Top Mortgage Lenders in Birmingham, AL

Which mortgage lender in the Birmingham, AL area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Birmingham, AL area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Birmingham, AL area is America’s First Federal Credit Union, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.33%. This means that America’s First Federal Credit Union provided a -0.33% lower interest rate for its customers than other lenders in Birmingham, AL for a similar set of borrowers. America’s First Federal Credit Union has a market share of 1.1%. On the other hand, the most popular lender in the market is Regions Bank, with a market share of 9.3%. Regions Bank is an average rate lender in this area, with a “Rate Difference” of -0.01% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Birmingham, AL area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Birmingham, AL is America’s First Federal Credit Union. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Regions Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Trustmark National Bank. The cheapest VA mortgage provider is Navy Federal Credit Union. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Birmingham, AL

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
America’s First Federal Credit Union 1, -0.33% 1.15%
Trustmark National Bank 2, -0.18% 2.66%
Avadian Credit Union 3, -0.16% 1.23%
CB&S Bank 4, -0.14% 0.30%
First Federal Bank A FSB 5, -0.14% 0.79%
Cadence Bank 6, -0.14% 0.72%
APCO Employees Credit Union 7, -0.13% 0.92%
Citizens Bank 8, -0.12% 2.20%
TJC Mortgage, Inc 9, -0.12% 1.61%
DHI Mortgage Company Limited 10, -0.11% 1.38%
Prosperity Home Mortgage 11, -0.10% 2.75%
Keller Mortgage 12, -0.09% 0.48%
Village Capital & Investment 13, -0.09% 0.21%
Truist Bank 14, -0.09% 0.69%
Bank of America 15, -0.09% 0.50%
Home Point Financial Corporation 16, -0.09% 1.13%
Gmfs 17, -0.09% 1.18%
Renasant Bank 18, -0.09% 3.88%
Liberty Mortgage Corporation 19, -0.08% 0.43%
Ameris Bank 20, -0.07% 0.91%
Progress Bank and Trust 21, -0.07% 0.25%
FBC Mortgage 22, -0.06% 1.47%
Mortgage Investors Group 23, -0.06% 0.45%
Amerisave Mortgage Corporation 24, -0.06% 0.36%
Triumph Bank 25, -0.06% 0.21%
Guaranty Home Mortgage Corporation 26, -0.06% 1.00%
SouthPoint Bank 27, -0.05% 1.21%
Stockton Mortgage Corporation 28, -0.05% 0.31%
Synovus Bank 29, -0.04% 0.89%
RoundPoint Mortgage Servicing Corporation 30, -0.04% 0.21%
Centerstate Bank 31, -0.03% 0.41%
FirstBank 32, -0.03% 3.61%
Synovus Mortgage Corp 33, -0.03% 1.37%
Newrez 34, -0.02% 0.26%
Wells Fargo Bank 35, -0.02% 2.61%
Suntrust Banks, Inc 36, -0.01% 0.40%
Navy Federal Credit Union 37, -0.01% 0.60%
HomeTrust Mortgage Company 38, -0.01% 0.25%
InterLinc Mortgage Services 39, -0.01% 1.76%
Lakeview Loan Servicing 40, -0.01% 0.25%
Fairway Independent Mort Corp 41, -0.01% 6.84%
Bank of England 42, -0.01% 0.52%
Regions Bank 43, -0.01% 9.31%
Iberiabank 44, -0.01% 0.81%
JPMorgan Chase Bank 45, -0.00% 0.61%
Usaa Federal Savings Bank 46, -0.00% 1.12%
CMG Mortgage Inc 47, -0.00% 0.31%
Flagstar Bank 48, -0.00% 0.60%
Us Bank 49, 0.00% 0.33%
Bank Of Little Rock Mortgage Corporation 50, 0.00% 0.68%
BancorpSouth Bank 51, 0.01% 1.68%
State Farm Bank 52, 0.01% 0.19%
Cardinal Financial Company LP 53, 0.02% 0.25%
Carrington Mortgage Services 54, 0.02% 0.66%
Pennymac Loan Services 55, 0.02% 0.54%
Bbva Usa 56, 0.02% 1.97%
Evansville Teachers Federal Credit Union 57, 0.03% 0.27%
Pnc Bank 58, 0.03% 0.53%
ServisFirst Bank 59, 0.03% 0.94%
Caliber Home Loans Inc 60, 0.03% 1.29%
HomeBridge Financial Services, Inc 61, 0.04% 0.57%
Ditech Financial 62, 0.05% 0.32%
Hamilton Mortgage Corporation 63, 0.05% 0.28%
Vanderbilt Mortgage And Finance, Inc 64, 0.06% 0.49%
Goldwater Bank National Association 65, 0.06% 0.27%
Guild Mortgage Company 66, 0.07% 2.43%
LoanDepot 67, 0.08% 2.63%
Supreme Lending/ Everett Financial Inc 68, 0.08% 0.32%
Academy Mortgage Corporation 69, 0.08% 0.67%
Assurance Financial Group 70, 0.08% 1.36%
Reliance First Capital 71, 0.09% 0.26%
New American Funding 72, 0.09% 0.20%
LeaderOne Financial Corp 73, 0.10% 0.24%
Home Point Mortgage Acceptance Corporation 74, 0.10% 0.44%
Quicken Loans 75, 0.10% 7.31%
Ark-La-Tex Financial Services 76, 0.11% 0.31%
Freedom Mortgage Corporation 77, 0.11% 0.75%
Gold Star Mortgage Financial Group, Corporation 78, 0.13% 0.22%
Movement Mortgage 79, 0.13% 2.26%
IServe Residential Lending 80, 0.14% 0.19%
Northpointe Bank 81, 0.18% 1.16%
Nationstar Mortgage 82, 0.20% 1.03%
American Financial Resources Inc 83, 0.21% 0.22%
Southwest Funding LP 84, 0.26% 0.53%
Hometown Lenders INC 85, 0.30% 1.62%
Finance of America Mortgage 86, 0.31% 0.61%
NewDay USA 87, 0.39% 0.22%
SecurityNational Mortgage Company 88, 0.44% 0.46%
Geneva Financial 89, 0.45% 0.22%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Trustmark National Bank 1, -0.18% 2.72%
First Federal Bank A FSB 2, -0.16% 0.83%
CB&S Bank 3, -0.15% 0.41%
Cadence Bank 4, -0.15% 1.01%
TJC Mortgage, Inc 5, -0.14% 1.55%
Avadian Credit Union 6, -0.13% 1.02%
Citizens Bank 7, -0.13% 2.44%
Bank of America 8, -0.12% 0.51%
DHI Mortgage Company Limited 9, -0.11% 2.12%
Gmfs 10, -0.11% 1.21%
Prosperity Home Mortgage 11, -0.10% 4.02%
Keller Mortgage 12, -0.10% 0.69%
Regions Bank 13, -0.09% 8.51%
Home Point Financial Corporation 14, -0.09% 0.90%
Truist Bank 15, -0.09% 0.56%
Renasant Bank 16, -0.08% 3.90%
Wells Fargo Bank 17, -0.07% 2.74%
Ameris Bank 18, -0.06% 1.04%
SouthPoint Bank 19, -0.06% 1.55%
