Top Mortgage Lenders in the Brownsville, TX area

Which mortgage lender in the Brownsville, TX area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Brownsville, TX area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Brownsville, TX area is Security Service Federal Credit Union, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.51%. This means that Security Service Federal Credit Union provided a -0.51% lower interest rate for its customers than other lenders in Brownsville, TX for a similar set of borrowers. Security Service Federal Credit Union has a market share of 6.8%. On the other hand, the most popular lender in the market is Willow Bend Mortgage, with a market share of 8.9%. Willow Bend Mortgage is an average rate lender in this area, with a “Rate Difference” of +0.02% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Brownsville, TX area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Brownsville, TX is Security Service Federal Credit Union. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Cardinal Financial Company LP. The cheapest VA mortgage provider is Navy Federal Credit Union. To get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders by “Rate Rank” for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Security Service Federal Credit Union 1, -0.51% 6.80%
Cardinal Financial Company LP 2, -0.26% 1.63%
Navy Federal Credit Union 3, -0.18% 0.79%
Plaza Home Mortgage Inc 4, -0.15% 0.79%
Bank of America 5, -0.12% 1.35%
Freedom Mortgage Corporation 6, -0.12% 0.73%
JPMorgan Chase Bank 7, -0.12% 1.50%
JG Wentworth Home Lending 8, -0.12% 1.15%
Supreme Lending/ Everett Financial Inc 9, -0.07% 1.14%
Wells Fargo Bank 10, -0.07% 3.57%
Thrive Mortgage 11, -0.06% 1.53%
Usaa Federal Savings Bank 12, -0.06% 1.02%
Paramount Residential Mortgage Group Inc 13, -0.05% 0.55%
SecurityNational Mortgage Company 14, -0.05% 1.19%
Pennymac Loan Services 15, -0.04% 0.71%
Nations Lending Corporation 16, -0.03% 1.70%
Flagstar Bank 17, -0.02% 0.90%
Hamilton Group Funding Inc 18, -0.01% 2.59%
Citizens Bank 19, -0.00% 0.45%
Movement Mortgage 20, -0.00% 1.73%
Fairway Independent Mort Corp 21, 0.01% 2.43%
Quicken Loans 22, 0.01% 7.77%
Bbva Usa 23, 0.02% 1.85%
Goldwater Bank National Association 24, 0.02% 0.77%
Willow Bend Mortgage 25, 0.02% 8.85%
LoanDepot 26, 0.02% 1.40%
Gateway First Bank 27, 0.02% 0.83%
Carrington Mortgage Services 28, 0.03% 0.86%
Town Square Mortgage & Investments Inc 29, 0.03% 0.63%
Finance of America Mortgage 30, 0.03% 1.83%
Cornerstone Home Lending, Inc 31, 0.03% 3.60%
Academy Mortgage Corporation 32, 0.05% 6.84%
Primelending 33, 0.05% 0.45%
Ditech Financial 34, 0.06% 0.57%
Synergy One Lending 35, 0.06% 1.80%
Lone Star National Bank 36, 0.07% 2.39%
Nations Reliable Lending 37, 0.10% 2.04%
Guild Mortgage Company 38, 0.10% 0.73%
Mortgage Solutions of Colorado 39, 0.11% 0.61%
International Bank of Commerce 40, 0.12% 1.41%
Navy Army Community Credit Union 41, 0.12% 3.06%
Planet Home Lending 42, 0.13% 2.55%
Hometown Lenders INC 43, 0.14% 2.98%
