Top Mortgage Lenders in the Allentown, PA area

Which mortgage lender in the Allentown, PA area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Allentown, PA area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Allentown, PA area is Pa State Employees Cu, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.35%. This means that Pa State Employees Cu provided a -0.35% lower interest rate for its customers than other lenders in Allentown, PA for a similar set of borrowers. Pa State Employees Cu has a market share of 1.0%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 8.7%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.15% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Allentown, PA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Allentown, PA is Pa State Employees Cu. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Bank of America. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Customers Bank. The cheapest VA mortgage provider is Navy Federal Credit Union. To get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders by “Rate Rank” for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Pa State Employees Cu 1, -0.35% 1.04%
Customers Bank 2, -0.34% 1.18%
Embassy Bank For The Lehigh Valley 3, -0.25% 2.47%
Provident Funding Associates 4, -0.20% 0.90%
Bank of America 5, -0.19% 1.18%
Santander Bank 6, -0.15% 2.00%
Citizens Bank 7, -0.12% 1.97%
ESSA Bank & Trust 8, -0.11% 0.83%
First National Bank of Pennsylvania 9, -0.10% 0.72%
JPMorgan Chase Bank 10, -0.10% 1.09%
Trident Mortgage Company Lp 11, -0.09% 3.88%
Amerisave Mortgage Corporation 12, -0.08% 0.24%
M&T Bank 13, -0.08% 0.57%
Mortgage America, Inc 14, -0.08% 8.49%
First Choice Loan Services Inc 15, -0.07% 0.84%
Fulton Bank 16, -0.06% 2.81%
TD Bank 17, -0.06% 0.37%
First Commonwealth Federal Credit Union 18, -0.06% 1.97%
Firstrust Bank 19, -0.06% 0.20%
Weichert Financial Services 20, -0.05% 0.78%
Home Point Financial Corporation 21, -0.05% 0.51%
Stearns Lending 22, -0.05% 0.68%
Guaranteed Rate Inc 23, -0.04% 0.54%
Summit Mortgage Corporation 24, -0.04% 0.90%
Visions Federal Credit Union 25, -0.04% 0.20%
Mid Penn Bank 26, -0.03% 0.20%
Newrez 27, -0.03% 1.10%
The Ephrata National Bank 28, -0.03% 0.18%
Police and Fire Federal Credit Union 29, -0.03% 0.27%
LoanDepot 30, -0.03% 1.34%
HomeSale Mortgage 31, -0.02% 0.56%
Riverview Bank 32, -0.02% 0.37%
Prosperity Home Mortgage 33, -0.02% 0.18%
Univest Bank and Trust Co 34, -0.02% 0.59%
Usaa Federal Savings Bank 35, -0.02% 0.71%
State Financial Network 36, -0.01% 0.24%
Princeton Mortgage Corporation 37, -0.01% 0.18%
Pennymac Loan Services 38, -0.01% 0.51%
Residential Mortgage Services 39, -0.00% 2.06%
Cherry Creek Mortgage Co Inc 40, -0.00% 0.22%
Union Home Mortgage Company 41, -0.00% 0.18%
E Mortgage Management 42, 0.00% 0.20%
Residential Home Mortgage Corporation 43, 0.00% 0.21%
Northpointe Bank 44, 0.01% 1.77%
New American Funding 45, 0.01% 0.33%
Cardinal Financial Company LP 46, 0.01% 0.43%
JG Wentworth Home Lending 47, 0.01% 0.19%
Developer’s Mortgage Company 48, 0.01% 0.21%
Quaint Oak Mortgage 49, 0.02% 2.21%
Reliance First Capital 50, 0.02% 0.22%
Gateway First Bank 51, 0.03% 0.50%
The Federal Savings Bank 52, 0.03% 0.18%
Freedom Mortgage Corporation 53, 0.04% 0.58%
NFM, Inc 54, 0.04% 0.47%
Wells Fargo Bank 55, 0.04% 4.70%
Allied Mortgage Group Inc 56, 0.04% 1.00%
Caliber Home Loans Inc 57, 0.04% 4.74%
NVR Mortgage Finance Inc 58, 0.04% 0.69%
Truist Bank 59, 0.04% 1.60%
Diamond Credit Union 60, 0.04% 0.75%
Ditech Financial 61, 0.05% 0.54%
Navy Federal Credit Union 62, 0.05% 0.57%
Embrace Home Loans, Inc 63, 0.05% 0.76%
Carrington Mortgage Services 64, 0.05% 0.80%
Pnc Bank 65, 0.06% 1.99%
Absolute Home Mortgage 66, 0.06% 0.22%
Movement Mortgage 67, 0.06% 0.88%
Contour Mortgage Corporation 68, 0.06% 0.47%
Flagstar Bank 69, 0.06% 0.40%
Fairway Independent Mort Corp 70, 0.06% 1.59%
AnnieMac Home Mortgage 71, 0.07% 4.88%
Florida Capital Bank National Association 72, 0.08% 0.77%
KeyBank National Association 73, 0.09% 0.57%
GMH Mortgage Services 74, 0.10% 0.22%
Primelending 75, 0.10% 0.69%
Meridian Bank 76, 0.12% 0.64%
Atlantic Home Loans, Inc 77, 0.13% 2.90%
Supreme Lending/ Everett Financial Inc 78, 0.13% 0.66%
Finance of America Mortgage 79, 0.13% 3.75%
Quicken Loans 80, 0.15% 8.71%
Nationstar Mortgage 81, 0.18% 1.33%
Flanagan State Bank 82, 0.29% 0.20%
NewDay USA 83, 0.36% 0.19%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Customers Bank 1, -0.36% 1.74%
Bank of America 2, -0.24% 1.12%
Pa State Employees Cu 3, -0.24% 0.61%
JPMorgan Chase Bank 4, -0.18% 0.81%
Santander Bank 5, -0.16% 1.38%
Embassy Bank For The Lehigh Valley 6, -0.15% 1.15%
Provident Funding Associates 7, -0.14% 0.43%
TD Bank 8, -0.12% 0.38%
Pnc Bank 9, -0.11% 1.34%
M&T Bank 10, -0.11% 0.58%
Visions Federal Credit Union 11, -0.11% 0.12%
Citizens Bank 12, -0.09% 1.80%
