Top Mortgage Lenders in San Jose, CA

Which mortgage lender in the San Jose, CA area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the San Jose, CA area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the San Jose, CA area is First Republic Bank, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.27%. This means that First Republic Bank provided a -0.27% lower interest rate for its customers than other lenders in San Jose, CA for a similar set of borrowers. First Republic Bank has a market share of 0.5%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 16.8%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.05% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the San Jose, CA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in San Jose, CA is First Republic Bank. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Citibank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Quicken Loans. The cheapest VA mortgage provider is Pennymac Loan Services. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in San Jose, CA

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Republic Bank 1, -0.27% 0.53%
Santa Clara County Federal Credit Union 2, -0.24% 0.39%
Star One Credit Union 3, -0.21% 1.10%
KeyPoint Credit Union 4, -0.20% 0.35%
Interactive Mortgage 5, -0.18% 0.25%
LendeFi, Inc 6, -0.18% 0.14%
Googain Inc 7, -0.17% 1.48%
Boston Private Bank & Trust Company 8, -0.16% 0.22%
Provident Credit Union 9, -0.16% 0.22%
Citibank 10, -0.16% 1.85%
Bank of America 11, -0.16% 7.73%
Ally Bank 12, -0.14% 0.42%
LoanDepot 13, -0.13% 2.53%
FirstBank 14, -0.11% 0.15%
Pulte Mortgage 15, -0.11% 0.43%
KBHS Home Loans 16, -0.09% 0.15%
Eagle Home Mortgage 17, -0.09% 0.20%
Provident Funding Associates 18, -0.08% 2.04%
Ony Glo, Inc 19, -0.08% 0.51%
Amerisave Mortgage Corporation 20, -0.08% 0.26%
Technology Credit Union 21, -0.08% 0.34%
Home Point Financial Corporation 22, -0.07% 0.74%
Stanford Federal Credit Union 23, -0.07% 0.36%
CashCall Mortgage 24, -0.07% 0.48%
Cherry Creek Mortgage Co Inc 25, -0.07% 0.11%
Inspire Home Loans Inc 26, -0.06% 0.47%
Morgan Stanley Private Bank 27, -0.06% 0.21%
NBKC Bank 28, -0.06% 0.21%
Wells Fargo Bank 29, -0.05% 13.45%
General Mortgage Capital Corporation 30, -0.05% 0.66%
AimLoancom 31, -0.05% 0.11%
Guaranteed Rate Affinity 32, -0.04% 1.22%
T J Financial, Inc 33, -0.04% 0.12%
Guaranteed Rate Inc 34, -0.04% 0.88%
Charles Schwab Bank 35, -0.03% 0.11%
Citizens Equity First Credit Union (CEFCU) 36, -0.03% 0.13%
Watermark Home Loans 37, -0.02% 0.12%
Bbva Usa 38, -0.02% 0.10%
Prosperity Home Mortgage 39, -0.01% 0.11%
JG Wentworth Home Lending 40, -0.01% 0.34%
Us Bank 41, -0.01% 1.69%
Pnc Bank 42, -0.01% 0.76%
First Choice Loan Services Inc 43, -0.01% 0.15%
Planet Home Lending 44, -0.01% 0.35%
Land Home Financial Services Inc 45, -0.01% 0.48%
The Golden 1 Credit Union 46, -0.01% 0.40%
Bnc National Bank 47, -0.01% 0.10%
Cardinal Financial Company LP 48, 0.00% 0.32%
Navy Federal Credit Union 49, 0.01% 0.30%
Bay Valley Mortgage Group DBA Pacific Bay Lending Group 50, 0.01% 0.29%
Hsbc Bank Usa 51, 0.01% 0.11%
Plaza Home Mortgage Inc 52, 0.01% 0.12%
DHI Mortgage Company Limited 53, 0.02% 0.11%
MUFG Union Bank 54, 0.03% 0.42%
Patelco Credit Union 55, 0.03% 0.17%
JPMorgan Chase Bank 56, 0.03% 4.38%
Essex Mortgage 57, 0.03% 0.10%
Meriwest Mortgage Co 58, 0.04% 0.37%
Mason-McDuffie Mortgage Corporation 59, 0.04% 1.44%
Private Mortgage Advisors 60, 0.04% 0.10%
Midwest Equity Mortgage 61, 0.04% 0.29%
Quicken Loans 62, 0.05% 16.78%
Caliber Home Loans Inc 63, 0.05% 2.30%
Paramount Equity Mortgage 64, 0.05% 0.19%
Bank Of The West 65, 0.05% 0.79%
Pennymac Loan Services 66, 0.05% 0.64%
Network Capital Funding Corporation 67, 0.05% 0.11%
Usaa Federal Savings Bank 68, 0.05% 0.27%
Fairway Independent Mort Corp 69, 0.06% 0.19%
Summit mortgage Bankers, Inc 70, 0.06% 0.13%
Dignified Home Loans 71, 0.06% 0.10%
HighTechLending Inc 72, 0.06% 0.15%
HomeBridge Financial Services, Inc 73, 0.07% 0.25%
First Technology Credit Union 74, 0.07% 0.14%
Carrington Mortgage Services 75, 0.07% 0.23%
HomeServices Lending 76, 0.07% 0.36%
On Q Financial Inc 77, 0.07% 0.16%
OCMBC Inc 78, 0.08% 0.17%
Nexera Holding 79, 0.08% 0.13%
Michigan Mutual Inc DBA MiMutual Mortgage 80, 0.08% 0.38%
Mechanics Bank 81, 0.08% 0.13%
New American Funding 82, 0.08% 0.48%
Movement Mortgage 83, 0.08% 0.21%
CMG Mortgage Inc 84, 0.08% 0.44%
Finance of America Mortgage 85, 0.09% 2.48%
Nations Direct Mortgage 86, 0.09% 0.12%
Bay Equity 87, 0.09% 0.27%
Synergy One Lending 88, 0.09% 0.57%
Freedom Mortgage Corporation 89, 0.09% 0.51%
Stearns Lending 90, 0.09% 2.30%
Paramount Residential Mortgage Group Inc 91, 0.10% 0.53%
Cit Bank 92, 0.10% 0.16%
Tiaa, Fsb 93, 0.10% 0.19%
Newrez 94, 0.10% 0.45%
Lakeview Loan Servicing 95, 0.10% 0.11%
Jmac 96, 0.11% 0.51%
Sierra Pacific Mortgage 97, 0.11% 1.31%
Flagstar Bank 98, 0.12% 3.01%
The Federal Savings Bank 99, 0.12% 0.12%
Ark-La-Tex Financial Services 100, 0.12% 0.12%
Commerce Home Mortgage 101, 0.12% 0.41%
Guild Mortgage Company 102, 0.12% 1.31%
Premier Lending Inc 103, 0.13% 0.11%
Mountain West Financial Inc 104, 0.13% 0.55%
RPM Mortgage 105, 0.15% 0.47%
Academy Mortgage Corporation 106, 0.15% 0.47%
Supreme Lending/ Everett Financial Inc 107, 0.16% 0.27%
Nationstar Mortgage 108, 0.16% 0.90%
Primelending 109, 0.16% 0.53%
Summit Funding Inc 110, 0.17% 0.97%
American Pacific Mortgage Corporation 111, 0.18% 2.00%
The Loan Store 112, 0.18% 0.16%
Eagle Home Mortgage of CA 113, 0.19% 0.20%
Ditech Financial 114, 0.31% 0.25%
First Savings Bank 115, 0.35% 0.14%
Citadel Servicing Corporation 116, 0.36% 0.11%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.20% 8.18%
Boston Private Bank & Trust Company 2, -0.20% 0.50%
Wells Fargo Bank 3, -0.14% 19.96%
Star One Credit Union 4, -0.13% 0.85%
Citibank 5, -0.12% 2.58%
First Republic Bank 6, -0.11% 0.56%
Pulte Mortgage 7, -0.09% 1.27%
Eagle Home Mortgage 8, -0.08% 0.57%
KBHS Home Loans 9, -0.07% 0.43%
Inspire Home Loans Inc 10, -0.05% 1.36%
Ally Bank 11, -0.05% 0.36%
Santa Clara County Federal Credit Union 12, -0.04% 0.11%
Provident Funding Associates 13, -0.04% 0.71%
Us Bank 14, -0.04% 1.74%
LoanDepot 15, -0.03% 1.55%
The Golden 1 Credit Union 16, -0.02% 0.48%
Googain Inc 17, -0.02% 0.80%
Stanford Federal Credit Union 18, -0.02% 0.41%
Prosperity Home Mortgage 19, -0.01% 0.19%
Bank Of The West 20, -0.00% 1.03%
Bnc National Bank 21, -0.00% 0.16%
Home Point Financial Corporation 22, 0.00% 0.45%
MUFG Union Bank 23, 0.01% 0.26%
Amerisave Mortgage Corporation 24, 0.01% 0.04%
Navy Federal Credit Union 25, 0.01% 0.59%
Bbva Usa 26, 0.01% 0.13%
Plaza Home Mortgage Inc 27, 0.02% 0.14%
Guaranteed Rate Inc 28, 0.02% 0.84%
Technology Credit Union 29, 0.02% 0.12%
First Choice Loan Services Inc 30, 0.02% 0.12%
Pnc Bank 31, 0.02% 0.76%
Planet Home Lending 32, 0.02% 0.38%
Hsbc Bank Usa 33, 0.03% 0.15%
AimLoancom 34, 0.03% 0.03%
Guaranteed Rate Affinity 35, 0.03% 1.73%
DHI Mortgage Company Limited 36, 0.03% 0.31%
NBKC Bank 37, 0.03% 0.14%
Provident Credit Union 38, 0.04% 0.04%