Primary Residential Mortgage Inc 44, 0.16% 1.40%
Community First National Bank 45, 0.19% 0.77%
Amcap Mortgage Ltd 46, 0.20% 5.76%
Citywide Home Loans 47, 0.23% 2.81%
Nationstar Mortgage 48, 0.28% 1.19%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Security Service Federal Credit Union 1, -0.41% 4.54%
Cardinal Financial Company LP 2, -0.30% 2.00%
Navy Federal Credit Union 3, -0.20% 1.01%
JPMorgan Chase Bank 4, -0.20% 1.33%
Bank of America 5, -0.18% 0.89%
Plaza Home Mortgage Inc 6, -0.17% 0.97%
Wells Fargo Bank 7, -0.17% 3.39%
Freedom Mortgage Corporation 8, -0.15% 0.89%
JG Wentworth Home Lending 9, -0.15% 1.23%
LoanDepot 10, -0.10% 0.58%
Supreme Lending/ Everett Financial Inc 11, -0.09% 1.27%
Thrive Mortgage 12, -0.08% 1.77%
Usaa Federal Savings Bank 13, -0.07% 1.19%
Paramount Residential Mortgage Group Inc 14, -0.07% 0.65%
Flagstar Bank 15, -0.06% 0.87%
SecurityNational Mortgage Company 16, -0.06% 1.45%
Nations Lending Corporation 17, -0.06% 1.27%
Pennymac Loan Services 18, -0.05% 0.44%
Willow Bend Mortgage 19, -0.03% 8.81%
Movement Mortgage 20, -0.02% 2.10%
Quicken Loans 21, -0.02% 4.76%
Hamilton Group Funding Inc 22, -0.02% 3.29%
Citizens Bank 23, -0.01% 0.58%
Carrington Mortgage Services 24, 0.00% 0.22%
Fairway Independent Mort Corp 25, 0.01% 3.17%
Town Square Mortgage & Investments Inc 26, 0.01% 0.71%
Bbva Usa 27, 0.01% 1.90%
Gateway First Bank 28, 0.02% 0.81%
Finance of America Mortgage 29, 0.02% 2.36%
Goldwater Bank National Association 30, 0.02% 0.79%
Nationstar Mortgage 31, 0.03% 0.32%
Cornerstone Home Lending, Inc 32, 0.03% 4.60%
Academy Mortgage Corporation 33, 0.05% 8.83%
International Bank of Commerce 34, 0.05% 0.89%
Primelending 35, 0.05% 0.46%
Lone Star National Bank 36, 0.05% 2.74%
Synergy One Lending 37, 0.09% 1.71%
Nations Reliable Lending 38, 0.10% 2.70%
Navy Army Community Credit Union 39, 0.10% 1.31%
Guild Mortgage Company 40, 0.11% 0.87%
Mortgage Solutions of Colorado 41, 0.12% 0.71%
Planet Home Lending 42, 0.14% 3.06%
Hometown Lenders INC 43, 0.14% 3.57%
Primary Residential Mortgage Inc 44, 0.17% 1.75%
Community First National Bank 45, 0.19% 0.99%
Amcap Mortgage Ltd 46, 0.21% 7.04%
Citywide Home Loans 47, 0.24% 3.25%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Security Service Federal Credit Union 1, -0.59% 12.67%
Bank of America 2, -0.06% 2.57%
JG Wentworth Home Lending 3, -0.05% 0.94%
Fairway Independent Mort Corp 4, -0.04% 0.52%
Pennymac Loan Services 5, -0.03% 1.41%
Supreme Lending/ Everett Financial Inc 6, -0.02% 0.79%
Academy Mortgage Corporation 7, -0.02% 1.68%
Cardinal Financial Company LP 8, -0.01% 0.68%
Goldwater Bank National Association 9, -0.01% 0.73%
Usaa Federal Savings Bank 10, -0.01% 0.58%
Cornerstone Home Lending, Inc 11, 0.00% 0.99%
Synergy One Lending 12, 0.00% 2.04%
Primary Residential Mortgage Inc 13, 0.00% 0.47%
Finance of America Mortgage 14, 0.01% 0.47%
Paramount Residential Mortgage Group Inc 15, 0.01% 0.31%
Nations Reliable Lending 16, 0.01% 0.31%
Thrive Mortgage 17, 0.02% 0.89%
Guild Mortgage Company 18, 0.02% 0.37%
