Top Mortgage Lenders in Augusta, GA

Which mortgage lender in the Augusta, GA area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Augusta, GA area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Augusta, GA area is Queensborough National Bank & Trust Company, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.27%. This means that Queensborough National Bank & Trust Company provided a -0.27% lower interest rate for its customers than other lenders in Augusta, GA for a similar set of borrowers. Queensborough National Bank & Trust Company has a market share of 8.8%. It is the most popular lender in the area.

Our detailed rankings of the mortgage lenders for the Augusta, GA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Augusta, GA is Queensborough National Bank & Trust Company. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Synovus Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Queensborough National Bank & Trust Company. The cheapest VA mortgage provider is also Queensborough National Bank & Trust Company. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Augusta, GA

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Queensborough National Bank & Trust Company 1, -0.27% 8.83%
DHI Mortgage Company Limited 2, -0.19% 0.87%
SRP Federal Credit Union 3, -0.11% 7.50%
Navy Federal Credit Union 4, -0.09% 4.96%
South State Bank 5, -0.08% 4.31%
Pennymac Loan Services 6, -0.07% 1.00%
Village Capital & Investment 7, -0.06% 0.39%
Bank of America 8, -0.06% 1.76%
Magnolia Bank Incorporated 9, -0.06% 1.66%
Augusta Mortgage Company 10, -0.06% 1.49%
North American Savings Bank 11, -0.06% 0.37%
Newrez 12, -0.05% 0.92%
Centerstate Bank 13, -0.05% 2.33%
Home Point Financial Corporation 14, -0.04% 0.72%
Pentagon Federal Credit Union 15, -0.04% 0.40%
Amerisave Mortgage Corporation 16, -0.04% 0.36%
Fifth Third Bank, National Association 17, -0.04% 0.35%
First Community Bank 18, -0.04% 0.64%
TD Bank 19, -0.03% 0.59%
Lakeview Loan Servicing 20, -0.03% 0.39%
Suntrust Banks, Inc 21, -0.03% 0.76%
Caliber Home Loans Inc 22, -0.02% 0.67%
JPMorgan Chase Bank 23, -0.02% 0.47%
Synovus Bank 24, -0.02% 0.78%
Ameris Bank 25, -0.01% 3.00%
Wells Fargo Bank 26, -0.00% 3.94%
BankSouth Mortgage Company, LL 27, 0.00% 4.02%
Synovus Mortgage Corp 28, 0.00% 1.05%
Us Bank 29, 0.00% 0.37%
LoanDepot 30, 0.02% 1.53%
Primelending 31, 0.03% 1.39%
First-Citizens Bank & Trust Co 32, 0.03% 0.70%
Atlantic Bay Mortgage Group 33, 0.05% 1.71%
Usaa Federal Savings Bank 34, 0.05% 3.48%
Regions Bank 35, 0.05% 2.84%
Movement Mortgage 36, 0.06% 2.14%
Vanderbilt Mortgage And Finance, Inc 37, 0.06% 0.40%
Fidelity Bank 38, 0.07% 0.63%
Home Point Mortgage Acceptance Corporation 39, 0.08% 0.48%
First Federal Bank 40, 0.09% 0.37%
Freedom Mortgage Corporation 41, 0.09% 0.70%
Flagstar Bank 42, 0.10% 1.92%
New American Funding 43, 0.10% 6.89%
Nationstar Mortgage 44, 0.11% 0.72%
Academy Mortgage Corporation 45, 0.11% 0.70%
Quicken Loans 46, 0.12% 7.52%
Carrington Mortgage Services 47, 0.12% 1.63%
First Choice Mortgage, Inc 48, 0.12% 2.01%
Planet Home Lending 49, 0.13% 0.72%
The Federal Savings Bank 50, 0.13% 0.48%
HomeStar Financial Corporation 51, 0.20% 0.66%
Guild Mortgage Company 52, 0.25% 4.89%
NewDay USA 53, 0.43% 0.56%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Queensborough National Bank & Trust Company 1, -0.27% 10.62%