Mortgage Investors Group 20, -0.06% 0.28%
JPMorgan Chase Bank 21, -0.06% 0.31%
Progress Bank and Trust 22, -0.05% 0.17%
FBC Mortgage 23, -0.05% 1.84%
Triumph Bank 24, -0.04% 0.12%
Centerstate Bank 25, -0.04% 0.41%
Synovus Bank 26, -0.03% 1.08%
FirstBank 27, -0.03% 4.56%
Flagstar Bank 28, -0.02% 0.66%
America’s First Federal Credit Union 29, -0.02% 0.23%
Pnc Bank 30, -0.02% 0.22%
Stockton Mortgage Corporation 31, -0.02% 0.25%
Fairway Independent Mort Corp 32, -0.01% 8.68%
Guaranty Home Mortgage Corporation 33, -0.01% 0.98%
Synovus Mortgage Corp 34, -0.01% 1.64%
Navy Federal Credit Union 35, -0.01% 0.80%
HomeTrust Mortgage Company 36, -0.01% 0.34%
Suntrust Banks, Inc 37, -0.01% 0.42%
Us Bank 38, -0.01% 0.15%
Reliance First Capital 39, -0.01% 0.01%
Bank of England 40, -0.01% 0.69%
Liberty Mortgage Corporation 41, -0.00% 0.30%
Hamilton Mortgage Corporation 42, -0.00% 0.22%
InterLinc Mortgage Services 43, -0.00% 2.24%
Bank Of Little Rock Mortgage Corporation 44, 0.00% 0.76%
APCO Employees Credit Union 45, 0.01% 0.58%
Newrez 46, 0.02% 0.02%
BancorpSouth Bank 47, 0.02% 2.23%
State Farm Bank 48, 0.02% 0.15%
Lakeview Loan Servicing 49, 0.02% 0.01%
Usaa Federal Savings Bank 50, 0.02% 1.33%
Pennymac Loan Services 51, 0.02% 0.16%
Iberiabank 52, 0.03% 0.79%
Vanderbilt Mortgage And Finance, Inc 53, 0.03% 0.37%
Freedom Mortgage Corporation 54, 0.03% 0.55%
Bbva Usa 55, 0.03% 1.98%
CMG Mortgage Inc 56, 0.04% 0.10%
Evansville Teachers Federal Credit Union 57, 0.04% 0.33%
HomeBridge Financial Services, Inc 58, 0.04% 0.60%
Amerisave Mortgage Corporation 59, 0.04% 0.03%
RoundPoint Mortgage Servicing Corporation 60, 0.05% 0.02%
Caliber Home Loans Inc 61, 0.06% 1.17%
Ditech Financial 62, 0.06% 0.03%
ServisFirst Bank 63, 0.06% 1.08%
Cardinal Financial Company LP 64, 0.07% 0.17%
NewDay USA 65, 0.07% 0.02%
Goldwater Bank National Association 66, 0.09% 0.28%
Academy Mortgage Corporation 67, 0.09% 0.97%
Carrington Mortgage Services 68, 0.09% 0.13%
Supreme Lending/ Everett Financial Inc 69, 0.10% 0.37%
Home Point Mortgage Acceptance Corporation 70, 0.10% 0.46%
Guild Mortgage Company 71, 0.10% 3.12%
Nationstar Mortgage 72, 0.10% 0.47%
New American Funding 73, 0.11% 0.23%
Quicken Loans 74, 0.11% 3.06%
Ark-La-Tex Financial Services 75, 0.11% 0.38%
Assurance Financial Group 76, 0.12% 1.53%
LeaderOne Financial Corp 77, 0.13% 0.27%
Gold Star Mortgage Financial Group, Corporation 78, 0.14% 0.31%
Movement Mortgage 79, 0.16% 3.08%
LoanDepot 80, 0.17% 2.14%
Northpointe Bank 81, 0.22% 1.50%
American Financial Resources Inc 82, 0.25% 0.28%
Southwest Funding LP 83, 0.28% 0.75%
Finance of America Mortgage 84, 0.33% 0.87%
Hometown Lenders INC 85, 0.36% 1.94%
SecurityNational Mortgage Company 86, 0.45% 0.68%
Geneva Financial 87, 0.46% 0.34%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
America’s First Federal Credit Union 1, -0.39% 2.85%
APCO Employees Credit Union 2, -0.23% 1.56%
Avadian Credit Union 3, -0.20% 1.62%
Trustmark National Bank 4, -0.19% 2.56%
Liberty Mortgage Corporation 5, -0.15% 0.67%
Guaranty Home Mortgage Corporation 6, -0.13% 1.04%
First Federal Bank A FSB 7, -0.11% 0.74%
Citizens Bank 8, -0.11% 1.75%
FBC Mortgage 9, -0.10% 0.78%
Village Capital & Investment 10, -0.10% 0.60%
Truist Bank 11, -0.10% 0.93%
Renasant Bank 12, -0.09% 3.84%
Ameris Bank 13, -0.09% 0.66%
Stockton Mortgage Corporation 14, -0.09% 0.41%
TJC Mortgage, Inc 15, -0.09% 1.73%
Home Point Financial Corporation 16, -0.08% 1.56%
Progress Bank and Trust 17, -0.08% 0.40%
Usaa Federal Savings Bank 18, -0.08% 0.74%
Amerisave Mortgage Corporation 19, -0.07% 0.96%
Triumph Bank 20, -0.07% 0.37%
Synovus Bank 21, -0.07% 0.54%
Synovus Mortgage Corp 22, -0.07% 0.87%
Mortgage Investors Group 23, -0.07% 0.75%
Iberiabank 24, -0.06% 0.83%
ServisFirst Bank 25, -0.05% 0.67%
RoundPoint Mortgage Servicing Corporation 26, -0.05% 0.58%
Gmfs 27, -0.05% 1.12%
InterLinc Mortgage Services 28, -0.04% 0.86%
Guild Mortgage Company 29, -0.04% 1.15%
CB&S Bank 30, -0.04% 0.09%
Prosperity Home Mortgage 31, -0.04% 0.40%
LoanDepot 32, -0.03% 3.54%
Cadence Bank 33, -0.03% 0.20%
Newrez 34, -0.03% 0.70%
Cardinal Financial Company LP 35, -0.03% 0.38%
Centerstate Bank 36, -0.02% 0.41%
Bank of America 37, -0.02% 0.47%
Suntrust Banks, Inc 38, -0.02% 0.35%
Movement Mortgage 39, -0.02% 0.72%
Assurance Financial Group 40, -0.02% 1.04%
CMG Mortgage Inc 41, -0.02% 0.69%
Evansville Teachers Federal Credit Union 42, -0.02% 0.15%
BancorpSouth Bank 43, -0.02% 0.64%
FirstBank 44, -0.02% 1.85%
Lakeview Loan Servicing 45, -0.02% 0.69%
Northpointe Bank 46, -0.01% 0.54%
Keller Mortgage 47, -0.01% 0.11%
Finance of America Mortgage 48, -0.01% 0.12%
Us Bank 49, -0.00% 0.67%
Caliber Home Loans Inc 50, 0.00% 1.50%
Bbva Usa 51, 0.00% 1.96%
Carrington Mortgage Services 52, 0.00% 1.64%
Goldwater Bank National Association 53, 0.00% 0.25%
Navy Federal Credit Union 54, 0.00% 0.23%
Bank of England 55, 0.01% 0.18%
State Farm Bank 56, 0.01% 0.28%
American Financial Resources Inc 57, 0.01% 0.11%
HomeTrust Mortgage Company 58, 0.01% 0.09%
Pennymac Loan Services 59, 0.01% 1.26%
LeaderOne Financial Corp 60, 0.02% 0.18%
JPMorgan Chase Bank 61, 0.02% 1.15%
Bank Of Little Rock Mortgage Corporation 62, 0.02% 0.52%
New American Funding 63, 0.02% 0.15%
HomeBridge Financial Services, Inc 64, 0.03% 0.51%
Academy Mortgage Corporation 65, 0.03% 0.12%
SouthPoint Bank 66, 0.03% 0.57%
Supreme Lending/ Everett Financial Inc 67, 0.03% 0.21%
SecurityNational Mortgage Company 68, 0.04% 0.05%
