Which mortgage lender in the Gulfport, MS area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Gulfport, MS area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.
Going by historical data, the best mortgage lender in the Gulfport, MS area in terms of interest rate is Keesler Federal Credit Union, with an average “Rate Difference” of -0.30%. This means that, comparing similar borrowers, Keesler Federal Credit Union provided a -0.30% lower interest rate for its customers than other lenders in the area. Keesler Federal Credit Union has a market share of 11.6%. It is the most popular lender in the Gulfport, MS area.
Our detailed ranking of mortgage lenders in the Gulfport, MS area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Gulfport, MS is Keesler Federal Credit Union. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is Bank of America. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Keesler Federal Credit Union. The cheapest VA mortgage provider is also Keesler Federal Credit Union. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.
Ranking of Mortgage Lenders in Gulfport, MS
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Keesler Federal Credit Union | -0.38% | 18.08% | |
| Trustmark National Bank | -0.13% | 7.92% | |
| BankPlus | -0.08% | 2.44% | |
| Hancock Whitney Bank | -0.04% | 5.87% | |
| GMFS Mortgage | -0.03% | 3.13% | |
| CMG Financial | -0.02% | 1.47% | |
| Home Point Financial Corporation | -0.02% | 1.37% | |
| PrimeLending | 0.00% | 0.59% | |
| BancorpSouth Bank | 0.01% | 6.94% | |
| The Mortgage Connection | 0.02% | 1.76% | |
| AnnieMac Home Mortgage | 0.02% | 0.10% | |
| USAA | 0.02% | 0.10% | |
| Supreme Lending | 0.03% | 0.98% | |
| Caliber Home Loans | 0.03% | 0.29% | |
| Goldwater Bank | 0.03% | 0.29% | |
| Bank of America | 0.03% | 0.78% | |
| Carrington Mortgage Services | 0.04% | 0.29% | |
| loanDepot | 0.04% | 4.11% | |
| FBT Mortgage LLC | 0.05% | 0.29% | |
| Planet Home Lending | 0.05% | 0.59% | |
| Freedom Mortgage Corporation | 0.05% | 0.10% | |
| PennyMac Loan Services | 0.05% | 0.49% | |
| DelMar Financial Company | 0.06% | 1.56% | |
| Navy Federal Credit Union | 0.06% | 1.27% | |
| Mortgage Solutions Financial | 0.07% | 0.10% | |
| JPMorgan Chase Bank | 0.08% | 2.05% | |
| Fairway Independent Mortgage Corporation | 0.10% | 1.08% | |
| Wells Fargo Bank | 0.11% | 2.25% | |
| Community Bank of Mississippi | 0.14% | 4.30% | |
| Mr. Cooper | 0.17% | 1.27% | |
| Quicken Loans | 0.22% | 20.92% | |
| Regions Bank | 0.27% | 7.23% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Keesler Federal Credit Union | -0.42% | 8.67% | |
| DSLD Mortgage | -0.17% | 1.15% | |
| Fairway Independent Mortgage Corporation | -0.11% | 4.58% | |
| Home Point Financial Corporation | -0.09% | 0.90% | |
| Freedom Mortgage Corporation | -0.09% | 2.70% | |
| Trustmark National Bank | -0.08% | 9.98% | |
| Hancock Whitney Bank | -0.07% | 1.64% | |
| Community Bank of Mississippi | -0.07% | 1.96% | |
| Regions Bank | -0.06% | 1.06% | |
| Navy Federal Credit Union | -0.05% | 0.49% | |
| BancorpSouth Bank | -0.05% | 3.85% | |
| BankPlus | -0.04% | 0.74% | |
