Top Mortgage Lenders in Gainesville, GA

Which mortgage lender in the Gainesville, GA area typically has the best rates? To help you narrow down where to shop for a mortgage, we provide a data driven ranking of mortgage lenders in the Gainesville, GA area by interest rate and market share. We use data on all fixed rate mortgages that were closed in the past year to generate our rankings. We do not receive any compensation from lenders and strive to provide the most objective and authoritative ranking possible.

Based on our data, the cheapest overall lender in the Gainesville, GA area is Acu, with a “Rate Rank” of 1 and an average “Rate Difference” of -0.24%. This means that Acu provided a -0.24% lower interest rate for its customers than other lenders in Gainesville, GA for a similar set of borrowers. Acu has a market share of 0.5%. On the other hand, the most popular lender in the market is Quicken Loans, with a market share of 13.9%. Quicken Loans is an average rate lender in this area, with a “Rate Difference” of +0.05% relative to those of other lenders.

Our detailed rankings of the mortgage lenders for the Gainesville, GA area is shown in the table below. In the table, we also give our assessment of whether they are, on average, a cheap/expensive lender through a star rating system. You can choose to tailor our ranking table to a specific mortgage type (Conventional/Jumbo/FHA/VA) and purpose (purchase/refinance) through the drop-down menu. For example, the cheapest lender for Conventional mortgages in Gainesville, GA is Acu. If you want to take out a loan that is above conforming limits (for example, above $510,400 in 2020), the cheapest Jumbo mortgage provider is Regions Bank. If on the other hand, you want lower down payment or credit score requirements, the cheapest FHA mortgage provider is Ameris Bank. The cheapest VA mortgage provider is Navy Federal Credit Union. Nevertheless, to get the lowest rate for your mortgage, we would suggest shopping and negotiating among several of our top ranked lenders for your desired mortgage type and purpose.

Ranking of Mortgage Lenders in Gainesville, GA

Mortgage Type:
Purchase/Refinance:
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Acu 1, -0.24% 0.54%
Ameris Bank 2, -0.21% 3.01%
Provident Funding Associates 3, -0.20% 2.91%
Citizens Bank 4, -0.18% 0.55%
Delta Community Credit Union 5, -0.17% 0.77%
Keller Mortgage 6, -0.14% 0.83%
Nexbank 7, -0.13% 0.78%
Suntrust Banks, Inc 8, -0.13% 1.81%
Georgia’s Own Credit Union 9, -0.13% 0.39%
Bank of America 10, -0.12% 1.72%
LoanDepot 11, -0.10% 2.56%
South State Bank 12, -0.09% 0.45%
Truist Bank 13, -0.08% 1.36%
DHI Mortgage Company Limited 14, -0.08% 1.64%
Inspire Home Loans Inc 15, -0.08% 1.11%
Brand Mortgage 16, -0.07% 1.17%
Amerisave Mortgage Corporation 17, -0.06% 0.64%
Centerstate Bank 18, -0.06% 0.35%
Wells Fargo Bank 19, -0.05% 3.00%
NBKC Bank 20, -0.05% 0.26%
Home Point Financial Corporation 21, -0.05% 0.77%
Stearns Lending 22, -0.05% 0.88%
JPMorgan Chase Bank 23, -0.05% 1.38%
Stockton Mortgage Corporation 24, -0.05% 0.22%
Finance of America Mortgage 25, -0.04% 0.19%
FirstBank 26, -0.04% 0.30%
First Federal Bank 27, -0.03% 1.35%
Pulte Mortgage 28, -0.03% 0.58%
Cardinal Financial Company LP 29, -0.03% 0.39%
Us Bank 30, -0.03% 0.40%
Mortgage Assurance Inc 31, -0.03% 0.54%
Pennymac Loan Services 32, -0.03% 1.46%
North American Savings Bank 33, -0.02% 0.21%
Atlantic Bay Mortgage Group 34, -0.02% 0.20%
Eagle Home Mortgage 35, -0.02% 2.00%
Vanderbilt Mortgage And Finance, Inc 36, -0.01% 0.68%
Prosperity Home Mortgage 37, -0.01% 1.15%
Synovus Mortgage Corp 38, -0.01% 0.26%
BankSouth Mortgage Company, LL 39, -0.01% 2.04%
Newrez 40, -0.01% 0.68%
Synergy One Lending 41, -0.01% 0.22%
United Community Bank 42, -0.00% 1.87%
Wyndham Capital Mortgage 43, -0.00% 0.27%
Renasant Bank 44, -0.00% 0.46%
Lakeview Loan Servicing 45, -0.00% 0.36%
Guaranteed Rate Affinity 46, -0.00% 0.31%
Usaa Federal Savings Bank 47, 0.00% 1.00%
JG Wentworth Home Lending 48, 0.00% 0.34%
First Community Mortgage Inc 49, 0.01% 0.41%
US Mortgage Corporation 50, 0.01% 0.20%
Fairway Independent Mort Corp 51, 0.01% 4.83%
FBC Mortgage 52, 0.01% 1.06%
Supreme Lending/ Everett Financial Inc 53, 0.01% 0.99%
Pnc Bank 54, 0.01% 0.45%
Navy Federal Credit Union 55, 0.02% 0.92%
Magnolia Bank Incorporated 56, 0.02% 0.21%
The Mortgage Firm, Inc 57, 0.02% 0.30%
Bay Equity 58, 0.02% 0.26%
Shelter Home Mortgage 59, 0.02% 0.57%
Northpointe Bank 60, 0.02% 0.34%
Caliber Home Loans Inc 61, 0.02% 0.79%
Primelending 62, 0.03% 0.50%
Georgia United Credit Union 63, 0.03% 0.32%
Success Mortgage Partners Inc 64, 0.03% 0.43%
Movement Mortgage 65, 0.03% 0.65%
Certainty Home Loans 66, 0.03% 0.31%
Carrington Mortgage Services 67, 0.03% 0.60%
DAS Acquisition Company 68, 0.04% 0.45%
Quicken Loans 69, 0.05% 13.87%
Angel Oak Home Loans 70, 0.05% 0.39%
New American Funding 71, 0.05% 1.34%
Ditech Financial 72, 0.05% 0.31%
Paramount Residential Mortgage Group Inc 73, 0.05% 0.20%
HomeBridge Financial Services, Inc 74, 0.05% 0.42%
Guild Mortgage Company 75, 0.06% 0.46%
RPM Mortgage 76, 0.06% 0.26%
Guaranteed Rate Inc 77, 0.06% 1.15%
Flagstar Bank 78, 0.07% 0.71%
The Federal Savings Bank 79, 0.07% 0.33%
Acopia Capital Group 80, 0.07% 1.25%
Regions Bank 81, 0.09% 2.19%
Freedom Mortgage Corporation 82, 0.09% 0.90%
Primary Residential Mortgage Inc 83, 0.10% 0.34%
Taylor Morrison Home Funding 84, 0.11% 0.50%
Academy Mortgage Corporation 85, 0.12% 1.42%
Southeast Mortgage of Georgia 86, 0.12% 0.54%
HomeStar Financial Corporation 87, 0.12% 7.34%
Guaranty Mortgage Services 88, 0.13% 0.50%
Milend Inc 89, 0.16% 1.10%
Nationstar Mortgage 90, 0.17% 1.09%
CalCon Mutual Mortgage 91, 0.17% 0.32%
Fidelity Bank 92, 0.17% 1.64%
Panorama Mortgage Group 93, 0.27% 0.26%
NewDay USA 94, 0.30% 0.24%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Ameris Bank 1, -0.25% 3.05%
Bank of America 2, -0.18% 1.73%
Wells Fargo Bank 3, -0.16% 3.14%