Nations Lending Corporation 19, 0.02% 2.83%
Bbva Usa 20, 0.03% 1.73%
SecurityNational Mortgage Company 21, 0.03% 0.52%
JPMorgan Chase Bank 22, 0.03% 1.94%
Plaza Home Mortgage Inc 23, 0.03% 0.31%
Navy Federal Credit Union 24, 0.04% 0.21%
Hamilton Group Funding Inc 25, 0.04% 0.79%
Gateway First Bank 26, 0.04% 0.89%
Carrington Mortgage Services 27, 0.05% 2.51%
Quicken Loans 28, 0.05% 15.60%
Citizens Bank 29, 0.05% 0.10%
Mortgage Solutions of Colorado 30, 0.05% 0.37%
Planet Home Lending 31, 0.05% 1.20%
Freedom Mortgage Corporation 32, 0.06% 0.31%
Primelending 33, 0.06% 0.42%
Hometown Lenders INC 34, 0.07% 1.47%
Community First National Bank 35, 0.07% 0.21%
Amcap Mortgage Ltd 36, 0.08% 2.46%
Ditech Financial 37, 0.08% 2.04%
Movement Mortgage 38, 0.08% 0.79%
LoanDepot 39, 0.09% 3.51%
Town Square Mortgage & Investments Inc 40, 0.09% 0.42%
Flagstar Bank 41, 0.10% 0.99%
Navy Army Community Credit Union 42, 0.15% 7.59%
Willow Bend Mortgage 43, 0.16% 8.95%
Wells Fargo Bank 44, 0.16% 4.03%
Lone Star National Bank 45, 0.17% 1.47%
Citywide Home Loans 46, 0.17% 1.68%
International Bank of Commerce 47, 0.19% 2.77%
Nationstar Mortgage 48, 0.35% 3.46%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Security Service Federal Credit Union 1, -0.48% 12.67%
Bank of America 2, -0.10% 2.50%
JPMorgan Chase Bank 3, -0.10% 2.74%
Usaa Federal Savings Bank 4, -0.07% 0.71%
JG Wentworth Home Lending 5, -0.05% 1.11%
Wells Fargo Bank 6, -0.04% 6.30%
Thrive Mortgage 7, -0.04% 2.14%
Cornerstone Home Lending, Inc 8, -0.02% 1.98%
Supreme Lending/ Everett Financial Inc 9, -0.02% 1.25%
Pennymac Loan Services 10, -0.01% 0.38%
Plaza Home Mortgage Inc 11, 0.00% 0.19%
Citizens Bank 12, 0.00% 0.60%
Cardinal Financial Company LP 13, 0.01% 0.81%
Freedom Mortgage Corporation 14, 0.01% 0.27%
Finance of America Mortgage 15, 0.01% 1.33%
Goldwater Bank National Association 16, 0.02% 0.76%
SecurityNational Mortgage Company 17, 0.02% 0.73%
Gateway First Bank 18, 0.02% 0.71%
Fairway Independent Mort Corp 19, 0.03% 1.90%
Nations Lending Corporation 20, 0.03% 0.54%
Flagstar Bank 21, 0.05% 1.03%
Navy Federal Credit Union 22, 0.05% 0.35%
Planet Home Lending 23, 0.05% 1.85%
Paramount Residential Mortgage Group Inc 24, 0.06% 0.16%
Primary Residential Mortgage Inc 25, 0.06% 0.84%
Guild Mortgage Company 26, 0.06% 0.71%
Bbva Usa 27, 0.07% 2.93%
Quicken Loans 28, 0.07% 11.53%
Movement Mortgage 29, 0.07% 1.44%
Hometown Lenders INC 30, 0.07% 1.95%
Nations Reliable Lending 31, 0.08% 0.60%
Primelending 32, 0.08% 0.62%
Academy Mortgage Corporation 33, 0.09% 5.05%
Mortgage Solutions of Colorado 34, 0.10% 0.33%
LoanDepot 35, 0.11% 1.74%
Carrington Mortgage Services 36, 0.11% 0.49%
Town Square Mortgage & Investments Inc 37, 0.11% 0.46%
Ditech Financial 38, 0.11% 0.90%
Amcap Mortgage Ltd 39, 0.12% 3.36%
Synergy One Lending 40, 0.12% 1.60%
Hamilton Group Funding Inc 41, 0.12% 1.44%
Lone Star National Bank 42, 0.13% 3.47%
Navy Army Community Credit Union 43, 0.15% 5.64%
Citywide Home Loans 44, 0.15% 1.28%
