Top Mortgage Lenders in Columbus, GA

Which mortgage lender in the Columbus, GA area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Columbus, GA area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Columbus, GA area is Synovus Mortgage Corp, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.16%. This means that Synovus Mortgage Corp provided a -0.16% lower interest rate for its customers than other lenders in Columbus, GA for a similar set of borrowers. Synovus Mortgage Corp has a market share of 6.4%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 8.7%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.08% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Columbus, GA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Columbus, GA is Trustmark National Bank. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Synovus Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Synovus Mortgage Corp. The cheapest VA mortgage provider is Navy Federal Credit Union. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Columbus, GA

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Synovus Mortgage Corp 1, -0.16% 6.45%
Trustmark National Bank 2, -0.15% 1.45%
Truist Bank 3, -0.14% 1.69%
Stifel Bank & Trust 4, -0.12% 1.00%
Navy Federal Credit Union 5, -0.11% 3.43%
Synovus Bank 6, -0.09% 1.45%
Home Point Financial Corporation 7, -0.08% 1.13%
Suntrust Banks, Inc 8, -0.07% 1.96%
Bank of America 9, -0.07% 0.68%
Centerstate Bank 10, -0.07% 2.12%
Keller Mortgage 11, -0.06% 0.76%
LoanDepot 12, -0.06% 2.64%
Village Capital & Investment 13, -0.06% 0.57%
Max Credit Union 14, -0.04% 0.54%
Us Bank 15, -0.03% 0.74%
Flagstar Bank 16, -0.03% 0.83%
BancorpSouth Bank 17, -0.03% 0.77%
Pennymac Loan Services 18, -0.03% 1.33%
Ameris Bank 19, -0.02% 0.87%
First Federal Bank 20, -0.02% 0.63%
JPMorgan Chase Bank 21, -0.02% 0.79%
Usaa Federal Savings Bank 22, -0.02% 4.14%
Wells Fargo Bank 23, -0.02% 3.71%
Renasant Bank 24, -0.01% 6.94%
Newrez 25, -0.01% 0.68%
Fairway Independent Mort Corp 26, -0.01% 0.80%
HomeBridge Financial Services, Inc 27, -0.01% 0.56%
Vanderbilt Mortgage And Finance, Inc 28, -0.01% 1.61%
First Community Mortgage Inc 29, -0.01% 0.49%
Ditech Financial 30, -0.01% 0.68%
Pnc Bank 31, 0.00% 0.70%
Caliber Home Loans Inc 32, 0.00% 0.54%
First Savings Bank 33, 0.00% 0.87%
Guild Mortgage Company 34, 0.00% 3.18%
Mortgage Investors Group 35, 0.01% 0.60%
Bbva Usa 36, 0.02% 0.68%
CMG Mortgage Inc 37, 0.02% 5.52%
FirstBank 38, 0.03% 1.64%
Southern Trust Mortgage 39, 0.03% 0.77%
Primary Residential Mortgage Inc 40, 0.04% 2.30%
Freedom Mortgage Corporation 41, 0.04% 0.96%
New American Funding 42, 0.04% 2.15%
The Federal Savings Bank 43, 0.05% 0.60%
Regions Bank 44, 0.05% 1.27%
InterLinc Mortgage Services 45, 0.06% 3.01%
Guaranty Mortgage Services 46, 0.07% 0.93%
Quicken Loans 47, 0.08% 8.70%
HomeStar Financial Corporation 48, 0.09% 2.30%
Ark-La-Tex Financial Services 49, 0.09% 4.73%
First Choice Loan Services Inc 50, 0.11% 3.20%
Nationstar Mortgage 51, 0.11% 1.14%
Carrington Mortgage Services 52, 0.15% 1.99%
