Top Mortgage Lenders in the Palm Coast, FL area

Which mortgage lender in the Palm Coast, FL area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Palm Coast, FL area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Palm Coast, FL area is Fairwinds Credit Union, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.33%. This means that Fairwinds Credit Union provided a -0.33% lower interest rate for its customers than other lenders in Palm Coast, FL for a similar set of borrowers. Fairwinds Credit Union has a market share of 1.7%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 12.4%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.10% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Palm Coast, FL area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Palm Coast, FL is Fairwinds Credit Union. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Bank of America. The cheapest VA mortgage provider is Navy Federal Credit Union. To get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders by “Rate Rank” for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Fairwinds Credit Union 1, -0.33% 1.65%
Space Coast Credit Union 2, -0.26% 1.56%
DHI Mortgage Company Limited 3, -0.17% 2.70%
Bank of America 4, -0.17% 2.41%
Addition Financial 5, -0.15% 0.30%
VyStar Credit Union 6, -0.14% 1.62%
Citizens Bank 7, -0.14% 1.84%
Ameris Bank 8, -0.14% 1.60%
Pnc Bank 9, -0.13% 1.46%
Trustco Bank 10, -0.12% 0.36%
Suntrust Banks, Inc 11, -0.11% 1.88%
Seacoast National Bank 12, -0.10% 1.16%
M/I Financial Corporation 13, -0.10% 0.29%
Provident Funding Associates 14, -0.09% 0.29%
Amerisave Mortgage Corporation 15, -0.08% 0.55%
Truist Bank 16, -0.08% 0.61%
JPMorgan Chase Bank 17, -0.08% 1.72%
Navy Federal Credit Union 18, -0.08% 1.31%
Usaa Federal Savings Bank 19, -0.08% 1.25%
Us Bank 20, -0.07% 0.45%
Caliber Home Loans Inc 21, -0.06% 3.22%
Iberiabank 22, -0.06% 1.11%
Fifth Third Bank, National Association 23, -0.06% 0.53%
Wells Fargo Bank 24, -0.05% 4.02%
Northpointe Bank 25, -0.05% 0.29%
LoanDepot 26, -0.05% 2.34%
Centerstate Bank 27, -0.04% 0.43%
Guaranteed Rate Affinity 28, -0.04% 0.43%
Home Point Financial Corporation 29, -0.04% 0.76%
Florida Capital Bank National Association 30, -0.04% 0.43%
Cherry Creek Mortgage Co Inc 31, -0.04% 0.87%
Pennymac Loan Services 32, -0.03% 0.97%
The Mortgage Firm, Inc 33, -0.03% 2.96%
Lakeview Loan Servicing 34, -0.03% 0.80%
Cardinal Financial Company LP 35, -0.02% 0.81%
Newrez 36, -0.02% 0.54%
TD Bank 37, -0.02% 0.58%
KBHS Home Loans 38, -0.01% 0.33%
FBC Mortgage 39, -0.01% 5.03%
Stearns Lending 40, -0.01% 0.43%
Ditech Financial 41, -0.00% 0.44%
Movement Mortgage 42, -0.00% 0.63%
Guaranteed Rate Inc 43, 0.01% 0.42%
Nations Lending Corporation 44, 0.01% 0.32%
Land Home Financial Services Inc 45, 0.01% 0.22%
Carrington Mortgage Services 46, 0.01% 1.20%
Flagstar Bank 47, 0.02% 1.28%
JG Wentworth Home Lending 48, 0.03% 0.29%
Watson Mortgage Corporation 49, 0.03% 0.32%
Fidelity Funding Mortgage Corp 50, 0.04% 0.41%
Union Home Mortgage Company 51, 0.05% 0.52%
CMG Mortgage Inc 52, 0.05% 0.27%
Freedom Mortgage Corporation 53, 0.05% 3.90%
NVR Mortgage Finance Inc 54, 0.06% 0.35%
Equity Prime Mortgage 55, 0.06% 0.61%
Christensen Financial, Inc 56, 0.06% 0.30%
SecurityNational Mortgage Company 57, 0.06% 0.27%
HomeBridge Financial Services, Inc 58, 0.06% 4.62%
Fairway Independent Mort Corp 59, 0.06% 2.37%
Embrace Home Loans, Inc 60, 0.07% 0.31%
Paramount Residential Mortgage Group Inc 61, 0.07% 0.61%
Synergy One Lending 62, 0.08% 2.00%
Hamilton Group Funding Inc 63, 0.08% 0.59%
Bank of England 64, 0.08% 0.84%
The Federal Savings Bank 65, 0.08% 0.22%
Primary Residential Mortgage Inc 66, 0.08% 0.32%
HomeStar Financial Corporation 67, 0.09% 0.43%
Regions Bank 68, 0.09% 1.13%
Amerifirst Financial Corporation 69, 0.10% 0.39%
Quicken Loans 70, 0.10% 12.36%
Supreme Lending/ Everett Financial Inc 71, 0.10% 0.26%
New American Funding 72, 0.10% 0.81%
Bay Equity 73, 0.12% 0.35%
R P Funding 74, 0.13% 0.97%
Primelending 75, 0.13% 0.77%
Waterstone Mortgage Corp 76, 0.15% 1.16%
Finance of America Mortgage 77, 0.16% 0.31%
Nationstar Mortgage 78, 0.18% 1.59%
American Financial Resources Inc 79, 0.19% 0.32%
AnnieMac Home Mortgage 80, 0.19% 0.86%
Planet Home Lending 81, 0.28% 1.93%
CalCon Mutual Mortgage 82, 0.31% 0.43%
NewDay USA 83, 0.43% 0.40%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Fairwinds Credit Union 1, -0.29% 1.25%
Bank of America 2, -0.22% 2.04%
Space Coast Credit Union 3, -0.20% 1.13%
DHI Mortgage Company Limited 4, -0.17% 4.18%
Ameris Bank 5, -0.15% 2.04%
Suntrust Banks, Inc 6, -0.14% 1.64%
Citizens Bank 7, -0.14% 2.25%
JPMorgan Chase Bank 8, -0.13% 1.50%
Wells Fargo Bank 9, -0.13% 4.42%
Fifth Third Bank, National Association 10, -0.11% 0.48%
Addition Financial 11, -0.11% 0.26%
M/I Financial Corporation 12, -0.10% 0.45%
Seacoast National Bank 13, -0.09% 1.44%
Pnc Bank 14, -0.09% 1.12%
Us Bank 15, -0.08% 0.44%
Navy Federal Credit Union 16, -0.07% 1.70%
Usaa Federal Savings Bank 17, -0.06% 1.41%
