Top Mortgage Lenders in Cape Coral, FL

Which mortgage lender in the Cape Coral, FL area typically has the best rates? To help you narrow down where to shop for a mortgage, MortgageWaldo.com provides an objective and data driven ranking of mortgage lenders operating in the Cape Coral, FL area by interest rate and market share. We maintain our independence by not accepting any compensation from the mortgage lenders we rank, and use data on all fixed rate mortgages that were closed in the past year to generate our rankings.

Going by historical data, the best mortgage lender in the Cape Coral, FL area in terms of interest rate is Suncoast Credit Union, with an average “Rate Difference” of -0.50%. This means that, comparing similar borrowers, Suncoast Credit Union provided a -0.50% lower interest rate for its customers than other lenders in the area. Suncoast Credit Union has a market share of 4.7%. On the other hand, the most popular lender in the Cape Coral, FL area is Quicken Loans, with a larger market share of 12.0%. However, Quicken Loans also tends to be an expensive lender in the area, with an average “Rate Difference” of +0.14% compared to those of other lenders. We recommend shopping around before going with this popular lender.

Our detailed ranking of mortgage lenders in the Cape Coral, FL area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, going by historical data, the cheapest lender for Conventional mortgages in Cape Coral, FL is Suncoast Credit Union. If you want to take out a loan that is above conforming limits (above $548,250 or $822,375 depending on the area in 2021), the cheapest Jumbo mortgage provider is Bank of America. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Home Point Financial Corporation. The cheapest VA mortgage provider is Navy Federal Credit Union. Note that as a consumer advocate we always recommend shopping among several of our top ranked lenders in order to get the best rates and fees.

Ranking of Mortgage Lenders in Cape Coral, FL

Mortgage Type:

Purchase/Refinance:

Lender Name	Rate Difference	Rate Rating	Market Share
Suncoast Credit Union	-0.50%	(5.0)	4.66%
Bank of America	-0.19%	(4.5)	2.19%
DHI Mortgage Company Limited	-0.17%	(4.5)	2.91%
Third Federal Savings & Loan	-0.16%	(4.5)	0.75%
Valley Bank	-0.14%	(4.0)	0.56%
Pulte Mortgage LLC	-0.13%	(4.0)	2.29%
Ameris Bank	-0.12%	(4.0)	0.52%
SunTrust Bank	-0.12%	(4.0)	1.48%
Provident Funding	-0.11%	(4.0)	0.46%
JPMorgan Chase Bank	-0.11%	(4.0)	2.92%
USAA	-0.10%	(4.0)	0.90%
Fifth Third Bank	-0.10%	(4.0)	2.21%
Home Point Financial Corporation	-0.09%	(4.0)	0.95%
Amerisave Mortgage Corporation	-0.09%	(4.0)	0.32%
Keller Mortgage	-0.09%	(4.0)	0.24%
Inspire Home Loans	-0.08%	(4.0)	0.15%
PNC Bank	-0.08%	(4.0)	0.89%
US Bank	-0.07%	(4.0)	1.00%
Lake Michigan Credit Union	-0.07%	(4.0)	1.72%
PennyMac Loan Services	-0.07%	(4.0)	1.56%
Northpointe Bank	-0.06%	(4.0)	0.97%
Guaranteed Rate	-0.05%	(4.0)	0.93%
Huntington National Bank	-0.05%	(4.0)	0.25%
TD Bank	-0.05%	(4.0)	0.36%
Mortgage Warehouse	-0.05%	(4.0)	0.75%
Guaranteed Rate Affinity	-0.05%	(3.5)	0.53%
Busey Bank	-0.04%	(3.5)	0.22%
KeyBank	-0.03%	(3.5)	0.23%
Truist Bank	-0.03%	(3.5)	0.84%
Freedom Mortgage Corporation	-0.03%	(3.5)	1.26%
Wells Fargo Bank	-0.02%	(3.5)	4.52%
NBKC Bank	-0.02%	(3.5)	0.19%
First Horizon Bank	-0.02%	(3.5)	0.17%
Morgan Stanley Private Bank	-0.02%	(3.5)	0.15%
IBERIABANK	-0.01%	(3.5)	1.08%
FBC Mortgage	-0.01%	(3.5)	0.80%
LoanStream Mortgage	-0.01%	(3.5)	0.30%
First Federal Bank of Florida	-0.01%	(3.5)	0.36%
Caliber Home Loans	-0.01%	(3.5)	2.22%
Navy Federal Credit Union	-0.01%	(3.5)	0.68%
VanDyk Mortgage Corporation	-0.00%	(3.5)	0.84%
loanDepot	0.00%	(3.5)	2.98%
Mortgage Solutions Financial	0.01%	(3.5)	0.43%
Bay Equity Home Loans	0.01%	(3.5)	0.25%
Stearns Home Loans	0.01%	(3.5)	0.44%
CMG Financial	0.01%	(3.5)	0.18%
Plaza Home Mortgage	0.02%	(3.5)	0.23%
BMO Harris	0.02%	(3.5)	0.16%
Cardinal Financial Company	0.02%	(3.5)	0.82%
Inlanta Mortgage	0.02%	(3.5)	0.31%
Bank of England AR	0.03%	(3.5)	0.18%
The Mortgage Firm	0.03%	(3.5)	0.15%
Barrington Bank & Trust	0.03%	(3.5)	0.18%
Movement Mortgage	0.03%	(3.5)	3.28%
Guild Mortgage Company	0.04%	(3.5)	0.41%
Carrington Mortgage Services	0.04%	(3.5)	0.64%
Acopia Home Loans	0.04%	(3.5)	0.18%
New American Funding	0.04%	(3.5)	2.39%
Lakeview Loan Servicing	0.04%	(3.5)	0.47%
Regions Bank	0.04%	(3.5)	1.02%
TIAA Bank	0.05%	(3.5)	0.31%
Neal Communities Funding	0.05%	(3.5)	0.37%
Flagstar Bank	0.05%	(3.0)	1.66%
First Savings Bank	0.05%	(3.0)	0.36%
Taylor Morrison Home Funding	0.05%	(3.0)	0.70%
Fairway Funding Group	0.06%	(3.0)	0.29%
United Mortgage Corp	0.06%	(3.0)	0.17%
Union Home Mortgage	0.07%	(3.0)	0.46%
Gold Star Mortgage Financial Group	0.07%	(3.0)	0.45%
Geneva Financial Home Loans	0.07%	(3.0)	0.64%
Mortgage 1 Inc	0.07%	(3.0)	1.71%
Synergy One Lending	0.08%	(3.0)	0.45%
Total Mortgage Services	0.08%	(3.0)	0.15%
HomeBridge Financial Services	0.08%	(3.0)	1.25%
Sierra Pacific Mortgage	0.09%	(3.0)	1.94%
Land Home Financial Services	0.09%	(3.0)	0.49%
Summit Mortgage Corporation	0.09%	(3.0)	1.42%
The Federal Savings Bank	0.09%	(3.0)	0.31%
PrimeLending	0.11%	(3.0)	0.24%
Royal United Mortgage	0.11%	(3.0)	0.17%
LendUS LLC	0.11%	(3.0)	0.67%
Highlands Residential Mortgage Ltd	0.12%	(3.0)	0.37%
Finance of America Mortgage	0.12%	(3.0)	1.04%
Fairway Independent Mortgage Corporation	0.13%	(3.0)	1.12%
NewRez	0.14%	(3.0)	1.30%
Quicken Loans	0.14%	(3.0)	12.04%
Waterstone Mortgage Corporation	0.14%	(3.0)	0.42%
Hamilton Group Funding	0.14%	(3.0)	2.06%
Supreme Lending	0.15%	(3.0)	0.27%
SecurityNational Mortgage Company	0.19%	(2.5)	1.07%
NewDay USA	0.20%	(2.5)	0.15%
PRMG Mortgage	0.22%	(2.5)	1.23%
Mr. Cooper	0.22%	(2.5)	1.03%
CrossCountry Mortgage	0.27%	(2.0)	0.19%
OneTrust Home Loans	0.32%	(2.0)	0.44%
Primary Residential Mortgage Inc	0.32%	(2.0)	2.06%

