Top Mortgage Lenders in Davenport, IA

Which mortgage lender in the Davenport, IA area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Davenport, IA area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Davenport, IA area is Vibrant Credit Union, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.17%. This means that Vibrant Credit Union provided a -0.17% lower interest rate for its customers than other lenders in Davenport, IA for a similar set of borrowers. Vibrant Credit Union has a market share of 11.0%. On the other hand, the most popular lender in the market is GreenState Credit Union, with a market share of 11.7%. GreenState Credit Union is an average rate lender in this area, with a “Rate Difference” of -0.05% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Davenport, IA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Davenport, IA is Vibrant Credit Union. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Ruhl Mortgage. The cheapest VA mortgage provider is GreenState Credit Union. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Davenport, IA

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Vibrant Credit Union 1, -0.17% 10.96%
Ascentra Credit Union 2, -0.15% 4.62%
IH Mississippi Valley Credit Union 3, -0.14% 10.13%
Ruhl Mortgage 4, -0.10% 11.20%
GreenState Credit Union 5, -0.05% 11.71%
Iowa Bankers Mortgage Corporation 6, -0.04% 1.37%
Usaa Federal Savings Bank 7, 0.01% 0.71%
Plaza Home Mortgage Inc 8, 0.01% 0.68%
Fortress Bank 9, 0.02% 0.92%
Deere Employees Credit Union 10, 0.03% 2.11%
First Midwest Bank 11, 0.03% 0.82%
Bnc National Bank 12, 0.04% 1.07%
Flagstar Bank 13, 0.04% 0.57%
Carrington Mortgage Services 14, 0.06% 0.64%
American Bank and Trust Company National Association 15, 0.06% 5.83%
Caliber Home Loans Inc 16, 0.08% 4.28%
Guaranteed Rate Inc 17, 0.08% 1.30%
Us Bank 18, 0.09% 4.39%
Homeside Financial 19, 0.10% 5.74%
Fairway Independent Mort Corp 20, 0.11% 2.42%
The Farmers and Mechanics Bank 21, 0.12% 0.55%
Cardinal Financial Company LP 22, 0.14% 1.28%
LoanDepot 23, 0.15% 1.35%
Nationstar Mortgage 24, 0.15% 0.62%
Success Mortgage Partners Inc 25, 0.16% 0.76%
Flanagan State Bank 26, 0.16% 1.00%
New American Funding 27, 0.18% 4.23%
Wells Fargo Bank 28, 0.21% 3.59%
Quicken Loans 29, 0.22% 5.15%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
IH Mississippi Valley Credit Union 1, -0.18% 8.58%
Vibrant Credit Union 2, -0.17% 7.38%
Ascentra Credit Union 3, -0.14% 3.65%
Ruhl Mortgage 4, -0.10% 12.43%
Iowa Bankers Mortgage Corporation 5, -0.04% 0.89%
GreenState Credit Union 6, -0.01% 11.80%
Us Bank 7, -0.01% 4.36%
Usaa Federal Savings Bank 8, -0.00% 1.03%
Plaza Home Mortgage Inc 9, 0.00% 0.98%
First Midwest Bank 10, 0.02% 0.63%
Bnc National Bank 11, 0.02% 1.41%
Flagstar Bank 12, 0.03% 0.57%
Fortress Bank 13, 0.04% 0.98%
Deere Employees Credit Union 14, 0.04% 2.04%
Carrington Mortgage Services 15, 0.05% 0.11%
American Bank and Trust Company National Association 16, 0.06% 6.75%
Caliber Home Loans Inc 17, 0.07% 5.80%
