Top Mortgage Lenders in the Mobile, AL area

Which mortgage lender in the Mobile, AL area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Mobile, AL area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Mobile, AL area is Trustmark National Bank, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.19%. This means that Trustmark National Bank provided a -0.19% lower interest rate for its customers than other lenders in Mobile, AL for a similar set of borrowers. Trustmark National Bank has a market share of 9.3%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 9.4%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.11% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Mobile, AL area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Mobile, AL is Trustmark National Bank. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Trustmark National Bank. The cheapest VA mortgage provider is Navy Federal Credit Union. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Trustmark National Bank 1, -0.19% 9.26%
Gmfs 2, -0.11% 3.72%
DHI Mortgage Company Limited 3, -0.10% 5.03%
Tyndall Federal Credit Union 4, -0.10% 0.92%
Centerstate Bank 5, -0.08% 1.50%
Fairway Independent Mort Corp 6, -0.07% 4.08%
Guaranty Home Mortgage Corporation 7, -0.06% 0.91%
Amerisave Mortgage Corporation 8, -0.06% 0.44%
Alabama Credit Union 9, -0.06% 0.50%
BancorpSouth Bank 10, -0.06% 3.55%
Hancock Whitney Bank 11, -0.05% 1.31%
Bank of America 12, -0.05% 0.47%
Truist Bank 13, -0.05% 0.75%
SWBC Mortgage Corporation 14, -0.05% 1.53%
SouthPoint Bank 15, -0.04% 1.09%
Navy Federal Credit Union 16, -0.04% 1.96%
First Federal Bank A FSB 17, -0.04% 0.84%
Wells Fargo Bank 18, -0.04% 2.79%
Renasant Bank 19, -0.03% 1.82%
JPMorgan Chase Bank 20, -0.02% 0.71%
Iberiabank 21, -0.02% 1.27%
LoanDepot 22, -0.02% 1.51%
Pnc Bank 23, -0.02% 2.29%
Pennymac Loan Services 24, -0.02% 0.80%
Usaa Federal Savings Bank 25, -0.01% 1.55%
Community Bank Of Mississippi 26, -0.01% 1.13%
Citizens Bank 27, -0.01% 1.51%
Magnolia Bank Incorporated 28, -0.01% 0.47%
Home Point Financial Corporation 29, -0.00% 2.90%
DSLD Mortgage 30, 0.00% 0.60%
Resource Financial Services, Inc 31, 0.00% 0.38%
FirstBank 32, 0.01% 3.36%
Regions Bank 33, 0.01% 6.49%
Freedom Mortgage Corporation 34, 0.02% 0.83%
Carrington Mortgage Services 35, 0.02% 0.60%
CMG Mortgage Inc 36, 0.03% 1.32%
HomeTrust Mortgage Company 37, 0.03% 0.79%
Direct Mortgage Loans 38, 0.04% 0.52%
Nations Lending Corporation 39, 0.05% 0.33%
Crescent Mortgage Company 40, 0.05% 0.39%
Cardinal Financial Company LP 41, 0.05% 0.31%
Bbva Usa 42, 0.06% 1.24%
The First A National Banking Association 43, 0.06% 0.93%
Bank of England 44, 0.07% 1.05%
Caliber Home Loans Inc 45, 0.07% 1.66%
Acopia Capital Group 46, 0.07% 0.36%
Southeast Mortgage of Georgia 47, 0.07% 0.33%
Primelending 48, 0.09% 1.10%
Movement Mortgage 49, 0.10% 2.03%
Hamilton Mortgage Corporation 50, 0.10% 0.66%
Quicken Loans 51, 0.11% 9.44%
Nationstar Mortgage 52, 0.12% 0.88%
Southwest Funding LP 53, 0.13% 0.37%
RPM Mortgage 54, 0.14% 0.40%
Hometown Lenders INC 55, 0.15% 0.92%
Home Point Mortgage Acceptance Corporation 56, 0.23% 2.35%
Embrace Home Loans, Inc 57, 0.30% 2.12%
Supreme Lending/ Everett Financial Inc 58, 0.34% 1.22%
NewDay USA 59, 0.37% 0.42%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Trustmark National Bank 1, -0.18% 9.93%
Gmfs 2, -0.12% 4.18%
Wells Fargo Bank 3, -0.10% 2.77%
Tyndall Federal Credit Union 4, -0.10% 0.78%
DHI Mortgage Company Limited 5, -0.09% 7.27%
Regions Bank 6, -0.08% 5.42%
Bank of America 7, -0.07% 0.41%
Fairway Independent Mort Corp 8, -0.07% 5.21%
Guaranty Home Mortgage Corporation 9, -0.07% 1.02%
