Top Mortgage Lenders in the Logan, UT area

Which mortgage lender in the Logan, UT area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Logan, UT area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Logan, UT area is Goldenwest Credit Union, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.20%. This means that Goldenwest Credit Union provided a -0.20% lower interest rate for its customers than other lenders in Logan, UT for a similar set of borrowers. Goldenwest Credit Union has a market share of 5.6%. On the other hand, the most popular lender in the market is Guild Mortgage Company, with a market share of 12.7%. Guild Mortgage Company is an average rate lender in this area, with a “Rate Difference” of -0.03% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Logan, UT area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Logan, UT is Goldenwest Credit Union. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is KeyBank National Association. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Caliber Home Loans Inc. The cheapest VA mortgage provider is LoanDepot. To get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders by “Rate Rank” for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Goldenwest Credit Union 1, -0.20% 5.58%
Provident Funding Associates 2, -0.13% 2.13%
Altabank 3, -0.09% 4.05%
Citizens Bank 4, -0.07% 0.83%
America First Federal Credit Union 5, -0.04% 7.69%
Cache Valley Bank 6, -0.04% 6.44%
Zions Bancorporation 7, -0.04% 1.48%
Bank of Utah 8, -0.04% 6.93%
Caliber Home Loans Inc 9, -0.03% 3.10%
Guild Mortgage Company 10, -0.03% 12.74%
Movement Mortgage 11, -0.03% 4.79%
Finance of America Mortgage 12, -0.03% 1.14%
Veritas Funding 13, -0.00% 0.86%
Direct Mortgage Corp 14, 0.00% 0.72%
JPMorgan Chase Bank 15, 0.02% 0.83%
Intercap Lending Inc 16, 0.02% 2.34%
Fairway Independent Mort Corp 17, 0.02% 0.88%
LoanDepot 18, 0.03% 1.71%
KeyBank National Association 19, 0.03% 0.88%
American Pacific Mortgage Corporation 20, 0.03% 0.93%
Stearns Lending 21, 0.03% 2.39%
RANLife, Inc 22, 0.04% 0.83%
Synergy One Lending 23, 0.04% 1.85%
Citywide Home Loans 24, 0.04% 1.83%
Pennymac Loan Services 25, 0.05% 1.55%
Castle & Cooke Mortgage 26, 0.05% 0.83%
SecurityNational Mortgage Company 27, 0.06% 0.72%
Us Bank 28, 0.06% 1.14%
Wells Fargo Bank 29, 0.06% 1.62%
Freedom Mortgage Corporation 30, 0.07% 0.88%
Primary Residential Mortgage Inc 31, 0.08% 1.92%
Mountain America Credit Union 32, 0.10% 2.57%
Quicken Loans 33, 0.10% 7.20%
Primelending 34, 0.15% 1.34%
Academy Mortgage Corporation 35, 0.16% 7.25%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Goldenwest Credit Union 1, -0.11% 4.39%
America First Federal Credit Union 2, -0.10% 4.03%
Caliber Home Loans Inc 3, -0.07% 3.41%
Provident Funding Associates 4, -0.06% 1.30%
Bank of Utah 5, -0.05% 9.01%
Quicken Loans 6, -0.05% 3.36%
Zions Bancorporation 7, -0.04% 1.34%
Citizens Bank 8, -0.04% 0.45%
