Top Mortgage Lenders in the Greensboro, NC area

Which mortgage lender in the Greensboro, NC area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Greensboro, NC area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Greensboro, NC area is First Bank, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.17%. This means that First Bank provided a -0.17% lower interest rate for its customers than other lenders in Greensboro, NC for a similar set of borrowers. First Bank has a market share of 0.9%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 11.5%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.08% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Greensboro, NC area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Greensboro, NC is First Bank. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Truist Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Freedom Mortgage Corporation. The cheapest VA mortgage provider is Navy Federal Credit Union. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Bank 1, -0.17% 0.86%
Bank of America 2, -0.16% 1.92%
Allegacy Federal Credit Union 3, -0.16% 0.44%
Provident Funding Associates 4, -0.16% 0.49%
JPMorgan Chase Bank 5, -0.15% 1.00%
Amerisave Mortgage Corporation 6, -0.13% 0.29%
Proponent FCU 7, -0.13% 0.29%
Truist Bank 8, -0.12% 4.11%
Piedmont Federal Savings Bank 9, -0.12% 0.37%
Prosperity Home Mortgage 10, -0.11% 1.56%
First National Bank of Pennsylvania 11, -0.11% 1.63%
Suntrust Banks, Inc 12, -0.10% 1.87%
Wells Fargo Bank 13, -0.10% 6.48%
Equity Resources Inc 14, -0.09% 1.51%
Village Capital & Investment 15, -0.08% 0.20%
Keller Mortgage 16, -0.08% 0.77%
First Federal Bank 17, -0.08% 0.23%
Usaa Federal Savings Bank 18, -0.07% 1.45%
Local Gov’t Federal C U 19, -0.06% 0.50%
Home Point Financial Corporation 20, -0.06% 0.37%
DHI Mortgage Company Limited 21, -0.06% 1.50%
Residential Mortgage Services 22, -0.06% 0.80%
Corporate Investors Mortgage Group Inc 23, -0.05% 0.26%
Freedom Mortgage Corporation 24, -0.05% 1.37%
American National Bank and Trust Company 25, -0.05% 0.35%
Pennymac Loan Services 26, -0.05% 0.67%
Union Home Mortgage Company 27, -0.04% 2.74%
Ameris Bank 28, -0.04% 0.64%
Citizens Bank 29, -0.04% 0.52%
Allen Tate Mortgage Partners 30, -0.04% 0.72%
Us Bank 31, -0.03% 0.33%
McLean Mortgage Corporation 32, -0.02% 0.38%
Pnc Bank 33, -0.02% 0.76%
LoanDepot 34, -0.02% 1.50%
American Security Mortgage Corporation 35, -0.01% 0.23%
First-Citizens Bank & Trust Co 36, -0.01% 1.36%
State Employees’ Credit Union 37, -0.01% 4.94%
Guaranteed Rate Inc 38, -0.01% 1.03%
HomeTrust Bank 39, -0.00% 0.22%
On Q Financial Inc 40, -0.00% 0.32%
Inspire Home Loans Inc 41, -0.00% 0.28%
Potomac Mortgage Group, Inc 42, -0.00% 0.65%
Atlantic Bay Mortgage Group 43, 0.00% 4.22%
Movement Mortgage 44, 0.01% 5.37%
Fairway Independent Mort Corp 45, 0.01% 4.03%
Plaza Home Mortgage Inc 46, 0.01% 0.20%
Towne Mortgage Company 47, 0.01% 0.29%
Bank of England 48, 0.01% 0.35%
ALCOVA Mortgage 49, 0.01% 0.93%
Homeside Financial 50, 0.01% 0.84%
Lakeview Loan Servicing 51, 0.02% 0.36%
Navy Federal Credit Union 52, 0.02% 1.15%
Coastal Credit Union 53, 0.02% 0.31%
Newrez 54, 0.02% 0.81%
Highlands Residential Mortgage Ltd 55, 0.02% 1.87%
Flagstar Bank 56, 0.02% 0.21%
Carrington Mortgage Services 57, 0.03% 0.91%
GoPrime Mortgage Inc 58, 0.03% 0.28%
Wyndham Capital Mortgage 59, 0.03% 0.28%
Ark-La-Tex Financial Services 60, 0.04% 0.84%
Primelending 61, 0.04% 0.39%
Certainty Home Loans 62, 0.04% 1.00%
North State Bank 63, 0.05% 0.28%
Cardinal Financial Company LP 64, 0.05% 0.52%
New American Funding 65, 0.05% 0.40%
Wolfe Financial Inc DBA Integrity Mortgage Group 66, 0.06% 0.69%
Victorian Finance 67, 0.06% 0.37%
Blue Ridge Bank 68, 0.06% 0.36%
First Tennessee Bank National 69, 0.06% 0.29%
Hamilton Group Funding Inc 70, 0.07% 0.59%
Reliance First Capital 71, 0.07% 0.26%
Pinnacle Bank 72, 0.07% 1.66%
Primary Residential Mortgage Inc 73, 0.07% 0.20%
Ditech Financial 74, 0.08% 0.52%
Quicken Loans 75, 0.08% 11.48%
ValleyStar Credit Union 76, 0.08% 0.22%
NFM, Inc 77, 0.08% 0.28%
The Fidelity Bank 78, 0.08% 0.65%
Royal United Mortgage 79, 0.12% 0.21%
Caliber Home Loans Inc 80, 0.13% 1.64%
Agfirst Farm Credit Bank 81, 0.14% 0.62%
Hometown Lenders INC 82, 0.15% 0.20%
Nationstar Mortgage 83, 0.18% 0.97%
Amerifirst Financial Corporation 84, 0.18% 0.47%
CalCon Mutual Mortgage 85, 0.22% 0.23%
Mortgage Solutions of Colorado 86, 0.24% 0.33%
Truliant Federal Credit Union 87, 0.26% 3.23%
NewDay USA 88, 0.27% 0.35%
Carolina Farm Credit, ACA 89, 0.41% 0.23%
Self-Help Credit Union 90, 0.42% 0.25%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.19% 2.05%
Wells Fargo Bank 2, -0.17% 7.54%
Truist Bank 3, -0.15% 4.05%
First Bank 4, -0.14% 0.91%
Freedom Mortgage Corporation 5, -0.14% 1.30%
JPMorgan Chase Bank 6, -0.13% 0.70%
Prosperity Home Mortgage 7, -0.10% 2.34%
Provident Funding Associates 8, -0.10% 0.24%
First National Bank of Pennsylvania 9, -0.10% 1.15%
Pnc Bank 10, -0.10% 0.50%
Suntrust Banks, Inc 11, -0.09% 1.82%
American National Bank and Trust Company 12, -0.09% 0.36%
Proponent FCU 13, -0.08% 0.12%
First Federal Bank 14, -0.08% 0.14%
Keller Mortgage 15, -0.08% 1.11%
Equity Resources Inc 16, -0.07% 2.03%