DHI Mortgage Company Limited 2, -0.19% 1.19%
SRP Federal Credit Union 3, -0.12% 6.57%
Wells Fargo Bank 4, -0.09% 3.58%
Navy Federal Credit Union 5, -0.08% 6.16%
Bank of America 6, -0.08% 1.80%
JPMorgan Chase Bank 7, -0.08% 0.33%
Newrez 8, -0.07% 0.89%
North American Savings Bank 9, -0.07% 0.38%
Magnolia Bank Incorporated 10, -0.06% 1.77%
Augusta Mortgage Company 11, -0.06% 1.90%
South State Bank 12, -0.05% 4.80%
Home Point Financial Corporation 13, -0.05% 0.74%
Centerstate Bank 14, -0.04% 3.01%
Pentagon Federal Credit Union 15, -0.04% 0.32%
First Community Bank 16, -0.03% 0.76%
Fifth Third Bank, National Association 17, -0.03% 0.30%
Suntrust Banks, Inc 18, -0.02% 0.68%
TD Bank 19, -0.02% 0.42%
Synovus Bank 20, -0.01% 0.97%
Us Bank 21, -0.00% 0.27%
Ameris Bank 22, 0.00% 3.16%
BankSouth Mortgage Company, LL 23, 0.01% 5.23%
First Federal Bank 24, 0.01% 0.17%
Freedom Mortgage Corporation 25, 0.01% 0.30%
Synovus Mortgage Corp 26, 0.02% 1.27%
Lakeview Loan Servicing 27, 0.02% 0.02%
Pennymac Loan Services 28, 0.03% 0.11%
Amerisave Mortgage Corporation 29, 0.03% 0.06%
NewDay USA 30, 0.03% 0.06%
Primelending 31, 0.04% 1.69%
Caliber Home Loans Inc 32, 0.05% 0.18%
LoanDepot 33, 0.05% 0.27%
Regions Bank 34, 0.05% 2.67%
Atlantic Bay Mortgage Group 35, 0.06% 2.31%
Vanderbilt Mortgage And Finance, Inc 36, 0.06% 0.44%
Movement Mortgage 37, 0.07% 2.55%
First-Citizens Bank & Trust Co 38, 0.07% 0.56%
Usaa Federal Savings Bank 39, 0.07% 4.06%
Fidelity Bank 40, 0.08% 0.82%
Home Point Mortgage Acceptance Corporation 41, 0.09% 0.62%
Nationstar Mortgage 42, 0.10% 0.27%
Flagstar Bank 43, 0.11% 2.39%
Academy Mortgage Corporation 44, 0.12% 0.92%
First Choice Mortgage, Inc 45, 0.13% 2.70%
New American Funding 46, 0.14% 8.14%
Quicken Loans 47, 0.16% 3.17%
Planet Home Lending 48, 0.17% 0.71%
HomeStar Financial Corporation 49, 0.21% 0.91%
Carrington Mortgage Services 50, 0.28% 0.63%
Guild Mortgage Company 51, 0.29% 6.13%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Queensborough National Bank & Trust Company 1, -0.19% 4.14%
South State Bank 2, -0.16% 3.04%
Navy Federal Credit Union 3, -0.13% 1.81%
New American Funding 4, -0.10% 3.63%
SRP Federal Credit Union 5, -0.10% 9.94%
Pennymac Loan Services 6, -0.10% 3.35%
Village Capital & Investment 7, -0.08% 1.42%
Usaa Federal Savings Bank 8, -0.07% 1.97%
Amerisave Mortgage Corporation 9, -0.06% 1.14%
Synovus Mortgage Corp 10, -0.06% 0.47%
TD Bank 11, -0.06% 1.03%
Caliber Home Loans Inc 12, -0.06% 1.93%
Pentagon Federal Credit Union 13, -0.05% 0.63%
Fifth Third Bank, National Association 14, -0.05% 0.47%
Ameris Bank 15, -0.05% 2.60%
Suntrust Banks, Inc 16, -0.05% 0.99%
Lakeview Loan Servicing 17, -0.05% 1.38%
First Community Bank 18, -0.04% 0.35%
Magnolia Bank Incorporated 19, -0.04% 1.38%
First-Citizens Bank & Trust Co 20, -0.03% 1.06%
Home Point Financial Corporation 21, -0.03% 0.67%
BankSouth Mortgage Company, LL 22, -0.03% 0.87%
Movement Mortgage 23, -0.03% 1.06%
Centerstate Bank 24, -0.03% 0.55%
Guild Mortgage Company 25, -0.03% 1.66%
North American Savings Bank 26, -0.02% 0.35%
Primelending 27, -0.02% 0.59%
Bank of America 28, -0.02% 1.66%
Augusta Mortgage Company 29, -0.02% 0.39%
Newrez 30, -0.01% 0.99%
Synovus Bank 31, -0.01% 0.28%
Atlantic Bay Mortgage Group 32, -0.00% 0.16%