Centerstate Bank 18, -0.06% 0.50%
Iberiabank 19, -0.06% 1.52%
Caliber Home Loans Inc 20, -0.06% 3.72%
Provident Funding Associates 21, -0.06% 0.18%
VyStar Credit Union 22, -0.05% 0.95%
Northpointe Bank 23, -0.05% 0.34%
TD Bank 24, -0.05% 0.52%
Guaranteed Rate Affinity 25, -0.04% 0.52%
Cherry Creek Mortgage Co Inc 26, -0.04% 1.12%
Florida Capital Bank National Association 27, -0.04% 0.63%
Cardinal Financial Company LP 28, -0.03% 0.71%
Truist Bank 29, -0.03% 0.55%
The Mortgage Firm, Inc 30, -0.03% 3.83%
LoanDepot 31, -0.02% 1.51%
Pennymac Loan Services 32, -0.02% 0.27%
Trustco Bank 33, -0.02% 0.19%
KBHS Home Loans 34, -0.01% 0.51%
Home Point Financial Corporation 35, -0.00% 0.65%
Freedom Mortgage Corporation 36, -0.00% 4.04%
JG Wentworth Home Lending 37, -0.00% 0.13%
Stearns Lending 38, 0.00% 0.55%
Movement Mortgage 39, 0.00% 0.89%
Nations Lending Corporation 40, 0.00% 0.26%
The Federal Savings Bank 41, 0.01% 0.03%
Ditech Financial 42, 0.01% 0.06%
Regions Bank 43, 0.01% 1.04%
FBC Mortgage 44, 0.01% 6.74%
Guaranteed Rate Inc 45, 0.02% 0.48%
Lakeview Loan Servicing 46, 0.02% 0.35%
Flagstar Bank 47, 0.03% 1.49%
Land Home Financial Services Inc 48, 0.03% 0.25%
Amerisave Mortgage Corporation 49, 0.03% 0.04%
Watson Mortgage Corporation 50, 0.03% 0.49%
Carrington Mortgage Services 51, 0.03% 0.47%
NewDay USA 52, 0.04% 0.10%
Fidelity Funding Mortgage Corp 53, 0.05% 0.55%
NVR Mortgage Finance Inc 54, 0.06% 0.54%
SecurityNational Mortgage Company 55, 0.07% 0.39%
CMG Mortgage Inc 56, 0.07% 0.34%
Equity Prime Mortgage 57, 0.07% 0.77%
Union Home Mortgage Company 58, 0.07% 0.52%
Christensen Financial, Inc 59, 0.07% 0.39%
HomeBridge Financial Services, Inc 60, 0.07% 6.15%
Newrez 61, 0.08% 0.22%
Embrace Home Loans, Inc 62, 0.08% 0.30%
Fairway Independent Mort Corp 63, 0.08% 3.11%
Hamilton Group Funding Inc 64, 0.08% 0.76%
Synergy One Lending 65, 0.09% 2.61%
Bank of England 66, 0.09% 1.16%
Paramount Residential Mortgage Group Inc 67, 0.10% 0.76%
HomeStar Financial Corporation 68, 0.10% 0.60%
Primary Residential Mortgage Inc 69, 0.10% 0.41%
Nationstar Mortgage 70, 0.10% 0.48%
Quicken Loans 71, 0.10% 6.08%
Amerifirst Financial Corporation 72, 0.11% 0.55%
R P Funding 73, 0.11% 0.23%
Supreme Lending/ Everett Financial Inc 74, 0.12% 0.31%
Bay Equity 75, 0.14% 0.49%
New American Funding 76, 0.14% 0.96%
Primelending 77, 0.15% 1.12%
Waterstone Mortgage Corp 78, 0.16% 1.66%
Finance of America Mortgage 79, 0.18% 0.39%
American Financial Resources Inc 80, 0.21% 0.45%
AnnieMac Home Mortgage 81, 0.22% 1.16%
CalCon Mutual Mortgage 82, 0.32% 0.66%
Planet Home Lending 83, 0.34% 2.51%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Fairwinds Credit Union 1, -0.38% 2.38%
Space Coast Credit Union 2, -0.31% 2.34%
Addition Financial 3, -0.21% 0.39%
VyStar Credit Union 4, -0.20% 2.83%
Trustco Bank 5, -0.18% 0.67%
Pnc Bank 6, -0.17% 2.10%
Truist Bank 7, -0.16% 0.73%
Seacoast National Bank 8, -0.15% 0.65%
Citizens Bank 9, -0.13% 1.10%
Provident Funding Associates 10, -0.12% 0.49%
Bank of America 11, -0.11% 3.07%
FBC Mortgage 12, -0.11% 1.91%
Usaa Federal Savings Bank 13, -0.10% 0.98%
Navy Federal Credit Union 14, -0.10% 0.61%
Amerisave Mortgage Corporation 15, -0.10% 1.47%
Home Point Financial Corporation 16, -0.09% 0.96%
Suntrust Banks, Inc 17, -0.09% 2.30%
Caliber Home Loans Inc 18, -0.08% 2.30%
LoanDepot 19, -0.07% 3.85%
Us Bank 20, -0.06% 0.49%
Iberiabank 21, -0.06% 0.37%
Newrez 22, -0.06% 1.12%
Lakeview Loan Servicing 23, -0.06% 1.63%
The Mortgage Firm, Inc 24, -0.05% 1.38%
Ameris Bank 25, -0.05% 0.79%
Northpointe Bank 26, -0.05% 0.20%
Pennymac Loan Services 27, -0.04% 2.24%
Guaranteed Rate Affinity 28, -0.03% 0.24%
Paramount Residential Mortgage Group Inc 29, -0.03% 0.35%
Stearns Lending 30, -0.03% 0.20%
Cherry Creek Mortgage Co Inc 31, -0.02% 0.41%
New American Funding 32, -0.02% 0.53%
JPMorgan Chase Bank 33, -0.02% 2.14%
Land Home Financial Services Inc 34, -0.02% 0.18%
Florida Capital Bank National Association 35, -0.01% 0.08%
CMG Mortgage Inc 36, -0.01% 0.14%
Movement Mortgage 37, -0.01% 0.14%
Ditech Financial 38, -0.01% 1.14%
Fairway Independent Mort Corp 39, -0.01% 1.04%
Guaranteed Rate Inc 40, -0.01% 0.31%
Planet Home Lending 41, -0.01% 0.88%
Primelending 42, -0.00% 0.14%
Cardinal Financial Company LP 43, -0.00% 1.00%
Carrington Mortgage Services 44, 0.00% 2.52%
Synergy One Lending 45, 0.00% 0.90%
Union Home Mortgage Company 46, 0.01% 0.51%
Fifth Third Bank, National Association 47, 0.01% 0.63%
Bank of England 48, 0.01% 0.24%
Centerstate Bank 49, 0.01% 0.31%
CalCon Mutual Mortgage 50, 0.01% 0.02%
Amerifirst Financial Corporation 51, 0.01% 0.10%
SecurityNational Mortgage Company 52, 0.01% 0.06%
HomeBridge Financial Services, Inc 53, 0.01% 1.81%
Bay Equity 54, 0.01% 0.10%
Fidelity Funding Mortgage Corp 55, 0.02% 0.16%
Nations Lending Corporation 56, 0.02% 0.43%
Watson Mortgage Corporation 57, 0.02% 0.02%
Christensen Financial, Inc 58, 0.02% 0.12%
Flagstar Bank 59, 0.02% 0.90%
Equity Prime Mortgage 60, 0.02% 0.31%
HomeStar Financial Corporation 61, 0.02% 0.10%
