Top Mortgage Lenders in Ocean City, NJ

Which mortgage lender in the Ocean City, NJ area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Ocean City, NJ area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Ocean City, NJ area is Columbia Bank, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.25%. This means that Columbia Bank provided a -0.25% lower interest rate for its customers than other lenders in Ocean City, NJ for a similar set of borrowers. Columbia Bank has a market share of 0.7%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 8.7%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.15% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Ocean City, NJ area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Ocean City, NJ is OceanFirst Bank. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Wells Fargo Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Bank of America. The cheapest VA mortgage provider is Navy Federal Credit Union. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Ocean City, NJ

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Columbia Bank 1, -0.25% 0.65%
OceanFirst Bank 2, -0.24% 1.86%
Bank of America 3, -0.21% 1.65%
Investors Bank 4, -0.21% 0.42%
Provident Funding Associates 5, -0.17% 0.47%
Police and Fire Federal Credit Union 6, -0.16% 2.84%
DHI Mortgage Company Limited 7, -0.14% 0.36%
Affinity Federal Credit Union 8, -0.13% 0.13%
Amerisave Mortgage Corporation 9, -0.12% 0.37%
Home Point Financial Corporation 10, -0.11% 0.97%
Trident Mortgage Company Lp 11, -0.11% 5.59%
Guaranteed Rate Inc 12, -0.09% 2.09%
M&T Bank 13, -0.09% 0.27%
American Federal Mortgage Corp 14, -0.08% 0.20%
Fulton Bank 15, -0.08% 0.87%
Republic Bank 16, -0.08% 3.64%
Santander Bank 17, -0.07% 0.82%
Firstrust Bank 18, -0.07% 0.45%
Truist Bank 19, -0.07% 0.29%
Citizens Bank 20, -0.06% 2.19%
Arc Home 21, -0.06% 0.35%
Guaranteed Rate Affinity 22, -0.06% 0.37%
Usaa Federal Savings Bank 23, -0.06% 1.10%
LoanDepot 24, -0.06% 1.25%
Pennymac Loan Services 25, -0.06% 0.77%
First Choice Loan Services Inc 26, -0.05% 0.22%
Nations Lending Corporation 27, -0.04% 0.23%
Us Bank 28, -0.04% 0.21%
Princeton Mortgage Corporation 29, -0.04% 0.29%
TD Bank 30, -0.04% 1.95%
1st Colonial Community Bank 31, -0.03% 1.25%
WSFS Bank 32, -0.03% 0.57%
Valley National Bank 33, -0.03% 0.46%
Huntingdon Valley Bank 34, -0.03% 0.12%
State Financial Network 35, -0.02% 0.13%
Weichert Financial Services 36, -0.02% 1.44%
Freedom Mortgage Corporation 37, -0.02% 1.52%
Wells Fargo Bank 38, -0.02% 4.01%
Stearns Lending 39, -0.02% 0.27%
Newrez 40, -0.01% 0.84%
Lakeview Loan Servicing 41, -0.01% 0.47%
NJ Lenders Corp 42, -0.01% 0.13%
Greentree Mortgage Company, LP 43, -0.01% 8.34%
Philadelphia Mortgage Advisors 44, -0.01% 0.22%
South Jersey Federal Cu 45, -0.00% 0.22%
Fairway Independent Mort Corp 46, -0.00% 1.19%
Univest Bank and Trust Co 47, 0.00% 0.13%
Advisors Mortgage Group 48, 0.00% 0.97%
Movement Mortgage 49, 0.01% 0.86%
Florida Capital Bank National Association 50, 0.01% 0.19%
Draper and Kramer Mortgage Corp 51, 0.01% 0.55%
Allied Mortgage Group Inc 52, 0.01% 2.38%
Carrington Mortgage Services 53, 0.01% 0.77%
Prosperity Home Mortgage 54, 0.01% 0.83%
Meridian Bank 55, 0.01% 0.71%
CMG Mortgage Inc 56, 0.02% 0.35%
Absolute Home Mortgage 57, 0.02% 0.79%
JPMorgan Chase Bank 58, 0.02% 1.00%
Eagle Home Mortgage 59, 0.02% 0.21%
Embrace Home Loans, Inc 60, 0.02% 0.16%
Flagstar Bank 61, 0.02% 0.40%
US Mortgage Corporation 62, 0.03% 0.35%
Pnc Bank 63, 0.03% 1.78%
Bank of England 64, 0.03% 0.12%
New American Funding 65, 0.03% 0.22%
JG Wentworth Home Lending 66, 0.03% 0.18%
Evesham Mortgage 67, 0.03% 0.93%
MLD Mortgage Inc 68, 0.03% 0.48%
Sun West Mortgage Company Inc 69, 0.03% 0.14%
Navy Federal Credit Union 70, 0.03% 1.36%
Northpointe Bank 71, 0.03% 0.42%
Cardinal Financial Company LP 72, 0.03% 0.29%
Success Mortgage Partners Inc 73, 0.04% 0.29%
Union Home Mortgage Company 74, 0.04% 0.57%
Caliber Home Loans Inc 75, 0.04% 4.88%
E Mortgage Management 76, 0.04% 0.41%
NVR Mortgage Finance Inc 77, 0.04% 0.81%
Family First Funding 78, 0.05% 0.29%
NFM, Inc 79, 0.06% 0.42%
Bayshore Mortgage Funding 80, 0.06% 0.17%
The Federal Savings Bank 81, 0.06% 0.19%
HomeBridge Financial Services, Inc 82, 0.06% 0.48%
Primelending 83, 0.08% 0.18%
Ditech Financial 84, 0.08% 0.42%
Paramount Residential Mortgage Group Inc 85, 0.09% 0.42%
Gateway First Bank 86, 0.11% 2.70%
Ark-La-Tex Financial Services 87, 0.12% 0.18%
Finance of America Mortgage 88, 0.12% 3.33%
Primary Residential Mortgage Inc 89, 0.13% 0.18%
MDE Home Loans 90, 0.14% 0.24%
Equity Prime Mortgage 91, 0.14% 0.48%
American Financial Resources Inc 92, 0.15% 0.21%
Quicken Loans 93, 0.15% 8.66%
Phh Mortgage Corporation 94, 0.16% 0.13%
Financial Freedom Mortgage 95, 0.20% 0.12%
AnnieMac Home Mortgage 96, 0.22% 2.41%
NewDay USA 97, 0.24% 0.14%
Nationstar Mortgage 98, 0.25% 1.05%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.29% 1.56%
OceanFirst Bank 2, -0.25% 1.45%
Columbia Bank 3, -0.21% 0.37%
TD Bank 4, -0.21% 1.31%
Investors Bank 5, -0.21% 0.32%
Police and Fire Federal Credit Union 6, -0.18% 0.65%
Provident Funding Associates 7, -0.15% 0.25%
Home Point Financial Corporation 8, -0.15% 1.01%
DHI Mortgage Company Limited 9, -0.14% 0.52%
Affinity Federal Credit Union 10, -0.14% 0.12%
M&T Bank 11, -0.12% 0.32%
Pnc Bank 12, -0.11% 0.95%
Fulton Bank 13, -0.09% 1.10%
Trident Mortgage Company Lp 14, -0.09% 7.23%
Republic Bank 15, -0.08% 4.54%
Freedom Mortgage Corporation 16, -0.08% 1.57%
Santander Bank 17, -0.07% 0.99%
Citizens Bank 18, -0.07% 2.12%
Pennymac Loan Services 19, -0.07% 0.36%
Truist Bank 20, -0.07% 0.19%
Wells Fargo Bank 21, -0.06% 3.98%
Nations Lending Corporation 22, -0.06% 0.27%
Us Bank 23, -0.06% 0.21%
Lakeview Loan Servicing 24, -0.05% 0.23%
Guaranteed Rate Inc 25, -0.05% 2.38%
Princeton Mortgage Corporation 26, -0.05% 0.34%
Arc Home 27, -0.05% 0.36%
WSFS Bank 28, -0.04% 0.35%
Firstrust Bank 29, -0.04% 0.46%
First Choice Loan Services Inc 30, -0.04% 0.23%
1st Colonial Community Bank 31, -0.04% 1.39%