First Choice Mortgage, Inc 33, -0.00% 0.20%
Academy Mortgage Corporation 34, -0.00% 0.12%
Us Bank 35, 0.00% 0.63%
DHI Mortgage Company Limited 36, 0.00% 0.04%
LoanDepot 37, 0.01% 4.81%
Planet Home Lending 38, 0.01% 0.75%
Flagstar Bank 39, 0.01% 0.71%
JPMorgan Chase Bank 40, 0.03% 0.83%
Home Point Mortgage Acceptance Corporation 41, 0.04% 0.12%
Carrington Mortgage Services 42, 0.04% 4.22%
Vanderbilt Mortgage And Finance, Inc 43, 0.04% 0.32%
Fidelity Bank 44, 0.05% 0.16%
Regions Bank 45, 0.05% 3.27%
Quicken Loans 46, 0.08% 18.85%
Nationstar Mortgage 47, 0.10% 1.89%
First Federal Bank 48, 0.11% 0.91%
Freedom Mortgage Corporation 49, 0.11% 1.74%
The Federal Savings Bank 50, 0.12% 1.74%
Wells Fargo Bank 51, 0.16% 4.89%
NewDay USA 52, 0.45% 1.85%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Queensborough National Bank & Trust Company 1, -0.24% 9.94%
South State Bank 2, -0.09% 8.17%
SRP Federal Credit Union 3, -0.09% 11.00%
DHI Mortgage Company Limited 4, -0.08% 0.37%
Augusta Mortgage Company 5, -0.08% 2.30%
Bank of America 6, -0.07% 3.22%
Amerisave Mortgage Corporation 7, -0.06% 0.44%
Pentagon Federal Credit Union 8, -0.05% 0.60%
TD Bank 9, -0.05% 1.04%
Fifth Third Bank, National Association 10, -0.05% 0.67%
Suntrust Banks, Inc 11, -0.05% 1.22%
Magnolia Bank Incorporated 12, -0.03% 2.09%
First Community Bank 13, -0.03% 1.01%
JPMorgan Chase Bank 14, -0.03% 0.94%
Centerstate Bank 15, -0.02% 2.28%
Newrez 16, -0.02% 0.64%
LoanDepot 17, -0.02% 1.20%
Synovus Bank 18, -0.02% 1.24%
Us Bank 19, -0.02% 0.55%
Synovus Mortgage Corp 20, -0.01% 1.08%
Home Point Financial Corporation 21, -0.00% 0.28%
Wells Fargo Bank 22, -0.00% 6.90%
North American Savings Bank 23, 0.00% 0.07%
The Federal Savings Bank 24, 0.01% 0.02%
Planet Home Lending 25, 0.01% 0.18%
Ameris Bank 26, 0.01% 2.92%
Lakeview Loan Servicing 27, 0.01% 0.05%
First Federal Bank 28, 0.02% 0.18%
First-Citizens Bank & Trust Co 29, 0.03% 1.36%
BankSouth Mortgage Company, LL 30, 0.03% 3.94%
HomeStar Financial Corporation 31, 0.04% 0.18%
Caliber Home Loans Inc 32, 0.04% 0.30%
Carrington Mortgage Services 33, 0.04% 0.18%
Atlantic Bay Mortgage Group 34, 0.04% 1.15%
Usaa Federal Savings Bank 35, 0.05% 1.33%
Vanderbilt Mortgage And Finance, Inc 36, 0.05% 0.21%
Primelending 37, 0.06% 1.47%
Fidelity Bank 38, 0.06% 0.60%
New American Funding 39, 0.06% 3.45%
Freedom Mortgage Corporation 40, 0.06% 0.16%
Regions Bank 41, 0.07% 4.53%
Pennymac Loan Services 42, 0.07% 0.25%
Movement Mortgage 43, 0.09% 1.57%
Nationstar Mortgage 44, 0.10% 0.41%
Home Point Mortgage Acceptance Corporation 45, 0.10% 0.32%
Academy Mortgage Corporation 46, 0.13% 0.44%
Quicken Loans 47, 0.14% 8.42%
Flagstar Bank 48, 0.15% 1.15%
First Choice Mortgage, Inc 49, 0.26% 1.24%
Guild Mortgage Company 50, 0.28% 4.12%
Navy Federal Credit Union 51, 0.33% 2.58%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Queensborough National Bank & Trust Company 1, -0.25% 11.41%
Wells Fargo Bank 2, -0.11% 6.22%
SRP Federal Credit Union 3, -0.09% 8.80%
Bank of America 4, -0.09% 3.31%
DHI Mortgage Company Limited 5, -0.09% 0.50%
JPMorgan Chase Bank 6, -0.09% 0.74%
Augusta Mortgage Company 7, -0.08% 3.08%
South State Bank 8, -0.07% 9.50%
Us Bank 9, -0.05% 0.33%
Pentagon Federal Credit Union 10, -0.05% 0.40%
Fifth Third Bank, National Association 11, -0.05% 0.60%
