Top Mortgage Lenders in Omaha, NE

Which mortgage lender in the Omaha, NE area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Omaha, NE area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Omaha, NE area is Veridian Credit Union, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.38%. This means that Veridian Credit Union provided a -0.38% lower interest rate for its customers than other lenders in Omaha, NE for a similar set of borrowers. Veridian Credit Union has a market share of 3.4%. On the other hand, the most popular lender in the market is First National Bank Of Omaha, with a market share of 14.4%. First National Bank Of Omaha is an average rate lender in this area, with a “Rate Difference” of -0.07% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Omaha, NE area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Omaha, NE is Veridian Credit Union. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is First National Bank Of Omaha. The cheapest VA mortgage provider is Veridian Credit Union. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Omaha, NE

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Veridian Credit Union 1, -0.38% 3.36%
Pinnacle Bank – KMN 2, -0.13% 2.31%
Iowa Bankers Mortgage Corporation 3, -0.12% 0.41%
Central National Bank 4, -0.12% 0.56%
Metro Credit Union Mortgage 5, -0.11% 0.92%
Core Bank 6, -0.10% 4.43%
Gateway First Bank 7, -0.09% 2.19%
Prosperity Home Mortgage 8, -0.09% 0.34%
Union Bank and Trust Company 9, -0.09% 1.34%
West Gate Bank 10, -0.08% 3.54%
Lincoln Federal Svgs Bk Of Ne 11, -0.08% 0.83%
First National Bank Of Omaha 12, -0.07% 14.36%
First Bank 13, -0.06% 1.86%
Access Bank 14, -0.04% 2.26%
Centris Federal Credit Union 15, -0.04% 3.56%
Cobalt Credit Union 16, -0.04% 2.13%
Churchill Mortgage Corporation 17, -0.03% 0.98%
Caliber Home Loans Inc 18, -0.03% 1.78%
Great Western Bank 19, -0.02% 0.90%
Amerisave Mortgage Corporation 20, -0.01% 0.32%
Citizens Bank 21, -0.01% 1.63%
Cornhusker Bank 22, -0.00% 0.18%
North American Savings Bank 23, -0.00% 0.17%
Bank of America 24, 0.00% 0.26%
Fairway Independent Mort Corp 25, 0.00% 0.86%
Northwest Bank 26, 0.01% 0.56%
Home Point Financial Corporation 27, 0.01% 0.58%
NBKC Bank 28, 0.01% 0.22%
Synergy One Lending 29, 0.01% 1.07%
Navy Federal Credit Union 30, 0.02% 0.92%
Us Bank 31, 0.02% 5.07%
JPMorgan Chase Bank 32, 0.02% 0.42%
Keller Mortgage 33, 0.02% 0.20%
State Farm Bank 34, 0.02% 0.19%
Wells Fargo Bank 35, 0.03% 5.98%
Gershman Investment Corp 36, 0.03% 0.44%
Movement Mortgage 37, 0.03% 0.29%
Carrington Mortgage Services 38, 0.03% 0.34%
DelMar Financial Company 39, 0.03% 1.22%
Mid America Mortgage Inc 40, 0.03% 0.45%
Bank Of The West 41, 0.04% 0.70%
Bankers’ Bank 42, 0.04% 0.22%
Flagstar Bank 43, 0.04% 1.69%
Usaa Federal Savings Bank 44, 0.05% 1.45%
Pennymac Loan Services 45, 0.05% 0.62%
HomeServices Lending 46, 0.06% 0.28%
LoanDepot 47, 0.07% 0.88%
Charter West Bank 48, 0.07% 0.50%
CMG Mortgage Inc 49, 0.07% 1.53%
Guild Mortgage Company 50, 0.07% 1.97%
Bank 2 51, 0.07% 0.66%
American National Bank 52, 0.08% 2.84%
Regent Financial Group 53, 0.08% 2.88%
Plains Commerce Bank 54, 0.11% 0.37%
Peoples Mortgage Company 55, 0.13% 0.92%
Ark-La-Tex Financial Services 56, 0.14% 2.50%
Freedom Mortgage Corporation 57, 0.15% 0.27%
The Federal Savings Bank 58, 0.20% 0.32%
Castle & Cooke Mortgage 59, 0.21% 1.07%
Quicken Loans 60, 0.22% 7.15%
New American Funding 61, 0.26% 0.87%
Nationstar Mortgage 62, 0.27% 0.65%
NewDay USA 63, 0.47% 0.24%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Veridian Credit Union 1, -0.34% 3.13%
Central National Bank 2, -0.11% 0.56%
Prosperity Home Mortgage 3, -0.09% 0.50%
Great Western Bank 4, -0.09% 0.83%
Core Bank 5, -0.08% 4.57%
First National Bank Of Omaha 6, -0.08% 15.76%
Pinnacle Bank – KMN 7, -0.07% 2.14%
Metro Credit Union Mortgage 8, -0.06% 0.89%
