Top Mortgage Lenders in Grand Rapids, MI

Which mortgage lender in the Grand Rapids, MI area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Grand Rapids, MI area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Grand Rapids, MI area is Old National Bank, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.20%. This means that Old National Bank provided a -0.20% lower interest rate for its customers than other lenders in Grand Rapids, MI for a similar set of borrowers. Old National Bank has a market share of 2.0%. On the other hand, the most popular lender in the market is Lake Michigan Credit Union, with a market share of 19.0%. Lake Michigan Credit Union is an average rate lender in this area, with a “Rate Difference” of -0.14% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Grand Rapids, MI area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, Old National Bank is the cheapest mortgage provider for Conventional and Jumbo mortgages in Grand Rapids, MI. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Lake Michigan Credit Union. The cheapest VA mortgage provider is Navy Federal Credit Union. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Grand Rapids, MI

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Old National Bank 1, -0.20% 1.97%
HarborLight Credit Union 2, -0.20% 0.31%
TCF National Bank 3, -0.17% 1.29%
Credit Union One 4, -0.16% 0.31%
Navy Federal Credit Union 5, -0.14% 0.28%
Lake Michigan Credit Union 6, -0.14% 18.99%
Huntington National Bank 7, -0.13% 4.41%
Bank of America 8, -0.13% 0.61%
Member First Mortgage 9, -0.12% 0.36%
Amerisave Mortgage Corporation 10, -0.11% 0.19%
Usaa Federal Savings Bank 11, -0.11% 0.50%
Keller Mortgage 12, -0.10% 0.25%
Mercantile Bank Of Michigan 13, -0.09% 2.29%
DFCU Financial 14, -0.09% 0.21%
Fifth Third Bank, National Association 15, -0.08% 6.91%
Newrez 16, -0.08% 0.14%
Pnc Bank 17, -0.08% 2.18%
Citizens Bank 18, -0.07% 0.22%
Lakeview Loan Servicing 19, -0.07% 0.18%
JPMorgan Chase Bank 20, -0.06% 2.60%
Isabella Bank 21, -0.05% 0.15%
JG Wentworth Home Lending 22, -0.05% 0.10%
Ruoff Home Mortgage 23, -0.05% 0.11%
Michigan State University Federal Credit Union 24, -0.04% 0.44%
Michigan First Credit Union 25, -0.04% 0.21%
Comerica Bank 26, -0.04% 0.12%
Macatawa Bank 27, -0.04% 1.31%
Caliber Home Loans Inc 28, -0.03% 1.07%
Us Bank 29, -0.03% 0.14%
Level One Bank 30, -0.03% 0.15%
Pennymac Loan Services 31, -0.03% 0.18%
New American Funding 32, -0.03% 0.18%
Polaris Home Funding Corp 33, -0.02% 0.30%
Northpointe Bank 34, -0.01% 2.55%
Panorama Mortgage Group 35, -0.01% 0.30%
United Federal Credit Union 36, -0.01% 0.35%
Adventure Credit Union 37, -0.01% 0.69%
Guaranteed Rate Inc 38, 0.00% 0.56%
Stockton Mortgage Corporation 39, 0.00% 0.12%
Cason Home Loans 40, 0.00% 0.16%
Michigan Mutual Inc DBA MiMutual Mortgage 41, 0.00% 0.38%
LoanDepot 42, 0.00% 0.73%
Gold Star Mortgage Financial Group, Corporation 43, 0.01% 0.32%
Members First Credit Union 44, 0.01% 0.11%
Austin Capital Bank SSB 45, 0.01% 0.25%
Cardinal Financial Company LP 46, 0.01% 0.10%
Carrington Mortgage Services 47, 0.02% 0.40%
Honor Credit Union 48, 0.03% 0.14%
The Federal Savings Bank 49, 0.03% 0.12%
Horizon Bank 50, 0.03% 0.19%
Arbor Financial Credit Union 51, 0.03% 0.73%
Primelending 52, 0.04% 0.62%
Royal United Mortgage 53, 0.04% 0.11%
Pfcu 54, 0.04% 0.49%
Independent Bank 55, 0.04% 2.95%
VanDyk Mortgage Corporation 56, 0.05% 1.43%
Preferred Credit Union 57, 0.05% 0.21%
Wells Fargo Bank 58, 0.05% 0.71%
State Farm Bank 59, 0.05% 0.10%
Ditech Financial 60, 0.05% 0.19%
HomeBridge Financial Services, Inc 61, 0.05% 0.14%
Towne Mortgage Company 62, 0.06% 1.26%
Freedom Mortgage Corporation 63, 0.06% 0.31%
The Dart Bank 64, 0.07% 0.47%
Ark-La-Tex Financial Services 65, 0.08% 1.52%
Inlanta Mortgage 66, 0.08% 0.92%
Union Home Mortgage Company 67, 0.08% 1.53%
Northern Mortgage Services 68, 0.09% 1.80%
Mortgage Center 69, 0.09% 0.58%
AAC Credit Union 70, 0.09% 0.32%
Flagstar Bank 71, 0.10% 1.38%
Top Flite Financial, Inc 72, 0.11% 0.29%
MMS Mortgage Services, Ltd 73, 0.11% 0.52%
Waterstone Mortgage Corp 74, 0.13% 0.29%
Churchill Mortgage Corporation 75, 0.13% 1.34%
Chemecal Bank 76, 0.13% 1.03%
Mortgage 1 Incorporated 77, 0.14% 3.90%
Finance of America Mortgage 78, 0.14% 2.21%
Consumers Credit Union 79, 0.14% 1.69%
Neighborhood Loans 80, 0.16% 4.36%
Quicken Loans 81, 0.17% 7.19%
American Financial Resources Inc 82, 0.20% 0.23%
GreenStone Farm Credit Services 83, 0.25% 0.26%
Amerifirst Financial Corporation 84, 0.26% 0.76%
Nationstar Mortgage 85, 0.28% 0.76%
Success Mortgage Partners Inc 86, 0.30% 1.14%
NewDay USA 87, 0.31% 0.12%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.21% 0.55%
TCF National Bank 2, -0.20% 0.78%
Navy Federal Credit Union 3, -0.20% 0.37%
Old National Bank 4, -0.17% 1.90%
Huntington National Bank 5, -0.15% 3.68%
JPMorgan Chase Bank 6, -0.14% 1.92%
Keller Mortgage 7, -0.14% 0.42%
Usaa Federal Savings Bank 8, -0.13% 0.65%
Lake Michigan Credit Union 9, -0.13% 22.41%
Citizens Bank 10, -0.12% 0.23%
Wells Fargo Bank 11, -0.12% 0.56%
Fifth Third Bank, National Association 12, -0.11% 4.82%
Pnc Bank 13, -0.09% 0.83%
DFCU Financial 14, -0.09% 0.12%
Credit Union One 15, -0.09% 0.10%
