Top Mortgage Lenders in the Louisville, KY area

Which mortgage lender in the Louisville, KY area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Louisville, KY area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Louisville, KY area is Provident Funding Associates, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.26%. This means that Provident Funding Associates provided a -0.26% lower interest rate for its customers than other lenders in Louisville, KY for a similar set of borrowers. Provident Funding Associates has a market share of 2.5%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 8.2%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.09% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Louisville, KY area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Louisville, KY is Provident Funding Associates. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is First Financial Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Freedom Mortgage Corporation. The cheapest VA mortgage provider is Navy Federal Credit Union. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Provident Funding Associates 1, -0.26% 2.51%
Victory Mortgage 2, -0.20% 0.39%
Prosperity Home Mortgage 3, -0.19% 0.98%
Home Point Financial Corporation 4, -0.17% 2.73%
Commonwealth Credit Union Inc 5, -0.16% 0.31%
L&N Federal Credit Union 6, -0.14% 0.77%
Stock Yards Bank and Trust Co 7, -0.13% 1.94%
First Harrison Bank 8, -0.12% 1.85%
Fifth Third Bank, National Association 9, -0.11% 3.57%
Amerisave Mortgage Corporation 10, -0.11% 0.75%
Citizens Bank 11, -0.11% 1.18%
RoundPoint Mortgage Servicing Corporation 12, -0.10% 0.25%
Central Bank & Trust Co 13, -0.09% 0.34%
Centra Credit Union 14, -0.09% 0.53%
Freedom Mortgage Corporation 15, -0.09% 1.23%
Union Savings Bank 16, -0.09% 0.14%
Victory Community Bank 17, -0.08% 0.54%
Matthew Holbrook 18, -0.08% 0.33%
Huntington National Bank 19, -0.08% 0.50%
Bank of America 20, -0.08% 0.43%
Us Bank 21, -0.07% 2.81%
Bay Equity 22, -0.07% 0.35%
Guardian Savings Bank, FSB 23, -0.07% 0.14%
Flagstar Bank 24, -0.07% 0.96%
The Mortgage Warehouse 25, -0.07% 1.45%
Forcht Bank National Association 26, -0.07% 0.20%
Old National Bank 27, -0.06% 0.38%
Truist Bank 28, -0.06% 1.01%
Ruoff Home Mortgage 29, -0.06% 1.11%
WesBanco Bank, Inc 30, -0.05% 0.48%
South Central Bank Inc 31, -0.05% 0.17%
Guaranty Home Mortgage Corporation 32, -0.05% 0.13%
JPMorgan Chase Bank 33, -0.05% 3.38%
FirstBank 34, -0.05% 0.13%
MyCUmortgage 35, -0.05% 0.14%
Magnolia Bank Incorporated 36, -0.03% 2.16%
Hometown Lenders INC 37, -0.03% 0.23%
Navy Federal Credit Union 38, -0.03% 0.49%
Village Capital & Investment 39, -0.03% 0.14%
Keller Mortgage 40, -0.03% 0.14%
German American Bank 41, -0.03% 0.30%
FBC Mortgage 42, -0.02% 0.29%
Union Home Mortgage Company 43, -0.02% 0.18%
Lakeview Loan Servicing 44, -0.02% 0.32%
Stearns Lending 45, -0.01% 1.11%
Usaa Federal Savings Bank 46, -0.01% 1.03%
Park Community Credit Union 47, -0.01% 0.64%
Commonwealth Bank and Trust Company 48, -0.01% 6.56%
Newrez 49, -0.01% 0.30%
Plaza Home Mortgage Inc 50, -0.01% 0.14%
State Farm Bank 51, -0.00% 0.14%
New American Funding 52, 0.01% 0.14%
Guaranteed Rate Inc 53, 0.01% 0.23%
First Financial Bank 54, 0.02% 1.54%
CMG Mortgage Inc 55, 0.02% 0.52%
Pennymac Loan Services 56, 0.02% 0.53%
Cardinal Financial Company LP 57, 0.02% 0.20%
Pulte Mortgage 58, 0.02% 0.62%
Regions Bank 59, 0.03% 0.16%
Pnc Bank 60, 0.03% 4.95%
Bank of England 61, 0.03% 0.19%
Churchill Mortgage Corporation 62, 0.03% 0.17%
Republic State Mortgage Co 63, 0.04% 0.14%
Primary Residential Mortgage Inc 64, 0.04% 0.50%
Carrington Mortgage Services 65, 0.04% 0.72%
E Mortgage Management 66, 0.04% 0.35%
Wells Fargo Bank 67, 0.04% 1.67%
Stockton Mortgage Corporation 68, 0.04% 1.76%
Fair Way Lending 69, 0.04% 0.36%
Fairway Independent Mort Corp 70, 0.04% 2.16%
Northpointe Bank 71, 0.05% 0.52%
Land Home Financial Services Inc 72, 0.06% 0.30%
Primelending 73, 0.06% 0.36%
Caliber Home Loans Inc 74, 0.07% 0.82%
Partners United Financial 75, 0.07% 0.14%
LoanDepot 76, 0.07% 0.76%
United Mortgage Corp 77, 0.07% 0.19%
Movement Mortgage 78, 0.07% 0.89%
American Mortgage Service Company 79, 0.07% 1.64%
Success Mortgage Partners Inc 80, 0.07% 0.22%
Sierra Pacific Mortgage 81, 0.08% 0.21%
HomeServices Lending 82, 0.08% 0.85%
Century Mortgage Company DBA Century Lending Company 83, 0.09% 7.58%
Synergy One Lending 84, 0.09% 0.59%
Quicken Loans 85, 0.09% 8.17%
The Federal Savings Bank 86, 0.10% 0.20%
Ditech Financial 87, 0.10% 0.31%
First Savings Bank 88, 0.10% 1.77%
Ark-La-Tex Financial Services 89, 0.10% 1.08%
Reliance First Capital 90, 0.10% 0.19%
Amerifirst Financial Corporation 91, 0.10% 0.14%
Draper and Kramer Mortgage Corp 92, 0.11% 0.27%
InterLinc Mortgage Services 93, 0.11% 2.35%
HomeBridge Financial Services, Inc 94, 0.12% 0.17%
AnnieMac Home Mortgage 95, 0.12% 0.57%
Farm Credit Mid-America 96, 0.12% 0.19%
American Financial Resources Inc 97, 0.14% 0.14%
Royal United Mortgage 98, 0.15% 0.16%
Republic Bank & Trust Company 99, 0.15% 1.09%
Evansville Teachers Federal Credit Union 100, 0.17% 1.25%
Home Point Mortgage Acceptance Corporation 101, 0.17% 0.61%
Nationstar Mortgage 102, 0.19% 0.80%
NewDay USA 103, 0.46% 0.24%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Freedom Mortgage Corporation 1, -0.28% 1.26%
Provident Funding Associates 2, -0.23% 1.69%
Prosperity Home Mortgage 3, -0.21% 1.56%
Victory Mortgage 4, -0.20% 0.67%
JPMorgan Chase Bank 5, -0.17% 3.24%
Home Point Financial Corporation 6, -0.17% 3.14%
First Harrison Bank 7, -0.17% 1.29%
Us Bank 8, -0.16% 3.36%
Pnc Bank 9, -0.14% 2.79%
Bank of America 10, -0.13% 0.47%
Fifth Third Bank, National Association 11, -0.11% 2.68%
Bay Equity 12, -0.09% 0.48%
Citizens Bank 13, -0.09% 1.31%
Victory Community Bank 14, -0.09% 0.87%
Central Bank & Trust Co 15, -0.08% 0.38%
Flagstar Bank 16, -0.07% 1.17%
Huntington National Bank 17, -0.07% 0.51%
Stock Yards Bank and Trust Co 18, -0.06% 2.07%
WesBanco Bank, Inc 19, -0.05% 0.51%
Wells Fargo Bank 20, -0.05% 1.71%
Old National Bank 21, -0.05% 0.33%
Truist Bank 22, -0.05% 0.91%
MyCUmortgage 23, -0.05% 0.19%
Guaranty Home Mortgage Corporation 24, -0.05% 0.11%
Matthew Holbrook 25, -0.04% 0.25%
Ruoff Home Mortgage 26, -0.04% 1.52%
Commonwealth Credit Union Inc 27, -0.04% 0.13%
Union Savings Bank 28, -0.04% 0.10%
Hometown Lenders INC 29, -0.04% 0.33%
Pennymac Loan Services 30, -0.03% 0.25%