Southwest Funding LP 69, 0.04% 0.11%
Gold Star Mortgage Financial Group, Corporation 70, 0.04% 0.05%
Pnc Bank 71, 0.04% 1.09%
Fairway Independent Mort Corp 72, 0.04% 3.43%
Ditech Financial 73, 0.04% 0.86%
Flagstar Bank 74, 0.06% 0.47%
Ark-La-Tex Financial Services 75, 0.08% 0.17%
Reliance First Capital 76, 0.08% 0.74%
Vanderbilt Mortgage And Finance, Inc 77, 0.08% 0.70%
Wells Fargo Bank 78, 0.09% 2.37%
Quicken Loans 79, 0.09% 15.19%
Hometown Lenders INC 80, 0.10% 1.03%
Hamilton Mortgage Corporation 81, 0.11% 0.38%
Home Point Mortgage Acceptance Corporation 82, 0.11% 0.40%
Regions Bank 83, 0.12% 10.80%
IServe Residential Lending 84, 0.13% 0.55%
Freedom Mortgage Corporation 85, 0.17% 1.12%
Nationstar Mortgage 86, 0.24% 2.07%
NewDay USA 87, 0.40% 0.60%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
America’s First Federal Credit Union 1, -0.33% 1.66%
Trustmark National Bank 2, -0.18% 3.07%
Avadian Credit Union 3, -0.16% 1.65%
CB&S Bank 4, -0.16% 0.29%
DHI Mortgage Company Limited 5, -0.15% 1.01%
Cadence Bank 6, -0.15% 0.94%
First Federal Bank A FSB 7, -0.14% 0.86%
TJC Mortgage, Inc 8, -0.13% 1.49%
Citizens Bank 9, -0.13% 2.99%
APCO Employees Credit Union 10, -0.13% 1.33%
Prosperity Home Mortgage 11, -0.12% 2.57%
Truist Bank 12, -0.10% 0.83%
Bank of America 13, -0.10% 0.62%
Keller Mortgage 14, -0.10% 0.61%
Gmfs 15, -0.09% 1.47%
Liberty Mortgage Corporation 16, -0.09% 0.54%
Amerisave Mortgage Corporation 17, -0.07% 0.42%
Progress Bank and Trust 18, -0.07% 0.32%
Stockton Mortgage Corporation 19, -0.07% 0.29%
Renasant Bank 20, -0.07% 4.70%
Mortgage Investors Group 21, -0.06% 0.57%
LoanDepot 22, -0.05% 1.58%
Triumph Bank 23, -0.05% 0.29%
Guaranty Home Mortgage Corporation 24, -0.05% 1.05%
InterLinc Mortgage Services 25, -0.04% 1.57%
FBC Mortgage 26, -0.04% 1.27%
Ameris Bank 27, -0.04% 0.79%
Suntrust Banks, Inc 28, -0.04% 0.41%
RoundPoint Mortgage Servicing Corporation 29, -0.03% 0.26%
Newrez 30, -0.03% 0.26%
Centerstate Bank 31, -0.03% 0.57%
FirstBank 32, -0.02% 3.63%
Synovus Bank 33, -0.02% 0.72%
Synovus Mortgage Corp 34, -0.02% 1.37%
JPMorgan Chase Bank 35, -0.01% 0.73%
HomeTrust Mortgage Company 36, -0.01% 0.21%
Wells Fargo Bank 37, -0.01% 3.36%
Home Point Financial Corporation 38, -0.01% 0.75%
Bank of England 39, -0.00% 0.48%
Iberiabank 40, -0.00% 0.99%
Fairway Independent Mort Corp 41, -0.00% 7.86%
Us Bank 42, -0.00% 0.30%
Cardinal Financial Company LP 43, 0.00% 0.16%
SouthPoint Bank 44, 0.00% 1.13%
LeaderOne Financial Corp 45, 0.00% 0.15%
Evansville Teachers Federal Credit Union 46, 0.01% 0.10%
CMG Mortgage Inc 47, 0.01% 0.20%
HomeBridge Financial Services, Inc 48, 0.02% 0.34%
State Farm Bank 49, 0.02% 0.26%
Carrington Mortgage Services 50, 0.03% 0.14%
Regions Bank 51, 0.03% 10.98%
Pnc Bank 52, 0.04% 0.67%
Lakeview Loan Servicing 53, 0.04% 0.05%
Bank Of Little Rock Mortgage Corporation 54, 0.04% 0.58%
ServisFirst Bank 55, 0.04% 1.24%
Bbva Usa 56, 0.04% 2.19%
Usaa Federal Savings Bank 57, 0.04% 0.68%
Flagstar Bank 58, 0.04% 0.43%
Guild Mortgage Company 59, 0.05% 2.35%
Southwest Funding LP 60, 0.05% 0.12%
Caliber Home Loans Inc 61, 0.05% 1.18%
American Financial Resources Inc 62, 0.06% 0.02%
Hamilton Mortgage Corporation 63, 0.06% 0.34%
BancorpSouth Bank 64, 0.07% 1.88%
Pennymac Loan Services 65, 0.09% 0.27%
Goldwater Bank National Association 66, 0.09% 0.20%
Vanderbilt Mortgage And Finance, Inc 67, 0.09% 0.28%
Academy Mortgage Corporation 68, 0.09% 0.57%
Reliance First Capital 69, 0.10% 0.20%
Assurance Financial Group 70, 0.10% 1.37%
Supreme Lending/ Everett Financial Inc 71, 0.12% 0.26%
Ark-La-Tex Financial Services 72, 0.12% 0.26%
New American Funding 73, 0.12% 0.16%
IServe Residential Lending 74, 0.14% 0.09%
Freedom Mortgage Corporation 75, 0.14% 0.35%
Home Point Mortgage Acceptance Corporation 76, 0.15% 0.32%
Quicken Loans 77, 0.15% 6.98%
Gold Star Mortgage Financial Group, Corporation 78, 0.15% 0.22%
Ditech Financial 79, 0.16% 0.23%
Movement Mortgage 80, 0.17% 2.18%
Hometown Lenders INC 81, 0.21% 0.88%
Northpointe Bank 82, 0.26% 0.73%
Navy Federal Credit Union 83, 0.28% 0.36%
Nationstar Mortgage 84, 0.30% 0.68%
Finance of America Mortgage 85, 0.39% 0.58%
SecurityNational Mortgage Company 86, 0.44% 0.66%
Geneva Financial 87, 0.46% 0.32%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
CB&S Bank 1, -0.17% 0.41%
Trustmark National Bank 2, -0.16% 3.09%
Cadence Bank 3, -0.16% 1.37%
TJC Mortgage, Inc 4, -0.16% 1.28%
DHI Mortgage Company Limited 5, -0.15% 1.62%
First Federal Bank A FSB 6, -0.14% 0.87%
Bank of America 7, -0.14% 0.65%
Avadian Credit Union 8, -0.13% 1.39%
Citizens Bank 9, -0.13% 3.45%
Prosperity Home Mortgage 10, -0.12% 3.88%
Gmfs 11, -0.12% 1.52%
Keller Mortgage 12, -0.10% 0.90%
Truist Bank 13, -0.10% 0.73%
JPMorgan Chase Bank 14, -0.07% 0.39%
Wells Fargo Bank 15, -0.07% 3.56%
Regions Bank 16, -0.07% 10.04%
Progress Bank and Trust 17, -0.07% 0.20%
Mortgage Investors Group 18, -0.07% 0.32%
Renasant Bank 19, -0.05% 4.60%
Triumph Bank 20, -0.04% 0.17%
Stockton Mortgage Corporation 21, -0.04% 0.17%
InterLinc Mortgage Services 22, -0.04% 1.99%
Centerstate Bank 23, -0.03% 0.57%
Suntrust Banks, Inc 24, -0.03% 0.44%
FirstBank 25, -0.02% 4.54%
LoanDepot 26, -0.02% 0.98%
Pnc Bank 27, -0.02% 0.25%
Synovus Bank 28, -0.01% 1.07%
LeaderOne Financial Corp 29, -0.01% 0.14%
HomeTrust Mortgage Company 30, -0.01% 0.30%
FBC Mortgage 31, -0.01% 1.47%
Ameris Bank 32, -0.01% 0.85%
America’s First Federal Credit Union 33, -0.01% 0.35%
