Top Mortgage Lenders in the Greenville, NC area

Which mortgage lender in the Greenville, NC area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Greenville, NC area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Greenville, NC area is Truist Bank, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.15%. This means that Truist Bank provided a -0.15% lower interest rate for its customers than other lenders in Greenville, NC for a similar set of borrowers. Truist Bank has a market share of 14.2%. It is also the most popular lender in the area.

Our detailed rankings of the mortgage lenders for the Greenville, NC area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Greenville, NC is Truist Bank. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Truist Bank. The cheapest VA mortgage provider is Navy Federal Credit Union. To get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders by “Rate Rank” for your desired mortgage type and purpose.

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Truist Bank 1, -0.15% 14.15%
Wells Fargo Bank 2, -0.07% 7.43%
Southern Bank and Trust Company 3, -0.05% 3.49%
First National Bank of Pennsylvania 4, -0.05% 4.01%
Bank of America 5, -0.03% 1.62%
First Bank 6, -0.02% 1.47%
ALCOVA Mortgage 7, -0.02% 8.31%
Usaa Federal Savings Bank 8, -0.01% 2.24%
TowneBank 9, -0.00% 2.61%
Renasant Bank 10, 0.01% 1.32%
Guaranteed Rate Inc 11, 0.01% 1.18%
Atlantic Bay Mortgage Group 12, 0.02% 6.14%
Navy Federal Credit Union 13, 0.03% 3.01%
First-Citizens Bank & Trust Co 14, 0.03% 2.06%
State Employees’ Credit Union 15, 0.04% 10.11%
Carrington Mortgage Services 16, 0.04% 1.29%
Movement Mortgage 17, 0.05% 2.43%
LoanDepot 18, 0.05% 1.25%
Pnc Bank 19, 0.05% 1.32%
Local Gov’t Federal C U 20, 0.08% 2.21%
On Q Financial Inc 21, 0.08% 1.69%
Quicken Loans 22, 0.08% 10.55%
AnnieMac Home Mortgage 23, 0.09% 2.50%
Angel Oak Home Loans 24, 0.11% 4.26%
Caliber Home Loans Inc 25, 0.11% 3.35%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Truist Bank 1, -0.15% 15.08%
Wells Fargo Bank 2, -0.10% 9.55%
First National Bank of Pennsylvania 3, -0.07% 3.58%
Bank of America 4, -0.04% 1.68%
ALCOVA Mortgage 5, -0.04% 7.87%
Southern Bank and Trust Company 6, -0.03% 3.09%
First Bank 7, -0.03% 1.47%
Usaa Federal Savings Bank 8, -0.01% 2.93%
TowneBank 9, 0.00% 3.53%
Pnc Bank 10, 0.01% 0.92%
Renasant Bank 11, 0.01% 1.14%
Guaranteed Rate Inc 12, 0.01% 1.52%
Atlantic Bay Mortgage Group 13, 0.03% 8.30%
LoanDepot 14, 0.03% 0.27%
Navy Federal Credit Union 15, 0.04% 3.85%
First-Citizens Bank & Trust Co 16, 0.04% 2.17%
Movement Mortgage 17, 0.05% 3.47%
Carrington Mortgage Services 18, 0.06% 0.49%
Quicken Loans 19, 0.06% 6.02%
On Q Financial Inc 20, 0.09% 2.22%
AnnieMac Home Mortgage 21, 0.11% 2.98%
Local Gov’t Federal C U 22, 0.12% 1.74%
State Employees’ Credit Union 23, 0.13% 6.67%
Angel Oak Home Loans 24, 0.13% 5.21%
Caliber Home Loans Inc 25, 0.14% 4.23%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Truist Bank 1, -0.16% 12.20%
Southern Bank and Trust Company 2, -0.07% 4.33%
State Employees’ Credit Union 3, -0.04% 17.33%
Navy Federal Credit Union 4, -0.03% 1.25%
First Bank 5, -0.02% 1.48%