Amerisave Mortgage Corporation 31, -0.03% 0.25%
Newrez 32, -0.03% 0.20%
Navy Federal Credit Union 33, -0.03% 0.71%
Ditech Financial 34, -0.03% 0.07%
Keller Mortgage 35, -0.02% 0.20%
State Farm Bank 36, -0.02% 0.07%
FBC Mortgage 37, -0.02% 0.41%
FirstBank 38, -0.02% 0.09%
South Central Bank Inc 39, -0.02% 0.16%
Union Home Mortgage Company 40, -0.01% 0.22%
Forcht Bank National Association 41, -0.01% 0.13%
Plaza Home Mortgage Inc 42, -0.00% 0.16%
Lakeview Loan Servicing 43, -0.00% 0.06%
Magnolia Bank Incorporated 44, 0.00% 2.60%
Guardian Savings Bank, FSB 45, 0.00% 0.09%
First Savings Bank 46, 0.01% 1.81%
Stearns Lending 47, 0.01% 1.43%
The Federal Savings Bank 48, 0.01% 0.01%
German American Bank 49, 0.01% 0.28%
Cardinal Financial Company LP 50, 0.01% 0.16%
Centra Credit Union 51, 0.01% 0.42%
Usaa Federal Savings Bank 52, 0.02% 1.32%
Regions Bank 53, 0.02% 0.16%
CMG Mortgage Inc 54, 0.02% 0.64%
Park Community Credit Union 55, 0.02% 0.46%
RoundPoint Mortgage Servicing Corporation 56, 0.02% 0.01%
The Mortgage Warehouse 57, 0.02% 0.63%
Guaranteed Rate Inc 58, 0.03% 0.27%
Commonwealth Bank and Trust Company 59, 0.03% 6.32%
New American Funding 60, 0.03% 0.13%
Pulte Mortgage 61, 0.03% 1.09%
Quicken Loans 62, 0.03% 4.30%
Reliance First Capital 63, 0.03% 0.01%
Bank of England 64, 0.03% 0.22%
United Mortgage Corp 65, 0.04% 0.07%
Village Capital & Investment 66, 0.05% 0.01%
E Mortgage Management 67, 0.05% 0.31%
L&N Federal Credit Union 68, 0.05% 0.43%
First Financial Bank 69, 0.05% 1.68%
Fair Way Lending 70, 0.05% 0.44%
Royal United Mortgage 71, 0.05% 0.04%
Churchill Mortgage Corporation 72, 0.05% 0.16%
Republic State Mortgage Co 73, 0.05% 0.16%
HomeBridge Financial Services, Inc 74, 0.06% 0.13%
Nationstar Mortgage 75, 0.06% 0.36%
Land Home Financial Services Inc 76, 0.07% 0.45%
Primelending 77, 0.07% 0.54%
Partners United Financial 78, 0.07% 0.24%
Northpointe Bank 79, 0.07% 0.64%
Stockton Mortgage Corporation 80, 0.08% 2.24%
Movement Mortgage 81, 0.08% 1.35%
Fairway Independent Mort Corp 82, 0.08% 2.99%
HomeServices Lending 83, 0.09% 1.41%
Sierra Pacific Mortgage 84, 0.09% 0.29%
Primary Residential Mortgage Inc 85, 0.09% 0.56%
American Mortgage Service Company 86, 0.10% 2.47%
Caliber Home Loans Inc 87, 0.10% 0.89%
LoanDepot 88, 0.10% 0.46%
Success Mortgage Partners Inc 89, 0.11% 0.27%
Synergy One Lending 90, 0.11% 0.61%
Century Mortgage Company DBA Century Lending Company 91, 0.12% 10.38%
Draper and Kramer Mortgage Corp 92, 0.12% 0.44%
Ark-La-Tex Financial Services 93, 0.12% 1.11%
Republic Bank & Trust Company 94, 0.12% 1.15%
Amerifirst Financial Corporation 95, 0.13% 0.19%
Carrington Mortgage Services 96, 0.13% 0.18%
InterLinc Mortgage Services 97, 0.13% 3.32%
Farm Credit Mid-America 98, 0.15% 0.26%
AnnieMac Home Mortgage 99, 0.15% 0.68%
Home Point Mortgage Acceptance Corporation 100, 0.19% 0.91%
Evansville Teachers Federal Credit Union 101, 0.19% 1.59%
American Financial Resources Inc 102, 0.20% 0.16%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Provident Funding Associates 1, -0.28% 3.59%
L&N Federal Credit Union 2, -0.24% 1.22%
Stock Yards Bank and Trust Co 3, -0.23% 1.76%
Commonwealth Credit Union Inc 4, -0.20% 0.56%
Centra Credit Union 5, -0.17% 0.68%
Home Point Financial Corporation 6, -0.16% 2.19%
Amerisave Mortgage Corporation 7, -0.13% 1.42%
Citizens Bank 8, -0.13% 1.01%
Union Savings Bank 9, -0.12% 0.20%
Fifth Third Bank, National Association 10, -0.12% 4.76%
Ruoff Home Mortgage 11, -0.12% 0.57%
Guardian Savings Bank, FSB 12, -0.11% 0.21%
Matthew Holbrook 13, -0.11% 0.43%
Magnolia Bank Incorporated 14, -0.11% 1.59%
Central Bank & Trust Co 15, -0.11% 0.29%
Forcht Bank National Association 16, -0.11% 0.29%
RoundPoint Mortgage Servicing Corporation 17, -0.11% 0.56%
The Mortgage Warehouse 18, -0.10% 2.54%
Fairway Independent Mort Corp 19, -0.09% 1.06%
First Harrison Bank 20, -0.09% 2.59%
South Central Bank Inc 21, -0.09% 0.18%
Huntington National Bank 22, -0.09% 0.49%
Usaa Federal Savings Bank 23, -0.09% 0.64%
American Mortgage Service Company 24, -0.08% 0.55%
Old National Bank 25, -0.07% 0.44%
Truist Bank 26, -0.07% 1.14%
Stearns Lending 27, -0.07% 0.69%
FirstBank 28, -0.07% 0.19%
German American Bank 29, -0.07% 0.34%
Primary Residential Mortgage Inc 30, -0.06% 0.42%
Stockton Mortgage Corporation 31, -0.06% 1.12%
Commonwealth Bank and Trust Company 32, -0.06% 6.89%
WesBanco Bank, Inc 33, -0.06% 0.44%
Flagstar Bank 34, -0.06% 0.67%
Guaranty Home Mortgage Corporation 35, -0.05% 0.16%
Keller Mortgage 36, -0.04% 0.06%
First Financial Bank 37, -0.04% 1.35%
Victory Community Bank 38, -0.04% 0.11%
Park Community Credit Union 39, -0.04% 0.86%
Village Capital & Investment 40, -0.04% 0.31%
FBC Mortgage 41, -0.04% 0.13%
Navy Federal Credit Union 42, -0.03% 0.19%
Union Home Mortgage Company 43, -0.03% 0.13%
MyCUmortgage 44, -0.03% 0.08%
Guaranteed Rate Inc 45, -0.03% 0.18%
Lakeview Loan Servicing 46, -0.02% 0.65%
Hometown Lenders INC 47, -0.02% 0.11%
New American Funding 48, -0.02% 0.16%
Movement Mortgage 49, -0.02% 0.27%
Century Mortgage Company DBA Century Lending Company 50, -0.02% 3.88%
Prosperity Home Mortgage 51, -0.01% 0.21%
Plaza Home Mortgage Inc 52, -0.01% 0.12%
Success Mortgage Partners Inc 53, -0.00% 0.16%
Newrez 54, -0.00% 0.44%
Republic State Mortgage Co 55, -0.00% 0.10%
Victory Mortgage 56, -0.00% 0.02%
State Farm Bank 57, -0.00% 0.22%
Churchill Mortgage Corporation 58, 0.00% 0.17%
Land Home Financial Services Inc 59, 0.00% 0.10%
Northpointe Bank 60, 0.00% 0.36%
Amerifirst Financial Corporation 61, 0.00% 0.07%
Bay Equity 62, 0.01% 0.18%
Draper and Kramer Mortgage Corp 63, 0.01% 0.04%
Bank of America 64, 0.01% 0.39%
Partners United Financial 65, 0.01% 0.02%
HomeServices Lending 66, 0.01% 0.11%
InterLinc Mortgage Services 67, 0.01% 1.08%
Caliber Home Loans Inc 68, 0.01% 0.73%
Bank of England 69, 0.02% 0.15%
Carrington Mortgage Services 70, 0.02% 1.43%
CMG Mortgage Inc 71, 0.02% 0.37%
Cardinal Financial Company LP 72, 0.03% 0.27%
Fair Way Lending 73, 0.03% 0.25%
American Financial Resources Inc 74, 0.03% 0.11%
E Mortgage Management 75, 0.03% 0.41%
Farm Credit Mid-America 76, 0.03% 0.10%
Regions Bank 77, 0.04% 0.16%
AnnieMac Home Mortgage 78, 0.04% 0.43%
Pennymac Loan Services 79, 0.04% 0.90%
Primelending 80, 0.04% 0.12%
Sierra Pacific Mortgage 81, 0.04% 0.11%
LoanDepot 82, 0.05% 1.16%
Synergy One Lending 83, 0.06% 0.56%
United Mortgage Corp 84, 0.07% 0.35%
Ark-La-Tex Financial Services 85, 0.08% 1.04%
The Federal Savings Bank 86, 0.10% 0.45%