Lender Name	Rate Difference	Rate Rating	Market Share
Suncoast Credit Union	-0.47%	(5.0)	3.27%
Bank of America	-0.25%	(4.5)	2.15%
Third Federal Savings & Loan	-0.18%	(4.5)	0.80%
DHI Mortgage Company Limited	-0.17%	(4.5)	4.16%
Valley Bank	-0.16%	(4.5)	0.64%
Ameris Bank	-0.15%	(4.5)	0.50%
JPMorgan Chase Bank	-0.14%	(4.0)	2.96%
SunTrust Bank	-0.13%	(4.0)	1.42%
Pulte Mortgage LLC	-0.13%	(4.0)	3.25%
PennyMac Loan Services	-0.13%	(4.0)	0.81%
Provident Funding	-0.12%	(4.0)	0.41%
Home Point Financial Corporation	-0.12%	(4.0)	0.96%
Fifth Third Bank	-0.12%	(4.0)	1.90%
USAA	-0.11%	(4.0)	0.95%
Wells Fargo Bank	-0.10%	(4.0)	4.44%
Keller Mortgage	-0.09%	(4.0)	0.34%
Inspire Home Loans	-0.08%	(4.0)	0.21%
US Bank	-0.08%	(4.0)	1.12%
PNC Bank	-0.08%	(4.0)	0.73%
Huntington National Bank	-0.07%	(4.0)	0.27%
Freedom Mortgage Corporation	-0.07%	(4.0)	1.17%
Lake Michigan Credit Union	-0.06%	(4.0)	1.93%
TD Bank	-0.06%	(4.0)	0.36%
Guaranteed Rate Affinity	-0.05%	(3.5)	0.69%
Northpointe Bank	-0.05%	(3.5)	1.06%
Guaranteed Rate	-0.05%	(3.5)	0.96%
Truist Bank	-0.04%	(3.5)	0.76%
First Horizon Bank	-0.04%	(3.5)	0.12%
First Federal Bank of Florida	-0.04%	(3.5)	0.33%
Busey Bank	-0.03%	(3.5)	0.16%
KeyBank	-0.02%	(3.5)	0.23%
Regions Bank	-0.02%	(3.5)	0.96%
Mortgage Warehouse	-0.02%	(3.5)	0.42%
LoanStream Mortgage	-0.01%	(3.5)	0.36%
IBERIABANK	-0.01%	(3.5)	1.31%
Navy Federal Credit Union	-0.01%	(3.5)	0.81%
NBKC Bank	-0.01%	(3.5)	0.13%
FBC Mortgage	-0.01%	(3.5)	1.02%
Lakeview Loan Servicing	-0.00%	(3.5)	0.08%
Morgan Stanley Private Bank	-0.00%	(3.5)	0.14%
VanDyk Mortgage Corporation	0.00%	(3.5)	0.96%
Cardinal Financial Company	0.00%	(3.5)	0.68%
Bay Equity Home Loans	0.00%	(3.5)	0.29%
CMG Financial	0.00%	(3.5)	0.21%
Mortgage Solutions Financial	0.00%	(3.5)	0.54%
Caliber Home Loans	0.01%	(3.5)	2.12%
Amerisave Mortgage Corporation	0.01%	(3.5)	0.02%
loanDepot	0.02%	(3.5)	2.59%
Plaza Home Mortgage	0.02%	(3.5)	0.23%
Bank of England AR	0.02%	(3.5)	0.17%
Stearns Home Loans	0.02%	(3.5)	0.50%
BMO Harris	0.02%	(3.5)	0.14%
Inlanta Mortgage	0.03%	(3.5)	0.41%
Carrington Mortgage Services	0.03%	(3.5)	0.23%
The Mortgage Firm	0.04%	(3.5)	0.16%
Movement Mortgage	0.04%	(3.5)	4.44%
Barrington Bank & Trust	0.04%	(3.5)	0.21%
Guild Mortgage Company	0.04%	(3.5)	0.47%
Acopia Home Loans	0.05%	(3.5)	0.22%
NewDay USA	0.05%	(3.5)	0.06%
Neal Communities Funding	0.05%	(3.5)	0.53%
New American Funding	0.05%	(3.0)	2.85%
Taylor Morrison Home Funding	0.06%	(3.0)	0.99%
TIAA Bank	0.06%	(3.0)	0.29%
Fairway Funding Group	0.06%	(3.0)	0.38%
First Savings Bank	0.06%	(3.0)	0.40%
Union Home Mortgage	0.06%	(3.0)	0.47%
The Federal Savings Bank	0.07%	(3.0)	0.19%
Synergy One Lending	0.07%	(3.0)	0.35%
Royal United Mortgage	0.08%	(3.0)	0.03%
HomeBridge Financial Services	0.08%	(3.0)	1.36%
Flagstar Bank	0.08%	(3.0)	1.71%
Geneva Financial Home Loans	0.08%	(3.0)	0.87%
Gold Star Mortgage Financial Group	0.08%	(3.0)	0.60%
Mortgage 1 Inc	0.08%	(3.0)	2.19%
United Mortgage Corp	0.08%	(3.0)	0.17%
Sierra Pacific Mortgage	0.09%	(3.0)	2.52%
Total Mortgage Services	0.11%	(3.0)	0.17%
Summit Mortgage Corporation	0.11%	(3.0)	1.71%
Land Home Financial Services	0.11%	(3.0)	0.57%
Quicken Loans	0.11%	(3.0)	7.32%
Mr. Cooper	0.11%	(3.0)	0.44%
PrimeLending	0.12%	(3.0)	0.29%
LendUS LLC	0.12%	(3.0)	0.86%
Highlands Residential Mortgage Ltd	0.13%	(3.0)	0.51%
Finance of America Mortgage	0.15%	(3.0)	1.26%
Waterstone Mortgage Corporation	0.15%	(2.5)	0.53%
Fairway Independent Mortgage Corporation	0.15%	(2.5)	1.34%
Supreme Lending	0.17%	(2.5)	0.32%
Hamilton Group Funding	0.18%	(2.5)	2.36%
SecurityNational Mortgage Company	0.21%	(2.5)	1.36%
PRMG Mortgage	0.23%	(2.5)	1.60%
NewRez	0.24%	(2.5)	1.13%
CrossCountry Mortgage	0.28%	(2.0)	0.27%
OneTrust Home Loans	0.33%	(2.0)	0.61%
Primary Residential Mortgage Inc	0.37%	(1.5)	2.46%

Lender Name	Rate Difference	Rate Rating	Market Share
Suncoast Credit Union	-0.52%	(5.0)	7.87%
Third Federal Savings & Loan	-0.11%	(4.0)	0.62%
Lake Michigan Credit Union	-0.11%	(4.0)	1.24%
Amerisave Mortgage Corporation	-0.10%	(4.0)	1.02%
Provident Funding	-0.10%	(4.0)	0.57%
Northpointe Bank	-0.10%	(4.0)	0.77%
SunTrust Bank	-0.09%	(4.0)	1.63%
Fifth Third Bank	-0.08%	(4.0)	2.93%
USAA	-0.08%	(4.0)	0.77%
Guaranteed Rate	-0.08%	(4.0)	0.84%
Mortgage Warehouse	-0.08%	(4.0)	1.51%
PNC Bank	-0.07%	(4.0)	1.24%
Bank of America	-0.07%	(4.0)	2.30%
Busey Bank	-0.07%	(4.0)	0.33%
KeyBank	-0.05%	(4.0)	0.22%
Ameris Bank	-0.05%	(4.0)	0.57%
JPMorgan Chase Bank	-0.05%	(3.5)	2.84%
TD Bank	-0.04%	(3.5)	0.35%
PennyMac Loan Services	-0.04%	(3.5)	3.32%
Morgan Stanley Private Bank	-0.04%	(3.5)	0.18%
Caliber Home Loans	-0.04%	(3.5)	2.44%
New American Funding	-0.04%	(3.5)	1.32%
NBKC Bank	-0.03%	(3.5)	0.33%
Stearns Home Loans	-0.03%	(3.5)	0.29%
US Bank	-0.03%	(3.5)	0.73%
FBC Mortgage	-0.03%	(3.5)	0.27%
Home Point Financial Corporation	-0.03%	(3.5)	0.92%
Valley Bank	-0.03%	(3.5)	0.35%
loanDepot	-0.02%	(3.5)	3.91%
IBERIABANK	-0.02%	(3.5)	0.56%
Finance of America Mortgage	-0.02%	(3.5)	0.53%
NewRez	-0.02%	(3.5)	1.69%
Flagstar Bank	-0.01%	(3.5)	1.53%
Pulte Mortgage LLC	-0.01%	(3.5)	0.05%
Truist Bank	-0.01%	(3.5)	1.02%
VanDyk Mortgage Corporation	-0.01%	(3.5)	0.57%
DHI Mortgage Company Limited	-0.01%	(3.5)	0.02%
Hamilton Group Funding	-0.00%	(3.5)	1.35%
Gold Star Mortgage Financial Group	-0.00%	(3.5)	0.11%
First Horizon Bank	0.00%	(3.5)	0.27%
Inlanta Mortgage	0.00%	(3.5)	0.08%
Acopia Home Loans	0.00%	(3.5)	0.10%
Inspire Home Loans	0.00%	(3.5)	0.02%
Guaranteed Rate Affinity	0.00%	(3.5)	0.16%
Geneva Financial Home Loans	0.00%	(3.5)	0.11%
Total Mortgage Services	0.00%	(3.5)	0.11%
Summit Mortgage Corporation	0.00%	(3.5)	0.73%
Keller Mortgage	0.01%	(3.5)	0.02%
BMO Harris	0.01%	(3.5)	0.22%
United Mortgage Corp	0.01%	(3.5)	0.18%
LoanStream Mortgage	0.01%	(3.5)	0.18%
Navy Federal Credit Union	0.01%	(3.5)	0.38%
Barrington Bank & Trust	0.01%	(3.5)	0.11%
Land Home Financial Services	0.01%	(3.5)	0.30%
Highlands Residential Mortgage Ltd	0.01%	(3.5)	0.05%
Guild Mortgage Company	0.01%	(3.5)	0.27%
Plaza Home Mortgage	0.02%	(3.5)	0.21%
TIAA Bank	0.02%	(3.5)	0.33%
Mortgage 1 Inc	0.02%	(3.5)	0.59%
Huntington National Bank	0.02%	(3.5)	0.19%
First Savings Bank	0.02%	(3.5)	0.26%
Mortgage Solutions Financial	0.02%	(3.5)	0.18%
Fairway Independent Mortgage Corporation	0.02%	(3.5)	0.61%
Bay Equity Home Loans	0.02%	(3.5)	0.16%
CrossCountry Mortgage	0.02%	(3.5)	0.02%
The Mortgage Firm	0.03%	(3.5)	0.13%
Fairway Funding Group	0.03%	(3.5)	0.08%
OneTrust Home Loans	0.03%	(3.5)	0.05%
Carrington Mortgage Services	0.03%	(3.5)	1.59%
First Federal Bank of Florida	0.04%	(3.5)	0.43%
Supreme Lending	0.04%	(3.5)	0.16%
LendUS LLC	0.04%	(3.5)	0.22%
Lakeview Loan Servicing	0.04%	(3.5)	1.39%
Bank of England AR	0.04%	(3.5)	0.19%
Movement Mortgage	0.04%	(3.5)	0.61%
CMG Financial	0.04%	(3.5)	0.13%
PrimeLending	0.05%	(3.5)	0.11%
Cardinal Financial Company	0.05%	(3.5)	1.15%
SecurityNational Mortgage Company	0.05%	(3.0)	0.38%
Waterstone Mortgage Corporation	0.06%	(3.0)	0.14%
Freedom Mortgage Corporation	0.06%	(3.0)	1.47%
PRMG Mortgage	0.07%	(3.0)	0.35%
Sierra Pacific Mortgage	0.08%	(3.0)	0.59%
Union Home Mortgage	0.08%	(3.0)	0.41%
Synergy One Lending	0.08%	(3.0)	0.69%
Primary Residential Mortgage Inc	0.09%	(3.0)	1.12%
The Federal Savings Bank	0.10%	(3.0)	0.59%
HomeBridge Financial Services	0.11%	(3.0)	0.99%
Royal United Mortgage	0.11%	(3.0)	0.48%
Quicken Loans	0.16%	(2.5)	23.02%
Regions Bank	0.16%	(2.5)	1.15%
Wells Fargo Bank	0.16%	(2.5)	4.70%
Mr. Cooper	0.26%	(2.0)	2.39%
NewDay USA	0.26%	(2.0)	0.37%

