Top Mortgage Lenders in the Fayetteville, AR area

Which mortgage lender in the Fayetteville, AR area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Fayetteville, AR area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Fayetteville, AR area is First Security Bank, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.14%. This means that First Security Bank provided a -0.14% lower interest rate for its customers than other lenders in Fayetteville, AR for a similar set of borrowers. First Security Bank has a market share of 1.8%. On the other hand, the most popular lender in the market is Arvest Bank, with a market share of 27.3%. Arvest Bank is an average rate lender in this area, with a “Rate Difference” of -0.04% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Fayetteville, AR area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Fayetteville, AR is First Security Bank. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Arvest Bank. The cheapest VA mortgage provider is Navy Federal Credit Union. To get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders by “Rate Rank” for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Security Bank 1, -0.14% 1.83%
Bank of America 2, -0.12% 1.73%
Eagle Bank and Trust Company 3, -0.12% 3.37%
Keller Mortgage 4, -0.10% 1.16%
Arkansas Federal Credit Union 5, -0.09% 0.49%
Bank Of Little Rock Mortgage Corporation 6, -0.08% 0.87%
JPMorgan Chase Bank 7, -0.08% 0.80%
First Western Mortgage 8, -0.07% 1.74%
Amerisave Mortgage Corporation 9, -0.07% 0.35%
First Savings Bank 10, -0.06% 0.39%
Bokf 11, -0.05% 1.86%
First National Bank of Fort Smith 12, -0.05% 1.34%
Home Point Financial Corporation 13, -0.05% 0.57%
Citizens Bank 14, -0.04% 1.58%
Arvest Bank 15, -0.04% 27.30%
Colonial Savings 16, -0.03% 0.53%
Truity Credit Union 17, -0.03% 0.38%
First Financial Bank 18, -0.03% 0.85%
Sirva Mortgage Inc 19, -0.03% 0.41%
Navy Federal Credit Union 20, -0.02% 0.53%
Suntrust Banks, Inc 21, -0.02% 1.33%
Us Bank 22, -0.02% 1.01%
Wells Fargo Bank 23, -0.01% 2.19%
Pennymac Loan Services 24, -0.01% 0.80%
Gateway First Bank 25, -0.00% 4.23%
BancorpSouth Bank 26, -0.00% 1.19%
Priority Bank 27, 0.00% 3.37%
Willow Bend Mortgage 28, 0.01% 0.46%
Flagstar Bank 29, 0.01% 1.15%
United Federal Credit Union 30, 0.01% 0.64%
Simmons Bank 31, 0.01% 2.00%
Iberiabank 32, 0.02% 7.89%
Flat Branch Mortgage Inc 33, 0.02% 2.93%
Community Mortgage Corporation 34, 0.02% 0.31%
Usaa Federal Savings Bank 35, 0.02% 1.46%
LoanDepot 36, 0.03% 1.20%
Carrington Mortgage Services 37, 0.04% 0.51%
Supreme Lending/ Everett Financial Inc 38, 0.04% 0.39%
Union Home Mortgage Company 39, 0.04% 0.39%
Cornerstone Home Lending, Inc 40, 0.06% 2.57%
Caliber Home Loans Inc 41, 0.06% 0.56%
Paramount Residential Mortgage Group Inc 42, 0.06% 0.57%
Freedom Mortgage Corporation 43, 0.07% 0.42%
The Federal Savings Bank 44, 0.07% 0.32%
Centennial Bank 45, 0.08% 1.11%
LeaderOne Financial Corp 46, 0.09% 0.68%
Regions Bank 47, 0.09% 1.83%
Sente Mortgage Inc 48, 0.11% 0.31%
Nationstar Mortgage 49, 0.16% 0.86%
InterLinc Mortgage Services 50, 0.17% 0.63%