JPMorgan Chase Bank 87, 0.10% 3.57%
Reliance First Capital 88, 0.10% 0.44%
Pnc Bank 89, 0.10% 7.80%
Us Bank 90, 0.11% 2.08%
Ditech Financial 91, 0.11% 0.63%
Evansville Teachers Federal Credit Union 92, 0.12% 0.79%
Quicken Loans 93, 0.12% 13.29%
Home Point Mortgage Acceptance Corporation 94, 0.12% 0.23%
HomeBridge Financial Services, Inc 95, 0.15% 0.23%
Royal United Mortgage 96, 0.16% 0.32%
Wells Fargo Bank 97, 0.18% 1.61%
Freedom Mortgage Corporation 98, 0.18% 1.19%
Republic Bank & Trust Company 99, 0.20% 1.01%
First Savings Bank 100, 0.23% 1.72%
Nationstar Mortgage 101, 0.23% 1.39%
NewDay USA 102, 0.46% 0.56%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Provident Funding Associates 1, -0.25% 3.48%
Victory Mortgage 2, -0.25% 0.34%
Prosperity Home Mortgage 3, -0.21% 1.13%
Commonwealth Credit Union Inc 4, -0.15% 0.44%
Home Point Financial Corporation 5, -0.15% 2.29%
Ruoff Home Mortgage 6, -0.15% 0.97%
L&N Federal Credit Union 7, -0.14% 1.07%
Stock Yards Bank and Trust Co 8, -0.12% 2.26%
Amerisave Mortgage Corporation 9, -0.12% 0.90%
Fifth Third Bank, National Association 10, -0.12% 4.45%
RoundPoint Mortgage Servicing Corporation 11, -0.12% 0.29%
Victory Community Bank 12, -0.12% 0.53%
First Harrison Bank 13, -0.12% 2.43%
Central Bank & Trust Co 14, -0.11% 0.37%
Citizens Bank 15, -0.10% 1.51%
Centra Credit Union 16, -0.09% 0.74%
Union Savings Bank 17, -0.08% 0.19%
Bank of America 18, -0.08% 0.51%
Matthew Holbrook 19, -0.08% 0.46%
Huntington National Bank 20, -0.07% 0.50%
Us Bank 21, -0.07% 3.67%
The Mortgage Warehouse 22, -0.07% 1.86%
Guardian Savings Bank, FSB 23, -0.07% 0.20%
Forcht Bank National Association 24, -0.06% 0.23%
Old National Bank 25, -0.06% 0.44%
Truist Bank 26, -0.06% 1.25%
Flagstar Bank 27, -0.06% 0.87%
Bay Equity 28, -0.05% 0.33%
South Central Bank Inc 29, -0.05% 0.18%
JPMorgan Chase Bank 30, -0.05% 4.51%
FirstBank 31, -0.05% 0.17%
Guaranty Home Mortgage Corporation 32, -0.04% 0.16%
Commonwealth Bank and Trust Company 33, -0.03% 7.07%
Keller Mortgage 34, -0.02% 0.17%
FBC Mortgage 35, -0.02% 0.35%
German American Bank 36, -0.02% 0.41%
WesBanco Bank, Inc 37, -0.02% 0.49%
New American Funding 38, -0.02% 0.07%
Hometown Lenders INC 39, -0.02% 0.19%
Newrez 40, -0.01% 0.35%
Park Community Credit Union 41, -0.01% 0.89%
Magnolia Bank Incorporated 42, -0.01% 1.54%
MyCUmortgage 43, -0.00% 0.07%
State Farm Bank 44, 0.00% 0.19%
Stockton Mortgage Corporation 45, 0.00% 1.50%
Guaranteed Rate Inc 46, 0.01% 0.25%
The Federal Savings Bank 47, 0.01% 0.02%
Union Home Mortgage Company 48, 0.01% 0.11%
Plaza Home Mortgage Inc 49, 0.02% 0.07%
Stearns Lending 50, 0.02% 0.56%
Cardinal Financial Company LP 51, 0.02% 0.16%
Primary Residential Mortgage Inc 52, 0.03% 0.40%
Republic State Mortgage Co 53, 0.03% 0.10%
CMG Mortgage Inc 54, 0.03% 0.24%
First Financial Bank 55, 0.03% 1.80%
Lakeview Loan Servicing 56, 0.03% 0.08%
Land Home Financial Services Inc 57, 0.04% 0.17%
Carrington Mortgage Services 58, 0.04% 0.23%
Pnc Bank 59, 0.04% 6.40%
Regions Bank 60, 0.04% 0.17%
Pulte Mortgage 61, 0.04% 0.56%
Churchill Mortgage Corporation 62, 0.04% 0.19%
Bank of England 63, 0.04% 0.19%
Success Mortgage Partners Inc 64, 0.05% 0.12%
Usaa Federal Savings Bank 65, 0.05% 0.51%
HomeBridge Financial Services, Inc 66, 0.05% 0.01%
Village Capital & Investment 67, 0.05% 0.01%
LoanDepot 68, 0.05% 0.56%
Fair Way Lending 69, 0.05% 0.22%
American Financial Resources Inc 70, 0.05% 0.03%
Wells Fargo Bank 71, 0.05% 2.16%
Primelending 72, 0.07% 0.37%
Northpointe Bank 73, 0.07% 0.38%
Century Mortgage Company DBA Century Lending Company 74, 0.08% 7.23%
Synergy One Lending 75, 0.08% 0.43%
InterLinc Mortgage Services 76, 0.08% 2.15%
AnnieMac Home Mortgage 77, 0.09% 0.39%
HomeServices Lending 78, 0.09% 0.97%
Pennymac Loan Services 79, 0.09% 0.24%
Partners United Financial 80, 0.09% 0.13%
E Mortgage Management 81, 0.09% 0.16%
Fairway Independent Mort Corp 82, 0.09% 1.58%
Movement Mortgage 83, 0.09% 0.68%
Caliber Home Loans Inc 84, 0.10% 0.66%
Draper and Kramer Mortgage Corp 85, 0.11% 0.25%
United Mortgage Corp 86, 0.11% 0.16%
Amerifirst Financial Corporation 87, 0.11% 0.13%
Ark-La-Tex Financial Services 88, 0.12% 1.07%
American Mortgage Service Company 89, 0.13% 1.45%
Sierra Pacific Mortgage 90, 0.14% 0.14%
Farm Credit Mid-America 91, 0.14% 0.23%
Quicken Loans 92, 0.16% 7.53%
First Savings Bank 93, 0.16% 1.86%
Reliance First Capital 94, 0.16% 0.14%
Republic Bank & Trust Company 95, 0.17% 1.39%
Evansville Teachers Federal Credit Union 96, 0.19% 1.19%
Freedom Mortgage Corporation 97, 0.19% 0.34%
Navy Federal Credit Union 98, 0.19% 0.28%
Royal United Mortgage 99, 0.20% 0.15%
Ditech Financial 100, 0.21% 0.26%
Home Point Mortgage Acceptance Corporation 101, 0.21% 0.39%
Nationstar Mortgage 102, 0.29% 0.38%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Victory Mortgage 1, -0.24% 0.63%
Prosperity Home Mortgage 2, -0.23% 1.90%
Provident Funding Associates 3, -0.23% 2.48%
JPMorgan Chase Bank 4, -0.18% 4.59%
First Harrison Bank 5, -0.17% 1.67%
Us Bank 6, -0.16% 4.65%
Bank of America 7, -0.15% 0.56%
Ruoff Home Mortgage 8, -0.14% 1.35%
Home Point Financial Corporation 9, -0.14% 2.67%
Pnc Bank 10, -0.13% 3.52%
Victory Community Bank 11, -0.12% 0.92%
Fifth Third Bank, National Association 12, -0.11% 3.36%
Central Bank & Trust Co 13, -0.10% 0.40%
Citizens Bank 14, -0.09% 1.72%
Bay Equity 15, -0.07% 0.44%
Flagstar Bank 16, -0.06% 1.11%
Old National Bank 17, -0.06% 0.40%
Truist Bank 18, -0.05% 1.11%
Wells Fargo Bank 19, -0.05% 2.27%
Huntington National Bank 20, -0.04% 0.49%
Guaranty Home Mortgage Corporation 21, -0.04% 0.11%
Matthew Holbrook 22, -0.04% 0.37%
Stock Yards Bank and Trust Co 23, -0.04% 2.41%
Amerisave Mortgage Corporation 24, -0.04% 0.29%
Union Savings Bank 25, -0.03% 0.13%
Commonwealth Credit Union Inc 26, -0.03% 0.19%
Newrez 27, -0.03% 0.28%
Keller Mortgage 28, -0.02% 0.25%
FBC Mortgage 29, -0.02% 0.54%
Hometown Lenders INC 30, -0.01% 0.30%
FirstBank 31, -0.01% 0.11%
State Farm Bank 32, -0.01% 0.11%
South Central Bank Inc 33, 0.00% 0.13%
Commonwealth Bank and Trust Company 34, 0.01% 6.60%
Cardinal Financial Company LP 35, 0.01% 0.15%
Guardian Savings Bank, FSB 36, 0.01% 0.13%
WesBanco Bank, Inc 37, 0.01% 0.46%
Freedom Mortgage Corporation 38, 0.01% 0.24%
MyCUmortgage 39, 0.01% 0.08%
New American Funding 40, 0.01% 0.02%
German American Bank 41, 0.02% 0.39%
Centra Credit Union 42, 0.02% 0.61%
Pennymac Loan Services 43, 0.03% 0.12%