Willow Bend Mortgage 45, 0.16% 5.64%
International Bank of Commerce 46, 0.18% 2.23%
Community First National Bank 47, 0.27% 0.92%
Nationstar Mortgage 48, 0.36% 1.82%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Security Service Federal Credit Union 1, -0.38% 10.38%
JPMorgan Chase Bank 2, -0.18% 2.95%
Bank of America 3, -0.16% 1.98%
Wells Fargo Bank 4, -0.16% 7.15%
Usaa Federal Savings Bank 5, -0.09% 0.92%
Thrive Mortgage 6, -0.05% 3.04%
JG Wentworth Home Lending 7, -0.05% 1.15%
Gateway First Bank 8, -0.04% 0.51%
Cornerstone Home Lending, Inc 9, -0.03% 3.04%
Supreme Lending/ Everett Financial Inc 10, -0.02% 1.48%
LoanDepot 11, -0.02% 0.55%
Plaza Home Mortgage Inc 12, -0.01% 0.28%
Flagstar Bank 13, -0.01% 1.11%
Citizens Bank 14, -0.01% 0.92%
Freedom Mortgage Corporation 15, -0.00% 0.37%
Pennymac Loan Services 16, 0.00% 0.23%
Cardinal Financial Company LP 17, 0.01% 0.88%
SecurityNational Mortgage Company 18, 0.01% 0.92%
Finance of America Mortgage 19, 0.01% 1.85%
Nations Lending Corporation 20, 0.02% 0.55%
Goldwater Bank National Association 21, 0.03% 0.74%
Fairway Independent Mort Corp 22, 0.03% 2.77%
Navy Federal Credit Union 23, 0.05% 0.46%
Planet Home Lending 24, 0.05% 2.40%
Paramount Residential Mortgage Group Inc 25, 0.05% 0.18%
Movement Mortgage 26, 0.06% 1.85%
Primary Residential Mortgage Inc 27, 0.06% 1.20%
Guild Mortgage Company 28, 0.07% 0.97%
Quicken Loans 29, 0.07% 7.10%
Nations Reliable Lending 30, 0.07% 0.97%
Hometown Lenders INC 31, 0.08% 2.72%
Nationstar Mortgage 32, 0.08% 0.18%
Bbva Usa 33, 0.08% 3.46%
Primelending 34, 0.08% 0.78%
Academy Mortgage Corporation 35, 0.10% 7.47%
Town Square Mortgage & Investments Inc 36, 0.11% 0.42%
Lone Star National Bank 37, 0.11% 4.89%
Amcap Mortgage Ltd 38, 0.12% 4.29%
Mortgage Solutions of Colorado 39, 0.12% 0.32%
Navy Army Community Credit Union 40, 0.13% 2.95%
International Bank of Commerce 41, 0.13% 1.34%
Hamilton Group Funding Inc 42, 0.14% 1.85%
Citywide Home Loans 43, 0.17% 1.66%
Willow Bend Mortgage 44, 0.17% 5.77%
Synergy One Lending 45, 0.22% 1.57%
Community First National Bank 46, 0.28% 1.43%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Security Service Federal Credit Union 1, -0.57% 15.95%
Bank of America 2, -0.04% 3.23%
JG Wentworth Home Lending 3, -0.04% 1.05%
Fairway Independent Mort Corp 4, -0.02% 0.66%
Synergy One Lending 5, -0.02% 1.65%
Academy Mortgage Corporation 6, -0.01% 1.58%
Pennymac Loan Services 7, -0.01% 0.59%
Supreme Lending/ Everett Financial Inc 8, -0.01% 0.92%
Usaa Federal Savings Bank 9, -0.01% 0.40%
Cardinal Financial Company LP 10, 0.00% 0.73%
Goldwater Bank National Association 11, 0.00% 0.79%
Finance of America Mortgage 12, 0.02% 0.59%
Thrive Mortgage 13, 0.03% 0.86%
Primary Residential Mortgage Inc 14, 0.03% 0.33%
Cornerstone Home Lending, Inc 15, 0.03% 0.46%
SecurityNational Mortgage Company 16, 0.04% 0.46%
Guild Mortgage Company 17, 0.04% 0.33%
Bbva Usa 18, 0.04% 2.18%
Hometown Lenders INC 19, 0.05% 0.86%
JPMorgan Chase Bank 20, 0.05% 2.44%
Plaza Home Mortgage Inc 21, 0.05% 0.07%