Lender Name	Rate Difference	Rate Rating	Market Share
Suncoast Credit Union	-0.49%	(5.0)	6.63%
Bank of America	-0.20%	(4.5)	2.65%
DHI Mortgage Company Limited	-0.18%	(4.5)	2.40%
Third Federal Savings & Loan	-0.16%	(4.5)	1.06%
Valley Bank	-0.15%	(4.5)	0.66%
Pulte Mortgage LLC	-0.14%	(4.0)	2.75%
Ameris Bank	-0.13%	(4.0)	0.61%
JPMorgan Chase Bank	-0.13%	(4.0)	3.59%
SunTrust Bank	-0.13%	(4.0)	1.75%
Provident Funding	-0.11%	(4.0)	0.64%
Fifth Third Bank	-0.10%	(4.0)	2.65%
Amerisave Mortgage Corporation	-0.10%	(4.0)	0.37%
US Bank	-0.10%	(4.0)	1.05%
Keller Mortgage	-0.09%	(4.0)	0.32%
USAA	-0.09%	(4.0)	0.52%
Mortgage Solutions Financial	-0.08%	(4.0)	0.22%
PNC Bank	-0.08%	(4.0)	1.09%
Inspire Home Loans	-0.07%	(4.0)	0.06%
Lake Michigan Credit Union	-0.07%	(4.0)	2.11%
Northpointe Bank	-0.06%	(4.0)	1.17%
Huntington National Bank	-0.05%	(4.0)	0.32%
Guaranteed Rate	-0.05%	(4.0)	1.03%
Mortgage Warehouse	-0.05%	(3.5)	0.97%
TD Bank	-0.05%	(3.5)	0.37%
Guaranteed Rate Affinity	-0.05%	(3.5)	0.62%
PennyMac Loan Services	-0.04%	(3.5)	1.19%
Busey Bank	-0.04%	(3.5)	0.31%
Truist Bank	-0.03%	(3.5)	0.99%
KeyBank	-0.03%	(3.5)	0.26%
Home Point Financial Corporation	-0.02%	(3.5)	0.62%
First Horizon Bank	-0.01%	(3.5)	0.23%
Morgan Stanley Private Bank	-0.01%	(3.5)	0.17%
NBKC Bank	-0.01%	(3.5)	0.20%
Wells Fargo Bank	-0.00%	(3.5)	5.65%
loanDepot	-0.00%	(3.5)	2.46%
Bay Equity Home Loans	0.00%	(3.5)	0.21%
FBC Mortgage	0.01%	(3.5)	0.58%
Lakeview Loan Servicing	0.01%	(3.5)	0.06%
Stearns Home Loans	0.02%	(3.5)	0.22%
IBERIABANK	0.02%	(3.5)	1.10%
CMG Financial	0.03%	(3.5)	0.17%
Inlanta Mortgage	0.03%	(3.5)	0.25%
BMO Harris	0.03%	(3.5)	0.18%
Plaza Home Mortgage	0.03%	(3.5)	0.12%
VanDyk Mortgage Corporation	0.04%	(3.5)	0.89%
First Federal Bank of Florida	0.04%	(3.5)	0.25%
Barrington Bank & Trust	0.04%	(3.5)	0.16%
The Mortgage Firm	0.04%	(3.5)	0.18%
Carrington Mortgage Services	0.04%	(3.5)	0.29%
Bank of England AR	0.05%	(3.5)	0.13%
Guild Mortgage Company	0.05%	(3.5)	0.47%
Acopia Home Loans	0.05%	(3.0)	0.12%
TIAA Bank	0.05%	(3.0)	0.34%
Neal Communities Funding	0.06%	(3.0)	0.50%
Taylor Morrison Home Funding	0.06%	(3.0)	0.91%
OneTrust Home Loans	0.06%	(3.0)	0.04%
Land Home Financial Services	0.06%	(3.0)	0.38%
The Federal Savings Bank	0.06%	(3.0)	0.12%
Movement Mortgage	0.06%	(3.0)	3.07%
Regions Bank	0.07%	(3.0)	1.14%
Cardinal Financial Company	0.07%	(3.0)	0.66%
Union Home Mortgage	0.08%	(3.0)	0.58%
First Savings Bank	0.08%	(3.0)	0.41%
Flagstar Bank	0.08%	(3.0)	1.74%
Total Mortgage Services	0.08%	(3.0)	0.12%
New American Funding	0.09%	(3.0)	2.08%
Synergy One Lending	0.09%	(3.0)	0.34%
LendUS LLC	0.09%	(3.0)	0.60%
Caliber Home Loans	0.09%	(3.0)	1.91%
Geneva Financial Home Loans	0.09%	(3.0)	0.41%
Highlands Residential Mortgage Ltd	0.10%	(3.0)	0.21%
Freedom Mortgage Corporation	0.10%	(3.0)	0.67%
United Mortgage Corp	0.11%	(3.0)	0.09%
Gold Star Mortgage Financial Group	0.11%	(3.0)	0.46%
Mortgage 1 Inc	0.11%	(3.0)	1.70%
Summit Mortgage Corporation	0.12%	(3.0)	1.76%
Navy Federal Credit Union	0.13%	(3.0)	0.54%
Royal United Mortgage	0.13%	(3.0)	0.22%
Fairway Funding Group	0.13%	(3.0)	0.21%
Hamilton Group Funding	0.13%	(3.0)	2.03%
PrimeLending	0.14%	(3.0)	0.28%
HomeBridge Financial Services	0.14%	(3.0)	1.00%
Finance of America Mortgage	0.14%	(3.0)	0.89%
LoanStream Mortgage	0.15%	(2.5)	0.12%
Fairway Independent Mortgage Corporation	0.15%	(2.5)	1.05%
Sierra Pacific Mortgage	0.16%	(2.5)	1.15%
NewRez	0.17%	(2.5)	1.34%
Waterstone Mortgage Corporation	0.18%	(2.5)	0.30%
Supreme Lending	0.18%	(2.5)	0.32%
Quicken Loans	0.19%	(2.5)	13.50%
SecurityNational Mortgage Company	0.23%	(2.5)	0.51%
PRMG Mortgage	0.26%	(2.0)	0.79%
Mr. Cooper	0.29%	(2.0)	0.80%
CrossCountry Mortgage	0.34%	(2.0)	0.16%
Primary Residential Mortgage Inc	0.35%	(2.0)	1.47%

Lender Name	Rate Difference	Rate Rating	Market Share
Suncoast Credit Union	-0.47%	(5.0)	4.81%
Bank of America	-0.27%	(5.0)	2.61%
Valley Bank	-0.18%	(4.5)	0.80%
DHI Mortgage Company Limited	-0.17%	(4.5)	3.52%
Third Federal Savings & Loan	-0.17%	(4.5)	1.17%
Ameris Bank	-0.17%	(4.5)	0.63%
JPMorgan Chase Bank	-0.17%	(4.5)	3.65%
SunTrust Bank	-0.15%	(4.0)	1.66%
Pulte Mortgage LLC	-0.14%	(4.0)	4.02%
Fifth Third Bank	-0.12%	(4.0)	2.22%
PennyMac Loan Services	-0.11%	(4.0)	0.89%
Provident Funding	-0.11%	(4.0)	0.61%
US Bank	-0.11%	(4.0)	1.22%
Wells Fargo Bank	-0.10%	(4.0)	5.52%
USAA	-0.09%	(4.0)	0.64%
PNC Bank	-0.09%	(4.0)	0.90%
Mortgage Solutions Financial	-0.09%	(4.0)	0.29%
Keller Mortgage	-0.09%	(4.0)	0.47%
Inspire Home Loans	-0.08%	(4.0)	0.08%
Huntington National Bank	-0.08%	(4.0)	0.38%
Lake Michigan Credit Union	-0.06%	(4.0)	2.49%
TD Bank	-0.06%	(4.0)	0.45%
Guaranteed Rate Affinity	-0.05%	(4.0)	0.82%
Truist Bank	-0.04%	(3.5)	0.97%
Northpointe Bank	-0.04%	(3.5)	1.32%
Guaranteed Rate	-0.04%	(3.5)	1.06%
Home Point Financial Corporation	-0.04%	(3.5)	0.64%
First Horizon Bank	-0.03%	(3.5)	0.17%
Busey Bank	-0.02%	(3.5)	0.24%
KeyBank	-0.02%	(3.5)	0.26%
Mortgage Warehouse	-0.01%	(3.5)	0.52%
Lakeview Loan Servicing	-0.00%	(3.5)	0.04%
Bay Equity Home Loans	-0.00%	(3.5)	0.25%
Regions Bank	0.00%	(3.5)	1.04%
NBKC Bank	0.00%	(3.5)	0.15%
Morgan Stanley Private Bank	0.01%	(3.5)	0.16%
Amerisave Mortgage Corporation	0.01%	(3.5)	0.02%
FBC Mortgage	0.01%	(3.5)	0.76%
CMG Financial	0.02%	(3.5)	0.17%
Stearns Home Loans	0.02%	(3.5)	0.25%
IBERIABANK	0.03%	(3.5)	1.30%
loanDepot	0.03%	(3.5)	1.98%
Bank of England AR	0.03%	(3.5)	0.10%
Plaza Home Mortgage	0.03%	(3.5)	0.10%
Inlanta Mortgage	0.03%	(3.5)	0.33%
BMO Harris	0.04%	(3.5)	0.17%
First Federal Bank of Florida	0.04%	(3.5)	0.28%
The Mortgage Firm	0.04%	(3.5)	0.19%
Barrington Bank & Trust	0.04%	(3.5)	0.18%
VanDyk Mortgage Corporation	0.05%	(3.5)	0.99%
Mr. Cooper	0.05%	(3.5)	0.24%
Cardinal Financial Company	0.05%	(3.0)	0.49%
Guild Mortgage Company	0.06%	(3.0)	0.54%
Neal Communities Funding	0.06%	(3.0)	0.73%
Taylor Morrison Home Funding	0.06%	(3.0)	1.34%
OneTrust Home Loans	0.06%	(3.0)	0.06%
Movement Mortgage	0.07%	(3.0)	4.25%
Acopia Home Loans	0.07%	(3.0)	0.15%
The Federal Savings Bank	0.07%	(3.0)	0.14%
TIAA Bank	0.07%	(3.0)	0.33%
Land Home Financial Services	0.07%	(3.0)	0.46%
Union Home Mortgage	0.07%	(3.0)	0.62%
Royal United Mortgage	0.08%	(3.0)	0.05%
First Savings Bank	0.10%	(3.0)	0.47%
Synergy One Lending	0.10%	(3.0)	0.28%
LendUS LLC	0.10%	(3.0)	0.76%
Geneva Financial Home Loans	0.10%	(3.0)	0.55%
Highlands Residential Mortgage Ltd	0.11%	(3.0)	0.28%
Carrington Mortgage Services	0.11%	(3.0)	0.09%
United Mortgage Corp	0.11%	(3.0)	0.13%
New American Funding	0.12%	(3.0)	2.51%
Gold Star Mortgage Financial Group	0.12%	(3.0)	0.64%
Flagstar Bank	0.12%	(3.0)	1.81%
Caliber Home Loans	0.12%	(3.0)	1.95%
Mortgage 1 Inc	0.12%	(3.0)	2.21%
Total Mortgage Services	0.13%	(3.0)	0.11%
HomeBridge Financial Services	0.13%	(3.0)	1.20%
Freedom Mortgage Corporation	0.13%	(3.0)	0.61%
Summit Mortgage Corporation	0.14%	(3.0)	2.13%
Navy Federal Credit Union	0.14%	(3.0)	0.65%
Fairway Funding Group	0.15%	(3.0)	0.26%
PrimeLending	0.15%	(2.5)	0.34%
Quicken Loans	0.17%	(2.5)	8.36%
Sierra Pacific Mortgage	0.18%	(2.5)	1.40%
Hamilton Group Funding	0.18%	(2.5)	2.22%
Fairway Independent Mortgage Corporation	0.18%	(2.5)	1.29%
LoanStream Mortgage	0.18%	(2.5)	0.14%
Finance of America Mortgage	0.19%	(2.5)	1.03%
Waterstone Mortgage Corporation	0.20%	(2.5)	0.37%
Supreme Lending	0.22%	(2.5)	0.38%
SecurityNational Mortgage Company	0.25%	(2.5)	0.65%
PRMG Mortgage	0.28%	(2.0)	1.02%
NewRez	0.29%	(2.0)	1.26%
CrossCountry Mortgage	0.36%	(1.5)	0.22%
Primary Residential Mortgage Inc	0.40%	(1.5)	1.75%