Usaa Federal Savings Bank 32, -0.04% 1.25%
Guaranteed Rate Affinity 33, -0.04% 0.42%
LoanDepot 34, -0.04% 0.51%
Valley National Bank 35, -0.03% 0.51%
State Financial Network 36, -0.03% 0.16%
American Federal Mortgage Corp 37, -0.03% 0.17%
Huntingdon Valley Bank 38, -0.03% 0.17%
JPMorgan Chase Bank 39, -0.02% 0.78%
Weichert Financial Services 40, -0.02% 2.07%
NJ Lenders Corp 41, -0.01% 0.15%
Stearns Lending 42, -0.01% 0.29%
Amerisave Mortgage Corporation 43, -0.01% 0.03%
Fairway Independent Mort Corp 44, -0.00% 1.49%
Movement Mortgage 45, 0.00% 1.06%
Advisors Mortgage Group 46, 0.00% 1.15%
Philadelphia Mortgage Advisors 47, 0.01% 0.25%
Florida Capital Bank National Association 48, 0.01% 0.22%
Greentree Mortgage Company, LP 49, 0.01% 10.85%
Univest Bank and Trust Co 50, 0.01% 0.09%
Ditech Financial 51, 0.01% 0.09%
Embrace Home Loans, Inc 52, 0.02% 0.07%
South Jersey Federal Cu 53, 0.02% 0.08%
Allied Mortgage Group Inc 54, 0.02% 3.26%
New American Funding 55, 0.02% 0.24%
Draper and Kramer Mortgage Corp 56, 0.02% 0.71%
Prosperity Home Mortgage 57, 0.02% 1.11%
Bank of England 58, 0.02% 0.15%
NewDay USA 59, 0.02% 0.03%
Eagle Home Mortgage 60, 0.02% 0.32%
CMG Mortgage Inc 61, 0.02% 0.43%
The Federal Savings Bank 62, 0.03% 0.04%
Cardinal Financial Company LP 63, 0.03% 0.18%
Absolute Home Mortgage 64, 0.03% 1.03%
US Mortgage Corporation 65, 0.03% 0.36%
JG Wentworth Home Lending 66, 0.03% 0.09%
Evesham Mortgage 67, 0.04% 1.02%
Northpointe Bank 68, 0.04% 0.48%
Sun West Mortgage Company Inc 69, 0.04% 0.15%
NVR Mortgage Finance Inc 70, 0.04% 1.24%
E Mortgage Management 71, 0.04% 0.43%
Flagstar Bank 72, 0.04% 0.37%
Phh Mortgage Corporation 73, 0.04% 0.03%
Navy Federal Credit Union 74, 0.05% 1.73%
MLD Mortgage Inc 75, 0.05% 0.61%
Family First Funding 76, 0.05% 0.34%
Meridian Bank 77, 0.06% 0.80%
Success Mortgage Partners Inc 78, 0.07% 0.29%
Caliber Home Loans Inc 79, 0.07% 5.72%
Newrez 80, 0.07% 0.48%
NFM, Inc 81, 0.07% 0.52%
HomeBridge Financial Services, Inc 82, 0.08% 0.47%
Bayshore Mortgage Funding 83, 0.08% 0.16%
Union Home Mortgage Company 84, 0.09% 0.61%
Primelending 85, 0.09% 0.22%
Carrington Mortgage Services 86, 0.12% 0.32%
Quicken Loans 87, 0.12% 4.04%
Paramount Residential Mortgage Group Inc 88, 0.14% 0.44%
Nationstar Mortgage 89, 0.14% 0.46%
Ark-La-Tex Financial Services 90, 0.14% 0.23%
Finance of America Mortgage 91, 0.14% 4.33%
Gateway First Bank 92, 0.14% 3.48%
Primary Residential Mortgage Inc 93, 0.15% 0.23%
MDE Home Loans 94, 0.17% 0.29%
Equity Prime Mortgage 95, 0.19% 0.46%
American Financial Resources Inc 96, 0.19% 0.26%
AnnieMac Home Mortgage 97, 0.29% 2.85%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Columbia Bank 1, -0.28% 1.17%
Trident Mortgage Company Lp 2, -0.25% 2.52%
OceanFirst Bank 3, -0.22% 2.63%
Investors Bank 4, -0.21% 0.62%
Guaranteed Rate Inc 5, -0.18% 1.55%
Provident Funding Associates 6, -0.17% 0.88%
Police and Fire Federal Credit Union 7, -0.15% 6.92%
Firstrust Bank 8, -0.14% 0.42%
American Federal Mortgage Corp 9, -0.14% 0.27%
Amerisave Mortgage Corporation 10, -0.13% 1.01%
Affinity Federal Credit Union 11, -0.12% 0.16%
Guaranteed Rate Affinity 12, -0.12% 0.28%
Usaa Federal Savings Bank 13, -0.11% 0.83%
Meridian Bank 14, -0.10% 0.55%
Bank of America 15, -0.10% 1.81%
Arc Home 16, -0.09% 0.32%
Santander Bank 17, -0.08% 0.51%
Greentree Mortgage Company, LP 18, -0.08% 3.64%
Union Home Mortgage Company 19, -0.07% 0.51%
LoanDepot 20, -0.06% 2.65%
Newrez 21, -0.06% 1.53%
Truist Bank 22, -0.06% 0.49%
First Choice Loan Services Inc 23, -0.06% 0.19%
Caliber Home Loans Inc 24, -0.06% 3.32%
Prosperity Home Mortgage 25, -0.06% 0.30%
Republic Bank 26, -0.06% 1.96%
DHI Mortgage Company Limited 27, -0.06% 0.06%
Allied Mortgage Group Inc 28, -0.05% 0.73%
Pennymac Loan Services 29, -0.05% 1.53%
Citizens Bank 30, -0.05% 2.32%
Draper and Kramer Mortgage Corp 31, -0.05% 0.25%
Weichert Financial Services 32, -0.05% 0.25%
Gateway First Bank 33, -0.04% 1.22%
American Financial Resources Inc 34, -0.04% 0.11%
MLD Mortgage Inc 35, -0.04% 0.25%
Philadelphia Mortgage Advisors 36, -0.03% 0.17%
Navy Federal Credit Union 37, -0.03% 0.67%
Absolute Home Mortgage 38, -0.03% 0.32%
Home Point Financial Corporation 39, -0.03% 0.90%
Carrington Mortgage Services 40, -0.03% 1.60%
Stearns Lending 41, -0.02% 0.23%
Huntingdon Valley Bank 42, -0.02% 0.03%
Fulton Bank 43, -0.02% 0.45%
MDE Home Loans 44, -0.02% 0.14%
WSFS Bank 45, -0.02% 0.99%
Success Mortgage Partners Inc 46, -0.02% 0.27%
Primary Residential Mortgage Inc 47, -0.01% 0.08%
Us Bank 48, -0.01% 0.23%
South Jersey Federal Cu 49, -0.01% 0.50%
Princeton Mortgage Corporation 50, -0.01% 0.19%
NFM, Inc 51, -0.01% 0.24%
Valley National Bank 52, -0.01% 0.36%
Flagstar Bank 53, -0.01% 0.46%
AnnieMac Home Mortgage 54, -0.00% 1.60%
1st Colonial Community Bank 55, -0.00% 0.97%
Univest Bank and Trust Co 56, -0.00% 0.20%
CMG Mortgage Inc 57, -0.00% 0.18%
State Financial Network 58, -0.00% 0.08%
Paramount Residential Mortgage Group Inc 59, 0.00% 0.37%
Lakeview Loan Servicing 60, 0.01% 0.92%
Sun West Mortgage Company Inc 61, 0.01% 0.12%
NJ Lenders Corp 62, 0.01% 0.10%
Advisors Mortgage Group 63, 0.01% 0.65%
Fairway Independent Mort Corp 64, 0.01% 0.64%
Florida Capital Bank National Association 65, 0.01% 0.13%
US Mortgage Corporation 66, 0.01% 0.32%
Northpointe Bank 67, 0.02% 0.30%
Movement Mortgage 68, 0.02% 0.49%
Evesham Mortgage 69, 0.02% 0.77%
M&T Bank 70, 0.02% 0.17%
Nations Lending Corporation 71, 0.02% 0.15%
Ark-La-Tex Financial Services 72, 0.02% 0.10%
Primelending 73, 0.02% 0.09%
JG Wentworth Home Lending 74, 0.03% 0.34%
Finance of America Mortgage 75, 0.03% 1.45%
Embrace Home Loans, Inc 76, 0.03% 0.31%
Bayshore Mortgage Funding 77, 0.03% 0.20%
Family First Funding 78, 0.03% 0.20%
Bank of England 79, 0.04% 0.08%
New American Funding 80, 0.04% 0.17%
Cardinal Financial Company LP 81, 0.04% 0.48%
HomeBridge Financial Services, Inc 82, 0.04% 0.50%
E Mortgage Management 83, 0.05% 0.36%
Equity Prime Mortgage 84, 0.05% 0.53%
The Federal Savings Bank 85, 0.07% 0.48%