Pennymac Loan Services 16, -0.09% 0.03%
Lakeview Loan Servicing 17, -0.08% 0.01%
Freedom Mortgage Corporation 18, -0.08% 0.12%
Ruoff Home Mortgage 19, -0.08% 0.15%
Member First Mortgage 20, -0.08% 0.27%
JG Wentworth Home Lending 21, -0.07% 0.05%
Newrez 22, -0.07% 0.01%
Caliber Home Loans Inc 23, -0.07% 1.17%
Mercantile Bank Of Michigan 24, -0.07% 2.29%
Us Bank 25, -0.07% 0.12%
Comerica Bank 26, -0.07% 0.06%
Isabella Bank 27, -0.06% 0.14%
Michigan First Credit Union 28, -0.06% 0.22%
Level One Bank 29, -0.06% 0.17%
Cardinal Financial Company LP 30, -0.05% 0.04%
The Federal Savings Bank 31, -0.05% 0.04%
Polaris Home Funding Corp 32, -0.05% 0.37%
Michigan State University Federal Credit Union 33, -0.05% 0.45%
NewDay USA 34, -0.04% 0.03%
State Farm Bank 35, -0.04% 0.06%
LoanDepot 36, -0.04% 0.13%
Stockton Mortgage Corporation 37, -0.04% 0.16%
Northpointe Bank 38, -0.04% 2.83%
HarborLight Credit Union 39, -0.03% 0.13%
Panorama Mortgage Group 40, -0.03% 0.29%
Royal United Mortgage 41, -0.03% 0.02%
New American Funding 42, -0.03% 0.17%
Cason Home Loans 43, -0.02% 0.22%
Austin Capital Bank SSB 44, -0.02% 0.38%
Gold Star Mortgage Financial Group, Corporation 45, -0.02% 0.44%
Guaranteed Rate Inc 46, -0.01% 0.66%
Macatawa Bank 47, -0.01% 0.77%
Members First Credit Union 48, -0.01% 0.06%
Michigan Mutual Inc DBA MiMutual Mortgage 49, -0.01% 0.42%
Honor Credit Union 50, 0.01% 0.16%
Primelending 51, 0.01% 0.92%
Preferred Credit Union 52, 0.01% 0.14%
United Federal Credit Union 53, 0.01% 0.31%
Adventure Credit Union 54, 0.01% 0.51%
VanDyk Mortgage Corporation 55, 0.02% 2.03%
HomeBridge Financial Services, Inc 56, 0.02% 0.07%
Horizon Bank 57, 0.04% 0.16%
Carrington Mortgage Services 58, 0.05% 0.15%
Quicken Loans 59, 0.06% 3.14%
Pfcu 60, 0.06% 0.43%
Flagstar Bank 61, 0.07% 1.70%
Towne Mortgage Company 62, 0.07% 1.47%
Independent Bank 63, 0.07% 3.10%
The Dart Bank 64, 0.07% 0.45%
AAC Credit Union 65, 0.08% 0.31%
Ark-La-Tex Financial Services 66, 0.08% 2.02%
MMS Mortgage Services, Ltd 67, 0.08% 0.67%
Arbor Financial Credit Union 68, 0.09% 0.28%
Top Flite Financial, Inc 69, 0.09% 0.43%
Chemecal Bank 70, 0.09% 1.04%
Finance of America Mortgage 71, 0.09% 3.39%
Mortgage Center 72, 0.09% 0.46%
Nationstar Mortgage 73, 0.10% 0.25%
Waterstone Mortgage Corp 74, 0.10% 0.46%
Inlanta Mortgage 75, 0.10% 1.19%
Northern Mortgage Services 76, 0.12% 2.04%
Consumers Credit Union 77, 0.14% 1.83%
Union Home Mortgage Company 78, 0.14% 1.85%
Neighborhood Loans 79, 0.16% 6.71%
Churchill Mortgage Corporation 80, 0.17% 1.69%
Mortgage 1 Incorporated 81, 0.18% 5.29%
American Financial Resources Inc 82, 0.20% 0.35%
Success Mortgage Partners Inc 83, 0.30% 1.85%
Amerifirst Financial Corporation 84, 0.30% 1.06%
GreenStone Farm Credit Services 85, 0.31% 0.22%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Old National Bank 1, -0.22% 2.06%
HarborLight Credit Union 2, -0.21% 0.52%
Lake Michigan Credit Union 3, -0.17% 14.83%
Credit Union One 4, -0.14% 0.57%
Member First Mortgage 5, -0.14% 0.46%
TCF National Bank 6, -0.14% 1.91%
Mercantile Bank Of Michigan 7, -0.12% 2.28%
Huntington National Bank 8, -0.10% 5.30%
Usaa Federal Savings Bank 9, -0.10% 0.32%
Amerisave Mortgage Corporation 10, -0.07% 0.42%
DFCU Financial 11, -0.06% 0.31%
Union Home Mortgage Company 12, -0.05% 1.14%
Bank of America 13, -0.05% 0.69%
Fifth Third Bank, National Association 14, -0.05% 9.45%
Navy Federal Credit Union 15, -0.05% 0.17%
Michigan State University Federal Credit Union 16, -0.04% 0.42%
Newrez 17, -0.04% 0.30%
Pnc Bank 18, -0.04% 3.82%
Isabella Bank 19, -0.03% 0.17%
Lakeview Loan Servicing 20, -0.02% 0.37%
Macatawa Bank 21, -0.02% 1.96%
Mortgage 1 Incorporated 22, -0.02% 2.21%
New American Funding 23, -0.02% 0.19%
Michigan First Credit Union 24, -0.02% 0.21%
United Federal Credit Union 25, -0.02% 0.41%
Citizens Bank 26, -0.02% 0.21%
Inlanta Mortgage 27, -0.01% 0.59%
Ruoff Home Mortgage 28, -0.01% 0.06%
Churchill Mortgage Corporation 29, -0.01% 0.91%
JG Wentworth Home Lending 30, -0.01% 0.16%
Adventure Credit Union 31, -0.00% 0.90%
Keller Mortgage 32, -0.00% 0.04%
Independent Bank 33, -0.00% 2.76%
Level One Bank 34, 0.00% 0.12%
Comerica Bank 35, 0.00% 0.19%
Polaris Home Funding Corp 36, 0.00% 0.22%
Gold Star Mortgage Financial Group, Corporation 37, 0.01% 0.17%
Michigan Mutual Inc DBA MiMutual Mortgage 38, 0.01% 0.33%
Guaranteed Rate Inc 39, 0.01% 0.45%
Northpointe Bank 40, 0.01% 2.21%
JPMorgan Chase Bank 41, 0.01% 3.43%
Us Bank 42, 0.01% 0.16%
Panorama Mortgage Group 43, 0.01% 0.30%
Caliber Home Loans Inc 44, 0.01% 0.95%
Pennymac Loan Services 45, 0.02% 0.35%
Cason Home Loans 46, 0.02% 0.10%
Neighborhood Loans 47, 0.02% 1.50%
Northern Mortgage Services 48, 0.02% 1.50%
Austin Capital Bank SSB 49, 0.03% 0.08%
American Financial Resources Inc 50, 0.03% 0.08%
Towne Mortgage Company 51, 0.03% 1.01%
Horizon Bank 52, 0.03% 0.22%
Pfcu 53, 0.03% 0.57%
Ark-La-Tex Financial Services 54, 0.04% 0.91%
Members First Credit Union 55, 0.04% 0.17%
Honor Credit Union 56, 0.05% 0.12%
Carrington Mortgage Services 57, 0.05% 0.71%
LoanDepot 58, 0.05% 1.45%
Amerifirst Financial Corporation 59, 0.05% 0.39%
Stockton Mortgage Corporation 60, 0.05% 0.08%
Arbor Financial Credit Union 61, 0.05% 1.28%