Guild Mortgage Company 9, -0.03% 17.65%
Altabank 10, -0.03% 4.48%
JPMorgan Chase Bank 11, -0.03% 0.63%
Pennymac Loan Services 12, -0.02% 0.81%
Cache Valley Bank 13, -0.02% 7.53%
KeyBank National Association 14, -0.01% 0.40%
Mountain America Credit Union 15, -0.01% 1.39%
Finance of America Mortgage 16, -0.01% 1.21%
Us Bank 17, -0.00% 0.54%
Direct Mortgage Corp 18, 0.00% 0.58%
Wells Fargo Bank 19, 0.01% 1.70%
Veritas Funding 20, 0.01% 1.03%
Freedom Mortgage Corporation 21, 0.01% 0.22%
Movement Mortgage 22, 0.01% 5.91%
Intercap Lending Inc 23, 0.02% 3.23%
Stearns Lending 24, 0.02% 2.87%
LoanDepot 25, 0.03% 0.36%
Fairway Independent Mort Corp 26, 0.03% 1.08%
Synergy One Lending 27, 0.04% 2.11%
American Pacific Mortgage Corporation 28, 0.05% 1.12%
Citywide Home Loans 29, 0.06% 2.69%
Castle & Cooke Mortgage 30, 0.07% 1.25%
RANLife, Inc 31, 0.07% 0.58%
SecurityNational Mortgage Company 32, 0.08% 1.16%
Primary Residential Mortgage Inc 33, 0.11% 2.28%
Primelending 34, 0.14% 1.52%
Academy Mortgage Corporation 35, 0.18% 8.38%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Goldenwest Credit Union 1, -0.26% 6.86%
Altabank 2, -0.18% 3.60%
Provident Funding Associates 3, -0.16% 3.02%
Movement Mortgage 4, -0.10% 3.60%
Citizens Bank 5, -0.09% 1.25%
Cache Valley Bank 6, -0.08% 5.28%
Finance of America Mortgage 7, -0.05% 1.06%
Zions Bancorporation 8, -0.05% 1.63%
America First Federal Credit Union 9, -0.03% 11.61%
SecurityNational Mortgage Company 10, -0.02% 0.24%
Veritas Funding 11, -0.01% 0.67%
Bank of Utah 12, -0.01% 4.70%
Guild Mortgage Company 13, -0.01% 7.48%
American Pacific Mortgage Corporation 14, 0.00% 0.72%
Direct Mortgage Corp 15, 0.00% 0.86%
Citywide Home Loans 16, 0.00% 0.91%
Fairway Independent Mort Corp 17, 0.01% 0.67%
Castle & Cooke Mortgage 18, 0.01% 0.38%
Caliber Home Loans Inc 19, 0.01% 2.78%
RANLife, Inc 20, 0.01% 1.10%
Intercap Lending Inc 21, 0.02% 1.39%
LoanDepot 22, 0.02% 3.17%
Primary Residential Mortgage Inc 23, 0.03% 1.53%
KeyBank National Association 24, 0.04% 1.39%
JPMorgan Chase Bank 25, 0.04% 1.06%
Synergy One Lending 26, 0.05% 1.58%
Stearns Lending 27, 0.05% 1.87%
Pennymac Loan Services 28, 0.07% 2.35%
Us Bank 29, 0.07% 1.77%
Freedom Mortgage Corporation 30, 0.07% 1.58%
Wells Fargo Bank 31, 0.13% 1.53%
Mountain America Credit Union 32, 0.14% 3.84%
Academy Mortgage Corporation 33, 0.15% 6.04%
Quicken Loans 34, 0.15% 11.32%
Primelending 35, 0.16% 1.15%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Goldenwest Credit Union 1, -0.20% 6.68%
Provident Funding Associates 2, -0.13% 2.68%
Altabank 3, -0.10% 4.53%
Citizens Bank 4, -0.07% 1.06%
America First Federal Credit Union 5, -0.04% 9.51%
Cache Valley Bank 6, -0.04% 7.80%
Zions Bancorporation 7, -0.04% 1.82%
Guild Mortgage Company 8, -0.04% 10.42%
Finance of America Mortgage 9, -0.03% 0.97%
Movement Mortgage 10, -0.03% 4.77%
Bank of Utah 11, -0.03% 7.47%
Veritas Funding 12, -0.01% 0.71%
Caliber Home Loans Inc 13, 0.00% 2.15%
