Top Mortgage Lenders in Vicksburg, MS

Which mortgage lender in the Vicksburg, MS area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Vicksburg, MS area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Vicksburg, MS area is Trustmark National Bank, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.06%. This means that Trustmark National Bank provided a -0.06% lower interest rate for its customers than other lenders in Vicksburg, MS for a similar set of borrowers. Trustmark National Bank has a market share of 47.6%. It is the most popular lender in the area.

Our detailed rankings of the mortgage lenders for the Vicksburg, MS area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. Trustmark National Bank is the cheapest mortgage provider for Conventional, Jumbo, FHA, and VA mortgages in Vicksburg, MS.Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Vicksburg, MS

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Trustmark National Bank 1, -0.06% 47.64%
BancorpSouth Bank 2, 0.03% 20.94%
Quicken Loans 3, 0.07% 31.41%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Trustmark National Bank 1, -0.04% 61.42%
BancorpSouth Bank 2, 0.06% 23.62%
Quicken Loans 3, 0.09% 14.96%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Trustmark National Bank 1, -0.07% 20.31%
BancorpSouth Bank 2, -0.01% 15.62%
Quicken Loans 3, 0.02% 64.06%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Trustmark National Bank 1, -0.09% 42.86%
BancorpSouth Bank 2, 0.05% 20.95%
Quicken Loans 3, 0.08% 36.19%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Trustmark National Bank 1, -0.07% 58.06%
Quicken Loans 2, 0.09% 17.74%
BancorpSouth Bank 3, 0.10% 24.19%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Trustmark National Bank 1, -0.09% 20.93%
BancorpSouth Bank 2, -0.02% 16.28%
Quicken Loans 3, 0.04% 62.79%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Trustmark National Bank 1, -0.05% 46.55%
BancorpSouth Bank 2, 0.02% 27.59%
Quicken Loans 3, 0.07% 25.86%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Trustmark National Bank 1, -0.04% 56.52%
BancorpSouth Bank 2, 0.03% 32.61%
Quicken Loans 3, 0.12% 10.87%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.00% 83.33%
Trustmark National Bank 2, 0.02% 8.33%
BancorpSouth Bank 3, 0.02% 8.33%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Trustmark National Bank 1, 0.00% 100.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Trustmark National Bank 1, 0.00% 100.00%
Insufficient data available.
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Trustmark National Bank 1, -0.02% 66.67%
BancorpSouth Bank 2, 0.03% 7.41%
Quicken Loans 3, 0.04% 25.93%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Trustmark National Bank 1, -0.01% 83.33%
Quicken Loans 2, 0.05% 16.67%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Trustmark National Bank 1, -0.02% 33.33%
BancorpSouth Bank 2, -0.01% 22.22%
Quicken Loans 3, 0.02% 44.44%

* Data is compiled for the Vicksburg, MS commuting zone area, which comprises of counties of Madison Parish, LA, Claiborne County, MS, Jefferson County, MS, and Warren County, MS. This includes cities/towns/communities of Vicksburg, MS as well as Beechwood, MS, Fayette, MS, Tallulah, LA, Port Gibson, MS, and Richmond, LA. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

This page ranks the top mortgage lenders in the Vicksburg, MS area. For mortgage lender rankings of other cities, click here.