Freedom Mortgage Corporation 10, -0.06% 0.65%
Centerstate Bank 11, -0.06% 1.41%
BancorpSouth Bank 12, -0.06% 4.31%
Truist Bank 13, -0.05% 0.61%
Pnc Bank 14, -0.05% 0.74%
SouthPoint Bank 15, -0.04% 1.35%
SWBC Mortgage Corporation 16, -0.04% 2.05%
First Federal Bank A FSB 17, -0.04% 0.88%
JPMorgan Chase Bank 18, -0.03% 0.58%
Hancock Whitney Bank 19, -0.03% 1.24%
Navy Federal Credit Union 20, -0.03% 2.42%
Iberiabank 21, -0.02% 1.25%
Alabama Credit Union 22, -0.02% 0.24%
Renasant Bank 23, -0.01% 1.91%
Community Bank Of Mississippi 24, -0.00% 1.25%
Usaa Federal Savings Bank 25, -0.00% 1.78%
DSLD Mortgage 26, 0.01% 0.87%
Resource Financial Services, Inc 27, 0.01% 0.48%
LoanDepot 28, 0.01% 0.44%
Magnolia Bank Incorporated 29, 0.01% 0.40%
Citizens Bank 30, 0.01% 1.54%
Pennymac Loan Services 31, 0.02% 0.17%
Home Point Financial Corporation 32, 0.03% 2.72%
Amerisave Mortgage Corporation 33, 0.03% 0.17%
FirstBank 34, 0.04% 3.88%
HomeTrust Mortgage Company 35, 0.04% 1.15%
Crescent Mortgage Company 36, 0.04% 0.44%
Direct Mortgage Loans 37, 0.05% 0.70%
The First A National Banking Association 38, 0.05% 0.81%
Bbva Usa 39, 0.05% 1.10%
Nations Lending Corporation 40, 0.06% 0.41%
CMG Mortgage Inc 41, 0.06% 1.31%
Carrington Mortgage Services 42, 0.08% 0.16%
Cardinal Financial Company LP 43, 0.08% 0.27%
NewDay USA 44, 0.08% 0.07%
Acopia Capital Group 45, 0.09% 0.46%
Nationstar Mortgage 46, 0.09% 0.47%
Bank of England 47, 0.10% 1.17%
Primelending 48, 0.10% 1.52%
Southeast Mortgage of Georgia 49, 0.10% 0.36%
Caliber Home Loans Inc 50, 0.10% 1.78%
Hamilton Mortgage Corporation 51, 0.13% 0.70%
Movement Mortgage 52, 0.13% 2.48%
RPM Mortgage 53, 0.15% 0.57%
Hometown Lenders INC 54, 0.16% 1.28%
Southwest Funding LP 55, 0.16% 0.44%
Quicken Loans 56, 0.17% 5.04%
Home Point Mortgage Acceptance Corporation 57, 0.27% 2.79%
Embrace Home Loans, Inc 58, 0.35% 2.72%
Supreme Lending/ Everett Financial Inc 59, 0.38% 1.49%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Trustmark National Bank 1, -0.19% 7.78%
Centerstate Bank 2, -0.12% 1.69%
Amerisave Mortgage Corporation 3, -0.11% 1.03%
Tyndall Federal Credit Union 4, -0.11% 1.22%
Hancock Whitney Bank 5, -0.10% 1.47%
Alabama Credit Union 6, -0.09% 1.07%
Navy Federal Credit Union 7, -0.09% 0.94%
FirstBank 8, -0.08% 2.20%
Gmfs 9, -0.08% 2.70%
Renasant Bank 10, -0.07% 1.63%
Citizens Bank 11, -0.07% 1.44%
Home Point Financial Corporation 12, -0.06% 3.29%
First Federal Bank A FSB 13, -0.05% 0.75%
Usaa Federal Savings Bank 14, -0.05% 1.03%
Truist Bank 15, -0.05% 1.07%
LoanDepot 16, -0.04% 3.86%
Magnolia Bank Incorporated 17, -0.04% 0.63%
Community Bank Of Mississippi 18, -0.04% 0.85%
CMG Mortgage Inc 19, -0.04% 1.35%
Pennymac Loan Services 20, -0.04% 2.20%
Guaranty Home Mortgage Corporation 21, -0.03% 0.66%
Bank of America 22, -0.03% 0.60%
BancorpSouth Bank 23, -0.03% 1.88%
Resource Financial Services, Inc 24, -0.03% 0.16%
Pnc Bank 25, -0.03% 5.71%
Iberiabank 26, -0.02% 1.32%
SouthPoint Bank 27, -0.02% 0.50%
JPMorgan Chase Bank 28, -0.02% 1.00%
Fairway Independent Mort Corp 29, -0.02% 1.60%
SWBC Mortgage Corporation 30, -0.02% 0.38%
Movement Mortgage 31, -0.02% 1.03%
Embrace Home Loans, Inc 32, -0.02% 0.82%
Caliber Home Loans Inc 33, -0.01% 1.41%
Bank of England 34, -0.01% 0.78%
DHI Mortgage Company Limited 35, -0.01% 0.09%
RPM Mortgage 36, -0.01% 0.03%
Carrington Mortgage Services 37, -0.00% 1.57%
Direct Mortgage Loans 38, -0.00% 0.13%
Cardinal Financial Company LP 39, -0.00% 0.41%
Acopia Capital Group 40, 0.00% 0.16%
Southwest Funding LP 41, 0.00% 0.22%
Primelending 42, 0.01% 0.16%
Southeast Mortgage of Georgia 43, 0.01% 0.28%
Nations Lending Corporation 44, 0.02% 0.16%
Hometown Lenders INC 45, 0.03% 0.13%