American Pacific Mortgage Corporation 14, 0.01% 0.77%
Intercap Lending Inc 15, 0.02% 2.12%
JPMorgan Chase Bank 16, 0.02% 1.06%
Direct Mortgage Corp 17, 0.02% 0.47%
Fairway Independent Mort Corp 18, 0.03% 0.77%
RANLife, Inc 19, 0.03% 0.71%
Citywide Home Loans 20, 0.03% 1.50%
Synergy One Lending 21, 0.03% 1.47%
KeyBank National Association 22, 0.04% 0.94%
SecurityNational Mortgage Company 23, 0.04% 0.62%
Castle & Cooke Mortgage 24, 0.04% 0.62%
LoanDepot 25, 0.05% 1.56%
Us Bank 26, 0.07% 1.27%
Wells Fargo Bank 27, 0.07% 2.06%
Freedom Mortgage Corporation 28, 0.08% 0.38%
Primary Residential Mortgage Inc 29, 0.09% 1.65%
Pennymac Loan Services 30, 0.09% 0.97%
Mountain America Credit Union 31, 0.11% 3.21%
Stearns Lending 32, 0.12% 1.50%
Quicken Loans 33, 0.13% 7.21%
Academy Mortgage Corporation 34, 0.17% 7.27%
Primelending 35, 0.18% 1.32%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Goldenwest Credit Union 1, -0.11% 5.65%
America First Federal Credit Union 2, -0.11% 5.10%
Provident Funding Associates 3, -0.06% 1.72%
Guild Mortgage Company 4, -0.06% 15.18%
Zions Bancorporation 5, -0.04% 1.72%
Citizens Bank 6, -0.03% 0.61%
Bank of Utah 7, -0.03% 10.20%
Quicken Loans 8, -0.03% 3.56%
Altabank 9, -0.02% 5.10%
JPMorgan Chase Bank 10, -0.02% 0.86%
Veritas Funding 11, -0.01% 0.61%
Cache Valley Bank 12, -0.01% 9.65%
Caliber Home Loans Inc 13, -0.01% 2.40%
Finance of America Mortgage 14, -0.01% 1.17%
KeyBank National Association 15, -0.01% 0.25%
Mountain America Credit Union 16, -0.01% 1.78%
Pennymac Loan Services 17, -0.00% 0.61%
Us Bank 18, 0.00% 0.68%
Wells Fargo Bank 19, 0.01% 2.34%
Synergy One Lending 20, 0.01% 1.60%
Intercap Lending Inc 21, 0.02% 2.83%
American Pacific Mortgage Corporation 22, 0.02% 0.74%
Freedom Mortgage Corporation 23, 0.02% 0.06%
Direct Mortgage Corp 24, 0.03% 0.31%
Movement Mortgage 25, 0.03% 6.02%
LoanDepot 26, 0.04% 0.25%
Fairway Independent Mort Corp 27, 0.04% 0.98%
Citywide Home Loans 28, 0.05% 2.15%
Castle & Cooke Mortgage 29, 0.06% 0.92%
RANLife, Inc 30, 0.06% 0.49%
SecurityNational Mortgage Company 31, 0.07% 0.98%
Primary Residential Mortgage Inc 32, 0.12% 2.21%
Stearns Lending 33, 0.17% 1.48%
Academy Mortgage Corporation 34, 0.18% 8.24%
Primelending 35, 0.18% 1.54%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Goldenwest Credit Union 1, -0.27% 7.62%
Altabank 2, -0.18% 4.01%
Provident Funding Associates 3, -0.16% 3.56%
Movement Mortgage 4, -0.11% 3.61%
Citizens Bank 5, -0.09% 1.47%
Cache Valley Bank 6, -0.08% 6.10%
Finance of America Mortgage 7, -0.06% 0.79%
Zions Bancorporation 8, -0.04% 1.92%
America First Federal Credit Union 9, -0.03% 13.55%
SecurityNational Mortgage Company 10, -0.02% 0.28%
Veritas Funding 11, -0.01% 0.79%
Bank of Utah 12, -0.01% 4.97%
American Pacific Mortgage Corporation 13, 0.00% 0.79%
Citywide Home Loans 14, 0.00% 0.90%
Fairway Independent Mort Corp 15, 0.01% 0.56%
RANLife, Inc 16, 0.01% 0.90%
Castle & Cooke Mortgage 17, 0.01% 0.34%