TD Bank 62, 0.02% 0.69%
Primary Residential Mortgage Inc 63, 0.02% 0.14%
AnnieMac Home Mortgage 64, 0.03% 0.31%
JG Wentworth Home Lending 65, 0.03% 0.57%
American Financial Resources Inc 66, 0.04% 0.10%
Finance of America Mortgage 67, 0.04% 0.16%
Embrace Home Loans, Inc 68, 0.05% 0.33%
Waterstone Mortgage Corp 69, 0.05% 0.24%
Supreme Lending/ Everett Financial Inc 70, 0.06% 0.16%
Hamilton Group Funding Inc 71, 0.07% 0.28%
The Federal Savings Bank 72, 0.08% 0.57%
Quicken Loans 73, 0.09% 23.81%
R P Funding 74, 0.12% 2.32%
Wells Fargo Bank 75, 0.13% 3.30%
Freedom Mortgage Corporation 76, 0.17% 3.64%
Nationstar Mortgage 77, 0.19% 3.60%
Regions Bank 78, 0.21% 1.30%
NewDay USA 79, 0.49% 0.96%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Fairwinds Credit Union 1, -0.34% 2.54%
Space Coast Credit Union 2, -0.27% 2.36%
DHI Mortgage Company Limited 3, -0.22% 2.24%
Bank of America 4, -0.17% 3.31%
Citizens Bank 5, -0.16% 2.30%
Addition Financial 6, -0.15% 0.48%
VyStar Credit Union 7, -0.14% 2.52%
Ameris Bank 8, -0.14% 1.90%
Pnc Bank 9, -0.14% 2.05%
M/I Financial Corporation 10, -0.13% 0.29%
Trustco Bank 11, -0.13% 0.54%
Suntrust Banks, Inc 12, -0.12% 2.61%
Seacoast National Bank 13, -0.11% 1.63%
Amerisave Mortgage Corporation 14, -0.11% 0.60%
Truist Bank 15, -0.10% 0.80%
Provident Funding Associates 16, -0.09% 0.43%
Us Bank 17, -0.09% 0.61%
JPMorgan Chase Bank 18, -0.08% 2.59%
LoanDepot 19, -0.07% 2.10%
Fifth Third Bank, National Association 20, -0.07% 0.71%
Northpointe Bank 21, -0.06% 0.36%
Guaranteed Rate Affinity 22, -0.05% 0.44%
Wells Fargo Bank 23, -0.05% 5.69%
Centerstate Bank 24, -0.05% 0.62%
Usaa Federal Savings Bank 25, -0.05% 0.62%
Cherry Creek Mortgage Co Inc 26, -0.05% 0.58%
KBHS Home Loans 27, -0.02% 0.35%
Iberiabank 28, -0.02% 1.00%
Florida Capital Bank National Association 29, -0.02% 0.41%
TD Bank 30, -0.02% 0.84%
Cardinal Financial Company LP 31, -0.02% 0.59%
Home Point Financial Corporation 32, -0.02% 0.41%
The Mortgage Firm, Inc 33, -0.01% 3.16%
Newrez 34, -0.01% 0.43%
Movement Mortgage 35, -0.00% 0.58%
Guaranteed Rate Inc 36, 0.01% 0.40%
FBC Mortgage 37, 0.01% 4.97%
The Federal Savings Bank 38, 0.01% 0.02%
Nations Lending Corporation 39, 0.01% 0.16%
CMG Mortgage Inc 40, 0.02% 0.17%
Synergy One Lending 41, 0.02% 1.65%
Flagstar Bank 42, 0.03% 0.94%
Amerifirst Financial Corporation 43, 0.03% 0.24%
Land Home Financial Services Inc 44, 0.03% 0.11%
Carrington Mortgage Services 45, 0.03% 0.44%
JG Wentworth Home Lending 46, 0.03% 0.29%
Caliber Home Loans Inc 47, 0.04% 2.42%
Lakeview Loan Servicing 48, 0.04% 0.33%
NVR Mortgage Finance Inc 49, 0.04% 0.33%
Watson Mortgage Corporation 50, 0.05% 0.34%
New American Funding 51, 0.05% 0.51%
Bank of England 52, 0.05% 0.77%
Bay Equity 53, 0.06% 0.26%
Ditech Financial 54, 0.06% 0.35%
Pennymac Loan Services 55, 0.06% 0.56%
Fidelity Funding Mortgage Corp 56, 0.06% 0.37%
Stearns Lending 57, 0.06% 0.25%
Christensen Financial, Inc 58, 0.06% 0.22%
American Financial Resources Inc 59, 0.07% 0.08%
HomeStar Financial Corporation 60, 0.08% 0.41%
Equity Prime Mortgage 61, 0.08% 0.45%
CalCon Mutual Mortgage 62, 0.08% 0.08%
Embrace Home Loans, Inc 63, 0.08% 0.22%
Primary Residential Mortgage Inc 64, 0.09% 0.29%
Union Home Mortgage Company 65, 0.09% 0.56%
Fairway Independent Mort Corp 66, 0.11% 2.16%
Paramount Residential Mortgage Group Inc 67, 0.11% 0.24%
Hamilton Group Funding Inc 68, 0.11% 0.44%
Regions Bank 69, 0.11% 1.51%
HomeBridge Financial Services, Inc 70, 0.11% 4.59%
Navy Federal Credit Union 71, 0.12% 1.00%
SecurityNational Mortgage Company 72, 0.12% 0.16%
Supreme Lending/ Everett Financial Inc 73, 0.13% 0.28%
R P Funding 74, 0.14% 1.37%
Waterstone Mortgage Corp 75, 0.14% 1.25%
Quicken Loans 76, 0.15% 13.23%
Primelending 77, 0.17% 0.84%
Freedom Mortgage Corporation 78, 0.19% 2.36%
Planet Home Lending 79, 0.20% 1.48%
Finance of America Mortgage 80, 0.20% 0.28%
AnnieMac Home Mortgage 81, 0.24% 0.82%
Nationstar Mortgage 82, 0.27% 1.10%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Fairwinds Credit Union 1, -0.29% 1.98%
Bank of America 2, -0.23% 2.65%
DHI Mortgage Company Limited 3, -0.21% 3.57%
Space Coast Credit Union 4, -0.21% 1.71%
Citizens Bank 5, -0.17% 2.74%
Ameris Bank 6, -0.16% 2.43%
Suntrust Banks, Inc 7, -0.15% 2.25%
JPMorgan Chase Bank 8, -0.14% 2.29%
Wells Fargo Bank 9, -0.14% 6.22%
Fifth Third Bank, National Association 10, -0.13% 0.63%
M/I Financial Corporation 11, -0.13% 0.47%
Addition Financial 12, -0.11% 0.41%
Us Bank 13, -0.10% 0.60%
Seacoast National Bank 14, -0.10% 2.06%
Pnc Bank 15, -0.09% 1.53%
Centerstate Bank 16, -0.07% 0.72%
LoanDepot 17, -0.07% 1.48%
Northpointe Bank 18, -0.06% 0.43%
Guaranteed Rate Affinity 19, -0.06% 0.54%
Provident Funding Associates 20, -0.06% 0.29%
VyStar Credit Union 21, -0.05% 1.51%
Cherry Creek Mortgage Co Inc 22, -0.05% 0.63%
TD Bank 23, -0.05% 0.78%
Usaa Federal Savings Bank 24, -0.05% 0.87%
Truist Bank 25, -0.04% 0.72%
Cardinal Financial Company LP 26, -0.02% 0.47%
Florida Capital Bank National Association 27, -0.02% 0.60%