NewDay USA 53, 0.46% 0.73%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Synovus Mortgage Corp 1, -0.17% 7.63%
Trustmark National Bank 2, -0.16% 1.83%
Stifel Bank & Trust 3, -0.14% 0.95%
Truist Bank 4, -0.12% 1.04%
Navy Federal Credit Union 5, -0.11% 4.28%
Synovus Bank 6, -0.09% 1.83%
JPMorgan Chase Bank 7, -0.09% 0.50%
Home Point Financial Corporation 8, -0.09% 1.11%
First Federal Bank 9, -0.08% 0.59%
Bank of America 10, -0.08% 0.72%
Suntrust Banks, Inc 11, -0.08% 1.72%
Keller Mortgage 12, -0.06% 1.09%
Wells Fargo Bank 13, -0.05% 3.73%
Centerstate Bank 14, -0.05% 1.88%
BancorpSouth Bank 15, -0.03% 0.97%
Flagstar Bank 16, -0.03% 0.91%
LoanDepot 17, -0.02% 1.67%
Ditech Financial 18, -0.02% 0.27%
Us Bank 19, -0.02% 0.50%
Max Credit Union 20, -0.02% 0.57%
Pennymac Loan Services 21, -0.02% 0.68%
Ameris Bank 22, -0.01% 0.88%
Usaa Federal Savings Bank 23, -0.01% 5.09%
First Community Mortgage Inc 24, -0.01% 0.45%
Vanderbilt Mortgage And Finance, Inc 25, -0.00% 2.10%
Freedom Mortgage Corporation 26, -0.00% 0.63%
Fairway Independent Mort Corp 27, -0.00% 1.04%
Pnc Bank 28, 0.00% 0.16%
First Savings Bank 29, 0.01% 0.93%
Renasant Bank 30, 0.01% 6.97%
Newrez 31, 0.01% 0.16%
Guild Mortgage Company 32, 0.01% 4.10%
HomeBridge Financial Services, Inc 33, 0.01% 0.54%
Bbva Usa 34, 0.02% 0.66%
The Federal Savings Bank 35, 0.02% 0.05%
NewDay USA 36, 0.03% 0.02%
Regions Bank 37, 0.03% 1.36%
Caliber Home Loans Inc 38, 0.04% 0.36%
Southern Trust Mortgage 39, 0.04% 1.06%
FirstBank 40, 0.04% 2.08%
CMG Mortgage Inc 41, 0.04% 6.49%
Primary Residential Mortgage Inc 42, 0.05% 3.01%
New American Funding 43, 0.05% 2.81%
Mortgage Investors Group 44, 0.06% 0.54%
Quicken Loans 45, 0.06% 3.69%
InterLinc Mortgage Services 46, 0.08% 3.71%
Guaranty Mortgage Services 47, 0.08% 1.34%
HomeStar Financial Corporation 48, 0.11% 3.05%
Ark-La-Tex Financial Services 49, 0.11% 6.25%
Nationstar Mortgage 50, 0.12% 0.61%
First Choice Loan Services Inc 51, 0.12% 4.30%
Carrington Mortgage Services 52, 0.31% 1.09%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Truist Bank 1, -0.16% 3.07%
Centerstate Bank 2, -0.11% 2.64%
Max Credit Union 3, -0.10% 0.49%
Synovus Mortgage Corp 4, -0.10% 3.90%
LoanDepot 5, -0.09% 4.73%
Navy Federal Credit Union 6, -0.08% 1.61%
Stifel Bank & Trust 7, -0.08% 1.12%
Suntrust Banks, Inc 8, -0.07% 2.49%
Home Point Financial Corporation 9, -0.07% 1.17%
Village Capital & Investment 10, -0.07% 1.81%
Mortgage Investors Group 11, -0.06% 0.73%
Usaa Federal Savings Bank 12, -0.06% 2.10%
Renasant Bank 13, -0.06% 6.88%
Us Bank 14, -0.05% 1.27%
Synovus Bank 15, -0.05% 0.63%
Ameris Bank 16, -0.05% 0.83%
HomeBridge Financial Services, Inc 17, -0.05% 0.59%
HomeStar Financial Corporation 18, -0.05% 0.68%
CMG Mortgage Inc 19, -0.04% 3.42%
Pennymac Loan Services 20, -0.04% 2.73%
Flagstar Bank 21, -0.04% 0.68%
Bank of America 22, -0.04% 0.59%
Trustmark National Bank 23, -0.03% 0.63%
Caliber Home Loans Inc 24, -0.03% 0.93%
Guild Mortgage Company 25, -0.03% 1.22%
Newrez 26, -0.03% 1.81%
Fairway Independent Mort Corp 27, -0.02% 0.29%
FirstBank 28, -0.01% 0.68%
InterLinc Mortgage Services 29, -0.01% 1.51%
Ditech Financial 30, -0.01% 1.56%
