Top Mortgage Lenders in the Jonesboro, AR area

Which mortgage lender in the Jonesboro, AR area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Jonesboro, AR area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Jonesboro, AR area is First Security Bank, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.24%. This means that First Security Bank provided a -0.24% lower interest rate for its customers than other lenders in Jonesboro, AR for a similar set of borrowers. First Security Bank has a market share of 7.4%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 13.6%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.08% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Jonesboro, AR area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Jonesboro, AR is First Security Bank. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Iberiabank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is First Security Bank. The cheapest VA mortgage provider is also First Security Bank. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Security Bank 1, -0.24% 7.44%
Arvest Bank 2, -0.09% 6.72%
Centennial Bank 3, -0.08% 7.11%
First Financial Bank 4, -0.07% 8.91%
Simmons Bank 5, -0.01% 7.93%
InterLinc Mortgage Services 6, 0.01% 3.17%
Citizens Bank 7, 0.02% 2.41%
BancorpSouth Bank 8, 0.02% 2.90%
Iberiabank 9, 0.04% 5.52%
Evolve Bank & Trust 10, 0.04% 3.23%
Wells Fargo Bank 11, 0.04% 3.50%
Highlands Residential Mortgage Ltd 12, 0.04% 3.12%
Mortgage Investors Group 13, 0.04% 4.26%
Eagle Bank and Trust Company 14, 0.05% 4.32%
DAS Acquisition Company 15, 0.05% 5.58%
Supreme Lending/ Everett Financial Inc 16, 0.07% 3.50%
Quicken Loans 17, 0.08% 13.56%
Caliber Home Loans Inc 18, 0.08% 1.86%
Regions Bank 19, 0.12% 4.98%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Security Bank 1, -0.23% 8.73%
Arvest Bank 2, -0.10% 6.81%
First Financial Bank 3, -0.07% 10.58%
Centennial Bank 4, -0.06% 7.45%
Wells Fargo Bank 5, -0.00% 2.88%
Simmons Bank 6, 0.00% 8.01%
BancorpSouth Bank 7, 0.02% 2.64%
InterLinc Mortgage Services 8, 0.03% 4.49%
Iberiabank 9, 0.06% 4.97%
Highlands Residential Mortgage Ltd 10, 0.06% 4.17%
Citizens Bank 11, 0.06% 2.32%
DAS Acquisition Company 12, 0.07% 7.13%
Eagle Bank and Trust Company 13, 0.07% 5.93%
Regions Bank 14, 0.07% 4.33%
Evolve Bank & Trust 15, 0.08% 3.45%
Mortgage Investors Group 16, 0.09% 3.93%
Supreme Lending/ Everett Financial Inc 17, 0.09% 3.45%
Quicken Loans 18, 0.09% 6.41%
Caliber Home Loans Inc 19, 0.11% 2.32%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Security Bank 1, -0.24% 4.65%
Centennial Bank 2, -0.13% 6.37%
Citizens Bank 3, -0.06% 2.58%
Evolve Bank & Trust 4, -0.06% 2.75%
Arvest Bank 5, -0.06% 6.54%
Simmons Bank 6, -0.04% 7.75%
Mortgage Investors Group 7, -0.04% 4.99%
Highlands Residential Mortgage Ltd 8, -0.03% 0.86%
Eagle Bank and Trust Company 9, -0.03% 0.86%
InterLinc Mortgage Services 10, -0.01% 0.34%
First Financial Bank 11, -0.01% 5.34%
Caliber Home Loans Inc 12, -0.00% 0.86%
Iberiabank 13, 0.00% 6.71%
DAS Acquisition Company 14, 0.01% 2.24%
BancorpSouth Bank 15, 0.02% 3.44%
Supreme Lending/ Everett Financial Inc 16, 0.03% 3.61%
Quicken Loans 17, 0.05% 28.92%
Wells Fargo Bank 18, 0.08% 4.82%
Regions Bank 19, 0.17% 6.37%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Security Bank 1, -0.20% 7.46%
Centennial Bank 2, -0.11% 8.28%
Arvest Bank 3, -0.05% 7.37%