VanDyk Mortgage Corporation 62, 0.06% 0.71%
Success Mortgage Partners Inc 63, 0.06% 0.28%
Primelending 64, 0.06% 0.24%
The Dart Bank 65, 0.06% 0.49%
Cardinal Financial Company LP 66, 0.06% 0.17%
The Federal Savings Bank 67, 0.08% 0.22%
Royal United Mortgage 68, 0.09% 0.23%
Top Flite Financial, Inc 69, 0.09% 0.13%
Waterstone Mortgage Corp 70, 0.09% 0.08%
Preferred Credit Union 71, 0.09% 0.30%
Ditech Financial 72, 0.10% 0.43%
HomeBridge Financial Services, Inc 73, 0.10% 0.22%
Mortgage Center 74, 0.10% 0.72%
AAC Credit Union 75, 0.11% 0.33%
State Farm Bank 76, 0.12% 0.14%
Freedom Mortgage Corporation 77, 0.14% 0.54%
MMS Mortgage Services, Ltd 78, 0.14% 0.34%
Flagstar Bank 79, 0.14% 1.00%
Consumers Credit Union 80, 0.14% 1.52%
Chemecal Bank 81, 0.18% 1.02%
Wells Fargo Bank 82, 0.19% 0.90%
GreenStone Farm Credit Services 83, 0.20% 0.31%
Quicken Loans 84, 0.23% 12.10%
Finance of America Mortgage 85, 0.27% 0.76%
Nationstar Mortgage 86, 0.36% 1.38%
NewDay USA 87, 0.40% 0.24%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Old National Bank 1, -0.21% 2.17%
HarborLight Credit Union 2, -0.21% 0.37%
TCF National Bank 3, -0.18% 1.40%
Credit Union One 4, -0.17% 0.38%
Bank of America 5, -0.15% 0.69%
Amerisave Mortgage Corporation 6, -0.14% 0.18%
Member First Mortgage 7, -0.13% 0.38%
Lake Michigan Credit Union 8, -0.12% 21.30%
Huntington National Bank 9, -0.11% 4.57%
Newrez 10, -0.10% 0.12%
Keller Mortgage 11, -0.10% 0.25%
DFCU Financial 12, -0.10% 0.25%
Mercantile Bank Of Michigan 13, -0.09% 2.67%
Pnc Bank 14, -0.09% 2.56%
Fifth Third Bank, National Association 15, -0.08% 7.89%
JPMorgan Chase Bank 16, -0.07% 3.10%
JG Wentworth Home Lending 17, -0.06% 0.10%
Isabella Bank 18, -0.06% 0.19%
Michigan State University Federal Credit Union 19, -0.05% 0.53%
Michigan First Credit Union 20, -0.05% 0.22%
Ruoff Home Mortgage 21, -0.05% 0.12%
Comerica Bank 22, -0.05% 0.14%
Macatawa Bank 23, -0.04% 1.55%
Us Bank 24, -0.04% 0.14%
Level One Bank 25, -0.04% 0.17%
Citizens Bank 26, -0.04% 0.17%
LoanDepot 27, -0.03% 0.44%
New American Funding 28, -0.02% 0.10%
The Federal Savings Bank 29, -0.02% 0.02%
Polaris Home Funding Corp 30, -0.02% 0.23%
Adventure Credit Union 31, -0.01% 0.84%
United Federal Credit Union 32, -0.01% 0.42%
HomeBridge Financial Services, Inc 33, -0.01% 0.01%
Panorama Mortgage Group 34, -0.01% 0.19%
Austin Capital Bank SSB 35, 0.00% 0.20%
Michigan Mutual Inc DBA MiMutual Mortgage 36, 0.00% 0.30%
Members First Credit Union 37, 0.00% 0.14%
Guaranteed Rate Inc 38, 0.00% 0.52%
Cardinal Financial Company LP 39, 0.00% 0.06%
Northpointe Bank 40, 0.01% 2.67%
Stockton Mortgage Corporation 41, 0.01% 0.09%
Gold Star Mortgage Financial Group, Corporation 42, 0.01% 0.23%
Cason Home Loans 43, 0.01% 0.15%
Usaa Federal Savings Bank 44, 0.01% 0.21%
Honor Credit Union 45, 0.02% 0.17%
American Financial Resources Inc 46, 0.03% 0.03%
Arbor Financial Credit Union 47, 0.03% 0.89%
Horizon Bank 48, 0.03% 0.21%
Pfcu 49, 0.03% 0.61%
Primelending 50, 0.04% 0.50%
Carrington Mortgage Services 51, 0.04% 0.13%
Preferred Credit Union 52, 0.04% 0.26%
Independent Bank 53, 0.04% 3.28%
State Farm Bank 54, 0.04% 0.12%
Wells Fargo Bank 55, 0.05% 0.80%
Lakeview Loan Servicing 56, 0.06% 0.03%
Union Home Mortgage Company 57, 0.06% 1.53%
The Dart Bank 58, 0.06% 0.54%
Pennymac Loan Services 59, 0.07% 0.07%
Inlanta Mortgage 60, 0.08% 0.86%
Royal United Mortgage 61, 0.09% 0.07%
AAC Credit Union 62, 0.09% 0.40%
Towne Mortgage Company 63, 0.09% 1.03%
Freedom Mortgage Corporation 64, 0.09% 0.07%
Mortgage Center 65, 0.10% 0.62%
Northern Mortgage Services 66, 0.10% 1.74%
Navy Federal Credit Union 67, 0.11% 0.10%
MMS Mortgage Services, Ltd 68, 0.11% 0.51%
Mortgage 1 Incorporated 69, 0.11% 3.47%
Caliber Home Loans Inc 70, 0.11% 0.66%
Ark-La-Tex Financial Services 71, 0.13% 1.19%
Waterstone Mortgage Corp 72, 0.13% 0.28%
Churchill Mortgage Corporation 73, 0.13% 1.50%
Chemecal Bank 74, 0.14% 1.14%
Top Flite Financial, Inc 75, 0.15% 0.20%
Ditech Financial 76, 0.15% 0.14%
VanDyk Mortgage Corporation 77, 0.15% 0.92%
Consumers Credit Union 78, 0.16% 1.92%
Neighborhood Loans 79, 0.16% 4.38%
Finance of America Mortgage 80, 0.17% 1.90%
Flagstar Bank 81, 0.17% 1.10%
Amerifirst Financial Corporation 82, 0.23% 0.63%
GreenStone Farm Credit Services 83, 0.24% 0.31%
Quicken Loans 84, 0.25% 6.23%
Success Mortgage Partners Inc 85, 0.28% 0.54%
Nationstar Mortgage 86, 0.44% 0.50%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.23% 0.66%
TCF National Bank 2, -0.20% 0.81%
Old National Bank 3, -0.19% 2.23%
JPMorgan Chase Bank 4, -0.17% 2.36%
Keller Mortgage 5, -0.16% 0.43%
Wells Fargo Bank 6, -0.14% 0.61%
DFCU Financial 7, -0.11% 0.16%
Lake Michigan Credit Union 8, -0.11% 25.86%
Pnc Bank 9, -0.11% 0.93%
JG Wentworth Home Lending 10, -0.11% 0.04%
Credit Union One 11, -0.11% 0.13%
Huntington National Bank 12, -0.11% 3.67%
Fifth Third Bank, National Association 13, -0.10% 5.42%
Cardinal Financial Company LP 14, -0.10% 0.02%
Ruoff Home Mortgage 15, -0.09% 0.16%
Us Bank 16, -0.09% 0.13%
Comerica Bank 17, -0.08% 0.07%
Isabella Bank 18, -0.08% 0.18%
Michigan First Credit Union 19, -0.08% 0.20%
Mercantile Bank Of Michigan 20, -0.08% 2.73%
HomeBridge Financial Services, Inc 21, -0.07% 0.01%