Pnc Bank 31, -0.01% 1.85%
Ark-La-Tex Financial Services 32, -0.01% 1.46%
Vanderbilt Mortgage And Finance, Inc 33, -0.01% 0.54%
Southern Trust Mortgage 34, -0.01% 0.15%
First Community Mortgage Inc 35, -0.01% 0.59%
First Savings Bank 36, -0.00% 0.73%
Guaranty Mortgage Services 37, -0.00% 0.05%
New American Funding 38, 0.01% 0.73%
Keller Mortgage 39, 0.01% 0.05%
BancorpSouth Bank 40, 0.01% 0.34%
Primary Residential Mortgage Inc 41, 0.02% 0.78%
Bbva Usa 42, 0.02% 0.73%
JPMorgan Chase Bank 43, 0.02% 1.42%
First Choice Loan Services Inc 44, 0.03% 0.83%
The Federal Savings Bank 45, 0.04% 1.81%
Carrington Mortgage Services 46, 0.05% 3.95%
Wells Fargo Bank 47, 0.06% 3.66%
Freedom Mortgage Corporation 48, 0.07% 1.66%
Quicken Loans 49, 0.07% 19.52%
Regions Bank 50, 0.08% 1.07%
First Federal Bank 51, 0.08% 0.73%
Nationstar Mortgage 52, 0.10% 2.29%
NewDay USA 53, 0.46% 2.24%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Trustmark National Bank 1, -0.15% 2.51%
Synovus Mortgage Corp 2, -0.14% 6.83%
Truist Bank 3, -0.13% 3.16%
Stifel Bank & Trust 4, -0.12% 1.78%
Synovus Bank 5, -0.10% 2.36%
Suntrust Banks, Inc 6, -0.07% 3.43%
Bank of America 7, -0.07% 1.10%
Centerstate Bank 8, -0.06% 3.65%
Max Credit Union 9, -0.03% 1.07%
Us Bank 10, -0.03% 1.32%
LoanDepot 11, -0.03% 1.56%
Keller Mortgage 12, -0.03% 0.67%
JPMorgan Chase Bank 13, -0.01% 1.50%
Ameris Bank 14, -0.01% 0.98%
Wells Fargo Bank 15, -0.01% 6.34%
Home Point Financial Corporation 16, -0.01% 0.77%
CMG Mortgage Inc 17, -0.01% 6.65%
Fairway Independent Mort Corp 18, -0.00% 0.86%
First Federal Bank 19, -0.00% 0.25%
Southern Trust Mortgage 20, -0.00% 0.40%
Renasant Bank 21, 0.00% 9.38%
First Community Mortgage Inc 22, 0.00% 0.95%
Newrez 23, 0.00% 0.70%
BancorpSouth Bank 24, 0.01% 1.07%
Carrington Mortgage Services 25, 0.01% 0.15%
Flagstar Bank 26, 0.01% 0.49%
Pnc Bank 27, 0.01% 1.35%
First Savings Bank 28, 0.01% 1.56%
Vanderbilt Mortgage And Finance, Inc 29, 0.01% 0.25%
Pennymac Loan Services 30, 0.02% 0.83%
Mortgage Investors Group 31, 0.02% 1.01%
Guild Mortgage Company 32, 0.02% 2.57%
Freedom Mortgage Corporation 33, 0.03% 0.18%
Caliber Home Loans Inc 34, 0.03% 0.64%
Bbva Usa 35, 0.03% 1.16%
Usaa Federal Savings Bank 36, 0.04% 1.44%
First Choice Loan Services Inc 37, 0.04% 2.24%
Ditech Financial 38, 0.04% 0.58%
FirstBank 39, 0.04% 1.38%
HomeStar Financial Corporation 40, 0.05% 1.56%
New American Funding 41, 0.06% 1.44%
HomeBridge Financial Services, Inc 42, 0.07% 0.09%
Regions Bank 43, 0.07% 2.02%
InterLinc Mortgage Services 44, 0.07% 3.16%
Guaranty Mortgage Services 45, 0.10% 0.95%
Quicken Loans 46, 0.10% 9.81%
Primary Residential Mortgage Inc 47, 0.10% 0.95%
Ark-La-Tex Financial Services 48, 0.12% 1.99%
Nationstar Mortgage 49, 0.14% 0.74%
Navy Federal Credit Union 50, 0.29% 2.15%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Trustmark National Bank 1, -0.17% 3.46%
Synovus Mortgage Corp 2, -0.16% 7.51%
Stifel Bank & Trust 3, -0.14% 1.85%
Truist Bank 4, -0.12% 2.05%
Synovus Bank 5, -0.10% 3.32%
JPMorgan Chase Bank 6, -0.09% 0.98%
Bank of America 7, -0.09% 1.22%
Suntrust Banks, Inc 8, -0.08% 3.17%
