Top Mortgage Lenders in Griffin, GA

Which mortgage lender in the Griffin, GA area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Griffin, GA area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Griffin, GA area is Delta Community Credit Union, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.11%. This means that Delta Community Credit Union provided a -0.11% lower interest rate for its customers than other lenders in Griffin, GA for a similar set of borrowers. Delta Community Credit Union has a market share of 3.5%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 23.0%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.06% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Griffin, GA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Griffin, GA is Pulte Mortgage. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Ameris Bank. The cheapest VA mortgage provider is FBC Mortgage. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Griffin, GA

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Delta Community Credit Union 1, -0.11% 3.47%
Pulte Mortgage 2, -0.09% 9.55%
Ameris Bank 3, -0.08% 4.34%
United Bank 4, -0.06% 15.81%
FBC Mortgage 5, -0.05% 3.57%
Fairway Independent Mort Corp 6, 0.00% 5.79%
Southeast Mortgage of Georgia 7, 0.01% 3.57%
Wells Fargo Bank 8, 0.01% 4.44%
LoanDepot 9, 0.01% 5.21%
VanDyk Mortgage Corporation 10, 0.02% 6.08%
HomeStar Financial Corporation 11, 0.04% 7.23%
Quicken Loans 12, 0.06% 23.05%
New American Funding 13, 0.07% 7.91%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Ameris Bank 1, -0.09% 5.56%
Pulte Mortgage 2, -0.08% 13.75%
FBC Mortgage 3, -0.04% 5.14%
Wells Fargo Bank 4, -0.03% 4.03%
Delta Community Credit Union 5, -0.02% 2.08%
United Bank 6, -0.01% 14.17%
Fairway Independent Mort Corp 7, 0.00% 7.78%
Southeast Mortgage of Georgia 8, 0.01% 5.14%
VanDyk Mortgage Corporation 9, 0.02% 8.47%
LoanDepot 10, 0.03% 2.78%
HomeStar Financial Corporation 11, 0.05% 10.42%
Quicken Loans 12, 0.05% 10.42%
New American Funding 13, 0.08% 10.28%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Delta Community Credit Union 1, -0.18% 6.62%
United Bank 2, -0.14% 19.56%
LoanDepot 3, -0.00% 10.73%
New American Funding 4, -0.00% 2.52%
VanDyk Mortgage Corporation 5, 0.01% 0.63%
Ameris Bank 6, 0.01% 1.58%
Fairway Independent Mort Corp 7, 0.02% 1.26%
Quicken Loans 8, 0.07% 51.74%
Wells Fargo Bank 9, 0.08% 5.36%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Pulte Mortgage 1, -0.11% 12.88%
Delta Community Credit Union 2, -0.11% 6.02%
Ameris Bank 3, -0.06% 4.01%
Fairway Independent Mort Corp 4, -0.05% 4.35%
United Bank 5, -0.04% 23.58%
LoanDepot 6, -0.01% 3.34%
Wells Fargo Bank 7, 0.02% 6.69%
Southeast Mortgage of Georgia 8, 0.02% 3.34%
FBC Mortgage 9, 0.03% 1.17%
New American Funding 10, 0.04% 4.68%
VanDyk Mortgage Corporation 11, 0.06% 3.68%
Quicken Loans 12, 0.11% 22.41%
HomeStar Financial Corporation 13, 0.12% 3.85%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Pulte Mortgage 1, -0.11% 20.10%
Ameris Bank 2, -0.06% 5.74%
Fairway Independent Mort Corp 3, -0.05% 6.01%
Wells Fargo Bank 4, -0.03% 6.27%
Delta Community Credit Union 5, -0.01% 3.92%
Southeast Mortgage of Georgia 6, 0.02% 5.22%
LoanDepot 7, 0.02% 1.83%
United Bank 8, 0.03% 21.15%
FBC Mortgage 9, 0.03% 1.83%
New American Funding 10, 0.05% 6.53%
VanDyk Mortgage Corporation 11, 0.07% 5.48%
Quicken Loans 12, 0.09% 9.92%
HomeStar Financial Corporation 13, 0.12% 6.01%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Delta Community Credit Union 1, -0.18% 9.77%