Lakeview Loan Servicing 44, 0.03% 0.04%
Park Community Credit Union 45, 0.03% 0.68%
RoundPoint Mortgage Servicing Corporation 46, 0.03% 0.01%
Forcht Bank National Association 47, 0.03% 0.13%
Guaranteed Rate Inc 48, 0.03% 0.28%
American Financial Resources Inc 49, 0.03% 0.01%
Plaza Home Mortgage Inc 50, 0.03% 0.04%
Ditech Financial 51, 0.03% 0.03%
Regions Bank 52, 0.04% 0.16%
CMG Mortgage Inc 53, 0.04% 0.34%
The Mortgage Warehouse 54, 0.04% 0.76%
Reliance First Capital 55, 0.04% 0.01%
Pulte Mortgage 56, 0.05% 1.06%
Bank of England 57, 0.05% 0.26%
Stockton Mortgage Corporation 58, 0.05% 1.95%
Land Home Financial Services Inc 59, 0.05% 0.27%
First Savings Bank 60, 0.05% 1.84%
HomeBridge Financial Services, Inc 61, 0.05% 0.02%
Village Capital & Investment 62, 0.05% 0.01%
Union Home Mortgage Company 63, 0.06% 0.11%
United Mortgage Corp 64, 0.06% 0.07%
Magnolia Bank Incorporated 65, 0.06% 1.81%
L&N Federal Credit Union 66, 0.06% 0.64%
Republic State Mortgage Co 67, 0.06% 0.10%
Royal United Mortgage 68, 0.06% 0.02%
Quicken Loans 69, 0.06% 4.43%
Fair Way Lending 70, 0.06% 0.26%
Success Mortgage Partners Inc 71, 0.07% 0.12%
Churchill Mortgage Corporation 72, 0.07% 0.20%
Stearns Lending 73, 0.07% 0.67%
Primelending 74, 0.07% 0.56%
First Financial Bank 75, 0.08% 2.08%
Primary Residential Mortgage Inc 76, 0.08% 0.48%
Usaa Federal Savings Bank 77, 0.08% 0.71%
Synergy One Lending 78, 0.09% 0.44%
HomeServices Lending 79, 0.10% 1.72%
Nationstar Mortgage 80, 0.10% 0.10%
Partners United Financial 81, 0.10% 0.21%
AnnieMac Home Mortgage 82, 0.11% 0.52%
E Mortgage Management 83, 0.11% 0.15%
LoanDepot 84, 0.11% 0.30%
InterLinc Mortgage Services 85, 0.11% 2.97%
Northpointe Bank 86, 0.11% 0.43%
Movement Mortgage 87, 0.12% 1.09%
Century Mortgage Company DBA Century Lending Company 88, 0.12% 9.86%
Draper and Kramer Mortgage Corp 89, 0.12% 0.43%
Caliber Home Loans Inc 90, 0.13% 0.81%
Ark-La-Tex Financial Services 91, 0.14% 1.18%
Carrington Mortgage Services 92, 0.14% 0.06%
Republic Bank & Trust Company 93, 0.15% 1.49%
Amerifirst Financial Corporation 94, 0.16% 0.17%
Fairway Independent Mort Corp 95, 0.17% 2.28%
Farm Credit Mid-America 96, 0.17% 0.35%
Sierra Pacific Mortgage 97, 0.17% 0.19%
American Mortgage Service Company 98, 0.18% 2.28%
Evansville Teachers Federal Credit Union 99, 0.20% 1.55%
Navy Federal Credit Union 100, 0.23% 0.44%
Home Point Mortgage Acceptance Corporation 101, 0.23% 0.52%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Provident Funding Associates 1, -0.27% 4.62%
Stock Yards Bank and Trust Co 2, -0.24% 2.08%
L&N Federal Credit Union 3, -0.23% 1.57%
Commonwealth Credit Union Inc 4, -0.20% 0.72%
Home Point Financial Corporation 5, -0.17% 1.86%
Centra Credit Union 6, -0.17% 0.89%
Ruoff Home Mortgage 7, -0.15% 0.54%
Fairway Independent Mort Corp 8, -0.15% 0.78%
Amerisave Mortgage Corporation 9, -0.15% 1.59%
Citizens Bank 10, -0.13% 1.27%
RoundPoint Mortgage Servicing Corporation 11, -0.13% 0.60%
Fifth Third Bank, National Association 12, -0.12% 5.71%
Central Bank & Trust Co 13, -0.12% 0.32%
Union Savings Bank 14, -0.12% 0.26%
Guardian Savings Bank, FSB 15, -0.11% 0.27%
Forcht Bank National Association 16, -0.11% 0.35%
Magnolia Bank Incorporated 17, -0.11% 1.23%
Matthew Holbrook 18, -0.11% 0.55%
The Mortgage Warehouse 19, -0.10% 3.11%
Huntington National Bank 20, -0.10% 0.51%
American Mortgage Service Company 21, -0.10% 0.50%
Stockton Mortgage Corporation 22, -0.09% 0.99%
First Harrison Bank 23, -0.09% 3.28%
South Central Bank Inc 24, -0.09% 0.23%
Stearns Lending 25, -0.07% 0.42%
Old National Bank 26, -0.07% 0.49%
Primary Residential Mortgage Inc 27, -0.07% 0.30%
FirstBank 28, -0.07% 0.23%
Truist Bank 29, -0.07% 1.40%
German American Bank 30, -0.06% 0.44%
Commonwealth Bank and Trust Company 31, -0.06% 7.61%
Flagstar Bank 32, -0.06% 0.59%
WesBanco Bank, Inc 33, -0.06% 0.53%
Usaa Federal Savings Bank 34, -0.05% 0.30%
Guaranty Home Mortgage Corporation 35, -0.05% 0.21%
Victory Community Bank 36, -0.05% 0.09%
FBC Mortgage 37, -0.04% 0.13%
First Financial Bank 38, -0.04% 1.48%
Keller Mortgage 39, -0.04% 0.08%
Park Community Credit Union 40, -0.03% 1.12%
Union Home Mortgage Company 41, -0.03% 0.12%
New American Funding 42, -0.03% 0.13%
Guaranteed Rate Inc 43, -0.03% 0.21%
MyCUmortgage 44, -0.02% 0.06%
Century Mortgage Company DBA Century Lending Company 45, -0.02% 4.22%
Land Home Financial Services Inc 46, -0.02% 0.05%
Hometown Lenders INC 47, -0.02% 0.06%
Prosperity Home Mortgage 48, -0.01% 0.24%
Movement Mortgage 49, -0.01% 0.21%
Republic State Mortgage Co 50, -0.01% 0.09%
Newrez 51, -0.00% 0.44%
Plaza Home Mortgage Inc 52, 0.00% 0.09%
State Farm Bank 53, 0.00% 0.28%
InterLinc Mortgage Services 54, 0.01% 1.21%
The Federal Savings Bank 55, 0.01% 0.04%
Amerifirst Financial Corporation 56, 0.01% 0.09%
Churchill Mortgage Corporation 57, 0.01% 0.18%
Bay Equity 58, 0.01% 0.21%
Northpointe Bank 59, 0.01% 0.33%
Draper and Kramer Mortgage Corp 60, 0.01% 0.05%
CMG Mortgage Inc 61, 0.01% 0.13%
HomeServices Lending 62, 0.01% 0.12%
Partners United Financial 63, 0.01% 0.03%
Bank of America 64, 0.01% 0.46%
Navy Federal Credit Union 65, 0.01% 0.09%
Success Mortgage Partners Inc 66, 0.02% 0.12%
Carrington Mortgage Services 67, 0.02% 0.42%
LoanDepot 68, 0.02% 0.86%
Lakeview Loan Servicing 69, 0.03% 0.12%
Cardinal Financial Company LP 70, 0.04% 0.18%
AnnieMac Home Mortgage 71, 0.04% 0.24%
Fair Way Lending 72, 0.04% 0.18%
Farm Credit Mid-America 73, 0.04% 0.10%
Caliber Home Loans Inc 74, 0.04% 0.50%
Bank of England 75, 0.04% 0.10%
Regions Bank 76, 0.05% 0.18%
Primelending 77, 0.05% 0.14%
American Financial Resources Inc 78, 0.05% 0.05%
Sierra Pacific Mortgage 79, 0.06% 0.09%
Synergy One Lending 80, 0.07% 0.42%
E Mortgage Management 81, 0.08% 0.18%
Ark-La-Tex Financial Services 82, 0.10% 0.95%
JPMorgan Chase Bank 83, 0.10% 4.43%
Pennymac Loan Services 84, 0.11% 0.37%
Pnc Bank 85, 0.11% 9.69%
Us Bank 86, 0.12% 2.55%
United Mortgage Corp 87, 0.12% 0.26%
Evansville Teachers Federal Credit Union 88, 0.15% 0.78%
Home Point Mortgage Acceptance Corporation 89, 0.15% 0.24%
Reliance First Capital 90, 0.16% 0.28%
Wells Fargo Bank 91, 0.18% 2.04%
Quicken Loans 92, 0.20% 11.06%
Republic Bank & Trust Company 93, 0.21% 1.27%
Royal United Mortgage 94, 0.21% 0.30%
Ditech Financial 95, 0.21% 0.53%
First Savings Bank 96, 0.29% 1.87%
Freedom Mortgage Corporation 97, 0.29% 0.46%
Nationstar Mortgage 98, 0.32% 0.69%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Freedom Mortgage Corporation 1, -0.25% 3.41%