Midwest Equity Mortgage 39, 0.04% 0.23%
Cherry Creek Mortgage Co Inc 40, 0.04% 0.05%
Paramount Equity Mortgage 41, 0.04% 0.01%
Private Mortgage Advisors 42, 0.04% 0.15%
JPMorgan Chase Bank 43, 0.04% 3.73%
Lakeview Loan Servicing 44, 0.04% 0.02%
Essex Mortgage 45, 0.04% 0.14%
T J Financial, Inc 46, 0.04% 0.07%
The Federal Savings Bank 47, 0.04% 0.02%
Watermark Home Loans 48, 0.04% 0.03%
FirstBank 49, 0.05% 0.03%
HighTechLending Inc 50, 0.05% 0.09%
Citizens Equity First Credit Union (CEFCU) 51, 0.05% 0.02%
Stearns Lending 52, 0.05% 3.25%
Patelco Credit Union 53, 0.05% 0.15%
First Savings Bank 54, 0.05% 0.02%
Pennymac Loan Services 55, 0.05% 0.15%
Charles Schwab Bank 56, 0.06% 0.05%
Meriwest Mortgage Co 57, 0.06% 0.33%
Carrington Mortgage Services 58, 0.06% 0.05%
Dignified Home Loans 59, 0.06% 0.12%
First Technology Credit Union 60, 0.06% 0.05%
Michigan Mutual Inc DBA MiMutual Mortgage 61, 0.06% 0.15%
KeyPoint Credit Union 62, 0.06% 0.09%
JG Wentworth Home Lending 63, 0.07% 0.10%
Ark-La-Tex Financial Services 64, 0.07% 0.06%
OCMBC Inc 65, 0.07% 0.23%
Caliber Home Loans Inc 66, 0.07% 2.40%
Cardinal Financial Company LP 67, 0.07% 0.14%
Ditech Financial 68, 0.07% 0.01%
Quicken Loans 69, 0.07% 8.59%
Ony Glo, Inc 70, 0.07% 0.43%
Usaa Federal Savings Bank 71, 0.07% 0.38%
HomeBridge Financial Services, Inc 72, 0.07% 0.15%
Morgan Stanley Private Bank 73, 0.08% 0.16%
Mason-McDuffie Mortgage Corporation 74, 0.08% 2.10%
Bay Valley Mortgage Group DBA Pacific Bay Lending Group 75, 0.09% 0.23%
Mechanics Bank 76, 0.09% 0.08%
Bay Equity 77, 0.09% 0.33%
Fairway Independent Mort Corp 78, 0.09% 0.19%
Land Home Financial Services Inc 79, 0.09% 0.51%
Nationstar Mortgage 80, 0.09% 0.20%
New American Funding 81, 0.09% 0.45%
Tiaa, Fsb 82, 0.09% 0.16%
On Q Financial Inc 83, 0.10% 0.37%
Finance of America Mortgage 84, 0.10% 2.72%
CashCall Mortgage 85, 0.10% 0.04%
HomeServices Lending 86, 0.10% 0.76%
The Loan Store 87, 0.10% 0.12%
Nations Direct Mortgage 88, 0.10% 0.14%
Freedom Mortgage Corporation 89, 0.10% 0.45%
General Mortgage Capital Corporation 90, 0.10% 0.49%
CMG Mortgage Inc 91, 0.10% 0.52%
Citadel Servicing Corporation 92, 0.11% 0.04%
Paramount Residential Mortgage Group Inc 93, 0.12% 0.60%
Nexera Holding 94, 0.12% 0.09%
Commerce Home Mortgage 95, 0.13% 0.45%
Summit mortgage Bankers, Inc 96, 0.13% 0.09%
Supreme Lending/ Everett Financial Inc 97, 0.13% 0.26%
Sierra Pacific Mortgage 98, 0.13% 1.70%
Movement Mortgage 99, 0.13% 0.24%
Mountain West Financial Inc 100, 0.14% 0.73%
Newrez 101, 0.14% 0.31%
Cit Bank 102, 0.14% 0.12%
Synergy One Lending 103, 0.14% 0.75%
Guild Mortgage Company 104, 0.15% 1.64%
Premier Lending Inc 105, 0.15% 0.21%
Jmac 106, 0.16% 0.42%
Primelending 107, 0.17% 0.71%
Flagstar Bank 108, 0.18% 3.55%
Summit Funding Inc 109, 0.19% 1.55%
RPM Mortgage 110, 0.19% 0.67%
Academy Mortgage Corporation 111, 0.19% 0.81%
American Pacific Mortgage Corporation 112, 0.20% 2.95%
Eagle Home Mortgage of CA 113, 0.21% 0.57%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Republic Bank 1, -0.35% 0.52%
Santa Clara County Federal Credit Union 2, -0.26% 0.54%
Star One Credit Union 3, -0.24% 1.23%
KeyPoint Credit Union 4, -0.23% 0.49%
Googain Inc 5, -0.21% 1.84%
Interactive Mortgage 6, -0.19% 0.38%
Citibank 7, -0.19% 1.47%
LendeFi, Inc 8, -0.19% 0.21%
Ally Bank 9, -0.19% 0.45%
Provident Credit Union 10, -0.18% 0.32%
LoanDepot 11, -0.16% 3.04%
Ony Glo, Inc 12, -0.14% 0.55%
Bank of America 13, -0.13% 7.49%
FirstBank 14, -0.13% 0.22%
Morgan Stanley Private Bank 15, -0.11% 0.24%
General Mortgage Capital Corporation 16, -0.10% 0.75%
Guaranteed Rate Affinity 17, -0.10% 0.95%
Stanford Federal Credit Union 18, -0.10% 0.33%
Technology Credit Union 19, -0.10% 0.46%
Provident Funding Associates 20, -0.09% 2.73%
Home Point Financial Corporation 21, -0.09% 0.89%
Cherry Creek Mortgage Co Inc 22, -0.09% 0.14%
Amerisave Mortgage Corporation 23, -0.09% 0.38%
NBKC Bank 24, -0.09% 0.25%
CashCall Mortgage 25, -0.08% 0.71%
Guaranteed Rate Inc 26, -0.07% 0.90%
T J Financial, Inc 27, -0.06% 0.15%
Land Home Financial Services Inc 28, -0.06% 0.47%
AimLoancom 29, -0.06% 0.15%
Charles Schwab Bank 30, -0.05% 0.14%
Citizens Equity First Credit Union (CEFCU) 31, -0.04% 0.18%
Bbva Usa 32, -0.03% 0.08%
Watermark Home Loans 33, -0.03% 0.17%
Pnc Bank 34, -0.03% 0.76%
JG Wentworth Home Lending 35, -0.03% 0.46%
Planet Home Lending 36, -0.03% 0.33%
Bay Valley Mortgage Group DBA Pacific Bay Lending Group 37, -0.03% 0.32%
First Choice Loan Services Inc 38, -0.02% 0.17%
Cardinal Financial Company LP 39, -0.01% 0.42%
Prosperity Home Mortgage 40, -0.01% 0.06%
Hsbc Bank Usa 41, -0.01% 0.08%
Boston Private Bank & Trust Company 42, -0.01% 0.07%
Mason-McDuffie Mortgage Corporation 43, -0.00% 1.10%
Bnc National Bank 44, 0.00% 0.06%
Us Bank 45, 0.00% 1.65%
The Golden 1 Credit Union 46, 0.01% 0.36%
Plaza Home Mortgage Inc 47, 0.02% 0.11%
DHI Mortgage Company Limited 48, 0.02% 0.00%
Navy Federal Credit Union 49, 0.02% 0.15%
Inspire Home Loans Inc 50, 0.02% 0.00%
HomeServices Lending 51, 0.02% 0.15%
Patelco Credit Union 52, 0.02% 0.18%
Eagle Home Mortgage of CA 53, 0.02% 0.00%
Meriwest Mortgage Co 54, 0.02% 0.39%
JPMorgan Chase Bank 55, 0.03% 4.72%
On Q Financial Inc 56, 0.03% 0.05%
Eagle Home Mortgage 57, 0.03% 0.01%
Essex Mortgage 58, 0.03% 0.08%
MUFG Union Bank 59, 0.03% 0.51%
Summit mortgage Bankers, Inc 60, 0.03% 0.15%
Caliber Home Loans Inc 61, 0.03% 2.25%
Quicken Loans 62, 0.04% 21.04%
Fairway Independent Mort Corp 63, 0.04% 0.19%
Paramount Equity Mortgage 64, 0.04% 0.28%
Midwest Equity Mortgage 65, 0.04% 0.33%
Wells Fargo Bank 66, 0.04% 10.06%
Usaa Federal Savings Bank 67, 0.04% 0.22%
Pennymac Loan Services 68, 0.04% 0.89%
Network Capital Funding Corporation 69, 0.05% 0.17%
Private Mortgage Advisors 70, 0.05% 0.07%
Movement Mortgage 71, 0.05% 0.19%
Synergy One Lending 72, 0.05% 0.47%
HomeBridge Financial Services, Inc 73, 0.06% 0.30%
Nexera Holding 74, 0.06% 0.15%
Carrington Mortgage Services 75, 0.06% 0.33%
First Technology Credit Union 76, 0.06% 0.18%
HighTechLending Inc 77, 0.06% 0.19%
Dignified Home Loans 78, 0.07% 0.09%
CMG Mortgage Inc 79, 0.07% 0.41%
New American Funding 80, 0.07% 0.49%
Mechanics Bank 81, 0.08% 0.16%
Flagstar Bank 82, 0.08% 2.73%
Cit Bank 83, 0.08% 0.18%
Michigan Mutual Inc DBA MiMutual Mortgage 84, 0.08% 0.50%
Finance of America Mortgage 85, 0.08% 2.35%
Nations Direct Mortgage 86, 0.08% 0.10%
Jmac 87, 0.08% 0.55%
Paramount Residential Mortgage Group Inc 88, 0.08% 0.50%
Freedom Mortgage Corporation 89, 0.08% 0.54%
Newrez 90, 0.09% 0.52%
Sierra Pacific Mortgage 91, 0.09% 1.10%
OCMBC Inc 92, 0.09% 0.13%
Bank Of The West 93, 0.09% 0.67%
Bay Equity 94, 0.10% 0.23%
Tiaa, Fsb 95, 0.10% 0.20%
Lakeview Loan Servicing 96, 0.10% 0.16%
Premier Lending Inc 97, 0.10% 0.06%
Academy Mortgage Corporation 98, 0.11% 0.29%
Guild Mortgage Company 99, 0.11% 1.14%
RPM Mortgage 100, 0.11% 0.37%
The Federal Savings Bank 101, 0.12% 0.17%
Commerce Home Mortgage 102, 0.12% 0.39%
Ark-La-Tex Financial Services 103, 0.13% 0.16%
Mountain West Financial Inc 104, 0.14% 0.46%