United Bank 2, -0.14% 27.91%
LoanDepot 3, -0.03% 6.05%
New American Funding 4, -0.01% 1.40%
Ameris Bank 5, 0.02% 0.93%
Fairway Independent Mort Corp 6, 0.02% 1.40%
VanDyk Mortgage Corporation 7, 0.02% 0.47%
Wells Fargo Bank 8, 0.08% 7.44%
Quicken Loans 9, 0.12% 44.65%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Ameris Bank 1, -0.11% 5.12%
United Bank 2, -0.10% 6.33%
FBC Mortgage 3, -0.08% 6.63%
VanDyk Mortgage Corporation 4, -0.01% 10.84%
Quicken Loans 5, -0.01% 22.29%
Southeast Mortgage of Georgia 6, -0.01% 4.22%
HomeStar Financial Corporation 7, 0.00% 14.46%
Wells Fargo Bank 8, 0.01% 0.30%
Pulte Mortgage 9, 0.02% 1.81%
Fairway Independent Mort Corp 10, 0.04% 9.04%
LoanDepot 11, 0.05% 4.82%
New American Funding 12, 0.10% 14.16%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Ameris Bank 1, -0.12% 5.84%
United Bank 2, -0.11% 6.93%
FBC Mortgage 3, -0.08% 8.03%
VanDyk Mortgage Corporation 4, -0.01% 12.77%
Quicken Loans 5, -0.01% 10.22%
Southeast Mortgage of Georgia 6, -0.01% 5.11%
HomeStar Financial Corporation 7, 0.00% 17.52%
Wells Fargo Bank 8, 0.01% 0.36%
Pulte Mortgage 9, 0.02% 2.19%
Fairway Independent Mort Corp 10, 0.04% 10.95%
LoanDepot 11, 0.05% 3.28%
New American Funding 12, 0.10% 16.79%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
United Bank 1, -0.01% 3.45%
Quicken Loans 2, -0.01% 79.31%
Ameris Bank 3, -0.00% 1.72%
New American Funding 4, 0.00% 1.72%
VanDyk Mortgage Corporation 5, 0.01% 1.72%
LoanDepot 6, 0.06% 12.07%
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Lender Name Rate Rank, Rate Difference Rate Rating Market Share
FBC Mortgage 1, -0.06% 7.48%
United Bank 2, -0.02% 1.87%
LoanDepot 3, -0.02% 16.82%
Wells Fargo Bank 4, -0.02% 4.67%
Fairway Independent Mort Corp 5, -0.02% 3.74%
Ameris Bank 6, -0.01% 3.74%
Southeast Mortgage of Georgia 7, -0.00% 2.80%
New American Funding 8, 0.01% 6.54%
VanDyk Mortgage Corporation 9, 0.01% 4.67%
Pulte Mortgage 10, 0.01% 14.95%
Quicken Loans 11, 0.02% 28.97%
HomeStar Financial Corporation 12, 0.04% 3.74%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
FBC Mortgage 1, -0.05% 12.70%
Ameris Bank 2, -0.02% 3.17%
Wells Fargo Bank 3, -0.02% 6.35%
Fairway Independent Mort Corp 4, -0.02% 4.76%
United Bank 5, -0.02% 3.17%
LoanDepot 6, -0.01% 6.35%
Southeast Mortgage of Georgia 7, 0.00% 4.76%
Quicken Loans 8, 0.01% 14.29%
VanDyk Mortgage Corporation 9, 0.01% 7.94%
Pulte Mortgage 10, 0.02% 25.40%
New American Funding 11, 0.04% 4.76%
HomeStar Financial Corporation 12, 0.04% 6.35%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
LoanDepot 1, -0.03% 31.82%
New American Funding 2, -0.01% 9.09%
Ameris Bank 3, 0.00% 4.55%
Fairway Independent Mort Corp 4, 0.00% 2.27%
Wells Fargo Bank 5, 0.01% 2.27%
Quicken Loans 6, 0.02% 50.00%

* Data is compiled for the Griffin, GA commuting zone area, which comprises of counties of Lamar County, GA, Pike County, GA, Spalding County, GA, and Upson County, GA. This includes cities/towns/communities of Griffin, GA as well as Heron Bay, GA, Zebulon, GA, Milner, GA, Barnesville, GA, Williamson, GA, Orchard Hill, GA, Sunny Side, GA, Lincoln Park, GA, Concord, GA, Hannahs Mill, GA, Sunset Village, GA, Yatesville, GA, Experiment, GA, Thomaston, GA, and Salem, GA. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

This page ranks the top mortgage lenders in the Griffin, GA area. For mortgage lender rankings of other cities, click here.