| FBT Mortgage LLC | -0.04% | 1.31% | |
| GMFS Mortgage | -0.02% | 2.78% | |
| Carrington Mortgage Services | -0.00% | 1.31% | |
| The Mortgage Connection | 0.01% | 0.33% | |
| Quicken Loans | 0.01% | 12.36% | |
| PennyMac Loan Services | 0.02% | 0.74% | |
| NewDay USA | 0.02% | 0.08% | |
| Supreme Lending | 0.02% | 1.23% | |
| DHI Mortgage Company Limited | 0.03% | 3.19% | |
| loanDepot | 0.07% | 1.55% | |
| AnnieMac Home Mortgage | 0.07% | 1.72% | |
| Goldwater Bank | 0.08% | 0.82% | |
| Mr. Cooper | 0.08% | 1.23% | |
| Caliber Home Loans | 0.10% | 1.64% | |
| PrimeLending | 0.14% | 1.64% | |
| Mortgage Solutions Financial | 0.15% | 2.05% | |
| CMG Financial | 0.16% | 16.69% | |
| DelMar Financial Company | 0.16% | 9.41% | |
| Planet Home Lending | 0.23% | 2.21% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Keesler Federal Credit Union | -0.47% | 9.15% | |
| DSLD Mortgage | -0.17% | 1.39% | |
| Fairway Independent Mortgage Corporation | -0.11% | 5.27% | |
| Freedom Mortgage Corporation | -0.10% | 3.08% | |
| Home Point Financial Corporation | -0.10% | 1.09% | |
| Hancock Whitney Bank | -0.09% | 1.49% | |
| Trustmark National Bank | -0.08% | 11.33% | |
| Community Bank of Mississippi | -0.08% | 2.19% | |
| Regions Bank | -0.06% | 1.29% | |
| BancorpSouth Bank | -0.05% | 4.27% | |
| Navy Federal Credit Union | -0.05% | 0.60% | |
| BankPlus | -0.05% | 0.80% | |
| FBT Mortgage LLC | -0.04% | 1.59% | |
| GMFS Mortgage | -0.02% | 2.88% | |
| PennyMac Loan Services | -0.01% | 0.10% | |
| The Mortgage Connection | 0.01% | 0.40% | |
| loanDepot | 0.01% | 0.80% | |
| Carrington Mortgage Services | 0.02% | 0.20% | |
| Supreme Lending | 0.02% | 1.29% | |
| DHI Mortgage Company Limited | 0.03% | 3.88% | |
| Quicken Loans | 0.07% | 4.47% | |
| AnnieMac Home Mortgage | 0.08% | 1.99% | |
| Goldwater Bank | 0.08% | 0.99% | |
| Mr. Cooper | 0.08% | 0.40% | |
| Caliber Home Loans | 0.11% | 1.69% | |
| PrimeLending | 0.14% | 1.89% | |
| Mortgage Solutions Financial | 0.15% | 2.39% | |
| CMG Financial | 0.16% | 19.58% | |
| DelMar Financial Company | 0.17% | 10.93% | |
| Planet Home Lending | 0.23% | 2.58% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Trustmark National Bank | -0.08% | 3.70% | |
| Keesler Federal Credit Union | -0.08% | 6.48% | |
| GMFS Mortgage | -0.02% | 2.31% | |
| Fairway Independent Mortgage Corporation | -0.02% | 1.39% | |
| Hancock Whitney Bank | -0.01% | 2.31% | |
| Quicken Loans | -0.01% | 49.07% | |
| Community Bank of Mississippi | -0.01% | 0.93% | |
| BancorpSouth Bank | -0.00% | 1.85% | |
| Carrington Mortgage Services | -0.00% | 6.48% | |
| Caliber Home Loans | 0.00% | 1.39% | |
| BankPlus | 0.00% | 0.46% | |
| Mortgage Solutions Financial | 0.00% | 0.46% | |
| AnnieMac Home Mortgage | 0.00% | 0.46% | |
| DelMar Financial Company | 0.00% | 2.31% | |
| Supreme Lending | 0.01% | 0.93% | |
| CMG Financial | 0.02% | 3.24% | |
| PennyMac Loan Services | 0.02% | 3.70% | |
| NewDay USA | 0.03% | 0.46% | |
| PrimeLending | 0.03% | 0.46% | |
| Planet Home Lending | 0.04% | 0.46% | |
| Freedom Mortgage Corporation | 0.05% | 0.93% | |
| Mr. Cooper | 0.09% | 5.09% | |