Stearns Lending 105, 0.14% 1.81%
American Pacific Mortgage Corporation 106, 0.16% 1.49%
Primelending 107, 0.16% 0.44%
Nationstar Mortgage 108, 0.16% 1.27%
Summit Funding Inc 109, 0.17% 0.67%
Supreme Lending/ Everett Financial Inc 110, 0.17% 0.27%
The Loan Store 111, 0.21% 0.18%
Ditech Financial 112, 0.31% 0.37%
First Savings Bank 113, 0.36% 0.21%
Citadel Servicing Corporation 114, 0.39% 0.16%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Republic Bank 1, -0.38% 0.47%
Star One Credit Union 2, -0.27% 1.11%
Santa Clara County Federal Credit Union 3, -0.26% 0.52%
KeyPoint Credit Union 4, -0.25% 0.41%
Interactive Mortgage 5, -0.20% 0.34%
LendeFi, Inc 6, -0.20% 0.18%
Googain Inc 7, -0.20% 1.90%
Provident Credit Union 8, -0.20% 0.27%
Bank of America 9, -0.19% 5.15%
Boston Private Bank & Trust Company 10, -0.18% 0.30%
LoanDepot 11, -0.17% 2.96%
Ally Bank 12, -0.17% 0.29%
KBHS Home Loans 13, -0.15% 0.14%
Pulte Mortgage 14, -0.14% 0.53%
Ony Glo, Inc 15, -0.13% 0.56%
FirstBank 16, -0.13% 0.20%
Eagle Home Mortgage 17, -0.13% 0.23%
Stanford Federal Credit Union 18, -0.12% 0.32%
Inspire Home Loans Inc 19, -0.11% 0.36%
Home Point Financial Corporation 20, -0.11% 0.77%
Technology Credit Union 21, -0.10% 0.43%
Guaranteed Rate Inc 22, -0.10% 0.84%
Amerisave Mortgage Corporation 23, -0.10% 0.34%
Provident Funding Associates 24, -0.09% 2.84%
Citibank 25, -0.09% 0.71%
Cherry Creek Mortgage Co Inc 26, -0.09% 0.14%
CashCall Mortgage 27, -0.09% 0.63%
Guaranteed Rate Affinity 28, -0.08% 1.40%
NBKC Bank 29, -0.08% 0.27%
T J Financial, Inc 30, -0.07% 0.15%
Us Bank 31, -0.07% 1.40%
AimLoancom 32, -0.06% 0.14%
General Mortgage Capital Corporation 33, -0.06% 0.91%
Morgan Stanley Private Bank 34, -0.06% 0.10%
Pnc Bank 35, -0.05% 0.47%
Citizens Equity First Credit Union (CEFCU) 36, -0.05% 0.16%
Watermark Home Loans 37, -0.04% 0.14%
Prosperity Home Mortgage 38, -0.04% 0.11%
Land Home Financial Services Inc 39, -0.03% 0.55%
First Choice Loan Services Inc 40, -0.03% 0.18%
JG Wentworth Home Lending 41, -0.03% 0.45%
Hsbc Bank Usa 42, -0.02% 0.07%
Planet Home Lending 43, -0.02% 0.40%
Bnc National Bank 44, -0.02% 0.10%
The Golden 1 Credit Union 45, -0.02% 0.33%
Cardinal Financial Company LP 46, -0.02% 0.39%
Bbva Usa 47, -0.01% 0.02%
Bay Valley Mortgage Group DBA Pacific Bay Lending Group 48, -0.01% 0.38%
Wells Fargo Bank 49, -0.01% 9.20%
DHI Mortgage Company Limited 50, -0.00% 0.12%
JPMorgan Chase Bank 51, 0.00% 3.81%
Plaza Home Mortgage Inc 52, 0.00% 0.07%
Bank Of The West 53, 0.01% 0.68%
Charles Schwab Bank 54, 0.01% 0.00%
MUFG Union Bank 55, 0.02% 0.52%
Patelco Credit Union 56, 0.02% 0.17%
Meriwest Mortgage Co 57, 0.02% 0.40%
Private Mortgage Advisors 58, 0.03% 0.10%
Mason-McDuffie Mortgage Corporation 59, 0.03% 1.62%
Navy Federal Credit Union 60, 0.03% 0.15%
Quicken Loans 61, 0.03% 21.93%
Essex Mortgage 62, 0.03% 0.08%
Caliber Home Loans Inc 63, 0.03% 2.29%
Jmac 64, 0.04% 0.39%
Cit Bank 65, 0.04% 0.05%
Midwest Equity Mortgage 66, 0.04% 0.32%
Usaa Federal Savings Bank 67, 0.04% 0.17%
Paramount Equity Mortgage 68, 0.04% 0.22%
Fairway Independent Mort Corp 69, 0.05% 0.20%
Network Capital Funding Corporation 70, 0.05% 0.13%
The Federal Savings Bank 71, 0.05% 0.03%
HomeServices Lending 72, 0.05% 0.34%
First Technology Credit Union 73, 0.05% 0.14%
Newrez 74, 0.06% 0.37%
Summit mortgage Bankers, Inc 75, 0.06% 0.15%
Carrington Mortgage Services 76, 0.06% 0.10%
Dignified Home Loans 77, 0.06% 0.11%
HighTechLending Inc 78, 0.06% 0.17%
On Q Financial Inc 79, 0.07% 0.16%
Nexera Holding 80, 0.07% 0.14%
Michigan Mutual Inc DBA MiMutual Mortgage 81, 0.08% 0.47%
Synergy One Lending 82, 0.08% 0.62%
New American Funding 83, 0.08% 0.53%
Movement Mortgage 84, 0.08% 0.25%
CMG Mortgage Inc 85, 0.08% 0.41%
Mechanics Bank 86, 0.08% 0.14%
HomeBridge Financial Services, Inc 87, 0.08% 0.17%
Bay Equity 88, 0.08% 0.21%
Tiaa, Fsb 89, 0.09% 0.20%
Flagstar Bank 90, 0.09% 3.33%
Freedom Mortgage Corporation 91, 0.09% 0.49%
Finance of America Mortgage 92, 0.10% 2.69%
Paramount Residential Mortgage Group Inc 93, 0.10% 0.61%
Pennymac Loan Services 94, 0.10% 0.60%
Nations Direct Mortgage 95, 0.10% 0.12%
Sierra Pacific Mortgage 96, 0.11% 1.43%
OCMBC Inc 97, 0.11% 0.12%
Commerce Home Mortgage 98, 0.11% 0.40%
Ark-La-Tex Financial Services 99, 0.12% 0.15%
Premier Lending Inc 100, 0.12% 0.12%
Guild Mortgage Company 101, 0.13% 1.48%
Stearns Lending 102, 0.13% 2.28%
Mountain West Financial Inc 103, 0.13% 0.67%
RPM Mortgage 104, 0.15% 0.52%
Lakeview Loan Servicing 105, 0.16% 0.09%
Academy Mortgage Corporation 106, 0.16% 0.57%
Supreme Lending/ Everett Financial Inc 107, 0.17% 0.31%
American Pacific Mortgage Corporation 108, 0.18% 2.07%
The Loan Store 109, 0.18% 0.21%
Primelending 110, 0.18% 0.55%
Nationstar Mortgage 111, 0.18% 0.96%
Summit Funding Inc 112, 0.19% 1.04%
Eagle Home Mortgage of CA 113, 0.19% 0.24%
First Savings Bank 114, 0.37% 0.19%
Ditech Financial 115, 0.37% 0.27%
Citadel Servicing Corporation 116, 0.40% 0.11%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.33% 5.36%
Boston Private Bank & Trust Company 2, -0.21% 0.88%
First Republic Bank 3, -0.20% 0.40%
Star One Credit Union 4, -0.20% 1.02%
Wells Fargo Bank 5, -0.17% 12.21%
KBHS Home Loans 6, -0.14% 0.53%
Us Bank 7, -0.13% 1.55%
Pulte Mortgage 8, -0.13% 1.95%
JPMorgan Chase Bank 9, -0.13% 2.98%
Eagle Home Mortgage 10, -0.12% 0.80%
Ally Bank 11, -0.11% 0.34%
Inspire Home Loans Inc 12, -0.10% 1.31%
Citibank 13, -0.10% 1.14%
Bank Of The West 14, -0.09% 0.94%
LoanDepot 15, -0.08% 1.97%
Pnc Bank 16, -0.08% 0.43%
Stanford Federal Credit Union 17, -0.07% 0.35%
Santa Clara County Federal Credit Union 18, -0.07% 0.18%
Provident Funding Associates 19, -0.06% 1.22%
Guaranteed Rate Inc 20, -0.05% 0.88%
Googain Inc 21, -0.05% 1.28%
Prosperity Home Mortgage 22, -0.04% 0.24%
The Golden 1 Credit Union 23, -0.03% 0.35%
Bnc National Bank 24, -0.03% 0.22%
Guaranteed Rate Affinity 25, -0.02% 2.32%
Home Point Financial Corporation 26, -0.02% 0.56%
MUFG Union Bank 27, -0.02% 0.38%
First Choice Loan Services Inc 28, -0.01% 0.14%
Plaza Home Mortgage Inc 29, -0.01% 0.14%
Amerisave Mortgage Corporation 30, -0.01% 0.06%
Technology Credit Union 31, -0.00% 0.18%
Hsbc Bank Usa 32, -0.00% 0.08%
Provident Credit Union 33, -0.00% 0.03%
Planet Home Lending 34, 0.01% 0.43%
DHI Mortgage Company Limited 35, 0.01% 0.42%
Bbva Usa 36, 0.01% 0.03%
NBKC Bank 37, 0.01% 0.18%
Private Mortgage Advisors 38, 0.01% 0.18%
AimLoancom 39, 0.01% 0.05%
FirstBank 40, 0.02% 0.03%
Cherry Creek Mortgage Co Inc 41, 0.02% 0.03%
Lakeview Loan Servicing 42, 0.02% 0.02%
Midwest Equity Mortgage 43, 0.02% 0.30%
Morgan Stanley Private Bank 44, 0.02% 0.06%
Paramount Equity Mortgage 45, 0.02% 0.02%
T J Financial, Inc 46, 0.02% 0.11%
Usaa Federal Savings Bank 47, 0.02% 0.26%
Meriwest Mortgage Co 48, 0.02% 0.38%
Citizens Equity First Credit Union (CEFCU) 49, 0.03% 0.02%
HighTechLending Inc 50, 0.03% 0.06%
Caliber Home Loans Inc 51, 0.03% 2.35%
Nationstar Mortgage 52, 0.04% 0.03%
First Technology Credit Union 53, 0.04% 0.06%