InterLinc Mortgage Services 4, -0.04% 1.46%
First Financial Bank 5, -0.03% 7.55%
Simmons Bank 6, -0.02% 10.74%
Highlands Residential Mortgage Ltd 7, -0.00% 2.18%
Mortgage Investors Group 8, 0.01% 4.55%
DAS Acquisition Company 9, 0.01% 2.18%
Citizens Bank 10, 0.02% 3.73%
Eagle Bank and Trust Company 11, 0.02% 2.09%
BancorpSouth Bank 12, 0.02% 3.73%
Evolve Bank & Trust 13, 0.02% 3.55%
Iberiabank 14, 0.02% 7.01%
Caliber Home Loans Inc 15, 0.03% 0.91%
Wells Fargo Bank 16, 0.04% 5.73%
Supreme Lending/ Everett Financial Inc 17, 0.04% 3.55%
Regions Bank 18, 0.12% 7.01%
Quicken Loans 19, 0.15% 10.92%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Security Bank 1, -0.17% 8.77%
Centennial Bank 2, -0.08% 8.77%
Arvest Bank 3, -0.04% 7.02%
First Financial Bank 4, -0.03% 9.09%
InterLinc Mortgage Services 5, -0.02% 2.39%
Wells Fargo Bank 6, 0.00% 5.58%
Simmons Bank 7, 0.00% 12.44%
DAS Acquisition Company 8, 0.01% 1.91%
Highlands Residential Mortgage Ltd 9, 0.02% 3.19%
BancorpSouth Bank 10, 0.03% 3.67%
Iberiabank 11, 0.04% 6.70%
Eagle Bank and Trust Company 12, 0.05% 3.19%
Mortgage Investors Group 13, 0.06% 3.99%
Supreme Lending/ Everett Financial Inc 14, 0.06% 3.35%
Caliber Home Loans Inc 15, 0.07% 1.12%
Citizens Bank 16, 0.07% 4.15%
Regions Bank 17, 0.07% 6.38%
Evolve Bank & Trust 18, 0.08% 3.83%
Quicken Loans 19, 0.13% 4.47%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Security Bank 1, -0.25% 5.72%
Centennial Bank 2, -0.15% 7.63%
Evolve Bank & Trust 3, -0.07% 3.18%
Citizens Bank 4, -0.07% 3.18%
Arvest Bank 5, -0.07% 7.84%
Simmons Bank 6, -0.05% 8.47%
Eagle Bank and Trust Company 7, -0.05% 0.64%
Mortgage Investors Group 8, -0.05% 5.30%
Highlands Residential Mortgage Ltd 9, -0.04% 0.85%
InterLinc Mortgage Services 10, -0.02% 0.21%
Caliber Home Loans Inc 11, -0.01% 0.64%
First Financial Bank 12, -0.01% 5.51%
Iberiabank 13, -0.00% 7.42%
DAS Acquisition Company 14, 0.00% 2.54%
BancorpSouth Bank 15, 0.01% 3.81%
Supreme Lending/ Everett Financial Inc 16, 0.02% 3.81%
Wells Fargo Bank 17, 0.08% 5.93%
Quicken Loans 18, 0.13% 19.49%
Regions Bank 19, 0.16% 7.84%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Security Bank 1, -0.32% 7.54%
Arvest Bank 2, -0.15% 6.72%
First Financial Bank 3, -0.11% 11.31%
Centennial Bank 4, -0.03% 4.92%
Simmons Bank 5, 0.00% 3.44%
Citizens Bank 6, 0.02% 0.49%
BancorpSouth Bank 7, 0.02% 1.80%
Quicken Loans 8, 0.03% 17.05%
InterLinc Mortgage Services 9, 0.05% 5.25%
Eagle Bank and Trust Company 10, 0.08% 7.38%
DAS Acquisition Company 11, 0.09% 11.31%
Evolve Bank & Trust 12, 0.09% 2.79%
Highlands Residential Mortgage Ltd 13, 0.09% 4.59%
Regions Bank 14, 0.09% 1.97%
Supreme Lending/ Everett Financial Inc 15, 0.12% 3.93%
Mortgage Investors Group 16, 0.12% 3.44%
Caliber Home Loans Inc 17, 0.12% 3.61%
Iberiabank 18, 0.13% 2.46%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Security Bank 1, -0.32% 8.70%
Arvest Bank 2, -0.16% 7.56%
First Financial Bank 3, -0.12% 12.29%
Centennial Bank 4, -0.03% 5.67%
Simmons Bank 5, 0.00% 3.40%
Citizens Bank 6, 0.01% 0.57%
BancorpSouth Bank 7, 0.02% 1.89%
InterLinc Mortgage Services 8, 0.05% 5.86%
Eagle Bank and Trust Company 9, 0.08% 8.13%
Quicken Loans 10, 0.08% 8.70%
DAS Acquisition Company 11, 0.09% 12.85%
Evolve Bank & Trust 12, 0.09% 3.02%
Regions Bank 13, 0.09% 2.27%
Highlands Residential Mortgage Ltd 14, 0.09% 5.10%