JPMorgan Chase Bank 86, 0.07% 1.42%
Wells Fargo Bank 87, 0.07% 4.07%
Ditech Financial 88, 0.10% 1.03%
Pnc Bank 89, 0.10% 3.32%
TD Bank 90, 0.10% 3.14%
Freedom Mortgage Corporation 91, 0.11% 1.43%
Quicken Loans 92, 0.17% 17.32%
Phh Mortgage Corporation 93, 0.19% 0.30%
Financial Freedom Mortgage 94, 0.20% 0.35%
NewDay USA 95, 0.28% 0.35%
Nationstar Mortgage 96, 0.30% 2.16%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
OceanFirst Bank 1, -0.28% 2.26%
Columbia Bank 2, -0.28% 0.90%
Investors Bank 3, -0.25% 0.54%
Bank of America 4, -0.23% 2.02%
Provident Funding Associates 5, -0.16% 0.72%
Police and Fire Federal Credit Union 6, -0.15% 4.33%
Amerisave Mortgage Corporation 7, -0.15% 0.45%
Trident Mortgage Company Lp 8, -0.15% 5.95%
Guaranteed Rate Inc 9, -0.13% 2.28%
Affinity Federal Credit Union 10, -0.13% 0.20%
DHI Mortgage Company Limited 11, -0.12% 0.39%
Republic Bank 12, -0.11% 3.60%
Citizens Bank 13, -0.09% 2.35%
Fulton Bank 14, -0.08% 1.14%
Santander Bank 15, -0.08% 1.11%
Firstrust Bank 16, -0.08% 0.61%
M&T Bank 17, -0.08% 0.25%
American Federal Mortgage Corp 18, -0.08% 0.30%
Truist Bank 19, -0.07% 0.39%
Guaranteed Rate Affinity 20, -0.07% 0.46%
LoanDepot 21, -0.06% 1.22%
Arc Home 22, -0.06% 0.32%
Us Bank 23, -0.06% 0.26%
First Choice Loan Services Inc 24, -0.05% 0.28%
Weichert Financial Services 25, -0.04% 1.37%
TD Bank 26, -0.03% 2.49%
WSFS Bank 27, -0.03% 0.81%
Huntingdon Valley Bank 28, -0.03% 0.14%
Princeton Mortgage Corporation 29, -0.03% 0.25%
Freedom Mortgage Corporation 30, -0.03% 1.33%
Valley National Bank 31, -0.02% 0.43%
State Financial Network 32, -0.02% 0.18%
Fairway Independent Mort Corp 33, -0.02% 1.10%
Home Point Financial Corporation 34, -0.01% 0.59%
Philadelphia Mortgage Advisors 35, -0.01% 0.27%
Newrez 36, -0.01% 0.92%
South Jersey Federal Cu 37, -0.00% 0.34%
Draper and Kramer Mortgage Corp 38, -0.00% 0.60%
Univest Bank and Trust Co 39, 0.00% 0.17%
NJ Lenders Corp 40, 0.00% 0.15%
1st Colonial Community Bank 41, 0.01% 1.27%
Wells Fargo Bank 42, 0.01% 4.96%
Gateway First Bank 43, 0.01% 1.97%
Nations Lending Corporation 44, 0.01% 0.11%
Meridian Bank 45, 0.01% 0.73%
Bank of England 46, 0.01% 0.08%
Prosperity Home Mortgage 47, 0.01% 0.94%
Lakeview Loan Servicing 48, 0.01% 0.16%
Florida Capital Bank National Association 49, 0.02% 0.19%
New American Funding 50, 0.02% 0.16%
Stearns Lending 51, 0.02% 0.21%
Evesham Mortgage 52, 0.02% 1.24%
JPMorgan Chase Bank 53, 0.02% 1.33%
Family First Funding 54, 0.02% 0.19%
Success Mortgage Partners Inc 55, 0.02% 0.29%
JG Wentworth Home Lending 56, 0.02% 0.19%
Greentree Mortgage Company, LP 57, 0.03% 6.83%
MLD Mortgage Inc 58, 0.03% 0.62%
The Federal Savings Bank 59, 0.03% 0.04%
Advisors Mortgage Group 60, 0.03% 1.06%
Usaa Federal Savings Bank 61, 0.03% 0.60%
Pnc Bank 62, 0.04% 2.42%
Flagstar Bank 63, 0.04% 0.31%
Sun West Mortgage Company Inc 64, 0.04% 0.14%
Union Home Mortgage Company 65, 0.04% 0.66%
US Mortgage Corporation 66, 0.05% 0.29%
American Financial Resources Inc 67, 0.05% 0.01%
Eagle Home Mortgage 68, 0.05% 0.23%
Pennymac Loan Services 69, 0.05% 0.46%
Cardinal Financial Company LP 70, 0.05% 0.24%
CMG Mortgage Inc 71, 0.05% 0.32%
Embrace Home Loans, Inc 72, 0.06% 0.10%
Caliber Home Loans Inc 73, 0.06% 4.73%
E Mortgage Management 74, 0.07% 0.36%
Bayshore Mortgage Funding 75, 0.07% 0.13%
NFM, Inc 76, 0.07% 0.36%
Allied Mortgage Group Inc 77, 0.08% 1.79%
Movement Mortgage 78, 0.08% 0.78%
Financial Freedom Mortgage 79, 0.08% 0.04%
Northpointe Bank 80, 0.08% 0.47%
Carrington Mortgage Services 81, 0.09% 0.19%
HomeBridge Financial Services, Inc 82, 0.10% 0.31%
Paramount Residential Mortgage Group Inc 83, 0.10% 0.22%
Primary Residential Mortgage Inc 84, 0.10% 0.08%
Primelending 85, 0.10% 0.22%
NVR Mortgage Finance Inc 86, 0.11% 0.79%
Finance of America Mortgage 87, 0.11% 2.28%
Absolute Home Mortgage 88, 0.13% 0.60%
Ark-La-Tex Financial Services 89, 0.15% 0.14%
Equity Prime Mortgage 90, 0.17% 0.30%
MDE Home Loans 91, 0.17% 0.29%
AnnieMac Home Mortgage 92, 0.19% 1.80%
Quicken Loans 93, 0.19% 10.10%
Phh Mortgage Corporation 94, 0.20% 0.16%
Ditech Financial 95, 0.22% 0.34%
Nationstar Mortgage 96, 0.37% 0.73%
Navy Federal Credit Union 97, 0.37% 0.96%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
OceanFirst Bank 1, -0.32% 1.81%
Bank of America 2, -0.32% 1.96%
Investors Bank 3, -0.26% 0.42%
TD Bank 4, -0.25% 1.73%
Columbia Bank 5, -0.24% 0.55%
Police and Fire Federal Credit Union 6, -0.17% 1.09%
Provident Funding Associates 7, -0.15% 0.42%
Republic Bank 8, -0.13% 4.62%
Affinity Federal Credit Union 9, -0.13% 0.20%
DHI Mortgage Company Limited 10, -0.13% 0.60%
Trident Mortgage Company Lp 11, -0.11% 8.01%
M&T Bank 12, -0.11% 0.32%
Pnc Bank 13, -0.11% 1.25%
Citizens Bank 14, -0.10% 2.30%
Guaranteed Rate Inc 15, -0.10% 2.64%
Fulton Bank 16, -0.09% 1.53%
Us Bank 17, -0.09% 0.26%
Santander Bank 18, -0.08% 1.43%
Truist Bank 19, -0.07% 0.28%
Freedom Mortgage Corporation 20, -0.06% 1.58%
LoanDepot 21, -0.06% 0.50%
WSFS Bank 22, -0.05% 0.51%
Firstrust Bank 23, -0.04% 0.69%
Weichert Financial Services 24, -0.04% 2.09%
Wells Fargo Bank 25, -0.04% 5.01%
First Choice Loan Services Inc 26, -0.04% 0.30%
Guaranteed Rate Affinity 27, -0.04% 0.52%
JPMorgan Chase Bank 28, -0.04% 1.03%
Arc Home 29, -0.03% 0.35%
Princeton Mortgage Corporation 30, -0.03% 0.29%
Huntingdon Valley Bank 31, -0.03% 0.21%
State Financial Network 32, -0.03% 0.24%
Valley National Bank 33, -0.03% 0.52%
Fairway Independent Mort Corp 34, -0.02% 1.47%
American Federal Mortgage Corp 35, -0.02% 0.26%
Home Point Financial Corporation 36, -0.01% 0.60%
Bank of England 37, -0.01% 0.10%
Philadelphia Mortgage Advisors 38, 0.00% 0.31%
New American Funding 39, 0.00% 0.16%
Lakeview Loan Servicing 40, 0.00% 0.13%
NJ Lenders Corp 41, 0.00% 0.16%
Nations Lending Corporation 42, 0.01% 0.10%
1st Colonial Community Bank 43, 0.01% 1.34%
Draper and Kramer Mortgage Corp 44, 0.01% 0.81%
Family First Funding 45, 0.02% 0.23%
Florida Capital Bank National Association 46, 0.02% 0.20%
Univest Bank and Trust Co 47, 0.02% 0.14%
