Top Mortgage Lenders in the Port St. Lucie, FL area

Which mortgage lender in the Port St. Lucie, FL area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Port St. Lucie, FL area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Port St. Lucie, FL area is Bank of America, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.24%. This means that Bank of America provided a -0.24% lower interest rate for its customers than other lenders in Port St. Lucie, FL for a similar set of borrowers. Bank of America has a market share of 2.7%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 10.9%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.10% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Port St. Lucie, FL area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Port St. Lucie, FL is First Republic Bank. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Bank of America. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Seacoast National Bank. The cheapest VA mortgage provider is Navy Federal Credit Union. To get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders by “Rate Rank” for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.24% 2.70%
Third Federal Savings and Loan 2, -0.24% 0.57%
Hsbc Bank Usa 3, -0.21% 0.19%
First Republic Bank 4, -0.21% 0.16%
Provident Funding Associates 5, -0.20% 0.44%
Pnc Bank 6, -0.19% 2.18%
DHI Mortgage Company Limited 7, -0.18% 0.73%
Seacoast National Bank 8, -0.18% 1.38%
Valley National Bank 9, -0.17% 0.32%
Amerisave Mortgage Corporation 10, -0.16% 0.46%
JPMorgan Chase Bank 11, -0.15% 3.83%
Citizens Bank 12, -0.15% 1.04%
Citibank 13, -0.14% 0.40%
Space Coast Credit Union 14, -0.13% 0.19%
Sirva Mortgage Inc 15, -0.13% 0.12%
Suntrust Banks, Inc 16, -0.12% 1.02%
Trustco Bank 17, -0.12% 0.14%
Guaranteed Rate Affinity 18, -0.12% 0.45%
MidFlorida Credit Union 19, -0.11% 0.13%
Guaranteed Rate Inc 20, -0.11% 1.66%
Pulte Mortgage 21, -0.10% 1.06%
Home Point Financial Corporation 22, -0.10% 1.17%
Us Bank 23, -0.10% 0.65%
Bethpage Federal Credit Union 24, -0.10% 0.10%
Northpointe Bank 25, -0.09% 0.63%
Tropical Financial Credit Union 26, -0.09% 0.18%
Usaa Federal Savings Bank 27, -0.09% 0.90%
FirstBank 28, -0.09% 0.18%
Fifth Third Bank, National Association 29, -0.08% 0.26%
Truist Bank 30, -0.08% 0.61%
Eagle Home Mortgage 31, -0.07% 1.45%
Wells Fargo Bank 32, -0.07% 3.92%
First Federal Bank 33, -0.07% 0.36%
Ally Bank 34, -0.06% 0.12%
Village Capital & Investment 35, -0.06% 0.11%
Caliber Home Loans Inc 36, -0.06% 3.58%
K Hovnanian American Mortgage 37, -0.06% 0.29%
NBKC Bank 38, -0.05% 0.17%
TD Bank 39, -0.05% 0.84%
JG Wentworth Home Lending 40, -0.05% 0.50%
Pennymac Loan Services 41, -0.04% 1.04%
Navy Federal Credit Union 42, -0.04% 0.77%
Acopia Capital Group 43, -0.03% 0.84%
Land Home Financial Services Inc 44, -0.03% 0.45%
Bayshore Mortgage Funding 45, -0.03% 0.11%
Morgan Stanley Private Bank 46, -0.02% 0.16%
LoanDepot 47, -0.02% 2.60%
First Savings Bank 48, -0.02% 0.13%
GOM – Main Office 49, -0.02% 1.99%
North American Savings Bank 50, -0.01% 0.10%
Iberiabank 51, -0.01% 0.20%
Jmac 52, -0.01% 0.14%
Gateway First Bank 53, -0.01% 0.19%
Freedom Mortgage Corporation 54, -0.01% 1.70%
Plaza Home Mortgage Inc 55, -0.01% 0.25%
Centerstate Bank 56, -0.01% 0.78%
Wyndham Capital Mortgage 57, -0.01% 0.15%
Equity Prime Mortgage 58, -0.01% 0.10%
Michigan Mutual Inc DBA MiMutual Mortgage 59, -0.01% 0.11%
Tiaa, Fsb 60, -0.00% 0.19%
Synovus Mortgage Corp 61, 0.00% 0.19%
US Mortgage Corporation 62, 0.00% 0.22%
VanDyk Mortgage Corporation 63, 0.01% 0.33%
Synergy One Lending 64, 0.01% 0.18%
IBM Southeast Employees Federal Credit Union 65, 0.01% 0.13%
SWBC Mortgage Corporation 66, 0.01% 1.08%
Cornerstone Home Lending, Inc 67, 0.01% 0.53%
Compass Mortgage Inc 68, 0.01% 0.15%
US Mortgage of Florida 69, 0.01% 1.76%
The Mortgage Firm, Inc 70, 0.01% 2.75%
Regions Bank 71, 0.01% 0.31%
NFM, Inc 72, 0.01% 0.10%
Stearns Lending 73, 0.01% 1.01%
FBC Mortgage 74, 0.02% 2.13%
Metropolitan Home Mortgage, Inc 75, 0.02% 0.12%
New American Funding 76, 0.02% 0.35%
Fidelity Funding Mortgage Corp 77, 0.02% 0.55%
NVR Mortgage Finance Inc 78, 0.02% 0.28%
Newrez 79, 0.02% 0.78%
First Guaranty Mortgage Corporation 80, 0.02% 0.11%
Carrington Mortgage Services 81, 0.02% 0.75%
Bank of England 82, 0.02% 0.14%
Luxury Mortgage Corp 83, 0.02% 0.10%
Bankers Mortgage Lending Inc 84, 0.03% 0.37%
Lakeview Loan Servicing 85, 0.03% 0.45%
Taylor Morrison Home Funding 86, 0.03% 0.10%
Highlands Residential Mortgage Ltd 87, 0.03% 0.38%
Sierra Pacific Mortgage 88, 0.03% 0.10%
Castle & Cooke Mortgage 89, 0.04% 0.20%
Christensen Financial, Inc 90, 0.04% 0.35%
Flagstar Bank 91, 0.04% 3.09%
Success Mortgage Partners Inc 92, 0.04% 0.52%
Embrace Home Loans, Inc 93, 0.04% 0.16%
Planet Home Lending 94, 0.04% 0.45%
Capital Partners Mortgage 95, 0.04% 1.16%
American Bancshares Mortgage 96, 0.05% 0.23%
The Federal Savings Bank 97, 0.05% 0.25%
Ditech Financial 98, 0.06% 0.54%
Finance of America Mortgage 99, 0.06% 0.21%
Fairway Independent Mort Corp 100, 0.06% 1.26%
Bay Equity 101, 0.06% 0.20%
Union Home Mortgage Company 102, 0.07% 0.19%
Nationwide Mortgage Bankers Inc 103, 0.07% 0.11%
United Mortgage Corp 104, 0.07% 0.27%
Movement Mortgage 105, 0.07% 0.77%
Primelending 106, 0.08% 0.78%
Geneva Financial 107, 0.08% 0.44%
E Mortgage Management 108, 0.08% 0.59%
Intercontinental Capital Group Inc 109, 0.08% 0.25%
HomeBridge Financial Services, Inc 110, 0.09% 0.66%
Cason Home Loans 111, 0.09% 0.20%
Academy Mortgage Corporation 112, 0.09% 0.57%
Cardinal Financial Company LP 113, 0.09% 1.39%
Quicken Loans 114, 0.10% 10.94%
Southwest Funding LP 115, 0.11% 0.16%
Supreme Lending/ Everett Financial Inc 116, 0.12% 1.15%
Gold Star Mortgage Financial Group, Corporation 117, 0.12% 0.58%
CMG Mortgage Inc 118, 0.13% 0.48%
Royal United Mortgage 119, 0.14% 0.15%
Hamilton Group Funding Inc 120, 0.14% 1.21%
Absolute Home Mortgage 121, 0.17% 1.05%
Homeside Financial 122, 0.18% 0.15%
American Financial Resources Inc 123, 0.20% 0.10%
Nationstar Mortgage 124, 0.21% 1.37%
Waterstone Mortgage Corp 125, 0.21% 0.39%
Primary Residential Mortgage Inc 126, 0.22% 1.53%
Paramount Residential Mortgage Group Inc 127, 0.24% 2.30%
CrossCountry Mortgage Inc 128, 0.26% 0.27%
Citadel Servicing Corporation 129, 0.34% 0.11%
A&D Mortgage 130, 0.39% 0.19%
NewDay USA 131, 0.45% 0.20%
Angel Oak Mortgage Solutions 132, 0.59% 0.21%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.33% 2.58%
Third Federal Savings and Loan 2, -0.26% 0.49%
Hsbc Bank Usa 3, -0.23% 0.25%
JPMorgan Chase Bank 4, -0.21% 3.25%
Valley National Bank 5, -0.21% 0.39%
Pnc Bank 6, -0.19% 0.95%
Seacoast National Bank 7, -0.18% 1.55%
First Republic Bank 8, -0.18% 0.14%
DHI Mortgage Company Limited 9, -0.18% 1.12%
Citibank 10, -0.17% 0.40%
Suntrust Banks, Inc 11, -0.15% 0.93%
Wells Fargo Bank 12, -0.15% 4.19%
Citizens Bank 13, -0.14% 1.01%
MidFlorida Credit Union 14, -0.13% 0.09%
Space Coast Credit Union 15, -0.12% 0.17%
Guaranteed Rate Affinity 16, -0.12% 0.57%
Sirva Mortgage Inc 17, -0.12% 0.19%
Bethpage Federal Credit Union 18, -0.12% 0.11%
Provident Funding Associates 19, -0.11% 0.25%
Home Point Financial Corporation 20, -0.10% 1.21%
TD Bank 21, -0.10% 0.81%
Guaranteed Rate Inc 22, -0.10% 1.87%
Pulte Mortgage 23, -0.10% 1.62%
Freedom Mortgage Corporation 24, -0.10% 1.56%
Truist Bank 25, -0.10% 0.54%
Northpointe Bank 26, -0.09% 0.71%
Us Bank 27, -0.09% 0.62%
Ally Bank 28, -0.09% 0.10%
FirstBank 29, -0.09% 0.15%
Tropical Financial Credit Union 30, -0.08% 0.14%
Fifth Third Bank, National Association 31, -0.08% 0.23%
Trustco Bank 32, -0.08% 0.07%
Usaa Federal Savings Bank 33, -0.07% 0.94%
First Federal Bank 34, -0.07% 0.28%
NBKC Bank 35, -0.07% 0.15%
Eagle Home Mortgage 36, -0.07% 2.20%
Pennymac Loan Services 37, -0.06% 0.38%
Caliber Home Loans Inc 38, -0.06% 3.92%
JG Wentworth Home Lending 39, -0.06% 0.34%
Regions Bank 40, -0.05% 0.28%
K Hovnanian American Mortgage 41, -0.05% 0.44%
Bayshore Mortgage Funding 42, -0.04% 0.12%
Acopia Capital Group 43, -0.03% 1.19%
Navy Federal Credit Union 44, -0.02% 0.95%
Lakeview Loan Servicing 45, -0.02% 0.15%
North American Savings Bank 46, -0.02% 0.09%
Morgan Stanley Private Bank 47, -0.02% 0.15%
Gateway First Bank 48, -0.01% 0.24%