Level One Bank 22, -0.07% 0.20%
Member First Mortgage 23, -0.07% 0.26%
Pennymac Loan Services 24, -0.07% 0.01%
Michigan State University Federal Credit Union 25, -0.06% 0.57%
Carrington Mortgage Services 26, -0.06% 0.02%
State Farm Bank 27, -0.06% 0.07%
LoanDepot 28, -0.06% 0.04%
HarborLight Credit Union 29, -0.05% 0.16%
Polaris Home Funding Corp 30, -0.05% 0.31%
The Federal Savings Bank 31, -0.05% 0.03%
Stockton Mortgage Corporation 32, -0.05% 0.11%
Royal United Mortgage 33, -0.05% 0.01%
Austin Capital Bank SSB 34, -0.04% 0.31%
Usaa Federal Savings Bank 35, -0.03% 0.34%
Citizens Bank 36, -0.03% 0.12%
Members First Credit Union 37, -0.03% 0.08%
Macatawa Bank 38, -0.02% 0.93%
Cason Home Loans 39, -0.01% 0.19%
Guaranteed Rate Inc 40, -0.01% 0.63%
Honor Credit Union 41, -0.01% 0.20%
Preferred Credit Union 42, -0.01% 0.18%
Freedom Mortgage Corporation 43, -0.01% 0.04%
Northpointe Bank 44, -0.01% 2.92%
Gold Star Mortgage Financial Group, Corporation 45, -0.01% 0.29%
Primelending 46, -0.00% 0.73%
Adventure Credit Union 47, -0.00% 0.65%
Michigan Mutual Inc DBA MiMutual Mortgage 48, -0.00% 0.31%
American Financial Resources Inc 49, 0.00% 0.04%
United Federal Credit Union 50, 0.00% 0.36%
Nationstar Mortgage 51, 0.01% 0.09%
Panorama Mortgage Group 52, 0.01% 0.14%
New American Funding 53, 0.03% 0.08%
Horizon Bank 54, 0.04% 0.19%
Pfcu 55, 0.05% 0.55%
AAC Credit Union 56, 0.06% 0.40%
Independent Bank 57, 0.06% 3.53%
The Dart Bank 58, 0.07% 0.53%
Arbor Financial Credit Union 59, 0.07% 0.36%
MMS Mortgage Services, Ltd 60, 0.07% 0.66%
Inlanta Mortgage 61, 0.10% 1.13%
Waterstone Mortgage Corp 62, 0.10% 0.46%
Chemecal Bank 63, 0.10% 1.16%
Finance of America Mortgage 64, 0.10% 2.90%
Mortgage Center 65, 0.11% 0.49%
Navy Federal Credit Union 66, 0.11% 0.14%
Caliber Home Loans Inc 67, 0.12% 0.69%
Quicken Loans 68, 0.12% 2.83%
Union Home Mortgage Company 69, 0.13% 1.83%
Towne Mortgage Company 70, 0.13% 1.05%
Northern Mortgage Services 71, 0.13% 1.98%
Ark-La-Tex Financial Services 72, 0.14% 1.57%
Top Flite Financial, Inc 73, 0.14% 0.28%
Neighborhood Loans 74, 0.15% 6.97%
Mortgage 1 Incorporated 75, 0.15% 4.47%
Consumers Credit Union 76, 0.15% 2.09%
Flagstar Bank 77, 0.16% 1.28%
VanDyk Mortgage Corporation 78, 0.16% 1.22%
Churchill Mortgage Corporation 79, 0.18% 1.93%
Success Mortgage Partners Inc 80, 0.27% 0.89%
Amerifirst Financial Corporation 81, 0.27% 0.90%
GreenStone Farm Credit Services 82, 0.30% 0.28%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Old National Bank 1, -0.24% 2.10%
HarborLight Credit Union 2, -0.22% 0.60%
Lake Michigan Credit Union 3, -0.18% 16.28%
TCF National Bank 4, -0.14% 2.05%
Member First Mortgage 5, -0.14% 0.52%
Credit Union One 6, -0.14% 0.67%
Mercantile Bank Of Michigan 7, -0.12% 2.62%
Huntington National Bank 8, -0.10% 5.56%
Amerisave Mortgage Corporation 9, -0.08% 0.38%
Union Home Mortgage Company 10, -0.06% 1.21%
DFCU Financial 11, -0.06% 0.36%
Bank of America 12, -0.06% 0.72%
Newrez 13, -0.05% 0.26%
Fifth Third Bank, National Association 14, -0.05% 10.62%
New American Funding 15, -0.04% 0.12%
Michigan State University Federal Credit Union 16, -0.04% 0.49%
Pnc Bank 17, -0.04% 4.36%
Isabella Bank 18, -0.03% 0.20%
Mortgage 1 Incorporated 19, -0.03% 2.35%
Macatawa Bank 20, -0.02% 2.23%
Inlanta Mortgage 21, -0.02% 0.56%
Michigan First Credit Union 22, -0.02% 0.23%
Citizens Bank 23, -0.02% 0.23%
United Federal Credit Union 24, -0.01% 0.48%
Ruoff Home Mortgage 25, -0.01% 0.07%
JG Wentworth Home Lending 26, -0.01% 0.16%
Churchill Mortgage Corporation 27, -0.01% 1.01%
Adventure Credit Union 28, -0.00% 1.05%
Gold Star Mortgage Financial Group, Corporation 29, -0.00% 0.16%
Keller Mortgage 30, -0.00% 0.05%
Independent Bank 31, -0.00% 3.00%
Panorama Mortgage Group 32, -0.00% 0.25%
Guaranteed Rate Inc 33, 0.00% 0.40%
Level One Bank 34, 0.00% 0.14%
Comerica Bank 35, 0.00% 0.22%
Michigan Mutual Inc DBA MiMutual Mortgage 36, 0.00% 0.29%
The Federal Savings Bank 37, 0.00% 0.02%
Polaris Home Funding Corp 38, 0.01% 0.14%
Us Bank 39, 0.01% 0.16%
JPMorgan Chase Bank 40, 0.01% 3.92%
Northpointe Bank 41, 0.01% 2.40%
Neighborhood Loans 42, 0.02% 1.52%
Cason Home Loans 43, 0.02% 0.11%
LoanDepot 44, 0.02% 0.88%
Navy Federal Credit Union 45, 0.02% 0.06%
Towne Mortgage Company 46, 0.03% 1.00%
Amerifirst Financial Corporation 47, 0.03% 0.34%
Northern Mortgage Services 48, 0.03% 1.48%
Austin Capital Bank SSB 49, 0.03% 0.07%
Horizon Bank 50, 0.03% 0.23%
Pfcu 51, 0.03% 0.67%
American Financial Resources Inc 52, 0.04% 0.02%
Members First Credit Union 53, 0.05% 0.20%
Honor Credit Union 54, 0.05% 0.14%
Usaa Federal Savings Bank 55, 0.05% 0.07%
Arbor Financial Credit Union 56, 0.06% 1.47%
Ark-La-Tex Financial Services 57, 0.06% 0.78%
HomeBridge Financial Services, Inc 58, 0.06% 0.01%
The Dart Bank 59, 0.07% 0.56%
Cardinal Financial Company LP 60, 0.07% 0.10%
Primelending 61, 0.07% 0.24%
Stockton Mortgage Corporation 62, 0.07% 0.06%
VanDyk Mortgage Corporation 63, 0.08% 0.58%
Preferred Credit Union 64, 0.09% 0.35%
Carrington Mortgage Services 65, 0.09% 0.24%
Waterstone Mortgage Corp 66, 0.10% 0.08%
Success Mortgage Partners Inc 67, 0.10% 0.16%
Top Flite Financial, Inc 68, 0.10% 0.12%