Keller Mortgage 4, -0.15% 1.21%
Acu 5, -0.14% 0.24%
Provident Funding Associates 6, -0.14% 1.48%
Georgia’s Own Credit Union 7, -0.13% 0.39%
Suntrust Banks, Inc 8, -0.12% 1.62%
South State Bank 9, -0.11% 0.42%
Delta Community Credit Union 10, -0.11% 0.57%
JPMorgan Chase Bank 11, -0.11% 1.23%
Truist Bank 12, -0.10% 1.21%
Inspire Home Loans Inc 13, -0.08% 1.86%
DHI Mortgage Company Limited 14, -0.08% 2.78%
Nexbank 15, -0.08% 0.52%
LoanDepot 16, -0.07% 1.91%
Centerstate Bank 17, -0.07% 0.37%
Brand Mortgage 18, -0.07% 1.53%
Stearns Lending 19, -0.06% 1.19%
Freedom Mortgage Corporation 20, -0.05% 0.55%
Pnc Bank 21, -0.05% 0.30%
Home Point Financial Corporation 22, -0.05% 0.75%
Stockton Mortgage Corporation 23, -0.05% 0.22%
Us Bank 24, -0.04% 0.25%
NBKC Bank 25, -0.04% 0.25%
North American Savings Bank 26, -0.04% 0.16%
Mortgage Assurance Inc 27, -0.03% 0.45%
Pulte Mortgage 28, -0.03% 0.98%
Synovus Mortgage Corp 29, -0.03% 0.27%
First Federal Bank 30, -0.02% 1.29%
Regions Bank 31, -0.02% 1.81%
Pennymac Loan Services 32, -0.02% 0.68%
Atlantic Bay Mortgage Group 33, -0.02% 0.26%
Georgia United Credit Union 34, -0.02% 0.27%
Vanderbilt Mortgage And Finance, Inc 35, -0.02% 0.62%
Eagle Home Mortgage 36, -0.02% 3.36%
Quicken Loans 37, -0.02% 6.85%
Prosperity Home Mortgage 38, -0.01% 1.70%
BankSouth Mortgage Company, LL 39, -0.01% 2.79%
Renasant Bank 40, -0.00% 0.48%
Cardinal Financial Company LP 41, -0.00% 0.19%
Amerisave Mortgage Corporation 42, 0.00% 0.13%
Citizens Bank 43, 0.00% 0.26%
Wyndham Capital Mortgage 44, 0.00% 0.17%
Guaranteed Rate Affinity 45, 0.00% 0.45%
United Community Bank 46, 0.00% 1.51%
FirstBank 47, 0.01% 0.15%
NewDay USA 48, 0.01% 0.03%
First Community Mortgage Inc 49, 0.01% 0.65%
Fairway Independent Mort Corp 50, 0.01% 6.73%
JG Wentworth Home Lending 51, 0.01% 0.15%
FBC Mortgage 52, 0.02% 1.51%
Supreme Lending/ Everett Financial Inc 53, 0.02% 1.23%
US Mortgage Corporation 54, 0.02% 0.29%
Shelter Home Mortgage 55, 0.02% 0.79%
Usaa Federal Savings Bank 56, 0.02% 1.08%
Magnolia Bank Incorporated 57, 0.02% 0.12%
Synergy One Lending 58, 0.02% 0.06%
Ditech Financial 59, 0.03% 0.01%
DAS Acquisition Company 60, 0.03% 0.48%
The Mortgage Firm, Inc 61, 0.03% 0.38%
Finance of America Mortgage 62, 0.03% 0.10%
Primelending 63, 0.03% 0.65%
Navy Federal Credit Union 64, 0.03% 1.27%
Movement Mortgage 65, 0.03% 0.91%
Carrington Mortgage Services 66, 0.03% 0.14%
The Federal Savings Bank 67, 0.04% 0.14%
Certainty Home Loans 68, 0.04% 0.37%
Bay Equity 69, 0.05% 0.26%
Caliber Home Loans Inc 70, 0.05% 0.65%
Success Mortgage Partners Inc 71, 0.05% 0.52%
Newrez 72, 0.05% 0.36%
Angel Oak Home Loans 73, 0.05% 0.48%
Paramount Residential Mortgage Group Inc 74, 0.06% 0.24%
Nationstar Mortgage 75, 0.07% 0.38%
RPM Mortgage 76, 0.07% 0.42%
HomeBridge Financial Services, Inc 77, 0.07% 0.54%
Flagstar Bank 78, 0.07% 0.69%
Northpointe Bank 79, 0.07% 0.35%
Guaranteed Rate Inc 80, 0.08% 1.52%
New American Funding 81, 0.08% 1.70%
Guild Mortgage Company 82, 0.08% 0.55%
Acopia Capital Group 83, 0.10% 1.52%
Milend Inc 84, 0.11% 0.45%
Taylor Morrison Home Funding 85, 0.12% 0.85%
Primary Residential Mortgage Inc 86, 0.12% 0.46%
HomeStar Financial Corporation 87, 0.14% 10.55%
Southeast Mortgage of Georgia 88, 0.14% 0.72%
Academy Mortgage Corporation 89, 0.15% 1.98%
Guaranty Mortgage Services 90, 0.15% 0.76%
Fidelity Bank 91, 0.17% 2.40%
CalCon Mutual Mortgage 92, 0.18% 0.52%
Panorama Mortgage Group 93, 0.27% 0.43%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Acu 1, -0.28% 0.96%
Citizens Bank 2, -0.26% 0.96%
Provident Funding Associates 3, -0.23% 4.97%
Delta Community Credit Union 4, -0.22% 1.06%
Nexbank 5, -0.17% 1.17%
Suntrust Banks, Inc 6, -0.16% 2.08%
Ameris Bank 7, -0.14% 2.96%
LoanDepot 8, -0.13% 3.49%
Georgia’s Own Credit Union 9, -0.13% 0.38%
Keller Mortgage 10, -0.07% 0.29%
Brand Mortgage 11, -0.07% 0.65%
Finance of America Mortgage 12, -0.07% 0.33%
Amerisave Mortgage Corporation 13, -0.07% 1.37%
NBKC Bank 14, -0.07% 0.27%
South State Bank 15, -0.06% 0.49%
Truist Bank 16, -0.06% 1.58%
FirstBank 17, -0.06% 0.52%
Northpointe Bank 18, -0.05% 0.33%
Home Point Financial Corporation 19, -0.05% 0.80%
First Federal Bank 20, -0.05% 1.43%
Stockton Mortgage Corporation 21, -0.05% 0.21%
New American Funding 22, -0.04% 0.82%
Cardinal Financial Company LP 23, -0.04% 0.68%
Newrez 24, -0.04% 1.15%
US Mortgage Corporation 25, -0.04% 0.08%
Centerstate Bank 26, -0.04% 0.32%
Usaa Federal Savings Bank 27, -0.03% 0.89%
Navy Federal Credit Union 28, -0.03% 0.42%
Bank of America 29, -0.03% 1.70%
Pennymac Loan Services 30, -0.03% 2.59%
Success Mortgage Partners Inc 31, -0.02% 0.30%
Us Bank 32, -0.02% 0.61%
Atlantic Bay Mortgage Group 33, -0.02% 0.11%
Bay Equity 34, -0.02% 0.26%
Mortgage Assurance Inc 35, -0.02% 0.65%
Synergy One Lending 36, -0.02% 0.44%
Eagle Home Mortgage 37, -0.02% 0.05%
North American Savings Bank 38, -0.02% 0.29%
Stearns Lending 39, -0.02% 0.42%
Prosperity Home Mortgage 40, -0.02% 0.35%
Inspire Home Loans Inc 41, -0.02% 0.03%
First Community Mortgage Inc 42, -0.01% 0.06%
United Community Bank 43, -0.01% 2.38%
Academy Mortgage Corporation 44, -0.01% 0.62%
Vanderbilt Mortgage And Finance, Inc 45, -0.01% 0.76%
FBC Mortgage 46, -0.01% 0.41%
Guild Mortgage Company 47, -0.00% 0.33%
Lakeview Loan Servicing 48, -0.00% 0.88%
Wyndham Capital Mortgage 49, -0.00% 0.41%
CalCon Mutual Mortgage 50, -0.00% 0.05%
The Mortgage Firm, Inc 51, -0.00% 0.18%
Certainty Home Loans 52, -0.00% 0.21%
JG Wentworth Home Lending 53, 0.00% 0.61%
Renasant Bank 54, 0.00% 0.44%
Guaranteed Rate Affinity 55, 0.00% 0.09%
Supreme Lending/ Everett Financial Inc 56, 0.00% 0.65%
BankSouth Mortgage Company, LL 57, 0.00% 0.96%
Caliber Home Loans Inc 58, 0.00% 0.99%
HomeBridge Financial Services, Inc 59, 0.00% 0.24%
Acopia Capital Group 60, 0.01% 0.86%
Movement Mortgage 61, 0.01% 0.29%
Magnolia Bank Incorporated 62, 0.01% 0.35%
DHI Mortgage Company Limited 63, 0.01% 0.02%
Shelter Home Mortgage 64, 0.01% 0.24%