First Choice Loan Services Inc 13, -0.07% 1.20%
The Ephrata National Bank 14, -0.07% 0.22%
Fulton Bank 15, -0.07% 3.66%
Home Point Financial Corporation 16, -0.07% 0.54%
ESSA Bank & Trust 17, -0.07% 0.63%
Trident Mortgage Company Lp 18, -0.06% 5.03%
Guaranteed Rate Inc 19, -0.06% 0.56%
Mortgage America, Inc 20, -0.06% 10.45%
Weichert Financial Services 21, -0.06% 1.09%
Wells Fargo Bank 22, -0.06% 4.18%
Stearns Lending 23, -0.06% 0.93%
Firstrust Bank 24, -0.06% 0.19%
Diamond Credit Union 25, -0.05% 0.31%
First National Bank of Pennsylvania 26, -0.05% 0.22%
Newrez 27, -0.05% 0.95%
Police and Fire Federal Credit Union 28, -0.05% 0.12%
Summit Mortgage Corporation 29, -0.05% 1.33%
Pennymac Loan Services 30, -0.04% 0.13%
Riverview Bank 31, -0.04% 0.36%
Mid Penn Bank 32, -0.04% 0.22%
First Commonwealth Federal Credit Union 33, -0.03% 1.10%
HomeSale Mortgage 34, -0.03% 0.83%
Prosperity Home Mortgage 35, -0.03% 0.27%
Princeton Mortgage Corporation 36, -0.01% 0.21%
Usaa Federal Savings Bank 37, -0.01% 0.84%
Univest Bank and Trust Co 38, -0.00% 0.57%
New American Funding 39, -0.00% 0.26%
Union Home Mortgage Company 40, -0.00% 0.17%
State Financial Network 41, -0.00% 0.30%
Cardinal Financial Company LP 42, -0.00% 0.37%
Cherry Creek Mortgage Co Inc 43, -0.00% 0.29%
Freedom Mortgage Corporation 44, 0.00% 0.47%
E Mortgage Management 45, 0.00% 0.23%
Ditech Financial 46, 0.00% 0.05%
Northpointe Bank 47, 0.00% 2.54%
Residential Mortgage Services 48, 0.00% 2.66%
The Federal Savings Bank 49, 0.00% 0.04%
Amerisave Mortgage Corporation 50, 0.00% 0.02%
Reliance First Capital 51, 0.01% 0.04%
Developer’s Mortgage Company 52, 0.01% 0.24%
Residential Home Mortgage Corporation 53, 0.01% 0.20%
KeyBank National Association 54, 0.02% 0.20%
Quaint Oak Mortgage 55, 0.02% 3.04%
JG Wentworth Home Lending 56, 0.03% 0.11%
NFM, Inc 57, 0.03% 0.67%
Embrace Home Loans, Inc 58, 0.03% 0.86%
NVR Mortgage Finance Inc 59, 0.04% 1.04%
Allied Mortgage Group Inc 60, 0.04% 1.30%
Nationstar Mortgage 61, 0.05% 0.65%
Navy Federal Credit Union 62, 0.06% 0.76%
Contour Mortgage Corporation 63, 0.06% 0.58%
Caliber Home Loans Inc 64, 0.06% 5.34%
LoanDepot 65, 0.06% 0.64%
Movement Mortgage 66, 0.06% 1.14%
Truist Bank 67, 0.07% 1.43%
Fairway Independent Mort Corp 68, 0.07% 2.07%
Flagstar Bank 69, 0.07% 0.39%
Absolute Home Mortgage 70, 0.08% 0.24%
Gateway First Bank 71, 0.08% 0.50%
AnnieMac Home Mortgage 72, 0.09% 6.24%
Florida Capital Bank National Association 73, 0.10% 1.02%
Primelending 74, 0.10% 0.89%
GMH Mortgage Services 75, 0.11% 0.29%
Quicken Loans 76, 0.12% 4.14%
Meridian Bank 77, 0.13% 0.86%
Atlantic Home Loans, Inc 78, 0.14% 3.84%
Supreme Lending/ Everett Financial Inc 79, 0.15% 0.75%
Carrington Mortgage Services 80, 0.16% 0.42%
Finance of America Mortgage 81, 0.16% 4.85%
Flanagan State Bank 82, 0.29% 0.30%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Pa State Employees Cu 1, -0.41% 1.86%
Embassy Bank For The Lehigh Valley 2, -0.29% 5.00%
Provident Funding Associates 3, -0.23% 1.79%
Trident Mortgage Company Lp 4, -0.22% 1.67%
Citizens Bank 5, -0.17% 2.31%
ESSA Bank & Trust 6, -0.16% 1.21%
Mortgage America, Inc 7, -0.14% 4.74%
Santander Bank 8, -0.14% 3.19%
First National Bank of Pennsylvania 9, -0.11% 1.67%
Bank of America 10, -0.10% 1.28%
Gateway First Bank 11, -0.08% 0.50%
Amerisave Mortgage Corporation 12, -0.08% 0.65%
First Commonwealth Federal Credit Union 13, -0.08% 3.65%
Residential Mortgage Services 14, -0.07% 0.91%
Quaint Oak Mortgage 15, -0.07% 0.62%
LoanDepot 16, -0.06% 2.67%
Firstrust Bank 17, -0.06% 0.22%
Fulton Bank 18, -0.06% 1.19%
Usaa Federal Savings Bank 19, -0.05% 0.47%
AnnieMac Home Mortgage 20, -0.05% 2.29%
State Financial Network 21, -0.05% 0.14%
Univest Bank and Trust Co 22, -0.04% 0.62%
Finance of America Mortgage 23, -0.04% 1.65%
Florida Capital Bank National Association 24, -0.03% 0.31%
Cherry Creek Mortgage Co Inc 25, -0.03% 0.10%
Mid Penn Bank 26, -0.03% 0.17%
Caliber Home Loans Inc 27, -0.02% 3.58%
JPMorgan Chase Bank 28, -0.02% 1.62%
Home Point Financial Corporation 29, -0.02% 0.45%
Police and Fire Federal Credit Union 30, -0.02% 0.57%
Weichert Financial Services 31, -0.02% 0.19%
M&T Bank 32, -0.02% 0.55%
Newrez 33, -0.01% 1.38%
Allied Mortgage Group Inc 34, -0.01% 0.43%
Navy Federal Credit Union 35, -0.01% 0.21%
Guaranteed Rate Inc 36, -0.01% 0.52%
Residential Home Mortgage Corporation 37, -0.00% 0.24%
Union Home Mortgage Company 38, -0.00% 0.21%
E Mortgage Management 39, -0.00% 0.14%
Princeton Mortgage Corporation 40, -0.00% 0.14%
Prosperity Home Mortgage 41, -0.00% 0.02%
Fairway Independent Mort Corp 42, -0.00% 0.67%
HomeSale Mortgage 43, -0.00% 0.03%
Riverview Bank 44, 0.00% 0.38%
Carrington Mortgage Services 45, 0.00% 1.52%
JG Wentworth Home Lending 46, 0.00% 0.34%
Absolute Home Mortgage 47, 0.01% 0.17%
Pennymac Loan Services 48, 0.01% 1.26%
First Choice Loan Services Inc 49, 0.01% 0.16%