Caliber Home Loans Inc 69, 0.11% 0.63%
Mortgage Center 70, 0.11% 0.77%
AAC Credit Union 71, 0.11% 0.39%
Lakeview Loan Servicing 72, 0.11% 0.06%
State Farm Bank 73, 0.12% 0.16%
Pennymac Loan Services 74, 0.13% 0.12%
MMS Mortgage Services, Ltd 75, 0.14% 0.33%
Royal United Mortgage 76, 0.15% 0.14%
Consumers Credit Union 77, 0.15% 1.74%
Freedom Mortgage Corporation 78, 0.16% 0.12%
Flagstar Bank 79, 0.17% 0.90%
Chemecal Bank 80, 0.19% 1.11%
Wells Fargo Bank 81, 0.20% 1.00%
Ditech Financial 82, 0.20% 0.30%
GreenStone Farm Credit Services 83, 0.21% 0.35%
Finance of America Mortgage 84, 0.29% 0.79%
Quicken Loans 85, 0.33% 9.97%
Nationstar Mortgage 86, 0.53% 0.95%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Lake Michigan Credit Union 1, -0.46% 7.65%
Huntington National Bank 2, -0.31% 4.15%
TCF National Bank 3, -0.21% 0.54%
Caliber Home Loans Inc 4, -0.19% 2.90%
Fifth Third Bank, National Association 5, -0.17% 2.85%
Northpointe Bank 6, -0.16% 2.38%
Consumers Credit Union 7, -0.14% 0.64%
Mercantile Bank Of Michigan 8, -0.13% 0.79%
Keller Mortgage 9, -0.13% 0.27%
Citizens Bank 10, -0.12% 0.64%
Ditech Financial 11, -0.09% 0.44%
Member First Mortgage 12, -0.08% 0.29%
Pnc Bank 13, -0.08% 0.27%
Old National Bank 14, -0.07% 0.25%
Macatawa Bank 15, -0.06% 0.22%
Quicken Loans 16, -0.06% 12.09%
VanDyk Mortgage Corporation 17, -0.05% 4.77%
Bank of America 18, -0.05% 0.07%
Ruoff Home Mortgage 19, -0.04% 0.12%
Chemecal Bank 20, -0.04% 0.52%
United Federal Credit Union 21, -0.03% 0.07%
Amerisave Mortgage Corporation 22, -0.03% 0.15%
Pennymac Loan Services 23, -0.03% 0.44%
Newrez 24, -0.03% 0.20%
Level One Bank 25, -0.02% 0.07%
Flagstar Bank 26, -0.02% 2.83%
Comerica Bank 27, -0.02% 0.02%
Cason Home Loans 28, -0.02% 0.25%
Horizon Bank 29, -0.02% 0.02%
Lakeview Loan Servicing 30, -0.01% 0.69%
Mortgage Center 31, -0.01% 0.39%
Polaris Home Funding Corp 32, -0.01% 0.49%
The Federal Savings Bank 33, -0.01% 0.10%
New American Funding 34, 0.00% 0.61%
Michigan First Credit Union 35, 0.00% 0.29%
Royal United Mortgage 36, 0.01% 0.32%
Panorama Mortgage Group 37, 0.01% 1.01%
Guaranteed Rate Inc 38, 0.01% 0.71%
Navy Federal Credit Union 39, 0.01% 0.02%
HarborLight Credit Union 40, 0.01% 0.07%
JG Wentworth Home Lending 41, 0.01% 0.02%
Stockton Mortgage Corporation 42, 0.01% 0.34%
Gold Star Mortgage Financial Group, Corporation 43, 0.02% 0.91%
Michigan Mutual Inc DBA MiMutual Mortgage 44, 0.02% 0.84%
The Dart Bank 45, 0.02% 0.15%
Churchill Mortgage Corporation 46, 0.03% 0.66%
JPMorgan Chase Bank 47, 0.03% 0.05%
Towne Mortgage Company 48, 0.04% 2.85%
Carrington Mortgage Services 49, 0.04% 1.77%
Ark-La-Tex Financial Services 50, 0.05% 1.77%
Austin Capital Bank SSB 51, 0.05% 0.54%
Northern Mortgage Services 52, 0.05% 2.41%
Independent Bank 53, 0.05% 1.13%
Cardinal Financial Company LP 54, 0.06% 0.32%
Freedom Mortgage Corporation 55, 0.07% 1.03%
Primelending 56, 0.07% 1.23%
Top Flite Financial, Inc 57, 0.09% 0.86%
Finance of America Mortgage 58, 0.10% 4.30%
Inlanta Mortgage 59, 0.12% 1.47%
HomeBridge Financial Services, Inc 60, 0.12% 0.74%
Waterstone Mortgage Corp 61, 0.13% 0.47%
MMS Mortgage Services, Ltd 62, 0.14% 0.76%
Nationstar Mortgage 63, 0.14% 2.31%
LoanDepot 64, 0.15% 1.43%
Neighborhood Loans 65, 0.18% 4.89%
Union Home Mortgage Company 66, 0.21% 1.62%
Mortgage 1 Incorporated 67, 0.26% 6.81%
American Financial Resources Inc 68, 0.26% 1.52%
Success Mortgage Partners Inc 69, 0.37% 4.62%
Amerifirst Financial Corporation 70, 0.38% 1.52%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Lake Michigan Credit Union 1, -0.50% 9.30%
Huntington National Bank 2, -0.36% 4.06%
TCF National Bank 3, -0.25% 0.61%
Caliber Home Loans Inc 4, -0.22% 2.97%
Fifth Third Bank, National Association 5, -0.21% 2.91%
Northpointe Bank 6, -0.18% 2.87%
Mercantile Bank Of Michigan 7, -0.16% 0.95%
Consumers Credit Union 8, -0.15% 0.81%
Keller Mortgage 9, -0.14% 0.37%
Citizens Bank 10, -0.13% 0.81%
Member First Mortgage 11, -0.10% 0.34%
Old National Bank 12, -0.09% 0.27%
Pnc Bank 13, -0.09% 0.34%
Macatawa Bank 14, -0.08% 0.24%
Quicken Loans 15, -0.08% 4.12%
VanDyk Mortgage Corporation 16, -0.07% 5.88%
Freedom Mortgage Corporation 17, -0.06% 0.44%
Bank of America 18, -0.06% 0.10%
Chemecal Bank 19, -0.05% 0.64%
Ruoff Home Mortgage 20, -0.04% 0.17%
Flagstar Bank 21, -0.04% 3.41%
United Federal Credit Union 22, -0.04% 0.10%
Mortgage Center 23, -0.03% 0.34%
Level One Bank 24, -0.03% 0.10%
Polaris Home Funding Corp 25, -0.03% 0.41%
Cason Home Loans 26, -0.03% 0.30%
The Federal Savings Bank 27, -0.03% 0.07%
Comerica Bank 28, -0.02% 0.03%
Horizon Bank 29, -0.02% 0.03%
Lakeview Loan Servicing 30, -0.02% 0.07%
New American Funding 31, -0.02% 0.54%
Panorama Mortgage Group 32, -0.01% 1.01%
Newrez 33, -0.01% 0.03%
Guaranteed Rate Inc 34, -0.00% 0.78%
Michigan First Credit Union 35, 0.00% 0.34%
Navy Federal Credit Union 36, 0.00% 0.03%
HarborLight Credit Union 37, 0.00% 0.07%
Stockton Mortgage Corporation 38, 0.01% 0.34%
Gold Star Mortgage Financial Group, Corporation 39, 0.01% 1.12%
The Dart Bank 40, 0.02% 0.17%
Michigan Mutual Inc DBA MiMutual Mortgage 41, 0.02% 0.91%
Churchill Mortgage Corporation 42, 0.02% 0.85%
JPMorgan Chase Bank 43, 0.02% 0.03%
LoanDepot 44, 0.03% 0.54%