Hamilton Mortgage Corporation 46, 0.05% 0.56%
Bbva Usa 47, 0.06% 1.57%
Quicken Loans 48, 0.07% 19.16%
Crescent Mortgage Company 49, 0.07% 0.28%
The First A National Banking Association 50, 0.07% 1.19%
Home Point Mortgage Acceptance Corporation 51, 0.08% 1.38%
Wells Fargo Bank 52, 0.09% 2.82%
Freedom Mortgage Corporation 53, 0.11% 1.22%
Nationstar Mortgage 54, 0.12% 1.79%
Regions Bank 55, 0.14% 8.84%
Supreme Lending/ Everett Financial Inc 56, 0.16% 0.63%
NewDay USA 57, 0.39% 1.19%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Trustmark National Bank 1, -0.17% 10.76%
DHI Mortgage Company Limited 2, -0.16% 3.79%
Tyndall Federal Credit Union 3, -0.11% 1.13%
Gmfs 4, -0.11% 3.40%
Amerisave Mortgage Corporation 5, -0.10% 0.46%
Centerstate Bank 6, -0.09% 2.13%
SWBC Mortgage Corporation 7, -0.08% 1.24%
Alabama Credit Union 8, -0.07% 0.72%
Bank of America 9, -0.06% 0.63%
Truist Bank 10, -0.06% 0.95%
First Federal Bank A FSB 11, -0.06% 1.01%
LoanDepot 12, -0.06% 1.12%
BancorpSouth Bank 13, -0.06% 4.49%
Hancock Whitney Bank 14, -0.05% 1.33%
Wells Fargo Bank 15, -0.04% 3.70%
Resource Financial Services, Inc 16, -0.04% 0.24%
JPMorgan Chase Bank 17, -0.04% 0.88%
Iberiabank 18, -0.03% 1.49%
Carrington Mortgage Services 19, -0.03% 0.18%
Renasant Bank 20, -0.03% 2.04%
Pnc Bank 21, -0.02% 3.28%
Fairway Independent Mort Corp 22, -0.02% 2.64%
Citizens Bank 23, -0.01% 1.97%
Usaa Federal Savings Bank 24, -0.01% 0.94%
SouthPoint Bank 25, -0.01% 0.89%
Community Bank Of Mississippi 26, -0.00% 1.27%
Guaranty Home Mortgage Corporation 27, 0.01% 0.79%
FirstBank 28, 0.01% 3.58%
Direct Mortgage Loans 29, 0.01% 0.45%
CMG Mortgage Inc 30, 0.01% 1.00%
DSLD Mortgage 31, 0.01% 0.61%
Regions Bank 32, 0.02% 8.35%
Cardinal Financial Company LP 33, 0.03% 0.25%
Home Point Financial Corporation 34, 0.03% 2.80%
Nations Lending Corporation 35, 0.04% 0.19%
Primelending 36, 0.04% 1.00%
HomeTrust Mortgage Company 37, 0.04% 0.45%
Pennymac Loan Services 38, 0.04% 0.36%
Bank of England 39, 0.05% 1.00%
Hometown Lenders INC 40, 0.05% 0.40%
Bbva Usa 41, 0.06% 1.76%
The First A National Banking Association 42, 0.06% 1.34%
Magnolia Bank Incorporated 43, 0.06% 0.10%
Caliber Home Loans Inc 44, 0.07% 1.33%
Acopia Capital Group 45, 0.07% 0.24%
Crescent Mortgage Company 46, 0.08% 0.43%
RPM Mortgage 47, 0.08% 0.27%
Southeast Mortgage of Georgia 48, 0.08% 0.34%
Freedom Mortgage Corporation 49, 0.08% 0.24%
Southwest Funding LP 50, 0.10% 0.24%
Hamilton Mortgage Corporation 51, 0.11% 0.95%
Movement Mortgage 52, 0.11% 2.34%
Quicken Loans 53, 0.13% 9.82%
Nationstar Mortgage 54, 0.13% 0.57%
Embrace Home Loans, Inc 55, 0.18% 0.92%
Navy Federal Credit Union 56, 0.19% 1.30%
Home Point Mortgage Acceptance Corporation 57, 0.29% 2.25%
Supreme Lending/ Everett Financial Inc 58, 0.38% 1.67%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
DHI Mortgage Company Limited 1, -0.16% 5.82%
Trustmark National Bank 2, -0.15% 11.36%
Tyndall Federal Credit Union 3, -0.12% 0.92%
Wells Fargo Bank 4, -0.12% 3.72%
Gmfs 5, -0.12% 3.82%
Regions Bank 6, -0.09% 6.87%
Bank of America 7, -0.09% 0.60%
SWBC Mortgage Corporation 8, -0.08% 1.79%
Truist Bank 9, -0.08% 0.76%
Centerstate Bank 10, -0.07% 2.11%
Pnc Bank 11, -0.07% 1.01%
JPMorgan Chase Bank 12, -0.06% 0.69%
BancorpSouth Bank 13, -0.06% 5.70%
First Federal Bank A FSB 14, -0.06% 1.13%
Resource Financial Services, Inc 15, -0.04% 0.30%
Iberiabank 16, -0.04% 1.59%
Alabama Credit Union 17, -0.02% 0.37%
Fairway Independent Mort Corp 18, -0.01% 3.26%
Renasant Bank 19, -0.00% 2.05%
LoanDepot 20, -0.00% 0.39%
SouthPoint Bank 21, -0.00% 1.06%
Hancock Whitney Bank 22, -0.00% 1.17%
Usaa Federal Savings Bank 23, 0.01% 1.13%