Home Point Financial Corporation 17, -0.07% 0.27%
Usaa Federal Savings Bank 18, -0.06% 1.89%
Pennymac Loan Services 19, -0.06% 0.24%
Piedmont Federal Savings Bank 20, -0.06% 0.31%
Corporate Investors Mortgage Group Inc 21, -0.06% 0.28%
DHI Mortgage Company Limited 22, -0.05% 2.35%
Residential Mortgage Services 23, -0.04% 1.05%
Ameris Bank 24, -0.04% 0.95%
Allen Tate Mortgage Partners 25, -0.03% 1.02%
Us Bank 26, -0.02% 0.28%
Citizens Bank 27, -0.02% 0.55%
Allegacy Federal Credit Union 28, -0.01% 0.23%
McLean Mortgage Corporation 29, -0.01% 0.44%
American Security Mortgage Corporation 30, -0.01% 0.31%
HomeTrust Bank 31, -0.00% 0.15%
Nationstar Mortgage 32, -0.00% 0.45%
Union Home Mortgage Company 33, 0.01% 3.39%
Homeside Financial 34, 0.01% 1.05%
Inspire Home Loans Inc 35, 0.01% 0.44%
Atlantic Bay Mortgage Group 36, 0.01% 5.74%
Potomac Mortgage Group, Inc 37, 0.01% 0.91%
Movement Mortgage 38, 0.02% 7.72%
Coastal Credit Union 39, 0.02% 0.35%
On Q Financial Inc 40, 0.02% 0.38%
Bank of England 41, 0.02% 0.52%
Reliance First Capital 42, 0.02% 0.01%
ALCOVA Mortgage 43, 0.02% 1.26%
Towne Mortgage Company 44, 0.02% 0.29%
Guaranteed Rate Inc 45, 0.02% 1.17%
Plaza Home Mortgage Inc 46, 0.03% 0.26%
Fairway Independent Mort Corp 47, 0.03% 5.67%
Amerisave Mortgage Corporation 48, 0.03% 0.03%
GoPrime Mortgage Inc 49, 0.03% 0.33%
Highlands Residential Mortgage Ltd 50, 0.04% 2.52%
Flagstar Bank 51, 0.04% 0.15%
Lakeview Loan Servicing 52, 0.04% 0.01%
Navy Federal Credit Union 53, 0.04% 1.56%
First-Citizens Bank & Trust Co 54, 0.04% 1.33%
Truliant Federal Credit Union 55, 0.05% 0.95%
Primelending 56, 0.05% 0.58%
Wyndham Capital Mortgage 57, 0.05% 0.25%
Certainty Home Loans 58, 0.05% 1.38%
LoanDepot 59, 0.06% 0.51%
North State Bank 60, 0.06% 0.33%
New American Funding 61, 0.06% 0.41%
Newrez 62, 0.07% 0.67%
Ditech Financial 63, 0.07% 0.09%
Cardinal Financial Company LP 64, 0.07% 0.55%
Hamilton Group Funding Inc 65, 0.08% 0.85%
Victorian Finance 66, 0.08% 0.51%
Local Gov’t Federal C U 67, 0.08% 0.29%
Ark-La-Tex Financial Services 68, 0.08% 0.92%
Quicken Loans 69, 0.08% 6.27%
Wolfe Financial Inc DBA Integrity Mortgage Group 70, 0.08% 0.90%
Royal United Mortgage 71, 0.08% 0.09%
Primary Residential Mortgage Inc 72, 0.08% 0.29%
NFM, Inc 73, 0.09% 0.44%
ValleyStar Credit Union 74, 0.09% 0.12%
First Tennessee Bank National 75, 0.09% 0.36%
Pinnacle Bank 76, 0.09% 1.93%
Carrington Mortgage Services 77, 0.09% 0.23%
Blue Ridge Bank 78, 0.09% 0.41%
NewDay USA 79, 0.11% 0.14%
The Fidelity Bank 80, 0.14% 0.58%
Hometown Lenders INC 81, 0.17% 0.29%
Agfirst Farm Credit Bank 82, 0.17% 0.56%
Caliber Home Loans Inc 83, 0.18% 1.91%
State Employees’ Credit Union 84, 0.22% 2.92%
Amerifirst Financial Corporation 85, 0.23% 0.62%
CalCon Mutual Mortgage 86, 0.26% 0.33%
Mortgage Solutions of Colorado 87, 0.30% 0.41%
Self-Help Credit Union 88, 0.43% 0.39%
Carolina Farm Credit, ACA 89, 0.47% 0.32%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Allegacy Federal Credit Union 1, -0.24% 0.82%
First Bank 2, -0.21% 0.77%
Union Home Mortgage Company 3, -0.20% 1.59%
Piedmont Federal Savings Bank 4, -0.20% 0.47%
Provident Funding Associates 5, -0.19% 0.93%
JPMorgan Chase Bank 6, -0.18% 1.54%
State Employees’ Credit Union 7, -0.17% 8.52%
Amerisave Mortgage Corporation 8, -0.16% 0.75%
Local Gov’t Federal C U 9, -0.16% 0.89%
Proponent FCU 10, -0.15% 0.59%
Equity Resources Inc 11, -0.15% 0.59%
First National Bank of Pennsylvania 12, -0.12% 2.48%
Suntrust Banks, Inc 13, -0.11% 1.94%
Fairway Independent Mort Corp 14, -0.11% 1.12%
Guaranteed Rate Inc 15, -0.11% 0.79%
First-Citizens Bank & Trust Co 16, -0.10% 1.41%
Village Capital & Investment 17, -0.10% 0.54%
Residential Mortgage Services 18, -0.10% 0.37%
Bank of America 19, -0.09% 1.69%
Usaa Federal Savings Bank 20, -0.08% 0.66%
Navy Federal Credit Union 21, -0.08% 0.44%
First Federal Bank 22, -0.08% 0.40%
Citizens Bank 23, -0.08% 0.45%
Truist Bank 24, -0.08% 4.21%
Prosperity Home Mortgage 25, -0.07% 0.17%
Ark-La-Tex Financial Services 26, -0.06% 0.72%
On Q Financial Inc 27, -0.06% 0.19%
Home Point Financial Corporation 28, -0.06% 0.56%
Potomac Mortgage Group, Inc 29, -0.05% 0.19%
Allen Tate Mortgage Partners 30, -0.05% 0.21%
LoanDepot 31, -0.05% 3.25%
Pennymac Loan Services 32, -0.05% 1.43%
Us Bank 33, -0.05% 0.44%
Plaza Home Mortgage Inc 34, -0.05% 0.09%
Keller Mortgage 35, -0.04% 0.16%
McLean Mortgage Corporation 36, -0.04% 0.28%
Primelending 37, -0.04% 0.05%
Highlands Residential Mortgage Ltd 38, -0.04% 0.72%
Newrez 39, -0.04% 1.05%
Movement Mortgage 40, -0.03% 1.22%
Corporate Investors Mortgage Group Inc 41, -0.03% 0.23%
First Tennessee Bank National 42, -0.03% 0.16%
Amerifirst Financial Corporation 43, -0.03% 0.21%
American Security Mortgage Corporation 44, -0.03% 0.10%
CalCon Mutual Mortgage 45, -0.02% 0.07%
Caliber Home Loans Inc 46, -0.02% 1.15%
Certainty Home Loans 47, -0.02% 0.31%
Towne Mortgage Company 48, -0.02% 0.30%
Hometown Lenders INC 49, -0.01% 0.03%
Victorian Finance 50, -0.01% 0.10%
Wolfe Financial Inc DBA Integrity Mortgage Group 51, -0.01% 0.33%
HomeTrust Bank 52, -0.01% 0.35%
Atlantic Bay Mortgage Group 53, -0.01% 1.52%
Primary Residential Mortgage Inc 54, -0.01% 0.03%
Bank of England 55, -0.01% 0.03%