Lender Name	Rate Difference	Rate Rating	Market Share
Suncoast Credit Union	-0.52%	(5.0)	10.49%
Lake Michigan Credit Union	-0.13%	(4.0)	1.29%
Amerisave Mortgage Corporation	-0.11%	(4.0)	1.10%
Third Federal Savings & Loan	-0.11%	(4.0)	0.84%
Northpointe Bank	-0.11%	(4.0)	0.84%
Provident Funding	-0.10%	(4.0)	0.71%
SunTrust Bank	-0.10%	(4.0)	1.94%
Guaranteed Rate	-0.09%	(4.0)	0.95%
Fifth Third Bank	-0.08%	(4.0)	3.56%
Mortgage Warehouse	-0.07%	(4.0)	1.94%
PNC Bank	-0.07%	(4.0)	1.49%
Bank of America	-0.07%	(4.0)	2.74%
Busey Bank	-0.06%	(4.0)	0.45%
KeyBank	-0.06%	(4.0)	0.24%
Ameris Bank	-0.06%	(4.0)	0.58%
JPMorgan Chase Bank	-0.06%	(4.0)	3.45%
FBC Mortgage	-0.05%	(4.0)	0.19%
Morgan Stanley Private Bank	-0.04%	(3.5)	0.19%
New American Funding	-0.04%	(3.5)	1.16%
US Bank	-0.04%	(3.5)	0.69%
loanDepot	-0.04%	(3.5)	3.47%
NewRez	-0.04%	(3.5)	1.53%
USAA	-0.04%	(3.5)	0.28%
Valley Bank	-0.03%	(3.5)	0.37%
NBKC Bank	-0.02%	(3.5)	0.30%
IBERIABANK	-0.02%	(3.5)	0.67%
Truist Bank	-0.01%	(3.5)	1.01%
Finance of America Mortgage	-0.01%	(3.5)	0.58%
Pulte Mortgage LLC	-0.01%	(3.5)	0.06%
Flagstar Bank	-0.01%	(3.5)	1.59%
Hamilton Group Funding	-0.00%	(3.5)	1.64%
Land Home Financial Services	-0.00%	(3.5)	0.22%
DHI Mortgage Company Limited	0.00%	(3.5)	0.02%
VanDyk Mortgage Corporation	0.00%	(3.5)	0.67%
Acopia Home Loans	0.00%	(3.5)	0.06%
Gold Star Mortgage Financial Group	0.00%	(3.5)	0.09%
Stearns Home Loans	0.00%	(3.5)	0.15%
Inlanta Mortgage	0.00%	(3.5)	0.06%
First Horizon Bank	0.01%	(3.5)	0.34%
Geneva Financial Home Loans	0.01%	(3.5)	0.13%
Inspire Home Loans	0.01%	(3.5)	0.02%
Total Mortgage Services	0.01%	(3.5)	0.13%
Mortgage Solutions Financial	0.01%	(3.5)	0.06%
Guaranteed Rate Affinity	0.01%	(3.5)	0.19%
Summit Mortgage Corporation	0.01%	(3.5)	0.97%
TD Bank	0.01%	(3.5)	0.19%
Home Point Financial Corporation	0.01%	(3.5)	0.58%
Keller Mortgage	0.01%	(3.5)	0.02%
TIAA Bank	0.02%	(3.5)	0.37%
Barrington Bank & Trust	0.02%	(3.5)	0.11%
Caliber Home Loans	0.02%	(3.5)	1.83%
Carrington Mortgage Services	0.02%	(3.5)	0.71%
Highlands Residential Mortgage Ltd	0.02%	(3.5)	0.06%
Guild Mortgage Company	0.02%	(3.5)	0.32%
First Federal Bank of Florida	0.02%	(3.5)	0.17%
Lakeview Loan Servicing	0.02%	(3.5)	0.11%
BMO Harris	0.02%	(3.5)	0.19%
CrossCountry Mortgage	0.03%	(3.5)	0.02%
First Savings Bank	0.03%	(3.5)	0.30%
Mortgage 1 Inc	0.03%	(3.5)	0.62%
Huntington National Bank	0.03%	(3.5)	0.22%
Fairway Independent Mortgage Corporation	0.03%	(3.5)	0.54%
PennyMac Loan Services	0.03%	(3.5)	1.83%
Fairway Funding Group	0.03%	(3.5)	0.11%
The Mortgage Firm	0.03%	(3.5)	0.15%
The Federal Savings Bank	0.04%	(3.5)	0.06%
Plaza Home Mortgage	0.04%	(3.5)	0.15%
Bay Equity Home Loans	0.04%	(3.5)	0.13%
Supreme Lending	0.04%	(3.5)	0.22%
LendUS LLC	0.05%	(3.5)	0.26%
Navy Federal Credit Union	0.05%	(3.5)	0.32%
Freedom Mortgage Corporation	0.05%	(3.5)	0.80%
PrimeLending	0.05%	(3.0)	0.15%
CMG Financial	0.05%	(3.0)	0.15%
Bank of England AR	0.06%	(3.0)	0.19%
Movement Mortgage	0.07%	(3.0)	0.56%
LoanStream Mortgage	0.07%	(3.0)	0.09%
Waterstone Mortgage Corporation	0.07%	(3.0)	0.15%
Synergy One Lending	0.08%	(3.0)	0.45%
Sierra Pacific Mortgage	0.09%	(3.0)	0.62%
Cardinal Financial Company	0.09%	(3.0)	1.01%
Union Home Mortgage	0.10%	(3.0)	0.50%
Primary Residential Mortgage Inc	0.11%	(3.0)	0.86%
PRMG Mortgage	0.13%	(3.0)	0.30%
SecurityNational Mortgage Company	0.13%	(3.0)	0.22%
Royal United Mortgage	0.13%	(3.0)	0.58%
Wells Fargo Bank	0.18%	(2.5)	5.93%
Regions Bank	0.18%	(2.5)	1.36%
HomeBridge Financial Services	0.19%	(2.5)	0.58%
Quicken Loans	0.19%	(2.5)	24.43%
Mr. Cooper	0.35%	(2.0)	1.98%