KBHS Home Loans 28, -0.02% 0.56%
Trustco Bank 29, -0.02% 0.31%
Iberiabank 30, -0.01% 1.32%
JG Wentworth Home Lending 31, -0.00% 0.16%
Movement Mortgage 32, 0.00% 0.87%
Pennymac Loan Services 33, 0.00% 0.22%
Home Point Financial Corporation 34, 0.00% 0.45%
The Mortgage Firm, Inc 35, 0.01% 4.20%
Ditech Financial 36, 0.01% 0.07%
Nations Lending Corporation 37, 0.01% 0.14%
Guaranteed Rate Inc 38, 0.01% 0.49%
The Federal Savings Bank 39, 0.01% 0.02%
Regions Bank 40, 0.01% 1.26%
Flagstar Bank 41, 0.02% 0.92%
CMG Mortgage Inc 42, 0.02% 0.25%
Amerisave Mortgage Corporation 43, 0.03% 0.07%
Synergy One Lending 44, 0.03% 2.07%
Amerifirst Financial Corporation 45, 0.03% 0.32%
FBC Mortgage 46, 0.04% 6.76%
NVR Mortgage Finance Inc 47, 0.05% 0.52%
Watson Mortgage Corporation 48, 0.05% 0.52%
Caliber Home Loans Inc 49, 0.06% 3.01%
Carrington Mortgage Services 50, 0.06% 0.14%
Land Home Financial Services Inc 51, 0.06% 0.09%
Bank of England 52, 0.06% 1.08%
Bay Equity 53, 0.06% 0.36%
Lakeview Loan Servicing 54, 0.07% 0.31%
Fidelity Funding Mortgage Corp 55, 0.07% 0.49%
Nationstar Mortgage 56, 0.07% 0.23%
Christensen Financial, Inc 57, 0.08% 0.25%
American Financial Resources Inc 58, 0.08% 0.09%
HomeStar Financial Corporation 59, 0.08% 0.58%
CalCon Mutual Mortgage 60, 0.09% 0.13%
New American Funding 61, 0.09% 0.56%
Primary Residential Mortgage Inc 62, 0.09% 0.40%
Embrace Home Loans, Inc 63, 0.10% 0.25%
Equity Prime Mortgage 64, 0.10% 0.52%
Stearns Lending 65, 0.10% 0.27%
R P Funding 66, 0.12% 0.32%
Hamilton Group Funding Inc 67, 0.13% 0.49%
HomeBridge Financial Services, Inc 68, 0.13% 6.40%
Union Home Mortgage Company 69, 0.13% 0.54%
Fairway Independent Mort Corp 70, 0.13% 2.96%
SecurityNational Mortgage Company 71, 0.13% 0.23%
Newrez 72, 0.14% 0.20%
Paramount Residential Mortgage Group Inc 73, 0.14% 0.31%
Supreme Lending/ Everett Financial Inc 74, 0.15% 0.34%
Waterstone Mortgage Corp 75, 0.15% 1.79%
Navy Federal Credit Union 76, 0.16% 1.30%
Quicken Loans 77, 0.16% 7.03%
Freedom Mortgage Corporation 78, 0.18% 2.60%
Primelending 79, 0.19% 1.23%
Finance of America Mortgage 80, 0.25% 0.36%
Planet Home Lending 81, 0.25% 1.91%
AnnieMac Home Mortgage 82, 0.27% 1.14%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Fairwinds Credit Union 1, -0.38% 3.48%
Space Coast Credit Union 2, -0.31% 3.45%
Addition Financial 3, -0.21% 0.58%
VyStar Credit Union 4, -0.20% 4.21%
Trustco Bank 5, -0.19% 0.95%
Pnc Bank 6, -0.18% 2.93%
Truist Bank 7, -0.18% 0.95%
Seacoast National Bank 8, -0.16% 0.91%
FBC Mortgage 9, -0.13% 1.95%
Citizens Bank 10, -0.13% 1.55%
Amerisave Mortgage Corporation 11, -0.13% 1.49%
Provident Funding Associates 12, -0.12% 0.67%
Bank of America 13, -0.11% 4.42%
The Mortgage Firm, Inc 14, -0.09% 1.40%
Suntrust Banks, Inc 15, -0.09% 3.20%
LoanDepot 16, -0.07% 3.14%
Newrez 17, -0.07% 0.82%
Us Bank 18, -0.07% 0.64%
Iberiabank 19, -0.07% 0.46%
Home Point Financial Corporation 20, -0.06% 0.34%
Navy Federal Credit Union 21, -0.05% 0.49%
Northpointe Bank 22, -0.05% 0.24%
Ameris Bank 23, -0.05% 1.01%
Planet Home Lending 24, -0.04% 0.76%
Guaranteed Rate Affinity 25, -0.03% 0.27%
New American Funding 26, -0.03% 0.43%
Fairway Independent Mort Corp 27, -0.03% 0.82%
Cherry Creek Mortgage Co Inc 28, -0.03% 0.49%
Stearns Lending 29, -0.02% 0.21%
Usaa Federal Savings Bank 30, -0.02% 0.21%
Caliber Home Loans Inc 31, -0.02% 1.43%
Paramount Residential Mortgage Group Inc 32, -0.02% 0.12%
JPMorgan Chase Bank 33, -0.02% 3.11%
Movement Mortgage 34, -0.01% 0.09%
Florida Capital Bank National Association 35, -0.01% 0.09%
Cardinal Financial Company LP 36, -0.01% 0.79%
Land Home Financial Services Inc 37, -0.01% 0.15%
Amerifirst Financial Corporation 38, -0.00% 0.09%
CMG Mortgage Inc 39, -0.00% 0.03%
Synergy One Lending 40, -0.00% 0.95%
Guaranteed Rate Inc 41, 0.00% 0.24%
Lakeview Loan Servicing 42, 0.00% 0.37%
Primelending 43, 0.00% 0.18%
The Federal Savings Bank 44, 0.01% 0.03%
SecurityNational Mortgage Company 45, 0.01% 0.03%
Fifth Third Bank, National Association 46, 0.01% 0.85%
Bay Equity 47, 0.01% 0.09%
Centerstate Bank 48, 0.01% 0.46%
Bank of England 49, 0.01% 0.24%
Nations Lending Corporation 50, 0.02% 0.18%
Carrington Mortgage Services 51, 0.02% 0.95%
Finance of America Mortgage 52, 0.02% 0.15%
Watson Mortgage Corporation 53, 0.02% 0.03%
Union Home Mortgage Company 54, 0.02% 0.58%
Christensen Financial, Inc 55, 0.03% 0.15%
TD Bank 56, 0.03% 0.95%
Fidelity Funding Mortgage Corp 57, 0.03% 0.18%
HomeStar Financial Corporation 58, 0.03% 0.12%
Equity Prime Mortgage 59, 0.04% 0.34%
AnnieMac Home Mortgage 60, 0.04% 0.27%
Flagstar Bank 61, 0.04% 0.98%
Primary Residential Mortgage Inc 62, 0.04% 0.12%
JG Wentworth Home Lending 63, 0.04% 0.52%
Embrace Home Loans, Inc 64, 0.05% 0.15%
American Financial Resources Inc 65, 0.05% 0.06%
HomeBridge Financial Services, Inc 66, 0.05% 1.52%
Waterstone Mortgage Corp 67, 0.06% 0.34%
Ditech Financial 68, 0.06% 0.82%
Pennymac Loan Services 69, 0.08% 1.13%
Supreme Lending/ Everett Financial Inc 70, 0.08% 0.18%
Hamilton Group Funding Inc 71, 0.08% 0.37%