Freedom Mortgage Corporation 22, 0.05% 0.13%
Hamilton Group Funding Inc 23, 0.05% 0.86%
Nations Reliable Lending 24, 0.06% 0.07%
Nations Lending Corporation 25, 0.06% 0.53%
Navy Federal Credit Union 26, 0.06% 0.20%
Gateway First Bank 27, 0.06% 0.99%
Paramount Residential Mortgage Group Inc 28, 0.07% 0.13%
Planet Home Lending 29, 0.07% 1.05%
Citizens Bank 30, 0.07% 0.13%
Citywide Home Loans 31, 0.07% 0.73%
Quicken Loans 32, 0.08% 17.86%
Primelending 33, 0.08% 0.40%
Mortgage Solutions of Colorado 34, 0.08% 0.33%
Amcap Mortgage Ltd 35, 0.10% 2.04%
Community First National Bank 36, 0.10% 0.20%
Town Square Mortgage & Investments Inc 37, 0.11% 0.53%
Movement Mortgage 38, 0.11% 0.86%
Carrington Mortgage Services 39, 0.12% 1.19%
Ditech Financial 40, 0.12% 2.18%
Flagstar Bank 41, 0.13% 0.92%
Willow Bend Mortgage 42, 0.14% 5.47%
LoanDepot 43, 0.14% 3.43%
Navy Army Community Credit Union 44, 0.16% 9.49%
Wells Fargo Bank 45, 0.18% 5.08%
International Bank of Commerce 46, 0.21% 3.49%
Lone Star National Bank 47, 0.22% 1.45%
Nationstar Mortgage 48, 0.38% 4.15%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Cardinal Financial Company LP 1, -0.46% 2.47%
Freedom Mortgage Corporation 2, -0.26% 1.05%
JG Wentworth Home Lending 3, -0.23% 1.27%
Plaza Home Mortgage Inc 4, -0.22% 1.54%
Bbva Usa 5, -0.19% 0.71%
Supreme Lending/ Everett Financial Inc 6, -0.19% 0.86%
Quicken Loans 7, -0.18% 3.49%
LoanDepot 8, -0.17% 0.71%
Flagstar Bank 9, -0.17% 0.41%
Ditech Financial 10, -0.11% 0.22%
SecurityNational Mortgage Company 11, -0.11% 2.02%
Movement Mortgage 12, -0.11% 1.99%
Paramount Residential Mortgage Group Inc 13, -0.10% 1.20%
Pennymac Loan Services 14, -0.10% 0.64%
Thrive Mortgage 15, -0.10% 0.71%
Hamilton Group Funding Inc 16, -0.10% 4.20%
International Bank of Commerce 17, -0.10% 0.52%
Lone Star National Bank 18, -0.10% 1.27%
Nations Lending Corporation 19, -0.08% 3.07%
Willow Bend Mortgage 20, -0.08% 14.10%
Town Square Mortgage & Investments Inc 21, -0.06% 0.90%
Carrington Mortgage Services 22, -0.05% 1.09%
JPMorgan Chase Bank 23, -0.04% 0.04%
Bank of America 24, -0.03% 0.04%
Nationstar Mortgage 25, -0.02% 0.41%
Fairway Independent Mort Corp 26, -0.00% 2.70%
Synergy One Lending 27, -0.00% 2.10%
Primelending 28, 0.00% 0.19%
Citizens Bank 29, 0.01% 0.26%
Goldwater Bank National Association 30, 0.01% 0.86%
Finance of America Mortgage 31, 0.01% 2.70%
Academy Mortgage Corporation 32, 0.03% 8.55%
Cornerstone Home Lending, Inc 33, 0.03% 6.04%
Gateway First Bank 34, 0.04% 0.90%
Community First National Bank 35, 0.05% 0.67%
Nations Reliable Lending 36, 0.07% 4.05%
Mortgage Solutions of Colorado 37, 0.08% 0.71%
Planet Home Lending 38, 0.17% 3.49%
Hometown Lenders INC 39, 0.17% 4.16%
Guild Mortgage Company 40, 0.19% 0.67%
Primary Residential Mortgage Inc 41, 0.19% 2.25%
Amcap Mortgage Ltd 42, 0.22% 9.56%
Citywide Home Loans 43, 0.23% 5.17%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Cardinal Financial Company LP 1, -0.47% 2.72%
Freedom Mortgage Corporation 2, -0.27% 1.15%