Blue Ridge Bank 56, -0.01% 0.26%
Lakeview Loan Servicing 57, -0.00% 0.98%
Wyndham Capital Mortgage 58, 0.00% 0.33%
The Fidelity Bank 59, 0.00% 0.77%
Carrington Mortgage Services 60, 0.00% 2.11%
Cardinal Financial Company LP 61, 0.00% 0.45%
Flagstar Bank 62, 0.00% 0.31%
ALCOVA Mortgage 63, 0.01% 0.33%
Mortgage Solutions of Colorado 64, 0.01% 0.17%
Hamilton Group Funding Inc 65, 0.01% 0.14%
Pinnacle Bank 66, 0.01% 1.19%
North State Bank 67, 0.01% 0.19%
Ameris Bank 68, 0.01% 0.09%
New American Funding 69, 0.02% 0.38%
GoPrime Mortgage Inc 70, 0.03% 0.19%
Coastal Credit Union 71, 0.03% 0.23%
Pnc Bank 72, 0.03% 1.22%
Carolina Farm Credit, ACA 73, 0.03% 0.07%
American National Bank and Trust Company 74, 0.03% 0.31%
Reliance First Capital 75, 0.06% 0.70%
ValleyStar Credit Union 76, 0.06% 0.40%
Quicken Loans 77, 0.06% 20.71%
Ditech Financial 78, 0.06% 1.27%
Homeside Financial 79, 0.06% 0.45%
Agfirst Farm Credit Bank 80, 0.08% 0.72%
Freedom Mortgage Corporation 81, 0.10% 1.48%
Royal United Mortgage 82, 0.12% 0.44%
Wells Fargo Bank 83, 0.14% 4.59%
Nationstar Mortgage 84, 0.24% 1.89%
Truliant Federal Credit Union 85, 0.29% 7.28%
NewDay USA 86, 0.32% 0.72%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Bank 1, -0.18% 1.11%
Amerisave Mortgage Corporation 2, -0.17% 0.33%
Bank of America 3, -0.16% 2.34%
Allegacy Federal Credit Union 4, -0.16% 0.62%
JPMorgan Chase Bank 5, -0.16% 1.30%
Provident Funding Associates 6, -0.16% 0.68%
Truist Bank 7, -0.13% 5.26%
Proponent FCU 8, -0.13% 0.41%
Piedmont Federal Savings Bank 9, -0.12% 0.50%
Suntrust Banks, Inc 10, -0.12% 2.13%
First Federal Bank 11, -0.11% 0.26%
Prosperity Home Mortgage 12, -0.11% 1.62%
First National Bank of Pennsylvania 13, -0.11% 2.06%
Wells Fargo Bank 14, -0.10% 8.48%
Equity Resources Inc 15, -0.08% 1.42%
Keller Mortgage 16, -0.08% 0.80%
Fairway Independent Mort Corp 17, -0.07% 3.53%
Residential Mortgage Services 18, -0.06% 0.83%
Local Gov’t Federal C U 19, -0.06% 0.71%
Union Home Mortgage Company 20, -0.06% 3.01%
Corporate Investors Mortgage Group Inc 21, -0.05% 0.27%
Citizens Bank 22, -0.05% 0.55%
Us Bank 23, -0.04% 0.38%
DHI Mortgage Company Limited 24, -0.04% 1.33%
LoanDepot 25, -0.04% 1.07%
Allen Tate Mortgage Partners 26, -0.04% 0.94%
McLean Mortgage Corporation 27, -0.04% 0.38%
Guaranteed Rate Inc 28, -0.04% 0.83%
American National Bank and Trust Company 29, -0.02% 0.36%
American Security Mortgage Corporation 30, -0.02% 0.22%
Pnc Bank 31, -0.02% 0.96%
State Employees’ Credit Union 32, -0.01% 6.91%
On Q Financial Inc 33, -0.01% 0.31%
Potomac Mortgage Group, Inc 34, -0.01% 0.63%
First-Citizens Bank & Trust Co 35, -0.01% 1.57%
Movement Mortgage 36, -0.01% 4.88%
Towne Mortgage Company 37, -0.01% 0.16%
HomeTrust Bank 38, -0.00% 0.31%
Home Point Financial Corporation 39, -0.00% 0.10%
Bank of England 40, -0.00% 0.11%
Usaa Federal Savings Bank 41, -0.00% 0.86%
Inspire Home Loans Inc 42, 0.00% 0.20%
Atlantic Bay Mortgage Group 43, 0.01% 3.88%
Victorian Finance 44, 0.01% 0.25%
CalCon Mutual Mortgage 45, 0.01% 0.02%
Carrington Mortgage Services 46, 0.01% 0.23%
Coastal Credit Union 47, 0.02% 0.43%
Highlands Residential Mortgage Ltd 48, 0.02% 1.93%
Newrez 49, 0.02% 0.67%
Ameris Bank 50, 0.02% 0.41%
Freedom Mortgage Corporation 51, 0.02% 0.73%
Pennymac Loan Services 52, 0.03% 0.28%
Homeside Financial 53, 0.03% 0.78%
New American Funding 54, 0.03% 0.32%
Mortgage Solutions of Colorado 55, 0.03% 0.05%
Primary Residential Mortgage Inc 56, 0.03% 0.12%
Cardinal Financial Company LP 57, 0.03% 0.41%
Lakeview Loan Servicing 58, 0.04% 0.02%
Flagstar Bank 59, 0.04% 0.15%
ALCOVA Mortgage 60, 0.04% 0.43%
Wyndham Capital Mortgage 61, 0.04% 0.30%
Ark-La-Tex Financial Services 62, 0.04% 0.83%
GoPrime Mortgage Inc 63, 0.05% 0.24%
NFM, Inc 64, 0.05% 0.22%
Hamilton Group Funding Inc 65, 0.05% 0.45%
Blue Ridge Bank 66, 0.05% 0.33%
Primelending 67, 0.05% 0.40%
Hometown Lenders INC 68, 0.05% 0.07%
Certainty Home Loans 69, 0.05% 0.87%
Wolfe Financial Inc DBA Integrity Mortgage Group 70, 0.06% 0.61%
North State Bank 71, 0.06% 0.28%
Reliance First Capital 72, 0.07% 0.17%
First Tennessee Bank National 73, 0.07% 0.38%
Plaza Home Mortgage Inc 74, 0.08% 0.12%
ValleyStar Credit Union 75, 0.08% 0.31%
Pinnacle Bank 76, 0.08% 2.06%
The Fidelity Bank 77, 0.09% 0.83%
Caliber Home Loans Inc 78, 0.14% 1.22%
Quicken Loans 79, 0.14% 10.18%
Agfirst Farm Credit Bank 80, 0.14% 0.86%
Amerifirst Financial Corporation 81, 0.15% 0.38%
Royal United Mortgage 82, 0.15% 0.20%
Ditech Financial 83, 0.17% 0.39%
Truliant Federal Credit Union 84, 0.26% 4.53%
Navy Federal Credit Union 85, 0.30% 0.74%
Nationstar Mortgage 86, 0.32% 0.53%
Self-Help Credit Union 87, 0.42% 0.35%
Carolina Farm Credit, ACA 88, 0.45% 0.29%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.20% 2.44%
Wells Fargo Bank 2, -0.18% 10.11%
Truist Bank 3, -0.16% 5.29%
First Bank 4, -0.15% 1.20%
JPMorgan Chase Bank 5, -0.14% 0.84%
Suntrust Banks, Inc 6, -0.11% 2.02%
First National Bank of Pennsylvania 7, -0.11% 1.40%
Pnc Bank 8, -0.11% 0.59%
Prosperity Home Mortgage 9, -0.10% 2.50%
Provident Funding Associates 10, -0.10% 0.34%
Proponent FCU 11, -0.08% 0.17%
First Federal Bank 12, -0.08% 0.20%
Keller Mortgage 13, -0.07% 1.19%
American National Bank and Trust Company 14, -0.07% 0.34%