R P Funding 72, 0.13% 3.14%
Wells Fargo Bank 73, 0.14% 4.79%
Quicken Loans 74, 0.15% 23.72%
Freedom Mortgage Corporation 75, 0.21% 1.95%
Regions Bank 76, 0.22% 1.92%
Nationstar Mortgage 77, 0.30% 2.56%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.22% 0.93%
Caliber Home Loans Inc 2, -0.19% 4.83%
Ameris Bank 3, -0.19% 0.90%
DHI Mortgage Company Limited 4, -0.15% 3.39%
Iberiabank 5, -0.13% 1.73%
Pnc Bank 6, -0.11% 0.32%
Cherry Creek Mortgage Co Inc 7, -0.10% 0.80%
Florida Capital Bank National Association 8, -0.09% 0.54%
Ditech Financial 9, -0.08% 0.67%
The Mortgage Firm, Inc 10, -0.08% 3.71%
Freedom Mortgage Corporation 11, -0.07% 7.71%
Stearns Lending 12, -0.06% 0.90%
Quicken Loans 13, -0.06% 12.09%
Citizens Bank 14, -0.05% 1.25%
Newrez 15, -0.05% 0.77%
FBC Mortgage 16, -0.05% 5.66%
HomeBridge Financial Services, Inc 17, -0.05% 4.73%
Fifth Third Bank, National Association 18, -0.05% 0.26%
Flagstar Bank 19, -0.04% 1.57%
Union Home Mortgage Company 20, -0.04% 0.67%
Guaranteed Rate Affinity 21, -0.04% 0.35%
Pennymac Loan Services 22, -0.04% 1.22%
Lakeview Loan Servicing 23, -0.04% 1.31%
Navy Federal Credit Union 24, -0.03% 0.10%
Seacoast National Bank 25, -0.03% 0.22%
Suntrust Banks, Inc 26, -0.03% 0.35%
Regions Bank 27, -0.03% 0.35%
Truist Bank 28, -0.02% 0.06%
Carrington Mortgage Services 29, -0.02% 2.78%
Home Point Financial Corporation 30, -0.02% 1.12%
Cardinal Financial Company LP 31, -0.02% 1.57%
Watson Mortgage Corporation 32, -0.02% 0.42%
Amerisave Mortgage Corporation 33, -0.02% 0.32%
Space Coast Credit Union 34, -0.01% 0.06%
Nations Lending Corporation 35, -0.01% 0.64%
Centerstate Bank 36, -0.01% 0.13%
Provident Funding Associates 37, -0.01% 0.06%
Fidelity Funding Mortgage Corp 38, -0.00% 0.58%
The Federal Savings Bank 39, -0.00% 0.06%
KBHS Home Loans 40, -0.00% 0.22%
Movement Mortgage 41, -0.00% 0.86%
M/I Financial Corporation 42, 0.00% 0.03%
Land Home Financial Services Inc 43, 0.01% 0.64%
Fairway Independent Mort Corp 44, 0.01% 3.01%
TD Bank 45, 0.01% 0.03%
Guaranteed Rate Inc 46, 0.02% 0.48%
Us Bank 47, 0.02% 0.10%
JG Wentworth Home Lending 48, 0.02% 0.13%
SecurityNational Mortgage Company 49, 0.02% 0.70%
JPMorgan Chase Bank 50, 0.02% 0.06%
Northpointe Bank 51, 0.03% 0.10%
NewDay USA 52, 0.03% 0.03%
Equity Prime Mortgage 53, 0.03% 1.09%
Supreme Lending/ Everett Financial Inc 54, 0.04% 0.29%
Hamilton Group Funding Inc 55, 0.05% 1.09%
Embrace Home Loans, Inc 56, 0.05% 0.51%
Primelending 57, 0.05% 0.83%
Christensen Financial, Inc 58, 0.06% 0.58%
Paramount Residential Mortgage Group Inc 59, 0.07% 1.34%
LoanDepot 60, 0.07% 2.11%
Wells Fargo Bank 61, 0.08% 0.16%
NVR Mortgage Finance Inc 62, 0.10% 0.45%
Primary Residential Mortgage Inc 63, 0.11% 0.42%
Finance of America Mortgage 64, 0.11% 0.48%
Nationstar Mortgage 65, 0.11% 2.85%
HomeStar Financial Corporation 66, 0.11% 0.67%
CMG Mortgage Inc 67, 0.12% 0.42%
Bank of England 68, 0.14% 1.31%
AnnieMac Home Mortgage 69, 0.15% 1.12%
Amerifirst Financial Corporation 70, 0.15% 0.83%
Synergy One Lending 71, 0.16% 3.07%
New American Funding 72, 0.17% 1.60%
Waterstone Mortgage Corp 73, 0.19% 1.31%
Bay Equity 74, 0.21% 0.70%
American Financial Resources Inc 75, 0.29% 0.86%
CalCon Mutual Mortgage 76, 0.39% 1.41%
Planet Home Lending 77, 0.44% 3.01%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.22% 1.26%
Caliber Home Loans Inc 2, -0.22% 5.33%
Ameris Bank 3, -0.21% 1.13%
Freedom Mortgage Corporation 4, -0.16% 7.54%
DHI Mortgage Company Limited 5, -0.15% 4.59%
Iberiabank 6, -0.14% 2.25%
Pnc Bank 7, -0.11% 0.43%
The Mortgage Firm, Inc 8, -0.10% 4.29%
Cherry Creek Mortgage Co Inc 9, -0.10% 1.08%
Florida Capital Bank National Association 10, -0.10% 0.69%
Pennymac Loan Services 11, -0.08% 0.35%
Stearns Lending 12, -0.07% 1.13%
Fifth Third Bank, National Association 13, -0.07% 0.26%
Citizens Bank 14, -0.06% 1.56%
HomeBridge Financial Services, Inc 15, -0.06% 5.85%
Cardinal Financial Company LP 16, -0.05% 1.34%
Quicken Loans 17, -0.05% 4.98%
FBC Mortgage 18, -0.05% 6.84%
Suntrust Banks, Inc 19, -0.05% 0.35%
Flagstar Bank 20, -0.05% 2.08%
Lakeview Loan Servicing 21, -0.04% 0.48%
Guaranteed Rate Affinity 22, -0.04% 0.48%
Union Home Mortgage Company 23, -0.04% 0.74%
Seacoast National Bank 24, -0.04% 0.26%
Navy Federal Credit Union 25, -0.03% 0.13%
Regions Bank 26, -0.03% 0.48%
Home Point Financial Corporation 27, -0.03% 1.08%
Truist Bank 28, -0.03% 0.09%
Watson Mortgage Corporation 29, -0.02% 0.56%
Space Coast Credit Union 30, -0.01% 0.09%
Newrez 31, -0.01% 0.26%
Centerstate Bank 32, -0.01% 0.17%
Carrington Mortgage Services 33, -0.01% 1.13%
Us Bank 34, -0.01% 0.04%
Nations Lending Corporation 35, -0.01% 0.56%
The Federal Savings Bank 36, -0.00% 0.09%
KBHS Home Loans 37, -0.00% 0.30%
Fidelity Funding Mortgage Corp 38, -0.00% 0.69%
Movement Mortgage 39, -0.00% 1.04%
M/I Financial Corporation 40, 0.00% 0.04%
Ditech Financial 41, 0.01% 0.04%
Fairway Independent Mort Corp 42, 0.01% 3.64%
TD Bank 43, 0.01% 0.04%
JG Wentworth Home Lending 44, 0.01% 0.04%
Land Home Financial Services Inc 45, 0.01% 0.69%