Plaza Home Mortgage Inc 3, -0.24% 1.57%
JG Wentworth Home Lending 4, -0.24% 1.36%
LoanDepot 5, -0.20% 0.55%
Bbva Usa 6, -0.19% 0.81%
Supreme Lending/ Everett Financial Inc 7, -0.19% 0.93%
Quicken Loans 8, -0.18% 2.89%
Flagstar Bank 9, -0.17% 0.47%
Willow Bend Mortgage 10, -0.14% 12.26%
Thrive Mortgage 11, -0.12% 0.68%
SecurityNational Mortgage Company 12, -0.11% 2.16%
Nations Lending Corporation 13, -0.11% 1.91%
Paramount Residential Mortgage Group Inc 14, -0.11% 1.19%
Lone Star National Bank 15, -0.11% 1.19%
Movement Mortgage 16, -0.11% 2.16%
Hamilton Group Funding Inc 17, -0.10% 4.71%
International Bank of Commerce 18, -0.10% 0.59%
Pennymac Loan Services 19, -0.09% 0.47%
Carrington Mortgage Services 20, -0.06% 0.30%
Town Square Mortgage & Investments Inc 21, -0.05% 1.02%
JPMorgan Chase Bank 22, -0.04% 0.04%
Bank of America 23, -0.02% 0.04%
Nationstar Mortgage 24, -0.02% 0.34%
Synergy One Lending 25, 0.00% 1.99%
Fairway Independent Mort Corp 26, 0.00% 3.05%
Primelending 27, 0.00% 0.17%
Citizens Bank 28, 0.01% 0.30%
Finance of America Mortgage 29, 0.02% 3.05%
Goldwater Bank National Association 30, 0.02% 0.89%
Academy Mortgage Corporation 31, 0.03% 9.50%
Cornerstone Home Lending, Inc 32, 0.04% 6.41%
Gateway First Bank 33, 0.04% 0.98%
Community First National Bank 34, 0.05% 0.72%
Nations Reliable Lending 35, 0.08% 4.37%
Mortgage Solutions of Colorado 36, 0.08% 0.76%
Planet Home Lending 37, 0.18% 3.78%
Hometown Lenders INC 38, 0.18% 4.29%
Guild Mortgage Company 39, 0.20% 0.72%
Primary Residential Mortgage Inc 40, 0.21% 2.38%
Amcap Mortgage Ltd 41, 0.23% 10.18%
Citywide Home Loans 42, 0.24% 4.96%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.18% 8.06%
Pennymac Loan Services 2, -0.14% 1.94%
Ditech Financial 3, -0.13% 1.94%
LoanDepot 4, -0.12% 1.94%
Cornerstone Home Lending, Inc 5, -0.09% 3.23%
Paramount Residential Mortgage Group Inc 6, -0.08% 1.29%
Primary Residential Mortgage Inc 7, -0.08% 1.29%
Nations Reliable Lending 8, -0.07% 1.61%
Carrington Mortgage Services 9, -0.07% 7.10%
Freedom Mortgage Corporation 10, -0.06% 0.32%
Lone Star National Bank 11, -0.06% 1.94%
Academy Mortgage Corporation 12, -0.06% 1.29%
Guild Mortgage Company 13, -0.06% 0.32%
Movement Mortgage 14, -0.06% 0.65%
Cardinal Financial Company LP 15, -0.06% 0.65%
Nations Lending Corporation 16, -0.06% 11.94%
Goldwater Bank National Association 17, -0.06% 0.65%
Mortgage Solutions of Colorado 18, -0.06% 0.32%
Supreme Lending/ Everett Financial Inc 19, -0.05% 0.32%
JG Wentworth Home Lending 20, -0.05% 0.65%
Hamilton Group Funding Inc 21, -0.04% 0.32%
Plaza Home Mortgage Inc 22, -0.04% 1.29%
Community First National Bank 23, -0.04% 0.32%
Thrive Mortgage 24, -0.03% 0.97%
Gateway First Bank 25, -0.02% 0.32%
SecurityNational Mortgage Company 26, -0.02% 0.97%
Primelending 27, -0.02% 0.32%
Nationstar Mortgage 28, -0.02% 0.97%
Synergy One Lending 29, -0.01% 2.90%
Amcap Mortgage Ltd 30, -0.00% 4.84%
Planet Home Lending 31, 0.00% 1.29%
Hometown Lenders INC 32, 0.07% 3.23%
Willow Bend Mortgage 33, 0.12% 28.06%