Ark-La-Tex Financial Services 54, 0.04% 0.05%
Essex Mortgage 55, 0.04% 0.11%
Pennymac Loan Services 56, 0.05% 0.19%
Patelco Credit Union 57, 0.05% 0.13%
Navy Federal Credit Union 58, 0.05% 0.26%
Dignified Home Loans 59, 0.05% 0.13%
Carrington Mortgage Services 60, 0.05% 0.03%
OCMBC Inc 61, 0.05% 0.16%
Cardinal Financial Company LP 62, 0.05% 0.19%
Ony Glo, Inc 63, 0.05% 0.37%
Michigan Mutual Inc DBA MiMutual Mortgage 64, 0.05% 0.16%
HomeBridge Financial Services, Inc 65, 0.05% 0.14%
First Savings Bank 66, 0.05% 0.02%
JG Wentworth Home Lending 67, 0.05% 0.14%
Bay Equity 68, 0.07% 0.32%
Fairway Independent Mort Corp 69, 0.07% 0.22%
Quicken Loans 70, 0.07% 13.17%
Mechanics Bank 71, 0.07% 0.10%
Bay Valley Mortgage Group DBA Pacific Bay Lending Group 72, 0.07% 0.38%
Mason-McDuffie Mortgage Corporation 73, 0.08% 2.64%
KeyPoint Credit Union 74, 0.08% 0.08%
HomeServices Lending 75, 0.08% 0.88%
CashCall Mortgage 76, 0.08% 0.03%
Tiaa, Fsb 77, 0.09% 0.26%
The Loan Store 78, 0.09% 0.19%
General Mortgage Capital Corporation 79, 0.09% 0.83%
New American Funding 80, 0.09% 0.51%
Land Home Financial Services Inc 81, 0.09% 0.62%
Stearns Lending 82, 0.09% 3.28%
Newrez 83, 0.09% 0.18%
On Q Financial Inc 84, 0.09% 0.43%
CMG Mortgage Inc 85, 0.10% 0.54%
Commerce Home Mortgage 86, 0.10% 0.46%
Jmac 87, 0.10% 0.27%
Citadel Servicing Corporation 88, 0.10% 0.05%
Nations Direct Mortgage 89, 0.12% 0.16%
Freedom Mortgage Corporation 90, 0.12% 0.48%
Summit mortgage Bankers, Inc 91, 0.12% 0.14%
Paramount Residential Mortgage Group Inc 92, 0.12% 0.77%
Nexera Holding 93, 0.12% 0.13%
Movement Mortgage 94, 0.13% 0.35%
Flagstar Bank 95, 0.14% 4.62%
Mountain West Financial Inc 96, 0.14% 0.91%
Synergy One Lending 97, 0.14% 1.02%
Supreme Lending/ Everett Financial Inc 98, 0.14% 0.34%
Sierra Pacific Mortgage 99, 0.14% 1.78%
Guild Mortgage Company 100, 0.15% 2.22%
Premier Lending Inc 101, 0.15% 0.26%
Finance of America Mortgage 102, 0.15% 2.58%
Primelending 103, 0.19% 0.83%
RPM Mortgage 104, 0.20% 0.86%
Summit Funding Inc 105, 0.20% 1.97%
American Pacific Mortgage Corporation 106, 0.20% 3.55%
Academy Mortgage Corporation 107, 0.20% 1.17%
Eagle Home Mortgage of CA 108, 0.21% 0.85%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Republic Bank 1, -0.43% 0.50%
Star One Credit Union 2, -0.29% 1.15%
Santa Clara County Federal Credit Union 3, -0.29% 0.65%
KeyPoint Credit Union 4, -0.27% 0.54%
Googain Inc 5, -0.23% 2.14%
Provident Credit Union 6, -0.20% 0.37%
Interactive Mortgage 7, -0.20% 0.47%
LendeFi, Inc 8, -0.20% 0.25%
Ally Bank 9, -0.20% 0.27%
LoanDepot 10, -0.19% 3.33%
Ony Glo, Inc 11, -0.17% 0.63%
Stanford Federal Credit Union 12, -0.14% 0.31%
FirstBank 13, -0.14% 0.27%
Home Point Financial Corporation 14, -0.13% 0.85%
Guaranteed Rate Affinity 15, -0.13% 1.06%
Bank of America 16, -0.13% 5.07%
Technology Credit Union 17, -0.11% 0.53%
Guaranteed Rate Inc 18, -0.11% 0.82%
General Mortgage Capital Corporation 19, -0.11% 0.93%
Amerisave Mortgage Corporation 20, -0.10% 0.45%
Cherry Creek Mortgage Co Inc 21, -0.10% 0.17%
Provident Funding Associates 22, -0.10% 3.45%
NBKC Bank 23, -0.10% 0.31%
CashCall Mortgage 24, -0.10% 0.86%
T J Financial, Inc 25, -0.09% 0.16%
Citibank 26, -0.08% 0.55%
Morgan Stanley Private Bank 27, -0.08% 0.11%
Land Home Financial Services Inc 28, -0.08% 0.53%
AimLoancom 29, -0.07% 0.17%
Citizens Equity First Credit Union (CEFCU) 30, -0.05% 0.22%
Watermark Home Loans 31, -0.04% 0.19%
Pnc Bank 32, -0.04% 0.48%
JG Wentworth Home Lending 33, -0.04% 0.56%
Us Bank 34, -0.04% 1.35%
Bay Valley Mortgage Group DBA Pacific Bay Lending Group 35, -0.04% 0.38%
Planet Home Lending 36, -0.04% 0.38%
Hsbc Bank Usa 37, -0.03% 0.06%
First Choice Loan Services Inc 38, -0.03% 0.19%
Cardinal Financial Company LP 39, -0.03% 0.46%
Prosperity Home Mortgage 40, -0.02% 0.07%
Bbva Usa 41, -0.02% 0.02%
Boston Private Bank & Trust Company 42, -0.02% 0.08%
The Golden 1 Credit Union 43, -0.01% 0.32%
Mason-McDuffie Mortgage Corporation 44, -0.01% 1.23%
Bnc National Bank 45, -0.00% 0.06%
Charles Schwab Bank 46, 0.01% 0.01%
DHI Mortgage Company Limited 47, 0.01% 0.01%
Patelco Credit Union 48, 0.01% 0.18%
HomeServices Lending 49, 0.01% 0.14%
Inspire Home Loans Inc 50, 0.01% 0.01%
Eagle Home Mortgage of CA 51, 0.02% 0.01%
Navy Federal Credit Union 52, 0.02% 0.11%
Jmac 53, 0.02% 0.43%
Meriwest Mortgage Co 54, 0.02% 0.40%
On Q Financial Inc 55, 0.02% 0.06%
Eagle Home Mortgage 56, 0.02% 0.01%
Quicken Loans 57, 0.02% 25.21%
MUFG Union Bank 58, 0.03% 0.57%
Plaza Home Mortgage Inc 59, 0.03% 0.05%
Essex Mortgage 60, 0.03% 0.07%
Synergy One Lending 61, 0.03% 0.47%
Summit mortgage Bankers, Inc 62, 0.03% 0.15%
Cit Bank 63, 0.03% 0.07%
Caliber Home Loans Inc 64, 0.04% 2.26%
JPMorgan Chase Bank 65, 0.04% 4.12%
Paramount Equity Mortgage 66, 0.04% 0.30%
Fairway Independent Mort Corp 67, 0.04% 0.19%
Private Mortgage Advisors 68, 0.04% 0.08%
Midwest Equity Mortgage 69, 0.04% 0.32%
Network Capital Funding Corporation 70, 0.05% 0.18%
The Federal Savings Bank 71, 0.05% 0.04%
Movement Mortgage 72, 0.05% 0.22%
Newrez 73, 0.05% 0.44%
Usaa Federal Savings Bank 74, 0.05% 0.14%
First Technology Credit Union 75, 0.05% 0.16%
Nexera Holding 76, 0.05% 0.14%
Carrington Mortgage Services 77, 0.06% 0.13%
HighTechLending Inc 78, 0.06% 0.21%
Dignified Home Loans 79, 0.06% 0.11%
Flagstar Bank 80, 0.06% 2.84%
Bank Of The West 81, 0.07% 0.57%
CMG Mortgage Inc 82, 0.07% 0.35%
New American Funding 83, 0.08% 0.54%
Finance of America Mortgage 84, 0.08% 2.73%
Michigan Mutual Inc DBA MiMutual Mortgage 85, 0.08% 0.58%
Mechanics Bank 86, 0.08% 0.16%
Freedom Mortgage Corporation 87, 0.08% 0.49%
Paramount Residential Mortgage Group Inc 88, 0.09% 0.54%
Wells Fargo Bank 89, 0.09% 8.08%
Sierra Pacific Mortgage 90, 0.09% 1.30%
HomeBridge Financial Services, Inc 91, 0.09% 0.17%
Tiaa, Fsb 92, 0.09% 0.17%
Nations Direct Mortgage 93, 0.09% 0.10%
Bay Equity 94, 0.10% 0.17%
Premier Lending Inc 95, 0.10% 0.07%
Pennymac Loan Services 96, 0.10% 0.75%
Academy Mortgage Corporation 97, 0.11% 0.35%
RPM Mortgage 98, 0.11% 0.39%
Guild Mortgage Company 99, 0.12% 1.20%
Commerce Home Mortgage 100, 0.12% 0.37%
Ark-La-Tex Financial Services 101, 0.13% 0.19%
Mountain West Financial Inc 102, 0.13% 0.57%
OCMBC Inc 103, 0.14% 0.11%
Stearns Lending 104, 0.16% 1.91%
Lakeview Loan Servicing 105, 0.16% 0.12%
American Pacific Mortgage Corporation 106, 0.16% 1.51%
Primelending 107, 0.18% 0.44%
Nationstar Mortgage 108, 0.18% 1.31%
Summit Funding Inc 109, 0.18% 0.69%
Supreme Lending/ Everett Financial Inc 110, 0.19% 0.30%
The Loan Store 111, 0.21% 0.22%
Ditech Financial 112, 0.37% 0.38%
First Savings Bank 113, 0.37% 0.25%
Citadel Servicing Corporation 114, 0.43% 0.14%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.12% 9.64%
Caliber Home Loans Inc 2, -0.06% 6.84%
Finance of America Mortgage 3, -0.06% 8.17%
Stearns Lending 4, -0.04% 11.03%
Inspire Home Loans Inc 5, -0.02% 2.37%
Planet Home Lending 6, -0.02% 0.98%
Home Point Financial Corporation 7, -0.02% 1.54%
Newrez 8, -0.01% 1.12%
Eagle Home Mortgage 9, -0.01% 0.14%