Quicken Loans 51, 0.18% 8.64%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.16% 1.98%
First Security Bank 2, -0.16% 1.84%
Arkansas Federal Credit Union 3, -0.11% 0.40%
Keller Mortgage 4, -0.10% 1.60%
JPMorgan Chase Bank 5, -0.10% 0.70%
Bank Of Little Rock Mortgage Corporation 6, -0.09% 1.10%
First Savings Bank 7, -0.09% 0.30%
Eagle Bank and Trust Company 8, -0.09% 3.67%
Wells Fargo Bank 9, -0.08% 2.25%
Home Point Financial Corporation 10, -0.06% 0.66%
Citizens Bank 11, -0.05% 1.40%
Bokf 12, -0.05% 1.75%
First National Bank of Fort Smith 13, -0.05% 1.51%
First Western Mortgage 14, -0.05% 1.95%
Us Bank 15, -0.04% 0.84%
Truity Credit Union 16, -0.04% 0.33%
Colonial Savings 17, -0.03% 0.77%
First Financial Bank 18, -0.03% 0.94%
Sirva Mortgage Inc 19, -0.03% 0.54%
Navy Federal Credit Union 20, -0.03% 0.67%
Arvest Bank 21, -0.02% 26.77%
BancorpSouth Bank 22, -0.01% 1.51%
Pennymac Loan Services 23, -0.01% 0.47%
Suntrust Banks, Inc 24, -0.00% 1.08%
Priority Bank 25, 0.00% 4.62%
Gateway First Bank 26, 0.00% 4.89%
Willow Bend Mortgage 27, 0.01% 0.63%
Amerisave Mortgage Corporation 28, 0.01% 0.07%
Simmons Bank 29, 0.02% 2.20%
Freedom Mortgage Corporation 30, 0.02% 0.20%
Flagstar Bank 31, 0.02% 0.98%
Community Mortgage Corporation 32, 0.02% 0.46%
Carrington Mortgage Services 33, 0.03% 0.03%
Flat Branch Mortgage Inc 34, 0.03% 3.89%
Iberiabank 35, 0.03% 9.11%
United Federal Credit Union 36, 0.03% 0.66%
The Federal Savings Bank 37, 0.04% 0.09%
Usaa Federal Savings Bank 38, 0.04% 1.70%
Supreme Lending/ Everett Financial Inc 39, 0.05% 0.46%
Union Home Mortgage Company 40, 0.05% 0.43%
LoanDepot 41, 0.05% 0.37%
Paramount Residential Mortgage Group Inc 42, 0.06% 0.51%
Nationstar Mortgage 43, 0.07% 0.26%
Cornerstone Home Lending, Inc 44, 0.09% 3.11%
Regions Bank 45, 0.09% 2.27%
Centennial Bank 46, 0.10% 1.34%
LeaderOne Financial Corp 47, 0.11% 0.81%
Caliber Home Loans Inc 48, 0.12% 0.44%
Sente Mortgage Inc 49, 0.12% 0.40%
InterLinc Mortgage Services 50, 0.17% 0.93%
Quicken Loans 51, 0.19% 4.12%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Eagle Bank and Trust Company 1, -0.20% 2.75%
First Western Mortgage 2, -0.16% 1.30%
First Security Bank 3, -0.11% 1.81%
Flat Branch Mortgage Inc 4, -0.09% 0.92%
Amerisave Mortgage Corporation 5, -0.08% 0.92%
Arvest Bank 6, -0.08% 28.41%
Cornerstone Home Lending, Inc 7, -0.08% 1.45%
Arkansas Federal Credit Union 8, -0.08% 0.68%
Bokf 9, -0.06% 2.07%
First National Bank of Fort Smith 10, -0.05% 0.98%
JPMorgan Chase Bank 11, -0.05% 1.01%
Iberiabank 12, -0.04% 5.36%
Suntrust Banks, Inc 13, -0.04% 1.84%
United Federal Credit Union 14, -0.04% 0.59%
Sirva Mortgage Inc 15, -0.04% 0.15%
Gateway First Bank 16, -0.03% 2.84%
Citizens Bank 17, -0.03% 1.95%
Usaa Federal Savings Bank 18, -0.03% 0.98%
First Financial Bank 19, -0.02% 0.65%
Truity Credit Union 20, -0.02% 0.47%
First Savings Bank 21, -0.02% 0.59%
Pennymac Loan Services 22, -0.02% 1.48%
Home Point Financial Corporation 23, -0.01% 0.39%
LeaderOne Financial Corp 24, -0.01% 0.41%
Keller Mortgage 25, -0.01% 0.24%
Flagstar Bank 26, -0.00% 1.48%
Willow Bend Mortgage 27, -0.00% 0.12%
Caliber Home Loans Inc 28, -0.00% 0.80%