JG Wentworth Home Lending 48, 0.02% 0.08%
South Jersey Federal Cu 49, 0.02% 0.13%
Evesham Mortgage 50, 0.03% 1.44%
Prosperity Home Mortgage 51, 0.03% 1.37%
Pennymac Loan Services 52, 0.03% 0.30%
Amerisave Mortgage Corporation 53, 0.03% 0.01%
The Federal Savings Bank 54, 0.04% 0.04%
Advisors Mortgage Group 55, 0.04% 1.25%
Stearns Lending 56, 0.04% 0.23%
Embrace Home Loans, Inc 57, 0.04% 0.07%
MLD Mortgage Inc 58, 0.05% 0.82%
Gateway First Bank 59, 0.05% 2.41%
Phh Mortgage Corporation 60, 0.05% 0.05%
American Financial Resources Inc 61, 0.05% 0.02%
Eagle Home Mortgage 62, 0.05% 0.38%
Success Mortgage Partners Inc 63, 0.05% 0.29%
Greentree Mortgage Company, LP 64, 0.05% 9.04%
Usaa Federal Savings Bank 65, 0.06% 0.68%
Ditech Financial 66, 0.06% 0.05%
CMG Mortgage Inc 67, 0.07% 0.46%
Sun West Mortgage Company Inc 68, 0.07% 0.14%
Meridian Bank 69, 0.07% 0.83%
E Mortgage Management 70, 0.08% 0.38%
Caliber Home Loans Inc 71, 0.08% 6.05%
US Mortgage Corporation 72, 0.08% 0.27%
Cardinal Financial Company LP 73, 0.09% 0.14%
Bayshore Mortgage Funding 74, 0.10% 0.11%
NFM, Inc 75, 0.10% 0.43%
Allied Mortgage Group Inc 76, 0.10% 2.48%
Movement Mortgage 77, 0.11% 0.93%
Flagstar Bank 78, 0.11% 0.30%
Newrez 79, 0.11% 0.56%
Northpointe Bank 80, 0.11% 0.56%
Union Home Mortgage Company 81, 0.12% 0.70%
NVR Mortgage Finance Inc 82, 0.12% 1.33%
Primelending 83, 0.12% 0.30%
Paramount Residential Mortgage Group Inc 84, 0.13% 0.24%
Nationstar Mortgage 85, 0.13% 0.20%
HomeBridge Financial Services, Inc 86, 0.14% 0.36%
Carrington Mortgage Services 87, 0.14% 0.09%
Finance of America Mortgage 88, 0.15% 2.94%
Primary Residential Mortgage Inc 89, 0.15% 0.10%
Ark-La-Tex Financial Services 90, 0.17% 0.19%
Absolute Home Mortgage 91, 0.17% 0.80%
Quicken Loans 92, 0.18% 4.89%
MDE Home Loans 93, 0.23% 0.37%
Equity Prime Mortgage 94, 0.24% 0.32%
AnnieMac Home Mortgage 95, 0.27% 2.29%
Navy Federal Credit Union 96, 0.45% 1.29%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Columbia Bank 1, -0.30% 1.43%
Trident Mortgage Company Lp 2, -0.28% 2.90%
OceanFirst Bank 3, -0.25% 2.92%
Investors Bank 4, -0.24% 0.72%
Guaranteed Rate Inc 5, -0.21% 1.75%
Provident Funding Associates 6, -0.17% 1.16%
Amerisave Mortgage Corporation 7, -0.15% 1.09%
Police and Fire Federal Credit Union 8, -0.15% 9.12%
Firstrust Bank 9, -0.15% 0.49%
American Federal Mortgage Corp 10, -0.13% 0.36%
Guaranteed Rate Affinity 11, -0.13% 0.36%
Affinity Federal Credit Union 12, -0.12% 0.21%
Meridian Bank 13, -0.12% 0.57%
Arc Home 14, -0.11% 0.28%
Bank of America 15, -0.10% 2.11%
Santander Bank 16, -0.09% 0.63%
Gateway First Bank 17, -0.08% 1.31%
Union Home Mortgage Company 18, -0.08% 0.59%
Truist Bank 19, -0.08% 0.55%
Newrez 20, -0.08% 1.45%
Prosperity Home Mortgage 21, -0.07% 0.29%
Greentree Mortgage Company, LP 22, -0.07% 3.55%
LoanDepot 23, -0.07% 2.28%
Citizens Bank 24, -0.06% 2.43%
First Choice Loan Services Inc 25, -0.06% 0.25%
AnnieMac Home Mortgage 26, -0.06% 1.08%
Draper and Kramer Mortgage Corp 27, -0.06% 0.29%
Flagstar Bank 28, -0.05% 0.33%
DHI Mortgage Company Limited 29, -0.05% 0.08%
Allied Mortgage Group Inc 30, -0.05% 0.77%
Republic Bank 31, -0.05% 2.10%
Weichert Financial Services 32, -0.05% 0.29%
MLD Mortgage Inc 33, -0.04% 0.32%
Philadelphia Mortgage Advisors 34, -0.03% 0.21%
Absolute Home Mortgage 35, -0.03% 0.31%
Primary Residential Mortgage Inc 36, -0.03% 0.05%
Home Point Financial Corporation 37, -0.03% 0.59%
Fulton Bank 38, -0.02% 0.56%
Huntingdon Valley Bank 39, -0.02% 0.04%
MDE Home Loans 40, -0.02% 0.16%
WSFS Bank 41, -0.02% 1.25%
Usaa Federal Savings Bank 42, -0.02% 0.48%
Success Mortgage Partners Inc 43, -0.02% 0.29%
Univest Bank and Trust Co 44, -0.01% 0.23%
Stearns Lending 45, -0.01% 0.19%
Valley National Bank 46, -0.01% 0.29%
Princeton Mortgage Corporation 47, -0.01% 0.20%
Us Bank 48, -0.01% 0.27%
South Jersey Federal Cu 49, -0.01% 0.65%
NFM, Inc 50, -0.01% 0.24%
Caliber Home Loans Inc 51, -0.01% 2.78%
CMG Mortgage Inc 52, -0.01% 0.12%
1st Colonial Community Bank 53, -0.00% 1.16%
HomeBridge Financial Services, Inc 54, -0.00% 0.24%
State Financial Network 55, -0.00% 0.09%
Sun West Mortgage Company Inc 56, 0.00% 0.13%
Fairway Independent Mort Corp 57, 0.00% 0.56%
US Mortgage Corporation 58, 0.01% 0.32%
NJ Lenders Corp 59, 0.01% 0.12%
Advisors Mortgage Group 60, 0.01% 0.77%
Finance of America Mortgage 61, 0.01% 1.29%
Florida Capital Bank National Association 62, 0.01% 0.17%
The Federal Savings Bank 63, 0.02% 0.04%
Evesham Mortgage 64, 0.02% 0.95%
Nations Lending Corporation 65, 0.02% 0.13%
Northpointe Bank 66, 0.02% 0.35%
Movement Mortgage 67, 0.02% 0.55%
Lakeview Loan Servicing 68, 0.02% 0.21%
Primelending 69, 0.02% 0.11%
JG Wentworth Home Lending 70, 0.02% 0.36%
M&T Bank 71, 0.03% 0.15%
Cardinal Financial Company LP 72, 0.03% 0.39%
Ark-La-Tex Financial Services 73, 0.03% 0.07%
Family First Funding 74, 0.04% 0.13%
Bayshore Mortgage Funding 75, 0.04% 0.16%
New American Funding 76, 0.05% 0.15%
Paramount Residential Mortgage Group Inc 77, 0.05% 0.19%
E Mortgage Management 78, 0.05% 0.32%
Equity Prime Mortgage 79, 0.06% 0.28%
Embrace Home Loans, Inc 80, 0.06% 0.15%
Pennymac Loan Services 81, 0.06% 0.69%
Freedom Mortgage Corporation 82, 0.07% 0.96%
Bank of England 83, 0.07% 0.05%
Carrington Mortgage Services 84, 0.07% 0.35%
JPMorgan Chase Bank 85, 0.07% 1.78%
Financial Freedom Mortgage 86, 0.08% 0.09%
Navy Federal Credit Union 87, 0.08% 0.47%
Wells Fargo Bank 88, 0.09% 4.89%
Pnc Bank 89, 0.10% 4.14%
TD Bank 90, 0.12% 3.62%
Quicken Loans 91, 0.20% 17.81%
Ditech Financial 92, 0.23% 0.77%
Phh Mortgage Corporation 93, 0.23% 0.32%
Nationstar Mortgage 94, 0.42% 1.52%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.37% 0.46%
Home Point Financial Corporation 2, -0.22% 2.04%
DHI Mortgage Company Limited 3, -0.21% 0.33%
Pnc Bank 4, -0.18% 0.30%
Pennymac Loan Services 5, -0.16% 1.35%
M&T Bank 6, -0.14% 0.32%
Northpointe Bank 7, -0.14% 0.35%
1st Colonial Community Bank 8, -0.14% 1.45%
Movement Mortgage 9, -0.12% 1.33%
Citizens Bank 10, -0.12% 0.54%
