Top Mortgage Lenders in Carrollton, GA

Which mortgage lender in the Carrollton, GA area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Carrollton, GA area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Carrollton, GA area is Ameris Bank, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.18%. This means that Ameris Bank provided a -0.18% lower interest rate for its customers than other lenders in Carrollton, GA for a similar set of borrowers. Ameris Bank has a market share of 6.1%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 16.7%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.03% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Carrollton, GA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Carrollton, GA is Mortgage Investors Group. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Suntrust Banks, Inc. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Ameris Bank. The cheapest VA mortgage provider is Navy Federal Credit Union. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Carrollton, GA

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Ameris Bank 1, -0.18% 6.07%
Fairway Independent Mort Corp 2, -0.10% 8.82%
Mortgage Investors Group 3, -0.09% 1.28%
Citizens Bank 4, -0.07% 1.96%
Centerstate Bank 5, -0.07% 1.21%
United Community Bank 6, -0.06% 2.39%
Truist Bank 7, -0.06% 3.82%
Renasant Bank 8, -0.06% 2.46%
Suntrust Banks, Inc 9, -0.05% 1.43%
Magnolia Bank Incorporated 10, -0.05% 4.07%
Wells Fargo Bank 11, -0.04% 3.39%
JPMorgan Chase Bank 12, -0.04% 1.36%
BankSouth Mortgage Company, LL 13, -0.03% 1.75%
Direct Lenders 14, -0.03% 1.61%
Pennymac Loan Services 15, -0.02% 1.36%
First Community Mortgage Inc 16, -0.01% 3.00%
Navy Federal Credit Union 17, 0.00% 1.43%
Usaa Federal Savings Bank 18, 0.01% 1.82%
LoanDepot 19, 0.01% 2.93%
Carrington Mortgage Services 20, 0.01% 1.28%
Caliber Home Loans Inc 21, 0.03% 1.71%
Quicken Loans 22, 0.03% 16.67%
Vanderbilt Mortgage And Finance, Inc 23, 0.04% 2.64%
Goldwater Bank National Association 24, 0.04% 5.75%
New American Funding 25, 0.05% 1.25%
Guild Mortgage Company 26, 0.07% 2.00%
Regions Bank 27, 0.11% 4.10%
Nationstar Mortgage 28, 0.14% 2.96%
HomeStar Financial Corporation 29, 0.15% 9.49%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Ameris Bank 1, -0.19% 7.43%
Fairway Independent Mort Corp 2, -0.10% 12.79%
JPMorgan Chase Bank 3, -0.10% 0.89%
Wells Fargo Bank 4, -0.08% 3.69%
Citizens Bank 5, -0.08% 2.07%
Truist Bank 6, -0.06% 4.08%
Renasant Bank 7, -0.05% 2.74%
Suntrust Banks, Inc 8, -0.05% 1.28%
Mortgage Investors Group 9, -0.04% 1.01%
United Community Bank 10, -0.04% 2.46%
Magnolia Bank Incorporated 11, -0.04% 4.80%
Centerstate Bank 12, -0.03% 0.73%
Direct Lenders 13, -0.03% 2.01%
Pennymac Loan Services 14, -0.03% 0.67%