Guaranteed Rate Inc 65, 0.02% 0.62%
Primelending 66, 0.02% 0.27%
JPMorgan Chase Bank 67, 0.02% 1.61%
Synovus Mortgage Corp 68, 0.02% 0.23%
Guaranty Mortgage Services 69, 0.02% 0.12%
Southeast Mortgage of Georgia 70, 0.02% 0.27%
RPM Mortgage 71, 0.03% 0.03%
Fairway Independent Mort Corp 72, 0.03% 2.11%
HomeStar Financial Corporation 73, 0.03% 2.73%
Carrington Mortgage Services 74, 0.03% 1.27%
Angel Oak Home Loans 75, 0.04% 0.27%
Primary Residential Mortgage Inc 76, 0.04% 0.17%
Paramount Residential Mortgage Group Inc 77, 0.04% 0.14%
Ditech Financial 78, 0.05% 0.73%
Pnc Bank 79, 0.05% 0.68%
Flagstar Bank 80, 0.06% 0.74%
DAS Acquisition Company 81, 0.07% 0.42%
Quicken Loans 82, 0.07% 23.96%
Georgia United Credit Union 83, 0.08% 0.39%
The Federal Savings Bank 84, 0.08% 0.61%
Wells Fargo Bank 85, 0.12% 2.79%
Fidelity Bank 86, 0.15% 0.55%
Freedom Mortgage Corporation 87, 0.17% 1.40%
Milend Inc 88, 0.18% 2.03%
Nationstar Mortgage 89, 0.19% 2.11%
Regions Bank 90, 0.19% 2.73%
NewDay USA 91, 0.33% 0.53%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Acu 1, -0.24% 0.73%
Ameris Bank 2, -0.22% 2.90%
Provident Funding Associates 3, -0.20% 3.99%
Citizens Bank 4, -0.19% 0.73%
Delta Community Credit Union 5, -0.18% 0.98%
Suntrust Banks, Inc 6, -0.15% 2.18%
Georgia’s Own Credit Union 7, -0.14% 0.48%
Nexbank 8, -0.14% 1.04%
LoanDepot 9, -0.13% 2.43%
Bank of America 10, -0.13% 2.08%
Keller Mortgage 11, -0.12% 0.85%
Inspire Home Loans Inc 12, -0.10% 1.21%
South State Bank 13, -0.09% 0.60%
Truist Bank 14, -0.09% 1.57%
DHI Mortgage Company Limited 15, -0.08% 1.72%
Brand Mortgage 16, -0.08% 1.33%
Home Point Financial Corporation 17, -0.07% 0.60%
Amerisave Mortgage Corporation 18, -0.07% 0.74%
NBKC Bank 19, -0.06% 0.26%
Centerstate Bank 20, -0.06% 0.35%
Wells Fargo Bank 21, -0.05% 3.66%
JPMorgan Chase Bank 22, -0.05% 1.70%
Cardinal Financial Company LP 23, -0.05% 0.38%
Finance of America Mortgage 24, -0.05% 0.20%
Stockton Mortgage Corporation 25, -0.04% 0.21%
FirstBank 26, -0.04% 0.35%
Us Bank 27, -0.04% 0.42%
Pulte Mortgage 28, -0.03% 0.76%
Synergy One Lending 29, -0.03% 0.17%
First Federal Bank 30, -0.03% 1.36%
Atlantic Bay Mortgage Group 31, -0.03% 0.20%
Eagle Home Mortgage 32, -0.02% 2.56%
Pennymac Loan Services 33, -0.02% 1.08%
North American Savings Bank 34, -0.01% 0.14%
Prosperity Home Mortgage 35, -0.01% 1.06%
Newrez 36, -0.01% 0.59%
Synovus Mortgage Corp 37, -0.01% 0.30%
Mortgage Assurance Inc 38, 0.00% 0.50%
Wyndham Capital Mortgage 39, 0.00% 0.27%
Supreme Lending/ Everett Financial Inc 40, 0.00% 1.07%
BankSouth Mortgage Company, LL 41, 0.01% 2.08%
Guaranteed Rate Affinity 42, 0.01% 0.28%
Renasant Bank 43, 0.01% 0.51%
JG Wentworth Home Lending 44, 0.01% 0.41%
Bay Equity 45, 0.01% 0.25%
United Community Bank 46, 0.01% 2.19%
Stearns Lending 47, 0.01% 0.57%
New American Funding 48, 0.01% 1.07%
The Mortgage Firm, Inc 49, 0.01% 0.28%
US Mortgage Corporation 50, 0.01% 0.17%
Success Mortgage Partners Inc 51, 0.02% 0.40%
Pnc Bank 52, 0.02% 0.58%
Magnolia Bank Incorporated 53, 0.02% 0.20%
Vanderbilt Mortgage And Finance, Inc 54, 0.02% 0.48%
Shelter Home Mortgage 55, 0.02% 0.67%
First Community Mortgage Inc 56, 0.02% 0.33%
Northpointe Bank 57, 0.03% 0.43%
Georgia United Credit Union 58, 0.03% 0.44%
Usaa Federal Savings Bank 59, 0.03% 0.65%
Primelending 60, 0.03% 0.56%
Fairway Independent Mort Corp 61, 0.03% 4.67%
Lakeview Loan Servicing 62, 0.03% 0.04%
Guaranteed Rate Inc 63, 0.03% 0.86%
Paramount Residential Mortgage Group Inc 64, 0.04% 0.13%
Certainty Home Loans 65, 0.04% 0.31%
The Federal Savings Bank 66, 0.04% 0.13%
Movement Mortgage 67, 0.05% 0.60%
Caliber Home Loans Inc 68, 0.05% 0.66%
Carrington Mortgage Services 69, 0.05% 0.28%
CalCon Mutual Mortgage 70, 0.05% 0.14%
RPM Mortgage 71, 0.06% 0.26%
Angel Oak Home Loans 72, 0.07% 0.40%
Quicken Loans 73, 0.07% 15.07%
HomeBridge Financial Services, Inc 74, 0.07% 0.32%
DAS Acquisition Company 75, 0.08% 0.41%
FBC Mortgage 76, 0.09% 0.81%
Guild Mortgage Company 77, 0.09% 0.33%
Flagstar Bank 78, 0.09% 0.70%
HomeStar Financial Corporation 79, 0.10% 5.84%
Primary Residential Mortgage Inc 80, 0.10% 0.28%
Acopia Capital Group 81, 0.11% 1.15%
Regions Bank 82, 0.12% 2.49%
Academy Mortgage Corporation 83, 0.12% 1.11%
Taylor Morrison Home Funding 84, 0.13% 0.56%
Ditech Financial 85, 0.14% 0.25%
Southeast Mortgage of Georgia 86, 0.15% 0.57%
Freedom Mortgage Corporation 87, 0.16% 0.50%
Guaranty Mortgage Services 88, 0.17% 0.46%
Fidelity Bank 89, 0.20% 1.76%
Milend Inc 90, 0.23% 1.07%
Nationstar Mortgage 91, 0.28% 0.77%
Navy Federal Credit Union 92, 0.29% 0.55%
Panorama Mortgage Group 93, 0.32% 0.16%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Ameris Bank 1, -0.27% 2.75%
Bank of America 2, -0.21% 2.06%
Wells Fargo Bank 3, -0.18% 3.93%
Georgia’s Own Credit Union 4, -0.15% 0.49%
Acu 5, -0.14% 0.35%
Provident Funding Associates 6, -0.13% 2.14%
Keller Mortgage 7, -0.13% 1.25%
Suntrust Banks, Inc 8, -0.13% 1.99%
JPMorgan Chase Bank 9, -0.12% 1.57%
South State Bank 10, -0.12% 0.58%
Delta Community Credit Union 11, -0.12% 0.76%
Truist Bank 12, -0.11% 1.42%
Inspire Home Loans Inc 13, -0.10% 2.14%
LoanDepot 14, -0.09% 1.93%
Home Point Financial Corporation 15, -0.08% 0.60%
DHI Mortgage Company Limited 16, -0.08% 3.06%
Centerstate Bank 17, -0.08% 0.35%
Nexbank 18, -0.08% 0.72%
Brand Mortgage 19, -0.08% 1.76%
Us Bank 20, -0.06% 0.28%
Pnc Bank 21, -0.05% 0.40%
NBKC Bank 22, -0.05% 0.23%
Stockton Mortgage Corporation 23, -0.04% 0.18%
Atlantic Bay Mortgage Group 24, -0.03% 0.26%
Synovus Mortgage Corp 25, -0.03% 0.34%
Pulte Mortgage 26, -0.03% 1.36%
North American Savings Bank 27, -0.02% 0.12%
Georgia United Credit Union 28, -0.02% 0.40%
Eagle Home Mortgage 29, -0.02% 4.54%
Pennymac Loan Services 30, -0.01% 0.76%
Prosperity Home Mortgage 31, -0.01% 1.57%
Cardinal Financial Company LP 32, -0.01% 0.18%
Amerisave Mortgage Corporation 33, -0.00% 0.15%
Citizens Bank 34, 0.00% 0.34%
Carrington Mortgage Services 35, 0.00% 0.03%