Wells Fargo Bank 9, -0.05% 6.63%
Centerstate Bank 10, -0.03% 3.22%
LoanDepot 11, -0.03% 0.83%
Keller Mortgage 12, -0.02% 1.02%
Us Bank 13, -0.01% 1.02%
Home Point Financial Corporation 14, -0.01% 0.83%
Max Credit Union 15, -0.01% 1.22%
First Community Mortgage Inc 16, 0.00% 0.93%
Pennymac Loan Services 17, 0.00% 0.93%
Southern Trust Mortgage 18, 0.00% 0.59%
First Federal Bank 19, 0.01% 0.24%
Fairway Independent Mort Corp 20, 0.01% 1.17%
CMG Mortgage Inc 21, 0.01% 8.05%
Ameris Bank 22, 0.01% 1.12%
BancorpSouth Bank 23, 0.01% 1.37%
Ditech Financial 24, 0.01% 0.10%
Newrez 25, 0.01% 0.15%
Pnc Bank 26, 0.01% 0.29%
First Savings Bank 27, 0.02% 1.95%
Freedom Mortgage Corporation 28, 0.03% 0.15%
Guild Mortgage Company 29, 0.03% 3.41%
Bbva Usa 30, 0.03% 1.27%
Flagstar Bank 31, 0.03% 0.54%
Renasant Bank 32, 0.04% 8.68%
Quicken Loans 33, 0.04% 4.34%
First Choice Loan Services Inc 34, 0.04% 2.93%
FirstBank 35, 0.05% 1.85%
Caliber Home Loans Inc 36, 0.05% 0.54%
Usaa Federal Savings Bank 37, 0.05% 1.85%
Regions Bank 38, 0.06% 2.24%
Nationstar Mortgage 39, 0.06% 0.10%
New American Funding 40, 0.07% 1.80%
HomeBridge Financial Services, Inc 41, 0.07% 0.15%
HomeStar Financial Corporation 42, 0.08% 1.95%
Mortgage Investors Group 43, 0.08% 0.93%
InterLinc Mortgage Services 44, 0.09% 3.95%
Guaranty Mortgage Services 45, 0.11% 1.46%
Primary Residential Mortgage Inc 46, 0.11% 1.32%
Ark-La-Tex Financial Services 47, 0.14% 2.54%
Navy Federal Credit Union 48, 0.35% 2.78%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Truist Bank 1, -0.15% 5.03%
Synovus Mortgage Corp 2, -0.10% 5.69%
Centerstate Bank 3, -0.10% 4.37%
Max Credit Union 4, -0.09% 0.82%
Stifel Bank & Trust 5, -0.08% 1.65%
Suntrust Banks, Inc 6, -0.07% 3.87%
Synovus Bank 7, -0.06% 0.74%
Mortgage Investors Group 8, -0.06% 1.15%
Us Bank 9, -0.05% 1.81%
HomeStar Financial Corporation 10, -0.05% 0.91%
Ameris Bank 11, -0.05% 0.74%
Renasant Bank 12, -0.05% 10.55%
CMG Mortgage Inc 13, -0.04% 4.29%
Flagstar Bank 14, -0.04% 0.41%
LoanDepot 15, -0.04% 2.80%
Bank of America 16, -0.03% 0.91%
Trustmark National Bank 17, -0.03% 0.91%
Fairway Independent Mort Corp 18, -0.02% 0.33%
First Federal Bank 19, -0.01% 0.25%
Home Point Financial Corporation 20, -0.01% 0.66%
Newrez 21, -0.01% 1.65%
Caliber Home Loans Inc 22, -0.00% 0.82%
Carrington Mortgage Services 23, -0.00% 0.41%
Usaa Federal Savings Bank 24, 0.00% 0.74%
Pnc Bank 25, 0.00% 3.13%
Vanderbilt Mortgage And Finance, Inc 26, 0.00% 0.66%
First Community Mortgage Inc 27, 0.00% 0.99%
InterLinc Mortgage Services 28, 0.00% 1.81%
Guaranty Mortgage Services 29, 0.01% 0.08%
First Savings Bank 30, 0.01% 0.91%
Guild Mortgage Company 31, 0.02% 1.15%
Navy Federal Credit Union 32, 0.02% 1.07%
Keller Mortgage 33, 0.02% 0.08%
Freedom Mortgage Corporation 34, 0.02% 0.25%
BancorpSouth Bank 35, 0.02% 0.58%
Southern Trust Mortgage 36, 0.03% 0.08%
FirstBank 37, 0.03% 0.58%
New American Funding 38, 0.03% 0.82%
JPMorgan Chase Bank 39, 0.03% 2.39%
Ditech Financial 40, 0.04% 1.40%
Bbva Usa 41, 0.04% 0.99%
Ark-La-Tex Financial Services 42, 0.05% 1.07%
Primary Residential Mortgage Inc 43, 0.05% 0.33%