Home Point Financial Corporation 2, -0.23% 4.21%
WesBanco Bank, Inc 3, -0.17% 0.55%
Pnc Bank 4, -0.16% 0.71%
Victory Mortgage 5, -0.15% 0.42%
Stock Yards Bank and Trust Co 6, -0.14% 1.34%
Huntington National Bank 7, -0.14% 0.46%
First Harrison Bank 8, -0.14% 0.55%
Bay Equity 9, -0.13% 0.55%
Citizens Bank 10, -0.12% 0.35%
Flagstar Bank 11, -0.12% 0.79%
Prosperity Home Mortgage 12, -0.12% 0.48%
First Savings Bank 13, -0.10% 1.67%
Forcht Bank National Association 14, -0.10% 0.11%
MyCUmortgage 15, -0.08% 0.46%
Fifth Third Bank, National Association 16, -0.08% 1.30%
Guaranty Home Mortgage Corporation 17, -0.08% 0.09%
Hometown Lenders INC 18, -0.08% 0.37%
Magnolia Bank Incorporated 19, -0.08% 4.19%
Ditech Financial 20, -0.08% 0.55%
Central Bank & Trust Co 21, -0.07% 0.15%
Us Bank 22, -0.07% 0.46%
Union Home Mortgage Company 23, -0.07% 0.42%
Provident Funding Associates 24, -0.07% 0.15%
South Central Bank Inc 25, -0.05% 0.18%
Quicken Loans 26, -0.05% 10.42%
Bank of America 27, -0.05% 0.09%
Stearns Lending 28, -0.04% 2.95%
Plaza Home Mortgage Inc 29, -0.04% 0.40%
Victory Community Bank 30, -0.03% 0.37%
Village Capital & Investment 31, -0.03% 0.42%
FBC Mortgage 32, -0.03% 0.04%
Keller Mortgage 33, -0.03% 0.04%
American Mortgage Service Company 34, -0.02% 2.38%
The Mortgage Warehouse 35, -0.02% 0.31%
Fairway Independent Mort Corp 36, -0.02% 4.23%
Regions Bank 37, -0.02% 0.09%
First Financial Bank 38, -0.02% 0.22%
Churchill Mortgage Corporation 39, -0.02% 0.09%
FirstBank 40, -0.02% 0.04%
German American Bank 41, -0.02% 0.04%
United Mortgage Corp 42, -0.01% 0.31%
Pennymac Loan Services 43, -0.01% 0.88%
Truist Bank 44, -0.01% 0.09%
Navy Federal Credit Union 45, -0.00% 0.04%
Newrez 46, 0.00% 0.18%
The Federal Savings Bank 47, 0.00% 0.02%
E Mortgage Management 48, 0.00% 1.01%
Bank of England 49, 0.00% 0.11%
CMG Mortgage Inc 50, 0.00% 1.48%
Pulte Mortgage 51, 0.00% 0.73%
Republic Bank & Trust Company 52, 0.01% 0.44%
Amerisave Mortgage Corporation 53, 0.01% 0.37%
Sierra Pacific Mortgage 54, 0.01% 0.48%
RoundPoint Mortgage Servicing Corporation 55, 0.01% 0.18%
New American Funding 56, 0.01% 0.40%
Old National Bank 57, 0.01% 0.02%
Cardinal Financial Company LP 58, 0.01% 0.29%
Wells Fargo Bank 59, 0.01% 0.02%
Guaranteed Rate Inc 60, 0.02% 0.20%
Reliance First Capital 61, 0.02% 0.31%
NewDay USA 62, 0.02% 0.02%
Northpointe Bank 63, 0.03% 1.08%
Caliber Home Loans Inc 64, 0.03% 1.17%
Fair Way Lending 65, 0.03% 0.88%
Movement Mortgage 66, 0.03% 1.78%
Lakeview Loan Servicing 67, 0.03% 0.73%
Carrington Mortgage Services 68, 0.03% 2.16%
Partners United Financial 69, 0.03% 0.18%
Republic State Mortgage Co 70, 0.04% 0.20%
Royal United Mortgage 71, 0.05% 0.20%
Land Home Financial Services Inc 72, 0.06% 0.75%
Primelending 73, 0.07% 0.40%
JPMorgan Chase Bank 74, 0.07% 0.07%
HomeServices Lending 75, 0.07% 0.64%
Commonwealth Bank and Trust Company 76, 0.07% 5.97%
Ark-La-Tex Financial Services 77, 0.07% 1.06%
Primary Residential Mortgage Inc 78, 0.07% 0.82%
Synergy One Lending 79, 0.08% 0.71%
Success Mortgage Partners Inc 80, 0.09% 0.62%
Amerifirst Financial Corporation 81, 0.09% 0.20%
LoanDepot 82, 0.09% 1.06%
Ruoff Home Mortgage 83, 0.10% 1.67%
Century Mortgage Company DBA Century Lending Company 84, 0.11% 10.11%
Stockton Mortgage Corporation 85, 0.11% 2.89%
HomeBridge Financial Services, Inc 86, 0.12% 0.75%
Draper and Kramer Mortgage Corp 87, 0.12% 0.37%
Nationstar Mortgage 88, 0.12% 2.05%
American Financial Resources Inc 89, 0.15% 0.55%
Home Point Mortgage Acceptance Corporation 90, 0.16% 1.34%
AnnieMac Home Mortgage 91, 0.16% 1.21%
InterLinc Mortgage Services 92, 0.17% 3.35%
Evansville Teachers Federal Credit Union 93, 0.17% 1.39%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Freedom Mortgage Corporation 1, -0.41% 3.23%
Home Point Financial Corporation 2, -0.26% 4.45%
Pnc Bank 3, -0.19% 0.82%
Huntington National Bank 4, -0.18% 0.49%
WesBanco Bank, Inc 5, -0.17% 0.76%
Victory Mortgage 6, -0.16% 0.58%
First Harrison Bank 7, -0.16% 0.64%
Stock Yards Bank and Trust Co 8, -0.15% 1.68%
Bay Equity 9, -0.15% 0.70%
Citizens Bank 10, -0.14% 0.46%
Flagstar Bank 11, -0.13% 1.04%
Prosperity Home Mortgage 12, -0.13% 0.64%
First Savings Bank 13, -0.11% 1.98%
Fifth Third Bank, National Association 14, -0.10% 1.49%
Pennymac Loan Services 15, -0.10% 0.43%
Forcht Bank National Association 16, -0.10% 0.15%
Hometown Lenders INC 17, -0.09% 0.43%
MyCUmortgage 18, -0.09% 0.55%
Provident Funding Associates 19, -0.09% 0.15%
Guaranty Home Mortgage Corporation 20, -0.08% 0.12%
Union Home Mortgage Company 21, -0.08% 0.46%
Central Bank & Trust Co 22, -0.08% 0.21%
Us Bank 23, -0.08% 0.64%
Ditech Financial 24, -0.07% 0.18%
Magnolia Bank Incorporated 25, -0.07% 4.61%
South Central Bank Inc 26, -0.06% 0.24%
Bank of America 27, -0.05% 0.12%
Quicken Loans 28, -0.05% 4.24%
Lakeview Loan Servicing 29, -0.04% 0.12%
Plaza Home Mortgage Inc 30, -0.04% 0.43%
Stearns Lending 31, -0.04% 3.45%
Victory Community Bank 32, -0.04% 0.49%
The Mortgage Warehouse 33, -0.03% 0.24%
Keller Mortgage 34, -0.03% 0.06%
American Mortgage Service Company 35, -0.03% 3.05%
Regions Bank 36, -0.03% 0.12%
FirstBank 37, -0.03% 0.03%
First Financial Bank 38, -0.02% 0.31%
Fairway Independent Mort Corp 39, -0.02% 5.13%
German American Bank 40, -0.02% 0.06%
Newrez 41, -0.01% 0.03%
CMG Mortgage Inc 42, -0.01% 1.34%
Churchill Mortgage Corporation 43, -0.01% 0.06%
Truist Bank 44, -0.01% 0.12%
Navy Federal Credit Union 45, -0.01% 0.06%
Amerisave Mortgage Corporation 46, -0.01% 0.21%
Bank of England 47, -0.01% 0.12%
United Mortgage Corp 48, -0.00% 0.06%
E Mortgage Management 49, 0.00% 0.73%
Pulte Mortgage 50, 0.00% 1.01%
Nationstar Mortgage 51, 0.00% 0.85%
Republic Bank & Trust Company 52, 0.00% 0.61%
RoundPoint Mortgage Servicing Corporation 53, 0.00% 0.03%
Sierra Pacific Mortgage 54, 0.01% 0.55%
Old National Bank 55, 0.01% 0.03%
Wells Fargo Bank 56, 0.01% 0.03%
New American Funding 57, 0.01% 0.43%
Cardinal Financial Company LP 58, 0.01% 0.15%
Guaranteed Rate Inc 59, 0.02% 0.24%
Northpointe Bank 60, 0.03% 1.34%
Fair Way Lending 61, 0.03% 0.98%
Royal United Mortgage 62, 0.03% 0.09%
Partners United Financial 63, 0.03% 0.24%
Movement Mortgage 64, 0.03% 2.20%
Republic State Mortgage Co 65, 0.04% 0.21%
Caliber Home Loans Inc 66, 0.04% 1.04%
HomeBridge Financial Services, Inc 67, 0.04% 0.40%
Primelending 68, 0.06% 0.55%
HomeServices Lending 69, 0.07% 0.85%