BankSouth Mortgage Company, LL 36, 0.01% 2.93%
Supreme Lending/ Everett Financial Inc 37, 0.01% 1.33%
First Federal Bank 38, 0.01% 1.39%
Renasant Bank 39, 0.01% 0.53%
Regions Bank 40, 0.01% 1.89%
Guaranteed Rate Affinity 41, 0.01% 0.44%
FirstBank 42, 0.01% 0.17%
Wyndham Capital Mortgage 43, 0.01% 0.17%
JG Wentworth Home Lending 44, 0.01% 0.18%
Stearns Lending 45, 0.02% 0.76%
Paramount Residential Mortgage Group Inc 46, 0.02% 0.12%
Synergy One Lending 47, 0.02% 0.05%
Quicken Loans 48, 0.02% 7.38%
The Mortgage Firm, Inc 49, 0.02% 0.38%
Freedom Mortgage Corporation 50, 0.02% 0.17%
Shelter Home Mortgage 51, 0.02% 0.98%
Finance of America Mortgage 52, 0.02% 0.09%
Ditech Financial 53, 0.03% 0.02%
Magnolia Bank Incorporated 54, 0.03% 0.14%
First Community Mortgage Inc 55, 0.03% 0.55%
US Mortgage Corporation 56, 0.03% 0.23%
Guaranteed Rate Inc 57, 0.03% 1.16%
Mortgage Assurance Inc 58, 0.03% 0.34%
Fairway Independent Mort Corp 59, 0.03% 6.60%
Primelending 60, 0.03% 0.76%
Success Mortgage Partners Inc 61, 0.04% 0.49%
Bay Equity 62, 0.04% 0.23%
New American Funding 63, 0.04% 1.38%
United Community Bank 64, 0.04% 1.63%
Usaa Federal Savings Bank 65, 0.04% 0.75%
The Federal Savings Bank 66, 0.04% 0.14%
Caliber Home Loans Inc 67, 0.05% 0.61%
Certainty Home Loans 68, 0.05% 0.38%
Movement Mortgage 69, 0.05% 0.86%
CalCon Mutual Mortgage 70, 0.06% 0.23%
RPM Mortgage 71, 0.06% 0.44%
Nationstar Mortgage 72, 0.07% 0.17%
Angel Oak Home Loans 73, 0.08% 0.49%
DAS Acquisition Company 74, 0.08% 0.37%
Northpointe Bank 75, 0.08% 0.46%
HomeBridge Financial Services, Inc 76, 0.08% 0.52%
Vanderbilt Mortgage And Finance, Inc 77, 0.08% 0.21%
Flagstar Bank 78, 0.10% 0.75%
Newrez 79, 0.11% 0.28%
FBC Mortgage 80, 0.11% 1.16%
Guild Mortgage Company 81, 0.11% 0.44%
HomeStar Financial Corporation 82, 0.12% 8.20%
Primary Residential Mortgage Inc 83, 0.13% 0.34%
Taylor Morrison Home Funding 84, 0.14% 0.99%
Milend Inc 85, 0.15% 0.43%
Acopia Capital Group 86, 0.15% 1.45%
Academy Mortgage Corporation 87, 0.17% 1.53%
Guaranty Mortgage Services 88, 0.18% 0.75%
Southeast Mortgage of Georgia 89, 0.20% 0.78%
Fidelity Bank 90, 0.21% 2.70%
Panorama Mortgage Group 91, 0.33% 0.29%
Navy Federal Credit Union 92, 0.34% 0.81%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Acu 1, -0.28% 1.22%
Citizens Bank 2, -0.26% 1.22%
Delta Community Credit Union 3, -0.24% 1.26%
Provident Funding Associates 4, -0.22% 6.33%
Nexbank 5, -0.18% 1.45%
Ameris Bank 6, -0.17% 3.10%
Suntrust Banks, Inc 7, -0.17% 2.42%
LoanDepot 8, -0.16% 3.08%
Georgia’s Own Credit Union 9, -0.13% 0.46%
Finance of America Mortgage 10, -0.08% 0.35%
Amerisave Mortgage Corporation 11, -0.08% 1.49%
Keller Mortgage 12, -0.08% 0.35%
Brand Mortgage 13, -0.07% 0.79%
First Federal Bank 14, -0.07% 1.32%
Cardinal Financial Company LP 15, -0.07% 0.62%
Home Point Financial Corporation 16, -0.07% 0.60%
NBKC Bank 17, -0.07% 0.31%
Truist Bank 18, -0.07% 1.76%
South State Bank 19, -0.06% 0.62%
FirstBank 20, -0.06% 0.58%
Northpointe Bank 21, -0.06% 0.39%
Newrez 22, -0.06% 0.99%
New American Funding 23, -0.05% 0.68%
Stockton Mortgage Corporation 24, -0.05% 0.25%
Synergy One Lending 25, -0.04% 0.33%
US Mortgage Corporation 26, -0.04% 0.10%
Centerstate Bank 27, -0.03% 0.35%
Us Bank 28, -0.03% 0.60%
Bank of America 29, -0.03% 2.09%
Academy Mortgage Corporation 30, -0.03% 0.58%
Success Mortgage Partners Inc 31, -0.02% 0.29%
Bay Equity 32, -0.02% 0.27%
Pennymac Loan Services 33, -0.02% 1.49%
Mortgage Assurance Inc 34, -0.02% 0.70%
Atlantic Bay Mortgage Group 35, -0.02% 0.14%
First Community Mortgage Inc 36, -0.02% 0.06%
Eagle Home Mortgage 37, -0.01% 0.06%
Prosperity Home Mortgage 38, -0.01% 0.41%
Inspire Home Loans Inc 39, -0.01% 0.04%
United Community Bank 40, -0.01% 2.89%
HomeBridge Financial Services, Inc 41, -0.01% 0.08%
North American Savings Bank 42, -0.01% 0.15%
Vanderbilt Mortgage And Finance, Inc 43, -0.01% 0.81%
The Mortgage Firm, Inc 44, -0.00% 0.15%
FBC Mortgage 45, -0.00% 0.37%
Wyndham Capital Mortgage 46, -0.00% 0.41%
CalCon Mutual Mortgage 47, -0.00% 0.02%
Guaranteed Rate Affinity 48, 0.00% 0.08%
JG Wentworth Home Lending 49, 0.00% 0.70%
Supreme Lending/ Everett Financial Inc 50, 0.00% 0.74%
Certainty Home Loans 51, 0.00% 0.21%
Renasant Bank 52, 0.00% 0.48%
Stearns Lending 53, 0.01% 0.33%
Usaa Federal Savings Bank 54, 0.01% 0.52%
BankSouth Mortgage Company, LL 55, 0.01% 1.01%
Magnolia Bank Incorporated 56, 0.01% 0.29%
DHI Mortgage Company Limited 57, 0.02% 0.02%
JPMorgan Chase Bank 58, 0.02% 1.86%
Shelter Home Mortgage 59, 0.02% 0.29%
Movement Mortgage 60, 0.02% 0.27%
Guild Mortgage Company 61, 0.02% 0.19%
Primelending 62, 0.02% 0.31%
HomeStar Financial Corporation 63, 0.02% 2.85%
Synovus Mortgage Corp 64, 0.03% 0.25%
Southeast Mortgage of Georgia 65, 0.03% 0.31%
RPM Mortgage 66, 0.03% 0.04%
Acopia Capital Group 67, 0.03% 0.77%
Lakeview Loan Servicing 68, 0.03% 0.10%
Guaranty Mortgage Services 69, 0.03% 0.10%
Navy Federal Credit Union 70, 0.04% 0.21%
Fairway Independent Mort Corp 71, 0.04% 2.23%
The Federal Savings Bank 72, 0.04% 0.12%
Primary Residential Mortgage Inc 73, 0.04% 0.21%
Angel Oak Home Loans 74, 0.04% 0.29%
Guaranteed Rate Inc 75, 0.05% 0.48%
Caliber Home Loans Inc 76, 0.05% 0.72%
Carrington Mortgage Services 77, 0.05% 0.60%
Paramount Residential Mortgage Group Inc 78, 0.06% 0.14%
Pnc Bank 79, 0.06% 0.81%
Georgia United Credit Union 80, 0.08% 0.50%
DAS Acquisition Company 81, 0.08% 0.46%
Quicken Loans 82, 0.08% 24.81%
Flagstar Bank 83, 0.09% 0.64%
Wells Fargo Bank 84, 0.13% 3.33%
Ditech Financial 85, 0.14% 0.54%
Freedom Mortgage Corporation 86, 0.19% 0.93%
Fidelity Bank 87, 0.19% 0.56%
Regions Bank 88, 0.21% 3.25%
Milend Inc 89, 0.25% 1.88%
Nationstar Mortgage 90, 0.31% 1.53%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Ameris Bank 1, -0.25% 3.09%
Keller Mortgage 2, -0.23% 1.02%
United Community Bank 3, -0.14% 1.09%
Stearns Lending 4, -0.13% 2.18%
Mortgage Assurance Inc 5, -0.12% 0.76%