BankSouth Mortgage Company, LL 15, -0.02% 2.40%
First Community Mortgage Inc 16, -0.01% 3.46%
LoanDepot 17, -0.00% 0.95%
Navy Federal Credit Union 18, 0.01% 1.96%
Usaa Federal Savings Bank 19, 0.02% 2.07%
Carrington Mortgage Services 20, 0.04% 0.17%
Regions Bank 21, 0.05% 2.12%
Vanderbilt Mortgage And Finance, Inc 22, 0.05% 3.46%
Caliber Home Loans Inc 23, 0.05% 1.73%
Goldwater Bank National Association 24, 0.05% 7.43%
Quicken Loans 25, 0.05% 7.43%
New American Funding 26, 0.07% 1.68%
Guild Mortgage Company 27, 0.09% 2.74%
Nationstar Mortgage 28, 0.17% 1.96%
HomeStar Financial Corporation 29, 0.17% 13.80%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Mortgage Investors Group 1, -0.14% 1.78%
Ameris Bank 2, -0.12% 3.66%
United Community Bank 3, -0.10% 2.27%
Centerstate Bank 4, -0.10% 2.08%
Magnolia Bank Incorporated 5, -0.07% 2.77%
Renasant Bank 6, -0.07% 1.98%
Truist Bank 7, -0.06% 3.36%
Suntrust Banks, Inc 8, -0.05% 1.68%
Citizens Bank 9, -0.04% 1.78%
BankSouth Mortgage Company, LL 10, -0.04% 0.59%
Usaa Federal Savings Bank 11, -0.04% 1.38%
Fairway Independent Mort Corp 12, -0.04% 1.78%
Navy Federal Credit Union 13, -0.03% 0.49%
Caliber Home Loans Inc 14, -0.02% 1.68%
Pennymac Loan Services 15, -0.02% 2.57%
First Community Mortgage Inc 16, -0.02% 2.17%
New American Funding 17, -0.02% 0.49%
Direct Lenders 18, -0.01% 0.89%
Vanderbilt Mortgage And Finance, Inc 19, -0.01% 1.19%
JPMorgan Chase Bank 20, -0.00% 2.17%
Carrington Mortgage Services 21, -0.00% 3.26%
Guild Mortgage Company 22, 0.00% 0.69%
LoanDepot 23, 0.00% 6.42%
HomeStar Financial Corporation 24, 0.00% 1.88%
Quicken Loans 25, 0.01% 33.00%
Goldwater Bank National Association 26, 0.02% 2.77%
Wells Fargo Bank 27, 0.05% 2.87%
Nationstar Mortgage 28, 0.11% 4.74%
Regions Bank 29, 0.12% 7.61%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Mortgage Investors Group 1, -0.12% 1.83%
Ameris Bank 2, -0.11% 5.10%
Renasant Bank 3, -0.08% 2.52%
United Community Bank 4, -0.08% 3.72%
Centerstate Bank 5, -0.08% 2.14%
Truist Bank 6, -0.07% 6.05%
Fairway Independent Mort Corp 7, -0.07% 5.10%
Suntrust Banks, Inc 8, -0.06% 2.27%
Wells Fargo Bank 9, -0.06% 5.29%
Citizens Bank 10, -0.06% 2.33%
Carrington Mortgage Services 11, -0.06% 0.44%
Magnolia Bank Incorporated 12, -0.05% 4.85%
JPMorgan Chase Bank 13, -0.05% 2.33%
Direct Lenders 14, -0.04% 1.13%
BankSouth Mortgage Company, LL 15, -0.04% 1.89%
Guild Mortgage Company 16, -0.04% 1.13%
First Community Mortgage Inc 17, -0.03% 3.53%
Pennymac Loan Services 18, -0.01% 0.82%
Usaa Federal Savings Bank 19, -0.01% 1.32%
Vanderbilt Mortgage And Finance, Inc 20, -0.01% 0.88%
New American Funding 21, -0.00% 0.76%
Goldwater Bank National Association 22, 0.00% 6.61%
LoanDepot 23, 0.01% 2.58%
Caliber Home Loans Inc 24, 0.02% 1.64%
Quicken Loans 25, 0.07% 16.31%