Pennymac Loan Services 44, 0.05% 0.66%
First Choice Loan Services Inc 45, 0.06% 1.07%
Wells Fargo Bank 46, 0.08% 5.85%
Regions Bank 47, 0.10% 1.65%
Quicken Loans 48, 0.11% 19.04%
Nationstar Mortgage 49, 0.14% 1.81%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Synovus Mortgage Corp 1, -0.18% 8.83%
Home Point Financial Corporation 2, -0.16% 2.03%
First Federal Bank 3, -0.14% 1.13%
Flagstar Bank 4, -0.12% 1.30%
Navy Federal Credit Union 5, -0.11% 1.05%
BancorpSouth Bank 6, -0.11% 1.22%
Centerstate Bank 7, -0.10% 0.73%
Renasant Bank 8, -0.07% 6.24%
Regions Bank 9, -0.06% 0.57%
Trustmark National Bank 10, -0.06% 0.73%
Bank of America 11, -0.05% 0.32%
Ditech Financial 12, -0.05% 0.89%
Ameris Bank 13, -0.05% 1.22%
Keller Mortgage 14, -0.05% 0.65%
Suntrust Banks, Inc 15, -0.04% 0.57%
Pennymac Loan Services 16, -0.03% 0.65%
Newrez 17, -0.03% 0.81%
HomeBridge Financial Services, Inc 18, -0.03% 1.38%
Stifel Bank & Trust 19, -0.03% 0.16%
Village Capital & Investment 20, -0.02% 0.97%
Us Bank 21, -0.01% 0.08%
Ark-La-Tex Financial Services 22, -0.01% 6.24%
LoanDepot 23, -0.00% 1.38%
Fairway Independent Mort Corp 24, -0.00% 1.13%
Freedom Mortgage Corporation 25, 0.00% 1.38%
Quicken Loans 26, 0.00% 10.86%
The Federal Savings Bank 27, 0.01% 0.16%
Caliber Home Loans Inc 28, 0.01% 0.41%
Vanderbilt Mortgage And Finance, Inc 29, 0.01% 2.67%
Mortgage Investors Group 30, 0.01% 0.24%
First Savings Bank 31, 0.01% 0.08%
Bbva Usa 32, 0.01% 0.32%
Wells Fargo Bank 33, 0.02% 0.16%
InterLinc Mortgage Services 34, 0.03% 3.97%
FirstBank 35, 0.04% 2.67%
Primary Residential Mortgage Inc 36, 0.04% 5.27%
Guaranty Mortgage Services 37, 0.05% 0.57%
Nationstar Mortgage 38, 0.05% 2.03%
Carrington Mortgage Services 39, 0.05% 3.32%
Southern Trust Mortgage 40, 0.06% 1.22%
Guild Mortgage Company 41, 0.07% 4.13%
New American Funding 42, 0.07% 2.84%
CMG Mortgage Inc 43, 0.10% 6.81%
HomeStar Financial Corporation 44, 0.11% 2.59%
First Choice Loan Services Inc 45, 0.13% 8.02%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Synovus Mortgage Corp 1, -0.19% 10.51%
Home Point Financial Corporation 2, -0.18% 2.30%
First Federal Bank 3, -0.15% 1.30%
Flagstar Bank 4, -0.13% 1.50%
Centerstate Bank 5, -0.11% 0.80%
Navy Federal Credit Union 6, -0.11% 1.30%
BancorpSouth Bank 7, -0.11% 1.50%
Pennymac Loan Services 8, -0.08% 0.40%
Renasant Bank 9, -0.08% 7.21%
Regions Bank 10, -0.07% 0.60%
Trustmark National Bank 11, -0.07% 0.80%
Bank of America 12, -0.06% 0.40%
Ameris Bank 13, -0.05% 1.20%
Suntrust Banks, Inc 14, -0.05% 0.60%
Keller Mortgage 15, -0.05% 0.80%
HomeBridge Financial Services, Inc 16, -0.03% 1.70%
Stifel Bank & Trust 17, -0.03% 0.20%
Newrez 18, -0.01% 0.10%
Freedom Mortgage Corporation 19, -0.01% 1.20%
Ark-La-Tex Financial Services 20, -0.01% 7.31%
Ditech Financial 21, -0.01% 0.10%
Fairway Independent Mort Corp 22, -0.01% 1.30%
LoanDepot 23, -0.00% 1.00%
Bbva Usa 24, 0.00% 0.30%
Caliber Home Loans Inc 25, 0.00% 0.30%
Mortgage Investors Group 26, 0.01% 0.30%
Vanderbilt Mortgage And Finance, Inc 27, 0.01% 3.10%
Wells Fargo Bank 28, 0.01% 0.20%
Carrington Mortgage Services 29, 0.03% 0.90%