Gateway First Bank 9, -0.05% 2.06%
Lincoln Federal Svgs Bk Of Ne 10, -0.05% 0.92%
Us Bank 11, -0.05% 4.76%
Iowa Bankers Mortgage Corporation 12, -0.05% 0.32%
First Bank 13, -0.04% 2.24%
Union Bank and Trust Company 14, -0.04% 1.25%
Churchill Mortgage Corporation 15, -0.04% 0.96%
JPMorgan Chase Bank 16, -0.03% 0.27%
West Gate Bank 17, -0.03% 3.35%
Access Bank 18, -0.03% 2.72%
Wells Fargo Bank 19, -0.03% 6.08%
Cobalt Credit Union 20, -0.03% 2.88%
Caliber Home Loans Inc 21, -0.02% 1.86%
Bank of America 22, -0.01% 0.22%
North American Savings Bank 23, -0.00% 0.14%
Northwest Bank 24, 0.01% 0.54%
LoanDepot 25, 0.01% 0.03%
Fairway Independent Mort Corp 26, 0.01% 1.01%
Centris Federal Credit Union 27, 0.01% 2.68%
Synergy One Lending 28, 0.01% 0.84%
Mid America Mortgage Inc 29, 0.02% 0.57%
Cornhusker Bank 30, 0.02% 0.17%
Freedom Mortgage Corporation 31, 0.02% 0.02%
NewDay USA 32, 0.02% 0.02%
Bank Of The West 33, 0.02% 0.71%
Home Point Financial Corporation 34, 0.02% 0.56%
NBKC Bank 35, 0.02% 0.22%
Keller Mortgage 36, 0.03% 0.30%
Navy Federal Credit Union 37, 0.03% 1.27%
State Farm Bank 38, 0.03% 0.11%
Amerisave Mortgage Corporation 39, 0.04% 0.02%
Gershman Investment Corp 40, 0.04% 0.54%
Carrington Mortgage Services 41, 0.05% 0.03%
Movement Mortgage 42, 0.05% 0.34%
Bankers’ Bank 43, 0.06% 0.22%
DelMar Financial Company 44, 0.06% 1.51%
American National Bank 45, 0.06% 3.65%
Pennymac Loan Services 46, 0.06% 0.45%
HomeServices Lending 47, 0.06% 0.44%
Charter West Bank 48, 0.08% 0.81%
Usaa Federal Savings Bank 49, 0.08% 1.78%
Citizens Bank 50, 0.08% 1.65%
Nationstar Mortgage 51, 0.09% 0.13%
Flagstar Bank 52, 0.10% 1.71%
Bank 2 53, 0.10% 0.85%
CMG Mortgage Inc 54, 0.11% 1.74%
Regent Financial Group 55, 0.11% 4.05%
Guild Mortgage Company 56, 0.12% 2.21%
Plains Commerce Bank 57, 0.13% 0.48%
Peoples Mortgage Company 58, 0.15% 1.35%
Ark-La-Tex Financial Services 59, 0.16% 3.29%
Quicken Loans 60, 0.20% 2.93%
Castle & Cooke Mortgage 61, 0.29% 1.25%
New American Funding 62, 0.30% 1.12%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Veridian Credit Union 1, -0.43% 3.74%
Pinnacle Bank – KMN 2, -0.21% 2.57%
Metro Credit Union Mortgage 3, -0.20% 0.97%
Iowa Bankers Mortgage Corporation 4, -0.19% 0.54%
Citizens Bank 5, -0.16% 1.59%
Gateway First Bank 6, -0.15% 2.38%
West Gate Bank 7, -0.15% 3.85%
Central National Bank 8, -0.15% 0.57%
Union Bank and Trust Company 9, -0.15% 1.47%
Core Bank 10, -0.14% 4.21%
Lincoln Federal Svgs Bk Of Ne 11, -0.13% 0.68%
Centris Federal Credit Union 12, -0.09% 4.96%
First Bank 13, -0.08% 1.26%
Regent Financial Group 14, -0.07% 1.02%
Access Bank 15, -0.07% 1.54%
Cobalt Credit Union 16, -0.06% 0.94%
Flagstar Bank 17, -0.05% 1.66%
Caliber Home Loans Inc 18, -0.04% 1.65%
Usaa Federal Savings Bank 19, -0.04% 0.93%
Cornhusker Bank 20, -0.04% 0.18%
Navy Federal Credit Union 21, -0.04% 0.37%
DelMar Financial Company 22, -0.03% 0.76%
Guild Mortgage Company 23, -0.03% 1.58%
First National Bank Of Omaha 24, -0.03% 12.12%
Movement Mortgage 25, -0.02% 0.21%
Amerisave Mortgage Corporation 26, -0.02% 0.80%
NBKC Bank 27, -0.02% 0.24%
Home Point Financial Corporation 28, -0.02% 0.62%
Churchill Mortgage Corporation 29, -0.02% 1.01%
CMG Mortgage Inc 30, -0.01% 1.19%
Bank 2 31, -0.01% 0.37%
Prosperity Home Mortgage 32, -0.01% 0.10%
HomeServices Lending 33, -0.01% 0.01%
Fairway Independent Mort Corp 34, -0.01% 0.62%
Gershman Investment Corp 35, -0.01% 0.28%
Keller Mortgage 36, -0.00% 0.04%
North American Savings Bank 37, -0.00% 0.21%
Northwest Bank 38, 0.00% 0.58%
Bank of America 39, 0.01% 0.33%
Peoples Mortgage Company 40, 0.01% 0.25%
Synergy One Lending 41, 0.01% 1.45%
Bankers’ Bank 42, 0.01% 0.24%
Castle & Cooke Mortgage 43, 0.02% 0.80%
State Farm Bank 44, 0.02% 0.32%
Plains Commerce Bank 45, 0.02% 0.19%
Carrington Mortgage Services 46, 0.03% 0.83%