Royal United Mortgage 45, 0.03% 0.03%
Towne Mortgage Company 46, 0.03% 3.41%
Cardinal Financial Company LP 47, 0.03% 0.10%
Ark-La-Tex Financial Services 48, 0.04% 2.10%
Austin Capital Bank SSB 49, 0.05% 0.68%
Independent Bank 50, 0.05% 1.35%
Northern Mortgage Services 51, 0.07% 2.47%
Primelending 52, 0.08% 1.52%
Top Flite Financial, Inc 53, 0.08% 1.15%
HomeBridge Financial Services, Inc 54, 0.09% 0.30%
Finance of America Mortgage 55, 0.10% 5.65%
Waterstone Mortgage Corp 56, 0.13% 0.61%
Carrington Mortgage Services 57, 0.13% 0.64%
MMS Mortgage Services, Ltd 58, 0.14% 0.81%
Inlanta Mortgage 59, 0.14% 1.66%
Neighborhood Loans 60, 0.19% 6.19%
Union Home Mortgage Company 61, 0.22% 1.99%
Nationstar Mortgage 62, 0.23% 0.88%
Mortgage 1 Incorporated 63, 0.26% 9.03%
American Financial Resources Inc 64, 0.29% 1.83%
Success Mortgage Partners Inc 65, 0.39% 6.05%
Amerifirst Financial Corporation 66, 0.43% 1.72%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Lake Michigan Credit Union 1, -0.22% 3.24%
Huntington National Bank 2, -0.19% 4.41%
Caliber Home Loans Inc 3, -0.10% 2.70%
Ditech Financial 4, -0.08% 1.62%
Fifth Third Bank, National Association 5, -0.05% 2.70%
Quicken Loans 6, -0.04% 33.33%
TCF National Bank 7, -0.04% 0.36%
Northpointe Bank 8, -0.02% 1.08%
Northern Mortgage Services 9, -0.02% 2.25%
Amerisave Mortgage Corporation 10, -0.02% 0.54%
Newrez 11, -0.02% 0.63%
Pennymac Loan Services 12, -0.02% 1.62%
Success Mortgage Partners Inc 13, -0.00% 0.81%
Michigan First Credit Union 14, -0.00% 0.18%
Lakeview Loan Servicing 15, 0.00% 2.34%
Old National Bank 16, 0.01% 0.18%
Mercantile Bank Of Michigan 17, 0.01% 0.36%
Citizens Bank 18, 0.01% 0.18%
Consumers Credit Union 19, 0.01% 0.18%
Inlanta Mortgage 20, 0.02% 0.99%
Michigan Mutual Inc DBA MiMutual Mortgage 21, 0.02% 0.63%
Austin Capital Bank SSB 22, 0.02% 0.18%
Pnc Bank 23, 0.02% 0.09%
Royal United Mortgage 24, 0.02% 1.08%
Stockton Mortgage Corporation 25, 0.02% 0.36%
Macatawa Bank 26, 0.02% 0.18%
Carrington Mortgage Services 27, 0.02% 4.77%
Polaris Home Funding Corp 28, 0.02% 0.72%
Member First Mortgage 29, 0.02% 0.18%
Churchill Mortgage Corporation 30, 0.02% 0.18%
American Financial Resources Inc 31, 0.02% 0.72%
Chemecal Bank 32, 0.02% 0.18%
The Federal Savings Bank 33, 0.02% 0.18%
Mortgage Center 34, 0.03% 0.54%
JG Wentworth Home Lending 35, 0.03% 0.09%
HarborLight Credit Union 36, 0.03% 0.09%
Primelending 37, 0.03% 0.45%
Cason Home Loans 38, 0.03% 0.09%
The Dart Bank 39, 0.03% 0.09%
Towne Mortgage Company 40, 0.03% 1.35%
New American Funding 41, 0.04% 0.81%
Guaranteed Rate Inc 42, 0.04% 0.54%
Waterstone Mortgage Corp 43, 0.04% 0.09%
Top Flite Financial, Inc 44, 0.04% 0.09%
VanDyk Mortgage Corporation 45, 0.04% 1.80%
Independent Bank 46, 0.04% 0.54%
Neighborhood Loans 47, 0.05% 1.44%
JPMorgan Chase Bank 48, 0.05% 0.09%
Gold Star Mortgage Financial Group, Corporation 49, 0.06% 0.36%
Panorama Mortgage Group 50, 0.06% 0.99%
Mortgage 1 Incorporated 51, 0.07% 0.90%
Cardinal Financial Company LP 52, 0.08% 0.90%
Ark-La-Tex Financial Services 53, 0.08% 0.90%
Flagstar Bank 54, 0.08% 1.26%
Finance of America Mortgage 55, 0.12% 0.72%
Nationstar Mortgage 56, 0.12% 6.13%
MMS Mortgage Services, Ltd 57, 0.12% 0.63%
Union Home Mortgage Company 58, 0.12% 0.63%
Amerifirst Financial Corporation 59, 0.13% 0.99%
Freedom Mortgage Corporation 60, 0.14% 2.61%
HomeBridge Financial Services, Inc 61, 0.15% 1.89%
LoanDepot 62, 0.21% 3.78%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Old National Bank 1, -0.07% 14.83%
Fifth Third Bank, National Association 2, -0.01% 4.07%
Pnc Bank 3, -0.00% 3.20%
Huntington National Bank 4, -0.00% 4.07%
JPMorgan Chase Bank 5, 0.01% 5.23%
Us Bank 6, 0.01% 1.16%
LoanDepot 7, 0.01% 0.29%
Lake Michigan Credit Union 8, 0.01% 34.30%
State Farm Bank 9, 0.01% 0.29%
Guaranteed Rate Inc 10, 0.01% 1.16%
Caliber Home Loans Inc 11, 0.01% 0.29%
United Federal Credit Union 12, 0.01% 0.29%
Keller Mortgage 13, 0.01% 0.58%
Wells Fargo Bank 14, 0.01% 2.91%
Arbor Financial Credit Union 15, 0.01% 0.58%
Inlanta Mortgage 16, 0.01% 0.29%
Adventure Credit Union 17, 0.01% 0.58%
Bank of America 18, 0.02% 3.49%
Mortgage 1 Incorporated 19, 0.02% 0.87%
GreenStone Farm Credit Services 20, 0.02% 0.58%
Chemecal Bank 21, 0.02% 1.45%
Mercantile Bank Of Michigan 22, 0.02% 0.58%
Mortgage Center 23, 0.02% 0.29%
The Dart Bank 24, 0.02% 0.29%
Towne Mortgage Company 25, 0.02% 0.29%
TCF National Bank 26, 0.02% 2.91%
Navy Federal Credit Union 27, 0.02% 0.87%
Michigan State University Federal Credit Union 28, 0.02% 0.29%
Horizon Bank 29, 0.03% 1.16%
Northpointe Bank 30, 0.03% 0.58%
Ark-La-Tex Financial Services 31, 0.03% 0.58%
Flagstar Bank 32, 0.03% 0.58%
Macatawa Bank 33, 0.03% 1.74%
Consumers Credit Union 34, 0.03% 1.45%
Independent Bank 35, 0.03% 6.69%
Quicken Loans 36, 0.05% 1.16%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Old National Bank 1, -0.04% 11.11%
Fifth Third Bank, National Association 2, -0.02% 4.58%
Us Bank 3, -0.01% 1.96%
Lake Michigan Credit Union 4, -0.00% 39.22%
TCF National Bank 5, 0.00% 1.96%
State Farm Bank 6, 0.00% 0.65%
JPMorgan Chase Bank 7, 0.00% 5.88%
Guaranteed Rate Inc 8, 0.00% 1.96%
Mortgage 1 Incorporated 9, 0.00% 0.65%
Caliber Home Loans Inc 10, 0.00% 0.65%