Plaza Home Mortgage Inc 49, -0.01% 0.29%
First Savings Bank 50, -0.01% 0.11%
Wyndham Capital Mortgage 51, -0.01% 0.08%
Jmac 52, -0.01% 0.15%
Iberiabank 53, -0.01% 0.19%
Land Home Financial Services Inc 54, -0.00% 0.50%
GOM – Main Office 55, -0.00% 2.45%
Michigan Mutual Inc DBA MiMutual Mortgage 56, -0.00% 0.14%
Fidelity Funding Mortgage Corp 57, -0.00% 0.63%
IBM Southeast Employees Federal Credit Union 58, 0.01% 0.18%
Tiaa, Fsb 59, 0.01% 0.19%
Synovus Mortgage Corp 60, 0.01% 0.24%
Metropolitan Home Mortgage, Inc 61, 0.01% 0.01%
Centerstate Bank 62, 0.01% 0.82%
US Mortgage Corporation 63, 0.01% 0.29%
Equity Prime Mortgage 64, 0.01% 0.08%
VanDyk Mortgage Corporation 65, 0.02% 0.41%
Amerisave Mortgage Corporation 66, 0.02% 0.02%
Cornerstone Home Lending, Inc 67, 0.02% 0.70%
SWBC Mortgage Corporation 68, 0.02% 1.49%
Stearns Lending 69, 0.02% 1.20%
The Federal Savings Bank 70, 0.02% 0.11%
Synergy One Lending 71, 0.02% 0.07%
Compass Mortgage Inc 72, 0.02% 0.14%
The Mortgage Firm, Inc 73, 0.02% 3.27%
NVR Mortgage Finance Inc 74, 0.02% 0.43%
Bank of England 75, 0.03% 0.16%
Castle & Cooke Mortgage 76, 0.03% 0.20%
FBC Mortgage 77, 0.03% 2.88%
Taylor Morrison Home Funding 78, 0.04% 0.15%
Nationstar Mortgage 79, 0.04% 0.66%
Homeside Financial 80, 0.04% 0.06%
Luxury Mortgage Corp 81, 0.04% 0.11%
Highlands Residential Mortgage Ltd 82, 0.04% 0.42%
NFM, Inc 83, 0.04% 0.10%
Bankers Mortgage Lending Inc 84, 0.04% 0.42%
US Mortgage of Florida 85, 0.04% 2.15%
Carrington Mortgage Services 86, 0.05% 0.44%
Christensen Financial, Inc 87, 0.05% 0.49%
Embrace Home Loans, Inc 88, 0.05% 0.06%
Flagstar Bank 89, 0.05% 3.64%
Sierra Pacific Mortgage 90, 0.05% 0.13%
Ditech Financial 91, 0.05% 0.17%
American Bancshares Mortgage 92, 0.05% 0.31%
New American Funding 93, 0.05% 0.29%
Finance of America Mortgage 94, 0.06% 0.22%
First Guaranty Mortgage Corporation 95, 0.06% 0.10%
Royal United Mortgage 96, 0.06% 0.02%
Capital Partners Mortgage 97, 0.06% 1.55%
NewDay USA 98, 0.07% 0.05%
LoanDepot 99, 0.07% 2.02%
Success Mortgage Partners Inc 100, 0.07% 0.61%
Planet Home Lending 101, 0.07% 0.44%
Bay Equity 102, 0.07% 0.29%
Union Home Mortgage Company 103, 0.07% 0.19%
Fairway Independent Mort Corp 104, 0.08% 1.65%
Quicken Loans 105, 0.08% 5.65%
HomeBridge Financial Services, Inc 106, 0.09% 0.66%
Primelending 107, 0.09% 0.94%
Geneva Financial 108, 0.09% 0.62%
Newrez 109, 0.09% 0.50%
Movement Mortgage 110, 0.09% 1.03%
Nationwide Mortgage Bankers Inc 111, 0.09% 0.12%
E Mortgage Management 112, 0.10% 0.77%
United Mortgage Corp 113, 0.10% 0.19%
Cason Home Loans 114, 0.10% 0.27%
Intercontinental Capital Group Inc 115, 0.11% 0.27%
Academy Mortgage Corporation 116, 0.11% 0.76%
Southwest Funding LP 117, 0.12% 0.23%
Cardinal Financial Company LP 118, 0.13% 1.47%
Supreme Lending/ Everett Financial Inc 119, 0.14% 1.48%
Gold Star Mortgage Financial Group, Corporation 120, 0.14% 0.80%
CMG Mortgage Inc 121, 0.15% 0.58%
Hamilton Group Funding Inc 122, 0.18% 1.51%
Absolute Home Mortgage 123, 0.19% 1.40%
Waterstone Mortgage Corp 124, 0.24% 0.51%
Primary Residential Mortgage Inc 125, 0.25% 1.92%
American Financial Resources Inc 126, 0.25% 0.13%
Paramount Residential Mortgage Group Inc 127, 0.26% 3.04%
CrossCountry Mortgage Inc 128, 0.28% 0.40%
Citadel Servicing Corporation 129, 0.43% 0.11%
A&D Mortgage 130, 0.44% 0.18%
Angel Oak Mortgage Solutions 131, 0.66% 0.21%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Republic Bank 1, -0.26% 0.18%
Provident Funding Associates 2, -0.25% 0.81%
Third Federal Savings and Loan 3, -0.22% 0.73%
Pnc Bank 4, -0.19% 4.49%
Amerisave Mortgage Corporation 5, -0.17% 1.28%
Seacoast National Bank 6, -0.16% 1.05%
Citizens Bank 7, -0.15% 1.10%
Trustco Bank 8, -0.15% 0.26%
Usaa Federal Savings Bank 9, -0.14% 0.83%
Space Coast Credit Union 10, -0.14% 0.23%
Guaranteed Rate Inc 11, -0.13% 1.26%
Us Bank 12, -0.11% 0.71%
LoanDepot 13, -0.11% 3.70%
MidFlorida Credit Union 14, -0.11% 0.19%
Tropical Financial Credit Union 15, -0.11% 0.24%
Hsbc Bank Usa 16, -0.10% 0.08%
Bank of America 17, -0.10% 2.93%
FirstBank 18, -0.10% 0.24%
Home Point Financial Corporation 19, -0.10% 1.09%
US Mortgage of Florida 20, -0.10% 1.02%
Guaranteed Rate Affinity 21, -0.10% 0.21%
Navy Federal Credit Union 22, -0.10% 0.43%
Land Home Financial Services Inc 23, -0.09% 0.36%
Suntrust Banks, Inc 24, -0.09% 1.20%
FBC Mortgage 25, -0.09% 0.72%
Northpointe Bank 26, -0.09% 0.48%
Citibank 27, -0.08% 0.39%
Fifth Third Bank, National Association 28, -0.08% 0.31%
JPMorgan Chase Bank 29, -0.07% 4.92%
First Federal Bank 30, -0.07% 0.51%
Village Capital & Investment 31, -0.07% 0.31%
Bethpage Federal Credit Union 32, -0.06% 0.09%
GOM – Main Office 33, -0.06% 1.14%
Truist Bank 34, -0.06% 0.74%
Capital Partners Mortgage 35, -0.05% 0.42%
Caliber Home Loans Inc 36, -0.05% 2.95%
Centerstate Bank 37, -0.05% 0.70%
Valley National Bank 38, -0.05% 0.20%
Success Mortgage Partners Inc 39, -0.04% 0.36%
Christensen Financial, Inc 40, -0.04% 0.09%
Ally Bank 41, -0.04% 0.16%
Pennymac Loan Services 42, -0.04% 2.29%
JG Wentworth Home Lending 43, -0.04% 0.79%
Eagle Home Mortgage 44, -0.04% 0.05%
NFM, Inc 45, -0.04% 0.11%
Equity Prime Mortgage 46, -0.04% 0.13%
First Guaranty Mortgage Corporation 47, -0.03% 0.13%
Newrez 48, -0.03% 1.31%
US Mortgage Corporation 49, -0.03% 0.08%
Iberiabank 50, -0.03% 0.20%
Tiaa, Fsb 51, -0.03% 0.18%
Morgan Stanley Private Bank 52, -0.03% 0.18%
Jmac 53, -0.03% 0.11%
NBKC Bank 54, -0.03% 0.19%
Fairway Independent Mort Corp 55, -0.03% 0.53%
First Savings Bank 56, -0.03% 0.16%
New American Funding 57, -0.03% 0.46%
Bankers Mortgage Lending Inc 58, -0.03% 0.27%
VanDyk Mortgage Corporation 59, -0.03% 0.18%
Movement Mortgage 60, -0.03% 0.27%
Luxury Mortgage Corp 61, -0.02% 0.08%
Academy Mortgage Corporation 62, -0.02% 0.22%
SWBC Mortgage Corporation 63, -0.02% 0.33%
Michigan Mutual Inc DBA MiMutual Mortgage 64, -0.02% 0.05%
Sierra Pacific Mortgage 65, -0.02% 0.06%
Hamilton Group Funding Inc 66, -0.01% 0.64%
North American Savings Bank 67, -0.01% 0.14%
Wyndham Capital Mortgage 68, -0.01% 0.30%
Plaza Home Mortgage Inc 69, -0.01% 0.17%
Acopia Capital Group 70, -0.01% 0.20%
The Mortgage Firm, Inc 71, -0.01% 1.76%
Pulte Mortgage 72, -0.01% 0.01%
Synovus Mortgage Corp 73, -0.01% 0.09%
Synergy One Lending 74, -0.01% 0.40%
Gateway First Bank 75, -0.00% 0.09%
Bayshore Mortgage Funding 76, -0.00% 0.10%
Compass Mortgage Inc 77, -0.00% 0.17%
Southwest Funding LP 78, -0.00% 0.02%
American Financial Resources Inc 79, -0.00% 0.05%
Planet Home Lending 80, -0.00% 0.47%
Stearns Lending 81, -0.00% 0.65%
Carrington Mortgage Services 82, 0.00% 1.33%
Bay Equity 83, 0.00% 0.03%
Flagstar Bank 84, 0.00% 2.05%
Cornerstone Home Lending, Inc 85, 0.00% 0.20%
CrossCountry Mortgage Inc 86, 0.00% 0.05%
Gold Star Mortgage Financial Group, Corporation 87, 0.00% 0.17%
Nationwide Mortgage Bankers Inc 88, 0.01% 0.08%
Cardinal Financial Company LP 89, 0.01% 1.23%
Metropolitan Home Mortgage, Inc 90, 0.01% 0.33%
Highlands Residential Mortgage Ltd 91, 0.01% 0.29%
Bank of England 92, 0.02% 0.10%
Cason Home Loans 93, 0.02% 0.07%
E Mortgage Management 94, 0.02% 0.25%
Intercontinental Capital Group Inc 95, 0.02% 0.20%
Supreme Lending/ Everett Financial Inc 96, 0.03% 0.54%
Geneva Financial 97, 0.03% 0.09%
American Bancshares Mortgage 98, 0.03% 0.06%
Embrace Home Loans, Inc 99, 0.03% 0.35%
IBM Southeast Employees Federal Credit Union 100, 0.03% 0.03%
CMG Mortgage Inc 101, 0.04% 0.28%
Lakeview Loan Servicing 102, 0.04% 1.01%
TD Bank 103, 0.04% 0.88%
United Mortgage Corp 104, 0.04% 0.43%
Castle & Cooke Mortgage 105, 0.05% 0.19%
Waterstone Mortgage Corp 106, 0.05% 0.15%
Ditech Financial 107, 0.05% 1.23%
Union Home Mortgage Company 108, 0.05% 0.19%
Primelending 109, 0.06% 0.46%
The Federal Savings Bank 110, 0.06% 0.52%
Finance of America Mortgage 111, 0.06% 0.20%
Fidelity Funding Mortgage Corp 112, 0.08% 0.42%
HomeBridge Financial Services, Inc 113, 0.08% 0.66%
Absolute Home Mortgage 114, 0.09% 0.37%
Primary Residential Mortgage Inc 115, 0.09% 0.79%
Paramount Residential Mortgage Group Inc 116, 0.10% 0.89%
Quicken Loans 117, 0.10% 20.93%
Regions Bank 118, 0.11% 0.37%
Freedom Mortgage Corporation 119, 0.11% 1.96%
Wells Fargo Bank 120, 0.11% 3.41%