Corporate Investors Mortgage Group Inc 15, -0.06% 0.30%
Piedmont Federal Savings Bank 16, -0.06% 0.43%
Equity Resources Inc 17, -0.05% 1.90%
Residential Mortgage Services 18, -0.05% 1.04%
Fairway Independent Mort Corp 19, -0.04% 5.03%
DHI Mortgage Company Limited 20, -0.03% 2.16%
McLean Mortgage Corporation 21, -0.03% 0.43%
Citizens Bank 22, -0.03% 0.59%
Us Bank 23, -0.02% 0.30%
Allen Tate Mortgage Partners 24, -0.02% 1.40%
Allegacy Federal Credit Union 25, -0.01% 0.33%
American Security Mortgage Corporation 26, -0.01% 0.29%
Union Home Mortgage Company 27, -0.00% 3.70%
HomeTrust Bank 28, -0.00% 0.21%
Movement Mortgage 29, 0.01% 7.12%
Pennymac Loan Services 30, 0.01% 0.11%
Potomac Mortgage Group, Inc 31, 0.01% 0.89%
Bank of England 32, 0.01% 0.17%
Freedom Mortgage Corporation 33, 0.01% 0.67%
On Q Financial Inc 34, 0.01% 0.37%
Inspire Home Loans Inc 35, 0.02% 0.33%
Usaa Federal Savings Bank 36, 0.02% 1.19%
Guaranteed Rate Inc 37, 0.02% 0.93%
Atlantic Bay Mortgage Group 38, 0.02% 5.23%
Coastal Credit Union 39, 0.02% 0.51%
Towne Mortgage Company 40, 0.02% 0.16%
CalCon Mutual Mortgage 41, 0.02% 0.03%
LoanDepot 42, 0.02% 0.40%
Homeside Financial 43, 0.02% 0.97%
Mortgage Solutions of Colorado 44, 0.02% 0.06%
Victorian Finance 45, 0.02% 0.33%
Amerisave Mortgage Corporation 46, 0.03% 0.03%
Ameris Bank 47, 0.03% 0.61%
New American Funding 48, 0.04% 0.29%
Highlands Residential Mortgage Ltd 49, 0.04% 2.63%
Primary Residential Mortgage Inc 50, 0.04% 0.20%
Flagstar Bank 51, 0.05% 0.13%
Truliant Federal Credit Union 52, 0.05% 1.37%
Home Point Financial Corporation 53, 0.05% 0.06%
ALCOVA Mortgage 54, 0.05% 0.57%
GoPrime Mortgage Inc 55, 0.06% 0.24%
NFM, Inc 56, 0.06% 0.36%
Cardinal Financial Company LP 57, 0.06% 0.47%
Hamilton Group Funding Inc 58, 0.06% 0.61%
First-Citizens Bank & Trust Co 59, 0.07% 1.52%
Primelending 60, 0.07% 0.60%
Ditech Financial 61, 0.07% 0.09%
Hometown Lenders INC 62, 0.07% 0.10%
Certainty Home Loans 63, 0.07% 1.23%
Wyndham Capital Mortgage 64, 0.07% 0.27%
Blue Ridge Bank 65, 0.08% 0.37%
North State Bank 66, 0.08% 0.31%
Royal United Mortgage 67, 0.08% 0.06%
Nationstar Mortgage 68, 0.08% 0.10%
Local Gov’t Federal C U 69, 0.08% 0.41%
Wolfe Financial Inc DBA Integrity Mortgage Group 70, 0.09% 0.74%
Plaza Home Mortgage Inc 71, 0.09% 0.19%
ValleyStar Credit Union 72, 0.09% 0.17%
Ark-La-Tex Financial Services 73, 0.10% 0.93%
Newrez 74, 0.10% 0.56%
First Tennessee Bank National 75, 0.10% 0.50%
Pinnacle Bank 76, 0.12% 2.44%
Carrington Mortgage Services 77, 0.14% 0.06%
Quicken Loans 78, 0.16% 5.70%
The Fidelity Bank 79, 0.17% 0.74%
Caliber Home Loans Inc 80, 0.17% 1.49%
Agfirst Farm Credit Bank 81, 0.18% 0.80%
Amerifirst Financial Corporation 82, 0.20% 0.49%
State Employees’ Credit Union 83, 0.23% 4.22%
Navy Federal Credit Union 84, 0.35% 1.09%
Self-Help Credit Union 85, 0.43% 0.57%
Carolina Farm Credit, ACA 86, 0.49% 0.44%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Allegacy Federal Credit Union 1, -0.24% 1.08%
Union Home Mortgage Company 2, -0.23% 1.89%
First Bank 3, -0.22% 0.97%
Piedmont Federal Savings Bank 4, -0.20% 0.62%
Provident Funding Associates 5, -0.20% 1.22%
Amerisave Mortgage Corporation 6, -0.19% 0.81%
Equity Resources Inc 7, -0.18% 0.65%
JPMorgan Chase Bank 8, -0.18% 2.03%
State Employees’ Credit Union 9, -0.17% 11.26%
Local Gov’t Federal C U 10, -0.16% 1.18%
Fairway Independent Mort Corp 11, -0.16% 1.11%
Proponent FCU 12, -0.16% 0.78%
First Federal Bank 13, -0.15% 0.35%
Guaranteed Rate Inc 14, -0.15% 0.67%
Suntrust Banks, Inc 15, -0.13% 2.31%
First National Bank of Pennsylvania 16, -0.12% 3.11%
First-Citizens Bank & Trust Co 17, -0.12% 1.66%
Residential Mortgage Services 18, -0.10% 0.48%
Citizens Bank 19, -0.10% 0.48%
Bank of America 20, -0.09% 2.17%
Truist Bank 21, -0.08% 5.21%
Prosperity Home Mortgage 22, -0.07% 0.21%
LoanDepot 23, -0.07% 2.15%
On Q Financial Inc 24, -0.07% 0.21%
Potomac Mortgage Group, Inc 25, -0.07% 0.21%
Allen Tate Mortgage Partners 26, -0.06% 0.21%
Ark-La-Tex Financial Services 27, -0.06% 0.67%
Us Bank 28, -0.06% 0.51%
Newrez 29, -0.06% 0.85%
Usaa Federal Savings Bank 30, -0.05% 0.32%
McLean Mortgage Corporation 31, -0.05% 0.30%
Keller Mortgage 32, -0.05% 0.18%
Towne Mortgage Company 33, -0.05% 0.16%
Highlands Residential Mortgage Ltd 34, -0.05% 0.81%
Home Point Financial Corporation 35, -0.04% 0.16%
Primelending 36, -0.04% 0.07%
Navy Federal Credit Union 37, -0.04% 0.18%
Movement Mortgage 38, -0.04% 1.27%
First Tennessee Bank National 39, -0.04% 0.18%
Corporate Investors Mortgage Group Inc 40, -0.03% 0.23%
Amerifirst Financial Corporation 41, -0.03% 0.21%
American Security Mortgage Corporation 42, -0.03% 0.12%
Carrington Mortgage Services 43, -0.03% 0.51%
Victorian Finance 44, -0.02% 0.12%
Hometown Lenders INC 45, -0.02% 0.02%
Wolfe Financial Inc DBA Integrity Mortgage Group 46, -0.02% 0.39%
Certainty Home Loans 47, -0.02% 0.30%
HomeTrust Bank 48, -0.02% 0.46%
Atlantic Bay Mortgage Group 49, -0.01% 1.71%
Cardinal Financial Company LP 50, -0.01% 0.32%
Blue Ridge Bank 51, -0.01% 0.25%
Bank of England 52, -0.01% 0.02%
Plaza Home Mortgage Inc 53, -0.01% 0.02%
The Fidelity Bank 54, -0.00% 0.97%
Wyndham Capital Mortgage 55, 0.00% 0.35%