Union Home Mortgage Company 29, -0.00% 0.33%
Navy Federal Credit Union 30, 0.00% 0.24%
Centennial Bank 31, 0.00% 0.62%
Bank of America 32, 0.01% 1.21%
Simmons Bank 33, 0.01% 1.60%
Bank Of Little Rock Mortgage Corporation 34, 0.01% 0.39%
Supreme Lending/ Everett Financial Inc 35, 0.01% 0.24%
Priority Bank 36, 0.01% 0.77%
LoanDepot 37, 0.02% 2.93%
Us Bank 38, 0.02% 1.36%
Carrington Mortgage Services 39, 0.03% 1.51%
Colonial Savings 40, 0.04% 0.03%
Sente Mortgage Inc 41, 0.06% 0.12%
BancorpSouth Bank 42, 0.06% 0.53%
Paramount Residential Mortgage Group Inc 43, 0.07% 0.68%
Regions Bank 44, 0.07% 0.92%
The Federal Savings Bank 45, 0.08% 0.80%
Freedom Mortgage Corporation 46, 0.09% 0.89%
Wells Fargo Bank 47, 0.13% 2.04%
Quicken Loans 48, 0.18% 18.04%
Nationstar Mortgage 49, 0.19% 2.10%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Security Bank 1, -0.15% 2.08%
Eagle Bank and Trust Company 2, -0.14% 3.20%
Bank of America 3, -0.14% 2.10%
Keller Mortgage 4, -0.10% 1.21%
Arkansas Federal Credit Union 5, -0.10% 0.60%
JPMorgan Chase Bank 6, -0.09% 0.94%
First Western Mortgage 7, -0.08% 1.54%
Amerisave Mortgage Corporation 8, -0.08% 0.41%
Gateway First Bank 9, -0.07% 3.61%
Bank Of Little Rock Mortgage Corporation 10, -0.07% 0.70%
Bokf 11, -0.07% 1.98%
First Savings Bank 12, -0.06% 0.46%
First Financial Bank 13, -0.06% 0.88%
Citizens Bank 14, -0.05% 1.82%
First National Bank of Fort Smith 15, -0.05% 1.77%
Colonial Savings 16, -0.04% 0.62%
Sirva Mortgage Inc 17, -0.04% 0.44%
Truity Credit Union 18, -0.03% 0.50%
Us Bank 19, -0.03% 1.04%
Suntrust Banks, Inc 20, -0.02% 1.64%
Arvest Bank 21, -0.02% 30.67%
Wells Fargo Bank 22, -0.02% 2.54%
Flat Branch Mortgage Inc 23, -0.02% 2.75%
Home Point Financial Corporation 24, -0.01% 0.25%
Community Mortgage Corporation 25, -0.00% 0.27%
Willow Bend Mortgage 26, 0.00% 0.37%
BancorpSouth Bank 27, 0.00% 1.31%
United Federal Credit Union 28, 0.01% 0.70%
Usaa Federal Savings Bank 29, 0.01% 0.81%
Flagstar Bank 30, 0.01% 1.21%
Simmons Bank 31, 0.02% 2.14%
The Federal Savings Bank 32, 0.02% 0.03%
Pennymac Loan Services 33, 0.02% 0.41%
Iberiabank 34, 0.03% 8.69%
Union Home Mortgage Company 35, 0.04% 0.43%
Cornerstone Home Lending, Inc 36, 0.04% 2.68%
LoanDepot 37, 0.04% 0.94%
Priority Bank 38, 0.04% 2.33%
Supreme Lending/ Everett Financial Inc 39, 0.05% 0.23%
Caliber Home Loans Inc 40, 0.06% 0.32%
Paramount Residential Mortgage Group Inc 41, 0.08% 0.33%
InterLinc Mortgage Services 42, 0.09% 0.37%
Freedom Mortgage Corporation 43, 0.09% 0.10%
Carrington Mortgage Services 44, 0.10% 0.20%
Regions Bank 45, 0.10% 2.03%
LeaderOne Financial Corp 46, 0.10% 0.69%
Centennial Bank 47, 0.12% 1.04%
Navy Federal Credit Union 48, 0.12% 0.22%
Sente Mortgage Inc 49, 0.13% 0.25%
Nationstar Mortgage 50, 0.23% 0.51%
Quicken Loans 51, 0.23% 7.66%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.18% 2.42%
First Security Bank 2, -0.17% 2.07%
Arkansas Federal Credit Union 3, -0.12% 0.50%
JPMorgan Chase Bank 4, -0.12% 0.85%
Keller Mortgage 5, -0.11% 1.70%
Eagle Bank and Trust Company 6, -0.11% 3.21%
Bank Of Little Rock Mortgage Corporation 7, -0.10% 0.81%
Wells Fargo Bank 8, -0.10% 2.58%