Plaza Home Mortgage Inc 10, -0.01% 0.56%
Nexera Holding 11, 0.00% 0.21%
Essex Mortgage 12, 0.00% 0.63%
Provident Funding Associates 13, 0.00% 0.21%
Prosperity Home Mortgage 14, 0.00% 0.14%
Us Bank 15, 0.00% 0.14%
Tiaa, Fsb 16, 0.01% 0.14%
NBKC Bank 17, 0.01% 0.14%
Paramount Equity Mortgage 18, 0.01% 0.28%
Supreme Lending/ Everett Financial Inc 19, 0.01% 0.35%
Midwest Equity Mortgage 20, 0.01% 0.14%
JG Wentworth Home Lending 21, 0.01% 0.07%
Amerisave Mortgage Corporation 22, 0.01% 0.14%
The Federal Savings Bank 23, 0.01% 0.28%
Dignified Home Loans 24, 0.01% 0.14%
Nations Direct Mortgage 25, 0.02% 0.56%
Paramount Residential Mortgage Group Inc 26, 0.02% 1.19%
Flagstar Bank 27, 0.02% 1.54%
HighTechLending Inc 28, 0.02% 0.49%
Bay Valley Mortgage Group DBA Pacific Bay Lending Group 29, 0.02% 0.14%
Mason-McDuffie Mortgage Corporation 30, 0.02% 3.91%
Cherry Creek Mortgage Co Inc 31, 0.02% 0.14%
LendeFi, Inc 32, 0.02% 0.07%
Fairway Independent Mort Corp 33, 0.02% 0.07%
Synergy One Lending 34, 0.02% 0.42%
JPMorgan Chase Bank 35, 0.02% 0.14%
Lakeview Loan Servicing 36, 0.02% 0.63%
Private Mortgage Advisors 37, 0.02% 0.07%
Movement Mortgage 38, 0.02% 0.42%
Bank of America 39, 0.02% 0.07%
CashCall Mortgage 40, 0.03% 0.28%
Land Home Financial Services Inc 41, 0.03% 1.61%
First Savings Bank 42, 0.03% 0.14%
Interactive Mortgage 43, 0.03% 0.21%
OCMBC Inc 44, 0.03% 1.61%
Watermark Home Loans 45, 0.03% 0.07%
RPM Mortgage 46, 0.03% 0.42%
MUFG Union Bank 47, 0.03% 0.07%
Guaranteed Rate Inc 48, 0.03% 0.63%
Navy Federal Credit Union 49, 0.03% 0.07%
Academy Mortgage Corporation 50, 0.03% 0.63%
Carrington Mortgage Services 51, 0.03% 2.37%
Wells Fargo Bank 52, 0.03% 0.14%
New American Funding 53, 0.03% 0.84%
Michigan Mutual Inc DBA MiMutual Mortgage 54, 0.04% 0.35%
Bay Equity 55, 0.04% 0.42%
Pennymac Loan Services 56, 0.04% 0.70%
Guaranteed Rate Affinity 57, 0.04% 0.91%
CMG Mortgage Inc 58, 0.04% 1.19%
Bank Of The West 59, 0.04% 0.07%
LoanDepot 60, 0.04% 2.72%
Ark-La-Tex Financial Services 61, 0.04% 0.07%
Guild Mortgage Company 62, 0.04% 3.28%
On Q Financial Inc 63, 0.04% 0.35%
First Choice Loan Services Inc 64, 0.05% 0.07%
Commerce Home Mortgage 65, 0.05% 0.42%
Jmac 66, 0.05% 0.70%
Cardinal Financial Company LP 67, 0.05% 0.70%
HomeBridge Financial Services, Inc 68, 0.05% 0.98%
Eagle Home Mortgage of CA 69, 0.05% 0.07%
Ony Glo, Inc 70, 0.05% 1.96%
HomeServices Lending 71, 0.06% 0.42%
Freedom Mortgage Corporation 72, 0.06% 2.09%
Sierra Pacific Mortgage 73, 0.06% 4.96%
Primelending 74, 0.06% 1.05%
Ditech Financial 75, 0.06% 0.77%
Nationstar Mortgage 76, 0.07% 3.91%
Mountain West Financial Inc 77, 0.07% 1.47%
American Pacific Mortgage Corporation 78, 0.09% 3.28%
Summit Funding Inc 79, 0.09% 2.79%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.15% 8.06%
Caliber Home Loans Inc 2, -0.08% 6.57%
Finance of America Mortgage 3, -0.05% 10.60%
Stearns Lending 4, -0.05% 13.57%
Inspire Home Loans Inc 5, -0.02% 3.61%
Planet Home Lending 6, -0.02% 0.85%
Home Point Financial Corporation 7, -0.01% 0.95%
Plaza Home Mortgage Inc 8, -0.00% 0.42%
LoanDepot 9, -0.00% 2.23%
Eagle Home Mortgage 10, -0.00% 0.21%
Provident Funding Associates 11, -0.00% 0.21%
Essex Mortgage 12, 0.00% 0.74%
Tiaa, Fsb 13, 0.01% 0.11%
Newrez 14, 0.01% 0.85%
Prosperity Home Mortgage 15, 0.01% 0.21%
Us Bank 16, 0.01% 0.21%
HomeBridge Financial Services, Inc 17, 0.01% 0.21%
Bay Valley Mortgage Group DBA Pacific Bay Lending Group 18, 0.01% 0.11%
Supreme Lending/ Everett Financial Inc 19, 0.01% 0.42%
Flagstar Bank 20, 0.01% 1.59%
NBKC Bank 21, 0.01% 0.21%
Midwest Equity Mortgage 22, 0.02% 0.21%
JG Wentworth Home Lending 23, 0.02% 0.11%
JPMorgan Chase Bank 24, 0.02% 0.11%
Dignified Home Loans 25, 0.02% 0.21%
HighTechLending Inc 26, 0.02% 0.53%
First Savings Bank 27, 0.02% 0.11%
Synergy One Lending 28, 0.02% 0.53%
Cherry Creek Mortgage Co Inc 29, 0.02% 0.21%
Nexera Holding 30, 0.03% 0.11%
The Federal Savings Bank 31, 0.03% 0.21%
Private Mortgage Advisors 32, 0.03% 0.11%
Bank of America 33, 0.03% 0.11%
Nations Direct Mortgage 34, 0.03% 0.53%
Watermark Home Loans 35, 0.03% 0.11%
Paramount Residential Mortgage Group Inc 36, 0.03% 1.06%
Freedom Mortgage Corporation 37, 0.03% 1.27%
Lakeview Loan Servicing 38, 0.03% 0.11%
Mason-McDuffie Mortgage Corporation 39, 0.03% 4.88%
Navy Federal Credit Union 40, 0.03% 0.11%
RPM Mortgage 41, 0.04% 0.53%
Pennymac Loan Services 42, 0.04% 0.11%
Wells Fargo Bank 43, 0.04% 0.21%
Carrington Mortgage Services 44, 0.04% 0.32%
Movement Mortgage 45, 0.04% 0.42%
Academy Mortgage Corporation 46, 0.04% 0.85%
Guaranteed Rate Inc 47, 0.04% 0.53%
Land Home Financial Services Inc 48, 0.04% 1.59%
Bay Equity 49, 0.04% 0.64%
New American Funding 50, 0.04% 0.64%
Michigan Mutual Inc DBA MiMutual Mortgage 51, 0.04% 0.42%
Guaranteed Rate Affinity 52, 0.05% 1.06%
Bank Of The West 53, 0.05% 0.11%
Ark-La-Tex Financial Services 54, 0.05% 0.11%
On Q Financial Inc 55, 0.05% 0.53%
First Choice Loan Services Inc 56, 0.05% 0.11%
OCMBC Inc 57, 0.05% 1.48%
Eagle Home Mortgage of CA 58, 0.05% 0.11%
CMG Mortgage Inc 59, 0.06% 1.06%
Ony Glo, Inc 60, 0.06% 2.33%
Jmac 61, 0.06% 0.64%
HomeServices Lending 62, 0.06% 0.64%
Guild Mortgage Company 63, 0.07% 2.97%
Sierra Pacific Mortgage 64, 0.07% 6.68%
Cardinal Financial Company LP 65, 0.07% 0.21%
Primelending 66, 0.07% 1.38%
Commerce Home Mortgage 67, 0.07% 0.32%
Mountain West Financial Inc 68, 0.08% 2.01%
Nationstar Mortgage 69, 0.09% 1.80%
American Pacific Mortgage Corporation 70, 0.10% 4.24%
Summit Funding Inc 71, 0.10% 3.39%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.09% 12.68%
Finance of America Mortgage 2, -0.06% 3.48%
Caliber Home Loans Inc 3, -0.04% 7.36%
Mason-McDuffie Mortgage Corporation 4, -0.04% 2.04%
Newrez 5, -0.03% 1.64%
Home Point Financial Corporation 6, -0.03% 2.66%
Planet Home Lending 7, -0.02% 1.23%
Nexera Holding 8, -0.02% 0.41%
OCMBC Inc 9, -0.02% 1.84%
Plaza Home Mortgage Inc 10, -0.01% 0.82%
Stearns Lending 11, -0.01% 6.13%
The Federal Savings Bank 12, -0.01% 0.41%
Movement Mortgage 13, -0.01% 0.41%
Paramount Residential Mortgage Group Inc 14, -0.00% 1.43%
Nations Direct Mortgage 15, -0.00% 0.61%
Land Home Financial Services Inc 16, -0.00% 1.64%
Paramount Equity Mortgage 17, -0.00% 0.82%
Essex Mortgage 18, -0.00% 0.41%
Tiaa, Fsb 19, -0.00% 0.20%
RPM Mortgage 20, 0.00% 0.20%
Amerisave Mortgage Corporation 21, 0.00% 0.41%
Guild Mortgage Company 22, 0.01% 3.89%
LendeFi, Inc 23, 0.01% 0.20%
Fairway Independent Mort Corp 24, 0.01% 0.20%
Lakeview Loan Servicing 25, 0.01% 1.64%
HighTechLending Inc 26, 0.01% 0.41%
Academy Mortgage Corporation 27, 0.01% 0.20%
Provident Funding Associates 28, 0.01% 0.20%
Guaranteed Rate Inc 29, 0.01% 0.82%
Commerce Home Mortgage 30, 0.01% 0.61%
CMG Mortgage Inc 31, 0.01% 1.43%
CashCall Mortgage 32, 0.02% 0.82%
Interactive Mortgage 33, 0.02% 0.61%
Michigan Mutual Inc DBA MiMutual Mortgage 34, 0.02% 0.20%
Supreme Lending/ Everett Financial Inc 35, 0.02% 0.20%
MUFG Union Bank 36, 0.02% 0.20%
New American Funding 37, 0.02% 1.23%
Synergy One Lending 38, 0.02% 0.20%