Land Home Financial Services Inc 70, 0.07% 0.88%
Ark-La-Tex Financial Services 71, 0.09% 0.82%
Amerifirst Financial Corporation 72, 0.09% 0.27%
Commonwealth Bank and Trust Company 73, 0.09% 6.53%
LoanDepot 74, 0.09% 0.85%
Synergy One Lending 75, 0.10% 0.67%
Century Mortgage Company DBA Century Lending Company 76, 0.11% 13.00%
Ruoff Home Mortgage 77, 0.12% 2.04%
Draper and Kramer Mortgage Corp 78, 0.12% 0.52%
Success Mortgage Partners Inc 79, 0.12% 0.67%
Primary Residential Mortgage Inc 80, 0.12% 0.79%
Carrington Mortgage Services 81, 0.12% 0.52%
Stockton Mortgage Corporation 82, 0.13% 3.29%
Home Point Mortgage Acceptance Corporation 83, 0.16% 1.80%
InterLinc Mortgage Services 84, 0.18% 4.33%
Evansville Teachers Federal Credit Union 85, 0.19% 1.71%
American Financial Resources Inc 86, 0.21% 0.55%
AnnieMac Home Mortgage 87, 0.21% 1.16%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Home Point Financial Corporation 1, -0.15% 3.57%
Magnolia Bank Incorporated 2, -0.10% 3.09%
Stock Yards Bank and Trust Co 3, -0.08% 0.48%
Ditech Financial 4, -0.07% 1.51%
First Savings Bank 5, -0.06% 0.87%
Stearns Lending 6, -0.06% 1.67%
Quicken Loans 7, -0.05% 26.49%
Primary Residential Mortgage Inc 8, -0.04% 0.87%
MyCUmortgage 9, -0.04% 0.24%
First Harrison Bank 10, -0.04% 0.32%
Plaza Home Mortgage Inc 11, -0.04% 0.32%
Fairway Independent Mort Corp 12, -0.03% 1.90%
Success Mortgage Partners Inc 13, -0.03% 0.48%
Pnc Bank 14, -0.03% 0.40%
Union Home Mortgage Company 15, -0.03% 0.32%
Huntington National Bank 16, -0.02% 0.40%
Hometown Lenders INC 17, -0.02% 0.24%
Churchill Mortgage Corporation 18, -0.02% 0.16%
Village Capital & Investment 19, -0.02% 1.51%
FBC Mortgage 20, -0.02% 0.16%
Movement Mortgage 21, -0.02% 0.71%
American Mortgage Service Company 22, -0.01% 0.63%
Commonwealth Bank and Trust Company 23, -0.01% 4.52%
Guaranteed Rate Inc 24, -0.01% 0.08%
Provident Funding Associates 25, -0.01% 0.16%
Northpointe Bank 26, -0.01% 0.40%
Victory Community Bank 27, -0.01% 0.08%
The Mortgage Warehouse 28, -0.01% 0.48%
Ruoff Home Mortgage 29, -0.00% 0.71%
United Mortgage Corp 30, -0.00% 0.95%
FirstBank 31, -0.00% 0.08%
New American Funding 32, -0.00% 0.32%
Caliber Home Loans Inc 33, 0.00% 1.51%
Bay Equity 34, 0.00% 0.16%
Flagstar Bank 35, 0.00% 0.16%
Stockton Mortgage Corporation 36, 0.00% 1.82%
Prosperity Home Mortgage 37, 0.01% 0.08%
E Mortgage Management 38, 0.01% 1.74%
Fifth Third Bank, National Association 39, 0.01% 0.79%
The Federal Savings Bank 40, 0.01% 0.08%
Newrez 41, 0.01% 0.56%
HomeServices Lending 42, 0.01% 0.08%
Citizens Bank 43, 0.01% 0.08%
Sierra Pacific Mortgage 44, 0.01% 0.32%
American Financial Resources Inc 45, 0.02% 0.56%
RoundPoint Mortgage Servicing Corporation 46, 0.02% 0.56%
Land Home Financial Services Inc 47, 0.02% 0.40%
Home Point Mortgage Acceptance Corporation 48, 0.02% 0.16%
Cardinal Financial Company LP 49, 0.02% 0.63%
Carrington Mortgage Services 50, 0.02% 6.42%
Century Mortgage Company DBA Century Lending Company 51, 0.02% 2.62%
Amerisave Mortgage Corporation 52, 0.02% 0.79%
Fair Way Lending 53, 0.03% 0.63%
Republic State Mortgage Co 54, 0.03% 0.16%
Reliance First Capital 55, 0.03% 1.11%
Evansville Teachers Federal Credit Union 56, 0.03% 0.56%
NewDay USA 57, 0.03% 0.08%
CMG Mortgage Inc 58, 0.03% 1.82%
Bank of England 59, 0.04% 0.08%
Pennymac Loan Services 60, 0.05% 2.06%
Lakeview Loan Servicing 61, 0.05% 2.30%
Synergy One Lending 62, 0.05% 0.79%
Ark-La-Tex Financial Services 63, 0.05% 1.67%
AnnieMac Home Mortgage 64, 0.06% 1.35%
Royal United Mortgage 65, 0.07% 0.48%
InterLinc Mortgage Services 66, 0.08% 0.79%
JPMorgan Chase Bank 67, 0.08% 0.24%
Freedom Mortgage Corporation 68, 0.09% 3.89%
LoanDepot 69, 0.10% 1.59%
HomeBridge Financial Services, Inc 70, 0.17% 1.67%
Nationstar Mortgage 71, 0.19% 5.15%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Financial Bank 1, -0.04% 14.80%
Bank of America 2, -0.03% 3.95%
Fifth Third Bank, National Association 3, -0.03% 7.24%
Old National Bank 4, -0.01% 3.95%
Wells Fargo Bank 5, -0.01% 4.61%
Us Bank 6, -0.01% 3.95%
Republic Bank & Trust Company 7, -0.00% 0.66%
Prosperity Home Mortgage 8, 0.00% 0.66%
Park Community Credit Union 9, 0.00% 0.33%
Huntington National Bank 10, 0.00% 1.97%
Truist Bank 11, 0.00% 7.24%
Regions Bank 12, 0.01% 1.64%
Victory Mortgage 13, 0.01% 0.33%
Forcht Bank National Association 14, 0.01% 0.99%
Evansville Teachers Federal Credit Union 15, 0.01% 2.96%
Magnolia Bank Incorporated 16, 0.01% 0.33%
Pnc Bank 17, 0.01% 11.18%
HomeServices Lending 18, 0.01% 0.33%
Primelending 19, 0.01% 0.66%
Central Bank & Trust Co 20, 0.01% 2.63%
InterLinc Mortgage Services 21, 0.02% 1.32%
Commonwealth Bank and Trust Company 22, 0.02% 0.66%
Partners United Financial 23, 0.02% 0.66%
L&N Federal Credit Union 24, 0.02% 0.33%
American Mortgage Service Company 25, 0.02% 0.33%
JPMorgan Chase Bank 26, 0.02% 9.87%
Fairway Independent Mort Corp 27, 0.02% 0.33%
Quicken Loans 28, 0.02% 4.61%
Churchill Mortgage Corporation 29, 0.02% 0.33%
First Harrison Bank 30, 0.02% 0.99%
Farm Credit Mid-America 31, 0.02% 1.97%
Ark-La-Tex Financial Services 32, 0.03% 0.99%
Flagstar Bank 33, 0.03% 0.33%
The Mortgage Warehouse 34, 0.03% 0.33%
Centra Credit Union 35, 0.03% 0.66%
First Savings Bank 36, 0.04% 0.66%
Newrez 37, 0.05% 0.33%
Century Mortgage Company DBA Century Lending Company 38, 0.06% 2.96%
Reliance First Capital 39, 0.06% 0.66%
Stearns Lending 40, 0.06% 0.66%
Plaza Home Mortgage Inc 41, 0.08% 0.66%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
First Financial Bank 1, -0.06% 14.88%
Bank of America 2, -0.04% 5.36%
Wells Fargo Bank 3, -0.01% 7.14%
Us Bank 4, -0.01% 2.98%
Fifth Third Bank, National Association 5, -0.01% 4.76%
Pnc Bank 6, -0.00% 8.93%
Prosperity Home Mortgage 7, 0.00% 1.19%
Park Community Credit Union 8, 0.00% 0.60%
Old National Bank 9, 0.00% 3.57%
Huntington National Bank 10, 0.01% 1.19%
Evansville Teachers Federal Credit Union 11, 0.01% 1.19%
Regions Bank 12, 0.01% 2.38%
Truist Bank 13, 0.01% 9.52%
Forcht Bank National Association 14, 0.01% 0.60%
HomeServices Lending 15, 0.01% 0.60%
Primelending 16, 0.02% 0.60%
JPMorgan Chase Bank 17, 0.02% 11.31%
InterLinc Mortgage Services 18, 0.02% 2.38%
Quicken Loans 19, 0.02% 1.79%
Central Bank & Trust Co 20, 0.02% 3.57%
Partners United Financial 21, 0.02% 1.19%
American Mortgage Service Company 22, 0.02% 0.60%
Commonwealth Bank and Trust Company 23, 0.02% 0.60%
Fairway Independent Mort Corp 24, 0.02% 0.60%