Hamilton Mortgage Corporation 34, -0.01% 0.25%
Fairway Independent Mort Corp 35, -0.01% 10.18%
SouthPoint Bank 36, -0.01% 1.42%
Us Bank 37, -0.01% 0.11%
Home Point Financial Corporation 38, -0.00% 0.56%
Liberty Mortgage Corporation 39, -0.00% 0.34%
Bank of England 40, -0.00% 0.66%
Reliance First Capital 41, -0.00% 0.01%
HomeBridge Financial Services, Inc 42, 0.01% 0.41%
Synovus Mortgage Corp 43, 0.01% 1.51%
Flagstar Bank 44, 0.01% 0.42%
APCO Employees Credit Union 45, 0.02% 0.87%
Evansville Teachers Federal Credit Union 46, 0.02% 0.10%
State Farm Bank 47, 0.02% 0.19%
Guaranty Home Mortgage Corporation 48, 0.03% 0.95%
Newrez 49, 0.03% 0.02%
Lakeview Loan Servicing 50, 0.03% 0.01%
Iberiabank 51, 0.04% 0.97%
Bank Of Little Rock Mortgage Corporation 52, 0.04% 0.65%
Vanderbilt Mortgage And Finance, Inc 53, 0.04% 0.07%
Pennymac Loan Services 54, 0.05% 0.10%
Cardinal Financial Company LP 55, 0.05% 0.11%
RoundPoint Mortgage Servicing Corporation 56, 0.05% 0.02%
Amerisave Mortgage Corporation 57, 0.05% 0.04%
CMG Mortgage Inc 58, 0.06% 0.10%
Southwest Funding LP 59, 0.06% 0.17%
Caliber Home Loans Inc 60, 0.06% 1.16%
American Financial Resources Inc 61, 0.06% 0.04%
Usaa Federal Savings Bank 62, 0.06% 0.88%
Bbva Usa 63, 0.06% 2.25%
Freedom Mortgage Corporation 64, 0.07% 0.24%
ServisFirst Bank 65, 0.07% 1.44%
Guild Mortgage Company 66, 0.08% 3.11%
BancorpSouth Bank 67, 0.09% 2.53%
Academy Mortgage Corporation 68, 0.10% 0.82%
Nationstar Mortgage 69, 0.11% 0.16%
Goldwater Bank National Association 70, 0.12% 0.22%
Ark-La-Tex Financial Services 71, 0.12% 0.31%
New American Funding 72, 0.14% 0.22%
Home Point Mortgage Acceptance Corporation 73, 0.14% 0.26%
Supreme Lending/ Everett Financial Inc 74, 0.15% 0.29%
Quicken Loans 75, 0.16% 3.06%
Assurance Financial Group 76, 0.17% 1.42%
Gold Star Mortgage Financial Group, Corporation 77, 0.17% 0.31%
Movement Mortgage 78, 0.21% 2.96%
Hometown Lenders INC 79, 0.28% 0.82%
Navy Federal Credit Union 80, 0.33% 0.47%
Northpointe Bank 81, 0.37% 0.83%
Finance of America Mortgage 82, 0.44% 0.85%
SecurityNational Mortgage Company 83, 0.46% 1.02%
Geneva Financial 84, 0.47% 0.51%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
America’s First Federal Credit Union 1, -0.38% 3.84%
APCO Employees Credit Union 2, -0.23% 2.10%
Trustmark National Bank 3, -0.21% 3.05%
Avadian Credit Union 4, -0.20% 2.08%
Liberty Mortgage Corporation 5, -0.15% 0.87%
Guaranty Home Mortgage Corporation 6, -0.14% 1.22%
First Federal Bank A FSB 7, -0.13% 0.85%
Truist Bank 8, -0.11% 0.99%
FBC Mortgage 9, -0.11% 0.95%
Citizens Bank 10, -0.11% 2.23%
Ameris Bank 11, -0.10% 0.70%
TJC Mortgage, Inc 12, -0.10% 1.84%
Stockton Mortgage Corporation 13, -0.09% 0.49%
Renasant Bank 14, -0.09% 4.85%
Amerisave Mortgage Corporation 15, -0.09% 1.05%
LoanDepot 16, -0.08% 2.58%
Progress Bank and Trust 17, -0.08% 0.52%
Triumph Bank 18, -0.07% 0.49%
Iberiabank 19, -0.07% 1.01%
Synovus Mortgage Corp 20, -0.07% 1.13%
Mortgage Investors Group 21, -0.06% 0.99%
InterLinc Mortgage Services 22, -0.06% 0.87%
Guild Mortgage Company 23, -0.06% 1.09%
Prosperity Home Mortgage 24, -0.05% 0.39%
RoundPoint Mortgage Servicing Corporation 25, -0.05% 0.64%
ServisFirst Bank 26, -0.05% 0.91%
Gmfs 27, -0.05% 1.38%
CB&S Bank 28, -0.04% 0.10%
Cardinal Financial Company LP 29, -0.04% 0.25%
Newrez 30, -0.04% 0.64%
Suntrust Banks, Inc 31, -0.04% 0.37%
Usaa Federal Savings Bank 32, -0.04% 0.33%
Cadence Bank 33, -0.04% 0.23%
Synovus Bank 34, -0.03% 0.14%
Bank of America 35, -0.02% 0.58%
Centerstate Bank 36, -0.02% 0.56%
Assurance Financial Group 37, -0.02% 1.28%
Movement Mortgage 38, -0.02% 0.89%
Home Point Financial Corporation 39, -0.01% 1.07%
BancorpSouth Bank 40, -0.01% 0.80%
CMG Mortgage Inc 41, -0.01% 0.37%
FirstBank 42, -0.01% 2.12%
Evansville Teachers Federal Credit Union 43, -0.01% 0.10%
Northpointe Bank 44, -0.01% 0.56%
Us Bank 45, -0.01% 0.62%
New American Funding 46, -0.01% 0.04%
Keller Mortgage 47, -0.00% 0.14%
Finance of America Mortgage 48, -0.00% 0.14%
Bbva Usa 49, 0.00% 2.08%
Goldwater Bank National Association 50, 0.01% 0.16%
JPMorgan Chase Bank 51, 0.01% 1.30%
State Farm Bank 52, 0.01% 0.37%
Bank of England 53, 0.01% 0.19%
Southwest Funding LP 54, 0.02% 0.04%
Carrington Mortgage Services 55, 0.02% 0.37%
LeaderOne Financial Corp 56, 0.03% 0.16%
HomeTrust Mortgage Company 57, 0.03% 0.06%
Lakeview Loan Servicing 58, 0.03% 0.10%
Bank Of Little Rock Mortgage Corporation 59, 0.03% 0.47%
Academy Mortgage Corporation 60, 0.03% 0.14%
SecurityNational Mortgage Company 61, 0.04% 0.06%
Caliber Home Loans Inc 62, 0.04% 1.22%
Gold Star Mortgage Financial Group, Corporation 63, 0.04% 0.06%
Supreme Lending/ Everett Financial Inc 64, 0.04% 0.21%
SouthPoint Bank 65, 0.04% 0.64%
Fairway Independent Mort Corp 66, 0.04% 4.02%
Pnc Bank 67, 0.05% 1.36%
HomeBridge Financial Services, Inc 68, 0.05% 0.23%
Navy Federal Credit Union 69, 0.06% 0.16%
Pennymac Loan Services 70, 0.09% 0.56%
Vanderbilt Mortgage And Finance, Inc 71, 0.09% 0.62%
Reliance First Capital 72, 0.09% 0.52%
Flagstar Bank 73, 0.10% 0.43%
Hometown Lenders INC 74, 0.10% 0.97%
Wells Fargo Bank 75, 0.10% 3.03%
Ark-La-Tex Financial Services 76, 0.10% 0.16%
Hamilton Mortgage Corporation 77, 0.12% 0.49%
IServe Residential Lending 78, 0.13% 0.25%
Quicken Loans 79, 0.14% 13.49%
Home Point Mortgage Acceptance Corporation 80, 0.14% 0.41%
Ditech Financial 81, 0.15% 0.60%
Regions Bank 82, 0.16% 12.54%
Freedom Mortgage Corporation 83, 0.19% 0.54%