Regions Bank 26, 0.10% 6.93%
Navy Federal Credit Union 27, 0.13% 1.13%
HomeStar Financial Corporation 28, 0.15% 7.37%
Nationstar Mortgage 29, 0.15% 2.02%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
JPMorgan Chase Bank 1, -0.11% 1.68%
Wells Fargo Bank 2, -0.10% 6.15%
Ameris Bank 3, -0.09% 6.04%
Truist Bank 4, -0.07% 6.94%
Renasant Bank 5, -0.07% 2.57%
Mortgage Investors Group 6, -0.07% 1.23%
Suntrust Banks, Inc 7, -0.06% 2.35%
Fairway Independent Mort Corp 8, -0.05% 7.94%
United Community Bank 9, -0.05% 4.03%
Citizens Bank 10, -0.05% 2.46%
Direct Lenders 11, -0.04% 1.57%
Pennymac Loan Services 12, -0.04% 0.56%
Centerstate Bank 13, -0.04% 1.45%
Guild Mortgage Company 14, -0.03% 1.90%
Magnolia Bank Incorporated 15, -0.03% 5.82%
BankSouth Mortgage Company, LL 16, -0.03% 2.68%
First Community Mortgage Inc 17, -0.02% 4.03%
LoanDepot 18, -0.01% 0.45%
Goldwater Bank National Association 19, 0.01% 9.28%
New American Funding 20, 0.01% 1.12%
Vanderbilt Mortgage And Finance, Inc 21, 0.01% 0.67%
Usaa Federal Savings Bank 22, 0.02% 1.68%
Caliber Home Loans Inc 23, 0.05% 1.79%
Regions Bank 24, 0.06% 3.69%
Quicken Loans 25, 0.07% 8.17%
Nationstar Mortgage 26, 0.09% 0.34%
Navy Federal Credit Union 27, 0.16% 1.79%
HomeStar Financial Corporation 28, 0.18% 11.63%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Mortgage Investors Group 1, -0.16% 2.59%
Ameris Bank 2, -0.15% 3.89%
United Community Bank 3, -0.12% 3.31%
Centerstate Bank 4, -0.11% 3.03%
Renasant Bank 5, -0.10% 2.45%
Magnolia Bank Incorporated 6, -0.09% 3.60%
Fairway Independent Mort Corp 7, -0.08% 1.44%
Truist Bank 8, -0.07% 4.90%
Carrington Mortgage Services 9, -0.07% 1.01%
Suntrust Banks, Inc 10, -0.07% 2.16%
Citizens Bank 11, -0.07% 2.16%
BankSouth Mortgage Company, LL 12, -0.05% 0.86%
Usaa Federal Savings Bank 13, -0.05% 0.86%
First Community Mortgage Inc 14, -0.03% 2.88%
Vanderbilt Mortgage And Finance, Inc 15, -0.03% 1.15%
Caliber Home Loans Inc 16, -0.03% 1.44%
Navy Federal Credit Union 17, -0.02% 0.29%
JPMorgan Chase Bank 18, -0.02% 3.17%
Direct Lenders 19, -0.01% 0.58%
HomeStar Financial Corporation 20, -0.01% 1.87%
New American Funding 21, -0.01% 0.29%
Pennymac Loan Services 22, -0.00% 1.15%
LoanDepot 23, -0.00% 5.33%
Goldwater Bank National Association 24, 0.01% 3.17%
Guild Mortgage Company 25, 0.01% 0.14%
Wells Fargo Bank 26, 0.03% 4.18%
Quicken Loans 27, 0.06% 26.80%
Regions Bank 28, 0.11% 11.10%
Nationstar Mortgage 29, 0.14% 4.18%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Ameris Bank 1, -0.30% 7.48%
Fairway Independent Mort Corp 2, -0.13% 15.76%
Citizens Bank 3, -0.12% 1.81%
Magnolia Bank Incorporated 4, -0.06% 3.51%
Renasant Bank 5, -0.04% 1.93%
Quicken Loans 6, -0.03% 17.46%
BankSouth Mortgage Company, LL 7, -0.02% 2.04%
Direct Lenders 8, -0.01% 1.47%