JPMorgan Chase Bank 46, 0.02% 0.04%
SecurityNational Mortgage Company 47, 0.02% 0.87%
Embrace Home Loans, Inc 48, 0.03% 0.35%
Guaranteed Rate Inc 49, 0.03% 0.48%
Equity Prime Mortgage 50, 0.03% 1.43%
Northpointe Bank 51, 0.03% 0.09%
Supreme Lending/ Everett Financial Inc 52, 0.05% 0.30%
Hamilton Group Funding Inc 53, 0.05% 1.43%
Primelending 54, 0.06% 1.08%
Christensen Financial, Inc 55, 0.07% 0.74%
Paramount Residential Mortgage Group Inc 56, 0.07% 1.60%
Wells Fargo Bank 57, 0.08% 0.22%
LoanDepot 58, 0.08% 1.65%
NVR Mortgage Finance Inc 59, 0.10% 0.61%
Finance of America Mortgage 60, 0.11% 0.52%
HomeStar Financial Corporation 61, 0.12% 0.87%
CMG Mortgage Inc 62, 0.12% 0.56%
Primary Residential Mortgage Inc 63, 0.12% 0.48%
Nationstar Mortgage 64, 0.13% 0.87%
Bank of England 65, 0.15% 1.65%
Amerifirst Financial Corporation 66, 0.16% 1.04%
AnnieMac Home Mortgage 67, 0.16% 1.39%
Synergy One Lending 68, 0.16% 3.98%
Waterstone Mortgage Corp 69, 0.19% 1.78%
New American Funding 70, 0.19% 1.95%
Bay Equity 71, 0.22% 0.91%
American Financial Resources Inc 72, 0.30% 1.13%
CalCon Mutual Mortgage 73, 0.39% 1.86%
Planet Home Lending 74, 0.48% 3.68%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Ditech Financial 1, -0.08% 2.44%
FBC Mortgage 2, -0.07% 2.32%
Newrez 3, -0.06% 2.20%
Quicken Loans 4, -0.06% 32.15%
Caliber Home Loans Inc 5, -0.06% 3.42%
Union Home Mortgage Company 6, -0.04% 0.49%
Lakeview Loan Servicing 7, -0.03% 3.67%
Carrington Mortgage Services 8, -0.03% 7.46%
Guaranteed Rate Inc 9, -0.02% 0.49%
Pennymac Loan Services 10, -0.02% 3.67%
Nations Lending Corporation 11, -0.02% 0.86%
Amerisave Mortgage Corporation 12, -0.01% 1.22%
Land Home Financial Services Inc 13, -0.01% 0.49%
Home Point Financial Corporation 14, -0.01% 1.22%
Fidelity Funding Mortgage Corp 15, -0.01% 0.24%
Stearns Lending 16, -0.01% 0.24%
Provident Funding Associates 17, -0.00% 0.24%
Movement Mortgage 18, -0.00% 0.37%
New American Funding 19, -0.00% 0.61%
Paramount Residential Mortgage Group Inc 20, -0.00% 0.61%
Florida Capital Bank National Association 21, 0.00% 0.12%
Primelending 22, 0.00% 0.12%
Iberiabank 23, 0.01% 0.24%
Equity Prime Mortgage 24, 0.01% 0.12%
Hamilton Group Funding Inc 25, 0.01% 0.12%
Christensen Financial, Inc 26, 0.01% 0.12%
Fifth Third Bank, National Association 27, 0.01% 0.24%
Flagstar Bank 28, 0.01% 0.12%
Northpointe Bank 29, 0.01% 0.12%
Ameris Bank 30, 0.01% 0.24%
Suntrust Banks, Inc 31, 0.01% 0.37%
Bank of England 32, 0.02% 0.37%
Primary Residential Mortgage Inc 33, 0.02% 0.24%
Citizens Bank 34, 0.02% 0.37%
CalCon Mutual Mortgage 35, 0.02% 0.12%
Seacoast National Bank 36, 0.02% 0.12%
SecurityNational Mortgage Company 37, 0.02% 0.24%
HomeStar Financial Corporation 38, 0.02% 0.12%
Supreme Lending/ Everett Financial Inc 39, 0.02% 0.24%
Synergy One Lending 40, 0.02% 0.49%
HomeBridge Financial Services, Inc 41, 0.03% 1.59%
Cardinal Financial Company LP 42, 0.03% 2.20%
JG Wentworth Home Lending 43, 0.03% 0.37%
NewDay USA 44, 0.03% 0.12%
AnnieMac Home Mortgage 45, 0.03% 0.37%
JPMorgan Chase Bank 46, 0.03% 0.12%
Us Bank 47, 0.03% 0.24%
Fairway Independent Mort Corp 48, 0.03% 1.22%
Planet Home Lending 49, 0.05% 1.10%
Amerifirst Financial Corporation 50, 0.05% 0.24%
Bay Equity 51, 0.05% 0.12%
American Financial Resources Inc 52, 0.05% 0.12%
LoanDepot 53, 0.05% 3.42%
Embrace Home Loans, Inc 54, 0.08% 0.98%
The Mortgage Firm, Inc 55, 0.08% 2.08%
Finance of America Mortgage 56, 0.10% 0.37%
Nationstar Mortgage 57, 0.10% 8.44%
Freedom Mortgage Corporation 58, 0.18% 8.19%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.04% 16.35%
Bank of America 2, -0.01% 10.58%
Trustco Bank 3, -0.01% 1.92%
Navy Federal Credit Union 4, -0.00% 0.96%
Fairwinds Credit Union 5, -0.00% 4.81%
LoanDepot 6, -0.00% 0.96%
Regions Bank 7, 0.00% 8.65%
TD Bank 8, 0.01% 2.88%
Synergy One Lending 9, 0.01% 0.96%
Guaranteed Rate Inc 10, 0.01% 1.92%
Seacoast National Bank 11, 0.01% 2.88%
Pnc Bank 12, 0.01% 2.88%
Truist Bank 13, 0.01% 3.85%
The Mortgage Firm, Inc 14, 0.01% 1.92%
New American Funding 15, 0.01% 0.96%
Fairway Independent Mort Corp 16, 0.01% 2.88%
Fifth Third Bank, National Association 17, 0.01% 0.96%
Centerstate Bank 18, 0.02% 0.96%
Suntrust Banks, Inc 19, 0.02% 4.81%
Ameris Bank 20, 0.02% 0.96%
Caliber Home Loans Inc 21, 0.02% 1.92%
JPMorgan Chase Bank 22, 0.02% 4.81%
Us Bank 23, 0.02% 4.81%
VyStar Credit Union 24, 0.02% 1.92%
Home Point Financial Corporation 25, 0.02% 0.96%
HomeBridge Financial Services, Inc 26, 0.02% 3.85%
Newrez 27, 0.02% 0.96%
Primelending 28, 0.02% 0.96%
Quicken Loans 29, 0.03% 4.81%
Iberiabank 30, 0.03% 0.96%
Bay Equity 31, 0.03% 0.96%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.05% 20.27%
Navy Federal Credit Union 2, -0.00% 1.35%
Regions Bank 3, -0.00% 10.81%
LoanDepot 4, 0.00% 1.35%
Truist Bank 5, 0.00% 2.70%
The Mortgage Firm, Inc 6, 0.00% 1.35%
Bank of America 7, 0.00% 8.11%
Synergy One Lending 8, 0.01% 1.35%
Guaranteed Rate Inc 9, 0.01% 2.70%
Seacoast National Bank 10, 0.01% 4.05%
Fairwinds Credit Union 11, 0.01% 2.70%