DHI Mortgage Company Limited 6, -0.11% 1.49%
Ditech Financial 7, -0.11% 0.51%
First Federal Bank 8, -0.11% 1.38%
FBC Mortgage 9, -0.10% 2.07%
Quicken Loans 10, -0.09% 11.79%
BankSouth Mortgage Company, LL 11, -0.08% 2.11%
Vanderbilt Mortgage And Finance, Inc 12, -0.07% 1.46%
Stockton Mortgage Corporation 13, -0.07% 0.29%
Centerstate Bank 14, -0.07% 0.36%
Fairway Independent Mort Corp 15, -0.06% 5.97%
Regions Bank 16, -0.06% 1.13%
Renasant Bank 17, -0.05% 0.29%
DAS Acquisition Company 18, -0.04% 0.80%
Truist Bank 19, -0.04% 0.18%
Newrez 20, -0.04% 0.84%
Home Point Financial Corporation 21, -0.04% 1.13%
Bank of America 22, -0.04% 0.40%
Inspire Home Loans Inc 23, -0.04% 0.84%
Brand Mortgage 24, -0.03% 0.84%
Southeast Mortgage of Georgia 25, -0.03% 0.47%
North American Savings Bank 26, -0.03% 0.07%
Atlantic Bay Mortgage Group 27, -0.03% 0.11%
Angel Oak Home Loans 28, -0.03% 0.33%
South State Bank 29, -0.02% 0.07%
Nexbank 30, -0.02% 0.04%
Guaranteed Rate Affinity 31, -0.02% 0.25%
Acopia Capital Group 32, -0.02% 1.53%
Navy Federal Credit Union 33, -0.02% 0.15%
First Community Mortgage Inc 34, -0.02% 0.73%
Amerisave Mortgage Corporation 35, -0.02% 0.29%
Caliber Home Loans Inc 36, -0.02% 1.13%
Wells Fargo Bank 37, -0.02% 0.07%
Pennymac Loan Services 38, -0.02% 1.78%
Movement Mortgage 39, -0.01% 0.95%
Milend Inc 40, -0.01% 1.38%
Us Bank 41, -0.01% 0.15%
Flagstar Bank 42, -0.01% 0.47%
Prosperity Home Mortgage 43, -0.01% 1.27%
Synovus Mortgage Corp 44, -0.01% 0.11%
Pnc Bank 45, -0.01% 0.04%
FirstBank 46, -0.01% 0.15%
Wyndham Capital Mortgage 47, -0.00% 0.18%
Suntrust Banks, Inc 48, -0.00% 0.25%
Pulte Mortgage 49, -0.00% 0.04%
LoanDepot 50, -0.00% 2.40%
Primelending 51, -0.00% 0.33%
US Mortgage Corporation 52, -0.00% 0.40%
Synergy One Lending 53, 0.00% 0.33%
The Federal Savings Bank 54, 0.00% 0.29%
JG Wentworth Home Lending 55, 0.00% 0.07%
Finance of America Mortgage 56, 0.00% 0.25%
Citizens Bank 57, 0.00% 0.04%
Eagle Home Mortgage 58, 0.01% 0.44%
Carrington Mortgage Services 59, 0.01% 1.71%
Magnolia Bank Incorporated 60, 0.01% 0.15%
NewDay USA 61, 0.01% 0.04%
Northpointe Bank 62, 0.01% 0.11%
Shelter Home Mortgage 63, 0.01% 0.29%
Certainty Home Loans 64, 0.03% 0.18%
Cardinal Financial Company LP 65, 0.03% 0.47%
The Mortgage Firm, Inc 66, 0.03% 0.51%
Freedom Mortgage Corporation 67, 0.03% 2.00%
Guild Mortgage Company 68, 0.04% 0.87%
Taylor Morrison Home Funding 69, 0.04% 0.40%
HomeBridge Financial Services, Inc 70, 0.04% 0.66%
Bay Equity 71, 0.04% 0.44%
Nationstar Mortgage 72, 0.04% 2.51%
Success Mortgage Partners Inc 73, 0.06% 0.69%
Lakeview Loan Servicing 74, 0.06% 1.06%
Guaranty Mortgage Services 75, 0.06% 0.66%
Fidelity Bank 76, 0.06% 1.02%
Paramount Residential Mortgage Group Inc 77, 0.07% 0.58%
Supreme Lending/ Everett Financial Inc 78, 0.07% 0.95%
RPM Mortgage 79, 0.10% 0.33%
Guaranteed Rate Inc 80, 0.12% 2.40%
New American Funding 81, 0.12% 2.73%
Primary Residential Mortgage Inc 82, 0.13% 0.55%
Academy Mortgage Corporation 83, 0.13% 2.73%
HomeStar Financial Corporation 84, 0.14% 15.36%
Panorama Mortgage Group 85, 0.22% 0.80%
CalCon Mutual Mortgage 86, 0.23% 1.20%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Ameris Bank 1, -0.28% 3.83%
Keller Mortgage 2, -0.23% 1.39%
Quicken Loans 3, -0.17% 6.07%
United Community Bank 4, -0.15% 1.34%
Stearns Lending 5, -0.14% 2.54%
Mortgage Assurance Inc 6, -0.14% 0.85%
First Federal Bank 7, -0.13% 1.39%
Pennymac Loan Services 8, -0.12% 0.40%
DHI Mortgage Company Limited 9, -0.11% 2.04%
Freedom Mortgage Corporation 10, -0.11% 1.34%
FBC Mortgage 11, -0.11% 2.59%
Regions Bank 12, -0.09% 1.19%
BankSouth Mortgage Company, LL 13, -0.08% 2.69%
Centerstate Bank 14, -0.08% 0.40%
Vanderbilt Mortgage And Finance, Inc 15, -0.08% 1.84%
Stockton Mortgage Corporation 16, -0.07% 0.40%
Fairway Independent Mort Corp 17, -0.07% 7.66%
Truist Bank 18, -0.05% 0.15%
Renasant Bank 19, -0.05% 0.35%
DAS Acquisition Company 20, -0.05% 0.95%
Angel Oak Home Loans 21, -0.04% 0.35%
Bank of America 22, -0.04% 0.50%
Newrez 23, -0.04% 0.40%
Home Point Financial Corporation 24, -0.04% 1.14%
Inspire Home Loans Inc 25, -0.04% 1.14%
Brand Mortgage 26, -0.04% 1.09%
Southeast Mortgage of Georgia 27, -0.04% 0.60%
LoanDepot 28, -0.03% 1.94%
Guaranteed Rate Affinity 29, -0.03% 0.30%
Navy Federal Credit Union 30, -0.03% 0.15%
Atlantic Bay Mortgage Group 31, -0.03% 0.15%
Wyndham Capital Mortgage 32, -0.03% 0.10%
South State Bank 33, -0.02% 0.10%
Nexbank 34, -0.02% 0.05%
First Community Mortgage Inc 35, -0.02% 0.95%
Flagstar Bank 36, -0.02% 0.50%
Movement Mortgage 37, -0.02% 1.09%
Wells Fargo Bank 38, -0.02% 0.10%
Acopia Capital Group 39, -0.01% 1.74%
Synovus Mortgage Corp 40, -0.01% 0.10%
Suntrust Banks, Inc 41, -0.01% 0.25%
Us Bank 42, -0.01% 0.10%
FirstBank 43, -0.01% 0.10%
Prosperity Home Mortgage 44, -0.01% 1.69%
Pnc Bank 45, -0.01% 0.05%
Cardinal Financial Company LP 46, -0.01% 0.15%
Pulte Mortgage 47, -0.01% 0.05%
US Mortgage Corporation 48, -0.00% 0.55%
Primelending 49, -0.00% 0.40%
Citizens Bank 50, 0.00% 0.05%
Magnolia Bank Incorporated 51, 0.01% 0.05%
Eagle Home Mortgage 52, 0.01% 0.60%
Northpointe Bank 53, 0.01% 0.15%
Shelter Home Mortgage 54, 0.01% 0.40%
Amerisave Mortgage Corporation 55, 0.02% 0.10%
The Federal Savings Bank 56, 0.02% 0.20%
Carrington Mortgage Services 57, 0.02% 0.35%
Synergy One Lending 58, 0.03% 0.10%
Certainty Home Loans 59, 0.03% 0.25%
Milend Inc 60, 0.03% 0.40%
Finance of America Mortgage 61, 0.03% 0.15%
Taylor Morrison Home Funding 62, 0.04% 0.55%
The Mortgage Firm, Inc 63, 0.04% 0.50%
Guild Mortgage Company 64, 0.05% 0.90%
Caliber Home Loans Inc 65, 0.05% 0.65%
HomeBridge Financial Services, Inc 66, 0.06% 0.65%
Bay Equity 67, 0.06% 0.45%
Nationstar Mortgage 68, 0.07% 1.00%
Guaranty Mortgage Services 69, 0.07% 0.80%
Fidelity Bank 70, 0.07% 1.19%
Paramount Residential Mortgage Group Inc 71, 0.07% 0.70%
Supreme Lending/ Everett Financial Inc 72, 0.08% 1.09%
Success Mortgage Partners Inc 73, 0.08% 0.75%