Nationstar Mortgage 84, 0.33% 1.53%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Trustmark National Bank 1, -0.28% 1.64%
Renasant Bank 2, -0.24% 2.13%
Regions Bank 3, -0.22% 2.41%
BancorpSouth Bank 4, -0.21% 1.67%
Home Point Financial Corporation 5, -0.20% 2.24%
SouthPoint Bank 6, -0.19% 1.78%
First Federal Bank A FSB 7, -0.19% 0.85%
Ameris Bank 8, -0.15% 1.53%
TJC Mortgage, Inc 9, -0.15% 1.78%
Guaranty Home Mortgage Corporation 10, -0.13% 0.96%
CB&S Bank 11, -0.12% 0.30%
Village Capital & Investment 12, -0.11% 0.71%
FBC Mortgage 13, -0.11% 2.46%
Bbva Usa 14, -0.09% 0.96%
Ditech Financial 15, -0.09% 0.60%
Prosperity Home Mortgage 16, -0.09% 3.25%
DHI Mortgage Company Limited 17, -0.08% 2.73%
Flagstar Bank 18, -0.08% 1.09%
Bank Of Little Rock Mortgage Corporation 19, -0.07% 0.98%
FirstBank 20, -0.07% 4.13%
Citizens Bank 21, -0.07% 0.25%
Keller Mortgage 22, -0.07% 0.25%
Synovus Mortgage Corp 23, -0.07% 1.78%
Avadian Credit Union 24, -0.06% 0.27%
Fairway Independent Mort Corp 25, -0.05% 4.57%
CMG Mortgage Inc 26, -0.04% 0.60%
Gmfs 27, -0.04% 0.57%
Cadence Bank 28, -0.04% 0.19%
Pnc Bank 29, -0.04% 0.08%
Iberiabank 30, -0.03% 0.33%
Centerstate Bank 31, -0.03% 0.05%
Mortgage Investors Group 32, -0.03% 0.25%
HomeTrust Mortgage Company 33, -0.03% 0.44%
ServisFirst Bank 34, -0.02% 0.36%
Bank of England 35, -0.02% 0.63%
Navy Federal Credit Union 36, -0.02% 0.05%
RoundPoint Mortgage Servicing Corporation 37, -0.02% 0.08%
Quicken Loans 38, -0.02% 8.56%
Carrington Mortgage Services 39, -0.01% 2.00%
Liberty Mortgage Corporation 40, -0.01% 0.25%
Progress Bank and Trust 41, -0.01% 0.16%
Stockton Mortgage Corporation 42, -0.01% 0.49%
Truist Bank 43, -0.01% 0.03%
Newrez 44, -0.01% 0.30%
Pennymac Loan Services 45, 0.00% 0.68%
JPMorgan Chase Bank 46, 0.00% 0.03%
Us Bank 47, 0.00% 0.03%
Amerisave Mortgage Corporation 48, 0.00% 0.19%
Wells Fargo Bank 49, 0.01% 0.05%
Caliber Home Loans Inc 50, 0.01% 1.31%
Goldwater Bank National Association 51, 0.02% 0.36%
Lakeview Loan Servicing 52, 0.02% 0.57%
Evansville Teachers Federal Credit Union 53, 0.02% 0.90%
Supreme Lending/ Everett Financial Inc 54, 0.02% 0.52%
Hamilton Mortgage Corporation 55, 0.03% 0.11%
Cardinal Financial Company LP 56, 0.03% 0.52%
Vanderbilt Mortgage And Finance, Inc 57, 0.03% 1.18%
Ark-La-Tex Financial Services 58, 0.03% 0.22%
Freedom Mortgage Corporation 59, 0.03% 1.48%
InterLinc Mortgage Services 60, 0.03% 2.79%
Academy Mortgage Corporation 61, 0.04% 1.04%
Assurance Financial Group 62, 0.04% 1.56%
Movement Mortgage 63, 0.05% 3.44%
New American Funding 64, 0.05% 0.38%
HomeBridge Financial Services, Inc 65, 0.05% 1.23%
Home Point Mortgage Acceptance Corporation 66, 0.05% 0.85%
Reliance First Capital 67, 0.07% 0.44%
Gold Star Mortgage Financial Group, Corporation 68, 0.09% 0.27%
Northpointe Bank 69, 0.11% 3.03%
Nationstar Mortgage 70, 0.12% 2.30%
Guild Mortgage Company 71, 0.13% 3.17%
IServe Residential Lending 72, 0.13% 0.63%
Finance of America Mortgage 73, 0.15% 0.90%
LeaderOne Financial Corp 74, 0.17% 0.60%
LoanDepot 75, 0.20% 5.08%
American Financial Resources Inc 76, 0.21% 0.98%
Southwest Funding LP 77, 0.31% 2.02%
Hometown Lenders INC 78, 0.38% 4.40%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Trustmark National Bank 1, -0.31% 1.95%
Regions Bank 2, -0.25% 2.76%
Renasant Bank 3, -0.24% 2.69%
BancorpSouth Bank 4, -0.23% 2.05%
First Federal Bank A FSB 5, -0.22% 0.96%
Home Point Financial Corporation 6, -0.21% 1.81%
SouthPoint Bank 7, -0.20% 2.16%
TJC Mortgage, Inc 8, -0.16% 1.95%
Ameris Bank 9, -0.16% 1.84%
Guaranty Home Mortgage Corporation 10, -0.15% 0.99%
CB&S Bank 11, -0.14% 0.35%
FBC Mortgage 12, -0.12% 3.04%
Bbva Usa 13, -0.10% 1.17%
Flagstar Bank 14, -0.09% 1.24%
Prosperity Home Mortgage 15, -0.09% 4.14%
Bank Of Little Rock Mortgage Corporation 16, -0.09% 1.10%
DHI Mortgage Company Limited 17, -0.08% 3.54%
Avadian Credit Union 18, -0.07% 0.28%
FirstBank 19, -0.07% 5.13%
Synovus Mortgage Corp 20, -0.07% 2.23%
Citizens Bank 21, -0.07% 0.32%
Keller Mortgage 22, -0.07% 0.32%
Fairway Independent Mort Corp 23, -0.06% 5.42%
Gmfs 24, -0.05% 0.60%
Cadence Bank 25, -0.04% 0.25%
Pnc Bank 26, -0.04% 0.11%
Iberiabank 27, -0.04% 0.42%
Pennymac Loan Services 28, -0.04% 0.21%
Mortgage Investors Group 29, -0.03% 0.28%
Centerstate Bank 30, -0.03% 0.07%
HomeTrust Mortgage Company 31, -0.03% 0.46%
ServisFirst Bank 32, -0.03% 0.46%
Bank of England 33, -0.03% 0.81%
Navy Federal Credit Union 34, -0.03% 0.07%
CMG Mortgage Inc 35, -0.01% 0.11%
Newrez 36, -0.01% 0.04%
Ditech Financial 37, -0.01% 0.04%
Stockton Mortgage Corporation 38, -0.01% 0.53%
Liberty Mortgage Corporation 39, -0.01% 0.25%
Progress Bank and Trust 40, -0.01% 0.18%
Truist Bank 41, -0.01% 0.04%
Freedom Mortgage Corporation 42, 0.00% 1.24%
Amerisave Mortgage Corporation 43, 0.01% 0.04%
Wells Fargo Bank 44, 0.01% 0.07%
Vanderbilt Mortgage And Finance, Inc 45, 0.01% 1.10%
Quicken Loans 46, 0.02% 3.12%
Supreme Lending/ Everett Financial Inc 47, 0.02% 0.60%
Evansville Teachers Federal Credit Union 48, 0.02% 1.06%
Ark-La-Tex Financial Services 49, 0.03% 0.25%
Goldwater Bank National Association 50, 0.03% 0.35%
Hamilton Mortgage Corporation 51, 0.03% 0.11%
Caliber Home Loans Inc 52, 0.03% 1.06%
Academy Mortgage Corporation 53, 0.03% 1.31%
Assurance Financial Group 54, 0.03% 1.88%
InterLinc Mortgage Services 55, 0.04% 3.33%
Movement Mortgage 56, 0.05% 4.35%
Home Point Mortgage Acceptance Corporation 57, 0.05% 0.96%