First National Bank of Pennsylvania 6, -0.01% 4.90%
Atlantic Bay Mortgage Group 7, -0.01% 1.60%
Renasant Bank 8, -0.00% 1.71%
Caliber Home Loans Inc 9, 0.00% 1.48%
First-Citizens Bank & Trust Co 10, 0.00% 1.82%
TowneBank 11, 0.00% 0.68%
Movement Mortgage 12, 0.01% 0.23%
Angel Oak Home Loans 13, 0.01% 2.28%
Guaranteed Rate Inc 14, 0.01% 0.46%
Bank of America 15, 0.01% 1.48%
ALCOVA Mortgage 16, 0.02% 9.24%
Local Gov’t Federal C U 17, 0.02% 3.19%
Usaa Federal Savings Bank 18, 0.02% 0.80%
AnnieMac Home Mortgage 19, 0.03% 1.48%
Carrington Mortgage Services 20, 0.03% 2.96%
On Q Financial Inc 21, 0.03% 0.57%
LoanDepot 22, 0.05% 3.31%
Quicken Loans 23, 0.09% 20.07%
Pnc Bank 24, 0.09% 2.17%
Wells Fargo Bank 25, 0.15% 2.96%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Truist Bank 1, -0.17% 16.87%
Wells Fargo Bank 2, -0.08% 9.10%
First National Bank of Pennsylvania 3, -0.06% 4.67%
Southern Bank and Trust Company 4, -0.05% 4.62%
Bank of America 5, -0.03% 1.97%
First Bank 6, -0.03% 1.72%
TowneBank 7, -0.00% 2.75%
Renasant Bank 8, -0.00% 1.38%
ALCOVA Mortgage 9, 0.00% 7.08%
Guaranteed Rate Inc 10, 0.01% 1.08%
Usaa Federal Savings Bank 11, 0.03% 0.98%
First-Citizens Bank & Trust Co 12, 0.03% 2.51%
Atlantic Bay Mortgage Group 13, 0.04% 4.82%
State Employees’ Credit Union 14, 0.04% 13.53%
Carrington Mortgage Services 15, 0.05% 0.20%
LoanDepot 16, 0.06% 1.13%
Pnc Bank 17, 0.06% 1.52%
On Q Financial Inc 18, 0.07% 1.48%
Movement Mortgage 19, 0.07% 1.77%
Local Gov’t Federal C U 20, 0.08% 2.95%
AnnieMac Home Mortgage 21, 0.10% 1.28%
Caliber Home Loans Inc 22, 0.12% 2.71%
Angel Oak Home Loans 23, 0.14% 4.33%
Quicken Loans 24, 0.16% 7.77%
Navy Federal Credit Union 25, 0.24% 1.77%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Truist Bank 1, -0.17% 17.80%
Wells Fargo Bank 2, -0.12% 11.80%
First National Bank of Pennsylvania 3, -0.08% 4.23%
Bank of America 4, -0.05% 2.08%
First Bank 5, -0.04% 1.63%
Southern Bank and Trust Company 6, -0.03% 4.23%
ALCOVA Mortgage 7, -0.02% 7.05%
Renasant Bank 8, -0.00% 1.11%
TowneBank 9, -0.00% 3.71%
Pnc Bank 10, 0.00% 0.96%
Guaranteed Rate Inc 11, 0.01% 1.48%
LoanDepot 12, 0.02% 0.22%
Usaa Federal Savings Bank 13, 0.03% 1.11%
First-Citizens Bank & Trust Co 14, 0.04% 2.74%
Atlantic Bay Mortgage Group 15, 0.05% 6.68%
Carrington Mortgage Services 16, 0.05% 0.07%
On Q Financial Inc 17, 0.08% 1.93%
Movement Mortgage 18, 0.08% 2.60%
AnnieMac Home Mortgage 19, 0.11% 1.56%
Local Gov’t Federal C U 20, 0.12% 2.37%
State Employees’ Credit Union 21, 0.13% 9.12%
Caliber Home Loans Inc 22, 0.14% 3.41%
Quicken Loans 23, 0.15% 4.53%
Angel Oak Home Loans 24, 0.17% 5.19%
Navy Federal Credit Union 25, 0.27% 2.37%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Truist Bank 1, -0.16% 15.04%
Southern Bank and Trust Company 2, -0.07% 5.40%
State Employees’ Credit Union 3, -0.04% 22.19%
Atlantic Bay Mortgage Group 4, -0.03% 1.17%
First National Bank of Pennsylvania 5, -0.02% 5.55%
First Bank 6, -0.02% 1.90%
Renasant Bank 7, -0.00% 1.90%
First-Citizens Bank & Trust Co 8, 0.00% 2.04%
Caliber Home Loans Inc 9, 0.00% 1.31%
TowneBank 10, 0.01% 0.88%
Guaranteed Rate Inc 11, 0.01% 0.29%
Angel Oak Home Loans 12, 0.01% 2.63%