American Pacific Mortgage Corporation 39, 0.02% 1.43%
JPMorgan Chase Bank 40, 0.02% 0.20%
Carrington Mortgage Services 41, 0.02% 6.34%
Bay Valley Mortgage Group DBA Pacific Bay Lending Group 42, 0.02% 0.20%
Jmac 43, 0.02% 0.82%
First Savings Bank 44, 0.02% 0.20%
Mountain West Financial Inc 45, 0.03% 0.41%
Guaranteed Rate Affinity 46, 0.03% 0.61%
Pennymac Loan Services 47, 0.03% 1.84%
Primelending 48, 0.03% 0.41%
Cardinal Financial Company LP 49, 0.03% 1.64%
Flagstar Bank 50, 0.04% 1.43%
Summit Funding Inc 51, 0.04% 1.64%
Ony Glo, Inc 52, 0.04% 1.23%
Nationstar Mortgage 53, 0.05% 7.98%
Sierra Pacific Mortgage 54, 0.05% 1.64%
HomeBridge Financial Services, Inc 55, 0.05% 2.45%
Ditech Financial 56, 0.05% 2.25%
Freedom Mortgage Corporation 57, 0.07% 3.68%
LoanDepot 58, 0.09% 3.68%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Citibank 1, -0.15% 6.28%
Bank of America 2, -0.11% 18.91%
Ally Bank 3, -0.09% 1.01%
Wells Fargo Bank 4, -0.07% 32.03%
First Republic Bank 5, -0.05% 0.92%
Star One Credit Union 6, -0.04% 1.43%
Morgan Stanley Private Bank 7, -0.02% 0.65%
Charles Schwab Bank 8, 0.00% 0.49%
Bbva Usa 9, 0.02% 0.38%
Googain Inc 10, 0.02% 0.61%
The Golden 1 Credit Union 11, 0.04% 0.78%
Pulte Mortgage 12, 0.04% 0.26%
Stanford Federal Credit Union 13, 0.04% 0.61%
Pnc Bank 14, 0.05% 1.98%
Watermark Home Loans 15, 0.06% 0.10%
Boston Private Bank & Trust Company 16, 0.06% 0.03%
KeyPoint Credit Union 17, 0.06% 0.27%
LendeFi, Inc 18, 0.06% 0.01%
Amerisave Mortgage Corporation 19, 0.06% 0.01%
Hsbc Bank Usa 20, 0.06% 0.29%
Provident Credit Union 21, 0.06% 0.12%
Summit mortgage Bankers, Inc 22, 0.06% 0.12%
Paramount Equity Mortgage 23, 0.06% 0.01%
Midwest Equity Mortgage 24, 0.07% 0.25%
Prosperity Home Mortgage 25, 0.07% 0.09%
Movement Mortgage 26, 0.07% 0.03%
AimLoancom 27, 0.07% 0.04%
Cherry Creek Mortgage Co Inc 28, 0.07% 0.03%
Freedom Mortgage Corporation 29, 0.07% 0.01%
Usaa Federal Savings Bank 30, 0.07% 0.01%
Technology Credit Union 31, 0.07% 0.16%
KBHS Home Loans 32, 0.07% 0.22%
Ony Glo, Inc 33, 0.08% 0.06%
JG Wentworth Home Lending 34, 0.08% 0.01%
Essex Mortgage 35, 0.08% 0.03%
Patelco Credit Union 36, 0.08% 0.26%
Citizens Equity First Credit Union (CEFCU) 37, 0.08% 0.06%
Meriwest Mortgage Co 38, 0.08% 0.42%
Bay Valley Mortgage Group DBA Pacific Bay Lending Group 39, 0.08% 0.01%
Mountain West Financial Inc 40, 0.08% 0.01%
HighTechLending Inc 41, 0.08% 0.04%
First Choice Loan Services Inc 42, 0.08% 0.03%
Dignified Home Loans 43, 0.08% 0.04%
Eagle Home Mortgage 44, 0.09% 0.14%
Santa Clara County Federal Credit Union 45, 0.09% 0.10%
Mechanics Bank 46, 0.09% 0.14%
Provident Funding Associates 47, 0.09% 0.04%
General Mortgage Capital Corporation 48, 0.09% 0.09%
Us Bank 49, 0.09% 3.15%
Cardinal Financial Company LP 50, 0.09% 0.06%
The Loan Store 51, 0.09% 0.03%
DHI Mortgage Company Limited 52, 0.09% 0.10%
Private Mortgage Advisors 53, 0.09% 0.07%
Michigan Mutual Inc DBA MiMutual Mortgage 54, 0.09% 0.03%
Home Point Financial Corporation 55, 0.09% 0.09%
T J Financial, Inc 56, 0.09% 0.09%
Nations Direct Mortgage 57, 0.09% 0.01%
Planet Home Lending 58, 0.09% 0.06%
MUFG Union Bank 59, 0.09% 0.20%
Ark-La-Tex Financial Services 60, 0.09% 0.04%
OCMBC Inc 61, 0.09% 0.03%
FirstBank 62, 0.10% 0.01%
HomeBridge Financial Services, Inc 63, 0.10% 0.14%
Carrington Mortgage Services 64, 0.10% 0.01%
Network Capital Funding Corporation 65, 0.10% 0.01%
New American Funding 66, 0.10% 0.20%
JPMorgan Chase Bank 67, 0.10% 7.72%
Land Home Financial Services Inc 68, 0.10% 0.04%
On Q Financial Inc 69, 0.11% 0.06%
Guaranteed Rate Inc 70, 0.11% 1.08%
Navy Federal Credit Union 71, 0.11% 0.38%
Fairway Independent Mort Corp 72, 0.11% 0.14%
Supreme Lending/ Everett Financial Inc 73, 0.11% 0.12%
Plaza Home Mortgage Inc 74, 0.11% 0.07%
First Technology Credit Union 75, 0.11% 0.19%
Sierra Pacific Mortgage 76, 0.12% 0.20%
Stearns Lending 77, 0.12% 0.29%
Paramount Residential Mortgage Group Inc 78, 0.12% 0.10%
Nexera Holding 79, 0.13% 0.10%
Mason-McDuffie Mortgage Corporation 80, 0.13% 0.22%
Bank Of The West 81, 0.13% 1.43%
Tiaa, Fsb 82, 0.13% 0.19%
CMG Mortgage Inc 83, 0.14% 0.16%
HomeServices Lending 84, 0.14% 0.38%
LoanDepot 85, 0.14% 0.59%
Guild Mortgage Company 86, 0.15% 0.26%
Primelending 87, 0.15% 0.39%
Cit Bank 88, 0.15% 0.56%
Academy Mortgage Corporation 89, 0.15% 0.13%
CashCall Mortgage 90, 0.15% 0.09%
Premier Lending Inc 91, 0.15% 0.10%
Guaranteed Rate Affinity 92, 0.15% 0.71%
Summit Funding Inc 93, 0.16% 0.26%
Bay Equity 94, 0.16% 0.29%
Eagle Home Mortgage of CA 95, 0.17% 0.13%
Synergy One Lending 96, 0.17% 0.40%
RPM Mortgage 97, 0.17% 0.33%
Commerce Home Mortgage 98, 0.19% 0.46%
Finance of America Mortgage 99, 0.22% 0.62%
Jmac 100, 0.24% 0.90%
American Pacific Mortgage Corporation 101, 0.27% 1.15%
Newrez 102, 0.27% 0.58%
Flagstar Bank 103, 0.28% 2.08%
Citadel Servicing Corporation 104, 0.29% 0.16%
Quicken Loans 105, 0.30% 2.18%
Caliber Home Loans Inc 106, 0.33% 0.78%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Citibank 1, -0.10% 6.11%
Bank of America 2, -0.10% 16.18%
Wells Fargo Bank 3, -0.09% 40.86%
First Republic Bank 4, -0.02% 1.05%
Star One Credit Union 5, 0.00% 0.85%
The Golden 1 Credit Union 6, 0.01% 0.88%
Ally Bank 7, 0.04% 0.54%
Bbva Usa 8, 0.04% 0.34%
Stanford Federal Credit Union 9, 0.05% 0.65%
Pulte Mortgage 10, 0.05% 0.51%
Hsbc Bank Usa 11, 0.07% 0.34%
KeyPoint Credit Union 12, 0.07% 0.14%
Us Bank 13, 0.07% 2.62%
Santa Clara County Federal Credit Union 14, 0.08% 0.03%
Prosperity Home Mortgage 15, 0.08% 0.11%
Patelco Credit Union 16, 0.08% 0.26%
Watermark Home Loans 17, 0.08% 0.06%
Cherry Creek Mortgage Co Inc 18, 0.08% 0.03%
Freedom Mortgage Corporation 19, 0.08% 0.03%
Technology Credit Union 20, 0.08% 0.06%
Movement Mortgage 21, 0.08% 0.03%
Plaza Home Mortgage Inc 22, 0.08% 0.06%
KBHS Home Loans 23, 0.09% 0.43%
Summit mortgage Bankers, Inc 24, 0.09% 0.03%
Provident Funding Associates 25, 0.09% 0.03%
Essex Mortgage 26, 0.09% 0.03%
Citizens Equity First Credit Union (CEFCU) 27, 0.09% 0.03%
T J Financial, Inc 28, 0.09% 0.03%
Ony Glo, Inc 29, 0.09% 0.06%
Charles Schwab Bank 30, 0.09% 0.14%
Tiaa, Fsb 31, 0.09% 0.03%
Googain Inc 32, 0.09% 0.26%
Midwest Equity Mortgage 33, 0.09% 0.06%
Pnc Bank 34, 0.10% 1.62%
Provident Credit Union 35, 0.10% 0.06%
Mountain West Financial Inc 36, 0.10% 0.03%
First Choice Loan Services Inc 37, 0.10% 0.06%
Eagle Home Mortgage 38, 0.10% 0.28%
HighTechLending Inc 39, 0.10% 0.03%
Dignified Home Loans 40, 0.10% 0.06%
Paramount Residential Mortgage Group Inc 41, 0.10% 0.09%
DHI Mortgage Company Limited 42, 0.10% 0.20%
First Technology Credit Union 43, 0.10% 0.03%
OCMBC Inc 44, 0.10% 0.03%
Private Mortgage Advisors 45, 0.10% 0.11%
Nations Direct Mortgage 46, 0.11% 0.03%
Michigan Mutual Inc DBA MiMutual Mortgage 47, 0.11% 0.03%
Ark-La-Tex Financial Services 48, 0.11% 0.09%
Land Home Financial Services Inc 49, 0.11% 0.03%
Nexera Holding 50, 0.11% 0.03%
FirstBank 51, 0.11% 0.03%
MUFG Union Bank 52, 0.11% 0.11%
The Loan Store 53, 0.11% 0.03%
Citadel Servicing Corporation 54, 0.11% 0.03%
Bank Of The West 55, 0.11% 1.54%