Hamilton Group Funding Inc 56, 0.01% 0.18%
Pinnacle Bank 57, 0.01% 1.43%
North State Bank 58, 0.01% 0.23%
Pennymac Loan Services 59, 0.02% 0.55%
New American Funding 60, 0.02% 0.37%
Lakeview Loan Servicing 61, 0.02% 0.05%
Flagstar Bank 62, 0.02% 0.18%
Carolina Farm Credit, ACA 63, 0.02% 0.05%
ALCOVA Mortgage 64, 0.02% 0.21%
Ameris Bank 65, 0.02% 0.09%
Coastal Credit Union 66, 0.03% 0.30%
Pnc Bank 67, 0.03% 1.57%
GoPrime Mortgage Inc 68, 0.03% 0.23%
American National Bank and Trust Company 69, 0.04% 0.39%
Freedom Mortgage Corporation 70, 0.04% 0.83%
Caliber Home Loans Inc 71, 0.05% 0.78%
Reliance First Capital 72, 0.05% 0.44%
Mortgage Solutions of Colorado 73, 0.05% 0.05%
ValleyStar Credit Union 74, 0.06% 0.53%
Homeside Financial 75, 0.08% 0.46%
Agfirst Farm Credit Bank 76, 0.08% 0.95%
Quicken Loans 77, 0.11% 17.40%
Wells Fargo Bank 78, 0.14% 5.86%
Royal United Mortgage 79, 0.15% 0.44%
Ditech Financial 80, 0.17% 0.88%
Truliant Federal Credit Union 81, 0.29% 9.62%
Nationstar Mortgage 82, 0.34% 1.22%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Freedom Mortgage Corporation 1, -0.21% 2.97%
Bank of America 2, -0.18% 0.92%
Prosperity Home Mortgage 3, -0.15% 1.47%
Keller Mortgage 4, -0.14% 0.72%
Equity Resources Inc 5, -0.13% 1.98%
American National Bank and Trust Company 6, -0.12% 0.48%
DHI Mortgage Company Limited 7, -0.11% 1.71%
Ameris Bank 8, -0.11% 1.64%
Village Capital & Investment 9, -0.09% 0.58%
Quicken Loans 10, -0.09% 16.95%
Pnc Bank 11, -0.09% 0.24%
Home Point Financial Corporation 12, -0.09% 0.99%
First National Bank of Pennsylvania 13, -0.08% 0.51%
First-Citizens Bank & Trust Co 14, -0.07% 0.82%
Pennymac Loan Services 15, -0.07% 0.92%
Corporate Investors Mortgage Group Inc 16, -0.06% 0.14%
Residential Mortgage Services 17, -0.06% 0.75%
Plaza Home Mortgage Inc 18, -0.06% 0.38%
Ditech Financial 19, -0.05% 0.92%
Pinnacle Bank 20, -0.05% 0.85%
First Bank 21, -0.04% 0.17%
Navy Federal Credit Union 22, -0.03% 0.17%
Us Bank 23, -0.03% 0.17%
American Security Mortgage Corporation 24, -0.03% 0.21%
Truist Bank 25, -0.02% 0.34%
Homeside Financial 26, -0.02% 1.33%
Suntrust Banks, Inc 27, -0.02% 0.62%
The Fidelity Bank 28, -0.02% 0.24%
Atlantic Bay Mortgage Group 29, -0.01% 5.57%
On Q Financial Inc 30, -0.01% 0.31%
Citizens Bank 31, -0.01% 0.21%
Inspire Home Loans Inc 32, -0.01% 0.55%
GoPrime Mortgage Inc 33, -0.01% 0.34%
ALCOVA Mortgage 34, -0.01% 3.11%
Wyndham Capital Mortgage 35, -0.01% 0.27%
Carrington Mortgage Services 36, 0.00% 2.73%
McLean Mortgage Corporation 37, 0.01% 0.31%
First Federal Bank 38, 0.01% 0.07%
Amerisave Mortgage Corporation 39, 0.01% 0.27%
Flagstar Bank 40, 0.01% 0.27%
Newrez 41, 0.01% 1.06%
Highlands Residential Mortgage Ltd 42, 0.02% 2.05%
Bank of England 43, 0.02% 1.23%
Wells Fargo Bank 44, 0.02% 0.44%
Potomac Mortgage Group, Inc 45, 0.02% 0.34%
North State Bank 46, 0.02% 0.27%
Movement Mortgage 47, 0.02% 8.27%
Primelending 48, 0.02% 0.27%
Guaranteed Rate Inc 49, 0.03% 1.54%
Certainty Home Loans 50, 0.03% 1.61%
Allen Tate Mortgage Partners 51, 0.03% 0.03%
Towne Mortgage Company 52, 0.03% 0.75%
Union Home Mortgage Company 53, 0.04% 2.29%
Ark-La-Tex Financial Services 54, 0.04% 0.89%
NewDay USA 55, 0.06% 0.07%
Cardinal Financial Company LP 56, 0.06% 0.89%
Royal United Mortgage 57, 0.06% 0.31%
New American Funding 58, 0.07% 0.82%
Reliance First Capital 59, 0.08% 0.62%
Wolfe Financial Inc DBA Integrity Mortgage Group 60, 0.08% 1.26%
Lakeview Loan Servicing 61, 0.08% 1.09%
Nationstar Mortgage 62, 0.09% 2.80%
Hamilton Group Funding Inc 63, 0.10% 1.06%
Primary Residential Mortgage Inc 64, 0.11% 0.55%
LoanDepot 65, 0.11% 1.74%
Blue Ridge Bank 66, 0.11% 0.51%
Victorian Finance 67, 0.12% 0.99%
NFM, Inc 68, 0.12% 0.65%
Fairway Independent Mort Corp 69, 0.14% 6.05%
Caliber Home Loans Inc 70, 0.19% 2.84%
Hometown Lenders INC 71, 0.20% 0.68%
CalCon Mutual Mortgage 72, 0.24% 0.96%
Amerifirst Financial Corporation 73, 0.25% 1.03%
Mortgage Solutions of Colorado 74, 0.30% 0.82%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Freedom Mortgage Corporation 1, -0.29% 3.13%
Bank of America 2, -0.20% 1.20%
Prosperity Home Mortgage 3, -0.15% 1.98%
Keller Mortgage 4, -0.15% 0.92%
Pennymac Loan Services 5, -0.15% 0.51%
Equity Resources Inc 6, -0.13% 2.67%
Home Point Financial Corporation 7, -0.13% 0.83%
American National Bank and Trust Company 8, -0.13% 0.60%
DHI Mortgage Company Limited 9, -0.12% 2.30%
Ameris Bank 10, -0.12% 2.17%
Quicken Loans 11, -0.10% 8.48%
First National Bank of Pennsylvania 12, -0.10% 0.60%
Pnc Bank 13, -0.09% 0.32%
First-Citizens Bank & Trust Co 14, -0.08% 1.01%
Corporate Investors Mortgage Group Inc 15, -0.07% 0.18%
Residential Mortgage Services 16, -0.07% 1.01%
Plaza Home Mortgage Inc 17, -0.07% 0.51%
Pinnacle Bank 18, -0.06% 0.97%
First Bank 19, -0.06% 0.14%
Us Bank 20, -0.04% 0.18%
The Fidelity Bank 21, -0.04% 0.23%
Nationstar Mortgage 22, -0.04% 1.57%
Navy Federal Credit Union 23, -0.04% 0.23%
American Security Mortgage Corporation 24, -0.03% 0.28%
Homeside Financial 25, -0.03% 1.57%
Suntrust Banks, Inc 26, -0.03% 0.74%
Truist Bank 27, -0.03% 0.46%
On Q Financial Inc 28, -0.03% 0.32%
Atlantic Bay Mortgage Group 29, -0.02% 7.24%
Wyndham Capital Mortgage 30, -0.02% 0.23%
Citizens Bank 31, -0.02% 0.28%