RPM Mortgage 74, 0.10% 0.45%
Primary Residential Mortgage Inc 75, 0.13% 0.75%
HomeStar Financial Corporation 76, 0.14% 19.65%
Academy Mortgage Corporation 77, 0.14% 3.43%
Guaranteed Rate Inc 78, 0.15% 2.84%
New American Funding 79, 0.16% 3.03%
Panorama Mortgage Group 80, 0.22% 1.09%
CalCon Mutual Mortgage 81, 0.25% 1.54%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Ditech Financial 1, -0.10% 1.90%
Caliber Home Loans Inc 2, -0.06% 2.44%
Stearns Lending 3, -0.06% 1.22%
Guaranteed Rate Inc 4, -0.05% 1.22%
Mortgage Assurance Inc 5, -0.05% 0.54%
Acopia Capital Group 6, -0.05% 0.95%
Quicken Loans 7, -0.04% 27.41%
Newrez 8, -0.03% 2.04%
Home Point Financial Corporation 9, -0.03% 1.09%
Centerstate Bank 10, -0.03% 0.27%
New American Funding 11, -0.03% 1.90%
Success Mortgage Partners Inc 12, -0.03% 0.54%
First Federal Bank 13, -0.03% 1.36%
Amerisave Mortgage Corporation 14, -0.03% 0.81%
North American Savings Bank 15, -0.03% 0.27%
Milend Inc 16, -0.02% 4.07%
Truist Bank 17, -0.02% 0.27%
Finance of America Mortgage 18, -0.01% 0.54%
DAS Acquisition Company 19, -0.01% 0.41%
BankSouth Mortgage Company, LL 20, -0.01% 0.54%
The Federal Savings Bank 21, -0.01% 0.54%
Renasant Bank 22, -0.01% 0.14%
Prosperity Home Mortgage 23, -0.01% 0.14%
Bank of America 24, -0.01% 0.14%
Bay Equity 25, -0.01% 0.41%
Guild Mortgage Company 26, -0.01% 0.81%
Primelending 27, -0.01% 0.14%
Us Bank 28, -0.01% 0.27%
Synergy One Lending 29, -0.00% 0.95%
CalCon Mutual Mortgage 30, -0.00% 0.27%
HomeBridge Financial Services, Inc 31, -0.00% 0.68%
FBC Mortgage 32, -0.00% 0.68%
Southeast Mortgage of Georgia 33, 0.00% 0.14%
FirstBank 34, 0.00% 0.27%
First Community Mortgage Inc 35, 0.00% 0.14%
Synovus Mortgage Corp 36, 0.00% 0.14%
Movement Mortgage 37, 0.00% 0.54%
Brand Mortgage 38, 0.00% 0.14%
Navy Federal Credit Union 39, 0.01% 0.14%
Fairway Independent Mort Corp 40, 0.01% 1.36%
JG Wentworth Home Lending 41, 0.01% 0.27%
Fidelity Bank 42, 0.01% 0.54%
The Mortgage Firm, Inc 43, 0.01% 0.54%
Pennymac Loan Services 44, 0.01% 5.56%
Carrington Mortgage Services 45, 0.01% 5.43%
Paramount Residential Mortgage Group Inc 46, 0.01% 0.27%
Wyndham Capital Mortgage 47, 0.01% 0.41%
Vanderbilt Mortgage And Finance, Inc 48, 0.01% 0.41%
United Community Bank 49, 0.01% 0.41%
Guaranty Mortgage Services 50, 0.01% 0.27%
Flagstar Bank 51, 0.01% 0.41%
NewDay USA 52, 0.02% 0.14%
Magnolia Bank Incorporated 53, 0.02% 0.41%
Suntrust Banks, Inc 54, 0.02% 0.27%
Supreme Lending/ Everett Financial Inc 55, 0.02% 0.54%
Guaranteed Rate Affinity 56, 0.02% 0.14%
Ameris Bank 57, 0.03% 1.09%
Angel Oak Home Loans 58, 0.03% 0.27%
Nationstar Mortgage 59, 0.04% 6.65%
LoanDepot 60, 0.04% 3.66%
Cardinal Financial Company LP 61, 0.04% 1.36%
Academy Mortgage Corporation 62, 0.05% 0.81%
Regions Bank 63, 0.06% 0.95%
Lakeview Loan Servicing 64, 0.06% 3.93%
HomeStar Financial Corporation 65, 0.07% 3.66%
Freedom Mortgage Corporation 66, 0.18% 3.80%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Regions Bank 1, -0.10% 7.85%
Bank of America 2, -0.03% 6.65%
Suntrust Banks, Inc 3, -0.03% 6.95%
Delta Community Credit Union 4, -0.02% 2.72%
Truist Bank 5, -0.02% 7.85%
Wells Fargo Bank 6, -0.02% 11.18%
Prosperity Home Mortgage 7, -0.01% 2.11%
Certainty Home Loans 8, 0.00% 0.30%
Ameris Bank 9, 0.01% 4.83%
Nexbank 10, 0.01% 0.30%
Georgia’s Own Credit Union 11, 0.01% 1.81%
Inspire Home Loans Inc 12, 0.01% 0.30%
Cardinal Financial Company LP 13, 0.01% 0.30%
Synovus Mortgage Corp 14, 0.01% 0.30%
BankSouth Mortgage Company, LL 15, 0.01% 2.42%
Success Mortgage Partners Inc 16, 0.02% 0.30%
Guaranty Mortgage Services 17, 0.02% 0.30%
Supreme Lending/ Everett Financial Inc 18, 0.02% 0.30%
Fairway Independent Mort Corp 19, 0.02% 5.74%
Pnc Bank 20, 0.02% 1.21%
Centerstate Bank 21, 0.02% 0.30%
Provident Funding Associates 22, 0.02% 0.30%
United Community Bank 23, 0.02% 0.30%
FBC Mortgage 24, 0.02% 0.30%
Usaa Federal Savings Bank 25, 0.02% 0.30%
LoanDepot 26, 0.02% 1.21%
Flagstar Bank 27, 0.02% 0.60%
Renasant Bank 28, 0.02% 0.30%
New American Funding 29, 0.02% 0.30%
Eagle Home Mortgage 30, 0.02% 0.30%
Us Bank 31, 0.02% 3.32%
Guild Mortgage Company 32, 0.03% 0.30%
Brand Mortgage 33, 0.03% 0.30%
Acopia Capital Group 34, 0.03% 0.91%
Milend Inc 35, 0.03% 0.30%
Vanderbilt Mortgage And Finance, Inc 36, 0.03% 0.91%
Fidelity Bank 37, 0.03% 1.81%
Home Point Financial Corporation 38, 0.03% 0.91%
First Community Mortgage Inc 39, 0.03% 0.30%
Academy Mortgage Corporation 40, 0.03% 0.91%
Angel Oak Home Loans 41, 0.04% 1.81%
Movement Mortgage 42, 0.04% 0.60%
Caliber Home Loans Inc 43, 0.04% 1.21%
Quicken Loans 44, 0.04% 6.34%
Southeast Mortgage of Georgia 45, 0.04% 1.21%
Guaranteed Rate Inc 46, 0.05% 0.60%
Carrington Mortgage Services 47, 0.05% 0.30%
Navy Federal Credit Union 48, 0.05% 1.51%
JPMorgan Chase Bank 49, 0.05% 6.34%
Newrez 50, 0.06% 1.21%
Mortgage Assurance Inc 51, 0.07% 0.91%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Regions Bank 1, -0.12% 10.00%
Suntrust Banks, Inc 2, -0.04% 6.67%
Truist Bank 3, -0.03% 7.14%
Bank of America 4, -0.03% 9.05%
Wells Fargo Bank 5, -0.01% 13.33%
Prosperity Home Mortgage 6, -0.00% 3.33%
Delta Community Credit Union 7, 0.00% 1.90%
Pnc Bank 8, 0.02% 0.48%
Georgia’s Own Credit Union 9, 0.02% 2.38%
Inspire Home Loans Inc 10, 0.02% 0.48%
Cardinal Financial Company LP 11, 0.02% 0.48%
Synovus Mortgage Corp 12, 0.02% 0.48%
Home Point Financial Corporation 13, 0.02% 0.48%
Success Mortgage Partners Inc 14, 0.02% 0.48%
Guaranty Mortgage Services 15, 0.02% 0.48%
Supreme Lending/ Everett Financial Inc 16, 0.02% 0.48%
Centerstate Bank 17, 0.03% 0.48%
Us Bank 18, 0.03% 1.90%
Ameris Bank 19, 0.03% 2.38%
United Community Bank 20, 0.03% 0.48%
FBC Mortgage 21, 0.03% 0.48%
BankSouth Mortgage Company, LL 22, 0.03% 2.38%
Usaa Federal Savings Bank 23, 0.03% 0.48%
LoanDepot 24, 0.03% 1.43%
Flagstar Bank 25, 0.03% 0.95%
New American Funding 26, 0.03% 0.48%
Eagle Home Mortgage 27, 0.03% 0.48%
Guild Mortgage Company 28, 0.03% 0.48%