HomeBridge Financial Services, Inc 58, 0.06% 1.31%
New American Funding 59, 0.07% 0.28%
Carrington Mortgage Services 60, 0.07% 0.42%
Cardinal Financial Company LP 61, 0.08% 0.32%
Gold Star Mortgage Financial Group, Corporation 62, 0.08% 0.35%
Nationstar Mortgage 63, 0.10% 1.20%
Northpointe Bank 64, 0.12% 3.79%
Guild Mortgage Company 65, 0.15% 3.65%
Finance of America Mortgage 66, 0.15% 1.13%
LeaderOne Financial Corp 67, 0.20% 0.67%
LoanDepot 68, 0.25% 5.03%
American Financial Resources Inc 69, 0.25% 1.06%
Southwest Funding LP 70, 0.32% 2.44%
Hometown Lenders INC 71, 0.41% 5.17%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Home Point Financial Corporation 1, -0.18% 3.72%
Village Capital & Investment 2, -0.10% 3.12%
Ditech Financial 3, -0.09% 2.52%
Guaranty Home Mortgage Corporation 4, -0.06% 0.84%
Trustmark National Bank 5, -0.04% 0.60%
TJC Mortgage, Inc 6, -0.04% 1.20%
CMG Mortgage Inc 7, -0.04% 2.28%
SouthPoint Bank 8, -0.04% 0.48%
Regions Bank 9, -0.03% 1.20%
Ameris Bank 10, -0.03% 0.48%
Goldwater Bank National Association 11, -0.03% 0.36%
Quicken Loans 12, -0.03% 27.01%
Caliber Home Loans Inc 13, -0.03% 2.16%
Carrington Mortgage Services 14, -0.03% 7.32%
FirstBank 15, -0.02% 0.72%
Evansville Teachers Federal Credit Union 16, -0.02% 0.36%
Liberty Mortgage Corporation 17, -0.02% 0.24%
BancorpSouth Bank 18, -0.02% 0.36%
Movement Mortgage 19, -0.02% 0.36%
Cardinal Financial Company LP 20, -0.02% 1.20%
RoundPoint Mortgage Servicing Corporation 21, -0.02% 0.36%
CB&S Bank 22, -0.01% 0.12%
Prosperity Home Mortgage 23, -0.01% 0.24%
Progress Bank and Trust 24, -0.01% 0.12%
Mortgage Investors Group 25, -0.01% 0.12%
HomeTrust Mortgage Company 26, -0.01% 0.36%
Bank Of Little Rock Mortgage Corporation 27, -0.01% 0.60%
Flagstar Bank 28, -0.01% 0.60%
First Federal Bank A FSB 29, -0.00% 0.48%
Avadian Credit Union 30, -0.00% 0.24%
LeaderOne Financial Corp 31, -0.00% 0.36%
Guild Mortgage Company 32, -0.00% 1.56%
Newrez 33, 0.00% 1.20%
Renasant Bank 34, 0.00% 0.24%
HomeBridge Financial Services, Inc 35, 0.00% 0.96%
Finance of America Mortgage 36, 0.00% 0.12%
Northpointe Bank 37, 0.00% 0.48%
Academy Mortgage Corporation 38, 0.00% 0.12%
Synovus Mortgage Corp 39, 0.00% 0.24%
American Financial Resources Inc 40, 0.01% 0.72%
Home Point Mortgage Acceptance Corporation 41, 0.01% 0.48%
Gmfs 42, 0.01% 0.48%
JPMorgan Chase Bank 43, 0.01% 0.12%
Us Bank 44, 0.01% 0.12%
Stockton Mortgage Corporation 45, 0.01% 0.36%
Amerisave Mortgage Corporation 46, 0.01% 0.72%
Supreme Lending/ Everett Financial Inc 47, 0.01% 0.24%
InterLinc Mortgage Services 48, 0.01% 0.96%
FBC Mortgage 49, 0.01% 0.48%
Hamilton Mortgage Corporation 50, 0.02% 0.12%
Pennymac Loan Services 51, 0.02% 2.28%
Ark-La-Tex Financial Services 52, 0.02% 0.12%
Lakeview Loan Servicing 53, 0.03% 2.52%
New American Funding 54, 0.03% 0.72%
Assurance Financial Group 55, 0.03% 0.48%
Bbva Usa 56, 0.04% 0.24%
Southwest Funding LP 57, 0.04% 0.60%
Fairway Independent Mort Corp 58, 0.05% 1.68%
LoanDepot 59, 0.07% 5.28%
Vanderbilt Mortgage And Finance, Inc 60, 0.08% 1.44%
Reliance First Capital 61, 0.08% 1.92%
Freedom Mortgage Corporation 62, 0.08% 2.28%
Hometown Lenders INC 63, 0.14% 1.80%
Nationstar Mortgage 64, 0.14% 6.00%
IServe Residential Lending 65, 0.14% 2.76%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Regions Bank 1, -0.09% 32.40%
Synovus Bank 2, -0.04% 12.72%
Wells Fargo Bank 3, 0.02% 5.57%
Bank of America 4, 0.02% 2.09%
Prosperity Home Mortgage 5, 0.03% 1.57%
Truist Bank 6, 0.03% 3.14%
State Farm Bank 7, 0.04% 0.52%
FBC Mortgage 8, 0.04% 0.17%
InterLinc Mortgage Services 9, 0.04% 0.17%
Us Bank 10, 0.04% 2.96%
Pnc Bank 11, 0.04% 1.05%
TJC Mortgage, Inc 12, 0.04% 0.70%
Navy Federal Credit Union 13, 0.05% 0.17%
Guaranty Home Mortgage Corporation 14, 0.05% 0.17%
Cardinal Financial Company LP 15, 0.05% 0.52%
Bbva Usa 16, 0.05% 8.19%
Ameris Bank 17, 0.05% 0.35%
Centerstate Bank 18, 0.05% 0.35%
Movement Mortgage 19, 0.05% 0.52%
Bank Of Little Rock Mortgage Corporation 20, 0.05% 0.35%
LoanDepot 21, 0.06% 0.52%
Home Point Financial Corporation 22, 0.06% 0.17%
Flagstar Bank 23, 0.06% 0.35%
SouthPoint Bank 24, 0.06% 0.17%
Avadian Credit Union 25, 0.06% 0.17%
Goldwater Bank National Association 26, 0.06% 0.17%
FirstBank 27, 0.06% 0.35%
Renasant Bank 28, 0.06% 2.09%
Vanderbilt Mortgage And Finance, Inc 29, 0.07% 0.17%
Cadence Bank 30, 0.07% 1.05%
Gmfs 31, 0.07% 0.17%
Assurance Financial Group 32, 0.07% 0.35%
Guild Mortgage Company 33, 0.07% 0.87%
Quicken Loans 34, 0.07% 2.09%
Trustmark National Bank 35, 0.07% 2.96%
Iberiabank 36, 0.08% 1.57%
Suntrust Banks, Inc 37, 0.08% 3.66%
Hometown Lenders INC 38, 0.09% 0.52%
Caliber Home Loans Inc 39, 0.10% 1.22%
JPMorgan Chase Bank 40, 0.10% 3.14%
Fairway Independent Mort Corp 41, 0.13% 4.53%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Regions Bank 1, -0.09% 32.21%
Synovus Bank 2, -0.03% 13.80%
Wells Fargo Bank 3, 0.01% 7.67%
Bank of America 4, 0.01% 2.76%
Us Bank 5, 0.02% 1.84%
Truist Bank 6, 0.03% 1.53%
Prosperity Home Mortgage 7, 0.03% 2.45%
State Farm Bank 8, 0.04% 0.92%
FBC Mortgage 9, 0.04% 0.31%
Pnc Bank 10, 0.04% 0.61%
TJC Mortgage, Inc 11, 0.05% 0.92%
Navy Federal Credit Union 12, 0.05% 0.31%
Guaranty Home Mortgage Corporation 13, 0.05% 0.31%
Movement Mortgage 14, 0.05% 0.61%
Bbva Usa 15, 0.05% 6.75%
Ameris Bank 16, 0.05% 0.31%
Centerstate Bank 17, 0.05% 0.61%
Renasant Bank 18, 0.06% 1.23%
Home Point Financial Corporation 19, 0.06% 0.31%
Flagstar Bank 20, 0.06% 0.61%