Summit Mortgage Corporation 50, 0.01% 0.07%
Stearns Lending 51, 0.01% 0.21%
Customers Bank 52, 0.01% 0.12%
Developer’s Mortgage Company 53, 0.01% 0.16%
Truist Bank 54, 0.01% 1.91%
Visions Federal Credit Union 55, 0.02% 0.34%
Cardinal Financial Company LP 56, 0.02% 0.55%
New American Funding 57, 0.02% 0.47%
Reliance First Capital 58, 0.02% 0.59%
NFM, Inc 59, 0.03% 0.09%
Northpointe Bank 60, 0.03% 0.31%
Movement Mortgage 61, 0.03% 0.38%
GMH Mortgage Services 62, 0.03% 0.10%
Flagstar Bank 63, 0.04% 0.41%
Atlantic Home Loans, Inc 64, 0.04% 1.09%
The Federal Savings Bank 65, 0.04% 0.47%
Meridian Bank 66, 0.05% 0.21%
TD Bank 67, 0.05% 0.34%
Contour Mortgage Corporation 68, 0.05% 0.26%
Ditech Financial 69, 0.06% 1.48%
Freedom Mortgage Corporation 70, 0.08% 0.79%
Diamond Credit Union 71, 0.08% 1.60%
Supreme Lending/ Everett Financial Inc 72, 0.09% 0.50%
The Ephrata National Bank 73, 0.10% 0.12%
Embrace Home Loans, Inc 74, 0.10% 0.57%
Primelending 75, 0.11% 0.31%
KeyBank National Association 76, 0.11% 1.29%
Quicken Loans 77, 0.17% 17.48%
Wells Fargo Bank 78, 0.17% 5.69%
Pnc Bank 79, 0.20% 3.24%
Nationstar Mortgage 80, 0.25% 2.64%
NewDay USA 81, 0.36% 0.55%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Pa State Employees Cu 1, -0.35% 1.53%
Embassy Bank For The Lehigh Valley 2, -0.25% 3.51%
Provident Funding Associates 3, -0.21% 1.28%
Bank of America 4, -0.19% 1.56%
Santander Bank 5, -0.15% 2.74%
Citizens Bank 6, -0.12% 2.64%
ESSA Bank & Trust 7, -0.12% 1.17%
First National Bank of Pennsylvania 8, -0.10% 1.01%
Trident Mortgage Company Lp 9, -0.10% 4.37%
JPMorgan Chase Bank 10, -0.10% 1.53%
Amerisave Mortgage Corporation 11, -0.09% 0.30%
Customers Bank 12, -0.09% 0.49%
LoanDepot 13, -0.08% 1.08%
Weichert Financial Services 14, -0.07% 0.70%
TD Bank 15, -0.06% 0.51%
Guaranteed Rate Inc 16, -0.06% 0.52%
Firstrust Bank 17, -0.06% 0.27%
First Commonwealth Federal Credit Union 18, -0.06% 2.90%
Mortgage America, Inc 19, -0.05% 8.73%
Prosperity Home Mortgage 20, -0.04% 0.18%
Fulton Bank 21, -0.04% 3.42%
M&T Bank 22, -0.04% 0.57%
The Ephrata National Bank 23, -0.04% 0.23%
Mid Penn Bank 24, -0.03% 0.28%
Visions Federal Credit Union 25, -0.03% 0.29%
Residential Mortgage Services 26, -0.03% 1.79%
Police and Fire Federal Credit Union 27, -0.03% 0.40%
HomeSale Mortgage 28, -0.02% 0.50%
Riverview Bank 29, -0.02% 0.54%
Princeton Mortgage Corporation 30, -0.02% 0.11%
Union Home Mortgage Company 31, -0.02% 0.17%
NFM, Inc 32, -0.02% 0.15%
Gateway First Bank 33, -0.01% 0.51%
Cherry Creek Mortgage Co Inc 34, -0.01% 0.16%
Home Point Financial Corporation 35, -0.01% 0.31%
JG Wentworth Home Lending 36, -0.01% 0.15%
State Financial Network 37, -0.01% 0.36%
Stearns Lending 38, -0.00% 0.26%
Residential Home Mortgage Corporation 39, -0.00% 0.22%
Univest Bank and Trust Co 40, -0.00% 0.68%
New American Funding 41, 0.00% 0.23%
First Choice Loan Services Inc 42, 0.00% 0.48%
Fairway Independent Mort Corp 43, 0.01% 1.45%
Summit Mortgage Corporation 44, 0.01% 0.55%
Flanagan State Bank 45, 0.01% 0.02%
Newrez 46, 0.01% 0.92%
The Federal Savings Bank 47, 0.01% 0.03%
Reliance First Capital 48, 0.02% 0.17%
Cardinal Financial Company LP 49, 0.02% 0.37%
E Mortgage Management 50, 0.02% 0.16%
Developer’s Mortgage Company 51, 0.03% 0.07%
Carrington Mortgage Services 52, 0.03% 0.23%
AnnieMac Home Mortgage 53, 0.04% 4.25%
Wells Fargo Bank 54, 0.04% 6.61%
Pennymac Loan Services 55, 0.04% 0.29%
Diamond Credit Union 56, 0.05% 1.10%
Florida Capital Bank National Association 57, 0.05% 0.46%
Absolute Home Mortgage 58, 0.05% 0.19%
Truist Bank 59, 0.05% 2.16%
Quaint Oak Mortgage 60, 0.06% 1.26%
NVR Mortgage Finance Inc 61, 0.06% 0.79%
Usaa Federal Savings Bank 62, 0.07% 0.42%
Freedom Mortgage Corporation 63, 0.07% 0.32%
Pnc Bank 64, 0.08% 2.67%
Caliber Home Loans Inc 65, 0.08% 4.07%
Allied Mortgage Group Inc 66, 0.08% 0.65%
Northpointe Bank 67, 0.08% 1.46%
Flagstar Bank 68, 0.09% 0.41%
Contour Mortgage Corporation 69, 0.09% 0.36%
KeyBank National Association 70, 0.09% 0.82%
Embrace Home Loans, Inc 71, 0.09% 0.61%
Atlantic Home Loans, Inc 72, 0.10% 2.72%
Finance of America Mortgage 73, 0.12% 2.26%
Movement Mortgage 74, 0.12% 0.73%
GMH Mortgage Services 75, 0.12% 0.24%
Meridian Bank 76, 0.13% 0.43%
Supreme Lending/ Everett Financial Inc 77, 0.15% 0.69%
Primelending 78, 0.16% 0.64%
Quicken Loans 79, 0.19% 9.02%
Ditech Financial 80, 0.19% 0.42%
Navy Federal Credit Union 81, 0.27% 0.40%
Nationstar Mortgage 82, 0.30% 0.77%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.26% 1.54%
Pa State Employees Cu 2, -0.24% 0.99%
JPMorgan Chase Bank 3, -0.18% 1.23%
Santander Bank 4, -0.17% 1.94%
Embassy Bank For The Lehigh Valley 5, -0.15% 1.77%
Provident Funding Associates 6, -0.15% 0.68%
TD Bank 7, -0.12% 0.57%
Pnc Bank 8, -0.11% 1.76%
Customers Bank 9, -0.11% 0.71%
Visions Federal Credit Union 10, -0.11% 0.19%
Guaranteed Rate Inc 11, -0.09% 0.59%