Community Bank Of Mississippi 24, 0.01% 1.45%
Citizens Bank 25, 0.01% 2.09%
Freedom Mortgage Corporation 26, 0.01% 0.11%
Pennymac Loan Services 27, 0.02% 0.14%
Direct Mortgage Loans 28, 0.02% 0.62%
Amerisave Mortgage Corporation 29, 0.02% 0.11%
DSLD Mortgage 30, 0.02% 0.94%
Guaranty Home Mortgage Corporation 31, 0.02% 0.80%
FirstBank 32, 0.03% 4.32%
Nations Lending Corporation 33, 0.04% 0.30%
Primelending 34, 0.04% 1.47%
The First A National Banking Association 35, 0.05% 1.20%
HomeTrust Mortgage Company 36, 0.05% 0.69%
Cardinal Financial Company LP 37, 0.05% 0.18%
Bbva Usa 38, 0.05% 1.63%
Carrington Mortgage Services 39, 0.05% 0.02%
CMG Mortgage Inc 40, 0.06% 0.94%
Hometown Lenders INC 41, 0.06% 0.57%
Bank of England 42, 0.07% 1.20%
Nationstar Mortgage 43, 0.07% 0.23%
Caliber Home Loans Inc 44, 0.07% 1.66%
Magnolia Bank Incorporated 45, 0.08% 0.11%
Crescent Mortgage Company 46, 0.08% 0.46%
Acopia Capital Group 47, 0.08% 0.37%
Home Point Financial Corporation 48, 0.08% 2.64%
RPM Mortgage 49, 0.09% 0.39%
Southeast Mortgage of Georgia 50, 0.11% 0.34%
Hamilton Mortgage Corporation 51, 0.13% 1.06%
Southwest Funding LP 52, 0.13% 0.25%
Movement Mortgage 53, 0.14% 3.06%
Quicken Loans 54, 0.19% 5.24%
Embrace Home Loans, Inc 55, 0.23% 1.15%
Navy Federal Credit Union 56, 0.25% 1.68%
Home Point Mortgage Acceptance Corporation 57, 0.34% 2.80%
Supreme Lending/ Everett Financial Inc 58, 0.42% 2.14%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Trustmark National Bank 1, -0.20% 9.67%
Amerisave Mortgage Corporation 2, -0.13% 1.10%
Centerstate Bank 3, -0.12% 2.16%
Hancock Whitney Bank 4, -0.12% 1.61%
Tyndall Federal Credit Union 5, -0.11% 1.53%
Alabama Credit Union 6, -0.10% 1.36%
LoanDepot 7, -0.09% 2.46%
Navy Federal Credit Union 8, -0.08% 0.59%
FirstBank 9, -0.08% 2.20%
Renasant Bank 10, -0.08% 2.03%
Usaa Federal Savings Bank 11, -0.07% 0.59%
Gmfs 12, -0.07% 2.63%
Citizens Bank 13, -0.07% 1.74%
First Federal Bank A FSB 14, -0.06% 0.81%
CMG Mortgage Inc 15, -0.06% 1.10%
Truist Bank 16, -0.05% 1.31%
Carrington Mortgage Services 17, -0.05% 0.47%
Home Point Financial Corporation 18, -0.05% 3.09%
Community Bank Of Mississippi 19, -0.04% 0.93%
SWBC Mortgage Corporation 20, -0.03% 0.21%
Resource Financial Services, Inc 21, -0.03% 0.13%
Guaranty Home Mortgage Corporation 22, -0.03% 0.76%
Iberiabank 23, -0.03% 1.31%
Bank of America 24, -0.03% 0.68%
BancorpSouth Bank 25, -0.03% 2.25%
Pnc Bank 26, -0.02% 7.46%
SouthPoint Bank 27, -0.02% 0.59%
JPMorgan Chase Bank 28, -0.02% 1.23%
Movement Mortgage 29, -0.02% 1.02%
DHI Mortgage Company Limited 30, -0.01% 0.04%
Fairway Independent Mort Corp 31, -0.01% 1.48%
Bank of England 32, -0.01% 0.64%
RPM Mortgage 33, -0.00% 0.04%
Cardinal Financial Company LP 34, 0.00% 0.38%
Direct Mortgage Loans 35, 0.00% 0.13%
Primelending 36, 0.01% 0.13%
Embrace Home Loans, Inc 37, 0.01% 0.51%
Hometown Lenders INC 38, 0.01% 0.08%
Southeast Mortgage of Georgia 39, 0.02% 0.34%
Southwest Funding LP 40, 0.02% 0.21%
Magnolia Bank Incorporated 41, 0.03% 0.08%
Pennymac Loan Services 42, 0.04% 0.76%
Caliber Home Loans Inc 43, 0.05% 0.72%
Hamilton Mortgage Corporation 44, 0.05% 0.76%
Bbva Usa 45, 0.07% 1.99%
Crescent Mortgage Company 46, 0.07% 0.38%
The First A National Banking Association 47, 0.07% 1.61%
Quicken Loans 48, 0.08% 18.27%
Wells Fargo Bank 49, 0.10% 3.65%
Freedom Mortgage Corporation 50, 0.11% 0.47%
Home Point Mortgage Acceptance Corporation 51, 0.11% 1.23%
Nationstar Mortgage 52, 0.14% 1.19%
Regions Bank 53, 0.16% 11.06%
Supreme Lending/ Everett Financial Inc 54, 0.18% 0.81%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Trustmark National Bank 1, -0.34% 6.78%
Guaranty Home Mortgage Corporation 2, -0.17% 1.68%