Pnc Bank 12, 0.01% 1.35%
TD Bank 13, 0.01% 2.70%
Fairway Independent Mort Corp 14, 0.01% 4.05%
Fifth Third Bank, National Association 15, 0.01% 1.35%
Suntrust Banks, Inc 16, 0.02% 5.41%
Centerstate Bank 17, 0.02% 1.35%
Ameris Bank 18, 0.02% 1.35%
VyStar Credit Union 19, 0.02% 1.35%
JPMorgan Chase Bank 20, 0.02% 5.41%
Home Point Financial Corporation 21, 0.02% 1.35%
HomeBridge Financial Services, Inc 22, 0.02% 5.41%
Us Bank 23, 0.03% 5.41%
Primelending 24, 0.03% 1.35%
Caliber Home Loans Inc 25, 0.03% 1.35%
Quicken Loans 26, 0.03% 1.35%
Iberiabank 27, 0.03% 1.35%
Bay Equity 28, 0.03% 1.35%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.04% 16.67%
Fairwinds Credit Union 2, -0.01% 10.00%
Trustco Bank 3, -0.01% 6.67%
TD Bank 4, -0.01% 3.33%
Wells Fargo Bank 5, -0.00% 6.67%
Us Bank 6, -0.00% 3.33%
Pnc Bank 7, 0.01% 6.67%
Caliber Home Loans Inc 8, 0.01% 3.33%
New American Funding 9, 0.01% 3.33%
Regions Bank 10, 0.01% 3.33%
Truist Bank 11, 0.01% 6.67%
The Mortgage Firm, Inc 12, 0.02% 3.33%
JPMorgan Chase Bank 13, 0.02% 3.33%
Suntrust Banks, Inc 14, 0.02% 3.33%
VyStar Credit Union 15, 0.02% 3.33%
Newrez 16, 0.02% 3.33%
Quicken Loans 17, 0.02% 13.33%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.28% 4.98%
Pennymac Loan Services 2, -0.13% 2.60%
Caliber Home Loans Inc 3, -0.11% 4.37%
DHI Mortgage Company Limited 4, -0.11% 3.87%
Home Point Financial Corporation 5, -0.10% 1.82%
Usaa Federal Savings Bank 6, -0.10% 6.58%
LoanDepot 7, -0.09% 3.98%
Lakeview Loan Servicing 8, -0.08% 2.27%
Suntrust Banks, Inc 9, -0.05% 0.77%
M/I Financial Corporation 10, -0.05% 0.72%
Wells Fargo Bank 11, -0.05% 1.88%
Ameris Bank 12, -0.04% 1.38%
Iberiabank 13, -0.03% 0.61%
Amerisave Mortgage Corporation 14, -0.03% 0.72%
Seacoast National Bank 15, -0.02% 0.39%
Union Home Mortgage Company 16, -0.02% 0.11%
The Mortgage Firm, Inc 17, -0.02% 0.77%
Truist Bank 18, -0.01% 0.44%
Ditech Financial 19, -0.01% 0.50%
Guaranteed Rate Affinity 20, -0.01% 0.50%
Pnc Bank 21, -0.01% 0.50%
Cardinal Financial Company LP 22, -0.01% 0.66%
HomeBridge Financial Services, Inc 23, -0.01% 4.59%
Land Home Financial Services Inc 24, -0.01% 0.06%
CMG Mortgage Inc 25, -0.01% 0.50%
Fairway Independent Mort Corp 26, -0.00% 2.27%
Bank of America 27, -0.00% 0.11%
Citizens Bank 28, -0.00% 0.72%
Christensen Financial, Inc 29, -0.00% 0.22%
Northpointe Bank 30, -0.00% 0.28%
Space Coast Credit Union 31, 0.00% 0.33%
Cherry Creek Mortgage Co Inc 32, 0.00% 2.43%
American Financial Resources Inc 33, 0.00% 0.61%
Florida Capital Bank National Association 34, 0.01% 0.39%
Watson Mortgage Corporation 35, 0.01% 0.11%
Guaranteed Rate Inc 36, 0.01% 0.33%
Regions Bank 37, 0.01% 0.22%
Supreme Lending/ Everett Financial Inc 38, 0.01% 0.11%
Finance of America Mortgage 39, 0.01% 0.17%
TD Bank 40, 0.01% 0.17%
JG Wentworth Home Lending 41, 0.01% 0.55%
Stearns Lending 42, 0.01% 0.50%
FBC Mortgage 43, 0.01% 4.48%
Fifth Third Bank, National Association 44, 0.01% 0.11%
Movement Mortgage 45, 0.01% 0.50%
NVR Mortgage Finance Inc 46, 0.01% 0.28%
SecurityNational Mortgage Company 47, 0.02% 0.11%
JPMorgan Chase Bank 48, 0.02% 0.17%
Us Bank 49, 0.02% 0.06%
Bay Equity 50, 0.02% 0.17%
KBHS Home Loans 51, 0.02% 0.44%
Newrez 52, 0.02% 0.66%
Primary Residential Mortgage Inc 53, 0.02% 0.28%
Primelending 54, 0.02% 0.33%
Bank of England 55, 0.02% 0.39%
HomeStar Financial Corporation 56, 0.03% 0.11%
AnnieMac Home Mortgage 57, 0.03% 0.66%
Equity Prime Mortgage 58, 0.03% 0.55%
Paramount Residential Mortgage Group Inc 59, 0.03% 1.22%
Waterstone Mortgage Corp 60, 0.04% 0.55%
Hamilton Group Funding Inc 61, 0.04% 0.50%
New American Funding 62, 0.04% 0.88%
Embrace Home Loans, Inc 63, 0.04% 0.44%
Nations Lending Corporation 64, 0.05% 0.55%
Freedom Mortgage Corporation 65, 0.06% 5.09%
R P Funding 66, 0.06% 0.77%
Fidelity Funding Mortgage Corp 67, 0.07% 0.33%
Synergy One Lending 68, 0.08% 1.93%
Carrington Mortgage Services 69, 0.08% 2.21%
Flagstar Bank 70, 0.09% 2.49%
The Federal Savings Bank 71, 0.09% 1.49%
Amerifirst Financial Corporation 72, 0.10% 0.39%
Nationstar Mortgage 73, 0.10% 1.88%
Quicken Loans 74, 0.10% 9.01%
CalCon Mutual Mortgage 75, 0.13% 0.50%
Planet Home Lending 76, 0.21% 2.38%
NewDay USA 77, 0.43% 3.04%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.28% 7.42%
DHI Mortgage Company Limited 2, -0.09% 6.84%
Usaa Federal Savings Bank 3, -0.06% 7.62%
Caliber Home Loans Inc 4, -0.05% 4.10%
Suntrust Banks, Inc 5, -0.04% 0.98%
Wells Fargo Bank 6, -0.04% 3.03%
LoanDepot 7, -0.04% 1.37%
M/I Financial Corporation 8, -0.03% 1.27%
Ameris Bank 9, -0.03% 2.05%
Iberiabank 10, -0.01% 0.98%
Seacoast National Bank 11, -0.01% 0.59%
The Mortgage Firm, Inc 12, -0.00% 0.98%
Fairway Independent Mort Corp 13, -0.00% 2.64%
Pnc Bank 14, 0.00% 0.39%
Truist Bank 15, 0.01% 0.49%
JG Wentworth Home Lending 16, 0.01% 0.20%
Bank of America 17, 0.01% 0.10%
Cardinal Financial Company LP 18, 0.01% 0.68%
Land Home Financial Services Inc 19, 0.01% 0.10%
TD Bank 20, 0.01% 0.10%
Guaranteed Rate Affinity 21, 0.02% 0.59%
Guaranteed Rate Inc 22, 0.02% 0.29%