Guild Mortgage Company 18, 0.01% 6.04%
Direct Mortgage Corp 19, 0.02% 0.62%
Intercap Lending Inc 20, 0.02% 1.47%
Caliber Home Loans Inc 21, 0.02% 1.92%
KeyBank National Association 22, 0.04% 1.58%
Primary Residential Mortgage Inc 23, 0.04% 1.13%
LoanDepot 24, 0.04% 2.77%
JPMorgan Chase Bank 25, 0.04% 1.24%
Synergy One Lending 26, 0.06% 1.36%
Stearns Lending 27, 0.07% 1.52%
Freedom Mortgage Corporation 28, 0.08% 0.68%
Us Bank 29, 0.08% 1.81%
Pennymac Loan Services 30, 0.12% 1.30%
Wells Fargo Bank 31, 0.13% 1.81%
Mountain America Credit Union 32, 0.14% 4.52%
Academy Mortgage Corporation 33, 0.16% 6.38%
Quicken Loans 34, 0.18% 10.56%
Primelending 35, 0.18% 1.13%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.12% 6.09%
Bank of Utah 2, -0.11% 5.31%
Stearns Lending 3, -0.09% 5.47%
Altabank 4, -0.09% 1.72%
Movement Mortgage 5, -0.05% 4.69%
Goldenwest Credit Union 6, -0.04% 0.94%
Direct Mortgage Corp 7, -0.03% 1.72%
Cache Valley Bank 8, -0.02% 0.47%
Quicken Loans 9, -0.02% 7.50%
Guild Mortgage Company 10, -0.02% 25.62%
Finance of America Mortgage 11, -0.02% 0.94%
Mountain America Credit Union 12, -0.01% 0.16%
Provident Funding Associates 13, -0.01% 0.16%
Pennymac Loan Services 14, 0.00% 2.81%
Fairway Independent Mort Corp 15, 0.01% 1.25%
Veritas Funding 16, 0.02% 1.72%
LoanDepot 17, 0.02% 0.94%
Zions Bancorporation 18, 0.02% 0.31%
Intercap Lending Inc 19, 0.03% 3.12%
Primelending 20, 0.03% 1.56%
America First Federal Credit Union 21, 0.04% 0.78%
RANLife, Inc 22, 0.05% 1.25%
Synergy One Lending 23, 0.05% 3.59%
Primary Residential Mortgage Inc 24, 0.06% 3.75%
Freedom Mortgage Corporation 25, 0.06% 2.66%
Castle & Cooke Mortgage 26, 0.07% 1.72%
Citywide Home Loans 27, 0.07% 3.28%
American Pacific Mortgage Corporation 28, 0.09% 1.41%
SecurityNational Mortgage Company 29, 0.11% 1.25%
Academy Mortgage Corporation 30, 0.17% 7.81%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.16% 6.07%
Bank of Utah 2, -0.13% 5.65%
Stearns Lending 3, -0.11% 5.86%
Quicken Loans 4, -0.11% 3.14%
Altabank 5, -0.10% 2.09%
Pennymac Loan Services 6, -0.06% 1.46%
Goldenwest Credit Union 7, -0.05% 0.84%
Movement Mortgage 8, -0.05% 5.44%
Direct Mortgage Corp 9, -0.03% 1.05%
Cache Valley Bank 10, -0.02% 0.63%
Finance of America Mortgage 11, -0.02% 1.05%
Mountain America Credit Union 12, -0.01% 0.21%
Provident Funding Associates 13, -0.01% 0.21%
Freedom Mortgage Corporation 14, -0.00% 0.84%
Guild Mortgage Company 15, -0.00% 27.82%
Fairway Independent Mort Corp 16, 0.01% 1.46%
LoanDepot 17, 0.01% 0.63%
Veritas Funding 18, 0.02% 2.30%
Zions Bancorporation 19, 0.02% 0.42%
Intercap Lending Inc 20, 0.03% 3.97%
Primelending 21, 0.03% 1.67%
America First Federal Credit Union 22, 0.04% 1.05%
Synergy One Lending 23, 0.07% 3.56%
Citywide Home Loans 24, 0.07% 4.39%
Castle & Cooke Mortgage 25, 0.07% 2.09%
RANLife, Inc 26, 0.08% 1.05%
American Pacific Mortgage Corporation 27, 0.09% 1.88%