Homeside Financial 18, 0.07% 7.67%
Guaranteed Rate Inc 19, 0.08% 1.67%
Nationstar Mortgage 20, 0.08% 0.32%
Wells Fargo Bank 21, 0.10% 3.30%
Fairway Independent Mort Corp 22, 0.11% 3.59%
The Farmers and Mechanics Bank 23, 0.12% 0.78%
Cardinal Financial Company LP 24, 0.14% 1.78%
Quicken Loans 25, 0.16% 2.61%
Success Mortgage Partners Inc 26, 0.17% 1.12%
Flanagan State Bank 27, 0.18% 1.18%
New American Funding 28, 0.19% 5.54%
LoanDepot 29, 0.21% 1.06%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Vibrant Credit Union 1, -0.16% 16.79%
Ascentra Credit Union 2, -0.14% 6.20%
GreenState Credit Union 3, -0.12% 11.57%
Ruhl Mortgage 4, -0.09% 9.19%
IH Mississippi Valley Credit Union 5, -0.08% 12.64%
Iowa Bankers Mortgage Corporation 6, -0.03% 2.15%
Fortress Bank 7, -0.00% 0.84%
Deere Employees Credit Union 8, 0.02% 2.24%
The Farmers and Mechanics Bank 9, 0.03% 0.19%
Plaza Home Mortgage Inc 10, 0.05% 0.19%
Usaa Federal Savings Bank 11, 0.05% 0.19%
First Midwest Bank 12, 0.05% 1.12%
Success Mortgage Partners Inc 13, 0.06% 0.19%
American Bank and Trust Company National Association 14, 0.07% 4.34%
Carrington Mortgage Services 15, 0.07% 1.49%
Fairway Independent Mort Corp 16, 0.07% 0.51%
Flagstar Bank 17, 0.07% 0.56%
Cardinal Financial Company LP 18, 0.07% 0.47%
Caliber Home Loans Inc 19, 0.08% 1.82%
Guaranteed Rate Inc 20, 0.08% 0.70%
LoanDepot 21, 0.10% 1.82%
Bnc National Bank 22, 0.10% 0.51%
Flanagan State Bank 23, 0.11% 0.70%
New American Funding 24, 0.11% 2.10%
Homeside Financial 25, 0.18% 2.61%
Nationstar Mortgage 26, 0.19% 1.12%
Us Bank 27, 0.24% 4.43%
Quicken Loans 28, 0.25% 9.28%
Wells Fargo Bank 29, 0.36% 4.06%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Vibrant Credit Union 1, -0.17% 13.76%
Ascentra Credit Union 2, -0.14% 6.12%
IH Mississippi Valley Credit Union 3, -0.13% 13.41%
Ruhl Mortgage 4, -0.06% 10.68%
GreenState Credit Union 5, -0.04% 14.47%
Iowa Bankers Mortgage Corporation 6, -0.03% 1.81%
Fortress Bank 7, 0.03% 1.13%
Deere Employees Credit Union 8, 0.04% 2.80%
First Midwest Bank 9, 0.04% 0.94%
Usaa Federal Savings Bank 10, 0.06% 0.19%
American Bank and Trust Company National Association 11, 0.07% 6.19%
Carrington Mortgage Services 12, 0.07% 0.16%
Bnc National Bank 13, 0.08% 0.64%
Flagstar Bank 14, 0.08% 0.45%
Guaranteed Rate Inc 15, 0.11% 1.06%
Flanagan State Bank 16, 0.12% 0.56%
Us Bank 17, 0.12% 4.96%
Fairway Independent Mort Corp 18, 0.13% 1.13%
The Farmers and Mechanics Bank 19, 0.13% 0.68%
Homeside Financial 20, 0.14% 4.19%
Cardinal Financial Company LP 21, 0.14% 0.59%
LoanDepot 22, 0.15% 0.52%
Success Mortgage Partners Inc 23, 0.19% 0.42%
Caliber Home Loans Inc 24, 0.19% 2.09%
New American Funding 25, 0.22% 2.82%
Nationstar Mortgage 26, 0.22% 0.26%
Wells Fargo Bank 27, 0.24% 4.45%
Quicken Loans 28, 0.40% 3.53%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
IH Mississippi Valley Credit Union 1, -0.18% 12.31%
Vibrant Credit Union 2, -0.17% 9.59%
Ascentra Credit Union 3, -0.14% 5.23%
