Top Mortgage Lenders in Safford, AZ

Which mortgage lender in the Safford, AZ area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Safford, AZ area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Safford, AZ area is OneAZ Credit Union, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.10%. This means that OneAZ Credit Union provided a -0.10% lower interest rate for its customers than other lenders in Safford, AZ for a similar set of borrowers. OneAZ Credit Union has a market share of 15.1%. On the other hand, the most popular lender in the market is Mann Mortgage, with a market share of 25.6%. Mann Mortgage is an average rate lender in this area, with a “Rate Difference” of +0.02% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Safford, AZ area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Safford, AZ is OneAZ Credit Union. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is NOVA Financial & Investment Corporation dba: Nova Home Loans. The cheapest VA mortgage provider is Mann Mortgage. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Safford, AZ

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
OneAZ Credit Union 1, -0.10% 15.07%
NOVA Financial & Investment Corporation dba: Nova Home Loans 2, -0.04% 11.48%
Sunstreet Mortgage 3, -0.04% 7.42%
Quicken Loans 4, -0.01% 10.77%
Mann Mortgage 5, 0.02% 25.60%
Guild Mortgage Company 6, 0.04% 13.40%
Bay Equity 7, 0.08% 16.27%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
OneAZ Credit Union 1, -0.11% 14.58%
Sunstreet Mortgage 2, -0.05% 7.99%
NOVA Financial & Investment Corporation dba: Nova Home Loans 3, -0.04% 11.46%
Quicken Loans 4, -0.03% 6.60%
Mann Mortgage 5, 0.01% 26.39%
Guild Mortgage Company 6, 0.06% 11.11%
Bay Equity 7, 0.08% 21.88%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
OneAZ Credit Union 1, -0.09% 16.15%
NOVA Financial & Investment Corporation dba: Nova Home Loans 2, -0.03% 11.54%
Sunstreet Mortgage 3, -0.01% 6.15%
Quicken Loans 4, 0.00% 20.00%
Guild Mortgage Company 5, 0.01% 18.46%
Bay Equity 6, 0.01% 3.85%
Mann Mortgage 7, 0.07% 23.85%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
OneAZ Credit Union 1, -0.10% 28.38%
NOVA Financial & Investment Corporation dba: Nova Home Loans 2, -0.03% 7.21%
Sunstreet Mortgage 3, -0.01% 5.86%
Quicken Loans 4, -0.00% 13.06%
Bay Equity 5, 0.04% 5.41%
Guild Mortgage Company 6, 0.04% 13.51%
Mann Mortgage 7, 0.09% 26.58%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
OneAZ Credit Union 1, -0.10% 34.43%
Quicken Loans 2, -0.02% 8.20%
Sunstreet Mortgage 3, -0.01% 6.56%
NOVA Financial & Investment Corporation dba: Nova Home Loans 4, 0.01% 4.92%
Bay Equity 5, 0.04% 8.20%
Guild Mortgage Company 6, 0.09% 9.84%
Mann Mortgage 7, 0.09% 27.87%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
OneAZ Credit Union 1, -0.09% 21.00%
NOVA Financial & Investment Corporation dba: Nova Home Loans 2, -0.05% 10.00%
Sunstreet Mortgage 3, -0.01% 5.00%
Quicken Loans 4, 0.00% 19.00%
Guild Mortgage Company 5, 0.01% 18.00%
Bay Equity 6, 0.03% 2.00%
Mann Mortgage 7, 0.09% 25.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
NOVA Financial & Investment Corporation dba: Nova Home Loans 1, -0.07% 15.15%
Sunstreet Mortgage 2, -0.07% 9.70%
Mann Mortgage 3, -0.06% 21.21%
Quicken Loans 4, -0.03% 7.88%
Guild Mortgage Company 5, 0.04% 13.94%
Bay Equity 6, 0.09% 32.12%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Sunstreet Mortgage 1, -0.08% 9.03%
NOVA Financial & Investment Corporation dba: Nova Home Loans 2, -0.08% 15.28%
Mann Mortgage 3, -0.07% 22.92%
Quicken Loans 4, -0.05% 5.56%
Guild Mortgage Company 5, 0.05% 12.50%
Bay Equity 6, 0.09% 34.72%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Sunstreet Mortgage 1, -0.01% 14.29%
NOVA Financial & Investment Corporation dba: Nova Home Loans 2, -0.01% 14.29%
Bay Equity 3, -0.00% 14.29%
Mann Mortgage 4, 0.00% 9.52%
Quicken Loans 5, 0.00% 23.81%
Guild Mortgage Company 6, 0.02% 23.81%
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Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Mann Mortgage 1, -0.02% 41.94%
Guild Mortgage Company 2, -0.02% 9.68%
Sunstreet Mortgage 3, -0.00% 6.45%
Quicken Loans 4, -0.00% 9.68%
NOVA Financial & Investment Corporation dba: Nova Home Loans 5, 0.02% 22.58%
Bay Equity 6, 0.04% 9.68%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Mann Mortgage 1, -0.03% 40.91%
Guild Mortgage Company 2, -0.02% 9.09%
Sunstreet Mortgage 3, -0.00% 9.09%
Quicken Loans 4, 0.00% 4.55%
NOVA Financial & Investment Corporation dba: Nova Home Loans 5, 0.03% 22.73%
Bay Equity 6, 0.04% 13.64%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
NOVA Financial & Investment Corporation dba: Nova Home Loans 1, -0.01% 22.22%
Guild Mortgage Company 2, -0.01% 11.11%
Quicken Loans 3, -0.00% 22.22%
Mann Mortgage 4, 0.01% 44.44%

* Data is compiled for the Safford, AZ commuting zone area, which comprises of counties of Graham County, AZ, and Greenlee County, AZ. This includes cities/towns/communities of Safford, AZ as well as Central, AZ, Solomon, AZ, Franklin, AZ, Swift Trail Junction, AZ, Clifton, AZ, and Peridot, AZ. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

This page ranks the top mortgage lenders in the Safford, AZ area. For mortgage lender rankings of other cities, click here.