Royal United Mortgage 121, 0.14% 0.41%
Citadel Servicing Corporation 122, 0.19% 0.12%
Homeside Financial 123, 0.23% 0.31%
Nationstar Mortgage 124, 0.28% 2.70%
A&D Mortgage 125, 0.29% 0.21%
Angel Oak Mortgage Solutions 126, 0.44% 0.21%
NewDay USA 127, 0.51% 0.49%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Republic Bank 1, -0.27% 0.18%
Bank of America 2, -0.26% 3.21%
Third Federal Savings and Loan 3, -0.24% 0.83%
Hsbc Bank Usa 4, -0.22% 0.27%
Valley National Bank 5, -0.22% 0.37%
DHI Mortgage Company Limited 6, -0.20% 0.52%
Provident Funding Associates 7, -0.20% 0.62%
Pnc Bank 8, -0.20% 2.89%
Amerisave Mortgage Corporation 9, -0.20% 0.54%
Seacoast National Bank 10, -0.18% 1.71%
JPMorgan Chase Bank 11, -0.17% 4.91%
Us Bank 12, -0.16% 0.60%
Sirva Mortgage Inc 13, -0.15% 0.15%
Citizens Bank 14, -0.15% 1.42%
Suntrust Banks, Inc 15, -0.15% 1.09%
Citibank 16, -0.14% 0.43%
Guaranteed Rate Affinity 17, -0.14% 0.54%
Space Coast Credit Union 18, -0.14% 0.26%
Pulte Mortgage 19, -0.13% 1.13%
Trustco Bank 20, -0.13% 0.19%
Guaranteed Rate Inc 21, -0.13% 1.82%
MidFlorida Credit Union 22, -0.12% 0.17%
Usaa Federal Savings Bank 23, -0.11% 0.56%
Northpointe Bank 24, -0.10% 0.76%
Tropical Financial Credit Union 25, -0.10% 0.23%
Truist Bank 26, -0.10% 0.66%
FirstBank 27, -0.10% 0.24%
Bethpage Federal Credit Union 28, -0.10% 0.15%
Fifth Third Bank, National Association 29, -0.09% 0.29%
First Federal Bank 30, -0.09% 0.41%
Eagle Home Mortgage 31, -0.09% 1.37%
Land Home Financial Services Inc 32, -0.08% 0.39%
K Hovnanian American Mortgage 33, -0.06% 0.29%
NBKC Bank 34, -0.06% 0.19%
Home Point Financial Corporation 35, -0.06% 0.84%
LoanDepot 36, -0.06% 2.34%
JG Wentworth Home Lending 37, -0.06% 0.57%
Wells Fargo Bank 38, -0.05% 4.83%
TD Bank 39, -0.05% 0.93%
Bayshore Mortgage Funding 40, -0.04% 0.10%
Morgan Stanley Private Bank 41, -0.03% 0.13%
Synergy One Lending 42, -0.03% 0.15%
First Guaranty Mortgage Corporation 43, -0.03% 0.06%
Gateway First Bank 44, -0.02% 0.22%
Iberiabank 45, -0.02% 0.19%
First Savings Bank 46, -0.02% 0.10%
Success Mortgage Partners Inc 47, -0.02% 0.53%
North American Savings Bank 48, -0.01% 0.05%
Jmac 49, -0.01% 0.16%
Wyndham Capital Mortgage 50, -0.01% 0.19%
Bay Equity 51, -0.01% 0.08%
Ally Bank 52, -0.01% 0.06%
Tiaa, Fsb 53, -0.01% 0.24%
GOM – Main Office 54, -0.00% 2.18%
US Mortgage Corporation 55, 0.00% 0.23%
Plaza Home Mortgage Inc 56, 0.00% 0.21%
New American Funding 57, 0.01% 0.29%
The Mortgage Firm, Inc 58, 0.01% 3.28%
Cornerstone Home Lending, Inc 59, 0.01% 0.54%
IBM Southeast Employees Federal Credit Union 60, 0.01% 0.18%
Synovus Mortgage Corp 61, 0.01% 0.23%
Equity Prime Mortgage 62, 0.01% 0.09%
Pennymac Loan Services 63, 0.01% 0.72%
FBC Mortgage 64, 0.01% 1.72%
NVR Mortgage Finance Inc 65, 0.02% 0.29%
Caliber Home Loans Inc 66, 0.02% 2.99%
Bank of England 67, 0.02% 0.11%
Southwest Funding LP 68, 0.02% 0.02%
Compass Mortgage Inc 69, 0.02% 0.16%
NFM, Inc 70, 0.02% 0.13%
Centerstate Bank 71, 0.02% 0.96%
Luxury Mortgage Corp 72, 0.02% 0.12%
SWBC Mortgage Corporation 73, 0.02% 0.99%
Regions Bank 74, 0.03% 0.34%
Capital Partners Mortgage 75, 0.03% 1.40%
VanDyk Mortgage Corporation 76, 0.03% 0.26%
Taylor Morrison Home Funding 77, 0.03% 0.11%
Michigan Mutual Inc DBA MiMutual Mortgage 78, 0.03% 0.04%
The Federal Savings Bank 79, 0.03% 0.10%
Acopia Capital Group 80, 0.03% 0.60%
Metropolitan Home Mortgage, Inc 81, 0.04% 0.02%
Finance of America Mortgage 82, 0.04% 0.20%
Carrington Mortgage Services 83, 0.04% 0.27%
Highlands Residential Mortgage Ltd 84, 0.04% 0.47%
Sierra Pacific Mortgage 85, 0.05% 0.12%
Fidelity Funding Mortgage Corp 86, 0.05% 0.56%
American Financial Resources Inc 87, 0.05% 0.02%
Embrace Home Loans, Inc 88, 0.05% 0.08%
US Mortgage of Florida 89, 0.06% 1.85%
Christensen Financial, Inc 90, 0.06% 0.25%
Geneva Financial 91, 0.06% 0.33%
Bankers Mortgage Lending Inc 92, 0.06% 0.37%
Newrez 93, 0.06% 0.77%
Castle & Cooke Mortgage 94, 0.06% 0.11%
Fairway Independent Mort Corp 95, 0.07% 1.39%
Union Home Mortgage Company 96, 0.07% 0.23%
Lakeview Loan Servicing 97, 0.07% 0.14%
Planet Home Lending 98, 0.08% 0.39%
Primelending 99, 0.08% 0.82%
Flagstar Bank 100, 0.08% 2.76%
American Bancshares Mortgage 101, 0.08% 0.21%
Stearns Lending 102, 0.08% 0.87%
Nationwide Mortgage Bankers Inc 103, 0.09% 0.09%
Academy Mortgage Corporation 104, 0.09% 0.61%
Movement Mortgage 105, 0.10% 0.72%
Intercontinental Capital Group Inc 106, 0.10% 0.20%
Cardinal Financial Company LP 107, 0.10% 1.10%
Cason Home Loans 108, 0.10% 0.22%
United Mortgage Corp 109, 0.11% 0.22%
Navy Federal Credit Union 110, 0.11% 0.60%
HomeBridge Financial Services, Inc 111, 0.12% 0.51%
Quicken Loans 112, 0.12% 12.61%
Freedom Mortgage Corporation 113, 0.13% 0.83%
CMG Mortgage Inc 114, 0.13% 0.34%
Hamilton Group Funding Inc 115, 0.13% 1.19%
E Mortgage Management 116, 0.14% 0.42%
Supreme Lending/ Everett Financial Inc 117, 0.14% 1.30%
Gold Star Mortgage Financial Group, Corporation 118, 0.15% 0.53%
Ditech Financial 119, 0.15% 0.35%
Royal United Mortgage 120, 0.16% 0.17%
Absolute Home Mortgage 121, 0.17% 0.79%
Primary Residential Mortgage Inc 122, 0.21% 1.31%
Paramount Residential Mortgage Group Inc 123, 0.22% 1.64%
Waterstone Mortgage Corp 124, 0.23% 0.47%
Homeside Financial 125, 0.26% 0.14%
CrossCountry Mortgage Inc 126, 0.29% 0.28%
Nationstar Mortgage 127, 0.34% 0.98%
Citadel Servicing Corporation 128, 0.38% 0.14%
A&D Mortgage 129, 0.45% 0.23%
Angel Oak Mortgage Solutions 130, 0.63% 0.28%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.37% 3.06%
Third Federal Savings and Loan 2, -0.26% 0.74%
JPMorgan Chase Bank 3, -0.25% 4.18%
First Republic Bank 4, -0.25% 0.15%
Valley National Bank 5, -0.24% 0.50%
Hsbc Bank Usa 6, -0.24% 0.36%
Pnc Bank 7, -0.21% 1.16%
DHI Mortgage Company Limited 8, -0.20% 0.83%
Us Bank 9, -0.19% 0.48%
Suntrust Banks, Inc 10, -0.19% 0.91%
Seacoast National Bank 11, -0.18% 1.95%
Citibank 12, -0.17% 0.42%
Sirva Mortgage Inc 13, -0.15% 0.23%
Citizens Bank 14, -0.15% 1.40%
Guaranteed Rate Affinity 15, -0.15% 0.70%
Wells Fargo Bank 16, -0.14% 5.19%
Space Coast Credit Union 17, -0.14% 0.23%
Truist Bank 18, -0.13% 0.56%
MidFlorida Credit Union 19, -0.13% 0.13%
Pulte Mortgage 20, -0.13% 1.79%
TD Bank 21, -0.12% 0.97%
Bethpage Federal Credit Union 22, -0.11% 0.16%
Guaranteed Rate Inc 23, -0.11% 2.12%
Provident Funding Associates 24, -0.11% 0.36%
Usaa Federal Savings Bank 25, -0.10% 0.63%
FirstBank 26, -0.10% 0.20%
Fifth Third Bank, National Association 27, -0.10% 0.26%
Northpointe Bank 28, -0.09% 0.90%
Tropical Financial Credit Union 29, -0.09% 0.19%
NBKC Bank 30, -0.09% 0.16%
Eagle Home Mortgage 31, -0.08% 2.14%
Trustco Bank 32, -0.08% 0.10%
First Federal Bank 33, -0.08% 0.38%
JG Wentworth Home Lending 34, -0.07% 0.39%
Regions Bank 35, -0.06% 0.29%
Land Home Financial Services Inc 36, -0.06% 0.43%
Pennymac Loan Services 37, -0.06% 0.44%
K Hovnanian American Mortgage 38, -0.06% 0.46%
Bayshore Mortgage Funding 39, -0.05% 0.11%
Home Point Financial Corporation 40, -0.04% 0.88%
Morgan Stanley Private Bank 41, -0.03% 0.14%
Gateway First Bank 42, -0.02% 0.29%
North American Savings Bank 43, -0.02% 0.04%
Wyndham Capital Mortgage 44, -0.01% 0.10%
Bay Equity 45, -0.01% 0.12%
Synergy One Lending 46, -0.01% 0.04%
Jmac 47, 0.00% 0.16%
Success Mortgage Partners Inc 48, 0.00% 0.61%
Iberiabank 49, 0.00% 0.21%
First Savings Bank 50, 0.00% 0.10%
Ally Bank 51, 0.00% 0.02%
Metropolitan Home Mortgage, Inc 52, 0.01% 0.01%
Tiaa, Fsb 53, 0.01% 0.26%
LoanDepot 54, 0.01% 1.78%
IBM Southeast Employees Federal Credit Union 55, 0.01% 0.27%
Cornerstone Home Lending, Inc 56, 0.01% 0.75%
Plaza Home Mortgage Inc 57, 0.01% 0.21%
US Mortgage Corporation 58, 0.02% 0.29%
Synovus Mortgage Corp 59, 0.02% 0.29%
Ditech Financial 60, 0.02% 0.07%
Finance of America Mortgage 61, 0.02% 0.18%
GOM – Main Office 62, 0.02% 2.76%
The Federal Savings Bank 63, 0.02% 0.07%
Amerisave Mortgage Corporation 64, 0.02% 0.04%
The Mortgage Firm, Inc 65, 0.02% 4.07%
Nationstar Mortgage 66, 0.02% 0.23%
Bank of England 67, 0.02% 0.15%
NVR Mortgage Finance Inc 68, 0.02% 0.47%
Fidelity Funding Mortgage Corp 69, 0.03% 0.60%
Southwest Funding LP 70, 0.03% 0.02%
Caliber Home Loans Inc 71, 0.03% 3.26%
Compass Mortgage Inc 72, 0.03% 0.15%