Ruhl Mortgage 4, -0.04% 11.65%
Iowa Bankers Mortgage Corporation 5, -0.03% 1.28%
Us Bank 6, 0.01% 4.94%
GreenState Credit Union 7, 0.01% 15.40%
First Midwest Bank 8, 0.03% 0.78%
Deere Employees Credit Union 9, 0.05% 2.92%
Fortress Bank 10, 0.05% 1.24%
Bnc National Bank 11, 0.05% 0.82%
Usaa Federal Savings Bank 12, 0.05% 0.29%
Carrington Mortgage Services 13, 0.06% 0.04%
American Bank and Trust Company National Association 14, 0.07% 7.33%
Flagstar Bank 15, 0.07% 0.37%
LoanDepot 16, 0.07% 0.25%
Nationstar Mortgage 17, 0.09% 0.08%
Guaranteed Rate Inc 18, 0.10% 1.44%
Homeside Financial 19, 0.11% 5.85%
Flanagan State Bank 20, 0.12% 0.62%
Wells Fargo Bank 21, 0.12% 4.24%
Fairway Independent Mort Corp 22, 0.13% 1.73%
The Farmers and Mechanics Bank 23, 0.14% 1.07%
Cardinal Financial Company LP 24, 0.15% 0.91%
Caliber Home Loans Inc 25, 0.18% 2.96%
Success Mortgage Partners Inc 26, 0.19% 0.66%
New American Funding 27, 0.22% 4.03%
Quicken Loans 28, 0.28% 1.98%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Vibrant Credit Union 1, -0.16% 19.32%
Ascentra Credit Union 2, -0.13% 7.30%
GreenState Credit Union 3, -0.12% 13.23%
Ruhl Mortgage 4, -0.09% 9.39%
IH Mississippi Valley Credit Union 5, -0.07% 14.87%
Iowa Bankers Mortgage Corporation 6, -0.02% 2.52%
Fortress Bank 7, 0.00% 0.99%
Deere Employees Credit Union 8, 0.02% 2.63%
The Farmers and Mechanics Bank 9, 0.03% 0.16%
Usaa Federal Savings Bank 10, 0.05% 0.05%
First Midwest Bank 11, 0.06% 1.15%
Cardinal Financial Company LP 12, 0.07% 0.16%
American Bank and Trust Company National Association 13, 0.08% 4.67%
Fairway Independent Mort Corp 14, 0.08% 0.33%
Carrington Mortgage Services 15, 0.09% 0.33%
Success Mortgage Partners Inc 16, 0.09% 0.11%
Flagstar Bank 17, 0.09% 0.55%
Guaranteed Rate Inc 18, 0.11% 0.55%
Flanagan State Bank 19, 0.11% 0.49%
Bnc National Bank 20, 0.14% 0.38%
LoanDepot 21, 0.18% 0.88%
Caliber Home Loans Inc 22, 0.18% 0.93%
New American Funding 23, 0.19% 1.21%
Us Bank 24, 0.26% 4.99%
Homeside Financial 25, 0.26% 1.98%
Nationstar Mortgage 26, 0.26% 0.49%
Wells Fargo Bank 27, 0.37% 4.72%
Quicken Loans 28, 0.46% 5.60%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Ruhl Mortgage 1, -0.26% 12.17%
Us Bank 2, -0.12% 1.88%
Vibrant Credit Union 3, -0.11% 2.54%
Bnc National Bank 4, -0.05% 2.43%
Caliber Home Loans Inc 5, -0.04% 12.39%
Plaza Home Mortgage Inc 6, -0.04% 2.43%
Fortress Bank 7, -0.03% 0.22%
Flagstar Bank 8, -0.03% 1.33%
Quicken Loans 9, -0.02% 11.84%
Homeside Financial 10, -0.00% 10.18%
First Midwest Bank 11, -0.00% 0.44%
Carrington Mortgage Services 12, 0.01% 2.65%
American Bank and Trust Company National Association 13, 0.03% 4.87%
Guaranteed Rate Inc 14, 0.04% 2.43%
Fairway Independent Mort Corp 15, 0.08% 8.08%
Nationstar Mortgage 16, 0.09% 2.10%
Cardinal Financial Company LP 17, 0.13% 3.98%
Success Mortgage Partners Inc 18, 0.14% 2.43%
New American Funding 19, 0.15% 8.74%
LoanDepot 20, 0.18% 4.09%
Flanagan State Bank 21, 0.21% 2.77%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Ruhl Mortgage 1, -0.28% 13.36%