Inspire Home Loans Inc 32, -0.02% 0.74%
GoPrime Mortgage Inc 33, -0.02% 0.46%
ALCOVA Mortgage 34, -0.01% 3.78%
McLean Mortgage Corporation 35, 0.00% 0.41%
Reliance First Capital 36, 0.00% 0.05%
Highlands Residential Mortgage Ltd 37, 0.01% 2.67%
Bank of England 38, 0.01% 1.61%
Towne Mortgage Company 39, 0.01% 0.78%
Flagstar Bank 40, 0.01% 0.18%
Potomac Mortgage Group, Inc 41, 0.01% 0.46%
North State Bank 42, 0.01% 0.32%
Wells Fargo Bank 43, 0.01% 0.51%
Movement Mortgage 44, 0.02% 10.83%
Primelending 45, 0.02% 0.37%
Newrez 46, 0.02% 1.01%
Allen Tate Mortgage Partners 47, 0.02% 0.05%
Certainty Home Loans 48, 0.02% 2.07%
Guaranteed Rate Inc 49, 0.03% 1.80%
Union Home Mortgage Company 50, 0.04% 2.81%
Ark-La-Tex Financial Services 51, 0.04% 1.06%
Royal United Mortgage 52, 0.07% 0.23%
Carrington Mortgage Services 53, 0.07% 0.55%
Cardinal Financial Company LP 54, 0.07% 0.69%
Wolfe Financial Inc DBA Integrity Mortgage Group 55, 0.07% 1.61%
New American Funding 56, 0.07% 0.92%
Hamilton Group Funding Inc 57, 0.09% 1.43%
LoanDepot 58, 0.10% 0.92%
Primary Residential Mortgage Inc 59, 0.11% 0.69%
Victorian Finance 60, 0.11% 1.29%
NFM, Inc 61, 0.12% 0.88%
Blue Ridge Bank 62, 0.13% 0.60%
Fairway Independent Mort Corp 63, 0.14% 7.74%
Hometown Lenders INC 64, 0.21% 0.88%
Caliber Home Loans Inc 65, 0.21% 3.36%
Amerifirst Financial Corporation 66, 0.27% 1.24%
CalCon Mutual Mortgage 67, 0.28% 1.11%
Mortgage Solutions of Colorado 68, 0.32% 1.01%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Village Capital & Investment 1, -0.08% 2.25%
Quicken Loans 2, -0.07% 41.27%
Ditech Financial 3, -0.04% 3.57%
Caliber Home Loans Inc 4, -0.02% 1.32%
Guaranteed Rate Inc 5, -0.01% 0.79%
First National Bank of Pennsylvania 6, -0.01% 0.26%
Newrez 7, -0.00% 1.19%
Home Point Financial Corporation 8, -0.00% 1.46%
First Bank 9, 0.00% 0.26%
Pennymac Loan Services 10, 0.00% 2.12%
Union Home Mortgage Company 11, 0.01% 0.79%
American National Bank and Trust Company 12, 0.01% 0.13%
CalCon Mutual Mortgage 13, 0.01% 0.53%
Amerifirst Financial Corporation 14, 0.01% 0.40%
Carrington Mortgage Services 15, 0.01% 8.99%
First-Citizens Bank & Trust Co 16, 0.01% 0.26%
Atlantic Bay Mortgage Group 17, 0.01% 0.79%
Ameris Bank 18, 0.01% 0.13%
Blue Ridge Bank 19, 0.01% 0.26%
Bank of England 20, 0.02% 0.13%
Primary Residential Mortgage Inc 21, 0.02% 0.13%
Keller Mortgage 22, 0.02% 0.13%
Certainty Home Loans 23, 0.02% 0.26%
Flagstar Bank 24, 0.02% 0.53%
Hometown Lenders INC 25, 0.02% 0.13%
Highlands Residential Mortgage Ltd 26, 0.02% 0.26%
On Q Financial Inc 27, 0.02% 0.26%
Pinnacle Bank 28, 0.02% 0.53%
ALCOVA Mortgage 29, 0.02% 1.19%
Movement Mortgage 30, 0.02% 0.93%
Us Bank 31, 0.02% 0.13%
First Federal Bank 32, 0.03% 0.26%
Amerisave Mortgage Corporation 33, 0.03% 1.06%
Wyndham Capital Mortgage 34, 0.03% 0.40%
The Fidelity Bank 35, 0.03% 0.26%
Homeside Financial 36, 0.03% 0.66%
Suntrust Banks, Inc 37, 0.03% 0.26%
Bank of America 38, 0.03% 0.13%
Mortgage Solutions of Colorado 39, 0.03% 0.26%
Wells Fargo Bank 40, 0.03% 0.26%
Ark-La-Tex Financial Services 41, 0.03% 0.40%
New American Funding 42, 0.04% 0.53%
North State Bank 43, 0.05% 0.13%
Cardinal Financial Company LP 44, 0.05% 1.46%
Wolfe Financial Inc DBA Integrity Mortgage Group 45, 0.05% 0.26%
Victorian Finance 46, 0.05% 0.13%
Royal United Mortgage 47, 0.06% 0.53%
Freedom Mortgage Corporation 48, 0.06% 2.51%
NewDay USA 49, 0.07% 0.26%
Towne Mortgage Company 50, 0.08% 0.66%
Fairway Independent Mort Corp 51, 0.09% 1.19%
Lakeview Loan Servicing 52, 0.10% 4.23%
Reliance First Capital 53, 0.10% 2.25%
LoanDepot 54, 0.13% 4.10%
Nationstar Mortgage 55, 0.19% 6.35%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Truist Bank 1, -0.03% 15.66%
Bank of America 2, -0.03% 6.02%
JPMorgan Chase Bank 3, -0.02% 7.23%
Suntrust Banks, Inc 4, -0.01% 14.46%
Citizens Bank 5, -0.01% 4.22%
Potomac Mortgage Group, Inc 6, 0.00% 1.20%
Wells Fargo Bank 7, 0.01% 10.24%
Prosperity Home Mortgage 8, 0.01% 1.20%
Pnc Bank 9, 0.01% 0.60%
Equity Resources Inc 10, 0.01% 0.60%
First Tennessee Bank National 11, 0.01% 1.81%
Atlantic Bay Mortgage Group 12, 0.01% 2.41%
First National Bank of Pennsylvania 13, 0.01% 3.61%
Keller Mortgage 14, 0.01% 0.60%
Guaranteed Rate Inc 15, 0.01% 1.81%
First Bank 16, 0.02% 0.60%
Highlands Residential Mortgage Ltd 17, 0.02% 1.20%
Piedmont Federal Savings Bank 18, 0.02% 0.60%
Primelending 19, 0.02% 0.60%
McLean Mortgage Corporation 20, 0.02% 0.60%
Us Bank 21, 0.02% 2.41%
Agfirst Farm Credit Bank 22, 0.02% 0.60%
State Employees’ Credit Union 23, 0.02% 0.60%
North State Bank 24, 0.02% 1.20%
Pinnacle Bank 25, 0.03% 3.01%
First-Citizens Bank & Trust Co 26, 0.03% 4.82%
Quicken Loans 27, 0.04% 5.42%
Certainty Home Loans 28, 0.04% 1.20%
Navy Federal Credit Union 29, 0.04% 0.60%
Movement Mortgage 30, 0.05% 1.81%
Newrez 31, 0.05% 0.60%
Reliance First Capital 32, 0.05% 0.60%
Carolina Farm Credit, ACA 33, 0.05% 1.81%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.03% 7.27%
JPMorgan Chase Bank 2, -0.02% 10.91%
Truist Bank 3, -0.02% 10.91%
Citizens Bank 4, -0.02% 3.64%
Suntrust Banks, Inc 5, -0.01% 17.27%
Potomac Mortgage Group, Inc 6, 0.00% 1.82%
First Tennessee Bank National 7, 0.01% 1.82%
Wells Fargo Bank 8, 0.01% 10.91%