SWBC Mortgage Corporation 73, 0.03% 1.37%
Homeside Financial 74, 0.04% 0.05%
FBC Mortgage 75, 0.04% 2.34%
Taylor Morrison Home Funding 76, 0.04% 0.18%
First Guaranty Mortgage Corporation 77, 0.04% 0.04%
Luxury Mortgage Corp 78, 0.04% 0.13%
Acopia Capital Group 79, 0.04% 0.86%
Capital Partners Mortgage 80, 0.05% 1.90%
NFM, Inc 81, 0.05% 0.13%
Embrace Home Loans, Inc 82, 0.05% 0.04%
American Financial Resources Inc 83, 0.05% 0.02%
VanDyk Mortgage Corporation 84, 0.06% 0.30%
Michigan Mutual Inc DBA MiMutual Mortgage 85, 0.06% 0.04%
Highlands Residential Mortgage Ltd 86, 0.06% 0.53%
New American Funding 87, 0.06% 0.20%
Carrington Mortgage Services 88, 0.06% 0.16%
Centerstate Bank 89, 0.06% 0.99%
Royal United Mortgage 90, 0.06% 0.03%
Sierra Pacific Mortgage 91, 0.06% 0.15%
Castle & Cooke Mortgage 92, 0.07% 0.09%
Geneva Financial 93, 0.07% 0.47%
Equity Prime Mortgage 94, 0.07% 0.06%
Lakeview Loan Servicing 95, 0.07% 0.07%
Christensen Financial, Inc 96, 0.08% 0.35%
Union Home Mortgage Company 97, 0.08% 0.23%
Primelending 98, 0.09% 1.01%
Fairway Independent Mort Corp 99, 0.09% 1.85%
American Bancshares Mortgage 100, 0.09% 0.29%
Bankers Mortgage Lending Inc 101, 0.10% 0.43%
US Mortgage of Florida 102, 0.10% 2.34%
Stearns Lending 103, 0.11% 1.04%
Flagstar Bank 104, 0.11% 3.23%
Quicken Loans 105, 0.11% 6.72%
Academy Mortgage Corporation 106, 0.12% 0.80%
Planet Home Lending 107, 0.12% 0.39%
Nationwide Mortgage Bankers Inc 108, 0.12% 0.10%
Cason Home Loans 109, 0.13% 0.29%
United Mortgage Corp 110, 0.13% 0.20%
Movement Mortgage 111, 0.13% 0.95%
HomeBridge Financial Services, Inc 112, 0.13% 0.56%
CMG Mortgage Inc 113, 0.14% 0.45%
Intercontinental Capital Group Inc 114, 0.15% 0.20%
Navy Federal Credit Union 115, 0.15% 0.80%
Freedom Mortgage Corporation 116, 0.16% 0.65%
Supreme Lending/ Everett Financial Inc 117, 0.16% 1.71%
Gold Star Mortgage Financial Group, Corporation 118, 0.17% 0.75%
E Mortgage Management 119, 0.17% 0.54%
Cardinal Financial Company LP 120, 0.17% 1.10%
Hamilton Group Funding Inc 121, 0.18% 1.48%
Absolute Home Mortgage 122, 0.18% 1.08%
Newrez 123, 0.18% 0.49%
Paramount Residential Mortgage Group Inc 124, 0.23% 2.14%
Primary Residential Mortgage Inc 125, 0.25% 1.63%
Waterstone Mortgage Corp 126, 0.27% 0.64%
CrossCountry Mortgage Inc 127, 0.32% 0.42%
Citadel Servicing Corporation 128, 0.45% 0.15%
A&D Mortgage 129, 0.52% 0.23%
Angel Oak Mortgage Solutions 130, 0.72% 0.29%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Republic Bank 1, -0.29% 0.22%
Provident Funding Associates 2, -0.26% 1.07%
Third Federal Savings and Loan 3, -0.22% 0.99%
Amerisave Mortgage Corporation 4, -0.21% 1.39%
Pnc Bank 5, -0.20% 5.81%
Seacoast National Bank 6, -0.17% 1.30%
Trustco Bank 7, -0.16% 0.33%
Citizens Bank 8, -0.16% 1.45%
Guaranteed Rate Inc 9, -0.16% 1.30%
Usaa Federal Savings Bank 10, -0.14% 0.45%
Space Coast Credit Union 11, -0.14% 0.31%
Us Bank 12, -0.13% 0.81%
LoanDepot 13, -0.12% 3.29%
Land Home Financial Services Inc 14, -0.12% 0.31%
Northpointe Bank 15, -0.12% 0.53%
Tropical Financial Credit Union 16, -0.11% 0.30%
MidFlorida Credit Union 17, -0.11% 0.25%
FBC Mortgage 18, -0.11% 0.68%
US Mortgage of Florida 19, -0.11% 1.02%
Guaranteed Rate Affinity 20, -0.11% 0.26%
First Federal Bank 21, -0.11% 0.47%
Suntrust Banks, Inc 22, -0.11% 1.40%
FirstBank 23, -0.10% 0.31%
Bank of America 24, -0.10% 3.46%
Hsbc Bank Usa 25, -0.10% 0.11%
Home Point Financial Corporation 26, -0.10% 0.78%
Citibank 27, -0.10% 0.43%
Fifth Third Bank, National Association 28, -0.09% 0.36%
First Guaranty Mortgage Corporation 29, -0.09% 0.09%
Iberiabank 30, -0.08% 0.15%
GOM – Main Office 31, -0.08% 1.21%
JPMorgan Chase Bank 32, -0.07% 6.16%
Valley National Bank 33, -0.07% 0.16%
Truist Bank 34, -0.07% 0.82%
Bethpage Federal Credit Union 35, -0.06% 0.12%
First Savings Bank 36, -0.06% 0.09%
Christensen Financial, Inc 37, -0.06% 0.09%
Navy Federal Credit Union 38, -0.06% 0.26%
Capital Partners Mortgage 39, -0.06% 0.55%
Success Mortgage Partners Inc 40, -0.05% 0.41%
Centerstate Bank 41, -0.05% 0.91%
JG Wentworth Home Lending 42, -0.05% 0.88%
Synergy One Lending 43, -0.05% 0.32%
Equity Prime Mortgage 44, -0.04% 0.14%
New American Funding 45, -0.04% 0.43%
Eagle Home Mortgage 46, -0.04% 0.06%
NFM, Inc 47, -0.04% 0.14%
Morgan Stanley Private Bank 48, -0.04% 0.11%
Fairway Independent Mort Corp 49, -0.04% 0.61%
VanDyk Mortgage Corporation 50, -0.04% 0.19%
Tiaa, Fsb 51, -0.03% 0.22%
US Mortgage Corporation 52, -0.03% 0.11%
NBKC Bank 53, -0.03% 0.24%
Luxury Mortgage Corp 54, -0.03% 0.10%
Movement Mortgage 55, -0.03% 0.32%
The Mortgage Firm, Inc 56, -0.03% 1.93%
Jmac 57, -0.03% 0.15%
Bankers Mortgage Lending Inc 58, -0.03% 0.27%
SWBC Mortgage Corporation 59, -0.03% 0.35%
Newrez 60, -0.02% 1.24%
Sierra Pacific Mortgage 61, -0.02% 0.06%
Academy Mortgage Corporation 62, -0.02% 0.29%
Hamilton Group Funding Inc 63, -0.02% 0.71%
Ally Bank 64, -0.02% 0.11%
Wyndham Capital Mortgage 65, -0.02% 0.35%
Bayshore Mortgage Funding 66, -0.02% 0.09%
Cardinal Financial Company LP 67, -0.02% 1.10%
Plaza Home Mortgage Inc 68, -0.01% 0.20%
Pulte Mortgage 69, -0.01% 0.01%
Acopia Capital Group 70, -0.01% 0.17%
Caliber Home Loans Inc 71, -0.01% 2.54%
Synovus Mortgage Corp 72, -0.01% 0.12%
Michigan Mutual Inc DBA MiMutual Mortgage 73, -0.01% 0.04%
Southwest Funding LP 74, -0.01% 0.01%
Gateway First Bank 75, -0.01% 0.09%
North American Savings Bank 76, -0.01% 0.06%
CrossCountry Mortgage Inc 77, -0.01% 0.05%
Cornerstone Home Lending, Inc 78, -0.01% 0.20%
Compass Mortgage Inc 79, -0.00% 0.16%
Planet Home Lending 80, 0.00% 0.38%
Bay Equity 81, 0.00% 0.02%
Flagstar Bank 82, 0.00% 1.96%
Gold Star Mortgage Financial Group, Corporation 83, 0.01% 0.16%
Bank of England 84, 0.01% 0.05%
Highlands Residential Mortgage Ltd 85, 0.01% 0.38%
Intercontinental Capital Group Inc 86, 0.01% 0.19%
Cason Home Loans 87, 0.02% 0.10%
Nationwide Mortgage Bankers Inc 88, 0.02% 0.07%
Stearns Lending 89, 0.02% 0.60%
E Mortgage Management 90, 0.02% 0.22%
Carrington Mortgage Services 91, 0.03% 0.45%
Supreme Lending/ Everett Financial Inc 92, 0.03% 0.60%
IBM Southeast Employees Federal Credit Union 93, 0.03% 0.04%
American Bancshares Mortgage 94, 0.03% 0.07%
American Financial Resources Inc 95, 0.03% 0.01%
Geneva Financial 96, 0.03% 0.10%
Metropolitan Home Mortgage, Inc 97, 0.04% 0.05%
Embrace Home Loans, Inc 98, 0.04% 0.16%
The Federal Savings Bank 99, 0.04% 0.16%
Pennymac Loan Services 100, 0.05% 1.20%
Waterstone Mortgage Corp 101, 0.05% 0.17%
Castle & Cooke Mortgage 102, 0.06% 0.16%
Union Home Mortgage Company 103, 0.06% 0.22%
Primelending 104, 0.06% 0.51%
Lakeview Loan Servicing 105, 0.07% 0.26%
Finance of America Mortgage 106, 0.07% 0.22%
CMG Mortgage Inc 107, 0.07% 0.16%
TD Bank 108, 0.08% 0.88%
United Mortgage Corp 109, 0.08% 0.25%
Fidelity Funding Mortgage Corp 110, 0.09% 0.50%
Freedom Mortgage Corporation 111, 0.09% 1.14%
HomeBridge Financial Services, Inc 112, 0.10% 0.42%
Primary Residential Mortgage Inc 113, 0.11% 0.77%
Quicken Loans 114, 0.12% 22.60%
Regions Bank 115, 0.13% 0.43%
Wells Fargo Bank 116, 0.14% 4.22%
Paramount Residential Mortgage Group Inc 117, 0.15% 0.79%
Ditech Financial 118, 0.15% 0.84%
Royal United Mortgage 119, 0.17% 0.42%
Absolute Home Mortgage 120, 0.18% 0.30%
Citadel Servicing Corporation 121, 0.22% 0.12%
Homeside Financial 122, 0.32% 0.30%
A&D Mortgage 123, 0.34% 0.24%
Nationstar Mortgage 124, 0.39% 2.24%
Angel Oak Mortgage Solutions 125, 0.46% 0.27%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Seacoast National Bank 1, -0.26% 0.62%
Centerstate Bank 2, -0.21% 0.46%
DHI Mortgage Company Limited 3, -0.20% 1.30%
Caliber Home Loans Inc 4, -0.19% 5.92%
Home Point Financial Corporation 5, -0.17% 2.06%
Freedom Mortgage Corporation 6, -0.17% 4.16%
US Mortgage of Florida 7, -0.15% 1.79%
Acopia Capital Group 8, -0.14% 1.70%
Stearns Lending 9, -0.13% 1.56%
Pnc Bank 10, -0.12% 0.26%
Bank of America 11, -0.11% 0.40%
Newrez 12, -0.10% 0.80%
Navy Federal Credit Union 13, -0.09% 0.17%
Guaranteed Rate Inc 14, -0.09% 1.22%
Citizens Bank 15, -0.09% 0.12%
GOM – Main Office 16, -0.09% 1.79%
Eagle Home Mortgage 17, -0.08% 1.62%
K Hovnanian American Mortgage 18, -0.07% 0.31%
Bankers Mortgage Lending Inc 19, -0.07% 0.46%
Flagstar Bank 20, -0.07% 4.08%