Pennymac Loan Services 47, 0.04% 0.89%
Ark-La-Tex Financial Services 48, 0.04% 1.25%
JPMorgan Chase Bank 49, 0.05% 0.65%
Great Western Bank 50, 0.06% 1.01%
LoanDepot 51, 0.06% 2.21%
Bank Of The West 52, 0.06% 0.66%
New American Funding 53, 0.08% 0.47%
Mid America Mortgage Inc 54, 0.10% 0.28%
Us Bank 55, 0.11% 5.58%
Wells Fargo Bank 56, 0.12% 5.81%
Freedom Mortgage Corporation 57, 0.15% 0.66%
American National Bank 58, 0.17% 1.55%
The Federal Savings Bank 59, 0.19% 0.83%
Quicken Loans 60, 0.22% 13.85%
Nationstar Mortgage 61, 0.29% 1.48%
NewDay USA 62, 0.48% 0.58%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Veridian Credit Union 1, -0.39% 4.25%
Pinnacle Bank – KMN 2, -0.13% 2.85%
Central National Bank 3, -0.13% 0.68%
Iowa Bankers Mortgage Corporation 4, -0.12% 0.55%
Metro Credit Union Mortgage 5, -0.11% 1.26%
Prosperity Home Mortgage 6, -0.11% 0.35%
Union Bank and Trust Company 7, -0.09% 1.63%
Gateway First Bank 8, -0.09% 1.84%
Lincoln Federal Svgs Bk Of Ne 9, -0.08% 0.90%
Core Bank 10, -0.08% 4.18%
West Gate Bank 11, -0.08% 4.40%
Access Bank 12, -0.04% 2.03%
Centris Federal Credit Union 13, -0.04% 4.41%
First National Bank Of Omaha 14, -0.04% 15.81%
First Bank 15, -0.03% 1.60%
Caliber Home Loans Inc 16, -0.02% 1.59%
Churchill Mortgage Corporation 17, -0.02% 0.96%
Amerisave Mortgage Corporation 18, -0.02% 0.27%
Great Western Bank 19, -0.01% 1.04%
Cobalt Credit Union 20, -0.01% 1.85%
DelMar Financial Company 21, -0.01% 1.15%
Citizens Bank 22, -0.01% 2.16%
Fairway Independent Mort Corp 23, -0.00% 0.85%
Cornhusker Bank 24, -0.00% 0.24%
Bank of America 25, 0.00% 0.34%
Northwest Bank 26, 0.00% 0.71%
Synergy One Lending 27, 0.01% 1.21%
The Federal Savings Bank 28, 0.01% 0.01%
NBKC Bank 29, 0.01% 0.13%
North American Savings Bank 30, 0.02% 0.10%
JPMorgan Chase Bank 31, 0.02% 0.51%
Bank 2 32, 0.02% 0.11%
Us Bank 33, 0.02% 6.16%
State Farm Bank 34, 0.03% 0.25%
Wells Fargo Bank 35, 0.03% 7.55%
Home Point Financial Corporation 36, 0.04% 0.40%
Usaa Federal Savings Bank 37, 0.04% 0.51%
Keller Mortgage 38, 0.04% 0.17%
Bankers’ Bank 39, 0.04% 0.30%
Bank Of The West 40, 0.04% 0.86%
Movement Mortgage 41, 0.04% 0.26%
Gershman Investment Corp 42, 0.05% 0.38%
Regent Financial Group 43, 0.05% 2.40%
LoanDepot 44, 0.05% 0.71%
Carrington Mortgage Services 45, 0.06% 0.07%
Charter West Bank 46, 0.08% 0.21%
HomeServices Lending 47, 0.08% 0.23%
CMG Mortgage Inc 48, 0.09% 1.09%
Mid America Mortgage Inc 49, 0.10% 0.26%
Guild Mortgage Company 50, 0.10% 1.65%
Plains Commerce Bank 51, 0.10% 0.38%
Flagstar Bank 52, 0.11% 1.10%
Pennymac Loan Services 53, 0.11% 0.41%
American National Bank 54, 0.12% 2.65%
Ark-La-Tex Financial Services 55, 0.15% 2.36%
Peoples Mortgage Company 56, 0.17% 0.93%
Castle & Cooke Mortgage 57, 0.20% 0.59%
Freedom Mortgage Corporation 58, 0.21% 0.10%
Navy Federal Credit Union 59, 0.28% 0.40%
New American Funding 60, 0.28% 0.83%
Quicken Loans 61, 0.29% 6.38%
Nationstar Mortgage 62, 0.40% 0.46%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Veridian Credit Union 1, -0.35% 4.08%
Central National Bank 2, -0.12% 0.66%
Prosperity Home Mortgage 3, -0.11% 0.52%
Great Western Bank 4, -0.09% 0.90%
Pinnacle Bank – KMN 5, -0.07% 2.62%
Metro Credit Union Mortgage 6, -0.06% 1.26%
First National Bank Of Omaha 7, -0.06% 17.46%
Us Bank 8, -0.06% 5.66%
Lincoln Federal Svgs Bk Of Ne 9, -0.06% 1.02%
Iowa Bankers Mortgage Corporation 10, -0.05% 0.44%
Union Bank and Trust Company 11, -0.05% 1.44%
Core Bank 12, -0.05% 4.21%
Gateway First Bank 13, -0.04% 1.82%
JPMorgan Chase Bank 14, -0.04% 0.36%
Wells Fargo Bank 15, -0.03% 7.63%
Churchill Mortgage Corporation 16, -0.03% 0.85%
Access Bank 17, -0.02% 2.27%
Caliber Home Loans Inc 18, -0.02% 1.69%
West Gate Bank 19, -0.02% 4.10%
Bank of America 20, -0.01% 0.27%
First Bank 21, -0.01% 1.91%
Fairway Independent Mort Corp 22, 0.00% 1.03%