Fairway Independent Mort Corp 29, 0.03% 6.19%
Brand Mortgage 30, 0.03% 0.48%
Acopia Capital Group 31, 0.03% 0.95%
Fidelity Bank 32, 0.03% 1.90%
First Community Mortgage Inc 33, 0.04% 0.48%
Academy Mortgage Corporation 34, 0.04% 0.48%
Movement Mortgage 35, 0.04% 0.95%
Angel Oak Home Loans 36, 0.05% 2.38%
JPMorgan Chase Bank 37, 0.05% 5.24%
Southeast Mortgage of Georgia 38, 0.05% 1.43%
Carrington Mortgage Services 39, 0.06% 0.48%
Navy Federal Credit Union 40, 0.07% 1.90%
Caliber Home Loans Inc 41, 0.07% 0.95%
Newrez 42, 0.08% 1.43%
Quicken Loans 43, 0.09% 4.76%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Delta Community Credit Union 1, -0.04% 4.13%
Bank of America 2, -0.03% 2.48%
Wells Fargo Bank 3, -0.02% 7.44%
Suntrust Banks, Inc 4, -0.02% 7.44%
Quicken Loans 5, -0.02% 9.09%
Regions Bank 6, -0.02% 4.13%
Fairway Independent Mort Corp 7, -0.01% 4.96%
Certainty Home Loans 8, -0.01% 0.83%
Ameris Bank 9, -0.01% 9.09%
BankSouth Mortgage Company, LL 10, -0.01% 2.48%
Georgia’s Own Credit Union 11, -0.00% 0.83%
Nexbank 12, 0.00% 0.83%
Truist Bank 13, 0.00% 9.09%
Angel Oak Home Loans 14, 0.00% 0.83%
Navy Federal Credit Union 15, 0.00% 0.83%
Caliber Home Loans Inc 16, 0.00% 1.65%
Newrez 17, 0.01% 0.83%
Provident Funding Associates 18, 0.01% 0.83%
LoanDepot 19, 0.01% 0.83%
Pnc Bank 20, 0.01% 2.48%
Renasant Bank 21, 0.01% 0.83%
Us Bank 22, 0.02% 5.79%
Acopia Capital Group 23, 0.02% 0.83%
Milend Inc 24, 0.02% 0.83%
Vanderbilt Mortgage And Finance, Inc 25, 0.02% 2.48%
Fidelity Bank 26, 0.02% 1.65%
Southeast Mortgage of Georgia 27, 0.02% 0.83%
Academy Mortgage Corporation 28, 0.02% 1.65%
Home Point Financial Corporation 29, 0.03% 1.65%
Guaranteed Rate Inc 30, 0.04% 1.65%
JPMorgan Chase Bank 31, 0.05% 8.26%
Mortgage Assurance Inc 32, 0.06% 2.48%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.22% 5.89%
Ameris Bank 2, -0.10% 3.38%
Lakeview Loan Servicing 3, -0.10% 1.89%
LoanDepot 4, -0.10% 4.40%
Pennymac Loan Services 5, -0.07% 4.63%
First Community Mortgage Inc 6, -0.05% 0.47%
North American Savings Bank 7, -0.05% 1.26%
Eagle Home Mortgage 8, -0.05% 0.63%
DHI Mortgage Company Limited 9, -0.04% 1.73%
Stearns Lending 10, -0.04% 1.10%
Truist Bank 11, -0.04% 0.31%
Usaa Federal Savings Bank 12, -0.03% 6.60%
FBC Mortgage 13, -0.03% 1.34%
NBKC Bank 14, -0.03% 0.86%
Keller Mortgage 15, -0.03% 0.47%
Guild Mortgage Company 16, -0.03% 0.79%
Centerstate Bank 17, -0.03% 0.31%
Suntrust Banks, Inc 18, -0.03% 0.39%
Wyndham Capital Mortgage 19, -0.03% 0.47%
Prosperity Home Mortgage 20, -0.03% 1.41%
Regions Bank 21, -0.03% 0.16%
Angel Oak Home Loans 22, -0.02% 0.08%
Wells Fargo Bank 23, -0.02% 1.02%
Acopia Capital Group 24, -0.02% 1.65%
Ditech Financial 25, -0.02% 0.47%
Stockton Mortgage Corporation 26, -0.02% 0.16%
New American Funding 27, -0.02% 1.10%
Caliber Home Loans Inc 28, -0.02% 1.18%
Synovus Mortgage Corp 29, -0.02% 0.16%
Home Point Financial Corporation 30, -0.02% 1.57%
FirstBank 31, -0.02% 0.24%
Paramount Residential Mortgage Group Inc 32, -0.02% 0.08%
Renasant Bank 33, -0.02% 0.39%
Atlantic Bay Mortgage Group 34, -0.02% 0.39%
Vanderbilt Mortgage And Finance, Inc 35, -0.01% 0.79%
Guaranteed Rate Affinity 36, -0.01% 0.71%
Nexbank 37, -0.01% 0.16%
Bay Equity 38, -0.01% 0.08%
Northpointe Bank 39, -0.01% 0.16%
Mortgage Assurance Inc 40, -0.01% 0.31%
Certainty Home Loans 41, -0.01% 0.55%
Flagstar Bank 42, -0.01% 1.34%
Supreme Lending/ Everett Financial Inc 43, -0.01% 0.55%
JPMorgan Chase Bank 44, -0.01% 0.16%
The Mortgage Firm, Inc 45, -0.01% 0.08%
DAS Acquisition Company 46, -0.01% 0.24%
JG Wentworth Home Lending 47, -0.01% 0.31%
Cardinal Financial Company LP 48, -0.01% 0.39%
Pulte Mortgage 49, -0.00% 0.24%
US Mortgage Corporation 50, -0.00% 0.08%
HomeBridge Financial Services, Inc 51, -0.00% 0.86%
Guaranteed Rate Inc 52, -0.00% 1.26%
Citizens Bank 53, 0.00% 0.16%
Movement Mortgage 54, 0.00% 0.55%
Academy Mortgage Corporation 55, 0.00% 1.57%
Success Mortgage Partners Inc 56, 0.00% 0.16%
Brand Mortgage 57, 0.01% 0.63%
Taylor Morrison Home Funding 58, 0.01% 0.31%
Amerisave Mortgage Corporation 59, 0.01% 0.55%
United Community Bank 60, 0.01% 1.02%
Shelter Home Mortgage 61, 0.01% 0.31%
Fairway Independent Mort Corp 62, 0.02% 3.61%
Southeast Mortgage of Georgia 63, 0.02% 0.16%
Magnolia Bank Incorporated 64, 0.02% 0.47%
RPM Mortgage 65, 0.02% 0.16%
Primelending 66, 0.02% 0.39%
BankSouth Mortgage Company, LL 67, 0.02% 1.34%
Newrez 68, 0.03% 1.10%
Primary Residential Mortgage Inc 69, 0.03% 0.55%
Inspire Home Loans Inc 70, 0.03% 0.94%
CalCon Mutual Mortgage 71, 0.03% 0.24%
Nationstar Mortgage 72, 0.04% 1.26%
Milend Inc 73, 0.04% 1.02%
Freedom Mortgage Corporation 74, 0.04% 2.36%
Synergy One Lending 75, 0.04% 0.47%
First Federal Bank 76, 0.05% 1.49%
Fidelity Bank 77, 0.05% 1.81%
Carrington Mortgage Services 78, 0.05% 1.26%
Guaranty Mortgage Services 79, 0.06% 0.55%
Quicken Loans 80, 0.08% 9.35%
The Federal Savings Bank 81, 0.09% 2.36%
HomeStar Financial Corporation 82, 0.17% 5.73%
NewDay USA 83, 0.30% 2.91%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
Navy Federal Credit Union 1, -0.24% 8.56%
Ameris Bank 2, -0.13% 3.85%
North American Savings Bank 3, -0.05% 1.00%
First Community Mortgage Inc 4, -0.03% 0.86%
Stearns Lending 5, -0.03% 1.71%
Eagle Home Mortgage 6, -0.03% 1.14%
DHI Mortgage Company Limited 7, -0.03% 3.14%
FBC Mortgage 8, -0.02% 2.00%
Centerstate Bank 9, -0.02% 0.43%
Truist Bank 10, -0.02% 0.57%
Wells Fargo Bank 11, -0.02% 1.43%
Wyndham Capital Mortgage 12, -0.02% 0.43%
Suntrust Banks, Inc 13, -0.02% 0.57%
Keller Mortgage 14, -0.02% 0.71%
NBKC Bank 15, -0.02% 1.28%
Freedom Mortgage Corporation 16, -0.02% 2.00%
Quicken Loans 17, -0.02% 4.71%
Newrez 18, -0.01% 0.71%
Prosperity Home Mortgage 19, -0.01% 2.43%
LoanDepot 20, -0.01% 1.85%
Regions Bank 21, -0.01% 0.29%
Angel Oak Home Loans 22, -0.01% 0.14%
HomeBridge Financial Services, Inc 23, -0.01% 0.57%
Acopia Capital Group 24, -0.01% 1.71%
Stockton Mortgage Corporation 25, -0.00% 0.14%