InterLinc Mortgage Services 30, 0.03% 4.70%
FirstBank 31, 0.04% 3.20%
Primary Residential Mortgage Inc 32, 0.04% 6.21%
Guaranty Mortgage Services 33, 0.05% 0.70%
Southern Trust Mortgage 34, 0.06% 1.50%
Nationstar Mortgage 35, 0.06% 1.10%
Guild Mortgage Company 36, 0.06% 5.01%
New American Funding 37, 0.07% 3.30%
Quicken Loans 38, 0.08% 4.60%
HomeStar Financial Corporation 39, 0.10% 3.20%
CMG Mortgage Inc 40, 0.11% 7.61%
First Choice Loan Services Inc 41, 0.13% 9.61%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Ditech Financial 1, -0.04% 4.26%
Quicken Loans 2, -0.03% 37.45%
Renasant Bank 3, -0.02% 2.13%
Ameris Bank 4, -0.02% 1.28%
Newrez 5, -0.02% 3.83%
Synovus Mortgage Corp 6, -0.01% 1.70%
Trustmark National Bank 7, -0.01% 0.43%
Village Capital & Investment 8, -0.01% 5.11%
Flagstar Bank 9, -0.01% 0.43%
Vanderbilt Mortgage And Finance, Inc 10, -0.01% 0.85%
Suntrust Banks, Inc 11, -0.00% 0.43%
First Choice Loan Services Inc 12, -0.00% 1.28%
Ark-La-Tex Financial Services 13, -0.00% 1.70%
LoanDepot 14, 0.00% 2.98%
Us Bank 15, 0.00% 0.43%
First Federal Bank 16, 0.01% 0.43%
CMG Mortgage Inc 17, 0.01% 3.40%
New American Funding 18, 0.01% 0.85%
Guild Mortgage Company 19, 0.01% 0.43%
Home Point Financial Corporation 20, 0.01% 0.85%
Primary Residential Mortgage Inc 21, 0.01% 1.28%
Centerstate Bank 22, 0.01% 0.43%
Regions Bank 23, 0.02% 0.43%
InterLinc Mortgage Services 24, 0.02% 0.85%
Caliber Home Loans Inc 25, 0.02% 0.85%
The Federal Savings Bank 26, 0.02% 0.85%
FirstBank 27, 0.02% 0.43%
Fairway Independent Mort Corp 28, 0.02% 0.43%
First Savings Bank 29, 0.02% 0.43%
Pennymac Loan Services 30, 0.03% 1.70%
Freedom Mortgage Corporation 31, 0.03% 2.13%
Bbva Usa 32, 0.04% 0.43%
Nationstar Mortgage 33, 0.05% 5.96%
Carrington Mortgage Services 34, 0.07% 13.62%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Synovus Bank 1, -0.02% 29.82%
Regions Bank 2, -0.01% 3.51%
Wells Fargo Bank 3, -0.01% 7.02%
Truist Bank 4, -0.01% 8.77%
Bank of America 5, 0.00% 3.51%
Bbva Usa 6, 0.00% 3.51%
Synovus Mortgage Corp 7, 0.01% 1.75%
Suntrust Banks, Inc 8, 0.01% 3.51%
Stifel Bank & Trust 9, 0.01% 5.26%
Quicken Loans 10, 0.01% 1.75%
Flagstar Bank 11, 0.01% 1.75%
Us Bank 12, 0.01% 7.02%
CMG Mortgage Inc 13, 0.02% 8.77%
Renasant Bank 14, 0.02% 5.26%
JPMorgan Chase Bank 15, 0.02% 1.75%
Centerstate Bank 16, 0.02% 1.75%
Ark-La-Tex Financial Services 17, 0.02% 1.75%
InterLinc Mortgage Services 18, 0.03% 3.51%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Synovus Bank 1, -0.02% 35.14%
Regions Bank 2, -0.01% 5.41%
Wells Fargo Bank 3, -0.01% 8.11%
Truist Bank 4, -0.00% 10.81%
Bank of America 5, 0.00% 2.70%
Us Bank 6, 0.02% 2.70%
Suntrust Banks, Inc 7, 0.02% 5.41%
Quicken Loans 8, 0.02% 2.70%
CMG Mortgage Inc 9, 0.02% 8.11%
JPMorgan Chase Bank 10, 0.02% 2.70%
Centerstate Bank 11, 0.03% 2.70%
Ark-La-Tex Financial Services 12, 0.03% 2.70%
Renasant Bank 13, 0.03% 5.41%
InterLinc Mortgage Services 14, 0.03% 5.41%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Truist Bank 1, -0.01% 5.00%
Wells Fargo Bank 2, -0.01% 5.00%
Renasant Bank 3, -0.01% 5.00%
Bbva Usa 4, -0.00% 10.00%
Synovus Bank 5, -0.00% 20.00%