Gmfs 3, -0.16% 5.04%
Fairway Independent Mort Corp 4, -0.14% 8.80%
Hancock Whitney Bank 5, -0.12% 1.14%
SouthPoint Bank 6, -0.10% 2.03%
Regions Bank 7, -0.08% 2.82%
BancorpSouth Bank 8, -0.08% 2.23%
Home Point Financial Corporation 9, -0.07% 3.26%
Tyndall Federal Credit Union 10, -0.07% 0.49%
Freedom Mortgage Corporation 11, -0.07% 1.24%
Community Bank Of Mississippi 12, -0.05% 1.19%
Crescent Mortgage Company 13, -0.05% 0.35%
DHI Mortgage Company Limited 14, -0.04% 7.47%
Renasant Bank 15, -0.03% 2.08%
DSLD Mortgage 16, -0.02% 0.25%
Magnolia Bank Incorporated 17, -0.02% 0.69%
Centerstate Bank 18, -0.00% 0.10%
SWBC Mortgage Corporation 19, 0.00% 2.67%
Navy Federal Credit Union 20, 0.01% 0.25%
Citizens Bank 21, 0.01% 0.54%
Pnc Bank 22, 0.01% 0.30%
Supreme Lending/ Everett Financial Inc 23, 0.02% 0.25%
FirstBank 24, 0.02% 2.92%
First Federal Bank A FSB 25, 0.02% 0.64%
Iberiabank 26, 0.02% 0.54%
Truist Bank 27, 0.03% 0.10%
HomeTrust Mortgage Company 28, 0.03% 2.23%
Southeast Mortgage of Georgia 29, 0.04% 0.25%
Resource Financial Services, Inc 30, 0.04% 0.99%
Pennymac Loan Services 31, 0.04% 0.59%
Amerisave Mortgage Corporation 32, 0.04% 0.49%
Hamilton Mortgage Corporation 33, 0.05% 0.05%
LoanDepot 34, 0.05% 1.09%
Carrington Mortgage Services 35, 0.05% 1.58%
Wells Fargo Bank 36, 0.05% 0.05%
CMG Mortgage Inc 37, 0.06% 2.52%
Quicken Loans 38, 0.06% 9.55%
Nations Lending Corporation 39, 0.07% 0.64%
Movement Mortgage 40, 0.08% 1.43%
Acopia Capital Group 41, 0.08% 0.54%
Cardinal Financial Company LP 42, 0.09% 0.64%
Direct Mortgage Loans 43, 0.09% 0.79%
Nationstar Mortgage 44, 0.11% 1.63%
Caliber Home Loans Inc 45, 0.13% 2.52%
Bank of England 46, 0.14% 1.29%
Home Point Mortgage Acceptance Corporation 47, 0.14% 2.97%
Southwest Funding LP 48, 0.18% 0.94%
Primelending 49, 0.20% 1.73%
Hometown Lenders INC 50, 0.21% 2.87%
RPM Mortgage 51, 0.24% 0.89%
Embrace Home Loans, Inc 52, 0.40% 5.89%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Trustmark National Bank 1, -0.35% 7.76%
Guaranty Home Mortgage Corporation 2, -0.18% 1.82%
Gmfs 3, -0.17% 5.18%
Fairway Independent Mort Corp 4, -0.15% 9.88%
Hancock Whitney Bank 5, -0.12% 1.24%
Freedom Mortgage Corporation 6, -0.11% 1.12%
SouthPoint Bank 7, -0.10% 2.41%
Regions Bank 8, -0.09% 3.06%
BancorpSouth Bank 9, -0.08% 2.35%
Home Point Financial Corporation 10, -0.08% 3.06%
Tyndall Federal Credit Union 11, -0.06% 0.59%
Community Bank Of Mississippi 12, -0.06% 1.18%
Crescent Mortgage Company 13, -0.05% 0.41%
DHI Mortgage Company Limited 14, -0.04% 8.76%
Renasant Bank 15, -0.03% 2.29%
DSLD Mortgage 16, -0.02% 0.29%
Magnolia Bank Incorporated 17, -0.02% 0.82%
Centerstate Bank 18, 0.00% 0.12%
SWBC Mortgage Corporation 19, 0.01% 2.88%
Citizens Bank 20, 0.01% 0.59%
Navy Federal Credit Union 21, 0.01% 0.29%
Pnc Bank 22, 0.02% 0.29%
First Federal Bank A FSB 23, 0.02% 0.59%
FirstBank 24, 0.02% 3.24%
Supreme Lending/ Everett Financial Inc 25, 0.02% 0.29%
Pennymac Loan Services 26, 0.03% 0.06%
Iberiabank 27, 0.03% 0.65%
Truist Bank 28, 0.03% 0.12%
HomeTrust Mortgage Company 29, 0.04% 2.65%
Southeast Mortgage of Georgia 30, 0.04% 0.24%
Amerisave Mortgage Corporation 31, 0.04% 0.35%
LoanDepot 32, 0.04% 0.35%
Resource Financial Services, Inc 33, 0.05% 1.06%
Hamilton Mortgage Corporation 34, 0.05% 0.06%
Wells Fargo Bank 35, 0.06% 0.06%
CMG Mortgage Inc 36, 0.07% 2.29%
Nations Lending Corporation 37, 0.08% 0.65%
Movement Mortgage 38, 0.09% 1.59%
Direct Mortgage Loans 39, 0.09% 0.94%
Carrington Mortgage Services 40, 0.09% 0.47%
Acopia Capital Group 41, 0.10% 0.47%
Nationstar Mortgage 42, 0.10% 1.06%
Cardinal Financial Company LP 43, 0.11% 0.59%
Quicken Loans 44, 0.11% 5.35%