Synovus Mortgage Corp 26, -0.00% 0.14%
Renasant Bank 27, -0.00% 0.43%
Paramount Residential Mortgage Group Inc 28, -0.00% 0.14%
Success Mortgage Partners Inc 29, 0.00% 0.14%
Atlantic Bay Mortgage Group 30, 0.00% 0.71%
Guaranteed Rate Affinity 31, 0.00% 1.14%
Vanderbilt Mortgage And Finance, Inc 32, 0.00% 1.14%
Certainty Home Loans 33, 0.00% 0.71%
Supreme Lending/ Everett Financial Inc 34, 0.00% 0.86%
Bay Equity 35, 0.00% 0.14%
Mortgage Assurance Inc 36, 0.00% 0.57%
Usaa Federal Savings Bank 37, 0.01% 7.42%
Nexbank 38, 0.01% 0.14%
JG Wentworth Home Lending 39, 0.01% 0.29%
NewDay USA 40, 0.01% 0.43%
Guild Mortgage Company 41, 0.01% 0.57%
JPMorgan Chase Bank 42, 0.01% 0.29%
DAS Acquisition Company 43, 0.01% 0.29%
The Mortgage Firm, Inc 44, 0.01% 0.14%
New American Funding 45, 0.01% 1.28%
Pulte Mortgage 46, 0.01% 0.43%
Magnolia Bank Incorporated 47, 0.01% 0.14%
FirstBank 48, 0.01% 0.14%
US Mortgage Corporation 49, 0.01% 0.14%
Flagstar Bank 50, 0.01% 0.57%
Citizens Bank 51, 0.02% 0.29%
First Federal Bank 52, 0.02% 0.43%
Synergy One Lending 53, 0.02% 0.14%
Milend Inc 54, 0.02% 1.00%
Movement Mortgage 55, 0.02% 0.86%
Pennymac Loan Services 56, 0.02% 0.86%
Academy Mortgage Corporation 57, 0.02% 2.43%
Brand Mortgage 58, 0.02% 1.00%
Guaranteed Rate Inc 59, 0.02% 1.57%
Taylor Morrison Home Funding 60, 0.02% 0.57%
Southeast Mortgage of Georgia 61, 0.03% 0.29%
RPM Mortgage 62, 0.03% 0.29%
Caliber Home Loans Inc 63, 0.03% 1.00%
Home Point Financial Corporation 64, 0.03% 1.14%
Fairway Independent Mort Corp 65, 0.03% 5.42%
Cardinal Financial Company LP 66, 0.04% 0.29%
Shelter Home Mortgage 67, 0.04% 0.43%
Primelending 68, 0.04% 0.57%
United Community Bank 69, 0.04% 1.14%
Primary Residential Mortgage Inc 70, 0.05% 1.00%
Inspire Home Loans Inc 71, 0.05% 1.71%
Nationstar Mortgage 72, 0.05% 0.71%
CalCon Mutual Mortgage 73, 0.05% 0.43%
Carrington Mortgage Services 74, 0.05% 0.43%
BankSouth Mortgage Company, LL 75, 0.06% 1.85%
Fidelity Bank 76, 0.07% 3.14%
Guaranty Mortgage Services 77, 0.09% 0.86%
HomeStar Financial Corporation 78, 0.20% 9.56%
Lender Name Rate Rank, Rate Difference Rate Rating Market Share
LoanDepot 1, -0.14% 7.52%
Lakeview Loan Servicing 2, -0.12% 4.20%
Navy Federal Credit Union 3, -0.11% 2.62%
Pennymac Loan Services 4, -0.10% 9.27%
Usaa Federal Savings Bank 5, -0.09% 5.59%
Guild Mortgage Company 6, -0.07% 1.05%
Caliber Home Loans Inc 7, -0.07% 1.40%
New American Funding 8, -0.06% 0.87%
Home Point Financial Corporation 9, -0.06% 2.10%
North American Savings Bank 10, -0.05% 1.57%
BankSouth Mortgage Company, LL 11, -0.05% 0.70%
NBKC Bank 12, -0.05% 0.35%
Ameris Bank 13, -0.05% 2.80%
Wyndham Capital Mortgage 14, -0.04% 0.52%
FirstBank 15, -0.04% 0.35%
Acopia Capital Group 16, -0.04% 1.57%
Cardinal Financial Company LP 17, -0.04% 0.52%
Ditech Financial 18, -0.04% 1.05%
Shelter Home Mortgage 19, -0.04% 0.17%
Guaranty Mortgage Services 20, -0.04% 0.17%
Keller Mortgage 21, -0.04% 0.17%
Guaranteed Rate Inc 22, -0.04% 0.87%
Movement Mortgage 23, -0.04% 0.17%
Academy Mortgage Corporation 24, -0.04% 0.52%
Stockton Mortgage Corporation 25, -0.04% 0.17%
Synovus Mortgage Corp 26, -0.04% 0.17%
Nexbank 27, -0.03% 0.17%
Fidelity Bank 28, -0.03% 0.17%
Renasant Bank 29, -0.03% 0.35%
Flagstar Bank 30, -0.03% 2.27%
Prosperity Home Mortgage 31, -0.03% 0.17%
FBC Mortgage 32, -0.03% 0.52%
United Community Bank 33, -0.03% 0.87%
Stearns Lending 34, -0.03% 0.35%
Vanderbilt Mortgage And Finance, Inc 35, -0.03% 0.35%
Northpointe Bank 36, -0.03% 0.35%
Suntrust Banks, Inc 37, -0.03% 0.17%
Centerstate Bank 38, -0.03% 0.17%
Certainty Home Loans 39, -0.03% 0.35%
Brand Mortgage 40, -0.03% 0.17%
Guaranteed Rate Affinity 41, -0.03% 0.17%
DAS Acquisition Company 42, -0.02% 0.17%
JG Wentworth Home Lending 43, -0.02% 0.35%
Fairway Independent Mort Corp 44, -0.02% 1.40%
Supreme Lending/ Everett Financial Inc 45, -0.02% 0.17%
Primelending 46, -0.02% 0.17%
HomeBridge Financial Services, Inc 47, -0.01% 1.22%
Amerisave Mortgage Corporation 48, -0.01% 1.22%
Magnolia Bank Incorporated 49, 0.00% 0.87%
Success Mortgage Partners Inc 50, 0.00% 0.17%
Wells Fargo Bank 51, 0.01% 0.52%
Nationstar Mortgage 52, 0.02% 1.92%
HomeStar Financial Corporation 53, 0.02% 1.05%
Synergy One Lending 54, 0.03% 0.87%
Carrington Mortgage Services 55, 0.03% 2.27%
Newrez 56, 0.04% 1.57%
First Federal Bank 57, 0.04% 2.80%
Milend Inc 58, 0.05% 1.05%
The Federal Savings Bank 59, 0.07% 5.24%
Freedom Mortgage Corporation 60, 0.08% 2.80%
Quicken Loans 61, 0.11% 15.03%
NewDay USA 62, 0.31% 5.94%

* Data is compiled for the Gainesville, GA commuting zone area, which comprises of counties of Banks County, GA, Dawson County, GA, Forsyth County, GA, Habersham County, GA, Hall County, GA, Jackson County, GA, Lumpkin County, GA, and White County, GA. This includes cities/towns/communities of Gainesville, GA as well as Oakwood, GA, Braselton, GA, Dawsonville, GA, Dahlonega, GA, Jefferson, GA, Flowery Branch, GA, Cumming, GA, Buford, GA, Pendergrass, GA, Braselton, GA, Clarkesville, GA, Cornelia, GA, Arcade, GA, Commerce, GA, Clermont, GA, Yonah, GA, Cleveland, GA, Helen, GA, Gillsville, GA, Lula, GA, Maysville, GA, Nicholson, GA, Maysville, GA, Tallulah Falls, GA, Alto, GA, Homer, GA, and Baldwin, GA. Lenders must have made at least 30 loans in the area to be included. Source for the data comes from Federal Financial Institutions Examination Council (FFIEC). Rate Difference (the average difference of interest rates relative to those of other lenders) were computed by subtracting the rate at origination from the average predicted rate based on the MSA, borrower LTV, DTI, Loan Amount, Loan Type, and Loan Purpose, and then regularized based on a Bayesian approach to account for smaller sample sizes. Above-average mortgage closing costs were then added to the rate difference at a rate of +0.15/point. Star ratings were determined in intervals of 0.10% in rate difference per half star.

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