Cobalt Credit Union 23, 0.00% 2.55%
Northwest Bank 24, 0.00% 0.69%
DelMar Financial Company 25, 0.01% 1.37%
LoanDepot 26, 0.01% 0.04%
Synergy One Lending 27, 0.01% 1.00%
Cornhusker Bank 28, 0.02% 0.25%
Bank Of The West 29, 0.02% 0.91%
Bank 2 30, 0.02% 0.15%
North American Savings Bank 31, 0.02% 0.06%
Centris Federal Credit Union 32, 0.03% 3.23%
State Farm Bank 33, 0.03% 0.16%
NBKC Bank 34, 0.03% 0.12%
Keller Mortgage 35, 0.05% 0.26%
Nationstar Mortgage 36, 0.06% 0.06%
Bankers’ Bank 37, 0.06% 0.30%
Home Point Financial Corporation 38, 0.06% 0.42%
Gershman Investment Corp 39, 0.06% 0.48%
Movement Mortgage 40, 0.06% 0.33%
Mid America Mortgage Inc 41, 0.07% 0.25%
Usaa Federal Savings Bank 42, 0.08% 0.60%
Regent Financial Group 43, 0.08% 3.35%
Charter West Bank 44, 0.08% 0.34%
American National Bank 45, 0.09% 3.44%
Citizens Bank 46, 0.09% 2.23%
HomeServices Lending 47, 0.09% 0.37%
Pennymac Loan Services 48, 0.10% 0.38%
Plains Commerce Bank 49, 0.13% 0.52%
CMG Mortgage Inc 50, 0.14% 1.23%
Flagstar Bank 51, 0.16% 1.21%
Guild Mortgage Company 52, 0.16% 2.04%
Ark-La-Tex Financial Services 53, 0.18% 3.11%
Peoples Mortgage Company 54, 0.20% 1.39%
Quicken Loans 55, 0.26% 2.60%
Castle & Cooke Mortgage 56, 0.27% 0.68%
New American Funding 57, 0.33% 1.12%
Navy Federal Credit Union 58, 0.33% 0.58%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Veridian Credit Union 1, -0.44% 4.51%
Pinnacle Bank – KMN 2, -0.21% 3.18%
Metro Credit Union Mortgage 3, -0.20% 1.26%
Iowa Bankers Mortgage Corporation 4, -0.19% 0.71%
Citizens Bank 5, -0.16% 2.06%
Gateway First Bank 6, -0.16% 1.86%
Central National Bank 7, -0.15% 0.71%
West Gate Bank 8, -0.15% 4.84%
Union Bank and Trust Company 9, -0.15% 1.90%
Lincoln Federal Svgs Bk Of Ne 10, -0.14% 0.71%
Core Bank 11, -0.13% 4.13%
Centris Federal Credit Union 12, -0.09% 6.16%
Regent Financial Group 13, -0.09% 1.00%
Access Bank 14, -0.08% 1.68%
First Bank 15, -0.08% 1.13%
Cobalt Credit Union 16, -0.06% 0.80%
Guild Mortgage Company 17, -0.06% 1.08%
Usaa Federal Savings Bank 18, -0.05% 0.38%
DelMar Financial Company 19, -0.04% 0.82%
Navy Federal Credit Union 20, -0.04% 0.15%
Cornhusker Bank 21, -0.03% 0.24%
Caliber Home Loans Inc 22, -0.02% 1.44%
Movement Mortgage 23, -0.02% 0.16%
Amerisave Mortgage Corporation 24, -0.02% 0.68%
CMG Mortgage Inc 25, -0.02% 0.88%
Fairway Independent Mort Corp 26, -0.02% 0.57%
NBKC Bank 27, -0.01% 0.13%
Churchill Mortgage Corporation 28, -0.01% 1.11%
Prosperity Home Mortgage 29, -0.01% 0.09%
First National Bank Of Omaha 30, -0.01% 13.37%
Home Point Financial Corporation 31, -0.01% 0.37%
HomeServices Lending 32, -0.01% 0.02%
Gershman Investment Corp 33, -0.01% 0.22%
Keller Mortgage 34, -0.00% 0.04%
Synergy One Lending 35, 0.00% 1.52%
Northwest Bank 36, 0.01% 0.75%
The Federal Savings Bank 37, 0.01% 0.02%
Bank of America 38, 0.01% 0.44%
Bankers’ Bank 39, 0.01% 0.31%
Flagstar Bank 40, 0.01% 0.95%
Peoples Mortgage Company 41, 0.01% 0.26%
North American Savings Bank 42, 0.02% 0.15%
Plains Commerce Bank 43, 0.02% 0.18%
State Farm Bank 44, 0.02% 0.38%
Castle & Cooke Mortgage 45, 0.04% 0.46%
Bank 2 46, 0.04% 0.05%
Ark-La-Tex Financial Services 47, 0.04% 1.24%
LoanDepot 48, 0.05% 1.72%
Carrington Mortgage Services 49, 0.06% 0.16%
JPMorgan Chase Bank 50, 0.06% 0.73%
Great Western Bank 51, 0.06% 1.26%
Bank Of The West 52, 0.07% 0.79%
New American Funding 53, 0.10% 0.40%
Us Bank 54, 0.12% 6.89%
Pennymac Loan Services 55, 0.13% 0.46%
Wells Fargo Bank 56, 0.13% 7.43%
Mid America Mortgage Inc 57, 0.14% 0.27%
Freedom Mortgage Corporation 58, 0.21% 0.26%
American National Bank 59, 0.22% 1.50%
Quicken Loans 60, 0.29% 12.00%
Nationstar Mortgage 61, 0.42% 1.04%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First National Bank Of Omaha 1, -0.20% 12.14%
Core Bank 2, -0.17% 3.82%
Access Bank 3, -0.09% 2.64%
Pinnacle Bank – KMN 4, -0.09% 0.87%