Lender Name	Rate Difference	Rate Rating	Market Share
Home Point Financial Corporation	-0.20%	(4.5)	1.86%
Caliber Home Loans	-0.20%	(4.5)	3.29%
DHI Mortgage Company Limited	-0.19%	(4.5)	5.10%
Freedom Mortgage Corporation	-0.18%	(4.5)	2.86%
First Federal Bank of Florida	-0.16%	(4.5)	0.48%
Fifth Third Bank	-0.15%	(4.0)	0.69%
Regions Bank	-0.13%	(4.0)	0.50%
VanDyk Mortgage Corporation	-0.13%	(4.0)	0.93%
Inspire Home Loans	-0.12%	(4.0)	0.45%
LoanStream Mortgage	-0.11%	(4.0)	0.79%
IBERIABANK	-0.10%	(4.0)	1.29%
Northpointe Bank	-0.10%	(4.0)	0.62%
PennyMac Loan Services	-0.10%	(4.0)	2.12%
Bank of America	-0.09%	(4.0)	0.33%
Lake Michigan Credit Union	-0.08%	(4.0)	0.24%
Guaranteed Rate	-0.08%	(4.0)	0.64%
Quicken Loans	-0.08%	(4.0)	8.89%
Cardinal Financial Company	-0.07%	(4.0)	1.43%
First Savings Bank	-0.07%	(4.0)	0.26%
Valley Bank	-0.06%	(4.0)	0.14%
Guaranteed Rate Affinity	-0.06%	(4.0)	0.36%
SunTrust Bank	-0.06%	(4.0)	0.29%
Pulte Mortgage LLC	-0.06%	(4.0)	0.74%
Ameris Bank	-0.06%	(4.0)	0.24%
Movement Mortgage	-0.06%	(4.0)	4.31%
New American Funding	-0.06%	(4.0)	4.10%
FBC Mortgage	-0.05%	(3.5)	1.62%
Fairway Funding Group	-0.05%	(3.5)	0.52%
Mortgage Warehouse	-0.04%	(3.5)	0.26%
Summit Mortgage Corporation	-0.04%	(3.5)	0.91%
Amerisave Mortgage Corporation	-0.04%	(3.5)	0.17%
Keller Mortgage	-0.04%	(3.5)	0.05%
Gold Star Mortgage Financial Group	-0.04%	(3.5)	0.55%
Flagstar Bank	-0.04%	(3.5)	1.12%
Navy Federal Credit Union	-0.04%	(3.5)	0.10%
PNC Bank	-0.03%	(3.5)	0.07%
NBKC Bank	-0.03%	(3.5)	0.05%
CMG Financial	-0.03%	(3.5)	0.26%
Provident Funding	-0.02%	(3.5)	0.07%
TIAA Bank	-0.02%	(3.5)	0.10%
Truist Bank	-0.02%	(3.5)	0.05%
Taylor Morrison Home Funding	-0.02%	(3.5)	0.02%
Royal United Mortgage	-0.02%	(3.5)	0.05%
Acopia Home Loans	-0.01%	(3.5)	0.17%
Stearns Home Loans	-0.01%	(3.5)	1.21%
Plaza Home Mortgage	-0.01%	(3.5)	0.64%
Bank of England AR	-0.01%	(3.5)	0.29%
Mortgage 1 Inc	-0.01%	(3.5)	1.83%
Neal Communities Funding	-0.01%	(3.5)	0.07%
HomeBridge Financial Services	-0.00%	(3.5)	1.81%
Guild Mortgage Company	-0.00%	(3.5)	0.36%
Carrington Mortgage Services	-0.00%	(3.5)	1.45%
loanDepot	-0.00%	(3.5)	4.34%
Inlanta Mortgage	-0.00%	(3.5)	0.57%
Supreme Lending	-0.00%	(3.5)	0.19%
Bay Equity Home Loans	0.00%	(3.5)	0.38%
Wells Fargo Bank	0.01%	(3.5)	0.05%
Union Home Mortgage	0.01%	(3.5)	0.21%
The Mortgage Firm	0.01%	(3.5)	0.12%
Sierra Pacific Mortgage	0.02%	(3.5)	5.48%
PrimeLending	0.02%	(3.5)	0.05%
United Mortgage Corp	0.02%	(3.5)	0.36%
The Federal Savings Bank	0.03%	(3.5)	0.45%
Synergy One Lending	0.03%	(3.5)	0.40%
Mortgage Solutions Financial	0.03%	(3.5)	1.10%
US Bank	0.04%	(3.5)	0.21%
Geneva Financial Home Loans	0.04%	(3.5)	1.62%
Lakeview Loan Servicing	0.06%	(3.0)	1.43%
Total Mortgage Services	0.07%	(3.0)	0.36%
NewRez	0.07%	(3.0)	1.17%
Finance of America Mortgage	0.10%	(3.0)	1.64%
Fairway Independent Mortgage Corporation	0.10%	(3.0)	1.43%
Waterstone Mortgage Corporation	0.11%	(3.0)	0.86%
Land Home Financial Services	0.12%	(3.0)	1.10%
Highlands Residential Mortgage Ltd	0.12%	(3.0)	1.10%
Mr. Cooper	0.13%	(3.0)	1.83%
LendUS LLC	0.15%	(2.5)	1.05%
CrossCountry Mortgage	0.16%	(2.5)	0.38%
SecurityNational Mortgage Company	0.17%	(2.5)	3.36%
PRMG Mortgage	0.18%	(2.5)	3.03%
Hamilton Group Funding	0.19%	(2.5)	2.86%
Primary Residential Mortgage Inc	0.32%	(2.0)	4.34%
OneTrust Home Loans	0.34%	(2.0)	1.83%

Lender Name	Rate Difference	Rate Rating	Market Share
Freedom Mortgage Corporation	-0.26%	(5.0)	2.61%
Home Point Financial Corporation	-0.23%	(4.5)	1.90%
Caliber Home Loans	-0.23%	(4.5)	2.99%
PennyMac Loan Services	-0.23%	(4.5)	0.62%
DHI Mortgage Company Limited	-0.19%	(4.5)	6.27%
First Federal Bank of Florida	-0.17%	(4.5)	0.53%
Fifth Third Bank	-0.17%	(4.5)	0.67%
Regions Bank	-0.15%	(4.5)	0.53%
VanDyk Mortgage Corporation	-0.14%	(4.0)	1.05%
LoanStream Mortgage	-0.13%	(4.0)	0.79%
Quicken Loans	-0.12%	(4.0)	5.45%
Inspire Home Loans	-0.12%	(4.0)	0.56%
Northpointe Bank	-0.12%	(4.0)	0.59%
IBERIABANK	-0.11%	(4.0)	1.52%
Bank of America	-0.10%	(4.0)	0.38%
Lake Michigan Credit Union	-0.09%	(4.0)	0.26%
Guaranteed Rate	-0.09%	(4.0)	0.70%
Cardinal Financial Company	-0.08%	(4.0)	1.17%
First Savings Bank	-0.07%	(4.0)	0.32%
Ameris Bank	-0.07%	(4.0)	0.21%
Guaranteed Rate Affinity	-0.07%	(4.0)	0.41%
SunTrust Bank	-0.07%	(4.0)	0.29%
Valley Bank	-0.06%	(4.0)	0.18%
Pulte Mortgage LLC	-0.06%	(4.0)	0.91%
Movement Mortgage	-0.06%	(4.0)	5.16%
New American Funding	-0.06%	(4.0)	4.42%
FBC Mortgage	-0.05%	(4.0)	1.76%
Fairway Funding Group	-0.05%	(3.5)	0.64%
Mortgage Warehouse	-0.05%	(3.5)	0.23%
Gold Star Mortgage Financial Group	-0.04%	(3.5)	0.59%
Summit Mortgage Corporation	-0.04%	(3.5)	1.08%
Keller Mortgage	-0.04%	(3.5)	0.06%
PNC Bank	-0.04%	(3.5)	0.06%
Flagstar Bank	-0.04%	(3.5)	1.29%
Navy Federal Credit Union	-0.04%	(3.5)	0.12%
HomeBridge Financial Services	-0.03%	(3.5)	1.79%
Carrington Mortgage Services	-0.03%	(3.5)	0.56%
CMG Financial	-0.03%	(3.5)	0.32%
Lakeview Loan Servicing	-0.02%	(3.5)	0.23%
Truist Bank	-0.02%	(3.5)	0.03%
TIAA Bank	-0.02%	(3.5)	0.12%
Acopia Home Loans	-0.02%	(3.5)	0.15%
Taylor Morrison Home Funding	-0.02%	(3.5)	0.03%
Bank of England AR	-0.01%	(3.5)	0.32%
loanDepot	-0.01%	(3.5)	4.63%
Plaza Home Mortgage	-0.01%	(3.5)	0.67%
Mortgage 1 Inc	-0.01%	(3.5)	2.11%
Neal Communities Funding	-0.01%	(3.5)	0.09%
Amerisave Mortgage Corporation	-0.01%	(3.5)	0.03%
Stearns Home Loans	-0.00%	(3.5)	1.26%
Inlanta Mortgage	-0.00%	(3.5)	0.70%
Guild Mortgage Company	-0.00%	(3.5)	0.38%
Supreme Lending	-0.00%	(3.5)	0.23%
Bay Equity Home Loans	0.00%	(3.5)	0.38%
Wells Fargo Bank	0.01%	(3.5)	0.06%
The Mortgage Firm	0.01%	(3.5)	0.12%
Sierra Pacific Mortgage	0.02%	(3.5)	6.53%
PrimeLending	0.02%	(3.5)	0.06%
Union Home Mortgage	0.02%	(3.5)	0.21%
Mortgage Solutions Financial	0.03%	(3.5)	1.20%
Geneva Financial Home Loans	0.04%	(3.5)	1.99%
US Bank	0.04%	(3.5)	0.23%
United Mortgage Corp	0.04%	(3.5)	0.21%
The Federal Savings Bank	0.06%	(3.0)	0.38%
Synergy One Lending	0.07%	(3.0)	0.32%
Total Mortgage Services	0.07%	(3.0)	0.41%
NewRez	0.10%	(3.0)	0.76%
Fairway Independent Mortgage Corporation	0.10%	(3.0)	1.67%
Finance of America Mortgage	0.11%	(3.0)	1.88%
Waterstone Mortgage Corporation	0.11%	(3.0)	1.00%
Highlands Residential Mortgage Ltd	0.12%	(3.0)	1.35%
Land Home Financial Services	0.14%	(3.0)	1.11%
Mr. Cooper	0.15%	(3.0)	0.91%
LendUS LLC	0.15%	(2.5)	1.26%
CrossCountry Mortgage	0.16%	(2.5)	0.47%
SecurityNational Mortgage Company	0.18%	(2.5)	3.78%
PRMG Mortgage	0.18%	(2.5)	3.63%
Hamilton Group Funding	0.19%	(2.5)	3.31%
OneTrust Home Loans	0.35%	(2.0)	2.17%
Primary Residential Mortgage Inc	0.36%	(1.5)	4.63%