Navy Federal Credit Union 13, 0.01% 0.58%
Bank of America 14, 0.01% 1.75%
Movement Mortgage 15, 0.02% 0.15%
Local Gov’t Federal C U 16, 0.02% 4.09%
Usaa Federal Savings Bank 17, 0.02% 0.73%
On Q Financial Inc 18, 0.03% 0.58%
ALCOVA Mortgage 19, 0.04% 7.15%
AnnieMac Home Mortgage 20, 0.04% 0.73%
Carrington Mortgage Services 21, 0.04% 0.44%
LoanDepot 22, 0.06% 2.92%
Pnc Bank 23, 0.10% 2.63%
Wells Fargo Bank 24, 0.15% 3.80%
Quicken Loans 25, 0.16% 14.16%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Truist Bank 1, -0.10% 4.23%
ALCOVA Mortgage 2, -0.08% 13.76%
Quicken Loans 3, -0.04% 26.46%
First National Bank of Pennsylvania 4, -0.03% 1.32%
First Bank 5, -0.01% 0.53%
Movement Mortgage 6, -0.01% 5.29%
Navy Federal Credit Union 7, -0.00% 1.06%
Pnc Bank 8, 0.00% 1.06%
Renasant Bank 9, 0.00% 0.79%
TowneBank 10, 0.01% 2.38%
Atlantic Bay Mortgage Group 11, 0.02% 11.90%
Angel Oak Home Loans 12, 0.02% 4.23%
Carrington Mortgage Services 13, 0.03% 4.76%
LoanDepot 14, 0.03% 1.06%
Bank of America 15, 0.04% 0.26%
First-Citizens Bank & Trust Co 16, 0.04% 0.26%
Wells Fargo Bank 17, 0.05% 0.53%
Guaranteed Rate Inc 18, 0.05% 1.06%
On Q Financial Inc 19, 0.08% 2.12%
AnnieMac Home Mortgage 20, 0.10% 8.99%
Caliber Home Loans Inc 21, 0.12% 7.94%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Truist Bank 1, -0.11% 5.47%
ALCOVA Mortgage 2, -0.10% 13.87%
Quicken Loans 3, -0.06% 16.79%
First National Bank of Pennsylvania 4, -0.03% 1.82%
First Bank 5, -0.01% 0.73%
Movement Mortgage 6, -0.01% 6.93%
Navy Federal Credit Union 7, -0.00% 1.46%
Pnc Bank 8, -0.00% 1.09%
TowneBank 9, 0.00% 3.28%
Atlantic Bay Mortgage Group 10, 0.01% 15.33%
Renasant Bank 11, 0.02% 0.36%
Angel Oak Home Loans 12, 0.02% 5.47%
Carrington Mortgage Services 13, 0.03% 1.09%
Bank of America 14, 0.04% 0.36%
LoanDepot 15, 0.04% 0.73%
Wells Fargo Bank 16, 0.05% 0.73%
Guaranteed Rate Inc 17, 0.06% 1.09%
On Q Financial Inc 18, 0.08% 2.55%
AnnieMac Home Mortgage 19, 0.11% 10.22%
Caliber Home Loans Inc 20, 0.12% 10.58%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.02% 51.92%
ALCOVA Mortgage 2, -0.01% 13.46%
Renasant Bank 3, 0.00% 1.92%
Pnc Bank 4, 0.01% 0.96%
Movement Mortgage 5, 0.01% 0.96%
Guaranteed Rate Inc 6, 0.02% 0.96%
Angel Oak Home Loans 7, 0.02% 0.96%
AnnieMac Home Mortgage 8, 0.02% 5.77%
Truist Bank 9, 0.03% 0.96%
Caliber Home Loans Inc 10, 0.03% 0.96%
LoanDepot 11, 0.03% 1.92%
Carrington Mortgage Services 12, 0.03% 14.42%
Atlantic Bay Mortgage Group 13, 0.03% 2.88%
First-Citizens Bank & Trust Co 14, 0.04% 0.96%
On Q Financial Inc 15, 0.06% 0.96%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.02% 11.11%
Truist Bank 2, -0.00% 16.67%
First National Bank of Pennsylvania 3, -0.00% 22.22%
Bank of America 4, -0.00% 5.56%
First-Citizens Bank & Trust Co 5, 0.01% 22.22%
First Bank 6, 0.01% 11.11%
Angel Oak Home Loans 7, 0.01% 11.11%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.02% 16.67%
First National Bank of Pennsylvania 2, -0.01% 16.67%
Truist Bank 3, -0.00% 16.67%
First-Citizens Bank & Trust Co 4, 0.01% 25.00%
First Bank 5, 0.01% 16.67%
Angel Oak Home Loans 6, 0.02% 8.33%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Truist Bank 1, -0.01% 16.67%