Churchill Mortgage Corporation 25, 0.03% 0.60%
First Harrison Bank 26, 0.03% 1.19%
Farm Credit Mid-America 27, 0.03% 2.38%
Centra Credit Union 28, 0.03% 1.19%
Ark-La-Tex Financial Services 29, 0.04% 1.19%
First Savings Bank 30, 0.05% 0.60%
Newrez 31, 0.05% 0.60%
Century Mortgage Company DBA Century Lending Company 32, 0.07% 3.57%
Plaza Home Mortgage Inc 33, 0.08% 1.19%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Fifth Third Bank, National Association 1, -0.04% 10.29%
Old National Bank 2, -0.03% 4.41%
First Financial Bank 3, -0.03% 14.71%
Bank of America 4, -0.01% 2.21%
Republic Bank & Trust Company 5, -0.01% 1.47%
Truist Bank 6, -0.01% 4.41%
Huntington National Bank 7, -0.00% 2.94%
Us Bank 8, -0.00% 5.15%
Central Bank & Trust Co 9, 0.00% 1.47%
Forcht Bank National Association 10, 0.00% 1.47%
Victory Mortgage 11, 0.00% 0.74%
Magnolia Bank Incorporated 12, 0.00% 0.74%
Evansville Teachers Federal Credit Union 13, 0.01% 5.15%
Wells Fargo Bank 14, 0.01% 1.47%
Primelending 15, 0.01% 0.74%
Regions Bank 16, 0.01% 0.74%
Commonwealth Bank and Trust Company 17, 0.01% 0.74%
Ark-La-Tex Financial Services 18, 0.01% 0.74%
Farm Credit Mid-America 19, 0.01% 1.47%
L&N Federal Credit Union 20, 0.02% 0.74%
First Harrison Bank 21, 0.02% 0.74%
Pnc Bank 22, 0.02% 13.97%
Quicken Loans 23, 0.02% 8.09%
JPMorgan Chase Bank 24, 0.02% 8.09%
Flagstar Bank 25, 0.03% 0.74%
The Mortgage Warehouse 26, 0.03% 0.74%
First Savings Bank 27, 0.03% 0.74%
Century Mortgage Company DBA Century Lending Company 28, 0.04% 2.21%
Reliance First Capital 29, 0.06% 1.47%
Stearns Lending 30, 0.06% 1.47%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.20% 3.46%
Lakeview Loan Servicing 2, -0.13% 1.47%
Prosperity Home Mortgage 3, -0.12% 0.94%
Stock Yards Bank and Trust Co 4, -0.10% 0.89%
Home Point Financial Corporation 5, -0.10% 3.51%
Victory Mortgage 6, -0.09% 0.84%
American Mortgage Service Company 7, -0.09% 1.78%
Wells Fargo Bank 8, -0.09% 0.79%
Village Capital & Investment 9, -0.08% 0.63%
Flagstar Bank 10, -0.07% 2.25%
Magnolia Bank Incorporated 11, -0.06% 3.09%
Usaa Federal Savings Bank 12, -0.06% 8.18%
Pnc Bank 13, -0.05% 1.31%
Commonwealth Bank and Trust Company 14, -0.05% 4.46%
Primary Residential Mortgage Inc 15, -0.05% 0.73%
Stearns Lending 16, -0.04% 1.68%
First Savings Bank 17, -0.04% 1.47%
Huntington National Bank 18, -0.04% 0.31%
Pennymac Loan Services 19, -0.04% 2.36%
Keller Mortgage 20, -0.03% 0.16%
Pulte Mortgage 21, -0.03% 1.00%
WesBanco Bank, Inc 22, -0.03% 0.26%
Amerisave Mortgage Corporation 23, -0.03% 0.52%
Plaza Home Mortgage Inc 24, -0.02% 0.16%
Ditech Financial 25, -0.02% 0.21%
Fifth Third Bank, National Association 26, -0.02% 0.68%
Caliber Home Loans Inc 27, -0.02% 1.52%
South Central Bank Inc 28, -0.02% 0.05%
Us Bank 29, -0.02% 0.68%
Guaranty Home Mortgage Corporation 30, -0.02% 0.05%
Citizens Bank 31, -0.02% 0.47%
Newrez 32, -0.02% 0.16%
Union Home Mortgage Company 33, -0.02% 0.26%
Hometown Lenders INC 34, -0.02% 0.31%
Bank of England 35, -0.01% 0.47%
MyCUmortgage 36, -0.01% 0.05%
Truist Bank 37, -0.01% 0.10%
Central Bank & Trust Co 38, -0.01% 0.21%
Old National Bank 39, -0.01% 0.05%
Guaranteed Rate Inc 40, -0.01% 0.21%
FirstBank 41, -0.01% 0.05%
Churchill Mortgage Corporation 42, -0.01% 0.10%
Royal United Mortgage 43, -0.01% 0.16%
The Mortgage Warehouse 44, -0.01% 0.79%
Freedom Mortgage Corporation 45, -0.01% 4.04%
Bay Equity 46, -0.01% 0.10%
Northpointe Bank 47, -0.00% 0.42%
RoundPoint Mortgage Servicing Corporation 48, -0.00% 0.10%
Republic Bank & Trust Company 49, -0.00% 0.10%
CMG Mortgage Inc 50, -0.00% 0.84%
FBC Mortgage 51, -0.00% 0.42%
Victory Community Bank 52, 0.00% 1.10%
Cardinal Financial Company LP 53, 0.00% 0.42%
New American Funding 54, 0.00% 0.21%
Regions Bank 55, 0.00% 0.05%
First Financial Bank 56, 0.00% 0.31%
Fairway Independent Mort Corp 57, 0.00% 2.57%
Carrington Mortgage Services 58, 0.01% 1.68%
Matthew Holbrook 59, 0.01% 0.05%
Union Savings Bank 60, 0.01% 0.05%
E Mortgage Management 61, 0.01% 0.47%
JPMorgan Chase Bank 62, 0.01% 0.31%
Amerifirst Financial Corporation 63, 0.01% 0.05%
Partners United Financial 64, 0.01% 0.16%
HomeBridge Financial Services, Inc 65, 0.01% 0.21%
Success Mortgage Partners Inc 66, 0.01% 0.21%
Primelending 67, 0.02% 0.16%
Fair Way Lending 68, 0.02% 0.37%
United Mortgage Corp 69, 0.02% 0.21%
Stockton Mortgage Corporation 70, 0.02% 1.57%
Movement Mortgage 71, 0.02% 0.73%
Ruoff Home Mortgage 72, 0.02% 1.21%
Ark-La-Tex Financial Services 73, 0.02% 1.21%
American Financial Resources Inc 74, 0.03% 0.10%
Republic State Mortgage Co 75, 0.03% 0.37%
Quicken Loans 76, 0.03% 9.02%
HomeServices Lending 77, 0.03% 0.42%
Sierra Pacific Mortgage 78, 0.03% 0.21%
AnnieMac Home Mortgage 79, 0.04% 0.73%
Draper and Kramer Mortgage Corp 80, 0.04% 0.21%
Evansville Teachers Federal Credit Union 81, 0.05% 1.15%
Reliance First Capital 82, 0.05% 0.31%
Land Home Financial Services Inc 83, 0.05% 0.42%
Home Point Mortgage Acceptance Corporation 84, 0.05% 0.94%
LoanDepot 85, 0.05% 1.89%
Century Mortgage Company DBA Century Lending Company 86, 0.09% 5.40%
The Federal Savings Bank 87, 0.09% 2.25%
InterLinc Mortgage Services 88, 0.09% 1.94%
Synergy One Lending 89, 0.11% 1.78%
Nationstar Mortgage 90, 0.14% 1.68%
NewDay USA 91, 0.45% 2.94%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.21% 5.36%
Freedom Mortgage Corporation 2, -0.15% 4.17%
Prosperity Home Mortgage 3, -0.11% 1.69%
American Mortgage Service Company 4, -0.09% 2.58%
Pnc Bank 5, -0.08% 1.69%
Victory Mortgage 6, -0.08% 1.49%
Wells Fargo Bank 7, -0.08% 1.39%
Home Point Financial Corporation 8, -0.06% 3.57%
Stock Yards Bank and Trust Co 9, -0.06% 0.69%
Flagstar Bank 10, -0.06% 2.38%
Pennymac Loan Services 11, -0.03% 0.89%
Huntington National Bank 12, -0.02% 0.60%
Usaa Federal Savings Bank 13, -0.02% 11.31%
Keller Mortgage 14, -0.02% 0.30%
Pulte Mortgage 15, -0.01% 1.88%
Commonwealth Bank and Trust Company 16, -0.01% 4.07%
Plaza Home Mortgage Inc 17, -0.01% 0.20%
The Mortgage Warehouse 18, -0.01% 0.79%
Central Bank & Trust Co 19, -0.01% 0.20%
Citizens Bank 20, -0.01% 0.69%
Us Bank 21, -0.01% 0.89%
South Central Bank Inc 22, -0.00% 0.10%
WesBanco Bank, Inc 23, -0.00% 0.20%
Guaranty Home Mortgage Corporation 24, -0.00% 0.10%
Fifth Third Bank, National Association 25, -0.00% 0.20%
Union Home Mortgage Company 26, 0.00% 0.50%
Primary Residential Mortgage Inc 27, 0.00% 0.60%
MyCUmortgage 28, 0.00% 0.10%
Truist Bank 29, 0.00% 0.20%
Old National Bank 30, 0.00% 0.10%