Primary Residential Mortgage Inc 28, 0.10% 2.93%
SecurityNational Mortgage Company 29, 0.11% 1.67%
Academy Mortgage Corporation 30, 0.20% 8.58%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Guild Mortgage Company 1, -0.08% 19.14%
Movement Mortgage 2, -0.03% 2.47%
Direct Mortgage Corp 3, -0.03% 3.70%
Bank of Utah 4, -0.02% 4.32%
Goldenwest Credit Union 5, -0.01% 1.23%
Caliber Home Loans Inc 6, -0.01% 6.17%
RANLife, Inc 7, -0.00% 1.85%
Stearns Lending 8, -0.00% 4.32%
Finance of America Mortgage 9, 0.00% 0.62%
Fairway Independent Mort Corp 10, 0.00% 0.62%
Altabank 11, 0.00% 0.62%
Castle & Cooke Mortgage 12, 0.00% 0.62%
Primary Residential Mortgage Inc 13, 0.01% 6.17%
Intercap Lending Inc 14, 0.01% 0.62%
Synergy One Lending 15, 0.02% 3.70%
Quicken Loans 16, 0.02% 20.37%
LoanDepot 17, 0.03% 1.85%
Primelending 18, 0.03% 1.23%
Pennymac Loan Services 19, 0.04% 6.79%
Academy Mortgage Corporation 20, 0.06% 5.56%
Freedom Mortgage Corporation 21, 0.08% 8.02%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
KeyBank National Association 1, -0.03% 20.69%
Altabank 2, -0.00% 3.45%
Goldenwest Credit Union 3, 0.00% 13.79%
Quicken Loans 4, 0.00% 6.90%
America First Federal Credit Union 5, 0.00% 6.90%
Bank of Utah 6, 0.01% 6.90%
Academy Mortgage Corporation 7, 0.01% 3.45%
Us Bank 8, 0.01% 13.79%
Stearns Lending 9, 0.01% 3.45%
Cache Valley Bank 10, 0.01% 20.69%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
KeyBank National Association 1, -0.02% 35.71%
Goldenwest Credit Union 2, -0.01% 7.14%
Altabank 3, 0.00% 7.14%
Us Bank 4, 0.01% 7.14%
America First Federal Credit Union 5, 0.01% 7.14%
Cache Valley Bank 6, 0.02% 28.57%
Bank of Utah 7, 0.02% 7.14%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
KeyBank National Association 1, -0.01% 6.67%
Quicken Loans 2, -0.01% 13.33%
Bank of Utah 3, -0.01% 6.67%
America First Federal Credit Union 4, -0.00% 6.67%
Goldenwest Credit Union 5, -0.00% 20.00%
Academy Mortgage Corporation 6, 0.00% 6.67%
Stearns Lending 7, 0.00% 6.67%
Us Bank 8, 0.00% 20.00%
Cache Valley Bank 9, 0.01% 13.33%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
LoanDepot 1, -0.04% 6.00%
Goldenwest Credit Union 2, -0.03% 1.60%
Finance of America Mortgage 3, -0.02% 4.00%
Guild Mortgage Company 4, -0.02% 12.80%
Caliber Home Loans Inc 5, -0.02% 8.80%
Direct Mortgage Corp 6, -0.02% 1.60%
Fairway Independent Mort Corp 7, -0.01% 1.60%
Mountain America Credit Union 8, -0.01% 0.40%
Bank of Utah 9, -0.01% 3.60%
Cache Valley Bank 10, -0.01% 1.60%
SecurityNational Mortgage Company 11, -0.01% 0.80%
Intercap Lending Inc 12, -0.00% 3.60%
Altabank 13, -0.00% 3.60%
Pennymac Loan Services 14, -0.00% 6.40%
Movement Mortgage 15, -0.00% 6.00%
Stearns Lending 16, 0.00% 6.40%
America First Federal Credit Union 17, 0.00% 0.80%
Primary Residential Mortgage Inc 18, 0.01% 1.20%
Veritas Funding 19, 0.01% 0.80%
American Pacific Mortgage Corporation 20, 0.01% 2.00%
Synergy One Lending 21, 0.01% 2.80%