Northpointe Bank 21, -0.07% 0.46%
Fidelity Funding Mortgage Corp 22, -0.06% 0.66%
Village Capital & Investment 23, -0.06% 0.31%
Quicken Loans 24, -0.05% 7.47%
Plaza Home Mortgage Inc 25, -0.05% 0.37%
Jmac 26, -0.05% 0.09%
Iberiabank 27, -0.05% 0.12%
Highlands Residential Mortgage Ltd 28, -0.04% 0.22%
Equity Prime Mortgage 29, -0.04% 0.17%
Michigan Mutual Inc DBA MiMutual Mortgage 30, -0.04% 0.31%
Regions Bank 31, -0.04% 0.12%
Pulte Mortgage 32, -0.04% 0.73%
Ditech Financial 33, -0.04% 1.04%
VanDyk Mortgage Corporation 34, -0.04% 0.70%
Provident Funding Associates 35, -0.04% 0.08%
Guaranteed Rate Affinity 36, -0.03% 0.28%
Valley National Bank 37, -0.03% 0.12%
NBKC Bank 38, -0.03% 0.06%
TD Bank 39, -0.03% 0.09%
First Federal Bank 40, -0.03% 0.22%
Carrington Mortgage Services 41, -0.03% 2.13%
Us Bank 42, -0.03% 0.06%
NFM, Inc 43, -0.03% 0.03%
Synovus Mortgage Corp 44, -0.02% 0.12%
First Savings Bank 45, -0.02% 0.20%
Bayshore Mortgage Funding 46, -0.02% 0.14%
Fifth Third Bank, National Association 47, -0.02% 0.06%
SWBC Mortgage Corporation 48, -0.02% 1.58%
JG Wentworth Home Lending 49, -0.02% 0.28%
American Bancshares Mortgage 50, -0.02% 0.37%
Truist Bank 51, -0.02% 0.02%
Sirva Mortgage Inc 52, -0.02% 0.02%
Planet Home Lending 53, -0.02% 0.70%
FirstBank 54, -0.02% 0.02%
North American Savings Bank 55, -0.01% 0.06%
Suntrust Banks, Inc 56, -0.01% 0.05%
US Mortgage Corporation 57, -0.01% 0.25%
Sierra Pacific Mortgage 58, -0.01% 0.08%
Space Coast Credit Union 59, -0.01% 0.03%
Compass Mortgage Inc 60, -0.01% 0.17%
Amerisave Mortgage Corporation 61, -0.01% 0.25%
Pennymac Loan Services 62, -0.01% 1.18%
Wyndham Capital Mortgage 63, 0.00% 0.09%
Luxury Mortgage Corp 64, 0.00% 0.03%
Christensen Financial, Inc 65, 0.01% 0.79%
Tiaa, Fsb 66, 0.01% 0.05%
Metropolitan Home Mortgage, Inc 67, 0.01% 0.45%
The Federal Savings Bank 68, 0.01% 0.23%
Movement Mortgage 69, 0.01% 1.00%
Castle & Cooke Mortgage 70, 0.01% 0.45%
United Mortgage Corp 71, 0.01% 0.43%
FBC Mortgage 72, 0.02% 3.42%
Bank of England 73, 0.02% 0.19%
Synergy One Lending 74, 0.02% 0.15%
NVR Mortgage Finance Inc 75, 0.02% 0.37%
Taylor Morrison Home Funding 76, 0.02% 0.03%
Cornerstone Home Lending, Inc 77, 0.03% 0.59%
JPMorgan Chase Bank 78, 0.03% 0.02%
Gateway First Bank 79, 0.03% 0.12%
New American Funding 80, 0.03% 0.57%
Homeside Financial 81, 0.03% 0.20%
Union Home Mortgage Company 82, 0.03% 0.14%
E Mortgage Management 83, 0.03% 1.21%
Nationwide Mortgage Bankers Inc 84, 0.03% 0.20%
Lakeview Loan Servicing 85, 0.03% 1.27%
Embrace Home Loans, Inc 86, 0.03% 0.37%
Fairway Independent Mort Corp 87, 0.04% 1.16%
Wells Fargo Bank 88, 0.04% 0.05%
First Guaranty Mortgage Corporation 89, 0.04% 0.31%
Cason Home Loans 90, 0.04% 0.23%
Royal United Mortgage 91, 0.05% 0.15%
Land Home Financial Services Inc 92, 0.05% 0.76%
HomeBridge Financial Services, Inc 93, 0.05% 1.00%
The Mortgage Firm, Inc 94, 0.06% 1.65%
Intercontinental Capital Group Inc 95, 0.06% 0.51%
Supreme Lending/ Everett Financial Inc 96, 0.06% 1.02%
A&D Mortgage 97, 0.07% 0.11%
Nationstar Mortgage 98, 0.07% 3.01%
Gold Star Mortgage Financial Group, Corporation 99, 0.08% 0.83%
Bay Equity 100, 0.09% 0.65%
Cardinal Financial Company LP 101, 0.09% 2.74%
Primelending 102, 0.10% 0.63%
Geneva Financial 103, 0.10% 0.83%
Southwest Funding LP 104, 0.11% 0.71%
Academy Mortgage Corporation 105, 0.11% 0.63%
Waterstone Mortgage Corp 106, 0.12% 0.23%
CMG Mortgage Inc 107, 0.13% 1.02%
LoanDepot 108, 0.13% 3.01%
Finance of America Mortgage 109, 0.13% 0.25%
CrossCountry Mortgage Inc 110, 0.16% 0.40%
Capital Partners Mortgage 111, 0.17% 0.68%
Absolute Home Mortgage 112, 0.17% 2.40%
Hamilton Group Funding Inc 113, 0.17% 1.64%
Success Mortgage Partners Inc 114, 0.19% 0.66%
American Financial Resources Inc 115, 0.23% 0.42%
Primary Residential Mortgage Inc 116, 0.24% 2.63%
Paramount Residential Mortgage Group Inc 117, 0.27% 5.06%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Seacoast National Bank 1, -0.28% 0.76%
Freedom Mortgage Corporation 2, -0.24% 4.06%
Centerstate Bank 3, -0.23% 0.56%
Caliber Home Loans Inc 4, -0.21% 6.19%
DHI Mortgage Company Limited 5, -0.20% 1.68%
Home Point Financial Corporation 6, -0.20% 2.20%
US Mortgage of Florida 7, -0.16% 1.92%
Acopia Capital Group 8, -0.15% 2.08%
Stearns Lending 9, -0.14% 1.74%
Newrez 10, -0.13% 0.44%
Pnc Bank 11, -0.13% 0.34%
Bank of America 12, -0.11% 0.50%
Northpointe Bank 13, -0.11% 0.44%
Pennymac Loan Services 14, -0.11% 0.22%
GOM – Main Office 15, -0.10% 2.04%
Guaranteed Rate Inc 16, -0.10% 1.22%
Navy Federal Credit Union 17, -0.09% 0.22%
Citizens Bank 18, -0.09% 0.16%
Eagle Home Mortgage 19, -0.09% 2.10%
Bankers Mortgage Lending Inc 20, -0.08% 0.50%
Lakeview Loan Servicing 21, -0.08% 0.42%
Quicken Loans 22, -0.08% 4.00%
Fidelity Funding Mortgage Corp 23, -0.08% 0.76%
K Hovnanian American Mortgage 24, -0.08% 0.40%
Flagstar Bank 25, -0.08% 4.84%
Plaza Home Mortgage Inc 26, -0.06% 0.46%
Regions Bank 27, -0.06% 0.12%
Iberiabank 28, -0.05% 0.14%
Equity Prime Mortgage 29, -0.05% 0.18%
Jmac 30, -0.05% 0.12%
Highlands Residential Mortgage Ltd 31, -0.05% 0.26%
Michigan Mutual Inc DBA MiMutual Mortgage 32, -0.05% 0.40%
NBKC Bank 33, -0.04% 0.06%
Pulte Mortgage 34, -0.04% 0.94%
Bayshore Mortgage Funding 35, -0.04% 0.12%
VanDyk Mortgage Corporation 36, -0.04% 0.80%
Us Bank 37, -0.04% 0.06%
Provident Funding Associates 38, -0.04% 0.04%
First Savings Bank 39, -0.04% 0.18%
Valley National Bank 40, -0.04% 0.14%
JG Wentworth Home Lending 41, -0.04% 0.24%
Guaranteed Rate Affinity 42, -0.04% 0.34%
TD Bank 43, -0.03% 0.12%
Suntrust Banks, Inc 44, -0.03% 0.04%
NFM, Inc 45, -0.03% 0.04%
Synovus Mortgage Corp 46, -0.03% 0.16%
Fifth Third Bank, National Association 47, -0.02% 0.08%
American Bancshares Mortgage 48, -0.02% 0.46%
SWBC Mortgage Corporation 49, -0.02% 2.00%
First Federal Bank 50, -0.02% 0.08%
Truist Bank 51, -0.02% 0.02%
Sirva Mortgage Inc 52, -0.02% 0.02%
FirstBank 53, -0.02% 0.02%
North American Savings Bank 54, -0.02% 0.08%
Planet Home Lending 55, -0.01% 0.64%
US Mortgage Corporation 56, -0.01% 0.32%
Space Coast Credit Union 57, -0.01% 0.04%
Wyndham Capital Mortgage 58, -0.01% 0.06%
Sierra Pacific Mortgage 59, -0.01% 0.08%
Compass Mortgage Inc 60, -0.01% 0.12%
Castle & Cooke Mortgage 61, 0.00% 0.48%
Metropolitan Home Mortgage, Inc 62, 0.00% 0.02%
Luxury Mortgage Corp 63, 0.00% 0.04%
HomeBridge Financial Services, Inc 64, 0.00% 0.88%
Christensen Financial, Inc 65, 0.01% 0.96%
Tiaa, Fsb 66, 0.01% 0.04%
Movement Mortgage 67, 0.01% 1.26%
The Federal Savings Bank 68, 0.01% 0.24%
Bank of England 69, 0.02% 0.18%
NVR Mortgage Finance Inc 70, 0.02% 0.48%
Taylor Morrison Home Funding 71, 0.02% 0.04%
FBC Mortgage 72, 0.02% 4.06%
Carrington Mortgage Services 73, 0.02% 1.24%
Nationstar Mortgage 74, 0.02% 1.92%
Cornerstone Home Lending, Inc 75, 0.02% 0.74%
Gateway First Bank 76, 0.03% 0.14%
Synergy One Lending 77, 0.03% 0.12%
Union Home Mortgage Company 78, 0.03% 0.14%
E Mortgage Management 79, 0.03% 1.38%
United Mortgage Corp 80, 0.04% 0.16%
Fairway Independent Mort Corp 81, 0.04% 1.44%
New American Funding 82, 0.04% 0.52%
Embrace Home Loans, Inc 83, 0.04% 0.12%
Wells Fargo Bank 84, 0.04% 0.06%
Nationwide Mortgage Bankers Inc 85, 0.04% 0.22%
The Mortgage Firm, Inc 86, 0.04% 1.72%
Homeside Financial 87, 0.04% 0.08%
Cason Home Loans 88, 0.04% 0.30%
Ditech Financial 89, 0.05% 0.42%
First Guaranty Mortgage Corporation 90, 0.05% 0.26%
Land Home Financial Services Inc 91, 0.06% 0.84%
Supreme Lending/ Everett Financial Inc 92, 0.06% 1.16%
Intercontinental Capital Group Inc 93, 0.07% 0.54%
A&D Mortgage 94, 0.07% 0.12%
Gold Star Mortgage Financial Group, Corporation 95, 0.08% 1.02%
Bay Equity 96, 0.09% 0.82%
Cardinal Financial Company LP 97, 0.10% 2.82%
Primelending 98, 0.10% 0.74%
Geneva Financial 99, 0.10% 1.06%
Southwest Funding LP 100, 0.11% 0.90%
Academy Mortgage Corporation 101, 0.11% 0.80%
Waterstone Mortgage Corp 102, 0.12% 0.30%
Finance of America Mortgage 103, 0.14% 0.30%
CMG Mortgage Inc 104, 0.15% 1.06%
CrossCountry Mortgage Inc 105, 0.16% 0.50%
Capital Partners Mortgage 106, 0.17% 0.86%
LoanDepot 107, 0.18% 2.64%
Hamilton Group Funding Inc 108, 0.19% 1.92%
Absolute Home Mortgage 109, 0.19% 2.78%