Bank of America 2, -0.00% 16.67%
First National Bank of Pennsylvania 3, 0.00% 33.33%
First-Citizens Bank & Trust Co 4, 0.01% 16.67%
Angel Oak Home Loans 5, 0.01% 16.67%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.14% 14.43%
Truist Bank 2, -0.03% 7.90%
Usaa Federal Savings Bank 3, -0.02% 14.09%
ALCOVA Mortgage 4, -0.01% 10.31%
Atlantic Bay Mortgage Group 5, -0.01% 8.25%
Guaranteed Rate Inc 6, 0.01% 2.06%
Southern Bank and Trust Company 7, 0.01% 0.34%
TowneBank 8, 0.01% 2.06%
First Bank 9, 0.02% 0.34%
First National Bank of Pennsylvania 10, 0.02% 1.72%
Bank of America 11, 0.04% 0.69%
Angel Oak Home Loans 12, 0.04% 3.44%
LoanDepot 13, 0.04% 2.41%
Pnc Bank 14, 0.05% 0.34%
Renasant Bank 15, 0.05% 1.72%
AnnieMac Home Mortgage 16, 0.05% 2.75%
Carrington Mortgage Services 17, 0.06% 4.47%
Movement Mortgage 18, 0.06% 3.44%
Quicken Loans 19, 0.07% 9.97%
Caliber Home Loans Inc 20, 0.07% 2.06%
Wells Fargo Bank 21, 0.10% 4.47%
On Q Financial Inc 22, 0.12% 2.75%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.15% 16.75%
Truist Bank 2, -0.02% 10.05%
Usaa Federal Savings Bank 3, -0.01% 18.66%
ALCOVA Mortgage 4, -0.01% 5.74%
Atlantic Bay Mortgage Group 5, 0.00% 10.05%
Guaranteed Rate Inc 6, 0.01% 2.39%
TowneBank 7, 0.03% 2.87%
First Bank 8, 0.03% 0.48%
First National Bank of Pennsylvania 9, 0.05% 0.96%
Bank of America 10, 0.05% 0.96%
Quicken Loans 11, 0.05% 1.91%
Angel Oak Home Loans 12, 0.05% 4.78%
Pnc Bank 13, 0.06% 0.48%
Renasant Bank 14, 0.06% 2.39%
AnnieMac Home Mortgage 15, 0.07% 2.87%
Movement Mortgage 16, 0.08% 4.78%
Carrington Mortgage Services 17, 0.08% 2.39%
Wells Fargo Bank 18, 0.11% 6.22%
Caliber Home Loans Inc 19, 0.12% 1.44%
On Q Financial Inc 20, 0.14% 3.83%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.07% 8.54%
ALCOVA Mortgage 2, -0.04% 21.95%
Southern Bank and Trust Company 3, -0.02% 1.22%
First National Bank of Pennsylvania 4, -0.01% 3.66%
Truist Bank 5, -0.01% 2.44%
Caliber Home Loans Inc 6, -0.01% 3.66%
Atlantic Bay Mortgage Group 7, -0.00% 3.66%
Usaa Federal Savings Bank 8, 0.01% 2.44%
LoanDepot 9, 0.01% 8.54%
Guaranteed Rate Inc 10, 0.01% 1.22%
AnnieMac Home Mortgage 11, 0.02% 2.44%
Carrington Mortgage Services 12, 0.02% 9.76%
Quicken Loans 13, 0.04% 30.49%

* Data is compiled for the Greenville, NC commuting zone area, which comprises of counties of Beaufort County, NC, Greene County, NC, Hyde County, NC, Lenoir County, NC, Martin County, NC, Pitt County, NC, Tyrrell County, NC, and Washington County, NC. This includes cities/towns/communities of Greenville, NC as well as Kinston, NC, Winterville, NC, Washington, NC, Simpson, NC, Ayden, NC, River Road, NC, Bayview, NC, Farmville, NC, Grimesland, NC, Chocowinity, NC, Snow Hill, NC, Pink Hill, NC, Pinetown, NC, Ocracoke, NC, Everetts, NC, Williamston, NC, Belhaven, NC, Grifton, NC, La Grange, NC, Bethel, NC, Columbia, NC, Jackson Heights, NC, Walstonburg, NC, Roper, NC, Plymouth, NC, Jamesville, NC, Aurora, NC, Fountain, NC, Robersonville, NC, Hamilton, NC, Maury, NC, and Belvoir, NC. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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