Home Point Financial Corporation 56, 0.11% 0.06%
Planet Home Lending 57, 0.11% 0.09%
On Q Financial Inc 58, 0.12% 0.11%
Mechanics Bank 59, 0.12% 0.09%
Meriwest Mortgage Co 60, 0.12% 0.37%
New American Funding 61, 0.13% 0.26%
Navy Federal Credit Union 62, 0.13% 0.57%
Stearns Lending 63, 0.13% 0.20%
Morgan Stanley Private Bank 64, 0.13% 0.40%
Sierra Pacific Mortgage 65, 0.13% 0.20%
General Mortgage Capital Corporation 66, 0.14% 0.06%
Supreme Lending/ Everett Financial Inc 67, 0.14% 0.09%
HomeBridge Financial Services, Inc 68, 0.14% 0.14%
CashCall Mortgage 69, 0.14% 0.06%
Fairway Independent Mort Corp 70, 0.14% 0.17%
Guaranteed Rate Inc 71, 0.14% 0.82%
Guild Mortgage Company 72, 0.15% 0.28%
Mason-McDuffie Mortgage Corporation 73, 0.16% 0.26%
CMG Mortgage Inc 74, 0.16% 0.20%
Premier Lending Inc 75, 0.17% 0.20%
Bay Equity 76, 0.17% 0.23%
Summit Funding Inc 77, 0.17% 0.26%
HomeServices Lending 78, 0.18% 0.51%
Cit Bank 79, 0.18% 0.37%
Eagle Home Mortgage of CA 80, 0.18% 0.26%
Academy Mortgage Corporation 81, 0.19% 0.20%
Primelending 82, 0.19% 0.31%
JPMorgan Chase Bank 83, 0.20% 6.37%
Synergy One Lending 84, 0.20% 0.31%
Guaranteed Rate Affinity 85, 0.21% 0.88%
LoanDepot 86, 0.21% 0.51%
RPM Mortgage 87, 0.21% 0.43%
Commerce Home Mortgage 88, 0.22% 0.43%
Finance of America Mortgage 89, 0.25% 0.77%
Quicken Loans 90, 0.26% 0.77%
Jmac 91, 0.26% 0.63%
Newrez 92, 0.28% 0.37%
American Pacific Mortgage Corporation 93, 0.30% 1.36%
Flagstar Bank 94, 0.35% 2.16%
Caliber Home Loans Inc 95, 0.44% 0.91%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Citibank 1, -0.20% 6.45%
Ally Bank 2, -0.15% 1.50%
Bank of America 3, -0.11% 21.73%
Morgan Stanley Private Bank 4, -0.10% 0.91%
First Republic Bank 5, -0.09% 0.79%
Star One Credit Union 6, -0.06% 2.02%
Charles Schwab Bank 7, -0.02% 0.85%
Googain Inc 8, -0.01% 0.97%
Wells Fargo Bank 9, -0.01% 22.93%
Bbva Usa 10, -0.01% 0.41%
Pnc Bank 11, 0.01% 2.35%
JPMorgan Chase Bank 12, 0.03% 9.12%
Stanford Federal Credit Union 13, 0.03% 0.56%
Watermark Home Loans 14, 0.04% 0.15%
Provident Credit Union 15, 0.04% 0.18%
Meriwest Mortgage Co 16, 0.04% 0.47%
Boston Private Bank & Trust Company 17, 0.04% 0.06%
KeyPoint Credit Union 18, 0.05% 0.41%
Summit mortgage Bankers, Inc 19, 0.05% 0.21%
LendeFi, Inc 20, 0.05% 0.03%
Amerisave Mortgage Corporation 21, 0.05% 0.03%
Paramount Equity Mortgage 22, 0.05% 0.03%
Movement Mortgage 23, 0.05% 0.03%
Midwest Equity Mortgage 24, 0.05% 0.44%
Navy Federal Credit Union 25, 0.05% 0.18%
Hsbc Bank Usa 26, 0.05% 0.23%
AimLoancom 27, 0.05% 0.09%
General Mortgage Capital Corporation 28, 0.06% 0.12%
Prosperity Home Mortgage 29, 0.06% 0.06%
HomeBridge Financial Services, Inc 30, 0.06% 0.15%
Planet Home Lending 31, 0.06% 0.03%
Cherry Creek Mortgage Co Inc 32, 0.06% 0.03%
Usaa Federal Savings Bank 33, 0.06% 0.03%
Ony Glo, Inc 34, 0.06% 0.06%
Academy Mortgage Corporation 35, 0.06% 0.06%
Technology Credit Union 36, 0.06% 0.26%
New American Funding 37, 0.06% 0.15%
Fairway Independent Mort Corp 38, 0.06% 0.12%
Mechanics Bank 39, 0.06% 0.21%
JG Wentworth Home Lending 40, 0.06% 0.03%
Essex Mortgage 41, 0.07% 0.03%
The Loan Store 42, 0.07% 0.03%
Citizens Equity First Credit Union (CEFCU) 43, 0.07% 0.09%
HomeServices Lending 44, 0.07% 0.23%
Guaranteed Rate Affinity 45, 0.07% 0.53%
Bay Valley Mortgage Group DBA Pacific Bay Lending Group 46, 0.07% 0.03%
HighTechLending Inc 47, 0.07% 0.06%
Dignified Home Loans 48, 0.07% 0.03%
Private Mortgage Advisors 49, 0.07% 0.03%
Home Point Financial Corporation 50, 0.07% 0.12%
Cardinal Financial Company LP 51, 0.07% 0.12%
Michigan Mutual Inc DBA MiMutual Mortgage 52, 0.08% 0.03%
Guaranteed Rate Inc 53, 0.08% 1.35%
Santa Clara County Federal Credit Union 54, 0.08% 0.18%
Provident Funding Associates 55, 0.08% 0.06%
The Golden 1 Credit Union 56, 0.08% 0.67%
Patelco Credit Union 57, 0.08% 0.26%
MUFG Union Bank 58, 0.08% 0.29%
T J Financial, Inc 59, 0.08% 0.15%
Mason-McDuffie Mortgage Corporation 60, 0.08% 0.18%
Supreme Lending/ Everett Financial Inc 61, 0.08% 0.15%
Carrington Mortgage Services 62, 0.09% 0.03%
Network Capital Funding Corporation 63, 0.09% 0.03%
OCMBC Inc 64, 0.09% 0.03%
LoanDepot 65, 0.09% 0.67%
Us Bank 66, 0.09% 3.70%
CMG Mortgage Inc 67, 0.09% 0.12%
Land Home Financial Services Inc 68, 0.10% 0.06%
Sierra Pacific Mortgage 69, 0.10% 0.21%
First Technology Credit Union 70, 0.10% 0.35%
Primelending 71, 0.11% 0.47%
Stearns Lending 72, 0.11% 0.38%
RPM Mortgage 73, 0.11% 0.23%
Plaza Home Mortgage Inc 74, 0.12% 0.09%
Nexera Holding 75, 0.12% 0.18%
Tiaa, Fsb 76, 0.12% 0.35%
Cit Bank 77, 0.13% 0.76%
Paramount Residential Mortgage Group Inc 78, 0.14% 0.12%
Guild Mortgage Company 79, 0.14% 0.23%
Synergy One Lending 80, 0.14% 0.50%
Summit Funding Inc 81, 0.15% 0.26%
Bay Equity 82, 0.15% 0.35%
CashCall Mortgage 83, 0.15% 0.12%
Commerce Home Mortgage 84, 0.16% 0.50%
Bank Of The West 85, 0.16% 1.32%
Caliber Home Loans Inc 86, 0.18% 0.65%
Finance of America Mortgage 87, 0.18% 0.47%
Flagstar Bank 88, 0.20% 1.99%
Jmac 89, 0.22% 1.17%
American Pacific Mortgage Corporation 90, 0.23% 0.94%
Newrez 91, 0.25% 0.79%
Citadel Servicing Corporation 92, 0.30% 0.29%
Quicken Loans 93, 0.30% 3.64%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Pennymac Loan Services 1, -0.11% 5.94%
Navy Federal Credit Union 2, -0.09% 3.65%
LoanDepot 3, -0.09% 5.83%
Inspire Home Loans Inc 4, -0.04% 3.54%
Stearns Lending 5, -0.02% 4.27%
Plaza Home Mortgage Inc 6, -0.02% 0.94%
Lakeview Loan Servicing 7, -0.02% 0.62%
Caliber Home Loans Inc 8, -0.02% 6.88%
Guaranteed Rate Inc 9, -0.01% 0.83%
Flagstar Bank 10, -0.01% 4.48%
Network Capital Funding Corporation 11, -0.01% 0.42%
Home Point Financial Corporation 12, -0.01% 3.54%
Quicken Loans 13, -0.00% 9.38%
Bnc National Bank 14, -0.00% 0.73%
FirstBank 15, 0.00% 0.10%
RPM Mortgage 16, 0.00% 0.31%
Watermark Home Loans 17, 0.00% 0.10%
Amerisave Mortgage Corporation 18, 0.00% 0.31%
Us Bank 19, 0.00% 0.21%
Wells Fargo Bank 20, 0.00% 0.83%
Eagle Home Mortgage 21, 0.01% 0.10%
Midwest Equity Mortgage 22, 0.01% 0.21%
Ark-La-Tex Financial Services 23, 0.01% 0.10%
Ony Glo, Inc 24, 0.01% 0.42%
Cherry Creek Mortgage Co Inc 25, 0.01% 0.10%
DHI Mortgage Company Limited 26, 0.01% 0.10%
Michigan Mutual Inc DBA MiMutual Mortgage 27, 0.01% 0.94%
HomeBridge Financial Services, Inc 28, 0.01% 1.98%
First Choice Loan Services Inc 29, 0.01% 0.42%
Fairway Independent Mort Corp 30, 0.01% 0.52%
HighTechLending Inc 31, 0.01% 0.10%
Bank Of The West 32, 0.01% 0.10%
Private Mortgage Advisors 33, 0.01% 0.10%
Cardinal Financial Company LP 34, 0.01% 0.10%
Synergy One Lending 35, 0.02% 0.62%
Bay Equity 36, 0.02% 1.15%
OCMBC Inc 37, 0.02% 0.10%
First Savings Bank 38, 0.02% 0.10%
Paramount Residential Mortgage Group Inc 39, 0.02% 0.94%
MUFG Union Bank 40, 0.02% 0.21%
Dignified Home Loans 41, 0.02% 0.10%
Bay Valley Mortgage Group DBA Pacific Bay Lending Group 42, 0.02% 0.21%
Land Home Financial Services Inc 43, 0.02% 0.21%
Jmac 44, 0.02% 0.31%
American Pacific Mortgage Corporation 45, 0.02% 4.38%
Commerce Home Mortgage 46, 0.02% 0.42%