Success Mortgage Partners Inc 110, 0.21% 0.76%
Primary Residential Mortgage Inc 111, 0.26% 3.06%
American Financial Resources Inc 112, 0.27% 0.46%
Paramount Residential Mortgage Group Inc 113, 0.29% 6.03%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.12% 5.02%
US Mortgage of Florida 2, -0.09% 1.36%
Ditech Financial 3, -0.08% 3.12%
Newrez 4, -0.07% 2.04%
Guaranteed Rate Inc 5, -0.07% 1.22%
Carrington Mortgage Services 6, -0.07% 5.16%
Stearns Lending 7, -0.06% 0.95%
Village Capital & Investment 8, -0.05% 1.36%
Quicken Loans 9, -0.03% 19.21%
FBC Mortgage 10, -0.03% 1.22%
Absolute Home Mortgage 11, -0.03% 1.09%
Provident Funding Associates 12, -0.03% 0.20%
First Federal Bank 13, -0.03% 0.68%
Bankers Mortgage Lending Inc 14, -0.03% 0.34%
Gold Star Mortgage Financial Group, Corporation 15, -0.03% 0.20%
Home Point Financial Corporation 16, -0.02% 1.56%
Land Home Financial Services Inc 17, -0.02% 0.48%
Planet Home Lending 18, -0.02% 0.88%
GOM – Main Office 19, -0.02% 0.95%
Nationwide Mortgage Bankers Inc 20, -0.02% 0.14%
Seacoast National Bank 21, -0.02% 0.14%
Acopia Capital Group 22, -0.02% 0.41%
American Financial Resources Inc 23, -0.01% 0.27%
Finance of America Mortgage 24, -0.01% 0.07%
Equity Prime Mortgage 25, -0.01% 0.14%
Centerstate Bank 26, -0.01% 0.14%
Compass Mortgage Inc 27, -0.00% 0.34%
Sierra Pacific Mortgage 28, -0.00% 0.07%
Christensen Financial, Inc 29, -0.00% 0.20%
The Federal Savings Bank 30, -0.00% 0.20%
Movement Mortgage 31, -0.00% 0.14%
Plaza Home Mortgage Inc 32, -0.00% 0.07%
Amerisave Mortgage Corporation 33, -0.00% 1.09%
Regions Bank 34, 0.00% 0.14%
Academy Mortgage Corporation 35, 0.00% 0.07%
Bay Equity 36, 0.00% 0.07%
Iberiabank 37, 0.00% 0.07%
Valley National Bank 38, 0.00% 0.07%
NBKC Bank 39, 0.00% 0.07%
SWBC Mortgage Corporation 40, 0.00% 0.14%
Southwest Funding LP 41, 0.00% 0.07%
VanDyk Mortgage Corporation 42, 0.00% 0.34%
Guaranteed Rate Affinity 43, 0.01% 0.07%
Paramount Residential Mortgage Group Inc 44, 0.01% 1.77%
Tiaa, Fsb 45, 0.01% 0.07%
Bank of America 46, 0.01% 0.07%
United Mortgage Corp 47, 0.01% 1.36%
Us Bank 48, 0.01% 0.07%
Flagstar Bank 49, 0.01% 1.49%
Gateway First Bank 50, 0.01% 0.07%
Success Mortgage Partners Inc 51, 0.01% 0.34%
Metropolitan Home Mortgage, Inc 52, 0.01% 1.90%
Synergy One Lending 53, 0.01% 0.27%
CMG Mortgage Inc 54, 0.01% 0.88%
Highlands Residential Mortgage Ltd 55, 0.01% 0.07%
First Savings Bank 56, 0.01% 0.27%
Geneva Financial 57, 0.01% 0.07%
New American Funding 58, 0.01% 0.75%
E Mortgage Management 59, 0.01% 0.61%
JG Wentworth Home Lending 60, 0.02% 0.41%
Pennymac Loan Services 61, 0.02% 4.41%
Wyndham Capital Mortgage 62, 0.02% 0.20%
Bayshore Mortgage Funding 63, 0.02% 0.20%
Cornerstone Home Lending, Inc 64, 0.02% 0.07%
LoanDepot 65, 0.02% 4.28%
Suntrust Banks, Inc 66, 0.02% 0.07%
Bank of England 67, 0.02% 0.20%
First Guaranty Mortgage Corporation 68, 0.02% 0.48%
Union Home Mortgage Company 69, 0.02% 0.14%
Fairway Independent Mort Corp 70, 0.02% 0.20%
American Bancshares Mortgage 71, 0.03% 0.07%
Hamilton Group Funding Inc 72, 0.03% 0.68%
Capital Partners Mortgage 73, 0.03% 0.07%
Homeside Financial 74, 0.03% 0.61%
JPMorgan Chase Bank 75, 0.03% 0.07%
Fidelity Funding Mortgage Corp 76, 0.03% 0.34%
A&D Mortgage 77, 0.04% 0.07%
Embrace Home Loans, Inc 78, 0.04% 1.22%
CrossCountry Mortgage Inc 79, 0.04% 0.07%
Primelending 80, 0.05% 0.27%
Intercontinental Capital Group Inc 81, 0.05% 0.41%
Supreme Lending/ Everett Financial Inc 82, 0.05% 0.54%
Castle & Cooke Mortgage 83, 0.05% 0.34%
Freedom Mortgage Corporation 84, 0.05% 4.48%
Royal United Mortgage 85, 0.05% 0.68%
Northpointe Bank 86, 0.05% 0.54%
Primary Residential Mortgage Inc 87, 0.06% 1.15%
Cardinal Financial Company LP 88, 0.07% 2.44%
Lakeview Loan Servicing 89, 0.08% 4.14%
Nationstar Mortgage 90, 0.12% 6.72%
The Mortgage Firm, Inc 91, 0.13% 1.43%
HomeBridge Financial Services, Inc 92, 0.15% 1.43%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.12% 10.21%
Wells Fargo Bank 2, -0.10% 13.45%
Citibank 3, -0.08% 2.61%
Ally Bank 4, -0.05% 2.14%
TD Bank 5, -0.03% 4.19%
Suntrust Banks, Inc 6, -0.02% 6.17%
Fifth Third Bank, National Association 7, 0.00% 0.95%
Pnc Bank 8, 0.00% 3.01%
Regions Bank 9, 0.01% 1.03%
First Republic Bank 10, 0.02% 0.87%
Valley National Bank 11, 0.02% 0.95%
Citizens Bank 12, 0.02% 0.40%
Truist Bank 13, 0.02% 3.56%
Tropical Financial Credit Union 14, 0.02% 0.47%
Pulte Mortgage 15, 0.02% 1.82%
Cornerstone Home Lending, Inc 16, 0.03% 0.55%
Space Coast Credit Union 17, 0.03% 0.16%
JPMorgan Chase Bank 18, 0.03% 11.08%
Morgan Stanley Private Bank 19, 0.03% 1.90%
Trustco Bank 20, 0.03% 0.24%
Guaranteed Rate Affinity 21, 0.04% 0.24%
Sirva Mortgage Inc 22, 0.04% 0.40%
Cason Home Loans 23, 0.04% 0.08%
Third Federal Savings and Loan 24, 0.04% 0.08%
Sierra Pacific Mortgage 25, 0.04% 0.16%
The Mortgage Firm, Inc 26, 0.04% 3.01%
American Bancshares Mortgage 27, 0.05% 0.08%
Success Mortgage Partners Inc 28, 0.05% 0.16%
K Hovnanian American Mortgage 29, 0.05% 0.16%
Us Bank 30, 0.05% 5.22%
Capital Partners Mortgage 31, 0.05% 0.47%
Hamilton Group Funding Inc 32, 0.05% 0.16%
Seacoast National Bank 33, 0.05% 0.63%
SWBC Mortgage Corporation 34, 0.05% 0.24%
The Federal Savings Bank 35, 0.05% 0.08%
Guaranteed Rate Inc 36, 0.05% 1.90%
Jmac 37, 0.05% 0.24%
Hsbc Bank Usa 38, 0.05% 0.16%
Geneva Financial 39, 0.06% 0.08%
Cardinal Financial Company LP 40, 0.06% 0.40%
E Mortgage Management 41, 0.06% 0.08%
Tiaa, Fsb 42, 0.06% 0.32%
FBC Mortgage 43, 0.06% 0.55%
New American Funding 44, 0.06% 0.08%
Home Point Financial Corporation 45, 0.06% 0.32%
Navy Federal Credit Union 46, 0.06% 0.71%
JG Wentworth Home Lending 47, 0.06% 0.24%
CMG Mortgage Inc 48, 0.06% 0.08%
Bankers Mortgage Lending Inc 49, 0.06% 0.08%
Quicken Loans 50, 0.06% 2.37%
Plaza Home Mortgage Inc 51, 0.06% 0.16%
MidFlorida Credit Union 52, 0.07% 0.08%
Iberiabank 53, 0.07% 1.03%
Centerstate Bank 54, 0.07% 0.32%
Eagle Home Mortgage 55, 0.07% 1.58%
Primelending 56, 0.07% 0.71%
Synergy One Lending 57, 0.07% 0.08%
Stearns Lending 58, 0.07% 0.16%
United Mortgage Corp 59, 0.07% 0.24%
Fidelity Funding Mortgage Corp 60, 0.07% 0.32%
First Guaranty Mortgage Corporation 61, 0.07% 0.16%
Fairway Independent Mort Corp 62, 0.08% 0.55%
Bank of England 63, 0.08% 0.24%
Supreme Lending/ Everett Financial Inc 64, 0.08% 0.40%
Carrington Mortgage Services 65, 0.08% 0.08%
Finance of America Mortgage 66, 0.08% 0.16%
Flagstar Bank 67, 0.08% 1.34%
Waterstone Mortgage Corp 68, 0.09% 0.40%
Luxury Mortgage Corp 69, 0.09% 0.24%
Newrez 70, 0.09% 0.63%
North American Savings Bank 71, 0.09% 0.32%
A&D Mortgage 72, 0.11% 0.24%
LoanDepot 73, 0.11% 1.42%
Primary Residential Mortgage Inc 74, 0.12% 0.79%
Citadel Servicing Corporation 75, 0.12% 0.32%
HomeBridge Financial Services, Inc 76, 0.12% 0.24%
Paramount Residential Mortgage Group Inc 77, 0.13% 0.40%
Angel Oak Mortgage Solutions 78, 0.15% 0.40%
Caliber Home Loans Inc 79, 0.17% 1.50%
US Mortgage of Florida 80, 0.22% 1.03%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.15% 9.62%
Citibank 2, -0.10% 2.77%
Wells Fargo Bank 3, -0.10% 15.27%
Ally Bank 4, -0.07% 1.99%
Suntrust Banks, Inc 5, -0.04% 6.86%
TD Bank 6, -0.03% 3.10%
Pnc Bank 7, -0.00% 1.77%
Fifth Third Bank, National Association 8, 0.00% 0.88%
Valley National Bank 9, 0.01% 0.44%
Regions Bank 10, 0.01% 1.00%
First Republic Bank 11, 0.02% 1.00%
Tropical Financial Credit Union 12, 0.02% 0.44%
Citizens Bank 13, 0.03% 0.55%
Cornerstone Home Lending, Inc 14, 0.03% 0.66%
Pulte Mortgage 15, 0.03% 2.54%
Space Coast Credit Union 16, 0.03% 0.22%
Trustco Bank 17, 0.03% 0.11%
Truist Bank 18, 0.03% 3.43%
JPMorgan Chase Bank 19, 0.04% 10.73%
Seacoast National Bank 20, 0.04% 0.33%
Guaranteed Rate Affinity 21, 0.04% 0.33%
Morgan Stanley Private Bank 22, 0.05% 1.44%
Sierra Pacific Mortgage 23, 0.05% 0.11%
Sirva Mortgage Inc 24, 0.05% 0.55%
Cason Home Loans 25, 0.05% 0.11%
Third Federal Savings and Loan 26, 0.05% 0.11%
Capital Partners Mortgage 27, 0.05% 0.55%
American Bancshares Mortgage 28, 0.05% 0.11%
K Hovnanian American Mortgage 29, 0.05% 0.22%
Hamilton Group Funding Inc 30, 0.05% 0.22%
SWBC Mortgage Corporation 31, 0.05% 0.33%
Us Bank 32, 0.05% 6.08%
Cardinal Financial Company LP 33, 0.05% 0.22%
Success Mortgage Partners Inc 34, 0.06% 0.11%