Citizens Bank 12, -0.09% 2.58%
The Ephrata National Bank 13, -0.09% 0.29%
Weichert Financial Services 14, -0.08% 1.06%
Trident Mortgage Company Lp 15, -0.08% 6.01%
ESSA Bank & Trust 16, -0.07% 0.99%
First National Bank of Pennsylvania 17, -0.06% 0.28%
Firstrust Bank 18, -0.06% 0.28%
Wells Fargo Bank 19, -0.06% 6.41%
M&T Bank 20, -0.06% 0.59%
Diamond Credit Union 21, -0.05% 0.49%
Prosperity Home Mortgage 22, -0.05% 0.30%
Police and Fire Federal Credit Union 23, -0.05% 0.19%
Fulton Bank 24, -0.04% 4.76%
Mid Penn Bank 25, -0.04% 0.33%
Riverview Bank 26, -0.04% 0.58%
NFM, Inc 27, -0.03% 0.19%
Union Home Mortgage Company 28, -0.03% 0.15%
HomeSale Mortgage 29, -0.03% 0.81%
First Commonwealth Federal Credit Union 30, -0.03% 1.77%
Princeton Mortgage Corporation 31, -0.03% 0.13%
Residential Mortgage Services 32, -0.02% 2.39%
Mortgage America, Inc 33, -0.02% 10.91%
Pennymac Loan Services 34, -0.02% 0.09%
Home Point Financial Corporation 35, -0.02% 0.39%
Stearns Lending 36, -0.02% 0.35%
New American Funding 37, -0.01% 0.16%
Cherry Creek Mortgage Co Inc 38, -0.00% 0.17%
First Choice Loan Services Inc 39, -0.00% 0.67%
JG Wentworth Home Lending 40, -0.00% 0.06%
Residential Home Mortgage Corporation 41, -0.00% 0.19%
State Financial Network 42, -0.00% 0.48%
The Federal Savings Bank 43, -0.00% 0.04%
Summit Mortgage Corporation 44, 0.00% 0.87%
Flanagan State Bank 45, 0.00% 0.03%
Fairway Independent Mort Corp 46, 0.00% 2.07%
Ditech Financial 47, 0.01% 0.03%
LoanDepot 48, 0.01% 0.41%
Amerisave Mortgage Corporation 49, 0.01% 0.01%
Cardinal Financial Company LP 50, 0.01% 0.28%
Reliance First Capital 51, 0.02% 0.01%
Developer’s Mortgage Company 52, 0.02% 0.07%
KeyBank National Association 53, 0.02% 0.30%
Newrez 54, 0.02% 0.74%
Univest Bank and Trust Co 55, 0.03% 0.64%
E Mortgage Management 56, 0.03% 0.17%
Freedom Mortgage Corporation 57, 0.04% 0.28%
Gateway First Bank 58, 0.05% 0.48%
AnnieMac Home Mortgage 59, 0.05% 5.80%
Nationstar Mortgage 60, 0.05% 0.13%
NVR Mortgage Finance Inc 61, 0.06% 1.32%
Carrington Mortgage Services 62, 0.06% 0.10%
Absolute Home Mortgage 63, 0.06% 0.22%
Truist Bank 64, 0.07% 2.07%
Florida Capital Bank National Association 65, 0.07% 0.58%
Embrace Home Loans, Inc 66, 0.08% 0.68%
Usaa Federal Savings Bank 67, 0.08% 0.58%
Northpointe Bank 68, 0.08% 2.20%
Contour Mortgage Corporation 69, 0.09% 0.46%
Quaint Oak Mortgage 70, 0.09% 1.68%
Caliber Home Loans Inc 71, 0.10% 5.00%
Allied Mortgage Group Inc 72, 0.11% 0.83%
Flagstar Bank 73, 0.11% 0.41%
Atlantic Home Loans, Inc 74, 0.11% 3.77%
Meridian Bank 75, 0.14% 0.59%
Finance of America Mortgage 76, 0.14% 3.37%
Movement Mortgage 77, 0.14% 1.00%
GMH Mortgage Services 78, 0.14% 0.33%
Quicken Loans 79, 0.15% 4.13%
Supreme Lending/ Everett Financial Inc 80, 0.16% 0.83%
Primelending 81, 0.17% 0.84%
Navy Federal Credit Union 82, 0.29% 0.61%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Pa State Employees Cu 1, -0.41% 2.34%
Embassy Bank For The Lehigh Valley 2, -0.29% 6.12%
Trident Mortgage Company Lp 3, -0.23% 1.93%
Provident Funding Associates 4, -0.23% 2.17%
Citizens Bank 5, -0.17% 2.73%
ESSA Bank & Trust 6, -0.16% 1.45%
Mortgage America, Inc 7, -0.15% 5.47%
Santander Bank 8, -0.13% 3.93%
First National Bank of Pennsylvania 9, -0.10% 2.10%
LoanDepot 10, -0.09% 2.08%
Bank of America 11, -0.09% 1.58%
Gateway First Bank 12, -0.09% 0.56%
Amerisave Mortgage Corporation 13, -0.09% 0.72%
Residential Mortgage Services 14, -0.08% 0.89%
Quaint Oak Mortgage 15, -0.08% 0.63%
First Commonwealth Federal Credit Union 16, -0.07% 4.60%
Firstrust Bank 17, -0.06% 0.26%
Fulton Bank 18, -0.05% 1.43%
Florida Capital Bank National Association 19, -0.05% 0.28%
Finance of America Mortgage 20, -0.04% 0.61%
State Financial Network 21, -0.04% 0.17%
Univest Bank and Trust Co 22, -0.04% 0.74%
Usaa Federal Savings Bank 23, -0.03% 0.17%
AnnieMac Home Mortgage 24, -0.03% 1.93%
Weichert Financial Services 25, -0.03% 0.15%
Mid Penn Bank 26, -0.03% 0.20%
Cherry Creek Mortgage Co Inc 27, -0.03% 0.13%
JPMorgan Chase Bank 28, -0.02% 1.97%
Fairway Independent Mort Corp 29, -0.01% 0.52%
Police and Fire Federal Credit Union 30, -0.01% 0.72%
Allied Mortgage Group Inc 31, -0.01% 0.39%
Princeton Mortgage Corporation 32, -0.01% 0.09%
M&T Bank 33, -0.01% 0.52%
Union Home Mortgage Company 34, -0.01% 0.22%
JG Wentworth Home Lending 35, -0.00% 0.28%
E Mortgage Management 36, -0.00% 0.13%
Residential Home Mortgage Corporation 37, -0.00% 0.26%
Newrez 38, -0.00% 1.19%
Navy Federal Credit Union 39, 0.00% 0.09%
Guaranteed Rate Inc 40, 0.00% 0.41%
HomeSale Mortgage 41, 0.01% 0.04%
Riverview Bank 42, 0.01% 0.48%
Absolute Home Mortgage 43, 0.01% 0.15%
Summit Mortgage Corporation 44, 0.01% 0.07%
Caliber Home Loans Inc 45, 0.01% 2.67%
First Choice Loan Services Inc 46, 0.01% 0.20%
New American Funding 47, 0.01% 0.33%
Home Point Financial Corporation 48, 0.02% 0.20%