Suntrust Banks, Inc 12, -0.04% 1.10%
TD Bank 13, -0.03% 0.77%
First Community Bank 14, -0.03% 1.17%
Newrez 15, -0.03% 0.44%
Magnolia Bank Incorporated 16, -0.03% 2.31%
Centerstate Bank 17, -0.02% 3.01%
Synovus Bank 18, -0.02% 1.74%
Home Point Financial Corporation 19, -0.01% 0.33%
Pennymac Loan Services 20, -0.00% 0.10%
LoanDepot 21, 0.00% 0.30%
Synovus Mortgage Corp 22, 0.00% 1.24%
Vanderbilt Mortgage And Finance, Inc 23, 0.00% 0.03%
First Federal Bank 24, 0.01% 0.17%
North American Savings Bank 25, 0.01% 0.03%
Carrington Mortgage Services 26, 0.02% 0.03%
Planet Home Lending 27, 0.02% 0.13%
Amerisave Mortgage Corporation 28, 0.02% 0.03%
Ameris Bank 29, 0.03% 2.71%
HomeStar Financial Corporation 30, 0.04% 0.27%
BankSouth Mortgage Company, LL 31, 0.04% 5.22%
Atlantic Bay Mortgage Group 32, 0.04% 1.57%
Caliber Home Loans Inc 33, 0.05% 0.17%
Nationstar Mortgage 34, 0.05% 0.10%
Usaa Federal Savings Bank 35, 0.05% 1.57%
Fidelity Bank 36, 0.06% 0.74%
Regions Bank 37, 0.07% 4.12%
First-Citizens Bank & Trust Co 38, 0.07% 1.10%
Primelending 39, 0.08% 1.74%
New American Funding 40, 0.09% 3.98%
Movement Mortgage 41, 0.09% 2.04%
Home Point Mortgage Acceptance Corporation 42, 0.12% 0.37%
Academy Mortgage Corporation 43, 0.13% 0.64%
Flagstar Bank 44, 0.17% 1.44%
Quicken Loans 45, 0.18% 3.88%
First Choice Mortgage, Inc 46, 0.26% 1.81%
Guild Mortgage Company 47, 0.31% 5.39%
Navy Federal Credit Union 48, 0.39% 3.28%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Queensborough National Bank & Trust Company 1, -0.20% 6.71%
South State Bank 2, -0.16% 5.23%
SRP Federal Credit Union 3, -0.08% 15.84%
Amerisave Mortgage Corporation 4, -0.07% 1.33%
Synovus Mortgage Corp 5, -0.07% 0.74%
TD Bank 6, -0.06% 1.62%
New American Funding 7, -0.06% 2.28%
Magnolia Bank Incorporated 8, -0.05% 1.62%
Suntrust Banks, Inc 9, -0.05% 1.47%
Pentagon Federal Credit Union 10, -0.05% 1.03%
Fifth Third Bank, National Association 11, -0.05% 0.81%
Navy Federal Credit Union 12, -0.04% 1.03%
Ameris Bank 13, -0.04% 3.39%
Guild Mortgage Company 14, -0.04% 1.33%
First Community Bank 15, -0.03% 0.66%
BankSouth Mortgage Company, LL 16, -0.03% 1.11%
First-Citizens Bank & Trust Co 17, -0.03% 1.92%
Centerstate Bank 18, -0.02% 0.66%
LoanDepot 19, -0.02% 3.17%
Primelending 20, -0.02% 0.88%
Bank of America 21, -0.01% 3.02%
Planet Home Lending 22, -0.01% 0.29%
Newrez 23, -0.01% 1.11%
North American Savings Bank 24, -0.01% 0.15%
Augusta Mortgage Company 25, -0.00% 0.59%
Atlantic Bay Mortgage Group 26, 0.00% 0.22%
Synovus Bank 27, 0.00% 0.15%
The Federal Savings Bank 28, 0.01% 0.07%
Us Bank 29, 0.01% 1.03%
Lakeview Loan Servicing 30, 0.01% 0.15%
DHI Mortgage Company Limited 31, 0.02% 0.07%
Flagstar Bank 32, 0.02% 0.52%
Home Point Financial Corporation 33, 0.02% 0.15%
Usaa Federal Savings Bank 34, 0.02% 0.81%
Caliber Home Loans Inc 35, 0.03% 0.59%
JPMorgan Chase Bank 36, 0.04% 1.40%
Carrington Mortgage Services 37, 0.04% 0.52%
First Federal Bank 38, 0.04% 0.22%
Home Point Mortgage Acceptance Corporation 39, 0.05% 0.22%
Vanderbilt Mortgage And Finance, Inc 40, 0.05% 0.59%
Fidelity Bank 41, 0.06% 0.29%
Movement Mortgage 42, 0.06% 0.52%
Freedom Mortgage Corporation 43, 0.06% 0.52%
Regions Bank 44, 0.06% 5.45%
Pennymac Loan Services 45, 0.10% 0.59%
Nationstar Mortgage 46, 0.11% 1.11%
Quicken Loans 47, 0.12% 18.42%