Lender Name	Rate Difference	Rate Rating	Market Share
Caliber Home Loans	-0.10%	(4.0)	4.59%
Stearns Home Loans	-0.06%	(4.0)	1.02%
Fifth Third Bank	-0.06%	(4.0)	0.76%
Home Point Financial Corporation	-0.05%	(4.0)	1.66%
PennyMac Loan Services	-0.05%	(4.0)	8.66%
Cardinal Financial Company	-0.04%	(3.5)	2.55%
Northpointe Bank	-0.04%	(3.5)	0.76%
Amerisave Mortgage Corporation	-0.04%	(3.5)	0.76%
Union Home Mortgage	-0.04%	(3.5)	0.25%
Finance of America Mortgage	-0.04%	(3.5)	0.64%
The Federal Savings Bank	-0.04%	(3.5)	0.76%
SunTrust Bank	-0.03%	(3.5)	0.25%
Mortgage Warehouse	-0.03%	(3.5)	0.38%
Ameris Bank	-0.03%	(3.5)	0.38%
VanDyk Mortgage Corporation	-0.03%	(3.5)	0.38%
Synergy One Lending	-0.03%	(3.5)	0.76%
Quicken Loans	-0.03%	(3.5)	23.82%
LoanStream Mortgage	-0.03%	(3.5)	0.76%
New American Funding	-0.03%	(3.5)	2.68%
NBKC Bank	-0.03%	(3.5)	0.25%
Plaza Home Mortgage	-0.02%	(3.5)	0.51%
PRMG Mortgage	-0.02%	(3.5)	0.38%
Flagstar Bank	-0.02%	(3.5)	0.38%
Guaranteed Rate Affinity	-0.02%	(3.5)	0.13%
Mortgage 1 Inc	-0.02%	(3.5)	0.64%
Provident Funding	-0.02%	(3.5)	0.38%
Lake Michigan Credit Union	-0.02%	(3.5)	0.13%
PNC Bank	-0.01%	(3.5)	0.13%
IBERIABANK	-0.01%	(3.5)	0.25%
First Federal Bank of Florida	-0.01%	(3.5)	0.25%
SecurityNational Mortgage Company	-0.01%	(3.5)	1.53%
Truist Bank	-0.01%	(3.5)	0.13%
Royal United Mortgage	-0.01%	(3.5)	0.25%
Guild Mortgage Company	-0.01%	(3.5)	0.25%
Gold Star Mortgage Financial Group	-0.01%	(3.5)	0.38%
Summit Mortgage Corporation	-0.01%	(3.5)	0.13%
Guaranteed Rate	-0.01%	(3.5)	0.38%
Movement Mortgage	-0.01%	(3.5)	0.64%
Bay Equity Home Loans	-0.01%	(3.5)	0.38%
Acopia Home Loans	-0.00%	(3.5)	0.25%
Bank of England AR	-0.00%	(3.5)	0.13%
The Mortgage Firm	-0.00%	(3.5)	0.13%
FBC Mortgage	-0.00%	(3.5)	1.02%
Total Mortgage Services	0.00%	(3.5)	0.13%
Fairway Independent Mortgage Corporation	0.00%	(3.5)	0.38%
Bank of America	0.00%	(3.5)	0.13%
LendUS LLC	0.01%	(3.5)	0.13%
United Mortgage Corp	0.01%	(3.5)	1.02%
Regions Bank	0.01%	(3.5)	0.38%
Carrington Mortgage Services	0.01%	(3.5)	5.35%
Waterstone Mortgage Corporation	0.01%	(3.5)	0.25%
OneTrust Home Loans	0.02%	(3.5)	0.38%
US Bank	0.02%	(3.5)	0.13%
Hamilton Group Funding	0.03%	(3.5)	0.89%
Land Home Financial Services	0.03%	(3.5)	1.02%
Freedom Mortgage Corporation	0.03%	(3.5)	3.95%
Mortgage Solutions Financial	0.03%	(3.5)	0.64%
NewRez	0.04%	(3.5)	2.93%
loanDepot	0.06%	(3.0)	3.06%
Sierra Pacific Mortgage	0.06%	(3.0)	0.89%
Lakeview Loan Servicing	0.08%	(3.0)	6.62%
Primary Residential Mortgage Inc	0.08%	(3.0)	3.06%
HomeBridge Financial Services	0.10%	(3.0)	1.91%
Mr. Cooper	0.13%	(3.0)	5.86%

Lender Name	Rate Difference	Rate Rating	Market Share
Bank of America	-0.11%	(4.0)	7.20%
Wells Fargo Bank	-0.09%	(4.0)	14.13%
Fifth Third Bank	-0.05%	(3.5)	5.68%
TD Bank	-0.04%	(3.5)	3.05%
Valley Bank	-0.03%	(3.5)	1.52%
SunTrust Bank	-0.01%	(3.5)	5.68%
Suncoast Credit Union	-0.01%	(3.5)	1.39%
KeyBank	-0.00%	(3.5)	1.52%
FBC Mortgage	0.00%	(3.5)	0.42%
Morgan Stanley Private Bank	0.01%	(3.5)	0.83%
BMO Harris	0.01%	(3.5)	1.11%
PNC Bank	0.01%	(3.5)	3.05%
Lake Michigan Credit Union	0.01%	(3.5)	5.40%
Truist Bank	0.02%	(3.5)	3.05%
Guaranteed Rate	0.02%	(3.5)	1.25%
Ameris Bank	0.02%	(3.5)	0.69%
First Horizon Bank	0.02%	(3.5)	0.28%
US Bank	0.02%	(3.5)	6.51%
First Federal Bank of Florida	0.02%	(3.5)	0.14%
Huntington National Bank	0.02%	(3.5)	0.55%
Waterstone Mortgage Corporation	0.02%	(3.5)	0.14%
DHI Mortgage Company Limited	0.03%	(3.5)	0.14%
Third Federal Savings & Loan	0.03%	(3.5)	0.28%
Synergy One Lending	0.03%	(3.5)	0.14%
Guaranteed Rate Affinity	0.03%	(3.5)	0.28%
PrimeLending	0.03%	(3.5)	0.28%
Bay Equity Home Loans	0.03%	(3.5)	0.14%
Mortgage Warehouse	0.03%	(3.5)	0.14%
Bank of England AR	0.03%	(3.5)	0.14%
CMG Financial	0.03%	(3.5)	0.14%
HomeBridge Financial Services	0.03%	(3.5)	0.28%
Mortgage 1 Inc	0.03%	(3.5)	0.14%
Hamilton Group Funding	0.03%	(3.5)	0.14%
Fairway Independent Mortgage Corporation	0.04%	(3.5)	0.42%
Cardinal Financial Company	0.04%	(3.5)	0.14%
IBERIABANK	0.04%	(3.5)	0.69%
Regions Bank	0.04%	(3.5)	2.35%
Pulte Mortgage LLC	0.04%	(3.5)	2.35%
Finance of America Mortgage	0.04%	(3.5)	0.69%
VanDyk Mortgage Corporation	0.04%	(3.5)	0.14%
United Mortgage Corp	0.04%	(3.5)	0.42%
Barrington Bank & Trust	0.04%	(3.5)	0.55%
Navy Federal Credit Union	0.05%	(3.5)	1.11%
Primary Residential Mortgage Inc	0.05%	(3.5)	0.83%
Flagstar Bank	0.05%	(3.5)	1.25%
LoanStream Mortgage	0.05%	(3.0)	0.14%
Northpointe Bank	0.05%	(3.0)	0.28%
Quicken Loans	0.05%	(3.0)	3.05%
Guild Mortgage Company	0.06%	(3.0)	0.14%
New American Funding	0.06%	(3.0)	0.83%
PennyMac Loan Services	0.06%	(3.0)	0.28%
loanDepot	0.06%	(3.0)	0.97%
Movement Mortgage	0.07%	(3.0)	0.69%
TIAA Bank	0.07%	(3.0)	1.39%
Fairway Funding Group	0.07%	(3.0)	0.42%
JPMorgan Chase Bank	0.07%	(3.0)	11.77%
NewRez	0.09%	(3.0)	1.39%
Caliber Home Loans	0.11%	(3.0)	0.55%
Taylor Morrison Home Funding	0.12%	(3.0)	1.39%

Lender Name	Rate Difference	Rate Rating	Market Share
Bank of America	-0.14%	(4.0)	6.91%
Wells Fargo Bank	-0.11%	(4.0)	15.93%
Valley Bank	-0.06%	(4.0)	1.15%
Fifth Third Bank	-0.05%	(4.0)	5.57%
SunTrust Bank	-0.02%	(3.5)	6.14%
Suncoast Credit Union	-0.01%	(3.5)	0.58%
TD Bank	-0.00%	(3.5)	1.73%
KeyBank	0.00%	(3.5)	1.54%
Truist Bank	0.01%	(3.5)	2.11%
Morgan Stanley Private Bank	0.01%	(3.5)	0.77%
FBC Mortgage	0.01%	(3.5)	0.58%
BMO Harris	0.01%	(3.5)	0.58%
Lake Michigan Credit Union	0.02%	(3.5)	4.61%
PNC Bank	0.02%	(3.5)	2.69%
First Horizon Bank	0.03%	(3.5)	0.19%
Ameris Bank	0.03%	(3.5)	0.58%
Guaranteed Rate	0.03%	(3.5)	1.15%
US Bank	0.03%	(3.5)	6.53%
First Federal Bank of Florida	0.03%	(3.5)	0.19%
Waterstone Mortgage Corporation	0.03%	(3.5)	0.19%
Regions Bank	0.03%	(3.5)	2.30%
DHI Mortgage Company Limited	0.03%	(3.5)	0.19%
Third Federal Savings & Loan	0.04%	(3.5)	0.38%
Synergy One Lending	0.04%	(3.5)	0.19%
Guaranteed Rate Affinity	0.04%	(3.5)	0.38%
PrimeLending	0.04%	(3.5)	0.38%
Bay Equity Home Loans	0.04%	(3.5)	0.19%
Bank of England AR	0.04%	(3.5)	0.19%
CMG Financial	0.04%	(3.5)	0.19%
HomeBridge Financial Services	0.04%	(3.5)	0.38%
Mortgage 1 Inc	0.04%	(3.5)	0.19%
Hamilton Group Funding	0.04%	(3.5)	0.19%
Cardinal Financial Company	0.04%	(3.5)	0.19%
IBERIABANK	0.04%	(3.5)	0.58%
Huntington National Bank	0.05%	(3.5)	0.38%
Pulte Mortgage LLC	0.05%	(3.5)	3.26%
Finance of America Mortgage	0.05%	(3.5)	0.96%
VanDyk Mortgage Corporation	0.05%	(3.0)	0.19%
United Mortgage Corp	0.05%	(3.0)	0.58%
Barrington Bank & Trust	0.05%	(3.0)	0.58%
Navy Federal Credit Union	0.06%	(3.0)	1.34%
Primary Residential Mortgage Inc	0.06%	(3.0)	0.96%
Flagstar Bank	0.06%	(3.0)	1.34%
LoanStream Mortgage	0.06%	(3.0)	0.19%
Quicken Loans	0.06%	(3.0)	2.30%
New American Funding	0.06%	(3.0)	0.77%
Guild Mortgage Company	0.06%	(3.0)	0.19%
Northpointe Bank	0.07%	(3.0)	0.19%
PennyMac Loan Services	0.07%	(3.0)	0.38%
Movement Mortgage	0.08%	(3.0)	0.96%
loanDepot	0.08%	(3.0)	1.15%
JPMorgan Chase Bank	0.08%	(3.0)	12.86%
Fairway Funding Group	0.08%	(3.0)	0.58%
TIAA Bank	0.08%	(3.0)	1.15%
NewRez	0.10%	(3.0)	1.34%
Caliber Home Loans	0.12%	(3.0)	0.77%
Taylor Morrison Home Funding	0.13%	(3.0)	1.92%