Synovus Mortgage Corp 6, 0.00% 5.00%
Stifel Bank & Trust 7, 0.00% 15.00%
Bank of America 8, 0.00% 5.00%
Flagstar Bank 9, 0.00% 5.00%
CMG Mortgage Inc 10, 0.01% 10.00%
Us Bank 11, 0.01% 15.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.31% 7.26%
Synovus Mortgage Corp 2, -0.19% 4.39%
Keller Mortgage 3, -0.11% 0.99%
Home Point Financial Corporation 4, -0.09% 1.20%
LoanDepot 5, -0.09% 5.38%
Village Capital & Investment 6, -0.09% 1.31%
Guild Mortgage Company 7, -0.07% 3.71%
Caliber Home Loans Inc 8, -0.05% 0.47%
Pennymac Loan Services 9, -0.05% 2.66%
Ditech Financial 10, -0.04% 0.73%
Usaa Federal Savings Bank 11, -0.04% 11.55%
Centerstate Bank 12, -0.04% 0.42%
Vanderbilt Mortgage And Finance, Inc 13, -0.03% 3.29%
Newrez 14, -0.03% 0.57%
Fairway Independent Mort Corp 15, -0.03% 0.52%
Ameris Bank 16, -0.03% 0.47%
Stifel Bank & Trust 17, -0.03% 0.10%
HomeBridge Financial Services, Inc 18, -0.02% 0.84%
FirstBank 19, -0.02% 1.46%
Regions Bank 20, -0.02% 0.37%
Pnc Bank 21, -0.02% 0.05%
Primary Residential Mortgage Inc 22, -0.02% 2.77%
First Community Mortgage Inc 23, -0.01% 0.05%
Trustmark National Bank 24, -0.01% 0.16%
First Savings Bank 25, -0.01% 0.21%
Truist Bank 26, -0.01% 0.05%
Flagstar Bank 27, -0.01% 1.10%
Bank of America 28, -0.01% 0.10%
Wells Fargo Bank 29, -0.00% 1.41%
JPMorgan Chase Bank 30, -0.00% 0.05%
Mortgage Investors Group 31, -0.00% 0.16%
New American Funding 32, 0.00% 2.98%
Renasant Bank 33, 0.01% 3.29%
Suntrust Banks, Inc 34, 0.02% 0.31%
Southern Trust Mortgage 35, 0.02% 1.15%
CMG Mortgage Inc 36, 0.02% 2.66%
The Federal Savings Bank 37, 0.04% 1.93%
First Federal Bank 38, 0.05% 0.99%
Freedom Mortgage Corporation 39, 0.05% 2.04%
Guaranty Mortgage Services 40, 0.05% 1.15%
InterLinc Mortgage Services 41, 0.06% 2.14%
Quicken Loans 42, 0.11% 5.64%
HomeStar Financial Corporation 43, 0.11% 3.45%
Ark-La-Tex Financial Services 44, 0.12% 8.52%
Nationstar Mortgage 45, 0.13% 1.31%
First Choice Loan Services Inc 46, 0.18% 1.83%
Carrington Mortgage Services 47, 0.20% 4.34%
NewDay USA 48, 0.45% 2.46%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.33% 8.93%
Synovus Mortgage Corp 2, -0.19% 5.85%
Keller Mortgage 3, -0.09% 1.43%
Guild Mortgage Company 4, -0.06% 4.58%
Home Point Financial Corporation 5, -0.05% 0.68%
First Federal Bank 6, -0.05% 0.60%
Ditech Financial 7, -0.03% 0.68%
LoanDepot 8, -0.03% 3.53%
Centerstate Bank 9, -0.03% 0.60%
Freedom Mortgage Corporation 10, -0.02% 0.98%
Usaa Federal Savings Bank 11, -0.02% 14.03%
Fairway Independent Mort Corp 12, -0.02% 0.68%
Vanderbilt Mortgage And Finance, Inc 13, -0.02% 4.65%
Stifel Bank & Trust 14, -0.01% 0.15%
Primary Residential Mortgage Inc 15, -0.01% 3.30%
Ameris Bank 16, -0.01% 0.30%
Pennymac Loan Services 17, -0.01% 0.53%
Regions Bank 18, -0.01% 0.45%
Pnc Bank 19, -0.00% 0.08%
Trustmark National Bank 20, -0.00% 0.15%
First Community Mortgage Inc 21, -0.00% 0.08%
FirstBank 22, 0.00% 1.65%
Wells Fargo Bank 23, 0.01% 1.80%
Bank of America 24, 0.01% 0.15%
First Savings Bank 25, 0.01% 0.08%
JPMorgan Chase Bank 26, 0.01% 0.08%
Flagstar Bank 27, 0.01% 1.05%
Mortgage Investors Group 28, 0.01% 0.15%