Home Point Mortgage Acceptance Corporation 45, 0.16% 3.00%
Bank of England 46, 0.17% 1.24%
Caliber Home Loans Inc 47, 0.18% 2.24%
Southwest Funding LP 48, 0.21% 1.00%
Primelending 49, 0.21% 2.00%
Hometown Lenders INC 50, 0.21% 3.29%
RPM Mortgage 51, 0.25% 1.06%
Embrace Home Loans, Inc 52, 0.43% 6.65%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Gmfs 1, -0.09% 4.35%
Home Point Financial Corporation 2, -0.05% 4.35%
Trustmark National Bank 3, -0.05% 1.55%
Fairway Independent Mort Corp 4, -0.04% 3.11%
Caliber Home Loans Inc 5, -0.04% 4.04%
Community Bank Of Mississippi 6, -0.04% 1.24%
Hancock Whitney Bank 7, -0.03% 0.62%
Southwest Funding LP 8, -0.02% 0.62%
Bank of England 9, -0.01% 1.55%
Resource Financial Services, Inc 10, -0.01% 0.62%
Guaranty Home Mortgage Corporation 11, -0.01% 0.93%
Movement Mortgage 12, -0.01% 0.62%
Quicken Loans 13, -0.01% 31.68%
Cardinal Financial Company LP 14, -0.01% 0.93%
SWBC Mortgage Corporation 15, -0.01% 1.55%
DHI Mortgage Company Limited 16, -0.00% 0.62%
Southeast Mortgage of Georgia 17, -0.00% 0.31%
Renasant Bank 18, -0.00% 0.93%
BancorpSouth Bank 19, -0.00% 1.55%
Citizens Bank 20, 0.00% 0.31%
CMG Mortgage Inc 21, 0.00% 3.73%
Pnc Bank 22, 0.01% 0.31%
FirstBank 23, 0.01% 1.24%
Carrington Mortgage Services 24, 0.01% 7.45%
Embrace Home Loans, Inc 25, 0.02% 1.86%
Pennymac Loan Services 26, 0.02% 3.42%
Acopia Capital Group 27, 0.02% 0.93%
Amerisave Mortgage Corporation 28, 0.03% 1.24%
First Federal Bank A FSB 29, 0.03% 0.93%
LoanDepot 30, 0.03% 4.97%
Nations Lending Corporation 31, 0.03% 0.62%
Primelending 32, 0.04% 0.31%
Home Point Mortgage Acceptance Corporation 33, 0.05% 2.80%
Hometown Lenders INC 34, 0.05% 0.62%
Regions Bank 35, 0.05% 1.55%
Freedom Mortgage Corporation 36, 0.07% 1.86%
Nationstar Mortgage 37, 0.10% 4.66%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.05% 8.24%
Regions Bank 2, -0.04% 17.65%
Hancock Whitney Bank 3, -0.02% 8.24%
Truist Bank 4, -0.01% 3.53%
Bank of America 5, -0.00% 3.53%
Bbva Usa 6, -0.00% 4.71%
Citizens Bank 7, 0.00% 1.18%
Bank of England 8, 0.00% 0.59%
SWBC Mortgage Corporation 9, 0.01% 0.59%
FirstBank 10, 0.01% 7.65%
Quicken Loans 11, 0.01% 1.18%
SouthPoint Bank 12, 0.01% 0.59%
Iberiabank 13, 0.02% 8.82%
Embrace Home Loans, Inc 14, 0.02% 0.59%
Centerstate Bank 15, 0.02% 1.76%
Caliber Home Loans Inc 16, 0.02% 1.76%
Trustmark National Bank 17, 0.02% 7.65%
Pnc Bank 18, 0.02% 1.76%
CMG Mortgage Inc 19, 0.02% 0.59%
JPMorgan Chase Bank 20, 0.03% 8.24%
Movement Mortgage 21, 0.03% 2.94%
Home Point Financial Corporation 22, 0.04% 0.59%
Alabama Credit Union 23, 0.04% 1.76%
LoanDepot 24, 0.04% 0.59%
Fairway Independent Mort Corp 25, 0.05% 1.76%
Supreme Lending/ Everett Financial Inc 26, 0.09% 3.53%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.06% 10.68%
Regions Bank 2, -0.06% 15.53%
Hancock Whitney Bank 3, -0.01% 8.74%
Bbva Usa 4, -0.00% 4.85%
Truist Bank 5, -0.00% 2.91%
Citizens Bank 6, -0.00% 0.97%
Bank of England 7, 0.01% 0.97%
Bank of America 8, 0.01% 2.91%
Quicken Loans 9, 0.01% 0.97%
FirstBank 10, 0.01% 11.65%
Embrace Home Loans, Inc 11, 0.02% 0.97%
Centerstate Bank 12, 0.02% 1.94%
Alabama Credit Union 13, 0.02% 0.97%
Caliber Home Loans Inc 14, 0.02% 1.94%
Iberiabank 15, 0.03% 4.85%
Trustmark National Bank 16, 0.03% 5.83%
JPMorgan Chase Bank 17, 0.03% 10.68%
Home Point Financial Corporation 18, 0.04% 0.97%
Movement Mortgage 19, 0.04% 1.94%
LoanDepot 20, 0.05% 0.97%
Fairway Independent Mort Corp 21, 0.05% 2.91%
Supreme Lending/ Everett Financial Inc 22, 0.09% 5.83%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Regions Bank 1, -0.02% 20.90%
Hancock Whitney Bank 2, -0.02% 7.46%
Bank of America 3, -0.01% 4.48%