Goldwater Bank National Association 21, 0.06% 0.31%
Vanderbilt Mortgage And Finance, Inc 22, 0.07% 0.31%
JPMorgan Chase Bank 23, 0.07% 2.15%
Cadence Bank 24, 0.07% 1.23%
Guild Mortgage Company 25, 0.07% 1.23%
Gmfs 26, 0.07% 0.31%
FirstBank 27, 0.08% 0.31%
Iberiabank 28, 0.08% 1.23%
Suntrust Banks, Inc 29, 0.08% 4.91%
LoanDepot 30, 0.08% 0.31%
Assurance Financial Group 31, 0.08% 0.31%
Trustmark National Bank 32, 0.08% 3.07%
Quicken Loans 33, 0.09% 1.23%
Caliber Home Loans Inc 34, 0.13% 1.23%
Fairway Independent Mort Corp 35, 0.15% 5.83%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Regions Bank 1, -0.09% 32.66%
Synovus Bank 2, -0.05% 11.29%
Truist Bank 3, 0.03% 5.24%
InterLinc Mortgage Services 4, 0.04% 0.40%
Pnc Bank 5, 0.04% 1.61%
Prosperity Home Mortgage 6, 0.04% 0.40%
TJC Mortgage, Inc 7, 0.04% 0.40%
LoanDepot 8, 0.04% 0.81%
Bbva Usa 9, 0.04% 10.08%
Cardinal Financial Company LP 10, 0.05% 1.21%
FirstBank 11, 0.05% 0.40%
Bank of America 12, 0.05% 1.21%
Ameris Bank 13, 0.05% 0.40%
Bank Of Little Rock Mortgage Corporation 14, 0.05% 0.81%
Us Bank 15, 0.05% 4.44%
Wells Fargo Bank 16, 0.06% 2.82%
SouthPoint Bank 17, 0.06% 0.40%
Avadian Credit Union 18, 0.06% 0.40%
Assurance Financial Group 19, 0.06% 0.40%
Quicken Loans 20, 0.06% 3.23%
Movement Mortgage 21, 0.06% 0.40%
Renasant Bank 22, 0.06% 3.23%
Cadence Bank 23, 0.07% 0.81%
Trustmark National Bank 24, 0.07% 2.82%
Guild Mortgage Company 25, 0.07% 0.40%
Caliber Home Loans Inc 26, 0.07% 1.21%
Fairway Independent Mort Corp 27, 0.08% 2.82%
Iberiabank 28, 0.08% 2.02%
Hometown Lenders INC 29, 0.09% 1.21%
Suntrust Banks, Inc 30, 0.09% 2.02%
JPMorgan Chase Bank 31, 0.13% 4.44%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.24% 4.18%
Regions Bank 2, -0.16% 2.98%
Village Capital & Investment 3, -0.11% 0.86%
Home Point Financial Corporation 4, -0.09% 2.06%
Lakeview Loan Servicing 5, -0.09% 1.26%
Prosperity Home Mortgage 6, -0.09% 3.51%
CB&S Bank 7, -0.08% 0.40%
DHI Mortgage Company Limited 8, -0.08% 1.79%
Trustmark National Bank 9, -0.07% 1.53%
TJC Mortgage, Inc 10, -0.07% 2.59%
FirstBank 11, -0.05% 3.38%
BancorpSouth Bank 12, -0.05% 0.60%
Usaa Federal Savings Bank 13, -0.05% 8.09%
Pennymac Loan Services 14, -0.04% 2.72%
FBC Mortgage 15, -0.04% 1.19%
RoundPoint Mortgage Servicing Corporation 16, -0.04% 0.27%
Caliber Home Loans Inc 17, -0.04% 2.19%
Renasant Bank 18, -0.04% 1.86%
Keller Mortgage 19, -0.03% 0.13%
Wells Fargo Bank 20, -0.03% 1.26%
Iberiabank 21, -0.02% 0.13%
Fairway Independent Mort Corp 22, -0.02% 4.51%
Pnc Bank 23, -0.02% 0.20%
Ameris Bank 24, -0.01% 0.60%
Gmfs 25, -0.01% 0.53%
Us Bank 26, -0.01% 0.33%
Avadian Credit Union 27, -0.01% 0.33%
Synovus Mortgage Corp 28, -0.01% 0.93%
Evansville Teachers Federal Credit Union 29, -0.01% 0.27%
Hamilton Mortgage Corporation 30, -0.01% 0.27%
Bank of America 31, -0.01% 0.07%
Guaranty Home Mortgage Corporation 32, -0.01% 1.06%
Bbva Usa 33, -0.00% 0.20%
Citizens Bank 34, -0.00% 0.99%
Bank of England 35, -0.00% 0.73%
Ditech Financial 36, -0.00% 0.60%
Liberty Mortgage Corporation 37, -0.00% 0.13%
Cadence Bank 38, -0.00% 0.07%
Triumph Bank 39, 0.00% 0.07%
Bank Of Little Rock Mortgage Corporation 40, 0.00% 0.86%
IServe Residential Lending 41, 0.00% 0.07%
HomeTrust Mortgage Company 42, 0.00% 0.27%
Truist Bank 43, 0.00% 0.20%
Cardinal Financial Company LP 44, 0.00% 0.20%
ServisFirst Bank 45, 0.01% 0.13%
First Federal Bank A FSB 46, 0.01% 0.40%
Amerisave Mortgage Corporation 47, 0.01% 0.40%
HomeBridge Financial Services, Inc 48, 0.01% 1.13%
SouthPoint Bank 49, 0.01% 0.93%
CMG Mortgage Inc 50, 0.01% 0.60%
New American Funding 51, 0.01% 0.27%
Flagstar Bank 52, 0.01% 0.93%
American Financial Resources Inc 53, 0.01% 0.13%
Newrez 54, 0.02% 0.33%
Finance of America Mortgage 55, 0.02% 0.33%
Vanderbilt Mortgage And Finance, Inc 56, 0.02% 0.73%
LeaderOne Financial Corp 57, 0.02% 0.27%
Northpointe Bank 58, 0.02% 0.73%
Home Point Mortgage Acceptance Corporation 59, 0.02% 0.66%
Reliance First Capital 60, 0.03% 0.46%
Supreme Lending/ Everett Financial Inc 61, 0.03% 0.46%
Goldwater Bank National Association 62, 0.03% 0.66%
InterLinc Mortgage Services 63, 0.03% 1.46%
Assurance Financial Group 64, 0.03% 1.19%
Stockton Mortgage Corporation 65, 0.03% 0.07%
Movement Mortgage 66, 0.03% 0.66%
Gold Star Mortgage Financial Group, Corporation 67, 0.04% 0.20%
Carrington Mortgage Services 68, 0.04% 2.12%
Guild Mortgage Company 69, 0.06% 1.86%
Nationstar Mortgage 70, 0.06% 1.39%
LoanDepot 71, 0.08% 6.43%
Quicken Loans 72, 0.08% 9.08%
Southwest Funding LP 73, 0.10% 0.53%
Academy Mortgage Corporation 74, 0.11% 0.93%
Ark-La-Tex Financial Services 75, 0.11% 1.06%
Freedom Mortgage Corporation 76, 0.15% 2.65%
Hometown Lenders INC 77, 0.15% 1.66%
NewDay USA 78, 0.37% 2.72%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.24% 6.16%
Regions Bank 2, -0.18% 4.29%
Prosperity Home Mortgage 3, -0.07% 5.39%
CB&S Bank 4, -0.06% 0.66%
TJC Mortgage, Inc 5, -0.06% 2.86%
DHI Mortgage Company Limited 6, -0.06% 2.97%
Trustmark National Bank 7, -0.06% 1.76%
FirstBank 8, -0.03% 4.40%
BancorpSouth Bank 9, -0.03% 0.99%
FBC Mortgage 10, -0.02% 1.87%
Renasant Bank 11, -0.02% 2.42%
Home Point Financial Corporation 12, -0.02% 1.32%
Keller Mortgage 13, -0.01% 0.22%
Wells Fargo Bank 14, -0.01% 1.98%
Usaa Federal Savings Bank 15, -0.00% 9.90%
Pnc Bank 16, -0.00% 0.22%
Iberiabank 17, 0.00% 0.22%
Us Bank 18, 0.00% 0.33%
Fairway Independent Mort Corp 19, 0.00% 6.60%
Avadian Credit Union 20, 0.01% 0.33%