Truist Bank 49, 0.02% 2.28%
Customers Bank 50, 0.02% 0.15%
Visions Federal Credit Union 51, 0.02% 0.43%
Carrington Mortgage Services 52, 0.02% 0.41%
Reliance First Capital 53, 0.02% 0.41%
Cardinal Financial Company LP 54, 0.03% 0.52%
NFM, Inc 55, 0.03% 0.09%
Northpointe Bank 56, 0.03% 0.35%
Stearns Lending 57, 0.04% 0.13%
The Federal Savings Bank 58, 0.04% 0.02%
Developer’s Mortgage Company 59, 0.04% 0.07%
GMH Mortgage Services 60, 0.04% 0.11%
Atlantic Home Loans, Inc 61, 0.05% 1.15%
Movement Mortgage 62, 0.05% 0.33%
Flagstar Bank 63, 0.06% 0.41%
TD Bank 64, 0.06% 0.43%
Pennymac Loan Services 65, 0.07% 0.59%
Meridian Bank 66, 0.08% 0.17%
Contour Mortgage Corporation 67, 0.08% 0.20%
Diamond Credit Union 68, 0.09% 2.02%
Freedom Mortgage Corporation 69, 0.09% 0.39%
The Ephrata National Bank 70, 0.10% 0.15%
Supreme Lending/ Everett Financial Inc 71, 0.11% 0.48%
Primelending 72, 0.12% 0.35%
KeyBank National Association 73, 0.12% 1.58%
Embrace Home Loans, Inc 74, 0.13% 0.50%
Wells Fargo Bank 75, 0.18% 6.90%
Pnc Bank 76, 0.20% 4.03%
Quicken Loans 77, 0.21% 16.33%
Ditech Financial 78, 0.21% 1.00%
Nationstar Mortgage 79, 0.33% 1.74%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Customers Bank 1, -0.45% 3.26%
Fulton Bank 2, -0.19% 1.57%
M&T Bank 3, -0.19% 0.62%
Bank of America 4, -0.14% 0.32%
Mortgage America, Inc 5, -0.13% 8.28%
Pnc Bank 6, -0.13% 0.55%
First Choice Loan Services Inc 7, -0.12% 1.80%
Ditech Financial 8, -0.12% 0.96%
Northpointe Bank 9, -0.10% 2.69%
Home Point Financial Corporation 10, -0.10% 0.80%
Newrez 11, -0.10% 1.66%
Summit Mortgage Corporation 12, -0.08% 1.78%
Univest Bank and Trust Co 13, -0.08% 0.46%
Stearns Lending 14, -0.07% 1.71%
Citizens Bank 15, -0.05% 0.48%
Santander Bank 16, -0.05% 0.41%
NVR Mortgage Finance Inc 17, -0.04% 0.52%
Movement Mortgage 18, -0.03% 1.25%
Truist Bank 19, -0.03% 0.11%
Weichert Financial Services 20, -0.03% 1.07%
Trident Mortgage Company Lp 21, -0.03% 3.01%
Navy Federal Credit Union 22, -0.03% 0.09%
HomeSale Mortgage 23, -0.03% 0.66%
E Mortgage Management 24, -0.02% 0.30%
Provident Funding Associates 25, -0.02% 0.09%
Quaint Oak Mortgage 26, -0.02% 5.08%
First National Bank of Pennsylvania 27, -0.01% 0.07%
Guaranteed Rate Inc 28, -0.01% 0.55%
Caliber Home Loans Inc 29, -0.01% 6.34%
Pennymac Loan Services 30, -0.01% 0.71%
Mid Penn Bank 31, -0.01% 0.02%
Cardinal Financial Company LP 32, -0.01% 0.62%
Embrace Home Loans, Inc 33, -0.01% 1.16%
Cherry Creek Mortgage Co Inc 34, -0.01% 0.32%
TD Bank 35, -0.00% 0.02%
Princeton Mortgage Corporation 36, -0.00% 0.34%
Allied Mortgage Group Inc 37, 0.00% 1.96%
The Ephrata National Bank 38, 0.00% 0.02%
Freedom Mortgage Corporation 39, 0.00% 0.96%
Developer’s Mortgage Company 40, 0.00% 0.59%
The Federal Savings Bank 41, 0.00% 0.07%
Flagstar Bank 42, 0.01% 0.39%
Firstrust Bank 43, 0.01% 0.05%
Reliance First Capital 44, 0.01% 0.23%
Amerisave Mortgage Corporation 45, 0.01% 0.09%
Primelending 46, 0.01% 0.96%
New American Funding 47, 0.01% 0.62%
Wells Fargo Bank 48, 0.02% 0.05%
Prosperity Home Mortgage 49, 0.02% 0.16%
Residential Home Mortgage Corporation 50, 0.03% 0.25%
Contour Mortgage Corporation 51, 0.03% 0.75%
Quicken Loans 52, 0.04% 7.75%
JPMorgan Chase Bank 53, 0.04% 0.05%
GMH Mortgage Services 54, 0.04% 0.21%
Residential Mortgage Services 55, 0.04% 2.80%
Union Home Mortgage Company 56, 0.04% 0.18%
NFM, Inc 57, 0.05% 1.37%
JG Wentworth Home Lending 58, 0.06% 0.18%
Carrington Mortgage Services 59, 0.07% 1.89%
Absolute Home Mortgage 60, 0.07% 0.34%
LoanDepot 61, 0.10% 1.30%
Supreme Lending/ Everett Financial Inc 62, 0.11% 0.71%
Florida Capital Bank National Association 63, 0.11% 1.64%
Nationstar Mortgage 64, 0.11% 2.62%
AnnieMac Home Mortgage 65, 0.12% 6.79%
Gateway First Bank 66, 0.13% 0.55%
Meridian Bank 67, 0.13% 1.21%
Finance of America Mortgage 68, 0.15% 7.75%
Atlantic Home Loans, Inc 69, 0.18% 3.47%
Fairway Independent Mort Corp 70, 0.18% 1.66%
Flanagan State Bank 71, 0.31% 0.71%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Customers Bank 1, -0.45% 3.93%
M&T Bank 2, -0.23% 0.58%
Fulton Bank 3, -0.19% 1.87%
Mortgage America, Inc 4, -0.14% 9.58%
Bank of America 5, -0.14% 0.38%
Pnc Bank 6, -0.14% 0.63%
Newrez 7, -0.12% 1.40%
First Choice Loan Services Inc 8, -0.12% 2.17%
Home Point Financial Corporation 9, -0.12% 0.82%
Northpointe Bank 10, -0.11% 3.19%
Summit Mortgage Corporation 11, -0.09% 2.11%
Univest Bank and Trust Co 12, -0.08% 0.52%
Pennymac Loan Services 13, -0.08% 0.16%
Stearns Lending 14, -0.07% 2.00%
Citizens Bank 15, -0.06% 0.41%
Santander Bank 16, -0.05% 0.49%
NVR Mortgage Finance Inc 17, -0.04% 0.63%
Movement Mortgage 18, -0.03% 1.37%
Weichert Financial Services 19, -0.03% 1.21%
Truist Bank 20, -0.03% 0.14%
E Mortgage Management 21, -0.03% 0.30%
Trident Mortgage Company Lp 22, -0.03% 3.51%
Navy Federal Credit Union 23, -0.03% 0.11%
HomeSale Mortgage 24, -0.03% 0.80%
