac Home Mortgage 43, -0.01% 0.28%
Suntrust Banks, Inc 44, -0.01% 0.70%
Wells Fargo Bank 45, -0.01% 0.28%
Regions Bank 46, -0.01% 0.14%
Synergy One Lending 47, -0.00% 2.24%
Quicken Loans 48, 0.04% 20.76%
Freedom Mortgage Corporation 49, 0.04% 3.65%
First Federal Bank 50, 0.04% 2.24%
Carrington Mortgage Services 51, 0.07% 4.63%
Nationstar Mortgage 52, 0.09% 2.52%
NewDay USA 53, 0.45% 7.99%

* Data is compiled for the Gainesville, FL commuting zone area, which comprises of counties of Alachua County, FL, Citrus County, FL, Dixie County, FL, Gilchrist County, FL, Levy County, FL, and Marion County, FL. This includes cities/towns/communities of Gainesville, FL as well as Ocala, FL, Silver Springs Shores, FL, The Villages, FL, Belleview, FL, Pine Ridge, FL, Newberry, FL, Sugarmill Woods, FL, Citrus Springs, FL, Crystal River, FL, Beverly Hills, FL, Inverness Highlands South, FL, La Crosse, FL, High Springs, FL, Citrus Hills, FL, Inverness Highlands North, FL, Homosassa Springs, FL, Floral City, FL, Archer, FL, Dunnellon, FL, Alachua, FL, Williston, FL, Andrews, FL, Lecanto, FL, East Bronson, FL, Inverness, FL, Homosassa, FL, Reddick, FL, Hernando, FL, Bell, FL, East Williston, FL, Trenton, FL, Spring Ridge, FL, Yankeetown, FL, Fanning Springs, FL, Cedar Key, FL, Waldo, FL, Micanopy, FL, Raleigh, FL, Horseshoe Beach, FL, and Cross City, FL. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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