Truist Bank 9, -0.01% 0.45%
Mortgage Investors Group 10, 0.00% 0.79%
Navy Federal Credit Union 11, 0.00% 0.11%
United Community Bank 12, 0.01% 0.91%
Regions Bank 13, 0.01% 0.45%
Pennymac Loan Services 14, 0.02% 1.25%
Suntrust Banks, Inc 15, 0.02% 0.11%
First Community Mortgage Inc 16, 0.02% 2.27%
Caliber Home Loans Inc 17, 0.03% 1.81%
LoanDepot 18, 0.05% 2.38%
Vanderbilt Mortgage And Finance, Inc 19, 0.06% 5.90%
Carrington Mortgage Services 20, 0.06% 2.04%
New American Funding 21, 0.09% 2.04%
Goldwater Bank National Association 22, 0.15% 5.10%
Nationstar Mortgage 23, 0.15% 5.22%
Guild Mortgage Company 24, 0.15% 3.51%
HomeStar Financial Corporation 25, 0.18% 14.17%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Ameris Bank 1, -0.34% 8.74%
Fairway Independent Mort Corp 2, -0.15% 19.56%
Citizens Bank 3, -0.14% 2.22%
Magnolia Bank Incorporated 4, -0.07% 4.15%
Renasant Bank 5, -0.05% 2.37%
BankSouth Mortgage Company, LL 6, -0.02% 2.67%
Direct Lenders 7, -0.02% 1.78%
Truist Bank 8, -0.01% 0.59%
Mortgage Investors Group 9, -0.00% 1.04%
Navy Federal Credit Union 10, -0.00% 0.15%
United Community Bank 11, -0.00% 1.19%
Regions Bank 12, -0.00% 0.59%
Carrington Mortgage Services 13, 0.00% 0.15%
Pennymac Loan Services 14, 0.01% 0.44%
LoanDepot 15, 0.01% 1.19%
First Community Mortgage Inc 16, 0.02% 2.67%
Quicken Loans 17, 0.04% 7.26%
Caliber Home Loans Inc 18, 0.05% 1.63%
Vanderbilt Mortgage And Finance, Inc 19, 0.06% 7.11%
New American Funding 20, 0.10% 2.22%
Goldwater Bank National Association 21, 0.15% 6.07%
Guild Mortgage Company 22, 0.16% 4.15%
HomeStar Financial Corporation 23, 0.18% 17.78%
Nationstar Mortgage 24, 0.19% 4.30%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Quicken Loans 1, -0.05% 50.72%
Ameris Bank 2, -0.05% 3.38%
Magnolia Bank Incorporated 3, 0.01% 1.45%
Caliber Home Loans Inc 4, 0.01% 2.42%
New American Funding 5, 0.01% 1.45%
Direct Lenders 6, 0.02% 0.48%
First Community Mortgage Inc 7, 0.03% 0.97%
Guild Mortgage Company 8, 0.03% 1.45%
Citizens Bank 9, 0.03% 0.48%
Pennymac Loan Services 10, 0.03% 3.86%
Renasant Bank 11, 0.04% 0.48%
Fairway Independent Mort Corp 12, 0.04% 3.38%
Suntrust Banks, Inc 13, 0.04% 0.48%
Vanderbilt Mortgage And Finance, Inc 14, 0.05% 1.93%
HomeStar Financial Corporation 15, 0.05% 2.42%
Goldwater Bank National Association 16, 0.08% 1.93%
Carrington Mortgage Services 17, 0.08% 8.21%
Nationstar Mortgage 18, 0.09% 8.21%
LoanDepot 19, 0.09% 6.28%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Suntrust Banks, Inc 1, -0.01% 33.33%
Wells Fargo Bank 2, 0.00% 33.33%
JPMorgan Chase Bank 3, 0.00% 33.33%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Suntrust Banks, Inc 1, -0.01% 33.33%
Wells Fargo Bank 2, 0.00% 33.33%
JPMorgan Chase Bank 3, 0.00% 33.33%
Insufficient data available.