Cobalt Credit Union 5, -0.09% 3.27%
First Bank 6, -0.09% 2.32%
Gateway First Bank 7, -0.09% 3.27%
Centris Federal Credit Union 8, -0.06% 1.62%
Churchill Mortgage Corporation 9, -0.05% 0.95%
Caliber Home Loans Inc 10, -0.05% 2.36%
Union Bank and Trust Company 11, -0.05% 0.71%
Lincoln Federal Svgs Bk Of Ne 12, -0.05% 0.63%
Great Western Bank 13, -0.05% 0.39%
Central National Bank 14, -0.05% 0.35%
Prosperity Home Mortgage 15, -0.04% 0.35%
Us Bank 16, -0.03% 2.44%
Home Point Financial Corporation 17, -0.03% 1.58%
Flagstar Bank 18, -0.02% 1.89%
West Gate Bank 19, -0.02% 0.55%
Mid America Mortgage Inc 20, -0.01% 1.30%
Pennymac Loan Services 21, -0.01% 0.67%
Amerisave Mortgage Corporation 22, -0.01% 0.51%
Wells Fargo Bank 23, -0.01% 0.16%
American National Bank 24, -0.00% 4.29%
Navy Federal Credit Union 25, -0.00% 0.08%
North American Savings Bank 26, 0.00% 0.12%
Gershman Investment Corp 27, 0.00% 0.95%
Keller Mortgage 28, 0.00% 0.20%
Synergy One Lending 29, 0.01% 0.75%
Peoples Mortgage Company 30, 0.01% 1.26%
Citizens Bank 31, 0.01% 0.20%
JPMorgan Chase Bank 32, 0.02% 0.04%
Movement Mortgage 33, 0.02% 0.20%
Bank Of The West 34, 0.02% 0.24%
The Federal Savings Bank 35, 0.02% 0.04%
Carrington Mortgage Services 36, 0.03% 1.62%
HomeServices Lending 37, 0.03% 0.55%
Guild Mortgage Company 38, 0.03% 3.59%
NewDay USA 39, 0.03% 0.04%
Fairway Independent Mort Corp 40, 0.04% 1.22%
CMG Mortgage Inc 41, 0.04% 3.23%
LoanDepot 42, 0.06% 1.02%
Quicken Loans 43, 0.06% 13.16%
Charter West Bank 44, 0.07% 2.48%
Freedom Mortgage Corporation 45, 0.09% 0.43%
Bank 2 46, 0.11% 2.32%
Plains Commerce Bank 47, 0.13% 0.63%
Ark-La-Tex Financial Services 48, 0.13% 2.52%
Nationstar Mortgage 49, 0.15% 1.73%
DelMar Financial Company 50, 0.15% 1.93%
Regent Financial Group 51, 0.18% 5.36%
New American Funding 52, 0.24% 1.58%
Castle & Cooke Mortgage 53, 0.25% 3.43%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First National Bank Of Omaha 1, -0.20% 13.72%
Core Bank 2, -0.18% 4.68%
Gateway First Bank 3, -0.10% 3.24%
Access Bank 4, -0.10% 3.30%
Pinnacle Bank – KMN 5, -0.09% 1.12%
First Bank 6, -0.09% 2.66%
Cobalt Credit Union 7, -0.09% 4.36%
Centris Federal Credit Union 8, -0.07% 1.70%
Churchill Mortgage Corporation 9, -0.06% 1.12%
Union Bank and Trust Company 10, -0.06% 0.85%
Caliber Home Loans Inc 11, -0.05% 2.45%
Central National Bank 12, -0.05% 0.43%
Lincoln Federal Svgs Bk Of Ne 13, -0.05% 0.85%
Great Western Bank 14, -0.04% 0.53%
Prosperity Home Mortgage 15, -0.04% 0.48%
Us Bank 16, -0.03% 3.14%
Flagstar Bank 17, -0.02% 2.13%
Home Point Financial Corporation 18, -0.02% 1.33%
West Gate Bank 19, -0.02% 0.74%
Pennymac Loan Services 20, -0.01% 0.59%
Mid America Mortgage Inc 21, -0.01% 1.70%
American National Bank 22, -0.01% 5.21%
Wells Fargo Bank 23, -0.00% 0.21%
LoanDepot 24, 0.00% 0.05%
Navy Federal Credit Union 25, 0.00% 0.05%
Keller Mortgage 26, 0.01% 0.27%
Gershman Investment Corp 27, 0.01% 1.06%
North American Savings Bank 28, 0.01% 0.11%
Peoples Mortgage Company 29, 0.02% 1.60%
Citizens Bank 30, 0.02% 0.27%
Bank Of The West 31, 0.02% 0.21%
Movement Mortgage 32, 0.02% 0.21%
Synergy One Lending 33, 0.02% 0.64%
HomeServices Lending 34, 0.03% 0.74%
Amerisave Mortgage Corporation 35, 0.04% 0.11%
Fairway Independent Mort Corp 36, 0.04% 1.28%
Guild Mortgage Company 37, 0.05% 3.35%
Carrington Mortgage Services 38, 0.06% 0.21%
CMG Mortgage Inc 39, 0.07% 3.35%
Charter West Bank 40, 0.07% 3.35%
Quicken Loans 41, 0.12% 4.89%
Bank 2 42, 0.12% 2.87%
Nationstar Mortgage 43, 0.12% 0.37%
Ark-La-Tex Financial Services 44, 0.14% 3.24%
Plains Commerce Bank 45, 0.15% 0.69%
DelMar Financial Company 46, 0.17% 2.39%
Regent Financial Group 47, 0.19% 6.81%
New American Funding 48, 0.28% 1.76%
Castle & Cooke Mortgage 49, 0.32% 3.56%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First National Bank Of Omaha 1, -0.21% 7.60%