Supreme Lending/ Everett Financial Inc 47, 0.02% 0.31%
Movement Mortgage 48, 0.02% 0.10%
HomeServices Lending 49, 0.02% 0.52%
NBKC Bank 50, 0.02% 0.42%
Essex Mortgage 51, 0.02% 0.21%
Paramount Equity Mortgage 52, 0.02% 0.52%
JPMorgan Chase Bank 53, 0.03% 0.42%
Planet Home Lending 54, 0.03% 0.42%
Primelending 55, 0.03% 0.42%
Nations Direct Mortgage 56, 0.03% 0.21%
Ditech Financial 57, 0.03% 0.62%
Guaranteed Rate Affinity 58, 0.03% 0.94%
New American Funding 59, 0.03% 0.62%
JG Wentworth Home Lending 60, 0.03% 0.42%
Guild Mortgage Company 61, 0.03% 1.88%
Finance of America Mortgage 62, 0.03% 2.29%
Newrez 63, 0.03% 0.52%
Mountain West Financial Inc 64, 0.03% 0.42%
Academy Mortgage Corporation 65, 0.03% 0.21%
Mason-McDuffie Mortgage Corporation 66, 0.04% 2.40%
Summit Funding Inc 67, 0.04% 1.88%
Usaa Federal Savings Bank 68, 0.04% 5.00%
Nationstar Mortgage 69, 0.05% 1.56%
On Q Financial Inc 70, 0.05% 0.52%
Sierra Pacific Mortgage 71, 0.05% 0.94%
CMG Mortgage Inc 72, 0.06% 2.29%
Freedom Mortgage Corporation 73, 0.06% 2.19%
Carrington Mortgage Services 74, 0.11% 1.77%
The Federal Savings Bank 75, 0.13% 3.02%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.11% 7.82%
Inspire Home Loans Inc 2, -0.04% 9.50%
Quicken Loans 3, -0.04% 6.98%
LoanDepot 4, -0.03% 2.51%
Stearns Lending 5, -0.03% 5.59%
Guaranteed Rate Inc 6, -0.01% 1.12%
Synergy One Lending 7, -0.01% 0.84%
Wells Fargo Bank 8, -0.00% 1.96%
Bnc National Bank 9, -0.00% 1.12%
Nationstar Mortgage 10, -0.00% 0.84%
Plaza Home Mortgage Inc 11, -0.00% 0.28%
Us Bank 12, 0.00% 0.56%
American Pacific Mortgage Corporation 13, 0.00% 4.75%
Michigan Mutual Inc DBA MiMutual Mortgage 14, 0.00% 0.56%
Home Point Financial Corporation 15, 0.00% 1.12%
Eagle Home Mortgage 16, 0.00% 0.28%
Midwest Equity Mortgage 17, 0.00% 0.56%
First Choice Loan Services Inc 18, 0.00% 0.28%
Pennymac Loan Services 19, 0.00% 1.12%
Cherry Creek Mortgage Co Inc 20, 0.00% 0.28%
DHI Mortgage Company Limited 21, 0.00% 0.28%
Bay Equity 22, 0.01% 0.84%
Ony Glo, Inc 23, 0.01% 0.28%
MUFG Union Bank 24, 0.01% 0.28%
HomeBridge Financial Services, Inc 25, 0.01% 0.28%
Private Mortgage Advisors 26, 0.01% 0.28%
Cardinal Financial Company LP 27, 0.01% 0.28%
OCMBC Inc 28, 0.01% 0.28%
JG Wentworth Home Lending 29, 0.02% 0.28%
Flagstar Bank 30, 0.02% 3.63%
Dignified Home Loans 31, 0.02% 0.28%
Commerce Home Mortgage 32, 0.02% 0.84%
Newrez 33, 0.02% 0.56%
Caliber Home Loans Inc 34, 0.02% 6.98%
HomeServices Lending 35, 0.02% 1.40%
JPMorgan Chase Bank 36, 0.02% 0.56%
Land Home Financial Services Inc 37, 0.02% 0.28%
Supreme Lending/ Everett Financial Inc 38, 0.02% 0.28%
Planet Home Lending 39, 0.02% 1.12%
Finance of America Mortgage 40, 0.03% 3.63%
Paramount Residential Mortgage Group Inc 41, 0.03% 1.40%
NBKC Bank 42, 0.03% 0.84%
Mason-McDuffie Mortgage Corporation 43, 0.03% 3.35%
Jmac 44, 0.03% 0.56%
Guild Mortgage Company 45, 0.03% 1.12%
Mountain West Financial Inc 46, 0.03% 1.12%
Primelending 47, 0.03% 0.84%
Academy Mortgage Corporation 48, 0.03% 0.56%
New American Funding 49, 0.03% 0.84%
Fairway Independent Mort Corp 50, 0.04% 0.28%
Freedom Mortgage Corporation 51, 0.04% 1.96%
Ditech Financial 52, 0.04% 0.28%
Guaranteed Rate Affinity 53, 0.04% 1.68%
CMG Mortgage Inc 54, 0.05% 1.68%
On Q Financial Inc 55, 0.05% 1.40%
Usaa Federal Savings Bank 56, 0.06% 7.26%
Sierra Pacific Mortgage 57, 0.06% 1.96%
Summit Funding Inc 58, 0.08% 2.23%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Pennymac Loan Services 1, -0.11% 8.80%
LoanDepot 2, -0.10% 7.81%
Caliber Home Loans Inc 3, -0.04% 6.81%
Plaza Home Mortgage Inc 4, -0.02% 1.33%
Flagstar Bank 5, -0.02% 4.98%
Stearns Lending 6, -0.02% 3.49%
Lakeview Loan Servicing 7, -0.01% 1.00%
Guaranteed Rate Inc 8, -0.01% 0.66%
Home Point Financial Corporation 9, -0.01% 4.98%
Navy Federal Credit Union 10, -0.01% 1.16%
Network Capital Funding Corporation 11, -0.01% 0.66%
Bnc National Bank 12, -0.00% 0.50%
FirstBank 13, 0.00% 0.17%
RPM Mortgage 14, 0.00% 0.50%
Watermark Home Loans 15, 0.00% 0.17%
Amerisave Mortgage Corporation 16, 0.00% 0.50%
Paramount Residential Mortgage Group Inc 17, 0.00% 0.66%
Fairway Independent Mort Corp 18, 0.01% 0.66%
Jmac 19, 0.01% 0.17%
Ony Glo, Inc 20, 0.01% 0.50%
NBKC Bank 21, 0.01% 0.17%
Ark-La-Tex Financial Services 22, 0.01% 0.17%
HomeBridge Financial Services, Inc 23, 0.01% 2.99%
Guaranteed Rate Affinity 24, 0.01% 0.50%
Quicken Loans 25, 0.01% 10.80%
Michigan Mutual Inc DBA MiMutual Mortgage 26, 0.01% 1.16%
Summit Funding Inc 27, 0.01% 1.66%
First Choice Loan Services Inc 28, 0.01% 0.50%
Primelending 29, 0.01% 0.17%
HighTechLending Inc 30, 0.01% 0.17%
Bank Of The West 31, 0.02% 0.17%
Land Home Financial Services Inc 32, 0.02% 0.17%
First Savings Bank 33, 0.02% 0.17%
Bay Equity 34, 0.02% 1.33%
Sierra Pacific Mortgage 35, 0.02% 0.33%
Bay Valley Mortgage Group DBA Pacific Bay Lending Group 36, 0.02% 0.33%
Supreme Lending/ Everett Financial Inc 37, 0.02% 0.33%
New American Funding 38, 0.02% 0.50%
Usaa Federal Savings Bank 39, 0.02% 3.65%
MUFG Union Bank 40, 0.02% 0.17%
Movement Mortgage 41, 0.02% 0.17%
Essex Mortgage 42, 0.03% 0.33%
Paramount Equity Mortgage 43, 0.03% 0.83%
Commerce Home Mortgage 44, 0.03% 0.17%
Ditech Financial 45, 0.03% 0.83%
Wells Fargo Bank 46, 0.03% 0.17%
Nations Direct Mortgage 47, 0.03% 0.33%
JPMorgan Chase Bank 48, 0.03% 0.33%
Guild Mortgage Company 49, 0.03% 2.33%
Synergy One Lending 50, 0.03% 0.50%
JG Wentworth Home Lending 51, 0.04% 0.50%
Finance of America Mortgage 52, 0.04% 1.50%
American Pacific Mortgage Corporation 53, 0.04% 4.15%
Newrez 54, 0.04% 0.50%
Mason-McDuffie Mortgage Corporation 55, 0.04% 1.83%
Nationstar Mortgage 56, 0.06% 1.99%
CMG Mortgage Inc 57, 0.06% 2.66%
Freedom Mortgage Corporation 58, 0.07% 2.33%
Carrington Mortgage Services 59, 0.11% 2.82%
The Federal Savings Bank 60, 0.13% 4.82%

* Data is compiled for the San Jose, CA commuting zone area, which comprises of counties of Monterey County, CA, San Benito County, CA, Santa Clara County, CA, and Santa Cruz County, CA. This includes cities/towns/communities of San Jose, CA as well as Sunnyvale, CA, Milpitas, CA, Santa Clara, CA, Salinas, CA, Hollister, CA, Mountain View, CA, Gilroy, CA, Palo Alto, CA, Morgan Hill, CA, Campbell, CA, Cupertino, CA, Saratoga, CA, Los Gatos, CA, Santa Cruz, CA, Los Altos, CA, Seaside, CA, Scotts Valley, CA, Cambrian Park, CA, Watsonville, CA, Alum Rock, CA, Marina, CA, Monterey, CA, Rio del Mar, CA, Soledad, CA, Soquel, CA, Boulder Creek, CA, San Martin, CA, Del Monte Forest, CA, Loyola, CA, Monte Sereno, CA, Pacific Grove, CA, Capitola, CA, Carmel-by-the-Sea, CA, Day Valley, CA, Prunedale, CA, King City, CA, Elkhorn, CA, Live Oak, CA, Greenfield, CA, Brookdale, CA, Paradise Park, CA, Carmel Valley Village, CA, Zayante, CA, Ridgemark, CA, Tres Pinos, CA, Fruitdale, CA, Boronda, CA, Lexington Hills, CA, Pleasure Point, CA, and Gonzales, CA. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

This page ranks the top mortgage lenders in the San Jose, CA area. For mortgage lender rankings of other cities, click here.