Us Bank 2, -0.13% 2.20%
Vibrant Credit Union 3, -0.12% 2.75%
Bnc National Bank 4, -0.06% 2.62%
Caliber Home Loans Inc 5, -0.04% 13.50%
Plaza Home Mortgage Inc 6, -0.04% 2.89%
Flagstar Bank 7, -0.03% 1.38%
Fortress Bank 8, -0.03% 0.28%
Homeside Financial 9, -0.01% 11.98%
First Midwest Bank 10, -0.00% 0.28%
Quicken Loans 11, 0.01% 5.23%
Carrington Mortgage Services 12, 0.02% 0.41%
Guaranteed Rate Inc 13, 0.03% 2.75%
American Bank and Trust Company National Association 14, 0.03% 5.65%
Nationstar Mortgage 15, 0.05% 0.96%
Fairway Independent Mort Corp 16, 0.08% 9.50%
Cardinal Financial Company LP 17, 0.13% 4.68%
Success Mortgage Partners Inc 18, 0.14% 2.89%
New American Funding 19, 0.16% 9.64%
LoanDepot 20, 0.22% 4.13%
Flanagan State Bank 21, 0.23% 2.89%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Ruhl Mortgage 1, -0.11% 7.30%
Quicken Loans 2, -0.03% 38.76%
Caliber Home Loans Inc 3, -0.02% 7.87%
Flagstar Bank 4, -0.01% 1.12%
Vibrant Credit Union 5, 0.00% 1.69%
First Midwest Bank 6, 0.01% 1.12%
Plaza Home Mortgage Inc 7, 0.01% 0.56%
American Bank and Trust Company National Association 8, 0.01% 1.69%
Bnc National Bank 9, 0.01% 1.69%
Success Mortgage Partners Inc 10, 0.01% 0.56%
Carrington Mortgage Services 11, 0.02% 11.80%
Fairway Independent Mort Corp 12, 0.03% 2.25%
Cardinal Financial Company LP 13, 0.03% 1.12%
Us Bank 14, 0.03% 0.56%
LoanDepot 15, 0.04% 3.93%
Guaranteed Rate Inc 16, 0.04% 1.12%
Homeside Financial 17, 0.04% 2.81%
New American Funding 18, 0.06% 5.06%
Flanagan State Bank 19, 0.11% 2.25%
Nationstar Mortgage 20, 0.12% 6.74%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.00% 22.22%
First Midwest Bank 2, -0.00% 5.56%
American Bank and Trust Company National Association 3, -0.00% 5.56%
GreenState Credit Union 4, -0.00% 33.33%
Vibrant Credit Union 5, 0.00% 11.11%
Us Bank 6, 0.00% 22.22%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.00% 44.44%
GreenState Credit Union 2, -0.00% 22.22%
Us Bank 3, 0.00% 22.22%
Vibrant Credit Union 4, 0.01% 11.11%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Midwest Bank 1, -0.00% 11.11%
Vibrant Credit Union 2, -0.00% 11.11%
American Bank and Trust Company National Association 3, -0.00% 11.11%
GreenState Credit Union 4, 0.00% 44.44%
Us Bank 5, 0.00% 22.22%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
GreenState Credit Union 1, -0.17% 8.37%
Ruhl Mortgage 2, -0.10% 14.54%
Usaa Federal Savings Bank 3, -0.03% 7.05%
Vibrant Credit Union 4, -0.01% 1.54%
Wells Fargo Bank 5, -0.01% 1.98%
American Bank and Trust Company National Association 6, -0.01% 4.41%
LoanDepot 7, -0.01% 3.74%
Fortress Bank 8, -0.00% 0.44%
The Farmers and Mechanics Bank 9, 0.00% 0.44%
Us Bank 10, 0.01% 3.30%
Guaranteed Rate Inc 11, 0.01% 1.32%
First Midwest Bank 12, 0.02% 0.22%
Plaza Home Mortgage Inc 13, 0.02% 3.52%
Success Mortgage Partners Inc 14, 0.02% 0.66%
Flagstar Bank 15, 0.02% 0.22%
Fairway Independent Mort Corp 16, 0.04% 3.30%
Flanagan State Bank 17, 0.04% 1.54%