Absolute Home Mortgage 11, -0.11% 1.35%
Nations Lending Corporation 12, -0.11% 0.54%
Ditech Financial 13, -0.11% 0.62%
Arc Home 14, -0.10% 0.35%
NVR Mortgage Finance Inc 15, -0.09% 1.13%
Fulton Bank 16, -0.08% 0.23%
Navy Federal Credit Union 17, -0.08% 0.20%
Advisors Mortgage Group 18, -0.08% 1.01%
Princeton Mortgage Corporation 19, -0.07% 0.48%
Stearns Lending 20, -0.07% 0.49%
Allied Mortgage Group Inc 21, -0.07% 4.60%
Freedom Mortgage Corporation 22, -0.07% 2.05%
Greentree Mortgage Company, LP 23, -0.07% 14.38%
Santander Bank 24, -0.06% 0.22%
Eagle Home Mortgage 25, -0.06% 0.19%
Guaranteed Rate Affinity 26, -0.06% 0.12%
First Choice Loan Services Inc 27, -0.05% 0.14%
CMG Mortgage Inc 28, -0.05% 0.45%
NJ Lenders Corp 29, -0.05% 0.13%
Newrez 30, -0.05% 0.72%
Trident Mortgage Company Lp 31, -0.05% 5.51%
Univest Bank and Trust Co 32, -0.05% 0.03%
Carrington Mortgage Services 33, -0.04% 2.16%
Quicken Loans 34, -0.03% 6.10%
WSFS Bank 35, -0.03% 0.03%
Flagstar Bank 36, -0.03% 0.42%
American Federal Mortgage Corp 37, -0.03% 0.01%
Firstrust Bank 38, -0.03% 0.09%
Primelending 39, -0.03% 0.06%
Huntingdon Valley Bank 40, -0.02% 0.10%
Amerisave Mortgage Corporation 41, -0.02% 0.16%
TD Bank 42, -0.02% 0.12%
US Mortgage Corporation 43, -0.02% 0.52%
Prosperity Home Mortgage 44, -0.02% 0.36%
Investors Bank 45, -0.02% 0.10%
Florida Capital Bank National Association 46, -0.02% 0.26%
Columbia Bank 47, -0.02% 0.01%
Lakeview Loan Servicing 48, -0.01% 1.06%
LoanDepot 49, -0.01% 1.00%
Embrace Home Loans, Inc 50, -0.01% 0.23%
The Federal Savings Bank 51, -0.01% 0.09%
Phh Mortgage Corporation 52, -0.00% 0.07%
Wells Fargo Bank 53, -0.00% 0.07%
MDE Home Loans 54, -0.00% 0.20%
Weichert Financial Services 55, -0.00% 1.72%
E Mortgage Management 56, 0.00% 0.62%
Philadelphia Mortgage Advisors 57, 0.01% 0.07%
Cardinal Financial Company LP 58, 0.01% 0.42%
Sun West Mortgage Company Inc 59, 0.01% 0.19%
NewDay USA 60, 0.01% 0.01%
Caliber Home Loans Inc 61, 0.01% 5.57%
Meridian Bank 62, 0.02% 0.82%
Republic Bank 63, 0.02% 3.44%
Union Home Mortgage Company 64, 0.02% 0.46%
Fairway Independent Mort Corp 65, 0.02% 1.43%
New American Funding 66, 0.02% 0.40%
Guaranteed Rate Inc 67, 0.03% 1.79%
Bank of England 68, 0.03% 0.25%
Draper and Kramer Mortgage Corp 69, 0.03% 0.48%
HomeBridge Financial Services, Inc 70, 0.03% 0.93%
JG Wentworth Home Lending 71, 0.03% 0.12%
Bayshore Mortgage Funding 72, 0.04% 0.29%
NFM, Inc 73, 0.04% 0.67%
MLD Mortgage Inc 74, 0.06% 0.25%
Success Mortgage Partners Inc 75, 0.06% 0.36%
Family First Funding 76, 0.07% 0.58%
Ark-La-Tex Financial Services 77, 0.09% 0.32%
Paramount Residential Mortgage Group Inc 78, 0.09% 0.91%
Finance of America Mortgage 79, 0.11% 6.55%
Equity Prime Mortgage 80, 0.12% 1.01%
Evesham Mortgage 81, 0.12% 0.36%
Primary Residential Mortgage Inc 82, 0.13% 0.49%
Nationstar Mortgage 83, 0.14% 1.85%
American Financial Resources Inc 84, 0.14% 0.78%
Gateway First Bank 85, 0.20% 5.31%
Financial Freedom Mortgage 86, 0.22% 0.38%
AnnieMac Home Mortgage 87, 0.28% 4.56%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Bank of America 1, -0.38% 0.57%
Home Point Financial Corporation 2, -0.27% 1.99%
DHI Mortgage Company Limited 3, -0.22% 0.41%
Pnc Bank 4, -0.20% 0.34%
Pennymac Loan Services 5, -0.20% 0.52%
Northpointe Bank 6, -0.15% 0.39%
M&T Bank 7, -0.15% 0.38%
Freedom Mortgage Corporation 8, -0.15% 1.78%
1st Colonial Community Bank 9, -0.15% 1.69%
Citizens Bank 10, -0.14% 0.57%
Movement Mortgage 11, -0.13% 1.54%
Absolute Home Mortgage 12, -0.12% 1.53%
Nations Lending Corporation 13, -0.12% 0.61%
Arc Home 14, -0.11% 0.31%
Lakeview Loan Servicing 15, -0.11% 0.45%
NVR Mortgage Finance Inc 16, -0.10% 1.40%
Navy Federal Credit Union 17, -0.09% 0.22%
Quicken Loans 18, -0.09% 2.98%
Advisors Mortgage Group 19, -0.09% 1.15%
Princeton Mortgage Corporation 20, -0.09% 0.52%
Fulton Bank 21, -0.09% 0.27%
Stearns Lending 22, -0.08% 0.47%
Allied Mortgage Group Inc 23, -0.07% 5.48%
Santander Bank 24, -0.07% 0.27%
Eagle Home Mortgage 25, -0.07% 0.23%
Ditech Financial 26, -0.07% 0.13%
CMG Mortgage Inc 27, -0.07% 0.45%
Greentree Mortgage Company, LP 28, -0.06% 16.34%
Guaranteed Rate Affinity 29, -0.06% 0.14%
NJ Lenders Corp 30, -0.06% 0.14%
First Choice Loan Services Inc 31, -0.06% 0.18%
Univest Bank and Trust Co 32, -0.05% 0.04%
Trident Mortgage Company Lp 33, -0.05% 6.52%
Cardinal Financial Company LP 34, -0.05% 0.27%
Flagstar Bank 35, -0.05% 0.41%
Firstrust Bank 36, -0.04% 0.07%
Embrace Home Loans, Inc 37, -0.04% 0.09%
US Mortgage Corporation 38, -0.04% 0.52%
Newrez 39, -0.04% 0.36%
WSFS Bank 40, -0.04% 0.04%
American Federal Mortgage Corp 41, -0.03% 0.02%
Amerisave Mortgage Corporation 42, -0.03% 0.07%
Primelending 43, -0.03% 0.07%
TD Bank 44, -0.03% 0.13%
Huntingdon Valley Bank 45, -0.03% 0.13%
Investors Bank 46, -0.02% 0.13%
Florida Capital Bank National Association 47, -0.02% 0.32%
Prosperity Home Mortgage 48, -0.02% 0.41%
Columbia Bank 49, -0.02% 0.02%
Wells Fargo Bank 50, -0.01% 0.07%
LoanDepot 51, -0.01% 0.65%
E Mortgage Management 52, -0.01% 0.61%
Weichert Financial Services 53, -0.00% 2.14%
MDE Home Loans 54, -0.00% 0.22%
The Federal Savings Bank 55, -0.00% 0.05%
Philadelphia Mortgage Advisors 56, 0.00% 0.09%
Sun West Mortgage Company Inc 57, 0.00% 0.20%
HomeBridge Financial Services, Inc 58, 0.01% 0.83%
Republic Bank 59, 0.01% 4.15%
Meridian Bank 60, 0.02% 0.93%
Union Home Mortgage Company 61, 0.02% 0.50%
Fairway Independent Mort Corp 62, 0.02% 1.53%
New American Funding 63, 0.02% 0.45%
Guaranteed Rate Inc 64, 0.02% 2.14%
Draper and Kramer Mortgage Corp 65, 0.02% 0.59%
Bank of England 66, 0.03% 0.29%
JG Wentworth Home Lending 67, 0.04% 0.13%
NFM, Inc 68, 0.04% 0.74%
Bayshore Mortgage Funding 69, 0.05% 0.25%
Caliber Home Loans Inc 70, 0.05% 5.58%
MLD Mortgage Inc 71, 0.06% 0.31%
Family First Funding 72, 0.08% 0.56%
Success Mortgage Partners Inc 73, 0.08% 0.38%
Carrington Mortgage Services 74, 0.09% 0.75%
Ark-La-Tex Financial Services 75, 0.10% 0.32%
Nationstar Mortgage 76, 0.11% 0.88%
Finance of America Mortgage 77, 0.11% 7.49%