First Savings Bank 9, -0.09% 0.41%
Gateway First Bank 10, -0.09% 3.89%
First Financial Bank 11, -0.07% 0.93%
Citizens Bank 12, -0.07% 1.55%
Us Bank 13, -0.07% 0.87%
Bokf 14, -0.07% 1.88%
First National Bank of Fort Smith 15, -0.05% 2.05%
Colonial Savings 16, -0.05% 0.93%
Truity Credit Union 17, -0.04% 0.45%
Sirva Mortgage Inc 18, -0.04% 0.58%
First Western Mortgage 19, -0.03% 1.59%
Home Point Financial Corporation 20, -0.01% 0.31%
BancorpSouth Bank 21, -0.01% 1.70%
Suntrust Banks, Inc 22, -0.01% 1.36%
Pennymac Loan Services 23, -0.01% 0.37%
Community Mortgage Corporation 24, -0.01% 0.41%
Flat Branch Mortgage Inc 25, -0.01% 3.68%
Willow Bend Mortgage 26, -0.00% 0.52%
Freedom Mortgage Corporation 27, 0.00% 0.02%
Amerisave Mortgage Corporation 28, 0.01% 0.08%
Arvest Bank 29, 0.01% 29.34%
The Federal Savings Bank 30, 0.02% 0.04%
Simmons Bank 31, 0.02% 2.34%
Usaa Federal Savings Bank 32, 0.03% 0.93%
Flagstar Bank 33, 0.03% 0.97%
United Federal Credit Union 34, 0.04% 0.68%
LoanDepot 35, 0.04% 0.31%
Priority Bank 36, 0.05% 3.12%
Iberiabank 37, 0.05% 10.19%
Union Home Mortgage Company 38, 0.05% 0.46%
Nationstar Mortgage 39, 0.06% 0.14%
Caliber Home Loans Inc 40, 0.06% 0.29%
Paramount Residential Mortgage Group Inc 41, 0.06% 0.23%
Supreme Lending/ Everett Financial Inc 42, 0.07% 0.25%
Cornerstone Home Lending, Inc 43, 0.07% 3.31%
InterLinc Mortgage Services 44, 0.09% 0.56%
Regions Bank 45, 0.10% 2.52%
LeaderOne Financial Corp 46, 0.13% 0.81%
Sente Mortgage Inc 47, 0.14% 0.33%
Centennial Bank 48, 0.15% 1.22%
Navy Federal Credit Union 49, 0.17% 0.23%
Quicken Loans 50, 0.19% 4.01%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Eagle Bank and Trust Company 1, -0.21% 3.18%
First Western Mortgage 2, -0.18% 1.44%
First Security Bank 3, -0.12% 2.11%
Flat Branch Mortgage Inc 4, -0.10% 0.96%
Amerisave Mortgage Corporation 5, -0.09% 1.04%
Cornerstone Home Lending, Inc 6, -0.09% 1.48%
Arkansas Federal Credit Union 7, -0.08% 0.78%
Arvest Bank 8, -0.07% 33.21%
Bokf 9, -0.07% 2.18%
JPMorgan Chase Bank 10, -0.05% 1.11%
First National Bank of Fort Smith 11, -0.05% 1.22%
Usaa Federal Savings Bank 12, -0.04% 0.59%
Suntrust Banks, Inc 13, -0.04% 2.18%
Iberiabank 14, -0.04% 5.84%
Gateway First Bank 15, -0.04% 3.07%
United Federal Credit Union 16, -0.04% 0.74%
Sirva Mortgage Inc 17, -0.03% 0.18%
Citizens Bank 18, -0.03% 2.33%
First Financial Bank 19, -0.02% 0.78%
Truity Credit Union 20, -0.02% 0.59%
First Savings Bank 21, -0.02% 0.55%
LeaderOne Financial Corp 22, -0.01% 0.44%
Flagstar Bank 23, -0.00% 1.66%
Keller Mortgage 24, -0.00% 0.26%
Union Home Mortgage Company 25, -0.00% 0.37%
Willow Bend Mortgage 26, 0.00% 0.07%
Centennial Bank 27, 0.00% 0.70%
Bank of America 28, 0.01% 1.48%
Simmons Bank 29, 0.01% 1.74%
Bank Of Little Rock Mortgage Corporation 30, 0.01% 0.48%
Supreme Lending/ Everett Financial Inc 31, 0.01% 0.18%
Home Point Financial Corporation 32, 0.01% 0.15%
Us Bank 33, 0.02% 1.37%
Navy Federal Credit Union 34, 0.02% 0.18%
Priority Bank 35, 0.02% 0.81%
Colonial Savings 36, 0.04% 0.04%
LoanDepot 37, 0.04% 2.14%
Pennymac Loan Services 38, 0.05% 0.48%
Caliber Home Loans Inc 39, 0.05% 0.37%
