Top Mortgage Lenders in the Jackson, WY area

Which mortgage lender in the Jackson, WY area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Jackson, WY area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Jackson, WY area is Guaranteed Rate Inc, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.09%. This means that Guaranteed Rate Inc provided a -0.09% lower interest rate for its customers than other lenders in Jackson, WY for a similar set of borrowers. Guaranteed Rate Inc has a market share of 16.7%. On the other hand, the most popular lender in the market is Guild Mortgage Company, with a market share of 19.3%. Guild Mortgage Company is an average rate lender in this area, with a “Rate Difference” of +0.05% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Jackson, WY area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Jackson, WY is Guaranteed Rate Inc. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Caliber Home Loans Inc. The cheapest VA mortgage provider is Glacier Bank. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Guaranteed Rate Inc 1, -0.09% 16.69%
Caliber Home Loans Inc 2, -0.06% 5.08%
Glacier Bank 3, -0.06% 5.75%
Wells Fargo Bank 4, -0.05% 9.17%
Flagstar Bank 5, -0.02% 6.30%
First Interstate Bank 6, -0.01% 13.26%
Us Bank 7, 0.00% 6.63%
Guild Mortgage Company 8, 0.05% 19.34%
Quicken Loans 9, 0.10% 17.79%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.08% 7.82%
Glacier Bank 2, -0.06% 6.21%
Wells Fargo Bank 3, -0.05% 14.48%
Guaranteed Rate Inc 4, -0.02% 13.33%
Us Bank 5, -0.02% 3.91%
Flagstar Bank 6, -0.01% 5.29%
First Interstate Bank 7, 0.03% 15.86%
Quicken Loans 8, 0.04% 9.20%
Guild Mortgage Company 9, 0.05% 23.91%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Guaranteed Rate Inc 1, -0.13% 19.79%
First Interstate Bank 2, -0.06% 10.85%
Glacier Bank 3, -0.05% 5.32%
Wells Fargo Bank 4, -0.04% 4.26%
Flagstar Bank 5, -0.02% 7.23%
Caliber Home Loans Inc 6, 0.00% 2.55%
Us Bank 7, 0.01% 9.15%
Guild Mortgage Company 8, 0.04% 15.11%
Quicken Loans 9, 0.12% 25.74%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Guaranteed Rate Inc 1, -0.11% 17.14%
Glacier Bank 2, -0.07% 5.62%
Caliber Home Loans Inc 3, -0.06% 3.75%
Wells Fargo Bank 4, -0.05% 8.03%
Flagstar Bank 5, -0.02% 6.83%
First Interstate Bank 6, -0.01% 15.26%
Us Bank 7, -0.00% 5.49%
Guild Mortgage Company 8, 0.06% 19.54%
Quicken Loans 9, 0.12% 18.34%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.09% 5.97%
Glacier Bank 2, -0.07% 5.68%
Wells Fargo Bank 3, -0.05% 13.07%
Guaranteed Rate Inc 4, -0.03% 13.64%
Us Bank 5, -0.03% 3.98%
Flagstar Bank 6, -0.02% 5.40%
First Interstate Bank 7, 0.03% 17.90%
Quicken Loans 8, 0.05% 9.09%
Guild Mortgage Company 9, 0.06% 25.28%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Guaranteed Rate Inc 1, -0.15% 20.25%
First Interstate Bank 2, -0.06% 12.91%
Glacier Bank 3, -0.06% 5.57%
Wells Fargo Bank 4, -0.05% 3.54%
Flagstar Bank 5, -0.02% 8.10%
Us Bank 6, 0.01% 6.84%
Caliber Home Loans Inc 7, 0.03% 1.77%
Guild Mortgage Company 8, 0.05% 14.43%
Quicken Loans 9, 0.14% 26.58%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.04% 25.45%
Glacier Bank 2, -0.02% 10.91%
Guaranteed Rate Inc 3, -0.00% 5.45%
First Interstate Bank 4, 0.01% 5.45%
Guild Mortgage Company 5, 0.01% 20.00%
Flagstar Bank 6, 0.01% 3.64%
Wells Fargo Bank 7, 0.01% 1.82%
Us Bank 8, 0.04% 1.82%
Quicken Loans 9, 0.04% 25.45%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.04% 28.21%
Glacier Bank 2, -0.02% 12.82%
Guaranteed Rate Inc 3, 0.01% 7.69%
First Interstate Bank 4, 0.02% 7.69%
Flagstar Bank 5, 0.02% 5.13%
Guild Mortgage Company 6, 0.02% 23.08%
Wells Fargo Bank 7, 0.03% 2.56%
Quicken Loans 8, 0.04% 10.26%
Us Bank 9, 0.05% 2.56%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.03% 18.75%
Guild Mortgage Company 2, -0.03% 12.50%
Glacier Bank 3, -0.01% 6.25%
Quicken Loans 4, 0.02% 62.50%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.05% 26.67%
Glacier Bank 2, -0.00% 2.67%
Quicken Loans 3, 0.00% 2.67%
Guaranteed Rate Inc 4, 0.01% 25.33%
Guild Mortgage Company 5, 0.02% 16.00%
Us Bank 6, 0.02% 22.67%
First Interstate Bank 7, 0.04% 4.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.05% 48.28%
Us Bank 2, 0.03% 3.45%
Guaranteed Rate Inc 3, 0.04% 24.14%
Guild Mortgage Company 4, 0.04% 13.79%
First Interstate Bank 5, 0.06% 10.34%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.02% 13.04%
Glacier Bank 2, -0.01% 4.35%
Quicken Loans 3, -0.01% 4.35%
Guaranteed Rate Inc 4, -0.00% 26.09%
Guild Mortgage Company 5, 0.00% 17.39%
Us Bank 6, 0.01% 34.78%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Glacier Bank 1, -0.01% 7.14%
Caliber Home Loans Inc 2, -0.01% 14.29%
Quicken Loans 3, -0.00% 28.57%
Flagstar Bank 4, 0.00% 14.29%
Guild Mortgage Company 5, 0.00% 21.43%
Wells Fargo Bank 6, 0.01% 7.14%
Guaranteed Rate Inc 7, 0.01% 3.57%
Us Bank 8, 0.02% 3.57%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.02% 13.33%
Glacier Bank 2, -0.02% 13.33%
Wells Fargo Bank 3, 0.00% 13.33%
Flagstar Bank 4, 0.01% 13.33%
Quicken Loans 5, 0.01% 26.67%
Guild Mortgage Company 6, 0.01% 13.33%
Us Bank 7, 0.01% 6.67%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.01% 30.77%
Flagstar Bank 2, -0.00% 15.38%
Caliber Home Loans Inc 3, 0.00% 15.38%
Guild Mortgage Company 4, 0.00% 30.77%
Guaranteed Rate Inc 5, 0.02% 7.69%

* Data is compiled for the Jackson, WY commuting zone area, which comprises of counties of Teton County, ID, Lincoln County, WY, Sublette County, WY, and Teton County, WY. This includes cities/towns/communities of Jackson, WY as well as Tetonia, ID, Star Valley Ranch, WY, Pinedale, WY, Hoback, WY, Afton, WY, Marbleton, WY, Kemmerer, WY, and La Barge, WY. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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