Evesham Mortgage 78, 0.12% 0.45%
Paramount Residential Mortgage Group Inc 79, 0.13% 0.84%
Primary Residential Mortgage Inc 80, 0.14% 0.56%
Equity Prime Mortgage 81, 0.15% 0.84%
American Financial Resources Inc 82, 0.19% 0.79%
Gateway First Bank 83, 0.20% 6.19%
AnnieMac Home Mortgage 84, 0.33% 4.47%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Caliber Home Loans Inc 1, -0.16% 5.51%
Pennymac Loan Services 2, -0.13% 4.76%
Greentree Mortgage Company, LP 3, -0.11% 6.25%
Ditech Financial 4, -0.10% 2.68%
Carrington Mortgage Services 5, -0.07% 7.96%
Trident Mortgage Company Lp 6, -0.07% 1.34%
Home Point Financial Corporation 7, -0.06% 2.23%
Allied Mortgage Group Inc 8, -0.06% 0.97%
Arc Home 9, -0.06% 0.52%
American Financial Resources Inc 10, -0.05% 0.74%
Newrez 11, -0.05% 2.23%
Stearns Lending 12, -0.04% 0.60%
Absolute Home Mortgage 13, -0.03% 0.60%
Guaranteed Rate Inc 14, -0.03% 0.37%
Paramount Residential Mortgage Group Inc 15, -0.02% 1.19%
Northpointe Bank 16, -0.02% 0.15%
Prosperity Home Mortgage 17, -0.02% 0.15%
Success Mortgage Partners Inc 18, -0.01% 0.30%
M&T Bank 19, -0.01% 0.07%
Citizens Bank 20, -0.01% 0.37%
Amerisave Mortgage Corporation 21, -0.01% 0.52%
Firstrust Bank 22, -0.01% 0.15%
MDE Home Loans 23, -0.01% 0.15%
Navy Federal Credit Union 24, -0.00% 0.15%
NFM, Inc 25, -0.00% 0.37%
Meridian Bank 26, -0.00% 0.37%
1st Colonial Community Bank 27, -0.00% 0.45%
Primary Residential Mortgage Inc 28, -0.00% 0.22%
LoanDepot 29, -0.00% 2.46%
The Federal Savings Bank 30, 0.00% 0.22%
TD Bank 31, 0.00% 0.07%
NJ Lenders Corp 32, 0.00% 0.07%
CMG Mortgage Inc 33, 0.00% 0.45%
Movement Mortgage 34, 0.00% 0.45%
Bank of England 35, 0.01% 0.07%
Advisors Mortgage Group 36, 0.01% 0.45%
Phh Mortgage Corporation 37, 0.01% 0.37%
Fulton Bank 38, 0.01% 0.07%
Ark-La-Tex Financial Services 39, 0.01% 0.30%
Republic Bank 40, 0.01% 0.52%
Princeton Mortgage Corporation 41, 0.01% 0.30%
Embrace Home Loans, Inc 42, 0.01% 0.82%
JG Wentworth Home Lending 43, 0.01% 0.07%
Quicken Loans 44, 0.02% 19.05%
Nations Lending Corporation 45, 0.02% 0.22%
Bayshore Mortgage Funding 46, 0.02% 0.45%
Flagstar Bank 47, 0.02% 0.45%
Sun West Mortgage Company Inc 48, 0.02% 0.15%
NewDay USA 49, 0.03% 0.07%
Family First Funding 50, 0.03% 0.67%
Union Home Mortgage Company 51, 0.04% 0.30%
New American Funding 52, 0.04% 0.22%
Pnc Bank 53, 0.04% 0.15%
Wells Fargo Bank 54, 0.04% 0.07%
Fairway Independent Mort Corp 55, 0.04% 1.04%
E Mortgage Management 56, 0.04% 0.67%
US Mortgage Corporation 57, 0.04% 0.52%
Lakeview Loan Servicing 58, 0.05% 3.57%
Equity Prime Mortgage 59, 0.06% 1.71%
Finance of America Mortgage 60, 0.06% 2.68%
AnnieMac Home Mortgage 61, 0.06% 4.91%
Cardinal Financial Company LP 62, 0.08% 1.04%
HomeBridge Financial Services, Inc 63, 0.11% 1.34%
Gateway First Bank 64, 0.13% 1.64%
Freedom Mortgage Corporation 65, 0.13% 3.20%
Nationstar Mortgage 66, 0.17% 5.88%
Financial Freedom Mortgage 67, 0.24% 1.93%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.10% 17.53%
Republic Bank 2, -0.08% 8.44%
TD Bank 3, -0.03% 7.24%
Bank of America 4, -0.02% 4.92%
OceanFirst Bank 5, -0.02% 10.02%
Valley National Bank 6, 0.00% 4.64%
Fulton Bank 7, 0.02% 1.48%
Police and Fire Federal Credit Union 8, 0.03% 0.09%
Columbia Bank 9, 0.03% 1.48%
Cardinal Financial Company LP 10, 0.03% 0.19%
American Federal Mortgage Corp 11, 0.03% 0.09%
Advisors Mortgage Group 12, 0.03% 0.09%
M&T Bank 13, 0.03% 0.65%
Truist Bank 14, 0.04% 0.93%
Fairway Independent Mort Corp 15, 0.04% 0.09%
Finance of America Mortgage 16, 0.04% 0.19%
Success Mortgage Partners Inc 17, 0.04% 0.09%
State Financial Network 18, 0.04% 0.28%
Investors Bank 19, 0.04% 1.21%
Evesham Mortgage 20, 0.04% 0.19%
Meridian Bank 21, 0.04% 0.28%
E Mortgage Management 22, 0.04% 0.09%
Guaranteed Rate Inc 23, 0.04% 2.60%
Huntingdon Valley Bank 24, 0.05% 0.09%
AnnieMac Home Mortgage 25, 0.05% 0.09%
Allied Mortgage Group Inc 26, 0.05% 0.19%
MLD Mortgage Inc 27, 0.05% 0.09%
JG Wentworth Home Lending 28, 0.05% 0.09%
The Federal Savings Bank 29, 0.05% 0.09%
Movement Mortgage 30, 0.05% 0.09%
Trident Mortgage Company Lp 31, 0.05% 2.97%
US Mortgage Corporation 32, 0.05% 0.09%
Pnc Bank 33, 0.05% 2.69%
Guaranteed Rate Affinity 34, 0.05% 0.28%
Weichert Financial Services 35, 0.05% 0.37%
Citizens Bank 36, 0.06% 12.52%
Firstrust Bank 37, 0.06% 0.56%
Flagstar Bank 38, 0.06% 0.28%
Prosperity Home Mortgage 39, 0.06% 2.41%
Us Bank 40, 0.06% 1.11%
Philadelphia Mortgage Advisors 41, 0.06% 0.65%
HomeBridge Financial Services, Inc 42, 0.07% 0.09%
WSFS Bank 43, 0.07% 0.93%
Carrington Mortgage Services 44, 0.07% 0.09%
Absolute Home Mortgage 45, 0.07% 0.09%
JPMorgan Chase Bank 46, 0.07% 3.43%
Greentree Mortgage Company, LP 47, 0.07% 0.19%
1st Colonial Community Bank 48, 0.07% 0.46%
Draper and Kramer Mortgage Corp 49, 0.08% 0.93%
LoanDepot 50, 0.08% 0.28%
Quicken Loans 51, 0.08% 0.83%
Santander Bank 52, 0.08% 1.11%
Navy Federal Credit Union 53, 0.09% 0.74%
Newrez 54, 0.09% 0.19%
Univest Bank and Trust Co 55, 0.10% 0.28%
Caliber Home Loans Inc 56, 0.16% 2.88%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Wells Fargo Bank 1, -0.12% 20.92%
Republic Bank 2, -0.08% 8.42%
Bank of America 3, -0.03% 4.35%
TD Bank 4, -0.02% 5.71%
Valley National Bank 5, -0.01% 4.89%
OceanFirst Bank 6, -0.00% 9.10%
Fulton Bank 7, 0.02% 2.04%
Cardinal Financial Company LP 8, 0.03% 0.14%
Finance of America Mortgage 9, 0.04% 0.14%
American Federal Mortgage Corp 10, 0.04% 0.14%
Advisors Mortgage Group 11, 0.04% 0.14%
Fairway Independent Mort Corp 12, 0.04% 0.14%
Truist Bank 13, 0.04% 0.41%
Investors Bank 14, 0.04% 0.82%
Evesham Mortgage 15, 0.04% 0.14%
M&T Bank 16, 0.04% 0.41%
Meridian Bank 17, 0.05% 0.27%
Columbia Bank 18, 0.05% 0.95%
State Financial Network 19, 0.05% 0.27%
E Mortgage Management 20, 0.05% 0.14%
Huntingdon Valley Bank 21, 0.05% 0.14%
AnnieMac Home Mortgage 22, 0.05% 0.14%
Allied Mortgage Group Inc 23, 0.05% 0.27%
MLD Mortgage Inc 24, 0.05% 0.14%
The Federal Savings Bank 25, 0.05% 0.14%
Movement Mortgage 26, 0.05% 0.14%
US Mortgage Corporation 27, 0.05% 0.14%