Sente Mortgage Inc 40, 0.07% 0.11%
BancorpSouth Bank 41, 0.07% 0.55%
Regions Bank 42, 0.07% 1.11%
Carrington Mortgage Services 43, 0.10% 0.59%
Paramount Residential Mortgage Group Inc 44, 0.10% 0.52%
Freedom Mortgage Corporation 45, 0.10% 0.26%
Wells Fargo Bank 46, 0.14% 2.48%
Quicken Loans 47, 0.25% 14.64%
Nationstar Mortgage 48, 0.27% 1.22%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Arvest Bank 1, -0.16% 18.88%
First Security Bank 2, -0.11% 1.34%
Bank Of Little Rock Mortgage Corporation 3, -0.09% 1.46%
Keller Mortgage 4, -0.08% 1.22%
First Western Mortgage 5, -0.08% 3.05%
Home Point Financial Corporation 6, -0.06% 1.64%
Eagle Bank and Trust Company 7, -0.05% 5.24%
Iberiabank 8, -0.04% 4.87%
Priority Bank 9, -0.03% 8.16%
BancorpSouth Bank 10, -0.02% 0.91%
Flagstar Bank 11, -0.01% 1.10%
Bokf 12, -0.00% 1.46%
First Savings Bank 13, 0.00% 0.12%
Sirva Mortgage Inc 14, 0.00% 0.12%
Carrington Mortgage Services 15, 0.00% 1.52%
Centennial Bank 16, 0.00% 1.58%
Us Bank 17, 0.01% 0.18%
Simmons Bank 18, 0.01% 1.64%
United Federal Credit Union 19, 0.02% 0.37%
Regions Bank 20, 0.02% 1.22%
The Federal Savings Bank 21, 0.02% 0.30%
Colonial Savings 22, 0.03% 0.24%
Navy Federal Credit Union 23, 0.03% 0.12%
Bank of America 24, 0.03% 0.55%
Freedom Mortgage Corporation 25, 0.03% 0.85%
Amerisave Mortgage Corporation 26, 0.03% 0.12%
Pennymac Loan Services 27, 0.03% 1.40%
Citizens Bank 28, 0.04% 0.79%
Supreme Lending/ Everett Financial Inc 29, 0.04% 1.22%
LeaderOne Financial Corp 30, 0.04% 0.91%
Willow Bend Mortgage 31, 0.05% 0.49%
LoanDepot 32, 0.05% 1.34%
Wells Fargo Bank 33, 0.05% 0.12%
Union Home Mortgage Company 34, 0.06% 0.30%
Quicken Loans 35, 0.06% 12.18%
Paramount Residential Mortgage Group Inc 36, 0.07% 1.34%
First Financial Bank 37, 0.08% 1.10%
Community Mortgage Corporation 38, 0.09% 0.49%
Sente Mortgage Inc 39, 0.10% 0.49%
Nationstar Mortgage 40, 0.12% 2.13%
Flat Branch Mortgage Inc 41, 0.13% 3.84%
Caliber Home Loans Inc 42, 0.13% 1.22%
Gateway First Bank 43, 0.15% 7.43%
Cornerstone Home Lending, Inc 44, 0.15% 2.92%
InterLinc Mortgage Services 45, 0.27% 2.01%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Arvest Bank 1, -0.16% 21.94%
First Security Bank 2, -0.12% 1.52%
Bank Of Little Rock Mortgage Corporation 3, -0.09% 1.82%
First Western Mortgage 4, -0.08% 3.49%
Keller Mortgage 5, -0.08% 1.44%
Home Point Financial Corporation 6, -0.08% 1.75%
Eagle Bank and Trust Company 7, -0.05% 6.07%
Iberiabank 8, -0.04% 5.77%
Priority Bank 9, -0.03% 9.87%
BancorpSouth Bank 10, -0.02% 1.06%
Pennymac Loan Services 11, -0.01% 0.76%
Flagstar Bank 12, -0.01% 1.21%
Freedom Mortgage Corporation 13, 0.00% 0.46%
Sirva Mortgage Inc 14, 0.01% 0.15%
Centennial Bank 15, 0.01% 1.82%
Bokf 16, 0.01% 1.37%
Us Bank 17, 0.01% 0.23%
Simmons Bank 18, 0.02% 1.82%
United Federal Credit Union 19, 0.02% 0.46%
Regions Bank 20, 0.02% 1.52%
Colonial Savings 21, 0.03% 0.30%
Navy Federal Credit Union 22, 0.03% 0.15%
Bank of America 23, 0.03% 0.68%
Amerisave Mortgage Corporation 24, 0.04% 0.08%
LeaderOne Financial Corp 25, 0.04% 0.99%
Carrington Mortgage Services 26, 0.04% 0.08%
Supreme Lending/ Everett Financial Inc 27, 0.04% 1.29%