Citywide Home Loans 34, 0.16% 6.77%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.01% 14.29%
Guild Mortgage Company 2, -0.00% 14.29%
JPMorgan Chase Bank 3, -0.00% 14.29%
Navy Army Community Credit Union 4, 0.00% 28.57%
Quicken Loans 5, 0.00% 14.29%
Lone Star National Bank 6, 0.01% 14.29%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.01% 25.00%
JPMorgan Chase Bank 2, -0.00% 25.00%
Navy Army Community Credit Union 3, 0.00% 25.00%
Lone Star National Bank 4, 0.01% 25.00%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Guild Mortgage Company 1, -0.00% 33.33%
Navy Army Community Credit Union 2, -0.00% 33.33%
Quicken Loans 3, 0.00% 33.33%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.23% 8.02%
Academy Mortgage Corporation 2, -0.06% 10.96%
Thrive Mortgage 3, -0.04% 1.37%
Fairway Independent Mort Corp 4, -0.03% 4.89%
Wells Fargo Bank 5, -0.03% 2.35%
Cardinal Financial Company LP 6, -0.03% 3.13%
Gateway First Bank 7, -0.02% 1.37%
Pennymac Loan Services 8, -0.02% 3.52%
Usaa Federal Savings Bank 9, -0.02% 8.61%
LoanDepot 10, -0.02% 2.54%
Supreme Lending/ Everett Financial Inc 11, -0.02% 1.76%
Plaza Home Mortgage Inc 12, -0.01% 1.17%
Flagstar Bank 13, -0.00% 2.54%
JG Wentworth Home Lending 14, 0.01% 0.78%
International Bank of Commerce 15, 0.01% 0.20%
Quicken Loans 16, 0.02% 2.94%
Lone Star National Bank 17, 0.02% 0.20%
Goldwater Bank National Association 18, 0.02% 0.39%
Community First National Bank 19, 0.02% 0.20%
Guild Mortgage Company 20, 0.03% 0.98%
Freedom Mortgage Corporation 21, 0.03% 2.35%
Cornerstone Home Lending, Inc 22, 0.03% 2.54%
Willow Bend Mortgage 23, 0.04% 4.70%
Nations Lending Corporation 24, 0.04% 2.94%
SecurityNational Mortgage Company 25, 0.04% 0.20%
Citizens Bank 26, 0.05% 0.39%
Carrington Mortgage Services 27, 0.05% 2.35%
Primary Residential Mortgage Inc 28, 0.05% 0.98%
Town Square Mortgage & Investments Inc 29, 0.05% 0.39%
Primelending 30, 0.05% 0.59%
Synergy One Lending 31, 0.06% 1.76%
Hamilton Group Funding Inc 32, 0.06% 2.54%
Nations Reliable Lending 33, 0.06% 1.96%
Finance of America Mortgage 34, 0.06% 0.98%
Nationstar Mortgage 35, 0.07% 0.78%
Hometown Lenders INC 36, 0.07% 4.31%
Movement Mortgage 37, 0.08% 2.54%
Citywide Home Loans 38, 0.11% 1.57%
Mortgage Solutions of Colorado 39, 0.16% 2.15%
Planet Home Lending 40, 0.17% 2.74%
Amcap Mortgage Ltd 41, 0.17% 3.33%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.23% 9.28%
Academy Mortgage Corporation 2, -0.07% 12.06%
Thrive Mortgage 3, -0.04% 1.39%
Gateway First Bank 4, -0.03% 1.39%
Fairway Independent Mort Corp 5, -0.03% 5.80%
Wells Fargo Bank 6, -0.03% 2.78%
Cardinal Financial Company LP 7, -0.03% 3.71%
Pennymac Loan Services 8, -0.03% 1.39%
Flagstar Bank 9, -0.02% 1.86%
Usaa Federal Savings Bank 10, -0.02% 9.05%
Supreme Lending/ Everett Financial Inc 11, -0.02% 2.09%
Plaza Home Mortgage Inc 12, -0.01% 1.16%
JG Wentworth Home Lending 13, 0.01% 0.93%
International Bank of Commerce 14, 0.01% 0.23%
Freedom Mortgage Corporation 15, 0.02% 2.09%
Quicken Loans 16, 0.02% 3.25%
