Top Mortgage Lenders in Pine Bluff, AR

Which mortgage lender in the Pine Bluff, AR area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Pine Bluff, AR area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Pine Bluff, AR area is Cornerstone Home Lending, Inc, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.07%. This means that Cornerstone Home Lending, Inc provided a -0.07% lower interest rate for its customers than other lenders in Pine Bluff, AR for a similar set of borrowers. Cornerstone Home Lending, Inc has a market share of 9.3%. On the other hand, the most popular lender in the market is Simmons Bank, with a market share of 25.2%. Simmons Bank is an average rate lender in this area, with a “Rate Difference” of -0.01% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Pine Bluff, AR area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Pine Bluff, AR is Cornerstone Home Lending, Inc. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Simmons Bank. The cheapest VA mortgage provider is also Simmons Bank. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Pine Bluff, AR

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Cornerstone Home Lending, Inc 1, -0.07% 9.32%
Us Bank 2, -0.05% 10.14%
Simmons Bank 3, -0.01% 25.21%
Supreme Lending/ Everett Financial Inc 4, -0.00% 9.59%
Mortgage Financial Services 5, 0.01% 24.38%
Quicken Loans 6, 0.06% 21.37%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Us Bank 1, -0.05% 6.64%
Cornerstone Home Lending, Inc 2, -0.03% 6.64%
Simmons Bank 3, -0.03% 30.97%
Supreme Lending/ Everett Financial Inc 4, 0.02% 7.08%
Mortgage Financial Services 5, 0.02% 36.73%
Quicken Loans 6, 0.03% 11.95%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Cornerstone Home Lending, Inc 1, -0.11% 13.67%
Us Bank 2, -0.06% 15.83%
Supreme Lending/ Everett Financial Inc 3, -0.02% 13.67%
Mortgage Financial Services 4, -0.02% 4.32%
Simmons Bank 5, 0.04% 15.83%
Quicken Loans 6, 0.06% 36.69%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Cornerstone Home Lending, Inc 1, -0.08% 13.96%
Us Bank 2, -0.06% 15.77%
Supreme Lending/ Everett Financial Inc 3, -0.02% 9.01%
Simmons Bank 4, 0.00% 29.73%
Mortgage Financial Services 5, 0.01% 12.61%
Quicken Loans 6, 0.11% 18.92%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Us Bank 1, -0.05% 11.82%
Cornerstone Home Lending, Inc 2, -0.03% 11.82%
Simmons Bank 3, -0.00% 40.00%
Supreme Lending/ Everett Financial Inc 4, 0.01% 5.45%
Mortgage Financial Services 5, 0.03% 21.82%
Quicken Loans 6, 0.05% 9.09%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Cornerstone Home Lending, Inc 1, -0.12% 16.07%
Us Bank 2, -0.07% 19.64%
Supreme Lending/ Everett Financial Inc 3, -0.04% 12.50%
Mortgage Financial Services 4, -0.03% 3.57%
Simmons Bank 5, 0.03% 19.64%
Quicken Loans 6, 0.11% 28.57%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Simmons Bank 1, -0.06% 19.30%
Quicken Loans 2, 0.01% 25.44%
Us Bank 3, 0.01% 0.88%
Mortgage Financial Services 4, 0.01% 42.11%
Cornerstone Home Lending, Inc 5, 0.02% 2.63%
Supreme Lending/ Everett Financial Inc 6, 0.03% 9.65%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Simmons Bank 1, -0.06% 23.40%
Us Bank 2, 0.01% 1.06%
Cornerstone Home Lending, Inc 3, 0.01% 2.13%
Mortgage Financial Services 4, 0.01% 50.00%
Supreme Lending/ Everett Financial Inc 5, 0.02% 8.51%
Quicken Loans 6, 0.03% 14.89%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.01% 75.00%
Mortgage Financial Services 2, 0.03% 5.00%
Cornerstone Home Lending, Inc 3, 0.03% 5.00%
Supreme Lending/ Everett Financial Inc 4, 0.05% 15.00%
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Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Simmons Bank 1, -0.06% 13.79%
Us Bank 2, -0.02% 3.45%
Quicken Loans 3, -0.01% 24.14%
Supreme Lending/ Everett Financial Inc 4, -0.00% 13.79%
Mortgage Financial Services 5, 0.03% 44.83%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Simmons Bank 1, -0.06% 18.18%
Us Bank 2, -0.02% 4.55%
Supreme Lending/ Everett Financial Inc 3, -0.02% 9.09%
Quicken Loans 4, -0.01% 13.64%
Mortgage Financial Services 5, 0.03% 54.55%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Mortgage Financial Services 1, -0.03% 14.29%
Quicken Loans 2, -0.00% 57.14%
Supreme Lending/ Everett Financial Inc 3, 0.02% 28.57%

* Data is compiled for the Pine Bluff, AR commuting zone area, which comprises of counties of Bradley County, AR, Cleveland County, AR, Desha County, AR, Drew County, AR, Jefferson County, AR, and Lincoln County, AR. This includes cities/towns/communities of Pine Bluff, AR as well as Monticello, AR, Sulphur Springs, AR, White Hall, AR, Star City, AR, Redfield, AR, Warren, AR, Kingsland, AR, Wilmar, AR, Woodlawn, AR, Mitchellville, AR, Hermitage, AR, Jerome, AR, Altheimer, AR, Gould, AR, Tillar, AR, Arkansas City, AR, McGehee, AR, and Dumas, AR. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

This page ranks the top mortgage lenders in the Pine Bluff, AR area. For mortgage lender rankings of other cities, click here.