Wells Fargo Bank 48, 0.18% 8.40%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Queensborough National Bank & Trust Company 1, -0.41% 7.10%
SRP Federal Credit Union 2, -0.24% 6.83%
DHI Mortgage Company Limited 3, -0.17% 0.76%
Magnolia Bank Incorporated 4, -0.16% 2.17%
Centerstate Bank 5, -0.13% 2.28%
Ameris Bank 6, -0.11% 3.14%
Bank of America 7, -0.09% 0.98%
Newrez 8, -0.06% 0.87%
South State Bank 9, -0.05% 0.54%
First Community Bank 10, -0.05% 0.81%
Home Point Financial Corporation 11, -0.03% 0.87%
Regions Bank 12, -0.02% 2.33%
Pennymac Loan Services 13, -0.02% 0.65%
BankSouth Mortgage Company, LL 14, -0.01% 4.77%
Freedom Mortgage Corporation 15, -0.00% 0.98%
Navy Federal Credit Union 16, -0.00% 0.38%
Carrington Mortgage Services 17, -0.00% 2.71%
First Federal Bank 18, 0.01% 0.22%
Home Point Mortgage Acceptance Corporation 19, 0.01% 0.65%
Fifth Third Bank, National Association 20, 0.01% 0.05%
Movement Mortgage 21, 0.01% 3.58%
Synovus Mortgage Corp 22, 0.01% 1.36%
North American Savings Bank 23, 0.02% 0.05%
Caliber Home Loans Inc 24, 0.02% 0.60%
First-Citizens Bank & Trust Co 25, 0.02% 0.11%
Suntrust Banks, Inc 26, 0.02% 0.43%
Quicken Loans 27, 0.02% 10.19%
Atlantic Bay Mortgage Group 28, 0.02% 3.36%
TD Bank 29, 0.03% 0.05%
Augusta Mortgage Company 30, 0.03% 0.11%
First Choice Mortgage, Inc 31, 0.03% 3.74%
Village Capital & Investment 32, 0.03% 0.54%
Amerisave Mortgage Corporation 33, 0.04% 0.22%
Fidelity Bank 34, 0.04% 0.43%
Flagstar Bank 35, 0.04% 3.31%
Lakeview Loan Servicing 36, 0.05% 0.38%
Vanderbilt Mortgage And Finance, Inc 37, 0.07% 1.19%
New American Funding 38, 0.08% 11.49%
Nationstar Mortgage 39, 0.10% 1.52%
Primelending 40, 0.10% 1.25%
Academy Mortgage Corporation 41, 0.11% 1.68%
Wells Fargo Bank 42, 0.11% 0.49%
LoanDepot 43, 0.13% 1.36%
Planet Home Lending 44, 0.21% 1.46%
HomeStar Financial Corporation 45, 0.25% 1.46%
Guild Mortgage Company 46, 0.27% 10.57%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Queensborough National Bank & Trust Company 1, -0.42% 8.46%
SRP Federal Credit Union 2, -0.25% 7.87%
Magnolia Bank Incorporated 3, -0.17% 2.38%
DHI Mortgage Company Limited 4, -0.16% 0.93%
Centerstate Bank 5, -0.13% 2.58%
Ameris Bank 6, -0.11% 3.44%
Bank of America 7, -0.08% 1.19%
Newrez 8, -0.08% 0.86%
South State Bank 9, -0.05% 0.66%
First Community Bank 10, -0.05% 0.99%
Home Point Financial Corporation 11, -0.04% 0.66%
Regions Bank 12, -0.02% 2.78%
BankSouth Mortgage Company, LL 13, -0.01% 5.75%
Freedom Mortgage Corporation 14, -0.01% 0.73%
Navy Federal Credit Union 15, 0.00% 0.46%
First Federal Bank 16, 0.01% 0.26%
Home Point Mortgage Acceptance Corporation 17, 0.01% 0.79%
Synovus Mortgage Corp 18, 0.02% 1.65%
Movement Mortgage 19, 0.02% 4.16%
North American Savings Bank 20, 0.02% 0.07%
First-Citizens Bank & Trust Co 21, 0.02% 0.13%
Suntrust Banks, Inc 22, 0.02% 0.53%
Lakeview Loan Servicing 23, 0.03% 0.07%
Atlantic Bay Mortgage Group 24, 0.03% 4.10%
Augusta Mortgage Company 25, 0.03% 0.13%
First Choice Mortgage, Inc 26, 0.03% 4.49%
Amerisave Mortgage Corporation 27, 0.04% 0.20%
Caliber Home Loans Inc 28, 0.04% 0.26%
Fidelity Bank 29, 0.04% 0.53%
Flagstar Bank 30, 0.05% 4.03%
Quicken Loans 31, 0.06% 3.64%
Vanderbilt Mortgage And Finance, Inc 32, 0.07% 1.45%
Carrington Mortgage Services 33, 0.08% 0.79%
New American Funding 34, 0.09% 13.15%