The Federal Savings Bank 35, 0.06% 0.11%
Jmac 36, 0.06% 0.33%
Hsbc Bank Usa 37, 0.06% 0.22%
Iberiabank 38, 0.06% 0.44%
The Mortgage Firm, Inc 39, 0.06% 2.65%
Bank of England 40, 0.06% 0.11%
Geneva Financial 41, 0.06% 0.11%
E Mortgage Management 42, 0.06% 0.11%
New American Funding 43, 0.06% 0.11%
Guaranteed Rate Inc 44, 0.06% 1.88%
FBC Mortgage 45, 0.07% 0.55%
JG Wentworth Home Lending 46, 0.07% 0.33%
CMG Mortgage Inc 47, 0.07% 0.11%
Bankers Mortgage Lending Inc 48, 0.07% 0.11%
Home Point Financial Corporation 49, 0.07% 0.33%
Tiaa, Fsb 50, 0.07% 0.33%
Plaza Home Mortgage Inc 51, 0.07% 0.22%
Quicken Loans 52, 0.07% 1.55%
MidFlorida Credit Union 53, 0.07% 0.11%
Centerstate Bank 54, 0.07% 0.44%
United Mortgage Corp 55, 0.07% 0.22%
Eagle Home Mortgage 56, 0.08% 2.21%
Synergy One Lending 57, 0.08% 0.11%
Stearns Lending 58, 0.08% 0.22%
Navy Federal Credit Union 59, 0.08% 0.66%
Fidelity Funding Mortgage Corp 60, 0.08% 0.44%
First Guaranty Mortgage Corporation 61, 0.08% 0.22%
Primelending 62, 0.08% 0.77%
Carrington Mortgage Services 63, 0.08% 0.11%
Citadel Servicing Corporation 64, 0.08% 0.11%
Fairway Independent Mort Corp 65, 0.09% 0.66%
Flagstar Bank 66, 0.09% 1.11%
Supreme Lending/ Everett Financial Inc 67, 0.09% 0.44%
Newrez 68, 0.10% 0.55%
Waterstone Mortgage Corp 69, 0.10% 0.33%
Luxury Mortgage Corp 70, 0.11% 0.22%
North American Savings Bank 71, 0.11% 0.22%
LoanDepot 72, 0.12% 1.88%
Primary Residential Mortgage Inc 73, 0.13% 1.00%
HomeBridge Financial Services, Inc 74, 0.13% 0.33%
Paramount Residential Mortgage Group Inc 75, 0.14% 0.55%
Angel Oak Mortgage Solutions 76, 0.17% 0.44%
Caliber Home Loans Inc 77, 0.21% 1.66%
US Mortgage of Florida 78, 0.27% 1.11%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.10% 8.89%
Bank of America 2, -0.06% 11.67%
TD Bank 3, -0.03% 6.94%
Ally Bank 4, -0.03% 2.50%
Citibank 5, -0.01% 2.22%
Truist Bank 6, -0.00% 3.89%
Pnc Bank 7, -0.00% 6.11%
Fifth Third Bank, National Association 8, -0.00% 1.11%
JPMorgan Chase Bank 9, 0.01% 11.94%
Morgan Stanley Private Bank 10, 0.01% 3.06%
The Mortgage Firm, Inc 11, 0.01% 3.89%
Valley National Bank 12, 0.02% 2.22%
Regions Bank 13, 0.02% 1.11%
First Republic Bank 14, 0.02% 0.56%
Trustco Bank 15, 0.02% 0.56%
Us Bank 16, 0.03% 3.06%
Tropical Financial Credit Union 17, 0.03% 0.56%
Navy Federal Credit Union 18, 0.03% 0.83%
Guaranteed Rate Inc 19, 0.03% 1.94%
Success Mortgage Partners Inc 20, 0.03% 0.28%
Tiaa, Fsb 21, 0.03% 0.28%
Sierra Pacific Mortgage 22, 0.03% 0.28%
Cornerstone Home Lending, Inc 23, 0.04% 0.28%
Home Point Financial Corporation 24, 0.04% 0.28%
Supreme Lending/ Everett Financial Inc 25, 0.04% 0.28%
Fairway Independent Mort Corp 26, 0.04% 0.28%
FBC Mortgage 27, 0.04% 0.56%
Seacoast National Bank 28, 0.04% 1.39%
Primelending 29, 0.05% 0.56%
Suntrust Banks, Inc 30, 0.05% 4.44%
Primary Residential Mortgage Inc 31, 0.05% 0.28%
Caliber Home Loans Inc 32, 0.05% 1.11%
Cardinal Financial Company LP 33, 0.05% 0.83%
Quicken Loans 34, 0.05% 4.44%
Capital Partners Mortgage 35, 0.05% 0.28%
LoanDepot 36, 0.06% 0.28%
Iberiabank 37, 0.06% 2.50%
Waterstone Mortgage Corp 38, 0.06% 0.56%
Flagstar Bank 39, 0.07% 1.94%
Luxury Mortgage Corp 40, 0.07% 0.28%
United Mortgage Corp 41, 0.07% 0.28%
Finance of America Mortgage 42, 0.07% 0.56%
Angel Oak Mortgage Solutions 43, 0.07% 0.28%
US Mortgage of Florida 44, 0.07% 0.83%
Bank of England 45, 0.07% 0.56%
North American Savings Bank 46, 0.08% 0.56%
Newrez 47, 0.09% 0.83%
A&D Mortgage 48, 0.10% 0.83%
Citadel Servicing Corporation 49, 0.12% 0.83%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.25% 4.19%
Pennymac Loan Services 2, -0.16% 4.32%
LoanDepot 3, -0.14% 4.54%
Home Point Financial Corporation 4, -0.12% 2.23%
Wells Fargo Bank 5, -0.11% 0.93%
Caliber Home Loans Inc 6, -0.11% 3.70%
DHI Mortgage Company Limited 7, -0.10% 1.60%
Village Capital & Investment 8, -0.09% 0.62%
Usaa Federal Savings Bank 9, -0.08% 7.30%
Seacoast National Bank 10, -0.06% 0.76%
Newrez 11, -0.05% 0.93%
Guaranteed Rate Inc 12, -0.05% 1.20%
Lakeview Loan Servicing 13, -0.05% 1.34%
North American Savings Bank 14, -0.04% 0.67%
US Mortgage of Florida 15, -0.04% 1.16%
Cardinal Financial Company LP 16, -0.04% 0.85%
E Mortgage Management 17, -0.03% 0.76%
Centerstate Bank 18, -0.03% 0.22%
Land Home Financial Services Inc 19, -0.02% 0.45%
NBKC Bank 20, -0.02% 0.36%
Suntrust Banks, Inc 21, -0.02% 0.22%
Wyndham Capital Mortgage 22, -0.02% 0.09%
Pnc Bank 23, -0.02% 0.36%
Bankers Mortgage Lending Inc 24, -0.02% 0.22%
Plaza Home Mortgage Inc 25, -0.02% 0.40%
First Savings Bank 26, -0.02% 0.31%
Finance of America Mortgage 27, -0.02% 0.31%
Regions Bank 28, -0.01% 0.13%
Us Bank 29, -0.01% 0.27%
Pulte Mortgage 30, -0.01% 0.93%
Equity Prime Mortgage 31, -0.01% 0.04%
Bayshore Mortgage Funding 32, -0.01% 0.18%
JG Wentworth Home Lending 33, -0.01% 0.53%
FBC Mortgage 34, -0.00% 3.29%
Northpointe Bank 35, -0.00% 0.22%
Amerisave Mortgage Corporation 36, -0.00% 0.58%
Metropolitan Home Mortgage, Inc 37, -0.00% 0.18%
Fifth Third Bank, National Association 38, -0.00% 0.04%
Nationwide Mortgage Bankers Inc 39, -0.00% 0.04%
Planet Home Lending 40, 0.00% 0.58%
NFM, Inc 41, 0.00% 0.09%
Sirva Mortgage Inc 42, 0.00% 0.04%
Guaranteed Rate Affinity 43, 0.01% 0.18%
Bank of America 44, 0.01% 0.18%
TD Bank 45, 0.01% 0.13%
Compass Mortgage Inc 46, 0.01% 0.18%
Citizens Bank 47, 0.01% 0.40%
American Bancshares Mortgage 48, 0.01% 0.04%
Highlands Residential Mortgage Ltd 49, 0.01% 0.09%
FirstBank 50, 0.01% 0.18%
Fairway Independent Mort Corp 51, 0.01% 0.71%
HomeBridge Financial Services, Inc 52, 0.01% 1.34%
American Financial Resources Inc 53, 0.01% 0.09%
Royal United Mortgage 54, 0.01% 0.04%
VanDyk Mortgage Corporation 55, 0.01% 0.13%
MidFlorida Credit Union 56, 0.01% 0.04%
Embrace Home Loans, Inc 57, 0.01% 0.40%
Truist Bank 58, 0.01% 0.13%
Castle & Cooke Mortgage 59, 0.01% 0.36%
Waterstone Mortgage Corp 60, 0.01% 0.04%
Fidelity Funding Mortgage Corp 61, 0.01% 0.31%
Capital Partners Mortgage 62, 0.01% 0.58%
Synovus Mortgage Corp 63, 0.01% 0.04%
Homeside Financial 64, 0.01% 0.13%
Michigan Mutual Inc DBA MiMutual Mortgage 65, 0.02% 0.36%
K Hovnanian American Mortgage 66, 0.02% 0.27%
Union Home Mortgage Company 67, 0.02% 0.09%
Academy Mortgage Corporation 68, 0.02% 0.36%
Success Mortgage Partners Inc 69, 0.02% 0.22%
New American Funding 70, 0.02% 0.40%
Ditech Financial 71, 0.02% 1.16%
Bank of England 72, 0.02% 0.22%
Gateway First Bank 73, 0.02% 0.22%
Stearns Lending 74, 0.02% 1.16%
NVR Mortgage Finance Inc 75, 0.02% 0.09%
Taylor Morrison Home Funding 76, 0.02% 0.18%
Eagle Home Mortgage 77, 0.02% 1.69%
Intercontinental Capital Group Inc 78, 0.03% 0.13%
Christensen Financial, Inc 79, 0.03% 0.22%
Cornerstone Home Lending, Inc 80, 0.03% 0.22%
Valley National Bank 81, 0.03% 0.09%
GOM – Main Office 82, 0.03% 1.83%
Hamilton Group Funding Inc 83, 0.03% 0.76%
SWBC Mortgage Corporation 84, 0.03% 1.02%
JPMorgan Chase Bank 85, 0.03% 0.27%
Flagstar Bank 86, 0.04% 4.41%
CMG Mortgage Inc 87, 0.04% 0.45%
US Mortgage Corporation 88, 0.04% 0.22%
United Mortgage Corp 89, 0.05% 0.36%
Absolute Home Mortgage 90, 0.05% 0.27%
The Mortgage Firm, Inc 91, 0.05% 0.62%
Geneva Financial 92, 0.05% 0.49%
First Federal Bank 93, 0.05% 0.45%
Bay Equity 94, 0.05% 0.18%
Supreme Lending/ Everett Financial Inc 95, 0.05% 0.58%
Acopia Capital Group 96, 0.05% 1.20%
Primelending 97, 0.05% 0.76%
Nationstar Mortgage 98, 0.06% 1.16%
Movement Mortgage 99, 0.06% 0.98%
The Federal Savings Bank 100, 0.07% 1.87%
Synergy One Lending 101, 0.07% 0.67%
Primary Residential Mortgage Inc 102, 0.07% 0.89%
Paramount Residential Mortgage Group Inc 103, 0.09% 1.78%
Gold Star Mortgage Financial Group, Corporation 104, 0.09% 0.67%
Quicken Loans 105, 0.11% 9.57%
Carrington Mortgage Services 106, 0.12% 1.78%
Freedom Mortgage Corporation 107, 0.14% 3.92%
NewDay USA 108, 0.44% 2.85%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.27% 6.12%
Wells Fargo Bank 2, -0.12% 1.55%
DHI Mortgage Company Limited 3, -0.09% 3.10%
Caliber Home Loans Inc 4, -0.07% 3.62%
Newrez 5, -0.07% 0.86%
Guaranteed Rate Inc 6, -0.05% 1.64%
Seacoast National Bank 7, -0.05% 1.21%
Home Point Financial Corporation 8, -0.05% 1.47%
North American Savings Bank 9, -0.04% 0.60%
Usaa Federal Savings Bank 10, -0.04% 9.40%