Guaranteed Rate Affinity 28, 0.06% 0.41%
Weichert Financial Services 29, 0.06% 0.54%
Guaranteed Rate Inc 30, 0.06% 1.77%
Flagstar Bank 31, 0.06% 0.14%
Pnc Bank 32, 0.06% 2.04%
Firstrust Bank 33, 0.07% 0.54%
Citizens Bank 34, 0.07% 13.18%
Trident Mortgage Company Lp 35, 0.07% 2.85%
HomeBridge Financial Services, Inc 36, 0.07% 0.14%
Prosperity Home Mortgage 37, 0.07% 2.99%
WSFS Bank 38, 0.07% 0.82%
Absolute Home Mortgage 39, 0.07% 0.14%
Philadelphia Mortgage Advisors 40, 0.07% 0.82%
Greentree Mortgage Company, LP 41, 0.07% 0.27%
Us Bank 42, 0.07% 1.22%
JPMorgan Chase Bank 43, 0.08% 4.08%
1st Colonial Community Bank 44, 0.08% 0.41%
Quicken Loans 45, 0.09% 0.54%
Santander Bank 46, 0.09% 1.22%
Draper and Kramer Mortgage Corp 47, 0.09% 0.95%
Navy Federal Credit Union 48, 0.10% 0.95%
Caliber Home Loans Inc 49, 0.19% 3.40%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Republic Bank 1, -0.08% 8.48%
OceanFirst Bank 2, -0.04% 11.99%
TD Bank 3, -0.04% 10.53%
Wells Fargo Bank 4, -0.02% 10.23%
Bank of America 5, -0.01% 6.14%
Columbia Bank 6, 0.01% 2.63%
Trident Mortgage Company Lp 7, 0.02% 3.22%
Police and Fire Federal Credit Union 8, 0.02% 0.29%
Philadelphia Mortgage Advisors 9, 0.02% 0.29%
M&T Bank 10, 0.03% 1.17%
Valley National Bank 11, 0.03% 4.09%
State Financial Network 12, 0.03% 0.29%
Fulton Bank 13, 0.03% 0.29%
Prosperity Home Mortgage 14, 0.03% 1.17%
Truist Bank 15, 0.03% 2.05%
Citizens Bank 16, 0.03% 11.11%
Guaranteed Rate Inc 17, 0.03% 4.39%
Cardinal Financial Company LP 18, 0.03% 0.29%
Navy Federal Credit Union 19, 0.03% 0.29%
Us Bank 20, 0.03% 0.88%
Success Mortgage Partners Inc 21, 0.03% 0.29%
Meridian Bank 22, 0.03% 0.29%
Finance of America Mortgage 23, 0.04% 0.29%
Pnc Bank 24, 0.04% 4.09%
Evesham Mortgage 25, 0.04% 0.29%
Investors Bank 26, 0.04% 2.05%
Draper and Kramer Mortgage Corp 27, 0.04% 0.88%
Santander Bank 28, 0.04% 0.88%
JG Wentworth Home Lending 29, 0.04% 0.29%
Firstrust Bank 30, 0.05% 0.58%
JPMorgan Chase Bank 31, 0.05% 2.05%
1st Colonial Community Bank 32, 0.06% 0.58%
Flagstar Bank 33, 0.06% 0.58%
WSFS Bank 34, 0.06% 1.17%
Caliber Home Loans Inc 35, 0.06% 1.75%
Carrington Mortgage Services 36, 0.06% 0.29%
Quicken Loans 37, 0.06% 1.46%
LoanDepot 38, 0.07% 0.88%
Newrez 39, 0.09% 0.58%
Univest Bank and Trust Co 40, 0.09% 0.88%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.28% 10.24%
Usaa Federal Savings Bank 2, -0.10% 11.12%
LoanDepot 3, -0.09% 3.19%
Lakeview Loan Servicing 4, -0.07% 1.71%
Pennymac Loan Services 5, -0.06% 2.20%
DHI Mortgage Company Limited 6, -0.05% 0.44%
Caliber Home Loans Inc 7, -0.04% 5.06%
Absolute Home Mortgage 8, -0.03% 0.94%
Trident Mortgage Company Lp 9, -0.02% 3.74%
Citizens Bank 10, -0.02% 0.72%
Amerisave Mortgage Corporation 11, -0.01% 0.61%
Fulton Bank 12, -0.01% 0.17%
Meridian Bank 13, -0.01% 0.39%
1st Colonial Community Bank 14, -0.01% 0.72%
Pnc Bank 15, -0.00% 0.28%
Guaranteed Rate Affinity 16, -0.00% 0.55%
NFM, Inc 17, -0.00% 0.44%
AnnieMac Home Mortgage 18, 0.00% 1.87%
NJ Lenders Corp 19, 0.00% 0.06%
Arc Home 20, 0.00% 0.77%
Northpointe Bank 21, 0.01% 0.33%
Bank of America 22, 0.01% 0.39%
Republic Bank 23, 0.01% 1.98%
Truist Bank 24, 0.01% 0.06%
Newrez 25, 0.01% 0.88%
Wells Fargo Bank 26, 0.01% 1.27%
Firstrust Bank 27, 0.01% 0.06%
M&T Bank 28, 0.01% 0.06%
Home Point Financial Corporation 29, 0.01% 1.38%
Phh Mortgage Corporation 30, 0.01% 0.06%
Huntingdon Valley Bank 31, 0.01% 0.06%
Cardinal Financial Company LP 32, 0.01% 0.33%
Embrace Home Loans, Inc 33, 0.01% 0.50%
Bank of England 34, 0.01% 0.17%
Movement Mortgage 35, 0.01% 0.44%
Philadelphia Mortgage Advisors 36, 0.01% 0.06%
NVR Mortgage Finance Inc 37, 0.01% 0.28%
Equity Prime Mortgage 38, 0.01% 0.61%
Princeton Mortgage Corporation 39, 0.01% 0.06%
CMG Mortgage Inc 40, 0.01% 0.39%
Draper and Kramer Mortgage Corp 41, 0.02% 0.06%
TD Bank 42, 0.02% 0.22%
Sun West Mortgage Company Inc 43, 0.02% 0.06%
Stearns Lending 44, 0.02% 0.17%
MDE Home Loans 45, 0.02% 0.06%
Eagle Home Mortgage 46, 0.02% 0.28%
Ditech Financial 47, 0.02% 0.66%
Primelending 48, 0.02% 0.28%
Success Mortgage Partners Inc 49, 0.02% 0.06%
Fairway Independent Mort Corp 50, 0.02% 1.82%
HomeBridge Financial Services, Inc 51, 0.02% 0.72%
JPMorgan Chase Bank 52, 0.02% 0.06%
Guaranteed Rate Inc 53, 0.03% 0.94%
Santander Bank 54, 0.03% 0.06%
New American Funding 55, 0.03% 0.28%
MLD Mortgage Inc 56, 0.03% 0.22%
Advisors Mortgage Group 57, 0.03% 0.44%
Allied Mortgage Group Inc 58, 0.03% 1.27%
Union Home Mortgage Company 59, 0.03% 0.50%
American Financial Resources Inc 60, 0.03% 0.22%
Family First Funding 61, 0.03% 0.33%
Financial Freedom Mortgage 62, 0.03% 0.11%
Primary Residential Mortgage Inc 63, 0.03% 0.06%
E Mortgage Management 64, 0.04% 0.33%
Prosperity Home Mortgage 65, 0.04% 0.61%
Paramount Residential Mortgage Group Inc 66, 0.04% 0.77%
JG Wentworth Home Lending 67, 0.04% 0.28%
US Mortgage Corporation 68, 0.04% 0.39%
Ark-La-Tex Financial Services 69, 0.04% 0.22%
Evesham Mortgage 70, 0.05% 0.39%
Weichert Financial Services 71, 0.05% 1.71%
Nations Lending Corporation 72, 0.05% 0.39%
Bayshore Mortgage Funding 73, 0.05% 0.28%
Flagstar Bank 74, 0.06% 1.32%
The Federal Savings Bank 75, 0.08% 2.26%
Greentree Mortgage Company, LP 76, 0.09% 5.72%
Carrington Mortgage Services 77, 0.09% 1.76%
Quicken Loans 78, 0.14% 8.37%
Freedom Mortgage Corporation 79, 0.14% 2.37%
Finance of America Mortgage 80, 0.17% 3.63%
Nationstar Mortgage 81, 0.19% 1.93%
Gateway First Bank 82, 0.19% 1.82%
NewDay USA 83, 0.26% 2.20%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.28% 14.16%
Usaa Federal Savings Bank 2, -0.06% 13.98%
DHI Mortgage Company Limited 3, -0.03% 0.72%
Home Point Financial Corporation 4, -0.03% 0.90%
Absolute Home Mortgage 5, -0.02% 1.43%
Citizens Bank 6, -0.01% 0.81%
Pnc Bank 7, -0.01% 0.27%
Trident Mortgage Company Lp 8, -0.01% 5.82%
Pennymac Loan Services 9, -0.00% 0.45%
Fulton Bank 10, 0.00% 0.27%
1st Colonial Community Bank 11, 0.01% 1.08%
NFM, Inc 12, 0.01% 0.63%
Guaranteed Rate Affinity 13, 0.01% 0.81%
TD Bank 14, 0.01% 0.18%
NJ Lenders Corp 15, 0.02% 0.09%
