Top Mortgage Lenders in the Steubenville, OH area

Which mortgage lender in the Steubenville, OH area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Steubenville, OH area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Steubenville, OH area is Hancock County Savings Bank, FSB, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.13%. This means that Hancock County Savings Bank, FSB provided a -0.13% lower interest rate for its customers than other lenders in Steubenville, OH for a similar set of borrowers. Hancock County Savings Bank, FSB has a market share of 22.5%. It is also the most popular lender in the area.

Our detailed rankings of the mortgage lenders for the Steubenville, OH area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Steubenville, OH is Hancock County Savings Bank, FSB. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Huntington National Bank. The cheapest VA mortgage provider is Polaris Home Funding Corp. To get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders by “Rate Rank” for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Hancock County Savings Bank, FSB 1, -0.13% 22.54%
Huntington National Bank 2, -0.05% 10.83%
WesBanco Bank, Inc 3, -0.02% 12.04%
Us Bank 4, -0.00% 14.11%
Polaris Home Funding Corp 5, 0.03% 10.50%
First National Bank of Pennsylvania 6, 0.04% 7.00%
Pnc Bank 7, 0.07% 5.36%
Quicken Loans 8, 0.07% 12.25%
Mortgage Solutions of Colorado 9, 0.35% 5.36%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Huntington National Bank 1, -0.10% 7.76%
Hancock County Savings Bank, FSB 2, -0.08% 18.34%
Us Bank 3, -0.06% 14.99%
WesBanco Bank, Inc 4, -0.03% 18.17%
First National Bank of Pennsylvania 5, -0.02% 4.59%
Pnc Bank 6, 0.00% 3.70%
Polaris Home Funding Corp 7, 0.02% 16.40%
Quicken Loans 8, 0.04% 7.41%
Mortgage Solutions of Colorado 9, 0.35% 8.64%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Hancock County Savings Bank, FSB 1, -0.17% 29.39%
Huntington National Bank 2, -0.01% 15.85%
WesBanco Bank, Inc 3, 0.02% 2.02%
Polaris Home Funding Corp 4, 0.05% 0.86%
First National Bank of Pennsylvania 5, 0.08% 10.95%
Quicken Loans 6, 0.10% 20.17%
Us Bank 7, 0.10% 12.68%
Pnc Bank 8, 0.12% 8.07%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Hancock County Savings Bank, FSB 1, -0.11% 31.94%
Huntington National Bank 2, 0.00% 10.54%
WesBanco Bank, Inc 3, 0.01% 11.78%
Us Bank 4, 0.02% 16.74%
First National Bank of Pennsylvania 5, 0.07% 8.84%
Pnc Bank 6, 0.09% 6.67%
Quicken Loans 7, 0.14% 7.75%
Polaris Home Funding Corp 8, 0.16% 4.19%
Mortgage Solutions of Colorado 9, 0.17% 1.55%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Hancock County Savings Bank, FSB 1, -0.07% 29.89%
Us Bank 2, -0.04% 19.25%
WesBanco Bank, Inc 3, 0.01% 20.11%
Huntington National Bank 4, 0.02% 6.61%
First National Bank of Pennsylvania 5, 0.02% 5.46%
Pnc Bank 6, 0.04% 4.31%
Quicken Loans 7, 0.12% 4.31%
Polaris Home Funding Corp 8, 0.16% 7.18%
Mortgage Solutions of Colorado 9, 0.17% 2.87%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Hancock County Savings Bank, FSB 1, -0.16% 34.34%
Huntington National Bank 2, -0.01% 15.15%
WesBanco Bank, Inc 3, 0.03% 2.02%
Polaris Home Funding Corp 4, 0.06% 0.67%
First National Bank of Pennsylvania 5, 0.09% 12.79%
Us Bank 6, 0.11% 13.80%
Pnc Bank 7, 0.12% 9.43%
Quicken Loans 8, 0.15% 11.78%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Huntington National Bank 1, -0.19% 11.34%
First National Bank of Pennsylvania 2, -0.11% 2.94%
WesBanco Bank, Inc 3, -0.10% 13.45%
Us Bank 4, -0.08% 7.56%
Pnc Bank 5, -0.07% 2.52%
Polaris Home Funding Corp 6, -0.05% 26.89%
Quicken Loans 7, -0.00% 20.17%
Mortgage Solutions of Colorado 8, 0.40% 15.13%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Huntington National Bank 1, -0.24% 9.85%
First National Bank of Pennsylvania 2, -0.11% 3.45%
WesBanco Bank, Inc 3, -0.10% 15.76%
Us Bank 4, -0.10% 7.39%
Pnc Bank 5, -0.07% 2.96%
Polaris Home Funding Corp 6, -0.05% 31.03%
Quicken Loans 7, -0.02% 11.82%
Mortgage Solutions of Colorado 8, 0.40% 17.73%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Huntington National Bank 1, -0.05% 20.00%
Polaris Home Funding Corp 2, -0.00% 2.86%
Quicken Loans 3, 0.01% 68.57%
Us Bank 4, 0.02% 8.57%
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Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Polaris Home Funding Corp 1, -0.02% 16.13%
Huntington National Bank 2, -0.02% 12.90%
Us Bank 3, -0.01% 9.68%
WesBanco Bank, Inc 4, -0.01% 6.45%
Quicken Loans 5, 0.00% 45.16%
Mortgage Solutions of Colorado 6, 0.06% 9.68%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Huntington National Bank 1, -0.03% 6.25%
Polaris Home Funding Corp 2, -0.02% 31.25%
Us Bank 3, -0.02% 18.75%
WesBanco Bank, Inc 4, -0.01% 6.25%
Quicken Loans 5, 0.01% 18.75%
Mortgage Solutions of Colorado 6, 0.05% 18.75%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Huntington National Bank 1, -0.01% 20.00%
WesBanco Bank, Inc 2, -0.01% 6.67%
Quicken Loans 3, 0.00% 73.33%

* Data is compiled for the Steubenville, OH commuting zone area, which comprises of counties of Jefferson County, OH, Brooke County, WV, and Hancock County, WV. This includes cities/towns/communities of Steubenville, OH as well as Weirton, WV, Toronto, OH, Wintersville, OH, Richmond, OH, Pottery Addition, OH, Follansbee, WV, Weirton, WV, Bethany, WV, New Cumberland, WV, Chester, WV, Mingo Junction, OH, Bergholz, OH, Brilliant, OH, Wellsburg, WV, Beech Bottom, WV, Smithfield, OH, Hooverson Heights, WV, Adena, OH, Irondale, OH, Newell, WV, Rayland, OH, and Tiltonsville, OH. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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