Gmfs 21, 0.01% 0.66%
CMG Mortgage Inc 22, 0.01% 0.11%
Synovus Mortgage Corp 23, 0.01% 1.54%
Hamilton Mortgage Corporation 24, 0.01% 0.44%
Bank of America 25, 0.01% 0.11%
Freedom Mortgage Corporation 26, 0.02% 1.32%
Bbva Usa 27, 0.02% 0.33%
Guaranty Home Mortgage Corporation 28, 0.02% 1.54%
Ameris Bank 29, 0.02% 0.55%
Liberty Mortgage Corporation 30, 0.02% 0.22%
Cadence Bank 31, 0.02% 0.11%
Bank of England 32, 0.02% 0.88%
Triumph Bank 33, 0.02% 0.11%
HomeTrust Mortgage Company 34, 0.02% 0.44%
Truist Bank 35, 0.02% 0.33%
Cardinal Financial Company LP 36, 0.03% 0.33%
ServisFirst Bank 37, 0.03% 0.22%
Nationstar Mortgage 38, 0.03% 1.10%
First Federal Bank A FSB 39, 0.03% 0.33%
SouthPoint Bank 40, 0.03% 1.43%
Citizens Bank 41, 0.03% 0.99%
Bank Of Little Rock Mortgage Corporation 42, 0.03% 0.99%
New American Funding 43, 0.03% 0.22%
HomeBridge Financial Services, Inc 44, 0.03% 0.33%
Finance of America Mortgage 45, 0.04% 0.55%
Vanderbilt Mortgage And Finance, Inc 46, 0.04% 0.77%
Pennymac Loan Services 47, 0.04% 0.55%
Quicken Loans 48, 0.04% 3.52%
American Financial Resources Inc 49, 0.04% 0.11%
Evansville Teachers Federal Credit Union 50, 0.05% 0.22%
LeaderOne Financial Corp 51, 0.05% 0.33%
Home Point Mortgage Acceptance Corporation 52, 0.05% 0.88%
Assurance Financial Group 53, 0.05% 1.87%
Stockton Mortgage Corporation 54, 0.05% 0.11%
Movement Mortgage 55, 0.05% 1.10%
Supreme Lending/ Everett Financial Inc 56, 0.06% 0.55%
InterLinc Mortgage Services 57, 0.06% 1.87%
Gold Star Mortgage Financial Group, Corporation 58, 0.06% 0.33%
Northpointe Bank 59, 0.07% 0.77%
Caliber Home Loans Inc 60, 0.07% 1.65%
Flagstar Bank 61, 0.07% 0.99%
NewDay USA 62, 0.07% 0.22%
Goldwater Bank National Association 63, 0.07% 0.55%
Ditech Financial 64, 0.08% 0.33%
Carrington Mortgage Services 65, 0.09% 0.44%
Guild Mortgage Company 66, 0.12% 2.20%
Southwest Funding LP 67, 0.12% 0.88%
Academy Mortgage Corporation 68, 0.13% 1.54%
Ark-La-Tex Financial Services 69, 0.14% 1.54%
Hometown Lenders INC 70, 0.18% 2.53%
LoanDepot 71, 0.22% 4.07%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Home Point Financial Corporation 1, -0.16% 3.17%
Caliber Home Loans Inc 2, -0.14% 3.01%
Village Capital & Investment 3, -0.14% 2.17%
Usaa Federal Savings Bank 4, -0.14% 5.34%
Lakeview Loan Servicing 5, -0.12% 3.17%
Navy Federal Credit Union 6, -0.10% 1.17%
Trustmark National Bank 7, -0.09% 1.17%
Pennymac Loan Services 8, -0.08% 6.01%
Flagstar Bank 9, -0.08% 0.83%
FirstBank 10, -0.08% 1.84%
TJC Mortgage, Inc 11, -0.07% 2.17%
RoundPoint Mortgage Servicing Corporation 12, -0.07% 0.67%
Evansville Teachers Federal Credit Union 13, -0.07% 0.33%
Fairway Independent Mort Corp 14, -0.06% 1.34%
Ditech Financial 15, -0.06% 1.00%
Ameris Bank 16, -0.06% 0.67%
Bank Of Little Rock Mortgage Corporation 17, -0.06% 0.67%
Guaranty Home Mortgage Corporation 18, -0.06% 0.33%
Prosperity Home Mortgage 19, -0.06% 0.67%
Citizens Bank 20, -0.05% 1.00%
Guild Mortgage Company 21, -0.05% 1.34%
Gmfs 22, -0.05% 0.33%
Northpointe Bank 23, -0.05% 0.67%
SouthPoint Bank 24, -0.04% 0.17%
Renasant Bank 25, -0.04% 1.00%
Bank of England 26, -0.04% 0.50%
Avadian Credit Union 27, -0.04% 0.33%
Pnc Bank 28, -0.04% 0.17%
LeaderOne Financial Corp 29, -0.03% 0.17%
IServe Residential Lending 30, -0.03% 0.17%
First Federal Bank A FSB 31, -0.03% 0.50%
Us Bank 32, -0.03% 0.33%
American Financial Resources Inc 33, -0.03% 0.17%
Ark-La-Tex Financial Services 34, -0.03% 0.33%
Assurance Financial Group 35, -0.03% 0.17%
LoanDepot 36, -0.03% 10.02%
Goldwater Bank National Association 37, -0.03% 0.83%
Amerisave Mortgage Corporation 38, -0.02% 1.00%
HomeBridge Financial Services, Inc 39, -0.02% 2.34%
InterLinc Mortgage Services 40, -0.02% 0.83%
Wells Fargo Bank 41, -0.02% 0.17%
Supreme Lending/ Everett Financial Inc 42, -0.02% 0.33%
New American Funding 43, -0.02% 0.33%
Home Point Mortgage Acceptance Corporation 44, -0.02% 0.33%
Hometown Lenders INC 45, -0.02% 0.33%
CMG Mortgage Inc 46, -0.02% 1.34%
FBC Mortgage 47, -0.02% 0.17%
Newrez 48, -0.02% 0.83%
Vanderbilt Mortgage And Finance, Inc 49, -0.01% 0.67%
Reliance First Capital 50, -0.01% 1.17%
Carrington Mortgage Services 51, 0.00% 4.67%
Regions Bank 52, 0.03% 1.00%
Quicken Loans 53, 0.07% 17.53%
Nationstar Mortgage 54, 0.08% 1.84%
Freedom Mortgage Corporation 55, 0.18% 4.67%
NewDay USA 56, 0.36% 6.51%

* Data is compiled for the Birmingham, AL commuting zone area, which comprises of counties of Bibb County, AL, Blount County, AL, Chilton County, AL, Jefferson County, AL, St. Clair County, AL, and Shelby County, AL. This includes cities/towns/communities of Birmingham, AL as well as Hoover, AL, Bessemer, AL, Pelham, AL, Hoover, AL, Mountain Brook, AL, Alabaster, AL, Chelsea, AL, Homewood, AL, Gardendale, AL, Helena, AL, Pell City, AL, Montevallo, AL, Pinson, AL, Moody, AL, Argo, AL, Vestavia Hills, AL, Trussville, AL, Trussville, AL, Calera, AL, Clay, AL, Pleasant Grove, AL, Margaret, AL, Clanton, AL, Hueytown, AL, Highland Lakes, AL, Meadowbrook, AL, Springville, AL, Leeds, AL, Hayden, AL, Trafford, AL, Adamsville, AL, Ashville, AL, Westover, AL, Fultondale, AL, County Line, AL, Brookside, AL, Wilsonville, AL, Shelby, AL, Center Point, AL, Warrior, AL, Indian Springs Village, AL, Maytown, AL, Thorsby, AL, Columbiana, AL, Nectar, AL, Vance, AL, Calera, AL, Allgood, AL, Concord, AL, and Oneonta, AL. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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