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.11% 6.38%
Ameris Bank 2, -0.06% 6.99%
Truist Bank 3, -0.05% 2.13%
First Community Mortgage Inc 4, -0.04% 2.43%
LoanDepot 5, -0.04% 6.08%
Pennymac Loan Services 6, -0.04% 4.26%
Renasant Bank 7, -0.02% 3.65%
Direct Lenders 8, -0.02% 4.26%
Regions Bank 9, -0.01% 0.30%
Suntrust Banks, Inc 10, -0.01% 0.61%
Fairway Independent Mort Corp 11, -0.01% 8.21%
Magnolia Bank Incorporated 12, -0.00% 1.82%
Carrington Mortgage Services 13, -0.00% 3.34%
Wells Fargo Bank 14, 0.00% 3.04%
Usaa Federal Savings Bank 15, 0.01% 9.12%
Goldwater Bank National Association 16, 0.01% 3.34%
BankSouth Mortgage Company, LL 17, 0.01% 0.30%
Citizens Bank 18, 0.02% 0.61%
Caliber Home Loans Inc 19, 0.03% 1.82%
Nationstar Mortgage 20, 0.03% 1.52%
Vanderbilt Mortgage And Finance, Inc 21, 0.04% 2.43%
Guild Mortgage Company 22, 0.04% 2.13%
Quicken Loans 23, 0.04% 16.41%
New American Funding 24, 0.08% 1.52%
HomeStar Financial Corporation 25, 0.10% 7.29%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.12% 8.26%
Ameris Bank 2, -0.06% 9.17%
Truist Bank 3, -0.05% 3.21%
First Community Mortgage Inc 4, -0.04% 3.67%
Pennymac Loan Services 5, -0.04% 1.83%
Renasant Bank 6, -0.03% 4.59%
LoanDepot 7, -0.02% 2.29%
Direct Lenders 8, -0.02% 4.59%
Regions Bank 9, -0.01% 0.46%
Suntrust Banks, Inc 10, -0.01% 0.46%
Fairway Independent Mort Corp 11, -0.01% 11.93%
Magnolia Bank Incorporated 12, -0.00% 2.75%
Wells Fargo Bank 13, 0.01% 4.59%
BankSouth Mortgage Company, LL 14, 0.02% 0.46%
Goldwater Bank National Association 15, 0.02% 4.13%
Usaa Federal Savings Bank 16, 0.03% 10.09%
Nationstar Mortgage 17, 0.04% 1.38%
Vanderbilt Mortgage And Finance, Inc 18, 0.04% 3.67%
Quicken Loans 19, 0.04% 5.05%
Guild Mortgage Company 20, 0.05% 1.83%
Caliber Home Loans Inc 21, 0.05% 1.83%
Carrington Mortgage Services 22, 0.06% 0.92%
New American Funding 23, 0.09% 2.29%
HomeStar Financial Corporation 24, 0.11% 10.55%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
LoanDepot 1, -0.05% 13.51%
Pennymac Loan Services 2, -0.04% 9.01%
Navy Federal Credit Union 3, -0.03% 2.70%
Usaa Federal Savings Bank 4, -0.03% 7.21%
Carrington Mortgage Services 5, -0.02% 8.11%
Caliber Home Loans Inc 6, -0.02% 1.80%
Direct Lenders 7, -0.01% 3.60%
Suntrust Banks, Inc 8, -0.01% 0.90%
Goldwater Bank National Association 9, -0.01% 1.80%
Ameris Bank 10, -0.01% 2.70%
Renasant Bank 11, -0.01% 1.80%
HomeStar Financial Corporation 12, -0.00% 0.90%
Fairway Independent Mort Corp 13, -0.00% 0.90%
Citizens Bank 14, 0.02% 1.80%
Guild Mortgage Company 15, 0.02% 2.70%
Nationstar Mortgage 16, 0.02% 1.80%
Quicken Loans 17, 0.04% 38.74%

* Data is compiled for the Carrollton, GA commuting zone area, which comprises of counties of Calhoun County, AL, Cleburne County, AL, Carroll County, GA, and Haralson County, GA. This includes cities/towns/communities of Carrollton, GA as well as Villa Rica, GA, Oxford, AL, Temple, GA, Jacksonville, AL, Tallapoosa, GA, Buchanan, GA, White Plains, AL, Anniston, AL, Saks, AL, Bowdon, GA, Bremen, GA, Southside, AL, Alexandria, AL, Roopville, GA, Whitesburg, GA, Ranburne, AL, Nances Creek, AL, West End-Cobb Town, AL, Heflin, AL, Piedmont, AL, Hollis Crossroads, AL, and Fruithurst, AL. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

This page ranks the top mortgage lenders in the Carrollton, GA area. For mortgage lender rankings of other cities, click here.