| loanDepot | 0.12% | 5.09% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Bank of America | -0.01% | 6.25% | |
| Keesler Federal Credit Union | -0.00% | 37.50% | |
| CMG Financial | 0.00% | 6.25% | |
| The Mortgage Connection | 0.00% | 12.50% | |
| Fairway Independent Mortgage Corporation | 0.00% | 6.25% | |
| Hancock Whitney Bank | 0.00% | 6.25% | |
| Regions Bank | 0.00% | 18.75% | |
| Community Bank of Mississippi | 0.01% | 6.25% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Keesler Federal Credit Union | -0.01% | 33.33% | |
| CMG Financial | 0.00% | 16.67% | |
| Hancock Whitney Bank | 0.00% | 16.67% | |
| Regions Bank | 0.00% | 33.33% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Bank of America | -0.01% | 10.00% | |
| Keesler Federal Credit Union | -0.00% | 40.00% | |
| Regions Bank | 0.00% | 10.00% | |
| The Mortgage Connection | 0.00% | 20.00% | |
| Fairway Independent Mortgage Corporation | 0.00% | 10.00% | |
| Community Bank of Mississippi | 0.01% | 10.00% |
| Lender Name | Rate Difference | Rate Rating | Market Share |
|---|---|---|---|
| Keesler Federal Credit Union | -0.25% | 14.66% | |
| Navy Federal Credit Union | -0.18% | 4.89% | |
| Fairway Independent Mortgage Corporation | -0.09% | 3.45% | |
| Trustmark National Bank | -0.08% | 5.46% | |
| CMG Financial | -0.08% | 3.16% | |
| PennyMac Loan Services | -0.07% | 6.90% | |
| Home Point Financial Corporation | -0.07% | 2.59% | |
| Caliber Home Loans | -0.06% | 2.59% | |
| Supreme Lending | -0.06% | 0.86% | |
| Hancock Whitney Bank | -0.05% | 0.86% | |
| Mortgage Solutions Financial | -0.05% | 2.01% | |
| Goldwater Bank | -0.05% | 0.86% | |
| The Mortgage Connection | -0.05% | 0.57% | |
| USAA | -0.04% | 5.46% | |
| Community Bank of Mississippi | -0.04% | 0.86% | |
| BancorpSouth Bank | -0.04% | 1.44% | |
| AnnieMac Home Mortgage | -0.03% | 0.29% | |
| loanDepot | -0.03% | 7.47% | |
| Wells Fargo Bank | -0.02% | 0.29% | |
| GMFS Mortgage | -0.00% | 0.86% | |
| Carrington Mortgage Services | 0.03% | 1.72% | |
| Freedom Mortgage Corporation | 0.08% | 2.01% | |
| Mr. Cooper | 0.08% | 2.01% | |
| Quicken Loans | 0.13% | 17.82% | |
| NewDay USA | 0.41% | 10.92% |
* Data is compiled for the Gulfport, MS commuting zone area, which comprises of counties of George County, MS, Greene County, MS, Hancock County, MS, Harrison County, MS, Jackson County, MS, Pearl River County, MS, and Stone County, MS. This includes cities/towns/communities of Gulfport, MS as well as Ocean Springs, MS, Biloxi, MS, DIberville, MS, Bay St. Louis, MS, Long Beach, MS, Picayune, MS, Diamondhead, MS, Lucedale, MS, Gautier, MS, Lyman, MS, Gulf Hills, MS, Hide-A-Way Lake, MS, Wiggins, MS, Pascagoula, MS, Hurley, MS, Vancleave, MS, Leakesville, MS, Latimer, MS, St. Martin, MS, Saucier, MS, Kiln, MS, Nicholson, MS, Lumberton, MS, Pass Christian, MS, Escatawpa, MS, Moss Point, MS, Henderson Point, MS, and Poplarville, MS. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.
Mortgage Lender Rankings in Other Cities
This page contains information about the top mortgage lenders in the Gulfport, MS area. For mortgage lender rankings in other cities, click here.