Citizens Bank 23, 0.02% 1.27%
Lakeview Loan Servicing 24, 0.02% 0.29%
Christensen Financial, Inc 25, 0.02% 0.39%
Freedom Mortgage Corporation 26, 0.02% 4.30%
American Financial Resources Inc 27, 0.02% 0.88%
Northpointe Bank 28, 0.02% 0.39%
Quicken Loans 29, 0.02% 3.71%
Cherry Creek Mortgage Co Inc 30, 0.02% 3.91%
Space Coast Credit Union 31, 0.02% 0.39%
Florida Capital Bank National Association 32, 0.03% 0.68%
Watson Mortgage Corporation 33, 0.03% 0.20%
Regions Bank 34, 0.03% 0.39%
Supreme Lending/ Everett Financial Inc 35, 0.03% 0.20%
Finance of America Mortgage 36, 0.03% 0.29%
Newrez 37, 0.03% 0.29%
Fifth Third Bank, National Association 38, 0.03% 0.10%
Nations Lending Corporation 39, 0.03% 0.20%
CMG Mortgage Inc 40, 0.03% 0.29%
JPMorgan Chase Bank 41, 0.03% 0.20%
FBC Mortgage 42, 0.03% 6.84%
NVR Mortgage Finance Inc 43, 0.04% 0.49%
SecurityNational Mortgage Company 44, 0.04% 0.20%
Us Bank 45, 0.04% 0.10%
Stearns Lending 46, 0.04% 0.78%
KBHS Home Loans 47, 0.04% 0.78%
Movement Mortgage 48, 0.04% 0.78%
Pennymac Loan Services 49, 0.04% 0.39%
Primelending 50, 0.04% 0.59%
HomeBridge Financial Services, Inc 51, 0.04% 5.57%
Home Point Financial Corporation 52, 0.04% 0.68%
Bank of England 53, 0.04% 0.59%
Bay Equity 54, 0.04% 0.20%
Primary Residential Mortgage Inc 55, 0.04% 0.39%
HomeStar Financial Corporation 56, 0.05% 0.20%
NewDay USA 57, 0.05% 0.88%
AnnieMac Home Mortgage 58, 0.06% 0.88%
Waterstone Mortgage Corp 59, 0.06% 0.88%
R P Funding 60, 0.06% 0.29%
Hamilton Group Funding Inc 61, 0.06% 0.78%
Equity Prime Mortgage 62, 0.07% 0.68%
New American Funding 63, 0.08% 0.98%
Nationstar Mortgage 64, 0.08% 0.98%
Fidelity Funding Mortgage Corp 65, 0.09% 0.59%
Paramount Residential Mortgage Group Inc 66, 0.10% 1.37%
Embrace Home Loans, Inc 67, 0.10% 0.49%
Synergy One Lending 68, 0.11% 2.54%
Amerifirst Financial Corporation 69, 0.12% 0.68%
Carrington Mortgage Services 70, 0.13% 0.78%
Flagstar Bank 71, 0.14% 3.32%
CalCon Mutual Mortgage 72, 0.15% 0.88%
Planet Home Lending 73, 0.28% 3.32%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.19% 4.71%
Navy Federal Credit Union 2, -0.17% 1.78%
Pennymac Loan Services 3, -0.17% 5.48%
Home Point Financial Corporation 4, -0.16% 3.31%
Usaa Federal Savings Bank 5, -0.14% 5.22%
LoanDepot 6, -0.13% 7.39%
Lakeview Loan Servicing 7, -0.11% 4.84%
HomeBridge Financial Services, Inc 8, -0.09% 3.31%
Paramount Residential Mortgage Group Inc 9, -0.06% 1.02%
Amerisave Mortgage Corporation 10, -0.06% 1.66%
Suntrust Banks, Inc 11, -0.05% 0.51%
Guaranteed Rate Affinity 12, -0.05% 0.38%
Union Home Mortgage Company 13, -0.05% 0.25%
Stearns Lending 14, -0.05% 0.13%
CMG Mortgage Inc 15, -0.04% 0.76%
Flagstar Bank 16, -0.04% 1.40%
Truist Bank 17, -0.04% 0.38%
Ditech Financial 18, -0.04% 1.15%
Embrace Home Loans, Inc 19, -0.04% 0.38%
The Mortgage Firm, Inc 20, -0.04% 0.51%
Cardinal Financial Company LP 21, -0.03% 0.64%
Movement Mortgage 22, -0.03% 0.13%
Ameris Bank 23, -0.03% 0.51%
Space Coast Credit Union 24, -0.03% 0.25%
Pnc Bank 25, -0.03% 0.64%
Bank of America 26, -0.03% 0.13%
Primary Residential Mortgage Inc 27, -0.03% 0.13%
Hamilton Group Funding Inc 28, -0.03% 0.13%
Northpointe Bank 29, -0.03% 0.13%
Equity Prime Mortgage 30, -0.03% 0.38%
Bay Equity 31, -0.03% 0.13%
Bank of England 32, -0.02% 0.13%
FBC Mortgage 33, -0.02% 1.40%
Seacoast National Bank 34, -0.02% 0.13%
New American Funding 35, -0.02% 0.76%
Iberiabank 36, -0.02% 0.13%
AnnieMac Home Mortgage 37, -0.01% 0.38%
Fifth Third Bank, National Association 38, -0.01% 0.13%
JG Wentworth Home Lending 39, -0.01% 1.02%
TD Bank 40, -0.01% 0.25%
Waterstone Mortgage Corp 41, -0.01% 0.13%
Guaranteed Rate Inc 42, -0.01% 0.38%
JPMorgan Chase Bank 43, -0.01% 0.13%
Newrez 44, -0.01% 1.15%
Cherry Creek Mortgage Co Inc 45, -0.00% 0.51%
American Financial Resources Inc 46, 0.00% 0.25%
Fairway Independent Mort Corp 47, 0.00% 1.78%
Wells Fargo Bank 48, 0.01% 0.38%
Synergy One Lending 49, 0.01% 1.15%
Planet Home Lending 50, 0.03% 1.15%
Nations Lending Corporation 51, 0.03% 1.02%
R P Funding 52, 0.04% 1.40%
Carrington Mortgage Services 53, 0.04% 4.08%
The Federal Savings Bank 54, 0.06% 3.44%
Nationstar Mortgage 55, 0.09% 3.06%
Freedom Mortgage Corporation 56, 0.09% 6.11%
Quicken Loans 57, 0.11% 15.92%
NewDay USA 58, 0.48% 5.86%

* Data is compiled for the Palm Coast, FL commuting zone area, which comprises of counties of Flagler County, FL, and Volusia County, FL. This includes cities/towns/communities of Palm Coast, FL as well as Deltona, FL, DeLand, FL, Port Orange, FL, DeBary, FL, Daytona Beach, FL, Ormond Beach, FL, Edgewater, FL, New Smyrna Beach, FL, Samsula-Spruce Creek, FL, Holly Hill, FL, Bunnell, FL, Ormond-by-the-Sea, FL, Flagler Beach, FL, Glencoe, FL, Daytona Beach Shores, FL, South Daytona, FL, Orange City, FL, Marineland, FL, Lake Helen, FL, Flagler Beach, FL, Oak Hill, FL, Ponce Inlet, FL, Pierson, FL, West DeLand, FL, De Leon Springs, FL, and Seville, FL. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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