Freedom Mortgage Corporation 25, -0.03% 0.82%
Provident Funding Associates 26, -0.02% 0.03%
Quaint Oak Mortgage 27, -0.02% 5.96%
Cardinal Financial Company LP 28, -0.02% 0.55%
Embrace Home Loans, Inc 29, -0.02% 1.21%
First National Bank of Pennsylvania 30, -0.01% 0.08%
Mid Penn Bank 31, -0.01% 0.03%
Cherry Creek Mortgage Co Inc 32, -0.01% 0.38%
Ditech Financial 33, -0.01% 0.08%
TD Bank 34, -0.00% 0.03%
Princeton Mortgage Corporation 35, -0.00% 0.36%
New American Funding 36, -0.00% 0.44%
Guaranteed Rate Inc 37, -0.00% 0.47%
Allied Mortgage Group Inc 38, -0.00% 2.20%
The Ephrata National Bank 39, 0.00% 0.03%
Amerisave Mortgage Corporation 40, 0.00% 0.03%
Caliber Home Loans Inc 41, 0.00% 6.01%
Reliance First Capital 42, 0.01% 0.08%
Developer’s Mortgage Company 43, 0.01% 0.60%
Flagstar Bank 44, 0.01% 0.38%
Primelending 45, 0.01% 1.10%
Wells Fargo Bank 46, 0.01% 0.03%
Firstrust Bank 47, 0.02% 0.03%
The Federal Savings Bank 48, 0.02% 0.03%
Prosperity Home Mortgage 49, 0.02% 0.19%
Residential Home Mortgage Corporation 50, 0.03% 0.25%
Contour Mortgage Corporation 51, 0.03% 0.77%
GMH Mortgage Services 52, 0.05% 0.22%
Residential Mortgage Services 53, 0.05% 3.13%
NFM, Inc 54, 0.05% 1.62%
Union Home Mortgage Company 55, 0.05% 0.16%
Nationstar Mortgage 56, 0.05% 1.48%
Quicken Loans 57, 0.07% 4.23%
JG Wentworth Home Lending 58, 0.07% 0.11%
Absolute Home Mortgage 59, 0.09% 0.33%
LoanDepot 60, 0.10% 0.96%
Florida Capital Bank National Association 61, 0.11% 1.95%
Supreme Lending/ Everett Financial Inc 62, 0.12% 0.69%
Gateway First Bank 63, 0.13% 0.63%
Meridian Bank 64, 0.13% 1.40%
AnnieMac Home Mortgage 65, 0.14% 7.17%
Atlantic Home Loans, Inc 66, 0.18% 4.01%
Carrington Mortgage Services 67, 0.19% 1.02%
Finance of America Mortgage 68, 0.19% 7.77%
Fairway Independent Mort Corp 69, 0.20% 1.78%
Flanagan State Bank 70, 0.30% 0.85%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Ditech Financial 1, -0.12% 5.24%
AnnieMac Home Mortgage 2, -0.09% 4.97%
Caliber Home Loans Inc 3, -0.06% 7.93%
Finance of America Mortgage 4, -0.05% 7.66%
Mortgage America, Inc 5, -0.05% 1.88%
Guaranteed Rate Inc 6, -0.03% 0.94%
Newrez 7, -0.03% 2.96%
M&T Bank 8, -0.03% 0.81%
Carrington Mortgage Services 9, -0.03% 6.18%
Residential Mortgage Services 10, -0.03% 1.21%
Citizens Bank 11, -0.02% 0.81%
Provident Funding Associates 12, -0.02% 0.40%
Movement Mortgage 13, -0.02% 0.67%
Trident Mortgage Company Lp 14, -0.01% 0.54%
Home Point Financial Corporation 15, -0.01% 0.67%
Developer’s Mortgage Company 16, -0.01% 0.54%
Pnc Bank 17, -0.00% 0.13%
Firstrust Bank 18, -0.00% 0.13%
Flagstar Bank 19, -0.00% 0.40%
The Federal Savings Bank 20, -0.00% 0.27%
Fulton Bank 21, 0.00% 0.13%
Quaint Oak Mortgage 22, 0.00% 0.81%
GMH Mortgage Services 23, 0.01% 0.13%
Allied Mortgage Group Inc 24, 0.01% 0.81%
Princeton Mortgage Corporation 25, 0.01% 0.27%
Weichert Financial Services 26, 0.01% 0.40%
Pennymac Loan Services 27, 0.01% 3.36%
E Mortgage Management 28, 0.01% 0.27%
Contour Mortgage Corporation 29, 0.01% 0.67%
Absolute Home Mortgage 30, 0.01% 0.40%
Univest Bank and Trust Co 31, 0.01% 0.13%
Florida Capital Bank National Association 32, 0.01% 0.13%
Quicken Loans 33, 0.01% 25.00%
Reliance First Capital 34, 0.01% 0.94%
Stearns Lending 35, 0.02% 0.27%
Amerisave Mortgage Corporation 36, 0.02% 0.40%
Residential Home Mortgage Corporation 37, 0.02% 0.27%
Meridian Bank 38, 0.02% 0.27%
Northpointe Bank 39, 0.02% 0.27%
Summit Mortgage Corporation 40, 0.02% 0.13%
Cardinal Financial Company LP 41, 0.02% 0.94%
Fairway Independent Mort Corp 42, 0.03% 1.08%
Wells Fargo Bank 43, 0.03% 0.13%
Union Home Mortgage Company 44, 0.03% 0.27%
NFM, Inc 45, 0.03% 0.13%
Gateway First Bank 46, 0.04% 0.13%
New American Funding 47, 0.04% 1.48%
Supreme Lending/ Everett Financial Inc 48, 0.04% 0.81%
JPMorgan Chase Bank 49, 0.04% 0.27%
JG Wentworth Home Lending 50, 0.05% 0.54%
Atlantic Home Loans, Inc 51, 0.05% 0.81%
Embrace Home Loans, Inc 52, 0.05% 0.94%
Primelending 53, 0.05% 0.27%
Freedom Mortgage Corporation 54, 0.08% 1.61%
LoanDepot 55, 0.09% 2.96%
Nationstar Mortgage 56, 0.17% 8.20%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.04% 5.41%
Wells Fargo Bank 2, -0.02% 14.41%
Embassy Bank For The Lehigh Valley 3, -0.01% 12.61%
JPMorgan Chase Bank 4, -0.01% 4.50%
Citizens Bank 5, -0.01% 4.50%
ESSA Bank & Trust 6, -0.00% 4.50%
TD Bank 7, -0.00% 1.80%
Santander Bank 8, -0.00% 3.60%
Quicken Loans 9, -0.00% 0.90%
Provident Funding Associates 10, -0.00% 0.90%
First National Bank of Pennsylvania 11, 0.00% 2.70%
Navy Federal Credit Union 12, 0.00% 2.70%
Fulton Bank 13, 0.00% 4.50%
KeyBank National Association 14, 0.01% 2.70%
Residential Mortgage Services 15, 0.01% 1.80%
Trident Mortgage Company Lp 16, 0.01% 3.60%
The Ephrata National Bank 17, 0.01% 0.90%
Quaint Oak Mortgage 18, 0.01% 0.90%
Pnc Bank 19, 0.01% 0.90%
Allied Mortgage Group Inc 20, 0.01% 0.90%