First Bank 2, -0.08% 1.37%
Core Bank 3, -0.08% 1.37%
Regent Financial Group 4, -0.06% 1.22%
Caliber Home Loans Inc 5, -0.05% 2.13%
Gateway First Bank 6, -0.04% 3.34%
Home Point Financial Corporation 7, -0.04% 2.28%
CMG Mortgage Inc 8, -0.03% 2.89%
Amerisave Mortgage Corporation 9, -0.03% 1.67%
Guild Mortgage Company 10, -0.02% 4.26%
Churchill Mortgage Corporation 11, -0.02% 0.46%
Access Bank 12, -0.02% 0.76%
Synergy One Lending 13, -0.02% 1.06%
Gershman Investment Corp 14, -0.02% 0.61%
Flagstar Bank 15, -0.02% 1.22%
Centris Federal Credit Union 16, -0.02% 1.37%
Central National Bank 17, -0.02% 0.15%
Union Bank and Trust Company 18, -0.01% 0.30%
North American Savings Bank 19, -0.01% 0.15%
Navy Federal Credit Union 20, -0.01% 0.15%
Pinnacle Bank – KMN 21, -0.01% 0.15%
Pennymac Loan Services 22, -0.01% 0.91%
Bank 2 23, -0.00% 0.76%
Peoples Mortgage Company 24, -0.00% 0.30%
Movement Mortgage 25, 0.00% 0.15%
Cobalt Credit Union 26, 0.00% 0.15%
Us Bank 27, 0.00% 0.46%
JPMorgan Chase Bank 28, 0.01% 0.15%
Mid America Mortgage Inc 29, 0.01% 0.15%
Castle & Cooke Mortgage 30, 0.01% 3.04%
Bank Of The West 31, 0.01% 0.30%
The Federal Savings Bank 32, 0.01% 0.15%
Carrington Mortgage Services 33, 0.01% 5.62%
DelMar Financial Company 34, 0.01% 0.61%
Ark-La-Tex Financial Services 35, 0.01% 0.46%
NewDay USA 36, 0.02% 0.15%
Fairway Independent Mort Corp 37, 0.02% 1.06%
Quicken Loans 38, 0.03% 36.78%
LoanDepot 39, 0.05% 3.80%
Plains Commerce Bank 40, 0.05% 0.46%
American National Bank 41, 0.07% 1.67%
New American Funding 42, 0.08% 1.06%
Freedom Mortgage Corporation 43, 0.08% 1.67%
Nationstar Mortgage 44, 0.14% 5.62%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.03% 32.06%
Us Bank 2, 0.00% 22.14%
Centris Federal Credit Union 3, 0.01% 0.76%
Cobalt Credit Union 4, 0.01% 0.76%
Quicken Loans 5, 0.01% 2.29%
Keller Mortgage 6, 0.01% 0.76%
Peoples Mortgage Company 7, 0.01% 0.76%
Bank Of The West 8, 0.01% 1.53%
Access Bank 9, 0.01% 3.05%
Plains Commerce Bank 10, 0.01% 0.76%
Core Bank 11, 0.02% 4.58%
Navy Federal Credit Union 12, 0.02% 0.76%
West Gate Bank 13, 0.02% 2.29%
Fairway Independent Mort Corp 14, 0.02% 0.76%
Guild Mortgage Company 15, 0.02% 1.53%
First National Bank Of Omaha 16, 0.02% 5.34%
American National Bank 17, 0.02% 0.76%
CMG Mortgage Inc 18, 0.02% 0.76%
Bank of America 19, 0.03% 1.53%
Synergy One Lending 20, 0.03% 0.76%
Caliber Home Loans Inc 21, 0.03% 2.29%
Union Bank and Trust Company 22, 0.03% 0.76%
State Farm Bank 23, 0.03% 1.53%
Regent Financial Group 24, 0.03% 0.76%
Metro Credit Union Mortgage 25, 0.03% 0.76%
Movement Mortgage 26, 0.04% 0.76%
JPMorgan Chase Bank 27, 0.04% 6.11%
Ark-La-Tex Financial Services 28, 0.04% 3.05%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.03% 44.12%
Us Bank 2, 0.00% 16.18%
Keller Mortgage 3, 0.02% 1.47%
West Gate Bank 4, 0.02% 1.47%
Bank Of The West 5, 0.02% 2.94%
Access Bank 6, 0.02% 4.41%
Navy Federal Credit Union 7, 0.02% 1.47%
Caliber Home Loans Inc 8, 0.02% 2.94%
Fairway Independent Mort Corp 9, 0.03% 1.47%
JPMorgan Chase Bank 10, 0.03% 2.94%
Guild Mortgage Company 11, 0.03% 1.47%
First National Bank Of Omaha 12, 0.03% 8.82%
American National Bank 13, 0.03% 1.47%
Bank of America 14, 0.03% 2.94%
Union Bank and Trust Company 15, 0.03% 1.47%
Movement Mortgage 16, 0.04% 1.47%
Ark-La-Tex Financial Services 17, 0.05% 2.94%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.04% 19.05%
Centris Federal Credit Union 2, -0.00% 1.59%
Us Bank 3, -0.00% 28.57%
Cobalt Credit Union 4, -0.00% 1.59%
Quicken Loans 5, 0.00% 4.76%
Peoples Mortgage Company 6, 0.00% 1.59%
Access Bank 7, 0.01% 1.59%
Plains Commerce Bank 8, 0.01% 1.59%
First National Bank Of Omaha 9, 0.01% 1.59%
Core Bank 10, 0.01% 9.52%
Guild Mortgage Company 11, 0.01% 1.59%
West Gate Bank 12, 0.01% 3.17%
CMG Mortgage Inc 13, 0.02% 1.59%