Citizens Bank 28, 0.04% 0.84%
The Federal Savings Bank 29, 0.05% 0.15%
Willow Bend Mortgage 30, 0.05% 0.61%
Wells Fargo Bank 31, 0.06% 0.15%
Union Home Mortgage Company 32, 0.06% 0.38%
Paramount Residential Mortgage Group Inc 33, 0.08% 1.29%
First Financial Bank 34, 0.09% 1.29%
Nationstar Mortgage 35, 0.09% 0.68%
Community Mortgage Corporation 36, 0.09% 0.61%
Sente Mortgage Inc 37, 0.10% 0.61%
LoanDepot 38, 0.11% 0.38%
Flat Branch Mortgage Inc 39, 0.13% 4.71%
Gateway First Bank 40, 0.15% 8.96%
Cornerstone Home Lending, Inc 41, 0.17% 3.26%
Caliber Home Loans Inc 42, 0.20% 1.06%
Quicken Loans 43, 0.20% 4.40%
InterLinc Mortgage Services 44, 0.27% 2.51%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Arvest Bank 1, -0.09% 6.46%
Eagle Bank and Trust Company 2, -0.06% 1.85%
Priority Bank 3, -0.03% 1.23%
Iberiabank 4, -0.03% 1.23%
Bokf 5, -0.03% 1.85%
Caliber Home Loans Inc 6, -0.03% 1.85%
Cornerstone Home Lending, Inc 7, -0.02% 1.54%
Carrington Mortgage Services 8, -0.02% 7.38%
First Savings Bank 9, -0.02% 0.62%
Quicken Loans 10, -0.01% 43.69%
First Financial Bank 11, -0.01% 0.31%
Flat Branch Mortgage Inc 12, -0.00% 0.31%
The Federal Savings Bank 13, -0.00% 0.92%
Keller Mortgage 14, -0.00% 0.31%
First Western Mortgage 15, -0.00% 1.23%
First Security Bank 16, -0.00% 0.62%
Centennial Bank 17, 0.00% 0.62%
Citizens Bank 18, 0.00% 0.62%
Amerisave Mortgage Corporation 19, 0.01% 0.31%
BancorpSouth Bank 20, 0.01% 0.31%
LoanDepot 21, 0.01% 5.23%
Supreme Lending/ Everett Financial Inc 22, 0.02% 0.92%
Paramount Residential Mortgage Group Inc 23, 0.02% 1.54%
Simmons Bank 24, 0.02% 0.92%
Home Point Financial Corporation 25, 0.02% 1.23%
Flagstar Bank 26, 0.02% 0.62%
Freedom Mortgage Corporation 27, 0.03% 2.46%
LeaderOne Financial Corp 28, 0.04% 0.62%
Pennymac Loan Services 29, 0.05% 4.00%
Gateway First Bank 30, 0.06% 1.23%
Nationstar Mortgage 31, 0.11% 8.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.07% 13.40%
Bank of America 2, -0.02% 5.15%
Arkansas Federal Credit Union 3, -0.00% 1.03%
Citizens Bank 4, -0.00% 1.03%
Quicken Loans 5, -0.00% 5.15%
Iberiabank 6, -0.00% 7.22%
Gateway First Bank 7, 0.00% 1.03%
United Federal Credit Union 8, 0.00% 2.06%
Navy Federal Credit Union 9, 0.00% 1.03%
Flat Branch Mortgage Inc 10, 0.00% 1.03%
Flagstar Bank 11, 0.01% 1.03%
Sirva Mortgage Inc 12, 0.01% 4.12%
Bank Of Little Rock Mortgage Corporation 13, 0.01% 1.03%
Suntrust Banks, Inc 14, 0.01% 9.28%
Sente Mortgage Inc 15, 0.01% 1.03%
Arvest Bank 16, 0.01% 9.28%
JPMorgan Chase Bank 17, 0.02% 9.28%
Paramount Residential Mortgage Group Inc 18, 0.02% 1.03%
Regions Bank 19, 0.02% 7.22%
Us Bank 20, 0.02% 14.43%
Simmons Bank 21, 0.03% 4.12%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.07% 20.00%
Bank of America 2, -0.03% 6.15%
Arkansas Federal Credit Union 3, 0.00% 1.54%
Quicken Loans 4, 0.00% 3.08%
Gateway First Bank 5, 0.01% 1.54%
United Federal Credit Union 6, 0.01% 3.08%
Navy Federal Credit Union 7, 0.01% 1.54%
Flat Branch Mortgage Inc 8, 0.01% 1.54%
Flagstar Bank 9, 0.01% 1.54%
Sirva Mortgage Inc 10, 0.01% 6.15%
Bank Of Little Rock Mortgage Corporation 11, 0.01% 1.54%