Cardinal Financial Company LP 18, 0.04% 2.42%
New American Funding 19, 0.06% 8.59%
Quicken Loans 20, 0.06% 7.27%
Bnc National Bank 21, 0.06% 2.42%
Caliber Home Loans Inc 22, 0.07% 8.81%
Nationstar Mortgage 23, 0.07% 1.10%
Homeside Financial 24, 0.08% 11.67%
Carrington Mortgage Services 25, 0.09% 1.10%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
GreenState Credit Union 1, -0.18% 10.97%
Ruhl Mortgage 2, -0.10% 16.61%
Usaa Federal Savings Bank 3, -0.03% 9.09%
Wells Fargo Bank 4, -0.01% 2.51%
Vibrant Credit Union 5, -0.01% 0.94%
American Bank and Trust Company National Association 6, -0.01% 5.02%
Fortress Bank 7, -0.00% 0.63%
The Farmers and Mechanics Bank 8, 0.01% 0.31%
Us Bank 9, 0.01% 4.39%
First Midwest Bank 10, 0.02% 0.31%
Plaza Home Mortgage Inc 11, 0.02% 4.08%
LoanDepot 12, 0.02% 0.31%
Quicken Loans 13, 0.02% 1.57%
Flagstar Bank 14, 0.03% 0.31%
Success Mortgage Partners Inc 15, 0.03% 0.63%
Guaranteed Rate Inc 16, 0.04% 0.94%
Fairway Independent Mort Corp 17, 0.04% 4.39%
Cardinal Financial Company LP 18, 0.05% 1.88%
Flanagan State Bank 19, 0.05% 1.57%
Bnc National Bank 20, 0.07% 3.13%
Nationstar Mortgage 21, 0.08% 0.63%
Caliber Home Loans Inc 22, 0.10% 10.03%
New American Funding 23, 0.10% 7.84%
Homeside Financial 24, 0.11% 11.91%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Ruhl Mortgage 1, -0.10% 9.63%
Caliber Home Loans Inc 2, -0.05% 5.93%
GreenState Credit Union 3, -0.05% 2.22%
American Bank and Trust Company National Association 4, -0.03% 2.96%
New American Funding 5, -0.03% 10.37%
Guaranteed Rate Inc 6, -0.03% 2.22%
Vibrant Credit Union 7, -0.02% 2.96%
LoanDepot 8, -0.01% 11.85%
Homeside Financial 9, -0.00% 11.11%
The Farmers and Mechanics Bank 10, -0.00% 0.74%
Bnc National Bank 11, 0.00% 0.74%
Us Bank 12, 0.00% 0.74%
Fairway Independent Mort Corp 13, 0.01% 0.74%
Success Mortgage Partners Inc 14, 0.01% 0.74%
Plaza Home Mortgage Inc 15, 0.01% 2.22%
Usaa Federal Savings Bank 16, 0.01% 2.22%
Flanagan State Bank 17, 0.02% 1.48%
Wells Fargo Bank 18, 0.02% 0.74%
Cardinal Financial Company LP 19, 0.04% 3.70%
Nationstar Mortgage 20, 0.06% 2.22%
Quicken Loans 21, 0.06% 20.74%
Carrington Mortgage Services 22, 0.09% 3.70%

* Data is compiled for the Davenport, IA commuting zone area, which comprises of counties of Henry County, IL, Mercer County, IL, Rock Island County, IL, Stark County, IL, and Scott County, IA. This includes cities/towns/communities of Davenport, IA as well as Bettendorf, IA, Moline, IL, Rock Island, IL, East Moline, IL, Le Claire, IA, Buffalo, IA, Eldridge, IA, Long Grove, IA, Rapids City, IL, Geneseo, IL, Colona, IL, Carbon Cliff, IL, Princeton, IA, Cleveland, IL, Kewanee, IL, Coal Valley, IL, Coyne Center, IL, Matherville, IL, Orion, IL, Reynolds, IL, Andover, IL, Milan, IL, Viola, IL, Aledo, IL, Durant, IA, Annawan, IL, Wyoming, IL, Woodhull, IL, Galva, IL, New Boston, IL, Bradford, IL, and Atkinson, IL. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

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