Wells Fargo Bank 4, -0.01% 4.48%
Truist Bank 5, -0.01% 4.48%
SWBC Mortgage Corporation 6, 0.00% 1.49%
FirstBank 7, 0.00% 1.49%
Quicken Loans 8, 0.01% 1.49%
Bbva Usa 9, 0.01% 4.48%
Iberiabank 10, 0.01% 14.93%
Citizens Bank 11, 0.01% 1.49%
Caliber Home Loans Inc 12, 0.01% 1.49%
Trustmark National Bank 13, 0.01% 10.45%
SouthPoint Bank 14, 0.01% 1.49%
Centerstate Bank 15, 0.01% 1.49%
Pnc Bank 16, 0.02% 4.48%
CMG Mortgage Inc 17, 0.02% 1.49%
JPMorgan Chase Bank 18, 0.02% 4.48%
Movement Mortgage 19, 0.02% 4.48%
Alabama Credit Union 20, 0.05% 2.99%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.24% 8.19%
Trustmark National Bank 2, -0.16% 5.61%
Pennymac Loan Services 3, -0.07% 3.49%
DSLD Mortgage 4, -0.04% 1.14%
Home Point Financial Corporation 5, -0.03% 3.11%
DHI Mortgage Company Limited 6, -0.03% 8.27%
Wells Fargo Bank 7, -0.03% 1.67%
Tyndall Federal Credit Union 8, -0.03% 0.61%
Citizens Bank 9, -0.02% 0.68%
Guaranty Home Mortgage Corporation 10, -0.02% 0.46%
Usaa Federal Savings Bank 11, -0.02% 7.21%
Magnolia Bank Incorporated 12, -0.02% 2.05%
Gmfs 13, -0.02% 3.79%
Hancock Whitney Bank 14, -0.01% 0.61%
Caliber Home Loans Inc 15, -0.01% 2.05%
Amerisave Mortgage Corporation 16, -0.01% 0.30%
The First A National Banking Association 17, -0.00% 0.38%
SWBC Mortgage Corporation 18, -0.00% 1.37%
LoanDepot 19, -0.00% 4.25%
Bbva Usa 20, 0.00% 0.08%
BancorpSouth Bank 21, 0.01% 1.29%
Fairway Independent Mort Corp 22, 0.01% 4.48%
Community Bank Of Mississippi 23, 0.01% 0.46%
Crescent Mortgage Company 24, 0.01% 0.30%
Resource Financial Services, Inc 25, 0.01% 0.23%
Centerstate Bank 26, 0.01% 0.38%
SouthPoint Bank 27, 0.01% 0.68%
HomeTrust Mortgage Company 28, 0.01% 0.46%
Supreme Lending/ Everett Financial Inc 29, 0.01% 0.15%
CMG Mortgage Inc 30, 0.01% 1.21%
Truist Bank 31, 0.02% 0.38%
Renasant Bank 32, 0.02% 0.53%
Pnc Bank 33, 0.02% 0.38%
Carrington Mortgage Services 34, 0.02% 1.29%
Primelending 35, 0.02% 0.76%
Iberiabank 36, 0.02% 0.30%
Hamilton Mortgage Corporation 37, 0.02% 0.15%
Cardinal Financial Company LP 38, 0.03% 0.15%
First Federal Bank A FSB 39, 0.03% 0.38%
Nations Lending Corporation 40, 0.03% 0.61%
FirstBank 41, 0.03% 2.35%
RPM Mortgage 42, 0.03% 0.38%
Regions Bank 43, 0.04% 1.21%
Direct Mortgage Loans 44, 0.04% 0.53%
Southwest Funding LP 45, 0.04% 0.23%
Freedom Mortgage Corporation 46, 0.05% 3.34%
Bank of England 47, 0.05% 0.99%
Movement Mortgage 48, 0.05% 1.21%
Acopia Capital Group 49, 0.07% 0.76%
Southeast Mortgage of Georgia 50, 0.08% 0.46%
Hometown Lenders INC 51, 0.10% 0.68%
Nationstar Mortgage 52, 0.11% 1.44%
Quicken Loans 53, 0.12% 8.42%
Home Point Mortgage Acceptance Corporation 54, 0.14% 2.20%
Embrace Home Loans, Inc 55, 0.20% 2.66%
NewDay USA 56, 0.37% 3.26%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.25% 10.49%
Trustmark National Bank 2, -0.15% 7.53%
Freedom Mortgage Corporation 3, -0.02% 2.51%
DSLD Mortgage 4, -0.02% 1.71%
Tyndall Federal Credit Union 5, -0.01% 0.57%
DHI Mortgage Company Limited 6, -0.01% 12.43%
Wells Fargo Bank 7, -0.01% 2.39%
Citizens Bank 8, -0.01% 0.68%
Hancock Whitney Bank 9, 0.00% 0.68%
Usaa Federal Savings Bank 10, 0.00% 8.67%
Guaranty Home Mortgage Corporation 11, 0.00% 0.68%
Home Point Financial Corporation 12, 0.00% 2.62%
LoanDepot 13, 0.01% 0.80%
Gmfs 14, 0.02% 4.56%
The First A National Banking Association 15, 0.02% 0.57%
SWBC Mortgage Corporation 16, 0.02% 1.94%
BancorpSouth Bank 17, 0.03% 1.71%
Bbva Usa 18, 0.03% 0.11%
Pennymac Loan Services 19, 0.03% 0.57%
Fairway Independent Mort Corp 20, 0.03% 6.04%
Community Bank Of Mississippi 21, 0.03% 0.57%
Crescent Mortgage Company 22, 0.03% 0.46%
Resource Financial Services, Inc 23, 0.03% 0.34%