LoanDepot 11, -0.03% 2.16%
Cardinal Financial Company LP 12, -0.02% 1.03%
Pnc Bank 13, -0.02% 0.52%
E Mortgage Management 14, -0.02% 1.38%
Suntrust Banks, Inc 15, -0.01% 0.26%
US Mortgage of Florida 16, -0.01% 1.64%
Centerstate Bank 17, -0.01% 0.26%
NBKC Bank 18, -0.01% 0.60%
Bankers Mortgage Lending Inc 19, -0.01% 0.17%
Planet Home Lending 20, -0.00% 0.43%
Pennymac Loan Services 21, -0.00% 0.60%
Plaza Home Mortgage Inc 22, -0.00% 0.60%
Finance of America Mortgage 23, -0.00% 0.52%
Us Bank 24, 0.00% 0.43%
Bayshore Mortgage Funding 25, 0.00% 0.26%
Regions Bank 26, 0.00% 0.26%
Land Home Financial Services Inc 27, 0.00% 0.26%
Pulte Mortgage 28, 0.01% 1.81%
First Federal Bank 29, 0.01% 0.17%
The Federal Savings Bank 30, 0.01% 0.09%
Citizens Bank 31, 0.01% 0.43%
FBC Mortgage 32, 0.01% 6.03%
Synergy One Lending 33, 0.02% 0.09%
TD Bank 34, 0.02% 0.17%
Northpointe Bank 35, 0.02% 0.26%
Truist Bank 36, 0.02% 0.17%
JG Wentworth Home Lending 37, 0.02% 0.17%
Sirva Mortgage Inc 38, 0.02% 0.09%
Compass Mortgage Inc 39, 0.02% 0.26%
Bank of America 40, 0.02% 0.34%
American Bancshares Mortgage 41, 0.02% 0.09%
Highlands Residential Mortgage Ltd 42, 0.02% 0.17%
Guaranteed Rate Affinity 43, 0.03% 0.26%
VanDyk Mortgage Corporation 44, 0.03% 0.26%
United Mortgage Corp 45, 0.03% 0.17%
Fairway Independent Mort Corp 46, 0.03% 0.95%
Freedom Mortgage Corporation 47, 0.03% 2.67%
FirstBank 48, 0.03% 0.26%
Capital Partners Mortgage 49, 0.03% 1.12%
Synovus Mortgage Corp 50, 0.03% 0.09%
Fidelity Funding Mortgage Corp 51, 0.03% 0.52%
Homeside Financial 52, 0.03% 0.17%
Cornerstone Home Lending, Inc 53, 0.03% 0.09%
Embrace Home Loans, Inc 54, 0.03% 0.17%
K Hovnanian American Mortgage 55, 0.03% 0.52%
American Financial Resources Inc 56, 0.03% 0.09%
Academy Mortgage Corporation 57, 0.03% 0.69%
Success Mortgage Partners Inc 58, 0.04% 0.34%
Castle & Cooke Mortgage 59, 0.04% 0.43%
NFM, Inc 60, 0.04% 0.09%
Lakeview Loan Servicing 61, 0.04% 0.09%
NVR Mortgage Finance Inc 62, 0.04% 0.17%
Taylor Morrison Home Funding 63, 0.04% 0.34%
Union Home Mortgage Company 64, 0.04% 0.09%
Eagle Home Mortgage 65, 0.04% 3.28%
Christensen Financial, Inc 66, 0.04% 0.43%
Valley National Bank 67, 0.05% 0.17%
Intercontinental Capital Group Inc 68, 0.05% 0.17%
JPMorgan Chase Bank 69, 0.05% 0.52%
Quicken Loans 70, 0.05% 3.28%
GOM – Main Office 71, 0.05% 2.41%
Gateway First Bank 72, 0.05% 0.26%
Bank of England 73, 0.05% 0.26%
Hamilton Group Funding Inc 74, 0.05% 1.21%
Nationstar Mortgage 75, 0.06% 0.78%
Stearns Lending 76, 0.06% 1.47%
Michigan Mutual Inc DBA MiMutual Mortgage 77, 0.06% 0.43%
US Mortgage Corporation 78, 0.06% 0.43%
SWBC Mortgage Corporation 79, 0.06% 1.47%
New American Funding 80, 0.06% 0.43%
Bay Equity 81, 0.06% 0.34%
Ditech Financial 82, 0.06% 0.43%
Absolute Home Mortgage 83, 0.07% 0.43%
Geneva Financial 84, 0.07% 0.86%
The Mortgage Firm, Inc 85, 0.07% 1.03%
NewDay USA 86, 0.07% 0.86%
Acopia Capital Group 87, 0.07% 2.16%
Supreme Lending/ Everett Financial Inc 88, 0.07% 0.95%
Primelending 89, 0.07% 1.12%
HomeBridge Financial Services, Inc 90, 0.08% 1.12%
CMG Mortgage Inc 91, 0.08% 0.43%
Flagstar Bank 92, 0.08% 5.26%
Movement Mortgage 93, 0.08% 1.72%
Primary Residential Mortgage Inc 94, 0.10% 1.12%
Carrington Mortgage Services 95, 0.11% 0.52%
Paramount Residential Mortgage Group Inc 96, 0.12% 2.76%
Gold Star Mortgage Financial Group, Corporation 97, 0.13% 1.03%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Pennymac Loan Services 1, -0.19% 8.29%
LoanDepot 2, -0.19% 7.09%
Home Point Financial Corporation 3, -0.17% 3.04%
Navy Federal Credit Union 4, -0.16% 2.12%
Caliber Home Loans Inc 5, -0.16% 3.78%
Usaa Federal Savings Bank 6, -0.15% 5.06%
Village Capital & Investment 7, -0.10% 1.29%
US Mortgage of Florida 8, -0.07% 0.64%
Lakeview Loan Servicing 9, -0.07% 2.67%
North American Savings Bank 10, -0.05% 0.74%
HomeBridge Financial Services, Inc 11, -0.05% 1.57%
Land Home Financial Services Inc 12, -0.05% 0.64%
Michigan Mutual Inc DBA MiMutual Mortgage 13, -0.05% 0.28%
FBC Mortgage 14, -0.05% 0.37%
Cardinal Financial Company LP 15, -0.05% 0.64%
Newrez 16, -0.04% 1.01%
Seacoast National Bank 17, -0.04% 0.28%
Wyndham Capital Mortgage 18, -0.04% 0.18%
Centerstate Bank 19, -0.04% 0.18%
First Savings Bank 20, -0.03% 0.64%
New American Funding 21, -0.03% 0.37%
Bankers Mortgage Lending Inc 22, -0.03% 0.28%
Plaza Home Mortgage Inc 23, -0.03% 0.18%
Flagstar Bank 24, -0.03% 3.50%
Stearns Lending 25, -0.03% 0.83%
Northpointe Bank 26, -0.03% 0.18%
NFM, Inc 27, -0.03% 0.09%
Equity Prime Mortgage 28, -0.03% 0.09%
JG Wentworth Home Lending 29, -0.03% 0.92%
Suntrust Banks, Inc 30, -0.03% 0.18%
Finance of America Mortgage 31, -0.02% 0.09%
Guaranteed Rate Inc 32, -0.02% 0.74%
Guaranteed Rate Affinity 33, -0.02% 0.09%
SWBC Mortgage Corporation 34, -0.02% 0.55%
FirstBank 35, -0.02% 0.09%
Amerisave Mortgage Corporation 36, -0.02% 1.20%
Bank of England 37, -0.02% 0.18%
Metropolitan Home Mortgage, Inc 38, -0.02% 0.37%
Castle & Cooke Mortgage 39, -0.02% 0.28%
Fidelity Funding Mortgage Corp 40, -0.02% 0.09%
Gateway First Bank 41, -0.02% 0.18%
Fifth Third Bank, National Association 42, -0.02% 0.09%
Nationwide Mortgage Bankers Inc 43, -0.02% 0.09%
E Mortgage Management 44, -0.02% 0.09%
The Mortgage Firm, Inc 45, -0.02% 0.18%
American Financial Resources Inc 46, -0.02% 0.09%
Fairway Independent Mort Corp 47, -0.02% 0.46%
NBKC Bank 48, -0.02% 0.09%
Supreme Lending/ Everett Financial Inc 49, -0.01% 0.18%
Acopia Capital Group 50, -0.01% 0.18%
Compass Mortgage Inc 51, -0.01% 0.09%
Royal United Mortgage 52, -0.01% 0.09%
Embrace Home Loans, Inc 53, -0.01% 0.64%
MidFlorida Credit Union 54, -0.01% 0.09%
Union Home Mortgage Company 55, -0.01% 0.09%
Homeside Financial 56, -0.01% 0.09%
Ditech Financial 57, -0.01% 1.93%
Hamilton Group Funding Inc 58, -0.01% 0.28%
Geneva Financial 59, -0.01% 0.09%
Waterstone Mortgage Corp 60, -0.01% 0.09%
TD Bank 61, -0.00% 0.09%
Success Mortgage Partners Inc 62, -0.00% 0.09%
Movement Mortgage 63, -0.00% 0.18%
CMG Mortgage Inc 64, -0.00% 0.46%
Bayshore Mortgage Funding 65, -0.00% 0.09%
Us Bank 66, -0.00% 0.09%
Planet Home Lending 67, -0.00% 0.74%
Pnc Bank 68, 0.00% 0.18%
Citizens Bank 69, 0.00% 0.37%
Intercontinental Capital Group Inc 70, 0.01% 0.09%
Gold Star Mortgage Financial Group, Corporation 71, 0.01% 0.28%
GOM – Main Office 72, 0.01% 1.20%
Truist Bank 73, 0.01% 0.09%
Absolute Home Mortgage 74, 0.01% 0.09%
Cornerstone Home Lending, Inc 75, 0.01% 0.37%
Primary Residential Mortgage Inc 76, 0.02% 0.64%
Primelending 77, 0.02% 0.37%
Paramount Residential Mortgage Group Inc 78, 0.02% 0.74%
Wells Fargo Bank 79, 0.03% 0.28%
United Mortgage Corp 80, 0.04% 0.55%
First Federal Bank 81, 0.04% 0.74%
Nationstar Mortgage 82, 0.05% 1.57%
The Federal Savings Bank 83, 0.05% 3.78%
Synergy One Lending 84, 0.05% 1.29%
Carrington Mortgage Services 85, 0.11% 3.13%
Quicken Loans 86, 0.11% 16.30%
Freedom Mortgage Corporation 87, 0.19% 5.25%
NewDay USA 88, 0.50% 4.97%

* Data is compiled for the Port St. Lucie, FL commuting zone area, which comprises of counties of Martin County, FL, Okeechobee County, FL, Palm Beach County, FL, and St. Lucie County, FL. This includes cities/towns/communities of Port St. Lucie, FL as well as West Palm Beach, FL, Boca Raton, FL, Boynton Beach, FL, Jupiter, FL, Wellington, FL, Delray Beach, FL, Palm Beach Gardens, FL, The Acreage, FL, Royal Palm Beach, FL, Greenacres, FL, Palm City, FL, Palm Springs, FL, Lake Worth, FL, River Park, FL, Riviera Beach, FL, Jupiter Farms, FL, Fort Pierce, FL, Stuart, FL, North Palm Beach, FL, Atlantis, FL, Hobe Sound, FL, Port Salerno, FL, Lakewood Park, FL, Jensen Beach, FL, Indian River Estates, FL, Tequesta, FL, Royal Palm Estates, FL, Lake Park, FL, Lantana, FL, Hutchinson Island South, FL, White City, FL, San Castle, FL, Palm Beach, FL, Okeechobee, FL, Watergate, FL, Juno Beach, FL, Loxahatchee Groves, FL, Kenwood Estates, FL, Gun Club Estates, FL, Jupiter Island, FL, Pine Air, FL, South Palm Beach, FL, Jupiter Inlet Colony, FL, Rio, FL, Haverhill, FL, Cypress Quarters, FL, Westgate, FL, Highland Beach, FL, Golf, FL, and Sewalls Point, FL. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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