Iberiabank 12, 0.01% 6.15%
Suntrust Banks, Inc 13, 0.01% 9.23%
Arvest Bank 14, 0.01% 4.62%
Sente Mortgage Inc 15, 0.02% 1.54%
Regions Bank 16, 0.03% 9.23%
Us Bank 17, 0.03% 9.23%
JPMorgan Chase Bank 18, 0.04% 7.69%
Simmons Bank 19, 0.05% 4.62%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Iberiabank 1, -0.02% 9.38%
JPMorgan Chase Bank 2, -0.02% 12.50%
Quicken Loans 3, -0.01% 9.38%
Citizens Bank 4, -0.01% 3.12%
Simmons Bank 5, -0.01% 3.12%
Bank of America 6, -0.00% 3.12%
Suntrust Banks, Inc 7, 0.01% 9.38%
Regions Bank 8, 0.01% 3.12%
Arvest Bank 9, 0.01% 18.75%
Paramount Residential Mortgage Group Inc 10, 0.01% 3.12%
Us Bank 11, 0.01% 25.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.10% 4.48%
Arvest Bank 2, -0.09% 13.32%
Iberiabank 3, -0.09% 6.27%
Bank Of Little Rock Mortgage Corporation 4, -0.08% 1.28%
Pennymac Loan Services 5, -0.08% 3.59%
Priority Bank 6, -0.06% 4.23%
Home Point Financial Corporation 7, -0.06% 1.54%
Centennial Bank 8, -0.03% 0.90%
Simmons Bank 9, -0.03% 1.15%
LoanDepot 10, -0.03% 3.71%
Caliber Home Loans Inc 11, -0.02% 1.66%
Eagle Bank and Trust Company 12, -0.02% 1.54%
First Security Bank 13, -0.02% 0.51%
First Savings Bank 14, -0.02% 0.38%
Sirva Mortgage Inc 15, -0.02% 0.26%
Willow Bend Mortgage 16, -0.01% 1.41%
Cornerstone Home Lending, Inc 17, -0.00% 1.02%
Bank of America 18, -0.00% 0.13%
Arkansas Federal Credit Union 19, -0.00% 0.38%
Citizens Bank 20, -0.00% 0.90%
First Financial Bank 21, -0.00% 0.13%
Flagstar Bank 22, 0.00% 0.64%
BancorpSouth Bank 23, 0.00% 0.77%
Regions Bank 24, 0.01% 0.38%
Keller Mortgage 25, 0.01% 0.64%
Union Home Mortgage Company 26, 0.01% 0.26%
Bokf 27, 0.01% 1.66%
Amerisave Mortgage Corporation 28, 0.01% 0.26%
Us Bank 29, 0.01% 0.77%
Supreme Lending/ Everett Financial Inc 30, 0.02% 0.26%
United Federal Credit Union 31, 0.02% 0.38%
Usaa Federal Savings Bank 32, 0.03% 11.27%
Wells Fargo Bank 33, 0.03% 1.54%
Colonial Savings 34, 0.04% 0.26%
Sente Mortgage Inc 35, 0.04% 0.38%
Paramount Residential Mortgage Group Inc 36, 0.04% 1.28%
Carrington Mortgage Services 37, 0.04% 1.54%
Flat Branch Mortgage Inc 38, 0.05% 3.07%
Community Mortgage Corporation 39, 0.05% 0.38%
LeaderOne Financial Corp 40, 0.05% 0.26%
InterLinc Mortgage Services 41, 0.06% 0.38%
First Western Mortgage 42, 0.06% 1.28%
Gateway First Bank 43, 0.08% 4.10%
Freedom Mortgage Corporation 44, 0.08% 2.82%
The Federal Savings Bank 45, 0.09% 3.33%
Nationstar Mortgage 46, 0.11% 1.79%
Quicken Loans 47, 0.13% 11.52%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.10% 6.87%
Iberiabank 2, -0.09% 7.08%
Bank Of Little Rock Mortgage Corporation 3, -0.07% 2.15%
Priority Bank 4, -0.05% 7.08%
Home Point Financial Corporation 5, -0.05% 1.50%
Arvest Bank 6, -0.05% 15.02%
Simmons Bank 7, -0.03% 1.29%
Centennial Bank 8, -0.02% 1.50%
First Security Bank 9, -0.02% 0.43%
Eagle Bank and Trust Company 10, -0.01% 2.36%
Sirva Mortgage Inc 11, -0.01% 0.43%
Willow Bend Mortgage 12, -0.00% 1.93%
Flagstar Bank 13, 0.00% 0.43%
Bank of America 14, 0.01% 0.21%
Citizens Bank 15, 0.01% 1.50%
First Financial Bank 16, 0.01% 0.21%
Cornerstone Home Lending, Inc 17, 0.02% 0.86%