Lone Star National Bank 17, 0.03% 0.23%
Goldwater Bank National Association 18, 0.03% 0.46%
Community First National Bank 19, 0.03% 0.23%
Guild Mortgage Company 20, 0.03% 1.16%
Synergy One Lending 21, 0.04% 0.93%
Nations Lending Corporation 22, 0.04% 1.39%
Willow Bend Mortgage 23, 0.04% 5.34%
Cornerstone Home Lending, Inc 24, 0.04% 2.55%
SecurityNational Mortgage Company 25, 0.04% 0.23%
LoanDepot 26, 0.05% 0.93%
Citizens Bank 27, 0.05% 0.46%
Primary Residential Mortgage Inc 28, 0.05% 1.16%
Town Square Mortgage & Investments Inc 29, 0.05% 0.46%
Primelending 30, 0.06% 0.46%
Hamilton Group Funding Inc 31, 0.06% 2.78%
Nations Reliable Lending 32, 0.06% 2.32%
Finance of America Mortgage 33, 0.07% 1.16%
Nationstar Mortgage 34, 0.07% 0.93%
Movement Mortgage 35, 0.08% 3.02%
Hometown Lenders INC 36, 0.08% 3.94%
Carrington Mortgage Services 37, 0.09% 0.93%
Citywide Home Loans 38, 0.12% 1.86%
Mortgage Solutions of Colorado 39, 0.18% 2.32%
Amcap Mortgage Ltd 40, 0.18% 3.71%
Planet Home Lending 41, 0.20% 2.55%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
LoanDepot 1, -0.07% 11.25%
Pennymac Loan Services 2, -0.03% 15.00%
Plaza Home Mortgage Inc 3, -0.01% 1.25%
Usaa Federal Savings Bank 4, -0.01% 6.25%
Mortgage Solutions of Colorado 5, 0.00% 1.25%
Amcap Mortgage Ltd 6, 0.00% 1.25%
Cornerstone Home Lending, Inc 7, 0.00% 2.50%
Quicken Loans 8, 0.01% 1.25%
Thrive Mortgage 9, 0.01% 1.25%
Navy Federal Credit Union 10, 0.01% 1.25%
Hamilton Group Funding Inc 11, 0.01% 1.25%
Carrington Mortgage Services 12, 0.01% 10.00%
Willow Bend Mortgage 13, 0.01% 1.25%
Flagstar Bank 14, 0.01% 6.25%
Academy Mortgage Corporation 15, 0.02% 5.00%
Hometown Lenders INC 16, 0.02% 6.25%
Nations Lending Corporation 17, 0.02% 11.25%
Gateway First Bank 18, 0.02% 1.25%
Planet Home Lending 19, 0.03% 3.75%
Primelending 20, 0.03% 1.25%
Synergy One Lending 21, 0.05% 6.25%
Freedom Mortgage Corporation 22, 0.06% 3.75%

* Data is compiled for the Brownsville, TX commuting zone area, which comprises of counties of Cameron County, TX, Hidalgo County, TX, Starr County, TX, and Willacy County, TX. This includes cities/towns/communities of Brownsville, TX as well as McAllen, TX, Edinburg, TX, Mission, TX, Harlingen, TX, Pharr, TX, Weslaco, TX, San Juan, TX, South Padre Island, TX, San Benito, TX, Alamo, TX, Alton, TX, Palmhurst, TX, Hidalgo, TX, Laguna Vista, TX, Murillo, TX, Primera, TX, Mercedes, TX, Donna, TX, Rio Grande City, TX, Laureles, TX, La Feria, TX, Rancho Viejo, TX, Perezville, TX, Llano Grande, TX, La Paloma, TX, La Homa, TX, San Carlos, TX, Olivarez, TX, Los Fresnos, TX, Doolittle, TX, Rio Hondo, TX, Laguna Heights, TX, North Alamo, TX, Port Isabel, TX, La Joya, TX, Palmview, TX, Progreso, TX, Combes, TX, Sullivan City, TX, Midway South, TX, Raymondville, TX, Linn, TX, Citrus City, TX, Midway North, TX, La Blanca, TX, Reid Hope King, TX, Las Lomas, TX, Santa Rosa, TX, La Villa, TX, and Mikes, TX. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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