Prosperity Home Mortgage 9, 0.01% 1.82%
Keller Mortgage 10, 0.01% 0.91%
Us Bank 11, 0.01% 1.82%
First-Citizens Bank & Trust Co 12, 0.01% 1.82%
First Bank 13, 0.02% 0.91%
Atlantic Bay Mortgage Group 14, 0.02% 1.82%
Piedmont Federal Savings Bank 15, 0.02% 0.91%
Primelending 16, 0.02% 0.91%
Guaranteed Rate Inc 17, 0.02% 1.82%
McLean Mortgage Corporation 18, 0.02% 0.91%
Agfirst Farm Credit Bank 19, 0.02% 0.91%
First National Bank of Pennsylvania 20, 0.02% 1.82%
Highlands Residential Mortgage Ltd 21, 0.02% 0.91%
State Employees’ Credit Union 22, 0.02% 0.91%
North State Bank 23, 0.02% 1.82%
Pinnacle Bank 24, 0.02% 2.73%
Quicken Loans 25, 0.04% 6.36%
Navy Federal Credit Union 26, 0.04% 0.91%
Movement Mortgage 27, 0.05% 2.73%
Carolina Farm Credit, ACA 28, 0.05% 0.91%
Certainty Home Loans 29, 0.05% 0.91%
Newrez 30, 0.05% 0.91%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Truist Bank 1, -0.04% 25.00%
Suntrust Banks, Inc 2, -0.02% 8.93%
Bank of America 3, -0.01% 3.57%
Citizens Bank 4, -0.01% 5.36%
Guaranteed Rate Inc 5, 0.01% 1.79%
Wells Fargo Bank 6, 0.01% 8.93%
First National Bank of Pennsylvania 7, 0.01% 7.14%
Atlantic Bay Mortgage Group 8, 0.01% 3.57%
Pnc Bank 9, 0.01% 1.79%
Equity Resources Inc 10, 0.01% 1.79%
Highlands Residential Mortgage Ltd 11, 0.01% 1.79%
First Tennessee Bank National 12, 0.02% 1.79%
Us Bank 13, 0.02% 3.57%
Certainty Home Loans 14, 0.03% 1.79%
Quicken Loans 15, 0.03% 3.57%
Pinnacle Bank 16, 0.03% 3.57%
First-Citizens Bank & Trust Co 17, 0.03% 10.71%
Reliance First Capital 18, 0.05% 1.79%
Carolina Farm Credit, ACA 19, 0.06% 3.57%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.24% 6.41%
Usaa Federal Savings Bank 2, -0.13% 9.17%
Wells Fargo Bank 3, -0.11% 2.55%
LoanDepot 4, -0.09% 4.55%
Pennymac Loan Services 5, -0.09% 3.24%
Lakeview Loan Servicing 6, -0.08% 1.59%
Village Capital & Investment 7, -0.08% 0.96%
Home Point Financial Corporation 8, -0.05% 1.31%
Truist Bank 9, -0.05% 1.38%
DHI Mortgage Company Limited 10, -0.05% 2.55%
First Bank 11, -0.04% 0.28%
Ark-La-Tex Financial Services 12, -0.04% 0.96%
Prosperity Home Mortgage 13, -0.03% 1.24%
Equity Resources Inc 14, -0.03% 1.38%
First-Citizens Bank & Trust Co 15, -0.03% 0.41%
Plaza Home Mortgage Inc 16, -0.03% 0.41%
First National Bank of Pennsylvania 17, -0.03% 0.34%
Towne Mortgage Company 18, -0.02% 0.41%
Bank of America 19, -0.02% 0.21%
Certainty Home Loans 20, -0.02% 0.69%
Allen Tate Mortgage Partners 21, -0.02% 0.48%
Suntrust Banks, Inc 22, -0.02% 0.90%
Corporate Investors Mortgage Group Inc 23, -0.02% 0.41%
Atlantic Bay Mortgage Group 24, -0.02% 4.27%
Us Bank 25, -0.01% 0.07%
Bank of England 26, -0.01% 0.41%
Caliber Home Loans Inc 27, -0.01% 2.69%
Primelending 28, -0.01% 0.55%
Wyndham Capital Mortgage 29, -0.01% 0.14%
Guaranteed Rate Inc 30, -0.01% 1.52%
Ditech Financial 31, -0.01% 0.76%
Inspire Home Loans Inc 32, -0.01% 0.41%
Keller Mortgage 33, -0.00% 0.62%
Homeside Financial 34, -0.00% 0.41%
Flagstar Bank 35, -0.00% 0.55%
Primary Residential Mortgage Inc 36, 0.00% 0.07%
Pnc Bank 37, 0.00% 0.28%
Victorian Finance 38, 0.00% 0.07%
NFM, Inc 39, 0.01% 0.07%
Ameris Bank 40, 0.01% 0.41%
North State Bank 41, 0.01% 0.14%
McLean Mortgage Corporation 42, 0.01% 0.55%
American Security Mortgage Corporation 43, 0.01% 0.41%
Newrez 44, 0.01% 1.38%
Potomac Mortgage Group, Inc 45, 0.01% 1.38%
Pinnacle Bank 46, 0.01% 0.07%
Highlands Residential Mortgage Ltd 47, 0.02% 1.10%
New American Funding 48, 0.02% 0.28%
Reliance First Capital 49, 0.02% 0.21%
GoPrime Mortgage Inc 50, 0.02% 0.48%
Hometown Lenders INC 51, 0.02% 0.21%
Amerisave Mortgage Corporation 52, 0.02% 0.07%
Citizens Bank 53, 0.02% 0.48%
Blue Ridge Bank 54, 0.02% 0.34%
The Fidelity Bank 55, 0.03% 0.14%
Union Home Mortgage Company 56, 0.03% 1.86%
ALCOVA Mortgage 57, 0.03% 0.48%
Residential Mortgage Services 58, 0.03% 0.76%
Wolfe Financial Inc DBA Integrity Mortgage Group 59, 0.03% 0.28%
Royal United Mortgage 60, 0.03% 0.14%
Cardinal Financial Company LP 61, 0.05% 0.62%
Amerifirst Financial Corporation 62, 0.05% 0.14%
Hamilton Group Funding Inc 63, 0.05% 0.83%
Movement Mortgage 64, 0.05% 3.79%
Nationstar Mortgage 65, 0.06% 0.83%
On Q Financial Inc 66, 0.07% 0.41%
First Federal Bank 67, 0.08% 0.41%
Carrington Mortgage Services 68, 0.08% 2.62%
Fairway Independent Mort Corp 69, 0.10% 4.27%
Freedom Mortgage Corporation 70, 0.12% 3.24%
Quicken Loans 71, 0.13% 11.30%
CalCon Mutual Mortgage 72, 0.17% 0.48%
Mortgage Solutions of Colorado 73, 0.23% 1.52%
NewDay USA 74, 0.28% 3.65%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.26% 8.75%
Usaa Federal Savings Bank 2, -0.11% 12.54%
Wells Fargo Bank 3, -0.09% 4.03%
Freedom Mortgage Corporation 4, -0.03% 1.96%
Truist Bank 5, -0.03% 2.19%
DHI Mortgage Company Limited 6, -0.02% 4.26%
First Bank 7, -0.02% 0.46%
Equity Resources Inc 8, -0.01% 1.73%
Prosperity Home Mortgage 9, -0.01% 1.96%
First-Citizens Bank & Trust Co 10, -0.01% 0.58%
First National Bank of Pennsylvania 11, -0.01% 0.46%
Suntrust Banks, Inc 12, -0.01% 1.04%
LoanDepot 13, -0.01% 0.46%
Pennymac Loan Services 14, -0.00% 0.58%
Bank of America 15, 0.00% 0.35%
Certainty Home Loans 16, 0.00% 0.92%
Corporate Investors Mortgage Group Inc 17, 0.00% 0.35%
Newrez 18, 0.01% 0.69%
Atlantic Bay Mortgage Group 19, 0.01% 6.56%