Nationstar Mortgage 35, 0.11% 0.53%
LoanDepot 36, 0.11% 0.33%
Primelending 37, 0.12% 1.39%
Academy Mortgage Corporation 38, 0.12% 1.92%
Wells Fargo Bank 39, 0.15% 0.40%
Planet Home Lending 40, 0.24% 1.52%
HomeStar Financial Corporation 41, 0.25% 1.78%
Guild Mortgage Company 42, 0.30% 11.96%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Magnolia Bank Incorporated 1, -0.05% 1.20%
Carrington Mortgage Services 2, -0.04% 11.45%
Ameris Bank 3, -0.04% 1.81%
Pennymac Loan Services 4, -0.03% 3.61%
SRP Federal Credit Union 5, -0.03% 2.11%
Centerstate Bank 6, -0.03% 0.90%
New American Funding 7, -0.03% 3.92%
Queensborough National Bank & Trust Company 8, -0.02% 0.90%
Home Point Financial Corporation 9, -0.01% 1.81%
Movement Mortgage 10, -0.01% 0.90%
Quicken Loans 11, -0.01% 40.06%
Caliber Home Loans Inc 12, -0.01% 2.11%
Freedom Mortgage Corporation 13, -0.01% 2.11%
Fifth Third Bank, National Association 14, -0.00% 0.30%
Newrez 15, 0.00% 0.90%
BankSouth Mortgage Company, LL 16, 0.00% 0.30%
Academy Mortgage Corporation 17, 0.01% 0.60%
Primelending 18, 0.01% 0.60%
TD Bank 19, 0.01% 0.30%
Guild Mortgage Company 20, 0.01% 4.22%
Planet Home Lending 21, 0.01% 1.20%
Village Capital & Investment 22, 0.02% 3.01%
Regions Bank 23, 0.02% 0.30%
Amerisave Mortgage Corporation 24, 0.02% 0.30%
Wells Fargo Bank 25, 0.03% 0.90%
First Choice Mortgage, Inc 26, 0.03% 0.30%
Lakeview Loan Servicing 27, 0.04% 1.81%
Nationstar Mortgage 28, 0.09% 6.02%
LoanDepot 29, 0.11% 6.02%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Synovus Bank 1, -0.04% 20.48%
JPMorgan Chase Bank 2, -0.02% 2.41%
TD Bank 3, -0.01% 6.02%
Wells Fargo Bank 4, -0.01% 6.02%
South State Bank 5, -0.01% 16.87%
Regions Bank 6, -0.00% 4.82%
New American Funding 7, 0.00% 1.20%
Quicken Loans 8, 0.00% 2.41%
First-Citizens Bank & Trust Co 9, 0.00% 2.41%
Movement Mortgage 10, 0.01% 1.20%
Guild Mortgage Company 11, 0.01% 1.20%
Fidelity Bank 12, 0.02% 1.20%
Bank of America 13, 0.02% 1.20%
Suntrust Banks, Inc 14, 0.02% 6.02%
Newrez 15, 0.02% 1.20%
Ameris Bank 16, 0.02% 1.20%
Us Bank 17, 0.02% 2.41%
First Choice Mortgage, Inc 18, 0.03% 1.20%
Flagstar Bank 19, 0.03% 1.20%
Caliber Home Loans Inc 20, 0.03% 1.20%
Queensborough National Bank & Trust Company 21, 0.04% 10.84%
Navy Federal Credit Union 22, 0.05% 2.41%
Centerstate Bank 23, 0.05% 4.82%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Synovus Bank 1, -0.06% 21.43%
Regions Bank 2, -0.01% 3.57%
South State Bank 3, -0.01% 19.64%
Wells Fargo Bank 4, -0.01% 8.93%
First-Citizens Bank & Trust Co 5, 0.00% 1.79%
Quicken Loans 6, 0.00% 3.57%
TD Bank 7, 0.01% 3.57%
Suntrust Banks, Inc 8, 0.01% 3.57%
Fidelity Bank 9, 0.02% 1.79%
Newrez 10, 0.02% 1.79%
First Choice Mortgage, Inc 11, 0.03% 1.79%
Flagstar Bank 12, 0.03% 1.79%
Queensborough National Bank & Trust Company 13, 0.04% 16.07%
Navy Federal Credit Union 14, 0.05% 3.57%
Centerstate Bank 15, 0.06% 7.14%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
TD Bank 1, -0.02% 11.11%
JPMorgan Chase Bank 2, -0.02% 7.41%
Synovus Bank 3, -0.01% 18.52%
New American Funding 4, -0.00% 3.70%
South State Bank 5, -0.00% 11.11%
First-Citizens Bank & Trust Co 6, -0.00% 3.70%
Movement Mortgage 7, 0.00% 3.70%
Regions Bank 8, 0.01% 7.41%
Guild Mortgage Company 9, 0.01% 3.70%
Bank of America 10, 0.01% 3.70%
Ameris Bank 11, 0.01% 3.70%