Primelending 22, 0.02% 1.20%
Us Bank 23, 0.02% 0.80%
Citywide Home Loans 24, 0.02% 2.80%
RANLife, Inc 25, 0.03% 1.60%
Castle & Cooke Mortgage 26, 0.03% 1.60%
Freedom Mortgage Corporation 27, 0.03% 3.20%
Quicken Loans 28, 0.04% 6.40%
Academy Mortgage Corporation 29, 0.05% 6.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.05% 7.08%
Direct Mortgage Corp 2, -0.03% 2.65%
Bank of Utah 3, -0.02% 6.19%
Mountain America Credit Union 4, -0.02% 0.88%
Fairway Independent Mort Corp 5, -0.02% 0.88%
Primelending 6, -0.02% 0.88%
America First Federal Credit Union 7, -0.01% 0.88%
Cache Valley Bank 8, -0.01% 3.54%
SecurityNational Mortgage Company 9, -0.01% 1.77%
Finance of America Mortgage 10, -0.01% 2.65%
Pennymac Loan Services 11, -0.01% 0.88%
LoanDepot 12, -0.01% 0.88%
Intercap Lending Inc 13, -0.01% 6.19%
Quicken Loans 14, -0.01% 1.77%
Guild Mortgage Company 15, -0.01% 12.39%
Movement Mortgage 16, -0.01% 7.08%
Goldenwest Credit Union 17, -0.00% 0.88%
Stearns Lending 18, -0.00% 10.62%
Veritas Funding 19, 0.00% 1.77%
Altabank 20, 0.00% 5.31%
Primary Residential Mortgage Inc 21, 0.00% 0.88%
American Pacific Mortgage Corporation 22, 0.00% 3.54%
Synergy One Lending 23, 0.02% 3.54%
Castle & Cooke Mortgage 24, 0.03% 2.65%
Citywide Home Loans 25, 0.03% 3.54%
Academy Mortgage Corporation 26, 0.06% 10.62%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
LoanDepot 1, -0.04% 10.22%
Goldenwest Credit Union 2, -0.03% 2.19%
Guild Mortgage Company 3, -0.03% 13.14%
Finance of America Mortgage 4, -0.02% 5.11%
Altabank 5, -0.02% 2.19%
Stearns Lending 6, -0.01% 2.92%
Intercap Lending Inc 7, -0.01% 1.46%
Fairway Independent Mort Corp 8, -0.01% 2.19%
Direct Mortgage Corp 9, -0.00% 0.73%
Caliber Home Loans Inc 10, -0.00% 10.22%
Movement Mortgage 11, 0.00% 5.11%
Pennymac Loan Services 12, 0.00% 10.95%
Castle & Cooke Mortgage 13, 0.01% 0.73%
Synergy One Lending 14, 0.01% 2.19%
Citywide Home Loans 15, 0.01% 2.19%
Academy Mortgage Corporation 16, 0.01% 2.19%
Primary Residential Mortgage Inc 17, 0.01% 1.46%
American Pacific Mortgage Corporation 18, 0.01% 0.73%
America First Federal Credit Union 19, 0.02% 0.73%
Bank of Utah 20, 0.02% 1.46%
Us Bank 21, 0.03% 1.46%
Primelending 22, 0.03% 1.46%
RANLife, Inc 23, 0.03% 2.92%
Freedom Mortgage Corporation 24, 0.04% 5.84%
Quicken Loans 25, 0.05% 10.22%

* Data is compiled for the Logan, UT commuting zone area, which comprises of counties of Franklin County, ID, Oneida County, ID, Box Elder County, UT, and Cache County, UT. This includes cities/towns/communities of Logan, UT as well as Brigham City, UT, Smithfield, UT, Providence, UT, Tremonton, UT, Hyrum, UT, Garland, UT, Nibley, UT, Perry, UT, North Logan, UT, Hyde Park, UT, Franklin, ID, Wellsville, UT, Willard, UT, Bear River City, UT, Oxford, ID, Richmond, UT, Thatcher, UT, Malad City, ID, Paradise, UT, and Clarkston, UT. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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