Synergy One Lending 14, 0.02% 1.59%
State Farm Bank 15, 0.02% 3.17%
Regent Financial Group 16, 0.02% 1.59%
Metro Credit Union Mortgage 17, 0.02% 1.59%
Ark-La-Tex Financial Services 18, 0.03% 3.17%
Caliber Home Loans Inc 19, 0.03% 1.59%
JPMorgan Chase Bank 20, 0.04% 9.52%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Veridian Credit Union 1, -0.20% 2.09%
Core Bank 2, -0.15% 6.44%
West Gate Bank 3, -0.13% 1.93%
Gateway First Bank 4, -0.12% 3.12%
First National Bank Of Omaha 5, -0.12% 9.03%
Navy Federal Credit Union 6, -0.11% 4.72%
First Bank 7, -0.10% 2.95%
Great Western Bank 8, -0.08% 0.66%
Cobalt Credit Union 9, -0.07% 2.63%
Pinnacle Bank – KMN 10, -0.06% 0.94%
Lincoln Federal Svgs Bk Of Ne 11, -0.05% 0.70%
Churchill Mortgage Corporation 12, -0.04% 1.19%
Centris Federal Credit Union 13, -0.04% 1.03%
North American Savings Bank 14, -0.03% 0.62%
Caliber Home Loans Inc 15, -0.03% 2.17%
Prosperity Home Mortgage 16, -0.02% 0.33%
Flagstar Bank 17, -0.02% 4.84%
Home Point Financial Corporation 18, -0.01% 0.62%
Citizens Bank 19, -0.01% 0.21%
Pennymac Loan Services 20, -0.01% 1.76%
Amerisave Mortgage Corporation 21, -0.01% 0.41%
Keller Mortgage 22, -0.01% 0.33%
Bank of America 23, -0.01% 0.04%
NBKC Bank 24, -0.01% 1.03%
Iowa Bankers Mortgage Corporation 25, -0.00% 0.04%
Mid America Mortgage Inc 26, -0.00% 0.70%
Access Bank 27, 0.00% 3.12%
Gershman Investment Corp 28, 0.00% 0.29%
Movement Mortgage 29, 0.00% 0.49%
Central National Bank 30, 0.00% 0.12%
Fairway Independent Mort Corp 31, 0.00% 0.57%
Bank Of The West 32, 0.01% 0.21%
Us Bank 33, 0.01% 0.86%
Bankers’ Bank 34, 0.01% 0.04%
HomeServices Lending 35, 0.01% 0.29%
Charter West Bank 36, 0.01% 0.08%
Northwest Bank 37, 0.02% 0.29%
Union Bank and Trust Company 38, 0.03% 0.41%
American National Bank 39, 0.03% 2.46%
Wells Fargo Bank 40, 0.03% 1.85%
New American Funding 41, 0.03% 0.41%
Carrington Mortgage Services 42, 0.04% 0.57%
Guild Mortgage Company 43, 0.04% 2.05%
Peoples Mortgage Company 44, 0.04% 0.53%
Usaa Federal Savings Bank 45, 0.05% 8.25%
Bank 2 46, 0.05% 2.05%
DelMar Financial Company 47, 0.06% 0.94%
CMG Mortgage Inc 48, 0.06% 2.26%
Regent Financial Group 49, 0.07% 3.08%
Synergy One Lending 50, 0.08% 0.70%
Nationstar Mortgage 51, 0.09% 0.66%
LoanDepot 52, 0.10% 1.68%
Ark-La-Tex Financial Services 53, 0.12% 3.24%
Castle & Cooke Mortgage 54, 0.13% 1.40%
Freedom Mortgage Corporation 55, 0.13% 1.03%
Quicken Loans 56, 0.19% 5.42%
The Federal Savings Bank 57, 0.20% 2.38%
NewDay USA 58, 0.47% 1.76%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Veridian Credit Union 1, -0.17% 1.99%
West Gate Bank 2, -0.13% 2.56%
Core Bank 3, -0.13% 6.68%
Navy Federal Credit Union 4, -0.12% 6.89%
First National Bank Of Omaha 5, -0.10% 9.02%
First Bank 6, -0.10% 3.69%
Great Western Bank 7, -0.10% 0.85%
Cobalt Credit Union 8, -0.07% 2.98%
Churchill Mortgage Corporation 9, -0.03% 1.42%
North American Savings Bank 10, -0.02% 0.64%
Centris Federal Credit Union 11, -0.02% 0.99%
Prosperity Home Mortgage 12, -0.02% 0.43%
Citizens Bank 13, -0.02% 0.21%
Lincoln Federal Svgs Bk Of Ne 14, -0.02% 0.50%
Pinnacle Bank – KMN 15, -0.01% 0.85%
Synergy One Lending 16, 0.00% 0.21%
Keller Mortgage 17, 0.00% 0.50%
Bank of America 18, 0.00% 0.07%
Us Bank 19, 0.00% 1.14%
Iowa Bankers Mortgage Corporation 20, 0.00% 0.07%
Gateway First Bank 21, 0.01% 1.99%
Fairway Independent Mort Corp 22, 0.01% 0.50%
Mid America Mortgage Inc 23, 0.01% 0.92%
Access Bank 24, 0.01% 4.47%
Central National Bank 25, 0.01% 0.14%
Gershman Investment Corp 26, 0.01% 0.21%
Home Point Financial Corporation 27, 0.01% 0.36%
NBKC Bank 28, 0.01% 1.07%
Freedom Mortgage Corporation 29, 0.02% 0.14%
NewDay USA 30, 0.02% 0.14%
Bank Of The West 31, 0.02% 0.14%
Bankers’ Bank 32, 0.02% 0.07%
HomeServices Lending 33, 0.02% 0.50%
Caliber Home Loans Inc 34, 0.02% 1.99%
Charter West Bank 35, 0.02% 0.14%