Suntrust Banks, Inc 12, 0.02% 11.11%
Us Bank 13, 0.02% 7.41%
Caliber Home Loans Inc 14, 0.02% 3.70%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Queensborough National Bank & Trust Company 1, -0.24% 8.19%
Navy Federal Credit Union 2, -0.24% 11.55%
DHI Mortgage Company Limited 3, -0.23% 1.73%
Pennymac Loan Services 4, -0.10% 2.39%
Village Capital & Investment 5, -0.09% 0.90%
SRP Federal Credit Union 6, -0.08% 2.88%
Newrez 7, -0.07% 1.35%
Primelending 8, -0.07% 1.39%
North American Savings Bank 9, -0.06% 1.04%
Home Point Financial Corporation 10, -0.06% 1.32%
Caliber Home Loans Inc 11, -0.06% 1.25%
Lakeview Loan Servicing 12, -0.05% 0.94%
Wells Fargo Bank 13, -0.04% 1.63%
Centerstate Bank 14, -0.04% 2.36%
Pentagon Federal Credit Union 15, -0.03% 0.38%
BankSouth Mortgage Company, LL 16, -0.03% 3.78%
Amerisave Mortgage Corporation 17, -0.03% 0.35%
Augusta Mortgage Company 18, -0.02% 1.18%
Magnolia Bank Incorporated 19, 0.01% 0.73%
Fifth Third Bank, National Association 20, 0.01% 0.07%
Suntrust Banks, Inc 21, 0.01% 0.14%
South State Bank 22, 0.02% 0.56%
LoanDepot 23, 0.02% 2.19%
First-Citizens Bank & Trust Co 24, 0.02% 0.03%
TD Bank 25, 0.02% 0.10%
Synovus Mortgage Corp 26, 0.02% 0.83%
Ameris Bank 27, 0.03% 3.09%
Bank of America 28, 0.04% 0.07%
Us Bank 29, 0.05% 0.28%
Usaa Federal Savings Bank 30, 0.05% 9.06%
Vanderbilt Mortgage And Finance, Inc 31, 0.06% 0.21%
Movement Mortgage 32, 0.07% 2.12%
Regions Bank 33, 0.07% 0.56%
Planet Home Lending 34, 0.09% 1.08%
Academy Mortgage Corporation 35, 0.10% 0.49%
Atlantic Bay Mortgage Group 36, 0.10% 1.56%
Fidelity Bank 37, 0.10% 0.80%
Flagstar Bank 38, 0.12% 2.22%
First Choice Mortgage, Inc 39, 0.12% 2.08%
Home Point Mortgage Acceptance Corporation 40, 0.12% 0.62%
Nationstar Mortgage 41, 0.13% 0.69%
First Federal Bank 42, 0.13% 0.76%
The Federal Savings Bank 43, 0.14% 1.49%
New American Funding 44, 0.14% 9.30%
Freedom Mortgage Corporation 45, 0.15% 1.35%
Guild Mortgage Company 46, 0.15% 2.53%
Quicken Loans 47, 0.18% 4.58%
Carrington Mortgage Services 48, 0.20% 3.16%
HomeStar Financial Corporation 49, 0.21% 0.87%
NewDay USA 50, 0.43% 1.77%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Queensborough National Bank & Trust Company 1, -0.24% 10.91%
Navy Federal Credit Union 2, -0.23% 14.60%
DHI Mortgage Company Limited 3, -0.22% 2.42%
Newrez 4, -0.08% 1.55%
North American Savings Bank 5, -0.06% 1.12%
Primelending 6, -0.06% 1.89%
Home Point Financial Corporation 7, -0.06% 1.41%
Wells Fargo Bank 8, -0.05% 1.94%
Centerstate Bank 9, -0.03% 3.20%
SRP Federal Credit Union 10, -0.03% 2.57%
Pentagon Federal Credit Union 11, -0.02% 0.44%
BankSouth Mortgage Company, LL 12, -0.02% 5.00%
Magnolia Bank Incorporated 13, -0.01% 0.58%
Augusta Mortgage Company 14, -0.01% 1.55%
Fifth Third Bank, National Association 15, 0.03% 0.10%
First Federal Bank 16, 0.03% 0.10%
Suntrust Banks, Inc 17, 0.03% 0.10%
First-Citizens Bank & Trust Co 18, 0.04% 0.05%
Synovus Mortgage Corp 19, 0.04% 1.07%
TD Bank 20, 0.04% 0.15%
South State Bank 21, 0.04% 0.63%
NewDay USA 22, 0.05% 0.19%
Caliber Home Loans Inc 23, 0.05% 0.15%
Bank of America 24, 0.05% 0.10%
Pennymac Loan Services 25, 0.05% 0.19%
Ameris Bank 26, 0.05% 3.69%
Freedom Mortgage Corporation 27, 0.06% 0.44%
Us Bank 28, 0.06% 0.39%
LoanDepot 29, 0.06% 0.19%
Regions Bank 30, 0.07% 0.48%