Truist Bank 21, 0.02% 9.01%
AnnieMac Home Mortgage 22, 0.02% 1.80%
Mortgage America, Inc 23, 0.02% 2.70%
Caliber Home Loans Inc 24, 0.03% 4.50%
Embrace Home Loans, Inc 25, 0.03% 1.80%
Mid Penn Bank 26, 0.04% 0.90%
LoanDepot 27, 0.04% 1.80%
Finance of America Mortgage 28, 0.04% 2.70%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.05% 7.69%
Wells Fargo Bank 2, -0.03% 12.31%
Embassy Bank For The Lehigh Valley 3, -0.02% 9.23%
JPMorgan Chase Bank 4, -0.02% 6.15%
ESSA Bank & Trust 5, -0.01% 3.08%
Citizens Bank 6, -0.01% 4.62%
Navy Federal Credit Union 7, -0.00% 3.08%
TD Bank 8, 0.00% 3.08%
First National Bank of Pennsylvania 9, 0.00% 4.62%
Fulton Bank 10, 0.00% 6.15%
Residential Mortgage Services 11, 0.01% 1.54%
KeyBank National Association 12, 0.01% 1.54%
The Ephrata National Bank 13, 0.01% 1.54%
Trident Mortgage Company Lp 14, 0.01% 4.62%
Quaint Oak Mortgage 15, 0.01% 1.54%
Allied Mortgage Group Inc 16, 0.01% 1.54%
AnnieMac Home Mortgage 17, 0.02% 3.08%
Truist Bank 18, 0.02% 9.23%
Embrace Home Loans, Inc 19, 0.04% 3.08%
LoanDepot 20, 0.04% 3.08%
Caliber Home Loans Inc 21, 0.04% 4.62%
Finance of America Mortgage 22, 0.04% 4.62%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Embassy Bank For The Lehigh Valley 1, -0.01% 17.39%
Citizens Bank 2, -0.01% 4.35%
Santander Bank 3, -0.01% 8.70%
Quicken Loans 4, -0.00% 2.17%
Provident Funding Associates 5, -0.00% 2.17%
ESSA Bank & Trust 6, -0.00% 6.52%
Bank of America 7, -0.00% 2.17%
Wells Fargo Bank 8, -0.00% 17.39%
Trident Mortgage Company Lp 9, -0.00% 2.17%
KeyBank National Association 10, 0.00% 4.35%
Residential Mortgage Services 11, 0.00% 2.17%
Fulton Bank 12, 0.00% 2.17%
Caliber Home Loans Inc 13, 0.00% 4.35%
Pnc Bank 14, 0.01% 2.17%
Navy Federal Credit Union 15, 0.01% 2.17%
Truist Bank 16, 0.01% 8.70%
JPMorgan Chase Bank 17, 0.02% 2.17%
Mortgage America, Inc 18, 0.02% 6.52%
Mid Penn Bank 19, 0.03% 2.17%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.18% 4.81%
Mortgage America, Inc 2, -0.12% 7.21%
Pennymac Loan Services 3, -0.08% 2.51%
Usaa Federal Savings Bank 4, -0.08% 7.87%
LoanDepot 5, -0.07% 4.70%
Summit Mortgage Corporation 6, -0.07% 1.20%
Home Point Financial Corporation 7, -0.06% 1.64%
Caliber Home Loans Inc 8, -0.06% 5.46%
Citizens Bank 9, -0.04% 0.44%
HomeSale Mortgage 10, -0.04% 0.77%
Stearns Lending 11, -0.04% 1.09%
Pnc Bank 12, -0.04% 0.55%
Fulton Bank 13, -0.03% 0.87%
Primelending 14, -0.03% 0.11%
Amerisave Mortgage Corporation 15, -0.03% 0.22%
E Mortgage Management 16, -0.03% 0.33%
Gateway First Bank 17, -0.03% 0.22%
Union Home Mortgage Company 18, -0.03% 0.33%
M&T Bank 19, -0.02% 0.55%
Residential Mortgage Services 20, -0.02% 1.97%
Newrez 21, -0.02% 0.77%
Flagstar Bank 22, -0.02% 0.33%
Customers Bank 23, -0.02% 0.11%
JG Wentworth Home Lending 24, -0.02% 0.77%
Santander Bank 25, -0.02% 0.11%
Princeton Mortgage Corporation 26, -0.02% 0.33%
Guaranteed Rate Inc 27, -0.02% 0.87%
Firstrust Bank 28, -0.02% 0.11%
Developer’s Mortgage Company 29, -0.01% 0.22%
Truist Bank 30, -0.01% 0.77%
Trident Mortgage Company Lp 31, -0.01% 1.86%
Weichert Financial Services 32, -0.01% 0.55%
Meridian Bank 33, -0.01% 0.66%
Univest Bank and Trust Co 34, -0.01% 0.11%
Contour Mortgage Corporation 35, -0.01% 0.55%
Florida Capital Bank National Association 36, -0.01% 0.66%
Ditech Financial 37, -0.01% 0.22%
The Ephrata National Bank 38, -0.01% 0.22%
New American Funding 39, -0.01% 0.33%
Cardinal Financial Company LP 40, -0.01% 0.33%
JPMorgan Chase Bank 41, -0.00% 0.11%
Movement Mortgage 42, -0.00% 1.09%
NFM, Inc 43, -0.00% 0.33%
Supreme Lending/ Everett Financial Inc 44, -0.00% 0.22%
NVR Mortgage Finance Inc 45, -0.00% 0.22%
Cherry Creek Mortgage Co Inc 46, 0.00% 0.66%
First Choice Loan Services Inc 47, 0.00% 0.87%
GMH Mortgage Services 48, 0.00% 0.11%
Quaint Oak Mortgage 49, 0.00% 0.55%
Prosperity Home Mortgage 50, 0.01% 0.33%
Northpointe Bank 51, 0.01% 1.53%
Allied Mortgage Group Inc 52, 0.01% 0.77%
Nationstar Mortgage 53, 0.01% 2.30%
Wells Fargo Bank 54, 0.02% 1.86%
Reliance First Capital 55, 0.02% 0.87%
Carrington Mortgage Services 56, 0.02% 2.84%
The Federal Savings Bank 57, 0.02% 2.62%
Embrace Home Loans, Inc 58, 0.02% 0.66%
Freedom Mortgage Corporation 59, 0.02% 2.08%
Finance of America Mortgage 60, 0.03% 3.50%
AnnieMac Home Mortgage 61, 0.09% 4.04%
Fairway Independent Mort Corp 62, 0.09% 3.17%
Atlantic Home Loans, Inc 63, 0.11% 2.73%
Quicken Loans 64, 0.12% 10.38%
NewDay USA 65, 0.34% 3.50%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.18% 7.21%
Mortgage America, Inc 2, -0.10% 11.70%
Usaa Federal Savings Bank 3, -0.06% 10.33%
Summit Mortgage Corporation 4, -0.04% 2.14%
Citizens Bank 5, -0.02% 0.78%
HomeSale Mortgage 6, -0.02% 1.36%
Pnc Bank 7, -0.01% 0.97%
Fulton Bank 8, -0.01% 1.36%
Stearns Lending 9, -0.01% 1.17%
Primelending 10, -0.01% 0.19%
Newrez 11, -0.00% 0.78%
Residential Mortgage Services 12, -0.00% 3.12%