Lender Name	Rate Difference	Rate Rating	Market Share
TD Bank	-0.08%	(4.0)	6.47%
Fifth Third Bank	-0.04%	(3.5)	5.97%
Bank of America	-0.04%	(3.5)	7.96%
Suncoast Credit Union	-0.02%	(3.5)	3.48%
KeyBank	-0.02%	(3.5)	1.49%
PNC Bank	-0.02%	(3.5)	3.98%
Lake Michigan Credit Union	-0.01%	(3.5)	7.46%
Huntington National Bank	-0.01%	(3.5)	1.00%
BMO Harris	-0.01%	(3.5)	2.49%
Wells Fargo Bank	-0.01%	(3.5)	9.45%
Valley Bank	-0.01%	(3.5)	2.49%
Morgan Stanley Private Bank	-0.00%	(3.5)	1.00%
Navy Federal Credit Union	0.00%	(3.5)	0.50%
Primary Residential Mortgage Inc	0.00%	(3.5)	0.50%
Guaranteed Rate	0.00%	(3.5)	1.49%
Ameris Bank	0.00%	(3.5)	1.00%
First Horizon Bank	0.01%	(3.5)	0.50%
Flagstar Bank	0.01%	(3.5)	1.00%
Mortgage Warehouse	0.01%	(3.5)	0.50%
loanDepot	0.01%	(3.5)	0.50%
Truist Bank	0.01%	(3.5)	5.47%
Fairway Independent Mortgage Corporation	0.01%	(3.5)	1.49%
US Bank	0.02%	(3.5)	6.47%
IBERIABANK	0.02%	(3.5)	1.00%
Barrington Bank & Trust	0.02%	(3.5)	0.50%
SunTrust Bank	0.02%	(3.5)	4.48%
Northpointe Bank	0.03%	(3.5)	0.50%
Quicken Loans	0.03%	(3.5)	4.98%
TIAA Bank	0.04%	(3.5)	1.99%
New American Funding	0.04%	(3.5)	1.00%
Regions Bank	0.05%	(3.5)	2.49%
NewRez	0.06%	(3.0)	1.49%
JPMorgan Chase Bank	0.06%	(3.0)	8.96%

Lender Name	Rate Difference	Rate Rating	Market Share
Navy Federal Credit Union	-0.22%	(4.5)	3.55%
PennyMac Loan Services	-0.13%	(4.0)	4.32%
USAA	-0.12%	(4.0)	7.73%
Caliber Home Loans	-0.09%	(4.0)	2.99%
DHI Mortgage Company Limited	-0.09%	(4.0)	3.06%
Pulte Mortgage LLC	-0.06%	(4.0)	2.09%
Home Point Financial Corporation	-0.06%	(4.0)	2.09%
Wells Fargo Bank	-0.05%	(3.5)	1.32%
LoanStream Mortgage	-0.04%	(3.5)	0.77%
Lakeview Loan Servicing	-0.04%	(3.5)	2.09%
IBERIABANK	-0.04%	(3.5)	0.56%
NBKC Bank	-0.04%	(3.5)	0.63%
Amerisave Mortgage Corporation	-0.03%	(3.5)	0.49%
Guaranteed Rate	-0.03%	(3.5)	0.56%
Flagstar Bank	-0.03%	(3.5)	2.65%
Ameris Bank	-0.03%	(3.5)	0.35%
Mortgage 1 Inc	-0.03%	(3.5)	2.23%
Regions Bank	-0.01%	(3.5)	0.56%
Neal Communities Funding	-0.01%	(3.5)	0.14%
PNC Bank	-0.01%	(3.5)	0.14%
Bay Equity Home Loans	-0.01%	(3.5)	0.28%
Truist Bank	-0.01%	(3.5)	0.56%
loanDepot	-0.01%	(3.5)	5.36%
Lake Michigan Credit Union	-0.01%	(3.5)	0.28%
Guild Mortgage Company	-0.01%	(3.5)	0.07%
Inspire Home Loans	-0.01%	(3.5)	0.21%
Fifth Third Bank	-0.01%	(3.5)	0.49%
Highlands Residential Mortgage Ltd	-0.01%	(3.5)	0.07%
First Savings Bank	-0.01%	(3.5)	0.28%
Hamilton Group Funding	-0.00%	(3.5)	0.91%
FBC Mortgage	-0.00%	(3.5)	0.77%
Keller Mortgage	-0.00%	(3.5)	0.14%
SunTrust Bank	-0.00%	(3.5)	0.14%
US Bank	0.00%	(3.5)	0.07%
VanDyk Mortgage Corporation	0.00%	(3.5)	0.49%
Stearns Home Loans	0.00%	(3.5)	0.56%
Bank of America	0.00%	(3.5)	0.49%
PrimeLending	0.00%	(3.5)	0.35%
Bank of England AR	0.00%	(3.5)	0.35%
Valley Bank	0.00%	(3.5)	0.21%
Huntington National Bank	0.00%	(3.5)	0.07%
Fairway Funding Group	0.00%	(3.5)	0.35%
CMG Financial	0.01%	(3.5)	0.14%
New American Funding	0.01%	(3.5)	1.39%
Plaza Home Mortgage	0.01%	(3.5)	0.21%
Royal United Mortgage	0.01%	(3.5)	0.07%
JPMorgan Chase Bank	0.01%	(3.5)	0.28%
Northpointe Bank	0.01%	(3.5)	0.35%
United Mortgage Corp	0.01%	(3.5)	0.35%
PRMG Mortgage	0.01%	(3.5)	0.97%
Mortgage Warehouse	0.01%	(3.5)	0.21%
Land Home Financial Services	0.02%	(3.5)	0.07%
Summit Mortgage Corporation	0.02%	(3.5)	0.21%
HomeBridge Financial Services	0.02%	(3.5)	2.58%
Taylor Morrison Home Funding	0.02%	(3.5)	0.14%
CrossCountry Mortgage	0.02%	(3.5)	0.07%
NewRez	0.02%	(3.5)	1.18%
Waterstone Mortgage Corporation	0.02%	(3.5)	0.49%
Cardinal Financial Company	0.02%	(3.5)	1.04%
Sierra Pacific Mortgage	0.02%	(3.5)	0.49%
Supreme Lending	0.02%	(3.5)	0.14%
Union Home Mortgage	0.03%	(3.5)	0.14%
Finance of America Mortgage	0.03%	(3.5)	0.97%
Acopia Home Loans	0.03%	(3.5)	0.91%
Guaranteed Rate Affinity	0.04%	(3.5)	0.28%
SecurityNational Mortgage Company	0.04%	(3.5)	0.56%
Barrington Bank & Trust	0.04%	(3.5)	0.70%
Gold Star Mortgage Financial Group	0.04%	(3.5)	0.28%
Inlanta Mortgage	0.04%	(3.5)	0.35%
Fairway Independent Mortgage Corporation	0.04%	(3.5)	1.32%
First Federal Bank of Florida	0.04%	(3.5)	1.25%
Geneva Financial Home Loans	0.05%	(3.5)	0.42%
Mortgage Solutions Financial	0.06%	(3.0)	0.84%
Freedom Mortgage Corporation	0.07%	(3.0)	3.13%
LendUS LLC	0.07%	(3.0)	0.63%
Carrington Mortgage Services	0.07%	(3.0)	2.09%
Movement Mortgage	0.08%	(3.0)	3.76%
Synergy One Lending	0.08%	(3.0)	1.88%
Mr. Cooper	0.08%	(3.0)	1.46%
Quicken Loans	0.10%	(3.0)	11.07%
Primary Residential Mortgage Inc	0.11%	(3.0)	1.95%
The Federal Savings Bank	0.13%	(3.0)	2.02%
OneTrust Home Loans	0.14%	(3.0)	0.63%
NewDay USA	0.19%	(2.5)	2.23%