Magnolia Bank Incorporated 31, 0.00% 3.47%
Guaranteed Rate Inc 32, 0.01% 0.30%
FirstBank 33, 0.01% 0.10%
The Federal Savings Bank 34, 0.01% 0.20%
Churchill Mortgage Corporation 35, 0.01% 0.10%
Amerisave Mortgage Corporation 36, 0.01% 0.10%
Republic Bank & Trust Company 37, 0.01% 0.10%
Stearns Lending 38, 0.01% 1.79%
Bay Equity 39, 0.01% 0.20%
New American Funding 40, 0.01% 0.20%
Cardinal Financial Company LP 41, 0.01% 0.30%
FBC Mortgage 42, 0.01% 0.69%
Bank of England 43, 0.02% 0.30%
Hometown Lenders INC 44, 0.02% 0.30%
First Savings Bank 45, 0.02% 1.19%
Matthew Holbrook 46, 0.02% 0.10%
Union Savings Bank 47, 0.02% 0.10%
Victory Community Bank 48, 0.02% 1.79%
JPMorgan Chase Bank 49, 0.02% 0.50%
First Financial Bank 50, 0.02% 0.50%
Amerifirst Financial Corporation 51, 0.03% 0.10%
CMG Mortgage Inc 52, 0.03% 1.19%
United Mortgage Corp 53, 0.03% 0.10%
Partners United Financial 54, 0.03% 0.30%
Primelending 55, 0.03% 0.30%
Northpointe Bank 56, 0.03% 0.30%
Fairway Independent Mort Corp 57, 0.04% 2.68%
Caliber Home Loans Inc 58, 0.04% 1.29%
Success Mortgage Partners Inc 59, 0.04% 0.30%
E Mortgage Management 60, 0.04% 0.40%
American Financial Resources Inc 61, 0.04% 0.20%
Movement Mortgage 62, 0.05% 1.19%
Sierra Pacific Mortgage 63, 0.05% 0.40%
Stockton Mortgage Corporation 64, 0.05% 1.69%
HomeBridge Financial Services, Inc 65, 0.05% 0.20%
Quicken Loans 66, 0.05% 3.77%
HomeServices Lending 67, 0.05% 0.69%
Republic State Mortgage Co 68, 0.05% 0.60%
Carrington Mortgage Services 69, 0.05% 0.20%
LoanDepot 70, 0.05% 0.60%
Draper and Kramer Mortgage Corp 71, 0.06% 0.40%
Fair Way Lending 72, 0.06% 0.40%
Evansville Teachers Federal Credit Union 73, 0.07% 1.69%
Ruoff Home Mortgage 74, 0.07% 1.59%
Home Point Mortgage Acceptance Corporation 75, 0.07% 1.59%
Ark-La-Tex Financial Services 76, 0.07% 1.39%
Land Home Financial Services Inc 77, 0.07% 0.69%
AnnieMac Home Mortgage 78, 0.11% 0.69%
Century Mortgage Company DBA Century Lending Company 79, 0.12% 7.64%
InterLinc Mortgage Services 80, 0.13% 3.17%
Nationstar Mortgage 81, 0.14% 1.09%
Synergy One Lending 82, 0.16% 1.98%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Lakeview Loan Servicing 1, -0.15% 3.11%
Magnolia Bank Incorporated 2, -0.15% 2.67%
Home Point Financial Corporation 3, -0.14% 3.45%
Stock Yards Bank and Trust Co 4, -0.14% 1.11%
Usaa Federal Savings Bank 5, -0.13% 4.67%
Stearns Lending 6, -0.11% 1.56%
Village Capital & Investment 7, -0.10% 1.33%
First Savings Bank 8, -0.10% 1.78%
Navy Federal Credit Union 9, -0.09% 1.33%
Primary Residential Mortgage Inc 10, -0.09% 0.89%
Commonwealth Bank and Trust Company 11, -0.08% 4.89%
Flagstar Bank 12, -0.08% 2.11%
Caliber Home Loans Inc 13, -0.07% 1.78%
Ruoff Home Mortgage 14, -0.06% 0.78%
American Mortgage Service Company 15, -0.06% 0.89%
Victory Community Bank 16, -0.06% 0.33%
WesBanco Bank, Inc 17, -0.06% 0.33%
CMG Mortgage Inc 18, -0.06% 0.44%
Pennymac Loan Services 19, -0.05% 4.00%
Movement Mortgage 20, -0.05% 0.22%
Hometown Lenders INC 21, -0.05% 0.33%
Amerisave Mortgage Corporation 22, -0.05% 1.00%
Ark-La-Tex Financial Services 23, -0.04% 1.00%
Fair Way Lending 24, -0.04% 0.33%
Bank of England 25, -0.04% 0.67%
Fifth Third Bank, National Association 26, -0.04% 1.22%
Ditech Financial 27, -0.04% 0.44%
First Financial Bank 28, -0.04% 0.11%
AnnieMac Home Mortgage 29, -0.04% 0.78%
Newrez 30, -0.04% 0.33%
Victory Mortgage 31, -0.04% 0.11%
Northpointe Bank 32, -0.04% 0.56%
Fairway Independent Mort Corp 33, -0.04% 2.45%
Guaranteed Rate Inc 34, -0.04% 0.11%
Plaza Home Mortgage Inc 35, -0.04% 0.11%
Success Mortgage Partners Inc 36, -0.03% 0.11%
Us Bank 37, -0.03% 0.44%
Republic State Mortgage Co 38, -0.03% 0.11%
Land Home Financial Services Inc 39, -0.03% 0.11%
HomeBridge Financial Services, Inc 40, -0.03% 0.22%
Churchill Mortgage Corporation 41, -0.03% 0.11%
Royal United Mortgage 42, -0.03% 0.33%
E Mortgage Management 43, -0.03% 0.56%
Prosperity Home Mortgage 44, -0.02% 0.11%
RoundPoint Mortgage Servicing Corporation 45, -0.02% 0.22%
Central Bank & Trust Co 46, -0.02% 0.22%
Citizens Bank 47, -0.02% 0.22%
InterLinc Mortgage Services 48, -0.02% 0.56%
Regions Bank 49, -0.02% 0.11%
Republic Bank & Trust Company 50, -0.02% 0.11%
Cardinal Financial Company LP 51, -0.02% 0.56%
Wells Fargo Bank 52, -0.02% 0.11%
Carrington Mortgage Services 53, -0.02% 3.34%
Stockton Mortgage Corporation 54, -0.01% 1.45%
FBC Mortgage 55, -0.01% 0.11%
New American Funding 56, -0.01% 0.22%
HomeServices Lending 57, -0.01% 0.11%
JPMorgan Chase Bank 58, -0.01% 0.11%
Home Point Mortgage Acceptance Corporation 59, -0.00% 0.22%
The Mortgage Warehouse 60, -0.00% 0.78%
United Mortgage Corp 61, 0.01% 0.33%
Quicken Loans 62, 0.01% 14.91%
Evansville Teachers Federal Credit Union 63, 0.01% 0.56%
Century Mortgage Company DBA Century Lending Company 64, 0.02% 2.89%
Pnc Bank 65, 0.03% 0.89%
Reliance First Capital 66, 0.03% 0.67%
LoanDepot 67, 0.04% 3.34%
Synergy One Lending 68, 0.04% 1.56%
The Federal Savings Bank 69, 0.08% 4.56%
Nationstar Mortgage 70, 0.12% 2.34%
Freedom Mortgage Corporation 71, 0.17% 3.89%
NewDay USA 72, 0.43% 6.23%

* Data is compiled for the Louisville, KY commuting zone area, which comprises of counties of Clark County, IN, Crawford County, IN, Floyd County, IN, Harrison County, IN, Washington County, IN, Bullitt County, KY, Henry County, KY, Jefferson County, KY, Oldham County, KY, Shelby County, KY, and Spencer County, KY. This includes cities/towns/communities of Louisville, KY as well as Louisville/Jefferson County metro government (balance), KY, Jeffersonville, IN, New Albany, IN, Shepherdsville, KY, Mount Washington, KY, Jeffersontown, KY, Shelbyville, KY, Crestwood, KY, La Grange, KY, St. Matthews, KY, Hillview, KY, Sellersburg, IN, Douglass Hills, KY, Elk Creek, KY, Shively, KY, Utica, IN, Georgetown, IN, Clarksville, IN, Prospect, KY, Mockingbird Valley, KY, Lyndon, KY, Pewee Valley, KY, Memphis, IN, Charlestown, IN, Borden, IN, Salem, IN, Galena, IN, Corydon, IN, Northfield, KY, Forest Hills, KY, Simpsonville, KY, Taylorsville, KY, Hollow Creek, KY, Goshen, KY, River Bluff, KY, Woodlawn Park, KY, Greenville, IN, Green Spring, KY, New Middletown, IN, New Salisbury, IN, Parkway Village, KY, Blue Ridge Manor, KY, Bellemeade, KY, Hunters Hollow, KY, Fredericksburg, IN, Palmyra, IN, Barbourmeade, KY, Prospect, KY, Middletown, KY, and Henryville, IN. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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