Vanderbilt Mortgage And Finance, Inc 31, 0.08% 0.29%
Usaa Federal Savings Bank 32, 0.09% 10.77%
Atlantic Bay Mortgage Group 33, 0.12% 2.13%
Fidelity Bank 34, 0.12% 1.12%
Academy Mortgage Corporation 35, 0.12% 0.63%
Movement Mortgage 36, 0.12% 2.18%
Nationstar Mortgage 37, 0.13% 0.34%
Home Point Mortgage Acceptance Corporation 38, 0.14% 0.87%
Planet Home Lending 39, 0.14% 0.97%
First Choice Mortgage, Inc 40, 0.14% 2.72%
Flagstar Bank 41, 0.15% 2.57%
Guild Mortgage Company 42, 0.19% 3.10%
New American Funding 43, 0.21% 10.72%
HomeStar Financial Corporation 44, 0.22% 1.21%
Quicken Loans 45, 0.23% 1.79%
Carrington Mortgage Services 46, 0.38% 1.41%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
SRP Federal Credit Union 1, -0.19% 3.66%
Navy Federal Credit Union 2, -0.19% 3.90%
New American Funding 3, -0.16% 5.73%
Pennymac Loan Services 4, -0.15% 7.93%
Village Capital & Investment 5, -0.13% 3.17%
Usaa Federal Savings Bank 6, -0.11% 4.76%
Queensborough National Bank & Trust Company 7, -0.11% 1.34%
Caliber Home Loans Inc 8, -0.11% 4.02%
Movement Mortgage 9, -0.09% 1.95%
Lakeview Loan Servicing 10, -0.09% 3.29%
Ameris Bank 11, -0.08% 1.59%
Home Point Financial Corporation 12, -0.07% 1.10%
Amerisave Mortgage Corporation 13, -0.06% 1.22%
South State Bank 14, -0.06% 0.37%
Guild Mortgage Company 15, -0.06% 1.10%
Pentagon Federal Credit Union 16, -0.04% 0.24%
North American Savings Bank 17, -0.04% 0.85%
Augusta Mortgage Company 18, -0.04% 0.24%
BankSouth Mortgage Company, LL 19, -0.03% 0.73%
Suntrust Banks, Inc 20, -0.03% 0.24%
First Choice Mortgage, Inc 21, -0.03% 0.49%
Newrez 22, -0.02% 0.85%
Academy Mortgage Corporation 23, -0.02% 0.12%
Primelending 24, -0.02% 0.12%
Centerstate Bank 25, -0.02% 0.24%
LoanDepot 26, -0.02% 7.20%
Synovus Mortgage Corp 27, -0.01% 0.24%
Atlantic Bay Mortgage Group 28, -0.01% 0.12%
Flagstar Bank 29, 0.00% 1.34%
Planet Home Lending 30, 0.00% 1.34%
Magnolia Bank Incorporated 31, 0.02% 1.10%
Regions Bank 32, 0.05% 0.73%
Wells Fargo Bank 33, 0.06% 0.85%
Carrington Mortgage Services 34, 0.08% 7.56%
Nationstar Mortgage 35, 0.10% 1.59%
The Federal Savings Bank 36, 0.10% 5.24%
First Federal Bank 37, 0.10% 2.44%
Quicken Loans 38, 0.13% 11.59%
Freedom Mortgage Corporation 39, 0.14% 3.66%
NewDay USA 40, 0.43% 5.73%

* Data is compiled for the Augusta, GA commuting zone area, which comprises of counties of Burke County, GA, Columbia County, GA, Glascock County, GA, Jefferson County, GA, McDuffie County, GA, Richmond County, GA, Warren County, GA, Aiken County, SC, and Edgefield County, SC. This includes cities/towns/communities of Augusta, GA as well as Augusta-Richmond County consolidated government (balance), GA, Evans, GA, Aiken, SC, North Augusta, SC, Martinez, GA, Grovetown, GA, Harlem, GA, Graniteville, SC, New Ellenton, SC, North Augusta, SC, Thomson, GA, Belvedere, SC, Blythe, GA, Murphys Estates, SC, Waynesboro, GA, Windsor, SC, Edgefield, SC, Burnettown, SC, Wagener, SC, Clearwater, SC, Dearing, GA, Monetta, SC, Gloverville, SC, Johnston, SC, Louisville, GA, Jackson, SC, Keysville, GA, Wrens, GA, Trenton, SC, Salley, SC, Stapleton, GA, Gibson, GA, Warrenton, GA, Norwood, GA, Langley, SC, Bartow, GA, Sardis, GA, and Midville, GA. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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