Newrez 29, 0.01% 0.23%
New American Funding 30, 0.02% 4.05%
The Federal Savings Bank 31, 0.02% 0.15%
Caliber Home Loans Inc 32, 0.02% 0.15%
NewDay USA 33, 0.03% 0.08%
Renasant Bank 34, 0.03% 4.20%
Southern Trust Mortgage 35, 0.03% 1.50%
Suntrust Banks, Inc 36, 0.04% 0.23%
CMG Mortgage Inc 37, 0.05% 3.23%
Guaranty Mortgage Services 38, 0.06% 1.65%
HomeBridge Financial Services, Inc 39, 0.07% 0.30%
InterLinc Mortgage Services 40, 0.09% 2.55%
Quicken Loans 41, 0.10% 2.03%
HomeStar Financial Corporation 42, 0.13% 4.73%
Ark-La-Tex Financial Services 43, 0.15% 11.25%
Nationstar Mortgage 44, 0.16% 1.05%
First Choice Loan Services Inc 45, 0.20% 2.55%
Carrington Mortgage Services 46, 0.37% 2.93%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.16% 3.44%
LoanDepot 2, -0.16% 9.64%
Home Point Financial Corporation 3, -0.14% 2.41%
Village Capital & Investment 4, -0.12% 4.30%
Caliber Home Loans Inc 5, -0.10% 1.20%
Usaa Federal Savings Bank 6, -0.10% 5.85%
Guild Mortgage Company 7, -0.10% 1.72%
Pennymac Loan Services 8, -0.09% 7.57%
FirstBank 9, -0.08% 1.03%
Ark-La-Tex Financial Services 10, -0.08% 2.24%
HomeBridge Financial Services, Inc 11, -0.07% 2.07%
Newrez 12, -0.07% 1.38%
Ditech Financial 13, -0.07% 0.86%
Flagstar Bank 14, -0.06% 1.20%
Ameris Bank 15, -0.06% 0.86%
InterLinc Mortgage Services 16, -0.06% 1.20%
CMG Mortgage Inc 17, -0.05% 1.38%
Southern Trust Mortgage 18, -0.05% 0.34%
First Savings Bank 19, -0.05% 0.52%
New American Funding 20, -0.05% 0.52%
Truist Bank 21, -0.04% 0.17%
Fairway Independent Mort Corp 22, -0.04% 0.17%
Regions Bank 23, -0.04% 0.17%
Trustmark National Bank 24, -0.04% 0.17%
Synovus Mortgage Corp 25, -0.03% 1.03%
Renasant Bank 26, -0.03% 1.20%
First Choice Loan Services Inc 27, -0.03% 0.17%
Mortgage Investors Group 28, -0.03% 0.17%
Suntrust Banks, Inc 29, -0.02% 0.52%
Vanderbilt Mortgage And Finance, Inc 30, -0.02% 0.17%
Primary Residential Mortgage Inc 31, -0.01% 1.55%
HomeStar Financial Corporation 32, -0.01% 0.52%
Wells Fargo Bank 33, 0.01% 0.52%
The Federal Savings Bank 34, 0.01% 6.02%
Carrington Mortgage Services 35, 0.03% 7.57%
Freedom Mortgage Corporation 36, 0.06% 4.48%
Nationstar Mortgage 37, 0.08% 1.89%
Quicken Loans 38, 0.09% 13.94%
First Federal Bank 39, 0.09% 1.89%
NewDay USA 40, 0.43% 7.92%

* Data is compiled for the Columbus, GA commuting zone area, which comprises of counties of Lee County, AL, Macon County, AL, Russell County, AL, Chattahoochee County, GA, Harris County, GA, Meriwether County, GA, Muscogee County, GA, and Talbot County, GA. This includes cities/towns/communities of Columbus, GA as well as Auburn, AL, Opelika, AL, Phenix City, AL, Smiths Station, AL, Notasulga, AL, Hamilton, GA, Phenix City, AL, Waverly Hall, GA, Lone Oak, GA, West Point, GA, Ladonia, AL, Woodbury, GA, Shiloh, GA, Manchester, GA, Tuskegee, AL, Notasulga, AL, Pine Mountain, GA, Cusseta-Chattahoochee County unified government, GA, Woodland, GA, Shorter, AL, Junction City, GA, Talbotton, GA, Franklin, AL, and Hurtsboro, AL. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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