E Mortgage Management 13, -0.00% 0.58%
Union Home Mortgage Company 14, -0.00% 0.58%
Truist Bank 15, -0.00% 0.97%
M&T Bank 16, 0.00% 0.58%
Freedom Mortgage Corporation 17, 0.00% 0.58%
Customers Bank 18, 0.00% 0.19%
Nationstar Mortgage 19, 0.00% 1.75%
Pennymac Loan Services 20, 0.01% 0.39%
Santander Bank 21, 0.01% 0.19%
Florida Capital Bank National Association 22, 0.01% 0.39%
Firstrust Bank 23, 0.01% 0.19%
Guaranteed Rate Inc 24, 0.01% 0.78%
Princeton Mortgage Corporation 25, 0.01% 0.19%
Trident Mortgage Company Lp 26, 0.01% 2.73%
Weichert Financial Services 27, 0.01% 0.78%
JG Wentworth Home Lending 28, 0.01% 0.78%
The Ephrata National Bank 29, 0.01% 0.39%
Contour Mortgage Corporation 30, 0.01% 0.78%
Cardinal Financial Company LP 31, 0.01% 0.39%
Home Point Financial Corporation 32, 0.02% 0.58%
Ditech Financial 33, 0.02% 0.19%
New American Funding 34, 0.02% 0.39%
JPMorgan Chase Bank 35, 0.02% 0.19%
NFM, Inc 36, 0.02% 0.58%
Caliber Home Loans Inc 37, 0.02% 5.07%
Meridian Bank 38, 0.02% 0.78%
NVR Mortgage Finance Inc 39, 0.02% 0.39%
Movement Mortgage 40, 0.02% 1.56%
Carrington Mortgage Services 41, 0.02% 0.58%
Cherry Creek Mortgage Co Inc 42, 0.02% 1.17%
Flagstar Bank 43, 0.03% 0.19%
First Choice Loan Services Inc 44, 0.03% 1.56%
GMH Mortgage Services 45, 0.03% 0.19%
Supreme Lending/ Everett Financial Inc 46, 0.03% 0.19%
Quaint Oak Mortgage 47, 0.03% 0.78%
Northpointe Bank 48, 0.03% 2.73%
Allied Mortgage Group Inc 49, 0.04% 1.17%
Wells Fargo Bank 50, 0.04% 2.73%
Prosperity Home Mortgage 51, 0.04% 0.39%
Quicken Loans 52, 0.05% 4.09%
Embrace Home Loans, Inc 53, 0.06% 0.58%
Finance of America Mortgage 54, 0.07% 4.09%
LoanDepot 55, 0.08% 1.17%
AnnieMac Home Mortgage 56, 0.13% 5.85%
Fairway Independent Mort Corp 57, 0.14% 4.29%
Atlantic Home Loans, Inc 58, 0.17% 4.09%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.15% 5.97%
LoanDepot 2, -0.13% 9.20%
Pennymac Loan Services 3, -0.12% 5.22%
Usaa Federal Savings Bank 4, -0.11% 4.73%
Home Point Financial Corporation 5, -0.10% 2.99%
Stearns Lending 6, -0.07% 1.00%
Atlantic Home Loans, Inc 7, -0.07% 1.00%
Navy Federal Credit Union 8, -0.07% 1.74%
Mortgage America, Inc 9, -0.07% 1.49%
Meridian Bank 10, -0.06% 0.50%
Flagstar Bank 11, -0.06% 0.50%
M&T Bank 12, -0.06% 0.50%
JG Wentworth Home Lending 13, -0.06% 0.75%
Amerisave Mortgage Corporation 14, -0.06% 0.50%
Gateway First Bank 15, -0.06% 0.50%
Prosperity Home Mortgage 16, -0.05% 0.25%
Contour Mortgage Corporation 17, -0.05% 0.25%
Princeton Mortgage Corporation 18, -0.05% 0.50%
Guaranteed Rate Inc 19, -0.05% 1.00%
Newrez 20, -0.05% 0.75%
Developer’s Mortgage Company 21, -0.05% 0.50%
Allied Mortgage Group Inc 22, -0.05% 0.25%
New American Funding 23, -0.04% 0.25%
Ditech Financial 24, -0.04% 0.25%
Movement Mortgage 25, -0.04% 0.50%
Supreme Lending/ Everett Financial Inc 26, -0.04% 0.25%
Weichert Financial Services 27, -0.04% 0.25%
Fulton Bank 28, -0.04% 0.25%
Univest Bank and Trust Co 29, -0.04% 0.25%
Trident Mortgage Company Lp 30, -0.04% 0.75%
Florida Capital Bank National Association 31, -0.04% 1.00%
Quaint Oak Mortgage 32, -0.03% 0.25%
Cardinal Financial Company LP 33, -0.03% 0.25%
Fairway Independent Mort Corp 34, -0.03% 1.74%
Finance of America Mortgage 35, -0.03% 2.74%
Residential Mortgage Services 36, -0.03% 0.50%
Embrace Home Loans, Inc 37, -0.02% 0.75%
Truist Bank 38, -0.02% 0.50%
AnnieMac Home Mortgage 39, -0.02% 1.74%
Reliance First Capital 40, -0.01% 1.99%
The Federal Savings Bank 41, -0.01% 5.97%
Carrington Mortgage Services 42, -0.01% 5.72%
Freedom Mortgage Corporation 43, 0.00% 3.98%
Wells Fargo Bank 44, 0.00% 0.75%
Nationstar Mortgage 45, 0.01% 2.99%
Quicken Loans 46, 0.12% 18.41%
NewDay USA 47, 0.31% 7.96%

* Data is compiled for the Allentown, PA commuting zone area, which comprises of counties of Berks County, PA, Carbon County, PA, Lehigh County, PA, Northampton County, PA, and Schuylkill County, PA. This includes cities/towns/communities of Allentown, PA as well as Bethlehem, PA, Reading, PA, Middletown, PA, Ancient Oaks, PA, Easton, PA, Bethlehem, PA, Fullerton, PA, Amity Gardens, PA, Emmaus, PA, Blandon, PA, Montrose Manor, PA, Breinigsville, PA, Wyomissing, PA, Jacksonwald, PA, Whitfield, PA, Lorane, PA, Cherryville, PA, Towamensing Trails, PA, Riverview Park, PA, Northampton, PA, Dorneyville, PA, Wernersville, PA, Laurys Station, PA, Wescosville, PA, Palmer Heights, PA, Alburtis, PA, Old Orchard, PA, Lake Wynonah, PA, Eastlawn Gardens, PA, Pennside, PA, Wilson, PA, Gibraltar, PA, DeSales University, PA, Stouchsburg, PA, New Jerusalem, PA, Bally, PA, Oley, PA, Raubsville, PA, Shillington, PA, Flying Hills, PA, West Wyomissing, PA, Womelsdorf, PA, Slatedale, PA, Temple, PA, Bowmanstown, PA, Bangor, PA, Belfast, PA, Holiday Pocono, PA, Catasauqua, PA, and Cetronia, PA. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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