Cardinal Financial Company LP 24, 0.04% 0.11%
SouthPoint Bank 25, 0.04% 0.91%
Supreme Lending/ Everett Financial Inc 26, 0.04% 0.11%
HomeTrust Mortgage Company 27, 0.04% 0.68%
Magnolia Bank Incorporated 28, 0.04% 1.03%
Truist Bank 29, 0.04% 0.57%
Centerstate Bank 30, 0.04% 0.34%
Amerisave Mortgage Corporation 31, 0.04% 0.11%
Renasant Bank 32, 0.04% 0.68%
Pnc Bank 33, 0.04% 0.34%
CMG Mortgage Inc 34, 0.05% 1.37%
Caliber Home Loans Inc 35, 0.05% 1.48%
Iberiabank 36, 0.05% 0.34%
Primelending 37, 0.05% 1.03%
Hamilton Mortgage Corporation 38, 0.05% 0.23%
Nations Lending Corporation 39, 0.05% 0.57%
First Federal Bank A FSB 40, 0.06% 0.34%
RPM Mortgage 41, 0.06% 0.57%
Regions Bank 42, 0.06% 1.60%
Carrington Mortgage Services 43, 0.06% 0.23%
Southwest Funding LP 44, 0.06% 0.34%
Direct Mortgage Loans 45, 0.07% 0.68%
NewDay USA 46, 0.09% 0.57%
Movement Mortgage 47, 0.10% 1.37%
Bank of England 48, 0.10% 0.91%
Southeast Mortgage of Georgia 49, 0.10% 0.68%
Acopia Capital Group 50, 0.11% 0.91%
Nationstar Mortgage 51, 0.11% 0.57%
FirstBank 52, 0.12% 2.05%
Hometown Lenders INC 53, 0.13% 1.03%
Quicken Loans 54, 0.16% 3.88%
Home Point Mortgage Acceptance Corporation 55, 0.18% 2.62%
Embrace Home Loans, Inc 56, 0.30% 3.08%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.13% 3.63%
Pennymac Loan Services 2, -0.12% 9.30%
FirstBank 3, -0.11% 2.95%
Embrace Home Loans, Inc 4, -0.11% 1.81%
Home Point Financial Corporation 5, -0.10% 4.08%
Gmfs 6, -0.10% 2.27%
Caliber Home Loans Inc 7, -0.09% 3.17%
Magnolia Bank Incorporated 8, -0.08% 4.08%
Amerisave Mortgage Corporation 9, -0.06% 0.68%
Usaa Federal Savings Bank 10, -0.06% 4.31%
Movement Mortgage 11, -0.06% 0.91%
Trustmark National Bank 12, -0.06% 1.81%
Tyndall Federal Credit Union 13, -0.06% 0.68%
Acopia Capital Group 14, -0.06% 0.45%
Citizens Bank 15, -0.05% 0.68%
CMG Mortgage Inc 16, -0.05% 0.91%
LoanDepot 17, -0.05% 11.11%
Fairway Independent Mort Corp 18, -0.05% 1.36%
SWBC Mortgage Corporation 19, -0.04% 0.23%
Centerstate Bank 20, -0.04% 0.45%
Direct Mortgage Loans 21, -0.04% 0.23%
Bank of England 22, -0.04% 1.13%
Community Bank Of Mississippi 23, -0.04% 0.23%
SouthPoint Bank 24, -0.04% 0.23%
Hancock Whitney Bank 25, -0.04% 0.45%
Primelending 26, -0.04% 0.23%
BancorpSouth Bank 27, -0.03% 0.45%
Supreme Lending/ Everett Financial Inc 28, -0.03% 0.23%
First Federal Bank A FSB 29, -0.03% 0.45%
Pnc Bank 30, -0.03% 0.45%
Renasant Bank 31, -0.03% 0.23%
Carrington Mortgage Services 32, -0.03% 3.40%
Nations Lending Corporation 33, -0.03% 0.68%
Iberiabank 34, -0.02% 0.23%
Wells Fargo Bank 35, -0.01% 0.23%
Cardinal Financial Company LP 36, -0.01% 0.23%
Home Point Mortgage Acceptance Corporation 37, 0.01% 1.36%
Regions Bank 38, 0.01% 0.45%
Quicken Loans 39, 0.06% 17.46%
Nationstar Mortgage 40, 0.07% 3.17%
Freedom Mortgage Corporation 41, 0.10% 4.99%
NewDay USA 42, 0.36% 8.62%

* Data is compiled for the Mobile, AL commuting zone area, which comprises of counties of Baldwin County, AL, Mobile County, AL, and Washington County, AL. This includes cities/towns/communities of Mobile, AL as well as Loxley, AL, Foley, AL, Orange Beach, AL, Fairhope, AL, Gulf Shores, AL, Daphne, AL, Bay Minette, AL, Summerdale, AL, Spanish Fort, AL, Saraland, AL, Silverhill, AL, Axis, AL, Point Clear, AL, Perdido Beach, AL, Tillmans Corner, AL, Satsuma, AL, Dauphin Island, AL, Bayou La Batre, AL, Robertsdale, AL, Theodore, AL, Gulfcrest, AL, Prichard, AL, Chunchula, AL, Citronelle, AL, Grand Bay, AL, Chickasaw, AL, Belle Fontaine, AL, Bucks, AL, Leroy, AL, St. Stephens, AL, McIntosh, AL, Millry, AL, and Tibbie, AL. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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