United Federal Credit Union 11, 0.00% 0.65%
Macatawa Bank 12, 0.00% 0.65%
Keller Mortgage 13, 0.00% 1.31%
Pnc Bank 14, 0.00% 1.31%
Bank of America 15, 0.01% 1.96%
Chemecal Bank 16, 0.01% 1.96%
Wells Fargo Bank 17, 0.01% 3.92%
Adventure Credit Union 18, 0.01% 0.65%
Mortgage Center 19, 0.01% 0.65%
Huntington National Bank 20, 0.01% 1.96%
Horizon Bank 21, 0.01% 0.65%
The Dart Bank 22, 0.01% 0.65%
Towne Mortgage Company 23, 0.01% 0.65%
Mercantile Bank Of Michigan 24, 0.01% 0.65%
Michigan State University Federal Credit Union 25, 0.02% 0.65%
Northpointe Bank 26, 0.02% 0.65%
Navy Federal Credit Union 27, 0.02% 0.65%
Flagstar Bank 28, 0.02% 1.31%
Consumers Credit Union 29, 0.03% 2.61%
Quicken Loans 30, 0.03% 0.65%
Ark-La-Tex Financial Services 31, 0.03% 0.65%
Independent Bank 32, 0.05% 6.54%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Old National Bank 1, -0.09% 17.80%
Huntington National Bank 2, -0.01% 5.76%
Pnc Bank 3, -0.00% 4.71%
Fifth Third Bank, National Association 4, 0.00% 3.66%
JPMorgan Chase Bank 5, 0.01% 4.71%
Wells Fargo Bank 6, 0.01% 2.09%
Adventure Credit Union 7, 0.01% 0.52%
LoanDepot 8, 0.01% 0.52%
Guaranteed Rate Inc 9, 0.02% 0.52%
Arbor Financial Credit Union 10, 0.02% 1.05%
Inlanta Mortgage 11, 0.02% 0.52%
Mercantile Bank Of Michigan 12, 0.02% 0.52%
Lake Michigan Credit Union 13, 0.02% 30.37%
Bank of America 14, 0.02% 4.71%
GreenStone Farm Credit Services 15, 0.02% 1.05%
Independent Bank 16, 0.02% 6.81%
Us Bank 17, 0.02% 0.52%
Mortgage 1 Incorporated 18, 0.02% 1.05%
Chemecal Bank 19, 0.03% 1.05%
Navy Federal Credit Union 20, 0.03% 1.05%
Ark-La-Tex Financial Services 21, 0.03% 0.52%
TCF National Bank 22, 0.03% 3.66%
Horizon Bank 23, 0.03% 1.57%
Northpointe Bank 24, 0.04% 0.52%
Macatawa Bank 25, 0.04% 2.62%
Consumers Credit Union 26, 0.04% 0.52%
Quicken Loans 27, 0.06% 1.57%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.24% 4.12%
Lake Michigan Credit Union 2, -0.17% 6.04%
Usaa Federal Savings Bank 3, -0.15% 7.24%
Lakeview Loan Servicing 4, -0.11% 1.42%
TCF National Bank 5, -0.10% 1.14%
Caliber Home Loans Inc 6, -0.08% 3.55%
Fifth Third Bank, National Association 7, -0.06% 1.49%
Pennymac Loan Services 8, -0.05% 1.42%
Wells Fargo Bank 9, -0.05% 0.64%
Consumers Credit Union 10, -0.04% 0.50%
LoanDepot 11, -0.04% 4.05%
Huntington National Bank 12, -0.04% 2.34%
Amerisave Mortgage Corporation 13, -0.03% 0.57%
Keller Mortgage 14, -0.02% 0.14%
New American Funding 15, -0.02% 0.43%
Northpointe Bank 16, -0.02% 1.35%
Cason Home Loans 17, -0.01% 0.14%
Member First Mortgage 18, -0.01% 0.14%
Pnc Bank 19, -0.01% 0.50%
Primelending 20, -0.01% 1.14%
Northern Mortgage Services 21, -0.01% 1.42%
Bank of America 22, -0.01% 0.07%
MMS Mortgage Services, Ltd 23, -0.01% 0.28%
HomeBridge Financial Services, Inc 24, -0.01% 0.78%
Polaris Home Funding Corp 25, -0.01% 1.14%
Horizon Bank 26, -0.00% 0.07%
Panorama Mortgage Group 27, -0.00% 0.21%
Towne Mortgage Company 28, -0.00% 1.21%
Guaranteed Rate Inc 29, -0.00% 0.78%
Old National Bank 30, -0.00% 0.28%
Ark-La-Tex Financial Services 31, -0.00% 6.89%
VanDyk Mortgage Corporation 32, -0.00% 1.49%
Cardinal Financial Company LP 33, 0.00% 0.21%
Churchill Mortgage Corporation 34, 0.00% 0.78%
Top Flite Financial, Inc 35, 0.00% 0.36%
Ditech Financial 36, 0.01% 0.50%
Us Bank 37, 0.01% 0.14%
Newrez 38, 0.01% 0.36%
The Dart Bank 39, 0.01% 0.07%
Mortgage Center 40, 0.01% 0.36%
United Federal Credit Union 41, 0.01% 0.07%
JG Wentworth Home Lending 42, 0.01% 0.36%
Waterstone Mortgage Corp 43, 0.01% 0.07%
Austin Capital Bank SSB 44, 0.01% 0.28%
Stockton Mortgage Corporation 45, 0.02% 0.21%
JPMorgan Chase Bank 46, 0.02% 0.28%
Chemecal Bank 47, 0.03% 0.50%
Royal United Mortgage 48, 0.03% 0.21%
Michigan Mutual Inc DBA MiMutual Mortgage 49, 0.03% 0.57%
American Financial Resources Inc 50, 0.03% 0.21%
Inlanta Mortgage 51, 0.04% 0.57%
Independent Bank 52, 0.04% 1.21%
Nationstar Mortgage 53, 0.04% 1.21%
Gold Star Mortgage Financial Group, Corporation 54, 0.05% 0.28%
Flagstar Bank 55, 0.05% 2.56%
Union Home Mortgage Company 56, 0.06% 1.49%
Carrington Mortgage Services 57, 0.06% 1.56%
The Federal Savings Bank 58, 0.07% 1.99%
Quicken Loans 59, 0.07% 11.93%
Finance of America Mortgage 60, 0.08% 2.27%
Neighborhood Loans 61, 0.08% 3.62%
Freedom Mortgage Corporation 62, 0.10% 2.56%
Success Mortgage Partners Inc 63, 0.11% 2.27%
Amerifirst Financial Corporation 64, 0.12% 1.07%
Mortgage 1 Incorporated 65, 0.15% 4.12%
NewDay USA 66, 0.34% 2.77%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.27% 6.13%
Lake Michigan Credit Union 2, -0.15% 8.27%
Usaa Federal Savings Bank 3, -0.13% 9.27%
Fifth Third Bank, National Association 4, -0.05% 1.43%
TCF National Bank 5, -0.05% 0.86%
Huntington National Bank 6, -0.04% 2.71%
Wells Fargo Bank 7, -0.03% 1.14%
Pennymac Loan Services 8, -0.03% 0.43%
Consumers Credit Union 9, -0.03% 0.86%
Quicken Loans 10, -0.02% 5.56%
Keller Mortgage 11, -0.00% 0.29%
Caliber Home Loans Inc 12, 0.00% 3.00%
Guaranteed Rate Inc 13, 0.00% 0.57%
Northpointe Bank 14, 0.00% 1.43%
Cason Home Loans 15, 0.00% 0.29%
Pnc Bank 16, 0.01% 0.86%
Member First Mortgage 17, 0.01% 0.29%
Nationstar Mortgage 18, 0.01% 0.71%
Primelending 19, 0.01% 2.28%
MMS Mortgage Services, Ltd 20, 0.01% 0.43%