Northwest Bank 36, 0.03% 0.43%
Pennymac Loan Services 37, 0.03% 0.71%
Movement Mortgage 38, 0.03% 0.50%
Union Bank and Trust Company 39, 0.04% 0.71%
Wells Fargo Bank 40, 0.04% 3.12%
American National Bank 41, 0.05% 2.91%
Peoples Mortgage Company 42, 0.05% 0.85%
Quicken Loans 43, 0.06% 2.34%
New American Funding 44, 0.07% 0.36%
Guild Mortgage Company 45, 0.07% 1.70%
Flagstar Bank 46, 0.08% 4.12%
Usaa Federal Savings Bank 47, 0.08% 11.01%
Nationstar Mortgage 48, 0.09% 0.21%
Regent Financial Group 49, 0.09% 4.62%
DelMar Financial Company 50, 0.10% 1.21%
CMG Mortgage Inc 51, 0.10% 2.63%
Bank 2 52, 0.10% 2.20%
Ark-La-Tex Financial Services 53, 0.14% 4.40%
Castle & Cooke Mortgage 54, 0.22% 1.49%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Veridian Credit Union 1, -0.24% 2.24%
Gateway First Bank 2, -0.20% 4.66%
Core Bank 3, -0.18% 6.12%
First National Bank Of Omaha 4, -0.14% 9.04%
Flagstar Bank 5, -0.12% 5.83%
Pinnacle Bank – KMN 6, -0.11% 1.07%
First Bank 7, -0.10% 1.94%
West Gate Bank 8, -0.09% 1.07%
Caliber Home Loans Inc 9, -0.08% 2.43%
Lincoln Federal Svgs Bk Of Ne 10, -0.08% 0.97%
Cobalt Credit Union 11, -0.07% 2.14%
Centris Federal Credit Union 12, -0.07% 1.07%
Churchill Mortgage Corporation 13, -0.05% 0.87%
Navy Federal Credit Union 14, -0.05% 1.75%
Usaa Federal Savings Bank 15, -0.04% 4.47%
Movement Mortgage 16, -0.04% 0.49%
Great Western Bank 17, -0.04% 0.39%
NBKC Bank 18, -0.03% 0.97%
Home Point Financial Corporation 19, -0.03% 0.97%
Bank 2 20, -0.03% 1.85%
North American Savings Bank 21, -0.03% 0.58%
Pennymac Loan Services 22, -0.03% 3.21%
Mid America Mortgage Inc 23, -0.02% 0.39%
Prosperity Home Mortgage 24, -0.02% 0.19%
Keller Mortgage 25, -0.02% 0.10%
Amerisave Mortgage Corporation 26, -0.02% 0.97%
Castle & Cooke Mortgage 27, -0.02% 1.26%
DelMar Financial Company 28, -0.02% 0.58%
Peoples Mortgage Company 29, -0.01% 0.10%
Gershman Investment Corp 30, -0.01% 0.39%
Northwest Bank 31, -0.01% 0.10%
Access Bank 32, -0.01% 1.26%
Bank Of The West 33, -0.01% 0.29%
Central National Bank 34, -0.01% 0.10%
American National Bank 35, -0.01% 1.85%
Fairway Independent Mort Corp 36, -0.00% 0.68%
Regent Financial Group 37, -0.00% 0.97%
New American Funding 38, -0.00% 0.49%
CMG Mortgage Inc 39, 0.00% 1.75%
Citizens Bank 40, 0.00% 0.19%
Guild Mortgage Company 41, 0.01% 2.53%
Wells Fargo Bank 42, 0.01% 0.10%
Carrington Mortgage Services 43, 0.03% 1.36%
Us Bank 44, 0.04% 0.49%
Ark-La-Tex Financial Services 45, 0.05% 1.65%
Nationstar Mortgage 46, 0.08% 1.26%
Synergy One Lending 47, 0.08% 1.36%
LoanDepot 48, 0.09% 3.98%
Freedom Mortgage Corporation 49, 0.13% 2.24%
The Federal Savings Bank 50, 0.19% 5.64%
Quicken Loans 51, 0.22% 9.62%
NewDay USA 52, 0.48% 3.98%

* Data is compiled for the Omaha, NE commuting zone area, which comprises of counties of Harrison County, IA, Mills County, IA, Pottawattamie County, IA, Cass County, NE, Dodge County, NE, Douglas County, NE, Sarpy County, NE, Saunders County, NE, and Washington County, NE. This includes cities/towns/communities of Omaha, NE as well as Bellevue, NE, Council Bluffs, IA, Papillion, NE, Bennington, NE, Fremont, NE, La Vista, NE, Gretna, NE, Chalco, NE, Blair, NE, Plattsmouth, NE, La Platte, NE, Kennard, NE, Yutan, NE, Louisville, NE, Glenwood, IA, Valley, NE, Ralston, NE, Murray, NE, Springfield, NE, Weeping Water, NE, Ceresco, NE, Cedar Bluffs, NE, Silver City, IA, Fort Calhoun, NE, Waterloo, NE, Arlington, NE, Greenwood, NE, Scribner, NE, Carter Lake, IA, Wahoo, NE, Weston, IA, Emerson, IA, Treynor, IA, Ashland, NE, Missouri Valley, IA, Neola, IA, Modale, IA, Mondamin, IA, Underwood, IA, California Junction, IA, Walnut, IA, Carson, IA, Tabor, IA, North Bend, NE, Hancock, IA, River Sioux, IA, and Offutt AFB, NE. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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