Us Bank 20, 0.01% 0.12%
Allen Tate Mortgage Partners 21, 0.01% 0.46%
Homeside Financial 22, 0.01% 0.58%
Flagstar Bank 23, 0.01% 0.23%
Bank of England 24, 0.01% 0.69%
Primelending 25, 0.02% 0.92%
Inspire Home Loans Inc 26, 0.02% 0.69%
Wyndham Capital Mortgage 27, 0.02% 0.12%
Keller Mortgage 28, 0.02% 1.04%
Pnc Bank 29, 0.02% 0.35%
Towne Mortgage Company 30, 0.02% 0.12%
Victorian Finance 31, 0.03% 0.12%
NFM, Inc 32, 0.03% 0.12%
Ameris Bank 33, 0.03% 0.69%
Guaranteed Rate Inc 34, 0.03% 1.50%
Home Point Financial Corporation 35, 0.03% 0.58%
North State Bank 36, 0.03% 0.23%
Ark-La-Tex Financial Services 37, 0.04% 0.58%
Potomac Mortgage Group, Inc 38, 0.04% 2.07%
Pinnacle Bank 39, 0.04% 0.12%
Highlands Residential Mortgage Ltd 40, 0.04% 1.50%
American Security Mortgage Corporation 41, 0.04% 0.58%
Hometown Lenders INC 42, 0.04% 0.35%
Nationstar Mortgage 43, 0.04% 0.58%
Amerisave Mortgage Corporation 44, 0.04% 0.12%
GoPrime Mortgage Inc 45, 0.04% 0.69%
McLean Mortgage Corporation 46, 0.05% 0.58%
Lakeview Loan Servicing 47, 0.05% 0.12%
Citizens Bank 48, 0.05% 0.58%
The Fidelity Bank 49, 0.05% 0.23%
Plaza Home Mortgage Inc 50, 0.05% 0.23%
New American Funding 51, 0.05% 0.23%
Residential Mortgage Services 52, 0.05% 1.27%
Union Home Mortgage Company 53, 0.05% 2.76%
Wolfe Financial Inc DBA Integrity Mortgage Group 54, 0.05% 0.46%
ALCOVA Mortgage 55, 0.06% 0.69%
Blue Ridge Bank 56, 0.07% 0.35%
Ditech Financial 57, 0.07% 0.35%
Amerifirst Financial Corporation 58, 0.08% 0.23%
Hamilton Group Funding Inc 59, 0.08% 1.38%
Cardinal Financial Company LP 60, 0.08% 0.92%
Carrington Mortgage Services 61, 0.09% 0.81%
On Q Financial Inc 62, 0.09% 0.69%
Movement Mortgage 63, 0.09% 5.41%
Quicken Loans 64, 0.10% 5.29%
NewDay USA 65, 0.12% 1.61%
Caliber Home Loans Inc 66, 0.13% 1.96%
Fairway Independent Mort Corp 67, 0.14% 6.33%
CalCon Mutual Mortgage 68, 0.19% 0.81%
Mortgage Solutions of Colorado 69, 0.33% 1.84%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.13% 3.78%
Pennymac Loan Services 2, -0.13% 7.22%
LoanDepot 3, -0.13% 10.65%
Navy Federal Credit Union 4, -0.13% 2.92%
Usaa Federal Savings Bank 5, -0.12% 4.12%
Lakeview Loan Servicing 6, -0.12% 3.78%
Village Capital & Investment 7, -0.12% 2.41%
Home Point Financial Corporation 8, -0.11% 2.41%
Ark-La-Tex Financial Services 9, -0.10% 1.55%
Plaza Home Mortgage Inc 10, -0.09% 0.69%
Towne Mortgage Company 11, -0.06% 0.86%
Ditech Financial 12, -0.06% 1.37%
Allen Tate Mortgage Partners 13, -0.06% 0.52%
Guaranteed Rate Inc 14, -0.06% 1.55%
Equity Resources Inc 15, -0.06% 0.86%
Certainty Home Loans 16, -0.06% 0.34%
Movement Mortgage 17, -0.05% 1.37%
Corporate Investors Mortgage Group Inc 18, -0.05% 0.52%
McLean Mortgage Corporation 19, -0.05% 0.52%
First National Bank of Pennsylvania 20, -0.04% 0.17%
Wyndham Capital Mortgage 21, -0.04% 0.17%
American Security Mortgage Corporation 22, -0.04% 0.17%
Blue Ridge Bank 23, -0.04% 0.34%
Fairway Independent Mort Corp 24, -0.04% 1.20%
ALCOVA Mortgage 25, -0.04% 0.17%
Truist Bank 26, -0.04% 0.17%
GoPrime Mortgage Inc 27, -0.04% 0.17%
First-Citizens Bank & Trust Co 28, -0.04% 0.17%
Cardinal Financial Company LP 29, -0.04% 0.17%
Prosperity Home Mortgage 30, -0.04% 0.17%
Atlantic Bay Mortgage Group 31, -0.04% 0.86%
Primary Residential Mortgage Inc 32, -0.03% 0.17%
Union Home Mortgage Company 33, -0.03% 0.52%
Flagstar Bank 34, -0.03% 1.03%
Mortgage Solutions of Colorado 35, -0.03% 1.03%
Pnc Bank 36, -0.03% 0.17%
New American Funding 37, -0.03% 0.34%
Potomac Mortgage Group, Inc 38, -0.02% 0.34%
Highlands Residential Mortgage Ltd 39, -0.02% 0.52%
Suntrust Banks, Inc 40, -0.02% 0.69%
Reliance First Capital 41, -0.02% 0.52%
Citizens Bank 42, -0.01% 0.34%
Newrez 43, -0.01% 2.41%
Wells Fargo Bank 44, -0.00% 0.34%
Royal United Mortgage 45, -0.00% 0.34%
Homeside Financial 46, 0.01% 0.17%
First Federal Bank 47, 0.04% 1.03%
Carrington Mortgage Services 48, 0.05% 5.33%
Nationstar Mortgage 49, 0.05% 1.20%
Quicken Loans 50, 0.12% 20.27%
Freedom Mortgage Corporation 51, 0.18% 5.15%
NewDay USA 52, 0.31% 6.70%

* Data is compiled for the Greensboro, NC commuting zone area, which comprises of counties of Alamance County, NC, Caswell County, NC, Davidson County, NC, Guilford County, NC, Randolph County, NC, Rockingham County, NC, Pittsylvania County, VA, and Danville city, VA. This includes cities/towns/communities of Greensboro, NC as well as High Point, NC, Burlington, NC, Summerfield, NC, Asheboro, NC, Thomasville, NC, Lexington, NC, Mebane, NC, Gibsonville, NC, Reidsville, NC, Graham, NC, Randleman, NC, Oak Ridge, NC, Danville, VA, Trinity, NC, Archdale, NC, Saxapahaw, NC, Midway, NC, Elon, NC, Wallburg, NC, Madison, NC, Swepsonville, NC, Forest Oaks, NC, Eden, NC, Welcome, NC, Stokesdale, NC, Pleasant Garden, NC, Tyro, NC, Southmont, NC, Mount Hermon, VA, Wentworth, NC, High Point, NC, Green Level, NC, Jamestown, NC, Stoneville, NC, Alamance, NC, Seagrove, NC, Liberty, NC, Altamahaw, NC, Gibsonville, NC, Ramseur, NC, Glen Raven, NC, Blairs, VA, Franklinville, NC, Denton, NC, Yanceyville, NC, Motley, VA, Chatham, VA, Hurt, VA, Mayodan, NC, and Ruffin, NC. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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