AnnieMac Home Mortgage 16, 0.02% 2.06%
Northpointe Bank 17, 0.02% 0.36%
Bank of America 18, 0.02% 0.63%
Republic Bank 19, 0.02% 3.14%
Truist Bank 20, 0.02% 0.09%
Wells Fargo Bank 21, 0.02% 2.06%
Firstrust Bank 22, 0.02% 0.09%
Huntingdon Valley Bank 23, 0.02% 0.09%
LoanDepot 24, 0.02% 0.27%
Arc Home 25, 0.03% 0.90%
Movement Mortgage 26, 0.03% 0.63%
Philadelphia Mortgage Advisors 27, 0.03% 0.09%
NVR Mortgage Finance Inc 28, 0.03% 0.45%
Princeton Mortgage Corporation 29, 0.03% 0.09%
Draper and Kramer Mortgage Corp 30, 0.03% 0.09%
Sun West Mortgage Company Inc 31, 0.03% 0.09%
Lakeview Loan Servicing 32, 0.03% 0.36%
MDE Home Loans 33, 0.03% 0.09%
CMG Mortgage Inc 34, 0.03% 0.36%
Eagle Home Mortgage 35, 0.03% 0.45%
Meridian Bank 36, 0.03% 0.18%
Stearns Lending 37, 0.04% 0.18%
Primelending 38, 0.04% 0.36%
Cardinal Financial Company LP 39, 0.04% 0.27%
Success Mortgage Partners Inc 40, 0.04% 0.09%
Newrez 41, 0.04% 0.54%
JPMorgan Chase Bank 42, 0.04% 0.09%
Caliber Home Loans Inc 43, 0.04% 4.66%
MLD Mortgage Inc 44, 0.04% 0.27%
Santander Bank 45, 0.04% 0.09%
Advisors Mortgage Group 46, 0.04% 0.72%
Guaranteed Rate Inc 47, 0.04% 1.34%
Flagstar Bank 48, 0.04% 1.08%
Evesham Mortgage 49, 0.05% 0.27%
American Financial Resources Inc 50, 0.05% 0.27%
Fairway Independent Mort Corp 51, 0.05% 2.33%
Allied Mortgage Group Inc 52, 0.05% 1.97%
New American Funding 53, 0.05% 0.18%
NewDay USA 54, 0.05% 0.54%
Family First Funding 55, 0.05% 0.45%
Union Home Mortgage Company 56, 0.05% 0.63%
Prosperity Home Mortgage 57, 0.06% 0.81%
Equity Prime Mortgage 58, 0.06% 0.27%
E Mortgage Management 59, 0.07% 0.27%
US Mortgage Corporation 60, 0.07% 0.54%
Weichert Financial Services 61, 0.07% 2.51%
Ditech Financial 62, 0.07% 0.36%
Ark-La-Tex Financial Services 63, 0.07% 0.27%
Nations Lending Corporation 64, 0.08% 0.45%
Bayshore Mortgage Funding 65, 0.10% 0.27%
Greentree Mortgage Company, LP 66, 0.11% 8.42%
Freedom Mortgage Corporation 67, 0.11% 1.52%
Paramount Residential Mortgage Group Inc 68, 0.11% 0.63%
Quicken Loans 69, 0.12% 3.23%
Carrington Mortgage Services 70, 0.17% 0.72%
Finance of America Mortgage 71, 0.20% 5.11%
Gateway First Bank 72, 0.21% 2.87%
Nationstar Mortgage 73, 0.21% 1.34%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.20% 3.99%
Usaa Federal Savings Bank 2, -0.19% 6.56%
Caliber Home Loans Inc 3, -0.15% 5.71%
LoanDepot 4, -0.11% 7.85%
Lakeview Loan Servicing 5, -0.10% 3.85%
Pennymac Loan Services 6, -0.09% 4.99%
Meridian Bank 7, -0.04% 0.71%
Paramount Residential Mortgage Group Inc 8, -0.04% 1.00%
Arc Home 9, -0.04% 0.57%
Amerisave Mortgage Corporation 10, -0.04% 1.57%
Weichert Financial Services 11, -0.03% 0.43%
Prosperity Home Mortgage 12, -0.03% 0.29%
Fairway Independent Mort Corp 13, -0.03% 1.00%
Trident Mortgage Company Lp 14, -0.03% 0.43%
Cardinal Financial Company LP 15, -0.03% 0.43%
Newrez 16, -0.03% 1.43%
AnnieMac Home Mortgage 17, -0.03% 1.57%
Equity Prime Mortgage 18, -0.02% 1.14%
Bayshore Mortgage Funding 19, -0.02% 0.29%
Allied Mortgage Group Inc 20, -0.02% 0.14%
Ditech Financial 21, -0.02% 1.14%
Guaranteed Rate Inc 22, -0.02% 0.29%
US Mortgage Corporation 23, -0.02% 0.14%
Northpointe Bank 24, -0.02% 0.29%
Ark-La-Tex Financial Services 25, -0.02% 0.14%
Absolute Home Mortgage 26, -0.02% 0.14%
1st Colonial Community Bank 27, -0.02% 0.14%
M&T Bank 28, -0.02% 0.14%
Phh Mortgage Corporation 29, -0.01% 0.14%
CMG Mortgage Inc 30, -0.01% 0.43%
Embrace Home Loans, Inc 31, -0.01% 1.28%
Movement Mortgage 32, -0.01% 0.14%
Guaranteed Rate Affinity 33, -0.01% 0.14%
Gateway First Bank 34, -0.01% 0.14%
Bank of England 35, -0.01% 0.43%
Republic Bank 36, -0.01% 0.14%
Stearns Lending 37, -0.01% 0.14%
Citizens Bank 38, -0.01% 0.57%
Greentree Mortgage Company, LP 39, -0.00% 1.43%
Pnc Bank 40, -0.00% 0.29%
Union Home Mortgage Company 41, -0.00% 0.29%
E Mortgage Management 42, -0.00% 0.43%
NFM, Inc 43, -0.00% 0.14%
Primelending 44, -0.00% 0.14%
HomeBridge Financial Services, Inc 45, -0.00% 1.85%
New American Funding 46, 0.00% 0.43%
Family First Funding 47, 0.00% 0.14%
TD Bank 48, 0.01% 0.29%
Nations Lending Corporation 49, 0.01% 0.29%
Financial Freedom Mortgage 50, 0.01% 0.29%
Primary Residential Mortgage Inc 51, 0.01% 0.14%
American Financial Resources Inc 52, 0.01% 0.14%
MLD Mortgage Inc 53, 0.01% 0.14%
JG Wentworth Home Lending 54, 0.02% 0.71%
Home Point Financial Corporation 55, 0.02% 2.14%
Evesham Mortgage 56, 0.03% 0.57%
Finance of America Mortgage 57, 0.04% 1.28%
Carrington Mortgage Services 58, 0.04% 3.42%
The Federal Savings Bank 59, 0.06% 5.85%
Flagstar Bank 60, 0.06% 1.71%
Quicken Loans 61, 0.12% 16.55%
Freedom Mortgage Corporation 62, 0.15% 3.71%
Nationstar Mortgage 63, 0.16% 2.85%
NewDay USA 64, 0.27% 4.85%

* Data is compiled for the Ocean City, NJ commuting zone area, which comprises of counties of Atlantic County, NJ, Burlington County, NJ, Camden County, NJ, Cape May County, NJ, Cumberland County, NJ, Gloucester County, NJ, and Salem County, NJ. This includes cities/towns/communities of Ocean City, NJ as well as Vineland, NJ, Brigantine, NJ, Mays Landing, NJ, Margate City, NJ, Williamstown, NJ, North Wildwood, NJ, Cherry Hill Mall, NJ, Haddonfield, NJ, Sea Isle City, NJ, Avalon, NJ, Millville, NJ, Springdale, NJ, Moorestown-Lenola, NJ, Wildwood, NJ, Glassboro, NJ, Smithville, NJ, Ventnor City, NJ, Collingswood, NJ, Marlton, NJ, Villas, NJ, Greentree, NJ, Hammonton, NJ, Echelon, NJ, Wildwood Crest, NJ, Camden, NJ, Linwood, NJ, Pomona, NJ, Roebling, NJ, Pennsville, NJ, Bellmawr, NJ, Northfield, NJ, North Cape May, NJ, Atlantic City, NJ, Richwood, NJ, Somers Point, NJ, Browns Mills, NJ, Pitman, NJ, Gloucester City, NJ, Absecon, NJ, Berlin, NJ, Fieldsboro, NJ, Audubon, NJ, Pleasantville, NJ, Victory Lakes, NJ, Haddon Heights, NJ, Glendora, NJ, Runnemede, NJ, Ashland, NJ, Cape May, NJ, and Woodbury, NJ. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

Mortgage Lender Rankings for Other Cities

This page ranks the top mortgage lenders in the Ocean City, NJ area. For mortgage lender rankings of other cities, click here.