Regions Bank 18, 0.02% 0.64%
Keller Mortgage 19, 0.02% 1.07%
Union Home Mortgage Company 20, 0.02% 0.21%
BancorpSouth Bank 21, 0.02% 0.86%
Arkansas Federal Credit Union 22, 0.02% 0.21%
Us Bank 23, 0.02% 1.07%
Bokf 24, 0.03% 1.72%
Supreme Lending/ Everett Financial Inc 25, 0.03% 0.43%
Carrington Mortgage Services 26, 0.03% 0.21%
United Federal Credit Union 27, 0.03% 0.64%
Pennymac Loan Services 28, 0.03% 0.86%
Wells Fargo Bank 29, 0.04% 2.15%
Usaa Federal Savings Bank 30, 0.04% 15.24%
Colonial Savings 31, 0.05% 0.43%
Freedom Mortgage Corporation 32, 0.05% 1.50%
LoanDepot 33, 0.05% 1.07%
Nationstar Mortgage 34, 0.05% 0.43%
Sente Mortgage Inc 35, 0.05% 0.43%
Caliber Home Loans Inc 36, 0.06% 0.43%
Paramount Residential Mortgage Group Inc 37, 0.06% 1.50%
Community Mortgage Corporation 38, 0.06% 0.64%
The Federal Savings Bank 39, 0.06% 0.43%
LeaderOne Financial Corp 40, 0.06% 0.43%
Flat Branch Mortgage Inc 41, 0.07% 4.29%
InterLinc Mortgage Services 42, 0.07% 0.64%
First Western Mortgage 43, 0.07% 1.93%
Quicken Loans 44, 0.08% 4.72%
Gateway First Bank 45, 0.12% 4.94%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Arvest Bank 1, -0.18% 10.79%
Pennymac Loan Services 2, -0.11% 7.62%
Iberiabank 3, -0.09% 5.08%
Home Point Financial Corporation 4, -0.06% 1.59%
LoanDepot 5, -0.06% 7.62%
Caliber Home Loans Inc 6, -0.05% 3.49%
Navy Federal Credit Union 7, -0.04% 0.95%
Simmons Bank 8, -0.04% 0.95%
First Savings Bank 9, -0.03% 0.95%
Gateway First Bank 10, -0.03% 2.86%
Cornerstone Home Lending, Inc 11, -0.03% 1.27%
Usaa Federal Savings Bank 12, -0.03% 5.40%
Arkansas Federal Credit Union 13, -0.03% 0.63%
BancorpSouth Bank 14, -0.02% 0.63%
First Security Bank 15, -0.02% 0.63%
Eagle Bank and Trust Company 16, -0.02% 0.32%
Willow Bend Mortgage 17, -0.02% 0.63%
First Western Mortgage 18, -0.02% 0.32%
Bokf 19, -0.01% 1.59%
Union Home Mortgage Company 20, -0.01% 0.32%
Amerisave Mortgage Corporation 21, -0.01% 0.63%
Flagstar Bank 22, -0.00% 0.95%
Paramount Residential Mortgage Group Inc 23, -0.00% 0.95%
Flat Branch Mortgage Inc 24, 0.00% 1.27%
Us Bank 25, 0.00% 0.32%
Sente Mortgage Inc 26, 0.01% 0.32%
Wells Fargo Bank 27, 0.02% 0.63%
Carrington Mortgage Services 28, 0.03% 3.49%
The Federal Savings Bank 29, 0.07% 7.62%
Freedom Mortgage Corporation 30, 0.09% 4.76%
Nationstar Mortgage 31, 0.10% 3.81%
Quicken Loans 32, 0.14% 21.59%

* Data is compiled for the Fayetteville, AR commuting zone area, which comprises of counties of Benton County, AR, Madison County, AR, Washington County, AR, and McDonald County, MO. This includes cities/towns/communities of Fayetteville, AR as well as Rogers, AR, Centerton, AR, Bentonville, AR, Springdale, AR, Bella Vista, AR, Springdale, AR, Goshen, AR, Greenland, AR, Siloam Springs, AR, Sulphur Springs, AR, Pea Ridge, AR, Gateway, AR, Tontitown, AR, Prairie Grove, AR, Decatur, AR, Bethel Heights, AR, St. Paul, AR, Lincoln, AR, Cherokee City, AR, Pineville, MO, West Fork, AR, Hindsville, AR, Prairie Creek, AR, Huntsville, AR, Winslow, AR, Goodman, MO, and Southwest City, MO. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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