Lender Name	Rate Difference	Rate Rating	Market Share
Navy Federal Credit Union	-0.23%	(4.5)	5.45%
USAA	-0.11%	(4.0)	9.63%
DHI Mortgage Company Limited	-0.07%	(4.0)	5.58%
Pulte Mortgage LLC	-0.04%	(3.5)	3.80%
Wells Fargo Bank	-0.03%	(3.5)	2.28%
LoanStream Mortgage	-0.03%	(3.5)	1.27%
Home Point Financial Corporation	-0.03%	(3.5)	1.52%
IBERIABANK	-0.02%	(3.5)	1.01%
Guaranteed Rate	-0.02%	(3.5)	0.63%
Flagstar Bank	-0.02%	(3.5)	2.66%
NBKC Bank	-0.02%	(3.5)	0.51%
Mortgage 1 Inc	-0.01%	(3.5)	3.68%
loanDepot	-0.01%	(3.5)	2.28%
Truist Bank	-0.01%	(3.5)	0.38%
Regions Bank	-0.00%	(3.5)	0.89%
Bay Equity Home Loans	-0.00%	(3.5)	0.38%
PennyMac Loan Services	0.00%	(3.5)	0.89%
Neal Communities Funding	0.00%	(3.5)	0.25%
PNC Bank	0.00%	(3.5)	0.25%
Lake Michigan Credit Union	0.01%	(3.5)	0.25%
Caliber Home Loans	0.01%	(3.5)	1.39%
Fifth Third Bank	0.01%	(3.5)	0.76%
Guild Mortgage Company	0.01%	(3.5)	0.13%
Inspire Home Loans	0.01%	(3.5)	0.38%
Quicken Loans	0.01%	(3.5)	5.83%
Highlands Residential Mortgage Ltd	0.01%	(3.5)	0.13%
First Federal Bank of Florida	0.01%	(3.5)	0.13%
First Savings Bank	0.01%	(3.5)	0.25%
Ameris Bank	0.02%	(3.5)	0.13%
Hamilton Group Funding	0.02%	(3.5)	1.39%
FBC Mortgage	0.02%	(3.5)	1.39%
Keller Mortgage	0.02%	(3.5)	0.25%
CMG Financial	0.02%	(3.5)	0.13%
US Bank	0.02%	(3.5)	0.13%
VanDyk Mortgage Corporation	0.02%	(3.5)	0.63%
Bank of America	0.02%	(3.5)	0.89%
PrimeLending	0.02%	(3.5)	0.63%
Valley Bank	0.02%	(3.5)	0.38%
SunTrust Bank	0.02%	(3.5)	0.13%
Huntington National Bank	0.02%	(3.5)	0.13%
Fairway Funding Group	0.02%	(3.5)	0.63%
The Federal Savings Bank	0.03%	(3.5)	0.13%
Bank of England AR	0.03%	(3.5)	0.38%
JPMorgan Chase Bank	0.03%	(3.5)	0.51%
Synergy One Lending	0.03%	(3.5)	1.39%
Plaza Home Mortgage	0.03%	(3.5)	0.13%
New American Funding	0.04%	(3.5)	1.77%
Summit Mortgage Corporation	0.04%	(3.5)	0.38%
Mortgage Warehouse	0.04%	(3.5)	0.25%
Taylor Morrison Home Funding	0.04%	(3.5)	0.25%
CrossCountry Mortgage	0.04%	(3.5)	0.13%
Waterstone Mortgage Corporation	0.04%	(3.5)	0.89%
Northpointe Bank	0.04%	(3.5)	0.38%
Sierra Pacific Mortgage	0.04%	(3.5)	0.76%
Stearns Home Loans	0.04%	(3.5)	0.63%
Supreme Lending	0.04%	(3.5)	0.25%
Freedom Mortgage Corporation	0.04%	(3.5)	2.66%
PRMG Mortgage	0.05%	(3.5)	1.14%
Union Home Mortgage	0.05%	(3.5)	0.13%
Cardinal Financial Company	0.05%	(3.5)	1.27%
Finance of America Mortgage	0.05%	(3.0)	1.65%
Guaranteed Rate Affinity	0.05%	(3.0)	0.51%
Acopia Home Loans	0.05%	(3.0)	1.52%
NewDay USA	0.05%	(3.0)	1.14%
Gold Star Mortgage Financial Group	0.06%	(3.0)	0.51%
Barrington Bank & Trust	0.06%	(3.0)	1.14%
SecurityNational Mortgage Company	0.06%	(3.0)	0.76%
United Mortgage Corp	0.07%	(3.0)	0.25%
Geneva Financial Home Loans	0.07%	(3.0)	0.63%
HomeBridge Financial Services	0.07%	(3.0)	2.15%
NewRez	0.07%	(3.0)	1.01%
Carrington Mortgage Services	0.08%	(3.0)	0.63%
Fairway Independent Mortgage Corporation	0.08%	(3.0)	1.52%
Inlanta Mortgage	0.09%	(3.0)	0.38%
LendUS LLC	0.10%	(3.0)	1.01%
Mortgage Solutions Financial	0.10%	(3.0)	1.14%
Movement Mortgage	0.11%	(3.0)	5.96%
Mr. Cooper	0.11%	(3.0)	1.14%
Primary Residential Mortgage Inc	0.15%	(3.0)	2.92%
OneTrust Home Loans	0.16%	(2.5)	1.14%

Lender Name	Rate Difference	Rate Rating	Market Share
PennyMac Loan Services	-0.17%	(4.5)	8.50%
Caliber Home Loans	-0.14%	(4.0)	4.95%
USAA	-0.12%	(4.0)	5.41%
Home Point Financial Corporation	-0.09%	(4.0)	2.78%
Navy Federal Credit Union	-0.07%	(4.0)	1.24%
Lakeview Loan Servicing	-0.07%	(4.0)	4.64%
NBKC Bank	-0.07%	(4.0)	0.77%
Ameris Bank	-0.06%	(4.0)	0.62%
Amerisave Mortgage Corporation	-0.06%	(4.0)	1.08%
Stearns Home Loans	-0.06%	(4.0)	0.46%
Flagstar Bank	-0.05%	(4.0)	2.63%
Guaranteed Rate	-0.05%	(3.5)	0.46%
PRMG Mortgage	-0.04%	(3.5)	0.77%
New American Funding	-0.04%	(3.5)	0.93%
United Mortgage Corp	-0.04%	(3.5)	0.46%
Lake Michigan Credit Union	-0.03%	(3.5)	0.31%
loanDepot	-0.03%	(3.5)	9.12%
HomeBridge Financial Services	-0.03%	(3.5)	3.09%
Northpointe Bank	-0.03%	(3.5)	0.31%
First Savings Bank	-0.03%	(3.5)	0.31%
Mortgage 1 Inc	-0.03%	(3.5)	0.46%
NewRez	-0.03%	(3.5)	1.39%
LoanStream Mortgage	-0.03%	(3.5)	0.15%
Truist Bank	-0.03%	(3.5)	0.77%
Mortgage Solutions Financial	-0.03%	(3.5)	0.46%
SunTrust Bank	-0.03%	(3.5)	0.15%
VanDyk Mortgage Corporation	-0.03%	(3.5)	0.31%
Hamilton Group Funding	-0.02%	(3.5)	0.31%
Bank of England AR	-0.02%	(3.5)	0.31%
Inlanta Mortgage	-0.02%	(3.5)	0.31%
Acopia Home Loans	-0.02%	(3.5)	0.15%
LendUS LLC	-0.02%	(3.5)	0.15%
Mortgage Warehouse	-0.02%	(3.5)	0.15%
Bay Equity Home Loans	-0.02%	(3.5)	0.15%
Fifth Third Bank	-0.02%	(3.5)	0.15%
Barrington Bank & Trust	-0.02%	(3.5)	0.15%
Fairway Independent Mortgage Corporation	-0.02%	(3.5)	1.08%
Finance of America Mortgage	-0.02%	(3.5)	0.15%
SecurityNational Mortgage Company	-0.02%	(3.5)	0.31%
Movement Mortgage	-0.02%	(3.5)	1.08%
Plaza Home Mortgage	-0.02%	(3.5)	0.31%
Royal United Mortgage	-0.01%	(3.5)	0.15%
Geneva Financial Home Loans	-0.01%	(3.5)	0.15%
Wells Fargo Bank	-0.01%	(3.5)	0.15%
Cardinal Financial Company	-0.01%	(3.5)	0.77%
CMG Financial	-0.01%	(3.5)	0.15%
Land Home Financial Services	-0.00%	(3.5)	0.15%
Regions Bank	-0.00%	(3.5)	0.15%
Union Home Mortgage	0.00%	(3.5)	0.15%
Sierra Pacific Mortgage	0.01%	(3.5)	0.15%
Primary Residential Mortgage Inc	0.01%	(3.5)	0.77%
First Federal Bank of Florida	0.02%	(3.5)	2.63%
Carrington Mortgage Services	0.05%	(3.0)	3.86%
Mr. Cooper	0.06%	(3.0)	1.85%
Freedom Mortgage Corporation	0.09%	(3.0)	3.71%
Synergy One Lending	0.10%	(3.0)	2.47%
The Federal Savings Bank	0.11%	(3.0)	4.33%
Quicken Loans	0.13%	(3.0)	17.47%
NewDay USA	0.23%	(2.5)	3.55%

* Data is compiled for the Cape Coral, FL commuting zone area, which comprises of counties of Collier County, FL, Glades County, FL, Hendry County, FL, and Lee County, FL. This includes cities/towns/communities of Cape Coral, FL as well as Lehigh Acres, FL, Fort Myers, FL, Immokalee, FL, Bonita Springs, FL, Estero, FL, Gateway, FL, Naples, FL, Matlacha Isles-Matlacha Shores, FL, Marco Island, FL, North Fort Myers, FL, Iona, FL, San Carlos Park, FL, Cypress Lake, FL, Buckingham, FL, Everglades, FL, Island Walk, FL, Golden Gate, FL, McGregor, FL, Villas, FL, Fort Myers Beach, FL, Pelican Bay, FL, Sanibel, FL, Naples Manor, FL, Vineyards, FL, Pioneer, FL, Three Oaks, FL, Naples Park, FL, Fort Myers Shores, FL, Lely, FL, Fort Denaud, FL, Bokeelia, FL, St. James City, FL, Lochmoor Waterway Estates, FL, Moore Haven, FL, Clewiston, FL, Whiskey Creek, FL, Pine Ridge, FL, Captiva, FL, Olga, FL, Alva, FL, Pine Manor, FL, Montura, FL, Buckhead Ridge, FL, Tice, FL, and Punta Rassa, FL. Lenders must have made at least 30 loans in the area to be included. Source of the data is Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate conditional on the commuting zone, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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