Newrez 21, 0.01% 0.14%
Northern Mortgage Services 22, 0.01% 1.85%
Horizon Bank 23, 0.01% 0.14%
Old National Bank 24, 0.02% 0.43%
The Federal Savings Bank 25, 0.02% 0.14%
Cardinal Financial Company LP 26, 0.02% 0.14%
Polaris Home Funding Corp 27, 0.03% 1.43%
Freedom Mortgage Corporation 28, 0.03% 0.29%
Top Flite Financial, Inc 29, 0.03% 0.43%
The Dart Bank 30, 0.03% 0.14%
United Federal Credit Union 31, 0.03% 0.14%
Us Bank 32, 0.03% 0.14%
Mortgage Center 33, 0.03% 0.29%
Chemecal Bank 34, 0.03% 0.29%
Waterstone Mortgage Corp 35, 0.03% 0.14%
LoanDepot 36, 0.03% 0.29%
Ark-La-Tex Financial Services 37, 0.03% 10.56%
Towne Mortgage Company 38, 0.03% 1.43%
NewDay USA 39, 0.04% 0.71%
Churchill Mortgage Corporation 40, 0.04% 1.00%
JG Wentworth Home Lending 41, 0.04% 0.43%
Austin Capital Bank SSB 42, 0.04% 0.43%
New American Funding 43, 0.04% 0.29%
Panorama Mortgage Group 44, 0.04% 0.14%
VanDyk Mortgage Corporation 45, 0.04% 1.71%
Stockton Mortgage Corporation 46, 0.04% 0.29%
JPMorgan Chase Bank 47, 0.04% 0.57%
American Financial Resources Inc 48, 0.06% 0.29%
Gold Star Mortgage Financial Group, Corporation 49, 0.07% 0.57%
Inlanta Mortgage 50, 0.07% 0.71%
Michigan Mutual Inc DBA MiMutual Mortgage 51, 0.07% 0.43%
Independent Bank 52, 0.08% 1.57%
HomeBridge Financial Services, Inc 53, 0.08% 0.29%
Union Home Mortgage Company 54, 0.08% 2.00%
Flagstar Bank 55, 0.08% 2.43%
Finance of America Mortgage 56, 0.10% 3.99%
Neighborhood Loans 57, 0.11% 5.56%
Carrington Mortgage Services 58, 0.12% 0.57%
Amerifirst Financial Corporation 59, 0.16% 1.71%
Success Mortgage Partners Inc 60, 0.17% 3.00%
Mortgage 1 Incorporated 61, 0.19% 6.13%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Lake Michigan Credit Union 1, -0.18% 3.82%
Usaa Federal Savings Bank 2, -0.17% 5.23%
Caliber Home Loans Inc 3, -0.14% 4.10%
TCF National Bank 4, -0.14% 1.41%
Lakeview Loan Servicing 5, -0.13% 2.83%
Navy Federal Credit Union 6, -0.12% 2.12%
Pennymac Loan Services 7, -0.07% 2.40%
Fifth Third Bank, National Association 8, -0.07% 1.56%
Ark-La-Tex Financial Services 9, -0.07% 3.25%
New American Funding 10, -0.06% 0.57%
LoanDepot 11, -0.06% 7.78%
Amerisave Mortgage Corporation 12, -0.05% 1.13%
VanDyk Mortgage Corporation 13, -0.05% 1.27%
Towne Mortgage Company 14, -0.05% 0.99%
Northpointe Bank 15, -0.04% 1.27%
Polaris Home Funding Corp 16, -0.04% 0.85%
HomeBridge Financial Services, Inc 17, -0.04% 1.27%
Churchill Mortgage Corporation 18, -0.04% 0.57%
Panorama Mortgage Group 19, -0.03% 0.28%
Northern Mortgage Services 20, -0.03% 0.99%
Austin Capital Bank SSB 21, -0.03% 0.14%
Old National Bank 22, -0.03% 0.14%
Bank of America 23, -0.03% 0.14%
Consumers Credit Union 24, -0.03% 0.14%
Pnc Bank 25, -0.02% 0.14%
Wells Fargo Bank 26, -0.02% 0.14%
JG Wentworth Home Lending 27, -0.02% 0.28%
Cardinal Financial Company LP 28, -0.02% 0.28%
Huntington National Bank 29, -0.02% 1.98%
Top Flite Financial, Inc 30, -0.02% 0.28%
Independent Bank 31, -0.02% 0.85%
MMS Mortgage Services, Ltd 32, -0.02% 0.14%
Guaranteed Rate Inc 33, -0.01% 0.99%
Us Bank 34, -0.01% 0.14%
Finance of America Mortgage 35, -0.01% 0.57%
Ditech Financial 36, -0.01% 0.99%
Mortgage Center 37, -0.01% 0.42%
Newrez 38, -0.01% 0.57%
Inlanta Mortgage 39, -0.01% 0.42%
Michigan Mutual Inc DBA MiMutual Mortgage 40, -0.00% 0.71%
Stockton Mortgage Corporation 41, 0.00% 0.14%
Amerifirst Financial Corporation 42, 0.00% 0.42%
American Financial Resources Inc 43, 0.01% 0.14%
Success Mortgage Partners Inc 44, 0.01% 1.56%
Royal United Mortgage 45, 0.01% 0.42%
Chemecal Bank 46, 0.02% 0.71%
Union Home Mortgage Company 47, 0.02% 0.99%
Flagstar Bank 48, 0.03% 2.69%
Neighborhood Loans 49, 0.03% 1.70%
Carrington Mortgage Services 50, 0.04% 2.55%
Mortgage 1 Incorporated 51, 0.04% 2.12%
Nationstar Mortgage 52, 0.05% 1.70%
The Federal Savings Bank 53, 0.06% 3.82%
Freedom Mortgage Corporation 54, 0.09% 4.81%
Quicken Loans 55, 0.09% 18.25%
NewDay USA 56, 0.37% 4.81%

* Data is compiled for the Grand Rapids, MI commuting zone area, which comprises of counties of Allegan County, MI, Barry County, MI, Ionia County, MI, Kent County, MI, Montcalm County, MI, Muskegon County, MI, Newaygo County, MI, Oceana County, MI, and Ottawa County, MI. This includes cities/towns/communities of Grand Rapids, MI as well as Wyoming, MI, Kentwood, MI, Forest Hills, MI, Jenison, MI, Norton Shores, MI, Grand Haven, MI, Holland, MI, Rockford, MI, Muskegon, MI, Comstock Park, MI, Allendale, MI, Cutlerville, MI, East Grand Rapids, MI, Northview, MI, Byron Center, MI, Grandville, MI, Walker, MI, Beechwood, MI, Greenville, MI, Hastings, MI, Lowell, MI, Zeeland, MI, Spring Lake, MI, Middleville, MI, Saugatuck, MI, Allegan, MI, Caledonia, MI, Hudsonville, MI, Delton, MI, North Muskegon, MI, Plainwell, MI, Lyons, MI, Portland, MI, Ionia, MI, Otsego, MI, Wolf Lake, MI, Holland, MI, Sparta, MI, Fruitport, MI, Wayland, MI, Clarksville, MI, Twin Lake, MI, Howard City, MI, Freeport, MI, Whitehall, MI, Newaygo, MI, Fremont, MI, Ravenna, MI, Fennville, MI, and Sheridan, MI. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

This page ranks the top mortgage lenders in the Grand Rapids, MI area. For mortgage lender rankings of other cities, click here.