Supreme Lending/ Everett Financial Inc 15, 0.13% 3.97%
Caliber Home Loans Inc 16, 0.13% 3.97%
Iberiabank 17, 0.13% 2.84%
Mortgage Investors Group 18, 0.15% 3.21%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.01% 71.60%
Simmons Bank 2, 0.01% 3.70%
Mortgage Investors Group 3, 0.01% 4.94%
Arvest Bank 4, 0.04% 1.23%
Supreme Lending/ Everett Financial Inc 5, 0.04% 3.70%
First Financial Bank 6, 0.04% 4.94%
InterLinc Mortgage Services 7, 0.04% 1.23%
BancorpSouth Bank 8, 0.04% 1.23%
Highlands Residential Mortgage Ltd 9, 0.04% 1.23%
Eagle Bank and Trust Company 10, 0.04% 2.47%
Caliber Home Loans Inc 11, 0.05% 1.23%
DAS Acquisition Company 12, 0.05% 1.23%
Evolve Bank & Trust 13, 0.06% 1.23%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Iberiabank 1, -0.00% 80.00%
Centennial Bank 2, 0.00% 20.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Iberiabank 1, 0.00% 100.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Iberiabank 1, -0.00% 50.00%
Centennial Bank 2, 0.00% 50.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Security Bank 1, -0.08% 6.96%
Centennial Bank 2, -0.04% 6.96%
First Financial Bank 3, -0.02% 9.57%
InterLinc Mortgage Services 4, -0.01% 8.70%
Iberiabank 5, -0.01% 4.35%
Wells Fargo Bank 6, -0.01% 0.87%
Arvest Bank 7, -0.00% 0.87%
Quicken Loans 8, 0.00% 20.87%
Simmons Bank 9, 0.00% 5.22%
Caliber Home Loans Inc 10, 0.01% 1.74%
BancorpSouth Bank 11, 0.01% 0.87%
Regions Bank 12, 0.02% 1.74%
Highlands Residential Mortgage Ltd 13, 0.02% 4.35%
DAS Acquisition Company 14, 0.02% 7.83%
Evolve Bank & Trust 15, 0.02% 2.61%
Supreme Lending/ Everett Financial Inc 16, 0.02% 0.87%
Mortgage Investors Group 17, 0.03% 6.09%
Eagle Bank and Trust Company 18, 0.07% 9.57%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Security Bank 1, -0.08% 8.99%
Centennial Bank 2, -0.04% 8.99%
First Financial Bank 3, -0.03% 11.24%
InterLinc Mortgage Services 4, -0.01% 11.24%
Wells Fargo Bank 5, -0.01% 1.12%
Iberiabank 6, -0.00% 2.25%
Arvest Bank 7, -0.00% 1.12%
Simmons Bank 8, -0.00% 4.49%
Caliber Home Loans Inc 9, 0.01% 1.12%
Regions Bank 10, 0.02% 2.25%
Highlands Residential Mortgage Ltd 11, 0.02% 5.62%
DAS Acquisition Company 12, 0.02% 10.11%
Quicken Loans 13, 0.02% 6.74%
Evolve Bank & Trust 14, 0.02% 3.37%
Supreme Lending/ Everett Financial Inc 15, 0.02% 1.12%
Mortgage Investors Group 16, 0.03% 7.87%
Eagle Bank and Trust Company 17, 0.07% 12.36%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Iberiabank 1, -0.02% 11.54%
Quicken Loans 2, -0.00% 69.23%
Caliber Home Loans Inc 3, 0.01% 3.85%
First Financial Bank 4, 0.01% 3.85%
Simmons Bank 5, 0.02% 7.69%
BancorpSouth Bank 6, 0.02% 3.85%

* Data is compiled for the Jonesboro, AR commuting zone area, which comprises of counties of Clay County, AR, Craighead County, AR, Greene County, AR, Lawrence County, AR, Poinsett County, AR, and Randolph County, AR. This includes cities/towns/communities of Jonesboro, AR as well as Paragould, AR, Brookland, AR, Trumann, AR, Pocahontas, AR, Oak Grove Heights, AR, Walnut Ridge, AR, Ravenden Springs, AR, Black Oak, AR, Harrisburg, AR, Reyno, AR, Piggott, AR, Smithville, AR, Marmaduke, AR, Tyronza, AR, Corning, AR, Marked Tree, AR, Rector, AR, Strawberry, AR, Weiner, AR, Knobel, AR, Hoxie, AR, Pollard, AR, Nimmons, AR, and College City, AR. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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